Money Ripples Podcast

The US Is Borrowing $2 Trillion This Year. Here's What That Means for Your Money.

Thu, 20 Aug 2026 13:35:00 +0000

The US Treasury just announced it needs to borrow $2 trillion this year — $166 billion a month just to break even.

In this episode, Chris Miles sits down with Dr. David Phelps (Freedom Founders, 40+ years in real estate and alternative investing) to talk about what's really happening in the economy, what the mainstream narrative is getting wrong, and what two experienced investors are doing with their money right now. This is not a doom and gloom episode. It's a "read the tea leaves honestly and position yourself well" episode — for investors who are tired of being told everything is fine while they watch their purchasing power erode. Here's what we cover:
* The $2 trillion borrowing problem — and why it's a tax on future generations
* The Minsky moment: why we may be one grain of sand from a major market shift
* Why David holds more liquidity today than at any point in his investing career
* What Warren Buffett's cash position signals — and why David is mirroring it
* The real 30-year S&P average is 8.2% — not the 14–15% of the last 15 years
* Cracks in private credit and private equity that most investors aren't seeing
* Why strong operators and longer hold periods matter more than ever right now
* What David is personally doing: more cash, lower leverage, stronger underwriting If you're a high-income earner wondering whether now is the time to take chips off the table — this conversation is for you. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional through passive income, infinite banking, and alternative investments. Dr. David Phelps is the founder of Freedom Founders. ─────────────────────────────────────
⏱️ CHAPTERS
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0:00 What's Coming on the Economic Horizon
1:27 Introducing Dr. David Phelps
2:18 The $2 Trillion Borrowing Announcement
3:23 Why Borrowing to Look Prosperous Always Ends the Same Way
4:13 The Debt Is a Tax on Future Generations
5:52 Stablecoin: How the Government Is Capturing Crypto Skeptics
6:17 The Cashless Society Risk
8:48 Why David Isn't Pessimistic — Just Realistic
9:53 Asymmetric Risk: Downside Now Outweighs the Upside
10:41 Taking Chips Off the Table: The Waiting Game
11:07 The Real 30-Year S&P Average
12:24 Why a 15% Return Over 7 Years Is Just the Bubble Talking
13:04 Structural Fragility: Geometric Debt Growth
13:37 Countries Moving Away from the Dollar
14:52 Higher-for-Longer Rates and Asset Repricing
15:55 Cracks in Private Credit and Private Equity
17:12 The Minsky Moment: One Grain of Sand Away
18:08 Liquidity Is Not Sexy — But It Buys You Time
20:26 What David Is Actually Doing Right Now
22:04 Evaluating Real Estate Operators in Today's Market
23:16 Longer Hold Periods and Lower Return Expectations
24:41 The Power of Community and Masterminds
25:31 How to Follow Dr. David Phelps
27:06 David's Ripple Effect
28:13 Final Takeaway: Be a Doer, Not Just a Hearer ─────────────────────────────────────
🔗 RESOURCES & LINKS
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► Freedom Founders Podcast → Search "Freedom Founders Podcast"
► Work Optional Calculator → https://moneyripples.com/passive-income-calculator/
► Money Leaks Quiz → https://win.moneyripples.com/quiz2
► Money Ripples Podcast → https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9
► Website → https://moneyripples.com/

Caleb Hammer vs. Dave Ramsey: Who's Actually Right About Your Money?

Thu, 13 Aug 2026 11:00:00 +0000

Caleb Hammer and George Kamel sat down to debate the biggest financial headlines — and Chris Miles crashed the party uninvited.

In this episode, the Cash Flow Expert and Anti-Financial Advisor reacts to every take, agrees where they're right, and fires back where the math simply doesn't hold up. Spoiler: Chris sides with Caleb Hammer more than you might expect. But the 7% withdrawal rate debate is where things get real — and where Dave Ramsey's camp gets called out with actual numbers. Here's what we cover:
- Sports betting ruining young men's finances — agree or disagree?
- Is a $100K salary still middle class? The location and lifestyle nuance nobody mentions
- Can you retire on $100,000 total? (Spoiler: absolutely not)
- Good debt vs. bad debt — where Kiyosaki is right and where he goes too far
- Renting vs. buying right now — why the math actually favors renting in 2025
- US Bitcoin stockpile — why Chris thinks it's about control, not diversification
- Is inflation really Americans' #1 financial problem? What a 12,000-person poll actually found
- The 7% withdrawal rate debate — why George Kamel's defense made Chris's blood boil
- The real math on $1M at 7% over 30 years (51% failure rate — this is not a drill)
- Why Dave Ramsey's 8% withdrawal claim is even worse — and Chris ran the Monte Carlo to prove it
- What actually works: 5 years of non-market reserves + alternative investments
- Why Chris sides with Caleb Hammer over Dave Ramsey — and where he parts ways with both This is not a "let's trash financial gurus" episode. It's a "let's actually run the numbers" episode — and some of those numbers will make you rethink everything your financial advisor told you. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional faster through passive income, infinite banking, and alternative investments. ─────────────────────────────────────
🔗 RESOURCES & LINKS
───────────────────────────────────── ► Find out how much passive income you could create in the next 12 months:
Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Find out where your money is leaking every month (takes 2 minutes):
Money Leaks Quiz → https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast:
https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ─────────────────────────────────────
⚠️ DISCLAIMER
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This content is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Chris Miles is not a licensed financial advisor. Always consult a qualified professional before making financial decisions. Past results are not a guarantee of future performance. Individual results will vary.

How a Military Officer Built Work Optional Income Without a Six-Figure Salary

Thu, 06 Aug 2026 18:14:00 +0000

Max is a US Army captain — not a high-earning executive, not a real estate mogul. And he's already on the path to work optional.

In this episode, Chris Miles sits down with Max to unpack exactly how he built passive income from crypto, rental properties, and private alternatives on a military salary. If you've ever told yourself you don't make enough to invest in alternatives, this episode will change how you think about that. Max started with a small paycheck at West Point and made disciplined decisions at every duty station. The result? He's financially ahead of most people his age who make significantly more than he does. Here's what we cover:
- How Max went from financially illiterate to building a real passive income portfolio
- Why a predictable government paycheck is actually an investing advantage
- His early crypto bet in 2014 — and why he didn't panic sell through every spike and crash
- How buying a house at every duty station became a real estate portfolio
- Why the short-term rental in Florida didn't work out — and what he learned from it
- What opened the door to private alternatives and infinite banking
- How finding the right community (not just books) gave him the confidence to invest
- Why he's leaving the army next year — and what work optional means for his family
- His advice to anyone who's been "learning" for years but hasn't taken action yet
- "Hope demands action" — the one phrase that changed how Max thinks about investing This is the episode for anyone who thinks passive income investing is only for people who already have a lot of money. It's not. It's for people who start early and stay disciplined. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional faster through passive income, infinite banking, and alternative investments. ─────────────────────────────────────
🔗 RESOURCES & LINKS
───────────────────────────────────── ► Find out how much passive income you could create in the next 12 months:
Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Find out where your money is leaking every month (takes 2 minutes):
Money Leaks Quiz → https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast:
https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ─────────────────────────────────────
⚠️ DISCLAIMER
─────────────────────────────────────
This content is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Chris Miles is not a licensed financial advisor. Always consult a qualified professional before making financial decisions. Past results are not a guarantee of future performance. Individual results will vary.

The Mobile Home Cash Flow Loophole Nobody Talks About | 22% Cash-on-Cash Returns

Thu, 30 Jul 2026 18:28:00 +0000

Can you REALLY cash flow mobile home parks in 2026?

Chris Miles sits down with Mitzi Diane — "The Mobile Home Queen" and founder of Swift Sell Properties — to break down how she turns "trailer trash into cash" with 22%+ cash-on-cash returns, six figure flips, and rent-to-own strategies most investors completely overlook. If you're tired of single-family rentals barely breaking even, this episode reveals a niche where $60K can generate $1,300/month in cash flow — WITHOUT dealing with traditional tenant headaches, mortgages, or bloated renovation budgets. 🎯 WHAT YOU'LL LEARN:
✔ Why mobile homes INSIDE parks outperform mobile homes on land
✔ The rent-to-own / owner-finance strategy that eliminates landlord stress
✔ Real numbers: $200K single family (5% cash-on-cash) vs. mobile homes (22%+)
✔ How to flip a mobile home for $20K–$85K per deal
✔ The #1 mistake new investors make (and how to avoid a 6-figure loss)
✔ How chattel loans, consumer loan laws & repossession work differently
✔ Why mobile homes are APPRECIATING for the first time ever
✔ The mindset & nervous system science behind investor success 💰 FREE CASH FLOW QUIZ:
Find an extra $2,000/month without earning more or changing your lifestyle 👉 https://moneyripples.com 📈 SPONSORED BY CENTRAL LENDING:
Alternative investments designed for steady passive income 👉 https://centrallending.com 🔔 SUBSCRIBE for weekly episodes on passive income, real estate investing, and becoming work-optional.

Why Real Estate Will SURVIVE the 2026 Recession (When Stocks Won't) — Jay Scott

Thu, 23 Jul 2026 20:58:00 +0000

Is now the RIGHT time to invest in real estate — or should you sit on the sidelines?

In EP 1087 of the Money Ripples Podcast, Chris Miles sits down with veteran investor, author, and Bar Down Investments partner Jay Scott to cut through the market noise and identify the REAL signals investors need to watch in 2026. Jay has been tracking the economy in real time for over 20 years. From navigating the 2008 crash as a rookie flipper to running a private equity fund with hundreds of millions in multifamily real estate, he shares uncommon insights on where we are in the economic cycle, why he believes we're heading into a recession, and why real estate is STILL the most resilient asset class on the planet. WHAT YOU'LL LEARN IN THIS EPISODE:
- Why 2008 wasn't actually the worst time to buy real estate
- The K-shaped recovery and why 80–90% of Americans feel we're already in a recession
- How the M2 money supply drives long-term inflation (and why it matters NOW)
- Why real estate has only dropped more than 1.5% in 2 of the last 36 recessions
- Jay's 2022 prediction that real estate would go FLAT for 10 years (and how it's playing out)
- The number one strategy passive investors MUST follow in 2026: DIVERSIFY
- How AI is creating deflationary pressure (and what that means for your portfolio)
- Why illiquidity is real estate's secret weapon during downturns GRAB THE WORK OPTIONAL BLUEPRINT ON AMAZON:
https://www.amazon.com/ (search "Work Optional Blueprint Chris Miles") CENTRAL LENDING — PASSIVE INCOME OPPORTUNITIES:
https://centrallending.com FOLLOW JAY SCOTT'S ECONOMICS NEWSLETTER:
https://jscott.com ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
ABOUT MONEY RIPPLES
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Chris Miles is the Cash Flow Expert and Anti-Financial Advisor. For over 16 years, Money Ripples has helped clients increase their cash flow by more than 350 MILLION dollars. This show is for anyone who wants their money working harder — so they don't have to. Become WORK OPTIONAL and live a life of true financial freedom. SUBSCRIBE for weekly episodes:
https://www.youtube.com/@moneyrippleswithchrismiles?sub_confirmation=1 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
CONNECT WITH CHRIS MILES
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Website: https://moneyripples.com
Facebook: https://facebook.com/moneyripples
Instagram: https://instagram.com/moneyripples
LinkedIn: https://linkedin.com/in/chriscmiles
Podcast: https://moneyripples.com/podcast

How to LEGALLY Avoid a 7-Figure Capital Gains Tax Bill (Better Than a 1031)

Mon, 20 Jul 2026 15:22:00 +0000

Facing a massive capital gains tax bill from selling your business, real estate, or Bitcoin? Chris Miles sits down with Brett Swarts — capital gains tax strategist and author of "Building a Capital Gains Tax Exit Plan" — to reveal the Deferred Sales Trust strategy that's helped clients defer millions in taxes WITHOUT being forced into a 1031 exchange.

In this episode, you'll learn:
✅ Why the 1031 exchange is "dead" for most business owners
✅ How a $13M car wash sale resulted in ZERO tax paid at closing
✅ The step-by-step mechanics of a Deferred Sales Trust
✅ How to defer capital gains, income tax, AND estate tax
✅ Why 10,000 baby boomers turning 65 daily makes this URGENT

📘 Get Brett's book "Building a Capital Gains Tax Exit Plan" on Amazon or at https://capitalgainstaxsolutions.com
📞 Book a strategy call with Money Ripples: https://moneyripples.com
🎧 SUBSCRIBE for weekly interviews with cash flow experts, tax strategists, and financial freedom builders.

Jeremy Grantham Just Called The Crash — Here's What Wall Street Won't Tell You

Fri, 17 Jul 2026 15:43:00 +0000

A 90-year-old billionaire money manager with over 60 years of experience just went on Diary of a CEO and warned that the U.S. stock market is in the biggest bubble in American history — bigger than 2000, bigger than 1929 — and is heading for a 70% correction. His name is Jeremy Grantham. He called the 2000 dot-com crash. He called the 2008 housing collapse. And now he's saying it again. In this episode, Chris Miles — former traditional financial advisor turned Anti-Financial Advisor — breaks down the most important clips from the Grantham interview and shares why he's been quietly warning his clients about this exact scenario since 2016. If you have money in a 401(k), an IRA, or the S&P 500, you need to hear this before your next paycheck hits. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
💰 FREE 2-MINUTE CASH FLOW QUIZ
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Find an extra $2,000/month without working harder, earning more, or changing your lifestyle. Just find where the money is actually leaking.
👉 https://moneyripples.com ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
📌 KEY TAKEAWAYS FROM THIS EPISODE
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✅ Why Grantham says U.S. equities could deliver NEGATIVE returns for 10+ years
✅ The Warren Buffett Indicator that just crossed 2 standard deviations
✅ Why Vanguard's 4–5% forecast is dangerously misleading
✅ The "offensive defense" cash strategy Chris has run since 2022
✅ Why emerging markets are up 65% while the S&P is only up 25%
✅ Grantham's exact allocation recommendation (non-US equities, precious metals, bonds, real estate)
✅ Why "the wolf is coming" even if it hasn't shown up at your doorstep yet
✅ How to protect your 401(k) even if your financial advisor tells you it's stupid ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
🎙 ABOUT CHRIS MILES & MONEY RIPPLES
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Chris Miles is the Cash Flow Expert and Anti-Financial Advisor. After nearly a decade as a traditional financial planner, he left the industry to help high-income earners create real passive income and become work-optional — without gambling their savings in the stock market casino. Through infinite banking, alternative investments, and the cash flow strategies most advisors will never mention (because they don't get paid on them), Chris has helped thousands of families stop working for their money and start making their money work for them. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
🔗 CONNECT & LEARN MORE
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🌐 Website: https://moneyripples.com
📺 Subscribe: https://www.youtube.com/@moneyrippleswithchrismiles?sub_confirmation=1
🎧 Podcast: https://open.spotify.com/show/3ptp5AxwOHC1qvtpgRusJ3 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
💬 QUESTION FOR YOU
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If Grantham is right and the market drops 70%, is your current strategy going to survive it? Drop a comment — I read every one, and I'll answer the best ones in a future episode. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
⚠️ DISCLAIMER
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This content is for educational and entertainment purposes only and is not financial, tax, or investment advice. Please consult a licensed professional before making financial decisions. Chris Miles and Money Ripples are not responsible for investment outcomes based on this content.

"I Have a $1M+ 401(k) — And I Still Can't Retire Early. Here's Why." (Donnie's Story)

Thu, 16 Jul 2026 11:00:00 +0000

His dad has been a financial advisor for 30+ years — so why did Donnie walk away from the traditional 401(k) path and start building passive income instead?

In this Money Ripples interview, cash flow expert and Anti-Financial Advisor Chris Miles sits down with real client Donnie, an IT / cyber security executive, to unpack how he went from "max out your 401(k)" advice to actively building work-optional income streams outside of Wall Street. If you're a high-income W-2 earner (tech, medical, legal, engineering) who feels locked into your qualified retirement plan until age 59½ — this conversation will change how you think about diversification, optionality, and what "financially free" actually means. 🎯 FREE Cash Flow Quiz — Find your money leaks in 2 minutes:
👉 https://win.moneyripples.com/quiz

📚 WHAT YOU'LL LEARN
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✅ Why a 401(k) alone can't get you to "work optional"
✅ The offramp problem: why locked-up capital kills flexibility
✅ How to reconcile traditional financial advice with alternative investing
✅ Real strategies for diversifying BEYOND stocks (syndications, oil & gas, real estate)
✅ Why "diversified" in a 401(k) isn't actually diversified
✅ How to build passive income in 5 years or less as a high earner
✅ The mindset shift that makes work optional possible
✅ Why finding the right community accelerates your journey

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🔗 RESOURCES
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• Free Cash Flow Quiz → https://win.moneyripples.com/quiz
• Money Ripples Website → https://moneyripples.com
• Money Ripples Podcast → https://moneyripples.com/podcast-2/ ═══════════════════════════════════════
👋 ABOUT CHRIS MILES
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Chris Miles is the Cash Flow Expert and Anti-Financial Advisor. He became financially independent TWICE by age 39 and has helped
his clients increase their cash by over $350 MILLION in 16 years. This channel is for high-income earners who want to become work-optional — where you work because you want to, not because you have to. 🔔 SUBSCRIBE for weekly interviews, strategies, and case studies: https://www.youtube.com/@moneyrippleswithchrismiles?sub_confirmation=1

How to Turn $15,000/Year Into $15,000/Month of Passive Income (Full Blueprint)

Thu, 09 Jul 2026 11:00:00 +0000

Is it actually possible to save $15,000 a year for 15 years and create $15,000 a month of passive income? Chris Miles — former financial advisor turned Cash Flow Expert — spent 30+ hours running the numbers, testing every scenario, and building the exact blueprint in this video. Inside, you'll see the real math behind combining Max ROI Infinite Banking (the specific whole life insurance strategy his firm uses) with alternative real-estate-backed investments to build safe, certain, predictable, and
perpetual passive income — the four qualities most people say they want but almost nobody's advisor delivers. This is the same framework Chris presented to Money Ripples' VIP work-optional clients — condensed, simplified, and shown with the exact spreadsheets so you can follow along. If you have $200K+ ready to invest, or you're saving aggressively toward that number, this is the video to bookmark.

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📌 KEY TAKEAWAYS
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✅ Why the Ernst & Young 70/30 study beats a pure 401(k) strategy
✅ How Max ROI Infinite Banking beats traditional whole life by $600K+ over 25 years
✅ Why you should NOT fund your policy in the first 3 years with investment money
✅ How to use your emergency fund to cover premiums during the "insurance-heavy" years
✅ The exact "cash flow + savings" loan-paydown strategy that adds $22K+/year
✅ The 4-legged stool: whole life + alternative investments + Social Security + reverse mortgage
✅ Why rentals are one of the worst investments right now — and what to buy instead
✅ How the death benefit protects mortgages and creates generational wealth
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🎙 ABOUT CHRIS MILES & MONEY RIPPLES
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Chris Miles is the Cash Flow Expert and Anti-Financial Advisor. He left traditional financial advising in 2006 after realizing what he was teaching didn't actually work for his own family. Since then he has helped hundreds of clients become work-optional through cash flow strategies, Max ROI Infinite Banking, and alternative investments most advisors won't mention (because they don't get paid on them).
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🔗 CONNECT & LEARN MORE
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🌐 Website
📺 Subscribe
🎧 Podcast

AI Isn't Killing Your Job — The Real Reason (NY Fed & Goldman Sachs Data)

Mon, 06 Jul 2026 16:03:00 +0000

Everyone is blaming AI for the 2026 job market slowdown — but new research from the NY Federal Reserve, Goldman Sachs, and Oxford Economics tells a very different story. In this episode, Chris Miles — Cash Flow Expert and Anti-Financial Advisor — breaks down what's ACTUALLY causing hiring to freeze across every sector, including the ones AI supposedly can't touch. If you've been worried about AI replacing your job, or you own a business and hiring feels harder than ever, the real culprit is something almost nobody is talking about openly:
an affordability crisis fueled by inflation, money printing, and collapsing consumer confidence. This isn't a pro-AI or anti-AI episode. It's a reality check on what's actually happening in the economy — and how to think about your job, your business, and your financial future in a market where everything feels more expensive and less certain. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
💰 FREE TOOLS FROM MONEY RIPPLES
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▶ Work Optional Calculator — See how much passive income you could create in the next 12 months: https://moneyripples.com/passive-income-calculator/
▶ Money Leaks Quiz — Find where your money is leaking every month (takes 2 minutes): https://win.moneyripples.com/quiz2 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
⏱ WHAT WE COVER IN THIS EPISODE
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• What three major research institutions (NY Fed, Goldman Sachs, Oxford Economics) found about AI and the labor market
• Why layoffs are hitting management AND entry-level jobs — sectors AI literally cannot replace
• The real culprit: an affordability crisis fueled by inflation, money printing, and tightening consumer confidence
• How small business owners are actually responding to the slowdown (it's not what the headlines say)
• Why AI is being used as a scapegoat — and what smart businesses are actually doing with it
• How cash flow thinking helps you stay ahead no matter what the economy does next ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
📌 KEY TAKEAWAYS
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✅ The NY Fed data that directly contradicts the "AI is taking jobs" narrative
✅ Why blaming AI is convenient for CEOs, politicians, and financial media
✅ The two economic pressures actually freezing the labor market in 2026
✅ Why hiring slowdown is showing up in industries AI has zero exposure to
✅ How to protect your income when the "safe" job path stops being safe
✅ The cash flow strategy that survives ANY economic environment ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
🎙 ABOUT CHRIS MILES & MONEY RIPPLES
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Chris Miles is the Cash Flow Expert and Anti-Financial Advisor®. He helps high-income earners become work optional faster through passive income, Max ROI Infinite Banking, and alternative investments. Featured in US News and CNN Money, Chris built his own passive income twice — the second time after losing it all — and now teaches the exact frameworks that got him there. This channel is for people who are doing everything "right" financially but still feel like they're falling behind. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
🔗 CONNECT & LEARN MORE
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Jamie Dimon Just Warned: "It's Gung-Ho" — 17 of 20 Signals Say the Market Drops Now!

Thu, 02 Jul 2026 11:00:00 +0000

Jamie Dimon just said "it's gung-ho" — and Bank of America's bear market dashboard now has 7 of 10 signals flashing red. Bert Dohmen called the correction the week before it started. Buffett is sitting on nearly $400 billion in cash. Michael Burry is warning again. The signals lining up before this market drop are the same ones we saw in 1972, 1987, 2000, and 2007 — and in this episode I walk through every one of them, what they actually mean, and what to do BEFORE the average investor panics. This is not a "sell everything" video. It's a "stop pretending the math doesn't matter" video. 💼 BUILD PASSIVE INCOME WITH CENTRAL LENDING:
👉 https://centrallending.com 🤝 WORK WITH MY TEAM:
👉 https://moneyripples.com
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The Real Reason Jobs Are Disappearing (It's Not AI)

Thu, 25 Jun 2026 11:00:00 +0000

New research from the NY Fed, Goldman Sachs, and Oxford Economics says AI is NOT the main driver of the job slowdown — so what actually is? Chris Miles breaks down the real economic forces at play, and why blaming AI is just a convenient scapegoat. If you've been worried about AI replacing your job, the data tells a very different story. In this episode, Chris unpacks why hiring has slowed across ALL sectors — including the ones AI supposedly can't touch — and what's really creating the economic pressure Americans are feeling right now. Here's what we cover:
- What three major research institutions found about AI and the labor market
- Why layoffs are hitting management AND entry-level jobs — sectors AI can't replace
- The real culprit: an affordability crisis fueled by inflation, money printing, and tightening consumer confidence
- How small business owners are actually responding to economic slowdown (it's not what the headlines say)
- Why AI is being used as a scapegoat — and what smart businesses are actually doing with it
- How cash flow thinking helps you stay ahead no matter what the economy does This isn't a pro-AI or anti-AI episode. It's a reality check on what's actually happening in the economy — and how to think about your job, your business, and your financial future in a market where everything feels more expensive and less certain. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional faster through passive income, infinite banking, and alternative investments. This channel is for people who are doing everything "right" financially but still feel like they're falling behind. ─────────────────────────────────────
🔗 RESOURCES & LINKS
───────────────────────────────────── ► Find out how much passive income you could create in the next 12 months:
Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Find out where your money is leaking every month (takes 2 minutes):
Money Leaks Quiz → https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast:
https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ─────────────────────────────────────
⚠️ DISCLAIMER
─────────────────────────────────────
This content is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Chris Miles is not a licensed financial advisor. Always consult a qualified professional before making financial decisions. Past results are not a guarantee of future performance.

Warren Buffett's Final Warning — And Why Most Investors Aren't Ready

Thu, 18 Jun 2026 11:00:00 +0000

"Warren Buffett recently stepped down as CEO of Berkshire Hathaway — and before he left, he issued a warning that most investors are completely ignoring. In this episode, Chris Miles breaks down what Buffett actually said, why it matters right now, and what you should be doing with your money instead. Warren Buffett called it out directly: the stock market is looking more like a casino than an investment vehicle — and most people have no idea how exposed they really are. In this episode, Chris Miles (Cash Flow Expert and Anti-Financial Advisor) breaks down Warren Buffett's surprise warning after stepping down as CEO of Berkshire Hathaway. From one-day options trading to AI-driven market speculation, Chris explains why Buffett's final message should concern every investor, entrepreneur, and high-income earner trying to build real wealth. What you'll learn in this episode:
— Why one-day options aren't investing, speculating, or even trading — they're gambling
— How excessive speculation and debt have caused every major market crash in history
— Why politicians and financial advisors will never warn you when the market is in trouble
— The real difference between riding a market wave and being an actual investor
— What Warren Buffett actually buys — and why it's nothing like what retail investors do
— Why diversification is widely misunderstood (stocks + bonds is NOT diversification)
— How to start pulling chips off the table and creating cash flow outside Wall Street This is not a doom-and-gloom episode. It's a clarity episode. Chris isn't telling you to sell everything — he's telling you to wake up, take responsibility, and start building wealth that doesn't depend on markets going up forever. If you've ever followed Dave Ramsey, trusted a financial advisor, or felt like you're doing everything right but still not getting ahead — this episode is for you.

🔗 RESOURCES & LINKS ► Find out how much passive income you could create in the next 12 months:
Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Take the Money Leaks Quiz (find hidden income in 2 minutes):
https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast Playlist:
https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ⚠️ DISCLAIMER: Chris Miles is not a licensed financial advisor. This content is for educational and informational purposes only and does not constitute personalized financial, investment, legal, or tax advice. Always consult a qualified professional before making financial decisions."

How to Use Your IRA to Invest in Real Estate (What Your Advisor Never Told You)

Thu, 11 Jun 2026 11:00:00 +0000

Most people have 7x more money sitting in retirement accounts than in their bank — and almost none of them know they can put it to work in real estate, private lending, and alternative investments. This changes everything. If you've ever stared at an old 401(k) or IRA and thought there has to be something better than just leaving it in mutual funds, this episode is for you. Chris sits down with Matt Moore from CAMAPlan — a self-directed IRA custodian with 23+ years of experience, clients in all 50 states, and over $1 billion in assets under administration — to break down exactly how self-directed IRAs work, what you can actually invest in, and how to move your retirement money out of Wall Street and into real assets. In this episode:
- Why 95% of investors don't know self-directed IRAs exist — and why the industry prefers it that way
- The 3-step process to roll over an old 401(k) or 403(b) into a self-directed IRA
- What you can (and can't) invest in — real estate, private lending, oil and gas, precious metals, and more
- IRS prohibited transaction rules that catch investors off guard
- Why active real estate investors often do better lending from their IRA than managing properties directly
- How CAMAPlan's fees compare to traditional brokerages
- Why speed matters when retirement money meets time-sensitive deals 🔗 RESOURCES & LINKS
📊 Find out how much passive income you could create in the next 12 months:
► Work Optional Calculator: https://moneyripples.com/passive-income-calculator/
► Money Leaks Quiz: https://win.moneyripples.com/quiz2
► Subscribe to the Money Ripples Podcast: https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9
► Website: https://moneyripples.com/

If You're GenX and Losing Hope for Retirement Try This Instead

Wed, 20 May 2026 11:06:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. If you're a Gen Xer wondering whether retirement is even possible anymore, you're not alone.

In this episode, I break down why so many Gen Xers are losing confidence in traditional retirement plans and what you can do instead to create real financial freedom. According to recent studies, nearly half of Gen Xers don't believe they'll ever retire, and honestly, I'm not surprised. For decades, we've been told to max out our 401(k)s, contribute to IRAs, and trust Wall Street to take care of our future. Yet baby boomers and Gen Xers alike are discovering that the traditional retirement model simply isn't delivering the results they were promised. As a fellow Gen Xer, this topic hits close to home for me. We're the latchkey generation. We grew up learning independence, questioning authority, and figuring things out on our own. And when it comes to money, that mindset matters more than ever. In this episode, I share why I believe the old retirement strategies are broken and how I was personally able to retire twice before the age of 39. I also explain the major mistakes I made the first time around and what ultimately helped me build lasting passive income and financial freedom. We dive into the reality many people face today: working harder, making decent money, and still feeling behind financially. Inflation, rising costs, taxes, fees, and market uncertainty are crushing retirement confidence. But instead of accepting defeat or delaying retirement until your 70s, I explain why the answer isn't necessarily saving more money, it's creating more income-producing assets. That's the difference between accumulation and acceleration. Throughout this episode, I walk through several real-life client examples showing how ordinary people transformed their financial future by moving away from traditional retirement thinking and toward passive income investing. I share the story of a client who turned $600,000 into over $6,000 a month in passive income through real estate investing, lending, and alternative investments. I also talk about another investor who was trapped in the "pay off everything first" mindset until he repositioned his assets and created over $100,000 per year in passive income. This episode is especially important if you're relying heavily on a 401(k), IRA, or stock market investments and hoping that compounding interest alone will somehow save your retirement plan. I explain why focusing solely on account balances can actually hold you back and why building cashflow is often far more powerful than chasing accumulation. We also discuss infinite banking, self-directed investing, rental properties, apartment investing, and why Main Street investments often outperform Wall Street strategies for those seeking financial independence. If you're in your 40s, 50s, or early 60s and wondering whether it's too late to change course, this episode will give you practical hope and a different perspective. Retirement doesn't have to mean waiting until you're exhausted, burned out, or physically unable to enjoy life. You deserve better than spending decades saving money only to worry about running out later. The truth is, there are better ways to build wealth and create passive income. You just need the right strategy, the right mindset, and the willingness to question the financial advice that clearly isn't working for most Americans. My goal in this episode is to help you see that financial freedom is still possible even if traditional retirement planning has failed you so far.

6 Smart Money Moves to Make While in Your 20's

Mon, 18 May 2026 11:38:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

If you're in your 20s and you want to create financial freedom faster than the traditional retirement path, this episode is for you.

In this episode, I break down the six biggest money moves young adults are told to make and then I show you what actually works if your goal is to become financially free before your 60s. Most financial advice tells you to max out your 401(k), get your employer match, open a Roth IRA, and hope compound interest saves the day decades from now. But after retiring twice by age 39, I can tell you firsthand there's a much faster and smarter way to build wealth, increase cashflow, and create passive income. In this episode, I walk through the traditional financial advice that most people hear from financial advisors, Dave Ramsey-style personalities, and mainstream finance articles. Then I contrast it with the exact strategies I've used personally and the same principles we've used at Money Ripples to help clients improve cashflow by over $350 million over the last 16 years. I explain why simply relying on a 401(k) match isn't the financial home run people think it is, how hidden fees and underperformance eat away at returns, and why increasing your income is often more powerful than focusing solely on investing early. If you've ever wondered whether the employer match is really "free money," I break down the actual math behind it. I also dive into why building a strong emergency fund matters more than most people realize especially in today's economy with layoffs, inflation, and rising costs of living. I share exactly how I structure my own emergency reserves using savings accounts, high-yield savings accounts, whole life insurance, and even gold and silver. You'll also hear my thoughts on Roth IRAs versus whole life insurance, why Infinite Banking can create more flexibility and control, and how to think differently about money if you want to retire decades earlier than the average American. Most importantly, I talk about one of the most overlooked wealth-building strategies: increasing your value. Instead of just asking how to invest more money, I challenge you to ask how you can become more valuable to employers, clients, customers, and the marketplace. The people who create financial freedom fastest are usually the ones who learn how to solve bigger problems and create more value. This episode is especially important for Millennials, Gen Z, entrepreneurs, young professionals, and anyone in their 20s who wants to avoid financial mistakes that can delay wealth for decades. Whether you're trying to pay off debt, build passive income, learn Infinite Banking, or create financial independence early in life, this episode gives you a practical roadmap you can start using immediately. If you're tired of generic financial advice and want real-world strategies that can actually accelerate your wealth-building journey, this episode will challenge the way you think about money, retirement, investing, and financial freedom.

Paul Musson Returns to Give Advice How You Can Prepare In This Uncertain Economy

Fri, 15 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. What do you actually do when you realize the economy isn't nearly as stable as the headlines claim?

A few months ago, I sat down with Paul Musson to talk about what's really happening behind the scenes with inflation, central banks, government debt, and the Federal Reserve. But this episode goes a step further. Now we're answering the question everyone is really asking: "What should I do with my money right now?" In this conversation, Paul and I unpack the real dangers facing investors today, including excessive government spending, market manipulation, inflation, passive investing bubbles, and the growing disconnect between Wall Street and the real economy. Paul shares insights from his background as a professional global equity investor and explains why so many investors, financial institutions, and even central banks continue making short-term decisions that may create long-term economic damage. We discuss why the stock market has become increasingly disconnected from true productivity and capital creation, how central banks continue propping up asset prices, and why inflation may remain a long-term threat to everyday Americans. Paul explains the difference between healthy deflation versus destructive inflation and why most people misunderstand how wealth is truly created in a healthy economy. We also dive into practical investing strategies during uncertain times. Paul shares how he personally allocates capital today, including his views on high-quality businesses, gold, cash reserves, active investing versus passive index funds, and how to carefully participate in today's markets while still preparing for potential downside risks. If you've ever wondered whether index funds are becoming dangerous, whether gold still matters, or whether another financial crisis could happen, this episode gives you a thoughtful and balanced perspective. One of the most important parts of this conversation is the reminder that fear alone won't create financial freedom. Yes, there are cracks forming in the global financial system. Yes, debt, deficits, and inflation matter. But there are still opportunities for those willing to educate themselves, think critically, and make intentional financial decisions instead of blindly following conventional wisdom. Paul also shares why history matters when understanding financial markets, why moral hazard continues to grow in modern economies, and why policymakers often kick problems down the road instead of solving them. We discuss the dangers of financial repression, socialism, excessive money printing, and why productivity and innovation are ultimately what create lasting prosperity. If you're tired of surface-level financial advice and want a deeper understanding of how to protect and grow your wealth in uncertain economic times, this episode is for you. My goal is never to create fear, but to help you become more financially aware, more intentional, and more empowered so you can create passive income, become work optional, and build lasting financial freedom regardless of what happens in the economy next. This conversation with Paul Musson is one of the most important discussions we've had on the Money Ripples Podcast because it's not just about understanding the economy, it's about learning how to navigate it wisely.

Why Are 70% of Young Adults Making Bad Investments

Wed, 13 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

Did you know that nearly 70% of people following financial influencers on social media have lost money to investment fraud or scams?

In this episode, I break down the dangerous rise of "finfluencers" and why so many people are being misled when it comes to investing, passive income, cryptocurrency, real estate, and financial freedom. As someone who has spent over 24 years in the investing and financial space, I've seen firsthand how hype, popularity, and social media algorithms can make unqualified people appear like financial experts. The problem is that many of these influencers have never actually achieved true financial freedom themselves, yet they're teaching others how to build wealth. That's a dangerous combination. In this episode, I share shocking statistics from FINRA showing how younger generations especially those between ages 18 and 34 are relying heavily on social media for investment advice. Even more concerning, many people overestimate their financial knowledge after consuming content online, while simultaneously becoming more vulnerable to fraud, scams, and high-risk investments that eventually collapse. I also explain why following principles matters more than blindly following strategies. Markets evolve. Investments that worked five years ago may not work today. I talk about how my own views on turnkey rentals have changed over time due to shifts in interest rates, inflation, housing prices, and market cycles. This is why I constantly stress the importance of adapting instead of becoming emotionally attached to one investment philosophy. Throughout this episode, I share real stories of investors who lost significant money chasing unrealistic returns, including someone who put $250,000 into a crypto savings account promising 9% returns only to lose everything. I also discuss how even experienced real estate investors can fail when they rely too heavily on appreciation or leverage without understanding market cycles. One of the biggest lessons I want you to take away is this: investing successfully is not just about the investment itself. It's about the operator behind it. Too many people focus only on the "deal" and fail to evaluate the experience, integrity, and track record of the person running it. A great investment with a bad operator can still lose you money. I also challenge the idea that popularity equals expertise. Just because someone has millions of followers on YouTube, TikTok, Instagram, or podcasts does not mean they understand investing, passive income, infinite banking, real estate syndications, or financial freedom. Many influencers simply became successful at marketing not investing. This episode is ultimately a warning, but it's also a call to become a smarter, more critical investor. I encourage you to think independently, question everything including what I say and seek guidance from people who have actually been through multiple market cycles, experienced losses, learned hard lessons, and continue to invest alongside their audience today. If you want to protect your money, avoid scams, build real passive income, and create lasting wealth, this episode will help you develop the mindset and awareness you need in today's financial environment.

How to Pay for Rising College Costs in 2026

Mon, 11 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

College costs are exploding in 2026, and families everywhere are asking the same question: how are we supposed to pay for this?

In this episode, I break down the real numbers behind today's rising college tuition costs, why traditional financial advice around education is failing families, and what smarter alternatives might actually create a better return on investment for your kids and your finances. I dive into a recent report showing that college tuition has doubled over the past 30 years while wages have only increased by 39%. That gap is crushing families financially. Whether you're looking at in-state tuition, out-of-state schools, or private universities, the cost of a four-year degree can range from $100,000 to over $250,000 per child. As someone with eight kids in a blended family, this topic hits close to home for me personally. I walk through the different ways families currently pay for college, including grants, scholarships, Pell Grants, work-study programs, and student loans. But instead of repeating the same old advice to "avoid debt at all costs," I challenge that thinking entirely. I explain why student loans can actually be a strategic financial tool when used correctly, especially if your money can earn a higher return elsewhere through passive income investments or alternative assets. I also break down one of the biggest financial concepts most families completely miss: opportunity cost. If you pull cash out of investments or savings to pay for college, what are you giving up in future growth and cash flow? I share real examples showing how paying cash for college isn't always the smartest move and why liquidity matters more than most people realize. But this episode goes far beyond just financing college. I challenge the very assumption that college is even necessary for many careers today. With AI rapidly changing the workforce, the value of specialized skills is increasing dramatically. I discuss why trades, apprenticeships, AI integration skills, entrepreneurship, welding, HVAC, and technical certifications may provide a far greater return than traditional degrees for many young adults entering today's economy. I share my own personal story as a college dropout who walked away with one class remaining because I discovered entrepreneurship created a better ROI than finishing my degree. I compare that path with a close friend who pursued multiple master's degrees during the Great Recession but still struggled to find work. The lesson? Employers don't pay for degrees. They pay for value, skills, and results. This episode is about thinking differently. It's about questioning the status quo and making intentional financial decisions instead of blindly following conventional wisdom. Whether you're a parent stressing about tuition, a student considering your future, or someone reevaluating what financial freedom really looks like, this episode will help you rethink the entire college equation. If you've ever wondered whether college is truly worth the cost anymore, this conversation is one you need to hear.

Is Co-Living Rentals the Superior Way to Make Money with Rentals

Fri, 08 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. Have you heard about the growing real estate strategy called co-living? More importantly, could co-living real estate be one of the best cash flow opportunities in today's market?

In this episode, I sit down with co-living real estate expert Sam Wegert to unpack how this strategy works, why it's exploding in popularity, and how investors are creating massive monthly cash flow while simultaneously solving America's housing affordability crisis. Sam has become one of the leading voices in the co-living space, helping investors understand how to transform traditional single-family homes into highly profitable co-living properties. He's been involved with thousands of co-living doors and became financially independent himself at just 23 years old. In this conversation, we break down exactly how this strategy works, how investors are cash flowing thousands of dollars per property every month, and why co-living may outperform traditional rentals in today's market. We dive deep into the economics behind co-living and why this model is becoming increasingly attractive as housing affordability continues to decline across the United States. Sam shares staggering statistics about rising homelessness, the growing wealth gap, and why affordable workforce housing is becoming one of the biggest investment opportunities of this generation. He explains how co-living offers renters a solution by cutting housing costs nearly in half compared to studio apartments while simultaneously increasing profits for real estate investors. One of the most eye-opening parts of this episode is hearing how co-living properties can produce 2x to 3x the rental income of traditional long-term rentals. Sam shares real examples of properties that would traditionally rent for $2,600 per month but instead generate over $8,000 monthly through the co-living model. We also discuss how investors can convert homes into eight-, nine-, or even ten-bedroom properties while maintaining clean, quiet, and professionally managed living environments. If you've ever wanted to get into real estate investing but thought you didn't have enough capital, this episode is especially important. Sam explains creative strategies for financing renovations, negotiating with sellers, and even how some investors lease homes and sublease the rooms for profit. We also cover the legal side of co-living, including membership agreements, zoning challenges, city regulations, and how some states like Colorado are becoming increasingly favorable toward co-living communities. This episode is packed with practical insights for anyone interested in passive income, real estate investing, affordable housing, or alternative investment strategies. Whether you're a seasoned investor looking for stronger cash flow or someone searching for your first profitable real estate deal, co-living may be a strategy worth seriously considering. If you're tired of hearing the same old Wall Street advice and want to explore real Main Street investing opportunities that can create both impact and income, this conversation will challenge the way you think about real estate.

One Simple Way to Become Financially Free Faster

Wed, 06 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. What if the secret to achieving financial freedom faster isn't another investment strategy but the people you surround yourself with? This morning, I woke up with a powerful realization that I've experienced over and over again in my own life and I've seen it play out with hundreds of our clients at Money Ripples. If you've been trying to build passive income, grow your wealth, or become work optional, but feel like you're spinning your wheels, this might be the missing piece. In this episode, I share a personal story from a recent half marathon I ran. I wasn't at my best. I was tired, my legs felt heavy, and I didn't expect to hit my goal. But something interesting happened along the way. By surrounding myself with other runners, feeding off their energy, and staying connected to the crowd, I pushed harder than I thought possible and ended up outperforming my expectations. That experience reinforced a powerful truth: you don't achieve greatness alone you achieve it through community. I break down why having the right people around you is one of the most underrated yet powerful strategies for building wealth and achieving financial freedom. Whether it's through mastermind groups, coaching, or simply connecting with like-minded individuals, your environment plays a massive role in your results. I also talk about what I've seen firsthand working with over 1,000 clients who have created more than $300 million in passive income. The people who succeed the fastest are not the ones who try to figure everything out on their own they're the ones who plug into a community that supports, challenges, and elevates them. We dive into why traditional financial advice often falls short, why trying to "Google your way" to financial independence can delay your success by decades, and how real conversations especially face-to-face create breakthroughs that no podcast, AI tool, or course ever could. I also share insights from hosting mastermind events and how shifting from a "guru model" to a community-driven model has created deeper impact and better results for everyone involved. Because when you're surrounded by people who are going through the same challenges or just overcame them you gain clarity, confidence, and momentum. This applies to every area of life. Want better health? Join a health-focused community. Want stronger relationships? Surround yourself with people who prioritize connection. Want financial freedom? Get around people who are actively building passive income and creating real results. If you're serious about becoming work optional, creating passive income, and building a legacy not just for yourself but for your family then this episode will challenge you to rethink how you approach your journey. Because the truth is simple:
If you want to go faster, go alone. If you want to go farther and faster go together.

Why Using a HELOC to Fund Your Infinite Banking Policy is a Bad Idea

Mon, 04 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

If you've been told that you can use a HELOC to fund an infinite banking policy, I'm going to save you a lot of money, stress, and frustration right now because this strategy is not only flawed, it can actually be dangerous to your financial future. In this episode, I break down one of the most common myths I keep hearing in the financial space: using your home equity line of credit (HELOC) to fund a whole life insurance policy for infinite banking. On the surface, it might sound clever even sophisticated but when you actually run the numbers, it quickly falls apart. I walk you through real-life examples and show you exactly why this strategy creates unnecessary complexity, increases your risk, and often results in you paying more in interest than you realize. We talk about the hidden costs inside life insurance policies, especially in the early years, and how those upfront expenses alone can derail your plan before it even gets started. I also address another dangerous concept floating around: borrowing from one policy to fund another. This "infinite loop" strategy might sound like a wealth hack, but in reality, it's like trying to carry water in a leaking bucket you end up with less and less each time. Instead, I show you what actually works. If your goal is to pay off debt, I explain why keeping things simple like using your HELOC directly to eliminate high-interest credit cards can be far more effective. And if your goal is to build wealth through infinite banking, I share the smarter way to fund your policy using real cash flow or investments, not borrowed money that creates more pressure. We also dive into the importance of cash flow, understanding where your money is really going, and how to create passive income without overcomplicating your strategy. Because the truth is, most people don't need more complexity they need clarity. If you're serious about creating passive income, becoming work optional, and making your money work for you, this episode will help you avoid costly mistakes and focus on strategies that actually move the needle.

Is the Private Credit Market Creating Stress in Real Estate Lending

Fri, 01 May 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

With everything going on in the world right now, from geopolitical tensions like the Iran conflict to growing concerns about private credit bubbles, you might be wondering: Is real estate lending still a safe and profitable place to invest?

That's exactly what I'm diving into in this episode with Heather Dreaves from Central Lending, someone with over 20 years of experience in the lending and real estate investment space. In this conversation, I wanted to cut through the noise and get real answers about what's actually happening behind the scenes in lending right now. Heather gives us a rare, inside look at what lenders are seeing first before the headlines ever catch up. And what she shares is something every investor needs to hear. We talk about the early warning signs showing up in the real estate market, including increasing loan extensions, missed payments, and delays in construction draws. These aren't just random issues they're signals that certain markets may be softening and that investors need to be more strategic than ever. Heather also breaks down how debt funds like Central Lending operate, how they generate passive income for investors, and why note investing can be such a powerful and hands-off strategy. If you've ever wanted to earn income without dealing with tenants, toilets, or property management headaches, this is something you'll want to understand. We also dive into what's happening in specific markets like Florida and Louisiana, and how rising interest rates are impacting both investors and buyers trying to exit deals. One of the biggest takeaways is the importance of having multiple exit strategies because in today's environment, flexibility is everything. Another critical topic we cover is risk management. Heather shares what questions most investors aren't asking but should be. Things like understanding the capital stack, whether funds are leveraged, and what happens in a worst-case scenario. These are the kinds of questions that separate smart investors from those who get blindsided. If you're concerned about potential lending bubbles, economic instability, or whether your money is truly working for you, this episode will give you clarity. It's not about fear, it's about being informed, asking better questions, and making smarter decisions with your capital. At the end of the day, my goal is always the same: help you become work optional by creating consistent passive income. And conversations like this are exactly how you get there.

Why August Biniaz Pivoted Away from Multifamily and Into Build to Rent

Wed, 29 Apr 2026 11:40:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. Is it really possible to go through one of the worst multifamily real estate markets in decades and come out stronger on the other side? In this episode, I sit down with August Biniaz, co-founder and Chief Investment Officer of CPI Capital, to break down exactly how he and his team navigated one of the most volatile real estate cycles we've seen in years and what they're doing differently now. If you've been watching the multifamily space over the past few years, you've probably seen the chaos. Rising interest rates, compressed rents, oversupply in key markets, and syndicators going out of business it's been a brutal environment. But what separates those who survive from those who don't? That's exactly what we unpack in this conversation. August shares his journey from growing up in a real estate-driven family to building a company that has transacted over $225 million in multifamily and build-to-rent investments. We talk about the real lessons learned from the market downturn not the fluffy stuff, but the real, hard-earned insights around discipline, underwriting, debt strategy, and knowing when NOT to do a deal. One of the biggest takeaways? Sometimes the best move you can make as an investor is to sit on the sidelines. August explains how his firm paused acquisitions for nearly two years, even when pressure was high to keep deploying capital. That kind of discipline is rare and it's exactly what helped them avoid the mistakes that caused other firms to lose investor money. We also dive deep into why multifamily real estate investing is still fundamentally strong long-term, despite the current downturn. With over 40 million Americans renting and demand continuing to rise, the asset class isn't going anywhere but the way you invest in it absolutely matters. On top of that, we explore the growing opportunity in build-to-rent communities, a strategy that caters to a new generation of renters who value flexibility, mobility, and lifestyle over traditional homeownership. August breaks down why this model is gaining traction and how it differs from traditional apartment investing. We also talk about real estate cycles, inflation, interest rate shocks, and why many deals simply aren't "penciling" today. If you're a passive investor looking for passive income strategies, this episode will help you understand what to look for, what to avoid, and how to think like a seasoned investor. This isn't about hype, it's about clarity. Whether you're new to real estate or a seasoned investor trying to adapt to today's market, this episode will give you a grounded, realistic perspective on where things stand and where the opportunities truly are.

August's links
- Instagram: https://www.instagram.com/augustbiniaz?igsh=MTUwZ29nZXF4Zzlqcw==
- Facebook: https://www.facebook.com/share/1FTvpJhJh4/?mibextid=wwXIfr
- Company: https://cpicapital.ca/

You Upgraded Your Life… But Did You Increase Your Risk

Mon, 27 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. A lot of people think their biggest financial risk is the market but what if the real risk is the life you've built around your income? In this episode, I'm breaking down a silent financial risk that I see affecting more and more high-income earners right now. If you're making $100,000, $200,000, or even more per year but still feel like you're barely getting ahead, you're not alone and you're not doing anything wrong. The real issue is something most people never talk about: lifestyle creep and hidden financial leaks that quietly increase your risk and reduce your financial flexibility. Over the last several years, we've seen inflation skyrocket, expenses increase, and the purchasing power of the dollar decline. Meanwhile, many people have increased their income but also increased their expenses at the same time. That creates a dangerous situation where your entire financial life becomes dependent on your current income level. And if that income is disrupted, everything else is at risk. I walk you through exactly how this happens and, more importantly, what you can do about it right now. I share practical strategies to help you identify where your money is going, how to plug financial leaks, and how to create more breathing room in your finances without drastically changing your lifestyle. We'll also talk about why tracking your money weekly is one of the most powerful habits you can develop, how small adjustments like insurance deductibles and subscription audits—can free up more cash, and why your mental bandwidth plays a bigger role in your financial decisions than you might realize. Beyond just cutting expenses, I dive into the other side of the equation: increasing your income and creating more value. Whether you're a business owner or working a W2 job, I'll show you how to become more valuable, leverage tools like AI, and create additional income streams that give you more control over your financial future. Because at the end of the day, it's not just about net worth it's about cash flow and financial flexibility. I've seen too many people with high net worth but no real income security. If your income stopped today, would your life continue uninterrupted? If not, this episode is for you. I also share why focusing on your personal economy matters more than what's happening in the global economy, and how you can position yourself to stay confident and in control even when others are panicking. If you're ready to stop feeling stuck, take control of your money, and start building true financial freedom, this episode will give you the roadmap to do exactly that.

How Can You Raise Money Without Asking for It?

Fri, 24 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

Have you ever looked at a real estate deal and thought, I know this could work if I just had the capital?

In this episode, I sit down with Jay Conner to talk about one of the most important skills any real estate investor can learn: how to raise private money for real estate investing without begging, chasing, or awkwardly asking friends and family for cash. If you have ever felt stuck because you were low on cash, didn't want to deal with banks, or thought you needed perfect credit to invest in real estate, this conversation is going to open your eyes. Jay Conner has been investing in real estate since 2003, has done over $118 million in transactions, and has become one of the best-known experts in the world of private money. What makes his approach so powerful is that he does not teach you to pressure people or pitch deals from a place of desperation. Instead, he teaches how to attract capital by educating people, solving problems, and offering opportunities. That shift alone can completely change the way you think about funding real estate deals. In this conversation, Jay breaks down the difference between private money and traditional bank financing, and why private money gives investors more flexibility, more speed, and more control. We talk about how private lenders are often just ordinary people who are unhappy with low returns in savings accounts, CDs, old 401(k)s, or retirement funds. Jay explains how he helps those people create better returns while also giving himself the freedom to move quickly on great real estate deals. That means he can close faster, negotiate better, and avoid missing opportunities simply because funding was not ready. We also get into the mindset side of raising capital, which is where many investors get hung up. A lot of people fear rejection or assume nobody will lend to them, especially if they are newer to real estate investing. Jay shares why that fear is often based on the wrong approach. If you are not asking for money, but instead educating people and presenting a secure, structured opportunity, the conversation changes completely. He explains how to frame these conversations, how to protect private lenders with asset-backed debt, and why having the right systems, documents, and safeguards in place matters so much. Another key part of this episode is the practical side. Jay talks about common questions private lenders ask, how he structures his notes, why he uses a 90-day call option, what minimum investment amounts he accepts, and how he consistently pays 8% returns to his lenders. We also discuss the importance of credibility, how newer investors can partner with experienced operators, and why conservative underwriting is critical to protecting everyone involved. If you are interested in real estate investing, private money lending, passive income, creative financing, or raising capital without the stress of traditional borrowing, this episode is packed with actionable insights. Jay also shares resources from his Private Money Conference, his book Where to Get the Money Now, and his private money scripts that can help you start these conversations the right way. This episode is for the investor who is tired of thinking too small because of limited cash. It is for the person who knows that access to capital can accelerate wealth, increase passive income, and create freedom faster. Most importantly, it is a reminder that the right knowledge can create a ripple effect not just in your life, but in the lives of your lenders, contractors, buyers, sellers, and everyone else impacted by the deals you do.

If Your Income Stopped Tomorrow How Long Would your Lifestyle Last?

Wed, 22 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ If my income stopped tomorrow, how long would my lifestyle actually last?

That is the question I tackle in this episode, because too many people are assuming their paycheck, business income, or the markets will always be there when they need them. The truth is, we are living in a time of uncertainty. We are seeing rising costs, pressure from AI, the possibility of layoffs, shifts in business models, and more volatility across the economy. That is exactly why I wanted to break down what you can do right now to become more financially secure and more work optional. In this episode, I walk you through the real-world steps I would take if I wanted to strengthen my financial position fast. I talk about why you must track your income and expenses every single week, how to calculate the number of months your cash reserves would actually last, and why I believe 12 months of liquid reserves should be the new minimum in today's environment. This is not about fear. It is about clarity, preparation, and making smarter money decisions before the masses finally wake up. I also explain why I do not trust lines of credit as true reserves during uncertain times, why I believe liquidity matters more than appearance of wealth, and how to think about money in checking, savings, life insurance cash value, mutual funds, IRAs, and home equity. If you have been wondering how to protect your wealth in a possible recession, how to prepare for job loss, or how to create more financial stability, this episode will help you think through your options. Beyond defense, I also cover offense. I share why building passive income streams is one of the best ways to reduce financial stress and increase freedom. I talk about using extra cash, equity, or even retirement funds strategically to create multiple streams of income. I explain how passive income can reduce the burn rate on your reserves, buy you more time, and give you more optionality if your active income slows down or stops. That is the real goal here. Freedom is not just about having money. Freedom is about having options. I also discuss why I am cautious about the stock market, why preserving wealth can matter more than chasing returns, and why hard assets like real estate, oil and gas, lending, land, gold, and silver can all play a role in a more resilient financial plan. I even share a simple example of how home equity or underperforming rental equity could potentially be repositioned to create more cash flow. If you are serious about becoming financially independent, creating passive income, and protecting your lifestyle during uncertain times, this episode is for you. I want you to be able to face volatility with confidence instead of panic. I want you to have a strong defense, a smart offense, and the ability to create abundance no matter what the economy does next. When other people operate from fear, I want you operating from faith, preparation, and strategy. Whether you are a business owner, employee, investor, or someone simply trying to make smarter money moves, this conversation will help you prepare for what is ahead and put yourself in a stronger position starting now.

The One Move that Got Me Financially Free When I Was 28

Mon, 20 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ What's the one financial shift that allowed me to become financially free before I turned 30?

In this episode, I break down the exact mindset and strategy change that made all the difference not just for me, but for hundreds of my clients who have created passive income and financial freedom years (even decades) faster than traditional advice would suggest. If you've been following the typical financial advice save more, invest in mutual funds, max out your 401(k), and hope to retire someday you've probably felt the frustration. You're working hard, making decent money, and yet it still feels like financial freedom is always just out of reach. I've been there. As a former financial advisor, I taught those same principles… until I realized they didn't actually work. In this episode, I share the critical difference between accumulation vs. acceleration and why focusing on growing your net worth is actually slowing you down. The truth is, financial freedom isn't about how much money you have. It's about how much income your money produces. I walk you through real-life examples, including clients who had hundreds of thousands or even millions saved, but still couldn't retire. Then I show you how shifting their focus to cash flow investing instantly changed their trajectory. You'll hear how one investor with $250,000 could generate $2,000+ per month instead of waiting decades to hit a million-dollar goal. You'll also hear how another client nearly missed out on financial freedom because of outside influence and how mindset plays a bigger role than strategy. I also share my own turning point when I realized traditional financial advisors weren't financially free themselves, and why that forced me to rethink everything I believed about money. From discovering passive income through real estate and lending strategies to understanding how to make your money work for you today not someday this episode will challenge everything you've been taught. If you're tired of waiting, tired of hoping the market cooperates, and ready to take control of your financial future, this episode is for you. It's time to stop focusing on building a pile of money and start building income streams that give you freedom now.

How to Invest Like a Billionaire with Bob Fraser

Fri, 17 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Have you ever wondered how the ultra-wealthy really invest? I'm not talking about what your financial advisor tells you to do with a typical 60/40 portfolio. I'm talking about how billionaires actually build and protect their wealth. In this episode, I sit down with Bob Fraser, CEO of Aspen Funds and co-author of Invest Like a Billionaire, to break down exactly what separates the wealthy from the average investor. Here's the truth most people don't realize: billionaires do not invest the way Wall Street teaches you. They don't rely on mutual funds, they don't follow traditional diversification, and they certainly don't depend on financial advisors to guide their entire strategy. Instead, they focus on alternative investments, uncorrelated assets, and building portfolios that are designed to perform in any market cycle. Bob's story is powerful because he's lived through multiple financial collapses. From the dot-com crash to the 2008 financial crisis, he's been wiped out more than once. But instead of quitting, he learned how to invest smarter. That journey led him away from public markets and into private alternatives like commercial real estate, private credit, oil and gas, and distressed assets. In this conversation, we dive deep into what it really means to invest like a billionaire. We talk about why traditional diversification doesn't actually protect you, and why owning 500 stocks in an index fund still leaves you exposed when markets move together. Instead, we break down the importance of true diversification through uncorrelated investments assets that don't all rise and fall at the same time. We also discuss how to build a more resilient portfolio that can generate passive income, reduce volatility, and create long-term financial security. Bob shares how his firm navigated recent market turbulence without taking losses, and what investors should be doing right now to position themselves for the future. If you've been feeling uncertain about the stock market, frustrated with traditional financial advice, or just wondering how to create real passive income, this episode is going to open your eyes. There are opportunities out there that most people don't even know exist and the good news is, they're more accessible than you think. At the end of the day, this isn't just about making money. It's about creating freedom, becoming work optional, and building a life where your money works for you instead of the other way around. Bob's links:
- LinkedIn: https://www.linkedin.com/in/bobfraser10/
- Facebook: https://www.facebook.com/Bob.E.Fraser/
- Company: https://aspenfunds.us/team/robert-fraser/

If Inflation is Going Up More Than Your Wages Aren't...Do This

Wed, 15 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ If you've been feeling like everything costs more, but your income is not rising fast enough to keep up, this episode is for you.

I wanted to tackle something that so many people are quietly dealing with right now: inflation, rising expenses, stagnant wages, layoffs, business slowdowns, and the pressure of trying to keep your lifestyle afloat while the economy feels tighter every month. In this episode, I break down what you can do right now if you feel like your money is getting squeezed. I share some of the biggest lessons I learned during my own financial struggles, including when I was going broke, buried in a monthly cash flow deficit, and trying to figure out how to survive day to day. I know what it feels like to look at your bank account and wonder how you are going to make it to the next payday. I also know what it takes to turn that around, and that is exactly what I talk about in this episode. This is not just another conversation about cutting lattes or blindly stuffing money into a 401(k) while hoping life somehow gets better later. I focus on real-world strategies that help you improve your financial life now. I talk about why cash flow matters more than net worth when you are under pressure, why tracking your money weekly can uncover hidden financial leaks, and how small mistakes, subscriptions, and overlooked spending can quietly drain thousands of dollars from your life each year. I also dive into the importance of selling unused assets, whether that means items in your garage, valuables sitting around your house, or even underused skills and ideas that could be turned into income. Too many people say they are broke while sitting on assets they have never considered monetizing. I challenge that mindset and show you why increasing income through service, creativity, and value creation is often more powerful than endlessly trying to cut expenses. In this episode, I also explain why recessions hit harder when people stop producing, solving problems, and serving others. Whether you are an employee, entrepreneur, or side hustler, the solution is the same: become more valuable. I share how focusing on problem solving, value creation, and intentional income growth can help you create real financial breathing room even in a difficult economy. If you are worried about inflation, cash flow, layoffs, or how to make more money without working yourself into the ground, this episode will give you practical steps you can take immediately. My goal is to help you stop feeling trapped by your finances and start creating options again. Because the truth is, there are always ways to improve your situation when you know where to look and when you are willing to act.

Your Retirement Is at Risk in 2026 - Experts Share 3 Causes for Big Stock Losses

Mon, 13 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ Is your retirement at risk in 2026? That's the question I want you seriously thinking about in this episode. Because what I'm seeing right now and what many economists are quietly warning about is that we may be heading into a perfect storm for the stock market. And not the kind that creates opportunity… the kind that can wipe out years of gains if you're not paying attention. In this episode, I break down exactly why 2026 could be a dangerous year for traditional retirement portfolios, especially if you're relying heavily on the stock market, mutual funds, or your 401(k). Over the last 100 years, there have only been a handful of times where the market dropped more than 10% in a single year. And when we look at those situations, there are three main causes: overvalued markets, global conflicts or wars, and Federal Reserve policy mistakes. Here's the problem we currently have all three happening at the same time. First, we're dealing with massively overvalued markets, especially in the tech and AI sectors. Even bullish investors are starting to question whether prices have been pushed too high. Second, we're seeing global instability and war, particularly with rising tensions involving Iran, which historically has had a direct impact on market volatility. And third, we've got the Federal Reserve in a difficult position, potentially holding or even raising rates due to rising inflation pressures especially with increasing oil prices. Now, does that guarantee a crash? No. But does it increase the probability of a significant market correction? Absolutely. I also share why blindly following traditional financial advice like "just stay in the market" may not serve you in times like these. As someone who has been both a financial advisor and a stock trader, I've seen both sides and I can tell you, there are smarter ways to approach your money when warning signs are flashing red. We talk about real options you have right now how to protect your wealth without completely exiting the market, how to think about cash, money markets, and alternative strategies, and why diversification in just stocks and bonds isn't true diversification at all. I also dive into historical examples like the 2000–2015 "lost decade," where investors waited years just to break even only to lose purchasing power to inflation along the way. This episode is about awareness, strategy, and control. Because at the end of the day, this is your money not your advisor's. And in uncertain times like this, being proactive instead of passive can make all the difference between staying stuck… or becoming truly work optional.

What's REALLY Going on in the Financial Markets Right Now: with Barry Dyke

Fri, 10 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Is private equity the next big investment opportunity or the next financial bubble waiting to burst? That's exactly what I dive into in this episode with financial contrarian and bestselling author Barry Dyke, known for his groundbreaking book Pirates of Manhattan. In today's conversation, I wanted to pull back the curtain on what's really happening behind the scenes in Wall Street, banking, and the broader financial system. Barry has spent decades researching how money actually flows through banks, insurance companies, and investment firms and what he reveals may challenge everything you thought you knew about retirement, investing, and financial security. We dig into the growing concerns around private equity and private credit, and whether these asset classes are being pushed onto everyday investors in the same way mortgage-backed securities were before the 2008 financial crisis. Barry explains how Wall Street often takes good ideas and turns them into risky, overleveraged products and why a lack of transparency could be setting the stage for another major correction. One of the most eye-opening parts of this conversation is Barry's research into how banks actually operate. Contrary to popular belief, banks rely heavily on life insurance as a Tier 1 asset, yet this strategy is rarely discussed publicly. Meanwhile, the average American is being told to rely on 401(k)s and stock market investments that offer little to no guarantees. We also discuss the harsh reality of retirement preparedness in the United States. According to global studies, the U.S. ranks near the bottom among developed countries when it comes to retirement readiness. That's a wake-up call for anyone who thinks traditional financial advice is enough. Barry breaks down the dangers of fractional reserve banking, the elimination of reserve requirements, and how financial institutions are moving assets offshore to reduce oversight. If you've ever wondered whether the system is truly designed to benefit you or just the institutions this episode will give you a much clearer perspective. But this isn't just about exposing problems. We also talk about solutions. From building a strong foundation through disciplined saving to using strategies like infinite banking, Barry emphasizes the importance of control, guarantees, and financial independence. He shares why separating saving from investing is critical, and how focusing on fundamentals can help you weather any economic storm. At the end of the day, this episode is about empowering you with knowledge. Because when you understand how money really works, you can make better decisions, protect your wealth, and create the kind of financial freedom that allows you to live life on your terms.

The Infinite Banking Lies You Need to Watch Out For

Wed, 08 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Infinite Banking has exploded across social media lately but let me be blunt there's a lot of misinformation, half-truths, and flat-out lies being spread right now. In this episode, I'm breaking down the truth behind Infinite Banking so you can stop getting sold and start making smarter financial decisions. As someone who has used this strategy for years and helped hundreds of clients create millions in cash flow I've seen firsthand how powerful Infinite Banking can be when it's done right. But I've also seen how damaging it can be when it's misunderstood or misapplied. I walk you through the biggest lies about Infinite Banking that I'm seeing today. From the idea that you can use it like a checking account to pay all your bills, to the myth that you're "paying yourself interest," I'm calling out what's actually true and what's just marketing hype designed to sell more life insurance. We'll also dive into whether you should really be using your policy to buy cars or homes, and why in many cases, using bank financing can actually be the smarter move. I break down the concept of direct vs. non-direct recognition, why it's often a distraction, and how insurance companies really make their money behind the scenes. And then we get into one of the biggest misconceptions out there right now the idea that Indexed Universal Life (IUL) is the same as Infinite Banking. It's not. Not even close. I explain exactly why IUL policies don't function the same way as properly structured whole life insurance, and why this confusion is costing people serious money. Here's the truth: Infinite Banking is not a magic bullet. It's not the thing that makes you financially free. It's a tool a powerful one but it only works when it's used as part of a bigger strategy that includes real wealth-building assets like real estate, business ownership, and alternative investments. If you've been hearing about Infinite Banking and wondering what's real and what's not, this episode is going to give you clarity. My goal is simple to help you cut through the noise, avoid costly mistakes, and use your money in a way that actually creates freedom and cash flow. Because at the end of the day, it's not about having more financial products, it's about having your money work harder for you so you don't have to work so hard for it.

The Best Way to Feel Peace with Your Money During Stormy Times

Mon, 06 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ There's a lot of chaos in the world right now geopolitical conflict, rising inflation, fears of a stock market crash and if you're like many people I talk to, you're probably wondering: how do I actually feel peace with my money during uncertain times? In this episode, I break down exactly what I personally do to create financial peace, even when everything around me feels unstable. I've seen these cycles before. From the Great Recession to the uncertainty of 2020, I've learned that true financial security doesn't come from chasing the highest returns it comes from positioning your money in a way that gives you control. And today, I'm sharing the two most important principles that have helped me not only survive financial storms, but thrive through them: liquidity and optionality. When your money is liquid, you can access it when you need it without jumping through hoops, penalties, or waiting on institutions to give you permission. And when you have optionality, you're not stuck with one path you have multiple ways to respond, pivot, and take advantage of opportunities. Most traditional financial advice completely ignores these principles. Whether it's a 401(k), home equity, or even certain real estate strategies, too many people are locking their money away and hoping everything works out. I share real-life examples of what can go wrong when your money isn't truly liquid like banks cutting credit lines without warning, or markets freezing when you need access the most. I also talk about why strategies like velocity banking can become dangerous in volatile environments, especially when interest rates rise and investments don't perform as expected. More importantly, I walk you through what I'm doing differently. I've been increasing my cash reserves, not just sitting in a bank losing value to inflation, but strategically placing it in places that give me both safety and access like properly structured life insurance and physical assets like gold and silver. These aren't just investments they're tools that give me flexibility, protection, and peace of mind. I also explain why playing defense is just as important as offense. Having the right insurance, building strong reserves, and reducing unnecessary financial risk allows you to stay calm when others panic. And when you're calm, you can make smart decisions like buying assets at a discount when opportunities arise. If you want to stop feeling stressed about money and start feeling in control, this episode will shift your perspective. Because real wealth isn't just about how much you make it's about how much freedom and peace your money gives you.

What Semi-Passive Strategy Can Actually Save You on Your Income Tax Bill with Lame Kinikini

Fri, 03 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Have you ever wondered if it's actually possible to use real estate to legally write off your active income even if you're not a full-time real estate investor? Because most people have been told it's not possible… but that's simply not true. In this episode, I sit down with Lame Kinikini from Elk Ridge Investments to break down one of the most powerful and misunderstood tax strategies available today how to use short-term rental real estate investing to offset your W2 or business income. If you're a high-income earner whether you're a business owner, doctor, salesperson, or corporate professional you already know taxes are likely your biggest expense. And most CPAs will tell you to max out your 401(k), maybe buy a rental property, and just accept the rest. But what if there was a way to dramatically reduce your tax burden while still creating cash flow and building equity? That's exactly what we unpack in this episode. Lame shares how he went from door-to-door sales into building an 8-figure real estate business in just a few short years, growing a $120M portfolio across 20 states. But more importantly, he reveals how his company helps investors leverage a specific IRS loophole using short-term rentals and cost segregation strategies to generate massive tax write-offs sometimes even exceeding their initial investment. We dive deep into:

Why traditional real estate investing doesn't allow you to offset active income
How short-term rentals are treated differently under the tax code
What "material participation" really means (and why 100 hours can qualify you)
Why most CPAs don't even understand this strategy
The real risks and realities of short-term rental investing today
Why doing this on your own is far harder than it looks
And how high-income earners are using this strategy to legally keep more of what they make

We also talk about the evolution of the Airbnb market, why the "easy money" days are over, and what it really takes to succeed in today's environment. Lame breaks down the difference between those who thrived and those who failed when the market shifted and why operational excellence matters more than ever. If you've been frustrated watching a huge chunk of your income disappear to taxes every year, this episode will open your eyes to what's possible. This isn't about gimmicks or risky loopholes it's about understanding the tax code and using it the way the wealthy already do. The question is: will you take action on it?

Lamè Kinikini links:
- LinkedIn: https://www.linkedin.com/in/hailamekinikini/
- Facebook: https://www.facebook.com/hailame.kinikini/
- Instagram: https://www.instagram.com/lame.kinikini/

Where Can You Find Better Financial Advice Than AI

Wed, 01 Apr 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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In this episode, I dive into one of the biggest questions people are asking right now: Can you trust AI to help you create wealth, passive income, and financial independence? With artificial intelligence rapidly changing how we work, think, and make decisions, it's tempting to rely on it as the ultimate tool. But I'm here to challenge that idea and give you a perspective that might surprise you. After years of helping people become work optional and after becoming financially independent myself twice I've learned that the real key to wealth isn't just information. It's not even about having access to the best tools. It's about something far more powerful that AI simply cannot replace. I break down why AI, while useful, is ultimately just a more advanced search engine and why relying on it blindly can actually lead you down the wrong path. I share real-world insights from recent conversations with high-level professionals, including business owners and dentists, where one truth became crystal clear: people are craving what's real. We're entering a world where fake information, fake influencers, and even AI-generated answers are becoming harder to distinguish from reality. And as that trust erodes, the biggest advantage you can have is being connected to something authentic real people, real experiences, and real results. I also share lessons from my own journey, including how I walked away from traditional financial advice, discovered passive income through real estate investing, and built a system that has now helped hundreds of clients create millions in increased income. These aren't theories these are proven strategies backed by real results. But here's the biggest takeaway: the future of wealth is not AI it's community. I explain why being part of a strong, like-minded community can accelerate your results faster than any algorithm ever could. Whether it's financial freedom, health, business, or relationships, the people you surround yourself with will determine your success far more than any tool or technology. If you've been relying on AI for answers, this episode will help you rethink your approach and refocus on what truly creates lasting financial success.

Is Saving 15% in Your 401k Enough to Retire Comfortably

Mon, 30 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Will saving 15% of your income for the next 40 years actually be enough for you to retire?

