https://www.spreaker.com/podcast/monolith-money-show--6487530enBusinessCopyright Eric Pedersenhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/d6ddf4bd8189f2a75f2176597e984160.jpghttps://www.spreaker.com/podcast/monolith-money-show--6487530Sat, 12 Jul 2025 18:03:45 +0000Jeff Mitchell and Camille ButterfieldJeff Mitchell and Camille Butterfieldcamille@monolithfinancial.comAt Monolith Financial Group, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and...cleanepisodichttps://www.spreaker.com/episode/a-savings-crisis-july-12-2025--66918889https://api.spreaker.com/episode/66918889Sat, 12 Jul 2025 18:00:08 +0000Jeff Mitchell and Camille ButterfieldA recent study shows a number of American over age 50 have little to no retirement savings. Jeff and Camille discuss some ways this is being addressed across the board, and also some ways people can catch up. They also revisit how retirement dreams...2999cleanfullhttps://www.spreaker.com/episode/retirement-regrets-july-5-2025--66839969https://api.spreaker.com/episode/66839969Sat, 05 Jul 2025 18:00:08 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille go over some of the major regrets people have when it comes to retirement planning, including not starting to save early enough and more. They also look at ways to take control of your retirement planning, as well as answering some...2999cleanfullhttps://www.spreaker.com/episode/social-security-solvency-june-28-2025--66749509https://api.spreaker.com/episode/66749509Sat, 28 Jun 2025 18:00:08 +0000Jeff Mitchell and Camille ButterfieldSocial Security may have problems with funding down the road, but it won't go bankrupt. That is what most experts believe, and Jeff and Camille take a look at what may happen with this essential program and what to do to make the most of your...2999cleanfullhttps://www.spreaker.com/episode/finding-your-risk-tolerance-june-21-2025--66610992https://api.spreaker.com/episode/66610992Sat, 21 Jun 2025 18:00:08 +0000Jeff Mitchell and Camille ButterfieldCamille goes solo today and talks about how important it is to make sure your degree of risk matches what you are comfortable with in retirement, and how having a proper plan can make sure that risk lines up with what you want. She also looks at...2998cleanfullhttps://www.spreaker.com/episode/will-tax-rates-go-up-or-not-june-14-2025--66538617https://api.spreaker.com/episode/66538617Sat, 14 Jun 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldThe Tax Cuts and Jobs Act, passed in 2017, is set to expire at the end of this year, and rates will go up if nothing is done between now and then. Jeff and Camille discuss the importance of tax planning to help lower your tax bill in retirement. 3000cleanfullhttps://www.spreaker.com/episode/more-money-challenges-june-7-2025--66411668https://api.spreaker.com/episode/66411668Sat, 07 Jun 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille revisit various money challenges during retirement, especially longevity risk, inflation and the fear of running out of money. They also look at possible signs you could need a different advisor for the stage of life you are in now,...2999cleanfullhttps://www.spreaker.com/episode/in-a-better-position-may-31-2025--66315945https://api.spreaker.com/episode/66315945Sat, 31 May 2025 18:10:08 +0000Jeff Mitchell and Camille ButterfieldA recent poll discovered many younger workers feel they are not in as good as financial shape when it comes to retirement as their parents were. Jeff and Camille go over these results and discuss ways people can help themselves get into a better...2999cleanfullhttps://www.spreaker.com/episode/income-is-the-name-may-24-2025--66209649https://api.spreaker.com/episode/66209649Sat, 24 May 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille first address ways to help maximize your retirement income, then ways to help protect it.2999cleanfullhttps://www.spreaker.com/episode/investment-mistakes-may-17-2025--66103731https://api.spreaker.com/episode/66103731Sat, 17 May 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille look at some of the major mistakes that wealthier individuals may be making with their portfolio choices as they get close to or into retirement. They also revisit four major questions about retirement planning that affect almost...2998cleanfullhttps://www.spreaker.com/episode/planning-for-large-iras-may-10-2025--65980072https://api.spreaker.com/episode/65980072Sat, 10 May 2025 17:00:08 +0000Jeff Mitchell and Camille ButterfieldLarger retirement accounts are a blessing - at least until it comes to turning those savings into income and other vehicles needed specifically for retirement. Jeff and Camille take a look at the strategies used to provide reliable lifetime income, as...3005cleanfullhttps://www.spreaker.com/episode/protected-income-april-19-2025--65616077https://api.spreaker.com/episode/65616077Sat, 19 Apr 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldFirst, Jeff and Camille address planning opportunites for so-called high net worth individuals, then move on to some ways to help protect you receive protected, or guaranteed, income for retirement, including optimizing Social Security benefits and...2999cleanfullhttps://www.spreaker.com/episode/where-will-you-live-april-12-2025--65469130https://api.spreaker.com/episode/65469130Sat, 12 Apr 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldWhere you will live in retirement is a question many boomers are starting to answer as they are about to embark on post-working life. Jeff and Camille look at a study which notes trends that are happening and how planning is essential to determine how...2999cleanfullhttps://www.spreaker.com/episode/retirement-income-faces-tax-challenges-april-5-2025--65339142https://api.spreaker.com/episode/65339142Sat, 05 Apr 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldIt seems inevitable that tax rates will be going up in the future, perhaps as soon as the end of this year. Camille is solo on this show, and she takes a look at some of the best strategies to use to help keep more money in your pocket instead of...3004cleanfullhttps://www.spreaker.com/episode/retirement-planning-for-women-march-22-2025--65001097https://api.spreaker.com/episode/65001097Sat, 22 Mar 2025 18:00:07 +0000Jeff Mitchell and Camille ButterfieldWomen have their own special needs when it comes to retirement planning. Jeff and Camille take a look at why this is, and what women can do to help themselves become familiar with a plan that may have been done by their spouse or partner, or to set up...2999cleanfullhttps://www.spreaker.com/episode/401-k-and-ira-decisions-march-8-2025--65001072https://api.spreaker.com/episode/65001072Thu, 20 Mar 2025 19:46:26 +0000Jeff Mitchell and Camille ButterfieldMuch of today's retirement savings is in IRA or 401K accounts, which means it has never been taxed - but it will be taxed as ordinary income when it is withdrawn. Jeff and Camille go over options and strategies you can use so you can pay the lowest...2999cleanfullhttps://www.spreaker.com/episode/three-risks-in-retirement-february-15-2025--64363655https://api.spreaker.com/episode/64363655Sat, 15 Feb 2025 19:00:07 +0000Jeff Mitchell and Camille ButterfieldHealth care, longevity and losing a spouse or partner are some of the risks associated with a long retirement. Jeff and Camille discuss these areas and how to plan to best protect yourself when and if any of these things happen. They also revisit how...3000cleanfullhttps://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation-february-8-2025--64255709https://api.spreaker.com/episode/64255709Sat, 08 Feb 2025 19:00:07 +0000Jeff Mitchell and Camille ButterfieldThe Tax Cuts and Jobs Act is set to expire at the end of the year unless Congress passes something to replace it. And inflation is still hanging around as well. These can cut into your nest egg unless you plan for them, and Jeff and Camille discuss...3005clean33fullhttps://www.spreaker.com/episode/balance-your-retirement-portfolio-january-25-2025--63880763https://api.spreaker.com/episode/63880763Sat, 25 Jan 2025 19:00:07 +0000Jeff Mitchell and Camille ButterfieldFinding the right investment mix for your portfolio can help you reach your goals. Jeff and Camile discuss how rebalancing your investments with the help of a financial professional can go a long way toward reaching the goals for each individual or...3000cleanfullhttps://www.spreaker.com/episode/preserving-and-optimizing-your-401k-december-21-2024--63730534tag:soundcloud,2010:tracks/1989764519Sat, 21 Dec 2024 19:00:08 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille go over tips for you to get the most out of your 401K account, including proper diversification, reviewing investment choices and aligning everything with your retirement timeline.3000cleanfullhttps://www.spreaker.com/episode/growing-government-debt-november-16-2024--63730546tag:soundcloud,2010:tracks/1958546811Sat, 16 Nov 2024 18:59:59 +0000Jeff Mitchell and Camille ButterfieldThe U.S. government debt now stands at $36 trillion and growing fast. Jeff and Camille look at this issue and how expected rising taxes to pay for it could affect your retirement portfolio, as well as the best ways to plan for taxes and save money now...3004cleanfullhttps://www.spreaker.com/episode/election-analysis-november-9-2024--63730569tag:soundcloud,2010:tracks/1952574655Sat, 09 Nov 2024 19:00:04 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille take a look at this week's re-election of Donald Trump to the U.S. presidency, and what it could mean going forward, especially as it pertains to retirement planning. Later they revisit four retirement unknowns and how to plan for...3003cleanfullhttps://www.spreaker.com/episode/dealing-with-falling-interest-rates-november-2-2024--63730578tag:soundcloud,2010:tracks/1946316935Sat, 02 Nov 2024 18:00:06 +0000Jeff Mitchell and Camille ButterfieldThe Federal Reserve dropped interest rates by a half percent a few weeks ago, and further cuts are expected. Jeff and Camille look at what you can do now with the parts of your portfolio that are affected by these cuts to keep up the growth that is...3008cleanfullhttps://www.spreaker.com/episode/taking-control-of-retirement-october-19-2024--63730551tag:soundcloud,2010:tracks/1936826003Sat, 19 Oct 2024 18:00:27 +0000Jeff Mitchell and Camille ButterfieldPeople have experienced unprecedented events in the past few years, including the pandemic, high inflation, huge swings in the stock market, and more. Jeff and Camille look at what could lie ahead and how working with a financial professional can help...3004cleanfullhttps://www.spreaker.com/episode/taxes-in-retirement-october-12-2024--63730586tag:soundcloud,2010:tracks/1936824785Thu, 17 Oct 2024 18:07:14 +0000Jeff Mitchell and Camille ButterfieldRetirement means an entirely different shift in paying taxes, and it could mean you would pay more to Uncle Sam unless you look ahead and plan accordingly. Jeff and Camille look at the tax issue, especially the upcoming scheduled changes in rates at...3004cleanfullhttps://www.spreaker.com/episode/estate-and-legacy-planning-september-21-2024--63730537tag:soundcloud,2010:tracks/1920444899Sat, 21 Sep 2024 19:00:15 +0000Jeff Mitchell and Camille ButterfieldEstate and legacy planning can be one of the more overlooked pieces of a retirement plan, but its importance shouldn't be overlooked. Jeff and Camille take a look at how to make sure the things you leave behind go to whoever it is supposed to go to,...3006cleanfullhttps://www.spreaker.com/episode/record-retirements-august-24-2024--63730587tag:soundcloud,2010:tracks/1902859345Sat, 24 Aug 2024 19:00:01 +0000Jeff Mitchell and Camille ButterfieldOver 4.1 million people will turn 65 this year and for several more years to come, and that means record retirements will put a big strain on Social Security. Medicare and more. Jeff and Camille look at these figures and, if you are one of those...3006cleanfullhttps://www.spreaker.com/episode/volatility-is-back-august-17-2024--63730599tag:soundcloud,2010:tracks/1897830327Sat, 17 Aug 2024 19:00:07 +0000Jeff Mitchell and Camille ButterfieldIn recent days, market volatility has come back with a vengeance - down 600 to 1000 points on some days, but bouncing right back afterwards. Camille reminds us that these periods do happen, and that financial plans take this into account as best as...3012cleanfullhttps://www.spreaker.com/episode/four-retirement-unknowns-july-27-2024--63730585tag:soundcloud,2010:tracks/1880985117Thu, 25 Jul 2024 21:29:13 +0000Jeff Mitchell and Camille ButterfieldLongevity, taxes, health care costs and market performance. These are areas that no one is completely certain about going into the future, but advisors help retirees plan for these areas as best they can. Jeff and Camille explain how this works and...3007cleanfullhttps://www.spreaker.com/episode/decision-2024-july-6-2024--63730536tag:soundcloud,2010:tracks/1863868647Sat, 06 Jul 2024 18:00:02 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille discuss the upcoming presidential election, reacting to comments from Jeff Bush of the Washington Insider, and talking about how financial questions will play a huge role in the campaign. They also discuss four important retirement...3004cleanfullhttps://www.spreaker.com/episode/protected-income-june-22-2024--63730564tag:soundcloud,2010:tracks/1853822892Sat, 22 Jun 2024 18:00:08 +0000Jeff Mitchell and Camille ButterfieldWhat people want and need in retirement is guaranteed income to cover their fixed monthly expenses. Jeff and Camille discuss some of the strategies to put your retirement savings to work in providing this type of income and how to best make it work...3006cleanfullhttps://www.spreaker.com/episode/creating-a-five-star-retirement-plan-june-1-2024--63730593tag:soundcloud,2010:tracks/1834727064Sat, 01 Jun 2024 18:01:01 