It's All Money

It's All Moneyhttps://www.spreaker.com/podcast/it-s-all-money--6212742It's All Money draws the throughline for investing, sales, taxes, business stories, economics and day-to-day spending. Every episode is designed for you to walk away at the end with 1 useful tip to increase your financial confidence, even if (actually especially if) you knew very little about the topic at the start.

Because ultimately, It's All Money.

It's All Money is powered by Sonoma Wealth. The show is hosted by Sonoma Wealth Managing Principal Daren Blonski, CFP® AIF® and Marketing Director Dano Weir. Sonoma Wealth is the private wealth arm of Fermata Advisors. Fermata's holistic financial services also includes Fermata 401k and Fermata Tax. Fermata is headquartered in Sonoma, California with offices across Northern California in Santa Rosa, San Rafael, Auburn and Chico.]]>enInvesting707 Media, Fermata Advisorshttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4cb905d658ed501955cbcd708c91eca1.jpgIt's All Moneyhttps://www.spreaker.com/podcast/it-s-all-money--6212742Sat, 18 Jul 2026 02:01:22 +0000707 Media707 Media, Fermata Advisorsinfo@sonomawealth.comYour 401k, a classic car collection, quantitative easing and the rising cost of your fast food burger all seem like wildly different topics. And yet somehow, they all end up hitting your checking account one way or another. It's All Money draws the...It's All Money draws the throughline for investing, sales, taxes, business stories, economics and day-to-day spending. Every episode is designed for you to walk away at the end with 1 useful tip to increase your financial confidence, even if (actually especially if) you knew very little about the topic at the start.

Because ultimately, It's All Money.

It's All Money is powered by Sonoma Wealth. The show is hosted by Sonoma Wealth Managing Principal Daren Blonski, CFP® AIF® and Marketing Director Dano Weir. Sonoma Wealth is the private wealth arm of Fermata Advisors. Fermata's holistic financial services also includes Fermata 401k and Fermata Tax. Fermata is headquartered in Sonoma, California with offices across Northern California in Santa Rosa, San Rafael, Auburn and Chico.]]>falseepisodicRetro Games Earn Returns? The Entrepreneurial Success Of Nostalgia Alleyhttps://www.spreaker.com/episode/retro-games-earn-returns-the-entrepreneurial-success-of-nostalgia-alley--73036540
This week on It's All Money, Sonoma Wealth Marketing Director Dano Weir breaks down the fascinating business and investment story of Nostalgia Alley, a retro video game store in Petaluma. Watch the episode and learn:
• Why a 40 year old Nintendo game that should be worth $4 is actually worth $20,000 (and rising).
• The secret to becoming one of the busiest storefronts in all of downtown Petaluma.
• How owning a game store led Jason to become a character in a game!
• How their retail video game business has expanded into a video game event space (and even hosted a wedding).
• The customer service secrets to build a dedicated, expanding fanbase.

Whether you enjoy the business lessons or the fun of gaming, we invite you to check out this in-depth look at a true gem in downtown Petaluma, Nostalgia Alley.

Learn about the store, how to liquidate old games and booking their event space for parties here:

https://www.nostalgiaalleygames.com/

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

]]>https://api.spreaker.com/episode/73036540Sat, 18 Jul 2026 00:52:08 +0000707 MediaIf you had $55,000 cash, buying 10 unopened boxes of used video games probably wouldn't be the first investment you'd choose.  But when you're Jason and Rebecca Moorhouse of Petaluma, you have a system in place to turn those games into a potential...
This week on It's All Money, Sonoma Wealth Marketing Director Dano Weir breaks down the fascinating business and investment story of Nostalgia Alley, a retro video game store in Petaluma. Watch the episode and learn:
• Why a 40 year old Nintendo game that should be worth $4 is actually worth $20,000 (and rising).
• The secret to becoming one of the busiest storefronts in all of downtown Petaluma.
• How owning a game store led Jason to become a character in a game!
• How their retail video game business has expanded into a video game event space (and even hosted a wedding).
• The customer service secrets to build a dedicated, expanding fanbase.

Whether you enjoy the business lessons or the fun of gaming, we invite you to check out this in-depth look at a true gem in downtown Petaluma, Nostalgia Alley.

Learn about the store, how to liquidate old games and booking their event space for parties here:

https://www.nostalgiaalleygames.com/

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

]]>3725alternativeinvestments,collectibles,entrepreneurship,fiduciary,financialeducation,financialplanning,investing,itsallmoney,nintendo,nostalgiaalley,personalfinance,petaluma,retrogames,retrogamestore,smallbusiness,sonomacounty,sonomawealthadvisors,videogamecollecting,videogames,vintagegamingfalse337fullDetailing Into Dollars: How One Sonoma Couple Keeps Millions In Assets Sparklinghttps://www.spreaker.com/episode/detailing-into-dollars-how-one-sonoma-couple-keeps-millions-in-assets-sparkling--72761016

How Ivan took his business from sedans to supercars.

The importance of non-toxic ingredients to Green Casa’s mission.

How diligence and execution led them both to work with Rolls Royce, Sonoma Raceway and more.

The challenges and benefits of owning multiple businesses as husband and wife.

How Ivan took his business from sedans to supercars.

The importance of non-toxic ingredients to Green Casa’s mission.

How diligence and execution led them both to work with Rolls Royce, Sonoma Raceway and more.

The challenges and benefits of owning multiple businesses as husband and wife.

We hope you find insight and inspiration in this incredible story of business success.
Learn more about how Ivan and Allison help clients stay on point here:
https://sonomautospa.com/
https://greencasacleaning.com/

Shot on location at Sonoma Raceway – Radical Northwest shop: https://www.radicalnorthwest.com/

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2196alisonpulido,autodetail,autodetailing,chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,greencasacleaning,investing,ivanjimenez,money,northerncalifornia,radiodano,sonomaautospa,sonomacounty,stockmarket,wealthmanagementfalse336fullHow The New Fed Chair Could Change Your Mortgage Ratehttps://www.spreaker.com/episode/how-the-new-fed-chair-could-change-your-mortgage-rate--72605732• How the bond market, not just the Fed, drives what you pay on your home loan.
• The tricky pickle that the Fed currently finds itself in between rates and inflation.
• The counterintuitive reason high interest rates can actually help buyers.
Whether you're buying, refinancing, or just watching the numbers, you'll get our take on rates in the latest episode of It's All Money.

Learn more about Linda Zaiss, VP of Mortgage Lending at Rate in Napa: https://www.rate.com/loan-officers/linda-zaiss-8991
https://www.instagram.com/lindazaiss/

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

References: https://www.npr.org/2026/06/17/nx-s1-5860084/fed-chief-warsh-first-fomc-meeting
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/72605732Fri, 19 Jun 2026 23:08:21 +0000707 MediaKevin Warsh is the new Fed chair, and real estate buyers (and sellers) want to know what that means for mortgage rates.  In his first Fed Meeting this week, rates held, with 9 governors indicating a potential increase this year. Sonoma Wealth...• How the bond market, not just the Fed, drives what you pay on your home loan.
• The tricky pickle that the Fed currently finds itself in between rates and inflation.
• The counterintuitive reason high interest rates can actually help buyers.
Whether you're buying, refinancing, or just watching the numbers, you'll get our take on rates in the latest episode of It's All Money.

Learn more about Linda Zaiss, VP of Mortgage Lending at Rate in Napa: https://www.rate.com/loan-officers/linda-zaiss-8991
https://www.instagram.com/lindazaiss/

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

References: https://www.npr.org/2026/06/17/nx-s1-5860084/fed-chief-warsh-first-fomc-meeting
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1505false335fullTrump Accounts vs 529 vs Custodial Roth: Which Could Win for Your Grandkidshttps://www.spreaker.com/episode/trump-accounts-vs-529-vs-custodial-roth-which-could-win-for-your-grandkids--72486494

The functional steps needed for your grandkids to potentially receive a one-time investment $1000 from the fed or $250 from the Dell Family.

Why gift tax, Roth conversions and state tax could cause headaches for high-net worth families with Trump Accounts.

The overall benefits of teaching investing to kids at an early age and potential downstream upside for their future in retirement.

As with all our podcasts, we approach these real-life finance topics (that can cross in to politics) with practicality. We assess the financial aspects and share our perspective on how they may or may not fit in a client’s life.  We hope you enjoy the episode.

Book your Wealth Analysis right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

Full episode video on our YouTube channel

References:
https://www.congress.gov/crs-product/R48910
https://www.irs.gov/newsroom/treasury-irs-issue-guidance-on-trump-accounts-established-under-the-working-families-tax-cuts-notice-announces-upcoming-regulations
https://www.federalregister.gov/documents/2026/03/09/2026-04533/trump-accounts
https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section530A&num=0&edition=prelim
https://www.whitehouse.gov/wp-content/uploads/2025/03/Trump-Accounts-Give-the-Next-Generation-a-Jump-Start-on-Saving.pdf
https://www.investor.gov/introduction-investing/investing-basics/investment-accounts/tax-advantaged-accounts/trump-accounts

https://www.schwab.com/learn/story/trump-accounts
https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/what-to-know-about-new-trump-accounts-for-kids.html
https://www.fidelity.com/learning-center/personal-finance/trump-accounts-big-beautiful-bill
https://www.fidelity.com/learning-center/personal-finance/trump-accounts-vs-529-utma-ugma-roth-IRA
https://www.psca.org/news/psca-news/2026/3/trump-accounts-vs.-529s-for-college-saving

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/72486494Thu, 11 Jun 2026 19:26:19 +0000707 MediaLast summer Congress created a brand new savings vehicle for minors called the “Trump Account” or 530A account. For families building generational wealth, the rules might not be what you'd expect. In the latest episode of our podcast It’s All...

The functional steps needed for your grandkids to potentially receive a one-time investment $1000 from the fed or $250 from the Dell Family.

Why gift tax, Roth conversions and state tax could cause headaches for high-net worth families with Trump Accounts.

The overall benefits of teaching investing to kids at an early age and potential downstream upside for their future in retirement.

The financial planning conversations every business owner and professional should be having.
Why it's ok to feel overwhelmed if you've never worked with an advisor before.
The importance of working with a fiduciary.
How our team delivers comprehensive wealth management behind the scenes.

The financial planning conversations every business owner and professional should be having.
Why it's ok to feel overwhelmed if you've never worked with an advisor before.
The importance of working with a fiduciary.
How our team delivers comprehensive wealth management behind the scenes.

The full video episode is available on the Beyond The Vines YouTube Page.

