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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>FLYA | Financial Literacy for Young Adults</title><link>https://www.spreaker.com/show/flya-financial-literacy-for-young-adults</link><description><![CDATA[Are you a young adult who wants to learn and make better financial decisions, but you don't know where to start? If so, then you gotta to listen to Financial Literacy for Young Adults (FLYA).  In this podcast, host Pat shares his own personal financial journey and the key insights he's learned along the way. He covers a wide range of topics, including managing your bank account, student loans, how to start investing, and retirement planning!]]></description><atom:link href="https://www.spreaker.com/show/5900149/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>How To</category><copyright>Copyright James</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg</url><title>FLYA | Financial Literacy for Young Adults</title><link>https://www.spreaker.com/show/flya-financial-literacy-for-young-adults</link></image><lastBuildDate>Mon, 10 Jul 2023 13:55:22 +0000</lastBuildDate><itunes:author>James</itunes:author><itunes:owner><itunes:name>James</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg"/><itunes:subtitle>Are you a young adult who wants to learn and make better financial decisions, but you don't know where to start? If so, then you gotta to listen to Financial Literacy for Young Adults (FLYA).

In this podcast, host Pat shares his own personal...</itunes:subtitle><itunes:summary><![CDATA[Are you a young adult who wants to learn and make better financial decisions, but you don't know where to start? If so, then you gotta to listen to Financial Literacy for Young Adults (FLYA).  In this podcast, host Pat shares his own personal financial journey and the key insights he's learned along the way. He covers a wide range of topics, including managing your bank account, student loans, how to start investing, and retirement planning!]]></itunes:summary><itunes:category text="Education"><itunes:category text="How To"/></itunes:category><itunes:explicit>false</itunes:explicit><podcast:guid>8bfcb32d-6e50-5f50-9525-77280515fe70</podcast:guid><itunes:type>episodic</itunes:type><item><title>Banks vs Credit Unions: Which is One is Right for You?</title><link>https://www.spreaker.com/episode/banks-vs-credit-unions-which-is-one-is-right-for-you--56050252</link><description><![CDATA[We'll talk about the 4 key differences between a bank and credit union: purpose, financial services offered, interest rates, and technology; and I'll talk about my own personal experiences with credit unions.<br /><br />If you've always wanted to become more financially literate and don't know where to start, this podcast is right for you!<br /><br />*Disclaimer: I am not a financial advisor, and this podcast is intended for educational purposes only. This is not professional financial advice. Research and utilize other resources before making a decision.*]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56050252</guid><pubDate>Mon, 10 Jul 2023 13:41:26 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/56050252/banks_vs_credit_unions.mp3" length="9610730" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/cc80a7b7-a206-43f8-b21e-a4e74d1065e1/cc80a7b7-a206-43f8-b21e-a4e74d1065e1.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/cc80a7b7-a206-43f8-b21e-a4e74d1065e1/cc80a7b7-a206-43f8-b21e-a4e74d1065e1.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/cc80a7b7-a206-43f8-b21e-a4e74d1065e1/cc80a7b7-a206-43f8-b21e-a4e74d1065e1.vtt" type="text/vtt" language="en"/><itunes:author>James</itunes:author><itunes:subtitle>We'll talk about the 4 key differences between a bank and credit union: purpose, financial services offered, interest rates, and technology; and I'll talk about my own personal experiences with credit unions.