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille discuss how to create a retirement plan that covers all five main areas of finances in your post-working years, including income, taxes, health care and legacy planning, as well as money for growth to cover future inflation and...3005cleanfullhttps://www.spreaker.com/episode/behavioral-finance-and-you-may-18-2024--63730595tag:soundcloud,2010:tracks/1824379425Sat, 18 May 2024 18:00:12 +0000Jeff Mitchell and Camille ButterfieldPeople are emotional about money, and can behave in certain ways that aren't always best for their retirement savings. Today Camille looks at some particular behaviors such as herd behavior that people sometimes follow and how proper planning can help...3007cleanfullhttps://www.spreaker.com/episode/creating-a-lasting-legacy-april-27-2024--63730606tag:soundcloud,2010:tracks/1808728131Sat, 27 Apr 2024 18:00:08 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.3006cleanfullhttps://www.spreaker.com/episode/the-client-experience-april-13-2024--63730555tag:soundcloud,2010:tracks/1799567758Sat, 13 Apr 2024 18:00:14 +0000Jeff Mitchell and Camille ButterfieldCamille is solo today as she takes you through what it is like to be a client at Monolith Financial Group, including what happens after you make the first call to the initial meeting all the way through putting a Monolith Money Map together and making...3004cleanfullhttps://www.spreaker.com/episode/all-about-annuities-march-23-2024--63730538tag:soundcloud,2010:tracks/1781951793Sat, 23 Mar 2024 18:00:01 +0000Jeff Mitchell and Camille ButterfieldAre you confused by the subject of annuities? In case you are, Jeff and Camille are here to bring you the facts about this polarizing financial product that can bring you guaranteed lifetime income, as well as other benefits you may now know about.3004cleanfullhttps://www.spreaker.com/episode/four-questions-about-retirement-march-16-2024--63730548tag:soundcloud,2010:tracks/1775792466Sat, 16 Mar 2024 18:00:09 +0000Jeff Mitchell and Camille ButterfieldWhen can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer...3004cleanfullhttps://www.spreaker.com/episode/retirement-tool-kit-march-2-2024--63730556tag:soundcloud,2010:tracks/1762602489Sat, 02 Mar 2024 19:00:02 +0000Jeff Mitchell and Camille ButterfieldRetirement Tool Kit - March 2, 2024 by MonolithMoneyShow3009cleanfullhttps://www.spreaker.com/episode/top-five-retirement-questions-february-24-2024--63730549tag:soundcloud,2010:tracks/1756100583Sat, 24 Feb 2024 19:00:12 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille open the show by taking on five retirement questions many people ask when planning. These include how much should they have saved, whether or not to pay off their mortgage, and three others. Later they look at the five stages of...3005cleanfullhttps://www.spreaker.com/episode/retirement-dreams-vs-reality-february-10-2024--63730550tag:soundcloud,2010:tracks/1742319747Sat, 10 Feb 2024 20:00:11 +0000Jeff Mitchell and Camille ButterfieldSometimes the way retirement happens in real life turns out differently than what was expected beforehand. Jeff and Camille talk about what people should plan for besides financial aspects so that their post-working years play out smoothly in all...3007cleanfullhttps://www.spreaker.com/episode/boomers-up-to-bat-gen-x-on-deck-january-6-2024--63730610tag:soundcloud,2010:tracks/1709591082Sat, 06 Jan 2024 21:00:39 +0000Jeff Mitchell and Camille ButterfieldFirst, Jeff and Camille look at what to expect in financial law changes in the new year, including new IRS rules, Social Security adjustments, and more. Then they take a look at baby boomers being the latest group of retirees but also the first Gen...3006cleanfullhttps://www.spreaker.com/episode/new-year-s-resolutions-december-31-2023--63730554tag:soundcloud,2010:tracks/1703167182Sat, 30 Dec 2023 20:30:19 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille look at various financial resolutions you might make for yourself going into 2024. They also take a look back at some of the unknown factors that can affect retirement planning.3007cleanfullhttps://www.spreaker.com/episode/money-challenges-in-retirement-december-16-2023--63730568tag:soundcloud,2010:tracks/1691408337Sat, 16 Dec 2023 20:00:07 +0000Jeff Mitchell and Camille ButterfieldPeople heading for retirement have numerous concerns when it comes to their money, including inflation, health care costs, and running out of money. Today Jeff and Camille discuss various strategies to help clients plan for the various twists and...3006cleanfullhttps://www.spreaker.com/episode/four-retirement-unknowns-december-2-2023--63730560tag:soundcloud,2010:tracks/1685886843Fri, 08 Dec 2023 20:18:08 +0000Jeff Mitchell and Camille ButterfieldThere are several areas that are never exactly certain when retirement approaches - how long you may live, the cost of health care, market performance, taxes. These are several things that still need to be accounted for, and today Jeff and Camille...3001cleanfullhttps://www.spreaker.com/episode/year-end-checklist-november-4-2023--63730566tag:soundcloud,2010:tracks/1656201648Sat, 04 Nov 2023 20:00:14 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille go over a checklist for you to keep track of regarding financial moves to make before the end of 2023, and especially by the end of November. They also go over a retirement "tool kit" that involves a number of potential strategies for...3004cleanfullhttps://www.spreaker.com/episode/topics-on-your-retirement-planning-list-october-21-203--63730552tag:soundcloud,2010:tracks/1645556103Sat, 21 Oct 2023 19:00:02 +0000Jeff Mitchell and Camille ButterfieldThree of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.3005cleanfullhttps://www.spreaker.com/episode/protected-income-october-7-2023--63730598tag:soundcloud,2010:tracks/1634146626Sat, 07 Oct 2023 18:00:18 +0000Jeff Mitchell and Camille ButterfieldThere is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it...3011cleanfullhttps://www.spreaker.com/episode/four-questions-about-retirement-september-23-2023--63730615tag:soundcloud,2010:tracks/1623069009Sat, 23 Sep 2023 18:00:13 +0000Jeff Mitchell and Camille ButterfieldWhen can I retire? Have I saved enough? Will my money last? Those are three of the four big questions most people have as they approach retirement. Today Jeff and Camille discuss how a financial professional can help answer those questions for any...3005cleanfullhttps://www.spreaker.com/episode/make-your-money-work-for-you-september-9-2023--63730623tag:soundcloud,2010:tracks/1611571692Sat, 09 Sep 2023 18:00:08 +0000Jeff Mitchell and Camille ButterfieldIt isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your...3006cleanfullhttps://www.spreaker.com/episode/three-risks-in-retirement-august-26-2023--63730567tag:soundcloud,2010:tracks/1601101218Sat, 26 Aug 2023 19:00:00 +0000Jeff Mitchell and Camille ButterfieldLong term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.3005cleanfullhttps://www.spreaker.com/episode/plan-for-the-worst-hope-for-the-best-august-19-2023--63730581tag:soundcloud,2010:tracks/1596162708Sat, 19 Aug 2023 17:59:59 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille revisit how to plan for a worst case scenario in retirement, such as unexpected health care issues and more.3005cleanfullhttps://www.spreaker.com/episode/five-financial-stages-of-life-august-12-2023--63730647tag:soundcloud,2010:tracks/1590640543Sat, 12 Aug 2023 19:00:06 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching...3004cleanfullhttps://www.spreaker.com/episode/retiring-today-july-29-2023--63730573tag:soundcloud,2010:tracks/1576646794Sat, 29 Jul 2023 18:00:06 +0000Jeff Mitchell and Camille ButterfieldRetiring today is a lot different than it was 40 years ago. Pensions are disappearing and Social Security could be changing in one way or another. Today Jeff and Camille look at how much retirement planning has changed and the kinds of options...3004cleanfullhttps://www.spreaker.com/episode/the-psychology-of-money-july-1-2023--63730577tag:soundcloud,2010:tracks/1553840110Sun, 02 Jul 2023 18:00:01 +0000Jeff Mitchell and Camille ButterfieldPeople are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular...3005cleanfullhttps://www.spreaker.com/episode/bon-voyage-in-retirement-june-10-2023--63730631tag:soundcloud,2010:tracks/1536375433Sat, 10 Jun 2023 20:55:28 +0000Jeff Mitchell and Camille ButterfieldPlanning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial...3007cleanfullhttps://www.spreaker.com/episode/all-weather-retirement-strategy-may-27-2023--63730655tag:soundcloud,2010:tracks/1523432659Sun, 28 May 2023 18:30:28 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille revisit the idea of how to put together a retirement plan that works in all kinds of economic conditions so that your post-career years are filled with the kinds of things you want to accomplish.3007cleanfullhttps://www.spreaker.com/episode/retirement-for-small-business-owners-may-6-2023--63730638tag:soundcloud,2010:tracks/1507178209Sun, 07 May 2023 17:00:00 +0000Jeff Mitchell and Camille ButterfieldSmall business owners have particular challenges when it comes to retirement, as many do not have savings programs available for the owners and/or their employees. Today Jeff and Camille discuss some available options such as Simple or SEP IRAs, as...3007cleanfullhttps://www.spreaker.com/episode/making-marginal-retirement-gains-april-29-2023--63730580tag:soundcloud,2010:tracks/1500799456Sun, 30 Apr 2023 04:00:27 +0000Jeff Mitchell and Camille ButterfieldMany people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than...3006cleanfullhttps://www.spreaker.com/episode/an-all-weather-retirement-strategy-march-25-2023--63730565tag:soundcloud,2010:tracks/1476570409Sun, 26 Mar 2023 17:00:08 +0000Jeff Mitchell and Camille ButterfieldIt's great to have a retirement plan that goes smoothly when conditions are relatively normal. But how about when they are stormy and volatile? Today Jeff and Camille take a look at what a retirement plan looks like that can work under all types of...3007cleanfullhttps://www.spreaker.com/episode/retirement-rubik-s-cube-march-11-2023--63730579tag:soundcloud,2010:tracks/1467394231Sun, 12 Mar 2023 19:34:36 +0000Jeff Mitchell and Camille ButterfieldRemember the Rubik's Cube from back in the day? It was a nearly impossible game to try and correctly put together. And retirement can be like that with all the pieces you have financially unless you get the right plan in place. Today Jeff and Camille...3007cleanfullhttps://www.spreaker.com/episode/three-stages-of-retirement-january-28-2023--63730582tag:soundcloud,2010:tracks/1433984656Sat, 28 Jan 2023 21:00:08 +0000Jeff Mitchell and Camille ButterfieldThe go-go years, the slow-go years, and the no-go years - generally these are the three different stages that retirees go through, roughly every ten years, depending on how healthy the individuals are. Today Jeff and Camille discuss planning for each...3008cleanfullhttps://www.spreaker.com/episode/lessons-of-retirements-past-and-present-december-24-2022--63730657tag:soundcloud,2010:tracks/1411024063Tue, 27 Dec 2022 14:53:04 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille look at things which can be learned from people who have recently retired or who are going through it now, and how what they have been through can help those who will face retirement decisions in the coming months. Also, they...3007cleanfullhttps://www.spreaker.com/episode/risks-in-retirement-december-10-2022--63730584tag:soundcloud,2010:tracks/1399537300Sun, 11 Dec 2022 19:30:20 +0000Jeff Mitchell and Camille ButterfieldRetirement has its pleasures, but also its risks that include taxes, longevity and more. Today Jeff and Camille look at these risks and how proper planning for each individual or couple can help mitigate these risks so folks can enjoy their...3008cleanfullhttps://www.spreaker.com/episode/four-questions-november-26-2022--63730583tag:soundcloud,2010:tracks/1391570980Sun, 27 Nov 2022 21:56:34 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille answer four questions that people should ask before going into retirement, including if they have saved enough as well as when the best time to retire is in the first place.3005cleanfullhttps://www.spreaker.com/episode/retirement-construction-zone-october-15-2022--63730574tag:soundcloud,2010:tracks/1362983656Sun, 16 Oct 2022 18:00:06 +0000Jeff Mitchell and Camille ButterfieldYou use your GPS or other tracking app to determine the best way to drive to a destination. A retirement road map is sometimes harder to determine. Today Jeff and Camille guide you through the potholes, so to speak, of developing a solid retirement...3011cleanfullhttps://www.spreaker.com/episode/retiring-today-october-1-2022--63730588tag:soundcloud,2010:tracks/1355427709Sun, 02 Oct 2022 17:46:54 +0000Jeff Mitchell and Camille ButterfieldLet's face it - retiring today is a lot different than it was a generation or two ago. Pensions and Social Security used to take care of just about everyone's financial needs in retirement, but with pensions nearly gone and Social Security having...3008cleanfullhttps://www.spreaker.com/episode/all-about-annuities-september-17-2022--63730602tag:soundcloud,2010:tracks/1345326109Sat, 17 Sep 2022 21:30:34 +0000Jeff Mitchell and Camille ButterfieldAnnuities are one of the most polarizing topics in financial planning, and also one of the most misunderstood. Today Camille goes solo to try and sort out the various types of annuities, and how the right kind can fit well in providing guaranteed...3009cleanfullhttps://www.spreaker.com/episode/do-you-need-life-insurance-september-3-2022--63730600tag:soundcloud,2010:tracks/1336613284Sun, 04 Sep 2022 20:00:39 +0000Jeff Mitchell and Camille ButterfieldLife insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.3008cleanfullhttps://www.spreaker.com/episode/what-to-do-when-your-spouse-dies-august-20-2022--63730658tag:soundcloud,2010:tracks/1328886616Mon, 22 Aug 2022 12:59:19 +0000Jeff Mitchell and Camille ButterfieldThe loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of...3009cleanfullhttps://www.spreaker.com/episode/topics-on-your-retirement-planning-list-august-6-2022--63730641tag:soundcloud,2010:tracks/1319622868Sun, 07 Aug 2022 18:21:57 +0000Jeff Mitchell and Camille ButterfieldThree huge concerns when planning for retirement are accounting for income, health care and long term care, and also taxes. Today Jeff and Camille take a look at these areas, how to address them in a written plan, as well as potential risks involved...3009cleanfullhttps://www.spreaker.com/episode/protected-income-july-9-2022--63730589tag:soundcloud,2010:tracks/1301317144Sun, 10 Jul 2022 18:00:08 +0000Jeff Mitchell and Camille ButterfieldFirst Jeff and Camille take a look at current financial news, then address the importance of having protected, guaranteed income in retirement. They talk about the difference between protected and unprotected income, and how to turn "maybe" money into...3011cleanfullhttps://www.spreaker.com/episode/do-you-need-life-insurance-june-25-2022--63730644tag:soundcloud,2010:tracks/1299062404Sun, 03 Jul 2022 20:24:07 +0000Jeff Mitchell and Camille ButterfieldMany people might question the use of life insurance in a retirement plan. But life insurance takes many forms, and one of them might fit into your particular plan. Jeff and Camille take a look at how various forms of life insurance can take care of...3008cleanfullhttps://www.spreaker.com/episode/retirement-challenges-for-women-april-30-2022--63730608tag:soundcloud,2010:tracks/1259480962Sat, 30 Apr 2022 19:00:53 +0000Jeff Mitchell and Camille ButterfieldWomen face specific retirement issues that stem largely from them outliving their spouse or partner. Today Jeff and Camille discuss these issues and how women can best use a financial plan to make sure they will have adequate resources to live after...3011cleanfullhttps://www.spreaker.com/episode/maximize-your-retirement-income-april-23-2022--63730614tag:soundcloud,2010:tracks/1255017697Sat, 23 Apr 2022 19:00:11 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille discuss five steps people can take to help maximize the amount of income your savings can produce.3011cleanfullhttps://www.spreaker.com/episode/the-client-experience-april-2-2022--63730671tag:soundcloud,2010:tracks/1242690178Sat, 02 Apr 2022 19:00:03 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille revisit the experience you can expect when you contact their office for an appointment. Whether you have never worked with an advisor previously or are looking for a second opinion, they will walk you through what you can and...3011cleanfullhttps://www.spreaker.com/episode/financial-check-up-march-19-2022--63730590tag:soundcloud,2010:tracks/1234744639Sat, 19 Mar 2022 20:00:03 +0000Jeff Mitchell and Camille ButterfieldWe all know what it means to be physically healthy - but what about being financially healthy, especially when it comes to retirement? Today Jeff and Camille look at what a financial check-up looks like and the things which are needed to be sure your...3011cleanfullhttps://www.spreaker.com/episode/retirement-construction-zone-march-5-2022--63730604tag:soundcloud,2010:tracks/1226474443Sat, 05 Mar 2022 21:00:00 +0000Jeff Mitchell and Camille ButterfieldIt's coming up on construction season again on the highways - but if you are planning for retirement, there is always construction going on to make sure your plan is constructed properly to fit you and your needs. Today Jeff and Camille talk about how...3011cleanfullhttps://www.spreaker.com/episode/four-retirement-unknowns-february-5-2022--63730601tag:soundcloud,2010:tracks/1209926419Sat, 05 Feb 2022 21:00:05 +0000Jeff Mitchell and Camille ButterfieldThere are plenty of uncertainties going into retirement - how long will your health hold up? Will the markets sustain growth of your assets? Will taxes stay where they are, and what direction will they take if they don't? These questions don't have...3011cleanfullhttps://www.spreaker.com/episode/401-k-and-ira-decisions-january-22-2022--63730628tag:soundcloud,2010:tracks/1199471515Sat, 22 Jan 2022 20:00:04 +0000Jeff Mitchell and Camille ButterfieldSaving money in something like a 401K or IRA is a good thing to have for retirement. But if it is a tax deferred plan, then you need to know how to withdraw those funds so you are not paying more in taxes than you need to. Jeff and Camille discuss...3011cleanfullhttps://www.spreaker.com/episode/new-year-s-resolutions-january-1-2022--63730630tag:soundcloud,2010:tracks/1189446403Mon, 03 Jan 2022 14:44:36 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille discuss the start of 2022, and some things to take a look at if retirement and planning for it are in your future. They also take a look back at low interest rates and how to plan around them for purposes of growth and income.3011cleanfullhttps://www.spreaker.com/episode/the-retirement-naughty-or-nice-list-december-25-2021--63730639tag:soundcloud,2010:tracks/1189443232Mon, 03 Jan 2022 14:36:38 +0000Jeff Mitchell and Camille ButterfieldToday Jeff and Camille discuss what is good and what is not about certain things regarding retirement planning, using scenarios that people might try to do regarding income and other issues.3009cleanfullhttps://www.spreaker.com/episode/all-i-want-for-christmas-december-18-2021--63730603tag:soundcloud,2010:tracks/1180399882Sat, 18 Dec 2021 23:12:35 +0000Jeff Mitchell and Camille ButterfieldWe all want a wonderful holiday season, but financially it can put a strain on anyone's budget, especially in retirement. Today Jeff and Camille discuss staying within your means for the holidays and how planning for extra expenses can keep your plan...3005cleanfullhttps://www.spreaker.com/episode/impact-of-inflation-december-4-2021--63730591tag:soundcloud,2010:tracks/1171534942Sat, 04 Dec 2021 19:00:12 +0000Jeff Mitchell and Camille ButterfieldInflation has been a hot topic that affects everyone. Jeff and Camille discuss the rising costs going on now and how to plan for that when retirement comes along. They also take a look at year end strategies to employ before the end of the year that...3011cleanfullhttps://www.spreaker.com/episode/the-retirement-checklist-november-13-2021--63730636tag:soundcloud,2010:tracks/1159030693Sat, 13 Nov 2021 19:00:11 +0000Jeff Mitchell and Camille ButterfieldAround two thirds of Americans do NOT have a written financial plan. But if you don't, it's never too late to begin. Today Jeff and Camille go over all the things necessary to put a written plan in place to cover all the areas needed, including...3012cleanfullhttps://www.spreaker.com/episode/four-keys-to-a-comfortable-retirement-october-30-2021--63730596tag:soundcloud,2010:tracks/1151007145Sat, 30 Oct 2021 21:32:38 +0000Jeff Mitchell and Camille ButterfieldThe Employee Benefit Research Institute conducted a recent survey that outlined the four major factors that people who were comfortable in retirement had in common. Today Jeff and Camille go over each of these areas, including having some kind of...3010cleanfullhttps://www.spreaker.com/episode/medicare-maze-october-16-2021--63730609tag:soundcloud,2010:tracks/1141299097Sat, 16 Oct 2021 19:00:00 +0000Jeff Mitchell and Camille ButterfieldIt's Open Enrollment time for Medicare through December 7th, and the choices are endless. And not all of them are right for any particular person. Today Jeff and Camille discuss the Medicare program, what its benefits are and how you can best find the...3010cleanfullhttps://www.spreaker.com/episode/a-wake-up-call-for-women-october-2-2021--63730605tag:soundcloud,2010:tracks/1134552628Sat, 02 Oct 2021 19:00:00 +0000Jeff Mitchell and Camille ButterfieldWomen can have specific needs for retirement planning, especially if they outlive their husbands and inherit his retirement plan. Today Camille goes solo to explain the strategies and ideas women should keep in mind in case the day arrives where they...3010cleanfullhttps://www.spreaker.com/episode/money-challenges-in-retirement-september-25-2021--63730675tag:soundcloud,2010:tracks/1129275277Sat, 25 Sep 2021 18:00:19 +0000Jeff Mitchell and Camille ButterfieldSome of the things folks worry about when it comes to retirement income include outliving their savings, a reduction in Social Security benefits, and ever rising costs of health care. Today Jeff and Camille discuss these and other topics and how best...3010cleanfullhttps://www.spreaker.com/episode/living-with-low-interest-rates-september-11-2021--63730633tag:soundcloud,2010:tracks/1122407626Sat, 11 Sep 2021 18:00:07 +0000Jeff Mitchell and Camille ButterfieldInterest rates have been near zero for some time in the U.S. and they are not rising any time soon. Jeff and Camille take a look at how low interest rates affect savers and ways to work around that to get growth in your retirement savings but still...3011cleanfullhttps://www.spreaker.com/episode/five-financial-stages-in-life-august-28-2021--63730619tag:soundcloud,2010:tracks/1122406387Fri, 10 Sep 2021 16:18:28 +0000Jeff Mitchell and Camille ButterfieldGetting established in a career and a family, as well as building savings, implementing a plan and then living out retirement are among the stages of life building as the years go along. Today Jeff and Camille discuss each stage and what to do...3011cleanfullhttps://www.spreaker.com/episode/retirement-tool-kit-august-7-2021--63730607tag:soundcloud,2010:tracks/1118186800Fri, 03 Sep 2021 14:01:49 +0000Jeff Mitchell and Camille ButterfieldThere are many different tools to use in anyone's given retirement plan. But not everyone needs the same ones. Today Jeff and Camille discuss how to determine which tools and strategies can be used for a custom plan to meet a person's specific...3010cleanfullhttps://www.spreaker.com/episode/five-financial-stages-in-life-august-28-2021--63730612tag:soundcloud,2010:tracks/1118185573Fri, 03 Sep 2021 13:59:16 +0000Jeff Mitchell and Camille ButterfieldGetting established with a career and family are two of the early stages of life - but there is much more as you make your way towards retirement. And each stage has certain objectives for you and your savings. Jeff and Camille talk about what anyone...3011cleanfullhttps://www.spreaker.com/episode/love-living-longer-july-10-2021--63730680tag:soundcloud,2010:tracks/1084704658Sun, 11 Jul 2021 17:00:12 +0000Jeff Mitchell and Camille ButterfieldLongevity is a big concern in people's financial plan for retirement - because the longer you live, the more money you need. Jeff and Camille discuss the risks associated with longevity, and how you need to plan to cover all the areas that need to be...3011cleanfullhttps://www.spreaker.com/episode/four-retirement-pillars-june-26-2021--63730627tag:soundcloud,2010:tracks/1076519863Sun, 27 Jun 2021 17:00:19 +0000Jeff Mitchell and Camille ButterfieldThere are four specific areas that your retirement plan needs to address. Growth, protection, income and liquidity are all necessary things your plan should contain, and Jeff and Camille look at each one and where it fits inside your plan.3009cleanfullhttps://www.spreaker.com/episode/boomers-up-to-bat-gen-x-on-deck-june-12-2021--63730632tag:soundcloud,2010:tracks/1065975583Sat, 12 Jun 2021 21:00:03 +0000Jeff Mitchell and Camille ButterfieldThe Baby Boomer generation is well into the retirement cycle, but the Gen X group behind them is now in their 50's and need to start making plans for their retirements. Jeff and Camille focus on this group and the things they need to be doing to...3011cleanfullhttps://www.spreaker.com/episode/get-the-facts-on-social-security-june-5-2021--63730616tag:soundcloud,2010:tracks/1062192106Sat, 05 Jun 2021 22:00:11 +0000Jeff Mitchell and Camille ButterfieldMost folks don't know what they need to about Social Security. It's still the cornerstone of retirement income, and there are thousands of rules regarding how and when you can take it. After looking at current financial headlines, Jeff and Camille...3010cleanfullhttps://www.spreaker.com/episode/inflation-is-a-thief-in-the-night-may-15-2021--63730617tag:soundcloud,2010:tracks/1049299642Sun, 16 May 2021 17:00:16 +0000Jeff Mitchell and Camille ButterfieldThere is more chatter now about inflation coming in higher percentages than in recent years, and we've already seen it in higher fuel and grocery prices in many areas. How can inflation affect your retirement? That's what Jeff and Camille talk about...3011cleanfullhttps://www.spreaker.com/episode/spring-cleaning-retirement-finances-may-2-2021--63730621tag:soundcloud,2010:tracks/1040653210Sun, 02 May 2021 17:00:12 +0000Jeff Mitchell and Camille ButterfieldMany people are undertaking spring cleaning projects around the house right now. And doing the same with your finances is also a project that needs attention as well. Today Jeff and Camille discuss the kinds of things you should check on to be sure...3011cleanfullhttps://www.spreaker.com/episode/bon-voyage-april-24-2021--63730629tag:soundcloud,2010:tracks/1036054723Sat, 24 Apr 2021 20:16:59 +0000Jeff Mitchell and Camille ButterfieldYou're going on vacation, and you have everything planned down to the last detail. Well, retirement is almost like a vacation from the standpoint that you aren't working - BUT retirement can last 20 or 30 years or longer, rather than just a couple of...3008cleanfullhttps://www.spreaker.com/episode/make-your-money-work-for-you-april-18-2021--63730637tag:soundcloud,2010:tracks/1031614315Sun, 18 Apr 2021 18:00:19 +0000Jeff Mitchell and Camille ButterfieldIt's not what you make for retirement that counts, it's what you keep. And when it comes