https://www.spreaker.com/podcast/the-neil-garfield-show--6436098enInvestingCopyright Steven Gomezhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/729aa4c742336713c95ff2d916209970.jpghttps://www.spreaker.com/podcast/the-neil-garfield-show--6436098Thu, 30 Jan 2025 01:37:29 +0000Steven GomezSteven Gomezfeeds@spreaker.comHost and world renowned financial expert, attorney and blogger Neil Garfield provides in-depth commentary and analysis of illegal foreclosure actions against Homeowners. Defense tactics, strategies and advice for legal defenses are shared with...falseepisodichttps://www.spreaker.com/episode/a-final-interview-with-foreclosure-defense-expert-neil-garfield--63169468http://www.blogtalkradio.com/neilgarfield/2023/10/20/a-final-interview-with-foreclosure-defense-expert-neil-garfieldFri, 20 Oct 2023 17:30:00 +0000Steven GomezFrom his start as an investment banker with expertise in securitization to his earliest days as a trial attorney Neil discusses the evolution of foreclosure actions by lenders. Of particular interest is how Neil speaks to how they have been able to...2170foreclosure defense,lance denha,livinglies.me,neil garfieldfalsefullhttps://www.spreaker.com/episode/preemptive-strategies-and-tactics-in-foreclosure-defense--63169469http://www.blogtalkradio.com/neilgarfield/2022/04/14/preemptive-strategies-and-tactics-in-foreclosure-defenseThu, 14 Apr 2022 22:00:00 +0000Steven GomezTonight I share my thoughts on strategies and tactics that will put your opposition on its heels and probably result in an outright win for homeowners and virtually all consumers who have a written contract for installment payments. We start with the...1764dvl,mediation,motion to dismiss,offer of judgment,qwrfalse464fullhttps://www.spreaker.com/episode/evidence-101-if-ireland-can-do-it-why-can-t-we--63169502http://www.blogtalkradio.com/neilgarfield/2022/03/10/evidence-101-if-ireland-can-do-it-why-cant-weThu, 10 Mar 2022 23:00:00 +0000Steven GomezThe simple way to remember all this is that a business record must be a record of business actually conducted by the record keeper. Anything else is hearsay and must be secluded from evidence. But there is another rule that has been used to defeat...1805business records,hearsay,records,reliability,reportsfalse463fullhttps://www.spreaker.com/episode/elevator-pitch-on-foreclosure-defense--63169479http://www.blogtalkradio.com/neilgarfield/2022/03/03/elevator-pitch-on-foreclosure-defenseThu, 03 Mar 2022 23:00:00 +0000Steven GomezSo the Defense in your case is that there is no claim, that the named designated claimant is a nominee and has no claim, and that the designated company claiming to be a servicer is not servicing (i.e.,  it does not receive, account for or disburse...1784facial validity,fdcpa and respa,legal rpesumptions,rebutting presumptions,snactions by the courtfalse462fullhttps://www.spreaker.com/episode/tonight-liar-s-poker-the-things-lawyers-do-to-present-their-alleged-client-in-the-best-light--63169488http://www.blogtalkradio.com/neilgarfield/2022/02/24/tonight-the-things-lawyers-do-to-present-their-alleged-client-in-the-best-lightThu, 24 Feb 2022 23:00:00 +0000Steven GomezLawyers have a job. Their job is to do the best they can at advancing their client's position-- within the bounds of the law. This usually involves a fair amount of bluff and any successful lawyer will tell you that it requires a great deal of...1765bluffing in court,court rules,litigation immunity,procedure,trial practicefalse461fullhttps://www.spreaker.com/episode/2022-trends-in-the-foreclosure-world-including-the-great-rise-in-housing-values--63169472http://www.blogtalkradio.com/neilgarfield/2022/02/17/2022-trends-in-the-foreclosure-world-including-the-great-rise-in-housing-valuesThu, 17 Feb 2022 23:00:00 +0000Steven GomezForeclosure trends for 2022 are developing ever rapidly, and here are some of the most significant ones: - Home Values continue to rise in many places, disproportionate to historical trends, and loan amounts taken out by homeowners, either in...17822022 foreclosure trends,bona fide purchasers,homeowner equity,litigation trends and strategi,unlawful detainerfalse460fullhttps://www.spreaker.com/episode/here-is-how-we-beat-the-banks--63169506http://www.blogtalkradio.com/neilgarfield/2022/02/10/here-is-how-we-beat-the-banksThu, 10 Feb 2022 23:00:00 +0000Steven GomezWe start getting down to specific arguments that can be made to judges and specific testimony from the forensic expert that would likely succeed in educating the court --- as Bill has repeatedly done in the past. No lawyer can proceed with a defense...1775bank of new york mellon,mortgage pass-through certific,qwr,structured asset mortgage inve,wells fargofalse459fullhttps://www.spreaker.com/episode/how-to-benefit-from-wall-street-securitization-schemes--63169487http://www.blogtalkradio.com/neilgarfield/2022/02/08/how-to-benefit-from-wall-street-securitization-schemesTue, 08 Feb 2022 23:00:00 +0000Steven GomezIn a remake of technologically challegned Thrusday broadcast --- Behind the scenes, I have been having extensive telephone conversations and email correspondence with Bill, Charles, and other parties interested in the content and the radio show...1804damages to homeowners,disgorgement,forced placed securitization,foreclosure defense,securitization revenue sharingfalse458fullhttps://www.spreaker.com/episode/how-consumers-can-benefit-from-securitization-schemes--63169471http://www.blogtalkradio.com/neilgarfield/2022/02/03/how-to-consumers-can-benefit-from-securitization-schemesThu, 03 Feb 2022 23:00:00 +0000Steven GomezBehind the scenes, I have been having extensive telephone conversations and email correspondence with Bill, Charles, and other parties interested in the content and the radio show format. Tonight Neil, Charles, and Bill will all be on the same show...29abuse of process,defemation of title,disgorgement and damages paid ,foreclosure defense,fraudulent foreclosure claimsfalse457fullhttps://www.spreaker.com/episode/elephant-in-the-room-securitization-is-a-ponzi-scheme--63169494http://www.blogtalkradio.com/neilgarfield/2022/01/27/elephant-in-the-room-securitization-is-a-ponzi-schemeThu, 27 Jan 2022 23:00:00 +0000Steven GomezTonight I will explain why securitization claims are just simply a PONZI scheme and what that means to the ordinary consumer/homeowner (and "borrower") in any consumer transaction.  But let's start with this, as a checklist of items we will cover...1761consumer,equity,homeowners,ponzi,securitizationfalse456fullhttps://www.spreaker.com/episode/mock-foreclosure-trial-with-neil-garfield-charles-marshall-and-william-paatalo--63169499http://www.blogtalkradio.com/neilgarfield/2022/01/06/mock-foreclosure-trial-with-neil-garfield-charles-marshall-and-william-paataloThu, 06 Jan 2022 23:00:00 +0000Steven GomezWE ARE TRYING A NEW FORMAT TO BE MORE INFORMATIVE AND TO DO A BETTER JOB AT EDUCATING HOMEOWNERS AND FORECLOSURE DEFENSE ATTORNEYS. CASE BY CASE ANALYSIS EACH 45 MINUTE SHOW PICKED FROM REAL CASES THAT ARE TRIED, DISCUSSED, AND DECIDED BY OUR PANEL. ...2712compliance with trial orders,discovery issues,foreclosure defense,motions,trial objectionsfalse455fullhttps://www.spreaker.com/episode/q-a-on-prelitigation-strategies-qwr-dvl-and-complaints-to-cfpb-and-state-ag--63169503http://www.blogtalkradio.com/neilgarfield/2021/12/09/qa-on-prelitigation-strategies-qwr-dvl-and-complaints-to-cfpb-and-state-agThu, 09 Dec 2021 23:00:00 +0000Steven GomezAs a follow-up to our FREE presentation CLE webinar on Prelitigation Strategies and Practices, we offer an open mike Q&A on tonight’s show. Please think about your questions in advance and refrain from long monologues about your case. Here is the...1808cfpb complaint,dvl,qwr,servicer,state ag complaintfalse454fullhttps://www.spreaker.com/episode/sharks-eating-sharks-a-case-study-out-of-the-sdny-from-2016--63169516http://www.blogtalkradio.com/neilgarfield/2021/12/02/sharks-eating-sharks-a-case-study-out-of-the-sdny-from-2016Thu, 02 Dec 2021 23:00:00 +0000Steven GomezThe legal case of US Bank (trust) v. UBS (United Bank of Switzerland) Real Estate was decided in 2016 in SDNY. The order following decision extends for literally more than 100 pages. The gist of the case is that US Bank went after UBS because of the...1805covid,homeowners psyche,institutional lawsuits,us bank vs ubsfalse453fullhttps://www.spreaker.com/episode/how-i-came-to-know-about-securitization-up-close--63169526http://www.blogtalkradio.com/neilgarfield/2021/11/18/how-i-came-to-know-about-securitization-up-closeThu, 18 Nov 2021 23:00:00 +0000Steven GomezIt was pure serendipity. There are three areas of expertise required to understand the current developments in the lending marketplace: Investment banking and the sale of securities Accounting and auditing Trial Law That has been my life since 1964...1852deutsche,goldman sachs,national narrative,paper crisis,purduefalse452fullhttps://www.spreaker.com/episode/tracks-in-the-sand-how-to-exploit-the-compliance-docs-lenders-send-out--63169522http://www.blogtalkradio.com/neilgarfield/2021/10/28/tracks-in-the-sandhow-to-exploit-the-compliance-docs-lenders-send-outThu, 28 Oct 2021 22:00:00 +0000Steven GomezNow that the various foreclosure and eviction moratoriums have either ended, or are on life support, it is more important than ever for homeowners in or near foreclosure, to exploit the papertrail created by servicers and purported  mortgage note...1765covid,debt verification/validation l,lender compliance letters,qualified written requestsfalse451fullhttps://www.spreaker.com/episode/how-consumers-and-homeowners-win-cases-against-the-banks--63169534http://www.blogtalkradio.com/neilgarfield/2021/10/21/how-consumers-and-homeowners-win-cases-against-the-banksThu, 21 Oct 2021 22:00:00 +0000Steven GomezNearly all consumers think they're litigating or dealing with banks when in fact they're not. Tonight we look at basic elements of winning based upon 16 years of experience, research, and data collection. Here are some of the highlights: Consumers...1783banks,defense,discovery,foreclosure,servicersfalse450fullhttps://www.spreaker.com/episode/little-tiny-clues-can-lead-to-big-results--63169474http://www.blogtalkradio.com/neilgarfield/2021/10/14/little-tiny-clues-can-lead-to-big-resultsThu, 14 Oct 2021 22:00:00 +0000Steven GomezBill Paatalo joins Host Charles Marshall on the Neil Garfield Show today to break down with Charles a recent case handled by Bill on the invesitgation end, in which Bill was able expose a major deficiency in the servicer/lender's case. ...1788covid,discovery clues,foreclosure and eviction morat,motions to compelfalse449fullhttps://www.spreaker.com/episode/interview-with-james-ackley-part-2--63169539http://www.blogtalkradio.com/neilgarfield/2021/10/07/interview-with-james-ackley-part-2Thu, 07 Oct 2021 22:00:00 +0000Steven GomezIn the last show, we talked generally about how the promissory note morphs from a promise to pay a debt into a security that is simply an agreement between someone who does not own the debt and someone who will get paid because of a securities scheme....1794ackley,certificate,mortgage,promissory note,securityfalse448fullhttps://www.spreaker.com/episode/how-does-that-note-you-signed-change-without-you-knowing-about-it--63169475http://www.blogtalkradio.com/neilgarfield/2021/09/30/how-does-that-note-you-signed-change-without-you-knowing-about-itThu, 30 Sep 2021 22:00:00 +0000Steven GomezYou have often heard me speak about how the foreclosure mills want to talk about the note but foreclosures are about the mortgage or deed of trust. Those are governed by two sets of rules or laws that were adopted in all U.S. jurisdictions from the...1809ackley,article 3,mortgage,note,uniform commercial codefalse447fullhttps://www.spreaker.com/episode/the-foreclosure-tsunami-is-coming-ashore-soon-see-the-tide-recede-apace--63169527http://www.blogtalkradio.com/neilgarfield/2021/09/23/the-foreclosure-tsunami-is-coming-ashore-soonsee-the-tide-recede-apaceThu, 23 Sep 2021 22:00:00 +0000Steven GomezBill Paatalo joins Host Charles Marshall to discuss the coming foreclosure tsunami, which looks to finally start landing in a big way in October or November. The major solution for homeowners and those whose houses have gone to sale, is to seek safe...1792chase bank,foreclosure and eviction morat,foreclosure tsunami,solutions for homeowners,unlawful detainerfalse446fullhttps://www.spreaker.com/episode/how-a-cpa-could-upend-the-case-against-the-homeowner--63169530http://www.blogtalkradio.com/neilgarfield/2021/09/16/how-a-cpa-could-upend-the-case-against-the-homeownerThu, 16 Sep 2021 22:00:00 +0000Steven GomezThe typical case against the homeowner involves the participation of a company claiming to be the servicer. While the company might perform certain functions of the statutory definitions in the regulation of "servicers," it is actually rare that it is...1750certified public accountant,cpa,foreclosure,ledger,payment historyfalse445fullhttps://www.spreaker.com/episode/evading-state-laws-the-purpose-of-using-trusts-years-past-the-mortgage-meltdown--63169493http://www.blogtalkradio.com/neilgarfield/2021/09/09/evading-state-laws-the-purpose-of-using-trusts-years-past-the-mortgage-meltdownThu, 09 Sep 2021 22:00:00 +0000Steven GomezLicensed Private Investigator Bill Paatalo in a Blog post from just yesterday Sep. 8, highlights the case of mortgage servicer New Residential Investment Corp (New Rez), using trusts to enforce their mortgage servicing rights --- since so many states...1793covid,newrez,state licensing,trustsfalse444fullhttps://www.spreaker.com/episode/fintech-and-plausible-deniability--63169478http://www.blogtalkradio.com/neilgarfield/2021/09/02/fintech-and-plausible-deniabilityThu, 02 Sep 2021 22:00:00 +0000Steven GomezThe laws of men on Wall Street are pushing out the laws of the country. It is time we pushed back. There are no laws of men — not in this country! Fighting ghosts is challenging but not impossible. Ask anyone who has been required to deal with what...1839fintech,foreclosure ghosts,foreclosure lawyers,investment banks,servicersfalse443fullhttps://www.spreaker.com/episode/how-wamu-gamed-bk-receivership-in-2008-contrived-complexity-revisited-by-neil--63169476http://www.blogtalkradio.com/neilgarfield/2021/08/26/how-wamu-gamed-bk-receivership-in-2008-contrived-complexity-revisited-by-neilThu, 26 Aug 2021 22:00:00 +0000Steven GomezBill will discuss on the Show today how a blanket lien granted by the OTS just prior the WAMU BK receivership of 2008 was used by the FDIC to in effect use the bk process to enable the conveying of title to the WAMU mortgage loans transferred through...1810blanket lien,contrived complexity,depositions,nationstar,wamu bk receivershipfalse442fullhttps://www.spreaker.com/episode/it-s-about-winning--63169507http://www.blogtalkradio.com/neilgarfield/2021/08/19/its-about-winningThu, 19 Aug 2021 22:00:00 +0000Steven GomezRegular people think that going to court is winning a point and finding vindication in the judgment of the court. But lawyers know that going to court is all about keeping in control of the narrative. So it should come as no surprise when people feel...1816pleading vs proof,prima facie case,servicer,trust,trusteefalse441fullhttps://www.spreaker.com/episode/discovery-key-to-advance-your-position-in-a-non-judicial-or-judicial-foreclosure--63169533http://www.blogtalkradio.com/neilgarfield/2021/08/12/discovery-key-to-advance-your-position-in-a-non-judicial-or-judicial-foreclosureThu, 12 Aug 2021 22:00:00 +0000Steven GomezVery promising development out of New York State. A principal issue in the case was whether the foreclosing party (mortgagee, the typical designate in a judicial foreclosure state) possessed the subject note before commencing the foreclosure process,...1765business records exception,covid,depositions,discovery,hearsay rulesfalse440fullhttps://www.spreaker.com/episode/don-t-miss-the-point--63169481http://www.blogtalkradio.com/neilgarfield/2021/08/05/dont-miss-the-pointThu, 05 Aug 2021 22:00:00 +0000Steven GomezMost people are thinking theater. Perry Mason. Some point in litigation where someone admits to being a lying thieving murderous scoundrel. That doesn't happen in real courtrooms for the most part and it certainly does not happen in foreclosure cases....1802evictions,false documentation,foreclosure rescue schemes,perry mason,warranty of titlefalse439fullhttps://www.spreaker.com/episode/trends-2021-what-the-foreclosure-landscape-looks-like-halfway-through-2021--63169535http://www.blogtalkradio.com/neilgarfield/2021/07/29/trends-2021-what-the-foreclosure-landscape-looks-like-halfway-through-2021Thu, 29 Jul 2021 22:00:00 +0000Steven GomezThe latest trends of 2021 will be addressed today, with a focus on non-judicial foreclosure states and actions, in the following legal areas: - civil litigation state, - litigation Fed, - appellate practice both state and Fed, - unlawful...1783covid,foreclosure and eviction morat,foreclosure trendsfalse438fullhttps://www.spreaker.com/episode/what-i-can-and-what-i-cannot-do-for-victims-of-fake-foreclosures--63169542http://www.blogtalkradio.com/neilgarfield/2021/07/22/what-i-can-and-what-i-cannot-do-for-victims-of-fake-foreclosuresThu, 22 Jul 2021 22:00:00 +0000Steven GomezI often have exchanges with frustrated homeowners that end up like this one received recently: “That leaves everyone doing nothing and allowing the banks to prevail. Your posts are very inspiring ( like a carrot) but then very discouraging ( your...1813evidence,strategy,successful foreclosure defense,sufficiency,tacticsfalse437fullhttps://www.spreaker.com/episode/wamu-lives-on-to-2015-and-beyond-and-double-reconveyances-are-now-a-thing--63169537http://www.blogtalkradio.com/neilgarfield/2021/07/15/wamu-lives-on-to-2015-and-beyond-and-double-reconveyances-are-now-a-thingThu, 15 Jul 2021 22:00:00 +0000Steven GomezBill Paatalo dissects an assignment of mortgage loan interest to a 'WAMU trust', a possible legal nullity after the 2008 WAMU BK liquidating WAMU's legal interest in their mortgage loan portfolio. Then Bill further dissects a double reconveyance...1803covid-19,double reconveyances,foreclosure and evictions mora,wamu assignments post wamu bkfalse436fullhttps://www.spreaker.com/episode/stolen-consent-and-what-you-can-do-about-it--63169567http://www.blogtalkradio.com/neilgarfield/2021/07/08/stolen-consent-and-what-you-can-do-about-itThu, 08 Jul 2021 22:00:00 +0000Steven GomezIf you learn anything it should be this: cases are not won or lost based upon the merits of each side. They are won and lost based upon perception and procedure.  Everyone already knows what I have been teaching for decades, Winning cases is about...1784court process,foreclosure defense,foreclosure fraud,securitization,stolen consentfalse435fullhttps://www.spreaker.com/episode/american-property-owners-network-apon-coming-to-your-town--63169483http://www.blogtalkradio.com/neilgarfield/2021/07/01/american-property-owners-network-apon-coming-to-your-townThu, 01 Jul 2021 22:00:00 +0000Steven GomezBill Paatalo will join host Charles Marshall to discuss how lenders behind securitized trusts such as US Bank, has no contact with the so-called certificateholders who would presumably possess bona fides to confirm the status pariculars of the...1810american property owners netwo,certificateholders,covid-19,foreclosure and evictions mora,us bankfalse434fullhttps://www.spreaker.com/episode/what-can-happen-if-there-is-a-proper-defense--63169501http://www.blogtalkradio.com/neilgarfield/2021/06/24/what-can-happen-if-there-is-a-proper-defenseThu, 24 Jun 2021 22:00:00 +0000Steven GomezForeclosure process is no different than any other. The courts are required to accept all allegations as true. The homeowner must say that the allegations are not true and then the homeowner has two choices. The homeowner can seek to either disprove...1808deliberation,discovery,hearsay,presumption,witnessfalse433fullhttps://www.spreaker.com/episode/chase-follows-the-lenin-strategy-who-whom-that-is-the-fundamental-question--63169546http://www.blogtalkradio.com/neilgarfield/2021/06/17/chase-follows-the-lenin-strategy-who-whom-that-is-the-fundamental-questionThu, 17 Jun 2021 22:00:00 +0000Steven GomezBill Paatalo joins Host Charles Marshall to discuss an established pattern he has uncovered in Chase litigation of all sorts. Just as Lenin in Soviet Russia days decided political questions based on who the players to benefit were from a given action,...1794chase,covid-19,litigation strategies,wamu to chase securitized loan,who-whomfalse432fullhttps://www.spreaker.com/episode/how-the-logic-of-the-courtroom-gives-judgments-and-sells-property--63169551http://www.blogtalkradio.com/neilgarfield/2021/06/10/how-the-logic-of-the-courtroom-gives-judgments-and-sells-propertyThu, 10 Jun 2021 22:00:00 +0000Steven GomezThere is a logic to the laws governing litigation and trial procedure, which is often based on fact. But those who really know how to apply those protocols also understand how they can be twisted away from the facts. And that is the problem for the...1832discovery,eviction,foreclosure,litigation plan,servicerfalse431fullhttps://www.spreaker.com/episode/navigating-the-post-foreclosure-and-eviction-moratoriums-set-to-expire-june-30--63169485http://www.blogtalkradio.com/neilgarfield/2021/06/03/navigating-the-post-foreclosure-and-eviction-moratoriums-set-to-expire-june-30Thu, 03 Jun 2021 22:00:00 +0000Steven GomezThe National Foreclosure Moratorium and associated forbearance enrollment applying to various Government-back loans (Fannie Mae, Freddie Mac, HUD/FHA, VA, USDA), is set to expire June 30, 2021. As of this date, a possible extension to let's say...1787cdc eviction ban,covid-19,national foreclosure and evict,state foreclosure and evictionfalse430fullhttps://www.spreaker.com/episode/listen-for-secret-key-to-unlock-securitization--63169490http://www.blogtalkradio.com/neilgarfield/2021/05/27/listen-for-secret-key-to-unlock-securitizationThu, 27 May 2021 22:00:00 +0000Steven GomezIt all comes down to one thing. This "Thing" is never stated but always there. Focus on this thing and you will enhance your chances of victory against companies claiming to be servicers. They're the ones who hire the lawyers, although the lawyers...1801business record exception,foreclosure fraud,hearsay,servicer fraud,warranty of ownershipfalse429fullhttps://www.spreaker.com/episode/hedge-funds-gaming-the-auction-process-of-both-judicial-and-non-judicial-states--63169495http://www.blogtalkradio.com/neilgarfield/2021/05/20/hedge-funds-gaming-the-auction-process-of-both-judicial-and-non-judicial-statesThu, 20 May 2021 22:00:00 +0000Steven GomezBill will discuss on the Show today how hedge funds are creating close to auction time last-minute bogus assignments which allow them to submit false credit bids, taking back the properties into "REO" status. Then, they sell same properties to...1775covid 19 national foreclosure ,hedge funds,judicial and nonjudicial auctifalse428fullhttps://www.spreaker.com/episode/how-to-use-settlement-and-mediation-to-your-advantage--63169574http://www.blogtalkradio.com/neilgarfield/2021/05/13/how-to-use-settlement-and-mediation-to-your-advantageThu, 13 May 2021 22:00:00 +0000Steven GomezThe main problem for homeowners who end up in mediation or settlement discussions is that they are perceiving their transaction as a loan, while the other side is perceiving the transaction as part of a securitization scheme.  