If you've always wanted to become more...</itunes:subtitle><itunes:summary><![CDATA[We'll talk about the 4 key differences between a bank and credit union: purpose, financial services offered, interest rates, and technology; and I'll talk about my own personal experiences with credit unions.<br /><br />If you've always wanted to become more financially literate and don't know where to start, this podcast is right for you!<br /><br />*Disclaimer: I am not a financial advisor, and this podcast is intended for educational purposes only. This is not professional financial advice. Research and utilize other resources before making a decision.*]]></itunes:summary><itunes:duration>601</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Banking Basics Part 2: Money Market, CD, Brokerage &amp; IRA Accounts</title><link>https://www.spreaker.com/episode/banking-basics-part-2-money-market-cd-brokerage-ira-accounts--55427339</link><description><![CDATA[In this episode, we explore the different types of bank accounts available, including money market, CD, brokerage, and IRA accounts. We'll cover the pros and cons of each type of account, and I'll also explain the applications of each account for your own personal usage.]]></description><guid isPermaLink="false">2501029a-dc73-4ce9-a6c4-64d76e03d4c8</guid><pubDate>Sun, 25 Jun 2023 02:32:52 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/55427339/336683053_44100_2_b7e2473bbc31f.mp3" length="9217004" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7/aa3c3ebc-2ec7-4f58-8e52-c701d5e1bad7.vtt" type="text/vtt" language="en"/><itunes:author>James</itunes:author><itunes:subtitle>In this episode, we explore the different types of bank accounts available, including money market, CD, brokerage, and IRA accounts. We'll cover the pros and cons of each type of account, and I'll also explain the applications of each account for your...</itunes:subtitle><itunes:summary><![CDATA[In this episode, we explore the different types of bank accounts available, including money market, CD, brokerage, and IRA accounts. We'll cover the pros and cons of each type of account, and I'll also explain the applications of each account for your own personal usage.]]></itunes:summary><itunes:duration>577</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Banking Basics Part 1: Checking vs Savings &amp; APY Breakdown</title><link>https://www.spreaker.com/episode/banking-basics-part-1-checking-vs-savings-apy-breakdown--55427338</link><description><![CDATA[Ever wondered what's the difference between a checking and savings account? Or, what the hell is an APY? Does it really matter where I open my savings account? <br /> If you've ever thought about these questions before then this episode is for you! <br /> *As a disclaimer, I am not a financial advisor, I am not giving or telling you any type of professional advice, and I strongly suggest you do your own research and also use other resources to make well-thought financial decisions.*]]></description><guid isPermaLink="false">73b7f0e8-d1d7-4eb8-989d-32235c5219b5</guid><pubDate>Mon, 19 Jun 2023 01:42:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/55427338/335739008_44100_2_69cb2490c6dea.mp3" length="9206140" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/8dd30f16-192e-4f28-8bdb-21612de1b688/8dd30f16-192e-4f28-8bdb-21612de1b688.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/8dd30f16-192e-4f28-8bdb-21612de1b688/8dd30f16-192e-4f28-8bdb-21612de1b688.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/8dd30f16-192e-4f28-8bdb-21612de1b688/8dd30f16-192e-4f28-8bdb-21612de1b688.vtt" type="text/vtt" language="en"/><itunes:author>James</itunes:author><itunes:subtitle>Ever wondered what's the difference between a checking and savings account? Or, what the hell is an APY? Does it really matter where I open my savings account? 
 If you've ever thought about these questions before then this episode is for you! 
 *As a...</itunes:subtitle><itunes:summary><![CDATA[Ever wondered what's the difference between a checking and savings account? Or, what the hell is an APY? Does it really matter where I open my savings account? <br /> If you've ever thought about these questions before then this episode is for you! <br /> *As a disclaimer, I am not a financial advisor, I am not giving or telling you any type of professional advice, and I strongly suggest you do your own research and also use other resources to make well-thought financial decisions.*]]></itunes:summary><itunes:duration>576</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>FLYA Intro!</title><link>https://www.spreaker.com/episode/flya-intro--55427337</link><description><![CDATA[Hey! Welcome to my podcast!]]></description><guid isPermaLink="false">d22befe0-020d-43c4-9f10-47a7cea26612</guid><pubDate>Mon, 19 Jun 2023 01:41:41 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/55427337/335738499_44100_2_e3a991090eec9.mp3" length="1637315" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/59ff2d6d-d1f2-47df-9fe4-e28949dae94d/59ff2d6d-d1f2-47df-9fe4-e28949dae94d.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/59ff2d6d-d1f2-47df-9fe4-e28949dae94d/59ff2d6d-d1f2-47df-9fe4-e28949dae94d.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/59ff2d6d-d1f2-47df-9fe4-e28949dae94d/59ff2d6d-d1f2-47df-9fe4-e28949dae94d.vtt" type="text/vtt" language="en"/><itunes:author>James</itunes:author><itunes:subtitle>Hey! Welcome to my podcast!</itunes:subtitle><itunes:summary><![CDATA[Hey! Welcome to my podcast!]]></itunes:summary><itunes:duration>103</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b9bc4c39389d50d24eaab22e85f96f9.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
