https://www.spreaker.com/podcast/4f-forum--6423204enSelf-ImprovementCopyright Dan Kramer and Ryley Smithhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/25fb9b3ef906868fc17b68356a6a7328.jpghttps://www.spreaker.com/podcast/4f-forum--6423204Wed, 11 Dec 2024 18:14:23 +0000Dan Kramer and Ryley SmithDan Kramer and Ryley Smithdankramerinc1@gmail.comfalsea0dd5169-851f-559f-886f-3c8728745530episodichttps://www.spreaker.com/episode/michael-byers-managing-from-a-high-level-and-business-aquisitions--58030681https://api.spreaker.com/episode/58030681Sat, 16 Dec 2023 17:27:25 +0000Dan Kramer and Ryley SmithMichael Byers has over 20 years of experience in real estate and business acquisitions. Listen while he and Dan talk about how to manage from a high level, and how he coaches people from W-2 jobs to business owners.2504businessaquisitions,dankramer,faith,family,finance,fitness,michaelbyers,realestatefalsefullhttps://www.spreaker.com/episode/dustin-ring-getting-started-in-real-estate--57989284https://api.spreaker.com/episode/57989284Tue, 12 Dec 2023 21:49:20 +0000Dan Kramer and Ryley SmithDan talks with Dustin Ring about how he got started in real estate, and what you can do to get going, even if you don't have a piggy bank full of cash.2093dankramer,dustinring,faith,family,finance,fitnessfalsefullhttps://www.spreaker.com/episode/mike-fallat-the-book-guy-for-entrepreneurs--56269536https://api.spreaker.com/episode/56269536Fri, 28 Jul 2023 20:12:32 +0000Dan Kramer and Ryley SmithAre you being you? Check-in with Dan and his guest, Mike Fallat as they discuss all things entrepreneur.3398dankramer,entrepreneurship,faith,family,finance,fitness,mikefallat,ryleysmithfalsefullhttps://www.spreaker.com/episode/leah-talks-about-babies--56131273https://api.spreaker.com/episode/56131273Mon, 17 Jul 2023 19:43:54 +0000Dan Kramer and Ryley SmithDan and Leah have 8 children. They share their choices on pregnancy and childbirth.1502childbirth,dankramer,faith,family,finance,fitness,pregnancy,ryleysmithfalsefullhttps://www.spreaker.com/episode/andre-billeaud-taking-the-leap--56030985



]]>https://api.spreaker.com/episode/56030985Fri, 07 Jul 2023 21:11:51 +0000Dan Kramer and Ryley SmithWhen is it time to take the leap and leave the security of your 9-5 to follow your entrepreneurial dreams? Andre Billeaud tells his story today.



]]>3046andrebilleaud,dankramer,faith,family,finance,fitness,realestate,ryleysmithfalsefullhttps://www.spreaker.com/episode/should-i-get-into-real-estate--54079160https://api.spreaker.com/episode/54079160Fri, 02 Jun 2023 19:08:20 +0000Dan Kramer and Ryley SmithAre you doing the best you can for yourself and your family? Dan talks about why real estate can help you reach your financial goals.798dankramer,faith,family,finance,fitness,realestate,ryleysmithfalsefullhttps://www.spreaker.com/episode/steelman-faith-project--53932490https://api.spreaker.com/episode/53932490Fri, 19 May 2023 17:25:15 +0000Dan Kramer and Ryley SmithHave you asked yourself why you believe what you believe? Check out Dan's new project!604dankramer,faith,family,finance,fitness,ryleysmith,steelmanfaithprojectfalsefullhttps://www.spreaker.com/episode/kids-and-finances--53752682https://api.spreaker.com/episode/53752682Fri, 05 May 2023 15:50:04 +0000Dan Kramer and Ryley SmithDo you teach your kids about how to handle their finances? It's never too early. Listen as Dan explains his family's strategies to raise their children to be money-savvy adults.1080dankramer,faith,family,finance,fitness,kidsandmoney,ryleysmithfalsefullhttps://www.spreaker.com/episode/real-estate-investing-and-increasing-income--53474392https://api.spreaker.com/episode/53474392Fri, 07 Apr 2023 21:15:48 +0000Dan Kramer and Ryley SmithWhy invest in real estate? Dan talks about how you can increase your income. Listen in.1189dankramer,faith,family,finance,fitness,increaseyourincome,realestate,ryleysmithfalsefullhttps://www.spreaker.com/episode/real-estate-with-maureen-mccann--52841374https://api.spreaker.com/episode/52841374Fri, 24 Feb 2023 18:09:07 +0000Dan Kramer and Ryley SmithWhat are the 3 things your investment dollars should do? Find out when Ryley talks real estate with Maureen McCann from Spartan Invest.2969dankramer,faith,family,finance,fitness,maureenmccann,realestate,ryleysmith,spartaninvestfalsefullhttps://www.spreaker.com/episode/learn-about-the-direct-to-seller-real-estate-model-with-mike-higgins--52769868https://api.spreaker.com/episode/52769868Fri, 17 Feb 2023 18:57:14 +0000Dan Kramer and Ryley SmithDan talks about the direct-to-seller real estate model with Mike Higgins. How can you get started investing in real estate? What motivates you?2788dankramer,faith,family,finance,fitness,mikehiggins,ryleysmith,unlockyourexcellencefalsefullhttps://www.spreaker.com/episode/you-get-what-you-put-out-into-the-world--52509886https://api.spreaker.com/episode/52509886Sun, 22 Jan 2023 16:34:26 +0000Dan Kramer and Ryley SmithDan and Ryley have a conversation about how to be intentional about what you want in life.1154beintentional,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/johnny-and-dan-the-mindset-of-a-college-kid--52434662https://api.spreaker.com/episode/52434662Fri, 13 Jan 2023 18:20:11 +0000Dan Kramer and Ryley SmithDan talks with Johnny Hamann, a 