The mistake made by...1807foreclosure,foreclosure mill,modification,mortgage,settlementfalse427fullhttps://www.spreaker.com/episode/accounting-platforms-bypass-servicers--63169511http://www.blogtalkradio.com/neilgarfield/2021/05/06/accounting-platforms-bypass-servicersThu, 06 May 2021 22:00:00 +0000Steven GomezThe contrived complexity of the securitized home "mortgage" industry is confounding lawyers, judges, homeowners, regulators and legislators. But it is no more contrived to great complexity than the use by Wall Street banks who were the largest...1682false426fullhttps://www.spreaker.com/episode/what-s-in-a-name-what-s-in-a-document--63169538http://www.blogtalkradio.com/neilgarfield/2021/04/29/whats-in-a-name-whats-in-a-documentThu, 29 Apr 2021 22:00:00 +0000Steven GomezFor the past 15 years, I have been hearing complaints about law enforcement and regulators who got it all wrong about securitization. The sad fact is that they didn't get it wrong. They knew what was happening, they initially sought enforcement and...1794american brokers conduit,document fraud,fabrication,illinois attorney general,national title clearingfalse424fullhttps://www.spreaker.com/episode/how-the-bad-guys-get-fake-stuff-into-evidence-and-what-you-an-do-about-it--63169520http://www.blogtalkradio.com/neilgarfield/2021/04/22/how-the-bad-guys-get-fake-stuff-into-evidence-and-what-you-an-do-about-itThu, 22 Apr 2021 22:00:00 +0000Steven GomezMost people give no thought to the elaborate scheme in which documents are created exclusively for use in civil court actions. The fact that such a statement is true is reason enough to exclude such evidence, but the failure of almost every homeowner...1776dry-labbing,fake documents,objections,robosigning,robowitnessfalse423fullhttps://www.spreaker.com/episode/successful-discovery-strategies-in-foreclosure-defense--63169586http://www.blogtalkradio.com/neilgarfield/2021/04/15/successful-discovery-strategies-in-foreclosure-defenseThu, 15 Apr 2021 22:00:00 +0000Steven GomezSomewhere between questioning everything and questioning nothing lies the law. The law consists of duties, rights, and obligations of everyone plus a process of determining if there was a breach, whether it mattered and what to do about it....1770depositions,interrogatories,motion to compel,request for admissions,request to producefalse422fullhttps://www.spreaker.com/episode/lying-for-dollars-apply-your-understanding-of-securitization-claims-to-win--63169521http://www.blogtalkradio.com/neilgarfield/2021/04/08/lying-for-dollars-apply-your-understanding-of-securitization-claims-to-winThu, 08 Apr 2021 22:00:00 +0000Steven GomezYour Honor, this is a standard foreclosure. That is the first lie told in court as lawyers, and companies claiming to be servicers, lenders, or trustees continue to play their game of lying for dollars. It's obvious I have not simplified the...1798false documents,foreclosure defense,remic,servicer,trusteefalse421fullhttps://www.spreaker.com/episode/identify-large-monies-to-be-gained-or-lost-see-lender-s-position-close-behind--63169497http://www.blogtalkradio.com/neilgarfield/2021/04/01/identify-large-monies-to-be-gained-or-lost-see-lenders-position-close-behindThu, 01 Apr 2021 22:00:00 +0000Steven GomezWe break down on the Show today the latest from MERS. Now before the 9th Circuit Court of Appeals, to try and reverse a quiet title judgment taken in State Court against Central Pacific Mortgage (CPM), claiming since CPM, the original lender, past...1809beneficial interest,central pacific mortgage,covid-19,foreclosure and eviction morat,mersfalse420fullhttps://www.spreaker.com/episode/the-single-most-important-moment-in-foreclosure-motion-to-compel-responses--63169505http://www.blogtalkradio.com/neilgarfield/2021/03/25/the-single-most-important-moment-in-foreclosure-motion-to-compel-responsesThu, 25 Mar 2021 22:00:00 +0000Steven GomezYou have often asked "how do I prove that?" And my answer is always the same. You don't prove anything because you don't need to prove anything. Stop thinking of yourself as making a claim against anyone. And start thinking about it the way it is....1814discovery,motion for negative inference,motion for sanctions,motion in limine,motion to compelfalse419fullhttps://www.spreaker.com/episode/foreclosure-trends-taking-shape-in-2021-foreclosure-arenas-lawsuits-bk-ud--63169519http://www.blogtalkradio.com/neilgarfield/2021/03/18/foreclosure-trends-taking-shape-in-2021-foreclosure-arenas-lawsuits-bk-udThu, 18 Mar 2021 22:00:00 +0000Steven GomezOn The Show today Host Charles Marshall will devle into the latest trends in the Covid-19 era, parsing out how Covid policy at all levels is still having a major impact on - foreclosure lawsuits, both non-judicial from the homeowners side, and...15682021 foreclosure trends,bk,covid-19,lawsuits,udfalse418fullhttps://www.spreaker.com/episode/success-dooms-foreclosure-defense-lawyers-homeowners-denied-access-to-the-court--63169500http://www.blogtalkradio.com/neilgarfield/2021/03/11/success-dooms-foreclosure-defense-lawyers-homeowners-denied-access-to-the-courtThu, 11 Mar 2021 23:00:00 +0000Steven GomezIt is now virtually impossible to find a lawyer who will accept an engagement to defend a foreclosure regardless of the financial ability of the prospective client to pay fees. The unconstitutional chilling effect on lawyers and homeowners is obvious....1778bar discipline,federal trade commission,foreclosure defense attorneys,foreclosure rescue,state attorneys generalfalse417fullhttps://www.spreaker.com/episode/getting-to-the-truth-there-is-no-loan-account-in-zombie-mortgages--63169541http://www.blogtalkradio.com/neilgarfield/2021/03/04/getting-to-the-truth-there-is-no-loan-account-in-zombie-mortgagesThu, 04 Mar 2021 23:00:00 +0000Steven GomezToday on the Neil Garfield Show Charles Marshall addresses some recent developments in loan workout and securitization practice, with a reference also to Neil's Blog post of March 3 in which he breaks down how in a recent deposition the Bank's Zombie...1784coivd-19,foreclosure and eviction morat,zombie foreclosures,zombie mortgagesfalse416fullhttps://www.spreaker.com/episode/how-do-i-use-this-information-to-survive-foreclosure--63169524http://www.blogtalkradio.com/neilgarfield/2021/02/25/how-do-i-use-this-information-to-survive-foreclosureThu, 25 Feb 2021 23:00:00 +0000Steven GomezThere is a huge difference between knowing something and doing something. Everyone knows or at least suspects that the current wave of foreclosures since the year 2000 has been some sort of scam. Only experienced trial lawyers have been successful,...1798discovery,foreclosure,mortgage,motions,scamfalse415fullhttps://www.spreaker.com/episode/lsf9-master-participation-trust-revisited-with-strategies-supporting-homeowners--63169514http://www.blogtalkradio.com/neilgarfield/2021/02/18/lsf9-master-participation-trust-revisited-with-strategies-supporting-homeownersThu, 18 Feb 2021 23:00:00 +0000Steven GomezBill Paatalo breaks down latest take on the lack of standing US Bank and those associated with US Bank have to prosecute in judicial foreclosures lawsuits against homeowners based on LSF9 Master Participation Trusts. Then Charles Marshall breaks...1802covid-19,lsf9 master participation trus,non judicial and judicial fore,post foreclosure evictionsfalse414fullhttps://www.spreaker.com/episode/testing--63169585http://www.blogtalkradio.com/neilgarfield/2021/02/12/testingFri, 12 Feb 2021 15:00:00 +0000Steven Gomezcontent15123,blog,content,talk,testingfalse413fullhttps://www.spreaker.com/episode/the-name-game-how-wall-street-brokers-fool-the-courts-and-everyone-else--63169561http://www.blogtalkradio.com/neilgarfield/2021/02/04/the-name-game-how-wall-street-brokers-fool-the-courts-and-everyone-elseThu, 04 Feb 2021 23:00:00 +0000Steven GomezIt is often true that the best challenge is after a foreclosure is complete. I know that sounds crazy. But tonight we will discuss tactics and strategies in foreclosure defense in which we can hang the evil-doers by their own paperwork. It’s true that...1808asset-backed notes,lasalle bank,successor trustee,u.s> bank,wall streetfalse411fullhttps://www.spreaker.com/episode/hiding-the-names-of-securitized-trusts-by-chase-bank-latest-covid-updates--63169565http://www.blogtalkradio.com/neilgarfield/2021/01/28/hiding-the-names-of-securitized-trustsby-chase-banklatest-covid-updatesThu, 28 Jan 2021 23:00:00 +0000Steven GomezToday on the Show Bill Paatalo will break down latest strategies by Chase Bank to manipulate the legal process through name-selection shenanigans. Charles Marshall will break down latest on Covid, as well as provide a preview of an upcoming seminar to...1678covid-19,jp morgan chase bank,lendingeyes seminarfalse410fullhttps://www.spreaker.com/episode/why-lawyers-should-want-foreclosure-defense-cases-and-what-they-are-missing--63169560http://www.blogtalkradio.com/neilgarfield/2021/01/21/why-lawyers-should-want-foreclosure-defense-cases-and-what-they-are-missingThu, 21 Jan 2021 23:00:00 +0000Steven GomezSHARE THIS POST WITH LAWYERS YOU KNOW!!! This show is devoted to convincing the lawyers who will listen that they are missing out on something very profitable and important. Representing homeowners faced with foreclosure papers can and does present...1800foreclosure defense,home finance,judgment for homeowner,profit for lawyers,seminarsfalse49fullhttps://www.spreaker.com/episode/2021-trends-in-the-foreclosure-world-in-an-era-of-the-covid-19-new-normal--63169509http://www.blogtalkradio.com/neilgarfield/2021/01/14/2021-trends-in-the-foreclosure-world-in-an-era-of-the-covid-19-new-normalThu, 14 Jan 2021 23:00:00 +0000Steven GomezHost Charles Marshall will address on today's Show anticipated 2021 trends in foreclosure nationwide, through the lens of the now "new normal" of an interlay of Covid-19 restrictions micromanaging all aspects of human life. Whatever one thinks of the...17932021 foreclosure trends,'the new normal' and covid-19 false48fullhttps://www.spreaker.com/episode/homeowners-are-not-falling-behind-they-are-falling-deeper-into-a-trap-q-a--63169525http://www.blogtalkradio.com/neilgarfield/2021/01/07/homeowners-are-not-falling-behind-they-are-falling-deeper-into-a-trap-qaThu, 07 Jan 2021 23:00:00 +0000Steven GomezEach payment made by the homeowner to a self-proclaimed servicer is being collected by a third-party vendor, probably under the control of Black Knight. That money is not going to anyone who maintains a loan account receivable on their accounting...1781black knight,defense,discovery,mortgage loans,motionsfalse47fullhttps://www.spreaker.com/episode/by-admitting-that-you-received-a-loan-you-lose--63169562http://www.blogtalkradio.com/neilgarfield/2020/12/17/by-admitting-that-you-received-a-loan-you-loseThu, 17 Dec 2020 23:00:00 +0000Steven GomezForeclosure litigants need to return to First Principles in the Coming year 2021. What better way than to see Neil's latest Blog post explaining how even admitting you have a mortgage loan when it is securitized, particularly from the mortgage...1838covid-19,foreclosure moratorium,mers,mortgage securitization,no-loan loansfalse46fullhttps://www.spreaker.com/episode/were-you-adequately-paid-to-participate-in-a-concealed-securities-venture--63169564http://www.blogtalkradio.com/neilgarfield/2020/12/10/were-you-adequately-paid-to-participate-in-a-concealed-securities-ventureThu, 10 Dec 2020 23:00:00 +0000Steven GomezFollow voice instructions when you dial in or connect via computer. You will be recognized in the order of your questions. * Around one month from now, most moratoriums on foreclosures will expire, unless they are again extended. That means that...1782eviction,foreclosure,moratorium,remic trust,securitzationfalse45fullhttps://www.spreaker.com/episode/open-mike-q-a-with-neil-f-garfield--63169523http://www.blogtalkradio.com/neilgarfield/2020/12/03/open-mike-qa-with-neil-f-garfieldThu, 03 Dec 2020 23:00:00 +0000Steven GomezFollow voice instructions when you dial in or connect via computer. You will be recognized in the order of your questions. * In 28 days, most moratoriums on foreclosures will expire, unless they are extended. That means that hundreds of thousands,...1794eviction,evidence,foreclosure,loan,securitiesfalse25fullhttps://www.spreaker.com/episode/coming-foreclosure-tsunami-2021-is-real-and-how-to-get-ahead-of-it--63169570http://www.blogtalkradio.com/neilgarfield/2020/11/19/coming-foreclosure-tsunami-2021-is-real-and-how-to-get-ahead-of-itThu, 19 Nov 2020 23:00:00 +0000Steven GomezHost Charles Marshall returns with Bill Paatalo to discuss among other matters how the Federal CARE Act will expire at the end of this year. It protected millions of of mortgage loans from imminent foreclosure due to COVID-19 related hardships, with...1750best pleading practices,covid-19,foreclosure moratorium,foreclosure tsunami,tax avoidancefalse44fullhttps://www.spreaker.com/episode/open-mike-q-a-how-to-prepare-for-the-new-wave-of-foreclosures--63169536http://www.blogtalkradio.com/neilgarfield/2020/11/12/open-mike-qa-how-to-prepare-for-the-new-wave-of-foreclosuresThu, 12 Nov 2020 23:00:00 +0000Steven GomezFollow voice instructions when you dial in or connect via computer. You will be recognized in the order of your questions. In 49 days, most moratoriums on foreclosures will expire, unless they are extended. That means that hundreds of thousands,...1787evictions,foreclosure,foreclosure fraud,forensic report,moratoriumfalse43fullhttps://www.spreaker.com/episode/motions-to-vacate-motions-for-rehearing-motions-for-reconsideration-and-appeal--63169568http://www.blogtalkradio.com/neilgarfield/2020/10/29/motions-to-vacate-motions-for-rehearing-motions-for-reconsideration-and-appealThu, 29 Oct 2020 22:00:00 +0000Steven GomezMost motions to vacate are actually motions for rehearing. Failure to understand the differences results in thousands of hours of legal work that are completely useless except perhaps as a delay tactic. In order to score points in this arena you must...1810appeal,motion for reconsideration,motion for rehearing,motions,motion to vacatefalse41fullhttps://www.spreaker.com/episode/exposed-further-bombshells-re-chase-misdeeds-in-taking-over-wamu-loans--63169613http://www.blogtalkradio.com/neilgarfield/2020/10/22/exposed-further-bombshells-re-chase-misdeeds-in-taking-over-wamu-loansThu, 22 Oct 2020 22:00:00 +0000Steven GomezBill Paatalo through access to Chase's MSP system has obtained a so-called transaction codes glossary, and "payee codes glossary", used by Chase to supposedly board WAMU loans, going back to the Chase-WAMU merger of 2008. Screenshots Bill has obtained...1818chase-wamu merger,chase-wamu mortgage fraud,covid-19,trustsfalse340fullhttps://www.spreaker.com/episode/wamu-loan-files-destroyed-one-month-before-bk-receivership-put-loans-with-chase--63169618http://www.blogtalkradio.com/neilgarfield/2020/10/08/wamu-loan-files-destroyed-one-month-before-bk-receivership-put-loans-with-chaseThu, 08 Oct 2020 22:00:00 +0000Steven GomezBill Paatalo has gotten intel through his private investigation tools to explosive evidence that WAMU contracted with ACS Image Solutions to destroy loan files in August of 2008, a month before the September 2008 Receivership in BK which WAMU was...1767acs image solutions,alameda county eviction morato,covid-19 eviction moratorium,wamu,wamu bk receivershipfalse339fullhttps://www.spreaker.com/episode/is-it-time-to-sue-black-knight--63169528http://www.blogtalkradio.com/neilgarfield/2020/10/01/is-it-time-to-sue-black-knightThu, 01 Oct 2020 22:00:00 +0000Steven GomezTonight I will discuss the curious case of blatant economic fraud on the entire country by investment banks. They figured out how to eliminate the risk of loss on lending, how not to be labelled as a lender subject to lending laws, and who pursue...1807black knight,chess,discovery,servicer,subpoenasfalse338fullhttps://www.spreaker.com/episode/being-paid-many-times-over-for-the-same-debt-obligation-the-circus-continues--63169532http://www.blogtalkradio.com/neilgarfield/2020/09/24/being-paid-many-times-over-for-the-same-debt-obligation-the-circus-continuesThu, 24 Sep 2020 22:00:00 +0000Steven GomezGreat Gig if you can get it: Lehman Brothers in their bankruptcy (BK) here in 2020--yes 2020--is having to respond to a proof of claim (POC) which has been filed in the Lehman BK by Nationstar, along with a stipulation which effectively confirms the...1821covid-19,lehman brothers bk,note obligations,proof of claimfalse337fullhttps://www.spreaker.com/episode/evidence-and-inferences-how-homeowners-lose-illegal-foreclosure-actions--63169619http://www.blogtalkradio.com/neilgarfield/2020/09/17/evidence-and-inferences-how-homeowners-lose-illegal-foreclosure-actionsThu, 17 Sep 2020 22:00:00 +0000Steven GomezThe system has been caught flat-footed by the banks' strategy of weaponizing the court process to prove a nonexistent claim. Homeowners and many lawyers throw up their hands claiming that the banks are just too strong. But the banks are actually weak,...1796discovery,evidence,foreclosure defense,inference,motion to compelfalse336fullhttps://www.spreaker.com/episode/circumventing-the-hearsay-rule-lenders-are-at-it-again--63169559http://www.blogtalkradio.com/neilgarfield/2020/09/10/circumventing-the-hearsay-rule-lenders-are-at-it-againThu, 10 Sep 2020 22:00:00 +0000Steven GomezCharles Marshall will discuss the Hearsay Rule by referencing the details of Federal Rules of Evidence (FRE) 801, which defines Hearsay as the term applies to legal proceedings in Federal Court. The evidence rules of the various States all largely...1777bid-tapes,exceptions to hearsay,federal rules of evidence 801,fre 803,hearsayfalse335fullhttps://www.spreaker.com/episode/how-to-open-the-eyes-of-a-judge-in-foreclosure-cases--63169623http://www.blogtalkradio.com/neilgarfield/2020/09/03/how-to-open-the-eyes-of-a-judge-in-foreclosure-casesThu, 03 Sep 2020 22:00:00 +0000Steven GomezYou received a loan, didn’t you? You didn’t pay, did you? You signed the note, didn’t you? You signed the mortgage didn’t you?   Why all of those questions are irrelevant. how to instruct the court and convince the judge to rule accordingly...1787discovery,double entry bookkeeping,foreclosure,litigation,loan accountfalse334fullhttps://www.spreaker.com/episode/lehman-brothers-bk-of-2014-exposes-massive-mortgage-fraud-by-the-usual-suspects--63169615http://www.blogtalkradio.com/neilgarfield/2020/08/27/lehman-brothers-bk-of-2014-exposes-massive-mortgage-fraud-by-the-usual-suspectsThu, 27 Aug 2020 22:00:00 +0000Steven GomezSee Bill Paatalo's Blog post of August 21 re how the Lehman Brothers BK of 2014 served as conduit for enabling Bill himself to do a deep-dive analysis of a database of almost 100,000 loans spread over approximately 250 securitized trust transactions...1787covid-19,lehman brothers bankruptcy,mortgage fraud,rmbs claim protocolfalse233fullhttps://www.spreaker.com/episode/feels-like-old-times-the-coming-crash-and-what-to-do-about-it--63169624http://www.blogtalkradio.com/neilgarfield/2020/08/20/feels-like-old-times-the-coming-crash-and-what-to-do-about-itThu, 20 Aug 2020 22:00:00 +0000Steven GomezJust like 2008, people are not making payments for rent or mortgage in record numbers and most of them are not covered in any formal agreement with anyone, much less anyone authorized to offer forbearance or modification or settlement. And just like...1800designated creditor,mers,nominee creditor,ownership of debt,securitizationfalse232fullhttps://www.spreaker.com/episode/merger-fraud-and-document-and-notary-fraud-revisited-and-seemingly-everlasting--63169576http://www.blogtalkradio.com/neilgarfield/2020/08/13/merger-fraud-and-document-and-notary-fraud-revisitedand-seemingly-everlastingThu, 13 Aug 2020 22:00:00 +0000Steven GomezBill Paatalo will post on his Blog today details on what he and host Charles Marshall will cover on the Neil Garfield Show today: First, a revisit to the LSF9 Master Participation Trust, with the use of a Pennsylvania case to highlight how this...1812bankruptcy,idaho,lsf9 master participatory trus,new jersey,pennsylvaniafalse231fullhttps://www.spreaker.com/episode/why-most-mortgage-liens-are-void-back-to-basics-two-schemes-one-contract--63169540http://www.blogtalkradio.com/neilgarfield/2020/08/06/why-most-mortgage-liens-are-void-back-to-basics---two-schemes-one-contractThu, 06 Aug 2020 22:00:00 +0000Steven GomezThe simple fact that lies at the root of most foreclosures is that the underlying obligation was never purchased or sold,  and in most cases not even from the homeowner. The fact that the homeowner recieved money is not conclusive that the reason the...1809lender,lien,parallel contract,reformation,securitizationfalse230fullhttps://www.spreaker.com/episode/bill-paatalo-exposes-again-the-lack-of-authority-by-foreclosing-parties--63169579http://www.blogtalkradio.com/neilgarfield/2020/07/30/bill-paatalo-exposes-again-the-lack-of-authority-by-foreclosing-partiesThu, 30 Jul 2020 22:00:00 +0000Steven GomezBill Paatalo will discuss on the Show today how he was able to thoroughly expose the lack of authority by foreclosing parties, including Wells Fargo and HSBC, in 5 consolidated cases in Missouri. Missouri is generally a non-judicial foreclosure state,...1804hsbc,judicial foreclosure,missouri,non-judicial foreclosure,wells fargofalse229fullhttps://www.spreaker.com/episode/the-coming-foreclosure-tsunami-and-what-that-means-for-borrowers--63169571http://www.blogtalkradio.com/neilgarfield/2020/07/23/the-coming-foreclosure-tsunami-and-what-that-means-for-borrowersThu, 23 Jul 2020 22:00:00 +0000Steven GomezOn the Neil Garfield Show today host Charles Marshall will break down the latest trends and developments in the Covid-19 landscape, addressing the following legal areas in order to apprise borrowers what they can do to slow or possibly even derail the...1795covid-19,mortgage default,mortgage