I'm going to be honest with you it's not. And in this episode, I break down exactly why the traditional financial advice you've been hearing is not only outdated, but dangerously misleading. As someone who used to be a financial advisor myself, I taught the same "save and sacrifice" model. I told people to max out their 401(k), rely on compound interest, and trust that someday they'd retire as millionaires. But after living it and more importantly, after helping thousands of people improve their cash flow by over $300 million I can confidently say that model is broken. In this episode, I walk you through real numbers. I show you what happens when someone saves 15% of their income, gets a company match, and earns a reasonable return in the stock market over 40 years. On paper, it looks like you could end up with around $5 million. Sounds great, right? But when you factor in inflation, that $5 million shrinks dramatically. In today's dollars, it could feel more like $1 million or less. And here's the real kicker: even if you do everything "right," you could end up living on the equivalent of $30,000 a year in retirement. That's not financial freedom. That's barely survival. I also expose the truth about 401(k)s, mutual fund fees, and why even getting an employer match doesn't fix the fundamental problem. The system is designed to benefit financial institutions not you. And the longer you stay stuck in that system, the harder it becomes to break free. But I don't just point out the problem I give you a better solution. I explain how shifting your focus from accumulation to cash flow investing can completely change your financial future. Instead of waiting 40 years, what if you could create meaningful passive income in 15–20 years or even sooner? I show you real scenarios where generating 10% returns and focusing on income-producing assets can outperform traditional retirement plans by a wide margin. This is about more than just numbers. It's about reclaiming your time, your freedom, and your ability to live life on your terms. I've lived it. I've retired twice once at 28 and again at 39 and I've seen countless clients do the same using these principles. If you're tired of the "slave and save" approach and want a smarter, faster way to build wealth and passive income, this episode is for you. It's time to stop settling for outdated advice and start creating a life of true financial freedom.

Who Is Responsible for the Everything Bubble and When Could it Pop? with Paul Musson

Fri, 27 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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If you've been paying attention at all, you've seen it real estate prices are skyrocketing, stock markets keep climbing, and everything just feels more expensive than ever. But the real question I want to ask in this episode is this:
who is actually behind all of this?
What system is driving these rising prices, and more importantly, what does it mean for your financial future? In this episode, I sit down with Paul Musson, former Morningstar Money Manager of the Year in Canada and author of Capital Offense: Why Some Benefit at Your Expense. Paul has spent decades inside the financial system, managing capital at both retail and institutional levels, and he brings a perspective that most people never hear. We pull back the curtain on what's really happening in the economy how central banks, monetary policy, and interest rate manipulation have fundamentally changed the way wealth is created and distributed. If you've ever wondered why housing feels unaffordable, why inflation keeps creeping up, or why it feels like the system is working against you, this conversation will open your eyes. Paul breaks down the difference between money and capital, something most people misunderstand, and explains how asset prices like real estate and stocks are being artificially pushed higher. We talk about how this doesn't actually create wealth, but instead redistributes it, often benefiting those who already own assets at the expense of younger generations trying to get started. We also dive into the role of central banks like the Federal Reserve, why interest rates have been manipulated for decades, and how policies meant to "stimulate the economy" may actually be doing long-term damage. Paul shares why inflation is not as necessary as we've been told, and why "good deflation" could actually improve your quality of life. One of the most powerful parts of this conversation is how this system is affecting real life delaying homeownership, reducing family formation, and widening the wealth gap. We discuss why the average first-time homebuyer is now around 40 years old, and what that says about the direction we're heading. But this isn't just about problems we also talk about what you can actually do. While we may not be able to control central bank policy, we can control how we respond. I share why it's still critical to focus on cash flow, passive income, and smart investing strategies, rather than relying on appreciation or hoping the system changes overnight. If you want to understand the forces shaping today's economy and how to protect and grow your wealth despite them this is an episode you cannot afford to miss.

Is Gen X In Trouble with Their Retirement?

Wed, 25 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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If you're a Gen Xer and you're wondering whether retirement is even possible anymore, you're not alone and honestly, the statistics are worse than most people realize.

In this episode, I break down the harsh reality behind the latest Schroders 2025 Retirement Survey, which shows that only a small fraction of Gen X actually feels confident about retiring. Most of us are sitting somewhere between frustration, uncertainty, and maybe even a little bit of fear. And I get it because I am Gen X. We've lived through the dot-com crash, the 2008 financial crisis, inflation spikes, and now we're staring down the possibility of another economic downturn. At the same time, we've dealt with rising housing costs, student loans, raising kids, and even taking care of aging parents. This "generational squeeze" is real, and it's putting serious pressure on our ability to build wealth. But here's the part that really bothers me: the financial industry is still giving the same outdated advice. They're telling you to max out your 401(k), save more, and hope the market performs. But when you actually run the numbers, it doesn't add up. Even if you do everything "right" saving $15,000 to $30,000 per year, earning optimistic returns, and staying consistent—you could still end up with an income in retirement that's far below what you actually need. In this episode, I walk you through real math not theory. I show you exactly what happens if you rely on traditional retirement strategies like mutual funds, the 4% rule, and accumulation-based thinking. And I'll tell you straight: for most Gen Xers, it's not going to be enough. But this isn't about doom and gloom it's about shifting your strategy. Instead of focusing on accumulation, I show you how to focus on income acceleration. That means building passive income streams that actually pay you now and in retirement, instead of hoping your savings last long enough. Whether it's real estate, alternative investments, or other cash-flowing assets, the goal is simple: create income that replaces your expenses. I also break down how even modest returns when structured correctly can outperform traditional retirement strategies by a massive margin. We're talking about turning uncertainty into confidence and going from "I hope I can retire" to "I know I can." If you've been following conventional financial advice and still feel behind, this episode will open your eyes. And if you're ready to stop relying on hope and start building real financial independence, this is where your strategy needs to change. Because the truth is retirement isn't dead. But the way we've been taught to get there? That's what needs to go.

Is AI Better Than Your Financial Advisor?

Mon, 23 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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Is AI better than a financial advisor? That's the question I've been getting a lot lately and honestly, it's a fair one. With tools like ChatGPT, Gemini, and other AI platforms becoming more popular, people are starting to wonder if they even need financial experts anymore.

In this episode, I break down the truth about AI in financial planning, where it works, where it fails, and why relying on it blindly could actually cost you years if not decades of your financial life. I decided to put AI to the test. I gave it a very common financial independence scenario: a 25-year-old making $100,000 per year who wants to retire by 45 and live on $100,000 annually. What did AI recommend? The same cookie-cutter advice that's been recycled for decades max out your 401(k), invest in index funds like the S&P 500, and save aggressively. Sounds familiar, right? That's because it is. The problem is, AI doesn't understand nuance. It doesn't understand you. It doesn't understand your behavior, your risk tolerance, your goals, or your real-life situation. It pulls from generalized data and spits out theoretical answers. But as I've seen over the last 20+ years helping people create passive income and become work optional, theory rarely works in real life. In this episode, I walk through why the traditional FIRE (Financial Independence, Retire Early) model often falls short, especially when you factor in inflation, taxes, market volatility, and human behavior. I also explain why strategies like the 4% rule or even the 3% rule—can be misleading when applied without context. AI might tell you to save millions and live on next to nothing for 20 years, but is that realistic? More importantly, is that the life you actually want? I also share real-world examples of how I advise clients differently based on who they are. For instance, one person might need to stop investing entirely and build cash reserves, while another needs to take more calculated risks. AI can't make those distinctions but a seasoned financial strategist can. We also dive into why averages in the stock market can be deceptive, how sequence of returns risk can destroy your retirement plan, and how tools like whole life insurance can be used strategically to stabilize income during market downturns. These are the kinds of nuanced strategies that AI simply cannot replicate. At the end of the day, AI is a tool not a replacement. It's great for calculations, quick research, and brainstorming. But when it comes to building a real financial strategy that actually works in your life, you need experience, perspective, and customization. If you've been tempted to rely on AI for your financial future, this episode will open your eyes. My goal is to help you avoid costly mistakes and instead create a path to true financial freedom where you can become work optional and live life on your terms.

The BRRR Strategy is Broken - Do This Instead

Fri, 20 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
__________________________________________________________________________ You've probably heard of the BRRRR strategy; buy, rehab, rent, refinance, repeat. It's been one of the most talked-about real estate investing strategies for years. But the big question I'm asking in this episode is… is the BRRRR strategy broken? And more importantly, if it is, what should you be doing instead? In this episode, I sit down with real estate investor and coach Martine Richardson, who has built an incredible portfolio by thinking differently especially in today's challenging real estate market. With rising interest rates, tighter lending conditions, and shrinking margins, many investors are finding that traditional BRRRR deals just aren't working like they used to. Martine is here to break down why that is and how she's adapting to continue creating strong cash flow and long-term wealth. Martine shares her powerful story of going from job loss and financial struggle even having her car repossessed to closing over 100 real estate deals and achieving financial freedom. But what really stands out is not just her success, but how she's helping others replicate it using smarter strategies, including leveraging other people's money (OPM) and structuring deals in a way that minimizes risk while maximizing returns. We dive deep into how to find deeply discounted properties, how to structure deals so you don't need your own capital, and how to use tools like DSCR loans to build an unlimited rental portfolio without hitting traditional lending caps. We also talk about why focusing on strong fundamentals like buying below 70% of value and ensuring positive cash flow from day one is more important now than ever. If you're a passive investor, this episode will also open your eyes to opportunities where you can act as the lender and earn solid returns backed by real estate assets. And if you're an active investor, you'll learn exactly how to pivot your strategy in a market where the old rules don't always apply anymore. The truth is, the BRRRR strategy isn't necessarily dead but the way most people have been doing it might be. If you want to stay ahead of the curve, build passive income, and truly become work optional, you need to evolve your approach. This episode will challenge your assumptions, expand your thinking, and give you practical strategies you can start applying right away.

Update - 401k Millionaires Hit Record High: Is It Enough?

Wed, 18 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.
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I've talked many times about 401k millionaires, but there's a new update and while the number of millionaires has increased, there's an important catch that most people aren't paying attention to. In this episode of the Money Ripples Podcast, I break down the latest data from Fidelity's retirement account reports, revealing that there are now over 1.15 million Americans with at least $1 million in their 401k, IRA, or 403B accounts. At first glance, that sounds like great news. More people than ever have crossed the million-dollar mark in their retirement accounts. But when you look closer, the numbers tell a very different story. Out of roughly 50 million retirement account holders, only about 3% have reached millionaire status. Even if we adjust for people with multiple accounts and bring the total closer to 40 million individuals, that still means only about 2–3% of savers reach a million dollars. And here's the real problem that most financial advisors won't tell you: a million dollars in a 401k may not actually create financial freedom. If you follow the traditional financial planning rule of withdrawing about 3% per year to avoid running out of money, that million dollars only generates around $30,000 per year in retirement income. For most people, that's nowhere near enough to live comfortably. I also dive into what's been driving these growing account balances. Over the past 17 years, the stock market has experienced one of the longest bull runs in history, going almost straight up since the crash in March of 2009. Many investors especially those under 40 have never experienced a prolonged market downturn. That lack of experience can create dangerous assumptions about future returns. Major institutions like Vanguard are now projecting that stock market returns could average just 3–5% annually over the next decade, far below what investors have grown used to. If that happens, the traditional retirement strategy of saving aggressively in a 401k and hoping the market performs may leave many people far short of their financial goals. I also share some surprising statistics about 401k hardship withdrawals, which have tripled since the pandemic era. While some people are saving more especially Gen X investors contributing around 16% of their income others are struggling enough to pull money out early just to stay afloat. The key takeaway is simple: accumulation alone isn't the answer. Saving money is important, but the real question is whether your savings can produce enough passive income to support the lifestyle you want. Instead of focusing only on building a larger retirement balance, I challenge you to think differently about wealth by focusing on cash flow, passive income strategies, and alternative investments outside of Wall Street that can potentially produce higher income with real assets backing them. Because in the end, financial freedom isn't about having a big account balance it's about having income that allows you to become work optional. If you want to understand the truth behind retirement statistics and learn why traditional financial advice may not get you where you want to go, this episode will open your eyes.

JPMorgan CEO Warns About Another Financial Crisis - Should You Pay Attention

Mon, 16 Mar 2026 11:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result. __________________________________________________________________

Is the stock market heading toward another major crash? That's the warning coming from Jamie Dimon, the CEO of JP Morgan, the largest bank in the United States. When someone in his position says investors should "take a deep breath and watch out," it's worth paying attention. In this episode, I break down what Jamie Dimon is seeing in the market right now and why his concerns sound eerily similar to the warning signs we saw before past economic crashes like 1929, the Dot-Com bubble, and the 2008 financial crisis. What's different today? The potential AI tech bubble. Right now, tech giants are collectively planning to invest nearly $1.7 trillion into AI data centers by 2030. On the surface, that sounds exciting. But when you look closer, there's a concerning trend emerging: AI companies investing heavily in each other, driving valuations higher and higher without necessarily producing real economic value. Companies like OpenAI, NVIDIA, Microsoft, and AMD are pouring massive capital into one another's operations. When this happens, it artificially inflates valuations and creates a dangerous cycle of speculative investment. It's similar to what banks did leading up to the Great Depression, when financial institutions propped each other up until the entire system collapsed. Jamie Dimon isn't the only one raising red flags either. The Buffett Indicator, one of Warren Buffett's favorite measures of stock market valuation, recently hit 220%, the highest level in history. That means the total value of the stock market is more than double the size of the U.S. economy. When valuations get this detached from reality, it usually means one thing: speculation has taken over. In this episode, I walk through the real risks that investors should be paying attention to right now, including:

The growing AI investment bubble
Why tech companies investing in each other could create a domino effect
The historical parallels between today's market and the years before the 1929 stock market crash
Why excessive leverage and speculative investing can destabilize markets
What everyday investors are getting dangerously complacent about

I also explain why the biggest risk isn't just institutional investors making bad bets, it's retail investors becoming complacent, assuming the market will always go up simply because it has for the last decade. Too many people today believe that putting money into the S&P 500 or tech stocks automatically leads to wealth. But history has shown us again and again that markets move in cycles, and when those cycles turn, the losses can happen fast. That doesn't mean you should panic. But it does mean you should start asking smarter questions about where your money is invested and how much risk you're actually taking. Because the goal isn't just chasing returns. The goal is protecting your wealth while building sustainable passive income that doesn't rely on speculative markets. If someone like Jamie Dimon is telling investors to pause and reconsider the risks, maybe it's time we do the same.

How to Go From Overqualified to Landing That Job with Isaiah Hankel

Fri, 13 Mar 2026 12:00:00 +0000

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click HERE to get your result.

_________________ If you're a high income earner worried about the job market, this episode is one you cannot afford to miss. In today's rapidly changing employment landscape, even the most accomplished professionals are finding themselves unexpectedly stuck, overlooked, or labeled as "overqualified." And if you're a top performer, a leader, or someone who has spent years building experience and credentials, this shift can feel confusing and frustrating. In this episode of the Money Ripples Podcast, I sit down with Isaiah Hankel, founder and CEO of Overqualified and author of the new book "Too Good to Get Hired." Isaiah has spent over 15 years helping more than 20,000 professionals navigate hiring bias, communicate their true value, and turn the "overqualified" label into a powerful competitive advantage. What many high achievers don't realize is that the hiring system has changed dramatically. Artificial intelligence, hiring algorithms, predictive analytics, and new workplace psychology are reshaping how companies choose employees. In fact, many companies today are unintentionally filtering out their most experienced and capable candidates. Isaiah explains why professionals who did everything "right" earning degrees, building experience, climbing the corporate ladder can suddenly find themselves blocked from opportunities. We also discuss the growing role of AI hiring systems, reputation scores used by HR platforms like Workday, and how predictive analytics are influencing who gets interviews and who gets rejected. If you're a manager, executive, entrepreneur, or professional over 40, this conversation is especially important. We discuss how hiring managers are getting younger, how algorithm-driven screening tools can misinterpret experience as risk, and why the most capable candidates often struggle the most in modern hiring pipelines. But this episode isn't about doom and gloom. Isaiah shares practical strategies to help you stand out, communicate your value effectively, and navigate today's job market intelligently. You'll learn why persuasion and communication are becoming the most important human skills left in the workforce, especially as automation continues to replace routine tasks. We also dive into how language in resumes, LinkedIn profiles, and job applications can influence hiring algorithms. Isaiah breaks down the Big Five personality model used in many AI screening systems and explains how simple language shifts can improve your chances of getting noticed. Whether you're navigating layoffs in tech or banking, preparing for career transitions, building leverage in your role, or simply trying to future-proof your career, this episode will give you insights most professionals never hear. My goal with every episode of Money Ripples is to help you create freedom in your life. Sometimes that means investing differently. Sometimes it means thinking differently about your career. And sometimes it means learning how to communicate your value in a way the world can actually hear. If you want your income, career, and influence to grow in today's unpredictable job market, this conversation with Isaiah Hankel is one you'll want to listen to carefully.

Isaiah's links:
- LinkedIn: https://www.linkedin.com/in/isaiahhankel/?trk=people_directory
- Facebook: https://www.facebook.com/isaiahhankelphd/

What Are Safe Haven Assets And Should You Be Investing In Them

Wed, 11 Mar 2026 12:00:00 +0000

Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result.
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With tensions rising in the Middle East, uncertainty around tariffs, inflation concerns, and questions about the stability of the U.S. dollar, many people are asking the same question right now: where should you put your money when the world feels unstable?

In this episode, I break down one of the most important investing concepts you should understand during uncertain times safe haven assets. As your cash flow expert and anti-financial advisor, I'm not here to push fear or predict the future. What I am here to do is help you understand how to protect your money, preserve your wealth, and position yourself for opportunity when markets become unpredictable. We're living in a time where geopolitical tensions, economic instability, and technological disruption are all colliding. Between Iran tensions, potential trade disruptions, inflation risks, and an overheated stock market that hasn't moved much in months, it's no surprise investors are starting to question traditional strategies. In this episode, I walk you through exactly what safe haven assets are and the three core characteristics they must have: liquidity, scarcity, and low volatility. I explain why many commonly recommended investments like stocks or even real estate don't always qualify as true safe havens, especially during economic shocks. We also dive into several assets investors traditionally turn to when uncertainty rises. I discuss the pros and cons of cash reserves, gold and silver, treasury bills, and defensive stocks, and why each one may or may not play a role in your strategy. More importantly, I explain why I personally use whole life insurance cash value as a major safe haven asset and how it compares to treasury bills or high-yield savings accounts. But this episode isn't just theory. I also share exactly how I personally structure my safe haven strategy, including how I divide my reserves between physical cash, gold and silver, bank savings, and life insurance. I explain how this approach protects against multiple scenarios from inflation to economic crashes to even temporary financial system disruptions. You'll also hear a powerful story about a client named Marty who learned firsthand that the most important principle in investing isn't chasing the highest return. It's protecting your principal. Marty discovered that preserving his wealth during uncertain times ultimately grew his net worth while others lost money. If there's one lesson I want you to take away from this episode, it's this: the goal isn't just return on your money it's return of your money. When markets correct, when crises happen, and when panic hits the financial system, the people with liquidity and safety are the ones who come out ahead. They're the ones who have the capital ready to invest when everyone else is scrambling. If you've been wondering how to protect your money while still positioning yourself for future opportunities, this episode will give you the clarity you need.

Why Is This Active Real Estate Investor Switching to Passive Investing Guest Emma Powell

Mon, 09 Mar 2026 13:00:00 +0000

Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result.
________________________________________________________________________________________________________ At the Best Ever Conference, I had the opportunity to sit down with someone I've known for years, Emma Powell, and have a real conversation about something that doesn't get talked about enough in the investing world: the transition from active investing to passive investing. Emma and I go way back. We actually met through our kids' homeschool network in Utah and later realized we were already connected through real estate investing circles. Over the years, I've watched Emma build an impressive real estate investing business with a very specific goal in mind: to create enough financial freedom to retire her husband early and design the lifestyle her family wanted. In this episode, Emma shares the full story of how she went from running side hustles like photography and graphic design to launching a real estate business designed to produce real cash flow. What's fascinating is that Emma never intended to build a massive empire. Her goal was always clear: create enough wealth within a five-to-seven-year window so she and her husband could step away from the daily grind and move into a life supported primarily by passive income. We dive into the reality that many investors eventually discover. Active investing can create wealth faster, but it also comes with deadlines, pressure, and constant decision-making. Emma explains how she realized she didn't love the "hunt" of running deals and managing projects the way some investors do. Instead, she discovered that her true strength and preference lies in the investor quadrant, where money works for you rather than requiring constant effort. One of the most powerful parts of our conversation is Emma's explanation of the four stages of wealth building: dream building, earning active income, creating financial stability, and building portfolio-based passive income. She explains how these stages evolve over time and why investors need to revisit them at different phases of their financial journey. We also talk about the difference between true passive income and the myths surrounding it. Emma shares why so many people get pulled into passive income schemes like courses, content creation businesses, and online funnels, believing they are passive. The reality is those are businesses, and businesses require work. True passive income comes from portfolio income investing in assets or companies that generate income without your daily involvement. Emma also shares a unique perspective on designing your life intentionally. After reaching financial independence, she and her family even spent months hiking the Arizona Trail together. That experience helped reinforce the importance of stepping back, reflecting on where you've been, and intentionally choosing what comes next. If you're trying to figure out whether you should be an active investor, a passive investor, or something in between, this conversation will help you step back and think more clearly about what kind of life you actually want to build. Because at the end of the day, the real question isn't just how to make money. The real question is how to create the freedom and lifestyle you truly want.

Which Financial Tool Is Rescuing Many Real Estate Investors and Business Owners Right Now

Fri, 06 Mar 2026 13:00:00 +0000

Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result. ________________________________________________________________________________________________________

The last few years have been brutal for many real estate investors. Rising interest rates, falling property values, and tightening capital have wiped out deals, destroyed equity, and even pushed some experienced investors out of business entirely.

In this episode, I break down the financial tool that quietly helped many investors survive one of the toughest market cycles in recent real estate history. If you remember the market between the late 2010s and early 2020s, it felt like almost anyone could make money in real estate. Interest rates were historically low, demand was high, and property values were skyrocketing. But when the Federal Reserve began aggressively raising interest rates in 2022, everything changed. Multifamily properties, apartment syndications, and commercial real estate valuations dropped rapidly as borrowing costs increased and rent growth slowed. Suddenly, deals that looked profitable on paper started collapsing. Investors who believed they had safe margins discovered that 20–30 percent equity could disappear almost overnight. Many operators had to inject hundreds of thousands or even millions of dollars into their projects just to keep them alive. But while many investors struggled, some were able to stay in the game. In this episode, I explain why the difference often came down to one overlooked financial strategy: whole life insurance used as a financial reserve and liquidity tool. This isn't about abandoning real estate or replacing investments. It's about understanding how the most resilient investors combine offense and defense. Real estate can be a powerful wealth-building tool, but when all your capital is tied up in deals, you lose flexibility during market downturns. Investors who maintained significant cash reserves inside properly structured whole life insurance policies had access to protected liquidity, tax-free growth, and lines of credit that allowed them to stabilize their businesses during difficult times. I also discuss why many investors value the lawsuit and creditor protection that whole life insurance offers in most states. In today's litigious environment, having a financial asset that is protected from lawsuits and creditors can be just as important as the investment returns themselves. You'll also learn how infinite banking strategies allow investors to access their capital through policy loans while their cash value continues compounding inside the policy. This creates a powerful opportunity to earn returns in two places at once while maintaining financial safety. This episode dives into the real-world lessons investors are learning after one of the most volatile periods in modern real estate. If you want to understand how experienced investors are protecting their capital, maintaining liquidity, and positioning themselves for the next opportunity, this conversation will give you insights you won't hear on most financial shows.

What Is REALLY Preventing You From Becoming Financially Free

Wed, 04 Mar 2026 13:10:00 +0000

Why poverty can create unhealthy spending cycles
Why wealth can create fear-based hoarding
How scarcity and validation drive financial behavior
Why social media flex culture is often insecurity in disguise
The Rockefeller story and how giving transformed his health and legacy
How to examine your own "why" behind pursuing passive income

If you're chasing passive income, financial independence, or early retirement, this conversation will challenge you at a deeper level. Because if your insecurities, fear, or shame aren't addressed first, more money will only amplify them. True financial freedom isn't about the number in your bank account. It's about who you are when the money comes or when it goes. If you want lasting wealth, start by fixing the foundation.

What I Would Do If I Wanted to Be Financially Free in 5-10 Years?

Mon, 02 Mar 2026 13:00:00 +0000

Master your cash flow strategy.
You must create margin. That means tracking money, eliminating financial leaks, managing debt wisely, and using tools like my Cash Flow Index to determine what to accelerate and what not to touch. Sometimes your best "investment" is optimizing what you already have.
Increase income by increasing value.
There's no ceiling on income only on cost cutting. Whether you're an employee or a business owner, your job is to become more valuable. Deliver results. Increase profit, not just revenue. Build multiple streams of income. If you're in business, focus on profitability. If you're employed, focus on becoming indispensable.
Build liquidity before investing.
I recommend building $150,000 to $200,000 before aggressively investing. Why? Diversification. One small rental property with $20,000 down is not a strategy it's exposure. When you have capital, you can spread it across real estate, debt funds, mineral rights, or other cash-flowing assets that are not correlated.

I also talk about strategic liquidity moves, including: • Using home equity wisely while rates are lower
• Refinancing to improve monthly cash flow
• Turning idle equity into income-producing assets
• Evaluating stocks, crypto, gold, and other holdings
• Why I believe the stock market may not be the place to be long term If you've been in the stock market for the last 17 years, you've likely done well. But the next decade may not look the same. Institutions are projecting 3–5% average returns. That's not financial freedom territory. This episode is about getting lean, getting liquid, and getting your money working for you through real passive income strategies backed by tangible assets. If you follow this system optimize cash flow, increase income, build liquidity, invest strategically, and reinvest your passive income five to ten years is absolutely achievable for many of you. Financial freedom isn't accidental. It's built.

How Does Mortgage Note Investing Really Work: with Fred Moskowitz

Fri, 27 Feb 2026 13:00:00 +0000

Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result. ________________________________________________________________________________________________________

We talk constantly about getting away from Wall Street investing and moving into more mainstream investing like real estate. But what if you could take it a step further? What if instead of owning the property… you became the bank? In this episode of the Money Ripples Podcast, I sit down with bestselling author and note investing expert Fred Moskowitz to unpack how mortgage notes work and how you can generate passive income secured by real estate without managing tenants, toilets, or trash. If you've ever wondered how banks make money or why they sell off loans on the secondary market this episode will open your eyes. Fred explains how everyday investors can step across the aisle from borrower to lender and start receiving monthly payments instead of making them. We break down how note investing works, why banks sell loans at a discount, how investors can increase yield by buying below the loan balance, and how this strategy compares to owning rental properties. With rising interest rates, tighter margins, and increasing landlord fatigue, many investors are rethinking traditional real estate. This conversation will show you an alternative path that still keeps you backed by hard assets. Fred shares how the secondary mortgage market functions through institutions like Fannie Mae and Freddie Mac, how loans move from banks to hedge funds to smaller investors, and how you can participate at your level whether you want to be an active investor building your own portfolio or a passive investor in a professionally managed note fund. We also discuss leverage, liquidity, collateral protection, loan servicing, due diligence, and how note investing can even be done inside self-directed IRAs and 401(k)s. If you like the idea of real estate investing but don't want to manage properties or deal with tenant risk, note investing could be a powerful solution. One of the biggest mindset shifts we talk about is this: in any transaction, the lender gets paid first. Whether a property is sold, refinanced, or foreclosed, lien holders are first in line before equity owners see a dime. That positioning can dramatically change your risk profile. Fred also shares insights from his book, The Little Green Book of Note Investing, and explains how investors can get started in this asset class. If you're serious about building passive income, protecting downside risk, and creating more control in your financial life, this episode will challenge how you think about real estate investing.

Fred's links:
- Website: https://www.fredmoskowitz.com/
- Facebook: https://www.facebook.com/thefredmoskowitz/
- LinkedIn: https://www.linkedin.com/in/thefredmoskowitz/
- Instagram: https://www.instagram.com/thefredmoskowitz/?hl=en

Why Cant You Trust Wall Street Advice?

Wed, 25 Feb 2026 13:00:00 +0000

Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result. ____________________________________________________________________________________________________________ Have you been listening to JP Morgan, HSBC, Yahoo Finance, or the so-called Wall Street experts telling you the S&P 500 is heading to 7,500 or even 8,000?

Are they predicting another 10%+ year in 2026 because of AI efficiencies and interest rate cuts?

Let me be blunt: you shouldn't blindly trust them. In this episode, I break down why Wall Street's stock market predictions are often self-serving, misleading, and potentially dangerous for your financial future. I say that as someone who used to be a financial advisor, a stock trader, and someone who once promoted the very system I now question. I understand how assets under management (AUM) works. The more money you keep in the market, the more they make, whether you win or lose. Right now, we're seeing headlines claiming continued bull market momentum, fueled by artificial intelligence, productivity gains, and potential Federal Reserve rate cuts. But I want you to ask a deeper question: who benefits from you believing that narrative? We've experienced a 17-year bull run since the 2009 bottom. Yes, there was a dip in 2022, but it was short-lived. The market roared back. Historically speaking, runs like this are rare. When you study 1929 and the Great Depression, you see eerie similarities, loose money policies, margin trading, overconfidence, and media hype. Today we have margin accounts, massive leverage, mutual funds nearly fully invested, and a public that believes "the market always goes up." Sound familiar? I also unpack the Smoot-Hawley Tariff Act of 1929 and compare it to today's renewed tariff discussions. Protectionist policies, leverage, speculative investing, and overconfidence can create the perfect storm. Add in modern AI hype, and you've got a powerful psychological cocktail that keeps retail investors pouring money into the stock market without questioning risk. The problem isn't investing. The problem is complacency. When financial institutions like JP Morgan predict higher S&P 500 targets, remember: they profit from your participation. Wall Street is incentivized to keep you invested. The media amplifies it. Meanwhile, smart money quietly shifts positions, into gold, silver, alternative assets, and cash-flowing investments that don't rely solely on market appreciation. This episode is not about fear. It's about critical thinking. I challenge you to question narratives. Ask why Wall Street continues projecting growth after historic returns. Consider how margin debt, leverage, and speculative behavior amplify volatility. Understand that when markets correct, they fall fast, and most people react too late. If your retirement, your financial freedom, or your passive income strategy depends entirely on the stock market continuing its historic run, that's a risk worth reevaluating. It's not a matter of if markets correct, it's when. My goal isn't to predict the exact timing.

My goal is to help you become work optional, financially resilient, and protected from the volatility that catches most investors off guard. If you want true financial freedom, you need to think beyond Wall Street. Be smart. Be proactive. And don't outsource your thinking.

Start making passive income here: https://bit.ly/3OtrWOQ

What Every Passive Investor MUST Look For Before Investing

Mon, 23 Feb 2026 14:00:00 +0000

Many business owners unknowingly lose thousands each year. It's usually caused by 7 hidden factors. See how much extra cash you can keep every month… without earning a penny more; it takes 30 seconds. Click below to get your results -
https://win.moneyripples.com/quiz

Start making a passive income here: https://bit.ly/4asWDw7 What should you really be looking for as a passive investor? That's exactly what I unpack in this episode, recorded live at the Best Ever Conference with Alex Davis from Zeus Companies. If you've ever considered passive real estate investing but hesitated because you weren't sure how to vet operators, read a PPM, or protect your capital, this episode is for you. I've seen too many people either stay stuck in the stock market out of fear or jump blindly into real estate syndications without doing proper due diligence. Neither is the right move. Alex brings a unique perspective because she's been behind the curtain. She started in real estate completely green, working for a hard money lender, learning mortgage terms from scratch. Over time, she gained experience in underwriting, loan servicing, capital raising, note investing, and syndications. She has reviewed offering documents, processed deals, and seen firsthand what separates strong operators from risky ones. In this conversation, we break down exactly what passive investors need to evaluate before wiring a single dollar. We talk about skin in the game. Is the operator investing their own capital, or are they only raising yours?

We discuss transparency. Are they willing to walk through their PPM page by page? Can they clearly explain their compensation structure, risk factors, exit strategies, and reporting process? We also dive into communication. What kind of updates should you expect? Monthly? Quarterly? Are there detailed financials? Will they share balance sheets? Do they offer third-party audits? If you're investing in a portfolio of notes or private lending deals, can they show you the actual notes? Most importantly, we emphasize risk awareness. Any operator who tells you there's no risk is waving a red flag. There is always risk. The real question is: what could go wrong, and what systems are in place to mitigate it? As a passive investor, you must understand worst-case scenarios before you ever think about best-case returns. We also cover how to evaluate deals based on your personal goals. Are you investing for monthly income? Long-term growth? Are you using structured funds or cash? How risk-averse are you? Not every real estate syndication or private lending deal is right for every investor. This episode is about being a smart investor, not a "turn your brain off" investor. Passive income does not mean passive thinking. Whether you're considering hard money lending, healthcare syndications, debt funds, or other alternative investments, your job is to read, ask questions, verify, and measure the opportunity against your own financial strategy. If you want your money working harder for you without blindly gambling it away, this episode will give you the practical framework you need to approach passive real estate investing with confidence and clarity.

Why Financial Independence Isn't Enough to Create Real Wealth

Fri, 20 Feb 2026 14:00:00 +0000

Many business owners unknowingly lose thousands each year. It's usually caused by 7 hidden factors. See how much extra cash you can keep every month… without earning a penny more; it takes 30 seconds. Click below to get your results -
https://win.moneyripples.com/quiz

Start making passive income here: https://bit.ly/3MiyK17

If you've been listening to this show for any length of time, you know I'm a big believer in financial literacy. But in this episode, I'm calling out something most people don't want to admit: financial literacy is not enough. You can know the rules, memorize the strategies, even earn a high income and still feel trapped, anxious, or stuck in the same money patterns. That's why I brought on Johann Berlin, a leader with 20+ years of experience across the C-suite, asset management, and leadership development, who now focuses on the psychology of wealth and money. Johann and I go deep into the invisible forces that shape how you earn, spend, save, and invest. We talk about the contracts you never consciously agreed to cultural expectations, family beliefs, and social benchmarking that quietly define what "success" is supposed to look like. And once you start chasing that moving target, the goalposts keep shifting. You can hit the number and still not feel free. We also unpack how modern systems are engineered to hijack your attention. Frictionless payments. Buy-now-pay-later. The attention economy. Algorithms that narrow your worldview and amplify comparison. Most people don't realize they're being influenced by design by teams that understand neuroscience, behavior, and how to nudge you into decisions that benefit someone else's business model. If you've ever wondered why you can feel financially "behind" even while doing well on paper, this is part of the reason. What I appreciated most about Johann's approach is that he doesn't shame anyone. He focuses on awareness because self-awareness creates the ability to choose. We discuss motivations that often drive money decisions: security, freedom, status, and purpose. None of those are inherently wrong, but when they're inherited unconsciously, they can run your life. That's where we get into his "Money Story Rewrite" concept recognizing one belief you're carrying that no longer serves you, and starting to rewire it with small, deliberate actions. We also talk about a key distinction I teach all the time: financial independence is a number. Financial freedom is a state. You can be work optional and still feel yoked to money worries if your identity, your comparisons, or your habits are rooted in scarcity. Johann offers a simple first step you can take in the next three days: pause before a purchase, get curious about what's driving it, and journal for just a few minutes. Small wins create momentum. Momentum creates agency. And agency is where freedom starts.

Johann's links:
- LinkedIn: https://www.linkedin.com/in/johannbberlin/
- Instagram: https://www.instagram.com/johannbberlin?igsh=dGxyczV0NzNmN2Fl
- Facebook: https://www.facebook.com/johannbberlin

Before You Start a Business or Franchise, Consider This First

Wed, 18 Feb 2026 13:39:00 +0000

Many business owners unknowingly lose thousands each year. It's usually caused by 7 hidden factors. See how much extra cash you can keep every month… without earning a penny more; it takes 30 seconds. Click below to get your results -
https://win.moneyripples.com/quiz
Start making passive income here: https://bit.ly/3ODH6Rq There are a lot of experts, gurus, and influencers out there telling you why you should start a business.

In this episode, I'm taking the other side of that conversation: why you should not start a business, and how to know if entrepreneurship is actually a bad fit for you right now. I've been a business owner for nearly 25 years, and I've lived the good, the bad, and the ugly. I started out as a financial advisor inside a company that did a decent job onboarding me with tools and personal development. I was reading books like Rich Dad Poor Dad and How to Win Friends and Influence People, and I was excited. But I learned fast that business isn't just "here's what I do" and people magically show up. You have to learn sales. You have to learn marketing. You have to learn the language of finance. You have to know how to stay profitable, build reserves, navigate credit and lines of credit, handle payroll, manage employees, build culture, and still cast vision. And if you're a solopreneur, you're carrying all of those roles at once. That's a lot, and it's not for everyone. I also talk about what no one wants to admit: entrepreneurship isn't just "freedom." Freedom comes with responsibility, and responsibility comes with pressure. As an employee, you usually have an income floor, but you also have an income ceiling. As a business owner, you have no ceiling, but you also don't have a floor. You can make zero. You can even lose money. When cash gets tight, you're the one who has to figure it out. I share a personal story from my early days: I was working a job for benefits while building my practice on the side, sometimes from 7:00 AM to 9:00 or 10:00 PM. When I finally went full-time, I thought I had a big month coming. Then reality hit. I panicked. And I didn't realize it at the time, but that scarcity and pressure showed up in my energy, and prospects backed away. My income actually dropped when I "went all in," and I eventually had to look for part-time work again. That experience taught me something important: if you need safety and security to perform well, you may be better off keeping business as a side hustle until your finances and mindset can handle the volatility. We also talk about the "buy a business" trend, franchises, and why you might end up being the manager instead of the owner you imagined. I break down who tends to succeed faster (people with prior business experience), why the "80% fail in five years" stat is often misunderstood, and the real ugly side nobody highlights: distractions, market shifts, legal issues, and the mental load that causes most people to quit when it gets hard. If you're thinking about starting a business, buying a business, or buying a franchise, listen to this first.

My goal is to help you make a smarter decision, protect your family, and choose the path that actually fits your personality and your season of life whether that's entrepreneurship, intrapreneurship inside a company, or building freedom through passive income.

What Economic Factor is Scarier Than Unemployment Now?

Mon, 16 Feb 2026 14:00:00 +0000

Many business owners unknowingly lose thousands each year. It's usually caused by 7 hidden factors. See how much extra cash you can keep every month… without earning a penny more; it takes 30 seconds. Click below to get your results -
https://win.moneyripples.com/quiz
Start making passive income here: https://bit.ly/3ZPYC7H

Is there a statistic more concerning than the unemployment rate right now?

Everyone keeps pointing to 4.4% unemployment like it's proof that everything is fine. But what if that number is hiding a much bigger economic problem? In this episode, I break down why underemployment may be a far more important economic indicator than the traditional unemployment rate. If you're watching the economy, investing in passive income, or trying to protect your financial future, this is something you need to understand. Right now, nearly 8.8 million Americans are working multiple jobs. Another 5.3 million are working part-time for economic reasons. Many of them want full-time work but simply cannot find it. These individuals are technically "employed," but they are not employed enough. And that distinction changes everything. We've moved from a one-income household… to two-income households… and now to multiple-income-per-person households just to make ends meet. Rising prices, wage stagnation, inflation manipulation, and affordability pressures are quietly squeezing the middle class. While the Federal Reserve, labor statistics, and media headlines may highlight low unemployment numbers, they are not talking enough about job quality, income stability, and economic sentiment. I also explain why sluggish job growth, rising inflation, and declining consumer confidence matter more than headline unemployment numbers. We discuss how inflation outpacing wages impacts spending, why multiple job holders are increasing, and how this creates ripple effects throughout the broader economy. When money exchanges hands more slowly, everyone feels it. We'll also talk about the real danger signals: hiring freezes, tech layoffs, shrinking demand, and tightening household cash flow. This isn't about fear. It's about awareness. If people are forced into multiple gigs just to survive, that tells you something deeper is happening beneath the surface. Most importantly, I share what you can actually do about it. You cannot control government statistics.
You cannot control Federal Reserve policy.
But you can control your own economy.

The key right now is value creation. The people who thrive in uncertain economic cycles are those who solve bigger and better problems. It's not about chasing another degree. It's not about grabbing more random side hustles. It's about increasing your usefulness, strengthening your skill set, and positioning yourself as someone who creates real value in the marketplace. If you want to build passive income, increase cash flow, and protect your financial future in today's shifting economy, this episode will help you see what most people are missing.

What Is a Better Information Source Than AI?

Fri, 13 Feb 2026 14:00:00 +0000

Start making passive income here: https://bit.ly/45VaicD

What if I told you there's a resource even more powerful than AI when it comes to investing, decision-making, and creating lasting wealth?

In this episode of the Money Ripples Podcast, I'm breaking down why AI isn't the ultimate answer and why relying on it too heavily may actually hurt your financial future. Don't get me wrong. I love artificial intelligence. I use it. It's an incredible tool for gathering information, organizing data, and speeding up processes. But lately, I've noticed something troublingnot just in my own life, but with clients inside Money Ripples and investors everywhere. We're becoming too dependent on AI to do our thinking for us. That's why I introduce a concept I call HI Heavenly Intelligence. Now before you tune out, hear me out. Whether you believe in God like I do, or you see this as intuition, universal intelligence, or inner wisdom, the principle is the same. There is a deeper source of insight that AI simply cannot replace. AI can aggregate information, but it cannot tell you what decision is right for you. I share how some of my best investment decisions came not from spreadsheets, projections, or AI prompts—but from quiet reflection, prayer, and listening to that internal signal. I also share real stories where ignoring intuition led to massive financial losses, including one situation where an investor disappeared with $26 million and another involving regulatory investigations that could have been avoided. I explain why the majority opinion whether it comes from AI, Google, financial influencers, or social media—is often wrong. If the majority were right, most people would be financially free. They aren't. And that's exactly why blindly following popular advice is dangerous. We also talk about:

Why over-reliance on AI weakens critical thinking
How intuition plays a role in due diligence and investing
Why financial influencers often teach theory, not wisdom
How noise creates paralysis and confusion
Why silence is becoming one of the most valuable assets in investing
How greed overrides intuition and leads to bad decisions
Why smooth, intentional action not constant movement creates prosperity

I challenge you to disconnect from the noise, even briefly each day.

Turn off the media.
Turn off the inputs.

Create space to listen. Because the next step in your financial journey might not come from AI it might come from a quiet voice you've been ignoring. If you want better results in investing, wealth building, and life, this episode will push you to rethink where your decisions are really coming from.

What's Changed in How People Use Infinite Banking?

Wed, 11 Feb 2026 14:00:00 +0000

Infinite banking is often misunderstood and poorly implemented.

Before you commit or write it off completely, book a call with Parker to understand how this strategy is being used today for cashflow, flexibility, and long-term planning.

Book a call here: https://bit.ly/4aDjeG5

When it comes to infinite banking, the conversation is changing. It's no longer just about using life insurance to double dip or fund short-term investments.

In this episode of the Money Ripples Podcast, I sit down with our resident infinite banking expert, Parker Jardin, to unpack how people are actually using infinite banking today and why the focus has shifted toward long-term stability, legacy, and multi-generational wealth. Over the years, I've watched infinite banking evolve from a niche concept into a foundational financial strategy for entrepreneurs, investors, and families who want certainty in an increasingly uncertain world. In this conversation, Parker shares his personal story of starting a whole life insurance policy at just 17 years old and how it became the backbone of his financial life, funding college, controlling debt, and eventually creating long-term cashflow and generational wealth. We dive deep into why infinite banking is no longer just about financing cars or chasing returns. Today, people are using it as a defensive asset, a cashflow engine, and a tax-advantaged legacy tool. Parker explains why more clients are intentionally holding larger cash reserves inside their policies, valuing liquidity, predictability, and control over speculation. We also address one of the most misunderstood topics in infinite banking: financing vehicles. Parker breaks down when it makes sense to use policy loans, when traditional low-interest financing may be better, and why infinite banking should be viewed as an option not an obligation. This episode clears up misinformation, including common arguments made by critics like Dave Ramsey, and explains why properly designed policies behave very differently than what most people have experienced. One of the most powerful shifts we discuss is multi-generational planning. More parents are setting up policies for their children and even grandchildren, not just for money, but to instill financial discipline, long-term thinking, and healthy money habits. Parker explains how infinite banking teaches principles like saving first, understanding leverage, efficient debt, compounding, and financial stewardship lessons that are far more valuable than the dollars themselves. We also talk about how it's possible to spend more money from your policies than you ever put in, while still leaving behind a significant death benefit for your family. This concept alone challenges nearly everything most people believe about retirement, income planning, and legacy. If you're tired of one-size-fits-all financial advice, worried about market volatility, or looking for a way to build wealth that supports both your life today and your family's future, this episode will completely reframe how you see infinite banking.

The Fastest Way to Your First $100K

Mon, 09 Feb 2026 15:42:00 +0000

Start making passive income here: https://bit.ly/4qigcf6

If you're trying to save your first $100,000 and wondering the fastest, smartest way to do it, this episode is for you. I recently came across a video featuring Tori Dunlap, creator of Her First $100K, where she explains how she saved her first six figures by age 25. She shares some solid advice but there are also some dangerous assumptions that could actually slow you down if you're not careful.

In this episode, I break down what she got right, what she got wrong, and how I believe you can reach your first $100,000 even faster. I walk through Tori's core strategies: increasing income through job negotiation, saving a high percentage of income, avoiding student loan debt, and building side hustles. I agree with much of this and add important nuance from my own experience especially for those who didn't have financial help, had student loans, or lived through real market downturns. I share how I personally reached my first $100,000 by age 28 after starting out broke, with student loans, low-paying jobs, and a struggling business. Where this episode really matters is in the cashflow conversation. I explain why focusing solely on investing—especially in 401(k)s and index funds can actually trap you financially if your cashflow is weak. I challenge the idea that stock market returns will always outperform debt, explain why 401(k) matches are massively overhyped, and show why liquidity matters more than rate of return when you're building your first six figures. We also dig into emergency funds, why three months is not enough, how high-income earners actually need larger reserves, and why paying off certain debts can improve your financial life faster than investing ever could. I explain why "you don't need to be debt-free to be financially free," but you do need strong cashflow and control of your money. If you're stuck paycheck to paycheck, frustrated with traditional financial advice, or tired of being told to "just invest more," this episode will give you a clearer, faster path. I lay out my proven framework: get lean, get liquid, focus on cashflow first, and only then move into investing. This is the same process I used not once but twice after rebuilding my wealth following financial setbacks. If your goal is to hit your first $100,000 without locking your money away, stressing about market crashes, or relying on hope-based investing, this episode will change how you think about money forever.

Low on Money to Invest? Do These 3 Things First

Fri, 06 Feb 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/49UVQDW

Most people who tell me they "don't have money to invest" actually do have it, they just don't know where to find it.

In this episode, I break down three practical, proven ways to find money you already have, so you can finally start investing and creating passive income without waiting years or decades. I created this episode specifically for those of you who feel like you make decent money, but somehow it always disappears. You look at your income and think, "I should be way farther ahead than this." I've been there myself. During the last recession, I was completely broke, losing over $15,000 a month, and had to learn fast how to free up cash just to survive. These are the same strategies I used to rebuild, escape the rat race, and become work optional by the end of 2016. First, we talk about stopping money leaks. This isn't about living on rice and beans. It's about awareness. I explain why tracking your money weekly not monthly is one of the most powerful habits you can build. From subscription creep to overdraft fees to expenses you don't even realize are draining you, I share real examples of clients who freed up hundreds to thousands of dollars per month simply by paying attention. Second, we dive into debt optimization, not debt elimination. I explain why paying off debt based solely on interest rates is often a mistake, and how using my Cashflow Index strategy can instantly increase your monthly cashflow. You'll hear real client examples where restructuring debt not investing was the smartest first move, freeing up more cash than a rental property ever could. Third, we talk about taxes, especially for business owners, solopreneurs, and side hustlers. This is one of the most overlooked sources of investable cash. I walk through real scenarios where people were overpaying taxes by five, ten, even thirty thousand dollars per year simply because they were set up wrong. In many cases, the fix wasn't complicated it just required the right strategy and the right advisors. Then I give you a bonus fourth strategy that most people miss entirely: income growth. Expenses have a limit. Income doesn't. I explain why chasing small investment returns too early can slow you down, and why focusing on delivering more value whether as an employee or business owner creates far more momentum. This is how you accelerate wealth, not just hope for it. Finally, I announce Cashflow Breakthrough, a brand-new coaching program designed specifically for people who want to invest but don't know where the money is supposed to come from. This is one-on-one help to identify money leaks, restructure debt, optimize taxes, and increase income so you can actually build the cash needed to invest with confidence. If you want more money to invest, this episode will show you exactly where to find it.

How Our Clients Are Thinking Differently About Investing in 2026?

Wed, 04 Feb 2026 15:07:00 +0000

Start making passive income here: https://bit.ly/4bBMhLh

As we move fully into 2026, I wanted to address the real conversations I'm having behind the scenes with our clients and listeners.

What are people actually worried about right now?
Where are the opportunities?
And how do you make smart financial decisions when the noise feels louder than ever? That's why I brought back Craig Feldmeier, one of our senior coaches here at Money Ripples and someone who works directly with our Work Optional Blueprint members every single day. Craig is on the front lines helping people design personalized paths to financial freedom, and he has a unique pulse on what investors are thinking, fearing, and hoping for as we enter this new phase of the economy. In this episode, we talk honestly about the shift we're seeing as people move from an asset-gathering mindset to a cashflow-focused mindset. Too many people still measure success by net worth alone, while ignoring whether their money actually supports the life they want to live. Craig explains why predictable cashflow changes everything and why that first passive income check is often the biggest mental breakthrough. We also discuss what's changed since the post-COVID years. Easy money is gone. Interest rates are higher. Layoffs especially in tech and middle management have forced many people to rethink their careers and financial strategies. While that can feel scary, Craig and I break down why these disruptions often create powerful opportunities, especially when it comes to accessing old 401(k) funds, repositioning capital, and finally taking control of your financial future. You'll hear us talk about real estate cycles, alternative investments, industrial opportunities, gold and silver, AI-related trends, and why fundamentals still matter more than hype. We also dive into why many investors are slowing down on aggressive growth in favor of liquidity, reserves, and alignment and why that's not a bad thing. One of the most important concepts we cover is the Investment Policy Statement a simple but powerful way to prevent emotional investing, FOMO, and misalignment between your goals and your actions. If you've ever chased a deal you didn't fully understand or felt uneasy about your portfolio, this conversation will help you reset. Ultimately, this episode is about clarity. It's about cutting through fear, focusing on fundamentals, and aligning your investments with the life you actually want to live. If you're thinking about becoming work optional or staying there this conversation will give you practical insight, grounded perspective, and confidence heading into 2026.

What I Look for Before Trusting a Financial Influencer

Mon, 02 Feb 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/3NM6Vi4 Have you ever noticed how financial influencers, or "finfluencers," seem to be everywhere on social media right now? Scroll Instagram, TikTok, or YouTube and you'll see people yelling about debt, promising overnight wealth, or claiming they've cracked the financial code. The real question is this: how do you know who to trust? In this episode, I pull back the curtain and walk you through exactly how I personally evaluate financial influencers. I'm not here to tell you who to follow or unfollow. Instead, I want to show you how to think critically so you can make that decision for yourself with confidence. I break down the biggest mistake people make when consuming financial content online: confusing principles with strategies. True wealth builders understand that principles are timeless, while strategies change depending on circumstances. That distinction alone can save you years of frustration and costly mistakes. I explain why blanket advice like "debt is always bad" or "debt is always good" completely misses the point, and how context and stewardship matter more than slogans. I also share why I don't consider myself a traditional finfluencer. I'm not trying to reach millions of people with flashy skits or viral gimmicks. I speak to a specific group of independent thinkers Gen Xers, older millennials, and business owners who feel like the traditional financial path just isn't enough. People who did what they were told, saved diligently, and still watched their parents struggle financially despite doing everything "right." I open up about my own financial journey, including my time as a traditional financial advisor, why I left that industry, how I went broke during the 2007–2009 crash, and why I had to become financially independent twice. I explain why failure leaves clues just as much as success does and why those clues matter when evaluating someone's advice. We also talk about the dangerous side of social media finance, including fake credibility, exaggerated track records, and influencers who teach things they've never actually done themselves. With AI making it even harder to tell what's real and what's not, learning how to use your internal "BS meter" has never been more important. If you've ever wondered whether you should trust a financial influencer, including me, this episode will help you cut through the noise. My goal isn't blind trust it's informed confidence. Ask questions. Look for evidence. Pay attention to who has truly been there, done that, and is still doing it today.

Is Self Storage the Trending Investment in 2026: with Alex Pardo

Fri, 30 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/49H5oCm

Is self-storage investing the place we should be going as we head into 2026?

That's exactly what I'm digging into in this episode with returning guest Alex Pardo. Alex isn't just a storage operator, he's done nearly a thousand single-family transactions, built a real estate wholesaling business, and then made a bold pivot in 2020 into self-storage. And if you've felt like real estate has been rough the last few years, you're not alone. I wanted this conversation because I've been watching the storage space closely, and I'm asking the real question: is now the time to start taking self-storage seriously again? Alex walks me through his origin story, from a middle-class upbringing, landing a corporate job at General Electric, and realizing quickly that the traditional path wasn't for him.

After a life-changing backpacking trip through Europe (53 cities, 22–23 countries), he immersed himself in personal development books like Rich Dad Poor Dad (Robert Kiyosaki), The E-Myth (Michael Gerber), and Think and Grow Rich, and made a decision to pursue real estate. That decision turned into real momentum fast direct mail, pre-foreclosure marketing, a short sale wholesale deal, and a $44,000 payday that helped set his future in motion. But the bigger story is what happened later. Even with a profitable wholesaling operation, Alex hit burnout. He described it perfectly: building a successful business that still felt like a prison. He didn't want more transactions he wanted time freedom, a lower headache factor, higher margins, and something that could be run remotely without a huge team. That's what led him to self-storage. We talk candidly about what it's been like entering storage near the boom, then facing a tougher market. Alex explains how he thinks about opportunities today: you may need to look at 100–120 deals to find one that works, underwrite more conservatively, and structure smarter offers. But the opportunity is still there especially because so many facilities are still owned by mom-and-pop operators, and many haven't modernized. Alex points out that a surprising number of storage facilities still don't even have a website, even though the majority of customers come from online searches. One of the biggest takeaways is forced appreciation how storage facilities can increase in value quickly when you raise revenue and improve operations. Alex shares a real example: a facility near Jacksonville in Amelia Island that hadn't raised rates since 2005. By increasing rents and adding simple fee income (admin fees, lock fees, gate fees), NOI improved dramatically because in commercial assets, value is driven by income, not comps like single-family. We also cover what passive investors need to know: storage often runs a 30–40% operating expense ratio, compared to multifamily commonly around 50%+, which can mean stronger margins when operated well. But Alex also keeps it real by sharing the ugly side his first deal in Jackson, Mississippi came with break-ins, fences getting cut, bad debt, and constant repairs. Location still matters. If you're evaluating storage going into 2026 whether as an operator, partner, or passive investor this episode will help you see what's real, what's hype, and what to watch for before you invest.

What Are Trump Accounts (And Should You Set One Up for Your Kids)

Wed, 28 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/4pWnc1c

What are these new Trump accounts, and are they actually a smart move for your kids' financial future?

That's the question I'm answering in today's episode, because while these accounts are being marketed as an incredible opportunity, there are some serious downsides you need to understand before you jump in. The Trump account was introduced as part of the so-called "big, beautiful bill" passed in the summer of 2025. It's being promoted as a way to give kids a financial head start, almost like a hybrid between a 529 college savings plan and a retirement account. The government even kicks things off with a $1,000 contribution for children born between January 1, 2025 and the end of 2028. Sounds great on the surface, right? But once you dig into the details, things get a lot murkier. In this episode, I break down exactly how Trump accounts work, including contribution limits, taxation, investment restrictions, and withdrawal rules. While you can contribute up to $5,000 per year per child, all of that money goes in after tax, grows tax deferred, and then gets taxed again when withdrawn. That's right double taxation. And if the money is used for non-qualified purposes, there's also a 10% penalty on top of that. We also talk about how these accounts are locked into stock market index funds, meaning there is zero flexibility. You can't invest in real estate, private lending, gold, Bitcoin, or any other alternative assets. You're forced into the market whether it's a good time or not, which raises a big red flag for me as someone who teaches control, flexibility, and cash flow. I also explain why the administration is pushing these accounts so hard, how political incentives play a role, and why these accounts feel more like a popularity grab than a truly helpful financial solution.

When you compare Trump accounts to alternatives like a Roth IRA for kids or even better, properly structured whole life insurance you'll see that there are far more efficient ways to build wealth without market volatility, penalties, or government rule changes. I walk you through the pros and cons, the hidden dangers, and what I believe is a far superior strategy for parents who want certainty, tax advantages, and true financial control for their children.

If you've been considering Trump accounts or just heard the hype, this is a must-listen before you make a decision you might regret later.

I'm Reconsidering the AI Stock Bubble - Is a 2026 Boom Coming?

Mon, 26 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/4pJZiWn

Are my 2026 market predictions wrong?
Is there still an AI-driven stock market boom ahead of us, or are we getting dangerously close to another major correction?

In this episode, I challenge my own assumptions and break down why some of Wall Street's biggest institutions believe the bull market is far from over and why I'm still not convinced. I walk you through recent analyst predictions from major financial firms like Goldman Sachs, UBS, and other institutional strategists who argue that the stock market isn't in a bubble. Their reasoning? Strong earnings growth, powerful AI-driven productivity gains, and solid corporate balance sheets. According to them, technology stocks especially the so-called Magnificent Seven are not speculative bubbles, but companies with real profits and real growth. Some analysts are even predicting the S&P 500 could hit 7,700 by 2026 or climb to 10,000–13,000 by 2030. On the surface, that sounds compelling. But I don't stop there. I dig into historical data, long-term trend lines, and my own experience as a former financial advisor, stock trader, and investment coach. I explain why comparing today's market to the late 1990s tech boom and the roaring 1920s should raise red flags not blind optimism. I break down the 30-year average returns of the S&P 500, why the commonly quoted 10–12% return is misleading, and what happens when markets stay above their long-term trend lines for too long. We also talk about bias both theirs and mine. Wall Street firms make money when you stay invested in their funds, so of course their forecasts tend to skew optimistic. That doesn't automatically make them wrong, but it does mean you should question their motives. I explain why the last 17 years of market performance are statistically abnormal, how liquidity and money printing have distorted reality, and why "business as usual" may not last forever. Most importantly, I share what I'm seeing from small business owners and real economic signals that don't show up in stock market headlines. When things feel "off" beneath the surface, it's worth paying attention. This episode isn't about fear it's about awareness, balance, and protecting your wealth before the next shift happens. If you're trying to decide whether to stay aggressive in stocks or shift toward safety and alternative investments, this episode will give you the context and clarity you need to make smarter decisions heading into 2026.

Will AI Replace Your Job? How to Protect Your Career by Operating in Your Genius

Fri, 23 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/45iVjsF

Is AI really the beginning of the end for jobs or is this one of the biggest opportunities we've ever seen?

That's exactly what I dive into in this episode with my longtime friend and former college roommate, Aaron Matthews, a fractional CTO/COO with over 21 years of leadership experience across healthcare, insurance, and technology. Everywhere you look, the headlines are screaming that AI is taking jobs. Engineers are being laid off. Middle managers are disappearing. Entire roles are being redefined. But the real question isn't whether AI is replacing jobs, it's who it's replacing, why it's happening, and how you can stay ahead of it instead of being run over by it. Aaron brings a grounded, real-world perspective from someone who's actually building with AI, not just talking about it. We unpack how tools like Claude, ChatGPT, and Perplexity are already eliminating entry-level technical work, while simultaneously creating massive leverage for people who know how to use them well. Aaron shares firsthand examples of building functioning software applications without being a traditional coder, and how AI now takes him from zero to 80% in minutes while the final 20% still requires human judgment, experience, and creativity. This episode isn't just about technology. It's about human value. We talk about why empathy, decision-making, critical thinking, and creativity are becoming more valuable not less in an AI-driven world. We also address the dangers: intellectual shortcuts, loss of deep thinking, and over-reliance on machine-generated answers. If you're a parent, this conversation around critical thinking and kids is especially important. We also explore how AI is acting as a "force multiplier." High performers get better. Average performers level up. And for neurodivergent individuals, AI could become the most powerful personalized teacher we've ever seen. That's a game-changer. If you're worried about job security, relevance, or your future earning power, this episode will help you shift from fear to strategy. AI isn't something you can stop but you can decide whether it replaces you or empowers you. The people who win in the next decade won't be the ones who avoid AI. They'll be the ones who learn how to use it intentionally, ethically, and creatively to build more value, more income, and more freedom.

Do Trump's Credit Card Caps and Housing Crackdowns Actually Hurt Americans

Wed, 21 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/4pInjx7 President Donald Trump is making big promises as he approaches his one-year mark: banning institutions from buying real estate, capping credit card interest rates, and even talking about firing Jerome Powell. If you've been hearing these headlines and wondering, "Is this actually good for the economy, or are we about to make things worse?" this episode is my straight-shooting breakdown of what happens next and why these ideas won't do what people think they'll do. Let me be clear: this isn't a pro-Trump or anti-Trump rant. I'm not interested in political tribalism. What I'm interested in is cause and effect. I'm watching smart investors completely switch standards depending on who says the policy, and that's dangerous. If you want to understand money, markets, and real outcomes, you've got to turn your brain on and stop filtering everything through a "love him" or "hate him" lens. First, I address the idea of firing Jerome Powell. Even if Powell were removed as Fed Chair, he could still remain on the Federal Reserve Board. More importantly, rates aren't set by one person. They're determined by a committee, with multiple Fed presidents voting. So the "fire Powell" narrative makes for a great soundbite, but it won't magically drop rates or fix affordability for everyday Americans. Second, I tackle the claim that institutions are the reason housing got so expensive. The truth is that institutional buyers are a small slice of the market roughly in the 1–3% range. Are there pockets where they influenced pricing? Sure. But they weren't the primary driver. The real driver was demand fueled by cheap money and massive liquidity injections stimulus, PPP, expanded credits, and low interest rates combined with supply chain disruptions, labor costs, and higher construction expenses. I even share my firsthand experience buying in 2021 to show how everyday Americans, not faceless institutions, were creating bidding wars and pushing prices beyond appraisals. Third, I break down the most misunderstood headline: the proposed credit card interest rate cap at 10%. This is where "unintended consequences" kick in hard. Credit cards are unsecured debt no collateral so risk is higher and rates reflect that. If you force a cap too low, banks don't suddenly become generous. They reduce lending, tighten standards, and cut off the very people who rely on access to credit. And when credit availability shrinks, spending slows, layoffs rise, defaults increase, and markets react. The economy runs on the flow of money and credit. Restrict the flow, and you don't solve the problem you accelerate the downturn. Bottom line: banning institutional real estate buyers won't lower prices, firing Powell won't change the committee-driven reality of the Fed, and capping credit card rates won't fix affordability it risks breaking credit access and worsening the correction the economy already needs to go through. If you want to build real stability and become work optional, don't chase headlines. Focus on fundamentals, cashflow, and strategies that work regardless of which politician is talking. And if your 2026 goal is passive income, go to moneyripples.com and use the Work Optional Calculator to find your number.

The Teen Who Made $250K Before Graduation And How Your Kid Can Learn the Same Skills

Mon, 19 Jan 2026 12:00:00 +0000

Your future doesn't start after school, it starts now.

7F Teenage Tycoon teaches teens how money works, how businesses are built, and how real wealth is created.

Tap the link and become a Teenage Tycoon today - https://www.7figureflipping.com/teenage-tycoon?fpr=7cwpr0

Start making passive income here: https://bit.ly/49AgqYy We talk a lot about building wealth, passive income, and freedom but the real question, especially as parents, is how do we teach our kids to do the same? In this episode, I sit down with Bill Allen, founder of Seven Figure Flipping, to talk about raising financially confident kids who understand money, business, and opportunity. Bill shares his journey from 20 years as a Navy helicopter pilot to real estate investor. One house flip netted him about $43,000, opening his eyes to a second income stream that he later scaled into a high-volume business. What sets Bill apart is his honesty: success isn't effortless. The principles are simple, but the work is real and anyone promising "easy money" is selling a myth. We also break down common business misconceptions, especially around "passive income." Bill explains the difference between active and passive income and why real investing always requires time, skill, capital, or responsibility. If you're not exchanging something, you're not investing you're gambling. At the heart of the episode is Teenage Tycoon, Bill's entrepreneurial community for teens. Built like a business co-op, it includes a book club, weekly calls, guest experts, and real-world conversations about entrepreneurship, real estate, investing, sales, and mindset. It's designed to give parents support especially when kids don't want to hear it from mom or dad. The results speak for themselves: teens flipping houses, running e-commerce stores, reselling products, building 3D-printing businesses, and even flipping high-end watches. We also discuss homeschool grants in some states and how parents can learn alongside their kids. If you want to build a legacy beyond money teaching your kids how to think, earn, invest, and lead this episode offers real insight and a clear next step.
Bill Allen's links:
- LinkedIn: https://www.linkedin.com/in/bill-allen-rei/
- Instagram: https://www.instagram.com/billallenrei?igsh=MTU3bjhmMXdhbnVuNw==
- Podcast: https://bit.ly/3LsTx1u

She Escaped Soviet Hardship, Lost $100K… and Still Built the American Dream

Fri, 16 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/4qNupRT

All of us have hard times. The real question is: how do you bounce back when the setback hits you financially, emotionally, and personally all at once?

In today's episode, I sit down with Tatiana Zagarovsky, whose story is the kind that makes you rethink what you're capable of when life punches you in the face. Tatiana immigrated to the United States after growing up in the Soviet Union, where entrepreneurship was treated like a crime and "capitalists" were painted as villains. She later immigrated again through Israel, built a successful career in corporate America, earned patents, and lived what many people would call the American Dream on the outside: house, vacations, and stability. But inside, she felt like she was still working someone else's plan instead of building her own. Then she found real estate. Like many people, she started with education, trainings, mentors, and big momentum until everything fell apart at the same time. Tatiana shares how she lost over $100,000 in an early real estate deal because she didn't understand the power of an operating agreement and how quickly someone can manipulate ownership through an LLC. While dealing with that financial hit, she also found herself in a painful custody battle that forced her to walk away from her corporate job to support her kids. That combination put her into a dark place, and she's honest about the depression and pressure that followed. What I love about this conversation is that it doesn't stop at the tragedy. Tatiana breaks down the exact framework that helped her rebuild: her "three Cs" of clarity, community, and coach. She talks about finding the right people, and the right mentor Damon Remy of REI BlackBook who helped her not only in business, but also pushed her to get personal support so she could heal and perform again. From there, Tatiana found a strategy she's passionate about: seller financing.

She explains it simply, how she structures deals, and why it creates wins for buyers who can't qualify for traditional mortgages. We get into how she sells homes on terms that can be comparable to rent, often with stable principal-and-interest payments, and why this approach can restore hope for families who feel locked out of homeownership. We also talk about protecting people from scams, avoiding shame after getting burned, and why integrity and perseverance still win in the long run. If you've ever been scammed, knocked down, or felt like your financial future got derailed, this episode is for you. Tatiana's message is clear: don't let the worst chapter become the end of your story.

After Losing My Dad… This Is the Money Wisdom I Can't Stop Thinking About

Wed, 14 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/49tEKv8 So many of you have heard the story of my father before, whether it was here on the Money Ripples podcast or inside my book, The Work Optional Blueprint. But after my dad passed away just a few weeks ago, there's one piece of advice he gave me about money that hasn't stopped echoing in my head. And today, I felt compelled to share it with you. My father was the definition of a penny-pinching saver. Raised after the Great Depression, he believed deeply in saving everything possible. He bought things on sale, avoided debt at all costs, and worked for decades with the belief that if he just saved enough, someday he'd finally be safe. But despite all that saving, his retirement was short, stressful, and financially constrained. And that's where the real lesson comes in. Years ago, during one of the hardest financial periods of my life during a divorce and intense financial stress my dad told me something completely unexpected. He said, "Chris, it's just money. You can always make more of it." Coming from someone who worried constantly about losing money, that advice surprised me. But it also freed me. I reflect on what that advice truly means and how it reshaped my relationship with money. Money is not the goal. It's not the prize. It's a tool. It's a medium of exchange that represents value. And when we treat it as something to hoard instead of something to steward, we often sacrifice our health, our time, and our joy in the process. I walk you through the moment years ago when I sat across from my dad at his kitchen table as his financial advisor, realizing that despite decades of saving, he didn't actually have enough money to retire comfortably. I explain how market downturns, inflation, and relying solely on traditional retirement strategies can quietly sabotage even the most disciplined savers. But this episode isn't about fear. It's about perspective. If you're stressed about money right now whether it's inflation, job uncertainty, rising costs, or feeling trapped in a system that isn't working I want you to hear this clearly: money is something you can create. When you focus on serving others, solving problems, and delivering real value, money becomes a natural byproduct instead of a constant source of anxiety. Saving alone isn't freedom. Accumulating money without intention isn't wealth. Real financial freedom comes from using money intentionally to create a life that's actually worth living now, not someday. This episode is deeply personal, but it's also one of the most important conversations I've had on this show. If you've ever felt pressure, guilt, fear, or shame around money, this message is for you.

The Most Hands-Off Turnkey Strategy Yet And What Bonds Have to Do With It

Mon, 12 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/4jzeOmE You hear us talk about real estate all the time on this show but what most people don't realize is that the bond market may be one of the biggest hidden forces influencing real estate returns right now. In today's podcast episode, I sit down with Jeremy Watson, CEO of Bedrock Investment Property, a longtime investor and entrepreneur who has been investing since 2006, has helped buy and sell 5,000+ properties, and has completed four business exits. Jeremy also spent a decade in the financial advice world, reviewing hundreds of millions of dollars' worth of real client portfolios and what he saw over and over again was this: many "safe" traditional strategies create a false sense of security, especially when inflation shows up. We start by talking about Jeremy's real estate origin story how he started in 2006, got hit hard in the 2008 crash like almost everyone did, and then spent years inside the financial planning world learning why many common real estate and passive investment structures fail in practice. That experience led him back into real estate with a sharper focus on what matters most: control, cash flow, and predictable outcomes. From there, we dig into turnkey real estate and why it gets criticized today. Jeremy breaks down the real issue with turnkey: it's not the concept it's the vetting, the quality of the market, and the administrative burden that most companies never tell you about. Property managers don't keep your books, don't keep LLCs compliant, don't manage insurance claims, and don't hold themselves accountable. If investors don't realize this upfront, "passive" real estate quickly becomes a part-time administrative job. Jeremy shares how Bedrock approaches turnkey differently by building systems to handle the backend workload, overseeing property managers, providing tax-ready reporting, and focusing on homes and markets that can realistically perform. The emphasis is on buying assets that can withstand market shifts, not chasing hype or "cheap" properties in unstable neighborhoods with no real exit strategy. Then we get to the core topic: bonds and real estate. Jeremy explains why bonds are often treated as the safe asset in retirement planning and why that logic breaks down in inflationary environments. Bonds may feel safe, but when inflation rises, fixed-income instruments can silently destroy purchasing power. If interest rates rise after you've locked in a lower-yield bond, your bond becomes less attractive on the secondary market, meaning you could take a major haircut if you need to sell before maturity. This matters because many retirement plans assume older investors can simply "shift to bonds" for safety. But if inflation persists or if rates fluctuate bonds can lose real value while locking investors into negative real returns. That's why Jeremy argues that single-family real estate with fixed-rate debt can become a powerful hedge: rents can rise with inflation, asset values can adjust over time, while mortgage payments remain fixed. In other words, inflation can work in your favor when you own the right real asset with the right financing. We also address the big question: what about deflation, weakening spending power, and softening rents? Jeremy explains why real estate is a long-term macro bet, why supply constraints still matter, and why buying in stable cash-flow markets can reduce volatility compared to speculative "boom" cities. If you've been wondering whether real estate still makes sense and how bonds, inflation, and interest rates play into that decision, this episode will give you a clearer framework to think like a real investor.

You Can Retire... But Can You Live Free? A Veteran's Journey from "Enough" to Abundance.

Fri, 09 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/3Nijzou In today's episode, I sit down with Joe Ganella, a retired U.S. Army veteran with 23 years of service (19 in Special Forces), married for 35 years, and a dad of two. Joe's a powerful example of what it looks like to do many things "right" financially living within his means, staying out of debt, saving consistently and still recognize there's a higher level of wealth available: the kind that creates abundance, flexibility, and the ability to give freely without hesitation. Joe shares how he reached a point where he became work optional meaning he doesn't have to work to pay his bills but still realized that's not the same as being financially free. Work optional can mean you're surviving and stable. Financially free means you're no longer limited by the "we can't afford that" mindset. It's the difference between being able to stop working and being able to live fully on your terms with margin, generosity, and real choice. We also talk about something I wish more people focused on: teaching the next generation to win financially. Joe is candid about raising his kids with a "Dave Ramsey-style" mentality save, avoid debt, be conservative and how he's now working to "deprogram" that scarcity mindset and help his kids think bigger. He explains how he's coaching his youngest son (a former pro-level athlete) to shift from hustle and uncertainty into structure: income first, then budgeting, then clear goals, then execution. A big part of this conversation is about identifying what you actually want. Joe shares how he spent years searching for a CPA who did real tax planning not just tax preparation and how hard it was to find trustworthy guidance in a world full of gurus. We talk about how to evaluate mentors and financial professionals, why you should never make impulse buys under pressure, and why the best advisors don't rely on hype, fear, or rushed decisions. Joe also shares a practical framework that applies to anyone especially parents: - Build an abundant mindset
- Track where every dollar goes
- Create measurable goals
- Take daily action to move toward them Because information alone won't change your life. Action will. If you're trying to become work optional, build passive income, and create a legacy for your family, this episode will help you rethink what freedom really means and give you real-world ideas to teach your kids how to build it, too.