19-year-old college student from Wisconsin about his journey into real estate and philanthropy. An impressive look at the next generation. Listen to be inspired!1261dankramer,faith,family,finance,fitness,johnnyhamann,philanthropy,realestate,ryleysmithfalsefullhttps://www.spreaker.com/episode/merry-christmas-and-goal-setting--52271364https://api.spreaker.com/episode/52271364Sat, 24 Dec 2022 01:09:03 +0000Dan Kramer and Ryley SmithSolo podcast from Dan today. We wanted to record a quick episode to wish everyone a Merry Christmas and talk a little about goal setting. Listen for the giveaway!580dankramer,faith,family,finance,fitness,goalsetting,merrychristmas,ryleysmithfalsefullhttps://www.spreaker.com/episode/do-you-have-the-proper-entity-structure--51954062https://api.spreaker.com/episode/51954062Sat, 19 Nov 2022 22:37:25 +0000Dan Kramer and Ryley SmithA new lawsuit is formed every 32 seconds in the United States. Do you have the proper entity structure? Join Ryley as he outlines what you need to know (not financial or legal advice).885dankramer,entitystructure,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/giving-it-up-to-god--51865495https://api.spreaker.com/episode/51865495Fri, 11 Nov 2022 18:20:03 +0000Dan Kramer and Ryley SmithWhat do you do when life doesn't go as planned? Dan and Ryley talk about how they cope with difficult situations.789dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/four-reasons-not-to-buy-life-insurance--51788526https://api.spreaker.com/episode/51788526Fri, 04 Nov 2022 18:28:31 +0000Dan Kramer and Ryley SmithFour reasons not to buy life insurance. Which excuse is yours?1870dankramer,excuses,faith,family,finance,fitness,lifeinsurance,ryleysmithfalsefullhttps://www.spreaker.com/episode/how-to-lose-90-of-wealth-doing-everything-right--51577904https://api.spreaker.com/episode/51577904Fri, 14 Oct 2022 19:22:45 +0000Dan Kramer and Ryley SmithAre you doing everything right? Dan and Ryley talk about how you could lose your wealth even though you do everything you've been taught.1403dankramer,family,fatih,finance,fitness,retirement,ryleysmith,wealthmanagementfalsefullhttps://www.spreaker.com/episode/fatherhood-part-3--51491778https://api.spreaker.com/episode/51491778Thu, 06 Oct 2022 19:18:02 +0000Dan Kramer and Ryley SmithRyley gives us an update on his journey into fatherhood.1410dankramer,faith,family,fatherhood,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/interview-with-matt-beaudreau--51283978https://api.spreaker.com/episode/51283978Fri, 16 Sep 2022 18:09:09 +0000Dan Kramer and Ryley SmithDon't miss this episode! Dan talks with Matt Beaudreau. Matt helps entrepreneurial parents raise self-aware, self-confident, financially savvy children. Listen as Dan discovers how you can help your kids grow up with a wealthy mindset. Matt is the...3810apogee,dankramer,faith,family,finance,fitness,mattbeaudreau,ryleysmith,theessential11falsefullhttps://www.spreaker.com/episode/3-legs-of-financial-planning--50962708https://api.spreaker.com/episode/50962708Fri, 19 Aug 2022 16:36:53 +0000Dan Kramer and Ryley SmithWhat are the 3 Legs of Financial Planning? Learn them today from Dan and Ryley.1943dankramer,faith,family,finance,financialplanning,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/fatherhood-part-2--50864055https://api.spreaker.com/episode/50864055Tue, 09 Aug 2022 16:03:33 +0000Dan Kramer and Ryley SmithFatherhood Part 2. Ryley interviews Dan about his approach to Fatherhood. Listen in!2013dankramer,faith,family,fatherhood,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/fatherhood-episode-1--50749428https://api.spreaker.com/episode/50749428Fri, 29 Jul 2022 15:18:46 +0000Dan Kramer and Ryley SmithFatherhood - Episode 1. Ryley Smith talks about becoming a first-time father. Do you have any advice for him?1188dankramer,faith,family,fatherhood,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/are-you-a-victim-of-inflation--50680574https://api.spreaker.com/episode/50680574Fri, 22 Jul 2022 16:44:55 +0000Dan Kramer and Ryley SmithAre you a victim of inflation? Dan and Ryley talk about how you can capitalize on the current economic situation.1408dankramer,faith,family,finance,fitness,inflation,ryleysmithfalsefullhttps://www.spreaker.com/episode/freedom--50439689https://api.spreaker.com/episode/50439689Fri, 01 Jul 2022 22:14:53 +0000Dan Kramer and Ryley SmithDan and Ryley put together a quick episode about freedom! Are you grateful for your freedom?1236dankramer,faith,family,finance,fitness,freedom,ryleysmithfalsefullhttps://www.spreaker.com/episode/ryley-s-new-pt-clinic--50324433https://api.spreaker.com/episode/50324433Fri, 24 Jun 2022 17:55:16 +0000Dan Kramer and Ryley SmithRyley gives us a tour of his new PT Clinic!2049dankramer,faith,family,finance,fitness,ptclinic,ryleysmithfalsefullhttps://www.spreaker.com/episode/health-and-nutrition-with-julie-bruns--50157400https://api.spreaker.com/episode/50157400Fri, 10 Jun 2022 16:37:49 +0000Dan Kramer and Ryley SmithDan and Ryley talk with Julie Bruns about the five pillars of health. Are you doing the things you need to do to be more healthy? It's great listening.2973dankramer,faith,family,finance,fitness,juliebruns,naturalanddigestivehealth,ryleysmithfalsefullhttps://www.spreaker.com/episode/estate-planning-with-court-pitcher-and-legacy-lock--50056303https://api.spreaker.com/episode/50056303Sat, 