to what you keep, it comes down to the plans and strategies you use regardless of the amount you have to work with. Jeff and Camille discuss the ways to make that...3011cleanfullhttps://www.spreaker.com/episode/behavioral-finance-and-you-april-10-2021--63730645tag:soundcloud,2010:tracks/1026760039Sat, 10 Apr 2021 20:08:05 +0000Jeff Mitchell and Camille ButterfieldThe area of behavioral finance is gaining traction among financial professionals. Today Jeff and Camille discuss areas where human emotional behavior can get in the way of a solid retirement plan, including such factors as overconfidence and...3011cleanfullhttps://www.spreaker.com/episode/financial-literacy-april-4-2021--63730635tag:soundcloud,2010:tracks/1022179342Sun, 04 Apr 2021 17:15:47 +0000Jeff Mitchell and Camille ButterfieldAccording to the American College of Financial Services, the majority of Americans fail at retirement literacy. Today Jeff and Camille go through several steps needed for an individual's retirement plan that will help ensure things are covered for...3012cleanfullhttps://www.spreaker.com/episode/march-madness-retirement-march-27-2021--63730611tag:soundcloud,2010:tracks/1017399460Sun, 28 Mar 2021 17:00:09 +0000Jeff Mitchell and Camille ButterfieldYes, it's that time again - the NCAA tournament is in full swing, and like the teams playing in it, your retirement needs a game plan to be sure your money is there when you need it and what you need it for. Jeff and Camille take a look at this, and...3008cleanfullhttps://www.spreaker.com/episode/plan-ahead-for-taxes-march-6-2021--63730649tag:soundcloud,2010:tracks/999875404Sun, 07 Mar 2021 18:00:12 +0000Jeff Mitchell and Camille ButterfieldIt's tax season now, but everyone really needs to be thinking about tax planning year round, especially when it comes to retirement. Today Jeff and Camille look at how taxes change when someone retires, and how proper planning can help reduce the...3008cleanfullhttps://www.spreaker.com/episode/money-challenges-in-retirement-february-21-2021--63730622tag:soundcloud,2010:tracks/987613792Sun, 21 Feb 2021 19:00:05 +0000Jeff Mitchell and Camille ButterfieldSome of the biggest concerns pre-retirees have about their money include whether it will last their lifetime or not, the possibility of Social Security benefits being reduced, and the rising costs of health care. Today Jeff and Camille take a look at...3011cleanfullhttps://www.spreaker.com/episode/risks-in-retirement-february-7-2021--63730648tag:soundcloud,2010:tracks/980360155Sun, 07 Feb 2021 19:00:18 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille take a look at retirement risks, focusing on longevity and taxes, two of the biggest fears of retirees who don't want to run out of money. They also look at this weekend's Super Bowl and how NFL players relate to financial planning...3009cleanfullhttps://www.spreaker.com/episode/longevity-risk-january-31-2021--63730626tag:soundcloud,2010:tracks/975812704Sun, 31 Jan 2021 19:00:17 +0000Jeff Mitchell and Camille ButterfieldLongevity risk is one of the more complex issues when it comes to retirement planning - because no one knows how long we will live. Today Jeff and Camille address four questions involving longevity risk and steps you can take to be sure you don't...3010cleanfullhttps://www.spreaker.com/episode/resolutions-and-protected-income-january-23-2021--63730661tag:soundcloud,2010:tracks/971922013Sun, 24 Jan 2021 21:16:26 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille talk New Year's Resolutions for 2021, then turn to the subject of protected income - by which they mean income from consistent and guaranteed sources such as Social Security, annuities or pensions. They also talk about how to turn...3010cleanfullhttps://www.spreaker.com/episode/protected-income-january-23-2021--63730624tag:soundcloud,2010:tracks/968514304Sat, 23 Jan 2021 23:59:59 +0000Jeff Mitchell and Camille ButterfieldYour retirement doesn't require so-called maybe money - it needs dependable, regular income that will be there to handle your monthly expenses. Jeff and Camille address ways for you to handle this, including optimizing Social Security benefits as well...3011cleanfullhttps://www.spreaker.com/episode/the-client-experience-five-things-to-avoid-december-27-2020--63730688tag:soundcloud,2010:tracks/954466867Sun, 27 Dec 2020 18:00:04 +0000Jeff Mitchell and Camille ButterfieldJeff and Camille take a look at what it is like to approach a financial advisory office, and how Monolith Financial is different from many other firms. They also look at five things to avoid when planning for retirement and answer questions from...3012cleanfullhttps://www.spreaker.com/episode/four-questions-december-20-2020--63730663tag:soundcloud,2010:tracks/952458397Tue, 22 Dec 2020 20:05:20 +0000Jeff Mitchell and Camille ButterfieldMany retiree concerns revolve around four main issues - having enough savings, how long it will last, when can they retire, and will loved ones left behind be okay. Jeff and Camille take a look at each of these areas and continue to stress the...3011cleanfullhttps://www.spreaker.com/episode/lessons-of-retirements-past-and-present-december-12-2020--63730625tag:soundcloud,2010:tracks/947326738Mon, 14 Dec 2020 14:54:43 +0000Jeff Mitchell and Camille ButterfieldCertainly today planning for retirement is much different than it was in the past - fewer people have pensions, interest rates are lower, health care costs are higher and the stock market is always volatile. Today Jeff and Camille talk about ways to...3018cleanfullhttps://www.spreaker.com/episode/medicare-2020-november-1-2020--63730634tag:soundcloud,2010:tracks/921528817Sun, 01 Nov 2020 19:00:24 +0000Jeff Mitchell and Camille ButterfieldIt's open enrollment time and today Jeff and Camille take a look at Medicare - what you need to know and upcoming changes to the program, along with things you need to plan for when considering your health care needs.3010cleanfullhttps://www.spreaker.com/episode/the-client-experience-october-25-2020--63730642tag:soundcloud,2010:tracks/917048359Sun, 25 Oct 2020 18:00:16 +0000Jeff Mitchell and Camille ButterfieldAfter a look at current events, Jeff discusses how clients should approach contacting a financial professional to discuss their retirement planning, and what it's like when people call Monolith Financial as opposed to other different types of offices.3011cleanfullhttps://www.spreaker.com/episode/create-a-five-star-retirement-plan-october-18-2020--63730640tag:soundcloud,2010:tracks/912378073Sun, 18 Oct 2020 18:00:14 +0000Jeff Mitchell and Camille ButterfieldThe stars in this case are the five components for a solid retirement plan - income, wealth management, tax efficiency, health care needs (including long term care) and an estate plan. And a new star is added to the program as well - Jeff's daughter...3011cleanfullhttps://www.spreaker.com/episode/retirement-construction-zone-october-4-2020--63730656tag:soundcloud,2010:tracks/904164688Sun, 04 Oct 2020 18:00:17 +0000Jeff Mitchell and Camille ButterfieldYou wouldn't begin a road trip without having a plan to get there - and putting a retirement plan together is somewhat like routing your trip down the post-working years of your life. Today Jeff talks about possible potholes like taxes and health care...3011cleanfullhttps://www.spreaker.com/episode/get-your-financial-check-up-september-13-2020--63730710tag:soundcloud,2010:tracks/892123747Sun, 13 Sep 2020 18:00:13 +0000Jeff Mitchell and Camille ButterfieldYou get a physical check-up every year - and when you get close to retirement, you need to get a financial check-up as well. Today Jeff looks at what you need to be aware of when you approach and get into retirement.3011cleanfullhttps://www.spreaker.com/episode/the-biggest-retirement-concerns-august-23-2020--63730662tag:soundcloud,2010:tracks/881157622Mon, 24 Aug 2020 14:19:53 +0000Jeff Mitchell and Camille ButterfieldAfter looking at the latest financial headlines, Jeff takes a look at some of the factors that keep potential retirees up at night, including the ever rising health care costs as well as longevity.3011cleanfullhttps://www.spreaker.com/episode/four-retirement-pillars-july-12-2020--63730664tag:soundcloud,2010:tracks/857156977Mon, 13 Jul 2020 13:48:56 +0000Jeff Mitchell and Camille ButterfieldProtection, growth potential, liquidity and income. They are the pillars of a solid retirement plan. Today Jeff discusses the ways that your money can provide each of these elements in your plan so that you can live the retirement you've always wanted.3011cleanfullhttps://www.spreaker.com/episode/tackling-retirement-s-three-biggest-money-challenges-june-28-2020--63730650tag:soundcloud,2010:tracks/852248056Sat, 04 Jul 2020 21:05:19 +0000Jeff Mitchell and Camille ButterfieldRunning out of assets, the cost of health care, and funding bucket list items. Those are the three things retirees and soon-to-be retirees worry about. Today Jeff provides some strategies that can help people with each of these areas to be sure that...3011cleanfullhttps://www.spreaker.com/episode/when-retirement-comes-sooner-than-expected-may-31-2020--63730666tag:soundcloud,2010:tracks/844899088Mon, 22 Jun 2020 19:37:25 +0000Jeff Mitchell and Camille ButterfieldThe best retirement plans can change at a moment's notice. A sudden health issue or layoff could force plans to be altered. Today Jeff talks about that possibility and what can be done ahead of time to ensure things can remain as comfortable as...3011cleanfullhttps://www.spreaker.com/episode/what-is-the-new-normal-june-14-2020--63730646tag:soundcloud,2010:tracks/841919170Wed, 17 Jun 2020 18:13:09 +0000Jeff Mitchell and Camille ButterfieldThat's a question many people are asking these days - what IS the new normal? Today Jeff discusses all the changes which have affected the world in 2020, and how having a solid, written retirement plan can help you adjust to anything which may affect it.3011cleanfullhttps://www.spreaker.com/episode/always-face-the-what-ifs-in-retirement-may-16-2020--63730652tag:soundcloud,2010:tracks/821926534Sat, 16 May 2020 20:42:29 +0000Jeff Mitchell and Camille ButterfieldWhat if I don't have enough income? What if I run out of money before I run out of life? What if I am taking too much risk with my investments? These are all questions to be dealt with for those who want to retire in the near future. Jeff takes a look...3011cleanfullhttps://www.spreaker.com/episode/america-in-recession-may-3-2020--63730667tag:soundcloud,2010:tracks/812759164Sun, 03 May 2020 17:14:45 +0000Jeff Mitchell and Camille ButterfieldIt's a story told before, but not for a while - recessions do happen, though no one can predict when the next one is coming. Recently the market went into recessionary territory for the first time in eleven years. In today's program Jeff goes over the...3011cleanfullhttps://www.spreaker.com/episode/the-bear-market-is-coming-out-of-hibernation-april-5-2020--63730670tag:soundcloud,2010:tracks/800257702Thu, 16 Apr 2020 19:00:34 +0000Jeff Mitchell and Camille ButterfieldIt has been eleven years since the end of the last bear market, and some people may not remember what it's like to be invested when the market goes plummeting downward. Today Jeff discusses the bear market and offers some strategies to use to help...3011cleanfullhttps://www.spreaker.com/episode/how-to-address-major-risks-in-retirement-april-12-2020--63730678tag:soundcloud,2010:tracks/799274563Wed, 15 Apr 2020 14:52:55 +0000Jeff Mitchell and Camille ButterfieldToday Jeff address more retirement risks in light of the current Corona Virus pandemic. The show also features an interview with Dr. Alicia Arbaje of Johns Hopkins Medical Center, which deals with ways seniors can best take care of themselves to try...3007cleanfullhttps://www.spreaker.com/episode/making-sense-of-stock-market-volatility-march-22-2020--63730653tag:soundcloud,2010:tracks/799268446Wed, 15 Apr 2020 14:44:16 +0000Jeff Mitchell and Camille ButterfieldVolatility has been a part of recent market trends, but especially so in the wake of the Corona Virus pandemic. Jeff takes a look at how people close to or in retirement can adjust the strategies in their plan to help reduce the risk to their savings...3011cleanfullhttps://www.spreaker.com/episode/corona-virus-health-scares-can-affect-the-market-march-1-2020--63730740tag:soundcloud,2010:tracks/799262905Wed, 15 Apr 2020 14:35:15 +0000Jeff Mitchell and Camille ButterfieldThe stock market began to fall in late February after an eleven year bull run, and eventually it fell into a bear market. What are retirees to do in its wake? Today Jeff goes over ideas to keep in mind when unexpected events of any kind affect the...3011cleanfullhttps://www.spreaker.com/episode/you-can-go-your-own-way-in-retirement-february-23-2020--63730673tag:soundcloud,2010:tracks/799259737Wed, 15 Apr 2020 14:29:42 +0000Jeff Mitchell and Camille ButterfieldSo-called proven ways to make money through investing can lead you astray when it comes to retirement. Today Jeff talks about the importance of having a plan, and making sure that plan is customized to the needs of the individual for whatever they...3007cleanfullhttps://www.spreaker.com/episode/new-year-s-resolutions-january-19-2020--63730695tag:soundcloud,2010:tracks/747688954Wed, 22 Jan 2020 17:17:04 +0000Jeff Mitchell and Camille ButterfieldAs we begin a new year, you may have made some New Year's resolutions for improvements. What about your financial situation? The goal of this show is to find resolutions that can make change in that area easier. Jeff talks about some resolutions that...3011cleanfullhttps://www.spreaker.com/episode/the-do-s-and-dont-s-of-retirement-planning-november-17-2019--63730729tag:soundcloud,2010:tracks/712877629Sun, 17 Nov 2019 22:00:03 +0000Jeff Mitchell and Camille ButterfieldProper planning for all