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href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/00cc277bf492c1bc0169efaa9940ecfd.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-14-25 Will You Have Enough for Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-5-14-25-will-you-have-enough-for-retirement--65979075</link><guid isPermaLink="false">https://api.spreaker.com/episode/65979075</guid><pubDate>Wed, 14 May 2025 11:50:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65979075/financial_insanity_will_you_have_enough_for_retirement_05102025_05142025.mp3" length="94320985" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image 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5-3-25: Market Volatility Entering May</title><link>https://www.spreaker.com/episode/financial-insanity-5-3-25-market-volatility-entering-may--65978112</link><guid isPermaLink="false">https://api.spreaker.com/episode/65978112</guid><pubDate>Wed, 07 May 2025 18:08:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65978112/financial_insanity_market_volatility_entering_may_05032025_sat.mp3" length="94320005" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/0c40e685a91ea77c882330634b48dfaa.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-30-25: Retirement Risks to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-4-30-25-retirement-risks-to-avoid--65691279</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement risks to avoid.  The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit or pension plan replaced by defined contribution plans..Studies have shown tpensions have been rapidly replaced.<br />As retirees underestimate their longevity, as well as stock market volatility, the probability that they’ll outlast their savings will keep dropping.  But, proper adjustments need to be made.  Scott will provide you with the seven easy to avoid retirement risks.  Plus, he can help keep your money safe from the traps and pitfalls of financial planning.  That's why he wrote the book 'Three Blind Mice'.  Learn the tools you need to keep your key consultants like financial advisor, accountant and estate attorney connected and operating on the same financial game plan.  Your financial future depends on it. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65691279</guid><pubDate>Wed, 30 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65691279/financial_insanity_retirement_risks_to_avoid_04302025_wed.mp3" length="94318555" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement risks to avoid.  The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit or pension plan replaced by defined contribution plans..Studies...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement risks to avoid.  The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit or pension plan replaced by defined contribution plans..Studies have shown tpensions have been rapidly replaced.<br />As retirees underestimate their longevity, as well as stock market volatility, the probability that they’ll outlast their savings will keep dropping.  But, proper adjustments need to be made.  Scott will provide you with the seven easy to avoid retirement risks.  Plus, he can help keep your money safe from the traps and pitfalls of financial planning.  That's why he wrote the book 'Three Blind Mice'.  Learn the tools you need to keep your key consultants like financial advisor, accountant and estate attorney connected and operating on the same financial game plan.  Your financial future depends on it. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a7dd6fdf6ff43579b4fce8eb3d807994.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-26-25: The Power of Annuities</title><link>https://www.spreaker.com/episode/financial-insanity-4-26-25-the-power-of-annuities--65691128</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is the power of annuities.  It's an in depth look at the four annuities and where to begin.  Which annuities are good, bad and ugly?  For certain, it's not a one size fits all plan.  So you will need assisrance deciphering the types.  Plus, there are seven easy to avoid retirement risks. Longevity, long term care and debt can create havoc on your retirement.  There are a lot of things retirees don't realize before entering retirement.  But, it's possible to avoid these risks.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65691128</guid><pubDate>Sun, 27 Apr 2025 02:10:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65691128/financial_insanity_the_power_of_annuities_04262025_sat.mp3" length="94319025" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is the power of annuities.  It's an in depth look at the four annuities and where to begin.  Which annuities are good, bad and ugly?  For certain, it's not a one size fits all plan.  So you will...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is the power of annuities.  It's an in depth look at the four annuities and where to begin.  Which annuities are good, bad and ugly?  For certain, it's not a one size fits all plan.  So you will need assisrance deciphering the types.  Plus, there are seven easy to avoid retirement risks. Longevity, long term care and debt can create havoc on your retirement.  There are a lot of things retirees don't realize before entering retirement.  But, it's possible to avoid these risks.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/61a2f2a37c90794384481c88c8c0aeb3.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-23-25: Retirement Planning for Widowers</title><link>https://www.spreaker.com/episode/financial-insanity-4-23-25-retirement-planning-for-widowers--65601063</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement planning for widowers.  Women are statistically outliving men and that means many will be taking over the finances for what may be the first time in their life.  It could be confusing and scary for anyone.  Having too little money is a reality when there's a loss of income from the spouse that passed away and the other is dealing with the same bills.   But, there are useful inancial tips to help widowers in retirement.  It starts getting the right support, applying for proper benefits and reviewing overall budget and spending.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65601063</guid><pubDate>Wed, 23 Apr 2025 13:00:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65601063/financial_insanity_retirement_planning_for_widowers_04232025_wed.mp3" length="94319025" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement planning for widowers.  Women are statistically outliving men and that means many will be taking over the finances for what may be the first time in their life.  It could be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement planning for widowers.  Women are statistically outliving men and that means many will be taking over the finances for what may be the first time in their life.  It could be confusing and scary for anyone.  Having too little money is a reality when there's a loss of income from the spouse that passed away and the other is dealing with the same bills.   But, there are useful inancial tips to help widowers in retirement.  It starts getting the right support, applying for proper benefits and reviewing overall budget and spending.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b6a0252727492656d205873735a1f055.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-19-25: Post Tax Day Strategies</title><link>https://www.spreaker.com/episode/financial-insanity-4-19-25-post-tax-day-strategies--65601022</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is post tax day strategies.  Learn the simple steps that can help preserve your money when the market takes a dive.  Plus with so much excitement preparing for your upcoming retirement, it could come with big changes.  You might need to downsize.  Maybe you have too much clutter, maybe your home is too big or maybe you need to downsize in your spending habits.  Financial Insanity is here to offer tips so you can be prepared for the next phase of life.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65601022</guid><pubDate>Sat, 19 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65601022/financial_insanity_post_tax_day_strategies_04192025_sat.mp3" length="94319025" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is post tax day strategies.  Learn the simple steps that can help preserve your money when the market takes a dive.  Plus with so much excitement preparing for your upcoming retirement, it could...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is post tax day strategies.  Learn the simple steps that can help preserve your money when the market takes a dive.  Plus with so much excitement preparing for your upcoming retirement, it could come with big changes.  You might need to downsize.  Maybe you have too much clutter, maybe your home is too big or maybe you need to downsize in your spending habits.  Financial Insanity is here to offer tips so you can be prepared for the next phase of life.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b8134ce55cd4b4fa229fba1569199c0d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-16-25: Growing Your Wealth</title><link>https://www.spreaker.com/episode/financial-insanity-4-16-25-growing-your-wealth--65507208</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is growing your wealth.  Scott will be discussing preserving your wealth and how to retire rich.  The wealthy have a knack for not just getting rich but also staying rich. Many people start out with a lot more money than the average person, but growing and protecting money over time can be a challenge.  You don’t have to already be rich to benefit from these strategies. Anyone looking to make their money last can apply practices to their own financial situation.  Plus, Financial Insanity is time traveling back to 2008, the markets along with a history lesson. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65507208</guid><pubDate>Wed, 16 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65507208/financial_insanity_growing_your_wealth_04162025_wed.mp3" length="94318045" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is growing your wealth.  Scott will be discussing preserving your wealth and how to retire rich.  The wealthy have a knack for not just getting rich but also staying rich. Many people start out...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is growing your wealth.  Scott will be discussing preserving your wealth and how to retire rich.  The wealthy have a knack for not just getting rich but also staying rich. Many people start out with a lot more money than the average person, but growing and protecting money over time can be a challenge.  You don’t have to already be rich to benefit from these strategies. Anyone looking to make their money last can apply practices to their own financial situation.  Plus, Financial Insanity is time traveling back to 2008, the markets along with a history lesson. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ded1ebb8007269da7d9a53987dba97b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-12-25: Protecting Yourself From Scams</title><link>https://www.spreaker.com/episode/financial-insanity-4-12-25-protecting-yourself-from-scams--65506244</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from scams.  There are always risks to retirement. The Wall Street Journal says the biggest financial risk is cognitive decline.  Scary risk can rob you of your best judgement and sometimes it can go unoticed.  It's a look at the top five scams you should be aware of.   Plus, don't count your chickens before they hatch.  Find out what this means when it comes to finances and how to keep from counting chickens in our nest egg.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65506244</guid><pubDate>Sat, 12 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65506244/financial_insanity_protecting_yourself_from_scams_04122025_sat.mp3" length="94318045" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from scams.  There are always risks to retirement. The Wall Street Journal says the biggest financial risk is cognitive decline.  Scary risk can rob you of your best...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from scams.  There are always risks to retirement. The Wall Street Journal says the biggest financial risk is cognitive decline.  Scary risk can rob you of your best judgement and sometimes it can go unoticed.  It's a look at the top five scams you should be aware of.   Plus, don't count your chickens before they hatch.  Find out what this means when it comes to finances and how to keep from counting chickens in our nest egg.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/15646d28e41d27c8359fd81d02c89b57.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-9-25: Estate Planning</title><link>https://www.spreaker.com/episode/financial-insanity-4-9-25-estate-planning--65323071</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning.  Dave Connolly is today's guest to talk about love and legacy.  Estate planning involves determining how an individual's assets will be preserved, managed and distributed.  It also looks at the management of an individuals' properties and financial obligations in the event they become incapacitated.  Dave focuses on domestic partnership with unmarried couples and securing your future together, protecting assets and avoiding tax pitfalls.  There are key considerations: healthcare, childcare and assets.  The biggest takeaway is act now because making sound long-term decisions will give you peace of mind and ensure financial stability]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65323071</guid><pubDate>Wed, 09 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65323071/financial_insanity_estate_planning_04092025_wed.mp3" length="107659015" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is estate planning.  Dave Connolly is today's guest to talk about love and legacy.  Estate planning involves determining how an individual's assets will be preserved, managed and distributed.  It...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning.  Dave Connolly is today's guest to talk about love and legacy.  Estate planning involves determining how an individual's assets will be preserved, managed and distributed.  It also looks at the management of an individuals' properties and financial obligations in the event they become incapacitated.  Dave focuses on domestic partnership with unmarried couples and securing your future together, protecting assets and avoiding tax pitfalls.  There are key considerations: healthcare, childcare and assets.  The biggest takeaway is act now because making sound long-term decisions will give you peace of mind and ensure financial stability]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/153b2936c7c718ad95a81fb171678593.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-5-25: Preserving Wealth</title><link>https://www.spreaker.com/episode/financial-insanity-4-5-25-preserving-wealth--65322967</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is preserving wealth.  You've built wealth.  Now, it's time to preserve it.   There are simple steps to safeguard the assets you've worked so hard to get and also plan for the future.  Plus, a look at something that could change the way you think about retirement.  You could play less in taxes while still making more money.   There is a plan to do that and Scott is the man with the plan.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65322967</guid><pubDate>Sat, 05 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65322967/financial_insanity_preserving_wealth_04052025_sat.mp3" length="107659031" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is preserving wealth.  You've built wealth.  Now, it's time to preserve it.   There are simple steps to safeguard the assets you've worked so hard to get and also plan for the future.  Plus, a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is preserving wealth.  You've built wealth.  Now, it's time to preserve it.   There are simple steps to safeguard the assets you've worked so hard to get and also plan for the future.  Plus, a look at something that could change the way you think about retirement.  You could play less in taxes while still making more money.   There is a plan to do that and Scott is the man with the plan.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/29a35864f1398a288405f2c89d2e22aa.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-2-25: Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-4-2-25-income-vs-growth--65144402</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs. growth.  Scott is helping people navigate their financial portfolio.  Income vs. growth is important.  It's great to grow money over time, but there is a shift when you're in retirement because you don't have those paychecks to rely on monthly.  Investing for income and investing for growth are two different things.  How do both work and which one is right for you?  Plus, seniors are making a big mistake with income vs growth.  What is this mistake?  It's critical to realize you shouldn't turn off the faucet of growth investing and turn on to income investing in retirement.  ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65144402</guid><pubDate>Wed, 02 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65144402/financial_insanity_income_vs_groeth_04022025_wed.mp3" length="107658529" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is income vs. growth.  Scott is helping people navigate their financial portfolio.  Income vs. growth is important.  It's great to grow money over time, but there is a shift when you're in...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs. growth.  Scott is helping people navigate their financial portfolio.  Income vs. growth is important.  It's great to grow money over time, but there is a shift when you're in retirement because you don't have those paychecks to rely on monthly.  Investing for income and investing for growth are two different things.  How do both work and which one is right for you?  Plus, seniors are making a big mistake with income vs growth.  What is this mistake?  It's critical to realize you shouldn't turn off the faucet of growth investing and turn on to income investing in retirement.  ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/46af16e3f9d540a2f5a496e5f3ec0895.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-29-25: Yay or Nay Working While in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-3-29-25-yay-or-nay-working-while-in-retirement--65143940</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is yay or nay while working in retirement. There is a lot to think about when you're heading into retirement. One of those things is whether or not you should continue working.  A survey indicting nearly 8 out of 10 people would rather be semi-retired.  Just what are the pros and cons to being semi-retired.  There are some challenges which could affect your golden years.  Plus, the market has been hot and cold, up and down like a roller coaster.  What should retirees during this time and how violate is the market impacting your portfolio?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65143940</guid><pubDate>Sat, 29 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65143940/financial_insanity_yay_or_nay_working_while_in_retirement_03292025_sat.mp3" length="107658529" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is yay or nay while working in retirement. There is a lot to think about when you're heading into retirement. One of those things is whether or not you should continue working.  A survey...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is yay or nay while working in retirement. There is a lot to think about when you're heading into retirement. One of those things is whether or not you should continue working.  A survey indicting nearly 8 out of 10 people would rather be semi-retired.  Just what are the pros and cons to being semi-retired.  There are some challenges which could affect your golden years.  Plus, the market has been hot and cold, up and down like a roller coaster.  What should retirees during this time and how violate is the market impacting your portfolio?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/032ccb83802cef770c95a456cf591bd0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-26-25: Three Blind Mice</title><link>https://www.spreaker.com/episode/financial-insanity-3-26-25-three-blind-mice--64965149</link><description><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is three blind mice.  Scott is the man with the plan to help you keep your money safe from the traps and pitfalls of financial planning.  He dives into his book to explain the process for a more secure financial future.  Plus, Qtip trusts are a unique estate planning tools.  Learn how it works, when to use one in your estate plan and unlocking its potential.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64965149</guid><pubDate>Wed, 26 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64965149/financial_insanity_three_blind_mice_03262025_wed.mp3" length="107658043" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.   Today's show is three blind mice.  Scott is the man with the plan to help you keep your money safe from the traps and pitfalls of financial planning.  He dives into his book to explain the process for a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is three blind mice.  Scott is the man with the plan to help you keep your money safe from the traps and pitfalls of financial planning.  He dives into his book to explain the process for a more secure financial future.  Plus, Qtip trusts are a unique estate planning tools.  Learn how it works, when to use one in your estate plan and unlocking its potential.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bd3cc840437812fde5586639c7a7c7f1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-22-25: Scott Talks Annuities</title><link>https://www.spreaker.com/episode/financial-insanity-3-22-25-scott-talks-annuities--64965123</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is Scott talks annuities. Annuities come in many types. There are four basic annuities.  So, what does that mean about the way we fund retirement? It's essential to build a nest egg that lasts a lifetime. You want a long and fulfilling life in retirement. Any annuity purchase should be discussed with a financial advisor.  Plus, what are the five common mistakes retirees make before entering retirement.   The biggest one is not having a fully mapped out strategy. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64965123</guid><pubDate>Sat, 22 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64965123/financial_insanity_scott_talks_annuities_03222025_sat.mp3" length="107658043" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is Scott talks annuities. Annuities come in many types. There are four basic annuities.  So, what does that mean about the way we fund retirement? It's essential to build a nest egg that lasts a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is Scott talks annuities. Annuities come in many types. There are four basic annuities.  So, what does that mean about the way we fund retirement? It's essential to build a nest egg that lasts a lifetime. You want a long and fulfilling life in retirement. Any annuity purchase should be discussed with a financial advisor.  Plus, what are the five common mistakes retirees make before entering retirement.   The biggest one is not having a fully mapped out strategy. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b9f5da0e1035add77daa4eb30068eb8a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-19-25: Could You Still Work While in Retirement?</title><link>https://www.spreaker.com/episode/financial-insanity-3-19-25-could-you-still-work-while-in-retirement--64851444</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is could you still work while in retirement. When planning for retirement, are you confident you aren't making the common mistakes?  Would you like to know more now so you don't have a painful lesson in the future?  Learn about the five mistakes people make before entering retirement.  It all starts with a fully mapped out strategy.  Scott has a unique retirement plan for retirement.  Plus, Scott breaks down the complex world of annuities.  It's informative to help decide which ones are right for your financial portfolio. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64851444</guid><pubDate>Wed, 19 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64851444/financial_insanity_could_you_still_work_while_in_retirement_03192025_wed.mp3" length="107657557" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is could you still work while in retirement. When planning for retirement, are you confident you aren't making the common mistakes?  Would you like to know more now so you don't have a painful...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is could you still work while in retirement. When planning for retirement, are you confident you aren't making the common mistakes?  Would you like to know more now so you don't have a painful lesson in the future?  Learn about the five mistakes people make before entering retirement.  It all starts with a fully mapped out strategy.  Scott has a unique retirement plan for retirement.  Plus, Scott breaks down the complex world of annuities.  It's informative to help decide which ones are right for your financial portfolio. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/45b57dcf876de157c8fee28a23cfe336.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-15-25: Estate and Legacy Planning</title><link>https://www.spreaker.com/episode/financial-insanity-3-15-25-estate-and-legacy-planning--64851369</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning.  A lot of people have a misconception of estate and legacy planning.  It's not just for the lifestyle of the rich and famous. Estate planning is actually about preparing for life's curveballs. Make sure you preserve your wishes and having a plan for you and your loved ones no matter your bank account size.  Plus, Scott explains what the true cost of retirement could be and ways to preserve the lifestyle you've earned.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64851369</guid><pubDate>Sat, 15 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64851369/financial_insanity_estate_and_legacy_planning_03152025_sat.mp3" length="107657557" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning.  A lot of people have a misconception of estate and legacy planning.  It's not just for the lifestyle of the rich and famous. Estate planning is actually about...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning.  A lot of people have a misconception of estate and legacy planning.  It's not just for the lifestyle of the rich and famous. Estate planning is actually about preparing for life's curveballs. Make sure you preserve your wishes and having a plan for you and your loved ones no matter your bank account size.  Plus, Scott explains what the true cost of retirement could be and ways to preserve the lifestyle you've earned.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ec1bbb7f815ea37bafcb86feaff70144.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-12-25: Veteran Benefits</title><link>https://www.spreaker.com/episode/financial-insanity-3-12-25-veteran-benefits--64719968</link><description><![CDATA[ This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   There are plenty of benefits that can help former veterans in retirement.  They offer education opportunities and rehabilitation services disabilities related to military service.   These benefits can be a life saver financially.  Plus, it's a look at the biggest issues to watch in 2025.  With a new administration and the long expected end of federal pandemic aid, there's uncertainty in the financial market: medicaid, changes to taxes, the stock market and inflation.  What does this mean for your financial portfolio?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64719968</guid><pubDate>Wed, 12 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64719968/financial_insanity_veteran_benefits_03122025_wed.mp3" length="107657071" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle> This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   There are plenty of benefits that can help former veterans in retirement.  They offer education opportunities and rehabilitation services disabilities related to...</itunes:subtitle><itunes:summary><![CDATA[ This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   There are plenty of benefits that can help former veterans in retirement.  They offer education opportunities and rehabilitation services disabilities related to military service.   These benefits can be a life saver financially.  Plus, it's a look at the biggest issues to watch in 2025.  With a new administration and the long expected end of federal pandemic aid, there's uncertainty in the financial market: medicaid, changes to taxes, the stock market and inflation.  What does this mean for your financial portfolio?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e3e3673247b3100678d900cc4e952fef.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-8-25: Latest Political News and Time Machine to 1990</title><link>https://www.spreaker.com/episode/financial-insanity-3-8-25-latest-political-news-and-time-machine-to-1990--64719958</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is latest political news and time machine to 1990.  2025 means a new year, new challenges and new opportunities.  It means volatiliy in the stock market which could affect your financial portfolio.  Inflation and social security can be affected too.  Scott looks back at 1990: the value of home prices, stock market and economics.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64719958</guid><pubDate>Sat, 08 Mar 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64719958/financial_insanity_latest_political_news_and_time_machine_to_1990_03082025_sat.mp3" length="107657071" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is latest political news and time machine to 1990.  2025 means a new year, new challenges and new opportunities.  It means volatiliy in the stock market which could affect your financial...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is latest political news and time machine to 1990.  2025 means a new year, new challenges and new opportunities.  It means volatiliy in the stock market which could affect your financial portfolio.  Inflation and social security can be affected too.  Scott looks back at 1990: the value of home prices, stock market and economics.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/86a271f163b43d71f0cc8b731d344968.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-5-25: 401k and IRA Decisions</title><link>https://www.spreaker.com/episode/financial-insanity-3-5-25-401k-and-ira-decisions--64574025</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 401k and IRA decisions.  Are our portfolios as safe as we think or are we riding a risk rollercoaster?  Scott will take the chaos of the financial market and turn it into a clear path for retirement.  Plus, every year taxes are due.  It can be overwhelming and complicated.  But there is a proactive approach pre-retirees and retirees should take.  There is a difference between getting taxes prepared and taxes planning.   Learn more about the tax process and how to prevent unnecessary taxes in the future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64574025</guid><pubDate>Wed, 05 Mar 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64574025/financial_insanity_401k_and_ira_decisions_03052025_wed.mp3" length="107656084" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 401k and IRA decisions.  Are our portfolios as safe as we think or are we riding a risk rollercoaster?  Scott will take the chaos of the financial market and turn it into a clear path for...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 401k and IRA decisions.  Are our portfolios as safe as we think or are we riding a risk rollercoaster?  Scott will take the chaos of the financial market and turn it into a clear path for retirement.  Plus, every year taxes are due.  It can be overwhelming and complicated.  But there is a proactive approach pre-retirees and retirees should take.  There is a difference between getting taxes prepared and taxes planning.   Learn more about the tax process and how to prevent unnecessary taxes in the future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-1-25: What About Annuities</title><link>https://www.spreaker.com/episode/financial-insanity-3-1-25-what-about-annuities--64573746</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what about annuities.  It's a look at the world of annuities.  What are annuities and are they good or bad for your finances?  Scott explains which ones could be best suited for your situation.   Plus, there isn't a number of how much you need to save in your retirement.  It's not a one size fits all retirement plan.  But there are some common questions to help individuals plan for retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64573746</guid><pubDate>Sat, 01 Mar 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64573746/financial_insanity_what_about_annuities_03012025_sat.mp3" length="107656099" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what about annuities.  It's a look at the world of annuities.  What are annuities and are they good or bad for your finances?  Scott explains which ones could be best suited for your...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what about annuities.  It's a look at the world of annuities.  What are annuities and are they good or bad for your finances?  Scott explains which ones could be best suited for your situation.   Plus, there isn't a number of how much you need to save in your retirement.  It's not a one size fits all retirement plan.  But there are some common questions to help individuals plan for retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-26-25: What Trumps Around, Goes Around</title><link>https://www.spreaker.com/episode/financial-insanity-2-26-25-what-trumps-around-goes-around--64486329</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  Buckle up, because the new government administration could change your retirement in many ways.  If you're a retiree or have a 401k or IRA retirement account and you're wondering what all this means, you're not alone.  Find out how the next four years affect your financial future.   Then later, Scott dives into why it's a necessity to work with a financial advisor to help navigate the complex legal and tax landscape.  Whatever your age, you may need to rethink your retirement strategy.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64486329</guid><pubDate>Wed, 26 Feb 2025 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64486329/financial_insanity_what_trumps_around_goes_around_02222025_02262025.mp3" length="107656099" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  Buckle up, because the new government administration could change your retirement in many ways.  If you're a retiree or have a 401k or IRA retirement account...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  Buckle up, because the new government administration could change your retirement in many ways.  If you're a retiree or have a 401k or IRA retirement account and you're wondering what all this means, you're not alone.  Find out how the next four years affect your financial future.   Then later, Scott dives into why it's a necessity to work with a financial advisor to help navigate the complex legal and tax landscape.  Whatever your age, you may need to rethink your retirement strategy.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-22-25: What Trumps Around, Goes Around</title><link>https://www.spreaker.com/episode/financial-insanity-2-22-25-what-trumps-around-goes-around--64486229</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  How will the current government impact your finances?  Inflation, the economy, tax cuts and your financial future   Why is it important to work with a financial advisor to help navigate the complex legal and tax landscape?  Plus, important information about veteran's benefits.  Veterans don't want to miss out on this benefit.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64486229</guid><pubDate>Sun, 23 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64486229/financial_insanity_what_trumps_around_goes_around_02222025_02262025.mp3" length="107656099" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  How will the current government impact your finances?  Inflation, the economy, tax cuts and your financial future   Why is it important to work with a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what trumps around, goes around.  How will the current government impact your finances?  Inflation, the economy, tax cuts and your financial future   Why is it important to work with a financial advisor to help navigate the complex legal and tax landscape?  Plus, important information about veteran's benefits.  Veterans don't want to miss out on this benefit.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-19-25: Three Blind Mice</title><link>https://www.spreaker.com/episode/financial-insanity-2-19-25-three-blind-mice--64349488</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice.  You recieve investment advice from a financial advisor, have your tax returns prepated by an accountant and have your will and estate plan written by an attorney.   When was the last time these three key consultants got together to discuss your overall financial game plan?  You might think you've taken the right steps, but the trap has been set.  Scott explains his book and the tools you need to keep your key consultants connected and operating on the same financial game plan and help you avoid common retirement mistakes.   Plus, how much income do you need in retirement?  It's not a one size fits all plan.  There are six common questions for how much money you will need.   It's important to start with how much are you currently spending.<br /><br /><br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64349488</guid><pubDate>Wed, 19 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64349488/financial_insanity_three_blind_mice_02192025_wed.mp3" length="107655127" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is three blind mice.  You recieve investment advice from a financial advisor, have your tax returns prepated by an accountant and have your will and estate plan written by an attorney.   When...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice.  You recieve investment advice from a financial advisor, have your tax returns prepated by an accountant and have your will and estate plan written by an attorney.   When was the last time these three key consultants got together to discuss your overall financial game plan?  You might think you've taken the right steps, but the trap has been set.  Scott explains his book and the tools you need to keep your key consultants connected and operating on the same financial game plan and help you avoid common retirement mistakes.   Plus, how much income do you need in retirement?  It's not a one size fits all plan.  There are six common questions for how much money you will need.   It's important to start with how much are you currently spending.<br /><br /><br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-15-25: Corporate Bonds and Listener Mailbag</title><link>https://www.spreaker.com/episode/financial-insanity-2-15-25-corporate-bonds-and-listener-mailbag--64349463</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is corporate bonds and listener mailbag.  There are different financial tools to keep your portfolio on track.  Hear the difference between corporate bonds and mutual fund bonds. Bonds are powerful and can be attractive to investors. Plus, where do you plan to live in retirement.  Are you going to stay in your current home or will you downsize?  What about inheritance?  These are big questions that will affect your future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64349463</guid><pubDate>Sat, 15 Feb 2025 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64349463/financial_insanity_corporate_bonds_and_listener_mailbag_02152025_sat.mp3" length="107655127" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is corporate bonds and listener mailbag.  There are different financial tools to keep your portfolio on track.  Hear the difference between corporate bonds and mutual fund bonds. Bonds are...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is corporate bonds and listener mailbag.  There are different financial tools to keep your portfolio on track.  Hear the difference between corporate bonds and mutual fund bonds. Bonds are powerful and can be attractive to investors. Plus, where do you plan to live in retirement.  Are you going to stay in your current home or will you downsize?  What about inheritance?  These are big questions that will affect your future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-12-25: Creating a Lasting Legacy</title><link>https://www.spreaker.com/episode/financial-insanity-2-12-25-creating-a-lasting-legacy--64219988</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is creating a lasting legacy.  It's a basic look at creating a lasting legacy for your family.  Legacy planning, often intertwined with estate planning, is a crucial process for arranging the transfer of your assets and wealth to heirs, often family, after passing away. It also uniquely incorporates the transmission of personal values and narratives to future generations, emphasizing the importance of working with legacy advisors or financial professionals specilaizing in wealth management.  Plus, what are biggest of the biggest regrets people have in their retirement.  Hint: it starts with saving. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64219988</guid><pubDate>Wed, 12 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64219988/financial_insanity_creating_a_lasting_legacy_02122025_wed.mp3" length="107654641" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is creating a lasting legacy.  It's a basic look at creating a lasting legacy for your family.  Legacy planning, often intertwined with estate planning, is a crucial process for arranging the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is creating a lasting legacy.  It's a basic look at creating a lasting legacy for your family.  Legacy planning, often intertwined with estate planning, is a crucial process for arranging the transfer of your assets and wealth to heirs, often family, after passing away. It also uniquely incorporates the transmission of personal values and narratives to future generations, emphasizing the importance of working with legacy advisors or financial professionals specilaizing in wealth management.  Plus, what are biggest of the biggest regrets people have in their retirement.  Hint: it starts with saving. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-8-25: Common Financial Mistakes to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-2-8-25-common-financial-mistakes-to-avoid--64219929</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is common retirement mistakes to avoid.  It's a walk through of some of the biggest regrets people have in their retirement.  You've spent a lifetime planning for your retirement goals, contributing to 401k plan and investing additional assets in an individual retirement account or other accounts.  Many retirees claim their social security benefits as soon as they are eligible, but waiting until full retirement age or even later can significantly increase the monthly benefit.   What's the biggest regret?  Not saving enough.  Plus, Scott will tell you retirement risks to avoid and answer some mailbag questions from listeners.<br /><br /><br /><br /><br /><br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64219929</guid><pubDate>Sat, 08 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64219929/financial_insanity_common_financial_mistakes_to_avoid_02082025_sat.mp3" length="107654641" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is common retirement mistakes to avoid.  It's a walk through of some of the biggest regrets people have in their retirement.  You've spent a lifetime planning for your retirement goals,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is common retirement mistakes to avoid.  It's a walk through of some of the biggest regrets people have in their retirement.  You've spent a lifetime planning for your retirement goals, contributing to 401k plan and investing additional assets in an individual retirement account or other accounts.  Many retirees claim their social security benefits as soon as they are eligible, but waiting until full retirement age or even later can significantly increase the monthly benefit.   What's the biggest regret?  Not saving enough.  Plus, Scott will tell you retirement risks to avoid and answer some mailbag questions from listeners.