foreclosure,nod,notsfalse228fullhttps://www.spreaker.com/episode/reverse-mortgages-many-involve-securitization-fraud-as-with-regular-mortgages--63169544http://www.blogtalkradio.com/neilgarfield/2020/07/09/reverse-mortgages-many-involve-securitization-fraud-as-with-regular-mortgagesThu, 09 Jul 2020 22:00:00 +0000Steven GomezReverse mortgages are akin to the Centuries Old principle of a Life Estate or an annuity. A life estate is where typically relatives who live together would pass title to a home, during the life of often an elderly person who owned the home in fee...1766consumer financial protection ,covid-19,force majeure,reverse mortgagefalse226fullhttps://www.spreaker.com/episode/orphan-loans-the-truth-about-your-mortgage-transaction--63169575http://www.blogtalkradio.com/neilgarfield/2020/07/02/orphan-loans-the-truth-about-your-mortgage-transactionThu, 02 Jul 2020 22:00:00 +0000Steven GomezMy opinion, backed by 14 years of research and securities analysis which I am qualified to perform, is that you probably have what I call an orphan debt. Based upon filings with the SEC and other documents I have reviewed I am quite certain of this....1717eviction,moratorium,orphan debt,orphan loan,securitizationfalse225fullhttps://www.spreaker.com/episode/fdic-s-own-regs-show-wamu-to-chase-loan-transfers-a-sham-plus-covid-updates--63169589http://www.blogtalkradio.com/neilgarfield/2020/06/25/fdics-own-regs-show-wamu-to-chase-loan-transfers-a-sham-plus-covid-updatesThu, 25 Jun 2020 22:00:00 +0000Steven GomezBill Paatalo in a recent Blog Post (May 14), laid out the position that the FDIC's own promulgated Rules and Regulations demonstrate that the WAMU to Chase purported transfers of securitized trust mortgage loans never legally properly happened due to...1809covid-19,fdic,wamu-chase mortgage loans,wamu receivershipfalse224fullhttps://www.spreaker.com/episode/how-we-will-all-win-this-time-when-the-second-foreclosure-tidal-wave-hits--63169572http://www.blogtalkradio.com/neilgarfield/2020/06/18/how-we-will-all-win-this-time-when-the-second-foreclosure-tidal-wave-hitsThu, 18 Jun 2020 22:00:00 +0000Steven GomezI have been right on every point since 2006. I correctly predicted the collapse and even the order of collapse of certain investment banks, the foreclosure tidal wave of 2008-11, the ways to beat foreclosures, I won foreclosure cases both as lead...1764covid,defense,foreclosure,investment banks,stock marketfalse223fullhttps://www.spreaker.com/episode/qui-tam-civil-actions-and-their-intersection-with-foreclosure-law--63169550http://www.blogtalkradio.com/neilgarfield/2020/06/11/qui-tam-civil-actions-and-their-intersection-with-foreclosure-lawThu, 11 Jun 2020 22:00:00 +0000Steven GomezQui Tam Actions generally are lawsuits in which an individual sues on behalf of a governmental entitiy, typically the Federal Government, with the goal of remedying a defrauding of the government by a private organization or individual. These actions...1790flase claims act,private action,qui tam,whistleblowerfalse222fullhttps://www.spreaker.com/episode/interview-with-attorney-charles-marshall-on-cal-app-massoud-v-jpm-chase--63169622http://www.blogtalkradio.com/neilgarfield/2020/06/04/interview-with-attorney-charles-marshall-on-cal-app-massoud-v-jpm-chaseThu, 04 Jun 2020 22:00:00 +0000Steven GomezTonight we pick up where the blog left off. The important but as yet unpublished opinion and decision in California Appellate court in which an appellate court stated clearly and unequivocally stated that allegations do state a cause of action if the...1792chase,false claims,wamu,washington mutual,wrongful foreclosurefalse221fullhttps://www.spreaker.com/episode/replay-court-bias-and-sub-silentio-assumptions--63169625http://www.blogtalkradio.com/neilgarfield/2020/05/21/replay-court-bias-and-sub-silentio-assumptionsThu, 21 May 2020 22:00:00 +0000Steven GomezInstead of taking the opportunity to review complaints about the process of foreclosure and eviction, the Governor of Florida is issuing an order that all but assures that the foreclosures will continue to be regarded as valid — i.e., based on true...1801bias,courts,foreclosure,moratorium,sub silentiofalse219fullhttps://www.spreaker.com/episode/bias-in-the-courts-the-silent-killer-in-foreclosure-actions--63169548http://www.blogtalkradio.com/neilgarfield/2020/05/14/bias-in-the-courts--the-silent-killer-in-foreclosure-actionsThu, 14 May 2020 22:00:00 +0000Steven GomezInstead of taking the opportunity to review complaints about the process of foreclosure and eviction, the Governor of Florida is issuing an order that all but assures that the foreclosures will continue to be regarded as valid — i.e., based on true...106bias,courts,labels,securitization,sub silentiofalse218fullhttps://www.spreaker.com/episode/testing-one-two-three-who-what-where-when-and-why--63169581http://www.blogtalkradio.com/neilgarfield/2020/05/08/testing-one-two-three-who-what-where-when-and-whyFri, 08 May 2020 17:39:18 +0000Steven Gomezblah blah blah103foreclosure,microphone,mike,rodefalse217fullhttps://www.spreaker.com/episode/paatalo-breakthrough-reverse-engineers-chase-wamu-scam-latest-re-covid-19--63169598http://www.blogtalkradio.com/neilgarfield/2020/05/07/paatalo-breakthrough-reverse-engineers-chase-wamu-scam-latest-re-covid-19Thu, 07 May 2020 22:00:00 +0000Steven GomezBill Paatalo harkens back to an article he wrote and posted on his Blog back in 2016 re the supposedly legitimate transfer of WAMU securitized mortgage loans through their 2008 bankruptcy case, faclitiated by the FDIC, to Chase. Bill has used his keen...1802chase wamu transfer,coronavirus,covid-19,federal removal,reverse engineeringfalse216fullhttps://www.spreaker.com/episode/pandemonium-pandemic-what-do-i-do-now-with-my-mortgage-or-car-payment--63169547http://www.blogtalkradio.com/neilgarfield/2020/04/30/pandemonium-pandemic-what-do-i-do-now-with-my-mortgage-or-car-paymentThu, 30 Apr 2020 22:00:00 +0000Steven GomezYou still owe the money. But only if you continue to believe it is a loan. I have my doubts. As soon as the moratorium period is over, there are going to be hundreds of thousands of foreclosures initiated and many car repossessions because an...1796collection,forbearance,forgiveness,moratoriums,paymentsfalse215fullhttps://www.spreaker.com/episode/covid-19-and-bailout-of-servicers-along-with-tracing-securitization-proceeds--63169588http://www.blogtalkradio.com/neilgarfield/2020/04/23/covid-19-and-bailout-of-servicers-along-with-tracing-securitization-proceedsThu, 23 Apr 2020 22:00:00 +0000Steven GomezWe will discuss on Today's Show how the recently enacted federal CARES ACT, otherwise known as the Coronavirus Relief Bill, has unsurprisingly been commandeered by Big Bank lobbyists to direct monies to mortgage servicers servicing securitized loans...1802cares act aka coronavirus reli,coronavirus,covid-19,proceeds tracingfalse214fullhttps://www.spreaker.com/episode/the-people-strike-back-mass-joinder-in-a-world-siding-with-crooked-banks--63169597http://www.blogtalkradio.com/neilgarfield/2020/04/16/now-is-the-time-to-take-down-the-banks-through-mass-joinderThu, 16 Apr 2020 22:00:00 +0000Steven GomezFor 20 years homeowners have been losing their homes based upon the deep seated belief that despite all the fraud, fabrications and even perjury, somehow the foreclosures are giving money back to people who paid for transactions that were loans. But...1809champerty,foreclosure,maintenance,mass joinder,royaltyfalse213fullhttps://www.spreaker.com/episode/dealing-effectively-with-continuing-institutional-bias-in-covid-19-era--63169653http://www.blogtalkradio.com/neilgarfield/2020/04/09/dealing-effectively-with-continuing-institutional-bias-in-covid-19-eraThu, 09 Apr 2020 22:00:00 +0000Steven GomezBill Paatalo will discuss on the Show today how he is taking the fight to the Defendants in his Oregon case, previously discussed on the Show, which Defendants are now seeking massive attorney's fees, over six-figures. The same Defendants who managed...1775bill paatalo oregon case,coronavirus,covid-19,foreclosure moratorium,post-auction evictionsfalse212fullhttps://www.spreaker.com/episode/get-it-right-this-time-foreclosure-moratoriums-forbearance--63169580http://www.blogtalkradio.com/neilgarfield/2020/04/02/get-it-right-this-time-foreclosure-moratoriums-forbearanceThu, 02 Apr 2020 22:00:00 +0000Steven GomezGovernment and business and banks are announcing various efforts to stave off a total economic  collapse. Moratoriums and have been announced.  Forbearance programs have been announced with little details as to how these programs will impact the...1799fabricated documents,false claims,foreclosure forbearance,foreclosure moratorium,lorraine brownfalse211fullhttps://www.spreaker.com/episode/covid-19-aka-coronavirus-latest-on-pandemic-in-its-impact-on-foreclosures--63169601http://www.blogtalkradio.com/neilgarfield/2020/03/26/covid-19-aka-coronavirus-latest-on-pandemic-in-its-impact-on-foreclosuresThu, 26 Mar 2020 22:00:00 +0000Steven GomezCOVID-19 topics discussed on the Show today are as follows: - How states are issuing both in judicial and non-judicial foreclosure states foreclosure and eviction moratoriums of various kinds; - How borrowers can potentially bring in California...1774coronavirus,county recorders,court closings,covid-19,virtual accessfalse210fullhttps://www.spreaker.com/episode/corona-virus-and-mortgage-foreclosures--63169599http://www.blogtalkradio.com/neilgarfield/2020/03/19/corona-virus-and-mortgage-foreclosuresThu, 19 Mar 2020 22:00:00 +0000Steven GomezWe are at the beginning of an epidemic. As usual information has been scarce and only highly placed government officials and scientists are in possession of the real data, and analysis and projections. What we do know is that more and more local...1738corona,foreclosures,remote deposition,virtual court,virusfalse29fullhttps://www.spreaker.com/episode/attorneys-for-banks-now-using-google-to-find-non-existent-clients--63169658http://www.blogtalkradio.com/neilgarfield/2020/03/12/attorneys-for-banks-now-using-google-to-find-non-existent-clientsThu, 12 Mar 2020 22:00:00 +0000Steven GomezBill Paatalo discusses on the Show today a case out of the judicial foreclosure state of Kentucky, in which the Defendant has countersued the foreclosing 'Trust'--Chrisitiana Trust, A Division of Wilingmington Savings Fund Society, FSB. See Bill...1779christiana trust,countersuits,motion to withdraw as counsel,wilmington savings fund societfalse28fullhttps://www.spreaker.com/episode/sneak-preview-of-upcoming-webinar-topics-and-their-relevance--63169591http://www.blogtalkradio.com/neilgarfield/2020/03/05/sneak-preview-of-upcoming-webinar-topics-and-their-relevanceThu, 05 Mar 2020 23:00:00 +0000Steven GomezSyllabus for Webinars Covered in Brief   What Trust? An overview of securitization TILA Rescission Why Lawyers Should Get Involved You signed, didn’t you? Legal Presumptions Absence of evidence: Discovery strategies and tactics Objection! Lack...1796evdiecne,lawyers,legal pressumptions,rescission,trustfalse27fullhttps://www.spreaker.com/episode/contrived-ignorance-and-plausible-deniability--63169549http://www.blogtalkradio.com/neilgarfield/2020/02/27/contrived-ignorance-and-plausible-deniabilityThu, 27 Feb 2020 23:00:00 +0000Steven GomezDavid Luban of Georgetown University Law Center wrote an interesting article re the structure of Contrived Ignorance — involving complex business arrangements of all sorts — where in step one the party acting shields itself from unwanted knowledge,...1779contrived ignorance,depositions,holder in due course,mers,plausible deniabilityfalse26fullhttps://www.spreaker.com/episode/what-is-evidence-how-to-present-it-in-court--63169552http://www.blogtalkradio.com/neilgarfield/2020/02/20/what-is-evidence-how-to-present-it-in-courtThu, 20 Feb 2020 23:00:00 +0000Steven GomezTonight I am commenting directly on about one dozen submissions to me, mostly from pro se litigants who have submitted affidavits, declarations and exhibits only to have the judge completely disregard them as either not evidence or evidence having no...1790affidavits,declarations,evidence,foreclosure defense,objections in courtfalse1110fullhttps://www.spreaker.com/episode/ex-parte-tro-and-ud-proceedings-in-non-judicial-foreclosure-states--63169594http://www.blogtalkradio.com/neilgarfield/2020/02/13/ex-parte-tro-and-ud-proceedings-in-non-judicial-foreclosure-statesThu, 13 Feb 2020 23:00:00 +0000Steven GomezOn today's Show Charles Marshall will break down and break out analysis on the following topiics: Using unlawful detainer (UD) legal procedure to increase your leverage as a UD defendant through the filing where appropriate of - motions to quash;...1807false1109fullhttps://www.spreaker.com/episode/how-to-convince-the-judge-that-ruling-in-your-favor-is-the-right-thing-to-do--63169667http://www.blogtalkradio.com/neilgarfield/2020/02/06/how-to-convince-the-judge-that-ruling-in-your-favor-is-the-right-thing-to-doThu, 06 Feb 2020 23:00:00 +0000Steven GomezThe definition of insanity is doing the same thing over and over again and expecting a different result, Change your strategy, Change your tactics. Change your presentation and be mindful of the facial expressions and concerns expressed by a judge....1832court,foreclosure defense,remic,trust,trusteefalse1108fullhttps://www.spreaker.com/episode/csa-uses-and-abuses-in-foreclosure-litigation-in-2020-plus-rico-for-homeowners--63169668http://www.blogtalkradio.com/neilgarfield/2020/01/30/csa-uses-and-abuses-in-foreclosure-litigation-in-2020-plus-rico-for-homeownersThu, 30 Jan 2020 23:00:00 +0000Steven Gomez- CSA's, a type of security agreement typically central to the securitized loans of the mortgage meltdown era, are vulerable to being exposed as not capable of conveying title to the institutional 'holder of the debt' behind so many securitized...1812conspiracy,csa,rico,statute of limitationsfalse1107fullhttps://www.spreaker.com/episode/knock-knock-who-s-there-nobody-you-can-still-lose-to-a-ghost--63169587http://www.blogtalkradio.com/neilgarfield/2020/01/23/knock-knock-whos-there-nobody-you-can-still-lose-to-a-ghostThu, 23 Jan 2020 23:00:00 +0000Steven GomezIn some cases you must hammer home the fact that the lawyers for the foreclosure mill have not presented a legal person who is submitted to the  jurisdiction of the court. The court can’t rule for or against a lawyer who has no client. But if you...1827bleak house,dickens,in personam jurisdicition,jurisdiction,subject matter jurisdictionfalse1106fullhttps://www.spreaker.com/episode/trends-for-2020-foreclosures-what-to-anticipate--63169600http://www.blogtalkradio.com/neilgarfield/2020/01/16/trends-for-2020-foreclosures-what-to-anticipateThu, 16 Jan 2020 23:00:00 +0000Steven GomezOn today's Show Charles Marshall will break out and break down an analysis of anticipated trends for 2020 in the following foreclosure-impacted llitigation-related areas: - Unlimited lawsuit litigation, with an emphasis on...1804appeals,bankruptcy,litigation,trends for 2020,unlawful detainerfalse1105fullhttps://www.spreaker.com/episode/what-s-in-a-label-everything-and-nothing-how-illegal-foreclosures-continue--63169592http://www.blogtalkradio.com/neilgarfield/2020/01/09/whats-in-a-label-everything-and-nothing-how-illegal-foreclosures-continueThu, 09 Jan 2020 23:00:00 +0000Steven GomezPicking the labels apart  PLAINTIFF THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-11 Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s...1810bank of new york,bony,certificate holders,certificates,trusteefalse1104fullhttps://www.spreaker.com/episode/how-to-turn-the-tables-on-foreclosure-mills--63169590http://www.blogtalkradio.com/neilgarfield/2019/12/19/how-to-turn-the-tables-on-foreclosure-millsThu, 19 Dec 2019 23:00:00 +0000Steven GomezYou are asking the wrong question but you have the right idea. There are plenty of cases nationwide saying that enforcement of a mortgage without owning the debt is not allowed. But that isn't enough. The burden is on you to rebut the legal...1776discovery,discovery motions,motion to compel,ownership of debt,value paidfalse1103fullhttps://www.spreaker.com/episode/charles-marshall-with-bill-paatalo-dissects-latest-re-chase-wamu-deal-of-2008--63169611http://www.blogtalkradio.com/neilgarfield/2019/12/12/charles-marshall-with-bill-paatalo-dissects-latest-re-chase-wamu-deal-of-2008Thu, 12 Dec 2019 23:00:00 +0000Steven GomezOn the Show Bill will break down for listeners the following: - How Chase acquired no genuine legal interest in the mortgage loans sold and securitized by WAMU prior the FDIC takeover of September 25, 2008; - How an investor code known as AO1 was...1792ao1,chase wamu merger,fdicfalse1102fullhttps://www.spreaker.com/episode/how-to-get-into-the-head-of-the-judge--63169602http://www.blogtalkradio.com/neilgarfield/2019/12/05/how-to-get-into-the-head-of-the-judgeThu, 05 Dec 2019 23:00:00 +0000Steven Gomez A typical seasoned judge in a community with dense demographics might have been the primary judge or at least a participating or covering judge in about 10,000 foreclosure cases before he hears anything about your case. In each case the judge...1811discovery,foreclosure defense,motion to compel,trial judge,trial practicefalse1101fullhttps://www.spreaker.com/episode/patrick-giunta-talks-about-how-he-wins-foreclosure-cases--63169557http://www.blogtalkradio.com/neilgarfield/2019/11/14/patrick-giunta-talks-about-how-he-wins-foreclosure-casesThu, 14 Nov 2019 23:00:00 +0000Steven GomezOne of the many things that irks me is how the banks are getting good press for reducing the number of foreclosures, as though that was an accomplishment. The fact is that they should not have been able to foreclose any of the properties that...1784patrick giunta,proof at trial,winning foreclosure casesfalse1100fullhttps://www.spreaker.com/episode/don-t-admit-anything-don-t-assume-anything--63169617http://www.blogtalkradio.com/neilgarfield/2019/11/07/dont-admit-anything-dont-assume-anythingThu, 07 Nov 2019 23:00:00 +0000Steven GomezOne of the frustrating things about reading reports prepared by people who call themselves forensic examiners is their continual explanation of the content of false documentation. They are assuming facts about which they know nothing and using that...1799admissions,assumptions,debt,foreclosure,securitzationfalse199fullhttps://www.spreaker.com/episode/russ-baldwin-and-the-art-of-pleading--63169644http://www.blogtalkradio.com/neilgarfield/2019/10/31/russ-baldwin-and-the-art-of-pleadingThu, 31 Oct 2019 22:00:00 +0000Steven GomezThe ghosts and goblins of 2008 are still causing trouble. Some things don’t change and others do. As I have been reporting on my blog, there are several attorneys who have taken the time to research and analyze the pleadings and proof issues involved...2707argument in lieu of pleading,motion for summary judgment,pleadingfalse198fullhttps://www.spreaker.com/episode/revisiting-a-recent-florida-win-against-a-us-bank-trust-lsf9--63169674http://www.blogtalkradio.com/neilgarfield/2019/10/24/revisiting-a-recent-florida-win-against-a-us-bank-trust-lsf9Thu, 24 Oct 2019 22:00:00 +0000Steven GomezCharles Marshall and Bill Paatalo return to break down even further the important win in a Florida case involving a US Bank LSF9 Trust. They also discuss and expand on how Fidelity Title is illegally circumventing recording statutes, re power of...1803fidelity national title insura,power of attorney,us bank trust lsf9false197fullhttps://www.spreaker.com/episode/what-is-my-defense-narrative-in-foreclosure--63169573http://www.blogtalkradio.com/neilgarfield/2019/10/17/what-is-my-defense-narrative-in-foreclosureThu, 17 Oct 2019 22:00:00 +0000Steven GomezThe defense narrative is a blueprint for guiding the strategies and tactics of defense of a foreclosure action. It is not necessarily what you say to the judge or write in a pleading or memorandum. It is your theory of the case. In all court cases the...1812evidence,finance,inference,presumption,procedurefalse196fullhttps://www.spreaker.com/episode/how-foreclosure-defense-attorneys-are-winning-cases-case-study-in-florida--63169605http://www.blogtalkradio.com/neilgarfield/2019/10/10/how-foreclosure-defense-attorneys-are-winning-cases-case-study-in-floridaThu, 10 Oct 2019 22:00:00 +0000Steven GomezTonight we discuss the strategies and reasons for homeowners to win foreclosure cases. Specifically we look at yet another case where a homeowner did win, hands down game over....1814caliber,failure of proof,judicial foreclosure in florid,lsf9 master participation trus,us bankfalse195fullhttps://www.spreaker.com/episode/trends-in-california-non-judicial-foreclosure-appellate-litigation--63169608http://www.blogtalkradio.com/neilgarfield/2019/10/03/trends-in-california-non-judicial-foreclosure-appellate-litigationThu, 03 Oct 2019 22:00:00 +0000Steven GomezRe non-judicial foreclosure non-judicial foreclosure lawsuits, which are on appeal in California, Today's Show will cover the following: - where chain of title argument is still getting traction at the appellate level; - how breach of contract...1811breach of contract,california appeals,california homeowner bill of r,non-judicial foreclosure appeafalse194fullhttps://www.spreaker.com/episode/legal-presumptions-the-key-to-winning-and-losing-foreclosure-cases--63169554http://www.blogtalkradio.com/neilgarfield/2019/09/26/legal-presumptions---the-key-to-winning-and-losing-foreclosure-casesThu, 26 Sep 2019 22:00:00 +0000Steven GomezTonight We’ll talk about how to understand and use legal presumptions to defeat illegal foreclosures. The key to persuading the court is logic applied to every day experience. And remember that the key in every foreclosure is the money trail. That...1807conclusions of fact,foreclosure,legal inferences,legal rpesumptions,payment of valuefalse193fullhttps://www.spreaker.com/episode/discovery-on-defendants-well-applied-in-a-california-lawsuit--63169634http://www.blogtalkradio.com/neilgarfield/2019/09/19/discovery-on-defendants-well-applied-in-a-california-lawsuitThu, 19 Sep 2019 22:00:00 +0000Steven GomezToday we discsus on the Show the California case of Bienfeld, et al. v. Ditech Financial, LLC, et al. This case involves as a Defendant Bank of New York Mellon (BNYM), the purported Trustee of a securitized trust at the heart of the lawsuit. While...1813bnym,borrower discovery on lenders,certifications of trustee,motions to compel further discfalse192fullhttps://www.spreaker.com/episode/tonight-how-homeowners-win-foreclosure-cases-procedure-v-substantive-law--63169670http://www.blogtalkradio.com/neilgarfield/2019/09/12/tonight-how-homeowners-win-foreclosure-cases-procedure-v-substantive-lawThu, 12 Sep 2019 22:00:00 +0000Steven GomezThe difference between winning and losing is whether you are using procedural law to your advantage or you naively enter the courtroom believing that a substantive law will save you. Spoiler alert #1: The substantive law is irrelevant until you make...1810bank of new york mellon,deutsch bank,lasalle bank,us bank,wells fargo bankfalse191fullhttps://www.spreaker.com/episode/advancing-and-defending-discovery-when-defending-an-unlawful-detainer-lawsuit--63169555http://www.blogtalkradio.com/neilgarfield/2019/09/05/advancing-and-defending-discovery-when-defending-an-unlawful-detainer-lawsuitThu, 05 Sep 2019 22:00:00 +0000Steven GomezToday's Show will cover the following topics, all related to unlawful detainer lawsuits following a non-judicial foreclosure sale: - Issuing written discovery on the UD Plaintiff when that Plaintiff is the so-called Beneficiary of the 'loan', not a...1820beneficiaries,negotiations,non-judicial foreclosures,unlawful detainer lawsuits,written discoveryfalse190fullhttps://www.spreaker.com/episode/fannie-mae-deponent-admits-no-agency-exists-between-mers-and-fannie-mae--63169595http://www.blogtalkradio.com/neilgarfield/2019/08/29/fannie-mae-deponent-admits-no-agency-exists-between-mers-and-fannie-maeThu, 29 Aug 2019 22:00:00 +0000Steven GomezGoing back to even 2011 and before, approximately half of the mortgages owned or guaranteed by Fannie Mae were registered in the Mortgage Electronic Registration Systems (MERS). And the loan value on the official books re such loans was and...1839agency relationships,fannie mae,mers,mers membersfalse189fullhttps://www.spreaker.com/episode/chase-wamu-laundering-money-and-mortgages-foreclosing-on-debt-they-don-t-own--63169612http://www.blogtalkradio.com/neilgarfield/2019/08/15/chase-wamu---laundering-money-and-mortgages-foreclosing-on-debt-they-dont-ownThu, 15 Aug 2019 22:00:00 +0000Steven GomezBill Paatalo joins me on tonight's edition of the Neil Garfield Show. That's because as a forensic investigator (and former cop) he just recently unearthed the most damning evidence yet against Chase and their entire charade. Chase never paid for,...1815case chase,chase,chase chase,jpm chase,wamufalse188fullhttps://www.spreaker.com/episode/firrea-revisited-how-an-older-first-appellate-circuit-case-helps-borrowers--63169626http://www.blogtalkradio.com/neilgarfield/2019/08/08/firrea-revisited-how-an-older-first-appellate-circuit-case-helps-borrowersThu, 08 Aug 2019 22:00:00 +0000Steven GomezWe look today at the case of Bolduc v Beal Bank to show a way forward for borrowers suing defendants like Chase and Ditech and Aurora, who have been in Chapter 11 bankruptcies. 