Find more Beyond The Vines audio here:
Apple Podcasts
Spotify

Learn more about Amy Ahlers at LivXplore Real Estate in Petaluma here on amyahlersrealestate.com

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

We hope you enjoyed this bonus podcast episode.]]>2034amyahlers,finance,financialadvisor,financialplanning,jackieegidio,livxplore,norcal,realestate,sonomawealth,wealthmanagementfalsebonusInside A Century In The Ag Business With Serres Ranchhttps://www.spreaker.com/episode/inside-a-century-in-the-ag-business-with-serres-ranch--71100468On the latest episode of Sonoma Wealth's life and finance podcast, It’s All Money, Sonoma Wealth Advisor Shelby Wirick and host Dano Weir sit down with Serres Ranch and Serres Corporation company officer Taylor Serres Murnig to learn:
• The origins of their family’s agricultural business, dating back to 1924 right here in the Valley of the Moon.
• Why growing grapes and blueberries require completely different approaches.
• How Taylor re-frames the current status of the wine industry, beyond the headlines to the business opportunity in front of them.
• The unique relationship between Serres Ranch’s agriculture and Serres Corporation’s construction enterprise.
• What is it really like working with family?

Learn more about Serres Ranch:
Book a private wine tasting: https://www.serresranchwine.com/land
https://serresranchblueberries.com/
https://serrescorp.com/

Book your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References: https://sonomafb.org/serres-family-2023/
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/71100468Wed, 08 Apr 2026 12:39:59 +0000707 MediaWine, blueberries and construction- chances are you’ve experienced Serres Ranch in the last 100 years in Sonoma County.  A Farm Bureau Farm Family Of The Year, the Serres family has become a pillar of the community, with decades of business successes...On the latest episode of Sonoma Wealth's life and finance podcast, It’s All Money, Sonoma Wealth Advisor Shelby Wirick and host Dano Weir sit down with Serres Ranch and Serres Corporation company officer Taylor Serres Murnig to learn:
• The origins of their family’s agricultural business, dating back to 1924 right here in the Valley of the Moon.
• Why growing grapes and blueberries require completely different approaches.
• How Taylor re-frames the current status of the wine industry, beyond the headlines to the business opportunity in front of them.
• The unique relationship between Serres Ranch’s agriculture and Serres Corporation’s construction enterprise.
• What is it really like working with family?

Learn more about Serres Ranch:
Book a private wine tasting: https://www.serresranchwine.com/land
https://serresranchblueberries.com/
https://serrescorp.com/

Book your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References: https://sonomafb.org/serres-family-2023/
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2401ag,agbusiness,agriculture,chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,serres,serresranch,sonomacounty,stockmarket,wealthmanagementfalse333fullAre Taxes Crushing Your Gains?https://www.spreaker.com/episode/are-taxes-crushing-your-gains--70722526
What if there were tools your fiduciary financial advisor could offer, that provided proactive, year-round or years-long planning? Tools to chart optimal, long-term tax outcomes instead of a few deductions at the deadline?

The answer to those questions can be found in the latest episode our podcast It's All Money with Sonoma Wealth's Marketing Director Dano Weir and Managing Principals Daren Blonski, CFP® AIF® and Chris Sipes, CFP® AIF®. Watch the episode and you'll discover:

• Why your advisor might be just giving you "lazy money".
• How a highly appreciated position you feel "stuck" in from capital gains could  potentially be diversified.
• Examining the inexplicable idea that it's possible to be making a gain while banking paper losses, at the same time.
• How to exit rental property ownership while deferring capital gains on the property.
• How a family of 12 who inherited an island (seriously!) used a 721 UpREIT to gain liquidity.
We hope you enjoy and find value in this podcast episode.

Book your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/MKfqcd8IuLc

References: https://www.pressdemocrat.com/2010/09/22/sonoma-county-tops-in-volunteering-2/

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70722526Thu, 19 Mar 2026 17:43:23 +0000707 MediaMost households treat taxes as a seasonal exercise in document collection. Meaningful wealth preservation demands something fundamentally different- proactive, year-round tax architecture designed to compound after-tax outcomes over a lifetime. What...
What if there were tools your fiduciary financial advisor could offer, that provided proactive, year-round or years-long planning? Tools to chart optimal, long-term tax outcomes instead of a few deductions at the deadline?

The answer to those questions can be found in the latest episode our podcast It's All Money with Sonoma Wealth's Marketing Director Dano Weir and Managing Principals Daren Blonski, CFP® AIF® and Chris Sipes, CFP® AIF®. Watch the episode and you'll discover:

• Why your advisor might be just giving you "lazy money".
• How a highly appreciated position you feel "stuck" in from capital gains could  potentially be diversified.
• Examining the inexplicable idea that it's possible to be making a gain while banking paper losses, at the same time.
• How to exit rental property ownership while deferring capital gains on the property.
• How a family of 12 who inherited an island (seriously!) used a 721 UpREIT to gain liquidity.
We hope you enjoy and find value in this podcast episode.

Book your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/MKfqcd8IuLc

References: https://www.pressdemocrat.com/2010/09/22/sonoma-county-tops-in-volunteering-2/

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3258chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse332fullWhat The Marine Corps Taught Me About Financehttps://www.spreaker.com/episode/what-the-marine-corps-taught-me-about-finance--70280189Sonoma Wealth Advisor Gaetano Bettinelli joins our house podcast It’s All Money to share his story as a Former Captain in the Marine Corps in Logistics:

How and why he left home in Napa to attend the United States Naval Academy in Annapolis.

Why the reality of what people in the Marine Corps are really like may surprise you.

What his experience at the Leadership Laboratory can teach you about beginning your financial journey.

Why “brilliance in the basics” may be one of the most important financial principles he learned at The Basic School.

How his experience as a Logistics officer influences how he helps his clients today.

How and why he left home in Napa to attend the United States Naval Academy in Annapolis.

Why the reality of what people in the Marine Corps are really like may surprise you.

What his experience at the Leadership Laboratory can teach you about beginning your financial journey.

Why “brilliance in the basics” may be one of the most important financial principles he learned at The Basic School.

How his experience as a Logistics officer influences how he helps his clients today.

We hope you enjoy this look at the unique background of one of our rising advisors at the firm.  Learn more about Gaetano and all of our advisors here on our website: https://sonomawealthadvisors.com/about-us/our-team

Book your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/F8Th_SNninY

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2119chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse331fullSaving Torched Data With DriveSavershttps://www.spreaker.com/episode/saving-torched-data-with-drivesavers--69363198Until it breaks.
Gets dropped in a lake.
Hard drive with all your crypto goes click click click.
Pirate hackers hold your business server hostage for ransom.
Or unfortunately for many in California, a device with your digital life is lost in a wildfire.

What then?

Suddenly your technology problem crosses over to a financial problem.  And that’s why we named the show “It’s All Money”.
For every Apple store in the world that can’t fix an iPhone, for the preferred recovery partner for Dell Computers, and for an obscenely awesome list of celebrities like Harrison Ford, Bruce Willis, Metallica, Bob Weir, Jimmy Buffet and President Gerald Ford the answer to that ‘What then’ has been DriveSavers in Novato, CA.
Host and Sonoma Wealth Marketing Director Dano Weir traveled to their headquarters in Bel Marin Keys to sit down with Head of Cyber Recovery Andy Maus and Director of Engineering Mike Cobb. Enjoy this fascinating conversation about the fragility of data storage, unbelievable recoveries for people who thought everything was lost and asking the question- is your *data* an asset in your persoanl and business financial plan?
Learn more about DriveSavers here: https://drivesaversdatarecovery.com/
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/ZiDkg0jdEoQ

References:
https://drivesaversdatarecovery.com/company/data-recovery-hall-of-fame/
https://www.wired.com/2012/08/how-drivesavers-got-my-data-back/
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/69363198Tue, 20 Jan 2026 14:00:08 +0000707 MediaIt’s a Digital Age, no, it’s a Cloud Digital Age, no no, it’s an AI,Cloud, Digital Age where everything is saved forever and lives in your pocket, anytime you want. Until it breaks. Gets dropped in a lake. Hard drive with all your...Until it breaks.
Gets dropped in a lake.
Hard drive with all your crypto goes click click click.
Pirate hackers hold your business server hostage for ransom.
Or unfortunately for many in California, a device with your digital life is lost in a wildfire.

What then?

Suddenly your technology problem crosses over to a financial problem.  And that’s why we named the show “It’s All Money”.
For every Apple store in the world that can’t fix an iPhone, for the preferred recovery partner for Dell Computers, and for an obscenely awesome list of celebrities like Harrison Ford, Bruce Willis, Metallica, Bob Weir, Jimmy Buffet and President Gerald Ford the answer to that ‘What then’ has been DriveSavers in Novato, CA.
Host and Sonoma Wealth Marketing Director Dano Weir traveled to their headquarters in Bel Marin Keys to sit down with Head of Cyber Recovery Andy Maus and Director of Engineering Mike Cobb. Enjoy this fascinating conversation about the fragility of data storage, unbelievable recoveries for people who thought everything was lost and asking the question- is your *data* an asset in your persoanl and business financial plan?
Learn more about DriveSavers here: https://drivesaversdatarecovery.com/
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/ZiDkg0jdEoQ

References:
https://drivesaversdatarecovery.com/company/data-recovery-hall-of-fame/
https://www.wired.com/2012/08/how-drivesavers-got-my-data-back/
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2163chrissipes,crypto,danoweir,darenblonski,dataloss,datarecovery,drivesavers,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse330full10 Ways To Avoid The Inheritor’s Dilemmahttps://www.spreaker.com/episode/10-ways-to-avoid-the-inheritor-s-dilemma--69197899Well...maybe.
In the next 20 years, the largest wealth transfer in the history the USA is about to take place. Whether giving or receiving...are you prepared? Do you have a plan?
Sonoma Wealth Marketing Director Dano Weir and Managing Principal Daren Blonski examine 10 ways to avoid The Inheritor’s Dilemma:

Why are emotions the first piece to address in an inheritance plan?

What are the risks of co-mingling assets?

Does this mean you need professional tax help now?

What skills do you need to keep inheritances from becoming a ‘curse’?

What’s more valuable than ‘stuff’ ?