<br /><br /><br /><br /><br /><br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-5-25: Boomers Up To Bat for Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-2-5-25-boomers-up-to-bat-for-retirement--64061586</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is boomers up to bat for retirement.   Retirement starts now for the boomers generation and gen x is on deck and that means the needs to start planning for their future.  It's a big impact with people leaving the workforce.  Plus, there's a new administration in office.  What does this mean for your retirement and financial future?  Scott will tell you how to take control of your finances in these uncertain times.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64061586</guid><pubDate>Wed, 05 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64061586/financial_insanity_boomers_up_to_bat_for_retirement_02052025_wed.mp3" length="107654155" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is boomers up to bat for retirement.   Retirement starts now for the boomers generation and gen x is on deck and that means the needs to start planning for their future.  It's a big impact with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is boomers up to bat for retirement.   Retirement starts now for the boomers generation and gen x is on deck and that means the needs to start planning for their future.  It's a big impact with people leaving the workforce.  Plus, there's a new administration in office.  What does this mean for your retirement and financial future?  Scott will tell you how to take control of your finances in these uncertain times.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-1-25: New Year, New Government</title><link>https://www.spreaker.com/episode/financial-insanity-2-1-25-new-year-new-government--64060892</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new year, new government.  It's a complete look ahead to the rest of 2025.  What is the impact of the new government regime on your retirement plan?  It would affect your finances.  Plus, filing taxes can be overwhelming.  But, there is a proactive approach that pre-retirees should take.  There is a difference between getting taxes prepared and tax planning.  There are plenty of codes and fees with tax payers having to follow the guidelines.  Scott is here to help to prevent paying those future uncessary taxes and will help get the biggest bang for your buck.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64060892</guid><pubDate>Sat, 01 Feb 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64060892/financial_insanity_new_year_new_government_02012025_sat.mp3" length="107654155" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is new year, new government.  It's a complete look ahead to the rest of 2025.  What is the impact of the new government regime on your retirement plan?  It would affect your finances.  Plus,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new year, new government.  It's a complete look ahead to the rest of 2025.  What is the impact of the new government regime on your retirement plan?  It would affect your finances.  Plus, filing taxes can be overwhelming.  But, there is a proactive approach that pre-retirees should take.  There is a difference between getting taxes prepared and tax planning.  There are plenty of codes and fees with tax payers having to follow the guidelines.  Scott is here to help to prevent paying those future uncessary taxes and will help get the biggest bang for your buck.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-29-25: Planning for the Worst</title><link>https://www.spreaker.com/episode/financial-insanity-1-29-25-planning-for-the-worst--63795001</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst.  The key to financially preparing for the unexpected is to hope for the best and plan for the worst.  How this is done is by sacificing some of your income today and putting aside money.  So how can you hope for the best and plan for the worst with your every day income, social security and today's ever rising inflation?  Plus are you retire to ready and have you saved enough?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63795001</guid><pubDate>Wed, 29 Jan 2025 14:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63795001/financial_insanity_planning_for_the_worst_01292025_wed.mp3" length="107653669" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst.  The key to financially preparing for the unexpected is to hope for the best and plan for the worst.  How this is done is by sacificing some of your income today and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst.  The key to financially preparing for the unexpected is to hope for the best and plan for the worst.  How this is done is by sacificing some of your income today and putting aside money.  So how can you hope for the best and plan for the worst with your every day income, social security and today's ever rising inflation?  Plus are you retire to ready and have you saved enough?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-25-25: What are QTIP Trusts</title><link>https://www.spreaker.com/episode/financial-insanity-1-25-25-what-are-qtip-trusts--63794781</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.  They are very important because under this trust, income is paid to a surviving spouse until that spouse's death.  Then, the balance of the funds is paid to beneficiaries.  It can be a useful tool in estate planning and is especially helpful when the trust grantor has surviving children.  Learn the tax advantages, the benefits and the requirements.  Plus, learn everything about brics.  It can change the way countries play the money game and how can it affect you.<br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63794781</guid><pubDate>Sat, 25 Jan 2025 14:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63794781/financial_insanity_what_are_qtip_trusts_01252025_sat.mp3" length="107653669" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.  They are very important because under this trust, income is paid to a surviving spouse until that spouse's death.  Then, the balance of the funds is paid to...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.  They are very important because under this trust, income is paid to a surviving spouse until that spouse's death.  Then, the balance of the funds is paid to beneficiaries.  It can be a useful tool in estate planning and is especially helpful when the trust grantor has surviving children.  Learn the tax advantages, the benefits and the requirements.  Plus, learn everything about brics.  It can change the way countries play the money game and how can it affect you.<br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-22-25: Key Retirement Questions</title><link>https://www.spreaker.com/episode/financial-insanity-1-22-25-key-retirement-questions--63720586</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation, higher taxes and uncertainty are affecting many baby boomers.  How can you afford retirement, avoid more losses in your 401k and what other income options are available.  Plus, why it's important to discuss retirement's complex legal and tax issues with an advisor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63720586</guid><pubDate>Wed, 22 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63720586/financial_insanity_key_retirement_questions_01222025_wed.mp3" length="107653183" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation, higher taxes and uncertainty are affecting many baby boomers.  How can you afford retirement, avoid more losses in your 401k and what other income...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation, higher taxes and uncertainty are affecting many baby boomers.  How can you afford retirement, avoid more losses in your 401k and what other income options are available.  Plus, why it's important to discuss retirement's complex legal and tax issues with an advisor.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-18-25: Critical Retirement Decisions</title><link>https://www.spreaker.com/episode/financial-insanity-1-18-25-critical-retirement-decisions--63720562</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is critical retirement decisions.  Scott has been helping people retire smarter since 1983.  You'll hear why working with a financial advisor can mean so much for you. I could be the difference of an extra one million dollars.  Plus, how the new presidential administration could affect investments, taxes and estate plans.   You want to make the most of these critical changes.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63720562</guid><pubDate>Sat, 18 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63720562/financial_insanity_critical_retirement_decisions_01182025_sat.mp3" length="107653183" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is critical retirement decisions.  Scott has been helping people retire smarter since 1983.  You'll hear why working with a financial advisor can mean so much for you. I could be the difference...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is critical retirement decisions.  Scott has been helping people retire smarter since 1983.  You'll hear why working with a financial advisor can mean so much for you. I could be the difference of an extra one million dollars.  Plus, how the new presidential administration could affect investments, taxes and estate plans.   You want to make the most of these critical changes.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-15-25: Financial Resolutions</title><link>https://www.spreaker.com/episode/financial-insanity-1-15-25-financial-resolutions--63632708</link><description><![CDATA[This is Financiall Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when oeople break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is financial related.  Learn how to be financially smart with setting goals like refinancing or consolidating your debt, how to stay on a budget or living below your financial means, maximizing your retirement contributions and using a cash back credit card for most purchases.  Plus, important goals when nearing retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63632708</guid><pubDate>Wed, 15 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63632708/financial_insanity_financial_resolutions_01112025_01152025.mp3" length="107651725" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financiall Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when oeople break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is...</itunes:subtitle><itunes:summary><![CDATA[This is Financiall Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when oeople break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is financial related.  Learn how to be financially smart with setting goals like refinancing or consolidating your debt, how to stay on a budget or living below your financial means, maximizing your retirement contributions and using a cash back credit card for most purchases.  Plus, important goals when nearing retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-11-25: Financial Resolutions</title><link>https://www.spreaker.com/episode/financial-insanity-1-11-25-financial-resolutions--63632681</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when people break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is financial related.  Learn how to be financially smart with setting goals like refinancing or consolidating your debt, how to stay on a budget or living below your financial means, maximizing your retirement contributions and using a cash back credit card for most purchases.  Plus, important goals when nearing retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63632681</guid><pubDate>Sat, 11 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63632681/financial_insanity_financial_resolutions_01112025_01152025.mp3" length="107651725" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when people break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial resolutions.  It's that time of year again when people break their new year's resolutions quickly after making them.  But an important new year's resolution you should keep is financial related.  Learn how to be financially smart with setting goals like refinancing or consolidating your debt, how to stay on a budget or living below your financial means, maximizing your retirement contributions and using a cash back credit card for most purchases.  Plus, important goals when nearing retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-8-25: Three Blind Mice</title><link>https://www.spreaker.com/episode/financial-insanity-1-8-25-three-blind-mice--63522541</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice.  Scott's main reason for writing this book is helping others avoid the daunting disaster of probate, ensuring unnecessary chaos and family squabbles when the crows and clowns show up to the funeral and protecting assets and helping those pay less taxes.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63522541</guid><pubDate>Wed, 08 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63522541/financial_insanity_three_blind_mice_01082025_wed.mp3" length="107650278" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice.  Scott's main reason for writing this book is helping others avoid the daunting disaster of probate, ensuring unnecessary chaos and family squabbles when the crows and clowns...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice.  Scott's main reason for writing this book is helping others avoid the daunting disaster of probate, ensuring unnecessary chaos and family squabbles when the crows and clowns show up to the funeral and protecting assets and helping those pay less taxes.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-4-25: Estate and Legacy Planning</title><link>https://www.spreaker.com/episode/financial-insanity-1-4-25-estate-and-legacy-planning--63522457</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning with special guest Dave Connolley.  Dave has been a lawyer for over 40 years and is a consultant for Elizabeth Apollo.   The focus is domestic partnership with unmarried couples and securing your future together, protecting assets and avoiding tax pitfalls.  There are key considerations: healthcare, childcare and assets.  Beneficiaries should be designated and the biggest takeaway is act now because making sound long-term decisions will give you peace of mind and ensure financial stability. <br /><br /><a href="https://trustandwill.com/learn/how-to-finish-your-estate-plan" target="_blank" rel="noreferrer noopener"><br /></a><br /><br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63522457</guid><pubDate>Sat, 04 Jan 2025 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63522457/financial_insanity_estate_and_legacy_planning_01042025_sat.mp3" length="107650278" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning with special guest Dave Connolley.  Dave has been a lawyer for over 40 years and is a consultant for Elizabeth Apollo.   The focus is domestic partnership with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate and legacy planning with special guest Dave Connolley.  Dave has been a lawyer for over 40 years and is a consultant for Elizabeth Apollo.   The focus is domestic partnership with unmarried couples and securing your future together, protecting assets and avoiding tax pitfalls.  There are key considerations: healthcare, childcare and assets.  Beneficiaries should be designated and the biggest takeaway is act now because making sound long-term decisions will give you peace of mind and ensure financial stability. <br /><br /><a href="https://trustandwill.com/learn/how-to-finish-your-estate-plan" target="_blank" rel="noreferrer noopener"><br /></a><br /><br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-1-25: Growing Income in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-1-1-25-growing-income-in-retirement--63522442</link><description><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  2025 is here and it's time to prepare for your financial future.  How well do you know about your investment choices?  You'll be surprised most don't understand the difference between investing for income versus investing for growth.  It can be significant.  Plus, there is an income shift when in retirement.  Scott gets you ready financially, so you can be prepared.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63522442</guid><pubDate>Wed, 01 Jan 2025 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63522442/financial_insanity_growing_income_in_retirement_12282024_01012025.mp3" length="107649792" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  2025 is here and it's time to prepare for your financial future.  How well do you know about your investment choices?  You'll be surprised most don't understand...</itunes:subtitle><itunes:summary><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  2025 is here and it's time to prepare for your financial future.  How well do you know about your investment choices?  You'll be surprised most don't understand the difference between investing for income versus investing for growth.  It can be significant.  Plus, there is an income shift when in retirement.  Scott gets you ready financially, so you can be prepared.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-28-24: Growing Income in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-12-28-24-growing-income-in-retirement--63522407</link><description><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  Scott is helping people navigate their investment choices.   Most don't know about investing for income versus investing for growth.  You'll heat the differences.  Plus, there is an income shift when in retirement.  It's a big lifiestyle adjustment, but financially you can get be prepared pre-retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63522407</guid><pubDate>Tue, 31 Dec 2024 03:20:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63522407/financial_insanity_growing_income_in_retirement_12282024_01012025.mp3" length="107649792" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  Scott is helping people navigate their investment choices.   Most don't know about investing for income versus investing for growth.  You'll heat the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is growing income in retirement.  Scott is helping people navigate their investment choices.   Most don't know about investing for income versus investing for growth.  You'll heat the differences.  Plus, there is an income shift when in retirement.  It's a big lifiestyle adjustment, but financially you can get be prepared pre-retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-25-24: Top Retirement Missteps to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-12-25-24-top-retirement-missteps-to-avoid--63406141</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps to avoid.  When planning for retirement, are you confident you aren't making any retirement mistakes?  Scott can help you by identifying the five common mistakes when entering into retirement.  Plus, could our country be facing a retirement savings crisis?  But, there is a better way to take control of your financial future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63406141</guid><pubDate>Wed, 25 Dec 2024 14:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63406141/financial_insanity_top_retirement_missteps_to_avoid_12252024_wed.mp3" length="107608391" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps to avoid.  When planning for retirement, are you confident you aren't making any retirement mistakes?  Scott can help you by identifying the five common mistakes when...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps to avoid.  When planning for retirement, are you confident you aren't making any retirement mistakes?  Scott can help you by identifying the five common mistakes when entering into retirement.  Plus, could our country be facing a retirement savings crisis?  But, there is a better way to take control of your financial future.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-21-24: Top Taboo Topics About Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-12-21-24-top-taboo-topics-about-retirement--63406097</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top taboo topics about retirement.  There is a new study that paints a bleak picture of retirement savings.  But, it's not all doom and gloom. Learn how to take better control of your financial future.  Plus, ways to build up your income toolbox into a successful one, one tool at a time. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63406097</guid><pubDate>Sat, 21 Dec 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63406097/financial_insanity_top_taboo_topics_about_retirement_12212024_sat.mp3" length="107649306" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is top taboo topics about retirement.  There is a new study that paints a bleak picture of retirement savings.  But, it's not all doom and gloom. Learn how to take better control of your...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top taboo topics about retirement.  There is a new study that paints a bleak picture of retirement savings.  But, it's not all doom and gloom. Learn how to take better control of your financial future.  Plus, ways to build up your income toolbox into a successful one, one tool at a time. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-18-24: Veteran Benefits with Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-12-18-24-veteran-benefits-with-robert-brown--63277814</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   Scott and Robert educate on the important benefits and services veterans and their families can access such as health care, disability and more.  There's a special aid and attention benefit.  How does it work?  This and many benefit packages are unique and can prevent future health problems, improve your ability to function and enhance quality of life.  Plus, are you ready to retire and have you saved enough for retirement? ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63277814</guid><pubDate>Wed, 18 Dec 2024 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63277814/financial_insanity_veteran_benefits_with_robert_brown_12182024_wed.mp3" length="107611134" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   Scott and Robert educate on the important benefits and services veterans and their families can access such as health care, disability and more.  There's a special aid...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is veteran's benefits.   Scott and Robert educate on the important benefits and services veterans and their families can access such as health care, disability and more.  There's a special aid and attention benefit.  How does it work?  This and many benefit packages are unique and can prevent future health problems, improve your ability to function and enhance quality of life.  Plus, are you ready to retire and have you saved enough for retirement? ]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-14-24: What are QTIP Trusts</title><link>https://www.spreaker.com/episode/financial-insanity-12-14-24-what-are-qtip-trusts--63277755</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.   QTIp trust is a unique and powerful estate financial planning tool.  It's a way to clean up your estate plan.  There are tax advantages to a QTIP trust and some requirements are needed.  How do you protect all assets and income?  Plus only 33 percent of Americans have a solid financial plan for the future.  Most are doing the wing it plan.  Scott will let you know how to break a bad habit of living without a budget.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63277755</guid><pubDate>Sat, 14 Dec 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63277755/financial_insanity_what_are_qtip_trusts_12142024_sat.mp3" length="107648796" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.   QTIp trust is a unique and powerful estate financial planning tool.  It's a way to clean up your estate plan.  There are tax advantages to a QTIP trust and some...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are QTIP trusts.   QTIp trust is a unique and powerful estate financial planning tool.  It's a way to clean up your estate plan.  There are tax advantages to a QTIP trust and some requirements are needed.  How do you protect all assets and income?  Plus only 33 percent of Americans have a solid financial plan for the future.  Most are doing the wing it plan.  Scott will let you know how to break a bad habit of living without a budget.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-11-24: Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-12-11-24-income-vs-growth--63180452</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  It's a deep dive into income vs. growth investing. Which of these investment strategies is right for you?  You need to make an important decision.   Either approach can be effective for generating good investment returns. But, picking the right strategy depends on your objectives.  Scott says seniors are making this biggest mistake.  What is it?  It's important not to turn off the faucet of growth investing and turning on to income investing in retirement.  ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63180452</guid><pubDate>Wed, 11 Dec 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63180452/financial_insanity_income_vs_growth_12112024_wed.mp3" length="107647839" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  It's a deep dive into income vs. growth investing. Which of these investment strategies is right for you?  You need to make an important decision.   Either approach can be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  It's a deep dive into income vs. growth investing. Which of these investment strategies is right for you?  You need to make an important decision.   Either approach can be effective for generating good investment returns. But, picking the right strategy depends on your objectives.  Scott says seniors are making this biggest mistake.  What is it?  It's important not to turn off the faucet of growth investing and turning on to income investing in retirement.  ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-7-24: End of the Year Prep</title><link>https://www.spreaker.com/episode/financial-insanity-12-7-24-end-of-the-year-prep--63180407</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is end of year prep.  The end of 2024 is getting closer.  But, there's always more work to do before you ring in the new year.  What are the things you can do to be better off financially.  It all starts with taking a trip and reviewing your finances.  Plus, how do you downsize in retirement?  Decluttering is key.  You can declutter your finances too.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63180407</guid><pubDate>Sat, 07 Dec 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63180407/financial_insanity_end_of_the_year_prep_12072024_sat.mp3" length="107648325" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is end of year prep.  The end of 2024 is getting closer.  But, there's always more work to do before you ring in the new year.  What are the things you can do to be better off financially.  It...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is end of year prep.  The end of 2024 is getting closer.  But, there's always more work to do before you ring in the new year.  What are the things you can do to be better off financially.  It all starts with taking a trip and reviewing your finances.  Plus, how do you downsize in retirement?  Decluttering is key.  You can declutter your finances too.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-4-24: What's Inside Your Income Toolbox</title><link>https://www.spreaker.com/episode/financial-insanity-12-4-24-what-s-inside-your-income-toolbox--63022514</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what's inside your income toolbox. It's all about building a stronger portoflio one tool at a time.  It takes a lot of financial tools to keep your finances on track.  A big discussion today is corporate bonds.   Plus, bricks are changing the way countries play the money game.  What are bricks and how are they affecting the American dollar and the financial future?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63022514</guid><pubDate>Wed, 04 Dec 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63022514/financial_insanity_what_s_inside_your_income_toolbox_12042024_wed_2.mp3" length="107647353" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what's inside your income toolbox. It's all about building a stronger portoflio one tool at a time.  It takes a lot of financial tools to keep your finances on track.  A big discussion today...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what's inside your income toolbox. It's all about building a stronger portoflio one tool at a time.  It takes a lot of financial tools to keep your finances on track.  A big discussion today is corporate bonds.   Plus, bricks are changing the way countries play the money game.  What are bricks and how are they affecting the American dollar and the financial future?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-30-24: What is Brick Currency</title><link>https://www.spreaker.com/episode/financial-insanity-11-30-24-what-is-brick-currency--63022166</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what is bric currency.  They actually can change the money game.  Learn why these countries are using this currency and how it can make trading easier.  It's simply adding another controller into the currency game.  Plus, now that we know who is the next president.  How will the new administration affect taxes, the economy, inflation and most of all, financial portfoilios?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63022166</guid><pubDate>Sat, 30 Nov 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63022166/financial_insanity_what_is_brick_currency_11302024_sat_1.mp3" length="107647353" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what is bric currency.  They actually can change the money game.  Learn why these countries are using this currency and how it can make trading easier.  It's simply adding another controller...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what is bric currency.  They actually can change the money game.  Learn why these countries are using this currency and how it can make trading easier.  It's simply adding another controller into the currency game.  Plus, now that we know who is the next president.  How will the new administration affect taxes, the economy, inflation and most of all, financial portfoilios?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-27-24: Is Your Portfolio Safe</title><link>https://www.spreaker.com/episode/financial-insanity-11-27-24-is-your-portfolio-safe--62961447</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portolio safe.  We all might think our portfolios are safe.  But are they really or are we just riding a risk roller coaster?  Most people are unaware and seniors are making a mistake.  What is it?  Plus, Scott will look at the new presidential adminstration and take a deep dive into how it will affect investments, taxes, the economy and your retirement. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62961447</guid><pubDate>Wed, 27 Nov 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62961447/financial_insanity_is_your_portfolio_safe_11272024_wed.mp3" length="107646406" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is your portolio safe.  We all might think our portfolios are safe.  But are they really or are we just riding a risk roller coaster?  Most people are unaware and seniors are making a mistake. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portolio safe.  We all might think our portfolios are safe.  But are they really or are we just riding a risk roller coaster?  Most people are unaware and seniors are making a mistake.  What is it?  Plus, Scott will look at the new presidential adminstration and take a deep dive into how it will affect investments, taxes, the economy and your retirement. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-23-24: New Era of Financial Confidence</title><link>https://www.spreaker.com/episode/financial-insanity-11-23-24-new-era-of-financial-confidence--62961417</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new era of financial confidence.  Now that we know who the next president will be, how will the new administration affect your portfolio, taxes, estate plans and how you make the most of these changes.  Plus, Scott helps you keep your money safe from the traps and pitfalls of financial planning with his book 'Three Blind Mice'.  He says your finances should not get out of control  ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62961417</guid><pubDate>Sat, 23 Nov 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62961417/financial_insanity_new_era_of_financial_confidence_11232024_sat.mp3" length="107646406" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is new era of financial confidence.  Now that we know who the next president will be, how will the new administration affect your portfolio, taxes, estate plans and how you make the most of...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new era of financial confidence.  Now that we know who the next president will be, how will the new administration affect your portfolio, taxes, estate plans and how you make the most of these changes.  Plus, Scott helps you keep your money safe from the traps and pitfalls of financial planning with his book 'Three Blind Mice'.  He says your finances should not get out of control  ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-20-24: Retirement Missteps and Veteran Benefits</title><link>https://www.spreaker.com/episode/financial-insanity-11-20-24-retirement-missteps-and-veteran-benefits--62747486</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veteran's benefits.  When planning for retirement, are you confidient that you are not making any misstakes?  Would you like to know more now so you don't have a painful lesson in the future?  There are five common mistakes retirees make before entering retirement.  It all starts with a fully mapped out strategy.  Most people don't have one.  But, Scott has a unique process to help your retirement.  Plus, a look at the veteran's benefits that could assist those in retirement and it can be a significant financial difference.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62747486</guid><pubDate>Wed, 20 Nov 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62747486/financial_insanity_retirement_missteps_and_veteran_benefits_11202024_wed_1.mp3" length="107486083" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veteran's benefits.  When planning for retirement, are you confidient that you are not making any misstakes?  Would you like to know more now so you don't have a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veteran's benefits.  When planning for retirement, are you confidient that you are not making any misstakes?  Would you like to know more now so you don't have a painful lesson in the future?  There are five common mistakes retirees make before entering retirement.  It all starts with a fully mapped out strategy.  Most people don't have one.  But, Scott has a unique process to help your retirement.  Plus, a look at the veteran's benefits that could assist those in retirement and it can be a significant financial difference.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-16-24: Mistakes to Avoid in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-11-16-24-mistakes-to-avoid-in-retirement--62747441</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is mistakes to avoid in retirement.  There are seven of them and could derail your future.  Plus, it's in an depth look at your finances with an evaluation of where most Americans are currently and what's coming financially in the future.  With the end of year approaching, it's important to review your finances from the past year and make necessary adjustments to strengthen your portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62747441</guid><pubDate>Sat, 16 Nov 2024 14:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62747441/financial_insanity_mistakes_to_avoid_in_retirement_11162024_sat_1.mp3" length="107646406" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is mistakes to avoid in retirement.  There are seven of them and could derail your future.  Plus, it's in an depth look at your finances with an evaluation of where most Americans are currently...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is mistakes to avoid in retirement.  There are seven of them and could derail your future.  Plus, it's in an depth look at your finances with an evaluation of where most Americans are currently and what's coming financially in the future.  With the end of year approaching, it's important to review your finances from the past year and make necessary adjustments to strengthen your portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-13-24: Protecting Yourself From Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-11-13-24-protecting-yourself-from-fraud--62660898</link><description><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is protecting yourself from fraud.  You need to know how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors.  Plus, medical bills can knock you off your feet both physically and financially. But, you need to plan for medical expenses, it's a reality.  Why is it important to plan for the worst, especially when it comes to your finances?  The answers are here on Financial Insanity.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62660898</guid><pubDate>Wed, 13 Nov 2024 14:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62660898/financial_insanity_protecting_yourself_from_fraud_11132024_wed.mp3" length="80689343" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.   Today's show is protecting yourself from fraud.  You need to know how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is protecting yourself from fraud.  You need to know how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors.  Plus, medical bills can knock you off your feet both physically and financially. But, you need to plan for medical expenses, it's a reality.  Why is it important to plan for the worst, especially when it comes to your finances?  The answers are here on Financial Insanity.]]></itunes:summary><itunes:duration>3365</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-9-24: Election Reaction</title><link>https://www.spreaker.com/episode/financial-insanity-11-9-24-election-reaction--62660866</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election reaction.  Now that the election is over, it's going to affect your financial future.  One key area affected is money and taxes.  Your financial advisor should be looking at this.  Another key area is inflation.  Will it get better?  Plus, a discussion of retirement's complex legal and tax issues. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62660866</guid><pubDate>Sat, 09 Nov 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62660866/financial_insanity_election_reaction_11092024_sat.mp3" length="107645920" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election reaction.  Now that the election is over, it's going to affect your financial future.  One key area affected is money and taxes.  Your financial advisor should be looking at this. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election reaction.  Now that the election is over, it's going to affect your financial future.  One key area affected is money and taxes.  Your financial advisor should be looking at this.  Another key area is inflation.  Will it get better?  Plus, a discussion of retirement's complex legal and tax issues. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-6-24: Income Growth in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-11-6-24-income-growth-in-retirement--62563752</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income growth in retirement.  It's a topic most people forget about.  It's great to grow your money, but there is a shift when you get to retirement and you need to figure out an income plan pre-retirement because you won't have those checks coming in anymore.  Scott starts with investing for income vs investing for growth.  There is a difference.  One could be better than the other and there's an anology between the chicken versus egg.  Understanding the differences is the biggest mistake seniors make pre-retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62563752</guid><pubDate>Wed, 06 Nov 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62563752/financial_insanity_income_growth_in_retirement_11062024_wed.mp3" length="107644462" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is income growth in retirement.  It's a topic most people forget about.  It's great to grow your money, but there is a shift when you get to retirement and you need to figure out an income plan...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income growth in retirement.  It's a topic most people forget about.  It's great to grow your money, but there is a shift when you get to retirement and you need to figure out an income plan pre-retirement because you won't have those checks coming in anymore.  Scott starts with investing for income vs investing for growth.  There is a difference.  One could be better than the other and there's an anology between the chicken versus egg.  Understanding the differences is the biggest mistake seniors make pre-retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-2-24: Election on the Horizon</title><link>https://www.spreaker.com/episode/financial-insanity-11-2-24-election-on-the-horizon--62563537</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election on the horizon.    With the election upcoming, there are some things to be thinking about: the stock market, the current interest rate enviornment and most of all your investments.  Plus, there is a mistake many Americans make when rolling over a 401k into an IRA.  1 in 4 people are making this mistake during the investment process.   What is that mistake and how do you make a lasting legacy plan?  We'll tell you here on Financial Insanity. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62563537</guid><pubDate>Sat, 02 Nov 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62563537/financial_insanity_election_on_the_horizon_11022024_sat.mp3" length="107645195" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election on the horizon.    With the election upcoming, there are some things to be thinking about: the stock market, the current interest rate enviornment and most of all your investments. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election on the horizon.    With the election upcoming, there are some things to be thinking about: the stock market, the current interest rate enviornment and most of all your investments.  Plus, there is a mistake many Americans make when rolling over a 401k into an IRA.  1 in 4 people are making this mistake during the investment process.   What is that mistake and how do you make a lasting legacy plan?  We'll tell you here on Financial Insanity. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-30-24: Retirement Challenges for Women</title><link>https://www.spreaker.com/episode/financial-insanity-10-30-24-retirement-challenges-for-women--62496114</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with adjusting for financial change when an additional income isn't there and what decisions need to be made to better the future,   Plus, every parent wants a better life for their child than they had.  They want them more confident, more stable and more prepared for the future.  So compared to your parents, how are you feeling about your financial position?  Most Americans feel like they have it tougher. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62496114</guid><pubDate>Wed, 30 Oct 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62496114/financial_insanity_retirement_challenges_for_women_10192024_sat.mp3" length="107643490" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with adjusting for financial change when an additional income isn't there and what decisions need to be made to better the future,   Plus, every parent wants a better life for their child than they had.  They want them more confident, more stable and more prepared for the future.  So compared to your parents, how are you feeling about your financial position?  Most Americans feel like they have it tougher. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-26-24: Avoiding Scams</title><link>https://www.spreaker.com/episode/financial-insanity-10-26-24-avoiding-scams--62496089</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is avoiding scams.  We live in a technological world.  We also live a world with cyber crime.  Get the knowledge to shield your lifes work, protect your savings and your identity.  Plus, there are six questions to figure out how much you need in retirement.   The biggest one you should ask yourself:  how much are spending currently?  For a successful retirement, it all starts with a financial plan. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62496089</guid><pubDate>Sat, 26 Oct 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62496089/financial_insanity_avoiding_scams_10262024_sat.mp3" length="107643976" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is avoiding scams.  We live in a technological world.  We also live a world with cyber crime.  Get the knowledge to shield your lifes work, protect your savings and your identity.  Plus, there...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is avoiding scams.  We live in a technological world.  We also live a world with cyber crime.  Get the knowledge to shield your lifes work, protect your savings and your identity.  Plus, there are six questions to figure out how much you need in retirement.   The biggest one you should ask yourself:  how much are spending currently?  For a successful retirement, it all starts with a financial plan. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-23-24: 3 Blind Mice and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-10-23-24-3-blind-mice-and-mailbag-questions--62405316</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag questions.  Scott is here to keep your money safe from the financial traps and pitfalls of financial planning.  That's why he wrote the book '3 Blind Mice'.  He breaks down the first chapter of the book and helps you avoid the daunting disaster of probate, ensure your family avoids unnecessary chaos and family squabbles, protects your assets and avoid paying more taxes than you should.   Plus, he answers your common financial questions. <br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62405316</guid><pubDate>Wed, 23 Oct 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62405316/financial_insanity_3_blind_mice_and_mailbag_questions_10232024_wed.mp3" length="107655897" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag questions.  Scott is here to keep your money safe from the financial traps and pitfalls of financial planning.  That's why he wrote the book '3 Blind Mice'.  He...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag questions.  Scott is here to keep your money safe from the financial traps and pitfalls of financial planning.  That's why he wrote the book '3 Blind Mice'.  He breaks down the first chapter of the book and helps you avoid the daunting disaster of probate, ensure your family avoids unnecessary chaos and family squabbles, protects your assets and avoid paying more taxes than you should.   Plus, he answers your common financial questions. <br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-19-24: Retirement Challenges for Women</title><link>https://www.spreaker.com/episode/financial-insanity-10-19-24-retirement-challenges-for-women--62405248</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with adjusting for financial change when an additional income isn't there and what decisions need to be made to better the future,   Plus, every parent wants a better life for their child than they had.  They want them more confident, more stable and more prepared for the future.  So compared to your parents, how are you feeling about your financial position?  Most Americans feel like they have it tougher. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62405248</guid><pubDate>Sat, 19 Oct 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62405248/financial_insanity_retirement_challenges_for_women_10192024_sat.mp3" length="107643490" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women.  It's statistically true that women outlive men. That means women will be taking over the finances.  It can be confusing and scary.  The challenges begin with adjusting for financial change when an additional income isn't there and what decisions need to be made to better the future,   Plus, every parent wants a better life for their child than they had.  They want them more confident, more stable and more prepared for the future.  So compared to your parents, how are you feeling about your financial position?  Most Americans feel like they have it tougher. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-16-24: Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-10-16-24-income-vs-growth--62306617</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  Scott is helping you navigate your investment choices with the topic today: income vs growth.  The goal is to grow your money.  But there is a shift when you get to retirement and it's all about income.  How can you investment for income vs growth, what's the difference and which is right for you?<br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62306617</guid><pubDate>Wed, 16 Oct 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62306617/financial_insanity_income_vs_growth_10162024_wed.mp3" length="107643004" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  Scott is helping you navigate your investment choices with the topic today: income vs growth.  The goal is to grow your money.  But there is a shift when you get to...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is income vs growth.  Scott is helping you navigate your investment choices with the topic today: income vs growth.  The goal is to grow your money.  But there is a shift when you get to retirement and it's all about income.  How can you investment for income vs growth, what's the difference and which is right for you?<br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-12-24: The Income Toolbox - Corporate Bonds</title><link>https://www.spreaker.com/episode/financial-insanity-10-12-24-the-income-toolbox-corporate-bonds--62306582</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is the income toolbox corporate bonds.  Interst rates are on the move again.  What does this change mean for you, your investments and retirement?  The income toolbox is all about building a stronger porfolio one tool at a time.  Corporate bonds are important.  Plus, hat's the difference between corporate bonds and bond mutual bonds?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62306582</guid><pubDate>Sat, 12 Oct 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62306582/financial_insanity_the_income_toolbox_corporate_bonds_10122024.mp3" length="107643004" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is the income toolbox corporate bonds.  Interst rates are on the move again.  What does this change mean for you, your investments and retirement?  The income toolbox is all about building a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is the income toolbox corporate bonds.  Interst rates are on the move again.  What does this change mean for you, your investments and retirement?  The income toolbox is all about building a stronger porfolio one tool at a time.  Corporate bonds are important.  Plus, hat's the difference between corporate bonds and bond mutual bonds?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-9-24: Will You Have Enough for Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-10-9-24-will-you-have-enough-for-retirement--62204335</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough for retirement.  How much income needed in retirement isn't a clear answer.  It's a unique situation for everyone.  There are some questions that can help you plan for reitrement.  Plus as technically increases, so does cybercrime.  You'll get armed with knowledge on the scams impacting and preying on victims so you can protect your life's work, savings and identity. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62204335</guid><pubDate>Wed, 09 Oct 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62204335/financial_insanity_will_you_have_enough_for_retirement_10092024_wed.mp3" length="107642032" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is will you have enough for retirement.  How much income needed in retirement isn't a clear answer.  It's a unique situation for everyone.  There are some questions that can help you plan for...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough for retirement.  How much income needed in retirement isn't a clear answer.  It's a unique situation for everyone.  There are some questions that can help you plan for reitrement.  Plus as technically increases, so does cybercrime.  You'll get armed with knowledge on the scams impacting and preying on victims so you can protect your life's work, savings and identity. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-5-24: Time Machine to 1990</title><link>https://www.spreaker.com/episode/financial-insanity-10-5-24-time-machine-to-1990--62204169</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is time machine to 1990.   Scott talks about financial regrets that many Americans share.  Retirees regret that made some mistakes prior to retirement.  The biggest regret, not saving enough or not starting early enough.  Plus when planning for retirement, are you confident you're not making any mistakes? Learn more now so you don't have apainful lesson in the future.  We'll give you five common mistakes before entering into retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62204169</guid><pubDate>Sat, 05 Oct 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62204169/financial_insanity_time_machine_to_1990_10052024_sat.mp3" length="107642518" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is time machine to 1990.   Scott talks about financial regrets that many Americans share.  Retirees regret that made some mistakes prior to retirement.  The biggest regret, not saving enough or...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is time machine to 1990.   Scott talks about financial regrets that many Americans share.  Retirees regret that made some mistakes prior to retirement.  The biggest regret, not saving enough or not starting early enough.  Plus when planning for retirement, are you confident you're not making any mistakes? Learn more now so you don't have apainful lesson in the future.  We'll give you five common mistakes before entering into retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-2-24: Is Your Portfolio Safe</title><link>https://www.spreaker.com/episode/financial-insanity-10-2-24-is-your-portfolio-safe--62122567</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  It's a deep dive into the chaos of the stock market and turn into a clear patch for your financial future.  Are portfolios really as safe or are we just riding a risk rollercoaster?  Plus, medical bills can happen and it needs to be considered.  Mae a financial plan for the worst and hope for the best.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62122567</guid><pubDate>Wed, 02 Oct 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62122567/financial_insanity_is_your_portfolio_safe_10022024_wed.mp3" length="107642032" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  It's a deep dive into the chaos of the stock market and turn into a clear patch for your financial future.  Are portfolios really as safe or are we just riding a risk...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  It's a deep dive into the chaos of the stock market and turn into a clear patch for your financial future.  Are portfolios really as safe or are we just riding a risk rollercoaster?  Plus, medical bills can happen and it needs to be considered.  Mae a financial plan for the worst and hope for the best.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-28-24: Will You Have Enough for Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-9-28-24-will-you-have-enough-for-retirement--62122433</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show will you have enough for retirement. Income needs are unique to each person or couple.  There are some questions to help you plan for retirement, like how much are you spending, are family issues affecting your spending and will your taxes be higher or lower in retirement?  Plus as technology increases, cybercrime does too.  Get the knowledge to shield your life's work, savings and your identity.  Learn all about the scams that can disrupt your finances. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62122433</guid><pubDate>Sat, 28 Sep 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62122433/financial_insanity_will_you_have_enough_for_retirement_09282024_sat.mp3" length="107642032" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show will you have enough for retirement. Income needs are unique to each person or couple.  There are some questions to help you plan for retirement, like how much are you spending, are family...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show will you have enough for retirement. Income needs are unique to each person or couple.  There are some questions to help you plan for retirement, like how much are you spending, are family issues affecting your spending and will your taxes be higher or lower in retirement?  Plus as technology increases, cybercrime does too.  Get the knowledge to shield your life's work, savings and your identity.  Learn all about the scams that can disrupt your finances. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-25-24: Are Your Ready to Retire</title><link>https://www.spreaker.com/episode/financial-insanity-9-25-24-are-your-ready-to-retire--61882288</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  After years of hard work, you're certainly entitled to a happy retirement. You may have already started daydreaming about it, at least a little.  How do you know when the timing is right? There are signs that indicate you're ready to retire.  Regardless, what you do next is critical to your long-term success. The decisions you make will determine the trajectory of your financial future and it’s imperative to follow a good plan.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61882288</guid><pubDate>Wed, 25 Sep 2024 13:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61882288/financial_insanity_are_your_ready_to_retire_09142024_fri.mp3" length="107641060" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  After years of hard work, you're certainly entitled to a happy retirement. You may have already started daydreaming about it, at least a little.  How do you know...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  After years of hard work, you're certainly entitled to a happy retirement. You may have already started daydreaming about it, at least a little.  How do you know when the timing is right? There are signs that indicate you're ready to retire.  Regardless, what you do next is critical to your long-term success. The decisions you make will determine the trajectory of your financial future and it’s imperative to follow a good plan.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-21-24: Investing Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-9-21-24-investing-income-vs-growth--61882148</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's all about helping you to navigate investment choices.  The goal is grow your money.  But there is an income shift in retirement and income is important.  How do you account for the income shift when you don't have the paychecks coming in anymore? ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61882148</guid><pubDate>Sat, 21 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61882148/financial_insanity_investing_income_vs_growth_09212024_sat.mp3" length="107668266" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's all about helping you to navigate investment choices.  The goal is grow your money.  But there is an income shift in retirement and income is important.  How...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's all about helping you to navigate investment choices.  The goal is grow your money.  But there is an income shift in retirement and income is important.  How do you account for the income shift when you don't have the paychecks coming in anymore? ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-18-24: Protecting Yourself From Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-9-18-24-protecting-yourself-from-fraud--61410304</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cyber crime.  Scott will teach you how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors.  Plus, medical bills can knock you off your feet physically and financially.  You need to plan for medical expenses, it's a reality.  It's important to plan for the worst, especially when it comes to your finances.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61410304</guid><pubDate>Wed, 18 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61410304/financial_insanity_protecting_yourself_from_fraud_09182024_wed.mp3" length="80699717" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cyber crime.  Scott will teach you how to spot and avoid common scams and fraud, such as identity theft, imposter scams and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cyber crime.  Scott will teach you how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors.  Plus, medical bills can knock you off your feet physically and financially.  You need to plan for medical expenses, it's a reality.  It's important to plan for the worst, especially when it comes to your finances.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-14-24: Are You Ready to Retire</title><link>https://www.spreaker.com/episode/financial-insanity-9-14-24-are-you-ready-to-retire--61410055</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  When getting ready for retirement, it's important to consider the core aspects of a successful retirement. You need a “retirement readiness checklist” to assess whether you are ready to retire.  These include handling your debt, figuring assessing your expenses and planning for long term needs.  Plus with boomers up to bat, generation x is on deck.  How does this next generation handle their financial future to make sure its protected and safe?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61410055</guid><pubDate>Fri, 13 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61410055/financial_insanity_are_your_ready_to_retire_09142024_fri.mp3" length="107641060" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  When getting ready for retirement, it's important to consider the core aspects of a successful retirement. You need a “retirement readiness checklist” to assess...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is are you ready to retire.  When getting ready for retirement, it's important to consider the core aspects of a successful retirement. You need a “retirement readiness checklist” to assess whether you are ready to retire.  These include handling your debt, figuring assessing your expenses and planning for long term needs.  Plus with boomers up to bat, generation x is on deck.  How does this next generation handle their financial future to make sure its protected and safe?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-11-24: Protecting Yourself from Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-9-11-24-protecting-yourself-from-fraud--61269837</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cybercrime.  Get the knowledge to shield your life's work, savings and your identity.  What are the most popular scams out there and how are they victimizing seniors?  Plus, Scott cautions listeners to beware of the hidden taxes in retirement, how to reduce these taxes to secure a safe retirement and explores the legal and trust issues that could arise.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61269837</guid><pubDate>Wed, 11 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61269837/financial_insanity_protecting_yourself_from_from_09112024_wed.mp3" length="107640094" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cybercrime.  Get the knowledge to shield your life's work, savings and your identity.  What are the most popular scams out...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As technology increases, so does cybercrime.  Get the knowledge to shield your life's work, savings and your identity.  What are the most popular scams out there and how are they victimizing seniors?  Plus, Scott cautions listeners to beware of the hidden taxes in retirement, how to reduce these taxes to secure a safe retirement and explores the legal and trust issues that could arise.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-7-24:Three Blind Mice</title><link>https://www.spreaker.com/episode/financial-insanity-9-7-24-three-blind-mice--61269786</link><description><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is three blind mice.  This is a book written by Scott which supplies the understanding and tools you need to keep your key consultans connected and operating on the same plan.  Hear the simplified version of chapter one and learn how to keep your finances safe through the traps and pitfalls of planning.  Plus, why it's important to work with an advisor to help you navigate the complex legal and tax landscape.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61269786</guid><pubDate>Sat, 07 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61269786/financial_insanity_three_blind_mice_09072024_sat.mp3" length="107799579" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial insanity w-Scott McLean.  Today's show is three blind mice.  This is a book written by Scott which supplies the understanding and tools you need to keep your key consultans connected and operating on the same plan.  Hear the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is three blind mice.  This is a book written by Scott which supplies the understanding and tools you need to keep your key consultans connected and operating on the same plan.  Hear the simplified version of chapter one and learn how to keep your finances safe through the traps and pitfalls of planning.  Plus, why it's important to work with an advisor to help you navigate the complex legal and tax landscape.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-4-24: Retirement Challenges for Women Investors</title><link>https://www.spreaker.com/episode/financial-insanity-9-4-24-retirement-challenges-for-women-investors--61179653</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women investors.  With women outliving men by about 6 years, that means more women will be entering reitrement on their own and taking over the finances.  It can be confusing and scary.  It's a scenario that's played out quite often.  There are decisions that need to be made pre-retirement.  Retirement is a journey and financial insanity is here to help understand how certain products work: figuring out monthly budgets, pension considerations and maximizing social security.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61179653</guid><pubDate>Wed, 04 Sep 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61179653/financial_insanity_retirement_challenges_for_women_investors_09042024_wed.mp3" length="107639593" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women investors.  With women outliving men by about 6 years, that means more women will be entering reitrement on their own and taking over the finances.  It can be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement challenges for women investors.  With women outliving men by about 6 years, that means more women will be entering reitrement on their own and taking over the finances.  It can be confusing and scary.  It's a scenario that's played out quite often.  There are decisions that need to be made pre-retirement.  Retirement is a journey and financial insanity is here to help understand how certain products work: figuring out monthly budgets, pension considerations and maximizing social security.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-31-24: Is Your Portfolio Safe</title><link>https://www.spreaker.com/episode/financial-insanity-8-31-24-is-your-portfolio-safe--61179606</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  This is a deep dive into the chaos of the financial market and will transform the way to a clearer financial future.  Some bigger questions are answered like is our portfolio really safe or are we just riding a risk roller coaster with our investments?  Plus, planning for the worst and hoping for the best when it comes to finances.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61179606</guid><pubDate>Sat, 31 Aug 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61179606/financial_insanity_is_your_portfolio_safe_08312024_sat.mp3" length="107639608" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  This is a deep dive into the chaos of the financial market and will transform the way to a clearer financial future.  Some bigger questions are answered like is our...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is your portfolio safe.  This is a deep dive into the chaos of the financial market and will transform the way to a clearer financial future.  Some bigger questions are answered like is our portfolio really safe or are we just riding a risk roller coaster with our investments?  Plus, planning for the worst and hoping for the best when it comes to finances.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-28-24: How to Downsize</title><link>https://www.spreaker.com/episode/financial-insanity-8-28-24-how-to-downsize--61098354</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Starting a brand new phase of life in retirement means you've saved or hopefully save saved.  It could mean your relocation to your dream home.   With that comes downsizing and getting rid of some of your possessions and decluttering.  Scott says how to best handle downsizing in retirement.  Plus, any time is a good time to break a bad habit.  But, how can you break a bad habit of living without a budget?  It's difficult.  Financial Insanity is here to help. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61098354</guid><pubDate>Wed, 28 Aug 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61098354/financial_insanity_how_to_downsize_08282024_wed.mp3" length="80703801" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Starting a brand new phase of life in retirement means you've saved or hopefully save saved.  It could mean your relocation to your dream home.   With that comes downsizing...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Starting a brand new phase of life in retirement means you've saved or hopefully save saved.  It could mean your relocation to your dream home.   With that comes downsizing and getting rid of some of your possessions and decluttering.  Scott says how to best handle downsizing in retirement.  Plus, any time is a good time to break a bad habit.  But, how can you break a bad habit of living without a budget?  It's difficult.  Financial Insanity is here to help. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-24-24: Stock Market Volatility</title><link>https://www.spreaker.com/episode/financial-insanity-8-24-24-stock-market-volatility--61098325</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is stock market volality.  If you have market investments as part of your financial plan, financial turmoil has caught your attention.  If you're wondering if you or your family is going to be ok when the market settles down, then you don't have a proper financial plan.  It's important to be informed, prepare for the worst case scenario, have a backup plan and lean on an advisor you can trust in these difficult times.  Also, how testamentary trusts can help align your assetswith 3D planning: dreams, dollars and your dynasty. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61098325</guid><pubDate>Sat, 24 Aug 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61098325/financial_insanity_stock_market_volatility_08242024_sat.mp3" length="107639122" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is stock market volality.  If you have market investments as part of your financial plan, financial turmoil has caught your attention.  If you're wondering if you or your family is going to be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is stock market volality.  If you have market investments as part of your financial plan, financial turmoil has caught your attention.  If you're wondering if you or your family is going to be ok when the market settles down, then you don't have a proper financial plan.  It's important to be informed, prepare for the worst case scenario, have a backup plan and lean on an advisor you can trust in these difficult times.  Also, how testamentary trusts can help align your assetswith 3D planning: dreams, dollars and your dynasty. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-21-24:  Annuities and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-8-21-24-annuities-and-guest-robert-brown--61020344</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is anniuites and special guest Robert Brown.  You may have heard of investment advisots or insurance advisors talk about annuities and diving into them can feel like a maze of options, fees and guarantees.  You'll learn the good, the bad and the real ugly of annuities, offering insights on all options to ensure your investments align with unique needs.  Plus, Robert Brown discusses veterans benefits which can help those disabled or injured while in uniform get financial compensation.  <br /><a href="https://www.goodfinancialcents.com/are-annuities-a-good-investment/" target="_blank" rel="noreferrer noopener"> </a><br /><br /><br /><br /><br /><br /><br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61020344</guid><pubDate>Wed, 21 Aug 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61020344/financial_insanity_annuities_and_guest_robert_brown_08212024_wed.mp3" length="80696510" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is anniuites and special guest Robert Brown.  You may have heard of investment advisots or insurance advisors talk about annuities and diving into them can feel like a maze of options, fees and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is anniuites and special guest Robert Brown.  You may have heard of investment advisots or insurance advisors talk about annuities and diving into them can feel like a maze of options, fees and guarantees.  You'll learn the good, the bad and the real ugly of annuities, offering insights on all options to ensure your investments align with unique needs.  Plus, Robert Brown discusses veterans benefits which can help those disabled or injured while in uniform get financial compensation.  <br /><a href="https://www.goodfinancialcents.com/are-annuities-a-good-investment/" target="_blank" rel="noreferrer noopener"> </a><br /><br /><br /><br /><br /><br /><br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-17-24: Estate Planning</title><link>https://www.spreaker.com/episode/financial-insanity-8-17-24-estate-planning--61020310</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning.  Special guest and lawyer Dave Connolley joins the program to discuss love and legacy with unmarried partners.  But, there are challenges.  The challenges of securing a future together, protecting assets and avoiding tax pitfalls.  What are the common reasons for obtaining a domestic partnership agreement, how does it affect parential rights and financial planning.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61020310</guid><pubDate>Sat, 17 Aug 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61020310/financial_insanity_estate_planning_08172024_sat.mp3" length="107797635" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is estate planning.  Special guest and lawyer Dave Connolley joins the program to discuss love and legacy with unmarried partners.  But, there are challenges.  The challenges of securing a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning.  Special guest and lawyer Dave Connolley joins the program to discuss love and legacy with unmarried partners.  But, there are challenges.  The challenges of securing a future together, protecting assets and avoiding tax pitfalls.  What are the common reasons for obtaining a domestic partnership agreement, how does it affect parential rights and financial planning.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-14-24:  3 Blind Mice and Mailbag</title><link>https://www.spreaker.com/episode/financial-insanity-8-14-24-3-blind-mice-and-mailbag--60962749</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag. It's a lesson about making finances a little less insane. Third blind mice explains the financial process of working with traditional financial advisors: an accountant, lawyer and the process of titling assets with lack of collaboration.  Because there's no financial literacy, it can lead you to a trap with an evaporation of money.  Hear the most common mistakes and why investing, planning for growth and unexpected taxes can harm your portfolio.  Plus, Scott opens up the mailbag to answer your important financial questions. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60962749</guid><pubDate>Wed, 14 Aug 2024 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60962749/financial_insanity_3_blind_mice_and_mailbag_08142024_wed.mp3" length="107636692" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag. It's a lesson about making finances a little less insane. Third blind mice explains the financial process of working with traditional financial advisors: an...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice and mailbag. It's a lesson about making finances a little less insane. Third blind mice explains the financial process of working with traditional financial advisors: an accountant, lawyer and the process of titling assets with lack of collaboration.  Because there's no financial literacy, it can lead you to a trap with an evaporation of money.  Hear the most common mistakes and why investing, planning for growth and unexpected taxes can harm your portfolio.  Plus, Scott opens up the mailbag to answer your important financial questions. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-10-24: Having Enough Income to Retire</title><link>https://www.spreaker.com/episode/financial-insanity-8-10-24-having-enough-income-to-retire--60962723</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is having enough income in retirement. Don't count your chickens before they hatch.  You've heard the expression before, but what does it mean for finances and how do we keep our chickens from hatching in the financial nest egg?  It starts with estimating your retirement expenses, knowing whether you have enough saved before retirement and how much you should have in your 401k.  Many factors to consider like social security changes, inflation, taxes and the standard of living expenses.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60962723</guid><pubDate>Sat, 10 Aug 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60962723/financial_insanity_having_enough_income_to_retire_08102024_sat.mp3" length="107637664" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is having enough income in retirement. Don't count your chickens before they hatch.  You've heard the expression before, but what does it mean for finances and how do we keep our chickens from...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is having enough income in retirement. Don't count your chickens before they hatch.  You've heard the expression before, but what does it mean for finances and how do we keep our chickens from hatching in the financial nest egg?  It starts with estimating your retirement expenses, knowing whether you have enough saved before retirement and how much you should have in your 401k.  Many factors to consider like social security changes, inflation, taxes and the standard of living expenses.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-7-24: Decisions on Annuities</title><link>https://www.spreaker.com/episode/financial-insanity-8-7-24-decisions-on-annuities--60890950</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities.  Inflation, an unstable economy and high taxes are impacting retirement.  Can you afford to retire, do you have enough in your savings or 401k and what options are availlable for income in retirement?  You can't treat your retirement savings like a big ATM.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60890950</guid><pubDate>Wed, 07 Aug 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60890950/financial_insanity_decisions_on_annuities_401ks_and_iras_03202024_wed.mp3" length="80701857" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities.  Inflation, an unstable economy and high taxes are impacting retirement.  Can you afford to retire, do you have enough in your savings or 401k and what options are...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities.  Inflation, an unstable economy and high taxes are impacting retirement.  Can you afford to retire, do you have enough in your savings or 401k and what options are availlable for income in retirement?  You can't treat your retirement savings like a big ATM.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-3-24: 3 Blind Mice Chapters 2-3</title><link>https://www.spreaker.com/episode/financial-insanity-8-3-24-3-blind-mice-chapters-2-3--60890801</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice chapters 2 and 3.   It's a deep dive into Scott's book supplying the understanding and tools you need to keep operating on the same financial game plan.  FInd out how you can help your heirs and the executor of your will avoiding probate, ensuring your family avoids chaos and squabbles and how to protect your assets if you, your sposuse or parents need to go into a nursing home.<br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60890801</guid><pubDate>Sat, 03 Aug 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60890801/financial_insanity_3_blind_mice_chapters_2_3_08032024_sat.mp3" length="107476858" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice chapters 2 and 3.   It's a deep dive into Scott's book supplying the understanding and tools you need to keep operating on the same financial game plan.  FInd out how you can...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 3 blind mice chapters 2 and 3.   It's a deep dive into Scott's book supplying the understanding and tools you need to keep operating on the same financial game plan.  FInd out how you can help your heirs and the executor of your will avoiding probate, ensuring your family avoids chaos and squabbles and how to protect your assets if you, your sposuse or parents need to go into a nursing home.<br />]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-31-24: Three Blind Mice and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-7-31-24-three-blind-mice-and-mailbag-questions--60807565</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice and mailbag questions. 'Three Blind Mice' was written by financial advisor Scott McLean. You receive investment advice from a financial advisor, have your tax returns prepared by an accountant and have your will and estate plan written by an attorney.  But, when was the last time these three key consultants got together to discuss your overall financial game plan? Scott  explains why you're working with three blind mice that can end up being costly.  Plus, your questions are answered in the popular mailbag segment.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60807565</guid><pubDate>Wed, 31 Jul 2024 13:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60807565/financial_insanity_3_blind_mice_and_mailbag_questions_07312024_wed.mp3" length="107636692" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is three blind mice and mailbag questions. 'Three Blind Mice' was written by financial advisor Scott McLean. You receive investment advice from a financial advisor, have your tax returns...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice and mailbag questions. 'Three Blind Mice' was written by financial advisor Scott McLean. You receive investment advice from a financial advisor, have your tax returns prepared by an accountant and have your will and estate plan written by an attorney.  But, when was the last time these three key consultants got together to discuss your overall financial game plan? Scott  explains why you're working with three blind mice that can end up being costly.  Plus, your questions are answered in the popular mailbag segment.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-27-24: Investing Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-7-27-24-investing-income-vs-growth--60807508</link><description><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is investing income vs. growth.  Scott explains why either approach can be effective for generating income investment returns, but you need to make the best informative decisions.  How do you find the right investment strategies, how do both strategies actually work and how do you obtain the best of both strategies?<br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60807508</guid><pubDate>Sat, 27 Jul 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60807508/financial_insanity_investing_income_vs_growth_07272024_sat.mp3" length="107774679" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.   Today's show is investing income vs. growth.  Scott explains why either approach can be effective for generating income investment returns, but you need to make the best informative decisions.  How do you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.   Today's show is investing income vs. growth.  Scott explains why either approach can be effective for generating income investment returns, but you need to make the best informative decisions.  How do you find the right investment strategies, how do both strategies actually work and how do you obtain the best of both strategies?<br /><br />]]></itunes:summary><itunes:duration>3370</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-24-24: Social Security and Guest George Castanis</title><link>https://www.spreaker.com/episode/financial-insanity-7-24-24-social-security-and-guest-george-castanis--60713942</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Don't count your chickens before they hatch.  What does this mean for our finances and how do we keep our chickens from hatching when it comes to the financial nest egg?  Plus, George talks financial retirement roadmaps and planning for the long journey.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60713942</guid><pubDate>Wed, 24 Jul 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60713942/financial_insanity_social_security_and_guest_george_castanis_07242024_wed.mp3" length="80699427" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Don't count your chickens before they hatch.  What does this mean for our finances and how do we keep our chickens from hatching when it comes to...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Don't count your chickens before they hatch.  What does this mean for our finances and how do we keep our chickens from hatching when it comes to the financial nest egg?  Plus, George talks financial retirement roadmaps and planning for the long journey.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-20-24: Three Blind Mice</title><link>https://www.spreaker.com/episode/financial-insanity-7-20-24-three-blind-mice--60713929</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice. Scott is the man with the plan.  He will review chapter one of his book 'Three Blind Mice' to help keep your money safe from the traps and pitfalls of financial planning.  Plus, retirement challenges facing women and a look back at the year 1975.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60713929</guid><pubDate>Sat, 20 Jul 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60713929/financial_insanity_three_blind_mice_07202024_sat.mp3" length="107795691" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is three blind mice. Scott is the man with the plan.  He will review chapter one of his book 'Three Blind Mice' to help keep your money safe from the traps and pitfalls of financial planning. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is three blind mice. Scott is the man with the plan.  He will review chapter one of his book 'Three Blind Mice' to help keep your money safe from the traps and pitfalls of financial planning.  Plus, retirement challenges facing women and a look back at the year 1975.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-17-24: Election Year Impact on the Market</title><link>https://www.spreaker.com/episode/financial-insanity-7-17-24-election-year-impact-on-the-market--60668653</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  Find out the biggest concerns facing Americans in 2024 and how to prepare for the future.   Plus, Scott addresses income needs in retirement.  One size doesn't fit all and there are unique situations for everyone.  Find out the six questions to ask on how much income is needed in retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60668653</guid><pubDate>Wed, 17 Jul 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60668653/financial_insanity_election_year_impact_on_the_market_07172024_wed.mp3" length="80707203" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  Find out the biggest concerns facing...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  Find out the biggest concerns facing Americans in 2024 and how to prepare for the future.   Plus, Scott addresses income needs in retirement.  One size doesn't fit all and there are unique situations for everyone.  