1147aurora,chapter 11 bk,chase,ditech,firrea preemptionfalse187fullhttps://www.spreaker.com/episode/how-to-use-tila-rescission-in-court--63169678http://www.blogtalkradio.com/neilgarfield/2019/08/01/how-to-use-tila-rescission-in-courtThu, 01 Aug 2019 22:00:00 +0000Steven GomezThere are many potential claims arising out of attempted foreclosure after TILA rescission is effective.  But one of them is not a violation of your rescission rights. By pleading that you are putting into play the burden of proving the effectiveness...181515 usc 1635,jesinoski,rescission,statute of limitations,tilafalse186fullhttps://www.spreaker.com/episode/ditech-and-aurora-are-in-chapter-11-bk-protection-what-it-means-for-borrowers--63169633http://www.blogtalkradio.com/neilgarfield/2019/07/25/ditech-and-aurora-are-in-chapter-11-bk-protection-what-it-means-for-borrowersThu, 25 Jul 2019 22:00:00 +0000Steven GomezOn the Show today Bill and I will address the following: How MERS misused the transfer of Aurora servicing rights to Nationstar, all starting out of the Lehman Brothers BK following the Mortgage Meltdown. How borrowers can use these servicer...1833aurora,automatic stays and recorded d,chapter 11 bankruptcy,ditech,southern district of new yorkfalse185fullhttps://www.spreaker.com/episode/word-salad-claimants-when-the-words-don-t-identify-the-plaintiff-or-beneficiary--63169680http://www.blogtalkradio.com/neilgarfield/2019/07/18/word-salad-claimants-when-the-words-dont-identify-the-plaintiff-or-beneficiaryThu, 18 Jul 2019 22:00:00 +0000Steven GomezThe more I research and analyze the issue, the more convinced I am that the fundamental deficiency of the case against homeowners is hiding in plain sight. And I think it is jurisdictional so it might be possible to raise it at any stage. Close...1814bony,certificate,deutsch,remic trust,us bankfalse184fullhttps://www.spreaker.com/episode/quiet-title-judgments-and-how-mers-efforts-to-vacate-one-expose-mers-violations--63169603http://www.blogtalkradio.com/neilgarfield/2019/07/11/quiet-title-judgments-and-how-mers-efforts-to-vacate-one-expose-mers-violationsThu, 11 Jul 2019 22:00:00 +0000Steven GomezMERS is seeking to vacate a default quiet title judgment in a California lawsuit, by suing as a plaintiff on the basis that they were never properly served the lawsuit in which they were named as a defendant. Borrowers in California are increasingly...1813default quiet title judgments,mers,service of process rulesfalse183fullhttps://www.spreaker.com/episode/how-to-survive-litigation--63169616http://www.blogtalkradio.com/neilgarfield/2019/06/27/how-to-survive-litigationThu, 27 Jun 2019 22:00:00 +0000Steven GomezBoth lawyers and pro se homeowners are continually frustrated by the Dickensian process of the courts. If you don’t know what that means, go read Bleak House by Charles Dickens. If nothing else just read the first chapter.   What you need to know...1799bleak house,bony mellon,dickens,discovery,holders of certificatesfalse182fullhttps://www.spreaker.com/episode/person-most-knowledgeable-pmk-witnesses-testifying-they-know-nothing--63169631http://www.blogtalkradio.com/neilgarfield/2019/06/20/person-most-knowledgeable-pmk-witnesses-testifying-they-know-nothingThu, 20 Jun 2019 22:00:00 +0000Steven GomezToday on the Neil Garfield Show Charles Marshall and Bill Paatalo wll be break down the following topic: PMK aka Person Most Knowledgeable. Charles and Bill will also address other issues related to the introduction of evidence, the needed standard of...18402007 texas foreclosure task fo,evidence,evidentiary witness,pmkfalse181fullhttps://www.spreaker.com/episode/what-is-the-point-of-foreclosure-defense-money--63169629http://www.blogtalkradio.com/neilgarfield/2019/06/13/what-is-the-point-of-foreclosure-defense-moneyThu, 13 Jun 2019 22:00:00 +0000Steven GomezTonight we talk about how to be persuasive in court so that the Judge realizes that the foreclosure might not result in any proceeds being used to pay down the debt.  The point of defending a foreclosure is saving the house or getting compensation...1805bank reform,debt,foreclosure defense,legal standing,originatorfalse180fullhttps://www.spreaker.com/episode/two-big-topics-reversal-in-a-chase-defense-case-real-estate-brokers-and-respa--63169566http://www.blogtalkradio.com/neilgarfield/2019/06/06/two-big-topics-reversal-in-a-chase-defense-case-real-estate-brokers-and-respaThu, 06 Jun 2019 22:00:00 +0000Steven GomezToday's Show involves two important topics: 1. First Circuit US Court of Appeals case, Thompson v. Chase, in which the appellate court reversed the lower district court, essentially strictly construing the Mass. judicial foreclosure statutory...18291st circuit appeals court,real estate brokers,respa,strict statutory constructionfalse179fullhttps://www.spreaker.com/episode/how-to-attack-facial-validity-of-documents-used-in-foreclosures--63169607http://www.blogtalkradio.com/neilgarfield/2019/05/30/how-to-attack-facial-validity-of-documents-used-in-foreclosuresThu, 30 May 2019 22:00:00 +0000Steven GomezI'm revealing tonight the specific structural analysis I use and which the LivingLies team uses under my direction to analyze the facial validity of documents that are being used to initiate fraudulent, yet legally effective foreclosures and sales of...1813authenticity,facial validity of documents,foreclosure,goldman sachs,us bankfalse178fullhttps://www.spreaker.com/episode/using-hybrid-legal-representation-to-accomplish-your-goals--63169610http://www.blogtalkradio.com/neilgarfield/2019/05/23/using-hybrid-legal-representation-to-accomplish-your-goalsThu, 23 May 2019 22:00:00 +0000Steven Gomez  Charles Marshall is on today hosting the Neil Garfield Show to discuss what he calls Hybrid legal representation, which is a combinaton of pro per representation alternately mixed with formal legal representation at times from an attorney, and/or,...1828hybrid legal representation,non-attorney support with fore,pro hac vice representation,pro perfalse177fullhttps://www.spreaker.com/episode/escape-from-bankster-fraud-case-study-in-the-wamu-chase-fraudulent-scheme--63169620http://www.blogtalkradio.com/neilgarfield/2019/05/16/escape-from-bankster-fraud---case-study-in-the-wamu-chase-fraudulent-schemeThu, 16 May 2019 22:00:00 +0000Steven GomezTonight's guest is Stephen R Renfrow, born 1957 in Louisiana. He graduated with Honors from Louisiana Business College and Bakers Professional Real Estate College. He has extensive experience in Banking and Real Estate and he holds an honorary Juris...1834chase,remic trust,rescission,securitized trusts,wamufalse176fullhttps://www.spreaker.com/episode/guana-v-chase-bank-revisited-declaratory-relief-bolsters-borrower-lawsuit--63169682http://www.blogtalkradio.com/neilgarfield/2019/05/09/guana-v-chase-bank-revisited-declaratory-relief-bolsters-borrower-lawsuitThu, 09 May 2019 22:00:00 +0000Steven Gomez  The Guana v. Chase ruling recently out of the Third District of Appeal, California, is a small gem of a ruling, if not quite a diamond or even a ruby. As is typical for California appeal wins for borrowers being foreclosed upon in California, this...1812false174fullhttps://www.spreaker.com/episode/discovery-sanctions-expected-on-u-s-bank-n-a-in-florida--63169638http://www.blogtalkradio.com/neilgarfield/2019/05/02/discovery-sanctions-coming-on-us-bank-trust-in-florida-if-continued-stonewallingThu, 02 May 2019 22:00:00 +0000Steven Gomez  Charles Marshall is back along with Bill Paatalo to discuss the appalling if not suprising developments in a Florida judicial forecloure lawsuit, US Bank National Association as Trustee v. Zayas. By appalling we refer to the behavior of the US...1810discovery,discovery sanctions,judicial foreclosure,order to show cause,us bank trustfalse173fullhttps://www.spreaker.com/episode/the-administrative-strategy-pushing-back-on-servicers-and-banks--63169648http://www.blogtalkradio.com/neilgarfield/2019/04/25/the-administrative-strategy---pushing-back-on-servicers-and-banksThu, 25 Apr 2019 22:00:00 +0000Steven GomezRemember in the movie "The Firm" with Tom Cruise when he said "it's not sexy but it has teeth"? That is administrative law. The character Cruise played was talking about mail fraud. It worked. Playing your administrative cards right you could end up...1802dvl,fdcpa,frca,qwr,respafalse175fullhttps://www.spreaker.com/episode/how-to-plead-and-prove-fraud-against-the-banks--63169642http://www.blogtalkradio.com/neilgarfield/2019/04/18/how-to-plead-and-prove-fraud-against-the-banksThu, 18 Apr 2019 22:00:00 +0000Steven GomezThe pleading and proof requirements for fraud in all circumstances are very rigorous. Knowing now to plead and wording the complaint or defense properly is essential to getting fraud on the table in litigation which by the way opens the door to...1808claim,compensatory damages,defense,discovery,fraudfalse172fullhttps://www.spreaker.com/episode/how-and-why-to-demand-cancellation-of-assignment-of-mortgage--63169636http://www.blogtalkradio.com/neilgarfield/2019/04/11/how-and-why-to-demand-cancellation-of-assignment-of-mortgageThu, 11 Apr 2019 22:00:00 +0000Steven GomezThe Rainn case in California stands for the proposition that a complaint is sufficient when it pleads that the party on whose behalf an assignment was made had no ownership in the debt. The proof of the pudding will be at trial. How will you prove...1828cancellation of instrument,rainn,void assignmentfalse171fullhttps://www.spreaker.com/episode/how-to-use-legal-discovery-in-fighting-fraudclosures--63169703http://www.blogtalkradio.com/neilgarfield/2019/04/04/how-to-use-legal-discovery-in-fighting-fraudclosuresThu, 04 Apr 2019 22:00:00 +0000Steven GomezHow can you present your case if you don't really understand it? The key to understanding your own case, its strengths and weaknesses is in conducting discovery in court and following up. Without the follow up it's virtully useless.  The devil is in...1824interrogatories,motions for sanctions,motions to compel,requeest to produce,request for admissionsfalse169fullhttps://www.spreaker.com/episode/does-anyone-have-a-copy-of-an-original-note-that-was-destroyed--63169628http://www.blogtalkradio.com/neilgarfield/2019/03/28/does-anyone-have-a-copy-of-an-original-note-that-was-destroyedThu, 28 Mar 2019 22:00:00 +0000Steven GomezTonight. Charles Marshall, Esq. and Bill Paatalo, P.I., reveal new information on the existence of original promissory notes and how they are falsely presented in foreclosure cases.  See Neil's post at...1819custodians,destruction of original notes,fabrication of orginal documen,perjuryfalse168fullhttps://www.spreaker.com/episode/holding-lawyers-and-banks-accountable-for-presenting-false-claims--63169630http://www.blogtalkradio.com/neilgarfield/2019/03/21/holding-lawyers-and-banks-accountable-for-presenting-false-claimsThu, 21 Mar 2019 22:00:00 +0000Steven GomezIn the Case of OBDUSKEY v. MCCARTHY & HOLTHUS LLP, decided yesterday, March 20, 2019, a unanimous but ambivalent Supreme Court of the United States decided that lawyers are not debt collectors in non judicial states. In doing so, they undermined...1808foreclosure mill,mccarthy and holthus,obuskey,scotusfalse167fullhttps://www.spreaker.com/episode/chbor-revisited-implications-of-the-cal-homeowner-bill-of-rights-for-homeowners--63169665http://www.blogtalkradio.com/neilgarfield/2019/03/14/chbor-revisited-implications-of-the-cal-homeowner-bill-of-rights-for-homeownersThu, 14 Mar 2019 22:00:00 +0000Steven GomezToday Charles Marshall will address the implicatitons for several areas of legal practice of the Califiornia Homeowner Bill of Rights (CHBOR) here in 2019, covering the following areas: - pre-litigation practice; - litigation practice--when a...1822california homeowner bill of r,charles marshall,chborfalse166fullhttps://www.spreaker.com/episode/false-claimant-in-foreclosure-who-s-on-first--63169641http://www.blogtalkradio.com/neilgarfield/2019/03/07/false-claimant-in-foreclosure-whos-on-firstThu, 07 Mar 2019 23:00:00 +0000Steven GomezAfter 12 years of thinking and analysis I have boiled everything down to one question: Does the party named by the lawyers ever get anything out of a successful foreclosure? I think the answer is always NO if the loan has been sold into the secondary...1814abuse of process,false claimants,foreclosure fraud,fundamental question,nonexistent claimantsfalse165fullhttps://www.spreaker.com/episode/foreclosure-cases-settle-or-don-t-settle--63169650http://www.blogtalkradio.com/neilgarfield/2019/02/28/foreclosure-cases-settle-or-dont-settleThu, 28 Feb 2019 23:00:00 +0000Steven GomezYou can always settle any case by horse trading on the amount due, when it is due and at what intervals and interest rate. But more and more lawyers are asking the right questions --- what are the elements to consider when evaluating the settlement...1826dvl,foreclosure,loans,qwr,settlementfalse164fullhttps://www.spreaker.com/episode/res-judicata-revisited-and-related-topics-including-when-to-go-pro-per--63169643http://www.blogtalkradio.com/neilgarfield/2019/02/21/res-judicata-revisitedand-related-topics-including-when-to-go-pro-perThu, 21 Feb 2019 23:00:00 +0000Steven GomezHomeowners and even those with rental properties need to know whether, when, and if res judicata principles could shut down their potential foreclosure-related legal case right out of the gate. Need to know whether, when, and if, bankruptcy proecdures...1809bankruptcy,litigation,litigation strategy,pro per pro se,res judicatafalse163fullhttps://www.spreaker.com/episode/facially-invalid-documents-and-legal-presumptions--63169700http://www.blogtalkradio.com/neilgarfield/2019/02/07/facially-invalid-documents-and-legal-presumptionsThu, 07 Feb 2019 23:00:00 +0000Steven GomezRuss Baldwin joins Neil, Charles and Bill. He has some special insights into a continually developing area of foreclosure defense — what if the presumptions are being applied when the document is not facially valid. When the document requires...1828brudien of proof,facially inavlid,facially valid,foreclosure litigation,legal presumptionsfalse162fullhttps://www.spreaker.com/episode/rogue-remic-trusts-as-fencing-operations--63169693http://www.blogtalkradio.com/neilgarfield/2019/01/31/rogue-remic-trusts-as-fencing-operationsThu, 31 Jan 2019 23:00:00 +0000Steven GomezBill Paatalo has another worthy Blog Post about how certain rogue REMIC trusts are akin to fencing operations. Today, we revisit the US Bank LSF9 Master Paticipipation Trust, purportedly located and operating out of and receiving mail in Florida, but...1822off shore trusts,remic trusts,rogue trustsfalse161fullhttps://www.spreaker.com/episode/sue-the-collection-and-foreclosure-mill-lawyers--63169705http://www.blogtalkradio.com/neilgarfield/2019/01/24/sue-the-collection-and-foreclosure-mill-lawyersThu, 24 Jan 2019 23:00:00 +0000Steven GomezIn foreclosure litigation countless law firms entered into agreements with various parties to achieve the result of a foreclosure sale. They knew or MUST have known that the documents that they referenced or attached to their pleadings in court were...1835debt collection,fdcpa,foreclosure mills,illegal foreclosruesfalse160fullhttps://www.spreaker.com/episode/use-and-abuse-of-requests-for-judicial-notice-aka-rjn-thru-sec-gov-and-beyond--63169661http://www.blogtalkradio.com/neilgarfield/2019/01/17/use-and-abuse-of-requests-for-judicial-notice-aka-rjn-thru-secgov-and-beyondThu, 17 Jan 2019 23:00:00 +0000Steven GomezInstitutional litigants are misusing the court system throughout the dozens of state and Federal jurisdictions to get into evidence matters which are and should be barred from evidence or at least subject to dispute, and about which these same...1801california foreclosure litigat,requests for judicial notice,secfalse159fullhttps://www.spreaker.com/episode/why-i-am-excited-for-homeowners-defending-their-homes-in-foreclosure--63169694http://www.blogtalkradio.com/neilgarfield/2019/01/10/why-i-am-excited-for-homeowners-defending-their-homes-in-foreclosureThu, 10 Jan 2019 23:00:00 +0000Steven GomezThere is a reason why banks don’t simply come to court with proof of funding of the loan origination and proof of funding of loans transfers dressed up like sales. The reason is that none of the players on center stage or anything but stooges —...1803fdcpa,florida supreme court,foreclosure mill,glass,scotusfalse158fullhttps://www.spreaker.com/episode/russell-baldwin-and-neil-discuss-recoupment-and-assumption-of-risk--63169660http://www.blogtalkradio.com/neilgarfield/2019/01/03/russell-baldwin-and-neil-discuss-recoupment-and-assumption-of-riskThu, 03 Jan 2019 23:00:00 +0000Steven GomezTonight Russell Baldwin joins me to discuss some theories that might have some traction off the usual track of foreclosure defense. We will be discussing recoupment, assumption of risk and the continuing discoveries by Bill Paatalo about conflicts...1815assumption of risk,foreclosure,inconsistent documents,mortgage,recoupmentfalse157fullhttps://www.spreaker.com/episode/yet-more-evidence-that-a-us-bank-trust-is-operating-under-a-false-name--63169663http://www.blogtalkradio.com/neilgarfield/2018/12/20/yet-more-evidence-that-a-us-bank-trust-is-operating-under-a-false-nameThu, 20 Dec 2018 23:00:00 +0000Steven GomezThe US Bank Trust, NA as Trustee for LSF9 Master Participation Trust, has over the last several years been involved in potentially hundreds of litigation matters, possibly a lot more. US Bank, NA has used many other "master trusts" and other trust...1827bank settlements,master trusts,us bankfalse156fullhttps://www.spreaker.com/episode/the-loan-is-the-essential-fallacy-splitting-up-the-debt-note-and-mortgage--63169656http://www.blogtalkradio.com/neilgarfield/2018/12/13/the-loan-is-the-essential-fallacy-splitting-up-the-debt-note-and-mortgageThu, 13 Dec 2018 23:00:00 +0000Steven GomezHere is what almost everyone is getting wrong and why it matters: In the run up to the mortgage meltdown, investment banks were described as taking foolish risks, buying loans that were likely or even guaranteed to fail. It’s true, some investment...1817bear stearns,lehman,tbtf,third party strangersfalse155fullhttps://www.spreaker.com/episode/revisiting-tila-rescission-through-the-lens-of-an-illinois-land-trust--63169583http://www.blogtalkradio.com/neilgarfield/2018/12/06/revisiting-tila-rescission-through-the-lens-of-an-illinois-land-trustThu, 06 Dec 2018 23:00:00 +0000Steven GomezToday with Bill Paatalo we will discuss the Illinois Supreme Court case of Financial Freedom Acquisition LLC (One West Bank, N.A., Appellee) v. Standard Bank and Trust Co et al., Appellant. This case has many elements of interest to our listeners, and...1821illinois land trusts,obligor,reverse mortgages,tila rescission,trusteefalse154fullhttps://www.spreaker.com/episode/where-are-remic-investors-are-they-not-beneficiaries--63169637http://www.blogtalkradio.com/neilgarfield/2018/11/29/where-are-remic-investors-are-they-not-beneficiariesThu, 29 Nov 2018 23:00:00 +0000Steven GomezStop thinking about investors as beneficiaries under a REMIC Trust (PSA), a Deed of Trust, mortgage, note, debt or anything else when it comes to residential mortgage loans --- which may or may not be "loans" in any conventional sense. Just like we...1828beneficiaries,deed of trust,investors,remicfalse153fullhttps://www.spreaker.com/episode/citigroup-unrelenting-concealment-and-unaccountability--63169683http://www.blogtalkradio.com/neilgarfield/2018/11/15/citigroup-unrelenting-concealment-and-unaccountabilityThu, 15 Nov 2018 23:00:00 +0000Steven GomezCiti companies, as Elizabeth Warren has pointed out a number of times, deserve to be broken up into little tiny inconsequential pieces. The presence of the name “CitiMortgage”) without any entity directly tied to it, has led to direct malfeasance and...1816bailout,citi,citimortgage,corruption,elizabeth warrenfalse152fullhttps://www.spreaker.com/episode/where-s-the-harm-classic-question-from-judges-to-foreclosed-homeowners--63169627http://www.blogtalkradio.com/neilgarfield/2018/11/08/wheres-the-harm-classic-question-from-judges-to-foreclosed-homeownersThu, 