the various aspects of retirement is critical, especially with people living longer these days. Today Jeff looks at key points so you can get on and stay on the right track in putting the proper plan together for your situation.3011cleanfullhttps://www.spreaker.com/episode/early-retirement-it-might-be-more-possible-than-you-think-october-27-2019--63730691tag:soundcloud,2010:tracks/701745568Sun, 27 Oct 2019 20:30:12 +0000Jeff Mitchell and Camille ButterfieldThe trend now is for people to retire later in life. But what if you could retire earlier than you think - is it possible? Today Jeff explores the pros and cons of an early retirement and lays out the factors people need to look at to determine if...3011cleanfullhttps://www.spreaker.com/episode/social-security-and-medicare-september-29-2019--63730684tag:soundcloud,2010:tracks/689505289Tue, 01 Oct 2019 15:02:11 +0000Jeff Mitchell and Camille ButterfieldThese are two huge things most Americans have available for their retirement. But these are complex programs and most folks don't understand how they can get all the benefits from them to which they may be entitled. Jeff takes a look at when the best...3011cleanfullhttps://www.spreaker.com/episode/women-treat-yourself-this-one-s-for-you-september-1-2019--63730672tag:soundcloud,2010:tracks/678645555Mon, 09 Sep 2019 20:07:25 +0000Jeff Mitchell and Camille ButterfieldWomen have a tendency to think of others before they think of themselves. But when it comes to retirement planning, they can't leave themselves out of the equation, especially because women statistically will live several years longer than men. Today...3007cleanfullhttps://www.spreaker.com/episode/retirement-construction-zone-august-18-2019--63730693tag:soundcloud,2010:tracks/666851660Sun, 18 Aug 2019 18:00:06 +0000Jeff Mitchell and Camille ButterfieldConstruction season has been going on for a while on streets and highways, and it's annoying. It makes you wonder why those projects aren't planned out better. Well, when it comes to your retirement plan, you don't want to be wondering if it's not...3011cleanfullhttps://www.spreaker.com/episode/how-to-retire-in-an-unfriendly-retirement-environment-august-11-2019--63730676tag:soundcloud,2010:tracks/664728653Mon, 12 Aug 2019 15:42:28 +0000Jeff Mitchell and Camille ButterfieldThe Fed is back to cutting interest rates after some years where they slowly rose. What does a potential slide in these rates mean for retirees? For one thing, it means less interest on fixed investments. But does that mean going back to putting more...3007cleanfullhttps://www.spreaker.com/episode/always-face-the-what-ifs-in-retirement-august-4-2019--63730726tag:soundcloud,2010:tracks/662996045Thu, 08 Aug 2019 16:43:27 +0000Jeff Mitchell and Camille ButterfieldWhat if I don't have enough money to retire? What if I run out of money during my retirement? What if I am taking too much risk? These and many other questions need to be asked and addressed before you have to ask yourself "What now" if any of these...3026cleanfullhttps://www.spreaker.com/episode/financial-considerations-for-potential-centenarians-july-21-2019--63730674tag:soundcloud,2010:tracks/659769842Thu, 01 Aug 2019 19:42:22 +0000Jeff Mitchell and Camille ButterfieldIt's happening more often these days - people living to 100 years and beyond. Which begs the question - is your retirement plan ready for that long a lifespan? Today Jeff looks at steps you can take to help extend the life of your assets so the money...3002cleanfullhttps://www.spreaker.com/episode/when-retirement-comes-sooner-than-expected-july-14-2019--63730685tag:soundcloud,2010:tracks/650219459Sun, 14 Jul 2019 18:00:44 +0000Jeff Mitchell and Camille ButterfieldWhat happens if you are forced into an early retirement due to health problems or an unexpected lay-off? Today Jeff talks about how to make the best of the situation regarding your financial situation if an early and unexpected retirement is in the...3007cleanfullhttps://www.spreaker.com/episode/get-your-financial-check-up-july-7-2019--63730730tag:soundcloud,2010:tracks/648064035Mon, 08 Jul 2019 17:56:01 +0000Jeff Mitchell and Camille ButterfieldIt's a great idea to check your retirement plan at least annually to be sure everything is working properly. Today Jeff talks about the things to be aware of to be sure your plan will continue to work for you as your retirement goes on.3011cleanfullhttps://www.spreaker.com/episode/building-blocks-for-a-rock-solid-retirement-june-30-2019--63730679tag:soundcloud,2010:tracks/648062687Mon, 08 Jul 2019 17:53:38 +0000Jeff Mitchell and Camille ButterfieldWhat are the fundamental steps necessary to create a solid retirement plan? Today Jeff goes over what needs to be put in place now so the plan will have everything it needs for when you retire later.3011cleanfullhttps://www.spreaker.com/episode/planning-for-the-future-as-a-family-june-23-2019--63730689tag:soundcloud,2010:tracks/639655008Sun, 23 Jun 2019 17:59:59 +0000Jeff Mitchell and Camille ButterfieldLife - and death - events need to be accounted for in case of the worst, and today Jeff talks about making sure your family plans for such. He brings up the proactive steps to be sure are in place to lessen burdens on those left behind and that the...3010cleanfullhttps://www.spreaker.com/episode/the-client-experience-may-19-2019--63730701tag:soundcloud,2010:tracks/622330344Sun, 19 May 2019 19:00:09 +0000Jeff Mitchell and Camille ButterfieldWhen you are looking at working with an adviser, an initial impression can make a big difference. Today Jeff talks about what he thinks the experience should be for a first time visitor and potential client, including subjects addressed in the initial...3011cleanfullhttps://www.spreaker.com/episode/pre-retirement-checklist-may-12-2019--63730654tag:soundcloud,2010:tracks/620032269Mon, 13 May 2019 17:01:09 +0000Jeff Mitchell and Camille ButterfieldBefore flying a plane, pilots undergo a thorough checklist of their equipment and flight plan to be sure everything is ready to go. Retirement planning is similar - and today Jeff goes over the pre-retirement checklist so that everything your plan...3011cleanfullhttps://www.spreaker.com/episode/ten-most-valuable-retirement-assets-may-5-2019--63730682tag:soundcloud,2010:tracks/616527714Mon, 06 May 2019 15:05:56 +0000Jeff Mitchell and Camille ButterfieldAnd not just financial assets, but intangible ones like time. They're all important in their own way, and today Jeff goes over the many different things which can be used as assets in various aspects of retirement planning.3009cleanfullhttps://www.spreaker.com/episode/jeff-helps-louann-retire-april-28-2019--63730736tag:soundcloud,2010:tracks/615367809Fri, 03 May 2019 22:16:45 +0000Jeff Mitchell and Camille ButterfieldThe host of the Monolith Money Show, Louann Fulmer, is approaching retirement age. So Jeff goes through some strategies which could apply not only to her situation, but to many people who are in the five year period, approximately, prior to retirement...3007cleanfullhttps://www.spreaker.com/episode/four-questions-about-retirement-preparedness-april-21-2019--63730694tag:soundcloud,2010:tracks/609805284Mon, 22 Apr 2019 18:12:51 +0000Jeff Mitchell and Camille ButterfieldPeople might wonder if they are truly prepared for retirement, especially when looking at their finances going into their post-work years. Today Jeff talks about four things which need to be in place for your retirement to be truly successful,...3026cleanfullhttps://www.spreaker.com/episode/how-to-address-major-retirement-risks-to-your-assets-april-14-2019--63730702tag:soundcloud,2010:tracks/604620588Sun, 14 Apr 2019 18:00:04 +0000Jeff Mitchell and Camille ButterfieldLongevity is one of the biggest threats to your retirement assets - you want to be sure you don't outlive your savings. Jeff looks at the threats longevity can pose, and strategies to use to manage these threats to be sure your money lasts as long as...3009cleanfullhttps://www.spreaker.com/episode/customize-your-retirement-like-a-car-april-7-2019--63730651tag:soundcloud,2010:tracks/604618065Thu, 11 Apr 2019 20:50:21 +0000Jeff Mitchell and Camille ButterfieldWhen you order a new car, you select the features you want to have in it. Your retirement plan should be the same way - customized just for you and your unique needs and situation. Jeff describes how a good retirement plan can be customized for you,...3007cleanfullhttps://www.spreaker.com/episode/strategies-for-the-sandwich-generation-march-31-2019--63730727tag:soundcloud,2010:tracks/599347422Mon, 01 Apr 2019 17:44:05 +0000Jeff Mitchell and Camille ButterfieldHow can you make sure your retirement plan stays on track if you are taking care of both aging parents and non-aging children? That's a task many baby boomers are facing these days. Jeff goes through ways to be sure everyone is on board with a plan...3010cleanfullhttps://www.spreaker.com/episode/is-your-retirement-plan-on-track-march-3-2019--63730739tag:soundcloud,2010:tracks/586390335Thu, 07 Mar 2019 16:18:15 +0000Jeff Mitchell and Camille ButterfieldThis is a question many are asking themselves as they approach the time to hang it up at work. Today Jeff goes over some ideas to help answer this question in your mind, such as what you want your money to do in retirement, and the potential of other...3011cleanfullhttps://www.spreaker.com/episode/build-your-own-retirement-plan-february-17th-2019--63730716tag:soundcloud,2010:tracks/575528361Sun, 17 Feb 2019 23:00:05 +0000Jeff Mitchell and Camille ButterfieldPensions have gone "poof" in the private sector, especially. If you fall into the category of not having a true pension available to you, Jeff goes over a series of steps you can take to build a lifetime income plan from a range of sources, including...3011cleanfullhttps://www.spreaker.com/episode/the-super-bowl-of-retirement-january-27-2019--63730683tag:soundcloud,2010:tracks/564661713Sun, 27 Jan 2019 23:00:03 +0000Jeff Mitchell and Camille ButterfieldThis year's Big Game is next weekend, but your retirement could be at any time. So Jeff takes a look at how you have to play the retirement planning game well for all four quarters, relatively speaking, to make sure you win when you finally call it quits.3008cleanfullhttps://www.spreaker.com/episode/three-stages-of-retirement-january-20-2019--63730746tag:soundcloud,2010:tracks/562364355Mon, 21 Jan 2019 14:09:10 +0000Jeff Mitchell and Camille ButterfieldWith retirements lasting longer and longer, the period can be broken down into three distinct time frames - the active years, the transition years and the final years. Each has its own needs as far as finances are concerned, and Jeff takes a look at...3007cleanfullhttps://www.spreaker.com/episode/eight-things-you-need-to-know-before-you-make-the-call-january-6-2019--63730696tag:soundcloud,2010:tracks/555388038Mon, 07 Jan 2019 16:02:38 +0000Jeff Mitchell and Camille ButterfieldAre you ready to retire? If so you need to determine if you CAN retire. Do you have the assets needed? How are they positioned? Can they provide enough income? These and many more questions need to be positively answered, and today Jeff goes through...3026cleanfullhttps://www.spreaker.com/episode/how-to-handle-eight-of-retirement-s-biggest-what-ifs-december-8-2018--63730660tag:soundcloud,2010:tracks/542615829Mon, 10 Dec 2018 16:09:21 +0000Jeff Mitchell and Camille ButterfieldWhat if interest rates climb, or inflation comes roaring back? What if you or your spouse get sick? These are questions that need to be answered in your retirement plan. Today Jeff addresses them along with other "what-if" scenarios that could crop up...3007cleanfullhttps://www.spreaker.com/episode/three-keys-to-keeping-more-in-your-pocket-november-24-2018--63730665tag:soundcloud,2010:tracks/536457384Tue, 27 Nov 2018 22:52:53 +0000Jeff Mitchell and Camille ButterfieldHave you ever read a prospectus in an attempt to find fees and other hidden costs in your retirement investments? To the average consumer, the legalese is like a foreign language - except it could be costing them a lot of money. Today Jeff goes over...3004cleanfullhttps://www.spreaker.com/episode/financial-wellness-assessment-november-17-2018--63730714tag:soundcloud,2010:tracks/531049815Sun, 18 Nov 2018 00:00:08 +0000Jeff Mitchell and Camille ButterfieldToday Jeff focuses on whether your balance sheet is healthy enough for retirement, and ways to help quicken the pace if you are getting close to the time to do so. He also has a special offer for those who call in to make a first appointment which...3006cleanfullhttps://www.spreaker.com/episode/building-blocks-for-a-rock-solid-retirement-november-10-2018--63730692tag:soundcloud,2010:tracks/528911592Mon, 12 Nov 2018 21:10:03 +0000Jeff Mitchell and Camille ButterfieldWe all need to save for retirement - but is there a way to be sure all the money we need will be there when we need it, no matter how long our retirement will last? Today Jeff talks about various strategies which can put your retirement on solid...3006cleanfullhttps://www.spreaker.com/episode/debunking-social-security-myths-november-3-2018--63730705tag:soundcloud,2010:tracks/525127776Mon, 05 Nov 2018 14:52:12 +0000Jeff Mitchell and Camille ButterfieldThere are a lot of half-truths and misunderstandings revolving around Social Security out there. Some of then concern when to take it, or who is eligible, and several others. Today Jeff sorts them all out for you, and reveals what's behind the curtain...3001cleanfullhttps://www.spreaker.com/episode/are-you-taking-on-enough-too-much-or-the-right-amount-of-risk-october-27-2018--63730668tag:soundcloud,2010:tracks/525126264Mon, 05 Nov 2018 14:48:51 +0000Jeff Mitchell and Camille ButterfieldRisk and retirement investments - they just go together. But do you know exactly how much risk is in your current