Find out the six questions to ask on how much income is needed in retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-13-24: Investing Income vs Growth</title><link>https://www.spreaker.com/episode/financial-insanity-7-13-24-investing-income-vs-growth--60668641</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's important to navigate investing for income.  What are the basics of investing for income?  The easiest anology is the chicken versus the egg: growing wealth with investments being bought.  Eat the eggs and not the chicken.  Plus, why it's great to grow income, but there's a shift in retirement because you retirees don't have steady income.  So, what is the next step when income isn't regular?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60668641</guid><pubDate>Sat, 13 Jul 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60668641/financial_insanity_investing_income_vs_growth_07132024_sat.mp3" length="107794719" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's important to navigate investing for income.  What are the basics of investing for income?  The easiest anology is the chicken versus the egg: growing wealth...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is investing income vs growth.  It's important to navigate investing for income.  What are the basics of investing for income?  The easiest anology is the chicken versus the egg: growing wealth with investments being bought.  Eat the eggs and not the chicken.  Plus, why it's great to grow income, but there's a shift in retirement because you retirees don't have steady income.  So, what is the next step when income isn't regular?]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-10-24: Bric Currency and Navigating Taxes</title><link>https://www.spreaker.com/episode/financial-insanity-7-10-24-bric-currency-and-navigating-taxes--60583675</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is bric currency and navigating taxes.  Get a lesson on the world of brics.  What are they? How can it change the way some countries play the money game?  Plus, why it's important to work with an investment advisor who can help you navigate the complex legal and tax landscape. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60583675</guid><pubDate>Wed, 10 Jul 2024 13:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60583675/financial_insanity_brick_currency_and_navigating_taxes_07102024_wed.mp3" length="80830654" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is bric currency and navigating taxes.  Get a lesson on the world of brics.  What are they? How can it change the way some countries play the money game?  Plus, why it's important to work with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is bric currency and navigating taxes.  Get a lesson on the world of brics.  What are they? How can it change the way some countries play the money game?  Plus, why it's important to work with an investment advisor who can help you navigate the complex legal and tax landscape. ]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-6-24: Downsizing in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-7-6-24-downsizing-in-retirement--60583650</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is downsizing in retirement.  There's excitement with starting a brand new phase of life in retirement.  But if you're relocating to your dream retirement destination, downsizing or decluttering means you need to face getting rid of things.  What's the best practices to downsizing and how to spend less in retirement?  Plus, ways to keep from counting your chickens before they hatch in a financial nest egg.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60583650</guid><pubDate>Sat, 06 Jul 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60583650/financial_insanity_downsizing_in_retirement_07062024_sat.mp3" length="80731123" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is downsizing in retirement.  There's excitement with starting a brand new phase of life in retirement.  But if you're relocating to your dream retirement destination, downsizing or decluttering...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is downsizing in retirement.  There's excitement with starting a brand new phase of life in retirement.  But if you're relocating to your dream retirement destination, downsizing or decluttering means you need to face getting rid of things.  What's the best practices to downsizing and how to spend less in retirement?  Plus, ways to keep from counting your chickens before they hatch in a financial nest egg.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-3-24: Protecting Yourself from Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-7-3-24-protecting-yourself-from-fraud--60511628</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As techonlogy increases, so does cybercrime.  So, you need to be armed with knowledge to shield your life's work, your savings and your identity.  Pay attention to scams that can affect your financial portfolio.  Plus, the five common mistakes people make before entering retirement. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60511628</guid><pubDate>Wed, 03 Jul 2024 13:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60511628/financial_insanity_protecting_yourself_from_fraud_07032024_wed.mp3" length="80830171" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As techonlogy increases, so does cybercrime.  So, you need to be armed with knowledge to shield your life's work, your savings and your identity.  Pay...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  As techonlogy increases, so does cybercrime.  So, you need to be armed with knowledge to shield your life's work, your savings and your identity.  Pay attention to scams that can affect your financial portfolio.  Plus, the five common mistakes people make before entering retirement. ]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-29-24: Navigating Election Season and Stock Markets</title><link>https://www.spreaker.com/episode/financial-insanity-6-29-24-navigating-election-season-and-stock-markets--60511609</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is navigating election season and stock markets.  With the Presidential election year, a lot of changes can happen, including a stock market change.  Regardless of the outcome, the overall economy and personal finances will be affected.  Scott looks at the trends from the past 100 years and will give insight on what everyone should be concerned about.  Plus, tthe importance of retirement's most complex legal and tax issues with an advisor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60511609</guid><pubDate>Sat, 29 Jun 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60511609/financial_insanity_navigating_election_season_and_stock_markets_06292024_sat.mp3" length="80830171" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is navigating election season and stock markets.  With the Presidential election year, a lot of changes can happen, including a stock market change.  Regardless of the outcome, the overall...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is navigating election season and stock markets.  With the Presidential election year, a lot of changes can happen, including a stock market change.  Regardless of the outcome, the overall economy and personal finances will be affected.  Scott looks at the trends from the past 100 years and will give insight on what everyone should be concerned about.  Plus, tthe importance of retirement's most complex legal and tax issues with an advisor.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-26-24: Key Retirement Questions</title><link>https://www.spreaker.com/episode/financial-insanity-6-26-24-key-retirement-questions--60431369</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.   Inflation, higher taxes and uncertainty in the economy are affecting baby boomers in retirement.  How can you afford to retire, take more losses in your 401k and what additional income options are available in retirement?  Plus, why it's important to work with an investment advisor who can help you navigate the complex and legal tax landscape.  Scott addresses all that and more.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60431369</guid><pubDate>Wed, 26 Jun 2024 13:01:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60431369/financial_insanity_key_retirement_questions_06262024_wed.mp3" length="80705259" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.   Inflation, higher taxes and uncertainty in the economy are affecting baby boomers in retirement.  How can you afford to retire, take more losses in your 401k and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.   Inflation, higher taxes and uncertainty in the economy are affecting baby boomers in retirement.  How can you afford to retire, take more losses in your 401k and what additional income options are available in retirement?  Plus, why it's important to work with an investment advisor who can help you navigate the complex and legal tax landscape.  Scott addresses all that and more.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-22_24:  7 Retirement Mistakes to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-6-22-24-7-retirement-mistakes-to-avoid--60431344</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.   People look forward to retirement.  But the transition to retirement might not be as well thought out and there are factors to consider like living too long, social security, staying invested in the stock market too long.  Plus, are you ready for the unplanned costs of retirement?  What are the unplanned costs of retirement and how could it affect your financial portfolio. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60431344</guid><pubDate>Sat, 22 Jun 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60431344/financial_insanity_7_retirement_mistakes_to_avoid_06222024_sat.mp3" length="80710119" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.   People look forward to retirement.  But the transition to retirement might not be as well thought out and there are factors to consider like living too long,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.   People look forward to retirement.  But the transition to retirement might not be as well thought out and there are factors to consider like living too long, social security, staying invested in the stock market too long.  Plus, are you ready for the unplanned costs of retirement?  What are the unplanned costs of retirement and how could it affect your financial portfolio. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-19-24: How to Downsize</title><link>https://www.spreaker.com/episode/financial-insanity-6-19-24-how-to-downsize--60367917</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Downsizing in retirement means getting rid of stuff at home.  They are the non-financial challenges   But what are the financial challenges and how can you make the most of your possessions while still learning to let go?  Plus, how to break a bad habit of living without a budget.  When your money starts dwindling, it's time to take action.  The financial advice you need to make a positive change for your future is all here. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60367917</guid><pubDate>Wed, 19 Jun 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60367917/financial_insanity_how_to_downsize_06192024_wed.mp3" length="80703801" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Downsizing in retirement means getting rid of stuff at home.  They are the non-financial challenges   But what are the financial challenges and how can you make the most of...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  Downsizing in retirement means getting rid of stuff at home.  They are the non-financial challenges   But what are the financial challenges and how can you make the most of your possessions while still learning to let go?  Plus, how to break a bad habit of living without a budget.  When your money starts dwindling, it's time to take action.  The financial advice you need to make a positive change for your future is all here. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-15-24: Testamentary Trust with George Castanis</title><link>https://www.spreaker.com/episode/financial-insanity-6-15-24-testamentary-trust-with-george-castanis--60367898</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is testamentary trust with George Castanis. It's hardly ever brought up, but it's important. Testamentary trust can help align your assetswith 3D planning: dreams, dollars and your dynasty.  Plus, you can test drive a car, but can you test drive retirement?  You'll need tips to help you along the journey into retirement to maximize your portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60367898</guid><pubDate>Sat, 15 Jun 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60367898/financial_insanity_testamentary_trust_with_george_castanis_06152024_sat.mp3" length="80709633" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is testamentary trust with George Castanis. It's hardly ever brought up, but it's important. Testamentary trust can help align your assetswith 3D planning: dreams, dollars and your dynasty. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is testamentary trust with George Castanis. It's hardly ever brought up, but it's important. Testamentary trust can help align your assetswith 3D planning: dreams, dollars and your dynasty.  Plus, you can test drive a car, but can you test drive retirement?  You'll need tips to help you along the journey into retirement to maximize your portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-12-24: Annuities and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-6-12-24-annuities-and-guest-robert-brown--60280643</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and guest Robert Brown.  Annuities are very complex.  You'll hear the key takeaways of annuities from how they work to annuities in retirement plans and pros and cons.  There are solutions to consider when taking a specific annuity. Plus, Robert Brown discusses an important benefit some veterans could be missing, it could be difference in thousands of dollars in compensation.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60280643</guid><pubDate>Wed, 12 Jun 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60280643/financial_insanity_annuities_and_guest_robert_brown_06122024_wed.mp3" length="80696510" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is annuities and guest Robert Brown.  Annuities are very complex.  You'll hear the key takeaways of annuities from how they work to annuities in retirement plans and pros and cons.  There are...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and guest Robert Brown.  Annuities are very complex.  You'll hear the key takeaways of annuities from how they work to annuities in retirement plans and pros and cons.  There are solutions to consider when taking a specific annuity. Plus, Robert Brown discusses an important benefit some veterans could be missing, it could be difference in thousands of dollars in compensation.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-8-24: Estate Planning with David Connelly</title><link>https://www.spreaker.com/episode/financial-insanity-6-8-24-estate-planning-with-david-connelly--60280624</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning with guest Dave Connelley.  What are the in's and out's of state planning and how do you protect your assets and avoid tax pitfalls? Scott and Dave will answer everything related to estate planning.  Plus, there are common reasons for obtaining a domestic partnership agreement, which involve financial rights and parential agreements which could affect your finances.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60280624</guid><pubDate>Sat, 08 Jun 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60280624/financial_insanity_estate_planning_with_david_connelly_06082024_sat.mp3" length="80709147" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is estate planning with guest Dave Connelley.  What are the in's and out's of state planning and how do you protect your assets and avoid tax pitfalls? Scott and Dave will answer everything...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning with guest Dave Connelley.  What are the in's and out's of state planning and how do you protect your assets and avoid tax pitfalls? Scott and Dave will answer everything related to estate planning.  Plus, there are common reasons for obtaining a domestic partnership agreement, which involve financial rights and parential agreements which could affect your finances.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-5-24: Social Security and Guest George Castanis</title><link>https://www.spreaker.com/episode/financial-insanity-6-5-24-social-security-and-guest-george-castanis--60203413</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Fewer than one in four Americans think their current retirement lifestyle aligns with what they planned.  It's retirement dreams versus reality.  The reality is living in retirement every day and retirement can be costly.  Plus, George Castanis helps plan a retirement roadmap to help you plan for bumps in the road and life's unexpected challenges.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60203413</guid><pubDate>Wed, 05 Jun 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60203413/financial_insanity_social_security_and_guest_george_castanis_06052024_wed_1.mp3" length="80699427" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Fewer than one in four Americans think their current retirement lifestyle aligns with what they planned.  It's retirement dreams versus reality. ...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and guest George Castanis.  Fewer than one in four Americans think their current retirement lifestyle aligns with what they planned.  It's retirement dreams versus reality.  The reality is living in retirement every day and retirement can be costly.  Plus, George Castanis helps plan a retirement roadmap to help you plan for bumps in the road and life's unexpected challenges.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-1-24: Boomers up to Bat, Gen X on Deck</title><link>https://www.spreaker.com/episode/financial-insanity-6-1-24-boomers-up-to-bat-gen-x-on-deck--60203385</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is boomers up to bat and gen x on deck.  Any time is a good time to break a bad habit. The time to make a positive change for the future is right now.  Only 33 percent of Americans have a financial plan, so that means close to two thirds are winging it.  How do you break a habit of living without a strict budget?  Retirement starts now for the boomers generation and gen x is on deck and that means the needs to start planning for their future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60203385</guid><pubDate>Sat, 01 Jun 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60203385/financial_insanity_boomers_up_to_bat_gen_x_on_deck_06012024_sat.mp3" length="80708661" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is boomers up to bat and gen x on deck.  Any time is a good time to break a bad habit. The time to make a positive change for the future is right now.  Only 33 percent of Americans have a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is boomers up to bat and gen x on deck.  Any time is a good time to break a bad habit. The time to make a positive change for the future is right now.  Only 33 percent of Americans have a financial plan, so that means close to two thirds are winging it.  How do you break a habit of living without a strict budget?  Retirement starts now for the boomers generation and gen x is on deck and that means the needs to start planning for their future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-29-24: Retirement Missteps and Veteran Benefits to Know</title><link>https://www.spreaker.com/episode/financial-insanity-5-29-24-retirement-missteps-and-veteran-benefits-to-know--60141529</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veterans benefits to know.   When planning for retirement, are you confidient you are not making mistakes?   Learn more now so you don't have a painful lesson in the future.   There are 5 common mistakes before entering mistakes.  The first mistake starts with not having a fully mapped out financial strategy.   But, your financial advisor can help.  With Memorial Day approaching, veterans could be missing out on important benefits to maximize their quality of living.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60141529</guid><pubDate>Wed, 29 May 2024 13:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60141529/financial_insanity_retirement_missteps_and_veteran_benefits_to_know_05292024_wed.mp3" length="80708661" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veterans benefits to know.   When planning for retirement, are you confidient you are not making mistakes?   Learn more now so you don't have a painful lesson in the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement missteps and veterans benefits to know.   When planning for retirement, are you confidient you are not making mistakes?   Learn more now so you don't have a painful lesson in the future.   There are 5 common mistakes before entering mistakes.  The first mistake starts with not having a fully mapped out financial strategy.   But, your financial advisor can help.  With Memorial Day approaching, veterans could be missing out on important benefits to maximize their quality of living.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-25-24: 100th Show</title><link>https://www.spreaker.com/episode/financial-insanity-5-25-24-100th-show--60141441</link><description><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is the 100th episode.  Your questions will be answered about taxes in retirement, personal finances and how to make the most of your retirement.  Plus, the top 5 scams you need to be aware of, so it doesn't happen to you.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60141441</guid><pubDate>Sat, 25 May 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60141441/financial_insanity_100th_show_05252024_sat.mp3" length="80708661" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial insanity w-Scott McLean.  Today's show is the 100th episode.  Your questions will be answered about taxes in retirement, personal finances and how to make the most of your retirement.  Plus, the top 5 scams you need to be aware of,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is the 100th episode.  Your questions will be answered about taxes in retirement, personal finances and how to make the most of your retirement.  Plus, the top 5 scams you need to be aware of, so it doesn't happen to you.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-22-24: Veteran Benefits with guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-5-22-24-veteran-benefits-with-guest-robert-brown--60053251</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show veterans benefits with guest Robert Brown. You'll learn all the important benefits and services Veterans and their families can access such as health care, disability, education and more.  Each medical benefits package is unique and can prevent future health problems, improve your ability to function and enhance quality of life.  Plus, what are brics, how can it impact the US and affect one's financial future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60053251</guid><pubDate>Wed, 22 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60053251/financial_insanity_veteran_benefits_with_guest_robert_brown_05222024_wed.mp3" length="80708175" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show veterans benefits with guest Robert Brown. You'll learn all the important benefits and services Veterans and their families can access such as health care, disability, education and more.  Each...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show veterans benefits with guest Robert Brown. You'll learn all the important benefits and services Veterans and their families can access such as health care, disability, education and more.  Each medical benefits package is unique and can prevent future health problems, improve your ability to function and enhance quality of life.  Plus, what are brics, how can it impact the US and affect one's financial future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-18-24: What are Brics</title><link>https://www.spreaker.com/episode/financial-insanity-5-18-24-what-are-brics--60053195</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are brics.  Brics can change the way some countries deal with money.  These countries may not rely on the US dollar in the future.  How will that affect the economy and your financial portfolio? ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60053195</guid><pubDate>Sat, 18 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60053195/financial_insanity_what_are_brics_05182024_sat.mp3" length="80708175" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is what are brics.  Brics can change the way some countries deal with money.  These countries may not rely on the US dollar in the future.  How will that affect the economy and your financial...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is what are brics.  Brics can change the way some countries deal with money.  These countries may not rely on the US dollar in the future.  How will that affect the economy and your financial portfolio? ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-15-24: Yea or Nay Working in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-5-15-24-yea-or-nay-working-in-retirement--59936425</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is yea or nay working in retirement.  One in four Americans think their current reitrement lifestyle aligns with what they planned for what their retirement to be.  There are dreams versus reality in retirement.  Will you have enough saved or will you have to work through the early retirement years?  Plus, why you shouldn't count your chickens before they hatch.  What does this mean for the financial portfolio?  How can you keep from counting chickens when it comes to the nest egg?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59936425</guid><pubDate>Wed, 15 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59936425/financial_insanity_yea_or_nay_working_in_retirement_05152024_wed.mp3" length="80707689" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is yea or nay working in retirement.  One in four Americans think their current reitrement lifestyle aligns with what they planned for what their retirement to be.  There are dreams versus...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is yea or nay working in retirement.  One in four Americans think their current reitrement lifestyle aligns with what they planned for what their retirement to be.  There are dreams versus reality in retirement.  Will you have enough saved or will you have to work through the early retirement years?  Plus, why you shouldn't count your chickens before they hatch.  What does this mean for the financial portfolio?  How can you keep from counting chickens when it comes to the nest egg?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-11-24: Top Retirement Missteps</title><link>https://www.spreaker.com/episode/financial-insanity-5-11-24-top-retirement-missteps--59936355</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps.   When planning for retirement, are you confident you are not making any mistakes.  Learn more now so you don't have a painful lesson in the future.  There are five common mistakes that people make before entering into retirement.  What are they and how can you avoid them?  Plus, everything you need to know about annuities and which ones are right for you.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59936355</guid><pubDate>Sat, 11 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59936355/financial_insanity_top_retirement_missteps_05112024_sat.mp3" length="80707689" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps.   When planning for retirement, are you confident you are not making any mistakes.  Learn more now so you don't have a painful lesson in the future.  There are five...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is top retirement missteps.   When planning for retirement, are you confident you are not making any mistakes.  Learn more now so you don't have a painful lesson in the future.  There are five common mistakes that people make before entering into retirement.  What are they and how can you avoid them?  Plus, everything you need to know about annuities and which ones are right for you.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-8-24: Election Year Impact on the Market</title><link>https://www.spreaker.com/episode/financial-insanity-5-8-24-election-year-impact-on-the-market--59745590</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  So what are the biggest concerns facing Americans in 2024 and how do we prepare for the future?   Also, Scott needs income needs in retirement.  One size doesn't fit all and there are unique situations for everyone.  Find out the six questions to ask on how much income is needed in retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59745590</guid><pubDate>Wed, 08 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59745590/financial_insanity_election_year_impact_on_the_market_05082024_wed.mp3" length="80707203" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  So what are the biggest concerns...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year impact on the market.  The Presidental election year will have a big effect on the stock market, our overall economy and personal finances.  So what are the biggest concerns facing Americans in 2024 and how do we prepare for the future?   Also, Scott needs income needs in retirement.  One size doesn't fit all and there are unique situations for everyone.  Find out the six questions to ask on how much income is needed in retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-4-24: Troubles for Widow Investors</title><link>https://www.spreaker.com/episode/financial-insanity-5-4-24-troubles-for-widow-investors--59745574</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is troubles for widow investors.  Statistically women outlive their husbands by about 6 years.  So that means there will be a lot of women taking over the finances. It can be confusing and scary.  What decisions need to be made, understand the financial planning process.  Consider all the pension options and the right social security planning. Plus, how to protect yourself from cyber crime and identity theft.  It can happen to anyone at anytime.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59745574</guid><pubDate>Sat, 04 May 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59745574/financial_insanity_troubles_for_widow_investors_05042024_sat.mp3" length="80707203" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is troubles for widow investors.  Statistically women outlive their husbands by about 6 years.  So that means there will be a lot of women taking over the finances. It can be confusing and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is troubles for widow investors.  Statistically women outlive their husbands by about 6 years.  So that means there will be a lot of women taking over the finances. It can be confusing and scary.  What decisions need to be made, understand the financial planning process.  Consider all the pension options and the right social security planning. Plus, how to protect yourself from cyber crime and identity theft.  It can happen to anyone at anytime.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-1-24: Protecting Yourself From Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-5-1-24-protecting-yourself-from-fraud--59623710</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protect yourself from fraud.  You'll learn how to protect yourself from being a victim of cyber crime which could affect retirement savings and identity theft.  Plus, preparing for medical expenses.  It's hard to do because of unexpected events, but it's still a reality you should consider when thinking about your retirement savings.  Best thing to do is plan for the worse and hope for the best.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59623710</guid><pubDate>Wed, 01 May 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59623710/financial_insanity_protecting_yourself_from_fraud_05012024_wed.mp3" length="80126571" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protect yourself from fraud.  You'll learn how to protect yourself from being a victim of cyber crime which could affect retirement savings and identity theft.  Plus, preparing for medical...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protect yourself from fraud.  You'll learn how to protect yourself from being a victim of cyber crime which could affect retirement savings and identity theft.  Plus, preparing for medical expenses.  It's hard to do because of unexpected events, but it's still a reality you should consider when thinking about your retirement savings.  Best thing to do is plan for the worse and hope for the best.]]></itunes:summary><itunes:duration>3342</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-27-24: Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-4-27-24-maximize-your-retirement-income--59623660</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent an entire career saving for retirement, the last thing you need is a misstep costing you to spend down your savings too quickly.  It's important to make sure you've done enough.  There are easy ways to maximize your retirement and helping to make the most from your retirement with a strategic plan.  Plus, 96 percent of Americans are taking social security at the wrong time.  Scott will help you get informed on social security choices, pension options and personal savings.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59623660</guid><pubDate>Sat, 27 Apr 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59623660/financial_insanity_maximize_your_retirement_income_04272024_sat.mp3" length="80706717" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent an entire career saving for retirement, the last thing you need is a misstep costing you to spend down your savings too quickly.  It's important...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent an entire career saving for retirement, the last thing you need is a misstep costing you to spend down your savings too quickly.  It's important to make sure you've done enough.  There are easy ways to maximize your retirement and helping to make the most from your retirement with a strategic plan.  Plus, 96 percent of Americans are taking social security at the wrong time.  Scott will help you get informed on social security choices, pension options and personal savings.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-24-24: Key Retirement Questions</title><link>https://www.spreaker.com/episode/financial-insanity-4-24-24-key-retirement-questions--59520559</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation and higher taxes are leading to uncertainty.   Can baby boomers afford to retire, how do you avoid more losses in 401ks, what options do you have for income in retirement and what happens when investments are doing poorly?  These are all common questions.  Scott believes you should definitely do something with your money and put it into a vehicle so you can maximize your retirement's portfolio in the long term.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59520559</guid><pubDate>Wed, 24 Apr 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59520559/financial_insanity_key_retirement_questions_04242024_wed.mp3" length="80705259" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation and higher taxes are leading to uncertainty.   Can baby boomers afford to retire, how do you avoid more losses in 401ks, what options do you have for...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is key retirement questions.  Inflation and higher taxes are leading to uncertainty.   Can baby boomers afford to retire, how do you avoid more losses in 401ks, what options do you have for income in retirement and what happens when investments are doing poorly?  These are all common questions.  Scott believes you should definitely do something with your money and put it into a vehicle so you can maximize your retirement's portfolio in the long term.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-20-24: Living to 100</title><link>https://www.spreaker.com/episode/financial-insanity-4-20-24-living-to-100--59520403</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is living to 100.  If you're fortunate to live to age 100, will your retirement savings last? You need to consider factors to ensure your money lives as long as you.  It could be difference in living with no extra cash.  How much savings do you actually need? Medical expenses are going to happen as you get older and you need to account for that as well.  Plus, Scott answers your questions about 401ks, financial news and taxes in retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59520403</guid><pubDate>Sat, 20 Apr 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59520403/financial_insanity_living_to_100_04202024_sat.mp3" length="80704770" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is living to 100.  If you're fortunate to live to age 100, will your retirement savings last? You need to consider factors to ensure your money lives as long as you.  It could be difference in...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is living to 100.  If you're fortunate to live to age 100, will your retirement savings last? You need to consider factors to ensure your money lives as long as you.  It could be difference in living with no extra cash.  How much savings do you actually need? Medical expenses are going to happen as you get older and you need to account for that as well.  Plus, Scott answers your questions about 401ks, financial news and taxes in retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-17-24:  Maximizing Your Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-4-17-24-maximizing-your-retirement--59428275</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement. You've spent  an entire life saving for retirement, the last thing you need is a mistake that jeopardizes your retirement savings. How can you make sure you've done enough?  Scott offers ways to maximize income with strategic and simple steps. There is another benefit that can maximize retirement: social security.  There are things that should be considered like social security choices, pension options and personal savings.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59428275</guid><pubDate>Wed, 17 Apr 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59428275/financial_insanity_maximizing_your_retirement_04172024_wed.mp3" length="80704287" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement. You've spent  an entire life saving for retirement, the last thing you need is a mistake that jeopardizes your retirement savings. How can you make sure you've done...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement. You've spent  an entire life saving for retirement, the last thing you need is a mistake that jeopardizes your retirement savings. How can you make sure you've done enough?  Scott offers ways to maximize income with strategic and simple steps. There is another benefit that can maximize retirement: social security.  There are things that should be considered like social security choices, pension options and personal savings.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-13-24: 7 Retirement Risks to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-4-13-24-7-retirement-risks-to-avoid--59428156</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement risks to avoid.  There's a lot to look forward in retirement but there are a lot of things Americans don't realize could happen.  It starts with longevity and having enough money.  Plus, retirees face challenges that reroute savings into a financial vortex.  What does this all mean and why having a retirement income strategy can help?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59428156</guid><pubDate>Sat, 13 Apr 2024 13:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59428156/financial_insanity_7_retirement_risks_to_avoid_04132024_sat.mp3" length="80704287" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement risks to avoid.  There's a lot to look forward in retirement but there are a lot of things Americans don't realize could happen.  It starts with longevity and having enough...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement risks to avoid.  There's a lot to look forward in retirement but there are a lot of things Americans don't realize could happen.  It starts with longevity and having enough money.  Plus, retirees face challenges that reroute savings into a financial vortex.  What does this all mean and why having a retirement income strategy can help?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-10-24: How to Downsize</title><link>https://www.spreaker.com/episode/financial-insanity-4-10-24-how-to-downsize--59255179</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  In retirement, the decision to downsize to a smaller home is a highly personal one that depends largely on an individual’s financial goals and desired lifestyle.  Downsizing can lower cost of living to pursue a better lifestyle, Before finalizing, one should fully understand if they're making the right call.  It's important to understand goals for downsizing and its financial aspects.  Plus, ways to spend less and breaking a financial bad habit of living without a budget. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59255179</guid><pubDate>Wed, 10 Apr 2024 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59255179/financial_insanity_how_to_downsize_04102024_wed.mp3" length="80703801" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  In retirement, the decision to downsize to a smaller home is a highly personal one that depends largely on an individual’s financial goals and desired lifestyle.  Downsizing...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  In retirement, the decision to downsize to a smaller home is a highly personal one that depends largely on an individual’s financial goals and desired lifestyle.  Downsizing can lower cost of living to pursue a better lifestyle, Before finalizing, one should fully understand if they're making the right call.  It's important to understand goals for downsizing and its financial aspects.  Plus, ways to spend less and breaking a financial bad habit of living without a budget. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-6-24: History of Taxes</title><link>https://www.spreaker.com/episode/financial-insanity-4-6-24-history-of-taxes--59255161</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes can't be escaped, even in retirement.   But, there are some steps you can take to help reduce this impact on your savings.  Plus, tips on downsizing, decluttering and spending less in the retirement years.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59255161</guid><pubDate>Sat, 06 Apr 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59255161/financial_insanity_history_of_taxes_04062024_sat.mp3" length="80703798" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes can't be escaped, even in retirement.   But, there are some steps you can take to help reduce this impact on your savings.  Plus, tips on downsizing, decluttering and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes can't be escaped, even in retirement.   But, there are some steps you can take to help reduce this impact on your savings.  Plus, tips on downsizing, decluttering and spending less in the retirement years.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-3-24: Election Year and Time Machine 1975</title><link>https://www.spreaker.com/episode/financial-insanity-4-3-24-election-year-and-time-machine-1975--59174568</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year and time machine 1975.  A Presidental election year will impact the stock market.  The biggest impact is the overall economy and personal finances.   Scott breaks down the trends from the past century and dives into the biggest concerns facing Americans during this election year.  Plus, a look back at the year 1975 and how the economy has changed since then.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59174568</guid><pubDate>Wed, 03 Apr 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59174568/financial_insanity_election_year_and_time_machine_1975_04032024_wed.mp3" length="80702829" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election year and time machine 1975.  A Presidental election year will impact the stock market.  The biggest impact is the overall economy and personal finances.   Scott breaks down the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election year and time machine 1975.  A Presidental election year will impact the stock market.  The biggest impact is the overall economy and personal finances.   