08 Nov 2018 23:00:00 +0000Steven Gomez  Yes listeners well know that it is continuing the mantra of judges all around the nation in non-judicial and judicial foreclosure cases alike: Where is the Harm? to you the 'borrower'. Well one judge did find great harm to a party subject to a...1834false151fullhttps://www.spreaker.com/episode/how-to-lose-a-foreclosure-case--63169646http://www.blogtalkradio.com/neilgarfield/2018/11/01/how-to-lose-a-foreclosure-caseThu, 01 Nov 2018 22:00:00 +0000Steven GomezAll foreclosure cases are on life support. In all cases you need to do the proper investigation, analysis and legal research. But the key component is persuasive presentation. In banks vs. homeowner the banks win on persuasive presentation. Tonight we...1822foreclosure defense,persuasion,presentationfalse150fullhttps://www.spreaker.com/episode/the-inevitable-happens-criminal-use-of-cal-foreclosure-law-to-steal-title--63169632http://www.blogtalkradio.com/neilgarfield/2018/10/25/the-inevitable-happens-criminal-use-of-cal-foreclosure-law-to-steal-titleThu, 25 Oct 2018 22:00:00 +0000Steven GomezToday we discuss on the West Coast Foreclosure show with Bill Paatalo a civil lawsuit in which Nationstar Mortgage LLC is suing various defendants for essentially subverting Nationstar's ostensibly valid interest in the subject properties. This suit,...1806criminal enterprise,fraudulent title,non-judicial foreclosurefalse149fullhttps://www.spreaker.com/episode/confronting-false-legal-presumptions--63169690http://www.blogtalkradio.com/neilgarfield/2018/10/18/confronting-false-legal-presumptionsThu, 18 Oct 2018 22:00:00 +0000Steven GomezTonight we talk about how to deal with legal presumptions and how much proof you need to undermine the presumptions and thus force the foreclosing party (if it exists at all) to prove its case with real evidence, testimony and documents that are valid...1805burden of proof,legal presumptionsfalse148fullhttps://www.spreaker.com/episode/two-california-ud-cases-which-show-the-path-to-winning-ud-cases-for-borrowers--63169647http://www.blogtalkradio.com/neilgarfield/2018/10/11/two-california-ud-cases-which-show-the-path-to-winning-ud-cases-for-borrowersThu, 11 Oct 2018 22:00:00 +0000Steven GomezCharles Marshall will discuss today two seminal unlawful detainer (UD) cases, in which respectively in each case the lower Court there found per usual for the institutional UD Plaintiiff against the 'former' homeowner who was foreclosed on by...1823false147fullhttps://www.spreaker.com/episode/finally-a-potentially-effective-way-to-challenge-mers-assignments-in-california--63169687http://www.blogtalkradio.com/neilgarfield/2018/10/04/finally-a-potentially-effective-way-to-challenge-mers-assignments-in-californiaThu, 04 Oct 2018 22:00:00 +0000Steven GomezYes the bane of California-based litigators both attorneys and those in pro per is MERS, and the way Caifornia courts State and Federal routinely allow MERS assignments to be sanitized and made legitimate, notwithstanding the many issues with same...1827attacking assignments,mers,void assignmentsfalse146fullhttps://www.spreaker.com/episode/how-to-use-mediation-to-obtain-a-better-result-in-mortgage-foreclosure-cases--63169702http://www.blogtalkradio.com/neilgarfield/2018/09/27/how-to-use-mediation-to-obtain-a-better-result-in-mortgage-foreclosure-casesThu, 27 Sep 2018 22:00:00 +0000Steven GomezTonight we talk about mediation and modification. It turns out that mediation, if played properly, can be an excellent opportunity to demonstrate the dubious authority of anyone to initiate foreclosure, or appear at mediation. As for mediation most...1805appearance of parties,court order,mediation,modificationfalse145fullhttps://www.spreaker.com/episode/bill-paatalo-is-back-to-discuss-some-winning-foreclosure-cases--63169695http://www.blogtalkradio.com/neilgarfield/2018/09/20/bill-paatalo-is-back-to-discuss-some-winning-foreclosure-casesThu, 20 Sep 2018 22:00:00 +0000Steven GomezToday on the West Coast Foreclosure Show we discuss two Plaintiff's lawsuits where the Courts do the right thing, at least partially. One case, out of Massachusetts, Starkey v. Deutsche Bank National Trust Company, et al., addresses our not-so-good...1807appeals,firrea,foreclosure plaintiff wins,motions to dismiss,wrongful foreclosurefalse144fullhttps://www.spreaker.com/episode/free-house-myth-and-tila-rescission--63169584http://www.blogtalkradio.com/neilgarfield/2018/09/13/free-house-myth-and-tila-rescissionThu, 13 Sep 2018 22:00:00 +0000Steven GomezSTOP COMPLAINING AND ATTACK HEAD ON If bias were the basis for challenging a decision there would be no final decisions. The losing party would always shout bias and the decision would go into limbo. Our judicial system recognizes that judges are...181715 usc §1635,biases,freehouse,prejudgment,tila rescissionfalse143fullhttps://www.spreaker.com/episode/straw-man-lsf9-master-participation-trust-further-exposed-by-bill-paatalo--63169639http://www.blogtalkradio.com/neilgarfield/2018/09/06/straw-man-lsf9-master-participation-trust-further-exposed-by-bill-paataloThu, 06 Sep 2018 22:00:00 +0000Steven Gomez  Bill Paatalo joins Attorney Charles Marshall today to provide more info and intell re the "LSF9 Master Participation Trust", rightly considered by Bill to be a straw man hiding the machinations of US Bank to obfuscate chain-of-title issues in...1844false142fullhttps://www.spreaker.com/episode/why-foreclosure-cases-are-still-not-getting-enough-traction-for-homeowners--63169645http://www.blogtalkradio.com/neilgarfield/2018/08/23/why-foreclosure-cases-are-still-not-getting-enough-traction-for-homeownersThu, 23 Aug 2018 22:00:00 +0000Steven GomezTonight Charles Marshall is on to discuss one of his favorite if unpleasant topics: Institutional Bias in the foreclosure arena directed at Homeowners. There are many layers and associated pieces to this situation, which I will discuss on the show:...1801false141fullhttps://www.spreaker.com/episode/how-to-deal-with-legal-presumptions-of-nonexistent-facts--63169640http://www.blogtalkradio.com/neilgarfield/2018/08/16/how-to-deal-with-legal-presumptions-of-nonexistent-factsThu, 16 Aug 2018 22:00:00 +0000Steven GomezYou have already achieved the goal. At this point you can argue that you asked for the identity of the holder in due course and they were unable or unwilling to provide the information. The confusion emanates from the fact that a holder can sue on the...1861article 3,burden of proof,holder,holder in due course,legal presumptionsfalse140fullhttps://www.spreaker.com/episode/chase-robo-signer-implodes-at-trial-winning-case-for-homeowner--63169652http://www.blogtalkradio.com/neilgarfield/2018/08/09/chase-robo-signer-implodes-at-trial-winning-case-for-homeownerThu, 09 Aug 2018 22:00:00 +0000Steven GomezIn the December 2017 Florida judicial foreclosure case of Wells Fargo Bank v. Riley, Court holds after trial that Defendant homeowner prevails and keeps his home due to three legal theories, the first and paramount one that the Plaintiff Wells Fargo...1821homeowner wins,judicial foreclosure,robo-signer witnesses,unclean hands legal theoryfalse139fullhttps://www.spreaker.com/episode/what-effect-does-tila-rescission-have-on-my-title-can-i-sue-for-damages--63169657http://www.blogtalkradio.com/neilgarfield/2018/08/02/what-effect-does-tila-rescission-have-on-my-title-can-i-sue-for-damagesThu, 02 Aug 2018 22:00:00 +0000Steven GomezWhether you can sue for damages is one question. Whether the rescission had the effect of removing the jurisdiction, right or authority to dispossess you of title is another. And whether title ever changed is yet another. Yes you can sue for damages...180715 usc §1635,drafting pleadings,livinglies,neil garfield,tila rescissionfalse138fullhttps://www.spreaker.com/episode/open-rebellion-by-inferior-courts-threatens-authority-of-scotus--63169671http://www.blogtalkradio.com/neilgarfield/2018/07/26/open-rebellion-by-inferior-courts-threatens-authority-of-scotusThu, 26 Jul 2018 22:00:00 +0000Steven GomezWhile the Supreme Court of the United States (SCOTUS)  unanimously (9-0) put to bed all of the arguments against the effectiveness of a notice of rescission under 15 U.S.C. §1635, Jesinoski v. Countrywide Home Loans, 135 S. Ct. 790 (2015), all...1819appeals,jesinoski,rescission,scotus,tilafalse137fullhttps://www.spreaker.com/episode/legal-standing-requires-legal-proof--63169662http://www.blogtalkradio.com/neilgarfield/2018/07/19/legal-standing-requires-legal-proofThu, 19 Jul 2018 22:00:00 +0000Steven GomezShrinking Legal Presumptions Charles Marshall, California attorney and Bill Paatalo, private investigator, discuss the implications of two Hawaii cases that are mirroring other decisions across the country. Hawaii Schranz Case Hawaii St. John Case...1832actual proof of facts,bony mellon,legal presumptions,legal standing,us bankfalse136fullhttps://www.spreaker.com/episode/modification-muddle-and-strategies--63169673http://www.blogtalkradio.com/neilgarfield/2018/07/12/modification-muddle-and-strategiesThu, 12 Jul 2018 22:00:00 +0000Steven GomezThere is a great deal of conflict and confusion in the world of foreclosure defense about the prospect of modification. It is obvious that approvals are random only to create the impression that an entire system devoted to foreclosing on as many homes...1816authority,modification,remic,trust,trusteefalse135fullhttps://www.spreaker.com/episode/anatomy-of-a-foreclosure-case--63169699http://www.blogtalkradio.com/neilgarfield/2018/07/05/anatomy-of-a-foreclosure-caseThu, 05 Jul 2018 22:00:00 +0000Steven GomezCharles Marshall and Bill Paatalo return to discuss the structure and content of foreclosure cases.  (1) What facts really matter? (2) How do you stop fabricated evidence from being admitted in evidence? (3) What is the difference between forgery...1784chain of custody,delivery,legal presumptions,"lender",money trailfalse134fullhttps://www.spreaker.com/episode/tonight-how-to-defend-against-a-claim-of-holder-status-to-discredit-standing--63169655http://www.blogtalkradio.com/neilgarfield/2018/06/28/tonight-how-to-defend-against-a-claim-of-holder-status-to-discredit-standingThu, 28 Jun 2018 22:00:00 +0000Steven GomezTonight I will discuss the central point of of false claims of authority to enforce the note, and inferentially the authority to enforce the mortgage. In 2008, I called to confront a lawyer about the false claim of being authorized to enforce the...1821holder,holder in due course,negotiiable instruments,uccfalse133fullhttps://www.spreaker.com/episode/holding-creditors-accountable-for-bk-automatic-stay-abuses-deposition-revisited--63169679http://www.blogtalkradio.com/neilgarfield/2018/06/21/holding-creditors-accountable-for-bk-automatic-stay-abuses-deposition-revisitedThu, 21 Jun 2018 22:00:00 +0000Steven Gomez        Bankruptcy Code Section 362 covers the automatic stay which occurs whenever a borrower-debtor files a BK A recent blog post by Neil on Neil's Livinglies blog breaks down well how consumer BK filers and their associated attorneys would...1806false132fullhttps://www.spreaker.com/episode/illinois-lopez-case-when-do-the-rules-matter--63169691http://www.blogtalkradio.com/neilgarfield/2018/06/14/illinois-lopez-case-when-do-the-rules-matterThu, 14 Jun 2018 22:00:00 +0000Steven GomezIt is always a pleasure to speak with an attorney who is an ardent advocate for consumers. And it is good to know they are out there even though everyone is complaining about not finding an attorney. Dan wins cases and motions because he fights every...2728appeals,foreclosure,illinois,khwaja,lopezfalse131fullhttps://www.spreaker.com/episode/foreclosure-law-implications-re-tax-law-bankruptcy-law-other-law--63169649http://www.blogtalkradio.com/neilgarfield/2018/06/07/foreclosure-law-implications-re-tax-law-bankruptcy-law-other-lawThu, 07 Jun 2018 22:00:00 +0000Steven GomezForeclosure matters unresolved and especially even when resolved have major implications for legal options and results and at the far end impositions, related to taxes owed, credit consequences and options, bankruptcy options or impositiions, unlawful...1802bankruptcy,estate planning,foreclosure,tax law,unlawful detainerfalse130fullhttps://www.spreaker.com/episode/fake-aggregation-and-false-assignments--63169666http://www.blogtalkradio.com/neilgarfield/2018/05/31/fake-aggregation-and-false-assignmentsThu, 31 May 2018 22:00:00 +0000Steven GomezThe banks have elevated pro forma spreadsheets into the illusion of actual deals. The reason nobody has ever come up with a money trail showing that the aggregation took place and was sold to a trust is that no such money trail exists. The truth is...1804aggregation of loans,assignments,due processfalse129fullhttps://www.spreaker.com/episode/why-do-i-have-different-loan-numbers-associated-with-my-mortgage-loan--63169654http://www.blogtalkradio.com/neilgarfield/2018/05/24/why-do-i-have-different-loan-numbers-associated-with-my-mortgage-loanThu, 24 May 2018 22:00:00 +0000Steven Gomezit is possible to change loan numbers and the change could be related to combining data between two entities where the loan papers or servicing rights are supposedly being transferred. If Company A for example uses a 10 digit format for loan numbers...1805debt v written instrument,discovery,servicer advances,transfer of debtfalse128fullhttps://www.spreaker.com/episode/indemnification-and-how-it-applies-to-mortgage-trust-laundering-of-mortgages--63169659http://www.blogtalkradio.com/neilgarfield/2018/05/17/indemnification-and-how-it-applies-to-mortgage-trust-laundering-of-mortgagesThu, 17 May 2018 22:00:00 +0000Steven GomezIndemnification of mortgages is a topic which is implicated when homeowners seek to refinance or sell their homes or the mortgage notes associated with their homes. Indemnification happens when one party tells another party: I will indemnify you from...1800false127fullhttps://www.spreaker.com/episode/10th-circuit-limits-chase-using-bankruptcy-claim-preemption-to-dismiss-lawsuits--63169681http://www.blogtalkradio.com/neilgarfield/2018/05/03/10th-circuit-limits-chase-using-bankruptcy-claim-preemption-to-dismiss-lawsuitsThu, 03 May 2018 22:00:00 +0000Steven GomezBill Paatalo is back on the West Coast Foreclosure Show to discuss a recent 10th Circuit Court of Appeals ruling which going forward will deny Chase the right to use bankruptcy preemption rules to deny homeowners pursuing claims against Chase due to...178510th circuit court of appeals,bankruptcy preemption,chase bank,tila rescission,wamufalse126fullhttps://www.spreaker.com/episode/how-are-homeowners-winning--63169704http://www.blogtalkradio.com/neilgarfield/2018/04/26/how-are-homeowners-winningThu, 26 Apr 2018 22:00:00 +0000Steven Gomezhttps://livinglies.wordpress.com/2018/04/26/tonight-how-are-homeowners-winning-the-neil-garfield-show/ Homeowners are winning cases in increasing numbers as Judges get increasingly skeptical of  the so-called evidence that is brought into their...1825emotional distress,failure of proof,foreclosure fraud,punitive damagesfalse125fullhttps://www.spreaker.com/episode/unlawful-detainers-and-evictions-in-foreclosures--63169684http://www.blogtalkradio.com/neilgarfield/2018/04/19/unlawful-detainers-and-evictions-in-foreclosuresThu, 19 Apr 2018 22:00:00 +0000Steven GomezCharles Marshall hosts tonight presenting step by step guidelines for defending against unlawful detainer lawsuits1778eviction,foreclosure,non-judicial foreclosure,unlawful detainerfalse124fullhttps://www.spreaker.com/episode/tonight-silent-roles-of-fannie-mae-and-freddie-mac-hiding-behind-the-obtuse--63169675http://www.blogtalkradio.com/neilgarfield/2018/04/12/tonight-silent-roles-of-fannie-mae-and-freddie-mac-hiding-behind-the-obtuseThu, 12 Apr 2018 22:00:00 +0000Steven GomezHow to Withhold Vital Information from Homeowners. Charles Marshall, Attorney and Bill Paatalo, licensed investigator discuss the moral hazard created by the Government Sponsored Entities (GSEs) banks, the courts and the regulators in allowing...1633fabrication of documents,fannie,fasle pretenses,freddie,gsefalse123fullhttps://www.spreaker.com/episode/8-fraudulent-steps-to-ill-gotten-gains--63169698http://www.blogtalkradio.com/neilgarfield/2018/04/05/8-fraudulent-steps-to-ill-gotten-gainsThu, 05 Apr 2018 22:00:00 +0000Steven GomezCharles Marshall, Attorney and Bill Paatalo, licensed investigator discuss the moral hazard created by the banks, the courts and the regulators in allowing "presumptions" to be used even when the actual facts are different from the presumed facts. ....1819assignment of bid,fabrication of foreclosure doc,mailbox trollingfalse122fullhttps://www.spreaker.com/episode/appealing-decisions-in-foreclosure-cases-with-charles-marshall--63169596http://www.blogtalkradio.com/neilgarfield/2018/03/22/appealing-decisions-in-foreclosure-cases-with-charles-marshallThu, 22 Mar 2018 22:00:00 +0000Steven GomezWe hardly ever address appellate practice on these pages or the Neil Garfield Show. Tonight Charles Marshall, California Attorney, discusses basic factors on appeal.  What is an appeal?When should notice of appeal be filed?What does an appellate panel...1817appeals,bankruptcy appellate panel,bap,district judge,state appealsfalse121fullhttps://www.spreaker.com/episode/paper-chase-and-money-chase-the-case-against-chase--63169707http://www.blogtalkradio.com/neilgarfield/2018/03/15/paper-chase-and-money-chase--the-case-against-chaseThu, 15 Mar 2018 22:00:00 +0000Steven GomezWhen will Chase and the other TBTF Banks finally be seen as conspirators who collectively have lied and created false documents in nearly all foreclosures over the past 10-15 years? Why are their documetns receiving the presumption of authenticity and...2700chase bank,fabrication of evidence for tr,perjuryfalse120fullhttps://www.spreaker.com/episode/the-obligee-and-obligor-you-can-t-have-one-without-the-other--63169606http://www.blogtalkradio.com/neilgarfield/2018/03/08/the-obligee-and-obligor-you-cant-have-one-without-the-otherThu, 08 Mar 2018 23:00:00 +0000Steven GomezPrior to the securitization era began, no party to litigation was entitled to a legal presumption of facts when they had engaged in patterns of conduct in which they had forged, fabricated or otherwise attempted to use self-serving documents that were...1833false119fullhttps://www.spreaker.com/episode/the-west-coast-radio-show-chase-admits-it-does-not-have-wire-transfer-receipts--63169692http://www.blogtalkradio.com/neilgarfield/2018/03/01/the-west-coast-radio-show-chase-admits-it-does-not-have-wire-transfer-receiptsThu, 01 Mar 2018 23:00:00 +0000Steven GomezInvestigator Bill Paatalo will share a bombshell: There is a COMPLETE disconnect between the Trust, the Servicer and the Borrower and there is NO WAY to prove, through verifiable accounting, that the alleged investor ever receives the payments from...1821false118fullhttps://www.spreaker.com/episode/the-west-coast-radio-show-table-funding-comes-in-many-flavors--63169676http://www.blogtalkradio.com/neilgarfield/2018/02/15/the-west-coast-radio-show-table-funding-comes-in-many-flavorsThu, 15 Feb 2018 23:00:00 +0000Steven Gomez"Table Funding" comes in many flavors but all table funded loans, according to Reg Z of the Federal Reserve, are predatory loans per se especially if it was part of a pattern of conduct by the originator. 1. The one addressed by TILA and required...1837false117fullhttps://www.spreaker.com/episode/evidence-it-is-an-art-not-just-a-skill--63169686http://www.blogtalkradio.com/neilgarfield/2018/02/08/evidence-it-is-an-art-not-just-a-skillThu, 08 Feb 2018 23:00:00 +0000Steven GomezSee: https://wordpress.com/post/livinglies.wordpress.com/54827 To download case referenced go here. The process starts off with Discovery, Motions to Compel, Objections at Trial and Cross examination. But what is the underlying theme behind those...1820false116fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-with-charles-marshall-tenacity-and-capacity--63169669http://www.blogtalkradio.com/neilgarfield/2018/02/01/the-west-coast-foreclosure-show-with-charles-marshall-tenacity-and-capacityThu, 01 Feb 2018 23:00:00 +0000Steven GomezA terminated or unfunded trust lacks capacity to direct other parties to sue or be sued, or to sue or be sued in a representative capacity.   Trial courts typically fail to require supporting evidence of a trust’s capacity to direct foreclosure.  The...1793false115fullhttps://www.spreaker.com/episode/hearsay-evidence-self-serving-documents-from-suspect-parties--63169672http://www.blogtalkradio.com/neilgarfield/2018/01/25/hearsay-evidence-self-serving-documents-from-suspect-partiesThu, 25 Jan 2018 23:00:00 +0000Steven GomezThe one BIG thing it is missing is that bank documents are hearsay and that certain documents kept in the ordinary course of business have credibility and therefore may be admitted as an exception. The point here is credibility --- if the documents...1810fraudulent foreclosure,hearsay,livingliesfalse114fullhttps://www.spreaker.com/episode/the-west-coast-radio-show-fraudulent-indorsements-magically-appear--63169677http://www.blogtalkradio.com/neilgarfield/2018/01/18/the-west-coast-radio-show-fraudulent-indorsements-magically-appearThu, 18 Jan 2018 23:00:00 +0000Steven GomezSee: https://livinglies.wordpress.com/2018/01/18/live-at-3pm-pacific-the-west-coast-foreclosure-show-fraudulent-indorsement/ Judges are increasingly discounting fraudulent endorsements that appear out of nowhere, seemingly to “perfect” the right to...1795attorney charles marshall,foreclosure fraud,forged endorsements,investigator bill paatalofalse113fullhttps://www.spreaker.com/episode/the-neil-garfield-foreclosure-show-information-vs-evidence--63169614http://www.blogtalkradio.com/neilgarfield/2018/01/11/the-neil-garfield-foreclosure-show-information-vs-evidenceThu, 11 Jan 2018 23:00:00 +0000Steven GomezNeil Garfield will discuss the difference between Information and Evidence.  No report from either side is admissible without proper foundation. Without foundation the report will be and should be excluded from being included in evidence for the trier...1811evidence and information,foreclosure fraud,fraudulent foreclosure,livinglies,the neil garfield showfalse112fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-with-charles-marshall-endorsing-the-fraud--63169696http://www.blogtalkradio.com/neilgarfield/2018/01/04/the-west-coast-foreclosure-show-with-charles-marshall-endorsing-the-fraudThu, 04 Jan 2018 23:00:00 +0000Steven GomezVisit us at LivingLies to view the documents related to this show. Attorney Scott Aronowitz filed a declaration that was submitted in a Washington case that he was a “Litigation specialist” for Selene Finance, LP.   