04 Jun 2022 00:22:08 +0000Dan Kramer and Ryley Smith2626courtpitcher,dankramer,estateplanning,faith,family,finance,fitness,legacylock,ryleysmithfalsefullhttps://www.spreaker.com/episode/faith-talk-follow-up--49970541https://api.spreaker.com/episode/49970541Fri, 27 May 2022 17:35:36 +0000Dan Kramer and Ryley SmithDan and Ryley recap their earlier conversation about faith. Thank you to everyone who listened and gave feedback. If you missed it, it was Episode 72 on April 15, 2022.1380dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/time-keeps-moving--49880594https://api.spreaker.com/episode/49880594Fri, 20 May 2022 19:37:58 +0000Dan Kramer and Ryley SmithTime Keeps Moving! Dan talks about how fast our lives go and takes time to reflect. You can too.1234dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/how-can-you-use-life-insurance-to-build-wealth-with-bruce-wehner--49693264https://api.spreaker.com/episode/49693264Fri, 06 May 2022 18:35:45 +0000Dan Kramer and Ryley SmithHow can we use Life Insurance to build wealth? Can you become your own banker? with Bruce Wehner2225brucewehner,dankramer,faith,family,finance,fitness,infinitebankingconcept,ryleysmithfalsefullhttps://www.spreaker.com/episode/homesteading-and-the-4f-s--49599758https://api.spreaker.com/episode/49599758Fri, 29 Apr 2022 20:27:08 +0000Dan Kramer and Ryley SmithHow does homesteading support the 4F's? What is homesteading anyway? Dan and Ryley talk about what it takes, how to start, and why it's important.2114dankramer,faith,family,finance,fitness,homesteading,ryleysmithfalsefullhttps://www.spreaker.com/episode/commercial-real-estate-with-doug-boser-and-austin-ruehle--49519171https://api.spreaker.com/episode/49519171Fri, 29 Apr 2022 20:22:02 +0000Dan Kramer and Ryley SmithDan and Ryley talk with Doug Boser and Austin Ruehle about commercial real estate. Listen and learn.2610austinruehle,commercialrealestate,dankramer,dougboser,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/faith-what-does-ryley-and-dan-believe--49447986https://api.spreaker.com/episode/49447986Fri, 15 Apr 2022 20:10:57 +0000Dan Kramer and Ryley SmithDan and Ryley candidly discuss their religious differences. Can we get along?2879dankramer,faith,family,finance,fitness,religion,ryleysmithfalsefullhttps://www.spreaker.com/episode/why-is-marketing-and-branding-yourself-and-your-business-important--49285553https://api.spreaker.com/episode/49285553Fri, 01 Apr 2022 18:51:28 +0000Dan Kramer and Ryley SmithDan Kramer and Ryley Smith talk about marketing and branding their businesses and why it it's important.1941dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/chris-rood-real-estate-mindset-and-life--49174289https://api.spreaker.com/episode/49174289Wed, 23 Mar 2022 21:00:49 +0000Dan Kramer and Ryley SmithChris Rood tells the story of how he became a Real Estate Guru!3728chrisrood,dankramer,faith,family,finance,fitness,roodsrealestate,ryleysmithfalsefullhttps://www.spreaker.com/episode/everyone-should-start-a-business--49030760https://api.spreaker.com/episode/49030760Fri, 11 Mar 2022 19:45:02 +0000Dan Kramer and Ryley SmithWhy don't more people start a business? Should you? Stay tuned until the end for cheat codes.1493dankramer,faith,family,finance,fitness,ryleysmith,startingabusinessfalsefullhttps://www.spreaker.com/episode/who-not-how-based-on-the-book-by-dan-sullivan--48954049https://api.spreaker.com/episode/48954049Fri, 04 Mar 2022 19:24:24 +0000Dan Kramer and Ryley SmithWho not how. How the right people in the right seats impact your life. Based on the book by Dan Sullivan, Dan and Ryley discuss how the who's you surround yourself with can enhance business and life.1643dankramer,dansullivan,faith,family,finance,fitness,ryleysmith,whonothowfalsefullhttps://www.spreaker.com/episode/why-traditional-financial-planning-might-be-failing-us-with-al-smith--48875954https://api.spreaker.com/episode/48875954Fri, 25 Feb 2022 23:07:43 +0000Dan Kramer and Ryley SmithHope is not a valid economic strategy. Listen to find out what to do instead.2216alsmith,dankramer,faith,family,finance,financialjunkdrawer,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/cash-flow-and-cash-control--48742912https://api.spreaker.com/episode/48742912Fri, 18 Feb 2022 07:15:03 +0000Dan Kramer and Ryley SmithCash Flow and Cash Control. Dan and Ryley talk about what that means and how knowing about it can give you an advantage.1736falsefullhttps://www.spreaker.com/episode/trent-fortner-part-2-the-man-who-taught-dan-and-ryley-about-the-4f-s--48694441https://api.spreaker.com/episode/48694441Fri, 11 Feb 2022 20:19:34 +0000Dan Kramer and Ryley SmithPart 2 of Dan and Ryley's conversation with Trent Fortner. How to integrate the 4F's in your life.2025dankramer,faith,family,finance,fitness,ryleysmith,trentfortnerfalsefullhttps://www.spreaker.com/episode/trent-fortner-part-1-how-we-learned-about-the-4f-s-check-in-on-friday-for-part-2--48644709https://api.spreaker.com/episode/48644709Tue, 08 Feb 2022 16:52:13 +0000Dan Kramer and Ryley SmithDan and Ryley interview the man who initially taught them about the 4F's. Trent Fortner talks about his process and commitment to balancing his