portfolio? What would happen if the market took a major nosedive like 2008? Today Jeff talks about how to look at your portfolio from...3007cleanfullhttps://www.spreaker.com/episode/key-financial-steps-october-20-2018--63730669tag:soundcloud,2010:tracks/516887988Sat, 20 Oct 2018 21:00:23 +0000Jeff Mitchell and Camille ButterfieldYou've been saving for retirement - now that the time is at hand, should you do things differently with your money? Jeff talks about the moves to make to properly position that nest egg to do what you need it to. Plus an interview with financial...3011cleanfullhttps://www.spreaker.com/episode/three-stages-of-retirement-october-13-2018--63730698tag:soundcloud,2010:tracks/514817838Mon, 15 Oct 2018 20:32:52 +0000Jeff Mitchell and Camille ButterfieldGenerally speaking, retirement can be broken up into three stages - the active years, a transition period and the final years. Your nest egg needs to provide different things in each stage, and Jeff goes over what those stages and needs are so you can...3008cleanfullhttps://www.spreaker.com/episode/making-the-right-decisions-at-the-right-time-september-29-2018--63730718tag:soundcloud,2010:tracks/507791490Mon, 01 Oct 2018 12:31:29 +0000Jeff Mitchell and Camille ButterfieldHow you manage your savings in your retirement accounts is crucial to how well your retirement plan will work. Today Jeff turning those 401K's and IRA's into the right types of investments to provide the income and other elements of your plan to make...3011cleanfullhttps://www.spreaker.com/episode/financial-considerations-for-potential-centenarians-september-22-2018--63730758tag:soundcloud,2010:tracks/504377574Mon, 24 Sep 2018 12:26:32 +0000Jeff Mitchell and Camille ButterfieldWhat if you live to age 100, or beyond? It's not as far fetched as you may think. And longevity risk needs to be accounted for in your retirement plan. Today Jeff talks about the steps which can be made in a plan to be sure that money is there in case...3004cleanfullhttps://www.spreaker.com/episode/build-your-own-retirement-income-plan-september-15-2018--63730677tag:soundcloud,2010:tracks/501098940Mon, 17 Sep 2018 12:48:26 +0000Jeff Mitchell and Camille ButterfieldWith pensions virtually non-existent for most people nowadays, how do you assure yourself of income when you retire? Jeff talks about ways to build your own income plan, or a personal pension, as it were. He goes through steps to use different...3011cleanfullhttps://www.spreaker.com/episode/four-areas-where-professional-advice-can-be-a-difference-maker-september-8-2018--63730700tag:soundcloud,2010:tracks/498392211Tue, 11 Sep 2018 14:04:27 +0000Jeff Mitchell and Camille ButterfieldThere are many things you can do yourself when it comes to retirement planning - but there are certain areas where a financial profressional can make a big difference. Today Jeff talks about four of those areas where advice from a pro can lead to huge...3008cleanfullhttps://www.spreaker.com/episode/seven-steps-to-prepare-your-assets-for-the-next-market-downturn-september-1-2018--63730686tag:soundcloud,2010:tracks/495039384Tue, 04 Sep 2018 12:11:16 +0000Jeff Mitchell and Camille ButterfieldIt's not a matter of if, but when, this record market run will turn into a bear and trend downward, and the more you prepare for whenever that day comes, the better off you will be. Today Jeff talks about what some of those steps are to be sure your...3008cleanfullhttps://www.spreaker.com/episode/eight-retirement-money-assumptions-august-25-2018--63730713tag:soundcloud,2010:tracks/491751057Tue, 28 Aug 2018 10:38:16 +0000Jeff Mitchell and Camille ButterfieldPeople need to make assumptions about certain things regarding their money heading into retirement. Today Jeff explains these areas, such as investments, income and more, and how to be sure they are supported and allocated properly so you get what you...3007cleanfullhttps://www.spreaker.com/episode/financial-moves-for-every-decade-of-retirement-august-18-2018--63730712tag:soundcloud,2010:tracks/488202420Mon, 20 Aug 2018 18:43:48 +0000Jeff Mitchell and Camille ButterfieldThere are things which are needed in every decade of retirement, whether its in your 50s for an early retirement, to your 80's and 90's. Different needs for your money during each of those periods. Jeff discusses them today and how to best meet those...3011cleanfullhttps://www.spreaker.com/episode/five-developments-which-could-affect-your-retirement-august-4-2018--63730720tag:soundcloud,2010:tracks/481796541Mon, 06 Aug 2018 12:12:56 +0000Jeff Mitchell and Camille ButterfieldTaxes. inflation, market volatility - all are events, along with others, which could affect your retirement plan. Jeff talks in today's show about taking them into account so you will be ready for anything in your retirement years.3008cleanfullhttps://www.spreaker.com/episode/six-steps-to-a-smooth-financial-transition-from-work-to-retirement-july-28-2018--63730760tag:soundcloud,2010:tracks/478654851Mon, 30 Jul 2018 13:05:37 +0000Jeff Mitchell and Camille ButterfieldToday Jeff describes way to make the transition to retirement smoother by making sure you have planned in all areas - especially for correct Social Security strategies, asset allocation, health care planning and several others.3011cleanfullhttps://www.spreaker.com/episode/seven-strategies-to-protect-from-health-care-costs-july-21-2018--63730687tag:soundcloud,2010:tracks/475546941Mon, 23 Jul 2018 13:17:09 +0000Jeff Mitchell and Camille ButterfieldWe know the cost of health care in retirement is going up rapidly, and will continue to do so going forward. Today Jeff offers key strategies to help cover these huge expenses, and also flexible enough to help with changing future circumstances.3011cleanfullhttps://www.spreaker.com/episode/fixing-eight-of-the-most-common-money-mistakes-july-14-2018--63730699tag:soundcloud,2010:tracks/472353537Mon, 16 Jul 2018 12:58:13 +0000Jeff Mitchell and Camille ButterfieldSome of these include not having a budget, taking Social Security at the wrong time, or not having a retirement professional guiding you. Jeff discusses the ways these issues can be best solved to make sure your plan provides everything you need for...3026cleanfullhttps://www.spreaker.com/episode/five-retirement-financial-fundamentals-july-7-2018--63730707tag:soundcloud,2010:tracks/469253184Mon, 09 Jul 2018 10:51:17 +0000Jeff Mitchell and Camille ButterfieldThe stock market has had plenty of volatility in 2018, and today Jeff talks about five ways to plan around the inevitable volatility occurances, such as appropriate diversification, maintaining some cash in reserve, and focusing on the long term...3009cleanfullhttps://www.spreaker.com/episode/picking-the-right-retirement-date-june-30-2018--63730717tag:soundcloud,2010:tracks/466306365Mon, 02 Jul 2018 14:26:19 +0000Jeff Mitchell and Camille ButterfieldWhen is the right time to retire? It's harder question to answer than you might think, because really the right time is when your financial plan is set up solid for however long your retirement may last. Today Jeff talks about the best ways to assess...3008cleanfullhttps://www.spreaker.com/episode/are-you-getting-good-retirement-advice-june-23-2018--63730706tag:soundcloud,2010:tracks/463172202Mon, 25 Jun 2018 12:34:21 +0000Jeff Mitchell and Camille ButterfieldYou are if you have been listening to Jeff's programs - and on this one, he talks about seven ways to answer the title question, including the fiduciary responsibilities of the advisor you are considering. These and other factors will help you...3007cleanfullhttps://www.spreaker.com/episode/how-to-handle-eight-of-retirement-s-biggest-what-ifs-june-16-2018--63730690tag:soundcloud,2010:tracks/459995292Mon, 18 Jun 2018 15:23:24 +0000Jeff Mitchell and Camille ButterfieldThe importance of protecting your nest egg can't be overlooked. What if you or your spouse get sick? What if inflation and/or interest rates change? These and other "what if" factors must be accounted for, and today Jeff discusses these areas and the...3011cleanfullhttps://www.spreaker.com/episode/ten-of-the-most-valuable-assets-for-your-retirement-june-9-2018--63730734tag:soundcloud,2010:tracks/456915786Mon, 11 Jun 2018 17:45:32 +0000Jeff Mitchell and Camille ButterfieldWe're talking more than just money here - other things you own or have are good to carry into retirement as well. Jeff talks about a house, or being healthy, time for enjoying life. And of course, the various financial instruments to provide the money...3011cleanfullhttps://www.spreaker.com/episode/nine-steps-to-retiring-sooner-june-2-2018--63730722tag:soundcloud,2010:tracks/453576789Mon, 04 Jun 2018 13:49:46 +0000Jeff Mitchell and Camille ButterfieldIf you are one of the fortunate folks for whom retiring early is a viable option, Jeff has nine ideas to help position you to do it, and be sure your money is still in all the right places to take care of your post-working year needs.3008cleanfullhttps://www.spreaker.com/episode/what-retirees-would-do-differently-if-they-could-may-26-2018--63730779tag:soundcloud,2010:tracks/450714288Tue, 29 May 2018 12:56:59 +0000Jeff Mitchell and Camille ButterfieldAnd not just when it comes to money, either - but also what retirement would be like in the first place. Jeff today discusses that element and much more - things that retirees might do differently if given another chance.3011cleanfullhttps://www.spreaker.com/episode/a-dozen-financial-hacks-for-people-headed-toward-retirement-may-19-2018--63730743tag:soundcloud,2010:tracks/447094596Mon, 21 May 2018 14:22:46 +0000Jeff Mitchell and Camille ButterfieldToday Jeff talks about some tips, or shortcuts, to shoring up retirement life to make it as enjoyable as possible. Some of these involve areas of financial planning but others are lifestyle planning tips, such as how to save money on various...3011cleanfullhttps://www.spreaker.com/episode/five-major-risks-to-retirement-assets-may-12-2018--63730697tag:soundcloud,2010:tracks/443851938Mon, 14 May 2018 13:07:55 +0000Jeff Mitchell and Camille ButterfieldOverall longevity is the biggest risk to retirement assets - making sure you don't outlive your money. Today Jeff breaks down longevity into five areas which can more specifically address longevity risk - health care and taxes among them - and...3011cleanfullhttps://www.spreaker.com/episode/overlooked-ways-to-give-your-savings-a-boost-april-28-2018--63730719tag:soundcloud,2010:tracks/437286456Mon, 30 Apr 2018 14:31:51 +0000Jeff Mitchell and Camille ButterfieldWouldn't you love to find some ways to boost your retirement savings? Today Jeff talks about some things to look for that could help you do just that - like automating your savings so you don't really see that money to begin with. Also looking into...3008cleanfullhttps://www.spreaker.com/episode/is-your-balance-sheet-healthy-enough-for-retirement-april-14-2018--63730821tag:soundcloud,2010:tracks/430457163Mon, 16 Apr 2018 12:26:50 +0000Jeff Mitchell and Camille ButterfieldWe assess and evaluate things like physical health throughout our lives - why not the same with our financial health, especially when approaching retirement? Today Jeff goes over some simple steps to look over your cash flow, assets and other aspects...3007cleanfullhttps://www.spreaker.com/episode/the-biggest-bang-for-your-annuity-banking-buck-april-7-2018--63730724tag:soundcloud,2010:tracks/427278621Mon, 09 Apr 2018 19:36:08 +0000Jeff Mitchell and Camille ButterfieldAnnuities are the one financial instrument that you either love or hate with nothing in between. Today Jeff talks about how the right annuity can help bring you guaranteed retirement income, and also how to avoid certain types of annuities that can...3008cleanfullhttps://www.spreaker.com/episode/the-three-states-of-retirement-march-24-2018--63730737tag:soundcloud,2010:tracks/420209908Mon, 26 Mar 2018 16:53:31 +0000Jeff Mitchell and Camille ButterfieldSometimes these are referred to as the "go-go", "slow-go" and "no-go" stages of retirement. They reflect the amount of activity - and spending - that is likely for each period. Today Jeff talks about how to prepare for each of these stages to be sure...3007cleanfullhttps://www.spreaker.com/episode/eight-things-you-need-to-know-before-you-retire-march-17-2018--63730703tag:soundcloud,2010:tracks/415999902Mon, 19 Mar 2018 14:16:56 +0000Jeff Mitchell and Camille ButterfieldToday Jeff takes you though various areas you need to be sure of concerning your money and whether you are REALLY ready to retire. Things like whether you have enough income, how your assets are invested, various risks such as long term health care,...3010cleanfullhttps://www.spreaker.com/episode/four-pathways-to-retire-with-confidence--63730745tag:soundcloud,2010:tracks/412465413Mon, 12 Mar 2018 12:23:25 +0000Jeff Mitchell and Camille ButterfieldAs you approach retirement, you may be asking yourself if your investment decisions are the right ones. Have you saved enough? What about health care and long term care costs? Taxes? Today Jeff talks about four strategies which explore retirement...3013cleanfullhttps://www.spreaker.com/episode/better-your-retirement-outlook-with-yoga-march-3-2018--63730811tag:soundcloud,2010:tracks/408969726Mon, 05 Mar 2018 13:52:53 +0000Jeff Mitchell and Camille ButterfieldWell, not yoga itself - but some of its principles can help guide you in forming a retirement plan. Today Jeff explains how things such as finding inner calm, or building core strength, or flexibility - all major aspects of yoga practice - can relate...3008cleanfullhttps://www.spreaker.com/episode/investing-for-growth-and-income--63730778tag:soundcloud,2010:tracks/405446388Mon, 26 Feb 2018 15:22:16 +0000Jeff Mitchell and Camille ButterfieldThere are purposes for investing for either of these objectives, but in retirement, stocks and bonds are not