Investigator Bill Paatalo’s...1805attorney charles marshall,foreclosure fraud,investigator bill paatalo,livinglies,west coast foreclosure showfalse111fullhttps://www.spreaker.com/episode/california-s-revised-homeowner-bill-of-rights-still-offers-homeowner-protections--63169688http://www.blogtalkradio.com/neilgarfield/2017/12/21/californias-revised-homeowner-bill-of-rights-still-offers-homeowner-protectionsThu, 21 Dec 2017 23:00:00 +0000Steven Gomezhttps://livinglies.wordpress.com Attorney Charles Marshall will discuss California's Homeowner Bill of Rights. Parts of HOBR will be replaced and the Consumer Financial Protection Bureau’s Loss Mitigation Rules still apply. The provisions prohibit...1786false110fullhttps://www.spreaker.com/episode/foreclosure-litigation-the-difference-between-information-and-evidence--63169701http://www.blogtalkradio.com/neilgarfield/2017/12/14/foreclosure-litigation-the-difference-between-information-and-evidenceThu, 14 Dec 2017 23:00:00 +0000Steven GomezAttorney Patricia Rodriguez will join Neil Garfield to discuss the Homeowner Bill of Rights (HBOR), which establishes protections for homeowners and tenants facing foreclosure.  It was set to expire on December 31, 2017 but has been extended. Neil...1808false19fullhttps://www.spreaker.com/episode/phantom-collectors-of-phantom-debt-on-behalf-of-phantom-trusts--63169709http://www.blogtalkradio.com/neilgarfield/2017/12/07/phantom-collectors-of-phantom-debt-on-behalf-of-phantom-trustsThu, 07 Dec 2017 23:00:00 +0000Steven GomezMortgage servicers are collecting Phantom Debt on behalf of Phantom creditors by creating fabricated and forged documents.  Servicers counterfeit mortgage notes and pursue collection of this 'debt'- but who do they send the proceeds they collect to,...2729foreclosure fraud,livinglies,neil garfield,securitzation fraud,servicing fraudfalse18fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-arkansas-bankruptcy-court-goes-rogue--63169697http://www.blogtalkradio.com/neilgarfield/2017/11/30/the-west-coast-foreclosure-show-arkansas-bankruptcy-court-goes-rogueThu, 30 Nov 2017 23:00:00 +0000Steven GomezInvestigator Bill Paatalo joins California foreclosure attorney Charles Marshall to discuss one of the most egregious foreclosure decisions in recent history.  An Arkansas Bankruptcy court ruled that bank fraud is an acceptable practices in Shiefer v....1801attorney charles marshall,california foreclosure,investigator bill paatalo,livinglies,west coast foreclosure hourfalse17fullhttps://www.spreaker.com/episode/foreclosure-q-a-with-neil-garfield-of-livinglies-com--63169609http://www.blogtalkradio.com/neilgarfield/2017/11/16/foreclosure-q-a-with-neil-garfield-of-livingliescomThu, 16 Nov 2017 23:00:00 +0000Steven GomezDo you have a perplexing question about foreclosure, securitization or chain-of-title issues?  Neil Garfield will answer questions from callers.  Please keep your question brief and limit yourself to one question so other guests may have an...1801attorney charles marshall,attorney neil garfield,foreclosure,lendinglies,livingliesfalse16fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-post-jesinoski-rescission-strategy-revisited--63171187http://www.blogtalkradio.com/neilgarfield/2017/11/02/the-west-coast-foreclosure-show-post-jesinoski-rescission-strategy-revisitedThu, 02 Nov 2017 22:00:00 +0000Steven GomezThe rescission is ALWAYS effective upon mailing and must be vacated or set aside by a court of competent jurisdiction upon the filing of timely claims by a party with legal standing. You can compare rescission to foreclosure. When the sale is...1795attorney charles marshall,investigator bill paatalo,livinglies,neil garfield,rescissionfalse15fullhttps://www.spreaker.com/episode/bank-witnesses-don-t-know-jack-expert-computer-screen-readers--63171195http://www.blogtalkradio.com/neilgarfield/2017/10/19/bank-witnesses-dont-know-jack-computer-screen-readersThu, 19 Oct 2017 22:00:00 +0000Steven GomezInvestigator Bill Paatalo joins Charles Marshall to discuss bank employee weaknesses and lack of credibility in depositions and affidavits. Chase bank 'witnesses', and bank witnesses in general, know little about the loan in which they are deposed,...2726attorney charles marshall,bank witnesses,chase,investigator bill paatalo,jpmorgan chasefalse14fullhttps://www.spreaker.com/episode/fighting-the-trusts-in-discovery--63171232http://www.blogtalkradio.com/neilgarfield/2017/10/12/fighting-the-trusts-in-discoveryThu, 12 Oct 2017 22:00:00 +0000Steven GomezTitle is changed for the sole purpose of overcoming a disputed forced sale conducted under a nonjudicial state's foreclosure statutes.   The servicer will typically contend that the homeowner's requests are beyond the scope of discovery, especially in...1822false13fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-with-charles-marshall-with-bill-paatalo--63171327http://www.blogtalkradio.com/neilgarfield/2017/10/05/the-west-coast-foreclosure-show-with-charles-marshall-with-bill-paataloThu, 05 Oct 2017 22:00:00 +0000Steven GomezInvestigator Bill Paatalo joins Charles Marshall with his ongoing analysis of the Washington Mutual/Chase ‘merger’- an elaborate ruse to keep homeowners and the courts from recognizing that the emperor has no clothes. For more information see:...1830attorney charles marshall,foreclosure fraud,investigator bill paatalo,livinglies,neil garfieldfalse12fullhttps://www.spreaker.com/episode/objections-and-cross-examination-where-the-rubber-meets-the-road--63171191http://www.blogtalkradio.com/neilgarfield/2017/09/28/objections-and-cross-examination-where-the-rubber-meets-the-roadThu, 28 Sep 2017 22:00:00 +0000Steven GomezAsk any lawyer how they won a case defending against foreclosure and they will probably tell you it was by "blowing up the witness."  With the right planning, concentrating on what the robo-witness does not know and can't say, well-timed, well-based...1813attorney neil garfield,foreclosure defense,lendinglies,livingliesfalse11fullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-with-charles-marshall-nardolillo-v-jpm-chase--63171189http://www.blogtalkradio.com/neilgarfield/2017/09/21/the-west-coast-foreclosure-show-with-charles-marshall-nardolillo-v-jpm-chaseThu, 21 Sep 2017 22:00:00 +0000Steven GomezSee: Nardolillo v. Chase Charles Marshall’s West Coast Foreclosure Show features former FDIC team leader Eric Mains who discusses FOIA strategies and the LPS/BlackKnight consent judgment.  Eric Mains originally introduced the FOIA LPS BlackKnight...2702bill paatalo investigator,california foreclosure,charles marshall attorney,eric mains former fdic team me,lendingliesfalsefullhttps://www.spreaker.com/episode/the-state-of-foreclosure-defense-with-california-attorney-patricia-rodriguez--63171188http://www.blogtalkradio.com/neilgarfield/2017/09/14/the-state-of-foreclosure-defense-with-california-attorney-patricia-rodriguezThu, 14 Sep 2017 22:00:00 +0000Steven GomezThursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Featured Guest: California Attorney Patricia Rodriguez Today on the Neil Garfield Show, California Foreclosure attorney Patricia Rodriguez...1814attorney patricia rodriguez,foreclosure defense,lendinglies.com,livinglies blog,the neil garfield showfalsefullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-sanctions-directed-at-litigants--63171299http://www.blogtalkradio.com/neilgarfield/2017/09/07/the-west-coast-foreclosure-show-sanctions-directed-at-litigantsThu, 07 Sep 2017 22:00:00 +0000Steven GomezThis edition of the West Coast Foreclosure Hour features California attorney Charles Marshall who will address sanctions and motions directed at you as litigant and/or your attorney including:  - removing lis pendens; - supposed failure to respond...1797attorney charles marshall,litigant sanctions foreclosure,san diego attorney,west coast foreclosure showfalsefullhttps://www.spreaker.com/episode/foreclosure-litigation-realities-resolutions-with-attorney-patricia-rodriguez--63171196http://www.blogtalkradio.com/neilgarfield/2017/08/31/foreclosure-litigation-realities-resolutions-with-attorney-patricia-rodriguezThu, 31 Aug 2017 22:00:00 +0000Steven GomezThis episode of the Neil Gafield Radio Show features Los Angeles attorney Patricia Rodriguez.  She will discuss the current state of foreclosure litigation, techniques, and possible resolutions. Effective litigation strategies include resolutions...2725attorney patricia rodriguez,california foreclosure,foreclosure fraud,foreclosure resolutions,neil garfield showfalsefullhttps://www.spreaker.com/episode/the-west-coast-foreclosure-show-with-charles-marshall-finding-lps-violations--63171311http://www.blogtalkradio.com/neilgarfield/2017/08/24/the-west-coast-foreclosure-show-with-charles-marshall-finding-lps-violationsThu, 24 Aug 2017 22:00:00 +0000Steven GomezCalifornia attorney Charles Marshall is joined by former FDIC team manager Eric Mains who will discuss the use of  Freedom of Information Requests to obtain information regarding the LPS Consent Judgement that was signed by all state Attorney...1862attorney charles marshall,eric mains,fdic eric mains,foias foreclosure,lps forgeryfalsefullhttps://www.spreaker.com/episode/us-bank-trustee-loses-uncontested-foreclosure--63171218http://www.blogtalkradio.com/neilgarfield/2017/08/10/us-bank-trustee-loses-uncontested-foreclosureThu, 10 Aug 2017 22:00:00 +0000Steven GomezCourt held that plaintiff was only the nominal plaintiff in the action because it brought the complaint on behalf of a trust, This distinction is consistently missed around the country. Maybe not so much anymore. The location of the trust is what...2710diversity,jurisdicition,remic,subject matterfalsefullhttps://www.spreaker.com/episode/the-power-of-foia-requests-to-uncover-foreclosure-data--63171360http://www.blogtalkradio.com/neilgarfield/2017/08/03/the-power-of-foia-requests-to-uncover-foreclosure-dataThu, 03 Aug 2017 22:00:00 +0000Steven GomezTonight Southern California attorney Charles Marshall will host the new West Coast Radio Show with Attorney Charles Marshall with guest Eric Mains, former FDIC Team Leader who will discuss how to use FOIA requests for information to reveal information...1840falsefullhttps://www.spreaker.com/episode/the-dangers-of-judicial-presumptions-with-attorney-charles-marshall-and-investigator-bill-paatalo--63171233http://www.blogtalkradio.com/neilgarfield/2017/07/27/the-dangers-of-judicial-presumptions-with-attorney-charles-marshallThu, 27 Jul 2017 22:00:00 +0000Steven GomezCalifornia Attorney Charles Marshall and Investigator Bill Paatalo will discuss the dangers of judicial presumptions. Magical presumptions prevent the homeowner from defending a case and guaranteeing a win for a so-called beneficiary under a deed of...1792bill paatalo,charles marshall,forclosure fraud,judicial notice,magic presumptionsfalsefullhttps://www.spreaker.com/episode/nationwide-title-clearing-employees-would-prefer-job-duties-remain-confidential--63171227http://www.blogtalkradio.com/neilgarfield/2017/07/20/nationwide-title-clearing-employees-would-prefer-job-duties-remain-confidentialThu, 20 Jul 2017 22:00:00 +0000Steven GomezBrent S. Tantillo is the Managing Shareholder of Tantillo Law, PLLC. with offices in New York, Washington DC, and Coconut  Creek, Florida,  Brent is very well acquainted with high-stakes lawsuits, often involving government and internal...2717bryan bry,erika lance,jpm chase,nationwide title clearing,privacyfalsefullhttps://www.spreaker.com/episode/why-the-trusts-are-busts-rbs-is-the-tip-of-the-iceberg--63171244http://www.blogtalkradio.com/neilgarfield/2017/07/13/why-the-trusts-are-busts-rbs-is-the-tip-of-the-icebergThu, 13 Jul 2017 22:00:00 +0000Steven GomezYesterday RBS settled with US authorities in the name of “so-called residential mortgage-backed securities.”  They took in over $30 billion and only have to pay about 20% of the theft.  No criminal charges apply. See: rbs-fine-mortgage Of  importance...2710charles marshall,lendinglies,livinglies,neil garfield,rbsfalsefullhttps://www.spreaker.com/episode/what-areas-should-you-target-when-you-litigate-a-foreclosure--63171366http://www.blogtalkradio.com/neilgarfield/2017/06/29/what-areas-should-you-target-when-you-litigate-a-foreclosureThu, 29 Jun 2017 22:00:00 +0000Steven GomezWhat areas should you target when you litigate? In foreclosure litigation there are many pointless rabbit-holes an attorney or homeowner can attempt to go down, but they serve only to confuse and distract from the real issues.  Instead, litigants...1807california foreclosure litigat,charles marshall,foreclosure discovery,lendinglies,livinglies blogfalsefullhttps://www.spreaker.com/episode/attorney-brent-tantillo-jpmorgan-chase-fabricated-documentation-to-foreclose--63171204http://www.blogtalkradio.com/neilgarfield/2017/06/22/attorney-brent-tantillo-jpmorgan-chase-fabricated-documentation-to-forecloseThu, 22 Jun 2017 22:00:00 +0000Steven GomezWashington DC Attorney Brent Tantillo joins Neil Garfield, Charles Marshall and investigator Bill Paatalo to discuss Mortgage Resolution Servicing v JPMorgan Chase and a related False Claims Act case. For a copy of this case: RICO Complaint – Chase...2717attorney brent tantillo,bill paatalo,charles marshall,mortgage resolution servicing,rackeetering and mortgage fraufalsefullhttps://www.spreaker.com/episode/jpmorgan-chase-operates-a-racketeering-enterprise-according-to-plaintiffs--63171345http://www.blogtalkradio.com/neilgarfield/2017/06/08/jpmorgan-chase-operates-a-racketeering-enterprise-according-to-plaintiffsThu, 08 Jun 2017 22:00:00 +0000Steven GomezJPMorgan Chase has been accused of creating a “racketeering enterprise” whose purpose was to evade legal duties owed to investors and borrowers and to appropriately service federally regulated mortgage loans. JPMorgan Chase failed to provide...2703bill paatalo,charles marshall,lendinglies,livinglies,neil garfieldfalsefullhttps://www.spreaker.com/episode/foreclosure-lawsuits-litigate-modify-or-settle--63171397http://www.blogtalkradio.com/neilgarfield/2017/06/01/foreclosure-lawsuits-litigate-modify-or-settleThu, 01 Jun 2017 22:00:00 +0000Steven GomezThis episode will discuss setting up your case for litigation, modification or settlement.  California attorney Charles Marshall will discuss settlement framework (writ large and small), and the numerous misunderstandings regarding how settlement...2697attorney charles marshall,foreclosure,litigation,modification,settlementfalsefullhttps://www.spreaker.com/episode/foreclosure-the-money-trail-v-the-paper-trail-and-why-it-makes-a-difference--63171200http://www.blogtalkradio.com/neilgarfield/2017/05/25/foreclosure-the-money-trail-v-the-paper-trail-and-why-it-makes-a-differenceThu, 25 May 2017 22:00:00 +0000Steven GomezWhat is the significance of the money trail being different from the paper trial and how does that impact the presumptions that usually attach to facially valid documents? Neil Garfield will explain why it makes a factual and legal difference. Who is...2708falsefullhttps://www.spreaker.com/episode/the-foreclosure-autopsy-securitization-strategies-in-foreclosure-defense--63171250http://www.blogtalkradio.com/neilgarfield/2017/05/18/the-foreclosure-autopsy-securitization-strategies-in-foreclosure-defenseThu, 18 May 2017 22:00:00 +0000Steven GomezThis episode is entitled "Foreclosure Autopsy".  Neil Garfield will show you how to analyze a case and plan your strategy in confronting the banks in the context of claims of securitization and multiple transfers of "Ownership" and "Servicing...1809falsefullhttps://www.spreaker.com/episode/foreclosure-defense-with-attorney-charles-marshall-investigator-bill-paatalo--63171221http://www.blogtalkradio.com/neilgarfield/2017/05/11/foreclosure-defense-with-attorney-charles-marshall-investigator-bill-paataloThu, 11 May 2017 22:00:00 +0000Steven GomezDo you have an Ocwen Loan?  If so you are going to want to listen to this episode.  Investigator Bill Paatalo has some interesting information regarding Ocwen and its relationship to “Security Connections- Idaho”.  He will also discuss his most recent...2702bill paatalo,charles marshall,lendinglies,livinglies,neil garfieldfalsefullhttps://www.spreaker.com/episode/attorney-charles-marshall-when-to-appeal-and-not-appeal-a-lawsuit--63171198http://www.blogtalkradio.com/neilgarfield/2017/04/27/attorney-charles-marshall-when-to-appeal-and-not-appeal-a-lawsuitThu, 27 Apr 2017 22:00:00 +0000Steven GomezCalifornia attorney Charles Marshall will discuss when you should appeal, and when you should not appeal. An appeal can be an opportunity to obtain justice when it was earlier denied. However, an appeal may not always make sense even if you believe...1780appeals,attorney charles marshall,foreclosure litigation,lendinglies,livingliesfalsefullhttps://www.spreaker.com/episode/statute-of-limitations-how-florida-failed-homeowners--63171268http://www.blogtalkradio.com/neilgarfield/2017/04/06/statute-of-limitations-how-florida-failed-homeownersThu, 06 Apr 2017 22:00:00 +0000Steven GomezQ and A: Statute of Limitations In this episode I will discuss two states with drastically different interpretations of Statute of Limitations.  In Florida the Bartram decision ruled that every time a homeowner misses a payment, the statute resets. ...2714due process,foreclosure fraud,livinglies,res judicata,statute of limitationsfalsefullhttps://www.spreaker.com/episode/the-foreclosure-appeal-process-withattorney-charles-marshall--63171267http://www.blogtalkradio.com/neilgarfield/2017/03/30/the-foreclosure-appeal-process-withattorney-charles-marshallThu, 30 Mar 2017 22:00:00 +0000Steven GomezThursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Many people assume that when they appeal that they will be able to retry their case, compel additional discovery and provide additional...2708falsefullhttps://www.spreaker.com/episode/the-changing-landscape-of-foreclosure-defense-with-attorney-patricia-rodriquez--63171298http://www.blogtalkradio.com/neilgarfield/2017/03/16/the-changing-landscape-of-foreclosure-defense-with-attorney-patricia-rodriquezThu, 16 Mar 2017 22:00:00 +0000Steven GomezIn this episode Los Angeles Attorney Patricia Rodriguez joins Neil Garfield.  Topics will include best litigation practices, the pros and cons of Short Sales, Short Pays, Cash Walk-Away Settlements, and Modifications in light of the repeal of HAMP...2734attorney patricia rodriguez,california foreclosure law,hamp,rodriguez law groupfalsefullhttps://www.spreaker.com/episode/q-a-with-neil-garfield-and-california-attorney-charles-marshall--63171226http://www.blogtalkradio.com/neilgarfield/2017/03/09/q-a-with-neil-garfield-and-california-attorney-charles-marshallThu, 09 Mar 2017 23:00:00 +0000Steven GomezDuring this episode Neil Garfield and California Attorney Charles Marshall take your questions. This is a relatively short Q&A program lasting only 45 minutes. It is not an interview. Long narratives preceding the question only takes time away...2690falsefullhttps://www.spreaker.com/episode/foreclosure-q-a-with-california-attorney-charles-marshall--63171638http://www.blogtalkradio.com/neilgarfield/2017/03/02/foreclosure-q-a-with-california-attorney-charles-marshallThu, 02 Mar 2017 23:00:00 +0000Steven GomezIn this episode, California attorney Charles Marshall and Neil Garfield will take questions from listeners. Please keep your questions short and concise so that other callers will have an opportunity to ask questions. No legal information will be...1821falsefullhttps://www.spreaker.com/episode/contrived-complexity-from-the-usual-suspects-mgic-master-insurance-pools--63171342http://www.blogtalkradio.com/neilgarfield/2017/02/23/contrived-complexity-from-the-usual-suspects-mgic-master-insurance-poolsThu, 23 Feb 2017 23:00:00 +0000Steven GomezInvestigator Bill Paatalo and California attorney Charles Marshall believe that mortgage insurance is yet another example of contrived complexity by lenders/'trusts'/purported trustee's and 'beneficiaries' in mortgage transactions, particularly when...1814falsefullhttps://www.spreaker.com/episode/the-changing-landscape-of-california-foreclosure-law-with-patricia-rodriguez--63171240http://www.blogtalkradio.com/neilgarfield/2017/02/16/the-changing-landscape-of-california-foreclosure-law-with-patricia-rodriguez-1Thu, 16 Feb 2017 23:00:00 +0000Steven GomezIn this episode of the Neil Garfield Foreclosure Show, California Attorney Patricia Rodriguez joins Neil Garfield. Patricia will discuss: The Importance of  being realistic The Bank's realm of power, control, and influence  Yvanova extension to...1813falsefullhttps://www.spreaker.com/episode/q-a-with-neil-garfield-and-california-attorney-charles-marshall--63171224http://www.blogtalkradio.com/neilgarfield/2017/02/09/q-a-with-neil-garfield-and-california-attorney-charles-marshallThu, 09 Feb 2017 23:00:00 +0000Steven GomezThursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays NEW MAIN NUMBER: 202-838-NEIL (6345). Do you have a question regarding wrongful foreclosure?  Tonight  Neil Garfield and California Attorney...1834attorney charles marshall,attorney neil garfield,charles marshall california at,charles marshall esquire,livingliesfalsefullhttps://www.spreaker.com/episode/the-trust-can-t-be-trusted-the-us-bank-sham--63171371http://www.blogtalkradio.com/neilgarfield/2017/02/02/the-trust-cant-be-trusted-the-us-bank-shamThu, 02 Feb 2017 23:00:00 +0000Steven GomezNew evidence demonstrates that US Bank is not a trustee even though it is named as Trustee in some trusts and otherwise “acquired the trust business” from Bank of America and others. Livinglies founder Neil Garfield, California Attorney Charles...2711bpinvestigative agency,investigator bill paatalo,livinglies,neil garfield,us bank as trustee fraudfalsefullhttps://www.spreaker.com/episode/defending-the-deed-of-trust-the-homeowner-is-obligated-to-do-so--63171387http://www.blogtalkradio.com/neilgarfield/2017/01/26/defending-the-deed-of-trust-the-homeowner-is-obligated-to-do-soThu, 26 Jan 2017 23:00:00 +0000Steven GomezInvestigator Bill Paatalo who investigates foreclosure fraud nationwide joins Neil Garfield to discuss a recent California trial he testified in.  This case was not a foreclosure issue, and the homeowners sought a straight declaratory action seeking...2707falsefullhttps://www.spreaker.com/episode/post-yvanova-rulings-in-california-the-use-of-table-funded-lending-arguments--63171207http://www.blogtalkradio.com/neilgarfield/2017/01/19/post-yvanova-rulings-in-california-the-use-of-table-funded-lending-argumentsThu, 19 Jan 2017 23:00:00 +0000Steven GomezOn this episode of the Neil Garfield Radio Show, California Attorney Charles Marshall will discuss table-funded lending--California rules thereto--and how to beat back a motion for judgment on the pleadings.  