Scott breaks down the trends from the past century and dives into the biggest concerns facing Americans during this election year.  Plus, a look back at the year 1975 and how the economy has changed since then.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-30-24: Will You Have Enough Income in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-3-30-24-will-you-have-enough-income-in-retirement--59174550</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  Many people aren't investing enough to reach their savings goal and the income it brings. To evaluate whether your nest egg will be enough, Scott says you should begin by estimating your retirement expenses.  These important questions must be considered: How much income will you need to retire? What's enough savings?  How much should you have in your 401k?  Is over a million dollars enough to retire?  There are factors to consider as well like social security changes, inflation, taxes and the standard of living.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59174550</guid><pubDate>Sat, 30 Mar 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59174550/financial_insanity_will_you_have_enough_income_in_retirement_03302024_sat.mp3" length="80702829" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  Many people aren't investing enough to reach their savings goal and the income it brings. To evaluate whether your nest egg will be enough, Scott...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  Many people aren't investing enough to reach their savings goal and the income it brings. To evaluate whether your nest egg will be enough, Scott says you should begin by estimating your retirement expenses.  These important questions must be considered: How much income will you need to retire? What's enough savings?  How much should you have in your 401k?  Is over a million dollars enough to retire?  There are factors to consider as well like social security changes, inflation, taxes and the standard of living.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-27-24: Getting to Know Scott</title><link>https://www.spreaker.com/episode/financial-insanity-3-27-24-getting-to-know-scott--59120308</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is getting to know Scott.  Scott McLean is a financial professional who offers both investment and insurance products and services. He dedicates a large portion of his time to educating investors and the community through workshops on topics related to retirement income planning, Social Security, estate planning, required minimum distribution planning and common mistakes retirees make with their finances.  Scott offers financial tips to help you plan for retirement and ways your portfolio can grow in uncertain financial times.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59120308</guid><pubDate>Wed, 27 Mar 2024 13:01:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59120308/financial_insanity_getting_to_know_scott_03272024_wed.mp3" length="80702343" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is getting to know Scott.  Scott McLean is a financial professional who offers both investment and insurance products and services. He dedicates a large portion of his time to educating...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is getting to know Scott.  Scott McLean is a financial professional who offers both investment and insurance products and services. He dedicates a large portion of his time to educating investors and the community through workshops on topics related to retirement income planning, Social Security, estate planning, required minimum distribution planning and common mistakes retirees make with their finances.  Scott offers financial tips to help you plan for retirement and ways your portfolio can grow in uncertain financial times.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-23-24: Need a Plan, No Matter the U.S. Debt</title><link>https://www.spreaker.com/episode/financial-insanity-3-23-24-need-a-plan-no-matter-the-u-s-debt--59120131</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is  need a plan, no matter the US debt.  Find out the state of the country's debt.  That 34 million debt could significantly impact taxpayers.  There are several categories: personal finance, borrowed interest rates, the growth and stability of the economy and taxation.  Plus, can you make your IRA tax free through assets in insurance.  This is a serious issue and you need a financial advisor to assist you during these difficult times.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59120131</guid><pubDate>Sat, 23 Mar 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59120131/financial_insanity_need_a_plan_no_matter_the_u_s_debt_03232024_sat.mp3" length="80702343" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is  need a plan, no matter the US debt.  Find out the state of the country's debt.  That 34 million debt could significantly impact taxpayers.  There are several categories: personal finance,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is  need a plan, no matter the US debt.  Find out the state of the country's debt.  That 34 million debt could significantly impact taxpayers.  There are several categories: personal finance, borrowed interest rates, the growth and stability of the economy and taxation.  Plus, can you make your IRA tax free through assets in insurance.  This is a serious issue and you need a financial advisor to assist you during these difficult times.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-20-24: Decisions on Annuities, 401ks and IRAs</title><link>https://www.spreaker.com/episode/financial-insanity-3-20-24-decisions-on-annuities-401ks-and-iras--59038089</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities, 401ks and IRAs.  How much do you really show about annuities?  Which ones are right for you?  A simple breakdown of the four types of annuities are provided.  Plus, IRA rules you should use as a guideline, taxes that can be paid on a 401k and how these investments affect your retirement portfolio. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59038089</guid><pubDate>Wed, 20 Mar 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59038089/financial_insanity_decisions_on_annuities_401ks_and_iras_03202024_wed.mp3" length="80701857" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities, 401ks and IRAs.  How much do you really show about annuities?  Which ones are right for you?  A simple breakdown of the four types of annuities are provided.  Plus,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on annuities, 401ks and IRAs.  How much do you really show about annuities?  Which ones are right for you?  A simple breakdown of the four types of annuities are provided.  Plus, IRA rules you should use as a guideline, taxes that can be paid on a 401k and how these investments affect your retirement portfolio. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-16-24: Preserving Retirement from Taxes</title><link>https://www.spreaker.com/episode/financial-insanity-3-16-24-preserving-retirement-from-taxes--59038058</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is preserving retirement from taxes.  Every year, Americans file taxes.  There is a proactive approach that pre-retirees should take.  The process can be overhelming.  But working with a financial planner is important.   Scott offers ways to save on taxes to preserve your retirement.  Plus, how much will you recieve from your social security benefits?  Does filing early impact how much you will recieve?  How will your benefits change if you go through a divorceor if a spouse passes away? 78 percent field a social security quiz.   All the information you need to do is here. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59038058</guid><pubDate>Sat, 16 Mar 2024 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59038058/financial_insanity_preserving_retirement_from_taxes_03162024_sat.mp3" length="80701857" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is preserving retirement from taxes.  Every year, Americans file taxes.  There is a proactive approach that pre-retirees should take.  The process can be overhelming.  But working with a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is preserving retirement from taxes.  Every year, Americans file taxes.  There is a proactive approach that pre-retirees should take.  The process can be overhelming.  But working with a financial planner is important.   Scott offers ways to save on taxes to preserve your retirement.  Plus, how much will you recieve from your social security benefits?  Does filing early impact how much you will recieve?  How will your benefits change if you go through a divorceor if a spouse passes away? 78 percent field a social security quiz.   All the information you need to do is here. ]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-13-24: Top Signs You Need a New Advisor</title><link>https://www.spreaker.com/episode/financial-insanity-3-13-24-top-signs-you-need-a-new-advisor--58953101</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is top signs you need a new advisor. If you've been thinking about making a change with your financial advisor or looking to fire your advisor, there are five warning signs. It starts with them not acting in your best interest. If they are not, you need to look for another advisor because your retirement needs to be protected and you need all the right guidance for this most important time in your life. Plus, everything you need to know about estate planning. There are financial complexities and challenges like estate tax, rights to inheritance, healthcare and financial decisions and how to make sure your wishes are carried out. <br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58953101</guid><pubDate>Wed, 13 Mar 2024 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58953101/financial_insanity_top_signs_you_need_a_new_advisor_03132024_wed.mp3" length="80700885" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is top signs you need a new advisor. If you've been thinking about making a change with your financial advisor or looking to fire your advisor, there are five warning signs. It starts with them...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is top signs you need a new advisor. If you've been thinking about making a change with your financial advisor or looking to fire your advisor, there are five warning signs. It starts with them not acting in your best interest. If they are not, you need to look for another advisor because your retirement needs to be protected and you need all the right guidance for this most important time in your life. Plus, everything you need to know about estate planning. There are financial complexities and challenges like estate tax, rights to inheritance, healthcare and financial decisions and how to make sure your wishes are carried out. <br /><br />]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-9-24: Estate Planning and Rapid Fire Questions</title><link>https://www.spreaker.com/episode/financial-insanity-3-9-24-estate-planning-and-rapid-fire-questions--58953071</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning and rapid fire questions.  Special guest Dave Connolley discusses estate planning and how to protect your assets and avoiding tax pitfalls for unmarried couples.  There are common reasons for obtaining a domestic partnership agreement, which involve financial rights and parential agreements.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58953071</guid><pubDate>Sat, 09 Mar 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58953071/financial_insanity_estate_planning_and_rapid_fire_questions_03092024_sat.mp3" length="80700399" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is estate planning and rapid fire questions.  Special guest Dave Connolley discusses estate planning and how to protect your assets and avoiding tax pitfalls for unmarried couples.  There are...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning and rapid fire questions.  Special guest Dave Connolley discusses estate planning and how to protect your assets and avoiding tax pitfalls for unmarried couples.  There are common reasons for obtaining a domestic partnership agreement, which involve financial rights and parential agreements.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-6-24: Social Security and Guest George Castanis</title><link>https://www.spreaker.com/episode/financial-insanity-3-6-24-social-security-and-guest-george-castanis--58871468</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and special guest George Castanis.  How can we keep from counting our chickens before they hatch with finances?  Depending on income is what everyone counts on in or near retirement.  But with social security, there are a lot of factors to consider when planning for and taking social security.  There are many variables to consider.  Cost of living, healthcare and inflation can seriously impact your social security income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58871468</guid><pubDate>Wed, 06 Mar 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58871468/financial_insanity_social_security_and_guest_george_castanis_03062024_wed.mp3" length="80699427" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is social security and special guest George Castanis.  How can we keep from counting our chickens before they hatch with finances?  Depending on income is what everyone counts on in or near...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and special guest George Castanis.  How can we keep from counting our chickens before they hatch with finances?  Depending on income is what everyone counts on in or near retirement.  But with social security, there are a lot of factors to consider when planning for and taking social security.  There are many variables to consider.  Cost of living, healthcare and inflation can seriously impact your social security income.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-2-24: History of Taxes</title><link>https://www.spreaker.com/episode/financial-insanity-3-2-24-history-of-taxes--58871443</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes have an impact on everyone, especially in retirement.  You can't escape it.  There are steps to take to reduce these taxes affecting your retirement savings.  With monrhs away from tax day, how can we maximize financial portfolio?  Here all the big changes for 2024.  The most important financial and wealth building tips are right here.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58871443</guid><pubDate>Sat, 02 Mar 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58871443/financial_insanity_history_of_taxes_03022024_sat.mp3" length="80699427" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes have an impact on everyone, especially in retirement.  You can't escape it.  There are steps to take to reduce these taxes affecting your retirement savings.  With...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is history of taxes.  Taxes have an impact on everyone, especially in retirement.  You can't escape it.  There are steps to take to reduce these taxes affecting your retirement savings.  With monrhs away from tax day, how can we maximize financial portfolio?  Here all the big changes for 2024.  The most important financial and wealth building tips are right here.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-28-24: Election vs Stock Market</title><link>https://www.spreaker.com/episode/financial-insanity-2-28-24-election-vs-stock-market--58791495</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election vs stock market.  It's a Presidential election year and that means the stock market and economy will be affected.  How do you prepare so your finances aren't greatly affected?  Plus, planning for retirement needs a well thought out plan.  Scott will answer your retirement questions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58791495</guid><pubDate>Wed, 28 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58791495/financial_insanity_election_vs_stock_market_02282024_wed.mp3" length="80415017" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is election vs stock market.  It's a Presidential election year and that means the stock market and economy will be affected.  How do you prepare so your finances aren't greatly affected?  Plus,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is election vs stock market.  It's a Presidential election year and that means the stock market and economy will be affected.  How do you prepare so your finances aren't greatly affected?  Plus, planning for retirement needs a well thought out plan.  Scott will answer your retirement questions.]]></itunes:summary><itunes:duration>3354</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-24-24: Stock Markets During Election Years</title><link>https://www.spreaker.com/episode/financial-insanity-2-24-24-stock-markets-during-election-years--58791383</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is stock markets during election years.  With a Presidental election year, the stock market could be affected.  The stock market can impact overall economy and individual finances. We look back at the last 100 year history of the stock market and what is concerning about the financial future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58791383</guid><pubDate>Sat, 24 Feb 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58791383/financial_insanity_stock_markets_during_election_years_02242024_sat.mp3" length="80156619" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is stock markets during election years.  With a Presidental election year, the stock market could be affected.  The stock market can impact overall economy and individual finances. We look back...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is stock markets during election years.  With a Presidental election year, the stock market could be affected.  The stock market can impact overall economy and individual finances. We look back at the last 100 year history of the stock market and what is concerning about the financial future.]]></itunes:summary><itunes:duration>3343</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-21-24: Protecting Yourself From Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-2-21-24-protecting-yourself-from-fraud--58679337</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. Get the tips to help shield your life's work, savings and identity. Plus, medical bills and emergencies can disrupt your finances. How can you plan for this when it sneaks up. Scott offers ways to plan for the worst and hope for the best.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58679337</guid><pubDate>Wed, 21 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58679337/financial_insanity_protecting_yourself_from_fraud_02212024_wed.mp3" length="80697483" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. Get the tips to help shield your life's work, savings and identity. Plus, medical bills and emergencies can disrupt your finances. How can you plan for this...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. Get the tips to help shield your life's work, savings and identity. Plus, medical bills and emergencies can disrupt your finances. How can you plan for this when it sneaks up. Scott offers ways to plan for the worst and hope for the best.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-17-24: Retirement Isn't a Game and Veteran Benefits</title><link>https://www.spreaker.com/episode/financial-insanity-2-17-24-retirement-isn-t-a-game-and-veteran-benefits--58679283</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement isn't a game and veterans benefits. Each year, Americans rollover their 401k account which could be the largest transaction so it's important to get that right.  Do you know the philosophies?  Does the advisor know the situation before moving the money?  Scott explains the 3D process.  Retirement isn't a game and your finances should be taken seriously.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58679283</guid><pubDate>Sat, 17 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58679283/financial_insanity_retirement_isn_t_a_game_and_veteran_benefits_02172024_sat.mp3" length="80697483" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement isn't a game and veterans benefits. Each year, Americans rollover their 401k account which could be the largest transaction so it's important to get that right.  Do you know the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement isn't a game and veterans benefits. Each year, Americans rollover their 401k account which could be the largest transaction so it's important to get that right.  Do you know the philosophies?  Does the advisor know the situation before moving the money?  Scott explains the 3D process.  Retirement isn't a game and your finances should be taken seriously.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-14-24: Impact of Inflation and Tax Trivia</title><link>https://www.spreaker.com/episode/financial-insanity-2-14-24-impact-of-inflation-and-tax-trivia--58536768</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is impact of inflation and tax trivia. Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future, especially in retirement. How will inflation affect your 401k? What should you do with your money during infliation? Will social security increase? Plus, ways retirees can curb inflation's cost effects.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58536768</guid><pubDate>Wed, 14 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58536768/financial_insanity_impact_of_inflation_and_tax_trivia_02142024_wed.mp3" length="79221285" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is impact of inflation and tax trivia. Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future, especially...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is impact of inflation and tax trivia. Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future, especially in retirement. How will inflation affect your 401k? What should you do with your money during infliation? Will social security increase? Plus, ways retirees can curb inflation's cost effects.]]></itunes:summary><itunes:duration>3305</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-10-24: Plan for the Worst, Hope for the Best</title><link>https://www.spreaker.com/episode/financial-insanity-2-10-24-plan-for-the-worst-hope-for-the-best--58536696</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is plan for the worst, hope for the best.  Only 33 percent of Americans have a financial plan.   How can you break the habit of living without a budget and taking better control of your finances.  It starts with an understanding of the problem and developing as budget.  Plus, planning for medical expenses and how to address long term health care when it's not covered by medicare.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58536696</guid><pubDate>Sat, 10 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58536696/financial_insanity_plan_for_the_worst_hope_for_the_best_02102024_sat.mp3" length="80576805" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is plan for the worst, hope for the best.  Only 33 percent of Americans have a financial plan.   How can you break the habit of living without a budget and taking better control of your...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is plan for the worst, hope for the best.  Only 33 percent of Americans have a financial plan.   How can you break the habit of living without a budget and taking better control of your finances.  It starts with an understanding of the problem and developing as budget.  Plus, planning for medical expenses and how to address long term health care when it's not covered by medicare.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-7-24: Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-2-7-24-maximize-your-retirement-income--58536666</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement.  You've an entire life saving for retirement, the last thing you need is a misstep that spends doen your retirement savingd.  How can you make sure you've done enough and ways to maximize your income with strategic and simple steps.  Plus, RMDs can cause high tax penalties to swipe away from your retirement income.   Scott offers ways to avoid these tax penalties so you can keep a comfortable financial portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58536666</guid><pubDate>Wed, 07 Feb 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58536666/financial_insanity_maximize_your_retirement_income_02072024_wed.mp3" length="80532985" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement.  You've an entire life saving for retirement, the last thing you need is a misstep that spends doen your retirement savingd.  How can you make sure you've done...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement.  You've an entire life saving for retirement, the last thing you need is a misstep that spends doen your retirement savingd.  How can you make sure you've done enough and ways to maximize your income with strategic and simple steps.  Plus, RMDs can cause high tax penalties to swipe away from your retirement income.   Scott offers ways to avoid these tax penalties so you can keep a comfortable financial portfolio.]]></itunes:summary><itunes:duration>3359</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-3-24: Protecting Yourself from Fraud</title><link>https://www.spreaker.com/episode/financial-insanity-2-3-24-protecting-yourself-from-fraud--58536616</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  You'll hear ways to protect your finances from cyber crime.  Be aware of scams.  Plus, the 7 easy to avoid retirement risks.  Transitioning into retirement, there are a lot of things not realized as you cross over into this new journey in life.  It all starts with the fear of running out of money before you run out of life.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58536616</guid><pubDate>Sat, 03 Feb 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58536616/financial_insanity_protecting_yourself_from_fraud_02032024_sat.mp3" length="80697483" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  You'll hear ways to protect your finances from cyber crime.  Be aware of scams.  Plus, the 7 easy to avoid retirement risks.  Transitioning into retirement,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is protecting yourself from fraud.  You'll hear ways to protect your finances from cyber crime.  Be aware of scams.  Plus, the 7 easy to avoid retirement risks.  Transitioning into retirement, there are a lot of things not realized as you cross over into this new journey in life.  It all starts with the fear of running out of money before you run out of life.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-31-24: 401k and IRA DecIsions</title><link>https://www.spreaker.com/episode/financial-insanity-1-31-24-401k-and-ira-decisions--58411645</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 401k and IRA decisions. There are important decisions that can impact your retirement. But first, what is the difference between a 401k and an IRA? Most people may not know they can contribute to both. What happens when you max out your iRA? Plus, the time to make a positive change in your future is now. Saving is critical. How do you break the bad habit of living without a budget?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58411645</guid><pubDate>Wed, 31 Jan 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58411645/financial_insanity_401k_and_ira_decesions_01312024_wed.mp3" length="80696997" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is 401k and IRA decisions. There are important decisions that can impact your retirement. But first, what is the difference between a 401k and an IRA? Most people may not know they can contribute...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 401k and IRA decisions. There are important decisions that can impact your retirement. But first, what is the difference between a 401k and an IRA? Most people may not know they can contribute to both. What happens when you max out your iRA? Plus, the time to make a positive change in your future is now. Saving is critical. How do you break the bad habit of living without a budget?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-27-24: Maximizing Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-1-27-24-maximizing-your-retirement-income--58411631</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You've spent your life saving for retirement.  The last thing you need to do is a make a mistake. There are many bumps along the way.  So you will need the simple tips to make the most out of your retirement.  Plus, RMDs can trigger a high penalty in tax code if you don't follow rules.  Don't let let taxes wipe out your retirement.  Scott will explain how you can avoid these high penalties.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58411631</guid><pubDate>Sat, 27 Jan 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58411631/financial_insanity_maximizing_your_retirement_income_01272024_sat.mp3" length="80696997" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You've spent your life saving for retirement.  The last thing you need to do is a make a mistake. There are many bumps along the way.  So you will need the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You've spent your life saving for retirement.  The last thing you need to do is a make a mistake. There are many bumps along the way.  So you will need the simple tips to make the most out of your retirement.  Plus, RMDs can trigger a high penalty in tax code if you don't follow rules.  Don't let let taxes wipe out your retirement.  Scott will explain how you can avoid these high penalties.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-24-24: Annuities and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-1-24-24-annuities-and-guest-robert-brown--58359448</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is annuities and guest Robert Brown. You'll hear the 4 types of annuities, how they all work and which ones are right for you. Everyone thinks all ll annuities bad, but the truth is they're not. Some can help you. Some can cause you to lose more money due to fees. Plus, special guest Robert Brown discusses service connective benefits for veterans and what qualifications can earn you money.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58359448</guid><pubDate>Wed, 24 Jan 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58359448/financial_insanity_annuities_and_guest_robert_brown_01242024_wed.mp3" length="80696510" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is annuities and guest Robert Brown. You'll hear the 4 types of annuities, how they all work and which ones are right for you. Everyone thinks all ll annuities bad, but the truth is they're not....</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is annuities and guest Robert Brown. You'll hear the 4 types of annuities, how they all work and which ones are right for you. Everyone thinks all ll annuities bad, but the truth is they're not. Some can help you. Some can cause you to lose more money due to fees. Plus, special guest Robert Brown discusses service connective benefits for veterans and what qualifications can earn you money.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-20-24: New Financial Habits to Break in 2024</title><link>https://www.spreaker.com/episode/financial-insanity-1-20-24-new-financial-habits-to-break-in-2024--58359209</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new financial habits to break in 2024.  If 2024 is your year to retire, you'll want to hear this.  Everything to help you financially focus on a sound retirement.  You'll understand the key factors to consider before entering the next phase of life.  Plus, why it's important to declutter, donate and downsize.  Clarity will help your finances.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58359209</guid><pubDate>Sat, 20 Jan 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58359209/financial_insanity_new_financial_habits_to_break_in_2024_01202024_sat_1.mp3" length="80696510" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is new financial habits to break in 2024.  If 2024 is your year to retire, you'll want to hear this.  Everything to help you financially focus on a sound retirement.  You'll understand the key...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is new financial habits to break in 2024.  If 2024 is your year to retire, you'll want to hear this.  Everything to help you financially focus on a sound retirement.  You'll understand the key factors to consider before entering the next phase of life.  Plus, why it's important to declutter, donate and downsize.  Clarity will help your finances.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-17-24:  Decisions on Annuities, 401ks and IRAs</title><link>https://www.spreaker.com/episode/financial-insanity-1-17-24-decisions-on-annuities-401ks-and-iras--58259475</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on anniuties, 401ks and IRAs.  What's the difference between annuities, 401ks and IRAs and which ones are right for you?  They don't suit everyone.  But they can be helpful.  Take advantage of your finances so you can live a comfortable retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58259475</guid><pubDate>Wed, 17 Jan 2024 14:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58259475/financial_insanity_decisions_on_annuities_401ks_and_iras_01172024_wed.mp3" length="80695538" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is decisions on anniuties, 401ks and IRAs.  What's the difference between annuities, 401ks and IRAs and which ones are right for you?  They don't suit everyone.  But they can be helpful.  Take...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is decisions on anniuties, 401ks and IRAs.  What's the difference between annuities, 401ks and IRAs and which ones are right for you?  They don't suit everyone.  But they can be helpful.  Take advantage of your finances so you can live a comfortable retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-13-24: Retirement Missteps and Scams</title><link>https://www.spreaker.com/episode/financial-insanity-1-13-24-retirement-missteps-and-scams--58259462</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement misteps and scams.  Getting ready to plan for retirement.  You'll want to make sure you aren't making these common mistakes.  Learn more how so you don't have a painful future.  Plus, the top 5 scams you should be aware of so it doesn't disrupt your future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58259462</guid><pubDate>Sat, 13 Jan 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58259462/financial_insanity_retirement_missteps_and_scams_01132024_sat.mp3" length="80696024" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is retirement misteps and scams.  Getting ready to plan for retirement.  You'll want to make sure you aren't making these common mistakes.  Learn more how so you don't have a painful future....</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is retirement misteps and scams.  Getting ready to plan for retirement.  You'll want to make sure you aren't making these common mistakes.  Learn more how so you don't have a painful future.  Plus, the top 5 scams you should be aware of so it doesn't disrupt your future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-10-24: Estate Planning</title><link>https://www.spreaker.com/episode/financial-insanity-1-10-24-estate-planning--58193379</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning and special guest Dave Connolley.  Before you begin to take action on your estate plan, it's important to understand the key topics that may arise as you address specific needs to secure your future and avoid those tax pitfalls. Hear why It's important to work with an attorney and possibly a tax advisor on your estate plan, how to maximize what you leave behind, what tax benefits are important.  Plus, the info you need to know on estate, inheritance and gift taxes.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58193379</guid><pubDate>Wed, 10 Jan 2024 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58193379/financial_insanity_etate_planning_01102024_wed.mp3" length="80694566" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is estate planning and special guest Dave Connolley.  Before you begin to take action on your estate plan, it's important to understand the key topics that may arise as you address specific...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is estate planning and special guest Dave Connolley.  Before you begin to take action on your estate plan, it's important to understand the key topics that may arise as you address specific needs to secure your future and avoid those tax pitfalls. Hear why It's important to work with an attorney and possibly a tax advisor on your estate plan, how to maximize what you leave behind, what tax benefits are important.  Plus, the info you need to know on estate, inheritance and gift taxes.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-6-24: Will You Have Enough Income in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-1-6-24-will-you-have-enough-income-in-retirement--58193353</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  All the essential questions you need to ask yourself before you reiire.  It begins with determining how much you are spending right now.  This is a reality check for your finances.  Plus, don't count your chickens before they hatch.  What does this mean for your finances and how it applies for retirement income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58193353</guid><pubDate>Sat, 06 Jan 2024 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58193353/financial_insanity_will_you_have_enough_income_in_retirement_01062024_sat.mp3" length="80694080" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  All the essential questions you need to ask yourself before you reiire.  It begins with determining how much you are spending right now.  This is a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is will you have enough income in retirement.  All the essential questions you need to ask yourself before you reiire.  It begins with determining how much you are spending right now.  This is a reality check for your finances.  Plus, don't count your chickens before they hatch.  What does this mean for your finances and how it applies for retirement income.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-3-24: Should You Work While in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-1-3-24-should-you-work-while-in-retirement--58134919</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Well the first question you should be asking if how much income will you need in retirement?  What are the other major questions that should be looked at when it comes to your money.  You should be aware of healthcare costs, lefgal issues and special needs situations.  They all affect your spending habits.  Plus, a look at the top financial headlines of 2023 and how to prepare for 2024 in your financial retirement portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58134919</guid><pubDate>Thu, 04 Jan 2024 02:15:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58134919/financial_insanity_should_you_work_while_in_retirement_01032024_wed.mp3" length="80693594" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Well the first question you should be asking if how much income will you need in retirement?  What are the other major questions that should be looked at...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Well the first question you should be asking if how much income will you need in retirement?  What are the other major questions that should be looked at when it comes to your money.  You should be aware of healthcare costs, lefgal issues and special needs situations.  They all affect your spending habits.  Plus, a look at the top financial headlines of 2023 and how to prepare for 2024 in your financial retirement portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-30-23: Top Financial News of 2023</title><link>https://www.spreaker.com/episode/financial-insanity-12-30-23-top-financial-news-of-2023--58101546</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is top financial news of 2023. It's a year in review with some of the top financial headlines and retirement issues. The government avoided multiple shutdowns, but debt is increasing. What does this mean for your wallet? How about your retirement savings plan? Plus, baby boomers are retiring and gen x is on deck. Everything you need to know about your retirement future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58101546</guid><pubDate>Sat, 30 Dec 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58101546/financial_insanity_top_financial_news_of_2023_12302023_sat.mp3" length="80692622" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is top financial news of 2023. It's a year in review with some of the top financial headlines and retirement issues. The government avoided multiple shutdowns, but debt is increasing. What does...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is top financial news of 2023. It's a year in review with some of the top financial headlines and retirement issues. The government avoided multiple shutdowns, but debt is increasing. What does this mean for your wallet? How about your retirement savings plan? Plus, baby boomers are retiring and gen x is on deck. Everything you need to know about your retirement future.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-27-23: Planning for the Worst and Hope for the Best</title><link>https://www.spreaker.com/episode/financial-insanity-12-27-23-planning-for-the-worst-and-hope-for-the-best--58092209</link><description><![CDATA[It's Financial insanity w-Scott McLean. Today's show is planning for the worst, hope for the best. How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement? These are the common questions retirees are asking about their retirement. Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58092209</guid><pubDate>Wed, 27 Dec 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58092209/financial_insanity_planning_for_the_worst_and_hope_for_the_best_12272023_wed.mp3" length="80573402" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial insanity w-Scott McLean. Today's show is planning for the worst, hope for the best. How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement? These are the common questions...</itunes:subtitle><itunes:summary><![CDATA[It's Financial insanity w-Scott McLean. Today's show is planning for the worst, hope for the best. How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement? These are the common questions retirees are asking about their retirement. Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-23-23: Merry Christmas and Happy Holidays</title><link>https://www.spreaker.com/episode/financial-insanity-12-23-23-merry-christmas-and-happy-holidays--58092195</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is Merry Christmas, Happy Holidays.   A new year always brings change including changes in programs with social security, medicare, also the IRS that can be pretty costly.  How can we protect ourselves for these upcoming changes in 2024?  It all starts with the tax return.  Plus, the retirement legal and tax landscape can be complicated.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58092195</guid><pubDate>Sat, 23 Dec 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58092195/financial_insanity_merry_christmas_and_happy_holidays_12232023_sat.mp3" length="80692622" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is Merry Christmas, Happy Holidays.   A new year always brings change including changes in programs with social security, medicare, also the IRS that can be pretty costly.  How can we protect...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is Merry Christmas, Happy Holidays.   A new year always brings change including changes in programs with social security, medicare, also the IRS that can be pretty costly.  How can we protect ourselves for these upcoming changes in 2024?  It all starts with the tax return.  Plus, the retirement legal and tax landscape can be complicated.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-20-23: Annuities and Your Retirement Roadmap</title><link>https://www.spreaker.com/episode/financial-insanity-12-20-23-annuities-and-your-retirement-roadmap--57980123</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and your retirement roadmap.  Financial concepts can be complex, especially with annuitiies.  There are many annuities and there is a lot to understand.  Which annuities are right for you or are they all bad?  Scott will explain the differences.  Plus in planning for retirement, you must have a roadmap to get there.  Avoid the major detours that will wreck havoc to your retirement savings.  Everything you need to know about the planning process is all here.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57980123</guid><pubDate>Wed, 20 Dec 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57980123/financial_insanity_annuities_and_your_retirement_roadmap_12202023_wed.mp3" length="80690198" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is annuities and your retirement roadmap.  