life.1562dankramer,faith,family,finance,fitness,ryleysmith,trentfortnerfalsefullhttps://www.spreaker.com/episode/an-interview-with-rick-and-connie-smith--48487166https://api.spreaker.com/episode/48487166Fri, 28 Jan 2022 19:44:47 +0000Dan Kramer and Ryley SmithRyley's parents talk with Dan and Ryley about their shift in mindset over the years since working with Ryley.2775dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/answering-health-insurance-questions-brought-to-us-by-a-listener--48395663https://api.spreaker.com/episode/48395663Fri, 21 Jan 2022 21:15:11 +0000Dan Kramer and Ryley SmithDid you know there were options to the Exchange for health insurance for you and your family? Dan and Ryley talk about some alternative to mainstream insurance.2115dankramer,faith,family,finance,fitness,healthinsurancealternatives,ryleysmithfalsefullhttps://www.spreaker.com/episode/what-is-passive-income--48299772https://api.spreaker.com/episode/48299772Fri, 14 Jan 2022 19:50:20 +0000Dan Kramer and Ryley SmithWhat is passive income? What does it mean, and what can it do for me? Mailbox money. No longer trading time for money. Listen as Dan and Ryley talk about how important it is to shift your thinking.2103dankramer,faith,family,finance,fitness,passiveincome,ryleysmithfalsefullhttps://www.spreaker.com/episode/win-the-week-a-discussion-of-12-week-year-by-brian-p-moran-and-michael-lennington--48242435https://api.spreaker.com/episode/48242435Mon, 10 Jan 2022 21:49:28 +0000Dan Kramer and Ryley SmithJoin Dan and Ryley as they discuss how they are implementing ideas from the book "The 12 Week Year" by Brian P. Moran and Michael Lennington, et al. Are you accomplishing what you are capable of? Get the framework to win the week!1458brianpmoran,dankramer,faith,family,finance,fitness,michaellennington,ryleysmith,the12weekyearfalsefullhttps://www.spreaker.com/episode/living-life-on-your-own-terms--48123166https://api.spreaker.com/episode/48123166Fri, 31 Dec 2021 18:50:25 +0000Dan Kramer and Ryley SmithDan and Ryley discuss how to move closer to the life you want. Do you want more control of your time? Are you missing out on activities with family and friends? Take steps to get the life you desire.1288dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/entrepreneurship-with-anna-maija--48040232https://api.spreaker.com/episode/48040232Fri, 24 Dec 2021 20:15:02 +0000Dan Kramer and Ryley SmithDan talks about angel investing and entrepreneurship with Anna-Maija. The story of their two-year-old startup produces excellent nuggets of advice that we all can appreciate.1288communitycoffeecart,dankramer,faith,family,finance,fitness,fortheloveproject,ryleysmithfalsefullhttps://www.spreaker.com/episode/marriage-with-dan-and-leah--47967044https://api.spreaker.com/episode/47967044Fri, 17 Dec 2021 19:25:30 +0000Dan Kramer and Ryley SmithJoin Dan Kramer and his wife, Leah, as they talk about the 4F's and how they have used them to create a long and happy marriage.1945dankramer,faith,family,finance,fitness,marriage,ryleysmithfalsefullhttps://www.spreaker.com/episode/ryley-talks-with-tammi-brannan-about-purpose--47874003https://api.spreaker.com/episode/47874003Fri, 10 Dec 2021 21:14:55 +0000Dan Kramer and Ryley SmithWhat is the one financial tool that can protect you and remove any financial concerns you have? Dan and Ryley share the list of how this tool can help.1951blueprintproces,dankramer,faith,family,finance,fitness,ryleysmith,tammibrannanfalsefullhttps://www.spreaker.com/episode/5-purposes-of-cash--47775465https://api.spreaker.com/episode/47775465Fri, 03 Dec 2021 20:37:08 +0000Dan Kramer and Ryley SmithWhat is the one financial tool that can protect you and remove any financial concerns you have? Dan and Ryley share the list of how this tool can help.1208cash,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/faith-and-finance--47673618https://api.spreaker.com/episode/47673618Fri, 26 Nov 2021 22:53:16 +0000Dan Kramer and Ryley SmithDan and Ryley respond to a listener's question regarding the bridge between faith and finance.1664dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/thanksgiving-gratitude--47564298https://api.spreaker.com/episode/47564298Fri, 19 Nov 2021 21:24:50 +0000Dan Kramer and Ryley SmithIs your gratitude list stale? Dan and Ryley talk about how to dial in on your gratitude to make it relevant every day.1562dankramer,faith,family,finance,fitness,gratitude,ryleysmith,thanksgiving,thanksgivingratitudefalsefullhttps://www.spreaker.com/episode/why-we-don-t-follow-typical-financial-advice--47448020https://api.spreaker.com/episode/47448020Fri, 12 Nov 2021 20:46:43 +0000Dan Kramer and Ryley SmithDan and Ryley talk about why they don't subscribe to typical financial advice. Who is in control of your finances? Shouldn't it be you? Listen to find out more.1398dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/taking-the-leap--47336401https://api.spreaker.com/episode/47336401Fri, 05 Nov 2021 19:16:25 +0000Dan Kramer and Ryley SmithOne of our listeners suggested Dan and Ryley talk about career transitions and how and when to leap. Listen to how they made the changes they needed to live a maxed-out life!1821careertransitions,changingcareers,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/episode-50-the-importance-of-doing-what-you-say--47222294https://api.spreaker.com/episode/47222294Fri, 