the only things to consider. Today Jeff talks about a more evolved strategy of diversification to make sure your nest egg provides whatever...3008cleanfullhttps://www.spreaker.com/episode/three-keys-to-keeping-more-in-your-pocket-february-17-2018--63730725tag:soundcloud,2010:tracks/401942925Mon, 19 Feb 2018 14:32:07 +0000Jeff Mitchell and Camille ButterfieldAll investments have costs to them, but some have more than others, and many have more than you think. Today Jeff talks about how to minimize those various fees, commissions, and other things which you might unnecessarily be paying, helping to keep...3011cleanfullhttps://www.spreaker.com/episode/is-your-balance-sheet-healthy-enough-for-retirement--63730749tag:soundcloud,2010:tracks/398457153Mon, 12 Feb 2018 15:36:00 +0000Jeff Mitchell and Camille ButterfieldYou want to be healthy in all ways going into retirement - in body, mind, and finances. Today Jeff talks about ways you can make sure that third category is in tip-top shape with tips on how to turn your nest egg into income first, then take into...3011cleanfullhttps://www.spreaker.com/episode/if-something-happens-to-a-breadwinner--63730753tag:soundcloud,2010:tracks/390804606Mon, 29 Jan 2018 13:31:19 +0000Jeff Mitchell and Camille ButterfieldIf the unexpected happens and a tragic event takes the main financial support away from your family, will it be in good shape? Today Jeff talks about some steps to take to prepare for an unexpected death and ways to make sure everything financially...3008cleanfullhttps://www.spreaker.com/episode/are-you-taking-on-enough-of-it-too-much-of-it-or-just-the-right-amount--63730738tag:soundcloud,2010:tracks/387375005Mon, 22 Jan 2018 13:47:27 +0000Jeff Mitchell and Camille ButterfieldWe're talking about risk - do you know how much is in your portfolio? Today Jeff talks about ways to take a look at your portfolio and help determine what kind of risk is involved and whether it is what you want for your savings.3008cleanfullhttps://www.spreaker.com/episode/building-blocks-for-a-rock-solid-retirement--63730818tag:soundcloud,2010:tracks/383913230Mon, 15 Jan 2018 14:02:02 +0000Jeff Mitchell and Camille ButterfieldThe number one fear for people remains running out of money in retirement. Today Jeff talks about the steps you can take to put yourself on the right path to be sure your retirement savings will be there for as long as you need it.3007cleanfullhttps://www.spreaker.com/episode/new-year-s-resolutions-worth-keeping-january-6-2018--63730816tag:soundcloud,2010:tracks/381255584Tue, 09 Jan 2018 22:52:54 +0000Jeff Mitchell and Camille ButterfieldIt's the start of 2018 - have you made any resolutions concerning your money or retirement planning? Today Jeff talks about several ideas for you to implement this year to help you with savings, investments and just better general organization to...3008cleanfullhttps://www.spreaker.com/episode/four-diversification-steps-december-16-2017--63730783tag:soundcloud,2010:tracks/371182253Mon, 18 Dec 2017 13:51:35 +0000Jeff Mitchell and Camille ButterfieldJeff talks about proper diversification for your nest egg investments to be sure your retirement is a successful one. He also talks about things to do at year's end to plan for 2018, with changes on the way to tax rates and more.3008cleanfullhttps://www.spreaker.com/episode/why-you-need-a-true-financial-ally-december-9-2017--63730831tag:soundcloud,2010:tracks/367990319Mon, 11 Dec 2017 14:20:53 +0000Jeff Mitchell and Camille ButterfieldA guide, trainer or teacher can help out in so many areas of life - and retirement planning is no exception. Today Jeff talks about the value of having a financial professional on your side, plus some tips on how to find the right one for you.3006cleanfullhttps://www.spreaker.com/episode/monolith-money-show-essential-financial-questions--63730708tag:soundcloud,2010:tracks/363584966Fri, 01 Dec 2017 18:04:15 +0000Jeff Mitchell and Camille ButterfieldMonolith Money Show - Essential Financial Questions by MonolithMoneyShow3008cleanfullhttps://www.spreaker.com/episode/build-your-own-retirement-income-plan--63730732tag:soundcloud,2010:tracks/361717853Mon, 27 Nov 2017 21:19:43 +0000Jeff Mitchell and Camille ButterfieldThere are some folks who still will be receiving a pension for retirement, but there are also many who won't. If you are among the many, Jeff talks about the steps to take to build lifetime retirement income from such things as retirement plan assets...3006cleanfullhttps://www.spreaker.com/episode/making-the-right-decisions-at-the-right-time--63730788tag:soundcloud,2010:tracks/361716107Mon, 27 Nov 2017 21:15:44 +0000Jeff Mitchell and Camille ButterfieldHow do you manage your retirement account funds to be sure they provide income that lasts as long as you do? Today Jeff talks about making the correct decisions for turning your 401K or other retirement savings into an income plan - and how and when...3006cleanfullhttps://www.spreaker.com/episode/build-your-own-retirement-income-plan--63730715tag:soundcloud,2010:tracks/359159144Tue, 21 Nov 2017 23:43:20 +0000Jeff Mitchell and Camille ButterfieldSome people still have a traditional pension - but not many. Today's retirees need to build their own pension, and today Jeff offers the steps to build guaranteed lifetime income by using resources like Social Security, retirement plan savings and...3006cleanfullhttps://www.spreaker.com/episode/how-tax-refunds-can-boost-retirement-savings--63730801tag:soundcloud,2010:tracks/355282805Mon, 13 Nov 2017 21:23:54 +0000Jeff Mitchell and Camille ButterfieldTax season will be here before you know it - and if you are receiving a refund, you might put some of it to good use in a retirement plan. Jeff talks about the ways you can bolster your nest egg if the IRS or State of California will be giving you a...3008cleanfullhttps://www.spreaker.com/episode/financial-considerations-for-potential-centenarians--63730805tag:soundcloud,2010:tracks/349267042Mon, 30 Oct 2017 14:23:46 +0000Jeff Mitchell and Camille ButterfieldA lot of people don't plan to live to age 100 - but if there is a somewhat realistic possibility of that happening, your money will need to be there. Today Jeff talks about working that into your financial plan, especially as trends indicate more and...3007cleanfullhttps://www.spreaker.com/episode/make-your-retirement-strategy-a-routine--63730709tag:soundcloud,2010:tracks/349265942Mon, 30 Oct 2017 14:14:43 +0000Jeff Mitchell and Camille ButterfieldPlan, diversify, revisit, rebalance and repeat - those are the steps which need to be taken regularly to be sure your retirement savings remain on track to do what they will be needed to do. Today Jeff talks about these steps and how to make them a...3008cleanfullhttps://www.spreaker.com/episode/the-right-retirement-balance--63730704tag:soundcloud,2010:tracks/347183222Mon, 16 Oct 2017 19:07:53 +0000Jeff Mitchell and Camille ButterfieldGrowth and protection - you need both in your retirement plan, but how do you strike the right balance? Today Jeff discusses strategies which can help you find the right approach - and also how to adjust it if your priorities change.3007cleanfullhttps://www.spreaker.com/episode/when-guaranteed-income-is-vital--63730748tag:soundcloud,2010:tracks/346456335Wed, 11 Oct 2017 20:36:47 +0000Jeff Mitchell and Camille ButterfieldIncome is the new "holy grail" in retirement. Without it you basically can't retire. Today Jeff talks about how guaranteed income sources, such as Social Security, pensions and the like, are vital to your success for retirement, as well as ways to...3006cleanfullhttps://www.spreaker.com/episode/when-an-annuity-makes-sense--63730752tag:soundcloud,2010:tracks/346456076Wed, 11 Oct 2017 20:35:04 +0000Jeff Mitchell and Camille ButterfieldAnnuities are some of the most misunderstood financial instruments available for retirement planning. Yet in the right circumstance, it can be one of the very best things to have in a portfolio. Today Jeff talks about the various kinds of annuities,...3006cleanfullhttps://www.spreaker.com/episode/ages-that-matter-most--63730733tag:soundcloud,2010:tracks/346455713Wed, 11 Oct 2017 20:32:44 +0000Jeff Mitchell and Camille ButterfieldThere are a lot of age milestones to keep track of before, at and after retirement - from 50 to 70 1/2. Jeff talks about all of them and the decisions you face at each stop along the way so that your next egg can provide you with a happy and...3006cleanfullhttps://www.spreaker.com/episode/top-retirement-fears--63730842tag:soundcloud,2010:tracks/346455265Wed, 11 Oct 2017 20:30:29 +0000Jeff Mitchell and Camille ButterfieldPeople's number one fear is running out of money in retirement. Today Jeff talks about how to make sure that does not happen with tips on how to build a diverse nest egg with different sources of income, as well as strategies to maximize your money...3011cleanfullhttps://www.spreaker.com/episode/your-money-your-future-your-call--63730793tag:soundcloud,2010:tracks/341920937Mon, 11 Sep 2017 19:20:45 +0000Jeff Mitchell and Camille ButterfieldWe all want to call our own shots in retirement - but putting yourself in a position to do so requires careful planning. Today Jeff talks about the steps that can help you gain control of your finances so that you can enjoy your retirement, your way.3011cleanfullhttps://www.spreaker.com/episode/making-sense-of-the-stock-market-roller-coaster--63730799tag:soundcloud,2010:tracks/341325030Thu, 07 Sep 2017 15:11:21 +0000Jeff Mitchell and Camille ButterfieldToday's bull market is well into its eighth year and volatility is more common than ever. How are investors supposed to cope with this aspect as it concerns retirement planning? Jeff talks about alternatives to traditional investing to help protect...3006cleanfullhttps://www.spreaker.com/episode/make-your-retirement-strategy-a-routine--63730731tag:soundcloud,2010:tracks/340343595Thu, 31 Aug 2017 18:58:32 +0000Jeff Mitchell and Camille ButterfieldPlan, diversify, revisit, rebalance . . . and repeat. Those are the kinds of things that are needed for a successful retirement. Today Jeff talks about how following that cycle gives you a better chance of having a successful retirement.3010cleanfullhttps://www.spreaker.com/episode/nine-indispensable-income-sources--63730807tag:soundcloud,2010:tracks/340341793Thu, 31 Aug 2017 18:46:35 +0000Jeff Mitchell and Camille ButterfieldMany pre-retirees are wondering if they have the income to support the lifestyle they want for retirement. Today Jeff helps answer those concerns by highlighting the best income sources and how they can be maximized with thoughtful planning.3008cleanfullhttps://www.spreaker.com/episode/four-questions-about-retirement--63730735tag:soundcloud,2010:tracks/333075148Thu, 13 Jul 2017 20:21:35 +0000Jeff Mitchell and Camille ButterfieldThose four questions concern sources of income, when to draw Social Security, health care and inflation. Jeff talks about the best ways to plan for all of these factors to be sure your nest egg can provide everything you need.3006cleanfullhttps://www.spreaker.com/episode/balancing-growth-and-protection--63730764tag:soundcloud,2010:tracks/333072088Thu, 13 Jul 2017 20:02:24 +0000Jeff Mitchell and Camille ButterfieldYou want your retirement savings to be protected from stock market volatility - but you also want some of it to grow. Today Jeff explains some of the best ways to pull this off with the idea of low volatility investing to still grow your money but...3007cleanfullhttps://www.spreaker.com/episode/guaranteed-income-and-why-it-is-vital--63730824tag:soundcloud,2010:tracks/333070853Thu, 13 Jul 2017 19:53:48 +0000Jeff Mitchell and Camille ButterfieldGuaranteed income to pay for regular expenses in retirement - that is considered the "holy grail" for using your nest egg. Today Jeff identifies sources of guaranteed income, and how you can use them to make sure your golden years are truly golden.3007cleanfullhttps://www.spreaker.com/episode/financial-headaches--63731651tag:soundcloud,2010:tracks/333070544Thu, 13 Jul 2017 19:51:31 +0000Jeff Mitchell and Camille ButterfieldWhat are the biggest problems in retirement when it comes to finances? Today Jeff talks about these issues, including taxes, health care and general debt - and how to manage them and plan for them.3007cleanfullhttps://www.spreaker.com/episode/planning-for-incapacity--63731668tag:soundcloud,2010:tracks/323955146Mon, 22 May 2017 17:50:30 +0000Jeff Mitchell and Camille ButterfieldWhat if you become incapacitated, or need long term care? Who will make those decisions and how will they be made? Today Jeff addresses these and many other important issues when it comes to the health care portion of your retirement plan.3007cleanfullhttps://www.spreaker.com/episode/sizing-up-the-options-the-yin-and-yang-of-annuities-and-life-insurance--63731662tag:soundcloud,2010:tracks/322764422Mon, 15 May 2017 18:49:27 +0000Jeff Mitchell and Camille ButterfieldLongevity, or lack thereof, each presents their own risks that you need to be prepared for. Jeff discusses what they are and how annuities and life insurance can be used to bring peace of mind to your retirement plan.3007cleanfullhttps://www.spreaker.com/episode/get-a-handle-on-spending--63731650tag:soundcloud,2010:tracks/321606991Mon, 08 May 2017 18:41:23 +0000Jeff Mitchell and Camille ButterfieldMany people don't like the word budget, but you need one for retirement regardless of what you call it. In this program Jeff discusses how to make a spending plan with your retirement savings, and how to make sure you follow it for your retirement to...3008cleanfullhttps://www.spreaker.com/episode/longevity-and-retirement-dollars--63731655tag:soundcloud,2010:tracks/320398522Mon, 01 May 2017 21:23:56 +0000Jeff Mitchell and Camille ButterfieldLiving longer is great - and it's even greater if you have the money