Financial concepts can be complex, especially with annuitiies.  There are many annuities and there is a lot to understand.  Which annuities are right...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and your retirement roadmap.  Financial concepts can be complex, especially with annuitiies.  There are many annuities and there is a lot to understand.  Which annuities are right for you or are they all bad?  Scott will explain the differences.  Plus in planning for retirement, you must have a roadmap to get there.  Avoid the major detours that will wreck havoc to your retirement savings.  Everything you need to know about the planning process is all here.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-16-23: Estate Planning with Dave Connelly</title><link>https://www.spreaker.com/episode/financial-insanity-12-16-23-estate-planning-with-dave-connelly--57980079</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning with Dave Connelly. It's all about love and legacy. With so many Americans choosing domestic partmerships over marriage, it's still important to secure a future for you and your loved one. Protect your assets and avoiding tax pitfalls. Scott and Dave provide the steps in the legal process if one gets sick or passes away. Who handles the kids, the important health decisions or financial assets?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57980079</guid><pubDate>Sat, 16 Dec 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57980079/financial_insanity_estate_planning_with_dave_connelly_12162023_sat.mp3" length="80689712" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is estate planning with Dave Connelly. It's all about love and legacy. With so many Americans choosing domestic partmerships over marriage, it's still important to secure a future for you and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is estate planning with Dave Connelly. It's all about love and legacy. With so many Americans choosing domestic partmerships over marriage, it's still important to secure a future for you and your loved one. Protect your assets and avoiding tax pitfalls. Scott and Dave provide the steps in the legal process if one gets sick or passes away. Who handles the kids, the important health decisions or financial assets?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-13-23: Navigating Taxes Before 2024</title><link>https://www.spreaker.com/episode/financial-insanity-12-13-23-navigating-taxes-before-2024--57935041</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is navigating taxes before 2024.  You'll find out why it's important to work with an advisor to help you navigate the complex tax and legal landscape before retirement and how to plan for this process which could affect your retirement.  Plus, Scott answers your financial questions to ensure a sound portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57935041</guid><pubDate>Wed, 13 Dec 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57935041/financial_insanity_navigating_taxes_before_2024_12132023_wed.mp3" length="80691656" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is navigating taxes before 2024.  You'll find out why it's important to work with an advisor to help you navigate the complex tax and legal landscape before retirement and how to plan for this...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is navigating taxes before 2024.  You'll find out why it's important to work with an advisor to help you navigate the complex tax and legal landscape before retirement and how to plan for this process which could affect your retirement.  Plus, Scott answers your financial questions to ensure a sound portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-9-23: Financial Gift Giving and Donations</title><link>https://www.spreaker.com/episode/financial-insanity-12-9-23-financial-gift-giving-and-donations--57934605</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial gift giving and donations.  Last year, Americans gave over 300 billion dollars in charitable donations.  But, it's important to get guidance on these donations we make each year.  What are the best ways to donate and tips for gift giving?   Plus, all the info you need to know about 401k and IRA contributions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57934605</guid><pubDate>Sat, 09 Dec 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57934605/financial_insanity_financial_gift_giving_and_donations_12092023_sat.mp3" length="80691656" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial gift giving and donations.  Last year, Americans gave over 300 billion dollars in charitable donations.  But, it's important to get guidance on these donations we make each year....</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial gift giving and donations.  Last year, Americans gave over 300 billion dollars in charitable donations.  But, it's important to get guidance on these donations we make each year.  What are the best ways to donate and tips for gift giving?   Plus, all the info you need to know about 401k and IRA contributions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-6-23: Impact on Inflation</title><link>https://www.spreaker.com/episode/financial-insanity-12-6-23-impact-on-inflation--57872092</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is impact on inflation.  In a down economy and inflation increasing, can you afford to retire, can you afford more losses in your 401k and what options do you have for income in retirement?  You'll get tips on retirement savings and the impact of inflation on savings.  Plus, life expectancy can be a problem when you factor in your portfolio in retirement.  Do you have enough saved?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57872092</guid><pubDate>Wed, 06 Dec 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57872092/financial_insanity_impact_on_inflation_12062023_wed.mp3" length="80690684" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is impact on inflation.  In a down economy and inflation increasing, can you afford to retire, can you afford more losses in your 401k and what options do you have for income in retirement?...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is impact on inflation.  In a down economy and inflation increasing, can you afford to retire, can you afford more losses in your 401k and what options do you have for income in retirement?  You'll get tips on retirement savings and the impact of inflation on savings.  Plus, life expectancy can be a problem when you factor in your portfolio in retirement.  Do you have enough saved?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-2-23: Retirement Challenges for Women Investors</title><link>https://www.spreaker.com/episode/financial-insanity-12-2-23-retirement-challenges-for-women-investors--57872072</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial challenges for women investors.  You've saved an entire life for retirement.  Now, do you really know how to turn that savings into income in retirement?  Also, do you know how much income you can withdraw without penalty from current retirement accounts?  Most people have big questions.  What are they and how can they be answered?  Scott also explains the biggest challenges facing women investors in their retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57872072</guid><pubDate>Sat, 02 Dec 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57872072/financial_insanity_retirement_challenges_for_women_investors_12022023_sat.mp3" length="80690684" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial challenges for women investors.  You've saved an entire life for retirement.  Now, do you really know how to turn that savings into income in retirement?  Also, do you know how much...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial challenges for women investors.  You've saved an entire life for retirement.  Now, do you really know how to turn that savings into income in retirement?  Also, do you know how much income you can withdraw without penalty from current retirement accounts?  Most people have big questions.  What are they and how can they be answered?  Scott also explains the biggest challenges facing women investors in their retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-29-23: Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-11-29-23-maximize-your-retirement-income--57741069</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You spent an entire career saving for retirement and now you can't afford a misstep to spend down your savings too quickly.  There are simple ways to help you maximize your retirement income.  Make the most of your retirement with a strategic plan.  Plus, why social security is more important than you think and why so many Americans are misinfomed on social security.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57741069</guid><pubDate>Wed, 29 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57741069/financial_insanity_maximize_your_retirement_income_11292023_wed.mp3" length="80550077" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You spent an entire career saving for retirement and now you can't afford a misstep to spend down your savings too quickly.  There are simple ways to help...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximizing your retirement income.  You spent an entire career saving for retirement and now you can't afford a misstep to spend down your savings too quickly.  There are simple ways to help you maximize your retirement income.  Make the most of your retirement with a strategic plan.  Plus, why social security is more important than you think and why so many Americans are misinfomed on social security.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-25-23: Happy Thanksgiving to All</title><link>https://www.spreaker.com/episode/financial-insanity-11-25-23-happy-thanksgiving-to-all--57741020</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is happy thanksgiving to all.  The 4th quarter means a lot to think about as we prepare for the upcoming year.  What does this mean for your finances?  How can you prepare with a year end checklist?  Scott also discusses the 7 easy to avoid retirement mistakes.  It's important to know so you don't make a mistake in your financial portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57741020</guid><pubDate>Sat, 25 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57741020/financial_insanity_happy_thanksgiving_to_all_11252023_sat.mp3" length="80690618" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is happy thanksgiving to all.  The 4th quarter means a lot to think about as we prepare for the upcoming year.  What does this mean for your finances?  How can you prepare with a year end...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is happy thanksgiving to all.  The 4th quarter means a lot to think about as we prepare for the upcoming year.  What does this mean for your finances?  How can you prepare with a year end checklist?  Scott also discusses the 7 easy to avoid retirement mistakes.  It's important to know so you don't make a mistake in your financial portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-22-23: Client Experience and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-11-22-23-client-experience-and-mailbag-questions--57636799</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions.  Scott is here to offer a six step educational process to help you get answers in your financial portfolio.  We've all been caugfht off guard at some point.  How can you prepare for retirement?  When is it time to switch things up when retirement draws near and how can change help you in retirement?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57636799</guid><pubDate>Wed, 22 Nov 2023 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57636799/financial_insanity_client_experience_and_mailbag_questions_11222023_wed.mp3" length="80669783" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions.  Scott is here to offer a six step educational process to help you get answers in your financial portfolio.  We've all been caugfht off guard at some...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions.  Scott is here to offer a six step educational process to help you get answers in your financial portfolio.  We've all been caugfht off guard at some point.  How can you prepare for retirement?  When is it time to switch things up when retirement draws near and how can change help you in retirement?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-18-23: Top 5 Financial Missteps to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-11-18-23-top-5-financial-missteps-to-avoid--57636774</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 5 financial missteps to avoid.  There are five common mistakes.  It starts with being forced into retirement and not having a plan.  Help may be required.  You don't want to run out of money before running out of life.  Another common mistake are living beyond your means and not saving enough.  Expenses are costly.   What are the other mistakes?  Stay tuned.  Plus, with Americans turning 65, many will develop a disability that will require long term care.  This is something you can't avoid.  Scott offers ways to help you prepare for this.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57636774</guid><pubDate>Sat, 18 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57636774/financial_insanity_top_5_financial_missteps_to_avoid_11182023_sat.mp3" length="80699382" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 5 financial missteps to avoid.  There are five common mistakes.  It starts with being forced into retirement and not having a plan.  Help may be required.  You don't want to run out of money...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 5 financial missteps to avoid.  There are five common mistakes.  It starts with being forced into retirement and not having a plan.  Help may be required.  You don't want to run out of money before running out of life.  Another common mistake are living beyond your means and not saving enough.  Expenses are costly.   What are the other mistakes?  Stay tuned.  Plus, with Americans turning 65, many will develop a disability that will require long term care.  This is something you can't avoid.  Scott offers ways to help you prepare for this.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-15-23: Financial Habits to Break and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-11-15-23-financial-habits-to-break-and-mailbag-questions--57551795</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial habits to break and mailbag questions. Only 33 percent of Americans have a written financial plan. How can we break a bad habit of living without a budget? It all starts with overspending. Knowing is a problem is a start. Then once you understand the issue, it's time to budget. Perhaps a financial advisor can help. Plus, Scott answers your questions and offers tips for seeking out 401k statements.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57551795</guid><pubDate>Wed, 15 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57551795/financial_insanity_financial_habits_to_break_and_mailbag_questions_11152023_wed.mp3" length="80684321" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is financial habits to break and mailbag questions. Only 33 percent of Americans have a written financial plan. How can we break a bad habit of living without a budget? It all starts with...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial habits to break and mailbag questions. Only 33 percent of Americans have a written financial plan. How can we break a bad habit of living without a budget? It all starts with overspending. Knowing is a problem is a start. Then once you understand the issue, it's time to budget. Perhaps a financial advisor can help. Plus, Scott answers your questions and offers tips for seeking out 401k statements.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-11-23: Top Signs You Need a New Advisor</title><link>https://www.spreaker.com/episode/financial-insanity-11-11-23-top-signs-you-need-a-new-advisor--57551715</link><description><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is the top signs you need a new advisor.  Today, you'll learn when to find a new advisor from the advisor not acting in your best interest and dismiss your input to the advisor being difficult to reach.  Plus, Scott breaks down the four types of annuities and which annuities may fit you best.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57551715</guid><pubDate>Sat, 11 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57551715/financial_insanity_top_signs_you_need_a_new_advisor_11112023_sat.mp3" length="80811576" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial insanity w-Scott McLean.  Today's show is the top signs you need a new advisor.  Today, you'll learn when to find a new advisor from the advisor not acting in your best interest and dismiss your input to the advisor being difficult...</itunes:subtitle><itunes:summary><![CDATA[This is Financial insanity w-Scott McLean.  Today's show is the top signs you need a new advisor.  Today, you'll learn when to find a new advisor from the advisor not acting in your best interest and dismiss your input to the advisor being difficult to reach.  Plus, Scott breaks down the four types of annuities and which annuities may fit you best.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-8-23:  7 Retirement Risks and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-11-8-23-7-retirement-risks-and-mailbag-questions--57489738</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57489738</guid><pubDate>Wed, 08 Nov 2023 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57489738/financial_insanity_7_retirement_risks_and_mailbag_questions_11082023_wed.mp3" length="80668761" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-4-23: 6 Retirement Income Questions To Know</title><link>https://www.spreaker.com/episode/financial-insanity-11-4-23-6-retirement-income-questions-to-know--57489659</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 6 retirement income questions to know.  What are the essential questions to ask as you're looking to think how much income you'll need in retirement.  It all starts with spending habits and saving enough money.   Plus as we're in the 4th quarter, some tips for year end planning.  It's important to remember your employee benefits and should you increase investments to generate a nice income in 2024 and beyond.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57489659</guid><pubDate>Sat, 04 Nov 2023 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57489659/financial_insanity_6_retirement_income_questions_to_know_11042023_sat.mp3" length="80687768" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 6 retirement income questions to know.  What are the essential questions to ask as you're looking to think how much income you'll need in retirement.  It all starts with spending habits and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 6 retirement income questions to know.  What are the essential questions to ask as you're looking to think how much income you'll need in retirement.  It all starts with spending habits and saving enough money.   Plus as we're in the 4th quarter, some tips for year end planning.  It's important to remember your employee benefits and should you increase investments to generate a nice income in 2024 and beyond.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-1-23: 7 Retirement Risks and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-11-1-23-7-retirement-risks-and-mailbag-questions--57386941</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57386941</guid><pubDate>Wed, 01 Nov 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57386941/financial_insanity_7_retirement_risks_and_mailbag_questions_11082023_wed.mp3" length="80668761" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-28-23: Four Keys to a Comfortable Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-10-28-23-four-keys-to-a-comfortable-retirement--57386928</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is four keys to a comfortable retirement. Find out why the pillars of retirement finances, health, family and purpose are important and how the idea of finances in retirement comes down to theme of freedom, specifically the freedom to choose. Scott will give you ways you can prepare for retirement and how to live comfortably so you don't need to keep working through these years.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57386928</guid><pubDate>Fri, 27 Oct 2023 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57386928/financial_insanity_four_keys_to_a_comfurtable_retirement_10282023_sat.mp3" length="80687768" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is four keys to a comfortable retirement. Find out why the pillars of retirement finances, health, family and purpose are important and how the idea of finances in retirement comes down to theme...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is four keys to a comfortable retirement. Find out why the pillars of retirement finances, health, family and purpose are important and how the idea of finances in retirement comes down to theme of freedom, specifically the freedom to choose. Scott will give you ways you can prepare for retirement and how to live comfortably so you don't need to keep working through these years.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-25-23: Legal and Taxes in Retirement and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-10-25-23-legal-and-taxes-in-retirement-and-guest-robert-brown--57280399</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is legal and taxes in retirement and guest Robert Brown. Why is it important to work with a financial advisor when getting ready for retirement? They can help you work through all the legal and taxes in retirement. Scott says why it's important to think of all possible taxes and legal issues that could affect your retirement and future. Guest Robert Brown discusses veteran's benefits and the importance of these benefits.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57280399</guid><pubDate>Wed, 25 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57280399/financial_insanity_legal_and_taxes_in_retirement_and_guest_robert_brown_10252023_wed_1.mp3" length="80681422" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is legal and taxes in retirement and guest Robert Brown. Why is it important to work with a financial advisor when getting ready for retirement? They can help you work through all the legal and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is legal and taxes in retirement and guest Robert Brown. Why is it important to work with a financial advisor when getting ready for retirement? They can help you work through all the legal and taxes in retirement. Scott says why it's important to think of all possible taxes and legal issues that could affect your retirement and future. Guest Robert Brown discusses veteran's benefits and the importance of these benefits.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-21-23: Should You Work While in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-10-21-23-should-you-work-while-in-retirement--57280367</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Retirement was once thought of as the finish line to life. But, it's only the beginning of the next phase of many stages.  Understand the 3 stages: the go go years, slow go years and the no go years and how should you navigate through these stages?  Plus, only 33 percent of Americans have a financial plan.  How do we break a bad habit of living without a budget?  Scott offers tips to your spending problem.  It could all start with visiting with a financial advisor to help you get on track.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57280367</guid><pubDate>Sat, 21 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57280367/financial_insanity_should_you_work_while_in_retirement_10212023_sat_2.mp3" length="80688015" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Retirement was once thought of as the finish line to life. But, it's only the beginning of the next phase of many stages.  Understand the 3 stages: the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is should you work while in retirement.  Retirement was once thought of as the finish line to life. But, it's only the beginning of the next phase of many stages.  Understand the 3 stages: the go go years, slow go years and the no go years and how should you navigate through these stages?  Plus, only 33 percent of Americans have a financial plan.  How do we break a bad habit of living without a budget?  Scott offers tips to your spending problem.  It could all start with visiting with a financial advisor to help you get on track.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-18-23: Social Security and Taxes Trivia</title><link>https://www.spreaker.com/episode/financial-insanity-10-18-23-social-security-and-taxes-trivia--57186796</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and taxes trivia.  You'll hear about financial dreams versus reality, how to prepare for your retirement and the factors that could affect retirement.  It's always to important to consider several factors.  Plus, Scott is put to the test with taxes trivia.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57186796</guid><pubDate>Wed, 18 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57186796/financial_insanity_social_security_and_taxes_trivia_10182023_wed.mp3" length="80673671" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is social security and taxes trivia.  You'll hear about financial dreams versus reality, how to prepare for your retirement and the factors that could affect retirement.  It's always to...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is social security and taxes trivia.  You'll hear about financial dreams versus reality, how to prepare for your retirement and the factors that could affect retirement.  It's always to important to consider several factors.  Plus, Scott is put to the test with taxes trivia.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-14-23: Special Needs Benefit Programs</title><link>https://www.spreaker.com/episode/financial-insanity-10-14-23-special-needs-benefit-programs--57186717</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is special needs benefit programs.  Guest Dave Connolley educates on the benefits that go into taking care of special needs children and adults.  There a lot of programs that can assist depending on your income, medicaid and social security income.  Plus, there's another pending federal shutdown.  How can this government spending impact your future and your finances?  Why is it important to discuss retirement's complex legal and tax issues with an advisor?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57186717</guid><pubDate>Sat, 14 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57186717/financial_insanity_special_needs_benefit_programs_10142023_sat.mp3" length="80686796" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is special needs benefit programs.  Guest Dave Connolley educates on the benefits that go into taking care of special needs children and adults.  There a lot of programs that can assist...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is special needs benefit programs.  Guest Dave Connolley educates on the benefits that go into taking care of special needs children and adults.  There a lot of programs that can assist depending on your income, medicaid and social security income.  Plus, there's another pending federal shutdown.  How can this government spending impact your future and your finances?  Why is it important to discuss retirement's complex legal and tax issues with an advisor?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-11-23: Financial Literacy and Time Machine to 1975</title><link>https://www.spreaker.com/episode/financial-insanity-10-11-23-financial-literacy-and-time-machine-to-1975--57068766</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans lack in the area of financial literacy, especially in retirement.  This financial literacy has caused them a bump in their retirement savings road.  It's important to take control of retirement.  How much time is needed to plan before retirement?  What can you do?  Do you know what it takes to pick the right pension plan, life insurance, long term health care, social security options and understanding debt and budget?  These are all important in the pre-retirement planning process.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57068766</guid><pubDate>Wed, 11 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57068766/financial_insanity_financial_literacy_and_time_machine_to_1975_10112023_wed.mp3" length="80684852" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans lack in the area of financial literacy, especially in retirement.  This financial literacy has caused them a bump in their...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans lack in the area of financial literacy, especially in retirement.  This financial literacy has caused them a bump in their retirement savings road.  It's important to take control of retirement.  How much time is needed to plan before retirement?  What can you do?  Do you know what it takes to pick the right pension plan, life insurance, long term health care, social security options and understanding debt and budget?  These are all important in the pre-retirement planning process.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-7-23: Boomers Up to Bat, Gen X on Deck</title><link>https://www.spreaker.com/episode/financial-insanity-10-7-23-boomers-up-to-bat-gen-x-on-deck--57068289</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is boomers up at bat, gen x on deck.  With boomers nearing or in retirement already, retirement is a reality.  What should generation x do to sure up their retirement?  Plus despite financial violity, Americans higher average retirement account balances are increasing with iRAs, 401k and 403Bs.  But, there are factors you shouldn't lose sight of.  Scott has the tips that can help your financial portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57068289</guid><pubDate>Sat, 07 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57068289/financial_insanity_boomers_up_to_bat_gen_x_on_deck_10072023_sat.mp3" length="80686310" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is boomers up at bat, gen x on deck.  With boomers nearing or in retirement already, retirement is a reality.  What should generation x do to sure up their retirement?  Plus despite financial...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is boomers up at bat, gen x on deck.  With boomers nearing or in retirement already, retirement is a reality.  What should generation x do to sure up their retirement?  Plus despite financial violity, Americans higher average retirement account balances are increasing with iRAs, 401k and 403Bs.  But, there are factors you shouldn't lose sight of.  Scott has the tips that can help your financial portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-4-23: Financial Check-up and Mailbag</title><link>https://www.spreaker.com/episode/financial-insanity-10-4-23-financial-check-up-and-mailbag--56968883</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial check up and mailbag.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track? It's important to review your life changes, reset your goals, set a budget, assess your debt and revisit your retirement savings.  Plus, other useful ways you can check up on your financial health.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56968883</guid><pubDate>Wed, 04 Oct 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56968883/financial_insanity_financial_check_up_and_mailbag_10042023_wed.mp3" length="80673432" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is financial check up and mailbag.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track? It's important to review your life changes,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial check up and mailbag.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track? It's important to review your life changes, reset your goals, set a budget, assess your debt and revisit your retirement savings.  Plus, other useful ways you can check up on your financial health.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-30-23: Estate Planning with guest David Connelly</title><link>https://www.spreaker.com/episode/financial-insanity-9-30-23-estate-planning-with-guest-david-connelly--56968445</link><description><![CDATA[It's Financial Insanity w-Scott McLean. Today;s show is estate planning and guest David Connelley. Estate planning is the process of mapping out how your property and assests will be divided in the event of death. So why is estate planning important and what are the benefits? A will is the most important plan in an estate plan. But, when should it be updated and how can you craft a personalized estate plan, tailored to your wishes? How should estate plans be handled in unmarried and domestic partnerships?  The answers to these questions and more are here.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56968445</guid><pubDate>Sat, 30 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56968445/financial_insanity_estate_planning_with_guest_david_connelly_09302023_sat.mp3" length="80628858" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity w-Scott McLean. Today;s show is estate planning and guest David Connelley. Estate planning is the process of mapping out how your property and assests will be divided in the event of death. So why is estate planning important...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity w-Scott McLean. Today;s show is estate planning and guest David Connelley. Estate planning is the process of mapping out how your property and assests will be divided in the event of death. So why is estate planning important and what are the benefits? A will is the most important plan in an estate plan. But, when should it be updated and how can you craft a personalized estate plan, tailored to your wishes? How should estate plans be handled in unmarried and domestic partnerships?  The answers to these questions and more are here.]]></itunes:summary><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-27-23: Impact of Inflation and Tax Trivia</title><link>https://www.spreaker.com/episode/financial-insanity-9-27-23-impact-of-inflation-and-tax-trivia--56861680</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is impact of inflation and tax trivia.  Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future, especially in retirement.  How will inflation affect your 401k? What should you do with your money during infliation?  Will social security increase?  Plus, ways retirees can curb inflation's cost effects.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56861680</guid><pubDate>Wed, 27 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56861680/financial_insanity_impact_of_inflation_and_tax_trivia_09272023_wed.mp3" length="80692385" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is impact of inflation and tax trivia.  Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is impact of inflation and tax trivia.  Inflation not only affects the price of consumer goods in the short term, but inflation must be considered when planning for costs in the future, especially in retirement.  How will inflation affect your 401k? What should you do with your money during infliation?  Will social security increase?  Plus, ways retirees can curb inflation's cost effects.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-23-23:  Kicking the Financial Can Down the Road</title><link>https://www.spreaker.com/episode/financial-insanity-9-23-23-kicking-the-financial-can-down-the-road--56861611</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is kicking the financial can down the road.  The government has averted federal shutdowns before and there could always be a financial storm on the horizon.  So how do we prepare ourselves so you can secure your retirement future?  The markets are up and down.  You need to know where you're going in your portfolio.  It's important to build up the savings and have a plan.  Spending money is ok, but why shouldn't you overspend?  Scott has the answers.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56861611</guid><pubDate>Sat, 23 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56861611/financial_insanity_kicking_the_financial_can_down_the_road_09232023_sat.mp3" length="80685338" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is kicking the financial can down the road.  The government has averted federal shutdowns before and there could always be a financial storm on the horizon.  So how do we prepare ourselves so...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is kicking the financial can down the road.  The government has averted federal shutdowns before and there could always be a financial storm on the horizon.  So how do we prepare ourselves so you can secure your retirement future?  The markets are up and down.  You need to know where you're going in your portfolio.  It's important to build up the savings and have a plan.  Spending money is ok, but why shouldn't you overspend?  Scott has the answers.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-20-23: Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-9-20-23-maximize-your-retirement-income--56770247</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent your career saving for your retirement.  But, misteps can cost you.   So, how can you ensure your retirement is an enjoyable one?  Scott will help you maximize your income and make the most of your retirement with a strategic plan.  You'll also get tax tips and hear why tax returns are a vital tool to plan for retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56770247</guid><pubDate>Wed, 20 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56770247/financial_insanity_maximize_your_retirement_income_11292023_wed.mp3" length="80550077" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent your career saving for your retirement.  But, misteps can cost you.   So, how can you ensure your retirement is an enjoyable one?  Scott will...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is maximize your retirement income.  You've spent your career saving for your retirement.  But, misteps can cost you.   So, how can you ensure your retirement is an enjoyable one?  Scott will help you maximize your income and make the most of your retirement with a strategic plan.  You'll also get tax tips and hear why tax returns are a vital tool to plan for retirement.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-16-23: 7 Retirement Mistakes to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-9-16-23-7-retirement-mistakes-to-avoid--56770090</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.  Scott will discuss the 7 easy to avoid retirement mistakes.  It's possible to avoid these things as people look forward to retirement.  But, there are things we didn't know about like running out of money.  How do we keep from counting our chickens before they hatch, financially?  Plus, retirement trivia and inflation.  Scott is put to the test.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56770090</guid><pubDate>Sat, 16 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56770090/financial_insanity_7_retirement_mistakes_to_avoid_09162023_sat.mp3" length="80685338" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.  Scott will discuss the 7 easy to avoid retirement mistakes.  It's possible to avoid these things as people look forward to retirement.  But, there are things...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement mistakes to avoid.  Scott will discuss the 7 easy to avoid retirement mistakes.  It's possible to avoid these things as people look forward to retirement.  But, there are things we didn't know about like running out of money.  How do we keep from counting our chickens before they hatch, financially?  Plus, retirement trivia and inflation.  Scott is put to the test.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-13-23: Client Experience and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-9-13-23-client-experience-and-mailbag-questions--56706465</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions. With a financial uncertainity, we all have questions about the market and how your portfolio is doing, you'll hear about the six step educational process and how it can help you get the answers you need.  Is the financial junk drawer bogging your portfolio and plan down?  Plus, why it's important to break out of our routine when it comes to planning for retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56706465</guid><pubDate>Wed, 13 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56706465/financial_insanity_client_experience_and_mailbag_questions_11222023_wed.mp3" length="80669783" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions. With a financial uncertainity, we all have questions about the market and how your portfolio is doing, you'll hear about the six step educational...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is client experience and mailbag questions. With a financial uncertainity, we all have questions about the market and how your portfolio is doing, you'll hear about the six step educational process and how it can help you get the answers you need.  Is the financial junk drawer bogging your portfolio and plan down?  Plus, why it's important to break out of our routine when it comes to planning for retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-9-23: Life Insurance and Retirement Dreams vs. Reality</title><link>https://www.spreaker.com/episode/financial-insanity-9-9-23-life-insurance-and-retirement-dreams-vs-reality--56706355</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is life insurance and retirement dreams vs. reality.  Saving money for retirement is very important.  But what are you doing to preserve the money you have saved?  Scott offers ways to help you make important decisions today, so you have the income you need for as long as you need to live.  Dreaming about retirement vs. living in retirement every day are two different things.  When you aren't working anymore, extra income is hard to find.  But, there's a vision in retirement we all have.  But, how do we get there?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56706355</guid><pubDate>Sat, 09 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56706355/financial_insanity_life_insurance_and_retirement_dreams_vs_reality_09092023_sat.mp3" length="80684852" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is life insurance and retirement dreams vs. reality.  Saving money for retirement is very important.  But what are you doing to preserve the money you have saved?  Scott offers ways to help you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is life insurance and retirement dreams vs. reality.  Saving money for retirement is very important.  But what are you doing to preserve the money you have saved?  Scott offers ways to help you make important decisions today, so you have the income you need for as long as you need to live.  Dreaming about retirement vs. living in retirement every day are two different things.  When you aren't working anymore, extra income is hard to find.  But, there's a vision in retirement we all have.  But, how do we get there?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-6-23: Financial Habits to Break and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-9-6-23-financial-habits-to-break-and-mailbag-questions--56643399</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial habits to break and mailbag questions.   Only 33 percent of Americans have a written financial plan.  So how do you break a bad habit of spending?  Knowing there is a problem is important.  Plus, why a budget is very important and ways to get our money moving in the right direction.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56643399</guid><pubDate>Wed, 06 Sep 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56643399/financial_insanity_financial_habits_to_break_and_mailbag_questions_09062023_wed.mp3" length="80684321" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial habits to break and mailbag questions.   Only 33 percent of Americans have a written financial plan.  So how do you break a bad habit of spending?  Knowing there is a problem is...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial habits to break and mailbag questions.   Only 33 percent of Americans have a written financial plan.  So how do you break a bad habit of spending?  Knowing there is a problem is important.  Plus, why a budget is very important and ways to get our money moving in the right direction.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-2-23: Financial Literacy and Time Machine to 1975</title><link>https://www.spreaker.com/episode/financial-insanity-9-2-23-financial-literacy-and-time-machine-to-1975--56643358</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans get a failing grade when it comes to financial literacy.  