We hope you enjoy this practical and grounded look at a complicated part of life.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/
Video available on our YouTube Channel: https://youtu.be/_WECTSDfebk

References
https://sites.lsa.umich.edu/mje/2025/04/03/the-great-wealth-transfer-and-its-implications-for-the-american-economy/
https://www.statista.com/statistics/296974/us-population-share-by-generation/?srsltid=AfmBOopU4fUfrw8KMLku4bNUy-P0JCKGNr-VzwKlooHwLvRFdqLqqBct
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/69197899Tue, 06 Jan 2026 18:00:08 +0000707 MediaKicking off season 3 of It’s All Money with a special double-episode answering what seems like an obvious question- is inheriting money a good thing? Well...maybe. In the next 20 years, the largest wealth transfer in the history the USA is about to...Well...maybe.
In the next 20 years, the largest wealth transfer in the history the USA is about to take place. Whether giving or receiving...are you prepared? Do you have a plan?
Sonoma Wealth Marketing Director Dano Weir and Managing Principal Daren Blonski examine 10 ways to avoid The Inheritor’s Dilemma:

Why are emotions the first piece to address in an inheritance plan?

What are the risks of co-mingling assets?

Does this mean you need professional tax help now?

What skills do you need to keep inheritances from becoming a ‘curse’?

What’s more valuable than ‘stuff’ ?

We hope you enjoy this practical and grounded look at a complicated part of life.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/
Video available on our YouTube Channel: https://youtu.be/_WECTSDfebk

References
https://sites.lsa.umich.edu/mje/2025/04/03/the-great-wealth-transfer-and-its-implications-for-the-american-economy/
https://www.statista.com/statistics/296974/us-population-share-by-generation/?srsltid=AfmBOopU4fUfrw8KMLku4bNUy-P0JCKGNr-VzwKlooHwLvRFdqLqqBct
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>3408chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse329fullHow The Glen Ellen Star Won 12 Straight Michelin Bib’shttps://www.spreaker.com/episode/how-the-glen-ellen-star-won-12-straight-michelin-bib-s--69068635

Just what is a Michelin Bib Gourmand award? How is it different from a Michelin Star?

Awards are amazing, but they only happen with great food and great people. What early decisions and values both in and out of the kitchen have led to their business success?

How did success at Glen Ellen Star lead to the opening of their second restaurant, Stella in Kenwood? ....and is a mystery third restaurant coming to Sonoma proper soon?

How is opening a restaurant from scratch different than opening a restaurant with investors?

How have changing food and labor costs over the past decade-plus shown up in the menu?

How does having 1 night a week with no corkage actually result in more full tables?

Just what is a Michelin Bib Gourmand award? How is it different from a Michelin Star?

Awards are amazing, but they only happen with great food and great people. What early decisions and values both in and out of the kitchen have led to their business success?

How did success at Glen Ellen Star lead to the opening of their second restaurant, Stella in Kenwood? ....and is a mystery third restaurant coming to Sonoma proper soon?

How is opening a restaurant from scratch different than opening a restaurant with investors?

How have changing food and labor costs over the past decade-plus shown up in the menu?

How does having 1 night a week with no corkage actually result in more full tables?

Whether you’ve been and loved the Glen Ellen Star or you’re looking to learn about it for the first time, we hope you find business insight and maybe get a little hungry from episode 28 of It’s All Money!
Learn more about both restaurants here:
https://www.glenellenstar.com/
https://www.stellakenwood.com/

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/cf8rv_FKqLU

References:
https://www.glenellenstar.com/
https://www.stellakenwood.com/

Credits:
Host: Dano Weir
Production: Fours Media
Voiceover - Joan Elloway-Nash
Music – Dr. Delight on Soundstripe
________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale...]]>3814chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,glenellenstar,investing,money,northerncalifornia,radiodano,restaurantbusiness,sonomacounty,stockmarket,wealthmanagementfalse228fullWhat The Gold?!https://www.spreaker.com/episode/what-the-gold--68373060It’s over though, right? That’s the late-night TV infomercial stuff? Your grandpa had it in a safe but you’re living in the future and everything’s digital now? ...right?
Then why’s it up 43% this year, and 105% in the last 5 years? Stock or not, shouldn’t your advisor be aware of an asset soaring like that?
This week on It’s All Money, hosts Dano Weir and Daren Blonski CFP® sit down with Jason Bowman from Napa Gold and Silver, for an insider’s take on what’s happening in the precious metals market.
What could be behind this meteoric rise? How long will it last?
How is gold purchased? How is it held?
When does a gold ETF make sense for a portfolio?
If you have gold lying around, can you really turn it into cash? Wait, would you want to if you could?
While you won’t find us giving out a 1-800 number any time soon, the rise in gold has been too significant to ignore. This educational episode aims to address the gains, and how or if it makes sense for a diversified portfolio.

Learn more about Jason, here:
Jason Bowman owner of Napa Gold and Silver
https://napagoldandsilver.com/

If you’d like to learn how we help thousands of people retire and stay retired, take our Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ
Audio also available on
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj

Sources:
https://seekingalpha.com/article/4828510-gold-miners-outperforming-ai-chip-stocks-this-year
https://www.reuters.com/article/business/timeline-golds-history-as-a-currency-standard-idUSTRE6A71J1/
https://www.stlouisfed.org/open-vault/2022/oct/ghost-bretton-woods-global-economic-system
https://www.presidency.ucsb.edu/documents/executive-order-11825-revocation-executive-orders-pertaining-the-regulation-the?tblci=GiBdY-MYH1-nD-WW6UXCXAtHBPIEdPpDc50r48qPeOICrCDKuWUow8jry8SFw-EvMLzYPQ
https://goldprice.org/gold-price-history.html
https://www.herobullion.com/are-olympic-medals-real-gold/#:~:text=Here's%20What%20Olympic%20Medals%20Are,treasure%20commemorating%20the%20Olympic%20games.

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68373060Sat, 01 Nov 2025 00:04:53 +0000707 MediaIt’s one of the oldest "stocks" ever...GOLD. It’s over though, right? That’s the late-night TV infomercial stuff? Your grandpa had it in a safe but you’re living in the future and everything’s digital now? ...right? Then why’s it up 43% this...It’s over though, right? That’s the late-night TV infomercial stuff? Your grandpa had it in a safe but you’re living in the future and everything’s digital now? ...right?
Then why’s it up 43% this year, and 105% in the last 5 years? Stock or not, shouldn’t your advisor be aware of an asset soaring like that?
This week on It’s All Money, hosts Dano Weir and Daren Blonski CFP® sit down with Jason Bowman from Napa Gold and Silver, for an insider’s take on what’s happening in the precious metals market.
What could be behind this meteoric rise? How long will it last?
How is gold purchased? How is it held?
When does a gold ETF make sense for a portfolio?
If you have gold lying around, can you really turn it into cash? Wait, would you want to if you could?
While you won’t find us giving out a 1-800 number any time soon, the rise in gold has been too significant to ignore. This educational episode aims to address the gains, and how or if it makes sense for a diversified portfolio.

Learn more about Jason, here:
Jason Bowman owner of Napa Gold and Silver
https://napagoldandsilver.com/

If you’d like to learn how we help thousands of people retire and stay retired, take our Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ
Audio also available on
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj

Sources:
https://seekingalpha.com/article/4828510-gold-miners-outperforming-ai-chip-stocks-this-year
https://www.reuters.com/article/business/timeline-golds-history-as-a-currency-standard-idUSTRE6A71J1/
https://www.stlouisfed.org/open-vault/2022/oct/ghost-bretton-woods-global-economic-system
https://www.presidency.ucsb.edu/documents/executive-order-11825-revocation-executive-orders-pertaining-the-regulation-the?tblci=GiBdY-MYH1-nD-WW6UXCXAtHBPIEdPpDc50r48qPeOICrCDKuWUow8jry8SFw-EvMLzYPQ
https://goldprice.org/gold-price-history.html
https://www.herobullion.com/are-olympic-medals-real-gold/#:~:text=Here's%20What%20Olympic%20Medals%20Are,treasure%20commemorating%20the%20Olympic%20games.

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration...]]>4183chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,gold,investing,money,northerncalifornia,previousmetals,radiodano,sonomacounty,stockmarket,wealthmanagementfalse227fullCrypto Goes Legit?https://www.spreaker.com/episode/crypto-goes-legit--67923974That last one is hard to swallow because of it’s mysterious, scandalous, and in one case truly unknown origin. But like it or not, crypto is becoming a part of the world outside your friend’s boyfriend’s cousin’s basement.
On this episode of It’s All Money, Sonoma Wealth CEO Daren Blonski CFP® and Marketing Director Dano Weir look at the real-world proof that crypto is going legit.

Major trading firms which offer crypto investments.

Countries with strategic bitcoin reserves.

Crypto can now be equally considered as an asset for a mortgage.

What is the GENIUS act?

Athletes who’ve been paid in crypto.

Major trading firms which offer crypto investments.

Countries with strategic bitcoin reserves.

Crypto can now be equally considered as an asset for a mortgage.

What is the GENIUS act?

Athletes who’ve been paid in crypto.

What’s the future hold? No one can say for sure. As a firm, it’s our job to watch trends in the industry and report back to you. Despite it’s history, crypto is showing more and more signs of legitimacy. We hope you found this episode at the very least educational.

If you’d like to learn how we help thousands of people retire and stay retired, take our Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video available on our YouTube Channel: https://youtu.be/yUPEVRtNF7M

Sources:
https://www.npr.org/2025/07/17/nx-s1-5451413/crypto-week-stablecoin-genius-act-trump

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1177chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse226full8 Secrets Learned Retiring Thousandshttps://www.spreaker.com/episode/8-secrets-learned-retiring-thousands--67704497 (00:02:16) Don’t retire away, retire to something
(00:06:19) The go-go years, the slo-Go years, and the no-go years
(00:11:40) People are living longer
(00:18:26) Social Security isn’t designed for retirement
(00:22:09) Everyone gets along until you die
(00:24:46) Buy memories, not things
(00:27:31) Checks and balances
(00:30:37) SOMEthing physical

Roth! Not Roth! Bonds! Social Security timing!
Financial advisors yapping about retirement all seem to hit the same 4 topics, don’t they? What about the rest of the story?
For advisors with eyes, there are details and secrets that fall between the cracks, that can have a huge impact on how you experience your retirement, outside of your portfolio. On this episode of It’s All Money, CFP® and Sonoma Wealth CEO Daren Blonski shares 8 secrets he’s learned retiring thousands of people in Northern California:

2:17 Don’t retire away, retire to something
6:19 The go-go years, the slo-Go years, and the no-go years
11:40 People are living longer
18:26 Social Security isn’t designed for retirement
22:09 Everyone gets along until you die
24:46 Buy memories, not things
27:31 Checks and balances
30:37 SOMEthing physical

We hope you enjoy these insights from our experience. If you’d like to learn how we help thousands of people retire and stay retired, take our Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video also available on our YouTube Channel: https://youtu.be/JGcRKFBzpbg