2025's Biggest Financial Surprises and My Bold Predictions for 2026

Wed, 07 Jan 2026 12:00:00 +0000

Start making a passive income here: https://bit.ly/3YsnCkG

What were the biggest financial surprises of 2025 and more importantly, what should we realistically expect heading into 2026? In today's episode, I break down what truly caught investors, economists, and money managers off guard in 2025, and why many of the same warning signs are flashing even brighter as we move into 2026. A year ago, when I was asked what I expected for 2025, my honest answer was simple: who knows? Looking back now, that uncertainty turned out to be one of the most accurate forecasts anyone could make. We saw several major surprises in 2025 that very few people anticipated. Massive tariff wars shook markets and rattled confidence. Gold and silver exploded to historic highs, with silver nearly doubling in a matter of months. Even more surprising, stocks continued pushing to new highs at the same time precious metals surged something that rarely happens and signals deeper issues beneath the surface. I also address why inflation may not be as "under control" as headlines suggest, why crypto failed to act as digital gold, and why the AI-driven tech boom continues to inflate valuations despite growing similarities to past market bubbles like the 1920s and the dot-com era. Most importantly, I explain what these trends mean going into 2026. We're now approaching nearly 17 years of an extended bull market with only one meaningful down year. Historically, markets don't behave this way without consequences. While some experts predict the market can keep rising for years, that would be unprecedented and if it happens, the eventual correction could be far more painful. I walk through how money supply, credit availability, and government intervention are propping up the economy, and why liquidity not productivity is currently driving growth. I also explain why rising unemployment, tightening consumer spending, and growing household financial stress could create cracks that no amount of money printing can permanently fix.

I share my personal positioning as both an investor and saver why I'm staying cautious on stocks, prioritizing liquidity, building infinite banking policies, and focusing on real assets like real estate, precious metals, and asset-backed investments. This isn't about fear; it's about preparation. If you're approaching retirement, building wealth, or simply trying to protect what you've already worked hard to earn, this episode is a critical listen. I'm not claiming to predict the future but I am urging you to stop relying on hope and start thinking defensively before the next major shift arrives.

Top 10 Money Ripples Episodes of 2025 (And Why You Should Re-Listen Now)

Mon, 05 Jan 2026 12:00:00 +0000

Start making passive income here: https://bit.ly/494BbwM

As we close out the year, I wanted to do something a little different on the Money Ripples Podcast. Instead of bringing on a guest or breaking down a single strategy, I decided to look back and answer one important question: what were the top 10 Money Ripples podcast episodes of 2025, and why did they matter so much to you? This episode is a recap of the most downloaded and most watched episodes of the year across YouTube, Spotify, and Apple Podcasts. These weren't just my favorites these were your favorites. And what stood out to me most was the clear pattern in what resonated: people are questioning traditional financial advice more than ever. From challenging Dave Ramsey's teachings, to exposing myths around the 401k match, the 4% rule, and "buying the dip" in the stock market, 2025 was a year where a lot of sacred cows got challenged. And based on the response, it's clear that many of you are hungry for something deeper, more honest, and more aligned with real financial freedom. I break down each of the top 10 episodes, explain why they performed so well, and remind you what key lessons you can take from them heading into 2026. We cover topics like passive income strategies, infinite banking, private equity investing, home equity without monthly payments, and why relying solely on 401ks and IRAs may not give you the freedom you're hoping for. You'll hear why episodes like "Stop Buying the Dip: The Stock Market Trap No One Talks About" became the clear number one episode of the year, why Dave Ramsey–related episodes consistently rank high, and why so many listeners are questioning whether traditional retirement advice still works in today's environment. I also share a few honorable mentions, episodes that performed incredibly well on audio platforms but didn't quite crack the top 10 when YouTube views were factored in. These include powerful conversations around building a family bank, infinite banking strategies, and how to significantly increase retirement income without relying on outdated withdrawal rules. If you're new to the Money Ripples Podcast, this episode is the perfect starting point. And if you've been with me for years, it's a great reminder of the conversations that helped shape the direction of this show and this community. My goal has always been simple: help you become work optional, live a rich life, and create a ripple effect that blesses others. As we move into 2026, this episode sets the stage for what's next and reminds us why questioning the status quo is often the first step toward real freedom.

Ready to make work optional?

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Important Announcement Regarding the Money Ripples Podcast!

Wed, 24 Dec 2025 12:03:00 +0000

This episode of the Money Ripples Podcast is different than anything I normally release. There's no guest, no strategy breakdown, and no investing deep dive. Instead, this is a personal message straight from my heart as we close out the year and head into a new one. Recently, my father passed away just before Christmas. Many of you have heard me talk about him on this podcast and even in my book, The Work Optional Blueprint. Losing him has forced me to slow down, reflect, and really think about what actually matters in life. Because of that, I wanted to take a moment to speak directly to you not as your cashflow expert, but as another human being navigating loss, gratitude, and perspective. In this short episode, I share why we're pausing new podcast episodes until the new year and why that decision matters to me. But more importantly, I ask you a powerful question: if this were your last Christmas or your final New Year, how would you treat it differently? How would you spend your time? Who would you be with? What would truly matter? As I've gone through my dad's belongings and reflected on his life, one thing has become incredibly clear, the best things in life are not things. They're people.
Moments.
Conversations.
Time spent with the people we love while we still can. This message is a reminder to live intentionally. To stop running on autopilot. To stop delaying joy, connection, and meaning for "someday." All we really have is today, and I believe we owe it to ourselves and our loved ones to live our lives now not tomorrow. I also want to personally thank you. Because of you, this community has grown to over 5,000 subscribers on YouTube and thousands more on Spotify and Apple Podcasts. Many of you have been following me for years, some for over a decade, and I don't take that lightly. I know you're here because you want more than just surviving, paying bills, and waiting for retirement. You want a meaningful life. A purposeful life. A life that creates ripples for others. This episode is my holiday message to you, to slow down, be present, cherish your loved ones, and live fully right now. We'll be back with new episodes in the new year, but until then, I hope this message encourages you to make this holiday season truly count. From the bottom of my heart, thank you for being part of the Money Ripples community

He Had 3 Heart Attacks in One Week — Then Built His Most Successful Life Yet

Mon, 22 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/48Sh5nS

If you were to die today, would you honestly be happy with the life you've lived? That's not a hypothetical question for today's guest.

In this powerful and emotional episode, I sit down with Derek Carlson, CEO of Realty ONE Group MVP, to unpack how a near-death experience forced him to radically change his life, his health, and the way he leads one of the fastest-growing real estate organizations in the country. Derek didn't just face adversity, he was hit from every direction. At the peak of his success, running a top-100 real estate brokerage nationwide and closing over $2 billion in annual sales volume, Derek suffered multiple heart attacks while on vacation in Europe. What makes this story even more shocking is that he didn't realize what was happening until he returned to the United States and collapsed into urgent care, where a doctor told him he was actively having a heart attack. That moment became the turning point of Derek's life. In this episode, Derek shares how sitting alone in a hospital room forced him to redefine what success actually means. He introduces the MVP Framework, which now stands for Mindset, Vision, and Purpose, and explains how this shift saved his life and reshaped his company culture from the inside out. But the challenges didn't stop there.

Just months later, Derek's business was targeted during the National Association of Realtors class-action lawsuit, putting his company and livelihood at risk. Instead of collapsing under pressure, Derek doubled down on discipline, surrounded himself with elite mentors and mastermind groups, and made a bold strategic pivot by aligning with Realty ONE Group, ultimately becoming CEO of 10 franchises across Florida. We dive deep into what it really takes to lead through adversity, why health is often the missing piece for entrepreneurs, and how surrounding yourself with the right tribe can compress decades of growth into months. Derek also shares how his transformation sparked a ripple effect across thousands of agents helping them lose weight, get off medication, invest in real estate, and rediscover purpose beyond commission checks. This episode isn't just about business success. It's about what happens when life forces you to slow down and ask harder questions.

If you're an entrepreneur, business owner, or high performer who feels burned out, stuck, or disconnected from your why, this conversation may be exactly what you need to hear.

Derek's links:

- LinkedIn: https://www.linkedin.com/in/derekcarlson/
- Instagram: https://www.instagram.com/derekcarlsonmvp/?hl=en
- Facebook: https://www.facebook.com/groups/275638393296257/user/100004702208963/

Tim Bratz Reveals the Future of Real Estate — And Where the Biggest Opportunities Are Next

Fri, 19 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4j657Mi Where is the future of real estate going from here? Is real estate doomed, or are we staring at one of the best opportunity windows we've seen in years? That's exactly what I dig into today with my friend Tim Bratz (Legacy Wealth), a real estate investor and operator who's owned and managed thousands of units and has bought over 6,000+ doors over his career. If you've been watching the last few years unfold rising rates, shrinking cash flow, insurance spikes, expense inflation, and multifamily values getting hammered you're not alone. The question is: what happens next, and where should smart investors be looking now? Tim and I cut straight to what matters: supply and demand. He explains why the 2008 crash had a very different setup (too much supply), and why today's environment has a different problem a housing shortage that keeps getting worse. He breaks down what he's watching as new construction slows, builders hesitate, and the pipeline for new units starts drying up. If the next several years bring fewer deliveries while demand keeps building, that creates pressure in rents, pricing, and demand for the right kind of housing. We also talk about what "the right kind" actually means. Tim's conviction is clear: the opportunity isn't in giant luxury homes or chasing whatever looks sexy on social media. The opportunity is in workforce housing the older, well-located homes and apartments that real people can afford. We discuss why properties priced under typical "new build" replacement cost can get more attention, why older multifamily with larger unit layouts may become more valuable, and why families may increasingly need more bedrooms as affordability stays tight. Then we pivot into a topic I'm hearing more investors obsess over: management and efficiency. Tim shares why he believes bad property management has destroyed more value than most investors want to admit and how weak systems, fragmented tools, and poor data lead to missed income, wasted expenses, and operational chaos. That's why he built Smart Management, an all-in-one, AI-enhanced property management software designed to consolidate operations and automate decision-making from spotting utility bill anomalies to streamlining maintenance workflows and tenant communication. He's used tools like AppFolio, Yardi, RealPage, Rent Manager, Buildium, DoorLoop, Entrada, and more and he explains what's been missing and why efficiency is the real advantage going forward. If you've been afraid of real estate lately, I'll say what I always say: fear can be a signal… especially when fundamentals still point to demand. The key is positioning buying the right assets, with the right strategy, and refusing to make permanent decisions based on temporary circumstances. Tim's links:
- LinkedIn: https://www.linkedin.com/in/timbratz/
- Instagram: https://www.instagram.com/timbratz/?hl=en
- Facebook: https://www.facebook.com/tlbratz/
- Website: https://legacywealthholdings.com/

It's Gotta Be the Investor — Not the Investment

Wed, 17 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/3Y1kgoq

Do you remember those old Spike Lee Nike commercials where he kept saying, "It's gotta be the shoes"? Everybody wanted to believe Michael Jordan's greatness came from Air Jordans. But we all know the truth: it wasn't the shoes, it was the player. And in money, it's not the investment that makes you wealthy… it's the investor. In this episode, I'm breaking down a trap I see all the time: people chasing the "hot" investment like it's a magic bullet. Real estate. The stock market. The perfect policy. The newest strategy. Everyone's looking for the shortcut, and I get why. I've been on countless podcasts where people ask me, "Chris, what's the best investment right now?" But the real question should be: "How do I become the kind of investor who wins in any market?" I share why your results aren't determined by the vehicle, but by the person behind the wheel. That's exactly why some people gamble in the stock market and lose their shirt while a small group consistently wins. It's why some people buy rental properties that never appreciate, or end up with "cheap" houses that come with headaches, vacancies, and regret. And it's why people can invest in multifamily syndications and still lose money when they don't know what questions to ask, what risks to identify, or how to verify what's actually happening behind the curtain. I'm also adding context to the popular line from Rich Dad Poor Dad: "There are no risky investments, only risky investors." I agree with the principle, but I'm also going to be blunt: there are investments that are just plain stupid. I've watched investors chase hype, speculation, and "get rich quick" plays… and the market eventually exposes all of it. I walk through the key perspectives that separate investors from gamblers, including why the belief that "high risk creates high returns" is backwards. Risk is the chance of loss. A higher chance of loss does not magically increase your odds of winning. That idea often benefits the people collecting fees while you take the volatility. Then I shift into one of the biggest lessons I learned from downturns: liquidity matters. Markets can change fast, and long time horizons can magnify risk if you're not protected. We saw it in the last recession, and we saw it again when interest rates spiked and valuations dropped in commercial real estate, retail, self-storage, and multifamily. I explain why short-term strategies can reduce market-timing exposure, and what you should be looking for when evaluating operators, audits, financial transparency, and cash reserves. Finally, I pull back the curtain on infinite banking and why people misunderstand it. I explain why it's not enough to pick a "good" carrier like Penn Mutual, MassMutual, or Guardian. Not all agents are created equal. I walk through a real example from a neurosurgeon who was put into a poorly designed whole life policy where her first-year cash value was zero after paying $60,000. Then I contrast it with how we design it, where the first-year cash value is about $50,000 same company, same health rating, totally different outcome because the levers matter. This is what I teach my VIP clients and inside the Work Optional Blueprint and Wealth Accelerator Academy: become an investor first, and the investments take care of themselves. Stop chasing the shoes. Start becoming the player.

Why Suze Orman & Dave Ramsey Are Failing Retirees — And What Actually Works Now

Mon, 15 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4qil70f You've heard the same retirement advice for decades: max out your 401(k), live below your means, get out of debt, and hope it all works out. Susie Orman, Dave Ramsey, and the Wall Street machine have been preaching that message for years. But if their retirement planning formula really worked, why are so many retirees still coming up short, stressed, and feeling like they'll never be able to stop working? In this episode, I pull back the curtain on the traditional retirement playbook and show you why it is failing today's retirees and future retirees. I walk through what Suze Orman is currently teaching about "guaranteed income," annuities, pensions, Social Security, and 401(k)s, and I break down the math on why even a seven-figure portfolio often isn't enough to create the income people actually need. We look at the Fidelity millionaire stats and why having $1 million in your 401(k) or IRA still often only translates to $30,000–$40,000 a year of income. That is not the financial freedom most people are dreaming of. I also go through Dave Ramsey's advice around budgets, 401(k)s, living debt free, and "just stay in the market and ignore the news." While there are solid principles buried in there like being intentional and having a plan the strategy of simply saving more, spending less, and praying the stock market cooperates is broken in today's economy. With rising housing costs, healthcare, college costs, and general inflation, simply "saving harder" is not the answer. Then I shift to something even the mainstream financial media is beginning to acknowledge: the traditional 401(k)-only model is not working. I reference a Yahoo Finance piece talking about the retirement savings shortfall and how firms like Goldman Sachs, BlackRock, T. Rowe Price, Empower, and Voya are now pushing private assets things like private equity, private credit, infrastructure, and real estate inside retirement plans. On the surface that sounds exciting, but I explain the hidden risks: higher fees, less transparency, illiquidity, and the danger of big institutional money creating bubbles and buying bad deals with your retirement dollars. From there, I contrast that with how I invest and how my clients invest using true 401(k) alternatives: private real estate, private lending, and other alternative investments that can actually create cash flow now, not just someday. I talk about the difference between blindly handing your money to Wall Street and being part of a community that shares real experiences, real due diligence, and real results. I even share how staying out of one "hot" real estate deal years ago saved people from an operator who is now literally going to prison. If you've ever looked at your 401(k) balance, run the numbers, and thought, "There is no way this gets me where I want to be," this episode is for you. I show you why the "set it, forget it, save forever, spend nothing" model is dying, and why getting your money liquid, out of retirement account prison, and into real assets that pay you passive income can completely change your trajectory. My goal is not to give you investment advice or tell you what to sell.

My goal is to open your eyes to the fact that there is another path a path where your money actually works harder for you, so you do not have to work so hard for it. If you are ready to become work optional and move toward true financial freedom, this episode will challenge what you have been told and help you start thinking like a real investor, not just a saver.

Real Estate Isn't Dead Where Investors Are Still Earning Big Returns and 12% Passive Income

Fri, 12 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4ixiEfx You keep hearing it in the news: "The real estate market is done. Prices can't go any higher. It's not worth investing anymore."

But is that actually true everywhere?
Are there still pockets of the U.S. real estate market where you can find solid deals, strong cash flow, and real opportunity, especially in affordable housing?

In this episode, I sit down with Ohio real estate investor and educator Tiffany High to answer that question head on. Tiffany runs a high-volume, systematized real estate flipping business and wholesale operation based in Columbus and Toledo, Ohio, and her story is powerful. She walked away from a corporate career in oil trading and building materials, jumped into flipping houses by maxing out a credit card for education, and did around 40 flips in her first year just by hand-writing lists at the courthouse and door knocking. From there she scaled into wholesaling, doing over 160+ contracts in a year. But it wasn't all up and to the right. Tiffany shares how putting the wrong people in the wrong seats nearly destroyed her company, led to deep burnout, and even a suicide attempt. She's incredibly open about ending up in a mental institute for a week, what that did to her perspective, and how a pivotal conversation with her father convinced her not to walk away. Instead, she rebuilt everything from the ground up with a one-on-one mentor from the corporate world who helped her install true infrastructure: recruiting, onboarding, training, scorecards, leadership, and real KPIs. Today, Tiffany runs a streamlined operation that's obsessed with data-driven comps, days on market trends, and staying within the median home price and affordable housing range in each zip code. We talk about why she loves markets like Toledo, Ohio, where renovated homes in the $150,000–$185,000 range are still accessible to blue-collar families, and why investors from California and other high-cost markets are flooding in to buy these properties as cash-flowing rentals. We also get into how she's shifting more into private lending and wealth preservation, turning two into four and four into eight instead of holding every rental forever. Tiffany explains how she works with private lenders on her flips, why she pays 12% annualized interest, and the protections she gives lenders personal guarantees, conservative ARVs, strong reserves, and the ability to come walk her operation in person. If you've been feeling nervous about the headlines but still want your money working hard in real estate, this conversation is for you.

We cover mindset, market selection, leadership, and how to build a business that doesn't own your life. Whether you want to be hands-on or passive, you'll see how Ohio real estate investing done right can still be a powerful path to cash flow, equity, and long-term wealth.

Tiffany High's links:
- Instagram: https://www.instagram.com/tiffanyhighofficial?igsh=dnFnMjF0dzlxam5u
- LinkedIn: https://www.linkedin.com/in/tiffany-high-66535118/
- Facebook: https://www.facebook.com/officialtiffanyhigh/
- Website: https://resultsdrivenrei.com/

The Perfect Time to Start Doesn't Exist — Here's What Successful Investors Do Instead

Wed, 10 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4otFJ3X

If you're waiting for the economy, the market, or your confidence to all line up perfectly before you invest, you're going to be waiting forever.

In this episode, I break down exactly how overcoming fear of investing really works, and why the people who win financially are the ones who move before they feel fully ready without gambling everything. I start by talking about a pattern I've been seeing everywhere: people are frozen. They're standing in a shaky boat, gripping the sides, hoping the waves calm down instead of simply stepping onto the dock, reassessing, and getting into a better boat. That same fear of doing anything different shows up in marriages, health, careers, and especially investing. If you do nothing and hope it all works out, it almost never does. I share one of my favorite quotes from Will Rogers: "Even if you're on the right track, you'll get run over if you just sit there." Then I dive into what I've learned from coach Bill Belichick in his book The Art of Winning. He makes a powerful point: you're not born confident, and you can't just talk yourself into confidence with affirmations and visualization. Real confidence is built through repetition and practice. He used that approach with the New England Patriots, leaning into what they repeatedly practiced the passing game with Tom Brady rather than overthinking and trying to be "tricky" when it mattered most. I connect that directly to money and investing. I tell my own story of going from a shy, introverted kid who hated speaking in front of even two people, to someone who now presents, records this podcast, and gets feedback from people like Shannon, who told me she was completely drawn into my story. That transformation didn't come from magically waking up confident it came from doing it again and again. Then I share a real conversation I had with a guy who had just been laid off. He had time, he had money freed up from his 401(k), he had a slow season in his new business coming up which made it one of the best times for him to make a strategic move. And yet he was completely paralyzed by uncertainty, waiting for a crystal ball to tell him exactly what to do. That's what analysis paralysis looks like in real time: wanting guidance, but refusing to act on it. I compare that mindset to sitting in your driveway waiting for every traffic light between you and your destination to turn green before you'll even start the car. Life and markets don't work that way. The lights change while you're on the road. The waves keep coming whether you're in a crappy boat or a better one. The investors who win don't ignore risk they take thoughtful, guided action with imperfect information. I also talk about how even someone like Warren Buffett doesn't sit on the sidelines doing nothing. He's cautious, he keeps cash ready, he's picky, but he still invests. He doesn't live on "hopium" and neither should you. The difference between people who create real passive income and those who just dream about it is simple: they take the first step, learn from mistakes, and keep moving. If you're tired of spinning in your head, scared of losing money, or waiting for the "perfect time," this episode is your wake-up call. I'll show you how successful investors build investing confidence through calculated action, how to avoid letting fear quietly drain your future, and why having the right mentors and community around you changes everything.

LAST CHANCE 2025 Tax Moves You Must Make Before Year-End

Mon, 08 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/49EJjEX

If you've ever waited until the end of the year and then panicked about taxes, this episode is for you. I'm sitting down with CPA and founder of Better Books Accounting, Chris McCormack, to walk through last-minute, real, practical year-end tax planning moves you can still make before December 31. These aren't abstract theory ideas; these are tax strategies that can literally change how much you owe the IRS in a few weeks from now. Chris came out of the Big Four world at PwC, where he worked with some of the largest corporations, financial service companies, insurance firms, and real estate investment companies in the world. He saw firsthand how big players use the tax code to reduce taxes, preserve wealth, and reinvest more efficiently. Now he brings that same level of strategy down to real estate investors, entrepreneurs, and small business owners who are chasing financial freedom, not just a refund. We talk about why December 31 is such a critical cutoff date and how just buying a rental property a few weeks earlier can unlock powerful depreciation and write-offs that disappear if you wait until January. We also discuss how accelerating expenses you already know you're going to incur in the new year can give you an immediate tax discount and more control over your cash flow. One of the biggest topics we unpack is the Qualified Business Income (QBI) deduction. Chris explains how this 20 percent deduction on business profit really works, who qualifies, why entity structure matters, and why so many business owners are missing out simply because their CPA isn't being proactive. If you're anywhere near the QBI income thresholds, a single smart decision before year-end could mean tens of thousands of dollars in tax savings. We also hit some of the most overlooked areas: choosing between S corp and C corp status, understanding when a C corporation's flat 21 percent rate might actually help high earners, using employee benefits the right way, and documenting meals, travel, and other business expenses so they don't get thrown out in an audit. Chris explains why sloppy bookkeeping can completely undermine even the best tax strategy and why getting your books right is step one if you want to pay less in tax and build real wealth. On top of that, we touch on charitable giving as both a powerful tax deduction and a way to expand your impact when your tax bill shrinks. Chris shares how his faith motivates the way he serves clients and how saving people money in taxes often leads directly to more generosity, more peace, and more margin to live life on purpose. If you're serious about keeping more of what you make, creating passive income, and using the tax code the way the wealthy do, you don't have time to procrastinate.

Listen in, take notes, and then take action before the clock strikes midnight on December 31.

Chris' Links:

- LinkedIn: https://www.linkedin.com/in/chrismccormackcpa/
- Facebook: https://www.facebook.com/chrismccormackcpa/
- Wesbite: https://www.betterbooksaccounting.co/
- Instagram: https://www.instagram.com/chrismccormackcpa?igsh=YzJoM3R4OGZid29r

Unlock Hidden Cash Flow Before It's Too Late: The Reverse Mortgage Strategy for Tax-Free Retirement Income

Fri, 05 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4paT1nh

Is it really possible to stop paying your mortgage forever and actually have your mortgage pay you instead?

In this episode, I dig into one of the most misunderstood tools in retirement planning: the reverse mortgage. If you're in your 50s, 60s, or beyond or you have parents in that stage of life and you're "equity rich but cashflow poor," this conversation could be a game changer. I'm joined by Marc Gertz, mortgage broker and founder of Reverse Your Thinking Mortgage, who has been in the mortgage world since the 1990s. Marc doesn't just dabble in reverse mortgages; he specializes in them, along with divorce-related lending and private lending. More importantly, he spends most of his time educating people, clearing up the myths and fears that have surrounded reverse mortgages for decades. We start by tackling the biggest misconception head-on: "Do I have to give up the title to my home?" Marc explains why that hasn't been true since the 1980s and how today's reverse mortgages are simply liens on your property, just like any other mortgage except you have the option not to make payments. Instead of your balance going down, the interest simply accrues and the loan balance goes up over time, while you keep ownership and control of your home. Marc and I walk through the history of the Home Equity Conversion Mortgage (HECM) program, originally signed into law under Ronald Reagan as part of a broader effort to help middle-class Americans supplement Social Security and retirement savings. We talk about why the government created this program, how actuarial tables and age-based loan-to-value limits work, and why younger borrowers (even as young as 55 with certain products) might want to set up a reverse mortgage before they actually need it. You'll hear how reverse mortgages can:

Eliminate an existing monthly mortgage payment
Turn trapped home equity into a tax-free source of cash
Be structured as lump sum, monthly payments, a growing line of credit, or a combination
Help protect investment portfolios by allowing you to live on your home equity in down Marcets
Even be used (in some cases) on second homes, vacation homes, and short-term rentals

We also address the number one emotional concern: "What happens when I die, and what about my kids?" Marc explains how heirs can still inherit remaining equity, how they can sell or refinance the property, and why these loans are designed so that your family is never personally on the hook if the loan balance ever exceeds the home's value. If you've ever worried that a reverse mortgage meant "giving your house to the bank," or if you've been looking for ways to create more passive income and reduce your monthly overhead in retirement, this episode will help you see this tool in a very different light. As always, my goal is to help you become work optional so you work because you want to, not because you have to and for some people, the right reverse mortgage strategy might be an important part of that plan.

Marc's Links:
- Website: https://www.reverseyourthinking.com/
- LinkedIn: https://www.linkedin.com/in/mathius-marc-gertz/
- Instagram: https://www.instagram.com/rytreverse?igsh=MWVkbnd0M2xneHplbQ==

ChatGPT's Financial Advice Exposed: What It Gets Wrong About Real Wealth

Wed, 03 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4a5w0NL Can AI actually give you better financial advice than a real human who's been in the trenches?

In this episode, I put that to the test. I sit down with ChatGPT and ask it to build a full retirement plan for me as if I were a typical disciplined saver: 35 years old, earning $150,000 a year, with $150,000 in a 401(k), a mortgage, a car payment, and a goal to retire at 62 with at least $100,000 a year in today's dollars. Then I start pressing the AI with the same tough questions I ask Wall Street–trained financial advisors. What you'll hear is how quickly AI financial advice starts sounding like the same old traditional playbook: max out your 401(k), open a Roth IRA, throw extra money into a taxable brokerage account, buy index funds and bonds, rebalance, hope the 4% rule works, and cross your fingers that inflation stays low and the markets cooperate. On the surface, it seems logical. But when I start pushing on the assumptions higher inflation, lower safe withdrawal rates, realistic market returns the numbers explode. Suddenly, you "need" $10–12 million saved and you're supposed to be putting away 25–30% of your income for decades. I walk you through how those tiny tweaks moving from 3% inflation to 4.5%, or from a 4% withdrawal rate down to 3–3.5% completely change the math and expose how fragile traditional retirement planning really is. I show how even advanced AI financial planning tools are still drinking from the same well as Google and mainstream financial media: they're optimizing the wrong game. Then I shift the conversation to what actually works in the real world. I press AI to talk about alternatives: real estate, private lending notes, cash-flowing businesses, syndications, and infinite banking using high cash value life insurance. I highlight where AI finally starts pointing to multiple streams of passive income, tax-efficient strategies, and becoming work optional in 10–15 years instead of waiting until your 60s. But even then, it can't tell you who to follow, how to vet deals, or how to integrate strategies like max ROI infinite banking the way I do with my clients. I also share why tools like ChatGPT are great for speed and research, but dangerous when you blindly trust them with your financial future. Algorithms haven't retired early. Algorithms don't invest their own money. Algorithms can't sit down with you, look at your situation, and design a custom game plan that gets you to freedom faster and with less risk. If your goal is to become work optional, retire earlier, and create real financial independence; not just hope your 401(k) lasts this episode will help you see the difference between theory and results. I explain how I've used passive real estate investments, private lending, and infinite banking together to create a more predictable path to financial freedom, and why my mission is to help 1,000 families become financially independent by 2030. If you're ready to stop getting the same old advice dressed up in AI clothing, and you want a plan that actually works in the real world, this episode is for you.

And when you are serious about becoming one of those 1,000 families, you can connect with me at MoneyRipples.com and start building your own work optional blueprint.

Why Warren Buffett Is Holding $381 Billion in Cash And What It Means for You

Mon, 01 Dec 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4ppT7ax

If you've been watching the markets lately, you know something is off. The stock market keeps climbing even though the fundamentals are wildly out of balance. And while everyday investors are being told to "buy and hold," Warren Buffett arguably the greatest investor alive is quietly doing the exact opposite. He's sitting on more cash than at any point in his 73-year investing career. Berkshire Hathaway is now holding $381.7 billion in cash. Not stocks. Not crypto. Cash. And he's been selling more than he buys for twelve straight quarters. In this episode, I break down exactly why Buffett is hoarding cash, what he's preparing for, and what that means for you if you actually want to keep your wealth intact and position yourself to profit when the tide finally goes out. Because make no mistake it will go out. And when it does, those who've been overleveraged, overconfident, and oversold on hype will be exposed. Buffett knows it. That's why he's holding more than thirty percent of his portfolio in cash-type instruments like T-bills. And he's still outperforming the market. I dig into the Buffett Indicator, which now sits at more than 220 percent, meaning the market is more than double the valuation of the actual economy. That's not sustainable. That's not normal. And that's not something a value investor ignores. While most people are chasing overpriced stocks, Buffett is bargain-hunting, just like he did during the Great Recession when he swooped in and made deals on Bank of America, Apple, and others. History may not repeat itself perfectly, but patterns absolutely do. So what does that mean for you?
Do you dump your stocks?
Do you wait for the crash?
Do you sit on cash making nothing?

Not necessarily. I walk through practical, real-world alternatives that give you the liquidity and safety Buffett seeks, but with better tax advantages and stronger growth than parking your money in a savings account or money market fund. That's why I show you how I personally use Max ROI Infinite Banking to store my cash, earn tax-free growth, stay liquid, and prepare for the next big buying opportunity whether that's in real estate, businesses, or discounted assets. I'm not predicting the market will crash tomorrow or even this year. But the math doesn't lie. We are in the late stages of an everything bubble, and leverage, speculation, and emotion are driving prices not fundamentals. If you want to be prepared, you need to think differently than the amateurs. You need to act like the pros do, not like they tell you to. You need liquidity, safety, and strategy. This episode gives you clarity on what Buffett is signaling, what I'm doing personally, and how you can position yourself so that when the correction comes whether that's 2025, 2026, or later you're not the one swimming naked. You're the one with cash, opportunity, and confidence.

How to Make Rentals Cash Flow Again (Even with Today's High Interest Rates)

Fri, 28 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/48leYtH

Are you a real estate investor who's frustrated with rentals right now?

Tired of tenants, vacancies, repairs, and rising expenses eating your cash flow? Wondering how in the world you're supposed to make rentals work in a market with higher interest rates and squeezed margins?

In this episode, I break down a powerful alternative with my friend and note investing legend, Eddie Speed, that can help you cash flow better without being chained to traditional landlording. I start by calling out what many of you are feeling: rentals that used to work just a few years ago now barely break even. Eddie and I talk about how cap rates have compressed from around 8% in 2018 to closer to 4% today in many markets, even while expenses like taxes, insurance, and maintenance have climbed two and a half times faster than rents. On top of that, DSCR loans might charge you 6–7% interest while your rental only nets 4%. That math doesn't lie, and it's not in your favor. That's where seller financing and note investing come in. Eddie explains, in simple terms, what it really means to "be the bank" instead of the landlord. Instead of collecting rent and paying all the expenses, you sell the property with owner financing, collect a down payment, and receive monthly payments as the bank. No toilets, no tenants, no mid-night repair calls. You keep the interest, not pay it. In many cases, the net income from a seller-financed note can be more than double what you'd make as a landlord on the same property. We also dig into today's market cycle. Eddie's been through six different real estate cycles since starting in 1980, and he explains why we're currently in a "note cycle," not a rental cycle. This isn't about chasing appreciation and hoping the market saves you in ten years. It's about increasing cash flow now, using present value and real numbers. You'll hear a simple example of how converting a rental that nets $1,000 a month into a seller-financed deal that nets $3,000 a month can create a six-figure difference over a few years. If you already own rentals and you're frustrated with thin cash flow, this episode will give you a new way to look at those properties. If you've been wanting passive income without the headaches of tenants and property management, you'll see why being the bank can be a better fit than being a landlord. Eddie also shares how his team at NoteSchool has built done-for-you systems to handle underwriting, paperwork, loan servicing, and even strategies to sell part of your note for liquidity while keeping the cash flow. Most investors are still stuck in the old "buy, rehab, rent, refi" mindset, even when the numbers no longer work. My goal with this conversation is to show you that there is a smarter way to create passive income in this market without depending on appreciation, and without locking yourself into low-margin rental deals. If you've ever looked at your rental spreadsheet and thought, "There has to be a better way," this episode is for you.

The Affordability Trap Why Americans Are Going Deeper Into Debt — AND What It Means for the Economy

Wed, 26 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/3XldkSV

Middle America is drowning and not because people are careless with their money. It's because the cost of simply staying alive keeps climbing while wages can't keep up.

In this episode, I break down what's really happening beneath the surface, why it's more dangerous than most people realize, and how it threatens not just lower-income families but every American… including the wealthy. Today I'm exposing the uncomfortable truth behind the affordability crisis in America. We're watching inflation quietly erode purchasing power, credit card debt hit all-time highs, delinquencies climb, and homeowners tap into their equity out of desperation. And it's not because people are buying luxury items, it's because basic necessities have become unaffordable. Right now, 30% of low-income Americans cannot meet basic needs like food, clothing, and shelter. Middle America is barely keeping their head above water. Even high-income earners are feeling the squeeze with rising insurance premiums, food costs, taxes, and still-increasing service expenses. This isn't just an "inflation problem." It's a systemic affordability issue that's creating cracks in the economy that can easily widen into something more dangerous. I dive into the explosive growth of credit card debt, skyrocketing auto loan delinquencies, and the shocking surge in cash-out refinances happening at higher interest rates.

Why would anyone do that? Because people are out of options. They're using home equity as a lifeline while hoping the economy magically fixes itself. But hope is not a strategy. I also break down how the government's own spending behavior mirrors what's happening on Main Street, why the Fed fears deflation far more than inflation, and why deflation could crush the stock market harder than most investors realize. AI-driven job displacement, slowing rehiring trends, and seasonal employment band-aids only add more fuel to a growing economic fire. But this isn't a gloom-and-doom message. It's a wake-up call. I explain what you can do right now to protect yourself and your family how to get liquid, how to prepare for coming opportunities, and why waiting on "hopium" will put you in the danger zone. When the wealthy start holding record levels of cash, like Warren Buffett sitting on over 380 billion, it's not an accident. It's a signal. There are moves you should be making today. There are real assets that can protect you. There are ways to build cash flow even when the economy tightens. And there are decisions you must stop putting off if you want to stay ahead of what's coming. This episode might make you uncomfortable but it will also get you prepared. And right now, preparation is everything.

How to Build Passive Income While Working Full-Time (Without Losing Your Time or Sanity

Mon, 24 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4o2e5eo

If you've ever wondered whether you really have the time, energy, or bandwidth to work a full-time job and build a real estate portfolio, this episode is for you. I'm talking with my friend Leon Barnes, Director of Membership at the Collective Genius mastermind, and someone who not only helps top-tier investors grow their businesses, but also quietly manages his own rental portfolio on the side. In this conversation, I pull back the curtain on what it actually looks like to balance a demanding role with actively buying and holding real estate. Leon shares how he went from the traditional "go to college, get a good job" path into corporate sales, burned out on the rat race, and then pivoted into real estate by helping grow a high-volume flipping business. That journey eventually led him into Collective Genius, where he now serves as a true connector for some of the best operators in the country. We talk about what makes Collective Genius unique as a mastermind community: the culture of leaving your ego at the door, learning from investors doing hundreds of deals a year, and the power of being in a room where someone with "only" a handful of deals can still teach something valuable to the big players.

Leon also explains how he personally scaled his own rental portfolio strategy not by doing everything himself, but by finding the right "who's" to partner with, including a long-time friend who now handles acquisitions and day-to-day operations. We dig into the hard truths around unit counts and cash flow. Leon talks openly about chasing the vanity metric of "100 doors," and how rising interest rates forced him to re-evaluate everything. Instead of focusing on door count, he now prioritizes cash flow vs equity, sanity over vanity, and the freedom that comes from fewer, better, and eventually free-and-clear rentals. His perspective lines up with what I've seen over and over: you don't win just by stacking properties, you win when those properties actually support your life. If you're new to real estate, still stuck in Wall Street-only investments, or nervous about your first step, Leon shares practical advice on how to start. We talk about finding trusted advisors and mentors, using turnkey options wisely, and learning to underwrite deals so you're not flying blind. Whether you want to stay passive or eventually build a more active investing business, there's a path that fits your season. We wrap up by talking about Leon's personal ripple effect using his role as a connector and community builder to help entrepreneurs grow businesses that change their families' financial futures for generations. If you've been questioning whether you can realistically build wealth in real estate while working full time, this episode will show you that it's not only possible, but doable with the right people, strategy, and mindset.

Leon's Links:

- LinkedIn: https://www.linkedin.com/in/leon-barnes-79a71652/
- Facebook: https://www.facebook.com/share/1AcfVqEhHa/?mibextid=wwXIfr
- Instagram: https://www.instagram.com/leongbarnes?igsh=YzhxNXRtNjlhN2k4

The Roth Conversion Strategy the Wealthy Use for Tax-Free Growth and How AI Is Changing the Game

Fri, 21 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4ifBrvS Could your 401(k) or IRA actually be costing you more in taxes than it's saving you?

In this episode, I dive into a powerful Roth conversion strategy the wealthy use for tax-free growth and how artificial intelligence is changing the game for tax planning and long-term wealth. I'm joined by Kenner French, founder of Vast Solutions Group and Vast Asset Defense, a pioneer who started using AI for tax planning back in 2010, long before it was trendy. He's been recognized by Kevin O'Leary (Mr. Wonderful from Shark Tank) for his innovative use of AI to help entrepreneurs save on taxes. Kenner's background runs from Harvard to Wall Street, to partnering with Sharon Lechter (co-author of Rich Dad Poor Dad) and now to using AI to help business owners and high earners make more, save more, and protect more. We break down what a Roth IRA really is, who it's best for, and how a Roth conversion works in plain English. If you've ever wondered whether you should convert part of your traditional IRA or 401(k) to a Roth, we walk through the scenarios where it can make a lot of sense especially in low-income or "down" years, after a layoff, during a bad business year, or when your tax bracket temporarily drops. Kenner explains why those "ugly" years can become golden opportunities for strategic Roth conversions and long-term tax-free growth. We also compare Roth strategies with properly structured life insurance (what I often use with my clients), and we talk about when life insurance can offer even more flexibility than a Roth especially for business owners, real estate investors, and people who care about asset protection. We dig into why I use life insurance as a tax-free safe storage place for cash that I can then deploy into real estate, private lending, and businesses while keeping the tax advantages and lawsuit protection that many people overlook. Kenner shares how his AI model "Einstein" works behind the scenes to analyze tax returns and identify strategies, and why AI alone isn't enough you still need experienced CPAs, tax attorneys, and advisors to review, guide, and interpret the recommendations. We also talk about my own journey from resisting AI to embracing it inside my business and how it's allowed me to be more effective, not more passive. If you're a W-2 earner at a place like Google, a successful entrepreneur, or somewhere in between, this episode will help you rethink where your money is growing, how it's being taxed, and what you can do starting this year to legally and intelligently reduce your tax bill.

We tie it all back to the Money Ripples mission: helping you become work optional by building sustainable passive income and keeping more of what you make. By the end, you'll see why the wealthy are so intentional about Roth conversions, tax-free growth, AI-driven tax planning, and asset protection, and how you can start using the same tools in your own financial life. Kenner's links:
- Website: https://vastsolutionsgroup.com/
- LinkedIn: https://www.linkedin.com/in/r-kenner-french-8138211a6/
- Facebook: https://www.facebook.com/r.kenner.french
- Instagram: https://www.instagram.com/r.kennerfrench?igsh=ZDBpZW92dDF0djhy

Could a 50-Year Mortgage Be Smart or a Trap? The Real Pros & Cons Explained

Wed, 19 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/3M4gDv0

Everyone's talking about the new 50 year mortgage, and a lot of people are either hyping it as the key to homeownership or condemning it as a debt trap.

In this episode, I break down the math, the myths, and the reality so you can decide if a 50 year mortgage actually moves you closer to financial freedom or quietly keeps you stuck. That's why I don't just react emotionally to headlines; I run the numbers.

Today, I compare a 50 year mortgage to the traditional 30 year mortgage and even the 15 year mortgage that gurus like Dave Ramsey often push. We talk interest rates, amortization, total interest cost, and the impact on your monthly cashflow and long-term wealth. I walk through specific scenarios: a $500,000 home with 5% down, a 30 year mortgage at 6.25%, and a 50 year mortgage at 6.75%. On paper, the 50 year mortgage sounds like it should radically lower your payment and make homeownership more affordable. But when we actually do the math, we find the difference in monthly payment is surprisingly small around $150 per month not the life-changing savings many people are expecting. So if you're already far from qualifying for a home, stretching to 50 years probably won't magically fix that. We also tackle the biggest fear: "You'll pay a ton more interest and never build equity." I explain why mortgage interest is simple interest, not compounding, and what that means when you stretch out a loan over 50 years. Yes, you will pay more total interest if you keep the loan that long but the real question is: how long are you actually going to live in that house? For most people, the answer is closer to 7–10 years, not 50. From there, I dig into the real-world risks and opportunities. If you're a spender and you never save the difference, a 50 year mortgage will not save you. If you're a disciplined steward of your money and you use the lower payment (even if it's modestly lower) to build liquidity, emergency reserves, and investments, then the flexibility of a longer mortgage can actually protect you during job loss, business downturns, or medical surprises. I share why I'd rather see you keep cash in your hands than trap all your dollars as home equity you can't easily access in a downturn. We also look at appreciation and inflation. A longer-term loan lets you repay your mortgage with devalued future dollars, while your home value may be rising over time. I show what happens to a $500,000 home growing at just 3.5% annually and how that compares to the "extra" interest you pay on a 50 year mortgage. We also stress-test the idea of "investing the difference" what rate of return would you really need to offset the longer term? Finally, I give you my honest take: when I would consider a 50 year mortgage, when I'd avoid it, and why I personally still like a 30 year mortgage for most situations even though I'm absolutely not in a hurry to pay mine off early. If you've been wondering whether this new 50 year mortgage is a blessing, a scam, or just clever marketing, this episode will give you the clarity and context you're not getting from the headlines.

How David Meltzer Lost $100M and Rebuilt Wealth with Think and Grow Rich Principles

Mon, 17 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/43t4xle A lot of people have heard of the book Think and Grow Rich by Napoleon Hill, but very few actually know how to apply it in real life, right now, in the 21st century. In this episode, I sit down with David Meltzer, the chairman of the Napoleon Hill Institute, to break down how to truly live these principles so you can create real wealth, real impact, and real happiness. If you don't know David's story, it's powerful. He made over $100 million, ran the iconic sports agency that inspired the movie Jerry Maguire, and then lost it all. Bankruptcy. Starting over from below zero. What changed everything for him was coming back to the timeless philosophies of Napoleon Hill and learning how to engineer wealth instead of just chasing money. In our conversation, David and I dive into how to move from "I'll be happy when…" to living "for the sake of what." We talk about what it really means to define a definiteness of purpose, why so many people drift without clarity, and how your behaviors what you consistently think, say, do, believe, and feel either move you toward your potential or away from it. David shares how mentors like Bob Proctor, Sharon Lecter, Greg Reid, Jack Canfield, and even the work of Wayne Dyer helped him reframe his failures, rebuild his life, and apply Hill's principles from books like Think and Grow Rich, Three Feet from Gold, and Outwitting the Devil. We dig into his concept of "a thousand steps" and why 90% of the time it takes to achieve anything meaningful is spent on the first 250 steps right where most people quit. We also tackle why people struggle to ask for help, and how the fastest way to get where you want to go is to help someone else get where they want to go. David explains why comparison is the thief of joy, how social media has created a generation of "virtual Great Gatsbys," and why chasing an image of success keeps you broke, frustrated, and exhausted. If you've ever felt like you're three feet from gold, this episode will give you a new way to interpret pain, setbacks, and "failures." David explains how to see them as promotion, protection, love, and perfection, not punishment. That shift alone can completely change the trajectory of your financial life. We wrap up by talking about David's mission to empower over a billion people to be happy by teaching them to make a lot of money, help a lot of people, and have a lot of fun. He even shares how you can get a free signed copy of his book, straight from him. If you're serious about passive income, financial freedom, and building a rich life with purpose, this conversation will help you connect the dots between timeless wisdom and modern application. You'll walk away with practical ways to align your mindset, your habits, and your money with the person you're truly meant to become. David's Links:
- LinkedIn: https://www.linkedin.com/company/davidmeltzer/
- Facebook: https://www.facebook.com/davidmeltzer11/
- Instagram: https://www.instagram.com/davidmeltzer/?hl=en

The 0% Credit Card Funding Hack: How to Get $50K–$250K Fast (and Even Get Paid Interest)

Fri, 14 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/4ozuSq1 What if you could access 0% funding from $50,000 up to $250,000 and strategically use it to grow your business, invest in real estate, and even stack rewards so the money effectively pays you?

In this episode I sit down with Ari Page, owner of Fund&Grow, to unpack how 0% business credit cards and a smart card-stacking strategy can create real, usable liquidity when traditional banks say "no." Ari's story starts in 2007 inside a mortgage company as LTVs shrank overnight and deals collapsed. The workaround they found business credit cards that don't report to your personal credit and offer 0% introductory periods (six to as long as 22 months) became a scalable system for entrepreneurs, investors, and professionals who need fast, flexible capital. We break down why these products are treated more like micro-loans than mortgages, why they're less regulated, and how banks use 0% offers to attract high-quality business clients (so you can benefit from the teaser rates, points, and perks). We go deep on the card-stacking sequence: which issuers to start with, how merging limits works (e.g., opening a new 0% card and combining it with an existing line to make the larger line 0%), and why keeping utilization off personal cards preserves your FICO while you continue stacking on the EIN side. We also cover the DSCR-style thinking for small business owners why liquidity at 0% can be more valuable than chasing higher-cost lines and how to avoid the biggest mistakes (like using this for personal bills or speculative trading). If you're a dentist buying equipment, a contractor scaling crews, or a real estate investor funding marketing and light rehabs, this is built for you. One of my favorite tactical nuggets: using a business credit card for contractor payments.

If workmanship isn't up to code or a project stalls, you have chargeback/dispute protection forcing the vendor to respond to the bank (not just you). That leverage can get the job finished, protect timelines, and preserve capital. Add in 2% cash-back options and the airline transfer sweet spots (move points from the card portal to the airline account for outsized value), and your effective cost of capital drops even further. Who is this not for? Folks with poor credit, people trying to make next month's mortgage payment, or anyone looking to punt into bonds/crypto directly with cards. Who is it for? Responsible entrepreneurs, professionals, and real estate investors who want low-cost working capital to buy equipment, fund marketing, bridge project timelines, and scale with discipline. Ari also shares a no-inquiry, soft-pull prequalification to see your potential total limits and a consult to map your sequence. If you've felt boxed out by today's tight lending, this episode shows a practical, compliant path to work-optional faster: build liquidity, protect your credit, and put other people's money to work at 0%. Ari Page's links:
- LinkedIn: https://www.linkedin.com/in/aripageceo/
- Facebook: https://www.facebook.com/aripage.fundandgrow/
- Instagram: https://www.instagram.com/aripage.fundandgrow/
- Website: https://funding.fundandgrow.com/f-g-organic-linkedin1724878205877

Why Investing in Mutual Funds Has a 99% Failure Rate (and What Actually Works)

Wed, 12 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/3Xdyhim

Everyone tells you mutual funds are the "safe" bet for retirement. But what if I told you they carry an almost 99% failure rate when it comes to actually creating financial freedom?

In this solo episode, I separate risk from failure and break down what really works if you want your money working harder for you so you don't have to work so hard for that money.

I start by defining terms most people mix up: risk is the chance of loss, while failure is the likelihood you'll hit your goals namely, sustainable income that makes you work optional. A savings account has near-zero risk, but it's also almost guaranteed to fail at creating freedom. Mutual funds and the S&P 500 might not go to zero and over long stretches they often recover but recovery isn't the same as success. If you arrive at retirement needing real income and your strategy only "works" on paper, that's a failure.

I walk through the data most people ignore: industry headlines brag that over 1 million Fidelity clients now have seven-figure balances, yet Transamerica reports that 35% of savers still believe it would take a miracle to retire. Do the math: out of tens of millions of accounts, only a tiny fraction feel genuinely free. Add in taxes, low withdrawal rules (3–4%), and inflation, and you see why traditional accumulation falls short. Even Vanguard's forward return estimates are sobering yet Wall Street still sells the same set-and-forget plan.

Then I contrast that with alternative investments designed to produce stable cash flow. I don't sugarcoat anything: certain real estate or syndication deals can go bad. Risk is real. But failure doesn't have to be. When you understand structures like debt vs. equity, collateral, and conservative underwriting and when you diversify intelligently your odds of success can drastically improve compared to relying on market appreciation and hoping sequence-of-returns risk doesn't hit you at the worst time.
I also show three side-by-side scenarios using a $600,000 nest egg over 10 years:

A mutual fund path (even granting a friendlier return and a 4% withdrawal) that still struggles to create meaningful income after taxes.
A properly structured whole life insurance approach ("infinite banking") producing tax-free distributions with contractual guarantees and over a century of paid-out performance by the right carriers.
And a diversified cash-flow investing path targeting ~10% that, even after accounting for setbacks, can deliver 2–3x+ the income of the Wall Street plan without selling off principal.

Bottom line: don't confuse "lower chance of loss" with "higher chance of success." If you want freedom sooner not someday you need vehicles built for income, not just accumulation. My mission at Money Ripples is to help you reduce risk the right way while increasing the probability of success. If you're done gambling your future on hope and averages, and you want predictable cash flow, it's time to pivot from "set it and forget it" to a cash-flow first strategy that aligns with the life you actually want. Names & terms to help you find this episode later: Fidelity, Transamerica, Vanguard, S&P 500, mutual funds, 4% rule, infinite banking, whole life insurance, alternative investments, passive income, tax-free income, Central Lending, Money Ripples.

1,000 Episodes Later: The Hard Truth About Money, Freedom, and What's Coming Next

Mon, 10 Nov 2025 12:00:00 +0000

Hitting 1,000 episodes is wild, and I wanted to celebrate it the right way: by flipping the mic and letting you ask the questions. In this special, unscripted, zero-rehearsal episode, I bring two Money Ripples listeners, Jeff Holbrook, a physical therapist and father of five from Salt Lake City, and Jen, a Montana farmer and rancher, straight onto the show to ask the questions so many people quietly carry around. If you've ever wondered how to apply these strategies when you're living paycheck-to-paycheck, how Infinite Banking really compares to my Max ROI System, or how to mentor teens with their first $10,000 in savings, this one is for you. Jeff kicks us off with the most honest question there is: "How can an average Joe become financially free when there's no 'fat' left to cut?" I walk through the same process I used when I was more than a million dollars in debt. It starts with cash flow first: freeing up monthly money using the Cashflow Index, identifying tax inefficiencies, restructuring payments, negotiating when needed, and then relentlessly focusing on income creation instead of only cutting back. Warren Buffett and Charlie Munger both emphasized that the first $100,000 is the hardest, and I explain why that milestone should be the near-term target before worrying about investing. This is the entire philosophy behind the Work-Optional Blueprint and the Wealth Accelerator Academy. Jen brings the conversation into Infinite Banking and asks how my Max ROI design differs from Nelson Nash's original approach. I break down the key difference: the concept is solid, but the policy design is everything. Many traditional structures delay cash value for years. I show why I prioritize liquidity, investing utility, and reduced internal costs so clients often see significantly higher early cash value — which in real life can result in tens or even hundreds of thousands of dollars of savings over time. Jeff then asks about the part of my story I usually gloss over: how I climbed out of seven-figure debt without filing bankruptcy. I talk about selling off everything from toys to cars, turning in a Mercedes, facing foreclosures, slashing expenses to the bone, accepting help when needed, rebuilding income, and stacking passive income streams one at a time until I reached financial independence again in late 2016. It wasn't glamorous, but it was real, repeatable, and grounded in principles anyone can apply. Jen closes by asking how to guide teens who have saved their first $10,000. I share the playbook: keep the money safe in high-yield cash while they work toward their first major financial milestone, consider a properly structured parent-owned policy as a long-term growth tool, and let them co-invest in small slices of your deals so they learn through real numbers, real returns, and real responsibility. That's how you build wise stewards, not just savers. We wrap by talking about what's ahead: David Morgan's conversations about central banks, the concerns around CBDCs, and why I continue to favor real assets like real estate. Thank you for 1,000 episodes and 11½ years of ripple effects. My goal is simple: help at least 1,000 families reach financial independence by 2030. Start making passive income here: https://bit.ly/4qPxvpu
The Work Optional Blueprint: https://a.co/d/fFzl9Zw

Profit First Saved Businesses—Now Mike Michalowicz's New Money Habit Will Change Your Personal Finances Forever

Fri, 07 Nov 2025 12:00:00 +0000

Start making passive income here: https://bit.ly/43LgjY9
Buy our book: https://a.co/d/fFzl9Zw

What if one simple change with a credit card could free up hundreds of dollars in cash flow every month?

In this episode, I sit down with my friend and bestselling author Mike Michalowicz (Profit First, The Pumpkin Plan, All In, and now The Money Habit) to unpack a deceptively powerful tactic you can implement today and the money psychology behind why it works. We start with Mike's ultra-practical subscription audit move: open an additional credit card, write "SUBSCRIPTIONS" on it with a Sharpie, and route every subscription streaming, software, app trials, memberships, even that "smart" mattress plan onto that one card. When the monthly statement hits, you feel a productive dose of pain and clarity. That visibility exposes zombie charges you forgot about and forces better decisions. Mike's seen people reclaim hundreds to over a thousand dollars a month using this alone. I've felt that sting myself. Even when you think you're tracking everything, consolidation turns "invisible" expenses into obvious targets. From there, we zoom out. Mike shares the hard-won story behind Profit First how chasing revenue without true profitability led to a crash in 2008, a humbling reset, and the system that's helped entrepreneurs (me included) run healthier businesses and lives. We translate those principles to personal finance with his new book The Money Habit: don't try to become a different person; channel your existing habits to win with money. You'll hear two big frameworks that clicked for me: Optimal Foraging Theory (hunt → preserve → consume). Most of us "hunt" income and immediately consume, but the win is in preservation first automating how every incoming dollar gets stored and allocated before you ever spend. Then there's Parkinson's Law applied to money: expenses expand to the cash available. That's why "I just need to make more" rarely fixes anything. More control before more income is the unlock. We also hit the myth of lottery-winner doom. Mike's research shows winners with a money system become measurably happier; those without one spiral. Same income, different outcome because systems beat willpower. On a personal note, I share how adopting Profit First years ago helped me carve out real profit, invest, and ultimately become work optional with enough passive income to let me choose how I spend my time. If you're serious about building cash flow and living a rich life now (not someday), this conversation gives you a fast, implement-today tactic plus a durable framework to keep what you earn and multiply it.

Mike Michalowicz's links:
- LinkedIn: https://www.linkedin.com/in/mikemichalowicz/
- Website: https://mikemichalowicz.com/
- Facebook: https://www.facebook.com/MikeMichalowiczFanPage/
- Instagram: https://www.instagram.com/mikemichalowicz/

Why Car Washes Might Be the Best Alternative Investment to Real Estate

Wed, 05 Nov 2025 18:53:00 +0000

Start making passive income here: https://bit.ly/3LkShNi

Buy our book: https://a.co/d/fFzl9Zw Is investing in car wash businesses the best thing to add to your real estate portfolio right now?

In this episode, I sit down with Chris Larsen of Next Level Income to unpack why "operating real estate" (assets with both land + business components) can boost returns if the operations are rock solid. Chris shares his journey from a Virginia Tech engineering grad and Category 1 cyclist to building financial independence through rentals, multifamily syndications, and now car wash roll-ups. A pivotal moment losing his best friend (also named Chris) on June 21, 1997 reframed his view of time, purpose, and the need to control capital to live life on his own terms. We talk candidly about where multifamily sits today: high prices, high rents, and high interest rates have compressed margins. So how do you still get attractive yields?

Chris explains why he's still bullish on apartments (especially affordable housing with municipality partnerships and tax abatements), but also why he's allocating to operating real estate like car washes, senior housing, mobile home parks, and even private credit while banks are constrained. You'll hear a simple, tactical playbook for de-risking car washes:

Memberships to stabilize cash flow against weather and seasonality (he added memberships at an in-bay automatic wash in Asheville, North Carolina, where his son even worked this summer).
Operational excellence as the #1 driver of returns either run it well or partner with a proven operator.
Technology & pricing: use modern software (dynamic pricing, ML/AI tools) to optimize revenue just like best-in-class STR operators do.
Roll-ups: buy mom-and-pop sites from retiring baby boomers, improve operations, and package multiple washes to expand the EBITDA multiple from ~8x at purchase to potentially ~12x on exit creating value through scale, not speculation.

We also cover why senior housing is poised for a powerful decade as boomers begin turning 80 at 10,000/day, how private lending/private credit can offer double-digit coupons in today's tighter banking environment, and why the quality of the operator has never mattered more. If you're earlier on the journey, we revisit house hacking, small rentals, and when to consider moving up the "Monopoly board" to larger, more efficient assets. Finally, Chris opens up about infinite banking a tool his family has used for 16 years as a core liquidity hub showing how properly structured cash value policies can store dry powder, protect families, and be redeployed into opportunities (from crises to car wash acquisitions). We close with ripple effect stories from disaster relief fuel runs after the Helene impact near Asheville to helping listeners build work-optional lives that free them to use their God-given talents at scale. If you want to think bigger than "one more door," understand where operations create alpha, and see exactly how a car wash + real estate hybrid can fit beside multifamily, affordable housing, and private credit, this conversation will give you a practical, step-by-step lens to act not just listen.

Chris' links:
- LinkedIn: https://www.linkedin.com/in/nextlevelincome/
- Website: https://nextlevelincome.com/
- Facebook: https://www.facebook.com/chris.a.larsen/

The Secret to Creating Tax-Free Passive Income That Never Runs Out

Wed, 05 Nov 2025 12:00:00 +0000

Book a call here with our Infinite Banking Specialist: https://bit.ly/4qGvonC
Buy our book: https://a.co/d/fFzl9Zw

We're seeing cracks everywhere right now real estate pressures, stock market volatility, AI disruptions, tariff threats, and a whole lot of uncertainty. If you've been asking, "Is there anywhere I can put cash where it's truly safe, accessible, and still produces dependable passive income for life?" this episode is for you. I'm Chris Miles, your cashflow expert and anti-financial advisor, and today I break down exactly how I create guaranteed, tax-free income using my Max ROI Infinite Banking approach. This isn't theory. I walk through real scenarios I recently ran for clients including a dentist in his 30s and a 60-year-old high-earner so you can see how the numbers actually work and how soon you could turn on income. I start by addressing the natural temptation to "do nothing" when markets feel wobbly.

Doing nothing is like balancing on a rocking boat you will eventually fall in. Real freedom comes from playing offense and defense at the same time: holding truly safe cash reserves while still investing for growth. Infinite banking, structured properly with a high-cash-value whole life design (not universal life), gives me a guaranteed foundation that grows, stays liquid, and can be tapped for opportunities then later converts to reliable, tax-free income. You'll hear me map out:

A 30-something dentist funding $60k/yr for 15 years (total $900k) and then taking $75k/yr tax-free for 43 years, still leaving a seven-figure death benefit.
A 60-year-old funding $60k/yr for 10 years (total $600k) and then drawing ~$52k/yr tax-free for 20 years.
A lump-sum variation where $600k is earmarked once, automatically drafts premiums via a 5.5% side account, and later pays ~$65k/yr tax-free for 20 years—a payout many investors struggle to match even with a doubled brokerage balance (and that would usually be taxable).

I also explain why the income you can sustainably pull matters more than an account's headline growth rate, how whole life dividends (historically around the 6% neighborhood in recent decades) translate to spendable, tax-free distributions, and why universal life is not the tool for this strategy. If you've ever worried about outliving your money, this episode shows a path to certainty without giving up flexibility. I keep my emergency/opportunity fund inside these policies, earn far more than a bank, maintain access for deals, and later flip the switch to lifetime income often coordinating with Social Security to boost results. Bottom line: turbulence happens.

Winners prepare in advance. Build the defensive base that lets you stay calm, seize deals, and sleep at night. If you want to see how Max ROI Infinite Banking fits your plan or run your own numbers use the Work Optional Calculator on our site and click the Infinite Banking tab to book a call.

The best time to create certainty is before the storm hits.

Let's design your one-two punch and make work optional for life.

Why Car Washes Might Be the Best Alternative Investment to Real Estate?

Mon, 03 Nov 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3LkShNi
Buy our book: https://a.co/d/fFzl9Zw Is investing in car wash businesses the best thing to add to your real estate portfolio right now?

In this episode, I sit down with Chris Larsen of Next Level Income to unpack why "operating real estate" (assets with both land + business components) can boost returns if the operations are rock solid. Chris shares his journey from a Virginia Tech engineering grad and Category 1 cyclist to building financial independence through rentals, multifamily syndications, and now car wash roll-ups. A pivotal moment losing his best friend (also named Chris) on June 21, 1997 reframed his view of time, purpose, and the need to control capital to live life on his own terms. We talk candidly about where multifamily sits today: high prices, high rents, and high interest rates have compressed margins. So how do you still get attractive yields?

Chris explains why he's still bullish on apartments (especially affordable housing with municipality partnerships and tax abatements), but also why he's allocating to operating real estate like car washes, senior housing, mobile home parks, and even private credit while banks are constrained. You'll hear a simple, tactical playbook for de-risking car washes:

Memberships to stabilize cash flow against weather and seasonality (he added memberships at an in-bay automatic wash in Asheville, North Carolina, where his son even worked this summer).
Operational excellence as the #1 driver of returns either run it well or partner with a proven operator.
Technology & pricing: use modern software (dynamic pricing, ML/AI tools) to optimize revenue just like best-in-class STR operators do.
Roll-ups: buy mom-and-pop sites from retiring baby boomers, improve operations, and package multiple washes to expand the EBITDA multiple from ~8x at purchase to potentially ~12x on exit creating value through scale, not speculation.

Gold Has Nearly Doubled... Could It Still Go Higher

Fri, 31 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3WwjsXX

Gold and silver have been on a tear this year but is the run finished or just getting started?

In this episode, I bring back David McAlvany of the McAlvany family/McAlvany Group a team with roots in precious metals all the way back to the 1970s, when they helped push for U.S. gold ownership to be re-legalized on January 1, 1975. With more than 50 years across gold, silver, platinum, and palladium and experience managing hard-asset equity strategies David joins me to separate signal from noise so we can make smarter moves right now. We dig into the critical difference between owning physical metals as wealth insurance and owning miners for growth.

David explains why miners can be a powerful accelerator during the right 10% of the cycle (and a headache the other 90%), why balance sheets and geography matter, and why technical "overbought" doesn't automatically mean "topping out" when an asset is still massively underowned. You'll hear how central banks have been setting the tone for gold's move while many investors are only just waking up despite mainstream voices starting to shift. David cites changing frameworks from big names on Wall Street, including calls for double-digit gold allocations alongside stocks and bonds, as a sign of a deeper regime change in how portfolios are being constructed. We also unpack silver's catch-up phase. You'll learn the key gold-to-silver ratio levels David watches (why ~80:1 suggests silver value, why sustained moves into the 40s–50s can mark overheating, and how 2011's ~31:1 print showcased silver's potential outperformance). If you've felt like you "missed it," we cover a practical path: using ratio and premium trading to compound ounces over time swapping between metals when the ratio stretches to grow your stash without trying to time every price wiggle. That can function like "synthetic cash flow" from a non-cash-flowing asset. Curious about the white metals? David walks through platinum and palladium's industrial ties, why multi-year supply deficits matter, how changing EV versus internal-combustion assumptions ripple through demand, and where these metals may fit for diversification. We also tackle the popular question: Is crypto the new gold? David lays out how bitcoin has behaved like a risk asset during equity selloffs while physical gold has held up as true portfolio insurance. Finally, we talk legacy. David's "ripple effect" centers on stewarding both tangible and intangible wealth character, values, and family culture alongside the ounces, shares, and properties. If you want metals to play the right role in your plan hedging inflation, dampening volatility, and giving you optionality this conversation gives you the frameworks and numbers to act with confidence. If you're serious about building passive income and becoming work-optional, understanding how to position precious metals in 2025 is essential.

Tune in to learn when physical shines, when miners can add torque, how to read the ratio, and how to compound intelligently without betting the farm.

David's links:
Website: https://davidmcalvany.com/
Facebook: https://www.facebook.com/DavidMcalvany/
X: https://x.com/davidmcalvany

What Dave Ramsey's Millionaire Study Didn't Tell You?

Wed, 29 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4quPe59 Everyone quotes the Dave Ramsey Millionaire Study like it's gospel but here's the problem: the numbers don't tell the whole truth.

In this episode, I break down what that "largest study of millionaires" actually was, what it wasn't, and what real millionaire data suggests about paying off your mortgage, investing, and building wealth faster than the standard 30–40 year track. Before anyone grabs pitchforks, I'm not here to bash Dave. He's helped a lot of people get control of their budgets and get out of debt. But when it comes to creating wealth, there are cracks in the logic behind the study that's often cited to justify "always" paying off the home before investing more.

Words matter.

In a viral clip, Dave says millionaires never invested instead of paying off the house then seconds later says almost never, then less than 10%. Which is it? That shift alone should make you ask better questions. So I did. I dug into the study. It wasn't an independent, randomized sample of American millionaires. It was a survey of Ramsey's own audience run over roughly six or seven weeks (late 2017–early 2018). If you survey your own followers people already primed to use 401(k)s, pay off mortgages, and avoid leverage you'll get exactly what you taught them to do. That's not "the nation's millionaires"; that's your community. What does broader data say? The Federal Reserve's Survey of Consumer Finances shows a significant portion of millionaire households still carry mortgages. Many build wealth with a mix of assets not just a paid-off house plus a 401(k). Other sources that look at higher net worth households Spectrum Group, Capgemini, and even communities like Tiger 21 show meaningful allocations to real estate and alternative investments, along with business equity and cash. In other words, there isn't one narrow path. From nearly 25 years in the trenches first as a traditional advisor and since 2006 helping clients create passive income with alternative investments I've watched people accelerate their timelines by deploying capital into cash-flowing assets: rentals, real estate-backed funds, and businesses. I've seen clients go from a few hundred thousand in retirement accounts to million-plus net worth in a handful of years, without "swinging for the fences." Not get-rich-quick get-rich faster (and smarter). Do some millionaires end up with paid-off homes? Absolutely. Often after they've already built substantial cash flow and net worth. That's a phase decision, not a cause of wealth. Personally, I've got a low-rate mortgage and plenty of investable opportunities. If one day I'm long on cash and short on compelling deals, sure I might kill the mortgage. Until then, capital works harder elsewhere. Bottom line: don't accept "always" and "never" in finance. Understand sequence, strategy, and stage. If you want work-optional freedom sooner, you need assets that pay you now not just someday. Run the numbers. Question the narrative. And build a plan that matches your goals, risk, and timeline. If you're ready to explore alternatives to the one-size-fits-all approach, let's talk at MoneyRipples.com. And if you found additional studies on millionaires and asset allocation, drop them in the comments I read them.

Fidelity’s 401k Millionaire Boom: The Shocking Truth Behind the Numbers

Mon, 27 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4o3SRgN

Fidelity just hit a record number of 401(k) millionaires, but before you celebrate, let’s take a hard look at what’s really happening.

In this episode, I dig deep into the latest Fidelity retirement report and reveal why this “milestone” might actually be a warning sign for anyone planning to retire on Wall Street’s promises. If you’ve been diligently saving in your 401(k), this episode is for you. Fidelity’s numbers show that more Americans than ever have crossed the million-dollar mark in their retirement accounts over 1.1 million people between 401(k)s and IRAs. Sounds impressive, right? But as I break down these statistics, I’ll show you the hidden risks behind this so-called success story. The truth is, these new 401(k) millionaires didn’t necessarily earn their way there through strategy or skill. The majority are benefiting from a long, unprecedented bull market. Sixteen and a half years of rising markets have made average savers look like investing geniuses but what happens when the market finally turns? I’ll unpack the real numbers behind the hype: the average millionaire in Fidelity’s data is about 59 years old, has saved for 25 years, and contributes nearly 18% of their income (over 26% with employer matches). Yet, even with all that effort, they’re sitting on just enough to generate about $30,000 a year in retirement income if everything goes perfectly. That’s not financial freedom. That’s barely financial survival. We’ll also explore why most people don’t make changes even when they’re worried. Over half of Fidelity’s investors say they’re concerned about the economy, but only 5% have adjusted their portfolios. This is the danger of financial complacency believing the market will always go up. In this episode, I challenge you to think differently about wealth and retirement. Instead of relying on hope and the stock market rollercoaster, I share why it’s time to start creating real passive income through alternative investments assets that work for you no matter what Wall Street does. If you’ve got significant savings but little to no passive income, you’re not alone. I’ll share stories of people who’ve reached out to me with millions in their accounts but only a few hundred dollars in monthly cash flow. The truth is, being a “401(k) millionaire” doesn’t mean financial independence it means your money is trapped. It’s time to get your cash working harder for you, not the other way around. I’ll also share how you can start taking control with strategies like infinite banking, private lending, and other passive income investments that create predictable cash flow. And don’t forget to check out my new book, The Work Optional Blueprint, available now on Kindle with the print version coming soon. If you’re ready to stop hoping for retirement someday and start building freedom today, this episode will open your eyes and your options.

The New Psychology of Influence: How to Win Trust When Everyone’s Tuning Out

Fri, 24 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4hHpFdv

The economy has been shaking things up, and if you’re a business owner, entrepreneur, or leader, you’ve probably felt it. Clients are hesitant. Marketing costs are up. Even some seven-figure earners are struggling. So how do you stand out and create real influence in a market full of uncertainty?

Today, I’m joined again by Dr. Chris Phelps, the CEO of the Cialdini Institute, to uncover how you can use ethical persuasion and authority to gain the upper hand in any economy. If you’ve read Dr. Robert Cialdini’s groundbreaking work on persuasion, you already know how powerful these principles are. Chris and I dive deep into how you can apply them today to rebuild trust, attract loyal clients, and lead your team effectively even when times are tough. We talk about what’s really happening in the economy right now: from the rising costs of doing business to the erosion of consumer trust caused by AI-generated content, scams, and overwhelming noise in the marketplace. Chris explains why people are more skeptical than ever and how you can break through that wall with authentic authority, transparency, and trust. We explore the authority principle why customers instinctively look for credible experts, and how positioning yourself as one can make your business stand out. Chris shares proven examples from the corporate world like Avis and L’Oréal’s “You’re worth it” campaign that demonstrate how honesty and vulnerability can actually make your brand more persuasive. Then, we shift gears to leadership. Chris reveals how the consistency principle can transform team management and reduce micromanagement. He walks through how getting your team to make voluntary commitments leads to better results and a stronger sense of ownership—because people don’t want to be told what to do; they want to choose. You’ll also hear the fascinating story of how Chris went from running struggling dental practices during the 2008 recession to turning them into million-dollar successes three years in a row by applying these very same principles. And he explains how his collaboration with Dr. Robert Cialdini came to life creating a movement that’s now helping businesses worldwide understand the science of influence. We wrap up with practical insights you can use today to build authority, increase conversions, and inspire your team to take action even when the world feels unpredictable. If you want to stop competing on price, start leading with influence, and learn what truly drives human behavior, this episode is for you. Join us for this powerful conversation that will give you the tools to not only survive in this economy but to lead, thrive, and create ripples of success in your business and beyond.

Dr. Chris Phelps; links:

- LinkedIn: https://www.linkedin.com/in/dr-christopher-phelps-2b48b718/
- Website: https://cialdini.com/
- Facebook: https://www.facebook.com/p/Dr-Christopher-Phelps-DMD-CMCT-61557905079311/

What the Most Successful Real Estate Investors Do with Their Money That Others Don’t

Wed, 22 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3IUR4M5 Am I actually financially prepared to create real financial freedom with my real estate portfolio or could I already be there and just not know it yet?