Scott discusses the areas people struggle with their finances and how to plan for retirement.  Plus, spending habits in the go-go years, the slow go years and the no go years and the attitude in retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56643358</guid><pubDate>Thu, 31 Aug 2023 01:31:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56643358/financial_insanity_financial_literacy_and_time_machine_to_1975_09022023_sat.mp3" length="80684852" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans get a failing grade when it comes to financial literacy.  Scott discusses the areas people struggle with their finances and how to...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is financial literacy and time machine to 1975.  Most Americans get a failing grade when it comes to financial literacy.  Scott discusses the areas people struggle with their finances and how to plan for retirement.  Plus, spending habits in the go-go years, the slow go years and the no go years and the attitude in retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-30-23: 7 Retirement Risks and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-8-30-23-7-retirement-risks-and-mailbag-questions--56561599</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56561599</guid><pubDate>Wed, 30 Aug 2023 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56561599/financial_insanity_7_retirement_risks_and_mailbag_questions_11082023_wed.mp3" length="80668761" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-26-23: Planning for the Worst, Hoping for the Best</title><link>https://www.spreaker.com/episode/financial-insanity-8-26-23-planning-for-the-worst-hoping-for-the-best--56561570</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst, hoping for the best.  How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement?  These are the common questions retirees are asking about their retirement.  Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56561570</guid><pubDate>Sat, 26 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56561570/financial_insanity_planning_for_the_worst_hoping_for_the_best_08262023_sat.mp3" length="80683880" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst, hoping for the best.  How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement?  These are the common...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst, hoping for the best.  How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement?  These are the common questions retirees are asking about their retirement.  Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-23-23: Annuities and Medicare</title><link>https://www.spreaker.com/episode/financial-insanity-8-23-23-annuities-and-medicare--56496900</link><description><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and medicare.  Learn all about 4 types of annuities.  Which ones are right for you and which ones aren't?  Not all annuities are bad. and can fit into your financial plan.  Later in the show you'll hear the 7 risks of retirement.  Plus, test your trivia with medicare Q &amp; A.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56496900</guid><pubDate>Wed, 23 Aug 2023 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56496900/financial_insanity_annuities_and_medicare_08232023_wed.mp3" length="80677073" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean.  Today's show is annuities and medicare.  Learn all about 4 types of annuities.  Which ones are right for you and which ones aren't?  Not all annuities are bad. and can fit into your financial plan.  Later in...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean.  Today's show is annuities and medicare.  Learn all about 4 types of annuities.  Which ones are right for you and which ones aren't?  Not all annuities are bad. and can fit into your financial plan.  Later in the show you'll hear the 7 risks of retirement.  Plus, test your trivia with medicare Q &amp; A.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-19-23: Scott Knee's to Help Your Retirement Plan</title><link>https://www.spreaker.com/episode/financial-insanity-8-19-23-scott-knee-s-to-help-your-retirement-plan--56496879</link><description><![CDATA[This is Financial Insanity w-Scott McLean! Today's show is scott knee's to help your retirement plan. With all the negative financial news, how can you stay on track to help your retirement dreams? Scott has those answers. Things will get better if you stay focused on the markets. Find out why now is the time to be proactive.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56496879</guid><pubDate>Sat, 19 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56496879/financial_insanity_scottt_knee_s_to_help_your_retirement_plan_08192023_sat.mp3" length="79403375" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean! Today's show is scott knee's to help your retirement plan. With all the negative financial news, how can you stay on track to help your retirement dreams? Scott has those answers. Things will get better if...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean! Today's show is scott knee's to help your retirement plan. With all the negative financial news, how can you stay on track to help your retirement dreams? Scott has those answers. Things will get better if you stay focused on the markets. Find out why now is the time to be proactive.]]></itunes:summary><itunes:duration>3312</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-16-23: Legal and Taxes in Retirement and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-8-16-23-legal-and-taxes-in-retirement-and-guest-robert-brown--56398666</link><description><![CDATA[This is Financial Insanity with Scott McLean! Today's show is legal and taxes in retirement and guest Robert Brown. Getting ready for retirement is a lot like a road trip. It requires planning. You want everything in place so the trip can be comfortable. There are unexpected events that occur. But, you need to plan for it. Scott tells you why it's i mportant to pay attention to the legal issues and avoiding the taxes that can affect your retirement. Plus, the importance of a will, trust and power of attorney.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56398666</guid><pubDate>Wed, 16 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56398666/financial_insanity_legal_and_taxes_in_retirement_and_guest_robert_brown_08162023_wed.mp3" length="80681422" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean! Today's show is legal and taxes in retirement and guest Robert Brown. Getting ready for retirement is a lot like a road trip. It requires planning. You want everything in place so the trip can be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean! Today's show is legal and taxes in retirement and guest Robert Brown. Getting ready for retirement is a lot like a road trip. It requires planning. You want everything in place so the trip can be comfortable. There are unexpected events that occur. But, you need to plan for it. Scott tells you why it's i mportant to pay attention to the legal issues and avoiding the taxes that can affect your retirement. Plus, the importance of a will, trust and power of attorney.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-12-23: Boomers Up to Bat, Gen X on Deck</title><link>https://www.spreaker.com/episode/financial-insanity-8-12-23-boomers-up-to-bat-gen-x-on-deck--56398645</link><description><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is boomers up to bat and gen x on deck.  Debt never ends not only for individuals, but in government.  So what do we do?  Scott will cover what you need to know about the future of government spending and how it will affect your social security, inflation and retirement.  Plus, retirement thinking for the boomers generation and how gen x needs to start planning for their retirement now?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56398645</guid><pubDate>Sat, 12 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56398645/financial_insanity_boomers_up_to_bat_gen_x_on_deck_08122023_sat.mp3" length="80682908" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean!  Today's show is boomers up to bat and gen x on deck.  Debt never ends not only for individuals, but in government.  So what do we do?  Scott will cover what you need to know about the future of government...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is boomers up to bat and gen x on deck.  Debt never ends not only for individuals, but in government.  So what do we do?  Scott will cover what you need to know about the future of government spending and how it will affect your social security, inflation and retirement.  Plus, retirement thinking for the boomers generation and how gen x needs to start planning for their retirement now?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-9-23: Social Security and Taxes Trivia</title><link>https://www.spreaker.com/episode/financial-insanity-8-9-23-social-security-and-taxes-trivia--56362872</link><description><![CDATA[This is Financial Insanity with Scott McLean! Today's show is social security and taxes trivia. Find out why it's important not to catch your chickens before they hatch when it comes to your income, how your retirement income is taxed and the impact it has on your retirement. What questions should you ask your advisor regarding your tax returns and why some years social security is tax free and other times it's not? Plus, financial dreams versus reality and factors we need to consider before and during retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56362872</guid><pubDate>Wed, 09 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56362872/financial_insanity_social_security_and_taxes_trivia_08092023_wed.mp3" length="80673671" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean! Today's show is social security and taxes trivia. Find out why it's important not to catch your chickens before they hatch when it comes to your income, how your retirement income is taxed and the impact...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean! Today's show is social security and taxes trivia. Find out why it's important not to catch your chickens before they hatch when it comes to your income, how your retirement income is taxed and the impact it has on your retirement. What questions should you ask your advisor regarding your tax returns and why some years social security is tax free and other times it's not? Plus, financial dreams versus reality and factors we need to consider before and during retirement.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-5-23: Impact of Inflation and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-8-5-23-impact-of-inflation-and-mailbag-questions--56362769</link><description><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is impact of inflation and mailbag questions.  It's time to break the bad habits of financial spending and living without a budget.  Scott suggests finding an answer to your bad habits and ways to cut back on your finances.  Why is it important to seek help from a financial advisor?  There's challenges we all face especially during these times of inflation.  We all need to learn from our mistakes.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56362769</guid><pubDate>Sat, 05 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56362769/financial_insanity_impact_of_inflation_and_mailbag_questions_08052023_sat.mp3" length="80682908" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean!  Today's show is impact of inflation and mailbag questions.  It's time to break the bad habits of financial spending and living without a budget.  Scott suggests finding an answer to your bad habits and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is impact of inflation and mailbag questions.  It's time to break the bad habits of financial spending and living without a budget.  Scott suggests finding an answer to your bad habits and ways to cut back on your finances.  Why is it important to seek help from a financial advisor?  There's challenges we all face especially during these times of inflation.  We all need to learn from our mistakes.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-2-23: Financial Literacy Pass or Fail</title><link>https://www.spreaker.com/episode/financial-insanity-8-2-23-financial-literacy-pass-or-fail--56204573</link><description><![CDATA[This is Financial Insanity with Scott McLean! Today's show is financial literacy pass or fail. Most Americans get a failing grade in financial literacy. Many lack in the area of preparing for retirement. Scott discusses which areas people struggle the most with their finances. Believe it or not, money is a big problem and the value of money. It's common sense. But the financial exper is here to offer advice.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56204573</guid><pubDate>Wed, 02 Aug 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56204573/financial_insanity_financial_literacy_pass_or_fail_08022023_wed.mp3" length="80682575" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean! Today's show is financial literacy pass or fail. Most Americans get a failing grade in financial literacy. Many lack in the area of preparing for retirement. Scott discusses which areas people struggle the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean! Today's show is financial literacy pass or fail. Most Americans get a failing grade in financial literacy. Many lack in the area of preparing for retirement. Scott discusses which areas people struggle the most with their finances. Believe it or not, money is a big problem and the value of money. It's common sense. But the financial exper is here to offer advice.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-29-23: Legal and Tax Tips and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-7-29-23-legal-and-tax-tips-and-mailbag-questions--56204480</link><description><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is legal tax tips and mailbag questions. Scott discusses complex financial concepts like the world of annuities.  What are the four types of annuities.  Are they good or are they bad?  Which type is the right one for you?  You'll be educated on the fees, expenses and benefits of annuities.  Plus, how can you protect your income from taxex by contributing to qualified retirement and employee benefit accounts with pretax dollars.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56204480</guid><pubDate>Sat, 29 Jul 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56204480/financial_insanity_legal_and_tax_tips_and_mailbag_questions_07292023_sat.mp3" length="80689782" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean!  Today's show is legal tax tips and mailbag questions. Scott discusses complex financial concepts like the world of annuities.  What are the four types of annuities.  Are they good or are they bad?  Which...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is legal tax tips and mailbag questions. Scott discusses complex financial concepts like the world of annuities.  What are the four types of annuities.  Are they good or are they bad?  Which type is the right one for you?  You'll be educated on the fees, expenses and benefits of annuities.  Plus, how can you protect your income from taxex by contributing to qualified retirement and employee benefit accounts with pretax dollars.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-22-23: Social Security Concerns and Time Machine 1965</title><link>https://www.spreaker.com/episode/financial-insanity-7-22-23-social-security-concerns-and-time-machine-1965--56181877</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is social security concerns and time machine to 1965.  Scott will tell you why it's important not to count your chickens before they hatch in your finances and ways you can generate more income for your retirement.  Plus, the concerns surrounding social security and your future.  Are you really planning for the future?  The biggest challenges including current investments and retirement investments or pension and why you need to consider all variables.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56181877</guid><pubDate>Sat, 22 Jul 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56181877/financial_insanity_social_security_concerns_and_time_machine_1965_07222023_sat.mp3" length="80681936" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is social security concerns and time machine to 1965.  Scott will tell you why it's important not to count your chickens before they hatch in your finances and ways you can generate more...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is social security concerns and time machine to 1965.  Scott will tell you why it's important not to count your chickens before they hatch in your finances and ways you can generate more income for your retirement.  Plus, the concerns surrounding social security and your future.  Are you really planning for the future?  The biggest challenges including current investments and retirement investments or pension and why you need to consider all variables.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-15-23: Yea or Nay Working in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-7-15-23-yea-or-nay-working-in-retirement--56096295</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is Yea or Nay working in retirement. Scott will discuss what the real magic number for saving in retirement and why it's different for everyone.  There are a number of factors to consider when trying to determine if you've saved enough.  Inflation, cost of living and spending habits should definitely be considered.  But, there's a lot more to consider.  Plus, why it's important to have a financial advisor as opposed to doing on your own.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56096295</guid><pubDate>Sun, 16 Jul 2023 03:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56096295/financial_insanity_yea_or_nay_working_in_retirement_07152023_sat.mp3" length="80681447" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is Yea or Nay working in retirement. Scott will discuss what the real magic number for saving in retirement and why it's different for everyone.  There are a number of factors to consider...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is Yea or Nay working in retirement. Scott will discuss what the real magic number for saving in retirement and why it's different for everyone.  There are a number of factors to consider when trying to determine if you've saved enough.  Inflation, cost of living and spending habits should definitely be considered.  But, there's a lot more to consider.  Plus, why it's important to have a financial advisor as opposed to doing on your own.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-8-23: Financial Check Up and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-7-8-23-financial-check-up-and-guest-robert-brown--55971220</link><description><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is financial check up and guest robert brown.  Scott discusses ways to be financially healthy.  Should we focus solely on our earnings when we are thinking about our financial health for retirement or are there other factors?  The cost is living and quality of life are different for every individual.  How can we get financially sound and ready for retirement?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/55971220</guid><pubDate>Sat, 08 Jul 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/55971220/financial_insanity_financial_check_up_and_guest_robert_brown_07082023.mp3" length="80681422" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean!  Today's show is financial check up and guest robert brown.  Scott discusses ways to be financially healthy.  Should we focus solely on our earnings when we are thinking about our financial health for...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is financial check up and guest robert brown.  Scott discusses ways to be financially healthy.  Should we focus solely on our earnings when we are thinking about our financial health for retirement or are there other factors?  The cost is living and quality of life are different for every individual.  How can we get financially sound and ready for retirement?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-1-23: Financial Independence and Guest Robert Brown</title><link>https://www.spreaker.com/episode/financial-insanity-7-1-23-financial-independence-and-guest-robert-brown--55310969</link><description><![CDATA[This is Financial Insanity with Scott McLean! Today's show is financial independence and guest Robert Brown. July 4th is a celebration of our nation's independence and Scott is talking why independence is so important and why people want freedom. Plus, ways to walk towards your own financial independence in retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/55310969</guid><pubDate>Sat, 01 Jul 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/55310969/financial_insanity_financial_independence_and_guest_robert_brown_07012023_sat.mp3" length="80561230" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean! Today's show is financial independence and guest Robert Brown. July 4th is a celebration of our nation's independence and Scott is talking why independence is so important and why people want freedom....</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean! Today's show is financial independence and guest Robert Brown. July 4th is a celebration of our nation's independence and Scott is talking why independence is so important and why people want freedom. Plus, ways to walk towards your own financial independence in retirement.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-24-23: Retirement Risks to Avoid and 1975 Time Machine</title><link>https://www.spreaker.com/episode/financial-insanity-6-24-23-retirement-risks-to-avoid-and-1975-time-machine--54558628</link><description><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is retirement risks to avoid and 1975 time machine.  Find out some of the key pieces of a retirement income strategy, how to make sure your income will last and ways to become tax efficient in your retirement. Scott will put together the pieces to your retirement puzzle.   Plus, a look back at financial times of 1975.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54558628</guid><pubDate>Sat, 24 Jun 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54558628/financial_insanity_retirement_risks_to_avoid_and_1975_time_machine_06242023.mp3" length="80680450" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean!  Today's show is retirement risks to avoid and 1975 time machine.  Find out some of the key pieces of a retirement income strategy, how to make sure your income will last and ways to become tax efficient...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean!  Today's show is retirement risks to avoid and 1975 time machine.  Find out some of the key pieces of a retirement income strategy, how to make sure your income will last and ways to become tax efficient in your retirement. Scott will put together the pieces to your retirement puzzle.   Plus, a look back at financial times of 1975.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-17-23: Fathers Day Weekend and Timeless Advice</title><link>https://www.spreaker.com/episode/financial-insanity-6-17-23-fathers-day-weekend-and-timeless-advice--54453486</link><description><![CDATA[You're listening to Financial Insanity with Scott McLean. Today's show is father's day weekend and timeless advice. High prices and a lot of economic uncertainty have left retirees with questions. What can you do to help stay retired instead of going back to work? It must start with investing for "I" income and not the "G" growth. Plus, Scott discusses financial dreams versus reality.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54453486</guid><pubDate>Sat, 17 Jun 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54453486/financial_insanity_fathers_day_weekend_and_timeless_advice_06172023_sat.mp3" length="80683119" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>You're listening to Financial Insanity with Scott McLean. Today's show is father's day weekend and timeless advice. High prices and a lot of economic uncertainty have left retirees with questions. What can you do to help stay retired instead of going...</itunes:subtitle><itunes:summary><![CDATA[You're listening to Financial Insanity with Scott McLean. Today's show is father's day weekend and timeless advice. High prices and a lot of economic uncertainty have left retirees with questions. What can you do to help stay retired instead of going back to work? It must start with investing for "I" income and not the "G" growth. Plus, Scott discusses financial dreams versus reality.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-10-23: 50th Show and Impact of Inflation</title><link>https://www.spreaker.com/episode/financial-insanity-6-10-23-50th-show-and-impact-of-inflation--54171627</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is 50th show and impact of inflation. You might be surprised how quickly America went into debt back in the revolutionary days. Get ready for a history lesson and Scott will prepare you for what to expect in the future. Plus, the impact on inflation from the economy to your wallet and 5 reasons it's time to fire your financial advisor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54171627</guid><pubDate>Sat, 10 Jun 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54171627/financial_insanity_50th_show_and_impact_of_inflation_06102023_sat.mp3" length="80679017" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is 50th show and impact of inflation. You might be surprised how quickly America went into debt back in the revolutionary days. Get ready for a history lesson and Scott will prepare you for...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is 50th show and impact of inflation. You might be surprised how quickly America went into debt back in the revolutionary days. Get ready for a history lesson and Scott will prepare you for what to expect in the future. Plus, the impact on inflation from the economy to your wallet and 5 reasons it's time to fire your financial advisor.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 6-3-23: Getting to Know Scott</title><link>https://www.spreaker.com/episode/financial-insanity-6-3-23-getting-to-know-scott--54060847</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is getting to know Scott. You've already heard Scott McLean and his show Financial Insanity. Now, get to know him, his background, what led him into being a financial advisor, some financial wisdom and more on his services to help you on the right track with your financial portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54060847</guid><pubDate>Sat, 03 Jun 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54060847/financial_insanity_getting_to_know_scott_06032023_sat.mp3" length="80681661" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is getting to know Scott. You've already heard Scott McLean and his show Financial Insanity. Now, get to know him, his background, what led him into being a financial advisor, some financial...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is getting to know Scott. You've already heard Scott McLean and his show Financial Insanity. Now, get to know him, his background, what led him into being a financial advisor, some financial wisdom and more on his services to help you on the right track with your financial portfolio.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-27-23: Financial Check-up and Mailbag</title><link>https://www.spreaker.com/episode/financial-insanity-5-27-23-financial-check-up-and-mailbag--53991025</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is financial check up and mailbag. It's everything you know about your financially health. You do health check-ups for yourself, so why not focus on your retirement? What factors need to be considered and why is it important. Plus, Scott answers your questions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53991025</guid><pubDate>Thu, 25 May 2023 01:01:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53991025/financial_insanity_financial_check_up_and_mailbag_05242023.mp3" length="80673432" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is financial check up and mailbag. It's everything you know about your financially health. You do health check-ups for yourself, so why not focus on your retirement? What factors need to be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is financial check up and mailbag. It's everything you know about your financially health. You do health check-ups for yourself, so why not focus on your retirement? What factors need to be considered and why is it important. Plus, Scott answers your questions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-20-23: Boomers Up To Bat, Gen X On Deck</title><link>https://www.spreaker.com/episode/financial-insanity-5-20-23-boomers-up-to-bat-gen-x-on-deck--53939630</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is boomers at bat and gen x on deck.  Scott is talking about the latest research on retirement confidence that's causing major concerns like people outliving their financial savings, uncertainty in economic stability and inflation.  Plus, ways you can work towards a goal of getting more money for your retirement and finally, Scott is put to the test on taxes trivia.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53939630</guid><pubDate>Sun, 21 May 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53939630/financial_insanity_boomers_up_to_bat_gen_x_on_deck_05202023_sat.mp3" length="80678045" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is boomers at bat and gen x on deck.  Scott is talking about the latest research on retirement confidence that's causing major concerns like people outliving their financial savings,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is boomers at bat and gen x on deck.  Scott is talking about the latest research on retirement confidence that's causing major concerns like people outliving their financial savings, uncertainty in economic stability and inflation.  Plus, ways you can work towards a goal of getting more money for your retirement and finally, Scott is put to the test on taxes trivia.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-13-23: Annuities and Medicare</title><link>https://www.spreaker.com/episode/financial-insanity-5-13-23-annuities-and-medicare--53828095</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is annuities and medicare.    You'll hear the complex concepts of annuities.  What are the four types of annuities, the differences, the fees involved and how could they best fit you.  Plus, 7 retirement risks to avoid and medicare trivia.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53828095</guid><pubDate>Sat, 13 May 2023 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53828095/financial_insanity_annuities_and_medicare_05132023_sat.mp3" length="80677073" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is annuities and medicare.    You'll hear the complex concepts of annuities.  What are the four types of annuities, the differences, the fees involved and how could they best fit you.  Plus, 7...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is annuities and medicare.    You'll hear the complex concepts of annuities.  What are the four types of annuities, the differences, the fees involved and how could they best fit you.  Plus, 7 retirement risks to avoid and medicare trivia.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 5-6-23: Social Security and Timeless Advice</title><link>https://www.spreaker.com/episode/financial-insanity-5-6-23-social-security-and-timeless-advice--53711937</link><description><![CDATA[It's Financial Insanity with Scott McLean. Today's show is social security and timeless advice for your retirement. The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most. By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott believes you shouldn't count your financial chickens before they catch and helps you gain the necessary perspective to enjoy the well-earned fruits of your labor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53711937</guid><pubDate>Sat, 06 May 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53711937/financial_insanity_social_security_and_timeless_mclean_advice_05062023_sat.mp3" length="80676587" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean. Today's show is social security and timeless advice for your retirement. The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean. Today's show is social security and timeless advice for your retirement. The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most. By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott believes you shouldn't count your financial chickens before they catch and helps you gain the necessary perspective to enjoy the well-earned fruits of your labor.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-29-23: Financial Doctor and Trivia Game</title><link>https://www.spreaker.com/episode/financial-insanity-4-29-23-financial-doctor-and-trivia-game--53683648</link><description><![CDATA[You're listening to Financial Insanity w-Scott McLean.  Today's show is financial doctor and trivia game.  Scott starts with a retirement to do list.  How can you prepare for your retirement?  What's the first question asked if you are able to retire?  Also, a look at retirement dreams versus reality. You'll hear why some seniors are working in their retirement instead of living the life of leisure. Finally, Scott is put to the test with inflation trivia.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53683648</guid><pubDate>Sat, 29 Apr 2023 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53683648/financial_insanity_financial_doctor_and_trivia_game_04292023_sat.mp3" length="80679231" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>You're listening to Financial Insanity w-Scott McLean.  Today's show is financial doctor and trivia game.  Scott starts with a retirement to do list.  How can you prepare for your retirement?  What's the first question asked if you are able to retire?...</itunes:subtitle><itunes:summary><![CDATA[You're listening to Financial Insanity w-Scott McLean.  Today's show is financial doctor and trivia game.  Scott starts with a retirement to do list.  How can you prepare for your retirement?  What's the first question asked if you are able to retire?  Also, a look at retirement dreams versus reality. You'll hear why some seniors are working in their retirement instead of living the life of leisure. Finally, Scott is put to the test with inflation trivia.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-22-23: Latest News and Legal Battles in Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-4-22-23-latest-news-and-legal-battles-in-retirement--53611883</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is latest news and legal battles in retirement.  Is a silent retirement crisis looming on the horizon affecting public pension systems in social security?  Scott reacts and explains why this could be a big deal for those nearing or in retirement.  Should you delay or not delay retirement?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53611883</guid><pubDate>Sat, 22 Apr 2023 13:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53611883/ff_20230429_taxesinretirement.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is latest news and legal battles in retirement.  Is a silent retirement crisis looming on the horizon affecting public pension systems in social security?  Scott reacts and explains why this...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is latest news and legal battles in retirement.  Is a silent retirement crisis looming on the horizon affecting public pension systems in social security?  Scott reacts and explains why this could be a big deal for those nearing or in retirement.  Should you delay or not delay retirement?]]></itunes:summary><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity's 4 Types of Annuities: The Good, The Bad and The Ugly</title><link>https://www.spreaker.com/episode/financial-insanity-s-4-types-of-annuities-the-good-the-bad-and-the-ugly--53611865</link><description><![CDATA[This is Financial Insanity with Scott McLean, out of the box thinking for your financial insanity! Today, Scott explains the 4 types of annuities and the good, the bad and the ugly of annuities. Confused on all the products of annuities? They can be complicated to understand. Which ones are right for you or should you avoid them?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53611865</guid><pubDate>Sat, 22 Apr 2023 03:36:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53611865/4_types_of_annuites.mp3" length="38345170" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean, out of the box thinking for your financial insanity! Today, Scott explains the 4 types of annuities and the good, the bad and the ugly of annuities. Confused on all the products of annuities? They can be...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean, out of the box thinking for your financial insanity! Today, Scott explains the 4 types of annuities and the good, the bad and the ugly of annuities. Confused on all the products of annuities? They can be complicated to understand. Which ones are right for you or should you avoid them?]]></itunes:summary><itunes:duration>1200</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity: Difference Between Qualified vs Non Qualified Accounts</title><link>https://www.spreaker.com/episode/financial-insanity-difference-between-qualified-vs-non-qualified-accounts--53611858</link><description><![CDATA[This is the McLean minute from McLean Advisory Group, making your money work. Today Scott educates on the difference between qualified and non-qualified investment accounts. For more call 609 488 4646 or go to mtagllc.com.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53611858</guid><pubDate>Sat, 22 Apr 2023 03:31:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53611858/mclean_advisory_difference_between_qualified_vs_non_qualified_accounts.mp3" length="3200767" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is the McLean minute from McLean Advisory Group, making your money work. Today Scott educates on the difference between qualified and non-qualified investment accounts. For more call 609 488 4646 or go to mtagllc.com.</itunes:subtitle><itunes:summary><![CDATA[This is the McLean minute from McLean Advisory Group, making your money work. Today Scott educates on the difference between qualified and non-qualified investment accounts. For more call 609 488 4646 or go to mtagllc.com.]]></itunes:summary><itunes:duration>200</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-15-23: Financial Education and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-4-15-23-financial-education-and-mailbag-questions--53576831</link><description><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial education and mailbag questions. You're learn the financial challenges that are faced in today's economy, the financial challenged that people are faced with dealing, an in depth discussion on the 'pyschology of money' and why it's important to deal with an advisor. Plus, Scott will answer your questions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53576831</guid><pubDate>Wed, 19 Apr 2023 02:01:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53576831/financial_insanity_financial_education_and_mailbag_questions_04152023.mp3" length="80691405" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity w-Scott McLean. Today's show is financial education and mailbag questions. You're learn the financial challenges that are faced in today's economy, the financial challenged that people are faced with dealing, an in depth...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity w-Scott McLean. Today's show is financial education and mailbag questions. You're learn the financial challenges that are faced in today's economy, the financial challenged that people are faced with dealing, an in depth discussion on the 'pyschology of money' and why it's important to deal with an advisor. Plus, Scott will answer your questions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-8-23: Social Security and Taxes Trivia</title><link>https://www.spreaker.com/episode/financial-insanity-4-8-23-social-security-and-taxes-trivia--53508918</link><description><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is all about social security and taxes. How much do you really know about social security and the taxes that are associated? With the April 15 tax deadline approaching, Scott breaks down the changes affecting your retirement.  Don't count your chickens before they hatch.  Get a financial advisor to lead you on the right path to success.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53508918</guid><pubDate>Wed, 12 Apr 2023 01:33:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53508918/financial_insanity_social_security_and_taxes_trivia_04052023.mp3" length="80673671" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean. Today's show is all about social security and taxes. How much do you really know about social security and the taxes that are associated? With the April 15 tax deadline approaching, Scott breaks...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is all about social security and taxes. How much do you really know about social security and the taxes that are associated? With the April 15 tax deadline approaching, Scott breaks down the changes affecting your retirement.  Don't count your chickens before they hatch.  Get a financial advisor to lead you on the right path to success.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Easter: A Hoax or Historic?  Jesus - A Liar, A Lunatic or Who He Said He Was!</title><link>https://www.spreaker.com/episode/easter-a-hoax-or-historic-jesus-a-liar-a-lunatic-or-who-he-said-he-was--53475685</link><description><![CDATA[This is Scott's views with Scott McLean. Today's topic is Easter. Easter is viewed as the greatest day ever with the resurrection of Jesus Christ or as the biggest hoax in history. After studying every resurrection theory, Scott found that there was a greater miracle than the resurrection. Rather than the spiritual traditions, Scott needed to make a decision based on faith. You'll hear stories of the resurrection and found out that something big really happened over 2,000 years ago.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53475685</guid><pubDate>Sat, 08 Apr 2023 03:12:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53475685/easter_a_hoax_or_reality.mp3" length="26003455" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Scott's views with Scott McLean. Today's topic is Easter. Easter is viewed as the greatest day ever with the resurrection of Jesus Christ or as the biggest hoax in history. After studying every resurrection theory, Scott found that there was a...</itunes:subtitle><itunes:summary><![CDATA[This is Scott's views with Scott McLean. Today's topic is Easter. Easter is viewed as the greatest day ever with the resurrection of Jesus Christ or as the biggest hoax in history. After studying every resurrection theory, Scott found that there was a greater miracle than the resurrection. Rather than the spiritual traditions, Scott needed to make a decision based on faith. You'll hear stories of the resurrection and found out that something big really happened over 2,000 years ago.]]></itunes:summary><itunes:duration>1625</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 4-1-23: Financial Literacy Pass or Fail</title><link>https://www.spreaker.com/episode/financial-insanity-4-1-23-financial-literacy-pass-or-fail--53435734</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is financial literacy pass or fail. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be, because education is the key to success when it comes to money. Scott explains understanding financial literacy, the benefits, strategies to improve skills and budgeting rules.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53435734</guid><pubDate>Tue, 04 Apr 2023 02:44:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53435734/financial_insanity_financial_literacy_pass_or_fail_03292023.mp3" length="80682743" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is financial literacy pass or fail. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is financial literacy pass or fail. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be, because education is the key to success when it comes to money. Scott explains understanding financial literacy, the benefits, strategies to improve skills and budgeting rules.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-25-23: Banking News and Making Your Money Work For You</title><link>https://www.spreaker.com/episode/financial-insanity-3-25-23-banking-news-and-making-your-money-work-for-you--53435714</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is banking news and making your money work for you.  You're hearing it a lot, a banking collapse is on the horizon.  