Sources:
https://www.statista.com/statistics/1040079/life-expectancy-united-states-all-time/
https://ourworldindata.org/life-expectancy-globally
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67704497Wed, 10 Sep 2025 15:44:48 +0000707 MediaRoth! Not Roth! Bonds! Social Security timing! Financial advisors yapping about retirement all seem to hit the same 4 topics, don’t they? What about the rest of the story? For advisors with eyes, there are details and secrets that fall between the... (00:02:16) Don’t retire away, retire to something
(00:06:19) The go-go years, the slo-Go years, and the no-go years
(00:11:40) People are living longer
(00:18:26) Social Security isn’t designed for retirement
(00:22:09) Everyone gets along until you die
(00:24:46) Buy memories, not things
(00:27:31) Checks and balances
(00:30:37) SOMEthing physical

Roth! Not Roth! Bonds! Social Security timing!
Financial advisors yapping about retirement all seem to hit the same 4 topics, don’t they? What about the rest of the story?
For advisors with eyes, there are details and secrets that fall between the cracks, that can have a huge impact on how you experience your retirement, outside of your portfolio. On this episode of It’s All Money, CFP® and Sonoma Wealth CEO Daren Blonski shares 8 secrets he’s learned retiring thousands of people in Northern California:

2:17 Don’t retire away, retire to something
6:19 The go-go years, the slo-Go years, and the no-go years
11:40 People are living longer
18:26 Social Security isn’t designed for retirement
22:09 Everyone gets along until you die
24:46 Buy memories, not things
27:31 Checks and balances
30:37 SOMEthing physical

We hope you enjoy these insights from our experience. If you’d like to learn how we help thousands of people retire and stay retired, take our Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video also available on our YouTube Channel: https://youtu.be/JGcRKFBzpbg

Sources:
https://www.statista.com/statistics/1040079/life-expectancy-united-states-all-time/
https://ourworldindata.org/life-expectancy-globally
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2306chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse225fullFrom The Ritz To Cotati: The Amazing Business Story Of Acme Burgerhttps://www.spreaker.com/episode/from-the-ritz-to-cotati-the-amazing-business-story-of-acme-burger--67469137...then how is an upstart local restaurant with humans expanding from 1 to 5 locations in under 6 years? Through a global pandemic? In one of the world’s most highly competitive restaurant markets? On the back of good ol’ burgers and fries?? 🍔🍟🥤
This week on It’s All Money, we sit down with Erica and Todd Kniess of Sonoma County’s own Acme Burger. Why would a former Ritz Carlton chef choose burgers for his biggest business venture? What organizational structure did they implement to ensure happy, motivated staff? Why does offering families a place to “drop your shoulders” turn into real revenue? How did a chance meeting in Bodega turn into a profitable growth opportunity for 2 businesses? Why does community and quality matter to them before dollars?
Join us for the first in-depth interview about this incredible Sonoma County success story (and yes, some delicious Burger footage!), RIGHT HERE on YouTube.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/67469137Thu, 21 Aug 2025 16:22:54 +0000707 MediaIt’s 2025! Every business is Robots! Franchises! CORPORATE! ...then how is an upstart local restaurant with humans expanding from 1 to 5 locations in under 6 years? Through a global pandemic? In one of the world’s most highly competitive restaurant......then how is an upstart local restaurant with humans expanding from 1 to 5 locations in under 6 years? Through a global pandemic? In one of the world’s most highly competitive restaurant markets? On the back of good ol’ burgers and fries?? 🍔🍟🥤
This week on It’s All Money, we sit down with Erica and Todd Kniess of Sonoma County’s own Acme Burger. Why would a former Ritz Carlton chef choose burgers for his biggest business venture? What organizational structure did they implement to ensure happy, motivated staff? Why does offering families a place to “drop your shoulders” turn into real revenue? How did a chance meeting in Bodega turn into a profitable growth opportunity for 2 businesses? Why does community and quality matter to them before dollars?
Join us for the first in-depth interview about this incredible Sonoma County success story (and yes, some delicious Burger footage!), RIGHT HERE on YouTube.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2628chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse224fullWhy Bitcoin Is Different Than Other Cryptoshttps://www.spreaker.com/episode/why-bitcoin-is-different-than-other-cryptos--66884241That’s essentially cryptocurrency right now. Dismissing cryptocurrency is a logical reaction and yet- would you believe as an asset class, if all of crypto were on the Fortune 500, it would be a top 10 company by market cap? Bigger than Berkshire Hathaway? Bigger than Tesla? Bigger than Visa?
That's a lot to fathom. So our own Daren Blonski CFP® is here to share his take on the crypto space right now, with 4 key reasons he believes Bitcoin has stood out from everything else and will continue to do so.
This episode is for educational purposes only, focused on explaining some of the realities of this still relatively-new asset class, which has become too big to ignore.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References:
https://tangem.com/en/blog/post/how-many-cryptocurrencies-exist/
https://www.forbes.com/digital-assets/crypto-prices/?sh=7a54f0bb2478
https://explodingtopics.com/blog/number-of-cryptocurrencies

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/66884241Wed, 23 Jul 2025 13:00:07 +0000707 MediaImagine 17,134 grains of sand in zen garden sand box. ONE is an absolute winner. Could you pick it? Could you pick it from a much smaller box of 534 even? That’s essentially cryptocurrency right now. Dismissing cryptocurrency is a logical...That’s essentially cryptocurrency right now. Dismissing cryptocurrency is a logical reaction and yet- would you believe as an asset class, if all of crypto were on the Fortune 500, it would be a top 10 company by market cap? Bigger than Berkshire Hathaway? Bigger than Tesla? Bigger than Visa?
That's a lot to fathom. So our own Daren Blonski CFP® is here to share his take on the crypto space right now, with 4 key reasons he believes Bitcoin has stood out from everything else and will continue to do so.
This episode is for educational purposes only, focused on explaining some of the realities of this still relatively-new asset class, which has become too big to ignore.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References:
https://tangem.com/en/blog/post/how-many-cryptocurrencies-exist/
https://www.forbes.com/digital-assets/crypto-prices/?sh=7a54f0bb2478
https://explodingtopics.com/blog/number-of-cryptocurrencies

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2310chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse223full4 Strategies When Interest Rates Won’t Drophttps://www.spreaker.com/episode/4-strategies-when-interest-rates-won-t-drop--66850792At Sonoma Wealth, we plan toward potential futures and outcomes in finance, but also help clients operate under current circumstances. Life doesn't stop for some desired future. If interest rates remain high, how can you adjust? Or even take advantage?
In this INTERESTing episode of It’s All Money, we look at 4 strategies to employ when interest rates won’t drop. What’s the root cause of credit card debt? Are you over your skis on your real estate? Why is now a great time to maximize cash? What assets thrive in the market in a high interest rate environment?
We hope you or someone you may know impacted by interest rates will find this episode helpful!

6:31 What even are “Interest Rates”?
16:33 #1 – Get Your Debt Under Control
23:18 #2 – Be Honest About Real Estate
31:03 #3 – Maximizing Cash
34:40 #4 – What To Do In The Market

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/
Find Dave Ramsey’s 7 Baby Steps here: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jz_u9Wufbx-LeZd6wPX3_8JO&gclid=Cj0KCQjw1JjDBhDjARIsABlM2StVhZVGEWej9f0v_akCLuogJdVE26et1rgrDkVZerD_8WFTj8_8EsQaAileEALw_wcB

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References
https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620
https://www.axios.com/2025/03/07/car-loan-payment-delinquencies-record-high
https://www.macrotrends.net/2015/fed-funds-rate-historical-chart
https://www.nerdwallet.com/article/banking/historical-cd-rates
https://apnews.com/article/interest-rates-federal-reserve-trump-inflation-df5b9ac09f0cd283797c6c294a98da9c
https://www.nerdwallet.com/article/finance/data-2023-budgeting-report
https://www.federalreserve.gov/newsevents/testimony/powell20250624a.htm

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66850792Thu, 03 Jul 2025 14:44:14 +0000707 MediaWe’re in year 3 of interest rates being basically 2-4x what they were the prior 3 years. Just this past month, June 2025, Fed Chair Jerome Powell said “For the time being, we are well positioned to wait to learn more about the likely course of the...At Sonoma Wealth, we plan toward potential futures and outcomes in finance, but also help clients operate under current circumstances. Life doesn't stop for some desired future. If interest rates remain high, how can you adjust? Or even take advantage?
In this INTERESTing episode of It’s All Money, we look at 4 strategies to employ when interest rates won’t drop. What’s the root cause of credit card debt? Are you over your skis on your real estate? Why is now a great time to maximize cash? What assets thrive in the market in a high interest rate environment?
We hope you or someone you may know impacted by interest rates will find this episode helpful!

6:31 What even are “Interest Rates”?
16:33 #1 – Get Your Debt Under Control
23:18 #2 – Be Honest About Real Estate
31:03 #3 – Maximizing Cash
34:40 #4 – What To Do In The Market

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/
Find Dave Ramsey’s 7 Baby Steps here: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jz_u9Wufbx-LeZd6wPX3_8JO&gclid=Cj0KCQjw1JjDBhDjARIsABlM2StVhZVGEWej9f0v_akCLuogJdVE26et1rgrDkVZerD_8WFTj8_8EsQaAileEALw_wcB

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References
https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620
https://www.axios.com/2025/03/07/car-loan-payment-delinquencies-record-high
https://www.macrotrends.net/2015/fed-funds-rate-historical-chart
https://www.nerdwallet.com/article/banking/historical-cd-rates
https://apnews.com/article/interest-rates-federal-reserve-trump-inflation-df5b9ac09f0cd283797c6c294a98da9c
https://www.nerdwallet.com/article/finance/data-2023-budgeting-report
https://www.federalreserve.gov/newsevents/testimony/powell20250624a.htm

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration...]]>2665chrissipes,danoweir,darenblonski,finance,financialadvisor,financialplanning,interestrates,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,thefed,wealthmanagementfalse222fullCERTIFIED FINANCIAL PLANNER® Reacts To Bad Internet Money Advicehttps://www.spreaker.com/episode/certified-financial-planner-reacts-to-bad-internet-money-advice--66715706
• Why not just put your emergency fund in an index fund to “make more”? • What is the “tolerance for ambiguity”?
• If you leave your money invested, it just “makes 10%”, right?
• Why is bitcoin ot the “only store of value”? • Should I do a real estate double-backflip to get a “free” G Wagon?
• Why the Wolf Of Wall Street of all people calls CNBC the “worst thing to happen to investing”.
• Can you “write off” a private chef?