In this episode, I sit down with repeat guest Marcus Crigler, CPA and founder of BEC CFO & CPA (becfo.com), to break down the practical math, systems, and mindset that separate investors who think they’re winning from those who truly achieve work-optional freedom. Marcus’ background is rare: at just 22, he was inside a CPA firm serving ultra-successful operators with tens of thousands of units the folks who don’t flex on Instagram because they’re too busy buying 26 multifamily properties in a single year. From that vantage point, he learned what most investors never see: the decisions made from the P&L, not the highlight reel. Today, his firm helps active investors wholesalers, flippers, property managers, and portfolio owners make money, save money, and build real wealth with bookkeeping, tax strategy, and CFO-level guidance. We dig into the one metric elite investors live and die by: Return on Equity (ROE). If an asset’s ROE slips to 3–5% (or worse), sophisticated owners don’t “set it and forget it” they improve or recycle the asset. Marcus shows how “recapitalizing the portfolio” (selling, 1031-exchanging, or redeploying equity) can ratchet cash flow and accelerate net-worth compounding because a 3% appreciation on a $15M asset adds $500k versus $300k on a $10M asset. Same market. Better capitalization. Bigger wealth effect. We also confront the biggest silent killer of freedom: ignoring your REO schedule. If you’re not reviewing each property’s current equity, cash flow, ROE, and next move, your portfolio is like milk you might not have opened it, but it still expires. I share a client story who sat on $700k of equity for $200/month of profit a 0.3% ROE until we moved the equity to stronger markets and turned it into $8,500/month. That’s the power of measuring what matters. Then we tackle my three step framework Get Lean, Get Liquid, Get Out and Marcus goes deep on why liquidity is the #1 determinant of long-term success. Cash cushions buy time, confidence, and most importantly opportunity. He tells the story of a client who almost shut down in October 2023, but because he’d stacked ~$800k in reserves, he ran into the fire when others ran out and later hit $900k revenue in a single month with strong margins. Liquidity didn’t cost him returns; it bought him the right returns. Finally, we get real about mindset. Most people don’t stay in the rat race because they’re broke; they stay because they’re afraid of being broke again or of losing identity, status, or external validation. If that’s you, the antidote is clarity: know your numbers, confront your gaps, and make the next high-leverage move. Freedom isn’t theoretical it’s math, method, and courage applied over time. If you’re an active real estate entrepreneur (or an “accidentally active” landlord) who wants CFO-level clarity, follow Marcus Crigler and check out BEC CFO & CPA. And if you want your money to work harder than you do, start with your REO schedule and ROE then decide whether each asset gets improved or recycled. That’s how you turn a portfolio into true financial freedom.
Marcus' links:
- LinkedIn: https://www.linkedin.com/in/marcus-crigler-cpa-977a45b7/
- Website: https://beccfo.com/marcus-crigler-ceo
- Facebook: https://www.facebook.com/BECCFO

Is Bitcoin as Safe as Gold? The Truth Nobody Tells You

Mon, 20 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/42GzEt6

Everyone’s been comparing Bitcoin to gold lately, calling it the new “digital safe haven.” But is it really that stable? Is Bitcoin the hedge against the dollar everyone claims it to be or just another speculative bubble disguised as digital gold?

My goal is simple: to help you make your money work harder for you so you can stop working so hard for it. Today, we’re diving into one of the biggest myths circulating in the financial world “Bitcoin is the new gold.” In this episode, I unpack real-time market data comparing Bitcoin’s movement against gold and silver during recent tariff talks between Trump and China. You’ll see how gold shot up nearly 5% as investors fled to safety while Bitcoin dropped over 7% in the same period. I’ll show you what this means for your investments, why Bitcoin’s behavior mirrors the S&P 500 more than gold, and what that tells us about its true nature. We’ll also talk about what actually qualifies as a store of value and why gold and silver have maintained that status for thousands of years while crypto still hasn’t earned it. You’ll hear me share my own experiences with Bitcoin going all the way back to 2011, when I was introduced to it before it even hit a dollar, and why I decided to stay grounded in real, tangible assets. If you’ve been tempted to move your wealth into crypto because “everyone says it’s safe,” this episode will stop you in your tracks. I explain why digital currencies like Bitcoin are still speculative assets, not safe havens and what smarter investors and family offices do instead. We’ll go deeper into how the wealthy think about risk allocation why they only keep 1–3% of their portfolio in speculative assets like crypto, while placing more of their wealth in real assets like gold, silver, real estate, and infinite banking strategies. You’ll also learn how I categorize each asset class in my own portfolio and how to structure yours for true financial freedom and stability. Finally, I’ll walk you through practical steps to protect your wealth from volatility how to combine real estate, commodities, and private lending to build a diversified plan that keeps you cashflowing no matter what happens in the economy. Whether you’re new to crypto or already holding Bitcoin, this is the reality check you need to make informed, profitable decisions that align with your long-term financial goals.

Why the Ultra-Wealthy Only Put 24% in Stocks (and What They Do Instead)

Fri, 17 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3KP3uFM

What if everything you’ve been taught about money saving, investing, and “playing it safe" is exactly what keeps you from building real wealth? My guest today, Dave Wolcott, breaks down what the ultra-wealthy actually do with their money that most people never learn. Dave’s story is incredible. A former Marine Corps Captain turned multimillionaire investor, Dave went from following the traditional “get a job and max your 401(k)” plan to realizing that strategy could never deliver true financial freedom. When his family suddenly grew from one child to four overnight thanks to triplets he knew he had to rethink everything. What followed was a deep dive into how the top 1% and 0.01% really build wealth. Dave discovered that the ultra-wealthy don’t rely on Wall Street. They invest in private assets, they use tax incentives as wealth accelerators, and they stack strategies like infinite banking and alternative investments to create multiple layers of growth and protection. He reveals how groups like Tiger 21, whose average member net worth is $100 million, keep less than 25% of their wealth in the stock market while the rest is working for them through real estate, private equity, and alternative ventures. We unpack how you can adopt that same model whether you’re earning six figures or running a business by shifting from accumulation theory (the “save, wait, and hope” retirement model) to cash-flow investing that pays you now. Dave explains how the wealthy use the tax code as a roadmap, not a penalty system, leveraging incentives in energy, real estate, and business ownership to legally reduce taxes and supercharge returns. We also dive into how Infinite Banking (IBC) fits into this bigger picture using your own capital as a warehouse to fund deals, create liquidity, and compound growth tax-efficiently. You’ll see how the ultra-wealthy combine IBC, real estate, and private investments to multiply returns and achieve near-zero tax exposure all while maintaining control over their capital. If you’ve ever wondered why the rich keep getting richer while everyone else keeps “diversifying” into Wall Street mutual funds, this conversation will change the way you think about money forever. Get your free copy of Dave’s book, “The Holistic Wealth Strategy,” at holisticwealthstrategy.com and start building your own framework for lasting wealth beyond the markets. Dave's links: -Website: https://pantheoninvest.com/
- LinkedIn: https://www.linkedin.com/in/dave-wolcott-863306/
- Facebook: https://www.facebook.com/dave.wolcott.589
- Instagram: https://www.instagram.com/pantheoninvest/

The Stock Market Is Speculative; Here’s Why Now Could Be the Best Time to Cash In

Wed, 15 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4h5jT4Q

The stock market isn’t just hot, it’s overheated. Everyone’s greedy, valuations are inflated, and history tells us this is when the smart money takes profits. I’ve been warning you about this moment for a while, but now even Wall Street insiders and mainstream economists are starting to sound the alarm.

In this episode, I’ll break down exactly why this could be your last best chance to cash in before the correction hits and what smart investors are doing right now to protect and multiply their wealth. For over a decade on The Money Ripples Podcast, I’ve helped thousands of people build passive income, break free from financial stress, and live a life of purpose and abundance. Today, I’m showing you what’s really going on behind the scenes of this so-called “bull market” that’s being propped up by speculation, hype, and dangerous overconfidence. You’ll hear about the wild truth behind the AI bubble, what the Citigroup Panic/Euphoria Index is revealing, and why current market valuations at 25 times earnings should have every smart investor on alert. I dive into what “call options” really mean and why the surge in speculative trading could be the biggest red flag since 2000. I also expose how companies like Oracle are skyrocketing in value despite reporting worse-than-expected earnings a clear sign that logic and fundamentals have left the building. This kind of frothy euphoria has always ended the same way: a painful correction. So what do you do about it? I share practical, actionable strategies on how to scale out of the market, take your profits, and diversify into real, cash-flowing assets that can protect your wealth. Whether it’s infinite banking, alternative investments, or other private opportunities, I’ll show you how to keep your money growing even while Wall Street burns. And here’s the truth: doing nothing is still a decision. You can stay in, hope the market keeps rising, and risk losing the gains you’ve worked for. Or you can follow what the smartest investors like Warren Buffett are already doing: holding cash, staying patient, and positioning for opportunity. If you’re ready to take control, this episode will show you how to think like the 1%, act before the herd, and make moves that protect your freedom, your family, and your future.

Best Way to Buy a House: Why Paying Cash Could Cost You More

Mon, 13 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4o6MkS8

Dave Ramsey says you should save to pay cash for a house. But is that really smart in today’s market?

In this episode, I’m going to show you why that strategy might actually cost you your dream home, and why locking in a mortgage yes, even with higher rates can be the more financially sound and wealth-building move. I’ve heard countless stories from hardworking people trying to “save their way” to homeownership, only to watch prices skyrocket faster than their savings can grow. In fact, one woman I spoke with is working 80 hours a week at two jobs just to save cash for a home. Admirable? Absolutely. But effective? Not really. When I ran the numbers, what I found even shocked me and it’s something Dave Ramsey doesn’t talk about. In this episode, I dive deep into the real math behind buying versus saving. You’ll hear how saving for 15 or 20 years could mean chasing a moving target as home prices double or triple while your purchasing power declines. I’ll walk you through an example comparing someone saving $1,500 a month for a $200,000 home versus locking in a mortgage today and how the difference could mean more than a decade of your life lost to the chase. We’ll break down:

Why real estate appreciation can destroy even the most disciplined savings plans.
How inflation and rising prices make “waiting to buy” one of the riskiest strategies out there.
The hidden benefits of locking in your price now, even with PMI or higher rates.
How to make inflation work for you, not against you.
Why having liquid assets and financial flexibility beats being “house rich and cash poor.”

I’ll even show you why, by paying your mortgage strategically or investing the extra cash at decent returns, you could pay off your house in 8 years instead of 19 without sacrificing your peace of mind. This isn’t about reckless debt or ignoring financial discipline it’s about using smart leverage and sound strategy to build wealth faster, without chasing your tail or missing out on the very opportunities you’ve been working so hard for. If you’ve ever wondered whether saving cash or using a mortgage makes more sense, this episode gives you the data, the logic, and the freedom-focused mindset to make the right move for your future.

How Kyle Stanley Uses YouTube to Raise Millions and Attract Real Estate Deals

Fri, 10 Oct 2025 11:30:00 +0000

Start making passive income here: https://bit.ly/4h2bOOs Can a YouTube channel actually help you raise more capital, attract better real estate deals, and scale your brand faster than cold calls and mailers? That’s exactly what I dig into with my friend Kyle Stanley an investor, former sports anchor turned entrepreneur, Airbnb operator, and creator behind @realKyleStanley. If you’re an active investor who wants deal flow on autopilot or a passive investor who wants a smarter way to source and vet operators, this conversation will show you how long-form content becomes your best lead generator. We start with Kyle’s backstory going from struggling entrepreneur to doing his first real estate deal six weeks after joining FortuneBuilders, then building and selling both an Airbnb management company and a mid–six-figure education business. The common thread? He built trust at scale through YouTube and podcasts. Instead of hoarding “secrets,” he leaned into abundance, shared his playbook publicly, and almost by accident created inbound deal flow, private money conversations, and high-value partnerships. We unpack the three channel archetypes any investor can use: - Expert: teach frameworks and case studies when you have reps.
- Reporter: interview credible experts (yes, even before you’re one). Borrow authority while you build it.
- Documentarian: film the journey property walkthroughs, underwrites, wins, and lessons. Kyle explains the 7–11 rule (seven hours across at least 11 touches) and why YouTube’s long-form format compounds trust faster than short-form social. We talk strategy for raising money without “pitching,” how consistent content turns you into a magnet for agents, wholesalers, lenders, and limited partners, and why giving away the “what” and “why” inevitably creates paid demand for the “how.” We also hit mindset objections “I’m not charismatic,” “there’s too much competition,” “I don’t have time” and show you how to publish simple, honest videos that attract the right people and quietly repel the wrong ones. If you’re a passive investor, this is a cheat code: use a channel to interview and diligence operators in public. You’ll expand your network, surface better opportunities, and gather insights you’d never get from a pitch deck. For active operators, Kyle lays out a practical path to consistent posting, realistic expectations, and the compounding effects of showing up weeklyeven when the views are small. We compare celebrity launches (The Rock’s tequila), why audience beats product on day one, and how a steady drip of value creates reciprocity and referrals you can’t buy with ads. We wrap with resources to follow Kyle, how to book a consult if you want help building a channel that raises capital, and a reminder I learned the hard way over 11 years: imperfect action beats perfect planning. You don’t need studio lights to start building trust. You need a phone, a point of view, and the discipline to hit publish. Kyle Stanley's links:
Instagram: https://www.instagram.com/realkylestanley/
Website: https://realkylestanley.com/
YouTube: https://www.youtube.com/@RealKyleStanley
LinkedIn: https://www.linkedin.com/in/kyle-stanley-b0a4a487/

How to Use Infinite Banking + Real Estate to Create Tax-Free Returns That's Better Than a Roth!

Wed, 08 Oct 2025 11:00:00 +0000

Ready to see how infinite banking could work for you? Book a free call here: https://bit.ly/42wZeAO
and let’s make your money work harder, tax-free.

Everyone talks about Roth IRAs and many of you ask me about infinite banking but almost no one shows you how to combine infinite banking with real estate, business, or even oil and gas to create what I call a potential “tax-never” outcome.

In this episode, I break down exactly how I use properly structured whole life (max-ROI infinite banking) alongside tax-advantaged investments so my money can work in two places at once growing uninterrupted inside the policy while I put capital to work in cash-flowing deals. First, I level-set what a Roth IRA really is: a tax wrapper, not an investment. You can hold CDs, stocks, or even certain real estate inside it. Roth shines when the underlying investment has no tax advantages like simple lending or plain vanilla income funds because the wrapper gives you tax-free growth and withdrawals later. But when you’re using investments that already come with write-offs or depreciation, the Roth can actually block benefits you could have taken elsewhere. That’s where infinite banking is different. I fund a high-cash-value whole life policy with after-tax dollars; the cash value grows tax-advantaged and I can access it via a policy loan or line of credit to invest in whatever I choose without age restrictions. I can’t “place” the investment inside the policy (this isn’t an IRA), but I can leverage the cash value to fund opportunities and keep my dollars compounding. People always ask, “Can I write off my life insurance premiums?” Generally, no if you try to deduct them, you risk losing key tax benefits elsewhere. The smarter move is to let the policy grow and then deploy those dollars into activities that do create deductions. For example, as a business owner (S-Corp), legitimate expenses marketing, R&D, team, systems are deductible. If I borrow against my policy to fund those expenses, I’m still earning crediting inside the policy while capturing the tax write-off at the business level. The interest I pay on policy or bank lines used for bona fide business purposes can often be deductible, too. Same idea in real estate: if you or your spouse qualify as a Real Estate Professional, bonus depreciation and other write-offs can offset active income. I walk through how couples sometimes position the lower-W-2 spouse to achieve RE Pro status so depreciation can reduce the household’s overall tax bill. We also talk about energy specifically oil & gas working interests where portions of your capital can be deductible in year one (depending on the deal structure). Imagine using policy cash value to fund that investment: you get potential deductions up front, income from the project, and your policy value continues compounding in the background—helping you reach work-optional status before age 59½, unlike Roth rules. I tie this into my “Wealth Wheel”:
Get Lean (increase cash flow, slash taxes), Get Liquid (store reserves in max-efficiency infinite banking, not in tax-prisons like 401(k)s), and Get Out (deploy into passive, tax-advantaged cash flow). I share how I personally hold emergency and opportunity cash in policies, then cycle it through business, real estate, and energy to accelerate wealth while keeping optionality and minimizing the drag of taxes. If you’ve been looking for a practical, real-world way to combine infinite banking with tax-smart investing and to build freedom without waiting decades this episode gives you the blueprint.

Is the Dollar Dying? Precious Metals, Digital Currency & the Coming Reset With David Morgan

Mon, 06 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3KD6Xa9 With all the uncertainty swirling right now, should we run to gold, silver, or something entirely different? And is the U.S. dollar really in trouble or just going through another cycle? In this episode I bring on David Morgan veteran analyst, author, and publisher of The Morgan Report to cut through the noise and help us separate financial dogma from reality. David’s been studying markets for over four decades, and his path started young back when U.S. coins moved from 90% silver to clad. That curiosity led him to dig into how money is created, fractional-reserve banking, and why “all fiat fails” is more than a slogan. You’ll hear the story of how, while working in the aircraft industry as a B-1 bomber crew member, a test pilot’s contrarian newsletter opened the door to an entirely different way of thinking about wealth. We get practical. David explains why most media keeps you in an echo chamber (think Operation Mockingbird and algorithmic bubbles), how to cross-check narratives using international sources (yes, even South African and Russian outlets for a different lens), and how to apply an engineer’s mindset objectivity and first principles to your money. Then we go deep on currencies. Will the dollar “die,” or simply reprice? David outlines two classic paths debt-liquidating deflation vs. hyperinflationary depression and why the likely reality is a split outcome: over-levered assets (like margin-soaked equities and some real estate) reprice lower while essential commodities (especially food) can climb. We talk what that means for everyday investors who want cash flow and stability, not headlines. We also tackle the next phase of money: tokenization and potential CBDCs. David walks through how a digital-first system could roll out (with “on-ramp incentives,” digital ID, and iris-scan pilots already normalizing the idea), what the BIS (Bank for International Settlements) is publishing about the rails, and the kind of “crisis pretext” that could accelerate adoption. Whether you’re crypto-curious or crypto-cautious, you need to understand the direction of travel even if you ultimately choose to stay analog. Actionably, we cover how to position for resilience: • Why hard assets matter (paid-off real estate, energy and ag exposure where practical).
• How precious metals can be more than “dead assets” via royalty/streaming companies and selective miners that pay dividends with the potential to boost yield through options overlays like covered calls.
• When cryptos might fit as a satellite holding vs. core money metals.
• Why self-reliance (even basic home and trade skills) is a real edge in a tech-heavy, fragile system. Finally, David shares resources at themorganreport.com/money (including a concise outline, documentary recommendation, and a complimentary consultation) and his bigger mission: truth, transparency, and financial freedom through honest money. If you care about cash flow, optionality, and owning your financial future not renting it this conversation gives you frameworks you can actually use. David's links:
- Website: https://www.themorganreport.com/
- LinkedIn: https://www.linkedin.com/in/thedavidmorgan/
- YouTube: https://www.youtube.com/user/silverguru/videos
- Facebook: https://www.facebook.com/TheMorganReport/

Economist Warns: FOMO Is Your Biggest Financial Danger Right Now with David McWilliams

Fri, 03 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3VGVJnx

Uncertainty is everywhere right now will the Fed actually cut rates, will tariffs escalate, are we headed for a recession, or another melt-up? If you’ve been frozen on the sidelines, this episode is your wake-up call.

I’m joined by David McWilliams economist, bestselling author of The History of Money, founder of Kilkenomics (the world’s only economics + stand-up comedy festival), and a rare voice who makes complex macro easy to act on. We cut through the noise and talk about the only decisions that matter for investors and business owners when markets feel irrational. David explains why zero rates broke traditional valuation, why the S&P 500’s concentration is a warning sign, and how a wave of “unicorns” could face a liquidity crunch as insiders try to exit. We cover the bond vigilantes, the political tug-of-war around the Federal Reserve, and what happens if headline cuts collide with a rising long end. Translation: don’t anchor your future to a single narrative. We also zoom out: reserve-currency shifts from sterling to the dollar didn’t happen overnight and today’s geopolitics (think Modi, Putin, Xi) suggest the next regime is forming in plain sight. David lays out the 40-year cycle change we’re living through: from free trade to tariffs, small to big government, low to rising inflation, open borders to deportations and why those flips create both fear and once-in-a-cycle opportunities. Most important, we bring it back to action. If you’ve listened to me for any length of time, you know I want you work-optional with passive income so you can live free and create a ripple effect. That requires discipline in frothy markets: take profits without guilt, build dry powder, and allocate on your terms, not on Reddit’s. David reminds us: “Nobody ever lost money selling too early.” I’ll add: nobody gets free by outsourcing their thinking to FOMO. We hit practical takeaways on risk management, why cash is a decision not a “do nothing,” how to read the tape when algorithms replace traders, and why money is ultimately a human technology which is why your judgment and relationships matter most.

David's links:
- Website: https://www.davidmcwilliams.ie/
- X: https://x.com/davidmcw?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor
- Facebook: https://www.facebook.com/davidmcw/
- Instagram: https://www.instagram.com/dmcw_podcast/?hl=en
- LinkedIn: https://www.linkedin.com/in/damcwilliams/?originalSubdomain=ie

How to Triple Your Retirement Income Overnight (Without the 3% Rule)

Wed, 01 Oct 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4mEJmmI

We’ve all heard the “4% rule,” right? The idea that you can safely withdraw 4% from your retirement portfolio and never run out of money. But here’s the question I’m tackling today: is that belief quietly holding you back and could you actually triple your retirement income overnight? In this episode, I walk you through why the 4% rule was never a true “rule,” how it was back-tested on a narrow slice of market history, and why it’s even less reliable today with longer lifespans, persistent inflation, and very different market dynamics. Many planners have already downgraded it to a 3% rule for anyone retiring in their 60s and if you’re targeting early retirement, I explain why 2% is often closer to reality. That’s a problem when you’ve got seven figures saved and still can’t create the lifestyle you actually want. I break down the common myth that the S&P 500 reliably delivers 10%+ forever. Most people don’t realize how much of the old long-term average came from dividends and how today’s index is dominated by mega-cap, low-dividend tech. Even if we grant a 10% average for argument’s sake, accumulation math still gets crushed by velocity turning capital into predictable passive income now, not “maybe someday” returns on a spreadsheet. I compare the traditional “big pile, small drip” approach to a cashflow-first strategy that produces real dollars you can spend without cannibalizing principal. You’ll hear real examples from families I’ve worked with: a listener with $1,000,000 told by his advisor to live on 3% ($30,000/yr) who re-engineered his plan across alternative, Main Street investments duplexes, apartments, and energy plays to target well into six figures of annual cash flow. I also share the story of a 50-year-old aspiring health coach with $250,000 who thought she needed a million before she could step back. When we reframed her goal around income, not account size, that same $250k working at 10% became ~$25,000/yr enough to buy her time now, not a decade from now. You’ll also learn:

Why safe withdrawal rate math forces you to live below your portfolio’s long-term average—and why higher inflation makes it worse.
How DSR (dollars-to-spend reality) beats SWR (safe withdrawal rate) when your income comes from assets that actually pay you monthly.
The difference between accumulating assets on paper and building cash-producing assets in the real world.
Why shortening your time horizon to income reduces the risk of being wrecked by the next market cycle.
How to think about diversification that actually helps (across income streams), not just across ticker symbols.

If you’re serious about becoming work optional, stop worshiping at the altar of account balances and start optimizing for cash flow. That’s the path to choice, freedom, and the ability to create a real ripple effect in the lives of others. Want help stress-testing your numbers and mapping a cashflow plan that fits you?

Head to MoneyRipples.com check out the Work Optional Calculator and our resources on infinite banking and alternative income strategies and let’s put your money to work so you don’t have to.

From Poverty to Prosperity The Mindset Shift That Creates Millions

Mon, 29 Sep 2025 11:00:00 +0000

Imagine a life where work is optional because your money provides the income. Let’s make that your reality; reserve your call today here: https://bit.ly/4nMWJm0

How do you create a ripple effect when you feel like you don’t have much to give? In this episode, I pull back the curtain with Alexa DePaolo keynote speaker, entrepreneur, and founder of The Ripple Effect to show you exactly how to build impact and income even when resources feel scarce. If you’ve ever told yourself “I’ll invest in myself when I have more time or money,” this conversation will lovingly call out that boldfaced lie and replace it with a practical path forward. I open with the mission behind Money Ripples: becoming work-optional by building enough passive income to work because you want to, not because you have to. Alexa then shares her raw, rags-to-riches story growing up in poverty without running water or electricity, later a young single mom on welfare who bet on herself with a commission-only career and rebuilt everything. We talk about the mindset shifts that make that kind of turnaround possible: identity, affirmations, and embodied confidence (not fluff). Your brain doesn’t know the difference between truth and a lie so feed it faith, not fear. We dig into why excuses are expensive and how the most costly thing isn’t education it’s ignorance. Alexa and I break down how to get resourceful when cash is tight: carpooling to events, creative ticket strategies, staying with friends, and focusing on ROI instead of out-of-pocket cost. We also get tactical about the power of proximity how one room, one idea, or one relationship can add six or seven figures to your trajectory. If you’ve ever felt like your background (trailer park, anyone?) disqualifies you, this episode reframes your story as your edge. Alexa previews Ripple Effect Live (October 17–18, Denver, CO): a high-intent room for lenders, realtors, and growth-minded entrepreneurs where top performers (consistently closing $50M–$250M+ a year) unpack the exact strategies that move the needle 40%+ while others are shrinking. We talk humility and hunger why you don’t need to be the smartest person in the room, just the most coachable and consistent. We cover the daily disciplines that turn positive self-talk into results: morning mindset reps, clear KPIs, and non-negotiable action. You’ll also hear a reminder from me: you’re always one conversation away from a breakthrough. When I was deep in debt, I sacrificed to get in the right rooms. The more it cost me, the more intentional I became and the bigger the ROI. If you’re on the fence about investing in yourself, ask the real question: What’s the cost of staying where you are? If you’re ready to expand your impact and income, build a network that elevates your net worth, and finally embody the person you keep telling yourself you’ll become “someday,” this episode gives you the mindset and the moves to start now.

Alexa's links:
- Website: https://www.alexadepaolo.com/
- LinkedIn: https://www.linkedin.com/in/alexa-depaolo-456352158/overlay/about-this-profile/
- Instagram: https://www.instagram.com/thealexadepaolo/
- Facebook: https://www.facebook.com/AlexaCOHomeLender/

Can You Really Pay Zero Taxes For Life, Even Without a Business

Fri, 26 Sep 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4gHASKq Can you be a passive real estate investor and still enjoy powerful tax advantages that accelerate your wealth? Absolutely and in this episode, I bring on CPA and tax incentive expert Jason Melillo to show you exactly how. Jason has spent over 25 years in the tax and real estate space. Early in his career, he discovered cost segregation studies, a tool that allows investors to accelerate depreciation and dramatically reduce their tax burden. While Fortune 500 companies have used this for decades, most everyday business owners and real estate investors have never tapped into it. Jason and his firm made it their mission to bring these tax-saving strategies to small and mid-size investors, and the results are incredible. We talk about how business owners like doctors, dentists, or chiropractors who own their buildings are often leaving hundreds of thousands of dollars on the table simply because they don’t know about cost segregation or bonus depreciation. Jason explains how these strategies can take a normal $10,000 annual deduction and turn it into a $150,000 year-one deduction—freeing up capital to reinvest into more properties and accelerate wealth. You’ll also hear how real estate professional status works, including the 750-hour rule, and how even short-term rentals like VRBOs can create active business income that offsets W2 income. Jason breaks down how investors can move from one property to many, using tax advantages and leverage to scale without paying more to Uncle Sam. We also cover: - Why bonus depreciation has put cost segregation “on steroids”
- How to use tax deductions from one property to shelter income from others
- Creative ways W2 employees can benefit, even without becoming full-time investors
- How the wealthy structure real estate to legally pay little or no taxes for life
- The role of 1031 exchanges and the step-up in basis to eliminate taxes permanently This isn’t theory. These are strategies billionaires use every day and Jason shows how everyday investors can do the same. If you want to keep more of what you earn, reinvest it wisely, and reach financial freedom faster, this is a must-listen episode. Jason's links:
- LinkedIn: https://www.linkedin.com/in/jasonmelillocpa/

Should You Take Social Security Early? The Overlooked Strategy That Could Pay Off Big

Wed, 24 Sep 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3Ibe49f

Almost everyone out there is saying, “Wait until age 67 or 70 to take Social Security.” But is that really the smartest move or could it actually cost you the freedom you could have right now?

In this episode, I dig into the real math behind Social Security and show you how in many cases, you can actually come out ahead by taking it earlier. I share the story of one of my clients who faced this exact decision at age 61. Using his real numbers, I walk you through how different claiming ages impact not just the monthly payment but also the opportunity cost of waiting. By applying the concept of velocity of money, I demonstrate how reinvesting Social Security income can often create higher cash flow and more options today versus holding out for a slightly bigger check later. Along the way, I challenge the traditional advice from financial gurus like Dave Ramsey. While I agree with his point that the government isn’t doing a good job with your money, I show you where the math actually proves the case for taking Social Security early especially if you’re smart about where you reinvest it. I also highlight why simply dumping that money into the stock market isn’t the best answer in today’s economic climate. You’ll learn:

The time value of money and why earlier cash flow often beats delayed payouts
How to evaluate whether waiting until age 70 really benefits you—or just delays your freedom
Why inflation-adjusted COLA increases don’t keep up with reality
Smarter alternatives like passive income investments, secured real assets, or even life insurance strategies
How reverse mortgages can complement Social Security for homeowners at age 62 and beyond

This episode isn’t just theory it’s about putting control back in your hands. Whether you’re already in your 60s and weighing your options, or you’re younger and just want to stop worrying about Social Security, the takeaway is clear: stop waiting on the government and start creating your own freedom today.

The 401k & IRA Tax Myth: Why ‘Saving on Taxes’ Could Cost You More Later

Mon, 22 Sep 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/46c7IiX You’ve been told forever that 401(k)s and IRAs “save you taxes.” They don’t. They delay your tax bill and if rates rise, you could easily pay more later than you would today. In this episode, I pull the curtain back on one of the most expensive myths in personal finance and show you why deferring taxes can sabotage your freedom. I start by laying out how traditional retirement plans really work: you contribute pre-tax dollars, they grow tax-deferred, and you withdraw at ordinary income rates the highest rates on the tax chart. Then I ask the only question that matters: do you want to pay tax on the seed or the harvest? If you’re planning to live an abundant life with strong cash flow, paying later on a larger harvest can become a costly mistake. I also break down why many employees lose major deductions by retirement (mortgage interest and dependent credits), while healthcare and lifestyle spending often increase. Add inflation, and you must withdraw more nominal dollars to buy the same life pushing more of your withdrawals into higher brackets. We look at the history of top marginal tax rates and the current reality of federal debt and deficits, making the case that betting on lower future tax rates is wishful thinking. If you’re a business owner, I get even more direct: stuffing cash into a 401(k), SEP IRA, 403(b), or TSP can be a raw deal. You’re often in your lowest effective tax rate today thanks to business deductions then you voluntarily trade that for higher ordinary income taxation later, after you’ve sold your business, lost deductions, and possibly entered a tighter bracket structure. And remember: with ERISA plans like the 401(k), you’re not the true owner the government writes the rules and can change them (RMD ages, penalties, access) whenever it wants. What about Roth IRAs? They’re better than traditional accounts, but still government-controlled with tiny contribution limits, income phase-outs, and the ever-present risk of rule changes. The “backdoor Roth” can also be closed at any time. If you’re serious about becoming work-optional, you need control, liquidity, and tax strategy you can count on. I explain why I prefer using properly structured whole life insurance as a cash-value foundation (what many call “infinite banking”): contractual guarantees at the time you start, tax-advantaged access along the way, and the ability to redeploy capital into cash-flowing real assets like real estate—where depreciation and other strategies can offset income. I also share how I personally treat old plan balances (e.g., legacy DB/IRA funds): I don’t count on them, and when possible, I look to self-direct into assets I understand. Bottom line: traditional retirement plans don’t “save” taxes; they postpone them, often to a worse time. If you want real freedom faster, prioritize vehicles and strategies that give you control now, protect you from inflation and rising taxes, and produce passive income that lets you work because you want to not because you have to. If you want help mapping this out, head to MoneyRipples.com, try the Work Optional Calculator, and keep your eyes out for my new book, Work Optional Blueprint.

Go From Stuck to Unstoppable: Sarah Foley’s Mindset Shift Every Investor Needs

Fri, 19 Sep 2025 11:00:00 +0000

Too many investors get stuck overanalyzing, stuck in fear, stuck waiting for a “perfect” moment that never comes. Meanwhile, real opportunities pass by. In this episode, I sit down with Sarah Foley, known as Vertical Blonde, whose story and framework for identity-level change will help you get moving again. Sarah went from TV host and spa director to internationally recognized speaker and coach featured on the Tony Robbins Podcast and the Mel Robbins Show. What I love about her approach is that it translates directly to building wealth: the fastest way through hesitation is shifting who you’re being, not just what you’re doing. We talk about how she created “Vertical Blonde,” an iconic identity she chose on purpose one that guided her presence, habits, and decisions. You’ll hear how her media background in Palm Springs, leadership experience running a major spa in Park City, and later years in Maui all converged into a simple, reliable system for momentum. Sarah shows why most people get trapped in their heads trying to appease the room, and how to drop into the body, trust your gut, and speak and act from lived results. That’s not toxic positivit it’s disciplined alignment. If you’ve felt frozen by market headlines or analysis paralysis, this conversation is your reset. We dig into “live ready” the practice of preparing your mindset, energy, and routines so you’re ready to create opportunity each day, not chase it. Sarah explains how to name and design your own iconic identity, how to build daily readiness (from movement to morning setup), and how to surround yourself with people who are already in motion. When you lead from inner alignment, networking becomes natural, conversations open, and decisions get easier. That’s exactly what investors need when everyone else is waiting on the sidelines. We also connect this to passive income: if you want freedom, you need action. Readiness compounds into traction; traction compounds into results. Whether you’re new to Money Ripples or you’ve been with me for years, you’ll come away with a practical playbook: define who you’re being, keep your energy clean, move first, and let like-minded people and opportunities find you. If you’ve been looking for a permission slip to take the next step this is it. Sarah Foley’s links:
- Website: https://www.verticalblonde.com/
- Facebook: https://www.facebook.com/VerticalBlonde/
- LinkedIn: https://www.linkedin.com/in/sarahfoley-verticalblonde/ Start making passive income here: https://bit.ly/4mE3uFX

911K Jobs Vanished in Revisions: What It Means for Your Wallet and Future Fed Rate Cuts

Wed, 17 Sep 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4nvPUoC

We just got a wake-up call from the BLS jobs report revision 911,000 fewer jobs than originally reported over the last year. That’s not a rounding error; that’s a major reset that changes how investors, homeowners, and business owners should think about the economy right now.

In this episode, I break down what the BLS revision means, why the numbers were off in the first place, and how it could ripple through interest rates, unemployment, the stock market, and real estate values. If you’ve followed me for a while, you know I’m an “anti-financial advisor.” I don’t chase the headlines or the herd; I care about cash flow, control, and creating a work-optional life. Today I walk you through how the BLS constructs the monthly jobs report (including the “birth-death” model), why revisions tend to go down late in the cycle, and why the March 2024–March 2025 period is especially important. We’ve now had back-to-back downward adjustments roughly 600,000 last year and 911,000 this year meaning the last two years overstated job growth by about 1.5 million. That should make every serious investor rethink risk. I also connect the dots between jobs data, Federal Reserve rate cuts, and the 10-year Treasury. The Fed doesn’t move in a vacuum they’re watching Treasury yields just like we are. I explain why I expected only gradual cuts this year, what could force a larger move, and why a bigger-than-expected cut isn’t necessarily “good news.” If the Fed moves 50 bps or more, it could be because the cracks are wider than most realize. What does that mean for your wallet? I spell out the practical impacts: - Why HELOC and credit-card rates may ease a bit with Fed cuts, while 30-year mortgage rates barely budge unless the 10-year decisively breaks lower.
- The level I’m watching before buyers really flood back into housing (hint: think sub-6% mortgages).
- How waiting for “perfect” rates can backfire because when rates finally look attractive, demand and prices can snap higher first.
- Why this could be one of those contrarian moments when buying real estate before the crowd returns creates the biggest advantage (especially with lenders offering low- or no-cost rate-recast/refi options). We also talk about what happens if companies keep cutting costs, lean harder on AI, and delay hiring how that filters through small businesses, consumer spending, and ultimately corporate earnings. If we slide from a “soft landing” into a soft grind a longer, lower, stickier slowdown savvy investors will prioritize capital protection, liquidity, and targeted opportunities that cash flow now. Bottom line: This is not the time to “wait and see.” It’s time to think independently, protect downside, and position for moves most people will only make after it’s obvious.

Buy Term and Invest the Difference vs Whole Life Insurance: The Truth No One Tells You

Mon, 15 Sep 2025 11:00:00 +0000

Now is the time to open your own Infinite Banking Policy: https://bit.ly/47EWtRd Is “buy term and invest the difference” actually the superior strategy or are both sides missing the bigger picture?

In this episode, I break down the classic BTID vs. whole life debate with real numbers, real timelines, and a third approach I believe builds more wealth and more flexibility now and later. I start by laying out what BTID really assumes: you buy a cheap 20-year term life policy and diligently invest the rest (most folks don’t but let’s assume you do).

For a healthy 45-year-old male, I use an example premium of $674 per year for $600,000 of coverage, and assume you invest $24,326 annually at a generous 8% market return for 20 years. That grows to about $1.2M before taxes.

If you follow the (already shaky) 4% rule, that’s $48,000 a year then taxes trim it to about $36,000 a year, roughly $3,000/month. Oh, and when the term ends, the premium explodes (think $20k+ per year in your late 60s), which is why <1% of term policies ever pay a death claim. Insurers literally count on lapses. (If you’ve heard of A.L. Williams, Primerica, or World Financial Group, you know where the BTID narrative got its megaphone.) On the other side, I’m not comparing to old-school, high-commission whole life that smothers your early cash value. I compare BTID to a Max-ROI, Infinite Banking-style whole life design. With $25,000/year going in, cash value grows steadily (without market risk), and the death benefit increases over time (about $1.636M after 20 years in my example). Here’s the kicker: using tax-free policy loans/withdrawals, you can target roughly $50,000/year tax-free for 30 years and still leave a six-figure death benefit. That’s more usable, after-tax income than BTID at the same savings rate, with liquidity, safety, and control all the way through. But I don’t stop there. The third option and the one I actually use is to pair a properly structured whole life policy with real investments that cash-flow (real estate, private credit, businesses, even your own company). Your policy becomes a tax-advantaged cash reserve and opportunity fund your “dry powder.” I can keep money compounding inside the policy and still leverage it into deals for higher yields. It’s not “either/or.” It’s “both, done right.” We also talk estate planning reality: if you grow to a $10M+ net worth, the estate tax can be brutal. Having permanent life insurance in force (that you didn’t start at age 70 when it’s pricey and medically risky) can provide tax-free liquidity so your heirs don’t have to sell cash-flowing assets at the worst time. As Tom Wheelwright says, term is an expense; whole life is an asset. I agree when it’s designed for maximum efficiency and paired with productive investments. Bottom line: BTID looks good on a spreadsheet until you model taxes, behavior, sequence risk, premium hikes, and estate realities. A Max-ROI whole life + investing approach gives me control, cash flow, and optionality and lets me live work-optional sooner while still creating a meaningful legacy. If you want to see how this could fit your plan, head to MoneyRipples.com and grab updates on my Work Optional Blueprint book launch.

Functional Doctor Escapes the 403(b) Trap: How He Built $5K/Month Passive Income

Fri, 12 Sep 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4nqhLXt

What does it actually take to stop being a hearer and become a doer?

In this episode, I talk with Dr. Evan Hirsch (Energy MD Method) about the exact mindset and actions that helped him cross that line from conventional saving to building financial freedom and designing a life he loves. Evan’s a physician who specializes in chronic fatigue, long COVID, and what he calls the “toxic five”: heavy metals, chemicals, molds, infections, and nervous system dysfunction. He shares how his own crash pushed him to rebuild his health with a methodical, 12-month, natural detox program and how the same principles of root-cause thinking, mentorship, and disciplined execution now power his investing. We dig into the difference between information and transformation and why transformation only happens when you invest, implement, and iterate. Evan walks through his wealth journey: reading Rich Dad Poor Dad, buying his first property in residency, listening to BiggerPockets, and then realizing that the “ten paid-off rentals at 65” plan wasn’t the only way. When real-world numbers on single-family cash flow didn’t pencil (tenants, repairs, and thin margins), he looked for a smarter path to become work optional sooner, not decades from now. You’ll hear how he’s restructuring with self-directed IRA and Solo 401(k) accounts, selling several rentals, and reallocating into vetted private deals for steadier monthly cash flow enough to generate about $5,000/month outside retirement accounts. Why? Because he and his family are moving to the Netherlands next year for their daughter’s university, and they want flexibility without relying on business income alone. We talk candidly about taxes, why a 1031 didn’t fit his objectives, using cost segregation and accelerated depreciation where appropriate, and the tradeoffs of liquidity versus deferral. Evan also shares practical health takeaways: why constant fatigue isn’t “just burnout,” how to think about detox pathways, why “feeling worse to get better” is a myth, and how a step-by-step approach addresses fatigue, sleep issues, brain fog, and pain. If you or someone you love is dragging through the day, his site (EnergyMDMethod.com) has nearly a hundred case studies and access to his bestselling resources. Most importantly, we tie health and wealth together. If you truly want a rich life, you have to prioritize both. That means mentors who’ve done it, a plan you will actually follow, and small daily improvements. Whether you’re just getting started or retooling your portfolio for cash flow, this conversation will help you move from knowing to doing so you can build options, create impact, and enjoy your life now.

Dr. Evan Hirsch links:

- Website: https://www.energymdmethod.com/
- Facebook: https://www.facebook.com/DrEvanHirsch/
- LinkedIn: https://www.linkedin.com/in/drevanhirsch/
- Instagram: https://www.instagram.com/evanhirschmd/

Is the S&P 500 Really the Best Investment? The Hidden Risks No One Talks About

Wed, 10 Sep 2025 11:30:00 +0000

Start making passive income here: https://bit.ly/46ukpWj Everyone keeps saying the S&P 500 is the safest, smartest place to invest. But here’s what almost no one is telling you: it’s massively concentrated, historically overvalued, and dangerously reliant on a handful of mega-cap names. In this episode, I break down the hidden risks of indexing that could quietly delay your financial freedom plus what I’m doing instead to create dependable passive income. I used to be “all in” on Wall Street. I started as a traditional financial advisor, graduated to index evangelist, and even traded the S&P 500 itself. Indexing felt diversified and predictable. But look at what’s changed: the index is now dominated by a tiny group of tech giants. If a single name like NVIDIA sneezes, the “market” catches a cold. That’s not real diversification that’s concentration risk with a prettier label. You’ll also hear a fiery exchange from Dave Ramsey with a caller who accuses him of being “stupid and arrogant.” Dave makes one point I agree with: most investors who don’t do the homework are often better off in simple index funds than in fee-heavy, underperforming mutual funds. But let’s be honest about how wealth is actually created. Even Dave didn’t build his fortune by maxing out an S&P 500 index. He built a wildly profitable business and bought a lot of real estate. Meanwhile, Warren Buffett runs Berkshire Hathaway an actively managed holding company and openly holds record cash when the market looks frothy. Actions speak louder than slogans. We revisit history: Enron and Lehman Brothers taught us how quickly “blue chips” can implode and how slow big mutual funds can be to exit. We run the math on the S&P’s long-term return profile and what that means after inflation and taxes. If you’re dutifully stashing $20k a year for 30 years hoping the index will set you free, you may be disappointed when the “withdraw 3–4%” rule meets a bad decade. Sequence risk is real. Then I contrast that with a cash-flow-first approach: real, tangible cash-flowing assets (income-producing real estate, private credit, private equity in operator-led small businesses, and other alternatives backed by real value). Instead of praying for price appreciation, I focus on streams of income that can pay me this year not “someday.” Key takeaways:

The S&P 500 isn’t as diversified as you think; it’s increasingly cap-weighted and top-heavy.
Forward returns after long, euphoric runs are usually lower, and margin-fueled manias don’t end gently.
“Average investor” advice keeps you average. Financial freedom comes faster when you own cash-flowing assets.
Wealthy families don’t rely on a single paper index they own businesses, real estate, and private deals that spin off cash.

If you’re serious about becoming work-optional, stop asking, “What did the market do?” and start asking, “What did my cash flow do?” That’s the metric that moves you from hope to freedom. Want to see how quickly your money could replace your income? Run the passive income calculator at MoneyRipples.com and let’s map your Work-Optional Blueprint.

IUL vs Infinite Banking: The Myth That Could Cost You Thousands

Mon, 08 Sep 2025 12:00:00 +0000

It's time to start Infinite Banking: https://bit.ly/4nmv7UE IUL vs Whole Life for Infinite Banking: here’s the truth agents won’t show you.
A sneaky insurance agent tried to switch my client from a properly designed Whole Life policy to Index Universal Life (IUL)—and it would’ve cost him tens of thousands over time. In this video, I break down the real differences between IUL and Whole Life for Infinite Banking (IBC), why Nelson Nash didn’t design IBC for IUL, and how surrender charges, rising insurance costs, caps/floors, and wash loans quietly erode results. What you’ll learn:

Why UL charges increase with age while Whole Life front-loads costs and then backs off
How surrender fees limit your early access in IUL vs clean, immediate access in properly structured Whole Life
The truth about caps and floors (and who controls them)
Why most IUL “make money in two places” claims rely on wash loans (0% net—not compounding)
How Whole Life policy loans let your cash value keep compounding tax-free while you use the money
Real illustrations: $18k/year IUL vs a Max ROI Infinite Banking Whole Life design (more cash value, higher death benefit, faster break-even)
Why banks often prefer Whole Life over IUL for collateral (and may cap IUL LTV)

If you’re serious about Infinite Banking, you need certainty, liquidity, and true tax-free compounding—not marketing hype. Properly engineered Whole Life (not vanilla WL) is the backbone of IBC because it’s designed for maximum cash value and flexibility, not sales commissions.

From Student Loans to Millionaire in 7 Years: Rose Han’s Add a Zero Secrets

Fri, 05 Sep 2025 14:14:00 +0000

What if you could not only pay off your student debt but also become a millionaire in just seven years? That’s exactly what today’s guest, Rose Han, did—and now she’s showing others how to do the same. In this episode of the Money Ripples Podcast, Chris Miles sits down with Rose Han, a former Wall Street trader turned financial educator, YouTuber, and author of the brand-new book Add a Zero. Rose shares her incredible journey from being six figures in student debt at age 23 to achieving millionaire status by 30. She opens up about the financial principles, mindset shifts, and bold life decisions that made it possible. You’ll discover:

How Rose went from living paycheck-to-paycheck on Wall Street to financial independence.
The life-changing lessons she learned from quitting her six-figure job to pursue freedom.
Why financial education is often “gate-kept” and what you actually need to know.
The difference between linear income and exponential income (and why leverage is the key).
The surprising “fun-first” philosophy Rose believes leads to wealth and fulfillment.

Rose doesn’t just talk about money—she talks about freedom, passion, and creating a life you love. Whether you’re buried in debt or sitting on six figures wondering what’s next, her story and framework will show you what’s possible. Her new book, Add a Zero, is a step-by-step playbook that helps you go from debt to millionaire by mastering the phases of financial growth—getting to zero, building stability, and unlocking exponential wealth. Unlike many finance books, Rose includes the missing piece: how to dramatically increase your income, not just save harder. If you’ve been frustrated with traditional advice that tells you to “just keep saving” or sacrifice for 40 years, you’ll love this conversation. Rose and Chris reveal how to create financial freedom sooner—without waiting until retirement. Resources & Links:

Get Rose Han’s new book Add a Zero: https://addazero.com
Follow Rose Han on YouTube, Instagram, and TikTok: @itsRoseHan

Passive income starts here: https://bit.ly/4gaxBDa

The Best Debt Payoff Strategy I Why the Cashflow Index Beats Snowball and Avalanche Methods

Wed, 03 Sep 2025 12:00:00 +0000

Freedom awaits.... https://bit.ly/4lXGlxI Most financial gurus tell you to pay off your debt using either the highest interest first (debt avalanche) or the smallest balance first (debt snowball). But what if both of those methods are actually keeping you stuck in debt longer and draining your financial freedom? In this episode, Chris Miles — the Cashflow Expert and Anti-Financial Advisor — breaks down a powerful system he developed called the Cashflow Index. This strategy helped him personally eliminate over $1 million of debt and has since freed up thousands (and even hundreds of thousands) of dollars for his clients every year. Instead of focusing on just interest rates or balances, the Cashflow Index looks at one crucial factor: your monthly payment burden. Because let’s be real — it’s not the balance that stresses you out, it’s the payment eating into your cashflow every month. By applying this system, you’ll learn how to:

Stop stressing about interest rates and focus on what really kills your financial freedom
Use ROI thinking when deciding which loans to pay off first
Identify which debts are sabotaging your monthly cashflow (and should be tackled first)
Restructure debt to create options, freedom, and breathing room
Avoid common debt payoff mistakes that actually slow down your progress

Chris also shares real-life stories of clients who used the Cashflow Index to:

Free up $3,800/month in hidden cashflow without making more money
Qualify for a mortgage by strategically paying down just $4,100 instead of $7,600
Escape the cycle of negative cashflow and turn crushing debt into an organized, manageable plan

Whether you’re an entrepreneur, a W-2 employee, or someone simply looking for a better way to get out of debt, the Cashflow Index can transform the way you see your money.

Why Paying Off Your Home Could Sacrifice Your Financial Freedom

Mon, 01 Sep 2025 13:05:00 +0000

Want help creating a personalized plan to maximize your freedom? Visit https://bit.ly/4mExB0p. Have you ever been told that the smartest financial move is to pay off your mortgage as fast as possible? I believed that too—until I discovered the shocking truth: paying off your home early could actually COST you years of freedom and potentially millions of dollars. In this episode, I share my personal story, including how my own father and I both learned the hard way that being “mortgage debt free” doesn’t equal financial freedom. I’ll walk you through why banks want you to pay extra principal, how fractional reserve banking actually works against you, and why wealthy investors and even major companies like Apple keep debt while growing their cash. You’ll see real examples of what happens when you compare paying off a $400,000 mortgage versus investing that same money—even at a lower rate. I’ll also show you how this connects to passive income, infinite banking, and the Money Ripples philosophy of creating financial independence now, not decades from now. If you’ve ever wondered whether paying off your home is really the safest path, this episode will open your eyes. By the end, you’ll know why equity and net worth mean nothing without cashflow—and what smarter moves you can make to truly become work optional.

Quit the 9–5, Live Anywhere: How Katie Sampayo Created a Life Most People Only Dream Of

Fri, 29 Aug 2025 11:00:00 +0000

If you are ready to 10x EVERY aspect of you life, you can't miss Katie's summit! Register now: https://livetothrivetoday.com/sept-mpreg-chrismiles Start making passive income here: https://bit.ly/4fNokRl

What if you could achieve financial freedom, work from anywhere in the world, and truly live life on your terms? In this episode of the Money Ripples Podcast, I sit down with Katie Sampayo entrepreneur, life redesign coach, and founder of the Elevate Mastermind to unpack exactly how you can break free from the traditional 9-to-5 and create a lifestyle you love. Katie has been fully nomadic since 2018, building a thriving coaching business while traveling the world. From snowboarding in Utah to surfing in Cabo, Katie has designed a life that blends freedom, adventure, and purpose and now, she’s helping others do the same. We talk about the mindset shifts and strategies required to redesign your life, break free from limiting beliefs, and take control of your future. In this powerful conversation, you’ll learn: - How Katie transitioned from a traditional job to a fully nomadic lifestyle
- Why mindset mastery is the foundation of any life redesign
- How travel accelerates personal growth and builds resilience
- Why financial freedom isn’t just about money—it’s about creating options
- How to leverage community and mentorship to scale your success
- Insider tips on breaking free from fear and stepping into your true power Plus, Katie shares insights on her upcoming Millionaire Playbook Summit, where she and 13 other seven-figure entrepreneurs reveal the mindset, strategies, and tools they used to build lives of freedom, wealth, and purpose.

If you’re ready to take the first step toward living life by your design, this episode is your roadmap.

Katie's Links:
- Website: https://katiesampayo.com/
- Facebook: https://www.facebook.com/groups/thrivesquad2.0
- Instagram: https://www.instagram.com/katiesampayo/
- YouTube: https://www.youtube.com/@KatieSampayo
- LinkedIn: https://www.linkedin.com/in/katiesampayo/

Wealth Isn’t Evil; Here’s What Rich People Actually Do Differently

Wed, 27 Aug 2025 18:41:00 +0000

Start making passive income here: https://bit.ly/45DzGCB

Did you grow up thinking that rich people are greedy, selfish, or evil? I did too. But what if everything we’ve been told about wealth is wrong?

What if the real secret to wealth isn’t about luck, exploitation, or stepping on others but about creating value and serving people at the highest level? In this episode, I break down one of the most important mindset shifts you’ll ever make when it comes to money, wealth, and financial freedom. For years, I believed that wealthy people were just lucky or manipulative. I thought you had to be born into the right family, have the right connections, or take advantage of others to succeed financially. But I was wrong and today, I’ll show you why. I share how I discovered the powerful principle that has transformed not just my finances, but the lives of thousands of my clients: “Dollars follow value.” The more value you create for others, the more money naturally flows to you. Wealth isn’t a zero-sum game where someone has to lose for you to win. True wealth comes from finding ways to serve people, solve problems, and create win-win opportunities and when you master this, money becomes a byproduct, not the goal. We will go over: - Why so many of us were programmed to believe wealth equals greed
- How Hollywood and media have shaped a false narrative about success
- The real difference between a scarcity mindset and an abundance mindset
- Why stewardship and serving others lead to lasting prosperity
- How to use your wealth and freedom to create a ripple effect that blesses lives beyond your own You’ll hear practical steps to shift your money mindset, examples of how billionaires like Jeff Bezos, Elon Musk, and Steve Jobs created massive wealth by solving problems, and why even everyday business owners can build prosperity without sacrificing integrity. This isn’t just about getting rich it’s about creating a rich life. A life where your money works harder for you, your impact multiplies, and your ability to serve others grows exponentially. If you’re ready to ditch scarcity thinking, embrace your role as a steward, and finally understand how wealth is truly created, this episode will change the way you see money forever.

Why Chasing ‘Cheap’ Could Be Your Most Expensive Mistake?

Mon, 25 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4fHnZiW Most people make one of the biggest financial mistakes without even realizing it: they focus on price instead of value. But here’s the truth, the wealthy never ask, “What’s the cheapest?” They ask, “Where’s the greatest value?” In this episode, I pull back the curtain on a shift in mindset that can completely change your financial future. I share personal stories from hunting for the cheapest blender to investing in high-quality tools, programs, and opportunities and explain why focusing on value over price is the key to creating long-term wealth and freedom. I also dive into the hidden costs of a scarcity mindset, how small “cheap” decisions can cost you big in the long run, and why successful people make ROI-driven decisions instead of penny-pinching ones. Whether it’s your investments, your business, or even your daily purchases, this episode will challenge you to rethink how you use your money. You’ll learn: - Why the wealthy think in terms of value and ROI, not cost
- How choosing cheap can actually cost you more over time
- Real examples of how focusing on value has transformed my clients’ lives
- Why financial freedom is more about mindset than numbers
- A simple litmus test to decide when to spend and when to save This one mindset shift can change everything about your relationship with money and open the door to greater freedom, abundance, and peace of mind. Tune in, and let’s make sure your money works harder not you.

Chris Naugle Reveals the One Move the Wealthy Are Making Before the Recession Hits

Fri, 22 Aug 2025 11:00:00 +0000

Want to learn more about Infinite Banking? Book a call here: https://bit.ly/3HjvqAj Infinite Banking is one of those strategies you’ve heard me talk about a lot but today we’re taking it a step further. I brought on my good friend Chris Naugle, founder of Money School and Private Money Club, to break down how Infinite Banking really works especially if you’re an active real estate investor looking to build wealth faster, protect your cash, and gain liquidity when you need it most. Chris has an incredible journey from professional snowboarder to building businesses, surviving multiple recessions, flipping 272 properties, and even hosting a national HGTV show, Risky Builders. But his biggest pivot came when he discovered how to truly become the bank and how using the Infinite Banking Concept can give you the power to control your money instead of letting the banks and Wall Street do it for you. In this episode, we dig into: - How Infinite Banking works step-by-step for real estate investors
- Why liquidity is the ultimate power in a recessionary economy
- How Chris created Private Money Club, a “dating site” for lenders and borrowers
- Why he believes a recession is inevitable and how you can prepare today
- The role of treasuries, whole life insurance, and alternative investments in building long-term wealth
- Why equities may get crushed and real estate could become a safer haven Chris also shares why controlling your capital is everything when opportunity strikes, and how sitting on the sidelines strategically can put you in the driver’s seat when markets shift. If you’ve been searching for ways to recession-proof your wealth, leverage Infinite Banking, and create a financial ripple effect for your family and community, this episode is a must-listen. Chris' links:
- Website: https://www.chrisnaugle.com/
- Facebook: https://www.facebook.com/TheChrisNaugle/
- LinkedIn: https://www.linkedin.com/in/thechrisnaugle/
- YouTube: https://www.youtube.com/thechrisnaugle
- Instagram: https://www.instagram.com/thechrisnaugle/

"What If Everything You Learned About Debt Is Wrong"

Wed, 20 Aug 2025 11:00:00 +0000

Want to make passive income? Click here: https://bit.ly/4lBLfjI

You’ve probably been told your entire life that debt is evil something to avoid like the plague. But what if that very belief has been holding you back from creating the wealth and freedom you’ve been chasing? In this episode, I dig deep into the truth about debt: when it’s destructive, when it’s powerful, and how the wealthy actually use it as a tool to accelerate their financial growth. I share my personal journey of being raised with a debt-free mentality, influenced by my dad’s Depression-era habits of paying cash for everything even cars. I talk about how my early experiences with overdrafts, credit cards, and loans shaped my financial fears, and how I eventually learned that debt is not inherently good or bad, it’s neutral. What matters is how you use it as a wise steward. We’ll explore the critical difference between liabilities and actual debt, and why equity plays the biggest role in determining whether debt is a danger or a wealth multiplier. I explain why banks actually encourage you to pay off loans faster and push 15-year mortgages instead of 30-year mortgages not because it helps you, but because it helps them turn around and lend your money out at a profit. Understanding this secret reveals why the wealthy never think like savers or spenders they think like stewards who keep their money in motion. I also highlight examples of wealthy individuals and companies who intentionally use debt to their advantage. Elon Musk funds his lifestyle using debt against his stock instead of income. Apple carried billions in debt while still sitting on billions in cash because it gave them financial leverage and liquidity. Even football coach Jim Harbaugh received a $2 million bonus structured as a loan to his life insurance policy, giving him powerful financial flexibility while protecting his wealth. We’ll break down why real estate investors like Sam Primm openly embrace debt leveraging millions in loans to control even greater assets that generate cash flow and equity growth. I’ll show you why avoiding debt blindly, as Dave Ramsey preaches, is a strategy born out of trauma and scarcity, not wisdom. If you’ve ever wondered whether you should aggressively pay off your mortgage, avoid credit cards, or fear using debt in your investments this episode is for you. I’ll give you a framework to decide, based on stewardship, liquidity, and profitability, whether debt is a curse or the very thing that could help you become financially free faster. The bottom line? Don’t fear debt, but do respect it. In the right hands, it’s one of the most powerful wealth-building tools available. In the wrong hands, it’s destructive. Listen in, and I’ll teach you how to think like the wealthy, stop living in fear, and start using money in ways that create abundance, freedom, and lasting ripple effects for generations.

Why Budgeting Keeps You Broke: The Smarter Wealth-Building Secret No One Tells You

Mon, 18 Aug 2025 11:00:00 +0000

Start making a passive income here: https://bit.ly/4fwKLtE

If you’re a saver who budgets every penny but still feels stuck or a spender who can’t stand the thought of a budget you’re going to love this conversation.

In this episode, I’m breaking down why traditional budgeting is broken, how it sabotages both savers and spenders, and what you can do instead to create real, lasting wealth. I’ll share my personal journey from growing up on tight budgets to realizing that a budget alone never produces financial freedom. Whether you’re the type who thrives on saving or the one who enjoys spending in the moment, both mindsets can keep you trapped in scarcity if you’re not careful. You’ll discover why neither extreme works and how the best wealth builders find the sweet spot in between what I call becoming a wise steward of your money. We’ll talk about the pitfalls that cause savers to feel guilt over spending and spenders to stay stuck in a lifetime hustle with no long-term security. I’ll also explain my alternative to budgeting a spending plan that puts you in control, gives every dollar a job, and frees you from the emotional baggage budgets create. You’ll learn why the first step isn’t cutting expenses but tracking your money over 6–12 months so you can make informed, sustainable adjustments. This isn’t just about numbers. It’s about using money in a way that creates freedom, impact, and joy. We’ll explore practical ways to direct your surplus toward debt payoff, savings, investments, or even blessing others while making sure your money continues to multiply. I’ll also share how tools like the Freedom Fund (my take on infinite banking) can help you make your dollars work twice, and why flexibility in your plan matters just as much as discipline. If you’ve ever felt guilty for spending or frustrated that budgeting doesn’t seem to work, this episode will help you break free from the old rules and start building wealth in a way that actually fits your life.

Collapse Time, Scale Fast: The Secret to Building Wealth Without Burnout

Fri, 15 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4mdkEdT Can you actually collapse time and reach your passive income and time freedom goals faster without adding more hours or more hustle? In this episode, I sit down with Dr Nona Djavid, a former seven-figure chiropractor turned mindset mentor, speaker, and author of Elevate Your Life. She blends her background in neuroscience with deep spiritual practice to help entrepreneurs accelerate results while working less and today, she’s revealing exactly how. Nona shares her personal journey from running a full-time, high-stress chiropractic business to redesigning her life for freedom, income, and joy. She opens up about the burnout that hit after achieving traditional “success” and how it forced her to rethink everything. You’ll hear how she transitioned to running multi–seven figure businesses while working just one week a month, and why it wasn’t just strategy it was the mindset, energy, and identity shifts that made the difference. We explore her four-step process for a quantum leap, including: - Crafting a crystal-clear vision you commit to daily
- Expanding your identity to align with the life you want
- Embodying that future self now
- Taking bold, “unreasonable” action from your desired destination, not your current situation If you’ve ever been driven by fear, scarcity, or the pressure to prove yourself, Nona’s story will resonate deeply. She reveals how she went from fear-fueled success to abundance-driven freedom, and how you can do the same whether you’re stuck in the grind or already successful but exhausted. This is a conversation for every entrepreneur, business owner, or founder who wants to create more income in less time, without sacrificing health, relationships, or purpose. You’ll learn practical ways to shorten the path to your goals and shift from struggle to “sexy money” income that flows with ease.

“You’re Not Broke… But You’re Still Not Free (Even If You Followed Dave Ramsey)”

Wed, 13 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/45r1HNC

You’ve done everything "right" you scrimped, you saved, you paid off debt, and you packed your 401(k) for decades. But deep down… you still don’t feel financially free. Why? In this episode, I break down why financial freedom is not a number, and why savers especially disciplined ones can end up trapped in the exact system they worked so hard to follow. You’ll hear me react to a powerful call into The Ramsey Show where a man with $1.7 million saved admits he still feels afraid to spend even $4,000 on a vacation. Despite doing all the "right" things working hard, saving consistently, staying out of debt he's still trapped in a scarcity mindset. And what Dave Ramsey told him next was surprisingly good… but also reveals a deeper issue that never gets addressed in traditional financial advice. Here’s the truth: money is meant to be used, not hoarded. Saving is a tool, but stewardship is a mindset. I’m not here to shame savers I used to be one. But the problem is that most of us were taught to fear money, not to master it. That fear follows you—whether you have $100K, $1 million, or $10 million. You never feel free because you were never taught how to think like someone who is free. In this episode, I challenge the entire way we define retirement, wealth, and freedom. I offer a new path a steward's mindset where you stop living for “someday” and start asking, “What kind of impact could I make now?” I walk you through: - Why even “rich” people don’t feel free
- How fear and scarcity block your ability to enjoy life
- What it means to be a steward vs. a saver
- How to use your money to create meaning, not just survive
- Why $50K a year from $1.7M isn't enough and how to do better
- The one mindset shift that creates peace around money If you’ve ever felt like you’re doing everything right, but still feel like something’s missing you’re not crazy. You’re stuck in a system that was never designed to set you free. It's time to flip the script and reclaim your financial power. Financial freedom isn’t a number. It’s a mindset. A way of being. And it’s available to you now not 30 years from now. Ready to become a true steward of your wealth? Then listen in and let’s start living life differently.

"High Income, No Freedom: The Financial Trap No One Warned You About"

Mon, 11 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/452F2s6 You’re earning six or even seven figures, but you still can’t walk away. Why is it that so many high-income earners doctors, business owners, dentists, professionals feel like they’re trapped on the financial treadmill? That’s the question I’m digging into today. This episode is dedicated to breaking down a painful truth: Just because you make good money doesn’t mean you’re good with money. And it definitely doesn’t mean you’re financially free. Over the years, I’ve worked with hundreds of high-income earners who are still stuck living paycheck to paycheck only their paycheck just happens to be a lot bigger. In this episode, I explain why your income-producing skillset is only one of the three key financial muscles you need. The real secret to building lasting wealth and freedom lies in mastering how to manage your money like a steward and ultimately, learning how to grow that money through smart investing that creates passive income right now, not decades from now. I’ll walk you through the differences between spenders, savers, and stewards and why even the most disciplined savers are still falling short of financial independence. I share stories from my early years in financial advising, what I learned from my high-earning (but not financially free) brother-in-law, and the shocking truth behind why so many people with big homes and luxury cars are quietly anxious about money behind closed doors. I also dive into why I believe 401(k)s and IRAs are traps for anyone who wants to retire early or achieve true work-optional freedom. The advice you’ve been given by mainstream financial media is outdated and I’m here to explain what really works. You’ll learn why investing isn’t just about knowledge it’s about connection and strategy and how my team at Money Ripples helps people build wealth faster by becoming strategic stewards of their finances. If you’re tired of hustling just to stay afloat or if you’re crushing it with income but can’t figure out how to make that money work for you this episode will give you the roadmap. I’ll even share how you can qualify for our intimate, exclusive Work Optional Mastermind in Park City this fall, where you’ll connect with other financially-minded leaders on the same journey. Financial freedom isn’t reserved for those who hit the jackpot. It’s built by those who learn the right skills. And today, I’m going to help you start building those.

"How to Go From Stuck to Building Wealth in ALL Areas"

Fri, 08 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4mdtWq8

What is real wealth? Is it just about passive income and financial freedom or could it mean something deeper, more holistic, and far more fulfilling? In this powerful episode of the Money Ripples Podcast, I sit down again with my good friend and longtime wealth and wellness advocate, Krisstina Wise. Krisstina is a wealth coach, entrepreneur, and host of the Wealthy Wealthy Podcast. She shares her deeply personal story of rising from a single-wide trailer home and a background of trauma to becoming a multi-millionaire, only to hit a shocking health crisis at the peak of her career that forced her to redefine what true wealth really means. We go deep into the unseen trade-offs high-achievers often make health, relationships, peace of mind in the endless pursuit of success. Krisstina opens up about how her own journey through heavy metal poisoning, mold toxicity, and a complete nervous breakdown changed everything for her. Despite being at the top of her industry and earning over seven figures annually, her body gave out. And no amount of money could fix it overnight. This episode is not just a cautionary tale it’s an invitation to rethink wealth. We explore how money, while necessary and powerful, is just one component of a truly rich life. You’ll hear why investing in your health, your relationships, and your mindset is just as critical as investing in real estate or business. Krisstina calls this the pursuit of "wealth in all areas of life" money, body, mind, and love. We also dig into our similar upbringings in trailer parks, how environment influences identity and trajectory, and why it's so critical to change your container the people you’re around and the mindset you're immersed in if you want lasting transformation. This episode is also your exclusive behind-the-scenes preview of Krisstina's Longevity Live event in Park City this September. I’ll be one of the speakers, and we’re curating a powerful, intimate space where high-level thinkers, entrepreneurs, and investors come together to build not just wealth but a legacy of health and deep fulfillment. If you're feeling stuck, stagnant, or just want more out of life, this is your opportunity. You’ll walk away from this episode with: - A new definition of wealth that includes purpose and peace
- Real-life strategies to balance wealth creation with health and relationships
- The mindset shift that separates successful investors from everyone else
- The power of surrounding yourself with high-level communities
- And why live, in-person events like this one can accelerate your growth like nothing else Whether you’re on your journey to financial freedom or already there but craving something deeper, this episode will challenge, inspire, and equip you to step fully into real, lasting wealth.

"The 401(k) Match Myth, Why Your ‘100% Return’ Isn’t What You Think"

Wed, 06 Aug 2025 11:00:00 +0000

You can start making passive income by just clicking here: https://bit.ly/3JcV2iA

You’ve been told for decades that your 401k match is a “100% return.” Every financial advisor parrots it as the easiest, most brainless investment decision you’ll ever make. But what if I told you the math doesn’t actually add up? What if that so-called 100% return is really just smoke and mirrors and you could be doing far better on your own? In this episode, I break down the myth of the 401k match with real numbers. Using simple math and the power of compounding, I show you why a dollar-for-dollar match is not the golden goose you’ve been led to believe. In reality, it’s not a 100% return it’s closer to an additional 2–3% effective rate of return over the long haul. And the longer you keep your money trapped in a 401k, the worse that match looks. We dive into why 401k performance often lags behind even simple index investing, thanks to high fees and underperforming target date funds. I reference Fidelity’s 10-year track record, which shows average investors losing more than 2% annually compared to the S&P 500 before fees. Add in administrative costs and suddenly your “match” doesn’t look like much of a win at all. I also share why the rule of 72 exposes the ugly truth: the longer you keep money in a 401k, the weaker the match becomes as compounding works against you. Instead of real wealth-building, you’re left with decades of locked-up money, little control, and results that often disappoint retirees who thought they’d have millions saved. But here’s the real kicker: I show you how one client turned his 401k into a wealth-building machine by using in-service distributions. Instead of letting his money sit locked away, he pulled funds out, bought over $1 million in real estate, and created real passive income for retirement. That’s the difference between theory and financial freedom. If you’re tired of believing Wall Street’s lies, this episode will open your eyes. I’ll explain why the match is not what it seems, why your company loves it (hint: guaranteed fees), and most importantly, what you can do differently to actually create financial independence not just someday, but now. Don’t let your legacy be tied up in a tax-deferred prison. Learn how to free your money and put it to work today.

The Dangerous Lie Behind "High Risk, High Return"

Mon, 04 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4mGoYlZ

You've been told your whole life that if you want big returns, you’ve got to take big risks. But what if that belief is what's keeping you broke? In this episode, I go deep on one of the biggest lies we’ve been sold by the financial industry: "High risk creates high returns." I spent years as a financial advisor teaching this same line until I woke up to how wealth is really created. And here’s the truth: Wealthy people don’t gamble. They minimize risk and multiply returns. I break down why this myth is so deeply ingrained in our thinking spoiler: it comes from the very financial institutions that profit from keeping you in the dark. I show you how banks, Wall Street firms, and even your own financial advisor don't take big risks at all. In fact, they make money whether you win or lose because they make guaranteed fees. It’s your money that’s on the line, not theirs. I explain what real risk is (hint: it’s the chance of loss), and why believing that more risk equals more reward is a gambler’s mindset, not an investor’s strategy. From my own days as a stock trader to the lessons I learned in alternative investing, I reveal how smart investors think differently and how you can too. You'll also hear real-world examples from my own investing experience how I evaluate real estate deals, vet operators, analyze loan-to-value ratios, and even how to protect your investments by asking one key question: “Other than the return, why would I do this?” I also walk you through: - Why diversification is often a false sense of security
- The mindset that separates real investors from wishful thinkers
- How to apply the “lower risk, higher return” principle across real estate, lending, business, and more
- What to look for when partnering with an investor or operator
- How due diligence and character assessments protect your money
- Why banks are the best risk managers and what we can learn from them Plus, I unpack what Warren Buffett, Walt Disney, and even a client-turned-CEO of an oil project all have in common: They knew how to minimize risk while maximizing control. This isn’t theory it’s practical, proven, and necessary if you want to build true financial independence and lasting generational wealth. The wealthy play a different game, and I’m here to help you join them. So stop gambling and start thinking like an investor.

"The Passive Income Lie—And How Smart Investors Actually Make It Work"

Fri, 01 Aug 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/452ttzK

Is real estate really the golden ticket to time and financial freedom or is it just another trap? That’s what I’m unpacking today with industry veteran David Olds, a real estate investor who has transacted over half a billion dollars in closings and now runs Easy REI Closings, a business dedicated to helping real estate investors close complex deals efficiently. If you’ve ever thought, “Real estate sounds great, but it seems like too much work,” this episode is for you. I sat down with David to dive into the real realities of investing in real estate both the good and the not-so-glamorous. With over 20 years in the trenches, David reveals how he started with zero money, flipping properties in Florida, and grew to owning 87 rental units and running a business that serves investors nationwide. We tackle the age-old question: Can real estate truly be passive? David breaks down the time vs. money tradeoff that every investor faces and how your investing strategy needs to evolve as your life changes. Whether you're swinging hammers or writing checks, he explains how to navigate your role and buy back your time while still building a strong, cash-flowing portfolio. You’ll hear how Easy REI Closings is taking the pain out of real estate transactions by handling title, paperwork, and problem-solving so investors can focus on finding deals and making money not chasing missing trust docs or fighting with title companies. Whether you're closing one property a quarter or thirty a month, David shows how crucial it is to delegate the paperwork if you're serious about scaling. And if you’ve ever had a deal fall apart due to unforeseen title issues, David shares how nearly 50% of deals fail not because of bad negotiation, but because of back-end problems no one knows how to solve. He’s seen it all: trusts without documents, bankruptcies, missing heirs, and even foreclosures stopped in their tracks. We also touch on the mindset and habits that separate successful real estate entrepreneurs from the rest: being coachable, ditching the lone wolf mentality, and focusing on high-value tasks. David’s personal transformation story from doing everything himself to building a team of 25 drives home why your biggest ROI comes from hiring the right help and focusing on your unique strengths. If you’re wondering how to turn real estate into true time freedom, this episode will change how you approach investing. Whether you’re a beginner or you’ve done hundreds of deals, you’ll walk away with insights that will save you time, money, and frustration. David's links:
WebsiteL https://ezreiclosings.com/
LinkedIn: https://www.linkedin.com/in/davidoldsrei/
Facebook: https://www.facebook.com/davidoldsrealestate/
Instagram: https://www.instagram.com/davidoldsrei?igsh=ZGI4MjhyM2k1ZDZ2

"Is Real Estate Risky? Not Compared to This"

Wed, 30 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4kZOVeU

You’ve heard it your whole life: “Real estate is risky.” But what if that belief has been feeding you the biggest lie in investing? In this podcast episode, I’m going to shatter that myth and show you why Wall Street might be the riskiest gamble of all and how real estate could actually be your true path to financial freedom. We’ve been programmed to believe that if we just keep throwing our money into mutual funds and 401(k)s, everything will work out. But let’s be honest how many people do you know that have actually achieved true financial freedom that way? Not many.

