http://thesolvers.com.au
This is not just a podcast; it's a guidebook for businesses on the brink, with insights on how to get help, how to take advice and who to get it from. Tune in to hear stories of determination and hear from the people behind the stories.

Get ready to be happy, sad, inspired, educated. This is the series in which we discuss business, life, and looking ahead despite how tough things seem.]]>enBusinessCopyright Thesolvers.com.auhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/adc7a92c4a756815f82e4b158633ef36.jpghttp://thesolvers.com.auThu, 09 Oct 2025 04:00:20 +0000Thesolvers.com.auThesolvers.com.auinfo@thesolvers.com.auWelcome to a journey of resilience and persistence. Join Cheryl Stainsby as she shares stories of how she has helped people through business or financial failure. What is the pathway through? What will the future hold? Every challenge is a lesson; a...
This is not just a podcast; it's a guidebook for businesses on the brink, with insights on how to get help, how to take advice and who to get it from. Tune in to hear stories of determination and hear from the people behind the stories.

Get ready to be happy, sad, inspired, educated. This is the series in which we discuss business, life, and looking ahead despite how tough things seem.]]>falsea2ab2c45-fa15-5e07-9b2b-3044934432bcepisodichttps://www.spreaker.com/episode/11-what-the-lawyer-said-2--67981115https://api.spreaker.com/episode/67981115Thu, 09 Oct 2025 04:00:07 +0000Thesolvers.com.auWhat happens when business dreams collide with poor planning and the wrong advice? In this powerful episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby continue the conversation with Brisbane lawyer Bruce Pasetti to uncover why so...947advice,blamegame,insolvency,legal,ydafalse111fullhttps://www.spreaker.com/episode/10-what-the-lawyer-said-1--67981097https://api.spreaker.com/episode/67981097Thu, 02 Oct 2025 04:06:00 +0000Thesolvers.com.auIn this episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby sit down with Bruce Pasetti, Principal at Stratos Legal, to unpack the traps directors fall into when things go wrong—and why blaming the bookkeeper, accountant, or anyone...819advice,blamegame,business,legal,ydafalse110fullhttps://www.spreaker.com/episode/9-the-loan-trap--67859360https://api.spreaker.com/episode/67859360Tue, 23 Sep 2025 06:16:30 +0000Thesolvers.com.auIn this episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby sit down with Tammy Haug, General Manager of eCarz Finance, to expose a growing crisis in the business world—high-risk “last chance” loans that quietly destroy companies...1113cashflow,caveats,loan,loanstackingfalse19fullhttps://www.spreaker.com/episode/8-when-the-buck-stops--67773292https://api.spreaker.com/episode/67773292Tue, 16 Sep 2025 03:00:07 +0000Thesolvers.com.auIn this episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby sit down with Damien Davis of Robson Cotter Insolvency Group to unpack one of the most common traps directors fall into when the pressure’s on—the blame game. From...1003accounting,blamegame,bookkeepers,insolvency,liquidationfalse18fullhttps://www.spreaker.com/episode/7-loan-stacking--67773290https://api.spreaker.com/episode/67773290Tue, 16 Sep 2025 02:29:15 +0000Thesolvers.com.auIn this powerful episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby pull back the curtain on the risky world of loan stacking—and the devastating traps many business owners unknowingly fall into. From slick FinTech ads to...905escapeplan,liquidation,loans,loanstacking,shorttermloans,ydafalse17fullhttps://www.spreaker.com/episode/6-blame-game-2--67429920https://api.spreaker.com/episode/67429920Mon, 01 Sep 2025 22:58:10 +0000Thesolvers.com.auIn this episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby welcome back bookkeeper Kirsten Carter from Mello Bookkeeping to tackle one of the most common headaches for small businesses: director loans. Why do they happen so often,...983accounting,bookkeeping,div7a,insolvency,taxfalse16fullhttps://www.spreaker.com/episode/5-blame-game--67427652https://api.spreaker.com/episode/67427652Tue, 19 Aug 2025 06:55:38 +0000Thesolvers.com.auIn this insightful episode of Your Director’s Advocate, James Flaherty and Cheryl Stainsby sit down with bookkeeper Kirsten Carter to unpack one of the most common frustrations in business—the blame game. Why do business owners so often point the...1028accounting,bookkeeping,director,insolvency,taxfalse15fullhttps://thesolvers.com.au/small-business-podcasts/#

1. Understanding Division 7A: Duncan explains the basics of Division 7A and its implications for directors' loans.
2. Common Pitfalls: Learn about the frequent mistakes business owners make with directors' loans and how to avoid them.
3. Tax Implications: Discover the tax consequences of mismanaging company funds and how to stay compliant.
4. Practical Advice: Get actionable tips on managing company finances effectively.
5. Real-Life Examples: Hear real stories of businesses navigating these challenges and the lessons learned.

Don't miss out on this entertaining and informative discussion. Tune in and encourage those in your network to listen in.

]]>https://api.spreaker.com/episode/63363945Wed, 08 Jan 2025 06:54:57 +0000Thesolvers.com.auJoin us for the second episode featuring our special guest, Duncan Perkins, from Tax Time! This insightful discussion dives deep into the complexities of Division 7A loans (what are those!?) and directors' loans, offering valuable advice for business...