In a recent California case the ruling was...2711falsefullhttps://www.spreaker.com/episode/tender-and-standing-issues-cal-attorneys-patricia-rodriguez-charles-marshall--63171214http://www.blogtalkradio.com/neilgarfield/2017/01/12/tender-and-standing-issues-cal-attorneys-patricia-rodriguez-charles-marshallThu, 12 Jan 2017 23:00:00 +0000Steven GomezLos Angeles Attorney Patricia Rodriguez returns again to discuss CA SB 900 (known as California's Homeowner Bill of Rights), current law, pre litigation planning, wrongful foreclosure, rescission, and nonjudicial resolutions like short sales, short...2712falsefullhttps://www.spreaker.com/episode/foreclosure-litigation-and-resolutions-california-attorney-patricia-rodriquez--63171219http://www.blogtalkradio.com/neilgarfield/2017/01/05/foreclosure-litigation-and-resolutions-california-attorney-patricia-rodriquez-1Thu, 05 Jan 2017 23:00:00 +0000Steven GomezIn this episode Los Angeles based attorney Patricia Rodriguez joins Neil Garfield to discuss Pre-Litigation concerns for homeowners facing foreclosure. Pre-litigation and litigation concerns include: 1.) Wrongful foreclosure  2.) California's ...2620attorney patricia rodriguez,neil garfield living lies,rodriguez foreclosure lawfalsefullhttps://www.spreaker.com/episode/visionet-systems-how-false-original-signatures-are-created-on-false-notes--63171258http://www.blogtalkradio.com/neilgarfield/2016/12/15/visionet-systems-how-false-original-signatures-are-created-on-false-notesThu, 15 Dec 2016 23:00:00 +0000Steven GomezCalifornia Attorney Charles Marshall joins host Neil Garfield. Fraud investigator Bill Paatalo of BP Investigative Agency recently obtained confirmation from a large bank vendor (Visionet Systems, Inc.) that it rectifies “lost notes” by reapplying...2715falsefullhttps://www.spreaker.com/episode/why-not-sue-the-certificate-holders-of-the-trust--63171288http://www.blogtalkradio.com/neilgarfield/2016/12/01/why-not-sue-the-certificate-holders-of-the-trustThu, 01 Dec 2016 23:00:00 +0000Steven GomezIn Non-Judicial foreclosure states could Homeowners sue the Certificate Holders of a specific Trust? The answer to this circular question is very convoluted. The short answer is that the investors sue the underwriter and the seller and nobody has...2712falsefullhttps://www.spreaker.com/episode/the-illusion-of-wamu-to-jpmc-loan-assumptions--63171203http://www.blogtalkradio.com/neilgarfield/2016/11/17/the-illusion-of-wamu-to-jpmc-loan-assumptionsThu, 17 Nov 2016 23:00:00 +0000Steven GomezMortgage Fraud Investigator Bill Paatalo and Southern California Attorney Charles Marshall join Attorney Neil Garfield to discuss Loan Modification Fraud, and recent foreclosure trends. Bill Paatalo has discovered recently that WaMu loans claimed to...2708bpinvestigations,foreclosure fraud,jpmorgan,livinglies,wamufalsefullhttps://www.spreaker.com/episode/loan-modification-fraud-by-servicer-is-a-new-foreclosure-tactic--63171254http://www.blogtalkradio.com/neilgarfield/2016/11/10/loan-modification-fraud-by-servicer-is-a-new-foreclosure-tacticThu, 10 Nov 2016 23:00:00 +0000Steven GomezIn this broadcast Mortgage Fraud Investigator Bill Paatalo and Southern California Attorney Charles Marshall join Attorney Neil Garfield to discuss Loan Modification Fraud. Loan Modification Fraud by Loan Servicers is on the rise.  Unsuspecting...2719livinglies.,loan modification fraudfalsefullhttps://www.spreaker.com/episode/window-into-the-lifecycle-of-a-lawsuit-part-ii-with-california-attorney-charles-marshall--63171265http://www.blogtalkradio.com/neilgarfield/2016/10/27/window-into-the-lifecycle-of-a-lawsuit-part-ii-with-california-attorney-charlesThu, 27 Oct 2016 22:00:00 +0000Steven GomezThis episode is a continuation of last week's discussion.  California attorney Charles Marshall will join Neil Garfield to discuss the strategic planning of a lawsuit campaign (both are mostly similar whether on the Plaintiff or Defendant side) with...2698falsefullhttps://www.spreaker.com/episode/window-into-the-life-cycle-of-a-lawsuit--63171280http://www.blogtalkradio.com/neilgarfield/2016/10/20/window-into-the-life-cycle-of-a-lawsuitThu, 20 Oct 2016 22:00:00 +0000Steven GomezThis episode discusses strategic planning of a lawsuit campaign, which is somewhat similar whether on the Plaintiff or Defendant side with strategic litigation planning, to encompass following elements:   - pre-foreclosure negotiation and settlement...2714falsefullhttps://www.spreaker.com/episode/challenge-your-mortgage-servicer-and-successors-overcoming-legal-presumptions--63171230http://www.blogtalkradio.com/neilgarfield/2016/10/13/challenge-your-mortgage-servicer-and-successors-overcoming-legal-presumptionsThu, 13 Oct 2016 22:00:00 +0000Steven GomezNeil Garfield and southern California attorney Charles Marshall discuss the recent Massachussetts case US Bank v. Bolling.  For years legal presumptions attached to "facially valid" documents and the banks and servicers were able to argue through...2803falsefullhttps://www.spreaker.com/episode/north-carolina-attorney-jim-surane-and-the-basics-of-foreclosure--63171307http://www.blogtalkradio.com/neilgarfield/2016/09/29/north-carolina-attorney-jim-surane-and-the-basics-of-foreclosureThu, 29 Sep 2016 22:00:00 +0000Steven GomezThis evening North Carolina attorney Jim Surane will join Neil Garfield to discuss the first steps that should be taken in a Foreclosure defense case. Surane states that, "A thorough title search of the property being subject to foreclosure is an...2698falsefullhttps://www.spreaker.com/episode/settlements-and-negotiations-in-foreclosure-modifications-and-litigation--63171406http://www.blogtalkradio.com/neilgarfield/2016/09/22/settlements-and-negotiations-in-foreclosure-modifications-and-litigationThu, 22 Sep 2016 22:00:00 +0000Steven GomezAt a time when approximately two percent of legal disputes are ended by a trial, the walk-up to trial itself is often a game of negotiation and posturing. The strategy is to stick with an improbable "we'll see you in court" message for as long as...2726falsefullhttps://www.spreaker.com/episode/paper-chase-how-chase-bank-stole-the-wamu-loans-that-were-already-sold--63171248http://www.blogtalkradio.com/neilgarfield/2016/09/15/paper-chase-how-chase-bank-stole-the-wamu-loans-that-were-already-soldThu, 15 Sep 2016 22:00:00 +0000Steven GomezConnecticut attorney Stephen Wright and Investigator Bill Paatalo join Neil Garfield to discuss JPMorgan Chase issues. The WaMu/FDIC/Chase pattern where JPMorgan Chase claims sole ownership of specific Washington Mutual Bank loans by virtue of the...2750fdic,jpm chase,off-balance sheet transactions,purchase and assumption agreem,washington mutualfalsefullhttps://www.spreaker.com/episode/sneak-preview-of-neil-s-most-recent-victory-in-court--63171252http://www.blogtalkradio.com/neilgarfield/2016/09/08/sneak-preview-of-neils-most-recent-victory-in-courtThu, 08 Sep 2016 22:00:00 +0000Steven GomezTonight we will discuss a case that is so new the final judgment has not yet been entered. But it was announced by the judge in approximately 30 minutes of dictation on record where the Judge, after 2 hours of deliberations, read every word of every...1819mortgage loan schedules (mls),objections,pooling and servicing,pretrial orders,psafalsefullhttps://www.spreaker.com/episode/the-neil-garfield-show-radio-replay-unconcionable-contracts--63171261http://www.blogtalkradio.com/neilgarfield/2016/09/01/the-neil-garfield-show-radio-replay-unconcionable-contractsThu, 01 Sep 2016 22:00:00 +0000Steven GomezCases based on unconscionability in adhesion contracts are not new, but are being raised more frequently to combat the bank’s tactics to engineer loan defaults. Loan modifications are also adhesion contracts and may be filed where the terms or actions...2894adhesion contracts,foreclosure fraud,neil garfield show,south florida attorney james rfalsefullhttps://www.spreaker.com/episode/california-foreclosure-update-attorney-charles-marshall-sciaratta-revisited--63171284http://www.blogtalkradio.com/neilgarfield/2016/08/18/california-foreclosure-update-attorney-charles-marshall-sciaratta-revisitedThu, 18 Aug 2016 22:00:00 +0000Steven GomezIn this episode of the Neil Garfield Radio Show, we revisit the California Sciarratta decision.  Sciaratta was originally viewed as a post-auction ruling, but according to attorney Charles Marshall, Sciaratta should also be viewed as a pre-auction...2703falsefullhttps://www.spreaker.com/episode/question-and-answer-session-with-livinglies-author-neil-garfield--63171255http://www.blogtalkradio.com/neilgarfield/2016/08/04/question-and-answer-session-with-livinglies-author-neil-garfieldThu, 04 Aug 2016 22:00:00 +0000Steven GomezThursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays NEW MAIN NUMBER: 202-838-NEIL (6345). Get a Consult! Or contact us at info@lendinglies.com. Tonight Neil Garfield will answer general...1816falsefullhttps://www.spreaker.com/episode/unconscionability-in-mortgage-adhesion-contracts-attorney-james-randy-ackley--63171322http://www.blogtalkradio.com/neilgarfield/2016/07/28/unconscionability-in-mortgage-adhesion-contracts-attorney-james-randy-ackleyThu, 28 Jul 2016 22:00:00 +0000Steven GomezCases based on unconscionability in adhesion contracts are not new, but are being raised more frequently to combat the bank’s tactics to engineer loan defaults. Loan modifications are also adhesion contracts and may be filed where the terms or actions...2803falsefullhttps://www.spreaker.com/episode/question-and-answer-session-with-neil-garfield-of-livinglies--63171277http://www.blogtalkradio.com/neilgarfield/2016/07/21/question-and-answer-session-with-neil-garfield-of-livingliesThu, 21 Jul 2016 22:00:00 +0000Steven GomezTonight Neil Garfield will answer general questions about foreclosure.  This is not legal advice and Neil cannot provide legal advice.  Please keep questions simple and not state specific.  Please note that conversation does not form any type of...1813falsefullhttps://www.spreaker.com/episode/moot-borrowers-and-the-unraveling-of-wamu-chase--63171333http://www.blogtalkradio.com/neilgarfield/2016/07/07/moot-borrowers-and-the-unraveling-of-wamuchaseThu, 07 Jul 2016 22:00:00 +0000Steven GomezConnecticut Attorney Stephen Wright joins Neil Garfield to discuss the Florida Court of Appeals Christiana Trust opinion, fake documents and the likelihood that lack of standing will gain traction in other states. We discuss the unraveling of the...2713falsefullhttps://www.spreaker.com/episode/challenge-your-mortgage-servicer-and-successors-overcoming-legal-presumptions--63171275http://www.blogtalkradio.com/neilgarfield/2016/06/23/challenge-your-mortgage-servicer-and-successors-overcoming-legal-presumptionsThu, 23 Jun 2016 22:00:00 +0000Steven GomezTonight Neil Garfield and southern California attorney Charles Marshall will discuss the recent Massachussetts case US Bank v. Bolling.  For years legal presumptions attached to "facially valid" documents and the banks and servicers were able to argue...2713falsefullhttps://www.spreaker.com/episode/california-s-sciarratta-decison-banks-aren-t-bounty-hunters--63171251http://www.blogtalkradio.com/neilgarfield/2016/06/16/californias-sciarratta-decison-banks-arent-bounty-huntersThu, 16 Jun 2016 22:00:00 +0000Steven GomezTonight Southern California Attorney Stephen F. Lopez discusses the recent Sciarratta decision.  Lopez is a 1986 graduate of California Western School of Law and practices law in San Diego, California. In May the California Court of Appeals for the...2706falsefullhttps://www.spreaker.com/episode/attorney-patricia-rodriguez-discusses-what-to-expect-from-your-attorney--63171297http://www.blogtalkradio.com/neilgarfield/2016/06/09/attorney-patricia-rodriguez-discusses-what-to-expect-from-your-attorneyThu, 09 Jun 2016 22:00:00 +0000Steven GomezTonight, Southern California attorney Patricia Rodriguez joins Neil Garfield to discuss new California decisions in light of the Yvanova ruling, including Keshtgar, Mendoza, Boyce, Scirratta, and Geiseke Patricia will also discuss how you can help...2714falsefullhttps://www.spreaker.com/episode/unconscionability-in-adhesion-contracts-with-south-florida-attorney-james-ackley--63171276http://www.blogtalkradio.com/neilgarfield/2016/06/02/unconscionability-in-adhesion-contracts-with-south-florida-attorney-jamesThu, 02 Jun 2016 22:00:00 +0000Steven GomezCases based on unconscionability in adhesion contracts are not new, but are being raised more frequently to combat the bank’s tactics to engineer loan defaults. Loan modifications are also adhesion contracts and may be filed where the terms or actions...2713adhesion and foreclosure,adhesion unconscionability,lendinglies.com,neil garfield living lies,randy ackley attorneyfalsefullhttps://www.spreaker.com/episode/california-yvanova-s-paves-the-way-for-gieseke-lundy-and-sciarratta-decisions--63171296http://www.blogtalkradio.com/neilgarfield/2016/05/26/california-yvanovas-paves-the-way-for-gieseke-lundy-and-sciarratta-decisionsThu, 26 May 2016 22:00:00 +0000Steven Gomez“As it stands, the “creditor” consists of all investors in all trusts created by each investment bank. But nobody is acting as if that is true.” The California 9th Circuit Court of Appeals (Federal) has made it clear that it will routinely reverse...2713falsefullhttps://www.spreaker.com/episode/david-dayen-s-chain-of-title-a-great-literary-example-of-the-great-recession--63171351http://www.blogtalkradio.com/neilgarfield/2016/05/19/david-dayens-chain-of-title-a-great-literary-example-of-the-great-recessionThu, 19 May 2016 22:00:00 +0000Steven GomezChain of Title by David Dayen.  How Three Ordinary Americans Uncovered Wall Street's Great Foreclosure Fraud. Salon and recent recipient of the Ida and Studs Terkel Prize, Author David Dayen joins Neil Garfield tonight on the Neil Garfield Show. ...2708falsefullhttps://www.spreaker.com/episode/rescission-revisited-with-florida-attorney-james-randy-ackley--63171269http://www.blogtalkradio.com/neilgarfield/2016/05/12/rescission-revisited-with-florida-attorney-james-randy-ackleyThu, 12 May 2016 22:00:00 +0000Steven GomezNeil Garfield continues to advocate rescission, but in light of the state courts resistance to apply the procedure clearly set forth in TILA rescission- homeowners must plan accordingly when pursuing rescission litigation. It is true that there...2708fraudulent foreclosure,james randy ackley,neil garfield,rescission,standingfalsefullhttps://www.spreaker.com/episode/steven-wright-connecticut-attorney-talks-about-equity-and-unclean-hands--63171302http://www.blogtalkradio.com/neilgarfield/2016/05/05/steven-wright-connecticut-attorney-talks-about-equity-and-unclean-handsThu, 05 May 2016 22:00:00 +0000Steven GomezTonight's guest will be Connecticut Attorney Steve Wright. We will be talking about the Buset decision, unclean hands, presumptions, and other developments in foreclosure defense and foreclosure offense. Stephen P. Wright  Wright Law Firm  324 Elm...2711foreclosure defense,presumptions,rescission,standing,unclean handsfalsefullhttps://www.spreaker.com/episode/south-florida-attorney-james-randy-ackley-foreclosure-is-a-humanitarian-issue--63171293http://www.blogtalkradio.com/neilgarfield/2016/04/28/south-florida-attorney-james-randy-ackley-foreclosure-is-a-humanitarian-issueThu, 28 Apr 2016 22:00:00 +0000Steven GomezOver the past 25 years Randy has devoted his life to disaster relief and humanitarian aid having been employed at the American Red Cross and in charge of Presbyterian Global Disaster Assistance.   Randy has been on the ground when Hurricanes like...2690foreclosure defense,james randy ackley,neil garfield,south florida florida attorneyfalsefullhttps://www.spreaker.com/episode/charles-marshall-esq-northern-california-attorney--63171346http://www.blogtalkradio.com/neilgarfield/2016/04/21/charles-marshall-esq-northern-california-attorneyThu, 21 Apr 2016 22:00:00 +0000Steven GomezCharles Marshall, Esq. attorney in Northern California joins us again as the featured attorney. Charles has been a long time supporter of the livinglies blog and has contributed to the analysis and strategies that are reported on the blog. He has...1814defense,deficiency,foreclosure,rescission,yvanovafalsefullhttps://www.spreaker.com/episode/attorney-patricia-rodriguez-talks-california-law-foreclosure-defense--63171291http://www.blogtalkradio.com/neilgarfield/2016/04/14/attorney-patricia-rodriguez-talks-california-law-foreclosrue-defenseThu, 14 Apr 2016 22:00:00 +0000Steven GomezAttorney Rodriguez has been battling for homeowners. She litigates to win. Join us as we discuss the ramifications of new case decisions and the landscape for foreclosure defense.   Rodriguez Law Group, Inc., (Formerly known as Law Offices of...1805assignments,defense,foreclosure,rescission,tilafalsefullhttps://www.spreaker.com/episode/tila-rescission-procedure--63171271http://www.blogtalkradio.com/neilgarfield/2016/03/31/tila-rescission-procedureThu, 31 Mar 2016 22:00:00 +0000Steven GomezTILA Rescission is an event. It is not a theory, claim or defense. It is a nonjudicial procedural remedy. It is accomplished by mailing a letter. In most cases it is an event that has indisputably occurred. The effect of TILA Rescission is, as a...1812falsefullhttps://www.spreaker.com/episode/yvanova-justice-rubin-and-fairy-tale-anecdotes--63171324http://www.blogtalkradio.com/neilgarfield/2016/03/24/yvanova-justice-rubin-and-fairy-tale-anecdotesThu, 24 Mar 2016 22:00:00 +0000Steven GomezTonight our guests include Charles Marshall, Dan Edstrom and Jim Macklin. We will take note of an increasing number of Judges who have gone far beyond skeptical over the claims of the banks and servicers, starting with the origination of the loan and...2718edstrom,marshall,rubin,void documents,yvanovafalsefullhttps://www.spreaker.com/episode/mediation-modification-and-settlements-of-foreclosures--63171412http://www.blogtalkradio.com/neilgarfield/2016/03/17/mediation-modification-and-settlements-of-foreclosuresThu, 17 Mar 2016 22:00:00 +0000Steven GomezTonight we start the conversation on mediation, modification and settlements with the banks and servicers, keeping in mind that we are dealing with people who most likely have no financial interest in the performance of the loan and no authority to...1814falsefullhttps://www.spreaker.com/episode/impact-of-yvanova-decision-void-assignments-ownership-of-the-debt-vs-note--63171419http://www.blogtalkradio.com/neilgarfield/2016/03/03/impact-of-yvanova-decision-void-assignments-ownership-of-the-debt-vs-noteThu, 03 Mar 2016 23:00:00 +0000Steven GomezTonight on the Neil Garfield Show, I am joined by attorney Charles Marshall (CA), Dan Edstrom, chief forensic analyst for livinglies, and Jim Macklin who has guest hosted our program and been creative voice in the fight against illegal behavior by the...1831edstrom,macklin,marshall,void assignments,yvanovafalsefullhttps://www.spreaker.com/episode/rescission-in-bankruptcy-connecticut-attorney-stephen-wright-has-the-answers--63171437http://www.blogtalkradio.com/neilgarfield/2016/02/25/rescission-in-bankruptcy-connecticut-attorney-stephen-wright-has-the-answersThu, 25 Feb 2016 23:00:00 +0000Steven GomezIf you feel this show has been helpful to you, we gladly accept donations.  Please donate through the link at: LivingLies. Thank you in advance. Attorney Stephen Wright will be discussing Rescission in terms of Bankruptcy, and touch on the Yvanova...2726livinglies,neil garfield,rescission,stephen wright,yvanovafalsefullhttps://www.spreaker.com/episode/testing-one-two-theree-four--63171274http://www.blogtalkradio.com/neilgarfield/2016/02/25/testing-one-two-theree-fourThu, 25 Feb 2016 21:19:01 +0000Steven Gomeztesting one two three fou73falsefullhttps://www.spreaker.com/episode/tila-rescission-rules-for-the-road--63171432http://www.blogtalkradio.com/neilgarfield/2016/02/11/tila-rescission-rules-for-the-roadThu, 11 Feb 2016 23:00:00 +0000Steven GomezDiscussion of proactive and reactive approaches to strategies after TILA rescission is sent and recorded. Tonight w etalk about all the different things that should be considered when pursuing a TILA rescission strategy. This might actually be the...1819defense,foreclosure,mortgage,tila rescissionfalsefullhttps://www.spreaker.com/episode/patricia-rodriguez-tonight-what-happens-after-notice-of-rescission-under-tila--63171339http://www.blogtalkradio.com/neilgarfield/2016/02/04/what-happens-after-notice-of-rescission-under-tilaThu, 04 Feb 2016 23:00:00 +0000Steven GomezSee www.livinglies.wordpress.com --- the largest site on the internet providing information and support to homeowners for more than 8 years. 4,500 articles, together with free forms and resources. I  will be discussing THE RULES OF THE ROAD FOR TILA...1819foreclosure,foreclosure defense,rescission,standing,tilafalsefullhttps://www.spreaker.com/episode/for-lawyers-tila-rescission-and-jurisdicition--63171338http://www.blogtalkradio.com/neilgarfield/2016/01/28/for-lawyers-tila-rescission-and-jurisdicitionThu, 28 Jan 2016 23:00:00 +0000Steven GomezIf this episode was valuable to you, please support the Neil Garfield Show by visiting our blog at http://livinglies.wordpress.com.  The only jurisdiction the court had was based upon the allegations based upon the note and mortgage. The rescission...1817foreclosure,jurisdicition,mortgages,rescission,tilafalsefullhttps://www.spreaker.com/episode/stephen-wright-attorney-talks-about-rescission-and-foreclosure-defense--63171367http://www.blogtalkradio.com/neilgarfield/2016/01/21/stephen-wright-attorney-talks-about-rescission-and-foreclosure-defenseThu, 21 Jan 2016 23:00:00 +0000Steven GomezSteve Wright and Neil Garfield will be discussing and allowing time for questions in a 45 minute broadcast. The topics are Rescission, the time limits for sending, recording the rescission, the time limits and the rules restricting the right of...2733foreclosure defense,rescission,standing,stephen wright,truth in lendingfalsefullhttps://www.spreaker.com/episode/the-mers-sellout-in-oregon-jill-smith-returns-with-news-and-views--63171287http://www.blogtalkradio.com/neilgarfield/2016/01/14/the-mers-sellout-in-oregon-jill-smith-returns-with-news-and-viewsThu, 14 Jan 2016 23:00:00 +0000Steven GomezEvery year we get closer to turning the corner and having most decisions favor borrowers. Right now we must accept that we are getting more borrower decisions but we are not yet at MOST. Tonight we have Jill Smith, Esquire returning to our show....1819foreclosure,mers,multnomah county oregon,rescission,seattlefalsefullhttps://www.spreaker.com/episode/the-details-of-rescission--63171285http://www.blogtalkradio.com/neilgarfield/2016/01/07/the-details-of-rescissionThu, 07 Jan 2016 23:00:00 +0000Steven GomezTonight we are covering the topic of whether we can interpret, argue or philosophize about TILA rescission. The answer is yes, provided it is outside the courtroom. We will also be covering recordation of the notice of rescission under state law. And...1809foreclosure,mortgage,rescission,standingfalsefullhttps://www.spreaker.com/episode/bill-paatalo-talks-about-his-case-and-others-like-it-on-rescission-foreclosure--63171308http://www.blogtalkradio.com/neilgarfield/2015/12/10/bill-paatalo-talks-about-his-case-and-others-like-it-on-rescission-foreclosureThu, 10 Dec 2015 23:00:00 +0000Steven GomezBill Paatalo's case was highlighted a few days back where the standard bank attacks were rebuffed in Court. He is a very able private investigator who has educated himself thoroughly in the mess we call the "mortgage crisis." see opinion for Paatalo...2729falsefullhttps://www.spreaker.com/episode/stephen-wright-discusses-connecticut-foreclosures--63171282http://www.blogtalkradio.com/neilgarfield/2015/12/03/stephen-wright-discusses-connecticut-foreclosuresThu, 03 Dec 2015 23:00:00 +0000Steven GomezTonight, Connecticut attorney Stephen Wright discusses the specifics of Ct Foreclosure Law in layman's terms.  