If you ever wanted to throw cold water on the money nonsense you see on the internet, this episode is for you 😎

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References Financial Advice from the Cleveland Browns
https://www.youtube.com/watch?v=uN9WSgeETCo
Source: HBO, NFL Films

New Bitcoin Ad
https://www.instagram.com/reel/DJkJLeoxlV9/?igsh=NTc4MTIwNjQ2YQ==
Source: Coinbase

Risk Tolerance With Jerry Jones
https://www.instagram.com/reel/DIgeCK2OLRc/?igsh=NTc4MTIwNjQ2YQ==
Source: Undeniable with Joe Buck

Two Income Trap
https://www.instagram.com/reel/DJcInkGswmB/?igsh=NTc4MTIwNjQ2YQ==
Source: Last Meal With Tom Nash

Wolf Of Wall Street on CNBC
https://www.instagram.com/reel/DIzDFynTxKx/?igsh=NTc4MTIwNjQ2YQ==
Source: @wolfofwallst instagram

Rentals to buy a G Wagon
https://youtube.com/shorts/FM_ChKFVUJ4?si=cdQWr4R4e1O-X1tM
Source: ThachNguyen

Emergency Fund in the Market?
https://www.youtube.com/shorts/MxZFjTqp4Gc
Source: Ben Alistor, YouTube

Writing Off My Private Chef
https://youtube.com/shorts/dwt1fggBga0?si=LS1mljmiqFuDaxh8
Source: Karlton Dennis Youtube

________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/66715706Tue, 24 Jun 2025 00:58:53 +0000707 MediaWe’ve all been doomscrolling on a phone at god-knows-AM when some stranger in a video says something that makes “sense” about money. Ever wonder what a CERTIFIED FINANCIAL PLANNER® might say to that same video? In this fun episode of It’s All Money,...
• Why not just put your emergency fund in an index fund to “make more”? • What is the “tolerance for ambiguity”?
• If you leave your money invested, it just “makes 10%”, right?
• Why is bitcoin ot the “only store of value”? • Should I do a real estate double-backflip to get a “free” G Wagon?
• Why the Wolf Of Wall Street of all people calls CNBC the “worst thing to happen to investing”.
• Can you “write off” a private chef?

If you ever wanted to throw cold water on the money nonsense you see on the internet, this episode is for you 😎

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References Financial Advice from the Cleveland Browns
https://www.youtube.com/watch?v=uN9WSgeETCo
Source: HBO, NFL Films

New Bitcoin Ad
https://www.instagram.com/reel/DJkJLeoxlV9/?igsh=NTc4MTIwNjQ2YQ==
Source: Coinbase

Risk Tolerance With Jerry Jones
https://www.instagram.com/reel/DIgeCK2OLRc/?igsh=NTc4MTIwNjQ2YQ==
Source: Undeniable with Joe Buck

Two Income Trap
https://www.instagram.com/reel/DJcInkGswmB/?igsh=NTc4MTIwNjQ2YQ==
Source: Last Meal With Tom Nash

Wolf Of Wall Street on CNBC
https://www.instagram.com/reel/DIzDFynTxKx/?igsh=NTc4MTIwNjQ2YQ==
Source: @wolfofwallst instagram

Rentals to buy a G Wagon
https://youtube.com/shorts/FM_ChKFVUJ4?si=cdQWr4R4e1O-X1tM
Source: ThachNguyen

Emergency Fund in the Market?
https://www.youtube.com/shorts/MxZFjTqp4Gc
Source: Ben Alistor, YouTube

Writing Off My Private Chef
https://youtube.com/shorts/dwt1fggBga0?si=LS1mljmiqFuDaxh8
Source: Karlton Dennis Youtube

________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past...]]>2301chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalse221fullWhat Actually Happens When Social Security "Goes Broke"?https://www.spreaker.com/episode/what-actually-happens-when-social-security-goes-broke--66423040A Social Security discussion often becomes a political one, and a key question often gets ignored for a retiree- what functionally happens to the check I get every month when Social Security “goes broke”? Would you be surprised to find out you will likely still get a check?
In this episode focused on retirees (and not politics), Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir are joined by Certified National Social Security Advisor Clay Dunkle CFP® on the realities of what Social Security might look like for a retiree after 2035. What’s inside this episode is not what you’ve heard in your newsfeed. We hope you find it educational and informational.

0:00 How does Social Security even work?
5:10 Why Social Security is now having problems
6:40 What happens when the Social Security Trust hits $0?
10:38 Social Security by the numbers
11:41 How could the government fix the problem?
14:18 Next tax bill's impact on Social Security
17:11 The Windfall Elimination Provision
19:25 Should you even plan for it to be there?
22:51 How do we help clients with Social Security?
25:00 When are you going to die?
26:11 Other ways the government could fix the problem
27:07 Should you take it early or later?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66423040Fri, 06 Jun 2025 17:37:10 +0000707 MediaEverybody knows ‘Social Security is going to go broke’...but is it? A Social Security discussion often becomes a political one, and a key question often gets ignored for a retiree- what functionally happens to the check I get every month when Social...A Social Security discussion often becomes a political one, and a key question often gets ignored for a retiree- what functionally happens to the check I get every month when Social Security “goes broke”? Would you be surprised to find out you will likely still get a check?
In this episode focused on retirees (and not politics), Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir are joined by Certified National Social Security Advisor Clay Dunkle CFP® on the realities of what Social Security might look like for a retiree after 2035. What’s inside this episode is not what you’ve heard in your newsfeed. We hope you find it educational and informational.

0:00 How does Social Security even work?
5:10 Why Social Security is now having problems
6:40 What happens when the Social Security Trust hits $0?
10:38 Social Security by the numbers
11:41 How could the government fix the problem?
14:18 Next tax bill's impact on Social Security
17:11 The Windfall Elimination Provision
19:25 Should you even plan for it to be there?
22:51 How do we help clients with Social Security?
25:00 When are you going to die?
26:11 Other ways the government could fix the problem
27:07 Should you take it early or later?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>1982chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,socialsecurity,sonomacounty,stockmarket,wealthmanagementfalse220fullGetting Real About Real Estate in 2025https://www.spreaker.com/episode/getting-real-about-real-estate-in-2025--65702332
“Pending Sales Hit All Time Low”
“Forecast Downgraded”
“Commision Litigation Could Impact Sales”
“REAL ESTATE HALTED”

While trends, data and comps matter, in real estate every deal is unique and individual. Your friend’s house price doesn’t matter as much as your list price, your offer price. This week on It's All Money, host Dano Weir and Sonoma Wealth Advisor Shelby Wirick go in search of real answers from realtors actually doing deals right now- Kristie Eddy and Mary Bienek from Sotheby’s, Morgan Devencenzi from eXp, Chris Meadors from Compass, Mary Fillinger from Hedge and Miguel Paredes III from Holmes Burrell.
Collectively the panel has over $1 billion in real estate transactions across dozens of years in Sonoma, Napa, Marin Counties and beyond.
Find answers to these questions and more:

How did the market change in 2024?
Why is this alleged “bad market” actually a benefit for buyers?
What is the *deal* with the commission thing?
Is Zillow even close to correct?
Why is there “no such thing” as a bad interest rate?

How did the market change in 2024?
Why is this alleged “bad market” actually a benefit for buyers?
What is the *deal* with the commission thing?
Is Zillow even close to correct?
Why is there “no such thing” as a bad interest rate?

Enjoy this encouraging and educational look at what happened and what could be next in real estate in 2025.
Filmed on-location at SOMO Cowork in Rohnert Park, CA: https://www.somocowork.com/

Guests on the show include:

Kristie Eddy
Sotheby’s International Realty
(949) 577-1717
Kristie.Eddy@Sothebys.Realty
http://www.kristieeddy.com/
DRE# 02095273

Mary Bienek, Realtor
Sotheby's International Realty
(707) 787-8659
Mary@marybienek.com
https://www.sothebysrealty.com/eng/associate/180-a-3176-66368357/mary-bienek
DRE#01877389

Morgan Devencenzi
Sullivan Group @ eXp Realty
(707) 696.8654
Morgan@sullivangroupwinecountry.com
https://morgansullivan.exprealty.com/index.php
DRE Number: 02092448

Miguel Paredes III
Holmes Burrell Real Estate
(415) 233-3235
Miguel@holmesburrell.com
https://miguel.viewnorthbayhomes.com/
DRE License# 01790855

Chris Meadors
Compass Napa and Sonoma
(707) 287-3528
Chris@meadorsgroup.com
https://www.meadorsgroup.com/
DRE #02024636

Mary Fillinger
Pearson Fillinger Group @ Hedge Realty
(650) 703-4800
mary@fillingerteam.com
https://pearsonfillinger.com/
#02147040

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

References:
https://spectrumnews1.com/ca/southern-california/housing/2024/09/30/home-turnovers-are-at-their-lowest-level-in-30-years
4010danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,realestate,realestate2025,realtor,sonomacounty,wealthmanagementfalse219fullYou Don't Want To Hear This Episode...About Estate Mistakeshttps://www.spreaker.com/episode/you-don-t-want-to-hear-this-episode-about-estate-mistakes--64486514You don’t want to hear this episode.
No one does.

But you probably need to watch this episode.If you’re in the orbit of Sonoma Wealth, then you’re a planner. You’ve planned your whole life, and yes, you can plan your death too.But why bother?Did you know depending on the situation, the government can take 40% of what you have just to transfer it from you to your loved ones? Did you know making every kid mutual trustee on your estate can actually be a problem for them? What if the mark you wanted to leave on the world wasn’t left the way you want it?Hard questions to ask, answer and hear.On a special episode of It’s All Money, Sonoma Wealth Managing Principal Daren Blonski CFP® shares his own experiences as a participant in countless estate plans. He details the many mistakes that could potentially be avoided and the peace you can provide for your family with a clear plan.

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/64486514Wed, 12 Mar 2025 01:45:06 +0000707 MediaYou don’t want to hear this episode. No one does. But you probably need to watch this episode.If you’re in the orbit of Sonoma Wealth, then you’re a planner. You’ve planned your whole life, and yes, you can plan your death too.But why bother?Did you...You don’t want to hear this episode.
No one does.

But you probably need to watch this episode.If you’re in the orbit of Sonoma Wealth, then you’re a planner. You’ve planned your whole life, and yes, you can plan your death too.But why bother?Did you know depending on the situation, the government can take 40% of what you have just to transfer it from you to your loved ones? Did you know making every kid mutual trustee on your estate can actually be a problem for them? What if the mark you wanted to leave on the world wasn’t left the way you want it?Hard questions to ask, answer and hear.On a special episode of It’s All Money, Sonoma Wealth Managing Principal Daren Blonski CFP® shares his own experiences as a participant in countless estate plans. He details the many mistakes that could potentially be avoided and the peace you can provide for your family with a clear plan.