29 Oct 2021 19:43:56 +0000Dan Kramer and Ryley SmithCreate a system, put the right people in place, be true to yourself, build a routine, cultivate great relationships - what do you get? Confidence!1032dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/what-is-the-cost-of-waiting--47103513https://api.spreaker.com/episode/47103513Fri, 22 Oct 2021 19:06:34 +0000Dan Kramer and Ryley SmithProcrastination is the arrogant assumption that God owes you another opportunity to do what you had time to do - Bishop Rosie O'Neal. What are you waiting for and what is it costing you? Dan and Ryley discuss how they avoid (or not) waiting to take...1687falsefullhttps://www.spreaker.com/episode/you-are-who-you-hang-around--46994406https://api.spreaker.com/episode/46994406Fri, 15 Oct 2021 19:07:21 +0000Dan Kramer and Ryley SmithYou are the average of the 5 people you hang around. Dan and Ryley talk about the importance of the people you spend time with. Who you choose should elevate you.1405dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/leadership-with-dewane-lewis--46887856https://api.spreaker.com/episode/46887856Fri, 08 Oct 2021 19:39:41 +0000Dan Kramer and Ryley SmithSuccess is made up of simple things. What habits make you successful each day? Join Dan, Ryley, and Dewane for some straightforward rules for making the most of the 4F's,1701dankramer,dewanelewis,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/how-to-make-your-voice-heard-an-interview-with-ryan-wheeler--46778804https://api.spreaker.com/episode/46778804Fri, 01 Oct 2021 18:58:24 +0000Dan Kramer and Ryley SmithRyan Wheeler tells us how he stepped up to the plate to make his voice heard. In the face of adversity, Ryan changed his life to stand up for kids.2643dankramer,faith,family,finance,fitness,hudsonwordofmouth,makeyourvoiceheard,ryanwheeler,ryleysmithfalsefullhttps://www.spreaker.com/episode/the-ultimate-story-an-interview-with-tom-frericks--46671849https://api.spreaker.com/episode/46671849Fri, 24 Sep 2021 19:33:51 +0000Dan Kramer and Ryley SmithTom's bar burned to the ground. He tells Dan how he used the 4F's to recover, rethink, and rebuild his business into The Ultimate Sports Bar (during a pandemic).1417dankramer,faith,family,finance,fitness,ryleysmith,theultimatesportsbar,tomfrericks,waiteparkfalsefullhttps://www.spreaker.com/episode/crypto-session-2-interview-with-chase-larson--46567070https://api.spreaker.com/episode/46567070Fri, 17 Sep 2021 18:39:54 +0000Dan Kramer and Ryley SmithEnjoy the promised follow-up to our Crypto episode. Chase Larson is Dan's Crypto Coach and has the knowledge to share.1486chaselarson,crypto,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/don-t-compare-to-others--46464381https://api.spreaker.com/episode/46464381Fri, 10 Sep 2021 19:44:19 +0000Dan Kramer and Ryley SmithDan and Ryley talk about comparing themselves to others. Is it detrimental to our success, or is competition good? Can I be a better person today than I was yesterday?1225dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/crypto-introduction--46365415https://api.spreaker.com/episode/46365415Fri, 03 Sep 2021 19:39:48 +0000Dan Kramer and Ryley SmithDan and Ryley talk Crypto. How much do you know? They relay their understanding and experiences. Maybe you would like to get involved too!1639bitcoin,crypto,cryptocurrency,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/not-boring-life-insurance-part-3--46250600https://api.spreaker.com/episode/46250600Fri, 27 Aug 2021 19:25:17 +0000Dan Kramer and Ryley SmithWhy do the wealthy, banks, and institutions own more permanent life insurance than anyone else? Yes, one more episode about life insurance - but this is important. Dan and Ryley talk about their personal and client's experiences with life insurance....1222dankramer,faith,family,finance,fitness,lifeinsurance,ryleysmithfalsefullhttps://www.spreaker.com/episode/not-boring-life-insurance-part-2--46174793https://api.spreaker.com/episode/46174793Fri, 20 Aug 2021 19:30:55 +0000Dan Kramer and Ryley SmithDan and Ryley give you Life Insurance - Part 2. No, it's not boring. You should listen.1569dankramer,faith,family,finance,fitness,lifeinsurance,ryleysmithfalsefullhttps://www.spreaker.com/episode/not-boring-life-insurance-part-1--46084232https://api.spreaker.com/episode/46084232Fri, 13 Aug 2021 19:04:08 +0000Dan Kramer and Ryley SmithDan and Ryley talk about life insurance. Yes, it can be interesting and informative. Find out why!1371dankramer,faith,family,finance,fitness,lifeinsurance,ryleysmithfalsefullhttps://www.spreaker.com/episode/new-tax-strategies-following-nashville-seminar--45996168https://api.spreaker.com/episode/45996168Fri, 06 Aug 2021 20:36:14 +0000Dan Kramer and Ryley SmithDan and Ryley spent last week in Nashville, learning new things! They will share some newfound knowledge.1679dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/brock-fortner-joins-dan-and-ryley-today--45996252https://api.spreaker.com/episode/45996252Fri, 06 Aug 2021 19:21:46 +0000Dan Kramer and Ryley SmithThe conversation runs the gamut when Dan Kramer and Ryley Smith talk with Brock Fortner during their trip to Nashville this week. Let's