There is very little education for the Conneticut consumer to go to and learn about the foreclosure process in this state.  Probably because...1327connecticut,foreclosure,mortgages,notice,rescissionfalsefullhttps://www.spreaker.com/episode/rescission-and-wrongful-foreclosure-judgments--63171295http://www.blogtalkradio.com/neilgarfield/2015/11/19/rescission-and-wrongful-foreclosure-judgmentsThu, 19 Nov 2015 23:00:00 +0000Steven GomezWith recent decisions confirming the Jesinoski Supreme Court decision, and confirming that Wrongful Foreclosure actions are producing big verdicts, the largest recent one being over $5 million. This is an opportunity for lawyers to make a lot of money...1820falsefullhttps://www.spreaker.com/episode/rescission-in-nonjudicial-states--63171353http://www.blogtalkradio.com/neilgarfield/2015/11/05/rescission-in-nonjudicial-statesThu, 05 Nov 2015 23:00:00 +0000Steven GomezAttorney Charles Marshall, Jim Macklin, and Dan Edstrom sit in for Neil Garfield to discuss the very latest in litigation strategies relating to rescission, enforcement of rescission and dealing with motions from the banks. As the banks try to rewrite...1805charles marshall,dan edstrom,jim macklin,rescission,tilafalsefullhttps://www.spreaker.com/episode/attorney-stephen-wright-talks-about-foreclosure-defense-in-connecticut--63171289http://www.blogtalkradio.com/neilgarfield/2015/10/29/attorney-stephen-wright-talks-about-foreclosure-defense-in-connecticutThu, 29 Oct 2015 22:00:00 +0000Steven GomezTonight we have Attorney Stephen P Wright from Connecticut with us because he and I have been having some conversations about the real issues that the banks keep sweeping under the rug. He has a very impressive resume.  Stephen went to Trumball High...1834foreclosure defense,mods and worksouts,mortgage,rescission,uccfalsefullhttps://www.spreaker.com/episode/the-truth-about-the-money--63171279http://www.blogtalkradio.com/neilgarfield/2015/10/15/the-truth-about-the-moneyThu, 15 Oct 2015 22:00:00 +0000Steven GomezDan Edstrom, Jim Macklin and Attorney Charles Marshall rejoin me on the show tonight to talk about one particular subject — explaining why “servicers” undermine the modification process and wherever possible fight against receiving money from the...1861charles marshall,dan edstrom,jim macklin,servicer advancesfalsefullhttps://www.spreaker.com/episode/patricia-rodriguez-returns-to-talk-about-her-upcoming-seminar-in-southern-calif--63171286http://www.blogtalkradio.com/neilgarfield/2015/10/08/patricia-rodriguez-returns-to-talk-about-her-upcoming-seminar-in-southern-califThu, 08 Oct 2015 22:00:00 +0000Steven GomezPatricia Rodriguez returns tonight to talk about her Seminar on October 31, 2015.. Patricia is a good lawyer and particularly good at organizing cases. She will be talking about Foreclosure Defense, Rescission, Intakes of Clients, and of course the...1817foreclosure defense,mortgages,organization,rescission,southern californiafalsefullhttps://www.spreaker.com/episode/california-charles-marshall-returns-for-talk-on-rescission-and-foreclosure--63171321http://www.blogtalkradio.com/neilgarfield/2015/10/01/california-charles-marshall-returns-for-talk-on-rescission-and-foreclosureThu, 01 Oct 2015 22:00:00 +0000Steven GomezCharles Marshall returns tonight to delve deeper into the non-judicial cancellation of loans (TILA Rescission). We are getting reports of seminars across the country devoting a large part of their presentation to rescission. The Banks know they are in...1810falsefullhttps://www.spreaker.com/episode/edstrom-and-marshall-return-by-popular-demand--63171409http://www.blogtalkradio.com/neilgarfield/2015/09/24/edstrom-and-marshall-return-by-popuular-demandThu, 24 Sep 2015 22:00:00 +0000Steven GomezDan Edstrom, senior forensic analyst and Attorney Charles Marshall join us again, continuing the discussion last week and promotingtheir seminar on October 17, 2015. The REAL problem is that there are no monetary transactions backing up the paper...1811edstrom,foreclosures,marshall,mortgage,notefalsefullhttps://www.spreaker.com/episode/edstrom-macklin-and-marshall-on-foreclosure-defense-and-rescission--63171326http://www.blogtalkradio.com/neilgarfield/2015/09/17/edstrom-macklin-and-marshall-on-foreclosure-defense-and-rescissionThu, 17 Sep 2015 22:00:00 +0000Steven GomezDespite media articles to the contrary the number of foreclosures is still sky rocketing in many parts of the country. And nobody wants to talk about the truth behind this deadly virus. It is all based upon a cover-up. The money deals were made in one...1822edstrom,foreclosure defense,northern california,rescission,workshopfalsefullhttps://www.spreaker.com/episode/jill-smith-esq-licensed-in-washington-state-new-mexico-joins-the-fight--63171389http://www.blogtalkradio.com/neilgarfield/2015/09/10/jill-smith-esq-licensed-in-washington-state-new-mexico-joins-the-fightThu, 10 Sep 2015 22:00:00 +0000Steven GomezJill J. Smith established her law practice in Albuquerque, New Mexico.  For eighteen years she has represented a wide variety of clients in employment law, land use, environmental, public lands and water law, Indian law, tax-exempt organizations, and...1820foreclosrue defense,foreclosure defense,rescission,tilafalsefullhttps://www.spreaker.com/episode/donna-huffman-kansas-lawyer-with-the-inside-scoop-on-securitization-fail--63171393http://www.blogtalkradio.com/neilgarfield/2015/08/13/donna-huffman-kansas-lawyer-with-the-inside-scoop-on-securitization-failThu, 13 Aug 2015 22:00:00 +0000Steven GomezDonna Huffman was in business originating mortgages and brokering mortgages. She really knows what went on and she is available as an expert witness who can describe the meaning of many actions that leave most people scratching their heads. Now...1797false documentation,huffman,livinglies,rescissionfalsefullhttps://www.spreaker.com/episode/tila-rescission-battleground-patricia-rodriguez-guest--63171433http://www.blogtalkradio.com/neilgarfield/2015/08/06/tila-rescission-battleground-patricia-rodriguez-guestThu, 06 Aug 2015 22:00:00 +0000Steven GomezLA Lawyer Patricia Rodriguez (TILA Rescission is boiling over the top. And there are differences between non-judicial states and judicial states. The main problem though is that desperate homeowners are hearing something different than the real...1811foreclosure,foreclosure defense,nonjudicial,rescission,tilafalsefullhttps://www.spreaker.com/episode/why-mortgage-modifications-are-so-discouraging--63171341http://www.blogtalkradio.com/neilgarfield/2015/07/30/why-mortgage-modifications-are-so-discouragingThu, 30 Jul 2015 22:00:00 +0000Steven GomezEveryone has the same question in the back of their minds. The loans should be worked out rather than foreclosed. That is what is done with commercial loans, that is what was done in residential loans and it is still done with credit cards and other...1811foreclosure,modifications,remic,servicer advances,shell gamefalsefullhttps://www.spreaker.com/episode/borrowers-winning-in-foreclosures--63171428http://www.blogtalkradio.com/neilgarfield/2015/07/23/borrowers-winning-in-foreclosuresThu, 23 Jul 2015 22:00:00 +0000Steven GomezWith the two back to back decisions in the Florida 2d DCA and 4th DCA, Standing has made its long waited comeback. The question is not whether the borrower stopped making payments as the thousands of Judges have put it. The real question is whether...1800foreclosure,jurisdiction,rescission,standing,tilafalsefullhttps://www.spreaker.com/episode/seminar-presenters-charles-marshall-dan-edstrom-and-jim-macklin-july-18--63171313http://www.blogtalkradio.com/neilgarfield/2015/07/09/seminar-presenters-charles-marshall-dan-edstrom-and-jim-macklin-july-18Thu, 09 Jul 2015 22:00:00 +0000Steven GomezMy good friends on the West Coast are taking time out from their busy schedules to present a 6 hour seminar on the new issues in foreclosure defense, rescission under TILA and other plans they have to attack the foreclosure problems of borrowers who...1809edstrom,foreclosure defense,neil garfield,rescission,tilafalsefullhttps://www.spreaker.com/episode/how-late-can-a-consumer-rescind-jesinoski-revisited--63171294http://www.blogtalkradio.com/neilgarfield/2015/06/25/how-late-can-a-consumer-rescind-jesinoski-revisitedThu, 25 Jun 2015 22:00:00 +0000Steven GomezThe parties were invited to attend a meeting at which the borrowers signed the papers. The originator is usually not in attendance. The closing agent, usually a title agent, takes the signed documents into escrow. At some later time the alleged loan...1781foreclosure,jesinoski,statute of limitations,tila rescissionfalsefullhttps://www.spreaker.com/episode/rescission-devil-in-the-details--63171439http://www.blogtalkradio.com/neilgarfield/2015/06/18/rescission-devil-in-the-detailsThu, 18 Jun 2015 22:00:00 +0000Steven GomezLawyers and pro se litigants, particularly in foreclosures, are failing to realize the value of the PROCEDURES in TILA Rescission. They are a game changer --- shifting the burden from the the borrower to the lender (where it ought to be).1782foreclosure,foreclosure defense,lawyers,livinglies,rescissionfalsefullhttps://www.spreaker.com/episode/big-trouble-for-banks-and-servicers-on-mortgages--63171441http://www.blogtalkradio.com/neilgarfield/2015/06/11/big-trouble-for-banks-and-servicers-on-mortgagesThu, 11 Jun 2015 22:00:00 +0000Steven GomezThe scheme created on Wall Street is starting to unravel. They are fast losing ground --- and the new question is what difference does it make if you say that the borrower stopped paying when you have no right to collect or enforce the loan? And where...1803balance of loan,foreclosure,mortgage,ownership of loan,standingfalsefullhttps://www.spreaker.com/episode/rescission-decision--63171386http://www.blogtalkradio.com/neilgarfield/2015/06/04/rescission-decisionThu, 04 Jun 2015 22:00:00 +0000Steven GomezRESCISSION: I have received hundreds of requests and questions. It boils down to one thing — the rescission IS EFFECTIVE the moment it is dropped in the mail. People, lawyers and even Judges seem not to understand what that means despite a very terse...1805enforcement,mortgage,note,rescission,tilafalsefullhttps://www.spreaker.com/episode/ny-and-california-foreclosures--63171396http://www.blogtalkradio.com/neilgarfield/2015/05/14/ny-and-california-foreclosuresThu, 14 May 2015 22:00:00 +0000Steven GomezGuest Rod Ciferri1797loans,mortgage,notes,rescission,securitizationfalsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--63171401http://www.blogtalkradio.com/neilgarfield/2015/04/30/neil-garfield-show-on-foreclosure-defenseThu, 30 Apr 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1797falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--63171403http://www.blogtalkradio.com/neilgarfield/2015/04/23/neil-garfield-show-on-foreclosure-defenseThu, 23 Apr 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1782falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--63171283http://www.blogtalkradio.com/neilgarfield/2015/04/16/neil-garfield-show-on-foreclosure-defenseThu, 16 Apr 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1821falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021138http://www.blogtalkradio.com/neilgarfield/2015/04/09/neil-garfield-show-on-foreclosure-defenseThu, 09 Apr 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1796falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021123http://www.blogtalkradio.com/neilgarfield/2015/03/26/neil-garfield-show-on-foreclosure-defenseThu, 26 Mar 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1803falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021139http://www.blogtalkradio.com/neilgarfield/2015/03/12/neil-garfield-show-on-foreclosure-defenseThu, 12 Mar 2015 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1796falsefullhttps://www.spreaker.com/episode/neil-garfield-show--64021136http://www.blogtalkradio.com/neilgarfield/2015/03/05/neil-garfield-showThu, 05 Mar 2015 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1784falsefullhttps://www.spreaker.com/episode/the-neil-garfield-show-on-foreclosure--64021132http://www.blogtalkradio.com/neilgarfield/2015/02/26/the-neil-garfield-show-on-foreclosureThu, 26 Feb 2015 23:00:00 +0000Steven GomezTalks and Discussion about Foreclosure Defense 1792falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021125http://www.blogtalkradio.com/neilgarfield/2015/02/12/neil-garfield-show-on-foreclosure-defenseThu, 12 Feb 2015 23:00:00 +0000Steven GomezTalks and Discussion about Foreclosure Defense 1792falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021130http://www.blogtalkradio.com/neilgarfield/2015/01/29/neil-garfield-show-on-foreclosure-defenseThu, 29 Jan 2015 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1798falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021135http://www.blogtalkradio.com/neilgarfield/2015/01/22/neil-garfield-show-on-foreclosure-defenseThu, 22 Jan 2015 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1803falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021133http://www.blogtalkradio.com/neilgarfield/2015/01/15/neil-garfield-show-on-foreclosure-defenseThu, 15 Jan 2015 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1801falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021131http://www.blogtalkradio.com/neilgarfield/2015/01/08/neil-garfield-show-on-foreclosure-defenseThu, 08 Jan 2015 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1810falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021142http://www.blogtalkradio.com/neilgarfield/2014/12/18/neil-garfield-show-on-foreclosure-defenseThu, 18 Dec 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1814falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021140http://www.blogtalkradio.com/neilgarfield/2014/12/04/neil-garfield-show-on-foreclosure-defenseThu, 04 Dec 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1811falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021153http://www.blogtalkradio.com/neilgarfield/2014/11/20/neil-garfield-show-on-foreclosure-defenseThu, 20 Nov 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1811falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021137http://www.blogtalkradio.com/neilgarfield/2014/11/13/neil-garfield-show-on-foreclosure-defenseThu, 13 Nov 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1808falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021134http://www.blogtalkradio.com/neilgarfield/2014/11/06/neil-garfield-show-on-foreclosure-defenseThu, 06 Nov 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1808falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021146http://www.blogtalkradio.com/neilgarfield/2014/10/30/neil-garfield-show-on-foreclosure-defenseThu, 30 Oct 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1784falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021127http://www.blogtalkradio.com/neilgarfield/2014/10/16/neil-garfield-show-on-foreclosure-defenseThu, 16 Oct 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1791falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021143http://www.blogtalkradio.com/neilgarfield/2014/09/18/neil-garfield-show-on-foreclosure-defenseThu, 18 Sep 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1789falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021124http://www.blogtalkradio.com/neilgarfield/2014/09/04/neil-garfield-show-on-foreclosure-defenseThu, 04 Sep 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1786falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021121http://www.blogtalkradio.com/neilgarfield/2014/08/28/neil-garfield-show-on-foreclosure-defenseThu, 28 Aug 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1788falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021120http://www.blogtalkradio.com/neilgarfield/2014/08/21/neil-garfield-show-on-foreclosure-defenseThu, 21 Aug 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1786falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021119http://www.blogtalkradio.com/neilgarfield/2014/07/24/neil-garfield-show-on-foreclosure-defenseThu, 24 Jul 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1794falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021117http://www.blogtalkradio.com/neilgarfield/2014/07/17/neil-garfield-show-on-foreclosure-defenseThu, 17 Jul 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1786falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021118http://www.blogtalkradio.com/neilgarfield/2014/06/26/neil-garfield-show-on-foreclosure-defenseThu, 26 Jun 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1798falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021122http://www.blogtalkradio.com/neilgarfield/2014/06/19/neil-garfield-show-on-foreclosure-defenseThu, 19 Jun 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1797falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021126http://www.blogtalkradio.com/neilgarfield/2014/06/12/neil-garfield-show-on-foreclosure-defenseThu, 12 Jun 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1785falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021128http://www.blogtalkradio.com/neilgarfield/2014/06/05/neil-garfield-show-on-foreclosure-defenseThu, 05 Jun 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1790falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021154http://www.blogtalkradio.com/neilgarfield/2014/05/29/neil-garfield-show-on-foreclosure-defenseThu, 29 May 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1781falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021141http://www.blogtalkradio.com/neilgarfield/2014/05/22/neil-garfield-show-on-foreclosure-defenseThu, 22 May 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1797falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021145http://www.blogtalkradio.com/neilgarfield/2014/05/08/neil-garfield-show-on-foreclosure-defenseThu, 08 May 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1803falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021144http://www.blogtalkradio.com/neilgarfield/2014/05/01/neil-garfield-show-on-foreclosure-defenseThu, 01 May 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1788falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021156http://www.blogtalkradio.com/neilgarfield/2014/04/17/neil-garfield-show-on-foreclosure-defenseThu, 17 Apr 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1795falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021148http://www.blogtalkradio.com/neilgarfield/2014/04/10/neil-garfield-show-on-foreclosure-defenseThu, 10 Apr 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1800falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021159http://www.blogtalkradio.com/neilgarfield/2014/04/03/neil-garfield-show-on-foreclosure-defenseThu, 03 Apr 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1821falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021147http://www.blogtalkradio.com/neilgarfield/2014/03/27/neil-garfield-show-on-foreclosure-defenseThu, 27 Mar 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1797falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021155http://www.blogtalkradio.com/neilgarfield/2014/03/20/neil-garfield-show-on-foreclosure-defenseThu, 20 Mar 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1788falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021150http://www.blogtalkradio.com/neilgarfield/2014/03/13/neil-garfield-show-on-foreclosure-defenseThu, 13 Mar 2014 22:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1806falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021157http://www.blogtalkradio.com/neilgarfield/2014/03/06/neil-garfield-show-on-foreclosure-defenseThu, 06 Mar 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1804falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021160http://www.blogtalkradio.com/neilgarfield/2014/02/20/neil-garfield-show-on-foreclosure-defenseThu, 20 Feb 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1796falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021158http://www.blogtalkradio.com/neilgarfield/2014/02/13/neil-garfield-show-on-foreclosure-defenseThu, 13 Feb 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1803falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021161http://www.blogtalkradio.com/neilgarfield/2014/02/06/neil-garfield-show-on-foreclosure-defenseThu, 06 Feb 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....3062falsefullhttps://www.spreaker.com/episode/neil-garfield-show-on-foreclosure-defense--64021162http://www.blogtalkradio.com/neilgarfield/2014/01/30/neil-garfield-show-on-foreclosure-defenseThu, 30 Jan 2014 23:00:00 +0000Steven GomezFree information, interviews, with national experts and attorneys relating to foreclosure defense, forensic reviews, securitization of debt and related consumer topics hosted by Neil F Garfield, attorney, expert witness and former investment banker....1821falsefullhttps://www.spreaker.com/episode/tesst--64021152http://www.blogtalkradio.com/neilgarfield/2014/01/27/tesstMon, 27 Jan 2014 19:30:00 +0000Steven GomezTEST690falsefullhttps://www.spreaker.com/episode/test-number-2--64021149http://www.blogtalkradio.com/neilgarfield/2014/01/16/test-number-2Thu, 16 Jan 2014 03:00:00 +0000Steven GomezTEST566falsefullhttps://www.spreaker.com/episode/testing--64021151http://www.blogtalkradio.com/neilgarfield/2014/01/15/testingWed, 15 Jan 2014 22:30:00 +0000Steven GomezTEST ONLY!!!433falsefull