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>1861danoweir,darenblonski,deathtax,estateplan,estateplanning,finance,financialadvisor,investing,radiodano,sonomacounty,stockmarketfalse218full8 Ways Sonoma Wealth *Thinks* About Moneyhttps://www.spreaker.com/episode/8-ways-sonoma-wealth-thinks-about-money--64480690“Money’s all in your mind” sounds pretty hokey, doesn’t it?  But trace every decision you’ve ever made in life, including your money. Where did it all flow from? Right 😉🧠.At Sonoma Wealth Advisors, we offer a holistic approach for our clients (and future clients!). This includes starting at square 1, or even square 0-  How do you think about money?What’s your behavior around it? What’s your history with it? Where did that come from? Are you happy with the results, or time for a reanalysis?In this introspective episode, hosts Dano Weir and Daren Blonski CFP® look at the 8 Ways We Think About Money at Sonoma Wealth Advisors.This is a great episode for someone just getting started with organizing their finances, we hope you enjoy and learn even 1 thing to help you in your journey.

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.advisorperspectives.com/articles/2025/02/12/nvidia-shares-no-longer-bulletproof-deepseek-fears
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/64480690Wed, 26 Feb 2025 06:15:07 +0000707 Media“Money’s all in your mind” sounds pretty hokey, doesn’t it?  But trace every decision you’ve ever made in life, including your money. Where did it all flow from? Right 😉🧠.At Sonoma Wealth Advisors, we offer a holistic approach for our clients (and...“Money’s all in your mind” sounds pretty hokey, doesn’t it?  But trace every decision you’ve ever made in life, including your money. Where did it all flow from? Right 😉🧠.At Sonoma Wealth Advisors, we offer a holistic approach for our clients (and future clients!). This includes starting at square 1, or even square 0-  How do you think about money?What’s your behavior around it? What’s your history with it? Where did that come from? Are you happy with the results, or time for a reanalysis?In this introspective episode, hosts Dano Weir and Daren Blonski CFP® look at the 8 Ways We Think About Money at Sonoma Wealth Advisors.This is a great episode for someone just getting started with organizing their finances, we hope you enjoy and learn even 1 thing to help you in your journey.

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.advisorperspectives.com/articles/2025/02/12/nvidia-shares-no-longer-bulletproof-deepseek-fears
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2685danoweir,darenblonski,finance,financialadvisor,investing,mindset,radiodano,sonomacounty,stockmarketfalse217fullWhat Is Tax Planning?https://www.spreaker.com/episode/what-is-tax-planning--64308466
We’ve all “done our taxes”. Gather up a mess of documents, send them in to your person or software program, weeks pass, maybe you get a check maybe you cut a check, depends on the year. Wash, rinse, repeat.
But have you ever had a conversation with a professional about the long-term tax burden of being in certain investments? How a move you make today could affect your taxes in 5 years? Has anyone ever told you that certain charitable contributions you’re making you thought weren’t deductible could be with a Donor-Advised Fund under certain circumstances?
These would be insights learned during Tax Planning, also called Tax Observations. Our own Clay Dunkle CFP®, AIF® makes his debut on It’s All Money to discuss one of his favorite parts of the business, and analyze the subtle nuance of the phrase “It’s not what you make, it’s what you keep that counts.”

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/64308466Tue, 11 Feb 2025 01:09:36 +0000707 MediaWe’ve all “done our taxes”. Gather up a mess of documents, send them in to your person or software program, weeks pass, maybe you get a check maybe you cut a check, depends on the year. Wash, rinse, repeat. But have you ever had a conversation with...
We’ve all “done our taxes”. Gather up a mess of documents, send them in to your person or software program, weeks pass, maybe you get a check maybe you cut a check, depends on the year. Wash, rinse, repeat.
But have you ever had a conversation with a professional about the long-term tax burden of being in certain investments? How a move you make today could affect your taxes in 5 years? Has anyone ever told you that certain charitable contributions you’re making you thought weren’t deductible could be with a Donor-Advised Fund under certain circumstances?
These would be insights learned during Tax Planning, also called Tax Observations. Our own Clay Dunkle CFP®, AIF® makes his debut on It’s All Money to discuss one of his favorite parts of the business, and analyze the subtle nuance of the phrase “It’s not what you make, it’s what you keep that counts.”

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1650claydunkle,danoweir,darenblonski,financialadvisor,incometax,investing,radiodano,sonomacounty,stockmarket,taxes,taxplanningfalse216fullIs It Time To Breakup With Your Broker?https://www.spreaker.com/episode/is-it-time-to-breakup-with-your-broker--63878958
Host Dano Weir and Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® look at the key questions around the broker v. fiduciary divide. How are they paid? Why is a "suitable" investment for you perhaps very different than something in your "best interest"?

Wait, why wouldn't your advisor show you something in your best interest?

And find out your answer to this question- is it time to breakup with your broker?

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/63878958Fri, 24 Jan 2025 17:23:23 +0000707 MediaIt's that time of year...everyone's looking to start fresh, reassessing a lot of relationships in their life...is it time to look at your Broker relationship too? Do you even know if your "financial advisor" is a Broker? An insurance agent? Or a...
Host Dano Weir and Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® look at the key questions around the broker v. fiduciary divide. How are they paid? Why is a "suitable" investment for you perhaps very different than something in your "best interest"?

Wait, why wouldn't your advisor show you something in your best interest?

And find out your answer to this question- is it time to breakup with your broker?

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1935broker,danoweir,darenblonski,fiduciary,financialadvisor,investing,radiodano,sonomacountyfalse215fullFrom Carpenter To Cattle Rancher: Johnny Fagundes Of Full Circle Rancheshttps://www.spreaker.com/episode/from-carpenter-to-cattle-rancher-johnny-fagundes-of-full-circle-ranches--63508237That career you've always wondered and worried about. How would it affect your income? Would you make it? How could you afford it before you make it? How much would it cost?

This guy did it.

In 2020, union carpenter Johnny Fagundes saw meat shortages on TV as a result of the pandemic, and after years of raising cattle on the side, jumped in with both feet to follow his dream. It's All Money host Dano Weir sits down with Johnny at his farm, Full Circles Ranches in west Petaluma, CA to discuss his story of entrepreneurship and his holistic ranching philosophy.

Learn more about Sonoma Wealth Advisors here: https://sonomawealthadvisors.com/
Learn more about Full Circle Ranches here: https://fullcircleranches.com/
Learn more about Panizzera Meat Company here: https://www.panizzerameatco.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/63508237Wed, 08 Jan 2025 14:25:06 +0000707 MediaIt's a New Year, and you might be dreaming of making that big leap. That career you've always wondered and worried about. How would it affect your income? Would you make it? How could you afford it before you make it? How much would it cost? This guy...That career you've always wondered and worried about. How would it affect your income? Would you make it? How could you afford it before you make it? How much would it cost?

This guy did it.

In 2020, union carpenter Johnny Fagundes saw meat shortages on TV as a result of the pandemic, and after years of raising cattle on the side, jumped in with both feet to follow his dream. It's All Money host Dano Weir sits down with Johnny at his farm, Full Circles Ranches in west Petaluma, CA to discuss his story of entrepreneurship and his holistic ranching philosophy.

Learn more about Sonoma Wealth Advisors here: https://sonomawealthadvisors.com/
Learn more about Full Circle Ranches here: https://fullcircleranches.com/
Learn more about Panizzera Meat Company here: https://www.panizzerameatco.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2078agriculture,cattle,entrepreneur,holistic,investing,money,petaluma,sonomacounty,stockmarket,wealthfalse214fullBack To School With A Billion (First Live Audience!)https://www.spreaker.com/episode/back-to-school-with-a-billion-first-live-audience--63489246

When you choose your career, how do you start?
What does a financial advisor, um, actually do?
Are all financial advisors the same?
Is it ok to borrow money from friends?
When should you begin investing?
What’s the deal with crypto?
Should I follow my dreams or the money?

When you choose your career, how do you start?
What does a financial advisor, um, actually do?
Are all financial advisors the same?
Is it ok to borrow money from friends?
When should you begin investing?
What’s the deal with crypto?
Should I follow my dreams or the money?

And many more...

Check out this open and honest episode from two graduates who’ve seen their share of ups and downs in business and in life, and hopefully some takeaways to help the next generation!

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3452casagrande,entrepreneur,finance,financialadvisor,highschool,petaluma,sonoma,sonomacounty,sonomawealthfalse113fullBitcoin Explained To A Guy Who Knows ZEROhttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/bitcoin-explained-to-a-guy-who-knows-zero
As basic an episode as possible, because while host Daren Blonski CFP® has been wise to the coin world for some time, co-host Dano Weir only knows what he's seen in a few headlines.

So for educational purposes only, let's have a based conversation about the coins that exist but you can't hold in your hand. Maximalists will probably laugh and deniers might scoff. We just want to have an open conversation about (yes, at the time of this writing 12/10/24) the 7th largest asset class in the market.

This episode is perfect if you know nothing about crypto and at least want to know what people are talking about. This episode is for educational purposes only (not investment advice) for our clients and potential clients, to shed some light on a reality of the market.

It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

Refrences: https://www.investopedia.com/terms/c/cryptocurrency.asp https://www.nerdwallet.com/article/investing/cryptocurrency https://en.wikipedia.org/wiki/Cryptocurrency https://www.imf.org/en/Blogs/Articles/2024/08/15/carbon-emissions-from-ai-and-crypto-are-surging-and-tax-policy-can-help https://www.bbc.com/news/articles/cgr0dyy152jo https://www.msn.com/en-us/money/markets/analyst-warns-of-leverage-driven-xrp-pump-as-token-flips-tether/ar-AA1v5Enr https://www.history.com/news/san-jose-shipwreck-battle-2 https://www.investopedia.com/articles/forex/121815/bitcoins-price-history.asp
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/63261856Wed, 11 Dec 2024 05:17:43 +0000707 MediaOk Cypto Bros, with the 100k milestone upon us, it's finally time to do an episode on Bitcoin. As basic an episode as possible, because while host Daren Blonski CFP® has been wise to the coin world for some time, co-host Dano Weir only knows what...
As basic an episode as possible, because while host Daren Blonski CFP® has been wise to the coin world for some time, co-host Dano Weir only knows what he's seen in a few headlines.

So for educational purposes only, let's have a based conversation about the coins that exist but you can't hold in your hand. Maximalists will probably laugh and deniers might scoff. We just want to have an open conversation about (yes, at the time of this writing 12/10/24) the 7th largest asset class in the market.

This episode is perfect if you know nothing about crypto and at least want to know what people are talking about. This episode is for educational purposes only (not investment advice) for our clients and potential clients, to shed some light on a reality of the market.