I’m diving deep into historical data and uncovering what really happens to your wealth when it's in the stock market… especially during recessions. I walk you through the actual charts of the S&P 500 vs. U.S. median home values over the past 70+ years. We analyze the patterns. We look at how both asset classes perform through every major recession since 1950. The results are shocking but they back up what I’ve seen again and again working with thousands of investors. For example, the S&P 500 has had numerous drops of 40–50%, often taking years to recover. Meanwhile, real estate? It dipped in only one major recession and even then recovered faster than the stock market. And that’s not even counting the cash flow or the multiple profit centers real estate provides. Look, there’s risk in everything including real estate. But the real risk comes from ignorance and blind trust in traditional financial advice. I’ve seen people gamble on stocks without understanding them, lose it all in options, and still come back thinking the markets are “safe.” That’s not safety that’s delusion. I also talk about the difference between active and passive investing why trying to flip houses without a clue is risky, but passive real estate done right can build serious wealth. I share stories, stats, and personal examples that make it painfully obvious why most people have been sold the wrong narrative for too long. So the next time someone says, “Real estate is risky,” pull out the receipts. This episode will arm you with the knowledge and confidence to counter that noise and make smart, strategic moves with your money. If you’re tired of gambling on Wall Street, this episode will open your eyes to the truth: Real estate isn’t risky. Ignorance is.

"Why Wall Street’s Definition of Investing Keeps You Trapped"

Mon, 28 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/458wUVX

What if everything you've been taught about investing stocks, mutual funds, 401(k)s has not only been incomplete but flat-out wrong? What if Wall Street’s model isn’t designed to make you financially free... but to keep you dependent? In this episode, I go deep into the hard truth many people don’t want to admit: Wall Street is a trap for most investors. I take you inside my personal journey, from being a licensed financial advisor and stock coach in the early 2000s, to discovering the real principles of investing that have helped my clients and I generate true passive income and time freedom. I was the guy who taught people how to invest in stocks and options, and yet I found myself disillusioned when I realized that none of my clients not even the financial advisors I worked with were becoming financially free through traditional investing methods. You’ll hear how Wall Street and the government partnered together in the 1980s to replace pensions with 401(k)s and mutual funds, and how that partnership fueled billions of dollars in propaganda that’s still conditioning people today. It’s time we unlearn what’s been sold to us and look at what actually works alternative investments like real estate, private lending, business partnerships, and other cashflow-producing assets the wealthy have been using for decades. This episode isn’t just a rant. I give you hard data, real-world experience, and the mental models you need to start breaking free from the status quo. I explain why mutual funds and ETFs even the S&P 500 fall short, especially when you realize the actual returns are far lower than the 10–12% you’re often told. Even Vanguard projects only 3–5% average returns over the next decade! I also go into the math. Why try to live off 3% a year with your retirement funds when you could earn 10–12% with less risk and far more control? I show how investing outside of Wall Street in things backed by real assets like real estate or business can create predictable, passive income, even on a modest portfolio. If you're tired of worrying about the stock market rollercoaster, tired of feeling like you’re not making progress despite saving and investing the “right” way this episode is for you. Let me help you unplug from Wall Street’s narrative and tap into the same opportunities the wealthy have always had access to... because now, you can too.

"Dave Seymour on Why the Smart Money Still Bets on Multifamily Real Estate (Even Now)"

Fri, 25 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/46XMh5V

Multifamily investing has taken a beating the past few years but is the tide finally turning? That’s exactly what I dive into in this powerful conversation with real estate expert and Flipping Boston star Dave Seymour. If you’ve been wondering whether now is the right time to jump back into apartments or wait it out, Dave brings the real, unfiltered insights you need to hear. Dave and I dig into the raw truth of what’s happened in commercial real estate: interest rate hikes, flawed underwriting, poor syndication practices, and why so many investors have been left holding the bag. But more importantly, we ask the critical question is the worst behind us, or is there still more to come? Dave doesn’t hold back. He shares how nearly $3 trillion in commercial real estate loans are about to reset, what that means for passive investors, and how to position yourself now for the wave of opportunity that’s coming. You’ll learn why distressed assets, particularly in the multifamily space, may offer one of the best long-term opportunities today if you’re working with the right operators and asking the right questions. We also cover: - The major difference between operators and syndicators
- Why pro formas often lie and how to spot the red flags
- What equity multiples really mean and how to evaluate them honestly
- How Dave is helping everyday investors become educated partners in deals
- The truth about underwriting, rent growth assumptions, and expense forecasts If you're tired of the hype and want straight answers from someone who’s been through multiple cycles and has the battle scars to prove it this episode is for you. We even dig into Dave’s ripple effect, how he’s reshaping financial literacy, and why he believes the system is rigged in Wall Street’s favor unless you learn to play by a different set of rules. Whether you're a seasoned LP, aspiring syndicator, or just someone watching from the sidelines wondering what’s next, you’ll come away from this episode with clarity, confidence, and a renewed sense of what it means to invest wisely.

Dave's Links:
LinkedIn: https://www.linkedin.com/in/daveseymour343/
Instagram: https://www.instagram.com/daveseymour343?igsh=MWsxaDF5eTJrOWoyZg==
Facebook: https://www.facebook.com/DaveSeymourLive/

"Why the 4% Retirement Rule Is Failing Retirees"

Wed, 23 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4nY1oCs

Everyone says you can safely retire if you follow the 4% rule. You've heard it everywhere from financial advisors, FIRE communities, and traditional retirement planning guides. But what if I told you that the 4% rule is not only outdated, but downright dangerous especially if you want to retire early? In this episode of the Money Ripples podcast, I dig deep into the truth behind the 4% rule and expose why it’s failing so many people right now. You’ll hear why it’s not just flawed but why it could literally destroy your retirement dreams if you trust it blindly. Whether you’re aiming to retire in your 40s or planning a traditional retirement, this episode is for you. I’ll walk you through the actual origins of the 4% rule (hint: it’s based on data from 1926 to 1976), why it doesn’t apply in today’s economic climate, and what’s changed like life expectancy, inflation, and market volatility. I even talk about what the original creator of the rule now says about his own theory and how even he no longer supports it as a “rule.” And let’s talk about Morningstar. Yes, even the experts there have publicly said: goodbye to the 4% rule. They’re now suggesting you use a withdrawal rate closer to 3.7%, and even that’s considered optimistic if you’re planning for 30+ years in retirement. For anyone looking to retire before age 70, the real safe withdrawal rate may be closer to 2%. That’s not freedom that’s surviving. I’ll also share the shocking realities behind why Wall Street strategies and mutual funds don’t provide the income security most people think they do. Between inflation, market downturns, and the dominance of high-frequency algorithmic trading, relying on the market feels like gambling. So what do I recommend instead? Alternative investments the same kind the wealthy use. I show you how to shift your mindset from "how long can I make my money last?" to "how can I make my money pay me consistently?" We talk about cash-flowing assets like real estate, oil and gas, apartment syndications, and asset-backed investments that pay 10–12% per year, sometimes even contractually. That’s real financial freedom. If you’re tired of over-promised, under-delivered retirement strategies, if you’re ready to reject the scarcity mentality, and you want to truly be work optional, this episode is your wake-up call. It’s not about saving until you die it’s about cash flow that lets you live now. And if you’re a great saver, you might be closer to freedom by 2030 than you think. Want to see how close you are? Check out the Passive Income Calculator here and start taking control of your future today.

"The Inflation Lie: Why Your Wealth Is Disappearing Faster Than You Think"

Mon, 21 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4f1CjTg

Think inflation is under control at 2%? Think again. In this episode, I expose the truth behind the real inflation rate and why your money is losing value faster than you’ve been led to believe. From government manipulation of inflation data to what financial advisors don’t want you to know, I break down how inflation has been quietly robbing your wealth and what you can do about it. We start by comparing the official inflation numbers to what everyday Americans are actually experiencing. I reference ShadowStats.com a site created by an economist who discovered discrepancies in government inflation calculations starting in the 1980s. Using their original 1980-based calculation, we see that real inflation today may be closer to 8-10%, not the 2.5% the government claims. That’s a massive difference, and one that could mean financial ruin if you’re planning your retirement based on false numbers. I illustrate this with powerful visual examples (including one involving Shaq and Kevin Hart), plus data from the Federal Reserve’s own M2 Money Supply charts, which show the massive increase in printed money since 2020. If the Fed is still pumping money into the economy, why would inflation be dropping? Then I dive into how this misinformation affects you personally. I walk through real-world examples using financial calculators to show how even a 1–2% change in inflation assumptions can drastically alter your retirement outlook. I expose how financial advisors manipulate inflation numbers to make your projected portfolio look stronger than it really is. This leads to overconfidence in traditional retirement planning models, ones that are already based on overly optimistic return assumptions from mutual funds. Bottom line: you can’t just sit back and hope for the best. Inflation isn’t going away. If anything, it’s worsening and silently stealing your purchasing power. If you’re relying solely on a 401(k), IRA, or the stock market to retire, you’re putting yourself at serious risk. This episode is a wake-up call and a blueprint. I emphasize the need for passive income strategies that outpace inflation and why real assets like alternative investments or cash-flowing business ventures are essential to protect your wealth in this new economic reality. If you want to beat inflation instead of being buried by it, this episode gives you the straight talk (and the numbers) to start thinking and investing differently today.

How to Escape the "Self-Employed Trap" Without Losing Income

Fri, 18 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/40RVp8i

Is it really possible to live free or is that just a dream sold by self-help books and social media gurus? In this episode, I dive deep into the truth behind living a life of financial and lifestyle freedom with my guest, Erin Bradley a former mortgage broker turned real estate coach and passionate advocate for building a life you don’t need a vacation from. Erin’s journey isn’t just inspiring it’s proof that financial freedom is not only possible, but achievable, even when you start from zero. You’ll hear how she went from scraping by in Spain and maxing out credit cards, to building a thriving real estate career, creating passive income through intentional investing, and eventually retiring both herself and her husband from their W-2 jobs. What makes this conversation so impactful is Erin’s transparency. She doesn’t sugarcoat the journey. We talk about what it really means to scale a business, the hard truths about burnout and “success,” and how freedom doesn’t always come from working harder but from thinking smarter. We get into the emotional toll of entrepreneurship, the illusion of being “successful” while privately feeling trapped, and the cost of sacrificing personal life for business growth. Erin shares her coaching approach to help real estate agents and lenders build systems, scale responsibly, and regain their time freedom without shrinking their vision. You’ll learn how Erin’s bold real estate moves like house hacking, out-of-state investing, and using VA loans creatively allowed her family to travel, homeschool, and even cash flow $7,000/month during a pandemic. She doesn’t just teach people how to build income she teaches them how to build a lifestyle aligned with their deepest values. This episode will challenge the excuses you've been making and help you reimagine what’s possible when you stop being the bottleneck in your own business. Whether you're burned out, hitting a ceiling, or wondering if true freedom is even realistic, Erin's story will open your eyes and help you ask a powerful question: If not now, when? Erin's links:
LinkedIn: https://www.linkedin.com/in/erin-bradley/
Facebook: https://www.facebook.com/PursuingFreedomOfficial
Website: https://www.pursuingfreedom.com/
YouTube: https://www.youtube.com/user/foleyer

"The 529 Trap: Why Locking Up Your Kid’s College Money Could Backfire"

Wed, 16 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4lYGFgb

What if the college fund you've been diligently saving into a 529 plan actually ends up harming your child's financial future instead of helping it? In this episode of The Money Ripples Podcast, I challenge one of the most widely accepted "smart money moves" for parents: the college savings plan. Inspired by a popular social media post claiming that $100/month into a 529 plan could create a $2.6 million windfall, I break down the math, the assumptions, and most importantly, the hidden risks. I’m not here to bash saving money. But I am here to shed light on why the 529 plan may not be the financial blessing it’s marketed to be. Inflation, market volatility, future tax law uncertainty, and rigid rules around how the funds can be used all play a role in why these plans might not live up to the hype. Instead, I share what I use personally: max-funded life insurance (aka the Infinite Banking strategy). I explain how this approach gives me flexibility, control, and guarantees that the 529 can’t offer. From helping your kids launch a business to buying their first home or even choosing not to go to college at all the infinite banking strategy allows your money to grow safely and stay accessible. In this episode, I walk you through: - The math behind the viral $2.6M Roth IRA claim from a 529 rollover
- Why most 529 plans underperform and lack flexibility
- How inflation drastically reduces future buying power—even with "high returns"
- The risks of changing government policies on Roths and college savings
- Why I prefer life insurance and how it keeps you in control of your money As parents, our goal isn’t just to fund college it's to prepare our kids for life. And locking away tens of thousands of dollars in an account they might not even use? That’s not smart stewardship. If you've been unsure about 529 plans or have one already this episode is a must-listen.

How to "Build a Family Bank" Like the Rockefellers Without Raising Trust Fund Kids

Mon, 14 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3Ip36fV

How do you pass on not just your money, but the values that created it?

In today’s episode of the Money Ripples podcast, I’m joined by someone I’ve trusted for nearly 20 years Andrew Howell, estate attorney and multi-generational wealth expert. If you've ever worried about your hard-earned wealth doing more harm than good for your heirs, this conversation is the blueprint you’ve been looking for. We’re not just talking about wills and trusts.

We dive into the deeper, often-neglected question:
- How do you raise children to be great stewards of wealth instead of spoiled trust fund babies?
- How do you protect your legacy from being squandered?
- How do you put purpose and core values into your estate plan so that your impact lasts generations? Andrew and I talk about what most estate plans get wrong and why handing your kids a check at age 25 might be the worst decision you ever make. Instead, Andrew introduces a model of family governance, where you treat your legacy like a well-run business, complete with purpose, core values, and intentional design. You’ll learn why core values should guide your trust structure, how to establish your family’s purpose and not just preserve wealth, but magnify it across generations. We also unpack the concept of a "family bank" not just as a financial tool, but as a system of accountability, entrepreneurship, and legacy-building. Plus, we tackle the common misconceptions around life insurance in estate planning and why it’s just a piece of the puzzle not the plan itself. Andrew explains how wealthy families like the Rothschilds and Rockefellers have preserved influence for centuries and how you can do it without millions in the bank. This episode is packed with real-world, practical guidance whether you’re starting out or have an established estate. If you care about legacy, stewardship, and building a multi-generational ripple effect, don’t miss this one and have your older kids listen too!

"Can Thinking Positive Actually Make You Richer?"

Fri, 11 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4eENrVL You’ve been told to “just think positive” but how do you actually do it in a way that’s real, effective, and lasting? In this deeply insightful episode, I sit down again with my longtime friend and guest, Dr. Paul Jenkins, to unpack what it truly means to master positivity. This isn't your typical self-help fluff. Dr. Paul is a professional psychologist with decades of experience in helping people reprogram their thinking. He brings a powerful mix of science and soul to the conversation that shows you how to operate the equipment of your own mind. We dive into the real mechanics behind how your brain evaluates your circumstances, why anxiety is often just a function of how we compare reality to a fictional standard, and what you can do today to take control of your mental and emotional state. Dr. Paul shares his own transformative story, including the financial and emotional impact of going through bankruptcy, and how that shaped his now-grounded and powerful approach to “pathological positivity.” We talk about the difference between blind optimism and empowering mindset shifts that fuel action, performance, and fulfillment. This is one of those conversations that cuts through the noise and gives you real tools for lasting change. You’ll learn: - Why your circumstances are neutral (yes, really and why that’s good news)
- How judgment and comparison are sneaky sources of anxiety
- Why your brain’s job is to protect you not make you happy
- The key difference between anxiety and hope and how to consciously choose hope
- How your internal narrative can affect your financial decisions, relationships, and life satisfaction
- What it means to master metacognition (thinking about how you think) Plus, Dr. Paul is offering a free digital copy of his mini-book, Portable Positivity, which you can grab at drpauljenkins.com/moneyripples. This episode is not just about personal development it’s about strategic thinking, emotional intelligence, and becoming someone who can thrive in any environment. Whether you're dealing with financial stress, relationship drama, or just feeling stuck in your growth, this episode will equip you with tools to reset and refocus. We’re not just here to make money we’re here to create a rich, full life. That starts by mastering your mind. Tune in and learn how to create your own ripple effect starting with what’s happening between your ears.

Dr Paul Jenkins Links:
- Website: https://drpauljenkins.com/
- LinkedIn: https://www.linkedin.com/in/drpauljenkins/?utm_source=website&utm_medium=referral&utm_campaign=Dr.%2520Paul%2520Jenkins%2520-%2520Positivity%2520Expert%252C%2520Author%252C%2520and%2520Keynote%2520Speaker&utm_content=https%253A%252F%252Fdrpauljenkins.com%252F
- YouTube: https://www.youtube.com/user/LiveOnPurposeTV

The "Infinite Banking Hack" Missed By Most Including Experts

Wed, 09 Jul 2025 11:00:00 +0000

Book a MAX ROI Infinite Banking strategy session now: https://bit.ly/4lGyIf9

Do you have cash just sitting on the sidelines, earning next to nothing and you’re not sure where to put it? What if I told you there's a powerful, little-known infinite banking strategy that could pay you guaranteed 5.5% interest while also funding your life insurance premiums automatically? And no, this isn’t about real estate or a standard high-yield savings account. It’s something that even most infinite banking agents don’t know about or explain clearly. I’m sharing that premium deposit fund hack with you in this episode. I hear it all the time from listeners and clients: “Chris, I’ve got money sitting in savings. I’m not ready to invest all of it just yet, but I still want it to earn more. What can I do?” Many agents would love for you to just dump a large sum into a life insurance policy but what they’re not telling you is that can cost you tens of thousands of dollars in fees right off the bat. I break down why that’s a terrible move for most people—and what you should do instead. Using a real-world client example, I walk you through how someone with $185,000 in cash was able to put that money to work earning guaranteed interest, keep full liquidity for emergencies, and still fund their max-ROI whole life policy over time without having to worry about annual premium payments. You’ll learn: - Why large upfront policy funding creates unnecessary costs
- How the Premium Deposit Fund (PDF) works like a tax-efficient CD
- How to earn over $25,000 in guaranteed interest while keeping access to your funds
- Why this strategy reduces your life insurance policy fees dramatically
- How you can still pull money out for emergencies while protecting your long-term plan
- The powerful combo of tax-free growth, death benefit, and cash accessibility I even pull up real-life numbers to show exactly how much you keep, how much you lose in fees depending on your method, and why this PDF strategy could be one of the best places to stash idle cash especially if you’re preparing for future policy premiums or want a rock-solid safety net for your family. Whether you’re brand new to infinite banking or already have a few policies in place, this is a financial optimization strategy worth understanding. If you’ve got cash sitting around that you’re not using immediately and you want to preserve it, grow it, and gain flexibility this episode is for you. Want to go deeper? Head over to https://moneyripples.com/infinite-banking/ and check out our Infinite Banking resources or book a call to see what this would look like for you personally.

The "Money Lies" You Inherited And How They're Stealing Your Freedom

Mon, 07 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3Tllvwr

Have you ever wondered why some people seem to have the Midas touch with money, while others feel like they’re always stuck no matter how much they earn? In this episode, I dive deep into the mindset and emotional patterns that dictate our financial success with special guest Gino Barbaro, a multifamily investor with nearly 2,000 doors and $450 million in assets. Gino shares powerful stories from his childhood stories of scarcity, money trauma, and family habits that shaped his relationship with money. We unpack how these early money scripts hold us back even when we’re making good money as adults. We’re not just talking theory here: Gino and I give real-life examples of how subconscious beliefs about money sabotage relationships, create unnecessary stress, and prevent us from building wealth. We talk about how growing up in a family where money was either scarce, hoarded, or never discussed can create limiting patterns you might not even realize are running your financial life today. I share my own money story how my dad’s penny-pinching habits and scarcity mindset affected my career, relationships, and self-worth. We also explore how these generational stories can lead to conflict in marriages, especially if one partner is a spender and the other a saver. Gino explains why it’s critical for couples to sit down, share their personal money stories without judgment, and learn each other’s money archetypes. This is where true financial harmony starts. Gino also shares details about the Money Coaching Institute and how understanding your money persona is the missing key to unlocking lasting wealth. We discuss why success isn’t just about financial strategy it’s about mindset, communication, and healing your relationship with money. We dive into how trauma from childhood like seeing parents fight about bills, going without basic needs, or even experiencing a parent take money from you—creates unconscious scripts that keep you stuck. We close with a conversation about Gino’s ripple effect: helping families break free from generational money patterns so they can build not just wealth, but a legacy of financial wellness and emotional freedom for their kids and grandkids. This episode will challenge you to look deeper than your budget or investment returns and ask: what are the stories I’m carrying about money, and are they serving me? If you’re ready to truly transform your finances by healing your relationship with money, you can’t miss this episode. Gino's links:
- LinkedIn: https://www.linkedin.com/in/gino-barbaro-03973b4b/
- Website: https://barbaro360.com/
- Podcast: https://jakeandgino.com/podcast/

What High Earners Don’t Know About Podcasting That Could Accelerate Financial Freedom

Fri, 04 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4lumbeQ Have you ever wondered if a podcast could do more than just share your thoughts could it actually help you grow your business, find your ideal clients, and build powerful relationships? In today’s episode, I sit down with podcasting and real estate expert Dave Dubeau, who has helped investors raise over $325 million and has been leveraging podcasts to connect directly with his perfect clients. Dave’s journey isn’t just theory he shares how he went from struggling to generate leads with paid ads and live events to discovering the magic of podcasting for direct outreach. He explains the turning point when he realized that instead of chasing after big names or building an anonymous audience, he could use his podcast to interview his ideal prospects, provide them massive value, and start authentic relationships that convert into business. In this episode, you’ll hear why it’s smarter to skip to the front of the line and position your podcast as a tool for growth, not just an ego platform. Dave reveals his strategy for booking 10–12 interviews a week with his perfect clients, what questions to ask during the interview, and how to transition conversations into valuable business discussions. We also unpack his philosophy of leading with the giving hand focusing on helping guests shine first so they naturally want to learn how you can help them further. Plus, we dive into the biggest lessons Dave has learned in his decades in real estate from his start with creative deals and lease options to recognizing he’s happier as a passive investor. He shares insights on what to look for in operators, why communication matters more than projections, and how betting on the jockey (the person running the deal) is always more important than the horse (the deal itself). For those thinking podcasting is only for influencers chasing downloads, Dave makes a compelling case for a micro-targeted podcasting strategy that works whether you’re a capital raiser, business owner, or anyone selling a high-ticket product or service. He even talks about his book, 20 Accredited Investors, which lays out a step-by-step blueprint for using podcasts as a powerful client attraction system. If you’re ready to grow your business by building real, valuable connections whether you’re in real estate or any other industry this episode will open your eyes to what’s possible. And of course, we couldn’t end the conversation without exploring how creating value for others ripples outward, helping clients, their families, and entire communities.

Listen in, and learn how to create your own ripple effect through podcasting.

Dave's Links:

LinkedIn: https://www.linkedin.com/in/davedubeau/?originalSubdomain=ca
Book: https://20accreditedinvestorsbook.com/
Website: https://daveinterviewsyou.com/
Facebook: https://www.facebook.com/moneypartnerformula/

The Questions No One Asks Their Financial Advisor, But You Should....

Wed, 02 Jul 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3GlPT6W

Have you ever stopped to wonder whether your financial advisor is really helping you achieve financial freedom or just collecting fees while keeping you stuck on the hamster wheel?

In this episode, I expose what’s really going on behind the curtain of the financial advising industry, speaking from my firsthand experience as a former financial advisor who woke up to the reality that traditional financial planning just doesn’t work for most Americans. I’m Chris Miles, your cashflow expert and anti-financial advisor, and I’ve been blessed to coach thousands of people into financial freedom. But my journey started with the realization that nearly every advisor including myself in my early years was selling products that benefited big financial institutions more than the client. Today, I’m pulling back the curtain on what your advisor may not want you to know. You’ll learn:

The shocking statistic that 80% of people like their advisor but still fire them every 3-5 years, and why that happens.
How I discovered, sitting across from my dad at age 61, that following traditional advice left him destined to run out of money in a few years even after decades of doing everything "right."
The crucial questions you must ask any advisor before trusting them with your financial future, including whether they’re financially free themselves.
Why many advisors repeat the same advice they learned decades ago even when it’s outdated or flat-out wrong and how that impacts your wealth.
How the phrase “high risk creates high returns” is one of the biggest lies in finance, and what you should really look for in your investments.
The importance of working with advisors who are independently brokered, cashflow-focused, and backed by a team of experts, not just trying to sell you something.
My personal answers to these 7 critical questions so you can see exactly how my team at Money Ripples is different from typical advisors.

I also share stories of clients with high net worths who still felt broke because they were asset-rich but cashflow-poor, and how we reversed that by focusing on passive income today not just someday. If you’re tired of the traditional “set it and forget it” advice, this episode will give you the tools and confidence to ask the right questions, avoid the common traps, and reclaim control over your financial future.

How to Build a Network That Makes You Rich

Mon, 30 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3Ihbyh1

How many times have you heard the saying, “Your network is your net worth”? In this episode, I sat down with Bill Barnett, a man whose extraordinary career proves that your network can open doors you never imagined possible. Bill’s story takes us from a life-changing train ride with the president of Leo Burnett the largest ad agency at the time to building successful companies in radio, education technology, and veteran entrepreneurship, all fueled by the power of relationships. We explore how Bill turned an unexpected conversation into a pivot that launched him into the world of radio, eventually leading to the creation of Radio Oz and the precursor to Radio Disney. You’ll hear how he leveraged his network to build Live, an innovative college interview platform that he sold to ETS, and later channeled his skills into helping veterans and military spouses through The Rosie Network. But this episode isn’t just about Bill’s incredible journey. We dive into practical, actionable advice you can use right now to grow your own net worth through networking. Bill shares how to build a “personal board of directors,” why becoming likable is the most underrated skill in business, and why focusing on helping others with no strings attached creates opportunities you could never plan for. Whether you’re an introvert wondering how to connect meaningfully, or a seasoned entrepreneur looking to level up your relationships, this episode delivers the insights you need. We talk about real-world examples of how Bill’s network brought him multiple lucrative exits including investments he didn’t fully understand, but trusted because of the people involved. We also unpack how being open, humble, and always learning attracts the kind of relationships that lead to lasting success. And we reveal what it really takes to turn every conversation into a door-opening opportunity without feeling transactional. This conversation is packed with timeless wisdom on how to become the person others want to do business with, why thinking about tomorrow today changes everything, and how the simple act of being genuinely interested in others can transform your life and financial future. Bill's Links:

Why Abundance Mindset Matters More Than Money Strategy?

Fri, 27 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4eki3vD How much does your mindset around abundance really affect your financial outcomes? Is building wealth just about strategy, or is there something more foundational that makes all the difference? In this episode, I had the privilege of sitting down with Chelsea Myers, someone who has advised ultra-successful entrepreneurs and top-tier leaders on how to shift internally so they can experience the abundance they’re truly seeking. What I loved about our conversation is that we went deep beyond the spreadsheets and strategies into what actually drives sustainable wealth, freedom, and peace of mind. Chelsea is the visionary behind Meditation, a movement rooted in helping children and adults alike connect with their calm, creativity, and worthiness. She’s a private advisor for high-level entrepreneurs, and she’s helped many of them untangle deeply rooted beliefs and subconscious patterns that were keeping their financial success from feeling… fulfilling. We dig into why money is not just about numbers it’s a mirror of your relationship with yourself. If you’ve ever said, “Why isn’t this working for me?” even when you’ve done all the right things financially, this conversation is going to hit home. We cover how childhood programming, nervous system responses, and subconscious stories affect your ability to receive and grow money. Chelsea and I discuss the common energy of unworthiness and fear that blocks abundance even in the lives of millionaires. You’ll also hear practical tools to evaluate your “money relationship,” including one powerful question that can change everything. This episode isn’t just motivational it’s transformational. You’ll walk away with a new understanding of why scarcity shows up in both broke and wealthy people, and how to rewire your energy to be in true alignment with abundance. Whether you’re just getting started or already financially free, this conversation will help you align emotionally and spiritually with the kind of life you want to live not just financially, but holistically.

Chelsea Myers links:
LinkedIn: https://www.linkedin.com/in/chelsea-myers-57345417/
Website: https://www.dentallife.coach/
Facebook: https://www.facebook.com/dentallifecoach/
Instagram: https://www.instagram.com/dentallife.coach/

Why Net Worth Is Worthless Without Cashflow?

Wed, 25 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3FQUz4D

Think net worth equals financial freedom? Think again. In this powerful episode, I’m going to flip that myth on its head and show you why being asset rich and cashflow poor is the real problem plaguing so many high-income professionals today. I dive deep into the truth about net worth, and more importantly, I break down what really creates lasting, liberating financial freedom: cash flow. I share a real-life case study of a client couple a dentist and his hardworking wife who seemingly had it all: a $3.5 million net worth, nearly $400,000 in annual income, rental properties, retirement accounts, and life insurance policies. And yet, they were suffocating. Their cashflow was tight, credit cards were creeping up, and financial stress was straining their marriage. In this episode, I walk you through the exact process I used to help them find relief. I show how we used tools like the Cashflow Optimizer and my proprietary Cashflow Index to identify the best debts to pay off resulting in an instant $2,000/month cashflow boost without investing in anything risky. You’ll hear how I challenged the traditional thinking around net worth and why it’s worthless if it doesn’t generate cashflow. I even show how their life insurance policies, previously viewed as a bill, became a source of financial leverage. And I don’t stop there we examine their underperforming rental properties, their crypto and stock holdings, and walk through how they can convert stagnant assets into reliable, monthly income. If you’ve ever felt like you’re doing all the right things maxing out retirement plans, building assets, saving diligently but still feel stuck financially, this episode is for you. I reveal why the strategies most financial advisors push are actually keeping you broke and what to do instead. This isn’t about theory. It’s a practical, results-driven approach to financial independence based on real experience, not recycled talking points. And most importantly, it’s about reclaiming your time, your choices, and your peace of mind. Financial freedom doesn’t come from your net worth on paper it comes from having consistent, dependable cashflow that exceeds your monthly expenses. That’s when you become work optional. That’s when you start living the wealthy life now, not 30 years from now. So if you’re ready to stop chasing paper wealth and start building real freedom, tune in. This episode might just be the wake-up call you need.

How Do You Create Wealth Without Wall Street Gambling?

Mon, 23 Jun 2025 11:00:00 +0000

Curious about what an Infinite Banking policy could do for you? Book a call now - https://bit.ly/3ZG1Xq8 More from Wealth Without Wallstreet here: https://www.wealthwithoutwallstreet.com/podcast What happens when you get three passionate infinite bankers in one virtual room? You get this powerful conversation you don’t want to miss. In this special roundtable episode, I teamed up with my good friends Russ Morgan and Joey Mure from Wealth Without Wall Street to talk all things infinite banking, financial freedom, and the real deal behind building wealth outside of Wall Street. We didn’t hold back, we shared our stories, our frustrations with how infinite banking is often taught (and misused), and the mindset shifts it takes to stop playing defense with your money and start building true freedom through passive income. We tackled everything from why I lost my first whole life policy, to the biggest lies being told about IULs and VULs, to what actually makes infinite banking work and who it’s not for. Joey opens up about how he went from earning over $300k a year in the mortgage industry and still feeling trapped, to walking away and building over $50,000 per month in passive income using infinite banking as a foundation. Russ shares how he was deep in the world of financial planning during the 2008 crash, realized the advice he was giving was broken, and completely shifted his strategy and career. We also go deep on human behavior, why having access to capital gives you control, and why mindset is just as critical as math. If you think infinite banking is just about financing cars or paying bills you’ve been misled. We break down why this isn’t a savings hack it’s a powerful strategy when combined with real, productive investments. You’ll hear us talk about:

The biggest myths and misuses of infinite banking
Why whole life policies beat savings accounts in the long game
Our top strategies for creating passive income today
The importance of investor DNA and matching the right strategies to your strengths
Real stories from the land flipping business, short-term rentals, and private lending
Why infinite banking isn’t for everyone (and what to watch out for)

We’re not here to hype up a product we’re here to help you think differently, act intentionally, and build real freedom. This isn’t theory. These are real stories, real results, and real strategies that we use every single day.

The Real Reason This Couple Quit Their 401ks (And What Happened Next)

Fri, 20 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4ecDQWa

How do you go from strict budgeting and maxing out your 401(k) to actually becoming work optional? That’s exactly what Murry and Aimee from Minnesota did and their journey is one of my favorite transformations to highlight. These two started out in the traditional saver camp, living by the financial gospel of Dave Ramsey. But something shifted. They saw a different path. A path that led them to rethink everything they believed about money, retirement, and freedom. In this episode, you’ll hear how Murry, an optometrist, and Aimee, a school principal, went from following the "slave and save" model to taking control of their financial future using the Money Ripples strategies. Their story is not about abandoning good financial discipline it's about elevating it to align with what actually creates real passive income and freedom. We talk about the exact moment things started to change. It wasn’t during a financial seminar; it was over coffee with a friend who had quietly retired early. That sparked the question: “What are we missing?” From there, the rabbit hole opened. Murry and Aimee dove into Rich Dad Poor Dad, started watching our podcast, and eventually partnered with our team to start investing in alternative assets with confidence. But it wasn’t all smooth sailing. Aimee shares her hesitation and the real fear of taking those first steps. They talk about the mindset shift required to stop maxing out their 401(k) and instead pursue investments that create actual monthly passive income. With guidance from Craig on our team, they transitioned from skeptical to confident, watching their passive income grow and their 401(k) fade into the background. What’s most inspiring is not just what they’ve done it’s what they’re planning. Their “why” is clear: more time outdoors, with family, possibly mentoring others, and giving back to their church and community. They're not just building wealth; they're building purpose. If you're someone who’s caught in that phase of saving, grinding, and hoping it all works out at 65, this episode is your wake-up call. You don’t have to wait decades. There is a better way. Murry and Aimee's journey proves that with the right education, community, and strategy, work optional is possible even for everyday professionals who started with nothing but the saver’s mentality and a dream.

Where Wealthy People Actually Store Their Money?

Wed, 18 Jun 2025 11:00:00 +0000

Start your Infinite Banking journey, book your call now here: https://bit.ly/4mZ7kuy Are you wondering where to stash your cash in today's economy especially with inflation heating up, recession chatter growing, and market volatility throwing curveballs left and right? Well, spoiler alert: it’s not the 401(k). In this episode, I’ll break down exactly why I believe infinite banking using whole life insurance is the smartest, most strategic place to store your cash in 2025 and beyond. Let’s be real: you’ve worked hard for your money. You make great income. But you’re not working just to grind forever you want time freedom. You want to become work optional. That’s what I help my clients do every day, and it starts with one foundational question: where should I store my cash to stay liquid, safe, and in control? In this episode, I share how I personally evaluate any money strategy by looking at three core criteria: speed, control, and freedom. I walk you through how the typical savings strategies like 401(k)s, IRAs, Roth accounts, and even high-yield savings accounts stack up. And guess what? Most of them fall short in key areas like liquidity, market protection, and tax efficiency. That’s where Max ROI Infinite Banking comes in. If you’ve never looked at this concept through the lens of cash storage, now’s the time. When set up properly, whole life insurance can act like a supercharged savings account. We’re talking liquidity in under a week, tax-free growth around 6%, protection from market volatility, and the ability to invest in passive income streams at the same time. I dive deep into why it outperforms traditional savings especially in a world where global instability (think China’s slowdown, tariffs, or interest rate changes) is the norm. I also expose why 401(k)s can actually produce a negative 100% return in real life terms if you don’t have access to your money when you need it most. You’ll learn: - Why 401(k)s and IRAs are more of a prison than a retirement plan
- How inflation eats away at your high-yield savings even when you think you’re earning
- Why most people lose speed and control without even realizing it
- The legacy-building, lawsuit-protecting power of properly structured whole life insurance
- What makes Max ROI Infinite Banking different from the traditional stuff agents pitch This episode isn’t just theoretical it’s practical. I tell you how I do it, where I park my cash, and how I stay liquid so I can jump on the next passive income opportunity without delay. If you’re sick of locking up your dollars and hoping for the best, this is your wake-up call. You can store your money smarter. You can grow it and access it. You can have peace of mind and performance. And you don’t have to wait until you’re 59½ to enjoy your wealth.

Create Income & Do Good: The Overages Opportunity Explained

Mon, 16 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/44ayBTk What if you could build a business that actually helps people, generates residual income, and doesn’t require your full-time attention? In this episode, I sit down with Bob Diamond, attorney and entrepreneur, who shares a powerful business model that checks all those boxes. It’s called the Overages Business, and it’s unlike anything I’ve seen before. Bob breaks down how this niche opportunity not only allows you to build a profitable business, but one that transforms lives by helping people reclaim funds they didn’t even know were owed to them. Here’s the deal: when someone loses their home to tax or mortgage foreclosure, and that property sells for more than what’s owed, the extra money called an overage legally belongs to the former homeowner. The problem? Most people don’t know this. In fact, 72% of these funds go unclaimed, and after a few years, they’re forfeited to the government. That’s where Bob’s business model steps in and where you can too. Bob walks us through:

How the overages process works, and why so few people are aware of it
The step-by-step business model that anyone can learn, without being a lawyer
How to build a team, leverage AI for skip tracing, and scale this business effectively
Why this is an ideal opportunity for retirees, part-time entrepreneurs, or mission-driven professionals
How equity growth in real estate has made these overages more valuable than ever

This episode is packed with insights on not just the legal and practical aspects of overages, but also the emotional and humanitarian side of helping people at their lowest moments. Bob shares touching stories of people who’ve lost their homes but were able to get back on their feet thanks to recovered funds. Whether they were hospitalized, out of work, or just hit hard by life, Bob’s team steps in and makes a difference and gets paid well to do it. If you’ve ever dreamed of creating cash flow in a meaningful way where you can both make great money and make a great impact you’ll want to listen to this episode in full. Bob even provides a free training that walks you through the entire model so you can see if this is your next business move. This isn’t another trendy side hustle or speculative investment. It’s a sustainable, scalable, service-based business rooted in helping people and backed by law. As someone who has built multiple businesses, I can say this is one of the most intriguing models I’ve seen in a while. And best of all? You don’t need a ton of cash or experience to get started.

Bob's links:
Website: https://diamondlawcenter.net
Facebook: https://www.facebook.com/AmericasTaxSaleAttorneyBobDiamond/
Instagram: https://www.instagram.com/taxsaleblueprintofficial?igsh=NDlnbWNmd3FrMGpz

Simplify Your Business, Earn More Money

Fri, 13 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3ZMI1li

If you’re a business owner, manager, or just someone who wants to get more people to say "yes" in your daily interactions this is the episode for you. I’m Chris Miles, your Cash Flow Expert and Anti-Financial Advisor, and today I’m joined by someone whose work has deeply influenced how I run my business and build relationships: Dr. Chris Phelps, CEO of the Cialdini Institute and a certified master of influence. If the name Cialdini rings a bell, it should. Dr. Robert Cialdini is the legendary author of Influence, the foundational book on ethical persuasion. Dr. Chris Phelps has not only studied under Cialdini for over a decade but now leads the Institute that teaches these transformational principles worldwide. In this episode, we break down the core psychological principles behind ethical persuasion and how YOU can apply them in business, leadership, parenting, and investing. Whether you’re managing a team, selling a product, or convincing your teenager to clean their room, these ideas apply to every area of life. You’ll hear how Chris went from being an overworked dentist with four practices and no time freedom, to streamlining his life, exploding his business revenue even in the middle of the 2008 recession and finally achieving real autonomy, all by using influence principles, not just processes. We go deep on: - The Principle of Liking – Why showing others you like them first is the secret to deeper relationships.
- The Principle of Social Proof – How others’ behavior drives our decisions more than we realize, and how to ethically use it to drive sales, adoption, and trust.
- The Principle of Authority – Why admitting your weaknesses builds trust faster than trying to fake perfection.
- And yes, we even unpack how to spot manipulation when persuasion is used unethically and what to do about it. What blew me away is how simple tweaks in language, framing, and timing can totally transform results. And this isn’t some woo-woo sales training. These are behavioral science-backed tactics that work even in the toughest economic conditions. They worked during the Great Recession and they’re working again now. Dr. Phelps also shares how managers can influence their teams without micromanaging, how business owners can stop wasting time on tactics that don’t work, and how to spot false social proof before you fall for it. If you’ve ever felt like your voice isn’t being heard, or that your ideas don’t get the buy-in they deserve this episode will show you why, and what to do about it. Let’s stop pushing people to “yes” and start guiding them there with trust, ethics, and real human connection.

5 Wealth Habits Your Financial Advisor Won't Tell You About 🤫

Wed, 11 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3Hqb4Vy

What if I told you that the secret to becoming a multimillionaire has less to do with your investments and more to do with how you live and work every day? In this episode, I break down five powerful wealth-building habits that traditional financial advisors will never teach you. These aren’t based on theory or motivational fluff these are habits backed by a long-term study that tracked over 1,500 individuals between 1960 and 1980. The goal? To uncover the real traits of those who reached millionaire status during a time when being a millionaire actually meant you were a multimillionaire by today’s standards. Here’s the kicker: it had nothing to do with real estate, stocks, or even your investment portfolio. This study revealed that becoming wealthy is more about character and behavior than strategy. That’s right. These five habits aren’t something you’ll hear from your average advisor because they don’t fit into the conventional narrative of budgeting, mutual funds, or 401(k)s. Let’s be real. We’re not here just to hoard money. You’re here because you want your money to work harder for you, to help you buy back your time, and most importantly to create impact. I break down each trait and show you how you can implement them, no matter your net worth or where you’re starting from. From persistence and patience to embracing the "noble and petty" tasks of your work, and letting go of toxic competition we unpack the mindset that makes the difference. I’ll also show you how truly wealthy people handle investments—and why the best ones don’t make it their full-time job. If you’ve ever felt behind, frustrated, or overwhelmed by your financial goals, this episode will reset your mindset and give you clarity on how wealth is really built. It's not about having the perfect stock picks or buying the right real estate deal. It's about how you show up, and what you do consistently over time especially when no one’s watching. Listen in as I walk you through these five traits, share examples from my own business journey, and explain why true financial freedom isn’t just about passive income it’s about being free to focus on your purpose.

Cashflow Over Everything: This Is How You Beat Wall Street

Mon, 09 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4dFbEe0

Stocks are slipping again. So the real question is: where should your money be going now? If you’ve been wondering whether to ride out the rollercoaster or explore something better, I’ve got an episode that will open your eyes. I sat down with Bronson Hill, a former investment advisor turned high-level real asset investor, to dig into why traditional portfolios are failing and what savvy investors are doing about it. Bronson’s story is powerful. He went from grinding it out in medical device sales to raising over $50 million in capital, escaping the rat race, and building a freedom-based lifestyle with passive income as the foundation. If you’re stuck in the “subtle slavery” of high-income, low-time freedom, this is your wake-up call. Bronson and I go deep into the three levels of financial freedom, and why it’s not enough to just replace your income you’ve got to free up your time too. We also expose the hidden dark side of Wall Street, including mutual fund fee traps that silently rob you of returns. With decades of indoctrination telling us to “invest for the long run,” we break down why real assets like oil & gas, e-commerce, and private lending are pulling ahead and why they’re designed for cash flow, not speculation. Bronson shares why cash flow is the single most important metric whether you’re just getting started or you’re already worth $500 million. He also explains how assets like oil & gas drilling, land ownership, and e-commerce businesses are delivering high cash returns while offering serious tax benefitsespecially to accredited investors. We dive into the power of networking and education how getting in the right room can accelerate your journey, and why Bronson created The Wealth Forum to bring high net worth individuals together for strategy, connections, and massive growth. This episode is more than financial insight it’s about freedom, purpose, and creating a legacy. Bronson’s ripple effect mission? Fighting human trafficking. His reason for creating wealth is deeply personal, and it’s a powerful reminder that this journey isn’t just about dollars it’s about impact. If you’ve ever wondered how to create real passive income, pivot away from risky markets, and use your wealth for something that matters, don’t miss this conversation. Bronson's links:

Website: https://bronsonequity.com/home-bronson-equity/
Facebook: https://www.facebook.com/bronson.hill.37/
LinkedIn: https://www.linkedin.com/in/bronsonhill/
Podcast: https://open.spotify.com/show/7AQcShxvRMoD1U2zclQQVU

The First Move to Time Freedom 90% of Business Owners Miss

Fri, 06 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3HeaBpv Are you a business owner grinding hard, chasing freedom, and still feeling trapped in your own rat race?

You’re not alone. In this powerful episode, I sat down with George Bryant, a decorated veteran turned seven-figure entrepreneur and marketing strategist, who shares how he broke free from external expectations to live a life fully aligned with his values. George’s story isn’t just about business success it’s about personal transformation. From battling PTSD, addiction, and burnout, to walking away from a thriving brand and disappearing for three years, George had to confront the uncomfortable truth that success without alignment isn’t success at all. In this raw and honest conversation, we unpack the steps he took to rebuild from the inside out and how you can do the same. We talk about how entrepreneurs often trade one rat race for another swapping their 9-to-5 for a 24/7 business hustle. George explains how to create freedom by design, not default. If you're constantly “too busy,” feeling like you’ve lost control of your time since 2020, or wondering how to build a business that supports your life (not the other way around), this is for you. You’ll hear how George uses environmental design (like living in Montana) to hold himself accountable to his values. We dive deep into why clarity, consistency, and values matter more than tactics, and how the first step toward freedom is always awareness. If you’ve ever wondered why the next marketing tool, AI app, or business hack hasn’t solved your time problem, this episode will challenge your thinking. George also shares the difference between beliefs and values, how COVID reshaped his business priorities, and why entrepreneurs often sabotage their freedom without realizing it. This isn’t a conversation about more hustle it’s a guide to building an intentional life where peace and profit can coexist. Connect with George Bryant

Podcast: The Mind of George
Instagram: @itsgeorgebryant
Website: mindofgeorge.com
Facebook: https://www.facebook.com/gbryant1103

Gen X: You Might Retire Rich and Still Go Broke Because of THIS

Wed, 04 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/43iiO4r

If you're a Gen Xer like me, there's a growing money concern that might be creeping up on you and it's not what you think. Most people expect the biggest retirement fear to be running out of money too early. But according to a recent MarketWatch article, the top financial fear for Gen X is actually rising healthcare costs. And after living it myself and helping thousands of clients, I can tell you it’s a legitimate concern. In this episode, I dive into the real and increasing burden that healthcare presents as we move toward retirement. Whether it’s soaring insurance premiums, Medicare shortfalls, or unexpected out-of-pocket expenses, this isn't just theory. I share a personal story about how my own father’s medical costs jumped $1,000 a month just for one injection. If you think you're immune because you’ve got a plan or your employer covers you, think again. But don't worry, this episode isn't just about the problem. It's about solutions. I’ll walk you through why simply trying to save $200,000–$300,000 for medical expenses isn’t enough, and how passive income can be your greatest defense. We talk about using Health Savings Accounts (HSAs) smartly especially how you can roll over funds from an IRA tax-free. But more importantly, I show you how strategic alternative investments can create reliable income streams that cover not just medical costs but allow you to live on your own terms. And if you’re thinking you need to know everything before getting started don’t. One of our clients came to us after doing 10-20 hours of weekly research even with a financial advisor. Now, they’ve got vetted investment options, more time, and more peace of mind. You can too. Bottom line: don’t let fear about future healthcare expenses paralyze you. Learn how to build enough passive income to never worry about becoming a burden, losing benefits, or living in financial stress. This episode is your blueprint to take back control and live financially independent confidently and powerfully.

What Are Sexy Assets to Diversify Into with "Rich Dad, Poor Dad" Co-Author, Sharon Lechter

Mon, 02 Jun 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4ke5J2b What are the sexiest, most strategic assets you can invest in right now, especially in a volatile, uncertain market? That’s the exact question I brought to legendary financial literacy pioneer and co-author of Rich Dad Poor Dad, Sharon Lechter. If you’ve ever wanted to hear directly from the woman behind one of the most influential financial books of all time, this is your moment. In this high-value episode, Sharon and I explore what it really means to diversify your wealth, not just with stocks, bonds, or mutual funds, but across real estate, commodities, businesses, intellectual property, digital assets, and more. We go beyond the superficial financial advice you hear from traditional advisors and dig deep into asset categories that actually build freedom, not just a portfolio. Sharon shares her incredible entrepreneurial journey from growing up in a small house between her dad’s used car lot and her mom’s beauty shop, to building billion-dollar brands like the Talking Children's Books and Rich Dad. We dive into her personal evolution and her commitment to helping people especially entrepreneurs, create not just income, but a legacy. We get into her framework of the “5 Gs” of investing during uncertain times: Ground (real estate), Grub (food), Gold, Guns, and Gas (energy). These timeless asset classes become even more important when markets get unpredictable. Sharon also shares how her monthly "Let's Talk Money" webinars are helping thousands stay on top of market shifts in real-time something she created because she was tired of people getting left behind by bad or outdated information. And of course, we couldn’t ignore the hot-button topic of Bitcoin and digital currencies. Sharon delivers a grounded, rational perspective on how digital assets fit into a truly diversified portfolio, especially for those who are new or uncertain about the volatility of crypto markets. But the real gem here is a mindset. Sharon offers powerful insights into overcoming scarcity, rewiring your thoughts for abundance, and the power of being a steward not just of your money, but your mission. This episode is about more than investing, it’s about how you think, who you trust, and the legacy you’re building. So if you're wondering where to put your money today, and more importantly, how to do it with confidence, clarity, and conviction, this episode is your playbook. Listen in as Sharon helps you evolve from financial survival to financial stewardship and legacy creation.

Real Estate Note Investing... Safe, Profitable, or Too Risky?

Fri, 30 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4kaX4O1

If you've been wondering what the best investment is in today’s market especially in a world of uncertainty, market volatility, and failed syndications this episode is for you. I sat down with Heather Dreves, Director at Central Lending, to talk about one of the most underutilized (yet powerful) wealth-building strategies out there: investing in debt. We’re not talking about going into debt. We’re talking about investing like the bank backed by collateral, with predictable monthly returns, and with far less exposure to the kind of turbulence that equity investors have faced over the last few years. Heather brings nearly two decades of experience and has helped manage over $300 million in this space. She breaks down the exact mechanics of how debt investments work, why they’re outperforming many traditional vehicles right now, and how investors (including those who aren’t accredited) can get started with either individual notes or a debt fund. We also go deep into: - Why debt investors get paid first (and what that means during a downturn)
- How private lending differs from banks and why it’s more secure for investors
- What “first lien position” really means for your money
- What happens when a borrower stops paying (hint: you still win)
- Why loan-to-value (LTV) matters more than interest rate
- The difference between passive investors in debt funds and hands-on promissory note buyers
- How Central Lending is underwriting deals more conservatively than institutional lenders This episode is perfect for you if: - You’ve experienced losses in syndications or real estate deals and want a safer alternative
- You’re sitting on capital from the sale of a business or practice and want stable cashflow
- You’re looking for double-digit returns backed by real assets
- You’re just tired of the Wall Street rollercoaster and want predictability Whether you’re an accredited investor with $100K to place, or you’re just starting with $40–50K and want to learn the ropes of individual notes, Heather breaks it all down with clarity, transparency, and integrity. This is the kind of conversation that will shift your entire mindset about investing. 🎧 Listen now and learn why debt investing might be the smartest place to put your money right now. Heather's Links:
- LinkedIn: https://www.linkedin.com/in/heather-dreves/
- Facebook: https://www.facebook.com/share/1EtWiEi6pk/?mibextid=wwXIfr

The IUL Lie: It's Not Infinite Banking and Will Cost You BIG

Wed, 28 May 2025 11:00:00 +0000

Curious about what an Infinite Banking policy could do for you? Book a call now - https://moneyripples.com/infinite-banking/

More and more insurance agents are pitching Indexed Universal Life (IUL) policies as a way to do Infinite Banking. Let me be blunt that’s absolutely false. I’m Chris Miles, and I’ve been in this industry long enough to know that this isn’t just a misunderstanding. It’s a dangerous lie that could cost you thousands, even millions, if you’re not careful. In this episode, I’m pulling back the curtain on the truth behind IULs, explaining how they’re being misrepresented, and why they’re fundamentally incompatible with the Infinite Banking Concept (IBC). I’ll walk you through what Infinite Banking actually is it’s a strategy, not a product and why whole life insurance is the only product that’s truly designed to execute that strategy safely, predictably, and effectively. You’ll hear me dissect a real-life example shared on Instagram by a well-meaning agent who got the messaging wrong. I’ll show you line by line where her projections are flawed, misleading, or legally questionable. From inflated return assumptions and glossing over surrender values to making risky guarantees about lifelong tax-free income this is the kind of misinformation I’m committed to clearing up. I’ll compare side-by-side numbers from that IUL illustration with an actual whole life policy I personally structured for a client. And guess what? Whole life not only performs better, it’s also more accessible, stable, and versatile especially when it comes to liquidity and cash flow. This episode is your masterclass in:

Understanding how surrender fees restrict access to your own money in IULs
Why rising insurance costs in IULs can eat away at your retirement income
The legal risks of using phrases like “you cannot outlive this income”
How IUL caps and floors are manipulated over time
Why banks prefer whole life over IULs for collateral
How real infinite banking strategies use life insurance to create wealth velocity, not speculation

If you’re thinking about using life insurance to build wealth, create passive income, or store liquid cash safely this is the episode you need. IUL might sound sexy, but at the end of the day, whole life insurance offers safer, stronger, and more reliable outcomes for smart investors. And here’s the bottom line: Infinite Banking isn’t about chasing returns it’s about creating predictable, liquid, tax-free financial leverage you can access when you need it most. IULs simply don’t deliver on that promise. If you’ve been pitched an IUL and you’re not sure what to think, send it to me at MoneyRipples.com. I’ll review it honestly. I’ve even told people to keep an IUL before but that’s the exception, not the rule. Don’t gamble with your financial freedom.

What Is Safe To Invest In Right Now, Part 2

Mon, 26 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3FbXqol

Are we in an everything bubble? And if so, what do you actually do about it? I brought on a powerhouse guest, Anna Kelley a seasoned investor, former private banker, and founder of REI Mom to break down where we really are in this economic cycle and how investors like you should be thinking, acting, and investing right now. We cover the hard truths that most people aren’t saying out loud: the market is disconnected from reality, cap rates don’t always make sense, and way too many syndicators are still pitching outdated models. If you’re investing based on hope or appreciation alone, this episode will be a wake-up call. Anna and I walk through the realities of inflation vs. deflation, interest rate cycles, and what the smartest institutional investors are doing and how you can apply that same thinking in your portfolio. You’ll learn: Why cap rates must align with Treasury yields if you want risk-adjusted returns How to tell if a real estate deal is actually worth the risk in today’s climate The three stages of every investor’s journey: income, growth, and preservation Why many asset classes especially commercial real estate are undervalued but still risky How to invest for resilience, not just yield, by choosing markets with real job and income growth Anba doesn’t hold back. She dives deep into the warning signs she’s watching and the undervalued opportunities she’s pursuing. We also talk about short-term rentals, market saturation, and how to pivot your investment strategy when prices are high and interest rates are even higher. And this conversation isn’t just for seasoned investors. Anna also shares her heart around stewardship, faith, and legacy why she started REI Mom and how financial independence is about more than just numbers. If you’re trying to figure out where to put your money, how to avoid major losses, and still grow your wealth in this economy, this episode is a must-listen.

Anna's link:
- Website: https://annakelleyinvesting.com/
- LinkedIn: https://www.linkedin.com/in/anna-kelley-reimom/
- Facebook: https://www.facebook.com/annakelleyreimom/

What Is Safe To Invest In Right Now, Part 1

Fri, 23 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4du9A8K

What do you do when the economy feels like it’s spinning off its axis?
Should you stay in the stock market?
Is real estate still worth the risk? Or is now the time to sit on the sidelines? In this episode, I bring on a powerhouse guest, Anna Kelley, to help cut through the noise and offer grounded, data-driven insights that every serious investor needs to hear. Anna isn’t just another talking head—she’s a Wall Street veteran, New York Times bestselling author, and a real estate mogul with a portfolio of over $400 million. She has firsthand experience navigating economic storms like the Great Financial Crisis, and she shares her perspective on where we are today and where we’re likely heading. Together, we take a deep dive into:

Why the 4% rule is outdated and could wreck your retirement
How inflation, tariffs, and government spending distort market signals
The truth behind today’s recession indicators and why most of the public is being misled
Why Anna is strongly anti-stock market right now and where she’s putting her money instead
The importance of leading economic indicators (LEIs), not headlines, in predicting real shifts
How commercial real estate and long-term rentals are holding up—and what the future may hold

We also uncover how the media, social algorithms, and surface-level financial advice are leading many investors astray. Anna shares her approach to filtering out the noise, what economic indicators she follows (like the yield curve, Sahm rule, and Conference Board LEIs), and how she determines real risk-adjusted returns. This episode is not about fear it’s about clarity. It’s about knowing where the economy is really heading and how you can position yourself to thrive, not just survive. Whether you’ve taken a hit in real estate recently or you’re frozen in decision-making limbo, this conversation will help you move forward with purpose. Real wealth isn't about hype it’s about strategy. If you're seeking to create passive income with confidence and precision, this episode will help you reset your expectations, reframe your mindset, and realign your investment strategy. Anna's link:
- Website: https://annakelleyinvesting.com/
- LinkedIn: https://www.linkedin.com/in/anna-kelley-reimom/
- Facebook: https://www.facebook.com/annakelleyreimom/

Are Financial Advisors Lying to You About Stock Market Returns?

Wed, 21 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4meLlzf

Are you being misled about your investment returns? In this episode, I break down one of the biggest myths in traditional financial planning the difference between average returns and actual returns and why this gap matters more than most people realize. Financial advisors, media pundits, even names like Dave Ramsey have been preaching 10–12% returns for decades, but what does the data actually say? I walk through historical numbers from the S&P 500, show you why average returns are mathematically deceiving, and explain how this confusion can derail your retirement plan. You'll hear how I learned this firsthand as a former financial advisor and why I walked away from the industry. I also share what I’ve seen work instead: real strategies based on cash flow, passive income, and tangible assets like real estate and lending. If you're tired of feeling like the numbers don't add up and you're ready for real clarity, this episode is for you.

Alternative Investments That Create Passive Income Now

Mon, 19 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/43mcUOE

Have you ever questioned whether the traditional retirement route stock markets, 401(k)s, and “set it and forget it” advice is really going to get you the life you want? I sat down with Roberto Manzueta, a mechanical engineer of 20 years and one of our newest clients, to talk about his real-world journey of breaking free from that outdated financial mindset and taking control of his future through alternative investments. In this episode, you’ll hear Roberto’s authentic transformation from relying solely on W2 income and retirement accounts to generating real, consistent passive income. His story might sound familiar. Like many high-income professionals, Roberto was doing everything “right” but realized that even with diligent saving and investing, he wasn’t on track to retire with the lifestyle he wanted. Once he began running the numbers, he saw that something had to change. You’ll learn how Roberto explored real estate investing and why, even after pursuing deals on his own, he found the experience with Money Ripples significantly more efficient, less risky, and aligned with his time-starved lifestyle. He shares how he connected with vetted operators, bought his first turnkey property, and began earning double-digit returns all within a few months of joining our community. But this episode isn’t just about money. It’s about mindset. We talk about overcoming analysis paralysis (especially if you're an engineer like Roberto), learning to invest with confidence, and building your own team of experienced mentors. You’ll hear how important education and taking calculated action became pillars in Roberto’s journey and how this allowed him to build momentum toward hitting his goal of financial independence by age 58. If you’re wondering whether there’s really another way to do this and if it's possible to build wealth and freedom while still working your day job this is the episode for you. Roberto is living proof that with the right connections, education, and courage to act, it’s absolutely possible.

How to Get Access to More Business Funding with Leo Kanell

Fri, 16 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/3YKI1ls

Let’s be real, cashflow is king. But how do you create consistent, growing cashflow from your business, especially if you're just getting started or trying to scale? Today, I sat down with Leo Kanell, founder of Seven Figures Funding and host of the Seven Figures Club Podcast, to get straight answers on how business owners can tap into real money, build sustainable cashflow, and finally get the freedom they’ve been working so hard to achieve. Leo knows the game because he’s played it, he’s built, lost, and rebuilt businesses through good times and the recession. He shares how the 2008 financial crisis crushed his early ventures, how he bounced back by investing in his own education, and how he discovered the formula to unlock capital for thousands of entrepreneurs. In this episode, we break down the mechanics of getting funding, from credit card stacking to business lines of credit, and the critical differences between good debt and bad debt. We talk about the ROL (Return on Loan) principle, the dangers of under-capitalizing a proven idea, and how too many entrepreneurs sabotage themselves by mismanaging cashflow and personal credit. We also hit the hard truths: banks are quietly becoming more restrictive again. I share a recent conversation I had with PNC Bank about tightening lending criteria, and Leo explains how their fintech solution fills that gap with real-time, soft-pull credit pre-approvals. The game has changed, and this episode gives you the roadmap to adapt and win. Whether you're a seasoned business owner or just thinking about starting your first venture, this episode is a must-listen. We even talk about using financing for franchises and existing businesses, and Leo drops a ton of wisdom about stewarding capital, building a ripple effect, and knowing when it’s time to leverage debt to grow. And for those who say, “I’m afraid to take on debt,” Leo flips the narrative. If your business has proof of concept and you're generating ROI, it might be riskier not to take that loan. Tune in now to learn how to turn capital into freedom, manage your finances like a CEO, and finally fund the vision you’ve been dreaming about. Leo's links:

LinkedIn: https://www.linkedin.com/in/leokanell/
Website: https://linktr.ee/7figurefunding
TikTok: https://www.tiktok.com/@gofigurepodcast
Facebook: https://www.facebook.com/7figuresclub1

How to Protect Your Money and Invest During a Recession

Wed, 14 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4jORCQN In this episode, I break down the three-step strategy I’ve used for years: Get Lean, Get Liquid, Get Out.

I’ll show you how to cut financial fat, build a solid liquidity base, and move your money into recession-resistant investments that work even when the economy doesn’t. I’ll walk you through where I’m storing my cash, how infinite banking compares to traditional banks, and why real estate especially the right kind is still one of the most powerful ways to build wealth and create passive income. Plus, I cover alternatives like private lending, self-storage, and hard assets like land and gold. This isn’t the time to freeze in fear it’s the time to move smart. I’ll help you do just that.

Let's chat about Infinite Banking: https://moneyripples.com/infinite-banking/

The Smart Way to Start Real Estate with No Capital

Mon, 12 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/450w9j2

Is it actually possible to get rich quick especially in real estate?

Most people (myself included) have scoffed at the idea, labeling it a scam or at best, a fantasy. But in today’s episode, my guest Shiloh Lundahl lays out a real-world case study that proves it's not only possible, but also repeatable if you're willing to do it the right way. Shiloh is a licensed therapist by day and a savvy real estate investor by night, having built a portfolio of over 250 properties (many in Costa Rica) and created over $8 million in equity within a matter of years. He didn’t win the lottery or hit a crypto jackpot he built a strategic, disciplined real estate business from scratch while maintaining his therapy practice. Today, he’s here to share how you can do the same. We explore what "rich" and "quick" really mean. Is becoming a millionaire within five years fast? Absolutely. But it’s not magic it’s math, consistency, and smart decision-making. Shiloh breaks down his journey from funding his first flip with a home equity line to scaling a company using lease options, the BRRRR method, and carefully developed systems. He emphasizes the importance of paying yourself first, living below your means, and discipline even after your first big deal. This episode is packed with practical advice for anyone starting out with little capital. We dive into how to set up a separate "freedom account," automate your deal flow with wholesaler lists, and evaluate real estate investments in just minutes a day. If you're overwhelmed by where to start, you’ll find this episode refreshingly actionable. And the ripple effect? Shiloh doesn’t just build wealth for himself. He’s using that wealth to empower families in Costa Rica people who impacted him during his missionary service decades ago. That’s the heart of this show: creating freedom so you can bless others. If you're tired of slow-and-steady advice that doesn’t apply to your ambition, this is the episode that will shift your mindset and challenge your current approach to wealth. It’s not about hype it’s about process.

Shiloh's link:
- Website: https://meetshiloh.com/
- LinkedIn: https://www.linkedin.com/in/shiloh-lundahl-ab211124/
- Facebook: https://www.facebook.com/Blueequitiesrealestateinvestments/
- YT channel: https://www.youtube.com/channel/UC4iFd8KeuyISzS9mGPGu66Q
- IG: https://www.instagram.com/shilohlundahl?igsh=N280dWNsbmticDdx

From W2 to CEO: The Smart Way to Own a Business!

Fri, 09 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4m1vlk4

If you've ever dreamed of quitting your W2 job but feel overwhelmed by the idea of starting a business from scratch, this episode is for you. I sat down with leadership expert and business acquisition coach Doug Thorpe to explore how you can buy an existing business instead of building one from the ground up and why right now might be the perfect time to do it. Doug brings over 30 years of leadership, banking, and entrepreneurial experience to the table. He shares powerful insights about the $6 trillion opportunity unfolding as baby boomers retire and look to sell off the businesses they’ve spent decades building. These aren’t solo-preneur or “Chuck in a Truck” operations. We’re talking about real, cash-flowing companies plumbing, HVAC, electrical, roofing, painting often already managed by a seasoned team. These are the kind of businesses you can step into and scale, even if you have zero experience in that industry. We discuss the difference between owner-led and management-run businesses, and why acquiring the latter drastically reduces your risk and dramatically boosts your chances of success. Doug shares real-life stories, like his client who bought a plumbing company and doubled profits in just 18 months without ever picking up a wrench. It's not about being the technician, it’s about being the leader with vision, systems, and smart financial strategy. Doug also walks us through how he supports buyers throughout the acquisition process, including navigating SBA financing, doing due diligence, building a transition plan, and most importantly learning how to lead a company you didn’t build. We even touch on how he helps sellers increase the value of their business before listing it for sale. For those of you ready to break free from the corporate grind, or looking for a business that gives you both freedom and cash flow, this episode is a roadmap to replacing your W2 income with something bigger, better, and built to last.

Doug's links: - Website: https://dougthorpe.com/
- LinkedIn: https://www.linkedin.com/in/dougthorpe/
- YouTube: https://www.youtube.com/@dougthorpe
- X: https://x.com/dougthorpe_com
- Pinterest: https://www.pinterest.com/dougthorpe_com/

Should You Invest in Stocks Right Now? Here’s Why I’m Not.

Wed, 07 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4iIqRvM

Are you still being told that investing in stocks is the best way to build wealth and retire comfortably? If so, you're not alone but you’re definitely not getting the full picture.

In this episode, I pull back the curtain on why I'm not investing in the stock market, how much I actually have in stocks right now (spoiler alert: it's zero), and why blindly following mainstream advice from financial advisors, money shows, or even your friends could be financially devastating. I spent years as a traditional financial advisor, and even taught others how to trade stocks and options. But over time, I realized something wasn’t adding up. Despite decades of effort and compound interest promises, most people still aren't financially free. In fact, the average retiree has a median of just $200,000 in retirement savings and that’s after 40 years of saving and investing in the stock market. That’s barely enough to live on, let alone thrive. This episode isn’t about bashing your friends or advisors, it's about challenging the system and breaking free from financial groupthink. I'm diving deep into real data, retirement account stats, market myths, and why so many savers are quietly stuck in financial mediocrity. And I'm not just talking theory I'm sharing firsthand stories from my clients who used alternative investments and passive income strategies to completely rewrite their financial futures. You’ll also hear why I believe the “screw your friends” mindset (in the best possible way) might just be the wake-up call you need to stop following the herd and start thinking independently. So, if you're questioning whether to keep your money in stocks or just feel like something isn’t adding up this episode is your call to think differently, act boldly, and start creating real financial freedom today.

From Scarcity to Abundance I Think Like A Go Giver

Mon, 05 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4jRLjvT

What’s the one principle that has fueled my own financial freedom and also helped today’s guest become a bestselling author with over a million books sold? In this episode, I’m joined by the incredible Bob Burg, co-author of the international bestseller The Go-Giver, a parable that’s transformed how countless entrepreneurs and professionals approach business and life. If you’ve ever struggled with the mindset of making money versus serving others—or felt that tug between doing good and doing well this conversation will unlock a brand-new perspective. Bob and I dive into the core philosophy behind being a Go-Giver, and why the secret to massive wealth lies in creating value for others. This is a message that aligns perfectly with what we teach here at Money Ripples: that money is a natural byproduct of value. When you put service first and focus on helping others solve real problems, income and impact follow predictably. Bob shares behind-the-scenes insights into how The Go-Giver was born, including how he and co-author John David Mann faced 24 publisher rejections before finally getting a “yes.” He explains how Endless Referrals, his earlier book, laid the groundwork for his parable, and why mindset, not mechanics, is often the biggest barrier to building true wealth. We also get personal. I open up about my early struggles with scarcity thinking, shaped by my upbringing, and how that mindset held me back financially even as a financial advisor. It wasn’t until I embraced the Go-Giver principles myself that everything shifted. Bob explains why false beliefs around money and wealth are holding many people hostage and how to break free of them. Later, we get into real talk about free markets, capitalism, and cronyism. Bob offers an honest take on why real capitalism isn’t about exploitation, but about voluntary exchange and value creation. He points out how government overspending and centralized control aren’t just ineffective—they rob people of their ability to thrive and contribute meaningfully. This conversation isn’t just about theory. You’ll get tangible mindset shifts and actionable takeaways that can reshape the way you build your business, sell your product, or invest your money. Whether you’re an entrepreneur, investor, or someone simply trying to live with purpose and prosperity, this episode will inspire you to own your ripple effect and use your gifts to bless others.

Bob's link:
- Website: https://burg.com/
- Facebook: https://www.facebook.com/burgbob
- X: https://x.com/bobburg
- LinkedIn: https://www.linkedin.com/in/bobburg/

Multifamily Investing in 2025: Opportunity or Trap?

Fri, 02 May 2025 11:00:00 +0000

Start making passive income here: https://bit.ly/4jY8ggw

Is now the right time to invest in multifamily real estate or is there a better strategy on the horizon?

That’s the million-dollar question I’m unpacking with my longtime friend and multifamily investing expert, Lane Kawaoka. If you’ve been wondering whether apartments are still the king of passive income or if there's a new opportunity that could perform even better, this episode will give you the clarity you've been looking for. Lane and I go way back. He’s not only been a repeated guest on this show, but he’s also built an impressive career over the last 15+ years investing in multifamily real estate, syndications, and now, private equity. His latest pivot is something every serious investor should pay attention to.

In this episode, we explore what’s working, what’s not, and how the investment landscape is evolving especially in light of high interest rates, tightening lending conditions, and market uncertainty. You’ll hear Lane talk about his own journey from being a 401(k) guy to controlling multimillion-dollar assets. He opens up about lessons learned from real estate cycles, how he’s now navigating the headwinds in commercial multifamily, and why private equity might be the next big wealth trend. We also dig into the economics behind syndications, the realities of DSCR (debt service coverage ratio), and why LTV (loan-to-value) is often more important than the interest rate itself. If you’re an accredited investor looking to level up, Lane introduces his concept of the Wealth Elevator, showing how your investing approach should evolve as your net worth increases. And if you’re on the first floor, wondering how to even get started, we don’t leave you behind—we break down real steps for you, too. Plus, we dive into why business ownership and private equity are gaining popularity as scalable investment vehicles. Whether it's plumbing companies, HVAC, or even financial services, Lane explains how his group is adding value in blue-collar spaces that many overlook. This episode isn’t just about theory it’s about the practical moves you can make to start or scale your passive income journey. Whether you're working your way up or looking to preserve a significant portfolio, this episode will challenge your thinking, open your eyes to hidden opportunities, and help you decide if multifamily real estate still deserves a spot in your financial strategy.