check-in.1595brockfortner,dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/jared-williams-biblical-wealth-solutions--45818320https://api.spreaker.com/episode/45818320Fri, 23 Jul 2021 20:06:59 +0000Dan Kramer and Ryley SmithDan and Ryley bring guest Jared Williams into the conversation. They discuss how to make biblically responsible investments. How can you foster stewardship and make an impact in a way that aligns with your principles?1941biblicalwealth,dankramer,faith,family,finance,fitness,jaredwilliams,ryleysmithfalsefullhttps://www.spreaker.com/episode/talent-time-and-capital-part-2--45712486https://api.spreaker.com/episode/45712486Fri, 16 Jul 2021 18:10:18 +0000Dan Kramer and Ryley SmithPart 2 of the Time, Talent, and Capital discussion. Does it take money to make money? Dan and Ryley continue the discussion.1035dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/talent-time-capital--45641585https://api.spreaker.com/episode/45641585Fri, 09 Jul 2021 19:45:45 +0000Dan Kramer and Ryley SmithHow do you best utilize your talent, time, and capital? Is "I can't" part of your vocabulary? Dan and Ryley talk about how they best use what they have available to avoid making excuses and create a maxed-out life.1030falsefullhttps://www.spreaker.com/episode/make-this-your-summer-challenge--45553278https://api.spreaker.com/episode/45553278Fri, 02 Jul 2021 16:48:32 +0000Dan Kramer and Ryley SmithCan you be comfortable with being uncomfortable? Ryley Smith tells us how he got out of his comfort zone and challenges you to do the same.1203dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/storytime-this-happened--45443302https://api.spreaker.com/episode/45443302Fri, 25 Jun 2021 16:46:46 +0000Dan Kramer and Ryley SmithDan tells a story of what can happen when you make big decisions that affect big things. What a story!1313falsefullhttps://www.spreaker.com/episode/what-is-the-economy-going-to-do--45360250https://api.spreaker.com/episode/45360250Fri, 18 Jun 2021 20:02:00 +0000Dan Kramer and Ryley SmithWhat is the economy going to do? What do you think the impact will be on you? Dan and Ryley discuss how doing what your parents and grandparents did might not work for you.1625dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/pay-now-or-pay-later--45264600https://api.spreaker.com/episode/45264600Fri, 11 Jun 2021 18:27:41 +0000Dan Kramer and Ryley SmithAre you a procrastinator? Do you put off what needs to be done today then experience the consequences later? Dan and Ryley talk about how they fight procrastination in their effort to live a maxed-out life.1453dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/real-estate-as-an-investment--44956321https://api.spreaker.com/episode/44956321Fri, 21 May 2021 20:16:45 +0000Dan Kramer and Ryley SmithShould I invest in real estate? Why? How can it help my financial picture? I don't want to be a property manager. Dan and Ryley talk about how they have invested in real estate and where they are in the process.1268dankramer,faith,family,finance,fitness,ryleysmtihfalsefullhttps://www.spreaker.com/episode/can-you-achieve-your-goals-with-a-victim-mindset--44276336https://api.spreaker.com/episode/44276336Fri, 09 Apr 2021 19:21:21 +0000Dan Kramer and Ryley SmithHas being wronged or injured changed how you look at the world and how you handle events in your life? Dan and Ryley talk about how to shift the victim mindset to create a maxed-out life!1010dankramer,faith,family,finance,fitness,ryleysmith,victimmindsetfalsefullhttps://www.spreaker.com/episode/budgeting-and-mindset--44173197https://api.spreaker.com/episode/44173197Fri, 02 Apr 2021 20:18:02 +0000Dan Kramer and Ryley SmithBudgeting. What's the first thing you think of? No fun, right? Is there an alternative to denying yourself? Dan and Ryley talk about how it feels and how you can change your mindset to get the things on your wishlist.1234budgeting,dankramer,faith,family,finance,fitness,getwhatyouwant,mindset,ryleysmithfalsefullhttps://www.spreaker.com/episode/reading-and-it-s-benefits--43967424https://api.spreaker.com/episode/43967424Fri, 19 Mar 2021 19:40:44 +0000Dan Kramer and Ryley SmithDo you read? For fun? For growth? Further education? Dan and Ryley talk about why and how they are incorporating reading into their busy schedules.1329dankramer,faith,family,finance,fitness,reading,ryleysmithfalsefullhttps://www.spreaker.com/episode/building-culture-with-tanner--43861906https://api.spreaker.com/episode/43861906Fri, 12 Mar 2021 20:35:04 +0000Dan Kramer and Ryley SmithWe have a guest today! Dan and Ryley talk with Tanner Neubauer, owner of a local (St Cloud, MN) gym who has built a culture of communication, cooperation, and loyalty. Tanner tells his moving story of the challenges his business faced during COVID-19...1576covid-19,crossfit,dankramer,faith,family,finance,fitness,ryleysmith,smallbusiness,tannerneubauerfalsefullhttps://www.spreaker.com/episode/fitness-why-it-s-important--43675932https://api.spreaker.com/episode/43675932Sun, 28 Feb 2021 19:23:44 +0000Dan Kramer and Ryley SmithBe inspired to be physically fit! Dan and Riley talk about how they stay fit, and what they've seen in their former life as physical therapists. It's more important than finances, right?1050dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/traditional-vs-typical--43436041https://api.spreaker.com/episode/43436041Fri, 