It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

Refrences: https://www.investopedia.com/terms/c/cryptocurrency.asp https://www.nerdwallet.com/article/investing/cryptocurrency https://en.wikipedia.org/wiki/Cryptocurrency https://www.imf.org/en/Blogs/Articles/2024/08/15/carbon-emissions-from-ai-and-crypto-are-surging-and-tax-policy-can-help https://www.bbc.com/news/articles/cgr0dyy152jo https://www.msn.com/en-us/money/markets/analyst-warns-of-leverage-driven-xrp-pump-as-token-flips-tether/ar-AA1v5Enr https://www.history.com/news/san-jose-shipwreck-battle-2 https://www.investopedia.com/articles/forex/121815/bitcoins-price-history.asp
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3636bitcoin,crypto,danoweir,darenblonski,financial,investing,sonoma,sonomacounty,sonomawealthfalse112fullWhy Gratitude Can Pay Dividendshttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/why-gratitude-can-pay-dividends
It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.si.com/college/pittsburgh/football/pitt-panthers-larry-fitzgerald-highest-paid-wr-nfl-history#:~:text=With%20%24182%2C490%2C000%20under%20his%20belt,wide%20receiver%20in%20NFL%20history.&text=Only%20one%20other%20wide%20receiver,entire%20career%20with%20one%20team
https://bakadesuyo.com/2011/12/who-makes-more-money-nice-people-or-mean-peop/
https://www.wsj.com/articles/SB10001424053111904823804576502763895892974
https://www.sciencedaily.com/releases/2011/11/111102125648.htm
https://ggsc.berkeley.edu/images/uploads/GGSC-JTF_White_Paper-Gratitude-FINAL.pdf?_ga=2.51257770.246418475.1638563377-157927757.1638563377
https://www.businessinsider.com/gratitude-makes-you-rich-2015-2 https://www.mindful.org/the-science-of-gratitude/

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/63036316Wed, 27 Nov 2024 22:24:23 +0000707 MediaIn the spirit of Thanksgiving, Dano and Daren discuss both data-based and anecdotal evidence how practicing gratitude could possibly benefit your health, wealth, business and more. It's All Money is powered by Sonoma Wealth Advisors Learn more about...
It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.si.com/college/pittsburgh/football/pitt-panthers-larry-fitzgerald-highest-paid-wr-nfl-history#:~:text=With%20%24182%2C490%2C000%20under%20his%20belt,wide%20receiver%20in%20NFL%20history.&text=Only%20one%20other%20wide%20receiver,entire%20career%20with%20one%20team
https://bakadesuyo.com/2011/12/who-makes-more-money-nice-people-or-mean-peop/
https://www.wsj.com/articles/SB10001424053111904823804576502763895892974
https://www.sciencedaily.com/releases/2011/11/111102125648.htm
https://ggsc.berkeley.edu/images/uploads/GGSC-JTF_White_Paper-Gratitude-FINAL.pdf?_ga=2.51257770.246418475.1638563377-157927757.1638563377
https://www.businessinsider.com/gratitude-makes-you-rich-2015-2 https://www.mindful.org/the-science-of-gratitude/

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1832danoweir,darenblonski,financialadvisor,gratitude,investing,radiodano,sonomacounty,thanksgivingfalse111fullPortfolios Don't Care Who's Presidenthttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/portfolios-dont-care-whos-president
It's All Money is powered by Sonoma Wealth Advisors

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.pwc.com/us/en/library/pulse-survey/executive-insights-election-2024.html
https://finance.yahoo.com/news/blackrocks-larry-fink-says-us-143857961.html
https://www.cnbc.com/2024/11/07/heres-how-much-control-the-president-has-over-the-us-economy.html
https://www.visualcapitalist.com/sp/democrats-vs-republicans-does-it-matter-to-the-market/
https://www.newsweek.com/investors-money-democrats-white-house-stock-market-1976552

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/62757264Fri, 15 Nov 2024 18:15:18 +0000707 MediaWell...Tuesday November 5th has come and gone, and as expected some people are excited and others are fearful. We try and keep our shows focused on finance, not politics. But considering the weight of the event and the concerns and opinions floating...
It's All Money is powered by Sonoma Wealth Advisors

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.pwc.com/us/en/library/pulse-survey/executive-insights-election-2024.html
https://finance.yahoo.com/news/blackrocks-larry-fink-says-us-143857961.html
https://www.cnbc.com/2024/11/07/heres-how-much-control-the-president-has-over-the-us-economy.html
https://www.visualcapitalist.com/sp/democrats-vs-republicans-does-it-matter-to-the-market/
https://www.newsweek.com/investors-money-democrats-white-house-stock-market-1976552

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1366danoweir,darenblonski,economy,election,financialadvisor,investing,kamalaharris,radiodano,sonomacounty,trumpfalse110fullHow Much Does Pain Cost?https://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/how-much-does-pain-cost
Host Dano Weir challenges that thesis this week on It's All Money, with Doctor of Physical Therapy Josh Madonick DPT, PT, CSCS, Founder of Basecamp Physical Therapy in Petaluma, CA.

Depending on the condition, what if there were other options out there? What if you didn't have to get surgery? What if it cost money over several sessions to figure that out? What if it was...$400? Or $950? What if it cost less? More? Would you take that financial risk? Would the reward of no pain or no surgery be worth it to you?

Spoiler alert- this episode is not about an advocation one way or the other. We know many doctors and nurses within big health systems who do great work, and are just trying their best with a big patient load. The goal of this episode is to spur consideration of the idea that your financial plan and your health span might be more closely linked than you think! We hope you find it educational and stimulating to further thought.

It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Learn more about Josh and Basecamp Phyiscal Therapy here: https://www.petalumaphysicaltherapy.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/62563980Thu, 31 Oct 2024 01:25:03 +0000707 MediaIt's a story you've heard before- you've got back pain, or knee pain, perhaps from running or too many years stuck at a computer. When you have a medical concern, if you have health coverage, you go to your health system, and whatever solution they...
Host Dano Weir challenges that thesis this week on It's All Money, with Doctor of Physical Therapy Josh Madonick DPT, PT, CSCS, Founder of Basecamp Physical Therapy in Petaluma, CA.

Depending on the condition, what if there were other options out there? What if you didn't have to get surgery? What if it cost money over several sessions to figure that out? What if it was...$400? Or $950? What if it cost less? More? Would you take that financial risk? Would the reward of no pain or no surgery be worth it to you?

Spoiler alert- this episode is not about an advocation one way or the other. We know many doctors and nurses within big health systems who do great work, and are just trying their best with a big patient load. The goal of this episode is to spur consideration of the idea that your financial plan and your health span might be more closely linked than you think! We hope you find it educational and stimulating to further thought.

It's All Money is powered by Sonoma Wealth Advisors
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Learn more about Josh and Basecamp Phyiscal Therapy here: https://www.petalumaphysicaltherapy.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their...]]>2065danoweir,darenblonski,financialadvisor,health,healthinsurance,investing,joshmadonick,petaluma,physicaltherapy,radiodano,sonomacountyfalse19fullF Is For FIDUCIARYhttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/f-is-for-fiduciary
Good ol' Finance.

Host Dano Weir dives into a perhaps more important word that begins with F, FIDUCIARY. What is it? How is it different than a Broker? Why does that matter for YOU?

(Side note- in an industry whose entire purpose is purportedly to enhance their clients money, why would you *ever* put BROKE in your job title? Anyway...)

Sonoma Wealth's Managing Principal Chris Sipes CFP® and Director of Growth Rachel Schuyler have both seen the various twists and turns of the industry throughout their career. They join Dano to help YOU understand the three main divisions in the financial services industry, how they're paid and what may or may not be the best fit for you.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://analyzingalpha.com/stock-brokerage-history
https://www.etymonline.com/word/broker
https://www.oed.com/dictionary/stockbroker_n?tl=true#:~:text=The%20earliest%20known%20use%20of,Etymons:%20stock%20n
https://www.letsmakeaplan.org/choosing-a-planner/fiduciary-duty-your-interests-should-come-first#:~:text=As%20part%20of%20their%20certification%2C%20a%20CFP%C2%AE%20professional,CFP%20Board%20doesn't%20guarantee%20a%20CFP%C2%AE%20professional's%20services.
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/62259710Wed, 16 Oct 2024 13:00:02 +0000707 MediaWhat other industry has 15 names for essentially the same job?! Good ol' Finance. Host Dano Weir dives into a perhaps more important word that begins with F, FIDUCIARY. What is it? How is it different than a Broker? Why does that matter for YOU?...
Good ol' Finance.

Host Dano Weir dives into a perhaps more important word that begins with F, FIDUCIARY. What is it? How is it different than a Broker? Why does that matter for YOU?

(Side note- in an industry whose entire purpose is purportedly to enhance their clients money, why would you *ever* put BROKE in your job title? Anyway...)

Sonoma Wealth's Managing Principal Chris Sipes CFP® and Director of Growth Rachel Schuyler have both seen the various twists and turns of the industry throughout their career. They join Dano to help YOU understand the three main divisions in the financial services industry, how they're paid and what may or may not be the best fit for you.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://analyzingalpha.com/stock-brokerage-history
https://www.etymonline.com/word/broker
https://www.oed.com/dictionary/stockbroker_n?tl=true#:~:text=The%20earliest%20known%20use%20of,Etymons:%20stock%20n
https://www.letsmakeaplan.org/choosing-a-planner/fiduciary-duty-your-interests-should-come-first#:~:text=As%20part%20of%20their%20certification%2C%20a%20CFP%C2%AE%20professional,CFP%20Board%20doesn't%20guarantee%20a%20CFP%C2%AE%20professional's%20services.
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2189broker,danoweir,darenblonski,fiduciary,financialadvisor,financialservices,insurance,investing,radiodano,sonomacountyfalse18fullThe 1 Answer That Could Determine Where All Your Money Is Investedhttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/the-1-answer-that-could-determine-where-all-your-money-is-invested
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/62110177Wed, 02 Oct 2024 13:00:02 +0000707 Media"Risk Tolerance" likely makes your eyes flutter and you start to yawn... ...but snag a coffee for a second. Did you know your reported risk tolerance could determine where and what investments your entire portfolio goes into? Perk up friend, it's that...
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1698danoweir,darenblonski,financialadvisor,investing,investingrisk,radiodano,riskmanagement,shelbywirick,sonomacountyfalse17fullTrends From A Thirty Year Traderhttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/trends-from-a-thirty-year-traderHosts Dano Weir and Daren Blonski, CFP® dig in on the seasonality of the market in this episode of It's All Money.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.thestreet.com/dictionary/retail-investors