Lane’s links: - Website: https://thewealthelevator.com/home/about-lane/
- Youtube: https://www.youtube.com/@TheWealthElevator
- LinkedIn: https://www.linkedin.com/company/thewealthelevator/
- X: https://x.com/Wealth_Elevator

Velocity Banking Explained: Why It’s Riskier Than You Think

Wed, 30 Apr 2025 11:00:00 +0000

Let's chat about infinite banking: https://bit.ly/4lDK4Bw Is Velocity Banking the same as Infinite Banking? Not even close. In this episode, I, Chris Miles—cashflow expert and anti-financial advisor—break down the key differences between two often-confused wealth strategies: Velocity Banking (using home equity lines of credit) and Infinite Banking (using whole life insurance policies for tax-advantaged growth and liquidity). While both strategies involve the concept of "banking on yourself" and accelerating financial growth, they are NOT created equal—and knowing the difference could protect you from major financial setbacks. You'll learn:

What Infinite Banking really is (and what it’s not)
How Velocity Banking works using your home equity
Why Infinite Banking gives you better long-term control, protection, and growth
The hidden dangers of using HELOCs as your primary strategy
The real-life example of a client who lost access to her HELOC overnight
How people using Velocity Banking are now involved in lawsuits
Why I used a hybrid approach—and how you can too

We’re seeing a massive uptick in people using Infinite Banking right now—and for good reason. With whole life insurance, you gain:

Predictable growth (up to 6%+ today)
Tax-free access to your money
Protection from banks, creditors, lawsuits, and the IRS
And the ability to double dip by investing your money while still earning interest

If you’ve been considering using either of these strategies—or if you’re wondering how to maximize your cash today—you need to listen all the way through.

Why Banks Aren’t Lending to You (And How to Fix It)

Fri, 25 Apr 2025 11:00:00 +0000

Start making passive income: https://bit.ly/4lJ54a7 Get funded now: https://fundandgrow.com/moneyripples Are banks turning you down for business funding? Wondering how to actually make your business "bankable" in 2025—without maxing out your personal credit cards or falling for social media myths? In this episode of the Money Ripples podcast, I, Chris Miles, sit down with Amanda Webster—Director of Partnerships at Fund&Grow and a true expert in the world of business credit—to break down how business owners can actually get access to the money they need without sabotaging their future. Whether you're a brand new entrepreneur or an experienced business owner trying to scale, Amanda explains why traditional advice about building business credit often leads to confusion—and in some cases, legal trouble. From the truth about personal guarantees, to credit card stacking myths, to the essential banking relationships you need to be building now, we cover it all. You’ll learn:

The key differences between personal credit and business credit (and why they matter)
Why EINs don't automatically create business credit—and how to fix it
What makes you "sexy" to banks in 2025
Why business credit cards aren't as risky as you’ve been told (if used properly)
What to do in your first 1–2 years of business to become fundable
Why bank relationships are EVERYTHING (and how to build them)
The right time to use SBA loans, lines of credit, or vendor trade lines
Why you should NEVER use your debit card for business expenses
And the #1 mistake people make when searching “business credit hacks” on YouTube or TikTok

Amanda even shares how Fund&Grow helps clients secure up to six figures in business credit using smart, phased approaches that align with each stage of your business. You’ll hear how their system works—and how you can get started with a FREE consultation through the link below.

The Truth About the 2025 Recession (It’s Not Just Tariffs)

Wed, 23 Apr 2025 11:00:00 +0000

Recession proof yourself now: https://bit.ly/4443Qjw Are we already in a recession? Are tariffs pushing us closer—or just being used as a scapegoat? In this eye-opening episode of the Money Ripples Podcast, I break down what’s really going on with the U.S. economy in 2025. Yes, tariffs are making headlines, but they’re just one piece of a much larger puzzle. What’s really threatening your money and financial security? Spoiler: It’s not just China or trade policies—it’s YOU, your cash reserves, your debt, and what you're doing with your investments right now. In this solo episode, I dive deep into:

What JPMorgan CEO Jamie Dimon actually said about a likely recession
The real indicators of a recession that no one’s talking about (hint: consumer debt)
Why government spending is masking the true state of our economy
The eerie similarity between today and 1934’s Smoot-Hawley tariffs
How the velocity of money—and fear—are slowing down the economy
The shocking delinquency rates in auto loans and FHA mortgages
Why you must stay liquid and stop trusting the stock market right now
The alternatives I’m personally using: real estate, lending, and infinite banking

How This Entrepreneur Made $2.5M Without Paid Ads Using This 1 Strategy

Fri, 18 Apr 2025 11:00:00 +0000

Your passive income dreams start now: https://bit.ly/4cw0Q1f Are you a business owner who’s tired of the hustle and grind and wondering how to grow without spending your entire life chasing leads or spending thousands on paid ads? In this episode of the Money Ripples Podcast, Chris Miles brings on Kyle Rogers, founder of ScaleSalesTeams.com, to show you exactly how to explode your business using collaborations and joint ventures—without cold DMs, shady sales tactics, or paid traffic. Kyle reveals how he grew a $2.5 million business without running a single ad—just by building authentic relationships, cross-promotions, and strategic partnerships. Whether you’re an online entrepreneur, coach, or real estate investor, these principles apply to you. We cover:

Why “giving value” in DMs can actually be the new spam
How to make JV and influencer marketing work—even if you have NO audience
The biggest mistakes business owners make when trying to connect with others
How to use name-dropping and networking ethically to get high-level guests and clients
Why authentic relationships are the fastest way to grow your reach
The energetic (and spiritual) side of selling that most business owners overlook
How Kyle’s setters only get paid when he gets paid—and how you can set that up too
A free script to land collaborations even if you’re just starting out

Kyle’s method is NOT about chasing or begging for attention. It’s about being intentional, authentic, and magnetic. It’s about using energy, connection, and aligned strategy to build a movement—not just a customer base. If you’ve been frustrated with paid ads, cold outreach, or “always having to be on,” this episode will be a game-changer. Want Kyle’s FREE collaboration script? Visit https://scalesalesteams.com
(It’s all about how to connect with influencers even if you’re brand new)

Stop Buying the Dip! The Stock Market Trap No One Talks About

Wed, 16 Apr 2025 11:00:00 +0000

Stop gambling in the market and make real passive income now. Start here: https://bit.ly/3YuXlCr Have you ever been told to "buy the dip" or keep investing through a downturn with "dollar cost averaging"? It’s the most common advice thrown around by financial advisors, but is it actually the smartest move for your money? In this episode of the Money Ripples Podcast, I (Chris Miles) reveal the truth behind this popular strategy and why it could be costing you big—especially as the markets enter a critical correction period in 2025. With over 11 years of guiding people out of financial traps and into real freedom, I’m not here to give you mainstream advice, I’m here to expose it. Because let’s be honest: If dollar cost averaging worked so well, why are so many investors still broke or stressed out every time the market dips? Here’s what we cover in today’s episode:

Why the stock market is still dangerously overvalued—and what the Buffet Indicator is telling us
The psychology behind “buying the dip” and why it's mostly a trap
Real history: How long it actually takes for the market to recover after a crash
Why dollar cost averaging is brilliant… for the banks and advisors—not you
The problem with trusting AI-driven markets and emotional investing
What Warren Buffett is doing differently with his $334.8 billion in cash
Why I have ZERO money in the stock market—and where I invest instead
What kind of assets actually create passive income and security in a recession
How to prepare your cash and mindset for the opportunities ahead

For decades, the financial industry has made billions convincing us to "just keep investing" no matter what. But the truth is, most people don't have time to wait for the next bull market. You need financial freedom now, not in 30 years. Whether you're nearing retirement, already retired, or just want to protect and grow your money faster, you’ll walk away from this episode with a whole new lens on investing and a clear action plan to start creating real, recession-resistant income.

How to Tap Your Home Equity with ZERO Monthly Payments

Fri, 11 Apr 2025 11:00:00 +0000

Passive income calculator: https://bit.ly/4cqx26n Visit https://quantmre.com/. to use the calculator and see if your California property qualifies. Can you really access your home equity without refinancing, without selling, and without adding a monthly payment? The answer is YES — and it’s not too good to be true. In this episode of the Money Ripples podcast, I (Chris Miles, your Cashflow Expert and Anti-Financial Advisor) sit down for the third time with Matthew Sullivan, the founder of Quantm RE, to explore a powerful but lesser-known strategy: the Home Equity Investment. If you’ve got equity trapped in your primary residence or investment property, and you’re frustrated with today’s high interest rates, this might be the cashflow solution you’ve been looking for. We dive into how Quantum RE’s solution allows you to unlock equity up to $500,000, without monthly debt obligations, and with the flexibility to pay back on your terms over 10 years. Matthew shares how this model is gaining traction with major institutions and is now considered a new, mainstream asset class. We discuss how homeowners in California can use this strategy to pay off high-interest debts, invest in other opportunities, or simply buy back time — all while avoiding cash-out refinances or expensive HELOCs. You’ll hear:

How a Home Equity Investment (HEI) works and how it differs from loans or HELOCs
What kind of homeowners and investors qualify
How HEIs offer tax advantages and potential capital loss deductions
Why HEIs are ideal in a high-interest rate environment
A real client story: how one woman used this tool to wipe out $4,000/month in debt
What you need to know about cost caps, appreciation splits, and repayment flexibility
Why institutions are pouring millions into this space — and what that means for you

Is Passive Income REALLY a Financial Reality?

Wed, 09 Apr 2025 11:00:00 +0000

Real passive income starts here: https://bit.ly/4iOfALf Is passive income real, or is it just a buzzword thrown around by marketers trying to sell you a dream? That’s exactly what I unpack in this episode of the Money Ripples Podcast. If you’ve ever been confused, skeptical, or overwhelmed by the idea of earning money while you sleep, this episode is going to be a game-changer for you. I get real about what passive income truly is—and what it isn’t. During a recent mastermind event in Austin, I was chatting with a wildly successful business owner—someone knee-deep in AI development and pulling in millions. He asked me straight up: “Is anything actually passive?” His perspective reflects what so many people feel. He even confessed to dumping money into a SPY ETF (S&P 500 index fund) just because he didn’t want to think about it. Sound familiar? But here’s the deal: Passive income doesn’t mean passive thinking. If you ignore your money like you ignore your marriage or your health, it will suffer. This episode is a reminder that stewardship—not set-it-and-forget-it—is the true foundation of financial freedom. I break down the most common myths about passive income that are still floating around out there. You know the ones: starting an Amazon store, flipping houses, running Airbnb properties... all marketed as "passive." But if you've ever tried them, you know better—they require a ton of time, effort, and energy. I also share the real, proven strategies I’ve used personally and with hundreds of clients to create streams of passive income that are actually passive. I cover:

Why being a business owner doesn't mean you're free—and how to get there
Why syndications, turnkey rentals, and private lending can be more passive than you think
The difference between stewardship and micromanagement (hint: you don’t need to babysit your money!)
What questions to ask to avoid the charlatans and bad deals in the marketplace
How the right network and deal vetting system can save you hundreds of hours

The truth is, passive income is absolutely real. It just requires the right mindset, the right strategy, and the right guidance. If you’re tired of hustling endlessly and are ready to see your money actually work for you, tune in. This is your permission slip to stop working harder—and start working smarter.

Are Turnkey Rentals Dead or Evolving?

Fri, 04 Apr 2025 11:00:00 +0000

Stop waiting to create passive income. Start here: https://bit.ly/3G1psmj Are turnkey rental properties still worth it in today’s real estate market, or have rising interest rates and home prices made them obsolete? In this episode of The Money Ripples Podcast, I, Chris Miles, cashflow expert and anti-financial advisor, sit down with long-time real estate investor and Southern Impression Homes co-founder Jim Sheils to answer that very question. Jim has been investing in real estate for over 25 years and has weathered market cycles from the 2008 meltdown to today’s high-rate environment. Together, we unpack the evolution of turnkey real estate—from the old days of fixer-uppers and tenant headaches to today’s smarter, more sustainable approach: new construction build-to-rent properties in second-tier, high-growth Florida markets. We discuss why new construction turnkey rentals have become the 2.0 model for long-term wealth building. Jim shares how his team is combating the effects of rising interest rates by securing exclusive builder forward commitments—offering mortgage rates as low as 4.25%, significantly improving cash flow over what you'd see with traditional lenders. You'll hear how Jim’s average tenant stays three years or more, reducing turnover costs and increasing your long-term returns. We also highlight the top Florida markets still offering growth, affordability, and strong rental demand, like Ocala, Jacksonville, and others. This episode isn’t just about real estate. We also touch on legacy, family values, and the ripple effect that comes from being intentional about your time, money, and relationships. Jim’s passion for helping families prioritize connection through his 18 Summers program adds a meaningful layer to the financial freedom conversation. If you’re considering passive income through turnkey rentals—but you’re skeptical in today’s market—this is a must-listen episode. We talk strategies, markets, financing tools, and how to invest smart without sacrificing your peace of mind. 👉Curious what properties Jim’s team currently has available? Head to https://www.jjplaybook.com to download their free book and view available turnkey rentals built for cash flow in today’s market.

The #1 Asset You Must Protect (It’s Not What You Think)

Wed, 02 Apr 2025 11:00:00 +0000

Starting living the life you want: https://bit.ly/41S7gnN Most people focus on protecting their stuff—homes, cars, bank accounts—but what about protecting the one thing that makes it all possible? You are the real wealth generator, the economic engine behind your financial success. Without you, there is no passive income, no cash flow, and no ripple effect. In this episode, I break down how to prioritize and protect yourself as an asset—from building your physical health, mental wellness, and spiritual alignment, to leveraging tools like life insurance, disability insurance, emergency savings, and creating legal protection around your business or investments. I share my personal journey of going from a high-flying financial advisor with flashy cars and big homes to someone who truly understands the value of people over possessions. I open up about my past health struggles, what I learned from hitting rock bottom financially, and how I finally created sustainable financial freedom by shifting focus from accumulating stuff to investing in myself and serving others. I also honor the legacy of our beloved client and friend, Colonel Dan Marker, who recently passed away. Dan’s story is a powerful reminder of why we do what we do at Money Ripples—to help real people, like you, live free and make a lasting impact while there’s still time. His transformation from relying on traditional retirement plans to generating over $100K a year in passive income through our guidance is both inspiring and sobering. He lived fully, he lived freely, and he made a ripple effect that touched everyone around him. This episode isn’t just financial advice—it’s a call to action. Start living now. Invest in your health, your peace of mind, and your legacy. Protect your time. Protect your energy. Protect your purpose. Because without YOU, none of this matters. If you’re ready to discover how to make your money work for you today—not decades from now—and build a truly prosperous life, start with the Passive Income Calculator at MoneyRipples.com. This isn’t just about finances. It’s about FREEDOM. And it starts with valuing and protecting your greatest asset—YOU.

From Poker Pro to Real Estate Lender: Andrew Boccia’s Secrets to Consistent Cashflow

Fri, 28 Mar 2025 11:00:00 +0000

Passive income starts here: https://bit.ly/4c6o663 Are you tired of the rollercoaster ride that comes with the stock market or the endless stress of active real estate investing? What if you could generate passive income with greater predictability and less hassle? In this episode of the Money Ripples Podcast, I bring on Andrew Boccia, founder of Central Lending, to talk about one of my favorite ways to create consistent passive income: real estate lending. With over 1,500 real estate deals under his belt and more than 800 bridge loans completed, Andrew shares how his company has maintained a remarkably low default rate—just around 2%. That’s almost unheard of in this space. We dive into what makes private lending so powerful, especially in a time when traditional investments feel more volatile than ever. Andrew walks us through how he built his lending business, the exact underwriting process Central Lending uses, and why most of the risk in lending comes down to avoiding fraud—not just bad borrowers. You’ll hear how he went from professional poker player to full-time real estate investor and why lending became his most efficient and scalable strategy. We also unpack:

What loan-to-value (LTV), loan-to-cost (LTC), and loan-to-purchase ratios really mean—and why they matter
Why performing due diligence on borrowers (including background checks, credit, and experience) is a game-changer
How Central Lending structures both its fund and individual note investing options
How you can create consistent monthly income without swinging a hammer or chasing tenants

This isn’t just about creating more money—it’s about creating freedom, control, and time. Lending allows you to sit on the “bank” side of real estate and get paid to let your money work, rather than constantly trading your time or stressing over rehab timelines. Whether you want to invest in a diversified lending fund or get more hands-on by holding individual notes, Andrew breaks down what investors should expect, how risks are managed, and how Central Lending vets every deal and borrower before money ever goes out. You'll also learn how this strategy is helping to revitalize neighborhoods, support contractors and realtors, and improve communities across the country—all while helping you create passive income. Visit www.central-lending.com to learn more about how Andrew and his team can help you put your money to work. And as always, head to www.moneyripples.com and use our Passive Income Calculator to see how fast you could become financially independent with the right strategy

Forget Planning for the Future - What About NOW?

Wed, 26 Mar 2025 09:00:00 +0000

Passive income calcualtor: https://bit.ly/4c22o2X Everyone talks about financial freedom in 30–40 years—but what about TODAY?
In this episode, Chris Miles reveals why traditional retirement planning might be failing you and how present planning can unlock time freedom, cashflow, and peace of mind right now. You'll hear the real story of a client who went from working full-time to generating $13,000/month in passive income—within just 6.5 years. Chris also breaks down the five-stage plan his clients follow to free up cashflow, invest strategically, and protect their wealth, all while creating a ripple effect that benefits their family TODAY—not someday. Whether you're in your 40s or 50s, a W2 employee or a business owner, this episode is your wake-up call: stop saving and slaving—start living and cash flowing now.

The Best Real Estate Strategy Others Ignore with Jack Bosch

Fri, 21 Mar 2025 11:00:00 +0000

Passive income starts now: https://bit.ly/4bwmOAR Most real estate investors focus on flipping houses, buying rentals, or developing multifamily units. But what if there was a lesser-known, low-competition niche that could generate massive profits without dealing with tenants, maintenance, or large capital investments? In this episode, I sit down with Jack Bosch, a leading educator in land investing, to uncover why land flipping is a hidden gem in the real estate world. Jack has completed over 5,000 real estate transactions, and he explains how you can buy land at deep discounts and resell it for huge profits—all without touching a hammer or managing renters. In This Episode, You’ll Learn:
✅ Why land investing is a simpler, less risky alternative to traditional real estate
✅ How to find motivated landowners willing to sell at 25-30% of market value
✅ How to flip land quickly or sell with owner financing to generate passive income
✅ How Jack leverages land deals to fund long-term wealth with multifamily investments
✅ Why America is still the land of opportunity for investors looking to achieve financial freedom If you’re tired of dealing with tenants, toilets, and termites, land investing could be your game-changer in real estate!

Why Your 401(k) & IRA Might Be Your Family’s Worst Nightmare

Wed, 19 Mar 2025 12:00:00 +0000

Get started with Infinite Banking now: https://bit.ly/43RU5EM Passive income is the key to freedom: https://bit.ly/4ijiCH2 Are traditional retirement plans like 401(k)s and IRAs the worst thing for your estate? You might be unknowingly setting your family up for massive tax burdens after you are gone. In this episode, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—break down why 401(k)s and IRAs might not be the best way to build generational wealth and what alternatives could be smarter. I will discuss:

Why recent tax law changes could ruin your heirs’ inheritance
The hidden tax time bomb inside your retirement account
Why waiting to pay taxes might be a bad idea
How to legally protect your wealth and pass on more to your family
Why life insurance could be the secret weapon to estate planning

If you are still maxing out your retirement accounts, you need to watch this.

Why $400 Million in Real Estate Loans Are Defaulting (And How to Profit From it)

Fri, 14 Mar 2025 12:00:00 +0000

Passive income creates freedom: https://bit.ly/4krp8gA Are cracks forming in the real estate market? In this episode, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—sit down with Chris Seveney, mortgage note expert, to reveal the surprising trends happening in the real estate world RIGHT NOW. We’re diving into why more fix-and-flip loans are defaulting, how appraisals are missing the mark, and what investors can do to protect themselves in this changing market. Whether you’re a passive investor, an active real estate pro, or someone just trying to understand where the market's headed, this is a conversation you don't want to miss.

Why Millennials Think Dave Ramsey is Wrong I Here's The REAL Way To Pay Off Debt

Wed, 12 Mar 2025 12:00:00 +0000

Passive income is your "cheat code" to a great retirement: https://bit.ly/4btQRZW This is how you make REAL passive income for NOW and retirement: https://bit.ly/3F7Lbsz Are you following traditional financial advice but feel like you're still stuck? In this video, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—break down why old-school advice like "get debt-free," "save, save, save," and "avoid credit" could actually be slowing you down on your path to wealth. I’ve been there—drowning in debt, trying to do everything “right,” and still getting nowhere. But when I learned how to think differently about money, credit, and cashflow, my wealth grew faster than I ever expected. In this episode, I share how you can use smarter strategies like the Cashflow Index, leverage debt wisely, and protect your future without following outdated rules that don’t serve you. If you're ready to break free and build wealth that lasts, this video is for you. 00:00 – Is traditional financial advice outdated?
01:04 – Why I started Money Ripples and my mission for financial freedom
01:43 – My take on Dave Ramsey's approach (and where it falls short)
02:25 – Why some advice doesn’t work for millennials
04:58 – How blanket advice can actually harm your finances
06:26 – What I learned from almost going bankrupt (and how I bounced back)
10:22 – Why credit scores still matter (even if you hate debt)
13:50 – Why saving to buy a home in cash isn’t always smart
15:08 – The problem with the debt snowball method
18:43 – How I use the Cashflow Index to pay off debt smarter
22:33 – How I leveraged debt to grow wealth (without taking big risks)
24:03 – Why you should question financial advice (even mine!)
26:06 – Final thoughts on creating true financial freedom

The Four Pillars to Grow Your Wealth with Steve Pate

Fri, 07 Mar 2025 12:00:00 +0000

Passive income starts here: https://bit.ly/3D6SeRF Register for the Billionaire Blueprint FREE event right NOW: https://the-wealthsociety.com/chris_miles Want to build wealth faster and create financial freedom now—not decades from now? In this episode, we reveal the four pillars of wealth that help you accelerate cashflow, leverage credit, and minimize taxes. Our guest Steve Pate, a financial literacy expert, shares how to structure your income, assets, and banking relationships to grow wealth strategically. If you’ve ever wondered how the wealthy build lasting financial success, this is the episode for you!

Dave Ramsey vs. Reality: Is 401(k) Enough to Retire?

Wed, 05 Mar 2025 12:00:00 +0000

Passive income is better than the stock market: https://bit.ly/3DbP2nH Does Dave Ramsey’s retirement advice really work? You’ve heard him say that saving 15% of your income into a 401(k) and Roth IRA is the key to a secure retirement—but is that enough? In this episode, I break down the math and show why traditional retirement planning might leave you short. We’ll explore the real numbers behind 401(k) returns, inflation, and cash flow strategies that could help you retire sooner and with more financial security. If you’ve been following Dave Ramsey’s advice but wonder if there’s a better way, this episode is for you. What You’ll Learn:

The real returns on 401(k)s and IRAs
How inflation destroys your retirement savings
Why 15% savings might not be enough
Alternative strategies to build real wealth
How to create passive income for financial freedom

How Eddie Wilson Built Generational Wealth Through Private Equity Investing

Fri, 28 Feb 2025 12:00:00 +0000

Passive income starts HERE: https://bit.ly/4gZC1vs The biggest wealth transfer is happening right now, and most investors are missing it. Eddie Wilson, an expert in private equity and business acquisitions, shares how baby boomer business exits present a massive investment opportunity. Learn why buying small businesses might be more profitable than real estate, how to leverage private equity for passive income, and how infinite banking fits into wealth-building strategies. In this episode, we cover: Why millions of small businesses will soon be up for grabs
How to buy a business with little to no money down
The key to building wealth through cash flow investments
How Eddie Wilson has added 30,000 jobs through his business acquisitions
The role of infinite banking in multiplying investment returns Want to connect with Eddie Wilson and learn more?
DM him at @EddieWilsonOfficial on Instagram and grab FREE tickets to the Aspire Tour for a chance to learn from top business leaders. 00:00 – Introduction: The biggest investment opportunity you’re missing
01:41 – Who is Eddie Wilson? His background and success in private equity
03:40 – The baby boomer business exit wave explained
06:21 – Why buying small businesses is a better investment than real estate
09:15 – How to buy businesses with seller financing
10:24 – Eddie’s mission beyond business: Impact investing and philanthropy
14:12 – The story that changed Eddie’s life and led to Impact Others
19:01 – Why sustainable giving is better than one-time charity
22:09 – How to invest in private equity without operating a business
27:31 – The rise of the Aspire Tour and why it’s attracting entrepreneurs
30:39 – Using infinite banking to amplify wealth and create legacy
32:39 – Where to follow Eddie Wilson and how to get free tickets to Aspire
33:08 – Final thoughts: Take action and create your own ripple effect

Are Trump & Elon Musk Destroying the Economy With DOGE?

Wed, 26 Feb 2025 12:00:00 +0000

A Doge refund won't save you, but passive income will. Start here: https://bit.ly/3EN4TJO Is the Department of Government Efficiency (DOGE) going too far? In this episode, I break down the aggressive cuts happening right now, the ripple effects on government spending, jobs, and even your retirement accounts. Is this a necessary reset or a dangerous overreach? Whether you're for or against these changes, you need to understand how they could impact your financial future. We’ll cover the risks of government overspending, the real impact of cutting federal agencies, and what this could mean for the stock market, taxes, and your savings. Don't get caught off guard—watch now to stay ahead of the curve. 0:00 - Is DOGE going too far?
1:00 - Why government spending is out of control
3:00 - The consequences of cutting government agencies
6:00 - Who really manages money better—government or private business?
9:30 - The impact on government jobs and the economy
12:00 - How stock markets and retirement accounts could be at risk
16:00 - The tax burden you don’t realize you’re paying
19:00 - The real GDP problem—government spending vs. real growth
22:00 - Is this a necessary reset or reckless destruction?
25:00 - Final thoughts: How to protect yourself financially

Surviving Hyperinflation: Lessons for Uncertain Markets with Alistair MacDonald

Fri, 21 Feb 2025 12:00:00 +0000

Want to see how much passive income you could create? Start here: https://bit.ly/3D7YLLH
In this episode, I welcome Alastair MacDonald, an entrepreneur and investor who lived through Zimbabwe’s hyperinflation and built businesses in extreme economic conditions. Together, we discuss the lessons from real-world financial crises, how to prepare for economic uncertainty, and where to invest now. What You’ll Learn: What it’s like running a business during hyperinflation
Why the U.S. housing market is in trouble
Where to invest in 2025: Real estate, stocks, or hard assets?
The problem with most financial gurus today
How to build long-term financial resilience 0:00 - Intro
1:10 - Why you need to hear Alistair’s story
2:26 - Growing up during Zimbabwe’s hyperinflation
4:21 - How business owners survived financial collapse
7:35 - The biggest lessons from extreme economic uncertainty
10:46 - The problem with ignoring history in investing
12:20 - Why most financial gurus are misleading you
15:40 - How to spot full-cycle investment opportunities
18:10 - Where to invest in 2025: Hard assets vs. paper assets
23:23 - Why China, gold, and rare earths could be the next big investment
26:31 - The real state of the U.S. housing market
30:10 - Lessons from surviving financial collapse
33:19 - The importance of staying relevant and adaptable
33:42 - Final thoughts and next steps

How to Retire by 40: The Fast-Track to Financial Freedom

Wed, 19 Feb 2025 12:00:00 +0000

Retire early! Start here: https://bit.ly/40Wf9Ha Is early retirement really possible, or is the FIRE movement misleading you? In this episode, I break down the real steps to retiring by 40—not just what you hear in mainstream finance. What You’ll Learn -

Why traditional retirement plans will not work for early retirement
Passive income strategies to replace your paycheck
How real estate investing accelerates financial freedom
The biggest mistakes people make when saving for retirement
Why cash flow is more important than net worth

How to Build Legacy Wealth That Lasts for Generations

Fri, 14 Feb 2025 12:00:00 +0000

Start building your passive income legacy now: https://bit.ly/4jRlIn0 https://www.consciousinvestorgrowthsummit.com/ Use code MONEYRIPPLES for a free 30-minute consult with Julie when you register for the summit! Want to create wealth that goes beyond just money? In this episode, I sit down with Julie Holly of Three Keys Investments to discuss how to build true legacy wealth—the kind that supports your family and community for generations. We’ll cover why most people struggle to create generational wealth, how to invest wisely in real estate and other assets, and why mindset is the key to financial freedom. What you’ll learn in this video:

The difference between financial success and true legacy wealth
The best investments for building generational wealth
Why mindset matters more than money
How to create passive income that lasts
The biggest wealth-building mistakes to avoid

Julie's links Instagram: https://www.instagram.com/happyjulieholly/?hl=en
Linkedin: https://www.linkedin.com/in/julie-holly/

How to Convince Your Spouse to Invest Like You

Wed, 12 Feb 2025 12:00:00 +0000

Grab your spouse and take this calculator to see your passive income potential: https://bit.ly/4hwh9g9 How to Get Your Spouse on the Same Page with Money | Stop Financial Fights & Build Wealth Together Ever feel like you and your spouse are speaking two different languages when it comes to money? Whether you’re trying to get them on board with investing, improving cash flow, or just setting financial goals, I’ll show you exactly how to communicate effectively and work as a team. What you’ll learn in this video: ✔️ How to get your spouse on board with financial goals
✔️ How to avoid fights about money in marriage
✔️ How to communicate about investing and passive income
✔️ The biggest mistakes couples make with finances
✔️ The secret to long-term financial success as a couple

What If Your Family Wasn’t Who You Thought? | Rich Christiansen’s Incredible Story

Fri, 07 Feb 2025 12:00:00 +0000

Passive income starts here: https://bit.ly/3Q0Km6O
What if you discovered your family wasn’t exactly who you thought they were? In this fascinating episode, Chris Miles interviews entrepreneur and author Rich Christiansen about his jaw-dropping personal discovery that reshaped his entire identity. Rich, the founder of over 50 businesses, shares powerful insights from his new book, Blindsighted—a story of shocking revelations, resilience, and the power of truth. Beyond his personal journey, Rich reveals his proven “Zigzag Principle” for entrepreneurial success and how navigating life’s unexpected turns can lead to greater success in business and beyond. Join us as we explore entrepreneurship, personal identity, resilience, and the ripple effect of financial freedom. Get Rich’s book Blindsighted → https://richchristiansen.com/blindsighted-2/ 00:00 - What if your family wasn’t who you thought?
00:23 - Chris Miles’ intro & why financial freedom matters now
01:54 - Meet Rich Christiansen: Serial entrepreneur & author
03:15 - The Zigzag Principle: How real success works
07:09 - What makes businesses fail vs. succeed?
07:58 - Blindsided: Rich’s unbelievable life-changing discovery
14:36 - The shocking truth about his family & identity
19:01 - Rich’s ripple effect & life purpose
21:16 - Final thoughts: What’s your story?

Will Whole Life Insurance Pay More Than the Stock Market?

Wed, 05 Feb 2025 12:00:00 +0000

Book your infinite banking call now: https://bit.ly/4jFbupN Is there a place where you can store your money safely, earn strong returns, and keep liquidity? In this episode, I sit down with Parker Jardine to dive deep into infinite banking, using whole life insurance as a financial strategy, and why this could be a better alternative to the stock market over the next decade. We discuss how Parker financed his college education while making money, why high-net-worth investors are storing millions in life insurance, and how you can double-dip your money—earning interest while using it for real estate, business, and other investments. If you’re looking for a secure way to grow your wealth, this episode is a must-watch. Timestamps:
0:00 - Where can you store money safely and earn good returns?
0:28 - Welcome to the show
1:06 - How to calculate your passive income potential
2:36 - Introducing Parker Jardine & his investing background
3:48 - From day trading to infinite banking
5:35 - How Parker used life insurance to pay for college and make money
7:33 - Why infinite banking is a powerful wealth strategy
9:35 - Using life insurance instead of a 529 plan for kids' education
11:08 - The case for building wealth while your kids are still young
13:19 - Homeownership challenges & how life insurance can help
14:31 - How Parker got a $50K discount on his home using life insurance
17:13 - Why more people are prioritizing liquidity & reserves
18:56 - High-net-worth investors storing millions in life insurance
19:58 - How whole life insurance is outperforming the stock market
21:25 - Dividend rates are increasing—what this means for policyholders
23:26 - How life insurance dividends are calculated
25:35 - Why Warren Buffett is sitting on billions in cash
27:42 - Stock market returns vs. life insurance over the next 10 years
30:38 - What sets Money Ripples apart from other infinite banking agents
35:32 - Case study: A 24-year-old’s policy that added $300K in cash value
37:50 - Using term insurance as a bridge to infinite banking
41:13 - Why more people are shifting cash from banks to life insurance
42:06 - How to book a free consultation for your situation

Why Aren't Bank Owners Saving THEIR Money in Banks?

Fri, 31 Jan 2025 12:00:00 +0000

Get started with Infinite Banking whole life insurance now: https://bit.ly/40QSDAL Is whole life insurance really better than a bank? How do the wealthy use it to grow and protect their money? In this episode, I sit down with MC Laubscher, founder of Cashflow Ninja, to uncover how whole life insurance and the infinite banking concept can be a game-changer for investors and business owners. MC shares his journey from South Africa to the U.S., how he built wealth through real estate, and why he was blown away when he discovered how the ultra-wealthy use whole life insurance as their personal banking system. We also discuss common mistakes people make with infinite banking, how to avoid financial traps, and the best way to structure policies for maximum cash flow and wealth creation. If you want to learn how to take control of your financial future, watch this episode until the end! - Get MC Laubscher’s Book: GetWealthyForSure.com
- Follow MC’s Podcast: https://www.cashflowninja.com Timestamps:
0:00 - Introduction: Is whole life insurance better than a bank?
0:28 - Welcome to the show
1:08 - How MC Laubscher got started in investing
2:22 - Growing up in South Africa and lessons from uncertainty
5:04 - How MC transitioned from sports to real estate investing
6:11 - Discovering infinite banking and how the wealthy use it
10:28 - Why wealthy families store money in whole life insurance
14:57 - Why banks also invest in life insurance
16:37 - How MC started using infinite banking in his own life
18:30 - The biggest mistakes people make with whole life insurance
20:13 - Exotic life insurance strategies to avoid
22:08 - Why leverage can be risky if done incorrectly
23:48 - How to balance real estate investing with infinite banking
25:50 - Why this is a time for capital preservation
28:16 - Warren Buffet’s cash strategy and what it means for investors
30:43 - Where to follow MC Laubscher and get his free book
31:30 - MC’s ripple effect and long-term mission
32:50 - Final thoughts and how to take action

The Financial Wake-Up Call That Changed My Life – And How It Can Change Yours

Wed, 29 Jan 2025 12:00:00 +0000

Have your own financial wake-up call. Do our Passive Income Calculator: https://bit.ly/4ggNDdd Are you just learning about financial freedom, or are you taking action to create it? In this episode, I open up about why I do what I do, the real reason I started Money Ripples, and the conversations happening behind the scenes that directly affect you. - Why I walked away from financial advising
- How my father’s financial struggles changed my entire perspective
- Why the traditional approach to wealth-building is broken
- The difference between financial freedom and being trapped in a financial cycle If you’re serious about breaking free from the financial traps keeping you stuck, this is the episode for you. 00:00 – Why I’m Sharing This Heart-to-Heart Message
02:24 – My Journey From Financial Advisor to Cashflow Expert
03:44 – The Harsh Truth About Traditional Financial Planning
07:42 – When Will You Take Action to Change Your Financial Future?
10:50 – Why I Don’t Have to Do This… But I Do It Anyway
15:07 – The Real Reason People Stay Stuck Financially
19:58 – Why Money Ripples Is Different From Other Financial Programs
24:11 – How to Start Building Passive Income the Right Way
28:00 – The Biggest Takeaway for Your Financial Future

How Podcasting Can 10X Your Business Growth and Credibility

Fri, 24 Jan 2025 12:00:00 +0000

You deserve the work-optional lifestyle: https://bit.ly/4aloIng Try PodMatch to Get Booked on More Podcasts: https://www.joinpodmatch.com/moneyripples Podcasting isn't just for media personalities—it’s one of the most powerful business growth tools available today. In this episode, I sit down with Alex Sanfilippo, the founder of PodMatch, to break down how getting on the right podcasts can scale your business, build trust, and drive revenue like never before. 🔹 How one podcast appearance led to over $4 million in revenue
🔹 The best strategy to get booked on podcasts that actually move the needle
🔹 How PodMatch is changing the game for business owners and experts If you’re looking for a simple yet powerful way to grow your brand, attract new clients, and build authority, this is an episode you don’t want to miss.
00:00 – The Business Growth Strategy That Changed Everything
01:45 – Why Podcasting is a Game-Changer for Entrepreneurs
04:19 – Alex Sanfilippo’s Journey from Corporate to Entrepreneurship
07:02 – How PodMatch Connects Guests with the Right Podcasts
09:27 – Why Every Business Owner Should Be a Podcast Guest
12:03 – How a Single Podcast Appearance Generated Millions
16:37 – The Power of Authenticity in Podcasting
20:29 – How PodMatch Streamlines Podcast Booking
23:18 – The Secret to Being a Great Podcast Guest
25:19 – The Ripple Effect of Podcasting on Your Business

401k & IRA Changes in 2025 – What You NEED to Know Now!

Wed, 22 Jan 2025 12:00:00 +0000

Forget the 401ks and start making REALLY retirement income TODAY, not when you're old.
Start HERE: https://bit.ly/3DUJRsx New year, new rules! In 2025, 401(k), IRA, and retirement plan regulations are changing—are you ready? In this episode, I break down what’s new, including higher contribution limits, new withdrawal rules, and changes to inherited IRAs that could impact your financial future. If you have a 401(k), IRA, Roth IRA, Health Savings Account (HSA), or inherited retirement funds, you need to hear this. I’ll also reveal the hidden risks of traditional retirement plans, why the government keeps changing the rules, and what you can do instead to protect your wealth and create financial freedom today—not decades from now. 00:00 – Intro
00:59 – Why tax laws keep changing & how it affects your money
01:52 – New 401(k) contribution limits & what they really mean
03:28 – The hidden 401(k) loophole for those over 60
06:14 – IRA & Roth IRA updates: Who can contribute & new income limits
08:34 – Social Security & Medicare changes: What you need to know
09:27 – Health Savings Account (HSA) changes & how to use them for tax-free savings
11:40 – The government is forcing you into a 401(k)—what you can do about it
14:52 – Inherited IRA new rules & why you must withdraw within 10 years
17:55 – The biggest retirement risk: Can you trust the government with your money?
20:59 – Why I don’t trust 401(k)s & IRAs and what I do instead
21:53 – How to create true financial freedom today, not in 30+ years

How These Investors Built a 70-Unit Portfolio & Became Work-Optional

Fri, 17 Jan 2025 12:00:00 +0000

Stop procrastinating and take action now to build up your passive income: https://bit.ly/4fZgEK0 Ever wondered how to build a rental portfolio that makes you financially free? In this episode, I sit down with Ryan and Corey from the Wealth Juice Podcast, who have built a 70-unit real estate portfolio using a mix of long-term and short-term rentals. They break down their journey from house hacking to work-optional living and how you can do the same—even if you're just starting. We talk about the FIRE movement, the reality of passive income, and the smartest ways to invest in real estate for financial freedom. If you're tired of the 9-5 grind and want to create cash flow, this is a must-watch. Ryan and Corey links:

Podcast: https://podcasts.apple.com/us/podcast/wealth-juice-real-estate-personal-finance-investing/id1506974626
Instagram: @wealthjuiceofficial
Twitter: https://twitter.com/weeklyjuicepod
YouTube: https://www.youtube.com/@wealthjuiceofficial

Is Crypto the Way to Make Money Right Now?

Wed, 15 Jan 2025 12:00:00 +0000

Skip crypto and invest in real passive assets. START HERE: https://bit.ly/40heLm2 Is crypto about to take off, or is this just another hype cycle? Should you invest now, or wait for a better opportunity? In this episode, I break down what’s really happening with Bitcoin, Ethereum, and the crypto market as a whole. A lot of people are getting excited about crypto again, but is it actually a good time to buy? I’ll share my personal strategy, the biggest mistakes I see people making, and how to know when it’s the right time to invest. Plus, we’ll talk about how crypto compares to other investment options like real estate and passive income strategies. What You’ll Learn in This Episode: Is Bitcoin and Ethereum still a good investment in 2025?
The biggest mistake new crypto investors make
When is the best time to buy crypto (and when to stay away)
How to take profits and protect your gains
Should you hold long-term or cash out now?
The real risks of cryptocurrency investing
Why I don’t make crypto the centerpiece of my portfolio
How to invest smarter for long-term wealth

How to Invest in Real Estate Without the Hassle: The Secret of Note Investing

Fri, 10 Jan 2025 12:00:00 +0000

Real estate without the headache, that is what we teach ourr passive investing clients. See if you qualify to work with us now: https://bit.ly/40mjR1L Want to learn more about notes from Eddie? Start here: https://noteschool.com/moneyripples What if you could make passive income from real estate WITHOUT dealing with tenants, property management, or fixing toilets? In this episode, I sit down with the real estate notes LEGEND Eddie Speed, a 40+ year veteran in real estate and the godfather of note investing, to reveal how you can become the bank and earn consistent cash flow with real estate-backed mortgage notes. In this episode, we cover: ✔️ What is note investing & how does it work?
✔️ Why banks make more money from loans than real estate
✔️ How to invest in real estate without the stress of ownership
✔️ The current real estate market trends and how to profit from them
✔️ The BIGGEST mistake investors make in seller financing
✔️ How to earn passive income safely with real estate-backed notes
✔️ Why Eddie Speed is investing in notes over traditional real estate
✔️ Free Masterclass on Note Investing (Get it in the show notes!) Be sure to leave a review if you enjoyed this episode!

Prediction for 2025: What’s Coming for the Economy, Investments, & Your Wealth?

Wed, 08 Jan 2025 12:00:00 +0000

Don't get left behind, start making passive income NOW: https://bit.ly/40n9VF9 Interested in saving better? Let's chat about MAX ROI Infinite Banking: https://bit.ly/3W90VBe We’re officially in 2025—new opportunities, new risks, and new challenges for your money, investments, and financial future. But what should you expect this year? Will the stock market boom or crash? Is real estate still a good investment? What about crypto, Bitcoin, bonds, and inflation? In this episode, I break down what I’m personally doing with my own money, where I’m investing, and what I’m avoiding. 📌 In this episode, we cover:
✔️ The truth about the economy and where it’s really headed
✔️ The stock market outlook—why I’m staying away
✔️ Why I’m not buying more Bitcoin right now
✔️ The best places to store and grow your cash in 2025
✔️ Real estate investing—which markets and asset classes I trust
✔️ How to protect your money from upcoming risks
✔️ Interest rates, inflation, and government policies that will impact you
✔️ My predictions for 2025 and beyond 00:00 - What’s coming in 2025? Money, economy & investments
00:24 - Introduction: How to make your money work harder this year
01:36 - Why 2025 is unpredictable: What I’m looking out for
03:54 - Will Trump’s presidency create an economic boom?
05:17 - Stock market forecast: Is a crash coming?
06:42 - Why I’m NOT investing in Bitcoin right now
07:57 - The #1 rule I learned as a stock trader
09:49 - Treasuries, bonds & safe investments for 2025
11:23 - Why I’m storing cash in whole life insurance
12:46 - What real estate investments I’m focusing on
14:58 - Watch out for bad deals: Red flags to avoid
16:25 - Final predictions for 2025 and how to prepare

My Best Investment of 2024 Will Shock You

Fri, 03 Jan 2025 12:00:00 +0000

Passive Income Calculator: https://bit.ly/4fDoBoi
This year, I made an investment that completely transformed my life—and it wasn’t in stocks or real estate. It was hypnotherapy. In this episode, I’m sharing how working with Yvonne has been the best investment of 2024 and why I believe it can make a massive difference for you too. We dive deep into how subconscious beliefs—often formed in childhood—can hold us back in ways we don’t even realize. I share my personal journey of releasing emotional baggage, breaking free from limiting beliefs, and aligning with my true self. Yvonne explains how hypnotherapy works, the power of the subconscious mind, and how anyone can start making real changes quickly and effectively. If you’ve ever felt stuck, whether in your finances, relationships, or personal growth, this episode is for you. It’s about more than just making money—it’s about creating a life of joy, freedom, and authenticity. Ready to see what’s holding you back? Let’s dive in.

Yvonne Trost's links:

Limitless You website: https://unlocklimitlessyou.com/
Facebook: https://www.facebook.com/yvonne.m.trost/
LinkedIn: https://www.linkedin.com/in/yvonne-trost/
Instagram: https://www.instagram.com/yvonnetrostandlimitlessyou?igsh=MW9hNDF4eTRxZnB0eQ==
Self Love Quiz: unlocklimitlessyou.com/quiz 0:00 Introduction – Best Investment of 2024
0:24 Welcome to the Money Ripples Podcast
1:49 Meet Yvonne: From Finance to Hypnotherapy
6:05 Chris’s Hypnotherapy Journey
11:31 Breaking Free from Limiting Beliefs
18:48 How Hypnotherapy Drives Transformation
22:48 The Link Between Money, Freedom, and Joy
26:00 Yvonne’s Ripple Effect: Living Your True Self
27:07 Closing Thoughts & Actionable Advice

The Top 10 Podcasts of 2024 That Will Enrich Your 2025

Wed, 01 Jan 2025 12:00:00 +0000

Start here to have your best year yet: https://bit.ly/40ccABN Looking for the best financial freedom strategies to kickstart your 2025? This video breaks down the Top 10 Money Ripples Podcast Episodes of 2024 that had the biggest impact! Whether you're looking to build wealth, grow passive income, or improve your financial mindset, these episodes will give you the insights you need for a prosperous new year. 🚀 Topics Covered: Why financial planning may be failing you
Secrets to building wealth
How to become financially independent in less than 10 years
Real-life success stories and lessons from investing
Infinite banking strategies – what works and what doesn’t
And much more!
📲 Try the Passive Income Calculator: moneyripples.com
00:00 - Introduction: Top 10 Podcast Episodes of 2024
01:00 - Why this list will transform your financial 2025
01:40 - How the episodes were ranked
02:26 - #10: Why Financial Planning Is Failing You
03:11 - #9: The Secret to Building Wealth (Parts 1, 2 & 3)
05:18 - #8: Will Trump Cause Another Boom or Crash? (feat. Frances Stacey)
05:56 - #7: How to Become Financially Independent in Less Than 10 Years
06:52 - #6: Could You Make 4% a Month Investing in the Stock Market? (feat. Mark Yagi)
09:05 - #5: Why Multifamily Investing Can Suck (feat. Danielle Hollenback)
09:46 - #4: Dave Ramsey Advice I Actually Like
10:29 - #3: How David Lecko Turned $4,000 into $75,000
12:33 - Honorable Mentions (Episodes You Shouldn’t Miss)
14:11 - #2: From Handouts to Financial Freedom (feat. Christina Wise)
14:56 - #1: Don’t Put All Your Money Into Infinite Banking
16:22 - Closing Thoughts: Setting Goals for 2025

Use Your Money to Change the World

Fri, 27 Dec 2024 12:00:00 +0000

Try our passive income calculator: https://bit.ly/3Pcao6S Ever wondered how to use your money to create a meaningful ripple effect in the lives of others? In this episode, I sit down with Holly Plank—Mrs. Maryland, advocate for healthy living, and founder of the Half Plate Challenge—to explore how financial freedom can fuel positive change in the world. Join us as we discuss:
- How Holly turned personal health struggles into a powerful mission.
- The Half Plate Challenge and how small changes can make a big impact.
- Why clarity, focus, and intentionality are key to creating lasting change.
- How to strategically give and ensure your money makes the greatest impact. Holly also shares her journey into pageantry, her passion for healthy living, and actionable tips for aligning your finances with your values to maximize your legacy. 00:00 - Intro: How to create a ripple effect with your money.
01:12 - Why financial freedom isn’t just about getting rich.
02:18 - Meet Holly Plank: Mrs. Maryland and lifestyle advocate.
04:08 - Holly’s health transformation and the Half Plate Challenge.
07:01 - Pageantry and finding your purpose.
10:49 - How to use your money to fuel meaningful change.
12:48 - Choosing your focus: Aligning your finances with your passion.
14:30 - Strategies for making your money work for others.
16:36 - Why the how of giving matters more than the how much.
19:02 - Creating lasting change through research and legacy.
23:43 - Final thoughts: Use your money for a greater ripple effect. Holly's links:
Instagram: https://www.instagram.com/hollyannplank/

What’s Your Christmas Wish?

Wed, 25 Dec 2024 12:00:00 +0000

Passive income calculator: https://bit.ly/3BrATSJ What’s Your Christmas Wish? // Money Ripples Podcast If you had one wish this Christmas, what would it be? In this heartfelt episode, I (Chris Miles, your cashflow expert and anti-financial advisor) talk about the power of clarity, intention, and giving as we wrap up 2024 and head into a brighter new year. I share personal stories—like a humbling Christmas experience during my most difficult financial season—and reflect on what it means to set meaningful goals, be a wise steward of your resources, and create a ripple effect in the lives of others. This episode is for YOU:
✅ If you want financial freedom and passive income.
✅ If you’re looking for clarity and purpose in your goals.
✅ If you’re seeking inspiration to give more and live more intentionally. Let’s talk about how to make 2024 a year of action, growth, and true prosperity. Merry Christmas, Happy Holidays, and let’s get ready to make this new year your best yet. Timestamps:
00:00 - What’s your Christmas wish?
01:02 - The power of giving during the holidays
02:28 - Lessons learned from a challenging 2024
05:22 - Why clarity and intention matter in your goals
06:11 - Finding your WHY: What happens if you don’t achieve your goal?
08:54 - Creating intentional time with family and loved ones
10:17 - Financial clarity: Steps to improve your cashflow in 2024
12:46 - My personal Christmas story: A humbling 12 Days of Christmas experience
14:56 - The power of creating karmic debt and serving others
16:50 - Final wishes: Becoming a better steward and blessing others #2025goals #financialclarity

From Dentist to Financial Freedom with Infinite Banking!

Fri, 20 Dec 2024 12:00:00 +0000

Book a MAX ROI Infinite Banking strategy session now: https://bit.ly/3BA8Joy In this episode, I sit down with Chris Waters, a retired dentist who successfully transitioned to financial freedom. Chris shares his real-life experience of using Infinite Banking to fund investments like real estate, debt funds, and even natural gas projects. We dive into how he got started, the lessons he learned, and the flexibility Infinite Banking has provided him to control his money and create passive income. If you’re wondering, “Can Infinite Banking really work for me?” or “How can I fund my investments without relying on banks?” – this episode is for you. Learn firsthand from Chris’s experience and see how you can take control of your finances and investments. Timestamps:
00:00 – Introduction: How to use Infinite Banking to fund investments
01:02 – Meet Chris Waters: Retired dentist turned financial freedom seeker
02:39 – Why Chris shifted from traditional investing to passive income
05:48 – Lessons learned from real estate investing and due diligence
09:28 – What got Chris started with Infinite Banking
10:34 – How Chris uses Infinite Banking to fund investments like real estate and debt funds
13:02 – Why Chris didn’t use Infinite Banking sooner (and lessons learned)
15:02 – Debunking Infinite Banking myths: Car loans vs. investing
17:01 – Using Infinite Banking for business purposes and tax advantages
18:27 – Advice for those considering Infinite Banking and passive investing
21:56 – Why Chris chose Money Ripples for his Infinite Banking strategy
23:34 – Chris’s ripple effect: Sharing wisdom and creating a legacy
25:23 – Final thoughts: Take action, cure fear, and build financial freedom

The Real Price of Bad Financial Decisions: Protect Your Wealth

Wed, 18 Dec 2024 12:00:00 +0000

Book a MAX ROI Infinite Banking strategy session now: https://bit.ly/3By085E
Try our Passive Income Calculator: https://bit.ly/4gjiHd5 In this episode, I uncover the real financial cost of settling for "good enough" instead of the best. Whether it's insurance policies, investments, or financial advice, small decisions can cost you thousands or even hundreds of thousands over time. I share real client stories to highlight the opportunity cost of poor decisions and why focusing on value over price is the key to building wealth, creating freedom, and leaving a legacy. Key Takeaways:

Opportunity Cost is Real: Settling for “good enough” can cost you years of financial progress.
Focus on Value, Not Price: The cheapest option can cost you the most in lost time and money.
Time is Irreplaceable: Your time is more valuable than money, so use it wisely.
Beware of Bad Advice: Always verify, compare, and work with people who have a proven track record of delivering the best value.

How to Get a Raise Without Asking for It!

Fri, 13 Dec 2024 12:00:00 +0000

This is the tool to change your financial future. Try our calculator now: https://bit.ly/3BbXxOP How can you increase your income as an employee without begging for a raise? Better yet, how do you create massive value for your company so they can’t afford to lose you? In this episode, I sit down with Glenn Lovelace, a coach who’s helped thousands of men and women uncover their full potential and negotiate bigger paychecks by solving real problems at work. We dive into the entrepreneurial mindset within the employee role, where you shift from just doing a job to becoming an indispensable asset. Glenn shares actionable strategies to identify problems, propose solutions, and put yourself in a position where raises and bonuses are the natural result of the value you bring. Whether you’re an employee looking to get paid what you’re worth or a business owner wanting employees who drive massive results, this episode will show you how to create win-win opportunities that change the game.

Glenn Lovelace's links:

Instagram: https://www.instagram.com/itsyourwingman?igsh=Z3gwcDhnampiczNp
Website: https://glennlovelace.com/
Podcast: https://onedayonelifepodcast.buzzsprout.com/
Facebook: https://www.facebook.com/glenn.lovelace

00:00 Introduction
02:22 Glenn Lovelace’s journey: From hustler to wingman coach
08:00 What makes employees indispensable to business owners
11:20 The secret to writing your own paycheck as an employee
15:22 Real-life success stories: $500K raises and bonus structures
18:55 The entrepreneurial mindset for employees
22:40 How to approach raises without sounding entitled
26:14 Why “comfort” holds you back in your career growth
29:00 The ripple effect of stepping into confidence and solving problems

#askingforaraise #employeemindset

The Safest Way to Invest your Money in 2025

Wed, 11 Dec 2024 12:00:00 +0000

This is the tool to change your financial future. Try our calculator now: https://bit.ly/4fkcbS9 Do you consider yourself a conservative, safe investor? What's the safest way to save and grow your money while minimizing risk? In this episode, I dig into how you can truly protect your hard-earned cash and maximize returns without taking unnecessary risks. I share the biggest mindset shift you need to reject: high risk does NOT create high returns. Instead, I show you how to manage risk, analyze opportunities, and surround yourself with the right people and strategies to create wealth safely and securely. You’ll hear how I personally evaluate investments, reduce risks in real estate deals, and vet operators I trust with my passive investments. Plus, I’ll share the single most important resource for reducing risk: a community of trusted advisors and counselors who’ve been there, done that, and are still succeeding today. If you’re tired of chasing returns and losing money, this episode will show you how to find confidence, safety, and success in your investments. 00:00 Are you a conservative investor?
02:00 Why "high risk = high returns" is a lie
04:10 How to safely invest in real estate
06:30 Key steps to minimize risk on deals
08:50 Vetting operators: Integrity matters most
12:00 The power of trusted advisors and counselors
18:00 Building a community for safer investments
21:00 Why diverse perspectives reduce your risks
24:00 How I stay updated on smart investments

Will EQRP Change Your Financial Future Forever?

Fri, 06 Dec 2024 12:00:00 +0000

Try our passive income calcualtor: https://bit.ly/3B1xcCZ In this episode, I bring back an incredible guest, Damion Lupo, to discuss EQRP (Enhanced Qualified Retirement Plan) and how it can transform your financial future. Damion shares his story of building and losing millions, only to rise stronger and more focused on creating tools to empower others to achieve true financial freedom. We break down what makes EQRP different from traditional retirement accounts and self-directed IRAs. From avoiding the dreaded UBIT tax to gaining the ability to invest in real estate, gold, crypto, and more, this tool puts you in full control of your financial destiny. Damion also dives into the incredible success of his latest venture, Frame Tech, and the lessons he's learned from building over 70 businesses. His insights on financial freedom, leveraging EQRP, and investing in big solutions will inspire you to think bigger and take ownership of your future.

Damion's links: Instagram: https://www.instagram.com/damion.lupo/
LinkedIn: https://www.linkedin.com/in/damionlupo/
Podcast: https://podcasts.apple.com/us/podcast/financial-underdogs/id1479616768
Facebook: https://www.facebook.com/damionlupoofficial/

Stocks Vs Real Estate: Which Makes You More Money

Wed, 04 Dec 2024 12:00:00 +0000

Passive income creates freedom. START HERE: https://bit.ly/3Oo1QJB In this episode, I dive into the debate: stocks versus real estate. Both have their advantages, but which one truly delivers the best long-term returns and cash flow? I break down a video analysis comparing stock market performance to real estate returns and share my expert insights, personal experiences, and examples from my clients. From tax benefits to market risks, income potential, and the challenges of each, I’ll explain why I believe real estate often comes out on top—not just for returns but for reliable, predictable cash flow. I also share real-life examples of properties that outperformed the stock market while delivering passive income for me and my clients. If you’ve ever wondered how to make your investments work smarter, this episode will challenge your perspective and help you make informed decisions.

Could Capitalism Be Good for Everyone?

Fri, 29 Nov 2024 12:00:00 +0000

Try our calculator: https://bit.ly/3UVfUxW In this episode of The Money Ripples Podcast, I sit down with Dalton Locke, co-founder of MIT 45, host of The Spiritual Capitalist podcast, and a pioneer in blending capitalism with spiritual principles. Dalton shares his transformative journey from trauma-driven success to creating businesses that align with values, purpose, and impact. We dive into how addressing personal traumas can lead to healthier success, why men often suffer in silence, and how rebuilding community is crucial in today’s disconnected world. Dalton also explains what spiritual capitalism means to him—using business as a tool for service, not just profit—and the ripple effect of aligning vision, purpose, and action. Discover how to break free from fear-driven motivation, align your personal mission with your business, and create a life of greater meaning and abundance. Whether you’re an entrepreneur, investor, or someone seeking fulfillment, this episode will challenge and inspire you. #capitalism #entrepernuer Dalton Links:
Website: https://mit45.com/
Linkedin: https://www.linkedin.com/in/daltonl/
Podcast: https://podcasts.apple.com/us/podcast/spiritual-capitalist/id1756153008
Instagram: https://www.instagram.com/daltonlocke_/profilecard/?igsh=MWlraG1pMnAzMXU2cw==
Facebook: https://www.facebook.com/Lockedinsuccess/?_rdr

Is Owning Debt Safer Than Equity?

Wed, 27 Nov 2024 12:00:00 +0000

Want to learn the way to invest in debt and make passive income? Click here: https://bit.ly/40Jts3r In today’s episode, I dive into a question that may seem a bit counterintuitive: could debt actually be safer than equity? When it comes to real estate, we’re often taught to pursue ownership and build equity, but what if taking a debt position – being the lender instead of the owner – offers more security? I share how banks view debt as a low-risk investment by ensuring they’re first in line to be repaid, a concept known as "priority in the capital stack." As I’ve seen in my experience, lenders often get paid before equity investors, particularly in challenging economic times. I cover how debt positions can yield stable returns with less risk compared to traditional equity investments, especially in uncertain markets. 00:00 – Is debt safer than equity?
01:05 – Welcome to Money Ripples
02:20 – Equity versus debt in investing
04:00 – Banks’ preference for debt
05:45 – Equity mindset versus debt
07:30 – Debt's position in capital stack
09:15 – Understanding senior and mezzanine debt
11:00 – Risks in equity investments
13:20 – Why banks prioritize debt
15:10 – Real estate market downturns
17:00 – Choosing debt over equity
19:30 – Example of debt priority
21:00 – Common pitfalls in equity
23:15 – Benefits of private lending
25:00 – First position in lending
27:05 – High equity as bank temptation
29:10 – Debt in rental properties
31:00 – Wrapping up and key takeaways #gooddebt

Will Trump Cause Another Boom or Crash?

Fri, 22 Nov 2024 12:30:00 +0000

Recession proof your cash with passive income. Start here: https://bit.ly/4fmsPRV In this episode, I sit down with economic strategist Frances Stacey to dive into the current state of the economy and where things might be headed. Frances shares her thoughts on the Fed's policies, the yield curve, and whether we’re looking at a possible economic downturn. Together, we explore if liquidity and government spending can keep delaying a recession, or if underlying debt cycles will eventually catch up with us. I also open up about my own experiences with making economic predictions and the challenges of reading market trends in today’s volatile landscape. Frances provides her educated perspectives on staying prepared, including key diversification strategies and the importance of interpreting technical market data beyond the usual media headlines. Join us to hear Frances’s insights on managing wealth during uncertain times, and her personal mission to address the growing wealth gap. Don’t miss this deep dive into the economic realities shaping our future and how you can be better prepared to navigate them.

A Simple Way to Speed Up Your Financial Freedom with Craig Feldmeier

Wed, 20 Nov 2024 12:30:00 +0000

Want to see if you qualify to be a client of ours. START HERE: https://bit.ly/4ftoSuz In this episode, Chris Miles welcomes back Coach Craig Feld to discuss the benefits of joining a community of like-minded individuals on the path to financial freedom. Chris and Craig dive into the highlights of the recent Money Ripples Mastermind, discussing the powerful impact of learning from peers, facing financial fears, and celebrating wins together. They emphasize the importance of building a network for shared learning and mutual encouragement. Key Takeaways:

Surrounding yourself with a community of people who have similar financial goals can accelerate your journey to financial freedom.
Financial freedom isn’t just about how much you make; it’s about how much you keep and grow.
There is value in connecting with others who are open about financial struggles and learning from their challenges.
The Money Ripples community offers a supportive environment where people can ask questions, celebrate victories, and seek guidance from those further along in the journey.

Get More Done in Less Time with the 3.3 Rule I Wise Advice From A Seasoned Tax Expert

Fri, 15 Nov 2024 12:30:00 +0000

Try our passive income calculator: https://bit.ly/4fy7Paq In this episode, I bring back John Briggs, founder of Incite Tax and author of The 3.3 Rule, to discuss how you can maximize productivity while working less. We dive into the science behind work cycles, how intentional breaks can boost your output, and how this productivity method is helping business owners and accountants avoid burnout. Plus, we’ll explore strategies for keeping more of what you earn by working with a proactive accountant. Here’s What We Cover:

Why the government isn’t great at spending your money—and why John’s goal is to help you keep more of it
The origins of the 40-hour workweek and why it might be time to rethink it
How the 3.3 Rule helps you maximize productivity with focused work blocks and intentional breaks
How having a proactive accountant can save you significant money in taxes
The importance of a “partner relationship” with your accountant
Tips for business owners and entrepreneurs to balance productivity and taxes
Adopting a productivity model like the 3.3 Rule can transform your workday efficiency while working with a proactive accountant can maximize your tax savings and overall wealth.

John Briggs links:

Book: https://33rulebook.com/
LinkedIn: https://www.linkedin.com/in/johnbriggscpa/
Instagram: https://www.instagram.com/incitetax/profilecard/?igsh=YzJ6cWFhMWRoeWJu
Website: https://incitetax.com/
Youtube: https://www.youtube.com/incitetax
Facebook: https://www.facebook.com/incitetax

Will You Have to Work Longer than Age 65?

Wed, 13 Nov 2024 12:00:00 +0000

Retire earlier! Start with this calculator: https://bit.ly/48C5n0k Are you tired of hearing that retirement has to wait until you’re 65 or older? In this episode, I break down why the traditional retirement approach isn’t serving most people and what you can do to create financial freedom on your own terms—sooner than you think. From why Social Security and the 4% rule may not be enough to how alternative investments like real estate can accelerate your financial goals, we’re tackling it all. Here’s what I cover in this episode: Why so many Americans are worried about running out of money in retirement
Why relying on the “traditional” retirement path can leave you working longer than planned
The outdated strategies financial “experts” are still pushing
How alternative investments, including real estate, can unlock financial independence faster Stop waiting and retire earlier with passive income!

What Is Preventing Business Owners from Growth and Freedom with Staci Gray

Fri, 08 Nov 2024 12:30:00 +0000

Unlock your passive income potential: https://bit.ly/4hD4OY3 What Is Preventing Business Owners from Growth? // Chris Miles In this episode, I sit down with Staci Gray, founder of Organized to Scale, to dive into how business owners and investors can scale their ventures without giving up their freedom, joy, or well-being. Stacy shares her three-step approach – Architect, Build, and Operate – which helps entrepreneurs create systems that support both business growth and personal satisfaction. Here's what we cover:

The importance of organizing and scaling ourselves before scaling a business.
How to architect a business to align with your personal values and goals.
Defining what’s “enough” and how to avoid the trap of endless achievement.
Recognizing and addressing control issues to build trust and delegate effectively.
Finding fulfillment by serving others and creating a positive impact.
Practical steps for normalizing the entrepreneurial journey and embracing personal growth.

Stacy also shares tools and resources to help you grow both personally and professionally. Whether you’re scaling a business or creating passive income, this episode is packed with insights on finding joy, purpose, and balance. Connect with Staci Gray: Website: https://organizetoscale.com/
Email: scale@organizedtoscale.com
Facebook: https://www.facebook.com/official.staci.gray
Instagram: https://www.instagram.com/staci_gray/profilecard/?igsh=enV5MWFvbXJjZWd1
Linkedin: http://linkedin.com/in/stacigray

How Will the Election Affect Your Money?

Wed, 06 Nov 2024 11:00:00 +0000

Want to know an election-proof plan for your finances? Start here: https://bit.ly/3Ys7UFH In this episode, I dive into a topic on many minds right now – how the upcoming presidential election could affect your finances, investments, and taxes. With all the talk of changing tax laws, potential market shifts, and political promises, it’s easy to feel uncertain about the future of your money. But here’s the truth: who you elect locally matters even more than who becomes president. We’ll cover: Why local elections often impact your taxes and finances more than federal decisions. How our government’s checks and balances help prevent drastic changes, regardless of who’s president. The dangers of waiting to invest or make financial moves because of political uncertainty. Why the best opportunities often come when others are waiting on the sidelines. How to focus on smart, educated financial choices instead of media-fueled fears. If you’re holding off on making decisions until after the election, this episode will give you the confidence to move forward now, ensuring that your money is working as hard as you do. Listen in to understand how to protect and grow your wealth no matter the political landscape.

Which Retirement Plans Are Politicians Threatening?

Fri, 01 Nov 2024 11:00:00 +0000

Click here to start making passive income: https://bit.ly/3AgELVO In this episode, I chat with Army Robinson about the intricate role that government policies and tax regulations play in shaping financial planning and investments. We explore how policies, like the upcoming Social Security adjustments and potential tax increases, impact the middle class and investors. Our conversation dives into the complexities of government involvement in financial services, from tax reform to estate planning, including the potential for more regulations on qualified plans and possible limitations on estate exemptions. Army shares insights into the day-to-day challenges of educating policymakers who often lack financial backgrounds. They highlight the constant need to advocate for balanced policies, the risks of overregulation, and how financial legislation could impact future wealth-building strategies. Tune in to hear more about the ongoing battles in Washington and how they might affect your financial future.

Is Whole Life Insurance a SMART Investment?

Wed, 30 Oct 2024 11:00:00 +0000

Want to open a policy for yourself? Click here and let's chat: https://bit.ly/3AikXkY In this episode, I dive into the big question: is whole life insurance a good investment? I cover common debates around "buy term and invest the difference" versus whole life insurance, breaking down why whole life insurance isn't actually an investment, but a savings vehicle with guarantees and a death benefit. I explain the upfront costs, which whole life insurance may or may not be best for, and compare traditional whole life policies to the max ROI-focused policies I advocate for. I also discuss how, if structured correctly, whole-life policies can be used to access cash for investing in other assets like real estate. You'll see how these policies work over time, how they can provide tax advantages, and why they can actually outperform other investment strategies in some cases. I provide clear examples and real numbers to help you understand when and how whole life insurance might be beneficial, especially if you're looking for a way to grow wealth while keeping money accessible. Stick around as I dispel myths about whole life insurance and clarify when it truly makes sense.

How Krisstina Wise Went from Handouts to Financial Freedom

Fri, 25 Oct 2024 11:00:00 +0000

Want to see if you're ready to start making passive income? START HERE: https://bit.ly/40eQXRu In this episode, I talk with Christina Wise about the journey to creating true wealth and financial freedom. Christina shares her story of growing up in poverty, hustling in real estate to make a high income, only to find herself struggling financially and fighting over money in her personal life. After hitting rock bottom, she realized that wealth isn’t just about making more money—it's about creating passive income and living a balanced, healthy life. Christina explains how she began investing in real estate and how building assets, rather than just earning income, led to her financial independence. We dive deep into the difference between "working income" and "non-working income" (passive income), and how important it is for business owners to understand how to create income streams that work for them, rather than constantly hustling. We also discuss how comparison and chasing success can trap business owners in a rat race, and how true wealth is a combination of financial, emotional, and physical wellness.

It's Time To Overcome Your Fear Of Investing

Wed, 23 Oct 2024 11:00:00 +0000

Overcome your fear of investing and try our Passive Income Calculator now: https://bit.ly/4e858eJ
In this episode, I talk about overcoming the fear of making your first investment, especially in alternative investments like real estate. After losing everything during the Great Recession, I had to rebuild my wealth and confront those same fears many of you might be experiencing. I share my personal journey of how I cautiously got back into real estate, starting small, and how our clients have done the same. I also discuss why it's important to not let fear paralyze you from moving forward. Whether it's real estate or other investments, there are ways to minimize risk while still growing your wealth. I emphasize the importance of education, surrounding yourself with the right people, and starting small. You don’t have to dive in with everything—take that first step, and it gets easier over time. Throughout the episode, I share stories of my clients and how they've overcome their own financial fears to achieve financial independence. If you’ve been hesitant to start investing or are worried about losing money, this episode is for you. I’ll show you how to take action confidently, even in the face of uncertainty.

Can Podcasting Really Grow Your Business?

Fri, 18 Oct 2024 11:00:00 +0000

Take our Passive Income Calcualtor: https://bit.ly/3Xs4F0l In this episode, I sit down with Jeremy Slate, founder of Command Your Brand, to discuss how podcasting is a powerful tool for public relations (PR) and building your brand. Jeremy shares insights on how to leverage podcasts to reach new audiences, create valuable connections, and build authority in your niche. Whether you're a business owner or a side hustler, you'll learn the importance of getting on other people's shows, not just starting your own. Jeremy also discusses the rise of new media platforms like Instagram Live and YouTube streams and how they fit into the podcasting world. Jeremy offers a free resource at CommandYourEmpire.com to help you navigate the world of new media and PR. If you're looking to grow your business and get more visibility, be sure to check it out!

Marathon Training Is Like Wealth Building

Wed, 16 Oct 2024 11:00:00 +0000

Ready to start your "financial" marathon training? START HERE: https://bit.ly/3BKSogr In this episode, I share how my worst marathon experience from 17 years ago became one of the most impactful learning experiences for my financial journey. I recently ran the St. George Marathon, and I’m going to tell you what I did differently this time around to improve my performance and how those lessons directly relate to wealth-building strategies. From pacing yourself, learning from experienced mentors, to building a community for support, these insights can help you grow financially and create long-lasting prosperity. Timestamps: 00:00 – Introduction 03:07 – First marathon mistakes and lessons learned 05:35 – Hitting a physical wall: Cramping and exhaustion 08:01 – Lessons from not listening to advice 11:30 – Thinking like an investor is key 13:07 – How to avoid high-risk investment mistakes 15:24 – Training smarter, not harder 18:21 – Learning from past experiences for better results 19:05 – The power of community in wealth-building 21:50 – Final takeaways: Learn, apply, and grow together 23:19 – Closing thoughts and how we can help

The Power Of Client Retention For Business Growth

Fri, 11 Oct 2024 11:00:00 +0000

In this episode, I dive into one of the most overlooked strategies for growing a business – client retention. Joined by Megan Huber, a client success and retention expert, we explore why keeping clients is the most profitable marketing strategy and how companies can better focus on client retention, referrals, and renewals. Megan shares her journey from teaching to coaching and offers practical tips on retaining clients and increasing their lifetime value in your business. Megan Links:

Try our passive income calculator: https://bit.ly/3TzqJoJ

Should You Pay Off Your Mortgage with Your Infinite Banking Policy

Wed, 09 Oct 2024 11:00:00 +0000

In this episode, I dive into the popular concept of infinite banking and discuss whether it makes sense to use your whole life insurance policy to pay off your mortgage, auto loans, or other debts. I break down the strategy, dispelling common myths and misinformation, especially the idea that you are "paying yourself back" with interest. Instead, I explain how loans work inside whole life insurance policies and why it's important to understand the real math behind it. I also share insights into how you can best leverage your infinite banking policy for real cash-flowing investments like real estate, and when it may or may not make sense to use it for debt. I cover the benefits of keeping your cash flowing in multiple places at once and how to avoid some bad strategies that could hurt you in the long run. Want to see what a policy looks like for you? Book a call with our insurance specialist now: https://bit.ly/3B8Jo4n

Huge Returns From Financial Education With Our Client, Wojtek Starakiewicz

Fri, 04 Oct 2024 11:00:00 +0000

In this episode, I interview my client, Wojtek Starakiewicz, a devoted listener and successful investor who shares his inspiring journey from Poland to the US, where he has built a successful life and business. Wojtek discusses how an abundant mindset and strategic investments have helped him achieve financial freedom, while also highlighting the importance of taking imperfect action, building the right network, and continuously pursuing personal growth. Want to live the free life Wojtek talks about. It's starts by taking our Passive Income Calculator: https://bit.ly/4ergHOi

Will the Lower Interest Rates Help The Economy?