to last those extra years. Today Jeff talks about how to plan for living a long life so you don't run out of money.3010cleanfullhttps://www.spreaker.com/episode/retirement-readiness-save-enough-and-save-yourself-a-lot-of-concern--63731654tag:soundcloud,2010:tracks/319289821Mon, 24 Apr 2017 20:44:36 +0000Jeff Mitchell and Camille ButterfieldOne thing nearly everyone wants in retirement is to able to call their own shots financially and enjoy the fruits of their labors. Jeff talks about the traditional "rules" of retirement planning, income planning and more, and why some of them may well...3008cleanfullhttps://www.spreaker.com/episode/doing-distribution-right--63731660tag:soundcloud,2010:tracks/318151272Mon, 17 Apr 2017 21:33:50 +0000Jeff Mitchell and Camille ButterfieldHow do you make the change from saving for retirement to spending that nest egg when you do retire? Jeff talks about the best ways to accomplish that as well as being sure all your bases are covered when it comes to potential expenses.3006cleanfullhttps://www.spreaker.com/episode/the-sandwich-generation--63731666tag:soundcloud,2010:tracks/317026947Mon, 10 Apr 2017 18:31:12 +0000Jeff Mitchell and Camille ButterfieldDo you know someone who is taking care of aging parents and their own children at the same time? That is someone who is in the so-called Sandwich Generation, and they have their own unique financial challenges. Jeff discusses these and how they can...3006cleanfullhttps://www.spreaker.com/episode/cruising-into-retirement--63731659tag:soundcloud,2010:tracks/314767367Mon, 27 Mar 2017 21:35:54 +0000Jeff Mitchell and Camille ButterfieldNo matter how late you start saving and planning, you can avoid having an impoverished retirement. Jeff talks about the steps that need to be taken to get the process going, starting with saving as much as possible.3005cleanfullhttps://www.spreaker.com/episode/signs-you-might-want-to-find-a-financial-professional--63731664tag:soundcloud,2010:tracks/314766879Mon, 27 Mar 2017 21:32:38 +0000Jeff Mitchell and Camille ButterfieldIn the last show Jeff talked about how finding a financial professional can help with boosting and using your retirement savings most efficiently. Now Jeff provides tips to help you find the pro that works best for your retirement dreams and wishes.3006cleanfullhttps://www.spreaker.com/episode/making-up-for-lost-ground-in-retirement-saving--63731665tag:soundcloud,2010:tracks/314766242Mon, 27 Mar 2017 21:28:29 +0000Jeff Mitchell and Camille ButterfieldAccording to a recent survey, only 21% of workers are confident about having enough money for retirement. In this program Jeff talks about various strategies you can use to help boost retirement savings, starting with getting together with a qualified...3006cleanfullhttps://www.spreaker.com/episode/building-a-retirement-nest-egg-to-last--63731678tag:soundcloud,2010:tracks/314765760Mon, 27 Mar 2017 21:25:17 +0000Jeff Mitchell and Camille ButterfieldThe biggest worry among retirees and pre-retirees is running out of money. Today Jeff talks about positioning your assets so that won't happen, and that you can call your own shots all the way through retirement.3006cleanfullhttps://www.spreaker.com/episode/building-a-retirement-nest-egg-to-last--63731673tag:soundcloud,2010:tracks/311195309Tue, 07 Mar 2017 17:00:51 +0000Jeff Mitchell and Camille ButterfieldThe number one fear among people is running out of money in retirement. Jeff provides tips and strategies to help you make sure this does not happen to you.3006cleanfullhttps://www.spreaker.com/episode/wealth-accumulation--63731669tag:soundcloud,2010:tracks/311194890Tue, 07 Mar 2017 16:58:17 +0000Jeff Mitchell and Camille ButterfieldMake money, save money, invest money . . . and repeat! Jeff discusses these basics for putting an adequate nest egg together so you can retire in the manner you've always dreamed of.3007cleanfullhttps://www.spreaker.com/episode/save-enough-for-retirement--63731661tag:soundcloud,2010:tracks/311194569Tue, 07 Mar 2017 16:56:33 +0000Jeff Mitchell and Camille ButterfieldJeff discusses ways to make sure you have enough on hand to cover your retirement needs - especially in light of less than half of baby boomers approaching retirement are confident they have enough in their nest egg.3006cleanfullhttps://www.spreaker.com/episode/reading-between-the-numbers--63731663tag:soundcloud,2010:tracks/311194350Tue, 07 Mar 2017 16:55:31 +0000Jeff Mitchell and Camille ButterfieldAre you getting what you pay for? Jeff discusses how fees, commissions and other costs can take a bite out of your retirement savings, and how to be knowledgeable about these costs.3006cleanfullhttps://www.spreaker.com/episode/wealth-accumulation--63731658tag:soundcloud,2010:tracks/309842142Mon, 27 Feb 2017 20:15:56 +0000Jeff Mitchell and Camille ButterfieldMake money, save money, invest money - the basics of saving for retirement. Jeff talks about the ways to get started and how to get through all the potential options for building up your nest egg.3007cleanfullhttps://www.spreaker.com/episode/save-enough-for-retirement--63731687tag:soundcloud,2010:tracks/309841898Mon, 27 Feb 2017 20:14:15 +0000Jeff Mitchell and Camille ButterfieldJeff talks about how you can save yourself a lot of worrying about your retirement by making sure you have the resources and the investments so that you never run out of money for your retirement income needs.3006cleanfullhttps://www.spreaker.com/episode/reading-between-the-numbers--63731656tag:soundcloud,2010:tracks/309841355Mon, 27 Feb 2017 20:10:57 +0000Jeff Mitchell and Camille ButterfieldDo you know what you are paying in fees for the investments you own? Jeff delves into that subject and says the more knowledgeable you are about this, the better you can avoid having these fees take big bites from your savings.3006cleanfullhttps://www.spreaker.com/episode/don-t-go-broke-in-retirement--63731667tag:soundcloud,2010:tracks/305245739Mon, 30 Jan 2017 14:39:17 +0000Jeff Mitchell and Camille ButterfieldJeff talks about the best strategies to use to make sure you don't run out of money in your retirement. These include making sure unexpected events are addressed, and taking Social Security benefits at the right time, and many more.3025cleanfullhttps://www.spreaker.com/episode/what-can-80-year-olds-teach-us--63731653tag:soundcloud,2010:tracks/305245531Mon, 30 Jan 2017 14:37:31 +0000Jeff Mitchell and Camille ButterfieldJeff tells stories about current retirees and what they can tell us about making sure your money will do what you need it to in retirement.3027cleanfullhttps://www.spreaker.com/episode/healthcare-sticker-shock--63731652tag:soundcloud,2010:tracks/305244909Mon, 30 Jan 2017 14:33:19 +0000Jeff Mitchell and Camille ButterfieldYup - it's expensive, and it's not getting any cheaper. And Medicare doesn't cover everything. Jeff talks about what you need to do to make sure the high cost of medical care doesn't wipe out your retirement savings.3021cleanfullhttps://www.spreaker.com/episode/inflation-vs-your-retirement--63731676tag:soundcloud,2010:tracks/305244563Mon, 30 Jan 2017 14:31:28 +0000Jeff Mitchell and Camille ButterfieldIt's an epic battle - and one you need to plan for in retirement. Jeff talks about how the best strategies can work for you to negate the effects of inflation so your nest egg will last a lifetime.3015cleanfullhttps://www.spreaker.com/episode/how-to-make-the-transition--63731671tag:soundcloud,2010:tracks/305244304Mon, 30 Jan 2017 14:29:43 +0000Jeff Mitchell and Camille ButterfieldYou have to think about your money differently when you enter retirement - instead of focusing on saving and investing, you need to turn your nest egg into an income producing instrument. Jeff talks about how to make the transition.3009cleanfullhttps://www.spreaker.com/episode/why-the-4-rule-is-broken--63731685tag:soundcloud,2010:tracks/305243965Mon, 30 Jan 2017 14:27:30 +0000Jeff Mitchell and Camille ButterfieldThe 4% Rule was developed in the 1990's to help determine how much to withdraw from your nest egg. But is it outdated? Jeff thinks so, and tells you why and what to do to make sure you don't run out of money in your retirement.3010cleanfullhttps://www.spreaker.com/episode/nightmare-on-retirement-street--63731677tag:soundcloud,2010:tracks/305243624Mon, 30 Jan 2017 14:25:35 +0000Jeff Mitchell and Camille ButterfieldSmart planning can help you avoid nightmare scenarios such as sudden health downturns, spending too much money without budgeting, quitting work too early either by choice or being forced to, and more.3008cleanfullhttps://www.spreaker.com/episode/make-your-money-last-as-long-as-you-do--63731675tag:soundcloud,2010:tracks/305243256Mon, 30 Jan 2017 14:23:01 +0000Jeff Mitchell and Camille ButterfieldRunning out of money in retirement is the biggest concern among retiring baby boomers. Jeff talks about how to avoid this problem with smart strategies to help your nest egg get you all the way through.3006cleanfullhttps://www.spreaker.com/episode/seven-major-retirement-income-threats--63731688tag:soundcloud,2010:tracks/305242992Mon, 30 Jan 2017 14:21:03 +0000Jeff Mitchell and Camille ButterfieldTaxes, long term care, inflation - these are just some of the potential risks to your retirement nest egg. Jeff talks about how you can get around these difficulties with smart saving, investing and planning.3006cleanfullhttps://www.spreaker.com/episode/the-story-of-joe-retiree--63731680tag:soundcloud,2010:tracks/305242681Mon, 30 Jan 2017 14:18:55 +0000Jeff Mitchell and Camille ButterfieldJeff talks about an imaginary retiree who runs into financial difficulties just after his retirement because of unforeseen circumstances which you can avoid with some smart planning.3006cleanfullhttps://www.spreaker.com/episode/six-reasons-you-need-more-money-than-you-think--63731682tag:soundcloud,2010:tracks/305242367Mon, 30 Jan 2017 14:16:23 +0000Jeff Mitchell and Camille ButterfieldIn this program Jeff talks about factors such as longevity, low interest rates, lack of pensions and more which could affect your ability to supply income for retirement.3007cleanfullhttps://www.spreaker.com/episode/the-scary-cost-of-health-care--63731672tag:soundcloud,2010:tracks/304189196Mon, 23 Jan 2017 22:50:20 +0000Jeff Mitchell and Camille ButterfieldThey aren't going down any time soon - and their rise seems inevitable. Jeff discusses the high cost of health care in retirement, especially long term care which is not covered by Medicare. Make sure you have the money you need to cover everything.3007cleanfullhttps://www.spreaker.com/episode/interest-rates-will-they-rise--63731670tag:soundcloud,2010:tracks/304188888Mon, 23 Jan 2017 22:48:18 +0000Jeff Mitchell and Camille ButterfieldInterest rates used to be high for bank CDs and savings accounts. But lately, not so much. And despite recent Federal Reserve System comments, Jeff says they aren't going up much any time soon - and talks about how best to make sure you have the...3009cleanfullhttps://www.spreaker.com/episode/are-you-still-drinking-the-wall-street-kool-aid--63731657tag:soundcloud,2010:tracks/304188552Mon, 23 Jan 2017 22:45:46 +0000Jeff Mitchell and Camille ButterfieldIf you think the stock market is the only investment avenue for your retirement nest egg, think again. Jeff talks about ways to avoid the volatility of the market and make your nest egg safe.3013cleanfullhttps://www.spreaker.com/episode/retirement-land-mines--63731683tag:soundcloud,2010:tracks/304188321Mon, 23 Jan 2017 22:44:12 +0000Jeff Mitchell and Camille ButterfieldJeff talks about a number of surprises that could drain your retirement savings, and how to avoid them as best as you can.3003cleanfullhttps://www.spreaker.com/episode/100-years-old-and-thriving-in-retirement--63731674tag:soundcloud,2010:tracks/304188119Mon, 23 Jan 2017 22:42:43 +0000Jeff Mitchell and Camille ButterfieldDo you want to make sure your retirement savings will last as long as you do - even to age 100? Jeff discusses the best ways to make sure you never run out of money in retirement.3019cleanfullhttps://www.spreaker.com/episode/retirement-planning-myths--63731686tag:soundcloud,2010:tracks/304187907Mon, 23 Jan 2017 22:41:20 +0000Jeff Mitchell and Camille ButterfieldJeff discusses nine of the biggest retirement planning myths, covering various income sources, taxes, Medicare and much more.3005cleanfullhttps://www.spreaker.com/episode/bridging-the-retirement-income-gap--63731684tag:soundcloud,2010:tracks/304187668Mon, 23 Jan 2017 22:39:44 +0000Jeff Mitchell and Camille ButterfieldJeff talks about how to create an endless stream of cash flow for your retirement.3005cleanfullhttps://www.spreaker.com/episode/monolith-money-show-complete-073016--63731679tag:soundcloud,2010:tracks/304187434Mon, 23 Jan 2017 22:38:11 +0000Jeff Mitchell and Camille ButterfieldIn the debut of the Monolith Money Show, Jeff Mitchell talks about the Brexit vote in England, and what that does and does not mean for your investment and retirement portfolio.3001cleanfullhttps://www.spreaker.com/episode/the-roadmap-to-retirement--63731681tag:soundcloud,2010:tracks/296362200Mon, 05 Dec 2016 17:24:04 +0000Jeff Mitchell and Camille ButterfieldStrategies to put your retirement into the fast lane!3008cleanfullhttps://www.spreaker.com/episode/seven-major-threats-to-your-retirement-income--63731690tag:soundcloud,2010:tracks/288838113Tue, 18 Oct 2016 16:04:28 +0000Jeff Mitchell and Camille ButterfieldThis discussion address the most major threats to retirement income and potential strategies to protect yourself.3006cleanfullhttps://www.spreaker.com/episode/six-reasons-you-need-more-money-in-retirement--63731689tag:soundcloud,2010:tracks/287343972Wed, 12 Oct 2016 17:17:21 +0000Jeff Mitchell and Camille ButterfieldJeff talks about various little known strategies to help you stretch your retirement nest egg.3007cleanfull