https://www.investing.com/analysis/sell-in-may-and-walk-away-not-this-year-121730 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/61352170Fri, 20 Sep 2024 17:46:52 +0000707 MediaFOR THE RECORD- this episode was recorded on Aug 21 2024. And just so happens to mention why Daren Blonski, CFP® typically in his experience advises against big portfolio moves in September/October. But why? Believe it or not, after years of doing...Hosts Dano Weir and Daren Blonski, CFP® dig in on the seasonality of the market in this episode of It's All Money.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.thestreet.com/dictionary/retail-investors

https://www.investing.com/analysis/sell-in-may-and-walk-away-not-this-year-121730 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>1733danoweir,darenblonski,financialadvisor,investing,radiodano,santarally,sonomacounty,stockmarket,wallstreetfalse16fullAre CDs "No Risk" ?https://www.spreaker.com/episode/are-cds-no-risk--61256893WAIT
Before you hit the Snooze Bar 💤...
Why are some people seeking good ol' Certificates of Deposit in this high interest rate environment? How do they differ from Money Market accounts? Are they actually "no risk", "low risk" or something else? And just what IS the risk of a CD or Money Market?
Hosts Dano Weir and Daren Blonski, CFP® dig in the investment you thought you didn't care about, CD's on this episode of It's All Money.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.investopedia.com/when-were-certificates-of-deposit-invented-5224230 https://www.forbes.com/advisor/banking/money-market-account/what-is-a-money-market-account/#:~:text=Money%20market%20accounts%20were%20created,interest%20rates%20on%20consumer%20deposits
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/61256893Wed, 04 Sep 2024 00:08:43 +0000707 MediaThat's right, it's an episode on CD'S!!! WAIT Before you hit the Snooze Bar 💤... Why are some people seeking good ol' Certificates of Deposit in this high interest rate environment? How do they differ from Money Market accounts? Are they actually "no...WAIT
Before you hit the Snooze Bar 💤...
Why are some people seeking good ol' Certificates of Deposit in this high interest rate environment? How do they differ from Money Market accounts? Are they actually "no risk", "low risk" or something else? And just what IS the risk of a CD or Money Market?
Hosts Dano Weir and Daren Blonski, CFP® dig in the investment you thought you didn't care about, CD's on this episode of It's All Money.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References: https://www.investopedia.com/when-were-certificates-of-deposit-invented-5224230 https://www.forbes.com/advisor/banking/money-market-account/what-is-a-money-market-account/#:~:text=Money%20market%20accounts%20were%20created,interest%20rates%20on%20consumer%20deposits
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2026cds,danoweir,darenblonski,financialadvisor,investing,investmentrisk,investments,radiodano,sonomacountyfalse15fullThe Back To School Choice That Could Be Costing you 155% MOREhttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/the-back-to-school-choice-that-could-be-costing-you-155-more
Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:

https://www.marketwatch.com/story/families-will-spend-as-much-on-back-to-school-shopping-this-year-as-they-do-on-holiday-shopping-that-hurts-c4924bd1
https://www.nerdwallet.com/article/shopping/2024-back-to-school-shopping-report
https://www.cnbc.com/2024/01/24/many-americans-cannot-pay-for-an-unexpected-1000-expense-heres-why.html
https://capitaloneshopping.com/research/back-to-school-shopping-statistics/

https://www.marketwatch.com/story/families-will-spend-as-much-on-back-to-school-shopping-this-year-as-they-do-on-holiday-shopping-that-hurts-c4924bd1
https://www.nerdwallet.com/article/shopping/2024-back-to-school-shopping-report
https://www.cnbc.com/2024/01/24/many-americans-cannot-pay-for-an-unexpected-1000-expense-heres-why.html
https://capitaloneshopping.com/research/back-to-school-shopping-statistics/

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>1867backtoschool,danoweir,darenblonski,education,financialadvisor,inflation,investing,radiodano,sonomacountyfalse14fullWhy Does The Stock Market Even Exist?https://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/why-does-the-stock-market-even-exist
Did you ever wonder where it all came from? WHY it all came from?

It's All Money Host and Sonoma Wealth Marketing Director Dano Weir sits down with Sonoma Wealth Co-Founder Chris Sipes CFP®, AIF® to discuss a tiny history of markets, why they happen and why they'll likely always happen. Plus enjoy a STUNNING story on why tulips in the Netherlands in the 1600s might mirror some of the biggest booms and busts in the history of the stock market.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://blogs.uoregon.edu/pogsforfun/ https://en.wikipedia.org/wiki/Buttonwood_Agreement https://en.wikipedia.org/wiki/Tulip_mania
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/60600794Wed, 31 Jul 2024 12:05:02 +0000707 MediaYou were born into this world and there just, *was* all this stuff- Nasdaq, S&P, futures, interest rates, bonds and now crypto. Did you ever wonder where it all came from? WHY it all came from? It's All Money Host and Sonoma Wealth Marketing...
Did you ever wonder where it all came from? WHY it all came from?

It's All Money Host and Sonoma Wealth Marketing Director Dano Weir sits down with Sonoma Wealth Co-Founder Chris Sipes CFP®, AIF® to discuss a tiny history of markets, why they happen and why they'll likely always happen. Plus enjoy a STUNNING story on why tulips in the Netherlands in the 1600s might mirror some of the biggest booms and busts in the history of the stock market.

Learn more about Sonoma Wealth here: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://blogs.uoregon.edu/pogsforfun/ https://en.wikipedia.org/wiki/Buttonwood_Agreement https://en.wikipedia.org/wiki/Tulip_mania
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1688danoweir,darenblonski,financialadvisor,investing,radiodano,sonomacounty,stockmarketfalse13fullShould I Put Everything In A 5% Money Market?https://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/should-i-put-everything-in-a-5-money-market
Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

See the Slides and References here: https://sonomawealthadvisors.com/file/9/Its%20All%20Money%20Episode%202-Money%20Markets.pdf
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/60595463Wed, 17 Jul 2024 12:25:01 +0000707 MediaIt seems simple enough- "money markets" and other instruments are "paying 5% right now". Who doesn't want to make 5% on their money doing nothing? So should you shift your entire portfolio to something with purported reliable returns and alleged "lack...
Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

See the Slides and References here: https://sonomawealthadvisors.com/file/9/Its%20All%20Money%20Episode%202-Money%20Markets.pdf
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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>1803banking,danoweir,darenblonski,financialadvisor,interestrates,investing,moneymarket,radiodano,sonomacountyfalse12full1 Change To Your Mortgage Could Save You 6 Figureshttps://sonomawealthadvisors.com/resources/podcast-its-all-money/profile/1-change-to-your-mortgage-could-save-you-6-figures
Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.dailymail.co.uk/yourmoney/consumer/article-13271893/mcdonalds-prices-doubled-ten-years.html

https://www.nasdaq.com/articles/contemplating-24-7-trading-at-nyse

Mortgage Numbers calculated with: https://www.mortgagecalculator.org/

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/60533574Fri, 28 Jun 2024 00:19:52 +0000707 MediaYou pay your mortgage every month. But have you ever wondered what would happen if you paid it every 2 weeks instead? Daren and Dano run the numbers on a $500k scenario (which may work in some states, but perhaps not in others *cough* CALIFORNIA) and...
Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

References:
https://www.dailymail.co.uk/yourmoney/consumer/article-13271893/mcdonalds-prices-doubled-ten-years.html

https://www.nasdaq.com/articles/contemplating-24-7-trading-at-nyse

Mortgage Numbers calculated with: https://www.mortgagecalculator.org/

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Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>1427danoweir,darenblonski,financialadvisor,investing,mortgage,mortgagerates,radiodano,sonomacountyfalse11fullEpisode 0 - 3 Moments From Your Life In Moneyhttps://www.spreaker.com/episode/episode-0-3-moments-from-your-life-in-money--60533512
What Is Financial Confidence? Financial Confidence is an emotional state of understanding money. It is not necessarily having money. It is understanding the money in your life.

Goal: Every episode you walk away with 1 takeaway to increase your financial confidence. Because at the end of the day, It's All Money. In this primer episode, hosts Dano Weir and Daren Blonski, CFP®, AIF® introduce themselves, the show and 3 moments that exemplify their life in money.

Hosts: Daren Blonski, CFP®, AIF®, CEPA®, CDAA- The CEO and CFP, bringing over a decade of experience planning for hundreds of families in world-renowned Sonoma, CA. His unique blend of current market knowledge, economic theory and emotional intelligence provide critical insight to the reasons behind the trends and your behaviors. Dano Weir- An on-air media personality for 15 years, Dano has 0 licenses and letters after his name 😉. But his specialty lies in gathering complex information and communicating it respectfully to an audience of varying backgrounds. With a personal interest in empowering people to make informed money decisions, Dano knows just enough to be dangerous and is brave enough to ask the questions a listener might. Why did that stock go up? What happens with that money? Do I have to pay back a student loan? What’s the cheapest TV plan right now?

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/60533512Fri, 28 Jun 2024 00:03:49 +0000707 MediaIntroducing YET ANOTHER financial advisor podcast... It's All Money. But wait what's different? Your 401k, your kids Paw Patrol toy collection, quantitative easing and the rising cost of your Disney+ subscription all seem like wildly different topics....
What Is Financial Confidence? Financial Confidence is an emotional state of understanding money. It is not necessarily having money. It is understanding the money in your life.

Goal: Every episode you walk away with 1 takeaway to increase your financial confidence. Because at the end of the day, It's All Money. In this primer episode, hosts Dano Weir and Daren Blonski, CFP®, AIF® introduce themselves, the show and 3 moments that exemplify their life in money.

Hosts: Daren Blonski, CFP®, AIF®, CEPA®, CDAA- The CEO and CFP, bringing over a decade of experience planning for hundreds of families in world-renowned Sonoma, CA. His unique blend of current market knowledge, economic theory and emotional intelligence provide critical insight to the reasons behind the trends and your behaviors. Dano Weir- An on-air media personality for 15 years, Dano has 0 licenses and letters after his name 😉. But his specialty lies in gathering complex information and communicating it respectfully to an audience of varying backgrounds. With a personal interest in empowering people to make informed money decisions, Dano knows just enough to be dangerous and is brave enough to ask the questions a listener might. Why did that stock go up? What happens with that money? Do I have to pay back a student loan? What’s the cheapest TV plan right now?

Learn more about Sonoma Wealth and take our Free Wealth Analysis: https://sonomawealthadvisors.com/

Video also available for every episode of It’s All Money on our YouTube channel: https://www.youtube.com/@sonomawealth

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not...]]>2290danoweir,darenblonski,financialadvisor,investing,radiodano,sonomacountyfalsefull