But is it really time to panic and pull your money out of banks?  Plus, why you need put your money to work for your goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53435714</guid><pubDate>Tue, 04 Apr 2023 02:41:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53435714/financial_insanity_banking_news_and_making_your_money_work_for_you_03252023.mp3" length="80673353" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is banking news and making your money work for you.  You're hearing it a lot, a banking collapse is on the horizon.  But is it really time to panic and pull your money out of banks?  Plus,...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is banking news and making your money work for you.  You're hearing it a lot, a banking collapse is on the horizon.  But is it really time to panic and pull your money out of banks?  Plus, why you need put your money to work for your goals.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-18-23: Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/financial-insanity-3-18-23-maximize-your-retirement-income--53385098</link><description><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is maximizing your retirement income.  Worried you might outlive your retirement savings? You’re not alone. There are two ways to ease your fears. Make the most of the dollars you have or figure out how to make more dollars. Scott discusses.  Plus, how the new remote work culture has sprung up in response to the Covid-19 pandemic, offering plenty of opportunities to generate more part-time income during your golden years.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385098</guid><pubDate>Thu, 30 Mar 2023 00:57:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385098/financial_insanity_maximize_your_retirement_income_03082023.mp3" length="80550245" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with your host Scott McLean.  Today's show is maximizing your retirement income.  Worried you might outlive your retirement savings? You’re not alone. There are two ways to ease your fears. Make the most of the dollars you have...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is maximizing your retirement income.  Worried you might outlive your retirement savings? You’re not alone. There are two ways to ease your fears. Make the most of the dollars you have or figure out how to make more dollars. Scott discusses.  Plus, how the new remote work culture has sprung up in response to the Covid-19 pandemic, offering plenty of opportunities to generate more part-time income during your golden years.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-11-23: Retirement Dreams vs Reality</title><link>https://www.spreaker.com/episode/financial-insanity-3-11-23-retirement-dreams-vs-reality--53385076</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  Make your retirement dreams come true.  Scott can help you achieve the financial retirement you've always wanted.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385076</guid><pubDate>Thu, 30 Mar 2023 00:56:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385076/financial_insanity_retirement_dreams_vs_reality_03112023.mp3" length="80671895" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  Make your...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  Make your retirement dreams come true.  Scott can help you achieve the financial retirement you've always wanted.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 3-4-23: Inflation Trivia and Latest News on Social Security</title><link>https://www.spreaker.com/episode/financial-insanity-3-4-23-inflation-trivia-and-latest-news-on-social-security--53385069</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is inflation trivia and the latest news on social security.   How much do you really know about inflation and how it impacts on our financial economy?  Plus, how inflation is impacting social security and Scott will answer if social security is really going away.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385069</guid><pubDate>Thu, 30 Mar 2023 00:55:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385069/financial_insanity_inflation_trivia_and_latest_news_on_social_security_03042023.mp3" length="80670923" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is inflation trivia and the latest news on social security.   How much do you really know about inflation and how it impacts on our financial economy?  Plus, how inflation is impacting social...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is inflation trivia and the latest news on social security.   How much do you really know about inflation and how it impacts on our financial economy?  Plus, how inflation is impacting social security and Scott will answer if social security is really going away.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-25-23: Impact of Inflation and Would You Rather</title><link>https://www.spreaker.com/episode/financial-insanity-2-25-23-impact-of-inflation-and-would-you-rather--53385062</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is the Impact of Inflation. Inflation is affecting the way we live. Higher prices mean a bigger hit to your wallet and your financial future. So how do we compensate? Scott offers suggestions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385062</guid><pubDate>Thu, 30 Mar 2023 00:54:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385062/financial_insanity_impact_of_inflation_and_would_you_rather_02252023.mp3" length="80669951" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is the Impact of Inflation. Inflation is affecting the way we live. Higher prices mean a bigger hit to your wallet and your financial future. So how do we compensate? Scott offers suggestions.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is the Impact of Inflation. Inflation is affecting the way we live. Higher prices mean a bigger hit to your wallet and your financial future. So how do we compensate? Scott offers suggestions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-18-23: Getting to Know Scott</title><link>https://www.spreaker.com/episode/financial-insanity-2-18-23-getting-to-know-scott--53385059</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is getting to know Scott.  You've already heard Scott McLean and his show Financial Insanity.  Now, get to know him, more about McLean Advisory Group and his services to help you on the right track with your financial portfolio.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385059</guid><pubDate>Thu, 30 Mar 2023 00:54:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385059/financial_insanity_getting_to_know_scott_02182023.mp3" length="80271608" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is getting to know Scott.  You've already heard Scott McLean and his show Financial Insanity.  Now, get to know him, more about McLean Advisory Group and his services to help you on the right...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is getting to know Scott.  You've already heard Scott McLean and his show Financial Insanity.  Now, get to know him, more about McLean Advisory Group and his services to help you on the right track with your financial portfolio.]]></itunes:summary><itunes:duration>3349</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-11-23: Big Game Retirement Planning</title><link>https://www.spreaker.com/episode/financial-insanity-2-11-23-big-game-retirement-planning--53385057</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is big game retirement planning.  It's big game weekend!  That means you're going to need to open up the playbook and find the right reitrement game plan for you.   But if you're running the two minute offense, don't worry.  Scott has money savings tips to help your wallet.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385057</guid><pubDate>Thu, 30 Mar 2023 00:54:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385057/financial_insanity_big_game_retirement_planning_02112023.mp3" length="80668443" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is big game retirement planning.  It's big game weekend!  That means you're going to need to open up the playbook and find the right reitrement game plan for you.   But if you're running the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is big game retirement planning.  It's big game weekend!  That means you're going to need to open up the playbook and find the right reitrement game plan for you.   But if you're running the two minute offense, don't worry.  Scott has money savings tips to help your wallet.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 2-4-23: Making Your Money Work For You</title><link>https://www.spreaker.com/episode/financial-insanity-2-4-23-making-your-money-work-for-you--53385056</link><guid isPermaLink="false">https://api.spreaker.com/episode/53385056</guid><pubDate>Thu, 30 Mar 2023 00:53:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385056/financial_insanity_making_your_money_work_for_you_02042023.mp3" length="80667035" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-28-23: Retirement Dreams vs Reality</title><link>https://www.spreaker.com/episode/financial-insanity-1-28-23-retirement-dreams-vs-reality--53385052</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  So what do you do and how do you compensate?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385052</guid><pubDate>Thu, 30 Mar 2023 00:53:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385052/financial_insanity_retirement_dreams_vs_reality_01282023.mp3" length="80666549" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  So what do you...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is retirement dreams vs reality.  You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans.  So what do you do and how do you compensate?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-21-23: Financial Check Up</title><link>https://www.spreaker.com/episode/financial-insanity-1-21-23-financial-check-up--53385048</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is all about a financial check up.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track?  Scott discusses ways you can check up on your financial health.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385048</guid><pubDate>Thu, 30 Mar 2023 00:52:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385048/financial_insanity_financial_check_up_01212023.mp3" length="80666273" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is all about a financial check up.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track?  Scott discusses ways you can check up on...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is all about a financial check up.  So what is a financial check up and how can you make any changes in how you're handling them to stay on track?  Scott discusses ways you can check up on your financial health.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-14-23: Charitable Gifts and Mailbag Questions</title><link>https://www.spreaker.com/episode/financial-insanity-1-14-23-charitable-gifts-and-mailbag-questions--53385044</link><description><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is charitable gifts and mailbag questions.  You'll find out which charitable gifts can be claimed as tax deductions and how to maximize your deductions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385044</guid><pubDate>Thu, 30 Mar 2023 00:51:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385044/financial_insanity_charitable_gifts_and_mailbag_questions_01142023.mp3" length="80666271" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with your host Scott McLean.  Today's show is charitable gifts and mailbag questions.  You'll find out which charitable gifts can be claimed as tax deductions and how to maximize your deductions.</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is charitable gifts and mailbag questions.  You'll find out which charitable gifts can be claimed as tax deductions and how to maximize your deductions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 1-7-23: New Year Resolutions</title><link>https://www.spreaker.com/episode/financial-insanity-1-7-23-new-year-resolutions--53385041</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is all about new year's resolutions.  We all make them, but can we keep them when it pertains to our finances.   It all starts with a budget and a plan.  But you should always prepare for the unexpected.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385041</guid><pubDate>Thu, 30 Mar 2023 00:51:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385041/financial_insanity_new_year_resolutions_01072023.mp3" length="80664395" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is all about new year's resolutions.  We all make them, but can we keep them when it pertains to our finances.   It all starts with a budget and a plan.  But you should always prepare for the...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is all about new year's resolutions.  We all make them, but can we keep them when it pertains to our finances.   It all starts with a budget and a plan.  But you should always prepare for the unexpected.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-24-22: Financial Habits to Break</title><link>https://www.spreaker.com/episode/financial-insanity-12-24-22-financial-habits-to-break--53385036</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is financial habits to break.  Large or small, some financial habits can zap a solid plan and leave smart savers with empty wallets. It's important to know what habits might be costing you extra.  You'll hear the bad spending habits and identify how you can cut back on them.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385036</guid><pubDate>Thu, 30 Mar 2023 00:50:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385036/financial_insanity_financial_habits_to_break_12242022.mp3" length="80544900" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is financial habits to break.  Large or small, some financial habits can zap a solid plan and leave smart savers with empty wallets. It's important to know what habits might be costing you...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is financial habits to break.  Large or small, some financial habits can zap a solid plan and leave smart savers with empty wallets. It's important to know what habits might be costing you extra.  You'll hear the bad spending habits and identify how you can cut back on them.]]></itunes:summary><itunes:duration>3361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-17-22: Financial Check Up</title><link>https://www.spreaker.com/episode/financial-insanity-12-17-22-financial-check-up--53385027</link><description><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is all about a solid financial check up.  Did you know a financial check-up is as important as an annual physical with your doctor?   Like a medical exam, a review of your finances can identify strategies to improve “financial fitness” and screen for potential problems, such as a high debt-to-income ratio.  Scott provides ways to assess your financial health.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385027</guid><pubDate>Thu, 30 Mar 2023 00:50:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385027/financial_insanity_financial_check_up_12172022.mp3" length="80664816" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean.  Today's show is all about a solid financial check up.  Did you know a financial check-up is as important as an annual physical with your doctor?   Like a medical exam, a review of your finances...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is all about a solid financial check up.  Did you know a financial check-up is as important as an annual physical with your doctor?   Like a medical exam, a review of your finances can identify strategies to improve “financial fitness” and screen for potential problems, such as a high debt-to-income ratio.  Scott provides ways to assess your financial health.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-10-22: 5 Signs When To Fire Your Advisor</title><link>https://www.spreaker.com/episode/financial-insanity-12-10-22-5-signs-when-to-fire-your-advisor--53385026</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is 5 signs when to fire your financial advisor.  Communication with your advisor is a big part.  If you see the signs, don't ignore them.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385026</guid><pubDate>Thu, 30 Mar 2023 00:49:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385026/financial_insanity_5_signs_when_to_fire_your_advisor_12102022.mp3" length="80664120" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is 5 signs when to fire your financial advisor.  Communication with your advisor is a big part.  If you see the signs, don't ignore them.</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is 5 signs when to fire your financial advisor.  Communication with your advisor is a big part.  If you see the signs, don't ignore them.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 12-3-22: 7 Mistakes to Avoid</title><link>https://www.spreaker.com/episode/financial-insanity-12-3-22-7-mistakes-to-avoid--53385023</link><description><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is the 7 mistakes to avoid.   Being financially sound is a goal that takes smart and ongoing spending and saving habits.  Don’t let potential mistakes deter you. Instead, learn what some of those mistakes are so you can better prepare for them, or avoid them entirely.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385023</guid><pubDate>Thu, 30 Mar 2023 00:49:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385023/financial_insanity_7_mistakes_to_avoid_12032022.mp3" length="80663631" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean.  Today's show is the 7 mistakes to avoid.   Being financially sound is a goal that takes smart and ongoing spending and saving habits.  Don’t let potential mistakes deter you. Instead, learn what...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is the 7 mistakes to avoid.   Being financially sound is a goal that takes smart and ongoing spending and saving habits.  Don’t let potential mistakes deter you. Instead, learn what some of those mistakes are so you can better prepare for them, or avoid them entirely.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-26-22: Client Experience</title><link>https://www.spreaker.com/episode/financial-insanity-11-26-22-client-experience--53385021</link><description><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is all about client experience and helping those achieve financial security. How is this done? It all starts with building trust to ensure satisfaction.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385021</guid><pubDate>Thu, 30 Mar 2023 00:48:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385021/financial_insanity_client_experience_11262022.mp3" length="80522033" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean. Today's show is all about client experience and helping those achieve financial security. How is this done? It all starts with building trust to ensure satisfaction.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is all about client experience and helping those achieve financial security. How is this done? It all starts with building trust to ensure satisfaction.]]></itunes:summary><itunes:duration>3360</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-19-22: Mailbag Questions from Listeners</title><link>https://www.spreaker.com/episode/financial-insanity-11-19-22-mailbag-questions-from-listeners--53385020</link><description><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is mailbox questions from listeners. You have the financial questions and Scott has the answers.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385020</guid><pubDate>Thu, 30 Mar 2023 00:48:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385020/financial_insanity_mailbag_questions_from_listeners_11192022.mp3" length="80662871" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean. Today's show is mailbox questions from listeners. You have the financial questions and Scott has the answers.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is mailbox questions from listeners. You have the financial questions and Scott has the answers.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 11-12-22: Timeless Advice for Your Retirement Planning</title><link>https://www.spreaker.com/episode/financial-insanity-11-12-22-timeless-advice-for-your-retirement-planning--53385018</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is timeless advice for your retirement.  The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most.  By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott provides the principles that can help you gain needed perspective and enjoy the well-earned fruits of your labor.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385018</guid><pubDate>Thu, 30 Mar 2023 00:47:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385018/financial_insanity_timeless_advice_for_your_retirement_planning_11122022.mp3" length="80662370" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is timeless advice for your retirement.  The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most....</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is timeless advice for your retirement.  The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most.  By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott provides the principles that can help you gain needed perspective and enjoy the well-earned fruits of your labor.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-29-22: Inflation and Top Scams to Look Out For</title><link>https://www.spreaker.com/episode/financial-insanity-10-29-22-inflation-and-top-scams-to-look-out-for--53385005</link><description><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is inflation and top scams to look for.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385005</guid><pubDate>Thu, 30 Mar 2023 00:46:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385005/financial_insanity_inflation_and_top_scams_to_look_out_for_10292022_1.mp3" length="80768456" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean.  Today's show is inflation and top scams to look for.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is inflation and top scams to look for.]]></itunes:summary><itunes:duration>3371</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-22-22: Psychology of Money and Medicare Trivia Game</title><link>https://www.spreaker.com/episode/financial-insanity-10-22-22-psychology-of-money-and-medicare-trivia-game--53385002</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is psychology of money and the medicare trivia game.  Medicare provides health coverage to more than 60 million beneficiaries ages 65 and over and younger people with long-term disabilities.  How much do you really know about medicare, the benefits and its financial status?  Find out on Financial Insanity.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53385002</guid><pubDate>Thu, 30 Mar 2023 00:45:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53385002/financial_insanity_psychology_of_money_and_medicare_trivia_game_10222022.mp3" length="80661413" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is psychology of money and the medicare trivia game.  Medicare provides health coverage to more than 60 million beneficiaries ages 65 and over and younger people with long-term disabilities....</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is psychology of money and the medicare trivia game.  Medicare provides health coverage to more than 60 million beneficiaries ages 65 and over and younger people with long-term disabilities.  How much do you really know about medicare, the benefits and its financial status?  Find out on Financial Insanity.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-15-22: October News and Recession Proofing Your Plan</title><link>https://www.spreaker.com/episode/financial-insanity-10-15-22-october-news-and-recession-proofing-your-plan--53384998</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is october news and recession proofing your plan. When markets start to plunge, one of the biggest worries is what will happen to your hard-earned retirement savings. If investments are not properly positioned, decades of retirement savings can be potentially wiped out during times of market volatility. If you are already in retirement or getting ready in a couple of years, there are strategies to safeguard your lifelong savings against a possible recession. Scott explains in this important show.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384998</guid><pubDate>Thu, 30 Mar 2023 00:44:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384998/financial_insanity_october_news_and_recession_proofing_your_plan_10152022.mp3" length="80623993" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is october news and recession proofing your plan. When markets start to plunge, one of the biggest worries is what will happen to your hard-earned retirement savings. If investments are not...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is october news and recession proofing your plan. When markets start to plunge, one of the biggest worries is what will happen to your hard-earned retirement savings. If investments are not properly positioned, decades of retirement savings can be potentially wiped out during times of market volatility. If you are already in retirement or getting ready in a couple of years, there are strategies to safeguard your lifelong savings against a possible recession. Scott explains in this important show.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-8-22: Four Keys to Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-10-8-22-four-keys-to-retirement--53384992</link><description><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is the four keys to retirement. Before you retire, you want to make sure you do these four things so you can have a happy retirement without the hassles and worries of having little to no income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384992</guid><pubDate>Thu, 30 Mar 2023 00:44:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384992/financial_insanity_four_keys_to_retirement_10082022.mp3" length="80661693" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean. Today's show is the four keys to retirement. Before you retire, you want to make sure you do these four things so you can have a happy retirement without the hassles and worries of having little...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is the four keys to retirement. Before you retire, you want to make sure you do these four things so you can have a happy retirement without the hassles and worries of having little to no income.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 10-1-22: Maximize Your Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-10-1-22-maximize-your-retirement--53384989</link><description><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is about maximizing your retirement. It's important to make the most from your money before retirement so you can live comfortably without the worry of running out of income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384989</guid><pubDate>Thu, 30 Mar 2023 00:43:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384989/financial_insanity_maximze_your_retirement_10012022.mp3" length="80657601" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean. Today's show is about maximizing your retirement. It's important to make the most from your money before retirement so you can live comfortably without the worry of running out of income.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean. Today's show is about maximizing your retirement. It's important to make the most from your money before retirement so you can live comfortably without the worry of running out of income.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-24-22: Make Your Money Work For You and Todays Markets</title><link>https://www.spreaker.com/episode/financial-insanity-9-24-22-make-your-money-work-for-you-and-todays-markets--53384985</link><description><![CDATA[This is Financial Insanity with Scott McLean. Today's show is the psychology of money. Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a spreadsheet. They make them at the dinner table or in a meeting room, where personal history and odd incentives are scrambled together. Scott teaches you how to make better sense of one of life's most important topics.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384985</guid><pubDate>Thu, 30 Mar 2023 00:43:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384985/financial_insanity_make_your_money_work_for_you_an_todays_markets_09242022.mp3" length="80660721" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean. Today's show is the psychology of money. Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean. Today's show is the psychology of money. Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a spreadsheet. They make them at the dinner table or in a meeting room, where personal history and odd incentives are scrambled together. Scott teaches you how to make better sense of one of life's most important topics.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-17-22: Psychology of Money</title><link>https://www.spreaker.com/episode/financial-insanity-9-17-22-psychology-of-money--53384979</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is the psychology of money.  Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a spreadsheet. They make them at the dinner table or in a meeting room, where personal history and odd incentives are scrambled together.  Scott teaches you how to make better sense of one of life's most important topics.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384979</guid><pubDate>Thu, 30 Mar 2023 00:42:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384979/financial_insanity_psychology_of_money_09172022.mp3" length="80665243" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is the psychology of money.  Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is the psychology of money.  Money is typically taught as a math-based field, where data and formulas tell us what to do. But in the real world, people don't make financial decisions on a spreadsheet. They make them at the dinner table or in a meeting room, where personal history and odd incentives are scrambled together.  Scott teaches you how to make better sense of one of life's most important topics.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-10-22: Impact of Inflation and Mailbag Qs</title><link>https://www.spreaker.com/episode/financial-insanity-9-10-22-impact-of-inflation-and-mailbag-qs--53384970</link><description><![CDATA[It's Financial Insanity with Scott McLean. Today's show is impact of inflation and mailbox questions. Inflation is not only affecting consumers, but businesses and that means the prices of items such as food, utilities, and gasoline increase. So how do we handle these challenging times? Scott also answers important financial questions from listeners.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384970</guid><pubDate>Thu, 30 Mar 2023 00:41:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384970/financial_insanity_impact_of_inflation_and_mailbag_qs_09102022.mp3" length="80659123" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean. Today's show is impact of inflation and mailbox questions. Inflation is not only affecting consumers, but businesses and that means the prices of items such as food, utilities, and gasoline increase. So how...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean. Today's show is impact of inflation and mailbox questions. Inflation is not only affecting consumers, but businesses and that means the prices of items such as food, utilities, and gasoline increase. So how do we handle these challenging times? Scott also answers important financial questions from listeners.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 9-3-22: Client Experience and Time Machine to 1965</title><link>https://www.spreaker.com/episode/financial-insanity-9-3-22-client-experience-and-time-machine-to-1965--53384962</link><description><![CDATA[It's Preferred Company with your host Scott McLean.  Today's show is client experience and time machine to 1965.  A better client experience involves not only financial knowledge, but emotional intelligence.  That's why having the right financial advisor is important.  Scott offers ways to make the client experience better which goes beyond understanding client needs and promoting financial wellness.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384962</guid><pubDate>Thu, 30 Mar 2023 00:40:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384962/financial_insanity_client_experience_and_time_machine_to_1965_09032022.mp3" length="41168572" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Preferred Company with your host Scott McLean.  Today's show is client experience and time machine to 1965.  A better client experience involves not only financial knowledge, but emotional intelligence.  That's why having the right financial...</itunes:subtitle><itunes:summary><![CDATA[It's Preferred Company with your host Scott McLean.  Today's show is client experience and time machine to 1965.  A better client experience involves not only financial knowledge, but emotional intelligence.  That's why having the right financial advisor is important.  Scott offers ways to make the client experience better which goes beyond understanding client needs and promoting financial wellness.]]></itunes:summary><itunes:duration>1718</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-27-22: Count Your Money Chickens Before They Hatch</title><link>https://www.spreaker.com/episode/financial-insanity-8-27-22-count-your-money-chickens-before-they-hatch--53384949</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is counting your money chickens before they hatch.  You've heard the expression counting your money chickens, well the same applies to your finances.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384949</guid><pubDate>Thu, 30 Mar 2023 00:39:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384949/financial_insanity_count_your_money_chickens_before_they_hatch_08272022.mp3" length="80656553" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is counting your money chickens before they hatch.  You've heard the expression counting your money chickens, well the same applies to your finances.</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is counting your money chickens before they hatch.  You've heard the expression counting your money chickens, well the same applies to your finances.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-20-22 Not a Time for Risk</title><link>https://www.spreaker.com/episode/financial-insanity-8-20-22-not-a-time-for-risk--53384930</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is not a time for risk.  With a volatile stock market, high inflation rates and an uncertain future, now is now the time to take big risks.  Scott tells you what we all can do in these challenging financial times.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384930</guid><pubDate>Thu, 30 Mar 2023 00:38:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384930/financial_insanity_not_a_time_for_risk_08202022.mp3" length="65938748" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is not a time for risk.  With a volatile stock market, high inflation rates and an uncertain future, now is now the time to take big risks.  Scott tells you what we all can do in these...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is not a time for risk.  With a volatile stock market, high inflation rates and an uncertain future, now is now the time to take big risks.  Scott tells you what we all can do in these challenging financial times.]]></itunes:summary><itunes:duration>2751</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-13-22: Working in Retirement During Inflation</title><link>https://www.spreaker.com/episode/financial-insanity-8-13-22-working-in-retirement-during-inflation--53384928</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is working in retirement during inflation.  Did you know the inflation rate affects how much your retirement dollars are worth?  Inflation can seriously devalue your savings and income and derail your financial goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384928</guid><pubDate>Thu, 30 Mar 2023 00:38:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384928/financial_insanity_working_in_retirement_during_inflation_08132022.mp3" length="80685149" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is working in retirement during inflation.  Did you know the inflation rate affects how much your retirement dollars are worth?  Inflation can seriously devalue your savings and income and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is working in retirement during inflation.  Did you know the inflation rate affects how much your retirement dollars are worth?  Inflation can seriously devalue your savings and income and derail your financial goals.]]></itunes:summary><itunes:duration>3367</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 8-6-22: Make Your Money Work For You</title><link>https://www.spreaker.com/episode/financial-insanity-8-6-22-make-your-money-work-for-you--53384916</link><description><![CDATA[It's Financial Insanity with your host Scott McLean. Today's show is making your money work for you. There are many ways to do that and it's important to get the most from your hard earned dollar. Scott explains and answers why high costing debt gets in the way of your financial goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384916</guid><pubDate>Thu, 30 Mar 2023 00:36:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384916/financial_insanity_make_your_money_work_for_you_08062022.mp3" length="80653070" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with your host Scott McLean. Today's show is making your money work for you. There are many ways to do that and it's important to get the most from your hard earned dollar. Scott explains and answers why high costing debt gets...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with your host Scott McLean. Today's show is making your money work for you. There are many ways to do that and it's important to get the most from your hard earned dollar. Scott explains and answers why high costing debt gets in the way of your financial goals.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-30-22: Wills and Estates with Guest Dave Connelly</title><link>https://www.spreaker.com/episode/financial-insanity-7-30-22-wills-and-estates-with-guest-dave-connelly--53384908</link><description><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is dedicated to Wills and Estates and a special guest joins Scott, Dave Connelley.  Wills and trusts are important.  What's the difference between an executor and an executrix and what roles do they play at a critical time in your loved ones life?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384908</guid><pubDate>Thu, 30 Mar 2023 00:35:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384908/financial_insanity_wills_and_estates_with_guest_dave_connelly_07302022.mp3" length="80658511" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean.  Today's show is dedicated to Wills and Estates and a special guest joins Scott, Dave Connelley.  Wills and trusts are important.  What's the difference between an executor and an executrix and...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is dedicated to Wills and Estates and a special guest joins Scott, Dave Connelley.  Wills and trusts are important.  What's the difference between an executor and an executrix and what roles do they play at a critical time in your loved ones life?]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-23-22: Financial Habits to Break</title><link>https://www.spreaker.com/episode/financial-insanity-7-23-22-financial-habits-to-break--53384901</link><description><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is Financial Habits to Break.  You can start with planning and budgets for every dollar you spend, communicate your financial situation with family, loved ones and even your creditors and get financial help if you need it.  Want more?  Financial Insanity dives into the solutions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384901</guid><pubDate>Thu, 30 Mar 2023 00:34:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384901/financial_insanity_financial_habits_to_break_07232022.mp3" length="80526823" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with your host Scott McLean.  Today's show is Financial Habits to Break.  You can start with planning and budgets for every dollar you spend, communicate your financial situation with family, loved ones and even your creditors...</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with your host Scott McLean.  Today's show is Financial Habits to Break.  You can start with planning and budgets for every dollar you spend, communicate your financial situation with family, loved ones and even your creditors and get financial help if you need it.  Want more?  Financial Insanity dives into the solutions.]]></itunes:summary><itunes:duration>3360</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-16-22: Impact of Inflation</title><link>https://www.spreaker.com/episode/financial-insanity-7-16-22-impact-of-inflation--53384898</link><description><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is the Impact of Inflation.  Inflation is affecting the way we live.  Higher prices mean a bigger hit to your wallet and your financial future.  So how do we compensate?  Scott offers suggestions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384898</guid><pubDate>Thu, 30 Mar 2023 00:33:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384898/financial_insanity_impact_of_inflation_07162022.mp3" length="80655035" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with Scott McLean.  Today's show is the Impact of Inflation.  Inflation is affecting the way we live.  Higher prices mean a bigger hit to your wallet and your financial future.  So how do we compensate?  Scott offers...</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with Scott McLean.  Today's show is the Impact of Inflation.  Inflation is affecting the way we live.  Higher prices mean a bigger hit to your wallet and your financial future.  So how do we compensate?  Scott offers suggestions.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-9-22: Maximizing Your Retirement</title><link>https://www.spreaker.com/episode/financial-insanity-7-9-22-maximizing-your-retirement--53384893</link><description><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is Maximizing Your Retirement.  You want to make the most from your money before retirement so you can live comfortablely without the worry of running out of income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384893</guid><pubDate>Thu, 30 Mar 2023 00:33:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384893/financial_insanity_maximizing_your_retirement_07092022.mp3" length="80652671" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>It's Financial Insanity with Scott McLean.  Today's show is Maximizing Your Retirement.  You want to make the most from your money before retirement so you can live comfortablely without the worry of running out of income.</itunes:subtitle><itunes:summary><![CDATA[It's Financial Insanity with Scott McLean.  Today's show is Maximizing Your Retirement.  You want to make the most from your money before retirement so you can live comfortablely without the worry of running out of income.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Insanity 7-2-22: Client Experience</title><link>https://www.spreaker.com/episode/financial-insanity-7-2-22-client-experience--53384869</link><description><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is all about client experience and helping those achieve financial security.  How is this done?  It all starts with building trust to ensure satisfaction.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53384869</guid><pubDate>Thu, 30 Mar 2023 00:31:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53384869/financial_insanity_client_experience_07022022.mp3" length="80654031" type="audio/mpeg"/><itunes:author>Scott McLean</itunes:author><itunes:subtitle>This is Financial Insanity with your host Scott McLean.  Today's show is all about client experience and helping those achieve financial security.  How is this done?  It all starts with building trust to ensure satisfaction.</itunes:subtitle><itunes:summary><![CDATA[This is Financial Insanity with your host Scott McLean.  Today's show is all about client experience and helping those achieve financial security.  How is this done?  It all starts with building trust to ensure satisfaction.]]></itunes:summary><itunes:duration>3366</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/028e83e933ae0af97c3634888103ba44.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