Wed, 02 Oct 2024 11:00:00 +0000

In this episode, I discuss the recent decision by the Federal Reserve to lower interest rates and what that really means for you and the economy. I'll break down how this move might not be the great news it seems to be and how it could be signaling something more concerning. I also share my insights on how to best protect your money during uncertain times and what you should be paying attention to beyond the news headlines. Timestamps:

Introduction – The Fed's Interest Rate Decision – 00:00
The Importance of Reviews and Audience Support – 00:52
How the Fed’s Rate Cuts Impact You – 01:31
Treasury Yields and Why They Matter More – 03:02
The Real Signs of Recession: Yield Spreads Explained – 07:02
The Big Picture: Why Banks and Investments Are Struggling – 08:49
Watching the Two-Year and Ten-Year Yield Spread – 11:16
The Risks of Lowering Interest Rates – What You Should Know – 13:32
Strategies for Protecting Your Wealth Amid Economic Changes – 14:53
What You Should Do Now – Cash Reserves, Investing, and Planning – 17:54
Why It's Critical to Be Watchful and Stop Following the Media – 21:44
Conclusion – 23:14

Passive income Calculator link: https://bit.ly/3ZqE5HC

Unlocking The Power Of Visualization

Fri, 27 Sep 2024 11:00:00 +0000

In this episode, I invited on someone who can dive deep into the power of visualization and how it can be a transformative tool to create the life you’ve always dreamed of. I’m joined once again by John Assaraf, CEO of NeuroGym, who shares how you can unlock the power of your brain to manifest your biggest goals. We'll discuss the science behind visualization, how to overcome limiting beliefs, and how to make this practice a real, tangible part of your life. Timestamps: Intro & The Power of Visualization – 00:00
Welcoming Back John Assaraf - Manifesting Your Goals – 01:53
John’s Journey and the Science of Visualization – 02:57
How Visualization Can Change Your Beliefs – 04:38
Understanding the Brain and Visualization – 08:08
Addressing Common Concerns About Visualization – 11:18
Why Visualization Works – Evidence and Practical Examples – 17:59
The Role of Affirmations and Innercise – 22:21
How to Access John’s Free Ebook on Visualization – 25:22
John’s Ripple Effect and His Purpose to Impact 1 Billion Lives – 25:55
Final Thoughts and Call to Action – 28:21 To access John's free ebook "The Power of Visualization," visit: https://links.myneurogym.com/moneyripples This resource can help you get started on your journey to manifesting your goals and achieving the financial freedom you desire!

How To Become Financially Independent?

Wed, 25 Sep 2024 11:00:00 +0000

In this episode, we are building off of last Wednesday's episode. I walk you through the exact process I've used to achieve financial freedom—twice—and how you can do it in 10 years or less. I'll break down the proven steps I've used for my clients and myself, showing you how to create passive income, protect your wealth, and ultimately live a life of financial independence. Timestamps:

Introduction & Overview of Financial Freedom – 00:00
Importance of Working with Someone Who’s Done It – 02:20
Step 1: The Launchpad - Finding Your Starting Point – 04:26
Step 2: Exploring Investment Opportunities – 08:00
Step 3: Committing to Investments for Cash Flow – 13:03
Step 4: Preserving and Protecting Your Wealth – 17:26
Step 5: The Income Avalanche - Compounding Your Income – 19:39
Why Taking Action Now Matters – 21:06
Real Examples and the Impact of Waiting – 23:56
Recap of the Five Steps to Financial Independence – 26:31
Final Thoughts & How to Start Your Journey – 29:26

For more resources and to try the Passive Income Calculator: https://bit.ly/4gpNGod

The Best Business for Residual Income Creation

Fri, 20 Sep 2024 11:00:00 +0000

In this episode, I dive deep with my guest, Paul Hutchings, who’s a successful entrepreneur and multiple business owner. Paul shares his inspiring journey from living in a single-wide mobile home to becoming debt-free and financially independent in his 40s. We talk about the shifts in network marketing, the growth of affiliate marketing, and the importance of residual income. For more details on Paul’s “LetGoal" app and how to get started, click here: https://academy.samcart.com/referral/letsgoalapp/lvxe91lNcJwonjYg Passive income calculator: https://bit.ly/4dJYRGu

Become Financially Independent In Less Than 10 Years

Wed, 18 Sep 2024 11:00:00 +0000

In this episode, I break down how you can become financially independent in 10 years or less. I dive into how you need to shift your mindset from traditional financial planning to focusing on cashflow through real assets like real estate. I explain the steps you can take to start generating passive income and how to make the most of your savings and investments to create real financial independence. I also share real-life examples of clients who’ve done this and emphasize how you can build a lasting legacy while creating a ripple effect in the lives of others. PASSIVE INCOME CALCULATOR: https://bit.ly/3z7Gdt8

Increase Business Profits In ANY Economy

Fri, 13 Sep 2024 11:00:00 +0000

For more information and to access David’s ebook, visit https://bit.ly/4dVl0le In this episode, I sit down again with David Richter, author of Profit First for Real Estate Investors. We discuss how to build a business that thrives, especially during challenging times, by focusing on what truly matters: profit. David shares powerful insights on managing cashflow, the importance of having reserves, and how business owners can avoid common financial pitfalls like wasting money on ineffective marketing or unnecessary subscriptions. We also talk about the critical role of CFOs in guiding visionaries and entrepreneurs to make better financial decisions, so they can achieve lasting success without sacrificing their personal peace of mind. Key Topics Discussed:

Why cash reserves are crucial for business sustainability
How to analyze your business expenses and cut unnecessary costs
Marketing and personnel: the two biggest areas where businesses leak money
The difference between building a profitable business and just scaling for the sake of growth
Why it’s important to have a financial leader (CFO) to guide your business decisions

David’s links

https://www.facebook.com/thesimplecfo/
https://www.linkedin.com/in/david-simple-cfo/
https://www.instagram.com/simplecfosolutions/
https://www.instagram.com/thedavidrichter?igsh=MWdraDBwM3Q5MXlmcw==

PASSIVE INCOME CALCULATOR: https://bit.ly/47fegMK

Is Debt Really Debt?

Wed, 11 Sep 2024 11:00:00 +0000

In this episode,I breakdown why having loans doesn't necessarily mean you're in debt, and how understanding the distinction between liabilities and debt can help you make smarter financial decisions. Whether you're thinking about cashing out equity from your home or simply want to understand how to create more cash flow, this episode will help you explore strategies to grow your wealth. Click here if you're ready to think differently and start making passive income now:https://bit.ly/4g19Xsd

The Three Major Risks Of Investing in Real Estate Syndications

Fri, 06 Sep 2024 11:00:00 +0000

Syndications are one of the best investments you can make passively IF you make the right choice with which ones to put your money into. In this episode, I chat with Nate Shields, a seasoned real estate investor, about how to spot a good investment deal, especially in today’s unpredictable market. We dive into the biggest risks you should be aware of when investing in real estate syndications, how to vet potential deals, and why it's crucial to trust both the sponsor and the investment. Nate also shares some invaluable tips on due diligence, and offers a free copy of “The Hands-Off Investor” for those who join his ecosystem. Nate's Links:

Passive Income Calculator: https://bit.ly/4e1Zf2R

Three Lies About 401(k)s

Wed, 04 Sep 2024 11:00:00 +0000

In this episode, I’m diving into the truth about 401(k)s and why they might not be the best bet for your retirement. I’ll break down the myths around tax benefits, performance, and those employer matches everyone talks about. Spoiler alert: 401(k)s might not be all they’re cracked up to be. I’m also sharing some alternative investment strategies that could help you get to financial freedom faster. If you’re tired of working hard for your money and want to make your money work harder for you, this is the episode for you. Check out your passive income potential NOW: https://bit.ly/3yWbHSV

Which Marketing Strategy Works Best for Growing Your Business with Eugene Shatsman

Fri, 30 Aug 2024 11:00:00 +0000

Ready to take your business to the next level? Join Chris Miles, the Cashflow Expert, in this exciting podcast episode where we dive deep into the world of marketing and consumer behavior with special guest Eugene Shatsman from the National Strategic Group. Learn how to maximize your marketing strategies, understand consumer intent, and convert leads into loyal customers. Eugene shares invaluable insights on the evolution of marketing—from traditional interruption-based methods to today's cutting-edge intent-based strategies. Whether you're a business owner looking to enhance your brand's visibility or a marketer aiming to refine your skills, this episode is packed with actionable examples that drive real results. Don't miss out on this chance to boost your business's growth and achieve financial freedom faster. Tune in, subscribe, and start creating that ripple effect today! Passive Income Calculator: https://bit.ly/3XfzFBO Eugene's Links: -Website: https://www.nationalstrategic.com/ -The Power Practice: https://powerpractice.com/ -Power Hour Podcast: https://www.youtube.com/@PowerHourOptometry

What Really Causes a Recession?

Wed, 28 Aug 2024 11:00:00 +0000

Are we entering another recession?? Let’s start the conversation. You don’t have to have a PHD in economics to understand the history of recessions in the United States AND you don’t even have to pay a dime either. Why? Because I made this podcast episode for YOU. By the end of the this episode you’ll know the history of economic crashes in the United States, what the current state of the economy in the U.S. is, and what you can do TODAY to start preparing yourself for the next inevitable recession. This is NOT supposed to make you feel discouraged or to make you wonder if you would make it in the event of a recession. The point I’m trying to make is that you can’t control whether the market crashes or not. All you can control is your own actions leading up to it. That’s why you’ve gotta educate yourself ASAP and start taking ACTION today!!! Passive Income Calculator: https://bit.ly/46WtJAU

When is the Right Time to Invest in Apartments Again with Randy Lawrence

Fri, 23 Aug 2024 11:00:00 +0000

Looking to increase your cashflow passively but also wondering if you should RUN far away from investing/real estate after some unpredictable ups and downs? This episode's for you! Meet Randy Lawrence, a former wealth advisor who made the BOLD move into full-time real estate investing. Known for his laser-focused discipline, Randy dives into the story of how he pivoted from traditional finance to harness the power of real estate for creating steady, passive income. He shares the smart strategies that helped him build a thriving portfolio and lets us know if we should be investing or holding tight to our pocketbooks right now! Randy and I will also take a closer look at the current housing market, breaking down what’s happening right now and where the opportunities lie. We keep it real about the ups and downs of real estate investing, especially in these unpredictable times. Whether you’re a seasoned pro or just curious about getting started, this conversation is PACKED with insights and actionable tips to help you navigate the market with confidence. Don’t miss out on this lively discussion filled with practical advice and inspiration from two pros who know how to make real estate work for them! Passive Income Calculator: https://bit.ly/4cqWqHq Randy's Links: Website: https://pcpre.net/about-us/

The Best Way to Have Peace of Mind with Your Stocks

Wed, 21 Aug 2024 11:00:00 +0000

How the heck are you supposed to predict the stock market?? Honestly, you can’t! It’s unpredictable and often high risk. But don’t lose hope just from hearing that. Not to age myself too much, but I’ve lived through YEARS of the ups and downs of the stock market. I’ve seen it during catastrophic crashes and sporadic spikes, through crazy election years and through natural disasters. And the biggest lesson I learned…. You’re gonna have to listen to figure out what exactly it is. This episode is all about HONESTY, and STRATEGY. Two things you won’t find with most financial institutions who tell you to “set it and forget it.” You need to figure out where to put your money where it’s going to work the most efficiently so that you can have more time now, and more money in the future. That being said, I happen to have served over 1000 satisfied clients, helping them learn how to do EXACTLY that. There’s no time like the present to change your future! More information can be found on the website linked below AND if you’re extra ambitious, take our passive income calculator right now to see if you’re a good fit to work with my company. Passive Income Calculator: https://bit.ly/3SL7TL1 Our Website: https://moneyripples.com/

Be the Boss of Your Life with Nicole Glenn

Fri, 16 Aug 2024 11:00:00 +0000

Wanna hear from someone who’s financially free?? Then it’s your LUCKY day! Nicole Glen was so kind to join me on this podcast episode today to tell you all about her journey from a CEO’s Assistant, to being her own boss and gaining financial freedom. It was so touching to hear all that Nicole has accomplished through the ups and downs of life as a widowed mother fighting her way to prosperity. Talk about strength! She’ll explain how to get started, and her BIGGEST piece of advice that changed her life one day at a time. Being your own boss looks a lot like how your current relationship with a boss looks. You have to evaluate your performance, keep records, ask the right questions, and hopefully get the promotion you’re looking for. Dive right in to hear all about it with Nicole. Thanks for listening! Nicole’s Links: Website: https://www.nghscorp.com/ Business LinkedIn: https://www.linkedin.com/company/nghscorp/ Personal LinkedIn: https://www.linkedin.com/in/nikwglenn/ Passive income calculator: https://bit.ly/46D8Pqo

Is Financial Advice as Fake as AI?

Wed, 14 Aug 2024 11:00:00 +0000

Hey ChaptGPT, make me rich quick! If you asked AI to make you rich, would you listen to everything it said? My guess is that you wouldn’t! You would probably check what other sources have to say, and see what experienced, financially independent people have done to get where they are. It would be crazy to base your finances purely off what AI has to say! The problem is you might be doing this already!! Do you listen to only ONE source for your financial strategies? Or only ONE financial advisor? Or just ONE website or news platform? If you said yes, then you need to reconsider your approach. Listen to this episode of the Money Ripples Podcast to hear the similarities of financial advisors and AI, the actual numbers it takes to become financially free, plus, my take on financial independence. Check it out! Passive Income Calculator: https://bit.ly/3LWCLEg

How Passive Income Let This Physician Serve Her Community A DIFFERENT Way

Fri, 09 Aug 2024 11:00:00 +0000

Meet Ashley Ono! Ashley is a physician who is passionate about wellness and spirituality. When she saw the medical landscape changing, she started looking for additional ways to increase her cashflow and she STRUCK GOLD! Are you constantly worried about your money? Does it ever feel like there’s not enough time to truly dedicate yourself to finding financial independence? That’s exactly how Ashley felt too, and she is going to share all about it and how she began to realize that her time is MONEY, and she has found so much meaning in doing things she is passionate about. It was a BLAST talking to Ashley and hearing about her background, passions and journey to become part of the Money Ripples community and see more financial freedom in her life. THANK YOU for watching! Don’t forget to subscribe to the channel so you don’t miss posts in the future and check out our social media @moneyripples Take The Passive Income Calculator: https://bit.ly/46ARvSQ

Profit From Procrastination

Wed, 07 Aug 2024 11:00:00 +0000

Do people ACTUALLY make money on Bitcoin?? The answer is way more complex than I can tell you right here, BUT in this episode of the Money Ripples Podcast I’ll let you in on all the complexities of the stock market. SPOILER ALERT: the stock market ISN’T your easy ticket to financial freedom. In fact, it might be just the thing holding you back from achieving wealth! With all the unpredictability, fluctuations, crashes, and misinformation, the stock market is a tough way to reach your financial goals. And if I haven’t convinced you yet, maybe last weekend’s market drop will. (seriously, did you guys see that?!) I’ve had dozens of clients come to me wondering why they’re still nowhere near retirement, even though they’ve done EVERYTHING their financial advisor told them to do. Well, unfortunately, a lot of financial advisors aren’t giving you the full picture. Lucky you though, it’s never too late! If you’re ready to try something different and dependable, take our passive income calculator to see if you qualify for our services (link below). Thanks for watching Ripplers! Passive Income Calculator: https://bit.ly/46B33FI

A New Real Estate Strategy That Few Know About with Christion Sadler

Fri, 02 Aug 2024 11:00:00 +0000

Christion Sadler- genius investor, recovering house flipper, and real estate guru. He’s been on MANY stages spilling the secrets of how and why he does what he does, plus how you can do it too! Christion has been in the real estate business for 20+ YEARS and has been a full-time investor for 20 years. He’s been in this space for a WHILE. Which means he knows how you can actually profit off of what’s going on in the marketplace instead of just tolerating it. Trying to get into the real estate space? Start investing right here, right NOW by listening to this episode which will cover how real estate has changed, if it’s even still a good option or not, and why he quit flipping properties to transition into earning actual passive income. Check it out NOW! Christion’s Links: Instagram: https://www.instagram.com/christionsadler/?hl=en Website: https://preishare.com/ LinkedIn: https://www.linkedin.com/in/christionsadler/ Want more help?? Take our passive income calculator to see if you qualify to work with us: https://bit.ly/3WoBI4S

Why Gen Xers Are Scared About Their Retirement

Wed, 31 Jul 2024 11:00:00 +0000

Breaking down the numbers behind why GenXers are STRESSED!!!! And if you aren’t worried about your finances and future retirement yet, you better listen even more carefully! Did you know only 22% of GenXers feel confident in their savings? In this episode, I’m gonna tell you about how to move past all the crap that big financial institutions sell you on that trick you into living off pennies in your retirement. AND what the heck you can do instead! There is really no need for you to spend hours of your life researching the stock market, talking to financial advisors, and stressing about where to put your money. Why? Because you can access LOADS of free information through our website, social media channels, and podcast. PLUS, you can start out even stronger by talking to someone on our awesome team (if you wanna take things to the next level)- take our calculator to see if you qualify as one of our clients this month. Take Our Passive Income Calculator: https://bit.ly/3SpOVt7

Can You Really Make $100,000 Per Month with No Money with Brad Leggett

Fri, 26 Jul 2024 11:00:00 +0000

Meet Brad Leggett! Brad has built multiple businesses, hosts his own podcast, and is a football fanatic. With years of experience connecting former NFL players to find stability in the chaos, Leggett is here and ready to chat with me and you about what YOU can do to be more prepared and connected. Today I’m asking Brad some killer questions and you WON’T want to miss out on his answers. I asked him if NFL players are prepared for their post-athlete lives or if they too find themselves trying to escape the rat race, how he leverages networking, and what he wished he had known before he got into the NFL. Learn through Brad’s experiences so you can work with what you’ve got and make it even better. And, as always, like and subscribe if you learn something from this episode! Brad’s Links: Email- brad@proplayersbusinessnetwork.com Website- https://proplayersbusinessnetwork.com/ Take our passive income calculator: https://bit.ly/3xZOtuP

Dave Ramsey Advice That I Actually Like

Wed, 24 Jul 2024 11:00:00 +0000

I am NOT a fan of Dave Ramsey advice... usually. BUT, in this episode I'll explain a few things that I can get behind from Ramsey. At Money Ripples, we’re not afraid of looking at all sides of an argument. So, right now, I’ll tell you the two things I think Dave Ramsey has RIGHT, and of course also explain where you might have been misled. Whether you’re a business owner trying to increase your cashflow, or you’re someone trying to figure out how the heck to start investing, we’ve got ya covered! Don’t miss out on the chance to learn the real source of Dave Ramsey’s wealth, find out how real estate can up your cashflow, and hear my absolute FAVORITE piece of guidance for driven, service-minded individuals. Best part of it all? You won’t have to compromise your integrity to become financially free if you do it with us. Get started today by taking our passive income calculator: https://bit.ly/3zOgC8J

How to Succeed In Your Business Without Competing with Debbie Hart

Fri, 19 Jul 2024 11:00:00 +0000

Debbie Hart will rejuvenate your entrepreneurial spirit in today’s episode which covers LOADS of noteworthy knowledge. Seriously, you CAN’T miss this episode! When they say, “necessity is the mother of all invention,” I think they’re referring to Debbie. After a divorce, an eviction notice, and 6 children needing homeschooling, Debbie amped things up to stay afloat and be able to afford to raise her children and pay the bills. After starting a personal development company, mortgaging company, business coaching company for real estate agents, and MORE, it’s safe to say that Debbie Hart knows what she’s talking about. After hearing this depth and variety of experience and knowledge, I found myself recommitted to reaching my goals and going against the grain. I bet you’ll feel the same once you hear Debbie’s inspiring story; her links are below! Debbie’s Links: Website: https://ignitionpointacademy.com/ Linked In: https://www.linkedin.com/in/debbie-hart-148961217/ Instagram: https://www.instagram.com/ignition_point_entrepreneurs/ Take Our Passive Income Calculator: https://bit.ly/4bKNXOR

What Do the BEST Infinite Banking Policies Look Like?

Wed, 17 Jul 2024 11:00:00 +0000

I've said it before and I will say it again, NOT ALL INFINITE BANKING POLICIES ARE MADE EQUAL. Learn why most insurance agents don’t show you the best options and how to spot a good policy from a great one. I am sharing personal stories and comparisons to highlight the importance of minimizing insurance costs to keep more money in your pocket. I f you’re curious about passive income and financial freedom, this episode is packed with valuable tips and real-life examples to help you on your journey. Tune in now! Want to get a MAX ROI policy for yourself? Click here to book a call: https://bit.ly/4bKDx1K

Do Virtual Assistants ACTUALLY Give You Back Your Time?

Fri, 12 Jul 2024 11:00:00 +0000

The endless cycle of working 60-hour weeks as a business owner is exhausting and unsustainable. We can try to "do it all," but eventually you run out of hours in a day and you realize you are doing $10 an hour tasks that are making your business a $10 an hour business. That's not a good place to be, Bob Lachance, former professional hockey player, real estate investor, and owner of Reva Global, saw the time and money he was spending doing tasks himself that he could delegate to someone else. This is where his idea of starting a virtual assistant staffing company came into play. In today's episode, Bob shares his journey and the lessons learned about leveraging virtual assistants to streamline operations and reduce workload. This episode is packed with valuable advice for any business owner struggling to break free from daily operations or those looking to expand without increasing their hours. Bob's Links: Reva Global Virtual Assistants https://revaglobal.com/moneyripples Linkedin: https://www.linkedin.com/in/boblachance/ Hockey stats (you know, because I know someone is curious) https://www.eliteprospects.com/player/27694/bob-lachance Another way to stop working so dang hard is to make your money work for you! Click this link to see how close you are to the "work optional" lifestyle: https://bit.ly/3zvH6vg

How to Identify a Bad Investment

Wed, 10 Jul 2024 11:00:00 +0000

HOW TO IDENTIFY A BAD INVESTMENT!! Let’s jump into some red flags to look out for when you’re looking at investments. There is a TON of information on the internet and this episode will help you break down the do’s & don’t’s as you try to increase your cashflow. I’ve seen a lot of sketchy “advice” from sketchy people in my days as a financial advisor and as a business owner which has taught me what kind of things to look out for. It’s a scary thing to invest your money, even if it is a great way to start changing your life. That’s why I’m sharing what you can do to feel more secure in your financial decisions and how to avoid those sketchy tips from financially unstable people. Listen now for 5 things to do before you start investing! Take our Passive Income Calculator: https://bit.ly/4eUuwWI

The Secret Hack of the Ultra Successful with Brandon Burns

Fri, 05 Jul 2024 11:00:00 +0000

Today we’re simplifying the steps to getting into the TOP 1% with inspiring guest, Brandon Burns! Brandon grew up as a passionate gymnast raised by a single mother and has stepped outside the box of being ordinary. He is an international keynote speaker, elite athlete, and entrepreneur dedicated to helping OTHERS follow his lead into the top 1%. I spoke with Brandon about his journey and his hacks to personal growth including topics like consistency, identity, and mindset. He shared exciting stories and solid guidance that you can apply to your life TODAY!!! My main takeaway: everyday means EVERYDAY! You don’t wanna miss this episode; listen now and share with a friend to keep yourself accountable. Brandon’s Links! Website: https://www.iambburns.com/ LinkedIn: https://www.linkedin.com/in/iambburns/ ALL social platforms: “iambburns” Take Our Passive Income Calculator to get started: https://bit.ly/4cmJRxy

How Building Wealth is Like Parenting

Wed, 03 Jul 2024 11:00:00 +0000

Looking to “DIY” your way into financial freedom? Maybe you should reconsider… Would you sit your kids in front of the TV and let them be raised by electronics? Would you let your kids roam the streets unsupervised all day to do as they wish? Hopefully, you answered NO! And just like you wouldn’t do this with your kids, you shouldn’t do it with your money! Putting your money in an account and forgetting about it just like giving your kid an iPad and hoping for the best (it’s probably not gonna work out that great).
Today we’re talking about what ELSE you can do with your money that will yield much better outcomes for your money and your future. Take our Passive Income Calculator: https://bit.ly/3W6aXU8

Is Now the Time to Buy Multifamily I Guest Mike Zlotnik

Fri, 28 Jun 2024 11:00:00 +0000

Meet Mike Zlotnik: CEO, experienced real estate manager, and retired software executive. As a US patriot and former political refuge from the USSR, Mike, or “Big Mike,” has decades of experience helping clients navigate the realm of real estate, syndications, and investment strategies. Today, we’re talking about Mike’s unique life experience entering the United States and working hard every day to achieve his dreams and goals. Mike and I will chat about the current state of the real estate market and how you can figure out where to put your money and where it will make the biggest impact. Should you become an equity investor? Or should you be the one in the lending position? Is it the right time to invest in multifamily homes? When should you be greedy and when should you be fearful? Give it a listen! Mike’s Links: https://bigmikefund.com/ https://tempofunding.com/ https://www.linkedin.com/in/mzlotnik/ Take our passive income calculator: https://bit.ly/3XIyR9w

Compound Income Not Compound Interest

Wed, 26 Jun 2024 11:00:00 +0000

Do you usually think about compounding your income, or are you more worried about compounding interest? It’s a hot topic and I’ve got some hot takes for you all to consider! I’ll dive into what the masses advise about what you should do with your money, which is typically to “set it and forget it,” and to save as much money as you can in an IRA, 401K, or the stock market and wait until you’re retired to use it so you can hopefully survive on what you’ve made. But what if you could make more money NOW, use it to improve your life NOW, and still be prepared for retirement? Think about how that would change your life. Let’s learn together about what steps you can take to achieve this, and how you can change your mindset to build more wealth. Link to our recent masterclass: https://www.youtube.com/watch?v=9qq7dvUAYkg&t=1196s Take our passive income calculator: https://bit.ly/3VWlOja

How to Break the Financial Beliefs That Keep You Stuck with Adam Mortimer

Fri, 21 Jun 2024 11:00:00 +0000

Meet Adam H. Mortimer: Best-Selling Author, Master Sales Trainer, and innovator. Featured in Inc.com, GQ Magazine, and ABC News, Adam has a unique approach to growing wealth and living life. He lives by his own personal philosophy, which is “live, give, and love.” We all want money, but WHY? Your true motivation behind creating wealth must be discovered in order to be successful. Some people spend their entire lives chasing wealth without doing the self-discovery it takes to be wealthy AND happy. Don’t be this person!!! Wealth is about the emotional payoff- not just the money. So, in this episode, Adam Mortimer and Chris Miles dissect the mindsets that might just help you find happiness and wealth at the same exact time so that you don’t have to choose between the two. Check it out! Adam’s Links: Website- https://adamhmortimer.com/ LinkedIn- https://www.linkedin.com/in/adamhmortimer/ “The Miracle Journal”- https://adamhmortimer.com/products/the-miracle-journal “The Secrets of As a Man Thinketh”- https://www.amazon.com/Secrets-As-Man-Thinketh/dp/1462111432 Take Our Passive Income Calculator- https://bit.ly/3KTOyDa

How to Find the Right Coach in ANY Industry

Wed, 19 Jun 2024 11:00:00 +0000

Investing can be super intimidating, especially when you’re investing in a coach!

You don’t want to waste your time or money by choosing the wrong company or coach, but you also don’t want to sit around waiting for money to grow itself. It can be confusing and challenging. That’s why, in today’s episode, Chris Miles is breaking down the “do”s-and-don’t’s” of choosing a coach in ANY industry. Join us to hear about Chris’s experience in financial advising (spoiler alert: it wasn’t what he hoped it would be), what to look for in a coach, and what makes Money Ripples different from its competitors. Our top priority isn’t to make money, it is to get you the results you’re looking for! Don’t miss this educational episode! Speaking of results... Take our passive income calculator: https://bit.ly/4c5xZzM

How to Get Your Message Heard By Millions with Ashley Stahl

Fri, 14 Jun 2024 11:00:00 +0000

Meet Ashley: CEO, speechwriter, author, and viral TEDx speaker. Ashley has placed more than 120 clients on the TEDx stage and has over 69K followers. Today we’re learning about her inspiring journey going from crickets to crowds! Get out a pen and notebook and get ready to learn 🤓 Ashley’s Links: ashley stahl.com/tedx (Mention Chris and get $1000 Off) https://www.instagram.com/ashleystahl/ https://www.linkedin.com/in/ashleystahl/ Take Our Passive Income Calculator: https://bit.ly/3Rnotji

Where Is the Best Place to Invest

Wed, 12 Jun 2024 11:00:00 +0000

Are you struggling to keep up with contradictory discussions about investing? Do you feel like your finances have plateaued? Are you looking for true and lasting investing guidance? If you answered YES to any of those questions, this episode was made for YOU! Join us now, to learn about why we see so much unhelpful content on the internet, learn about different types of investors, and how you can see through all of the confusion and increase your cash flow! Take our passive income calculator: https://bit.ly/4c0AuDB

How Tracy and Nick Were Divinely Guided to Create Passive Income

Fri, 07 Jun 2024 11:00:00 +0000

Meet Tracy and Nick Adolf: raised with a more traditional financial mindset, they decided they didn't want to just work the rest of their lives away.

They started talking to the team at Money Ripples and gained a new view of what it means to be financially free. With home hard work and out-of-the-box actions, Tracy and Nick have been ASTOUNDED with how much their lives have changed. Listen now to learn more about Tracy and Nick's divinely guided journey to a debt-free, wealthy life! Take our passive income calculator here: https://bit.ly/4aL8y5e

Dave Ramsey Advice Is Late AGAIN

Wed, 05 Jun 2024 11:00:00 +0000

Meet Chris Miles, founder of Money Ripples! He’s dedicated to bringing financial freedom and peace of mind to YOU! In this episode, Chris dives into the truth about online financial advisors like Dave Ramsey, Jim Cramer, Susie Orman, and Bear Stearns. It seems like every day new strategies for financing and investing in the stock market are talked about by the media. But are these gurus giving REAL advice, or are they simply entertainers? Listen now! Want to see your passive income potential? Take our calculator: https://bit.ly/3KsdxwY

The Real Estate Strategy That Works Best Right Now with Derek Dombeck

Fri, 31 May 2024 11:00:00 +0000

Meet Derek Dombeck, Founder of GOW Global.

He is a seasoned real estate investor who invests in Wisconsin.

Derek is diving into how the subject-to (SUB-TO) world is nothing new, but it isn’t always done in the right way. People first is how Derek handles his business. Here is his take on how “doing the right thing” will help you be a great real estate investor, sub-toer, or wholesaler.

Listen now!

Derek’s links:
- The Generations Of Wealth Podcast - https://podcasts.apple.com/us/podcast/generations-of-wealth/id1736129601

- Website: https://thegenerationsofwealth.com/ Want to see your passive income potential? Take our calculator: https://bit.ly/4aFEoQP

Is Investing In Stocks Better Than Real Estate?

Wed, 29 May 2024 11:00:00 +0000

What's better? Stocks or Real Estate? Well, that question has about 100 ways you can answer it since both have pros and cons, o today I am going through why I choose one over the other and why you may want to consider doing the same. Listen now. Start making passive income NOW! It's not as hard as you think: https://bit.ly/4bC1gC1

The Guaranteed Strategies to Grow Your Wealth Forever I Guest Justin Prince

Fri, 24 May 2024 11:00:00 +0000

Compound your dollars to build an empire. Justin Prince, a man who has built 4 multimillion-dollar businesses, generated 2 billion+ in revenue and author of, "Be The One," did exactly that to construct his businesses and make them successful. But the path wasn't easy, through trial and error, he found the key to growing your wealth, and today he is going us the strategy guide he used to make a lot of cash. Justin's Links: Wedsite: https://iamjustinprince.com/ Instagram: https://www.instagram.com/iamjustinprince/?hl=en Book: https://academy.iamjustinprince.com/be-the-one-primary Listen now. Passive income is for you. Check out your potential now: https://bit.ly/44Qml9r

The Secret to Building Wealth I Part 3

Wed, 22 May 2024 11:00:00 +0000

Produce more than you consume. This is a principle to follow with money and with life.

We must be wise stewards of our cash if we want to grow our wealth and build an amazing life. This doesn’t mean you have to sacrifice, not take on debt, and save every penny.

Actually, it is quite the opposite. You have to make smart money moves, not keep your money in prison.

In today’s episode, I review part 3 of “The Secret To Building Wealth,” focusing on the key aspects of stewardship and how this principle is key to becoming financially free.

Start taking control of your financial future. This calculator will help you see your Passive Income Potential: https://bit.ly/3WLVWaz

How This Investor Got Mr. Wonderful to Say Yes in 5 Minutes I Guest Shawn Finnegan

Fri, 17 May 2024 11:00:00 +0000

Shawn Finnegan is the perfect definition of a successful and tenacious entrepreneur.

From jobless during the 2008 recession to building a multimillion-dollar first business, he has been through multiple trials to get to where he is today.

Today, Shawn is an investor and partner in many businesses including Taxhive and The X Room.

Listen and learn how he used relationship building to gain success and even win Mr.Wonderful's favor to invest in his businesses. You can start making passive income TODAY! Click here for more: https://bit.ly/3WKzbUp

The Secret to Building Wealth I Part 2

Wed, 15 May 2024 11:00:00 +0000

I am focused on savers today. I am talking about the person who feels guilty paying bills, buying clothes, going on vacation, going to dinner, or doing anything else that spends money. Newsflash, we have money to spend it. Why else would we work to earn money? In today's episode, I am going to go over why we need to break the scarcity mindset and not worry about spending money the right way as a good steward. Listen now! Start taking control of your financial future. This calculator will help you see your Passive Income Potential: https://bit.ly/3UFImmG

How to Break Your Financial Glass Ceiling with Noah St. John

Fri, 10 May 2024 11:00:00 +0000

Highly successful people tend to just have”it”. You know what I mean, when you run into a guy that seems to just be cool, wealthy, and all around a nice person to be around, you have to think that person was born this way. Well, Noah St. John saw this decades ago and set out to make a system for people, admittedly like himself, who didn’t have the “it” factor. And he’s made hundreds of millionaires with the system. Noah, known as "The Father of AFFORMATIONS®" and "The Mental Health Coach to The Stars,” through years of study created the pillars of mindset and motivation that actually turn people into millionaires. Listen to today’s episode to hear from him the ways he learned how to teach the power habits of unconsciously successful people to people “consciously”. Noah’s Links FREE BOOK: 7 Figure Expert: https://7figureexpertbook.com/free-book-secure Website: https://noahstjohn.com/ See your Passive Income Potential now: https://bit.ly/3WzOoHT

The Secret to Building Wealth I Part 1

Wed, 08 May 2024 11:00:00 +0000

Money is the evidence of love, service, and action. Believe this deeply and you will become a great steward of money and amplify your wealth. But, how can you start building this wealth so you can use your money to improve the lives of those around you? Listen to this episode for part one of my wealth building strategies podcast series. Passive income is not only possible, it may be able to happen for you in the near future! Take our Passive Income Calculator now to find out your number:https://bit.ly/4b5svot

What Is BRRR-Key Investing? I Guest Jimmy Vreeland

Fri, 03 May 2024 11:00:00 +0000

From army vet to expert real estate investor. Jimmy Vreeland, Principal at Vreeland Capital and Co-Founder at CashFlow Tactics, has innovated the way W-2 employees break into real estate. The 4 Pillars of Wealth educational model and BRRR-Key strategy are tools Jimmy created to help average people start real estate businesses. Listen to today's episode as Jimmy explains his model for real estate investing and gives you insight on how his students excel as first-time investors. Passive income is in your future. Jimmy's Links: Linkedin: https://www.linkedin.com/in/jimmy-vreeland/ Website - Cashflow Tactic: https://cashflowtactics.com/ Website - Vreeland Capital - https://vreeland-capital.com/ Your crystal ball is here: https://bit.ly/44o1Mko

Can You Really Get Rich Quick?

Wed, 01 May 2024 12:00:00 +0000

The only get-rich-quick method that works is..... Trust me, the answer has nothing to do with cryptocurrency, pyramid schemes, or other people's investments that 10X your money. No, this is the only proven way to make money fast when you have little to no money. Listen and hear the answer. Passive income can be yours! Check out our calculator and see if you're ready:https://bit.ly/3y10pMs

From Homeless Widow to Successful Wholesaler with Bryce McKinley

Fri, 26 Apr 2024 12:00:00 +0000

From the moment I heard Bryce Mckinley's 30-second intro on a Mastermind call we were in together, I knew I had to get him on the show. Bryce's. life story is incredible. From losing his wife and child, spiraling into a deep depression and becoming homeless, to building multimillion-dollar real estate businesses, he is an incredible man living his life by faith. Listen and hear more Bryce's life, experiences, and business as a wholesaler and coach. Connect with Bryce: Linkedin: https://www.linkedin.com/in/brycemckinley/ Website: https://5hourhomebuyers.com/ Facebook: https://www.facebook.com/5HourHomeBuyers Passive income is in your future. See your potential now: https://bit.ly/3JqHugx

From Homeless Widowed to Successful Wholesaler with Bryce McKinley

Fri, 26 Apr 2024 12:00:00 +0000

Spotlight: Jim Pfeifer, Passive Investing from Left Field

Thu, 25 Apr 2024 13:00:00 +0000

I am so excited to share my friend, Jim Pfeifer's, podcast "Passive Investing from Left Field" with you! We align on many economic, investing, and overall mindset topics, and the episode we are sharing covers those topics so well! Here is a little about his podcast: We are building a community of investors who are interested in acquiring real assets that produce real cash flow. Our community is focused on networking and education to help people invest passively and think differently. We will be interviewing syndication sponsors, passive investors and others who will share their passive investing journey as they pursue financial freedom. Listen to more from Jim's podcast: https://www.leftfieldinvestors.com/

Spotlight: Jim Pfeifer, Passive Investing from Left Field

Thu, 25 Apr 2024 13:00:00 +0000

Is Velocity Banking with a HELOC a Scam?

Wed, 24 Apr 2024 12:00:00 +0000

Velocity Banking... is it a scam? When I bring up infinite banking, many people as if it's the same as velocity banking and it is not! Velocity banking is when you use your HELOC to invest in cash-flowing assets. Sounds like a good plan on the surface, right? Wrong, and listen to this podcast to find out why! Do better than a HELOC and start doing infinite banking! See what a policy looks like for you RIGHT NOW: https://bit.ly/3Uvv9xV

How Ricardo Rosales Retired from His Oil Industry Career

Fri, 19 Apr 2024 12:00:00 +0000

From working in the oil industry to real estate investor, Ricardo Rosales has done it all! Wholesaling, flipping, landlording, and coaching others in the real estate business, he is a wealth of knowledge for anyone trying to break into real estate. Listen and learn from a real estate legend! Want to start your passive real estate journey? See your potential here:https://bit.ly/3xHGUbC

Leaving a Lasting Legacy: My special message for you

Wed, 17 Apr 2024 12:00:00 +0000

This podcast is a big part of my legacy. When I started recording a DECADE ago, I had a very specific goal in mind. I wanted to give the world the knowledge I'd learned from my own failures, successes, and life experiences. So today, I am going into my reasons I have done this so long and reviewing my journey. YOU are the reason I am still recording episodes. Thank you for continuing to listen. Passive income is for YOU! Take our calculator and see your passive income potential: https://bit.ly/3PZUMEg

Money for Tomorrow, Freedom Today

Fri, 12 Apr 2024 12:00:00 +0000

Financial freedom is a word that is thrown around VERY loosely these days. You are not financially free if you're saving away day after day to make income to pay your bills. Even if you make a lot of money, if that job or business isn't around, that "financial freedom" you think you have disappears. To debunk this myth and also talk about the right way to create passive income, generational wealth, and overall financial independence, I brought on my friend and former client, Whitney Elkins-Hutten. Whitney has been wildly successful in her passive investing ventures and her skills have been noticed my huge real estate companies such as BiggerPockets. Today, Whitney will be discussing her journey to financial freedom and the ways you can achieve it, as well. Whitney Elkins-Hutten Links Book: https://store.biggerpockets.com/products/money-for-tomorrow Linkedin: https://www.linkedin.com/in/whitneyelkinshutten/ Generational wealth is closer than you think! Take our Passive Income Calculator and see your potential for freedom: https://bit.ly/4cUe0VO

Beware of These 5 Infinite Banking Lies

Wed, 10 Apr 2024 12:00:00 +0000

Infinite banking has grown in popularity over the last decade and with that growth has come new scammers and people teaching how to use it wrong. Sorry, not sorry. for telling the truth here. But, the good news is, you can be educated and look out for the lies if you listen to this podcast. Take notes and have them ready next time you jump on a call to talk about whole life insurance. Want to see how a policy could work for you? Book a call with our insurance specialist today: https://bit.ly/4cNtH0X

Will Mortgage Rates Drop Soon?

Fri, 05 Apr 2024 12:00:00 +0000

Should I wait until I hear more from the feds and more in the news before I buy a house or rental properties? This is a burning question in American's minds and we are getting down to the potential answer today with our guest, Kyle Koller. Kyle is a founding member and partner in the company, U Mortgage. He has seen the ups and downs of rates and how that's affected the buyer pool. Many of the things we are discussing today come down to opportunity cost. Take a listen and see if RIGHT NOW is the time to buy a house. Explore your passive income potential now..... https://bit.ly/3J1y1vX

Why Financial Planning Is Failing You

Wed, 03 Apr 2024 12:00:00 +0000

That million-dollar stock portfolio is your someday money. You are hoping and praying that will be enough to retire by 65 and live a good life. Don't bank on it. In fact, what will a million dollars look like in 40 years anyways? Will it be enough? Stop waiting for some day, and start living life now. Find out how in today's podcast episode. Want to see your passive income potential? Check out our calculator: https://bit.ly/4amgquK

Why Financial Planning Is Failing You?

Wed, 03 Apr 2024 12:00:00 +0000

https://bit.ly/4amgquK

Your Business Needs This To Survive in Any Economy I Guest David Richter

Fri, 29 Mar 2024 12:00:00 +0000

Let's dissect this misconception surrounding real estate investing. It is not "investing" as we talk about it on this podcast. It is a business. Many "real estate investors" are, in reality, embroiled in a financially unstable job rather than nurturing a sustainable business. David Richter, owner and founder of Simple CFO, saw this firsthand in his own REI business. He wasn't tracking his money and it was hurting his profits, even giving him negative cash flow months. So, he decided to change that by creating a system that worked to make his business profitable not just for one quarter, but for years! Join us today as David explains how to stop this money-leaking cycle in your REI business and why simple changes make the biggest impact. Try our Passive Income Calculator right now: https://bit.ly/3VzZ4pm

You're Missing Out On The BEST Investments

Wed, 27 Mar 2024 12:00:00 +0000

I'll be honest with you... Education will only go so far. TAKE ACTION and MAKE CHANGE! Between the media saying that the sky is falling and with financial scams bing uncovered left and right, I get you may be scared to invest right now. That's why you need guidance to make the right investments for you with trusted, proven companies. And trust me, those companies ARE NEVER the flashy ones that blast themselves across social media and show off private jets and big checks. No, the right ones show humble confidence and use their experience and real results to show they are great investments. In today's episode, I will do over how to make good investments right now when everyone else is scared to pull the rigger. START MAKING CHANG NOW! Take our calculator and see what your passive income potential is: https://bit.ly/3ITuHTy

What Are The Best Franchises to Start Right Now with Kim Daly

Fri, 22 Mar 2024 12:00:00 +0000

Want to start a business, but are you lost on where to start? Franchising could be for you! In this model, the basic structure and support for your business is built for you! But choosing the right franchise is CRUCIAL to your success. That's why I invited on to the show for a second, maybe even third, time, long-time friend and respected franchise coach, Kim Daly. Kim delves deep into what makes or breaks a franchise and what opportunities are golden right now in franchising. Listen now and learn how to pick the right, most profitable franchise for you! Passive income is in your future. CLICK HERE to see your number:https://bit.ly/3IN7KRP

How to Fight Scarcity When Leaving Your Job

Wed, 20 Mar 2024 12:00:00 +0000

Job loss sucks. No one wants to hear they've been laid off. But, sometimes a layoff or career shift can be the biggest blessing. Listen to today's episode and find out why! Are you ready to start making passive income? Check out our calculator and see: https://bit.ly/4ak4FEB

Should We Wait for Rates to Drop Before Buying Real Estate?

Fri, 15 Mar 2024 12:00:00 +0000

Are you thinking about investing in real estate right now but are "waiting" until rates drop? To talk about this burning question, I brought on seasoned investors from RP Capital - CEO Ron Philips and COO Heather Marchant - as they discuss whether it's a good idea to wait for rates to drop before buying a turnkey rental property. Learn about the benefits of investing in turnkey rentals and gain valuable insights from experienced investors on the current state of the real estate market. Don't miss out on this informative discussion that will help you make the best investment decisions for your financial future! Contact RP Capital - invest@rpcinvest.com RP Capital Website: https://rpcinvest.com/ Test out our freedom calculator and see if you're ready to start making passive income: https://bit.ly/3vdwNu7

The 4 Most Common Passive Investing Mistakes

Wed, 13 Mar 2024 12:00:00 +0000

I see these 4 mistakes all the time and they can ruin our investing plans... not to mention lose you money and halt your freedom journey. Listen and learn what NOT to do if you want to build your cash flow TODAY and not worry about retirement. Listen now! Invest the RIGHT WAY with cash-flowing passive deals. Click here to see if you are ready for that path: https://bit.ly/3TxBY0j

How Do You Build Your Confidence to Invest with Our Client, Christopher Stevens

Fri, 08 Mar 2024 13:00:00 +0000

Not every client that comes to us is new to the alternative investing world. In fact, quite a few have rentals before they join and are looking for guidance on how to do alternative investing better and be confident with their investments. Chris is one of those clients. Listen as he talks about his experience investing before and after he started working with us and hear why having a community and coach behind his decisions was the key to true financial success. Make your money work better for you, just like Chris did! See your passive income potential by clicking the link: https://bit.ly/3T1iPU2

The Secret Killer of Retirement

Wed, 06 Mar 2024 13:00:00 +0000

The 4% rule is trash. Plain and simple. Your retirement withdraw rule should be closer to 2% or 3% if you want your money rot last. And at that rate, you will be living slim. Listen to today’s podcast to see my point with REAL numbers, data, and simple math. Passive income is in your future... click here: https://bit.ly/433r0DP

How Can You Avoid Getting Ripped Off in Business Fees?

Fri, 01 Mar 2024 13:00:00 +0000

As a business owner, you know that every dollar counts. And, there always seems to be small fees on everything taking away those dollars that you need to grow your business. That’s why I invited my friend, Jed Morley from Platinum Payment Processing on to talk about his service and how they help eliminate costly transactions for your sales. The small costs really add up and Jed will reveal how in today’s episode. Listen now. Jed’s website - https://platpay.com/ Want to increase your cashflow? https://bit.ly/3v1Yi9P

Bad Financial Advice From a Real Estate Investor

Wed, 28 Feb 2024 13:00:00 +0000

I am not one who typically calls out anyone out of the blue, especially someone that I respect and call a friend. But, when someone is giving some not-so-good advice to his many students, I have to say something. In today's podcast, I will be calling out (not by name) a very respected real estate investor whom I have had a couple finance-related conversations with and have disagreed with him on his approach. Listen as I debunk his advice. Want to see how your money can grow passively? Check out our Passive Income Calculator: https://bit.ly/3UROVUL

What to Watch Out For BEFORE Setting Up an Infinite Banking Policy

Fri, 23 Feb 2024 13:00:00 +0000

The whole life insurance world is full of BS. Most agents are just looking out for their commissions, NOT your wealth growth. That's why we knew we had to do things differently with our policies. On today's episode, I have Parker Jardine, Money Ripples' life insurance specialist. He and his family have used life insurance as a way to build generational wealth for years and he is a strong advocate for using your policy for investing. Listen and hear his warning as to why you shouldn't get your life insurance policy with just any agent. Not everyone has your best interest in mind. Want to start transforming your financial future? Get on a call with Parker and let's see if a policy is right for you: https://bit.ly/49lxiRR #lifeinsurance #wholelifeinsurance

Whole Life vs Indexed Universal Life (IUL) - Which Is Better?

Wed, 21 Feb 2024 13:00:00 +0000

IUL or whole life insurance? Which will make you rich? Newsflash, neither alone are going to make you a millionaire, but one is a better tool to accelerate your wealth creation journey. Listen now to hear the pros and cons of both life insurance products. Want to talk about opening a policy for yourself? Book a call with our insurance team: https://bit.ly/3OQ6KQo

Escape The 9-5 Grind: Here's Our Passive Income Success Stories

Fri, 16 Feb 2024 13:00:00 +0000

We've had hundreds of clients go through our one-on-one passive investing program and everyone has slightly different goals and focuses for their investing. Today, I have on our master coach, Craig Feldmeier, who has consulted over a hundred clients of Money Ripples on how to create lasting passive income and wealth. Craig will be telling us about two specific clients with different goals for their passive investing and how they are approaching their strategic game plan. Listen now and hear about their EXTRAORDINARY results! Want to start making passive income like the clients we talked about in this episode? It all starts by taking our Passive Income Calculator and seeing your potential: https://bit.ly/48jlDBJ

My Secret Formula to Investing with Little or No Money

Wed, 14 Feb 2024 13:00:00 +0000

If you have less than $100K to invest passively, you won't be able to make $1K per month in REAL passive income. Period. So, how can you increase your income so you can save enough to invest passively? Create value with a product you are passionate about. Investing can come after that is established and making you money. Listen to today's episode to learn how to make your talents make you a millionaire. Passive income could be in your future 👀 Fill out our Passive Income Calculator and see for yourself: https://bit.ly/48ohVa0

Here's Why Apartment Investing Can Suck

Fri, 09 Feb 2024 13:00:00 +0000

We love investing of all kinds; single-family, multifamily, apartments, and commercial buildings. But, every one of these assets comes with different challenges. Today I have on my Chief Marketing Officer, Danielle Hollembaek, talking about her experience partnering in and managing a multifamily/mixed-use apartment building. She will go into the reasons you want to properly vet your multifamily deals, why the bigger cashflow potential isn't always worth it, and her experience with smaller multifamily versus an apartment building. Listen now! Interested in starting your passive investing journey? Click here and see how much passive cash flow you could make in 2024:https://bit.ly/3SS8Amj

Here's Why Multifamily Investing Can Suck

Fri, 09 Feb 2024 13:00:00 +0000

The New Definition of Wealth in 2024

Wed, 07 Feb 2024 13:00:00 +0000

I remember when one million dollars actually meant that you were rich. Those days are numbered. In fact, unless you are making close to a half million dollars a year, you still really aren't free in most cases. On today's episode, I am digging into what actually makes us financially free and how you can do it in our inflated economy. Listen and learn more! Increasing your cashflow is the way to build wealth and the best way to do it is with passive income. See. how much passive income you could make by taking our calculator: https://bit.ly/4brtuzE Link to survey from show: https://www.consumerfinance.gov/data-research/financial-well-being-survey-data/

Is Multifamily Investing Making a Comeback with Corey Peterson

Fri, 02 Feb 2024 13:00:00 +0000

Large multifamily investments are one of the most profitable and wealth-creating opportunities in real estate BUT are also one of the hardest assets to manage and perform well. The Big Kahuna, Corey Peterson, has expertly executed dozens of multifamily syndications with his company Kahuna Investments. Today he is telling us how to truly become a successful syndicator that cashflows eery project and keeps your investors more than happy. Listen now! Corey's Links: Website: https://kahunainvestments.com/ Podcast: https://kahunawealthbuilders.com/podcasts/ Want to start building your passive investments and reach the freedom you crave? Take this calculator and see what your passive income potential truly is: https://bit.ly/3HMRaRm

Don't Put All Your Money Into Infinite Banking

Wed, 31 Jan 2024 13:00:00 +0000

Don't Put All Your Money Into Infinite Banking // Money Ripples It happened again.... I get SO MAD every time I see insurance agents screwing people over with policies. In today's episode, I am doing an apples-to-apples comparison of my friend's whole life insurance policy he was going to get with another agent compared to my policy for him. Spoiler, our policy is better. It's time to have a conversation with us. Book a call now: https://calendly.com/parkermoney/infinite-banking-consultation-podcast

Turnkey Rentals: Make Returns in 5 Places at Once with Zach Lemaster

Fri, 26 Jan 2024 13:00:00 +0000

Make Returns in 5 PLACES at ONCE with Turnkey Rentals with Zach Lemaster Turnkey rentals are great if you want to make consistent cash flow, but are there other benefits? Zach Lemaster is a retired optometrist who caught the investing bug when he house hacked his first home. He saw the potential, beyond just cash flow from rent monthly, that owning real estate brings. That's when he founded Rent to Retirement, a company that help regular people learn how to invest in rentals the right way to grow their wealth. He is on today going over the 5 places rentals can save and make you more cash than other alternative investments. Listen and learn! Zach's links: Website https://www.renttoretirement.com/ Youtube: https://www.youtube.com/c/RentToRetirement/featured Instagram: https://www.instagram.com/renttoretirementinvest/ Interested in seeing your passive income potential? Check out our calculator: https://bit.ly/48K4GBb

What I Learned From My WORST Real Estate Deal

Wed, 24 Jan 2024 13:00:00 +0000

I had a terrible turnkey rental experience the last 3 years. The property manager let his son live in the home, he never paid rent, the manager charged me for many expenses I shouldn't have paid, and I let this linger for a really long time. Too long. And that's on me. Listen to today's episode and hear my experience and what I learned from this recent and unfortunate experience. Spoiler, it's not all bad! Want to see your passive income potential? Check out our calculator and see how much cashflow you could start making: https://bit.ly/47OmBFN

How to Win the Marketing Game in 2024

Fri, 19 Jan 2024 13:00:00 +0000

Marketing has become a wasteland with AI, ads, short-form content, influencers, faceless channels, and all the other buzzwords you hear all the time with marketing. Jim Chester is a marketing genius who helps chiropractors skyrocket their businesses through excellent marketing. But his tactics work for any industry! He is very focused on having freedom with your marketing and showing who you really are. You have to show your personality, build a community, and connect to your audience. Listen to today's episode to see how you can bring more personality into your marketing and FINALLY make sales to customers you want. Follow Jim: Instagram: https://www.instagram.com/jimchesterchiro/?hl=en Facebook: https://www.facebook.com/chiropracticmarketingspecialist/ Podcast: https://www.chirohustle.com/ Want to see your passive income potential? CLICK HERE: https://bit.ly/3S6QGdS

The Real Estate Opportunity the Media Hasn't Figured Out Yet

Wed, 17 Jan 2024 13:00:00 +0000

The Real Estate Opportunity the Media Hasn't Figured Out Yet Wondering if you should invest right now or just stash your cash? The media is scaring us and saying real estate is a terrible investment right now. You know what I always say? Go against the masses and if the media is saying it, DO THE OPPOSITE! Today, I will show you historical data showing decades of real estate trends that will help us predict the market for 2024 and beyond. Want to take advantage of this prime time for real estate investing? START HERE with our passive income calculator: https://bit.ly/48ASSRI

Could You Make 4% a Month Investing In the Stock Market with Mark Yegge

Fri, 12 Jan 2024 13:00:00 +0000

The stock market is for gamblers, right? That is what I always preach not this show. But what if there was a way to make yourself the “house” for the gamblers? Mark has a whole system that shows you the way through covered calls. Mark Yegge: Wealth Architect, Hedge Fund Manager, & Author" Mark has authored books and courses including Hacking Money, The Cash Flow Machine, Negotiate To Win-Win, and The Secrets of Business -Mark manages several investment funds -Wealth Architect for 7- and 8-figure investors -Provides wealth education through his learning ecosystem at DestinyCreation.com and cashflowmachine.io -Host of the Wealth Architect Podcast - WealthArchitectPodcast.com. Listen as he explains how you can make cash flow now from the stock market! Follow Mark! Youtube - https://www.youtube.com/channel/UCcVBtTpUIWP89CyFb3bTNMg Want to see your passive income potential? CLICK HERE -https://bit.ly/3TYwf5h

Five Guaranteed Ways to Get Results from Coaching

Wed, 10 Jan 2024 13:00:00 +0000

Many years ago now, I created this acronym for success that I call SPEAR. I know it may sound cheesy, but this process has driven me to create passive income for myself and helped my clients do the same. Heck, it's helped me build a 7-figure business! Listen to the episode and see what the 5 pillars to lasting success are and hear how you can implement them in your own life. Ready to start working on your passive income? Take our calculator and see what you can make happen in the next 12 months: https://bit.ly/3Hj3gBv

How Did David Lecko Turn $4k Into $75k

Fri, 05 Jan 2024 13:00:00 +0000

It is possible... you could increase your income to $75K a month if you follow the strategy David crafted. Who is David? David Lecko is the Founder and CEO of Deal Machine, an amazing software that helps real estate investors get connected with off-market deals. But today, he isn't been talking about that software, he's delving into this past and how he came to his current REI success. From his first time looking for deals to how he finally found the formula that worked for him to make his current life, he is telling us his story. Take a listen! David Lecko Links: https://www.linkedin.com/in/davidlecko/ https://www.instagram.com/dlecko/ https://www.dealmachine.com/ You want to start off your 2024 by building passive income. START HERE: https://bit.ly/3RTXOKC

How Did David Lecko Turn $4000 Into $75000

Fri, 05 Jan 2024 13:00:00 +0000

2023 Recap I Top 5 Podcast Episodes You Should Hear

Wed, 03 Jan 2024 13:00:00 +0000

2023 was one heck of a wild ride. Thanks for taking the trip with me! I love doing an "end of year" recap video to see what episodes you liked the most! Here is the list and links to the episodes I mentioned: 5. https://youtu.be/Z3XIMlQE4ok 4. https://youtu.be/lqU-SZAPVE0 3. https://youtu.be/BQjIu7BlhfU 2. https://youtu.be/JzmA7i4rElI?si=TpxA4G5TYbFwZqWN 1. https://youtu.be/nw84jpyboaU?si=ul1jjxzHMsGaS42D Take a listen to them all. It's 2024. Time to start doing things differently and getting your money working for you. Click here to start: https://bit.ly/3tH2LhF

How To Increase Your Passive Income by Another $3k Per Month With Bob Smith

Fri, 29 Dec 2023 13:00:00 +0000

It doesn't matter what you've done in the past for your retirement, if you see that the path is broken, you must fix it. Bob saw that and now is making $3K a month in completely passive income! Bob is the co-owner of Michelle's products on Amazon and Walmart.com. At the same time, he's also been in the Louisiana and Texas Army National Guard. He is a hard worker who thinks differently and tries new things. For years, he tried the "Dave Ramsey" methods of saving everything and putting your retirement in stocks, but he saw that he was not growing his money or living the life he expected from his discipline. That's when he discovered alternatives and started privately lending money. That one change led him to us and he started seeing exponential returns! Listen as Bob tells his story and talks about what changed in him to try this type of investing and get HUGE results. Listen now! Want to be like Bob and create financial freedom for you and your loved ones? Start here with our passive income calculator: https://bit.ly/48tCm5A

How To Increase Your Passive Income by Another $3000 Per Month With Bob Smith

Fri, 29 Dec 2023 13:00:00 +0000

My Message of Hope with a Reality Check

Wed, 27 Dec 2023 13:00:00 +0000

Are you going to keep thinking with the masses and getting NO RESULTS or are you going to try something new? It drives me NUTS to see people continuing to contribute their life's savings into 401ks even though they see that 99% of people who retire with a 401k don't have enough to live on long term. Oh, and those are 401k MILLIONAIRES that don't have enough... What does that mean for you? Is there no hope? Thankfully, today I am talking about a better way to retire and stop worrying about cash. Listen and learn, Start thinking differently. See your passive income potential now with our calculator: https://bit.ly/41E2fNY

What Really Defines Passive Income with Pace Morby

Fri, 22 Dec 2023 13:00:00 +0000

If you've been on social media in the real estate space, I bet you've come across a guy named, "Pace Morby," right? Pace Morby is the cohost of A&E TV series, Triple Digit Flip, and runs one of the largest real estate investing communities, SubTo. He has a HUGE social media following and is an expert in creative financing for active real estate deals. BUT, I wanted to know his thoughts on PASSIVE real estate investing and if he believes it is possible. Listen to today's episode to hear his insights on what investments are passive, how you can invest in these, and what he thinks are good ways to become a passive investor. Oh, and...in a turn of events, listen to him flip the questions on me! Pace Links: https://www.youtube.com/@PaceMorby Want to create passive income for yourself to unlock true freedom? START HERE: https://bit.ly/3NBwcIC

4 Proven Mindset Hacks to Improve Your Finances

Wed, 20 Dec 2023 16:00:00 +0000

Are people with more money saved for retirement happier? Are they happy simply because they have money or is there something else involved? Optimism is the key to life success. No, really, I fully believe this. The happier someone is, the more you pay attention to detail and actually care about savings, having a good life, and building something great. Today I am going over 4 mindset principles that will set you up for financial success. Listen to learn more! Want to see how much passive income you could make in the next year. CLICK HERE: https://bit.ly/41xRkFl

The Real Estate Strategy That Can Work in ANY Market with Chris Prefontaine

Fri, 15 Dec 2023 17:00:00 +0000

Today I brought back my friend and guest, Chris Prefontaine. Chris is the founder of Smart Real Estate Coach, as well as, the Wicked Smart Companies, and he hosts the Smart Real Estate Coach podcast. Plus, he has 4 bestselling books about real estate investing. This guy is legit in the active REI world, plus, he has a servant's heart. He wants to help people with the work he does. He is diving into the best REI strategy that will work in any market, no matter the economy or bank interest rates. He also is going into, from his own experience, how going with the real estate investing companies on your home sale can actually get you better returns in certain situations as the seller if you choose the right person to sell to. Listen now to learn more! Follow Chris Prefontaine: Website - https://smartrealestatecoach.com/ Linkedin- https://www.linkedin.com/in/chrisprefontaine Interested in passive investing? See how much potential you have to make cashflow in the next 12 months! - https://bit.ly/3TpiIDu

Here's Why Dave Ramsey's Co-Host Disagrees On The 4% Rule

Wed, 13 Dec 2023 15:00:00 +0000

Dave Ramsey's co-host, George Kamel, suffered backlash recently for going against the standard "4% rule" that Dave and many others teach about retirement and how much you can take out a year to live. George said what I commonly teach which is more like a 3% rule if you want to make retirement last. Listen and hear my thoughts on Dave's response to the challenge and learn how you can properly prepare for retirement - no 4% rule required! What's your Passive Income Potential? - https://bit.ly/3uOWDUD

Is the Real Estate Market About to Crash With Lee Arnold

Fri, 08 Dec 2023 19:00:00 +0000

As we head into the new year, we are hearing so much noise in the media about what's going to happen with the housing market. It is overwhelming! That's why I invited real estate master, Lee Arnold, on to my show. Lee is a genius in the real estate and lending space. He's not only just a CEO of multiple multimillion-dollar companies. The guy is a bestselling author and international speaker. With 30+ years of real estate experience, I wanted him to share his predictions and insights. Listen now! Guest Bio: Lee Arnold is a real estate investor, developer, trainer, international speaker, and best-selling author, who has spent years perfecting the real estate investing and private money lending process. As CEO of several multi-million-dollar enterprises and the chairman of several private equity funds, Lee has facilitated billions of dollars in real estate transactions across the country as a buyer, a lender, and a consultant. His current success is the result of rebuilding after he lost everything in the real estate market crash of 2008. Prompted by that experience, he and his wife founded He’s The Solution Ministries, a global nonprofit that helps entrepreneurs live out the truth that God is the CEO of all — and to host the annual Be Bold For Jesus conference. The conference provides discipleship training to Christians from all around the world to Be Bold For Jesus. Sub2Funding link: https://bit.ly/3NgIm9E Want to make passive income? Click here to see what is possible for you: https://bit.ly/46NcJvi

3 Simple Ways to Overcome Scarcity

Wed, 06 Dec 2023 13:00:00 +0000

Lately, people who thought they were okay have found they are dipping into savings... and that is okay. Do not shame yourself if you are in this position, that will only lead you to making more decisions that could hurt your pocketbook even more. Scarcity is a huge danger to your bank account and financial success. In today's episode, I am going to give you my top 3 tips to overcome doubt, insecurity, and scarcity in your life so you can be free. Are you ready? Listen now. Want to see your passive income potential? Take this calculator and see how much passive income you can make in the next 12 months: https://bit.ly/3GxBml7

Buy Back Your Time With Dan Martell

Fri, 01 Dec 2023 13:00:00 +0000

Buying back your time sounds awesome... but HOW!?!? I have Dan Martell, a Saas expert and successful entrepreneur on discussing how to develop a plan to get more time back in your day. He understands the mind of an entrepreneur and how business owners tend to hold themselves back by working too much. Listen as Dan explains ways to make the most out of your day and work less in your business so you can start enjoying life! Dan's website: https://www.danmartell.com/ Our passive income calculator: https://bit.ly/47X60zT

The Best Cost Less

Wed, 29 Nov 2023 17:00:00 +0000

I used to be an inflamed, out-of-shape, and unhappy penny pincher. Yes, me. The guy who now runs marathons for fun, eats organic every day, and speaks to you about living life abundantly. I had to train myself to see that quality costs money, BUT lasts a lot longer. I did this in my personal, professional, and financial life. LIsten to today's episode to see why I care so much about living a life of happiness and how choosing the best is the only way to get there. Check out the passive income calculator now and start living a life of abundance - https://bit.ly/3GmJPaI

Are We Headed Into a Deeper Recession with Ted Oakley I 768

Fri, 24 Nov 2023 16:30:00 +0000

We keep hearing that we've been through the worst already with the recession, but is that true? If you've listened to past episodes, you know the news and government reporting for the economy is always behind and we have to take what we hear with a grain of salt. With this in mind, I invited financial expert, Ted Oakley, on the podcast to talk about his thoughts on interest rates rising, unemployment, the state of the economy, and where he thinks we are headed as a country. This episode is a must-listen, Ted's insights are unlike any you've heard in the mainstream media recently. Listen now! Have a question for me? Click here: https://bit.ly/3MUl8WP Ted's website - https://oxbowadvisors.com/j-ted-oakley-cfa-cfp-managing-partner/

Are We Headed Into a Deeper Recession withTed Oakley I 768

Fri, 24 Nov 2023 16:30:00 +0000

One Strategy to Reduce Taxes on Your Old 401k or IRA

Wed, 22 Nov 2023 13:00:00 +0000

The new year is coming and I am revealing one strategy that could potentially save you $100K! What is it and how can you get it started NOW so you can save on taxes and fees? Listen and learn more! Want to learn more? - https://bit.ly/47oapMw. Want to see your passive income potential? - https://bit.ly/3Gbohh9.

From Homeless After Leaving China to 7 Figures Flipping Land with Ray Zhang

Fri, 17 Nov 2023 13:00:00 +0000

Want to talk to us about your cash flow situation? Take our Passive Income Calculator and let's chat: https://bit.ly/47i4MPJ Imagine leaving your home country to come to America only to be homeless. That is a challenge most of us will never face, but my guess today Ray Zhang was in this position. He did all he could to work his way into having a home and steady income - From flipping furniture to flipping land, his journey is one for the books! Listen to today's podcast episode and hear his story into the land flipping business, how he is impacting the lives of others by teaching them his methods, and how he focused on mindset to build his 7-figure business. Follow Ray: Website: https://landflipinc.com/ Instagram: https://www.instagram.com/virtualflipland/ My links: Website: http://moneyripples.com/ Podcast: https://www.blogtalkradio.com/moneyripples Twitter: https://www.twitter.com/moneyripples Facebook: https://www.facebook.com/moneyripples Linkedin: https://www.linkedin.com/company/money-ripples/?viewAsMember=true Instagram: https://www.instagram.com/moneyripples/ #landflipping

What Is The Riskiest Thing You Could Do Right Now? I 765

Wed, 15 Nov 2023 12:00:00 +0000

The economy is making us get tighter and tighter with our cash. And it's not just the average American, it is the government, too. Contrary to popular belief, the government doesn't just print money, they have to justify and cover the printing of cash.... and it greatly affects us all . The stock market is tanking, and we have increased uncertainty with inflation and lay-offs, BUT there may be a light at the end of the tunnel if you act now and take the right steps to invest differently and invest right! Listen to hear Chris' thoughts on how to be less risky right now and dominate the downturn. Want to see your passive income potential? Click here: https://bit.ly/47mDRlE Have questions? Contact us here: https://bit.ly/3udd6ln P.s - this is the episode I brought up in this video: https://youtu.be/I-5Tl6r_Cc4

How Can You Secure Bank Funding At Low Rates With Merrill Chandler | 764

Fri, 10 Nov 2023 14:00:00 +0000

With interest rates rising, does it even make sense to have debt anymore? Could you get funding from banks at low rates to grow your business when others are shrinking? Merrill Chandler, CEO of Get Fundable, shares what banks REALLY look for when lending money, and it's not just a good credit score. Find out how you get money for less right now!

Five Principles To Finding The Best Recession Resistant Investments | 763

Wed, 08 Nov 2023 14:00:00 +0000

Are you feeling hesitant investing in anything right now? How will interest rates, slower real estate sales, etc. affect the real estate market? Which investments are the best right now? Chris Miles shares the 5 principles to finding the best investment in today's market and where he is currently looking. Tune in to discover what they are!

The One Aspect Of Wealth Many Millionaires Miss | 762

Fri, 03 Nov 2023 13:00:00 +0000

What is one thing millionaires desire, but rarely find? What is one form of wealth that isn't attained with financial freedom? Our guest, Brad Chandler, shares his journey from successful investor to acquiring even greater wealth than his real estate could provide. Tune in to find out what he did!

Friend Or Foe? The Truth About Mutual Funds And Financial Advisors | 761

Wed, 01 Nov 2023 13:00:00 +0000

If you've listened to this show long enough, you know that I often critique what's being taught by financial advisors, and experts, like Dave Ramsey. But are they the true enemy here? Who teaches THEM these financial myths? Chris Miles dives into his true feelings about advisors and why he's doing this podcast instead of sitting on a yacht.

The 4 Pillars Every Investor Or Business Owner Needs With Tommy Thornburgh | 760

Fri, 27 Oct 2023 13:00:00 +0000

For more info about Prime Corporate Services, visit https://bit.ly/45Kblcl. Most investors and business owners focus on one thing - MONEY! But what essential foundation do you need in place so you don't lose everything? Tommy Thornburgh, President of Prime Corporate Services, joins us today to share the 4 foundational pieces you need in place to ensure you keep the money you work so hard for. Here's what you need to know and do!

Why Is Net Worth is WorthLESS | 759

Wed, 25 Oct 2023 13:00:00 +0000

Many tell you that net worth is your ultimate financial goal. But is it really? Is there a better measurement of financial success? Chris Miles digs into the myth of net worth and which metric will give you both net worth AND financial freedom faster. Here's how to do it! https://moneyripples.com/cashflow-calculator

How This 30-Year Old Got On His Path To Financial Freedom | 758

Fri, 20 Oct 2023 13:00:00 +0000

Is it possible to have enough passive income to help you be "work optional" in your 30s? What does it take to achieve this? Today's guest is Collin Montenegro, a podcast listener turned VIP client with Money Ripples, who shares his best tips and lessons that he's learned from as he has gained experience investing in alternative investments, like real estate. Here is his advice for YOU!

Brace Yourself - An Economic Winter Is Coming | 757

Wed, 18 Oct 2023 13:00:00 +0000

Many have been saying we will have a "safe landing" in our economy. But is there a bigger storm on the horizon that could cause our economy to crash and burn? Chris Miles shares three key things you can do to prepare for the INEVITABLE economic recession or depression ahead. Tune in to find out what you need to act on NOW!

The ONE Thing That Will Protect Every Real Estate Investor Right Now | 756

Fri, 13 Oct 2023 13:00:00 +0000

It’s no secret that real estate investing has become more difficult in the last year. How can you protect yourself to ensure your real estate business survives the storms in the market? We’re joined by our special guest, Leon Barnes, with The Collective Genius mastermind group. Leon shares how some of the nation’s top investors have been able to pivot and protect their businesses in this climate. Tune in to find out how!

Does Dave Ramsey Follow His Own Advice | 755

Wed, 11 Oct 2023 13:00:00 +0000

Dave Ramsey has very strong opinions around debt, mutual funds, and financial literacy. But does he follow the same advice he gives his followers? What does he do that is contradictory to the advice he offers? Chris Miles shares what has truly worked for Dave Ramsey's financial freedom that he WON'T teach you to do.

How Did Investor BJ Gremillion Survive The Market Stall Of 2022 | 754

Fri, 06 Oct 2023 13:00:00 +0000

Many real estate investors went belly up during the real estate stall of 2022. But others came out stronger and wiser. For real estate investor, BJ Gremillion, he was no exception. From having to lay off more than 80% of his team, to pivoting his business for future growth, BJ learned a lot of lessons that we can use ourselves. Here's what he did!

Why Do Banks Own More Life Insurance Than Real Estate | 753

Wed, 04 Oct 2023 13:00:00 +0000

Why do some of the largest banks own more than DOUBLE the value of life insurance cash value than real estate assets? What is it that banks see that others, including Dave Ramsey, don't? In this episode, Chris Miles shares why banks store a large percentage of their assets in permanent cash value life insurance. Tune in to find out their secret! Book Recommendation: "Pirates of Manhattan" by Barry James Dyke

The BIG Mistake Real Estate Investors Are Making Right Now | 752

Fri, 29 Sep 2023 13:00:00 +0000

In the current real estate market, what's the big mistake most investors are making right now? Where could there be opportunities instead? Today's guest is Nathan Brooks with Bridge Real Estate. Nathan had to pivot quickly in 2022 into his current model, which has allowed him to flourish and grow while others have gone out of business. Listen in to learn how he managed to pull it off!

Are You Discouraged By Your Financial Situation Right Now? | 751

Wed, 27 Sep 2023 13:00:00 +0000

For the last few weeks, we've talked about how Americans are unprepared for any kind of retirement in this lifetime. But is it really your fault? Is it easier to just put it out of your mind and not think about it? Most importantly...Is there HOPE? Chris Miles will share how his recent auto accident reminded him of the importance of hope and optimism in your situation. Tune in now!