1. Understanding Division 7A: Duncan explains the basics of Division 7A and its implications for directors' loans.
2. Common Pitfalls: Learn about the frequent mistakes business owners make with directors' loans and how to avoid them.
3. Tax Implications: Discover the tax consequences of mismanaging company funds and how to stay compliant.
4. Practical Advice: Get actionable tips on managing company finances effectively.
5. Real-Life Examples: Hear real stories of businesses navigating these challenges and the lessons learned.

Don't miss out on this entertaining and informative discussion. Tune in and encourage those in your network to listen in.

]]>1263director,insolvency,loan,taxfalse14fullhttp://thesolvers.com.au
In "None So Blind," the get deep into the common pitfalls and challenges that entrepreneurs encounter, especially when they fail to heed professional advice. Key Issues Discussed:

• Blame Game: Business owners often look for someone to blame when things go wrong, whether it's their accountant, bookkeeper, or even external circumstances.
• Undercapitalization: Many entrepreneurs start their ventures without adequate resources, not just financially but also in terms of human resources and industry knowledge.
• Ignoring Advice: A recurring theme is the reluctance of business owners to listen to their advisors, leading to repeated mistakes and missed opportunities.
• Franchise Pitfalls: The episode also touches on the challenges of buying into franchises and the unrealistic expectations set by franchisors.

So why Tune In? Business owners (and their advisors) will find this episode particularly insightful as it highlights the importance of listening to professional advice and being adequately prepared before diving into new ventures. Cheryl, James, and Duncan provide valuable perspectives and practical advice that can help avoid common mistakes and set businesses on the path to success. Don't miss out on this engaging and informative discussion! 

]]>https://api.spreaker.com/episode/63335006Mon, 16 Dec 2024 07:38:08 +0000Thesolvers.com.auIn the third ep of the YDA Podcast, hosts Cheryl Stainsby and James Flaherty are joined by Duncan Perkins from TaxTime to discuss some pressing issues faced by business owners. In "None So Blind," the get deep into the common pitfalls and challenges...
In "None So Blind," the get deep into the common pitfalls and challenges that entrepreneurs encounter, especially when they fail to heed professional advice. Key Issues Discussed:

• Blame Game: Business owners often look for someone to blame when things go wrong, whether it's their accountant, bookkeeper, or even external circumstances.
• Undercapitalization: Many entrepreneurs start their ventures without adequate resources, not just financially but also in terms of human resources and industry knowledge.
• Ignoring Advice: A recurring theme is the reluctance of business owners to listen to their advisors, leading to repeated mistakes and missed opportunities.
• Franchise Pitfalls: The episode also touches on the challenges of buying into franchises and the unrealistic expectations set by franchisors.

So why Tune In? Business owners (and their advisors) will find this episode particularly insightful as it highlights the importance of listening to professional advice and being adequately prepared before diving into new ventures. Cheryl, James, and Duncan provide valuable perspectives and practical advice that can help avoid common mistakes and set businesses on the path to success. Don't miss out on this engaging and informative discussion! 

]]>1214advice,business,insolvency,taxfalsefullhttp://www.thesolvers.com.au
Cheryl’s doing this series to reach out to small business owners who are currently facing challenges, especially having survived covid and its impact on various industries like construction, hospitality and retail. We've seen many failures, price increases, and interest rate hikes.  Cheryl will share her extensive experience in dealing with similar stories of directors and business models that often fail, as well as those that succeed.


]]>https://api.spreaker.com/episode/63090812Sun, 01 Dec 2024 06:55:59 +0000Thesolvers.com.auSo let's start with who gets the blame when the business goes bust. All too often, people are quick to blame others. Who gets the grief? And who should? Cheryl’s doing this series to reach out to small business owners who are currently facing...
Cheryl’s doing this series to reach out to small business owners who are currently facing challenges, especially having survived covid and its impact on various industries like construction, hospitality and retail. We've seen many failures, price increases, and interest rate hikes.  Cheryl will share her extensive experience in dealing with similar stories of directors and business models that often fail, as well as those that succeed.


]]>1542bankruptcy,insolevncy,sbrfalse12fullhttps://thesolvers.com.au/small-business-podcasts/
The first in a seriessCheryl is hosting a series aimed at reaching out to small business owners who are currently facing challenges, particularly those who have weathered the impact of COVID-19 on industries such as construction, hospitality, and retail. Many businesses have experienced failures, price increases, and interest rate hikes.

The liquidators, the accountants, the business owners, those in denial, those facing the music. Tune in...
]]>https://api.spreaker.com/episode/60445235Thu, 20 Jun 2024 05:39:03 +0000Thesolvers.com.auCheryl’s doing this series to reach out to small business owners who are currently facing challenges, especially having survived covid and its impact on various industries like construction, hospitality and retail. We've seen many failures, price...
The first in a seriessCheryl is hosting a series aimed at reaching out to small business owners who are currently facing challenges, particularly those who have weathered the impact of COVID-19 on industries such as construction, hospitality, and retail. Many businesses have experienced failures, price increases, and interest rate hikes.

The liquidators, the accountants, the business owners, those in denial, those facing the music. Tune in...
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