12 Feb 2021 21:15:00 +0000Dan Kramer and Ryley SmithWas is a difference between traditional financial advice and typical financial advice? When did the rules change? Dan and Ryley sort out what you might consider traditional concepts that can help you today.1524dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/wish-list--43189061https://api.spreaker.com/episode/43189061Fri, 29 Jan 2021 20:31:35 +0000Dan Kramer and Ryley SmithDan and Ryley explain how to create your wish list and make it happen. What separates Dan and Ryley from a typical financial advisor? THE WISH LIST!1246dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/9-step-goals--43068987https://api.spreaker.com/episode/43068987Fri, 22 Jan 2021 20:20:44 +0000Dan Kramer and Ryley SmithDan and Ryley outline 9 steps to achieve your goals. Kick-off the year with goal setting strategies. Do you achieve your goals? There is a method to why successful people get stuff down. Find out how they do it.1215dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/building-financial-model-part-2--42957881https://api.spreaker.com/episode/42957881Fri, 15 Jan 2021 21:51:03 +0000Dan Kramer and Ryley SmithDan and Ryley take you through part two of building your model.1443falsefullhttps://www.spreaker.com/episode/first-steps-in-financial-rules--42804478https://api.spreaker.com/episode/42804478Tue, 05 Jan 2021 21:56:11 +0000Dan Kramer and Ryley SmithDan and Ryley teach you the beginning steps to set up your financial model. To view the screen share: find us on Facebook - The 4F Forum.1404dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/goals--42561442https://api.spreaker.com/episode/42561442Fri, 18 Dec 2020 22:07:18 +0000Dan Kramer and Ryley SmithWe are coming up on the end of 2020. Dan and Ryley talk about how they use goal setting and how you can put 2020 behind you and gear up for 2021.1747dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/what-you-need-to-know-before-the-end-of-2020--42385869https://api.spreaker.com/episode/42385869Tue, 08 Dec 2020 21:41:26 +0000Dan Kramer and Ryley SmithDan and Ryley explain some opportunities available to Americans through the CARES act.1398falsefullhttps://www.spreaker.com/episode/vaccines--42080576https://api.spreaker.com/episode/42080576Fri, 20 Nov 2020 20:04:22 +0000Dan Kramer and Ryley SmithVaccines. They are in the news now. What do you think?1185dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/stepping-into-your-potential--41610116https://api.spreaker.com/episode/41610116Fri, 23 Oct 2020 21:03:35 +0000Dan Kramer and Ryley SmithYou weren't created to settle or to be always striving for comfort... You were made to reach your potential and "go for it." Today, we share our thoughts on why you should always be challenging yourself to get to your maximum potential and the steps...1182dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/introduction-to-dan-kramer--41382711https://api.spreaker.com/episode/41382711Fri, 09 Oct 2020 15:32:00 +0000Dan Kramer and Ryley SmithThis week we introduce our host, Dan Kramer, and his story of going from W2 employee to business owner/entrepreneur. Ryley and Dan discuss the mindset changes that happened along the way.1290falsefullhttps://www.spreaker.com/episode/mortgage-conversation-and-debt-is-15-year-better-than-30-year-mortgage--40982630https://api.spreaker.com/episode/40982630Fri, 18 Sep 2020 17:50:49 +0000Dan Kramer and Ryley SmithHow do you know if choosing a 15-year vs. a 30-year mortgage is "saving" you money? What if you could pay your home off faster with a 30-year mortgage AND increase your wealth at the same time? Are you in? Enjoy!1302dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/are-finances-consuming-your-life--40899531https://api.spreaker.com/episode/40899531Mon, 14 Sep 2020 17:08:48 +0000Dan Kramer and Ryley SmithWhat happens when you're in a rut? Are you spending more time on your job or worrying about finances than you want to? Don't be too consumed to enjoy what really matters, your faith, and your family. This is real life, and today we discuss some steps...940dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/all-things-taxes--40685628https://api.spreaker.com/episode/40685628Thu, 03 Sep 2020 21:55:45 +0000Dan Kramer and Ryley SmithNobody wants to pay more taxes. "You are not more patriotic by paying higher taxes". Did you know with the right education, you could earn more and pay fewer taxes? Have a listen!1162dankramer,faith,family,finance,fitnessfalsefullhttps://www.spreaker.com/episode/dave-ramsey-buster--40548828https://api.spreaker.com/episode/40548828Fri, 28 Aug 2020 20:07:18 +0000Dan Kramer and Ryley SmithDan and Ryley talk about Dave Ramsey and some of the issues we have with his teachings. Dave has helped many people, but there are a few of his ideas that we question in this episode. Enjoy.1458dankramer,daveramsey,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/4-rules-of-financial-institutions--40438105In today’s podcast, we talk about the four rules of financial institutions! It turns out, they are teaching us to play by a set of rules in our finances, and they are playing by a completely different set of rules that ensure they win, and we take all the risk!

Enjoy.]]>https://api.spreaker.com/episode/40438105Fri, 21 Aug 2020 15:31:28 +0000Dan Kramer and Ryley SmithDo you ever feel like the odds are not in your favor? Like the deck is stacked against you when it comes to finances? In today’s podcast, we talk about the four rules of financial institutions! It turns out, they are teaching us to play by a set of...In today’s podcast, we talk about the four rules of financial institutions! It turns out, they are teaching us to play by a set of rules in our finances, and they are playing by a completely different set of rules that ensure they win, and we take all the risk!

Enjoy.]]>1416dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/5-myths-costing-you-time-and-money--40325492
Today, Dan and Ryley talk about five of the standard pieces of misinformation that they have encountered over the years in the financial industry.

Enjoy!]]>https://api.spreaker.com/episode/40325492Fri, 14 Aug 2020 17:47:53 +0000Dan Kramer and Ryley SmithHow do you know that the advice you are receiving is always in your best interest? There are a lot of opinions when it comes to finances, and this can confuse you. Today, Dan and Ryley talk about five of the standard pieces of misinformation that...
Today, Dan and Ryley talk about five of the standard pieces of misinformation that they have encountered over the years in the financial industry.

Enjoy!]]>1499falsefullhttps://www.spreaker.com/episode/getting-to-know-ryley-smith--40194692https://api.spreaker.com/episode/40194692Fri, 07 Aug 2020 16:04:36 +0000Dan Kramer and Ryley SmithGetting to know co-host Ryley Smith.1348dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/family-and-fitness-before-finances--40059640Do you feel that there is not enough time in the day for the things you truly want to do?
Do you find yourself saying you don't have enough time, or you're too busy?

This episode gets into some thoughts and ideas that may help you work towards building the life you desire. Many people watch the years go by and never make it a priority to build a life that fits your actual wishes.

Hope you enjoy today's episode!]]>https://api.spreaker.com/episode/40059640Thu, 30 Jul 2020 17:34:16 +0000Dan Kramer and Ryley SmithAre you wondering how to build a life that doesn't revolve around your work? Do you feel that there is not enough time in the day for the things you truly want to do? Do you find yourself saying you don't have enough time, or you're too busy? This...Do you feel that there is not enough time in the day for the things you truly want to do?
Do you find yourself saying you don't have enough time, or you're too busy?

This episode gets into some thoughts and ideas that may help you work towards building the life you desire. Many people watch the years go by and never make it a priority to build a life that fits your actual wishes.

Hope you enjoy today's episode!]]>1087dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/401k-things-to-think-about--39965949https://api.spreaker.com/episode/39965949Fri, 24 Jul 2020 20:06:44 +0000Dan Kramer and Ryley SmithIs the 401k all it's cracked up to be? Today we discuss the pitfalls of the 401k and hope to educate you on some things you haven't been taught.1123dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/add-gratitude-to-your-daily-to-do-list--39884840https://api.spreaker.com/episode/39884840Tue, 21 Jul 2020 17:43:05 +0000Dan Kramer and Ryley SmithGratitude is the key to creating an outlook on life that's necessary to reach your potential. We give some simple talking points and action steps to move towards reaching your potential in life!1016dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/financial-truths-with-jeff-wells--35697944https://api.spreaker.com/episode/35697944Fri, 03 Jul 2020 15:36:12 +0000Dan Kramer and Ryley SmithWhat are some of the pitfalls of traditional financial planning? Jeff Wells joins today as an experienced advisor of 30 years in the industry to explain.1351falsefullhttps://www.spreaker.com/episode/faith-is-the-first-f--32983620https://api.spreaker.com/episode/32983620Wed, 24 Jun 2020 21:48:59 +0000Dan Kramer and Ryley SmithDan and Ryley discuss why keeping Faith first helps simplify tough decisions. Life is relatively short and keeping this perspective top of mind is important.1223dankramer,faith,family,finance,fitness,ryleysmithfalsefullhttps://www.spreaker.com/episode/introduction-to-4f-forum--31259209https://api.spreaker.com/episode/31259209Tue, 16 Jun 2020 20:17:04 +0000Dan Kramer and Ryley SmithDan Kramer and Ryley Smith discuss the 4F's, faith, family, fitness, and finance and how they use them to guide their decisions to create a maxed-out life.830dankramer,faith,family,finance,fitness,max-out,ryleysmithfalsefull