The Short Term Rental Strategy That's Working Right Now With Tresa Todd | 750

Fri, 22 Sep 2023 13:00:00 +0000

You've probably heard that short term rentals are a great way to make money. But with the changing real estate market, is it still a good investment? Our guest, Tresa Todd, founder of the Women's Real Estate Investing Network, joins us to discuss what's been working for her in this current market, as well as her perspective on women increasingly dominating in the real estate space. Here's what she had to say....

How Much Do You Need To Save For Retirement | 749

Wed, 20 Sep 2023 13:00:00 +0000

How much do you REALLY need to save if you want to retire? Why are so many scared to find out? Is there an easier way to do it? Anti-Financial Advisor - Chris Miles will share exactly WHY many have no idea what it takes and why so many aren't making it. He'll also share how some of his clients have done it MUCH faster with less money.

How To Find Wealth And Success In Your Industry With Tom Krol | 748

Fri, 15 Sep 2023 13:00:00 +0000

What does it take to be the best in your business or industry? What are the myths that keep you from attaining that? How would it be if your business sold itself from the results you get your clients? That's exactly what the owner of Coaching Inc., Tom Krol, who's worked with thousands of clients, shares with us today. Find out his secrets here!

One Stock Strategy That I Actually Like | 747

Wed, 13 Sep 2023 13:00:00 +0000

It's no secret that we're not big fans of the stock market. But is there a stock investment through your employer that can actually work with the strategies we teach? What are the risks? Anti-Financial Advisor, Chris Miles, shares one stock strategy that some of his clients take advantage of to boost the amount of money they eventually use to buy real estate. And there's even a bonus tip for using a 401k too! Tune in to find out what our clients are doing! No stock or investment recommendations are given and you are encouraged to speak with a financial professional.

How This Military Veteran Invested In Over 1000 Doors With Charlie Hardage | 746

Fri, 08 Sep 2023 13:00:00 +0000

Is it really possible to earn rent from 1000 units, especially if you have a job with limited income? That's exactly what military veteran Charlie Hardage did in just a few years! Find out how he did it!

What You Need To Do If Changing Jobs Or Getting Laid Off | 745

Wed, 06 Sep 2023 13:00:00 +0000

Have you recently been laid off from your job? Maybe you are changing jobs for a better position or pay? Did you know this could be the BEST time to get your money working for you? Chris Miles shares how you can put your 401k or 403b to better use in case you get laid off or change companies. Tune in to find out how to take advantage of this unique opportunity!

What Results Are Our Clients Getting With Guest Craig Feldmeier | 744

Fri, 01 Sep 2023 13:00:00 +0000

What are our clients experiencing right now with the current economic climate? How are they investing differently? And what is REALLY driving them to create freedom right now? Tune into this episode. Chris Miles invites Money Ripples coach, Craig Feldmeier, to share personal and client stories, and what they seem to have in common.

Has Your Generation Saved Enough For Retirement | 743

Wed, 30 Aug 2023 13:00:00 +0000

Are you a Baby Boomer, Gen X, or Millennial? What has been the average retirement savings in each generation? How do you know it's enough? Tune in as Chris Miles shares the REAL statistics that may shock you, and what you can do to NOT become a discouraging statistic.

No Money Down Real Estate With Robert Allen | 742

Fri, 25 Aug 2023 13:00:00 +0000

Is it REALLY possible to buy real estate with no money down? How was bestselling author, Robert G. Allen, able to make that happen? With his nearly 50 years of real estate experience, Chris Miles finds out from Robert to find out what he sees as the best real estate opportunities in the current market. Listen in to find out what he said!

How Do You Earn Double Returns With Infinite Banking | 741

Wed, 23 Aug 2023 13:00:00 +0000

You've probably heard it said that you can get your investment money to pay you twice when you use your Max ROI Infinite Banking policy. But what does that actually look like? Does it really work that way? Or is it all a lie? Our host, Chris Miles, will show you how that works in real life and how you can actually make your money work harder than merely using a savings account to invest. Tune in to see how!

Create Generational Wealth Using Passive Investments With Drew Breneman | 740

Fri, 18 Aug 2023 13:00:00 +0000

We often talk about creating financial freedom for ourselves. How to have our wealth grow beyond our time on this planet? How can we establish a foundation for our children and grandchildren to have a better life than we had? My guest, Drew Breneman, will share how you can have perpetual wealth to last for generations. Here's how to do it!

Watch Out...Something Is Coming | 739

Wed, 16 Aug 2023 13:00:00 +0000

Have you felt like something isn't right in the economy, stock market, and even the real estate market? Did we really avoid a recession? Or is there something bigger coming? In this episode, Chris Miles will share what we should be watching out for right now, and how you can take action. Tune in to discover what that is! Get ready to take action and safeguard your financial future. Tune in now!

How Can A Community Improve Your Chances Of Success With Jim Pfeifer | 738

Fri, 11 Aug 2023 13:00:00 +0000

Most want to search for the "How-to" of investing. But is there another element that significantly increases your odds of success in investing? Our guest, and partner in Left Field Investors, Jim Pfeifer, will share how having a community of investors around you actually increases your odds of success exponentially. Tune in to learn how you can do it, too!

Which Freedom Is Most Often Overlooked | 737

Wed, 09 Aug 2023 13:00:00 +0000

Many think financial freedom will solve their problems and ultimately give them what they want. But is that really true? Which freedom is MORE valuable than financial freedom? Chris Miles shares the secret here. Tune in to find out more!

How To Rise Up In Business When Others Are Failing With Gary Harper | 736

Fri, 04 Aug 2023 13:00:00 +0000

With greater uncertainty in the business world, is there a way to rise up and set yourself apart from the rest? Is NOW the right time to grow bigger than ever before? Our guest, Gary Harper, shares how he's helped businesses, including Money Ripples, expand and prosper when others are shrinking their workforce and profits. Tune in to find out how Gary is helping others expand!

Choose Your Own Financial Adventure | 735

Wed, 02 Aug 2023 13:00:00 +0000

Do you remember those "Choose Your Adventure" books as kids? Do you remember hitting those dead ends, and then taking a different path? How can you take a different financial path to avoid certain financial doom coming to the majority of Americans? Chris Miles will share how to take another path that can lead to a happy ending.

From 8 Figures To 8 Dollars Per Hour With Marques Odgen | 734

Fri, 28 Jul 2023 13:00:00 +0000

How do you return from making eight figures in the NFL and as a business owner to cleaning the trash at $8 per hour? That's exactly the personal life story our guest and former NFL player, Marques Ogden, shares with us today. Tune in to find out what he has done to come back from this low point in his life!

How To Create A Life Others Dream About | 733

Wed, 26 Jul 2023 13:00:00 +0000

Could you really live the life of your dreams? Even a life that others can't imagine or believe is impossible? How do you achieve something that unbelievable? Our host, Chris Miles, shares how you can actually have true freedom and have everything you dream. But it requires doing something others don't know. Find out what that is!

Can Investing In Build-To-Rent Neighborhoods Be Good In This Market

Fri, 21 Jul 2023 13:00:00 +0000

Have you been hearing that real estate is going to come to a screeching halt? Have you also heard that new construction companies are booming right now? How can you invest in that? Our guests and owners of ROI Property Group, Rob & Nicole Fuller, join us to share how they have huge opportunities for investing in this underserved space in the real estate market. Tune in to find out how they're doing it!

Unbank Yourself | 731

Wed, 19 Jul 2023 13:00:00 +0000

Does it seem strange to you that after some of the biggest banks failed in history, it's suddenly over? Where can you save money where it's safer than a bank, pays better, and avoids taxes? In this episode, Chris Miles shares where he stores the bulk of his savings, and the best way for you to create your own.

Achieve ANYTHING You Want In Record Time With John Assaraf | 730

Fri, 14 Jul 2023 13:00:00 +0000

How much better would your life be if you could achieve everything you wanted faster than ever before? What is usually keeping the majority of people from having the life of their dreams? Our special guest and best-selling author, John Assaraf, has spent years studying and applying success principles that have helped millions worldwide. Find out why John regrets doing the movie "The Secret" and what REALLY needs to change for you to achieve new highs. You can access John's free gift for you here - https://www.myneurogym.com/moneyripples

Is The Recession Really Over? | 729

Wed, 12 Jul 2023 13:00:00 +0000

Everything in the news and the stock market points to an economic recovery as if a recession was just a myth. But is the recession over? Has this happened before in history? What should you be doing about it? Join Chris Miles as he exposes the truth of the markets right now and how it compares to the Year 2000.

Is Real Estate Doomed In the Near Future With Guest Tim Herriage | 728

Fri, 07 Jul 2023 13:00:00 +0000

With all of the news about real estate, is this the wrong time to invest? Should we wait until the smoke clears? Real estate investor and entrepreneur, Tim Herriage, joins us on our show to discuss what he's seeing real time. Tune in to find out what's REALLY going on in the market!

How Much Do You Need To Save To Retire Comfortably | 727

Wed, 05 Jul 2023 13:00:00 +0000

Many financial experts say you should save up to 20% of your income. But is that enough? Right now, EVERY generation, from Baby Boomers to Zoomers, are behind on their savings goals. Why? In this episode, Chris Miles shares why everyone is behind on their savings goals and what you can do about it.

How To Rise Up In Business When Others Are Failing With Gary Harper | 736

Tue, 04 Jul 2023 13:00:00 +0000

How To Leverage $500K At 0% Interest With Brandon Elliott | 726

Mon, 03 Jul 2023 13:00:00 +0000

Is it possible to borrow $500,000 and pay NO interest? How can you make that work in your favor to build your business or wealth faster? That's what our guest, Brandon Elliott, shares with us today. Tune in to find out how this is made possible.

New Study Reveals The Best Investment Mix | 725

Thu, 29 Jun 2023 13:00:00 +0000

What is the ideal investment mix to provide retirement income AND leave money behind? Is it better to invest all of your cash? Should you buy term insurance and invest the difference? Or is there some other method PROVEN to be better? In this episode, Chris Miles shares what an independent study discovered with over 1000 simulated market scenarios, and which one came out on top. The answer might surprise you! Check this out: How Life Insurers Can Provide Differentiated Retirement Benefits

How This 24-Year-Old Track Star Made Millions In Real Estate with Max Vollmer

Fri, 23 Jun 2023 13:00:00 +0000

Have you ever wondered what it would take to make millions in your early 20s? That's exactly what Max Vollmer did investing in real estate while in college! Listen in to find out how he did it and why he prefers buying real estate in the US.

How Can I Know If An Investment Is Safe? | 723

Wed, 21 Jun 2023 13:00:00 +0000

When it comes to investments, one burning question remains: How can you ensure the safety of your hard-earned money? Brace yourself for an eye-opening journey in this episode as Chris Miles, a seasoned investment expert, shares his invaluable insights on risk assessment. He shares the essential questions he poses to determine the safety of investments, empowering you to make informed decisions and protect your financial well-being. With decades of experience, Chris Miles unveils strategies to minimize risks and maximize returns. Don't let uncertainty dictate your financial future—tune in now and unlock the keys to secure investments that stand the test of time. Get ready to embark on a transformative episode that will shape your investment philosophy and set you on the path to financial freedom.

How Can You Invest Like the Bank with Wendy Sweet | 722

Fri, 16 Jun 2023 13:00:00 +0000

Can you invest like the bank by becoming the lender instead of always the borrower? What investment strategies can we learn from banks to apply to our situations? My special guest with Carolina Capital, Wendy Sweet, will share how YOU can become the lender and take advantage of higher interest rates.

This Most Popular Investment Has Become Risky | 721

Wed, 14 Jun 2023 13:00:00 +0000

Could you be investing in this risky, yet publicly recommended, investment? Many people will choose this investment because it's supposed to be diversified and safer. However, more and more, recent data is showing that's false. Find out if YOU are at risk too.

Save Big Time On Your Business Merchant Fees With Cheryl Mckenna | 720

Fri, 09 Jun 2023 13:00:00 +0000

Do you own a business that processes credit cards? Could you be overpaying for no good reason? How many thousands of dollars could you be losing right now? Join in the conversation with our merchant advocate, Cheryl McKenna, and she shares ways to ensure you STOP overpaying on merchant fees right now.

Calculate Your Potential Passive Income Using This Simple Method | 719

Wed, 07 Jun 2023 13:00:00 +0000

Have you ever wondered what resources you have that could help increase your passive income right now? Is there an easy way to do it? Chris Miles shares how he has helped hundreds discover which resources they may be overlooking, and how YOU can calculate what's realistically possible in your situation. Learn to do it for yourself right here!

Leveraging Your Business And Investments With Chaz Wolfe | 718

Fri, 02 Jun 2023 13:00:00 +0000

How can you generate multiple streams of income through franchising or passive investments? What should you do BEFORE quitting your job to do these activities? That's exactly what my friend, Chaz Wolfe, serial entrepreneur and business leader, shares with us in this episode, including the #1 thing that has helped him become a millionaire by age 29. Tune in now!

How To Accelerate Your Retirement Goals With LESS Money | 717

Wed, 31 May 2023 13:00:00 +0000

Is it possible to become financially independent within 7-10 years? Is there a way to do it faster than that? Chris Miles shares how you can speed up your passive income results based on what he learned as a ballroom dancer.

How To Reverse Wholesale Real Estate With Nathan Payne | 716

Fri, 26 May 2023 13:00:00 +0000

We've heard about being a real estate wholesaler as a way to make a lot of money with little money in real estate. But what's "Reverse Wholesaling?" And how is that working better during the current real estate conditions? Our guest, Nathan Payne, reveals this new strategy that he's using to grow his real estate business when others are running scared. Tune in to learn how it works!

How Do Life Insurance Dividends Work? | 715

Wed, 24 May 2023 13:00:00 +0000

With all the bank failures and drama happening right now, many people are looking for safety in our infinite banking policies. But many will ask, how do insurance companies decide on the dividend rate to pay? How do dividends pay? Where does the money come from? Which companies tend to pay the highest dividends? These are all questions that Chris Miles will answer today. So check out this episode!

How To Exit Your Business Without Needing To Sell With The REAL Jason Duncan

Fri, 19 May 2023 13:00:00 +0000

Do you ever feel like having a business is a glorified job? Is it possible to exit your company WITHOUT selling it or quitting? Could you live a free lifestyle as an entrepreneur? Jason Duncan, the Author of Exit Without Exiting, joins Chris Miles on the show to reveal how to live the "Exit Lifestyle" while still keeping your business. Maintain profitability while living the life you choose. Learn how you can do that in this conversation!

Is Passive Income REALLY Passive?

Wed, 17 May 2023 13:00:00 +0000

Growing your money is like planting. You don’t leave it to grow. Instead, you nurture it. It requires management and patience. In this episode, Chris Miles reveals the difference between passive income as a myth and a marketing ploy and when and how you can make it a reality. He highlights the value of being a good steward in managing your finances. Tune in now!

What Investments Did This Client Do To Become Financially Independent In 2023

Fri, 12 May 2023 13:00:00 +0000

Are you waiting for a sign before investing? What if that's costing you years of your life? What are some of the best investment opportunities right now? Our guest is one of Money Ripples' clients, Eric Vanetti, who offers his experience of overcoming his fear of the unknown and investing, where he can retire his wife and work because he wants to, not because he has to. How did he become financially independent? What is his secret sauce? Find out where Eric is excited to invest his money right now! https://www.moneyripples.com

The Miracle Of SIMPLE Interest | 711

Wed, 10 May 2023 13:00:00 +0000

We've all heard that "compounding interest is the 8th wonder of the world." If that's true, then simple interest may be the 9th wonder! How can you use simple interest to make MILLIONS more than traditional ways? In this episode, Chris Miles shares how paying simple interest to banks can help you make millions more. He'll share how one client can improve his cash flow by over $10,000 per month NOW and have $1,360,000 more after ten years with NO money out of pocket. Tune in to find out how he did it! https://www.moneyripples.com/

Is Turnkey Real Estate Doomed In This Market | 710

Fri, 05 May 2023 13:00:00 +0000

Real estate prices have dropped, and interest rates have climbed, is it a bad time to buy turnkey properties? Are the days of 12% cash on cash returns over? We invite Heather Marchant from RP Capital back on our podcast to get an update about what is REALLY happening in the real estate market right now. And whether you should hold off buying any real estate until things improve.

Is Your Financial Advisor Lying To You? | 709

Wed, 03 May 2023 13:00:00 +0000

Is it possible you've been lied to? Are the numbers financial advisors use real or make-believe? What's the truth? Anti-Financial Advisor Chris Miles is going to pull back the curtain to show you how he was trained as a financial advisor. He explains why retirement accounts have been shown to have far less than initially expected. Check out Money Ripples here: www.moneyripples.com Check out Fidelity Advisor Funds here! Find out more about Fidelity Retirement Analysis!

What Struggles Are Business Owners Experiencing Right Now With Brandon McCurdy

Fri, 28 Apr 2023 13:00:00 +0000

As the economy is changing, what challenges are business owners facing right now? What's the solution to come out on top? Our special guest, Brandon McCurdy with Sharper Business Solutions, will share what has helped hundreds of entrepreneurs succeed in the current market. He shares how they guide businesses through five phases and the three common pitfalls they should completely avoid. Brandon also explains the role of flexibility and innovation as messaging and marketing styles change as time pass by.

Should You Refinance To A HIGHER Mortgage Rate?| 707

Wed, 26 Apr 2023 13:00:00 +0000

It's pretty common knowledge that mortgage rates increased from a year ago. But would it make sense to refinance to a HIGHER interest rate? In this episode, Chris Miles, the host of Money Ripples, illustrates how one client will increase her cash flow by paying more than DOUBLE the interest rate. Does that sound crazy? Watch to find out why it would be crazy NOT to refinance!

Is Gold The Safer Investment Right Now? With David McAlvany | 706

Fri, 21 Apr 2023 13:00:00 +0000

Many people are not only scared about the stock market, but even their local bank. Is there a better place to store money? Could gold be the answer right now? What are the different ways that you can store REAL gold without burying it in your backyard? Our guest is a leading authority on this subject, and his company has advised clients on this for 50 years. David McAlvany, the CEO of McAlvany Financial Group, discusses how you can build wealth with gold and why it is a safer investment today. Tune in to this episode and gather insights on building wealth with gold.

How We Compare to Traditional Financial Planning | 705

Wed, 19 Apr 2023 13:00:00 +0000

What would Money Ripples' plan look like when toe to toe with a financial advisor? In this episode, Anti-Financial Advisor Chris Miles illustrates an apples-to-apples comparison of a particular financial advisor's client. How do they compare? Can this 54-year-old attorney retire by the time he's 65? Find out here!What would Money Ripples' plan look like when toe to toe with a financial advisor? In this episode, Anti-Financial Advisor Chris Miles illustrates an apples-to-apples comparison of a particular financial advisor's client. How do they compare? Can this 54-year-old attorney retire by the time he's 65? Find out here!

How Eddie Wilson Made Over $1 Billion Investing Outside Of The Stock Market

Fri, 14 Apr 2023 13:00:00 +0000

Which investments could you imagine that would pay you over $1 Billion? That's what business owner and Chris Miles’ mentor, Eddie Wilson, figured out over the last 20 years. In this episode, Eddie will discuss what he did to scale businesses to sell for hundreds of millions of dollars. As well as the secret savings vehicle he learned from his grandfather and "rich dad" who were both bank owners. Tune in to find out what that was.

How To Retire By 2030 | 703

Wed, 12 Apr 2023 13:00:00 +0000

Money Ripples' vision is to help 1,000 families become financially independent by 2030. But HOW can that happen? What if you haven't saved millions of dollars? Today, Chris Miles shares one of his infinite banking clients' plans to become financially independent by the end of 2029. Although you can use infinite banking to invest, you can also use it to take a tax-free income, and later you could take it. Currently, his client's total cash flow is already $1,341. Tune in to this episode and see how this simple plan can apply to you as well.

Should You Look At Investing In Franchises Right Now With Kim Daly? | 702

Fri, 07 Apr 2023 13:00:00 +0000

We often speak about real estate on this show. But what about investing in a business, specifically franchises? We're not talking about opening another food restaurant. We're talking about businesses that can be profitable in the first year. Could a franchise be your ticket to financial freedom, despite the current economy? We have our repeat guest expert on this subject, Kim Daly, who will share what you need to know about franchises right now, and how to know if it's the right strategy for you.

Are 401k Millionaires Declining Right Now? | 701

Wed, 05 Apr 2023 13:00:00 +0000

There were over 400,000 401(k) accounts with at least $1 million in them in 2021. Where does that number stand today? What does this mean for YOU? Chris Miles digs deeper into the main issue with 401(k)s, which statistics you should be most worried about, and how you can more assuredly become a financially independent millionaire. Chris emphasizes the value of having a passive income to change your life with freedom. Together, let's create that ripple effect in our lives. Tune in to Money Ripples with Chris Miles today.

How This Client Retired So She Could Live Her Passion With Pamela Reed | 700

Fri, 31 Mar 2023 13:00:00 +0000

How amazing would it be if your investments would pay enough passive income so you could focus on what YOU are passionate about? That is exactly what one of our clients, Pamela Reed, had done in her own life! Learn how she did it, and what she sees as the next phase of her journey.

How To Protect Yourself Against Bank Failures | 699

Wed, 29 Mar 2023 13:00:00 +0000

With big banks, like Silicon Valley Bank, going out of business, where can you keep your money that's safe and easy to use? Could it even give you a higher and safer return than the bank? In this episode, Chris Miles shares where he's keeping his own money safe, and gives some stern warnings about the economy that you need to hear.

Why Passionate Income Is Better Than Passive Income With Brian Luebben | 698

Fri, 24 Mar 2023 13:00:00 +0000

Is there really anything better than passive income? What is "passionate income?" How does that play into everything? Brian Luebben shares how he became financially independent at age 27, and where his passions led him. He shares his grand journey to travel the world full time by buying real estate and monetizing his podcast “The Action Academy Podcast.” What passions do you have that could lead to millions? Find out here!

The Investments Your Financial Advisor Doesn't Want You To Know About | 697

Wed, 22 Mar 2023 13:00:00 +0000

Is your financial advisor holding back on you? What higher returning investments will they not recommend because they won't get paid? Are they just ignorant? Or are they really scared to let you know about it? Today, the "Anti-Financial Advisor" Chris Miles shares his experience about what financial advisors say behind closed doors about these historically better investments. Find out the truth here!

How Can You Profit In Real Estate Without Owning It? With Heather Dreves | 696

Fri, 17 Mar 2023 13:00:00 +0000

Many fear owning real estate because they don't want to deal with tenants, toilets, and trash. Is there a way to invest without even owning a property? And is investing in real estate pretty risky right now? Our guest, Heather Dreves, answers that question for us by teaching how you can become like the bank and lend money on real estate properties. Heather further opens up about the good, the bad, and the ugly in today's current market. Check it out!

The Credit Card Collapse | 695

Wed, 15 Mar 2023 13:00:00 +0000

Are we headed to another financial meltdown? After credit card balances dropped in 2020, what's happening now? At the end of 2022, credit card balances hit nearly $1 Trillion! What does this mean for our economy? What does this mean for YOU? Chris Miles answers these questions and what you can do to prepare for this potential collapse, even if you have no credit card debt. Tune in now!

Is The Real Estate Market Starting To Improve Again? With Sam Primm | 694

Fri, 10 Mar 2023 14:00:00 +0000

Mainstream media and others have been saying they expect the real estate market to keep dropping. But is that true though? Has the real estate market already begun shifting upward and we're missing it? Our special guest, Sam Primm, shares his real time experience about what he and his company is seeing changing right now. Find out here what's really going on!

How To Know Whether You're Getting the BEST Infinite Banking Policy | 693

Wed, 08 Mar 2023 14:00:00 +0000

How do you know you have the most efficient infinite banking policy? How do you know whether that insurance agent isn't adding more fees where THEY make more money than you do? Many have asked us how they can tell whether they're getting the best designed infinite banking policy. Unfortunately, many pay THOUSANDS more in insurance fees than they should be. In this episode, you're going to see what a well-designed policy looks like. Tune in now!

Are Mortgage Rates At The Bottom Right Now? With Aaron Chapman | 692

Fri, 03 Mar 2023 14:00:00 +0000

Are we about to see mortgage rates go higher? Could now actually be the best rates we'll get for many years, even decades? Joining us is our repeat guest, Aaron Chapman, one of America's top producing mortgage brokers. Aaron is going to share the mortgage market outlook, and how history is hinting that the best years of interest rates may be over!

Are You Missing Out Right Now? | 691

Wed, 01 Mar 2023 14:00:00 +0000

Some are scared to invest right now. Others are waiting for the perfect opportunity. But are they missing out on some of the best opportunities right now? How can you stay ahead of the curve? Chris Miles shares what's happening in the current marketplace and where you may be missing out.

Fire Your Property Manager And Keep More Profits Doing This With Ryan Barone

Fri, 24 Feb 2023 14:00:00 +0000

Do you have rental properties run by bad property managers? Are YOU that bad property manager? How much easier would it be if you could make it more automated to run things yourself with less effort? Our guest is Ryan Barone with RentRedi, and he has a tool that might fix all your headaches in property management. If you want to keep more profits but not be bogged down by the problems many real estate investors have had in the past, check this episode out!

Where Does Chris Miles Invest? | 689

Wed, 22 Feb 2023 14:00:00 +0000

One of the big questions we're always hearing is, "Chris, where do you like to invest? And where do you see the best opportunities right now in property investment?" In this episode, you're going to get those answers. Tune in to find out what property investments Chris Miles is focusing on to make most of his real estate income.

How Can You Invest With Your 401k IRA or HSA with John Bowens | 688

Fri, 17 Feb 2023 14:00:00 +0000

There are several episodes where we have discussed how you can invest outside the stock market with your 401k or IRA. But did you know you could even invest with your Health Savings Account? How could you use these strategies to build your wealth faster than with your financial advisor? We sit down with John Bowens of Equity Trust to learn how to use retirement plans to put money in real estate. He also discusses UBIT and why it is not always a bad thing.

Creative Tax Strategies You SHOULDN'T Use | 687

Wed, 15 Feb 2023 14:00:00 +0000

.We always hear about tax strategies to save us money. But are there strategies that certain groups are teaching about that you should avoid? Chris Miles addresses two specific tax strategies that will create more problems than tax savings, and potentially create a painful IRS audit. Disclaimer: The host is not a CPA and you should consult a tax professional.

How Purpose And Legacy Speed Up Results With Brian Fouts | 686

Fri, 10 Feb 2023 14:00:00 +0000

You want to build wealth so you can get out of the pointless daily grind. You want to build a dream life for yourself and your family. You want to build a legacy that even your grandchildren can be proud of. But where do you start? And more importantly, how do you achieve results faster? The bad news is there are very few people out there who will teach you how to do this. The good news is the people who do teach this are legitimate givers who go out of their way to extend a hand to others. And here’s one right now on the show with Chris Miles. Tune in to this episode and let Brian Fouts, CEO of Living Legacy Association, take you for a ride as he shares everything one needs to know about real wealth-building and legacy-building. Among many other things, Brian discusses who finding your purpose and being clear on your legacy will help you speed up results. Join in and start your learning and doing process now!

The Unpopular Benefit Of Life Insurance | 685

Wed, 08 Feb 2023 14:00:00 +0000

We've talked about the living benefits of using life insurance for infinite banking, such as saving, investing, and more. But what's the part that many ignore that also allows you to spend more money while you're alive, yet still pass on wealth from generation to generation? Find out how Chris Miles was able to show one of his non-married clients how she could increase your cash flow by nearly $100,000 a year!

How To Make Money In Real Estate When Prices Drop With Ryan Weimer | 684

Fri, 03 Feb 2023 14:00:00 +0000

Is it even possible to make money in real estate investing when prices decline? How can you protect your investment when real estate prices come down? Should you look to invest outside of the United States? Our guest and real estate investor, Ryan Weimer, shares how he feels at peace, despite home values. Ryan even shares how he's able to invest living abroad in England, and why he prefers investing in the US. Tune in now!

Why Our Clients Don't Like Using Annuities | 683

Wed, 01 Feb 2023 14:00:00 +0000

Have you considered setting up an annuity for your retirement? Do you already have one? In this episode, Chris Miles will share why his clients pass on annuities to invest in something much better. Find out what that is!Have you considered setting up an annuity for your retirement? Do you already have one? In this episode, Chris Miles will share why his clients pass on annuities to invest in something much better. Find out what that is!

What Are The Pros And Cons Of A Solo 401k With Daniel Blue | 682

Fri, 27 Jan 2023 14:00:00 +0000

Have you ever heard of a solo 401k? When does it make sense to use one? Are there any times when you shouldn't use it? Chris Miles welcomes this episode’s guest to help us strategize where you can place your money. Today, Daniel Blue, Owner of Quest Education, reveals the good, the bad, and the ugly about how solo 401ks work. Daniel also taps into the myths people have about 401k. Learn more now!

Tax Reduction Strategies For Cashing Out Your IRA | 681

Wed, 25 Jan 2023 14:00:00 +0000

Are you wondering whether you should cash out an old 401(k) or IRA? Is your #1 worry taxes? Could there be ways to reduce taxes so you keep more of that money to invest? In this episode, Chris Miles shares strategies that some of his clients have used to reduce taxes when cashing out their IRA's, even when they're younger. Check it out! Disclaimer: We are not giving investment advice nor recommending you cash out IRAs or 401(k)s. Please consult with your tax professional.

Leveraging Life Insurance For Financial Freedom And Legacy With Jim Rachor | 680

Fri, 20 Jan 2023 14:00:00 +0000

Our last episode discussed using life insurance to create more cash flow. But what are other ways that you can use it to invest, or even set up your own family legacy plan? Our guest, Jim Rachor, shares how he has used his policies to not only invest, but to create wealth for many generations to come. Find out how he's doing it!

How Can Life Insurance Increase Your Cash Flow? | 679

Wed, 18 Jan 2023 14:00:00 +0000

Everyone knows that life insurance provides a death benefit. Fewer know that you can use it to supplement your retirement. But did you realize you can use life insurance to increase your passive income THIS year? Chris Miles shares how you can essentially "have your cake and eat it too" by using life insurance to invest NOW. Tune in to learn how to do this!

Is The Current Real Estate Market Doomed? | 678

Fri, 13 Jan 2023 14:00:00 +0000

With rising interest rates and rumors of a recession coming in 2023, how safe is it to jump into real estate next year? Sure, some real estate prices are coming back down in some areas, but are we going to see a repeat of 2008? Are there still ways to make money in real estate, even if prices come down? How can we know our money is safe? Special guest, Lee Arnold, owner of Secured Investment Corporation, joins us to give his secrets to real estate success over the last 27 years and how you can protect yourself and still increase your wealth.

Is Your Wealth Plan Recession-Proof? | 677

Wed, 11 Jan 2023 14:00:00 +0000

How can you ensure your money is protected, even in a recession? Does the advice of financial advisors work during economic slowdowns? Can you increase your wealth during these times? And is real estate safe, or should you stay in the stock market? Chris Miles will dissect the ideas of a financial advisor's advice to his client about the stock market and real estate investing and why using that advice could cost your family's freedom. Let’s join Chris in this episode; together, we will get rich and create a rich life!

How Boring Habits Can Lead To Success With Dr. Paul Reed | 676

Fri, 06 Jan 2023 14:00:00 +0000

Most people want to enjoy instant results in their business. However, the road to success is full of boring habits that you must put up with, even if they suck hard. Chris Miles invites you to identify one thing you can do to improve every area of life in this conversation with serial and faith-based entrepreneur Dr. Paul Reed. Our guest shares which "boring" habit you can do to increase your ability to achieve all your goals. Chris also talks about his Christian men’s coaching mentorship program, where he helps them hone their leadership skills and elevate every aspect of their life. Tune in now!

The Path to Financial Freedom in 2023 | 675

Wed, 04 Jan 2023 14:00:00 +0000

How To Build A Business To Pay You Residual Income | 674

Fri, 30 Dec 2022 14:00:00 +0000

Is one of your new year's goals to increase your residual income through your business? If so, we interviewed some of the BEST guests, Pat Flynn and Matt Gartland with Smart Passive Income, who have a PROVEN track record making MILLIONS in residual income through their own business model. Learn how you can apply their model in your own business to NEVER stress about money again!

How To Build A Business To Pay You Residual Income | 774

Fri, 30 Dec 2022 14:00:00 +0000

Best Podcast Episodes Of 2022 | 673

Wed, 28 Dec 2022 10:00:00 +0000

It's that time again for our top 10 episodes of 2022! Which ones were YOUR favorites? Chris Miles reveals Money Ripples' Top 10, and which ones you might have missed out on. Find out what they are now!

Best Podcast Episodes Of 2022 | 773

Wed, 28 Dec 2022 10:00:00 +0000

How This Dentist Moved Beyond Dave Ramsey To Get Financial Freedom | 672

Fri, 23 Dec 2022 14:00:00 +0000

Dave Ramsey has done a lot of good to help people budget and get out of debt. But what do you do to move beyond that point? Our guest, Dr. Jeff Anzalone, shares how he created financial freedom by not following all of Dave Ramsey's advice. This dentist looks back on how one wrist injury pushed him to switch from the paradigm of mutual funds and jump into real estate syndication. Dr. Jeff also shares how he founded Debt Free Doctor, a community that helps doctors and other high-income professionals create their own powerful passive income.Dave Ramsey has done a lot of good to help people budget and get out of debt. But what do you do to move beyond that point? Our guest, Dr. Jeff Anzalone, shares how he created financial freedom by not following all of Dave Ramsey's advice. This dentist looks back on how one wrist injury pushed him to switch from the paradigm of mutual funds and jump into real estate syndication. Dr. Jeff also shares how he founded Debt Free Doctor, a community that helps doctors and other high-income professionals create their own powerful passive income.

Are You Safe From Job Layoffs? | 671

Wed, 21 Dec 2022 14:00:00 +0000

We have historically low unemployment. But does that mean you're safe? How can you protect yourself against layoffs and fallout from recessions?

How To Build Residual Income Faster Through Affiliates With Paul Hutchings | 670

Fri, 16 Dec 2022 14:00:00 +0000

Are you looking for ways to generate more residual income during the holidays, or in 2023? Return guest, Paul Hutchings, joins me on the show to discuss how you can generate income by having OTHERS do the work for you. Learn how!

The Gift Of A Ripple Effect | 669

Wed, 14 Dec 2022 14:00:00 +0000

If you want to create a ripple effect that will affect others in this season of giving, you have to learn how to give back. Does giving only involve money? What are ways you can give beyond just giving money? How can you create your own ripple effect, giving to others throughout the year that not only helps others but enriches your life too? Join Chris Miles as he shares from experience the gifts given to him as well as ways you can give to others, enriching BOTH of your lives. Master the principle of giving today and at any time of the year.

How This Doctor Created A Rich Life With Tom Burns | 668

Fri, 09 Dec 2022 14:00:00 +0000

Financial freedom is the ultimate dream for most people who strive to live a rich life. But how is it actually achieved? Is earning money simply enough, or do you need passion for your work? In this episode, Chris Miles is joined by Tom Burns, who shares his journey of escaping his rat race, getting into real estate, and ultimately creating enough passive income to live free! He shares the most important lessons from his inspiring journey to becoming financially secure. Tune in and learn how you can do it too!

Is FTX the New Enron? | 667

Wed, 07 Dec 2022 14:00:00 +0000

With the collapse of companies, like FTX, Theranos, and others, how can we protect ourselves from fraud or financial collapse?

Are there more companies to follow?

Chris Miles shares why it's so important to know who you invest with, and what to expect in the near future.

(Include the article I referenced in this video to include in the show notes) - https://time.com/6234801/ftx-fallout-worse-than-enron/

Why This Couple Still Create Passive Income Even When They Don't Need It

Fri, 02 Dec 2022 14:00:00 +0000

Is passive income necessary if you're in a business earning residual income? Why do network marketers need passive income? In this episode, we're joined by business power couple and health coaches Jared & Amber Smithson. They share why they continue to grow their wealth and passive income even though they don't need to work another day in their lives. Plus, they talk about the trilogy of optimal health, diving deep into why it is necessary to be holistically healthy to move forward and change your life!

Reach out to the Smithsons here - https://form.jotform.com/ambersmithson97/healthcanbesimple

Why This Couple Still Create Passive Income Even When They Don't Need It With Ja

Fri, 02 Dec 2022 14:00:00 +0000

Why Do You Have to Pay For Your Infinite Banking Money? | 665

Wed, 30 Nov 2022 13:30:00 +0000

Many times we're asked about infinite banking, "Why do I have to pay to use my own money?" The short answer? You don't pay for YOUR money. That's WHY we do it! In this episode, Chris Miles breaks down how infinite banking actually works, and how it compares to just investing your money from savings. Tune in as he discusses the right way to deal with bank loans, insurance companies, and tax returns.

Closing The Gap To Your Dreams With Patrick Precourt | 664

Fri, 25 Nov 2022 14:00:00 +0000

Do you ever feel like your dreams keep getting beyond your reach? Do you get discouraged or impatient achieving your goals that are moving targets?

Our special guest, Patrick Precourt, shares what you can do to get out of "the gap" and accelerating towards your dream life.

How To Know If An Investment Is Too Good To Be True | 663

Wed, 23 Nov 2022 14:00:00 +0000

Have you ever heard or said, "If it sounds too good to be true, it probably is?" So many people get scammed into Ponzi Schemes and jump into dubious investments just because they don't do their due diligence. Do your own calculations, check their track record, and ask questions. Stop falling for these passive investing scams.

Tune in today to learn how to know if something is too good to be true. Is there a number? Or is there something else? Chris Miles shares some examples of scams and analyzes a recent "investment" with NovaTechFx, which claims to pay an average of 3% per week!

How to Pull Equity from Your Home with NO Mortgage Payment Featuring Matthew Sul

Fri, 18 Nov 2022 14:00:00 +0000

Many worked so hard for their money and want their money to work harder for them too. We want that financial freedom today so we can live the life we love to live with the ones we love. But with interest rates skyrocketing, how can we access our home equity to invest, pay off debt, etc., and not have a higher monthly payment? Matthew Sullivan, the founder of QuantmRE, has another way for you to access your equity and pay NOTHING each month. Find out how by tuning in to this episode with Matthew Sullivan as he dives deep into accessing equity from your home and finally living the life you love!

Has The Stock Market Hit The Bottom Yet? | 661

Wed, 16 Nov 2022 14:00:00 +0000

With what's happening with the market now, how will we know if we hit rock bottom? We're often asked, "Do you think the stock market has hit bottom and will come back?" Of course, we could give you our flawed opinion (which we will in this episode). Instead, we will teach you how to know the signs in each market cycle and recognize the best time to buy or sell. Tune in now to this episode and gain more insights from Chris Miles.

Disclaimer: This is just for education, not any recommendation

How To Tap Into Your Inner Guru With Kara Brandt | 660

Fri, 11 Nov 2022 14:00:00 +0000

How do you overcome the scarcity of your money? What are ways you can tap into your intuition (inner guru) to make empowered decisions in your life and money? And could it even heal your body or emotions?

Kara Brandt, the CEO of Beautiful Life Mentoring, shares some keys that not only helped her heal her body and emotions but heal her overcome challenges in her money and marriage. Find out how she did it!

Discover your inner guru today! Join Kara in a free five-day event HERE. Start living your beautiful life now!

The Invisible Tax | 659

Wed, 09 Nov 2022 14:00:00 +0000

We often hear politicians talk about taxing the rich. But what invisible tax do politicians use to tax THE POOR and MIDDLE CLASS? In this episode, Chris Miles reveals the hidden tax that the government has been using to increase its spending, creating the next financial crisis. The good news? Chris will share how you can beat it. Learn how by tuning in to the Money Ripples!

How To Pay Fewer Taxes While Working A W2 Job With Billy Keels | 658

Fri, 04 Nov 2022 13:00:00 +0000

We often talk about tax benefits for business owners. But what about those who work for someone else? Can you get tax benefits, even while having a full-time W2 job? Can you pay fewer taxes so that you can actually use your money how you want to use it?

Join Chris Miles as he talks to Billy Keels about how you can get more tax benefits, especially through investing and corporate entities. Tune in now to discover how Billy does it!

How To Pay Fewer Taxes While Working A W2 Job With Billy Keels

Fri, 04 Nov 2022 13:00:00 +0000

The Secret To An Extraordinary Life | 657

Wed, 02 Nov 2022 13:00:00 +0000

Do you want to just live an ordinary, mundane life or do you want to live an extraordinary one? What is really required for you to transcend above the status quo and live a truly AMAZING life? How can you create that with your money?

In this episode, Chris Miles will share the ONE THING you need to do to see extraordinary results in ANY aspect of your life. It's not about working harder or smarter in what you do, it's about working right. Get comfortable being uncomfortable today!

Achieve Better Results FASTER With Blaine Oelkers | 656

Fri, 28 Oct 2022 13:00:00 +0000

Have you ever wondered how you can achieve better results with your money, business, health, etc.? That's what "Chief Results Officer" Blaine Oelkers teaches his clients to achieve more in less time. Here's the thing: the difference between understanding and getting results has a massive gap if you wish to achieve better results quickly. But how can we close those gaps and illuminate the path to success? Tune in to find out what hacks you can apply in your life today.

Achieve Better Results FASTER With Blaine Oelkers

Fri, 28 Oct 2022 13:00:00 +0000

Is the Bear Market Over? | 655

Wed, 26 Oct 2022 13:00:00 +0000

Many keep asking us, "Should we stay in the stock market? Is the bear marker over? Is it going to come back up soon?" Our answer: "You ain't seen nothin' yet!" Chris Miles discusses how low the stock market can still go. He explores different valuations experts use to determine market trends and tackles the alarming decision to make the federal funds rate surpass the current inflation levels. Chris also explains how to protect your money, the right time to pull it out of the market, and if you should just wait for everything to regain momentum.

How Do Higher Interest Rates Affect Multifamily Investments With John Casmon

Fri, 21 Oct 2022 13:00:00 +0000

Could higher interest rates destroy the returns when investing in apartments? What things should you watch out for that could cost you dearly?

Multifamily investor John Casmon shares with us what really happens when interest rates go up, and how that could affect YOUR investment.

Is Passive Income a Myth? | 653

Wed, 19 Oct 2022 13:00:00 +0000

There are so many out there teaching about "passive income." But are they just trying to bait you into something that's NOT passive at all? What do WE mean when we talk about passive income?

The truth is it's good to be skeptical when someone claims it will be passive. You might get into something you think is passive and end up having to build a whole new business behind it before reaping the rewards. In this episode, Chris Miles will give you his definition of passive income and which strategies are truly passive where your money works harder than you do.

How Does a Reverse Mortgage Work with Mark Hammond | 652

Fri, 14 Oct 2022 13:00:00 +0000

Have you ever heard of a reverse mortgage? Are they a good idea? How can you use them to increase your income in retirement?

Today we've brought on the go-to reverse mortgage broker, Mark Hammond, to teach us the do's and don'ts with a reverse mortgage. Mark is the owner of Legend Financial Services and has been a mortgage broker in Utah for nearly 30 years, specializing in reverse mortgages. In this episode, he even teaches you how you can use your home equity to invest for passive income and NOT pay it back!

Listen now!

Our 10-Year Anniversary Podcast | 651

Wed, 12 Oct 2022 13:00:00 +0000

Money Ripples is celebrating its 10th birthday! In this episode, Chris Miles is taking you a bit deeper into how Money Ripples came to be, its purpose in YOUR life, and what they can mean for YOU in the next 10 years.Money Ripples is celebrating its 10th birthday! In this episode, Chris Miles is taking you a bit deeper into how Money Ripples came to be, its purpose in YOUR life, and what they can mean for YOU in the next 10 years.

5 Minute Success With Karen Briscoe | 650

Fri, 07 Oct 2022 13:00:00 +0000

Is it possible to change your life with just five minutes a day? Yes, it is! It is time you start developing habits that will really benefit you. Because the secret to finding success over time is consistency. It's not just about getting information, it's about using that information to get you where you want to be. Join Chris Miles as he talks to mega real estate agent Karen Briscoe about her book Real Estate Success in 5 Minutes a Day: Secrets of a Top Agent Revealed (5 Minute Success). Karen is also the host of the 5 Minute Success podcast which she founded because of the book. Learn her story and how she was able to survive and thrive through so many unfavorable markets. Listen to her insight about today's market. And find out how you can find success by spending just 5 minutes every day with a habit. Start your success journey today!

How Can You Use Infinite Banking In Your Business? | 649

Wed, 05 Oct 2022 13:00:00 +0000

Infinite banking is like having a supercharged tax-free savings account that allows you to earn money in two places at the same time. We know using whole life insurance (infinite banking) works with real estate investing. But how would that apply to your business? Is it even possible? How can you get your money to pay you while you're also earning money in your business? Can you get a tax write-off as well? Chris Miles shares various ways that you can successfully use your infinite banking policy for your business expenses or projects.

How Can You Use Infinite Banking In Your Business?

Wed, 05 Oct 2022 13:00:00 +0000

How Our Client Escaped The Rat Race In 6 Months With Dan Markert | 648

Fri, 30 Sep 2022 13:00:00 +0000

Isn't it a dream to do work optional while you are out there doing what you love? You may recall our interview with Daniel Markert last year. What's happened in his life in the last 12 months? Tune in as Dan shares how he became financially independent in only 6 months! He sits down with Chris Miles to update us on how he escaped the rat race!

The #1 Cause of All of Your Financial Problems | 647

Wed, 28 Sep 2022 13:00:00 +0000

What is the biggest factor that's preventing you for creating the financial freedom of your dreams? What can you do to stop it? In this episode, Chris Miles identifies the primary reason that is preventing you from potentially NEVER creating financial freedom for you and your family.

Why Short Term Rentals And Self Storage Still Work With Jay Bowman | 646

Fri, 23 Sep 2022 13:00:00 +0000

Despite everything going on right now, are there still opportunities to invest in short term rentals or self-storage. These are just two of the asset classes in real estate that are relatively recession-resistant. In this conversation, Jay Bowman joins Chris Miles to give his insights and share where he sees the best opportunities. If you’re looking to continue producing cashflow even though housing prices are at a record high, you definitely need to tune in.

Are Stocks Or Real Estate the Best Investment | 645

Wed, 21 Sep 2022 13:00:00 +0000

There has been a long-standing debate regarding stocks and real estate about which investment is best. Which one has the higher return? Which one creates the best income and lifestyle? Is there a reason to do both? In this episode, Chris Miles digs into the numbers to settle the debate once and for all!

Are Short Term Rentals A Great Investment Right Now | 644

Fri, 16 Sep 2022 13:00:00 +0000

Have you ever considered investing in short term rentals, like AirBnb? Is now a good time to start that kind of business? Did you know that there is a way where you can actually do short term rentals without even owning the property. You can invest $0 while the owner pays for everything, and you get all the profit. Join Chris Miles as he talks to Kyle Stanley about his secret to passive income with short term rentals. Listen in today as Kyle shares how he went from $3,000 per month to over $200,000 per month in just a few years, and how you can replicate the same success!

I'm Putting Retirement Plans on Trial | 643

Wed, 14 Sep 2022 13:00:00 +0000

Isn't it about time someone put traditional retirement plans on trial? Where's the proof that mutual funds actually create financial freedom? Wouldn't there be witnesses? Chris Miles digs into the reality of what it takes to retire with mutual funds and shares REAL stories of four individuals who've saved millions of dollars but are still not thriving financially in their retirement. Get your dose of financial wisdom by tuning in to this episode.

From Denny's Waitress to Real Estate Rockstar with Dwan Bent-Twyford | 642

Fri, 09 Sep 2022 13:00:00 +0000

Today’s guest shares a fascinating and inspiring story of going from waitress to real estate rockstar. Joining Chris Miles in this episode is Dwan Bent-Twyford, affectionately known as the “Queen of Short Sales®.” Dawn is the Co-Founder of Dwanderful.com, the host of The Most Dwanderful Real Estate Podcast Ever, and is considered the Nation’s #1 Expert on Short Sales & Foreclosures. There have been plenty of ups and downs in her real estate journey, and she’s here to share the most important takeaways, so you don’t have to make the same mistakes. Learn all about Dwan’s wonderful rise to real estate success by tuning in to this episode!

Are 401k's The Best Way To Save For Retirement? | 641

Wed, 07 Sep 2022 13:00:00 +0000

For Americans, a 401k is the go-to for retirement savings. But has it worked? Do you really get a 50-100% return from your employer's match? Is a 401k a big hoax? Is there something better? Chris Miles digs into the math and the myth behind the match. He also shares an alternative that could provide AT LEAST 3-5 times BETTER retirement income than a 401k despite losing the 100% match from your employer.

Get Rid Of Stress In 7 Days Or Less With Tar'Lese Rideaux | 640

Fri, 02 Sep 2022 13:00:00 +0000

There is no doubt that we live in a stressful world. We are humans, and that is something we have to accept. We can’t have pure rainbows and butterflies, but we can learn how to adapt, adjust, and recreate our fate. What can we do to manage our stress, feel at peace, and be happy, no matter the chaos swirling around us? Today, Tar'Lese Rideaux gives us great tools to make that happen. Tar'Lese is a holistic stress management coach that helps stressed-out professionals find more fun and profits in their businesses. She teaches and inspires others to get rid of stress in 7 days or less. What are things that are worth your time and what are not? What’s working for you and what’s not? In this episode, she joins Chris Miles to share deep insights on freeing up space in your mental bandwidth, focusing on yourself, and eliminating things that destroy your inner peace.

Are 529 Plans In Trouble | 639

Wed, 31 Aug 2022 13:00:00 +0000

Are 529 plans in trouble? If so, what can you do about it? Did you know that retirement accounts alone lost an estimated $3.4 trillion in the first half of 2022? What happens if the market drops while you're trying to save for college? Could you be putting your child's future at risk? In this episode, Chris Miles addresses the risks of the current stock market when children are heading off to college, and what you can do about it.

How This TV Producer Escaped The Rat Race With Joe DelGrosso | 638

Fri, 26 Aug 2022 13:00:00 +0000

Many people are searching for ways to escape the rat race. They want to retire early, enjoy their hobbies, and live a life of leisure. One popular option is real estate investing. When done right, you can retire much sooner than you ever thought possible. In this episode, Joe DelGrosso of Southern Son's Properties sits with Chris Miles to share his journey to becoming financially independent. Knowing that the TV industry is a young man's game, Joe looked for different ways to achieve financial freedom before retirement, and he believes that traditional investment is not the way to do it. Tune in to know more about Joe's story and how rental income has helped him overcome adversity and support his family while unable to work.

How This HGTV Producer Escaped The Rat Race With Joe DelGrosso | 638

Fri, 26 Aug 2022 13:00:00 +0000

What's The Purpose In YOUR Life? | 637

Wed, 24 Aug 2022 13:00:00 +0000

Have you ever wondered what your purpose in life is? What are you here on this planet to do? What's the difference between the purpose OF your life, and the purpose IN your life? In this episode, Chris will address how to identify your gifts and passions and how you can use them to bless more lives. And yes, you can even use these to create massive wealth too. Discover how to combine your passion and purpose, appreciate your strengths, and serve others wholeheartedly.Have you ever wondered what your purpose in life is? What are you here on this planet to do? What's the difference between the purpose OF your life, and the purpose IN your life? In this episode, Chris will address how to identify your gifts and passions and how you can use them to bless more lives. And yes, you can even use these to create massive wealth too. Discover how to combine your passion and purpose, appreciate your strengths, and serve others wholeheartedly.

How To Navigate High-Return Alternative Investments with Whitney Elkins-Hutten

Fri, 19 Aug 2022 13:00:00 +0000

How do you take control of your high-return alternative investments? How can you have more accountability for your passive income streams to get greater returns? Here to share their wisdom on the matter is Whitney Elkins-Hutten. Whitney is the Director of Investor Education at PassiveInvesting.com where she helps busy professionals transform their lives with passive real estate investing. In this episode, she joins Cash Flow Expert Chris Miles to discuss her mindset when taking on deals and investments. Whitney shares tips on maximizing your returns and why having the right operator is crucial to making this happen. Don’t miss out on this financial wisdom from Whitney and learn valuable lessons by tuning in to this insightful episode.

Do You Need Infinite Banking to Create Passive Income | 635

Wed, 17 Aug 2022 13:00:00 +0000

Do you need infinite banking to achieve financial freedom? The simple answer is no. There are other ways to achieve and earn money without it, but that doesn't mean it won't help. In this episode, Chris Miles shares the different ways you can benefit from having infinite banking when creating passive income. Find out how you can make the most out of your investments and achieve greater returns by tuning in!

Thou Shall Prosper with Rabbi Daniel Lapin (Part 2) | 634

Fri, 12 Aug 2022 13:00:00 +0000

How does inflation impact our journey to creating wealth? What can we do to mitigate it? Rabbi Daniel Lapin is back for part two on how to prosper financially in business. Rabbi Daniel, known widely as America's Rabbi, is a noted rabbinic scholar, TV host, and author of Thou Shall Prosper: Ten Commandments for Making Money. In today’s show, he provides an illustrative analogy of inflation that highlights the impact and cause of the phenomenon in society and in our wallets. Rabbi Daniel also discusses the only thing you can do to overcome inflation: increase revenue. He emphasizes the importance of understanding the value of money and the value of what you bring to the table for business. Listen to this episode and get valuable money lessons from a guru and expert.

Thou Shall Prosper with Rabbi Daniel Lapin (Part 1) | 633

Wed, 10 Aug 2022 13:00:00 +0000

Do the Jews hold the secret to financial prosperity? Joining Chris Miles for today's episode is Rabbi Daniel Lapin, known widely as America's Rabbi, a noted rabbinic scholar, best-selling author, and a TV host. Pairing his inheritance as a descendant of a multi-generational rabbinical family with his background in science and business, he teaches ancient Jewish wisdom in an unparalleled manner. With insights from his book, Thou Shall Prosper: Ten Commandments for Making Money, Rabbi Daniel shares important principles around making money in business. It's not so much about religion but about how you do business. Listen in for more valuable lessons that will guide you to prosperity.

Understanding The Benefits Of Disability Insurance And Long Term Care With Greg

Fri, 05 Aug 2022 15:00:00 +0000

Are you committed to enriching your life to create a ripple effect on others? Do you want to gain freedom and more control over what’s happening around you? Because of many uncertainties that could happen to anyone right now, you want assurance and stability. Join your host Chris Miles as he sits down for a conversation with Greg Nelson on the importance of disability insurance and long-term care. Greg is the owner of Strategic Benefit Coach, a full-service insurance agency. In this episode, he dives deep into health insurance and income protection plans so you can plan for your future and not worry about losing money when something happens. You need to feel secure, which means you must also think about your loved ones. Tune in to learn how to start making your money work for you.

Are Financial Experts Wrong Or Just Lying To You I 631

Wed, 03 Aug 2022 15:00:00 +0000

What’s the deal with financial experts? Are they wrong, or are they just lying to you? Whichever the case may be, you always end up being the victim. Take Dave Ramsey and Suze Orman as examples. They are unquestionably two of the most popular of these financial gurus right now. But do their advice make any sense? Do they even practice what they preach? In this episode, Cash Flow Expert and Anti Financial Advisor Chris Miles talks about what the real numbers are and how it can make a big difference in your life. Be prepared for a shocker!

How to Create a 7-Figure Coaching Business Now with Krista Mashore | 630

Fri, 29 Jul 2022 15:00:00 +0000

Krista Mashore is in the top 1% of coaches nationwide. She’s the author of 4 best-selling books about digital marketing and was named Yahoo! Finance’s number 1 digital marketer to watch in 2021. She is with us today to share her story and talk about how you can create a 7-figure coaching business.

Key Talking Points of the Episode

[01:31] Listen to Simple Passive Cashflow!

[02:15] Who is Krista Mashore?

[04:01] What is Krista’s background?

[05:46] What made Krista decide to change her career path?

[06:35] What helped Krista transition to the coaching space?

[07:17] How did Krista get to where she is today?

[08:10] What drove Krista to what she has done?

[10:40] Why should we listen to the callings?

[11:40] How did Krista overcome the doubts people had about her decision?

[15:00] What is Krista’s favorite part of coaching?

[16:30] How can the Time to Thrive program help people?

[17:17] What is one of the biggest challenges people have?

[19:58] How can the right kind of mindset help people get through the recession?

[20:47] Who will you learn from in Time to Thrive?

Quotables

“I’m super happy, super fulfilled. I love giving back to people. I’m kind of a teacher at heart but I have my life back and I have time back.”

“It cost me a million to make a million and no one ever talks about that.”

“Who cares about all the success in your life if, at home, your family life is failing?”

“I think what we have to do as people is to make sure we are listening to call it the universe, the higher power, God, whatever it might be, and listen to those callings.”

How to Be Financially Free Despite Inflation | 629

Wed, 27 Jul 2022 15:00:00 +0000

Financial independence and financial freedom are two different things, and with the right mindset and discipline, you can achieve both. You don’t have to be dirt cheap, you don’t have to keep on saving, you just need to have to think the right way and invest in the right things.

Key Talking Points of the Episode

[01:22] Invest with preREO!

[02:14] What is the difference between financial independence and financial freedom?

[03:55] How do you achieve financial independence?

[04:38] How much do you need to make to achieve financial independence?

[05:20] What happens with your money in mutual funds?

[06:45] Does the 4% rule really work?

[07:30] Do you need to live cheap to be financially free?

[08:32] Why is 3% better than the 4% rule?

[09:28] How can you make the most out of saving when you’re younger?

[10:53] How do alternative investments work?

[12:09] Why are alternative investments better than mutual funds?

[13:34] How flexible can alternative investments be?

[14:39] What kind of investments have the most growth potential?

[15:25] Why is it important to have an abundance mindset?

[18:36] What does it really take to become financially free?

[19:31] Why do you need a purpose for the money you’re making?

Quotables

“You gotta know what your monthly expenses are. If you don’t know this number, it’s gonna be vague, it’s not gonna work.”

“I think that if you wanna be financially independent truly, and this is based on today’s dollars, you need to hit your monthly expenses plus 10%.”

“For many of us, unless you’re single, $60K a year isn’t really much anymore, is it? It’s really not enough to feel free, that’s for sure.”

How to Lessen Your Risk As A Passive Investor with Jeremy Goodrich | 628

Fri, 22 Jul 2022 15:00:00 +0000

Jeremy Goodrich is a passive investor in the alternative investment space and he has helped many commercial real estate investors manage risk and get clarity about their strategy. He is the owner of Shine Insurance, he’s also the host of the REI Clarity podcast, and he is here to help us learn more about lowering risks as a passive investor.

Key Talking Points of the Episode

[01:48] Listen to Simple Passive Cashflow!

[02:31] Who is Jeremy Goodrich?

[03:20] What is Jeremy’s background?

[04:11] How did Jeremy get involved in real estate?

[05:15] What is the biggest factor in calculating investment risks?

[06:08] What is the biggest risk when you invest passively?

[07:29] How can someone determine the red flags?

[08:31] How do you find the right operators to work with?

[10:09] Why is it important to know how operators treat their tenants?

[12:29] What else can people do to vet out a deal or operator?

[14:03] How can you evaluate deals based on the fees they’re charging?

[16:45] Is it a good idea to enter a deal that banks on appreciation?

[17:49] What is Jeremy’s advice to those who are interested in passive investing?

[18:51] Where can you find Jeremy?

Quotables

“I really tried to never lose the teacher. Just like, how can I educate about whatever it is we’re working on and early on in my insurance journey, I really focused on real estate.”

“I started helping first-time home buyers, not just with the insurance piece, but with the entire home buying process.”

“I’m sure your listeners have heard on this show many times that it is all about the operator when you’re looking to invest passively in commercial real estate.”

What Opportunity Are Most Real Estate Investors Missing Out On? | 627

Wed, 20 Jul 2022 15:00:00 +0000

There is one great opportunity in real estate that most investors fail to take advantage of and that’s equity. If you have real estate investments and you’re not taking advantage of your equity yet, it’s time to reevaluate and see where you can move it so you can make more!

Key Talking Points of the Episode

[01:13] Invest with preREO!

[02:06] What opportunity are most real estate investors missing out on?

[03:15] What is a return on equity?

[04:55] How can you double your returns using equity?

[06:31] Can you still get good returns in today’s market?

[07:11] What other investments can you move into?

[08:12] Why is it a great time to take advantage of your equity?

[09:23] Is it still ideal to do a cash-out refinance on your properties?

[10:34] What is the best way to use your equity?

[11:45] Why do you need to evaluate how to use your equity?

[12:39] How much more can you make when you use your equity to your advantage?

[14:18] Are you ready to take advantage of this opportunity?

Quotables

“There are amazing opportunities available right now, but as real estate investors are going along, they tend to overlook this particular opportunity.”

“There are still plenty of good returns even in rental real estate right now.”

“The truth is we got more than enough opportunity for you to move equity into other places, tax-free transfers, and make a higher return than you’re making right now.”

“The thing is, we’ve seen property values go up so hard, so fast, and now is a beautiful time to exit if you wanna be able to move into something else to get higher cash flow and stay stable while whatever happens to the market starts to happen.”

From Firefighter to Wholesaling Business Coach with Rafael Cortez | 626

Fri, 15 Jul 2022 15:00:00 +0000

Rafael Cortez was a firefighter at the age of 19 and started his entrepreneurial journey around the same time. He had his first business at 21, lost it at 23, and he has been on the fast track to success ever since. He has been investing in real estate, he is a podcaster, and he is here with us to share some golden nuggets from his journey.

Key Talking Points of the Episode

[01:29] Invest with Secured Investment Corp!

[02:10] Who is Rafael Cortez?

[03:12] What is Rafael’s background?

[04:25] What was Rafael’s first business?

[05:25] When did Rafael start investing in real estate?

[06:21] What business exposed Rafael to real estate?

[07:24] What is Rafael passionate about now?

[10:28] What mistakes do most entrepreneurs make?

[12:24] What is Rafael’s new book about?

[13:39] What is Rafael’s philosophy in business?

[15:25] What kind of people does Rafael work with?

[16:42] Why is the mindset shift important?

[18:47] Where can people find Rafael?

Quotables

“I was renting and I was focused on transportation, so the one thing that I was concerned about was gas prices.”

“Their assignment fees have been bigger than my fix and flip profits. I looked into that and long story short, I’m still doing that after all these years.”

“Motivation goes a long way, inspiration goes a long way, but there’s nothing like empowerment.”

“I don’t think it’s an absolute need to have the degrees on the wall. You can totally do things without them.”

“I learned to finish the process and get committed to it. I learned a lot of things through schooling and formal education.”

The 3 Lessons That Helped Me Become Financially Free Before I Turned 29 | 625

Wed, 13 Jul 2022 15:00:00 +0000

I want to take you back and help you understand not just my background, but what lessons helped me make changes in my life that allowed me to become work optional. It wasn’t easy and it was a long journey, but with the right perspective and information, you can make it easier.

Key Talking Points of the Episode

[01:25] Invest with preREO!

[02:18] What motivated me to be where I am today?

[03:19] What is my background?

[05:08] What made me decide to take a different path?

[06:39] How did I become interested in real estate investing?

[08:14] When did I get myself out of the rat race?

[10:03] Why do you need to track your money?

[14:49] How can you get your money out of prison?

[20:20] Why is it important to make passive income now?

[22:50] What can you get out of financial freedom?

[23:45] How can financial freedom help you write a different story?

[26:19] What are the 3 lessons that helped me become financially free?

Quotables

“The one thing that wasn’t instilled in me was an abundance of money. It wasn’t that money was a positive thing.”

“He had the depression mentality that you work for a company for 40 years, you get retired and they give you a nice gold watch, a retirement plan, and everything else is set for you for life.”

“You gotta track your numbers. Start tracking your money using tools like Mint.com or the Mint app. Use those things to see how much money is coming in and how much money is coming out.”

“Just so you know, that’s money that didn’t even come out of your pocket. That’s really for you, it’s almost like having an infinite rate of return because it wasn’t your money in hand in the first place.”

How This Dentist Retired in His 50's with Jay Jorgenson and Kristy Hesby | 624

Fri, 08 Jul 2022 15:00:00 +0000

Jay and Kristy have been in the dental industry and they have been on this journey to achieve financial freedom for a while. They sold their practice last year and as they retire in their 50s, they’re learning a lot of different ways to leverage their resources to finally achieve the freedom they’ve always wanted!

Key Talking Points of the Episode

[01:40] Invest with Secured Investment Corp!

[02:21] Who are Jay and Kristy?

[03:39] What are Jay and Kristy’s backgrounds?

[07:05] How did Jay and Kristy discover Money Ripples?

[09:15] What was it like for Jay and Kristy to retire from being dentists?

[11:10] How was Kristy influenced by their family history?

[13:15] How does Kristy work with Jay’s ideas?

[14:29] What are some of the best decisions Jay and Kristy made?

[20:30] What are Jay and Kristy’s investment goals?

[21:10] How are Jay and Kristy using their infinite banking policy?

[23:35] What lessons have they learned from having their infinite banking policy?

[24:33] What advice do Jay and Kristy have for people listening?

Quotables

“I felt like it was a safe holding spot until I could figure out what to do with it and eventually, we just got out of the stock market and even closed our 401K.”

“I’m borrowing all the money and making $1K a month while doing it. You just have to look specifically where it’s going.”

“It would’ve been easier to keep practicing dentistry. We would’ve made a lot of money, but at this point, I want time.”

“I had a great run in dentistry, I loved it, I accomplished everything I wanted to, but there are other things we can do and we have a lot of hobbies.”

“Those unfortunate circumstances happen and you grow or you fall apart.”

The REAL Return of the Stock Market Will Scare You | 623

Wed, 06 Jul 2022 15:00:00 +0000

Whenever you talk about market corrections, you’ll hear a lot of people saying “it’ll bounce back”, as everything will get back to normal. It’s good to have a positive mindset in situations like this, but you also have to consider what actually happens when the market returns after a correction.

Key Talking Points of the Episode

[01:34] Invest with preREO!

[02:27] What does the stock market really produce?

[04:15] Is discipline enough to get you through retirement?

[05:05] What is the impact of negative returns?

[07:18] What did I realize as a financial advisor?

[08:16] Why is it important to understand the impact of these returns?

[10:54] What is the real return of the stock market today?

[12:50] Why should you consider other alternative investments?

[14:09] What will happen to the market?

[15:20] What’s the worst kind of tax you can ever pay?

[16:25] Why is it a good time for alternative investments?

[18:17] What can you do to save yourself from the correction?

Quotables

“That’s why I quit being a financial advisor because I realized that financial advisors and all of their clients are following the same exact path which is guaranteed failure.”

“It took them 15 years to get to the point where they can say they broke even because not only were they not getting that full market return, but they were still paying fees on top of that.”

“I don’t have to do the property management. I just take the checks.”

“It’s not like I’m gonna sit back and do nothing but it’s a lot more boring than watching the stock market every day, wondering if my dreams are gonna come true or not."

Do You Need an LLC for Your Investments? with Seth Bradley | 622

Fri, 01 Jul 2022 15:00:00 +0000

Seth Bradley is a real estate entrepreneur and an expert at creating passive income as a highly paid professional. He is a managing partner of his own law firm, Bradley Law Ltd. and the host of the Passive Income Attorney podcast, and he is here today to help us better understand the importance of an LLC to you as an investor.

Key Talking Points of the Episode

[01:40] Listen to Simple Passive Cashflow!

[02:55] Who is Seth Bradley?

[04:00] What is Seth’s background?

[06:24] How should you set up your LLCs for your rental properties?

[09:15] Is it worth putting syndication-type investments in an LLC?

[12:09] What are Charging Orders?

[13:05] How can having LLCs for your investments help with taxes?

[14:22] When should someone hire an attorney to help with the LLC?

[15:41] What does Seth do today?

[16:24] Why are people not talking much about RV parks?

[18:34] Where can you connect with Seth?

Quotables

“A blue-collar background shows you how to work hard. You learn what it takes for a day’s work, how to trade time for money and provide for your family which is great to a certain extent, but then you have to get over that mindset.”

“You’ve gotta have that shift where, how can I create passive income instead of it all just being trading your time for money.”

“With respect to rental properties, you can ask 10 different attorneys and you’re gonna get 10 different answers. It really just does depend.”

“As an attorney, I would say that it does because you wanna protect yourself from the liability on that property - a slip and fall and you get sued, or a tenant falls off a window, or something like that so you’re protected, but it really just depends on your risk tolerance.”

Which Investments Are Recession Resistant? | 621

Wed, 29 Jun 2022 15:00:00 +0000

Yes, we are moving towards a recession, and no, this is not the time to be in denial about it. This is the time for you to think about how you will adapt to the bigger changes we’re going to experience and that means moving your investments around and putting your money where it’s going to help you prosper through this time.

Key Talking Points of the Episode

[02:00] Invest with preREO!

[03:00] Is another recession coming?

[04:03] Where should you NOT invest your money?

[05:21] How do you create wealth?

[06:00] Should you bank on appreciation and equity?

[07:03] Why should you focus on creating passive income?

[08:09] How is the 2008 recession different from today?

[09:03] Can real estate be recession-resistant?

[10:02] What did the last recession teach me?

[11:13] What makes rental real estate recession-resistant?

[12:30] Can syndications be recession-resistant?

[13:28] Why do you need to be careful with syndication deals?

[14:32] What makes self-storage recession-resistant?

[15:35] How can raw land be profitable assets?

[16:50] How can oil and gas be recession-resistant?

[17:36] Will investing in oil and gas be harmful to the environment?

[18:33] How do you prosper during this recession?

[19:01] Why do you need to invest in food storage?

Quotables

“Stay away from things that are speculative. Stay away from the crypto space as much, stay away from the stock market.”

“Wealth is not created off of luck. Wealth is not created off of gambling and markets that you don’t understand or don’t have control in.”

“Wealth it created by putting your money in places where there’s control or certain returns and especially, cash flow. That is the key to your freedom.”

How To Start Investing In Real Estate With Little or No Money with Raul Bolufe

Fri, 24 Jun 2022 15:00:00 +0000

Raul Bolufe is the co-founder of Capital Rise Investments and wholesales over $12 million worth of real estate every year. He quit his job 7 years ago in a thriving family business to become a real estate investor with no prior knowledge, no established network, and very limited funds.

Key Talking Points of the Episode

[01:26] Who is Raul Bolufe?

[02:54] What is Raul’s background?

[04:51] How did Raul start investing in real estate?

[06:52] What helped Raul get his real estate investing career started?

[08:11] How did having a mentor help Raul?

[12:30] How do you know what interest rates to pay?

[15:36] What advice does Raul have for dealing with paperwork?

[17:25] What is Raul’s advice for people who want to get started in real estate investing?|

[18:40] Where can you find Raul’s content?

Quotables

“If you really have 000, that’s okay. I would just go out there and find a deal, and go to meetups and learn how to find that first deal.”

“That’s what really, really took me over the edge - that 1-on-1 attention for a couple of months.”

“Honestly, the education, the $5K I paid to my first mentor was far more profitable.”

“Unfortunately, when you don’t have the money, whoever has the money makes the rules.”

“If it’s crazy, it’s just because you’re not finding a profitable opportunity. If you’re finding an opportunity that only makes you 10% and you’re scared to pay a lender then you’re in the wrong deal.”

“When I was starting, I thought that higher means better always, but pretty much above 14% in my experience is weird.”

“If you go too high, then you kinda get into that scammer range, so I think 8-12% is a sweet spot for hard money lending.”

The Best Hedge Against Inflation | 619

Wed, 22 Jun 2022 15:00:00 +0000

No matter where you are in the world, we’re already seeing the effects of inflation and there’s no stopping it. The question now is how do you protect yourself from drowning because of them? What is the best way to hedge against inflation?

Key Talking Points of the Episode

[01:30] The effects of inflation today

[02:02] What is the best hedge against inflation?

[03:05] What is the importance of increasing your income during inflation?

[04:34] Why is it important to develop your skills?

[07:20] Why do you need to focus on creating value?

[08:03] How do you become indispensable?

[10:05] Why should you find something you specialize in?

[11:53] What can you offer?

[12:25] How can the value you can offer generate more income?

[13:25] What should your goal be?

[14:09] How will you successfully beat inflation?

Quotables

“We’re seeing that prices are going sky-high and they’re reporting 8% inflation, and we know that that’s just ridiculous.”

“The number 1 inflation hedge that you have isn’t an investment. In fact, you don’t need to have any money to be able to get this inflation hedge to work for you.”

“Again, always at that minimum wage, and the only way I could make more money, of course, is if I would work more hours.”

“What I had to do was develop more skills. Every skill I got, it tacked on more pay.”

“No one beats our numbers. At best, they might match our numbers, but that’s such a tiny percentage, a fraction of a percent that you’ll ever see.”

“How do you become that star player? Keep developing and honing your skills so that you become absolutely invaluable, nay, irreplaceable.”

Creative Ways to Improve Your Credit Score with Nathalie Noisette | 618

Fri, 17 Jun 2022 15:00:00 +0000

Nathalie Noisette is a credit expert and a financial strategist on a mission to help shift our approach to money. She is the founder of Credit Conversion, the host of the Mental Money podcast, and the author of Converted. She is here today to enlighten us about how we should be managing credit and finances.

Key Talking Points of the Episode

[01:33] Listen to Simple Passive Cashflow!

[02:16] Who is Nathalie Noisette?

[03:45] What is Nathalie’s background?

[05:03] Why is it important to take care of your credit?

[06:13] What is credit essentially for?

[08:15] How did Nathalie get into credit and finances?

[11:06] What is the first thing you should do about your credit?

[12:06] How fast do you want your credit to get better?

[13:00] What is the best strategy people can use to improve credit fast?

[16:35] How can Self help build your credit?

[19:15] How does Nathalie use her credit cards now?

[21:22] How can you reach out to Nathalie?

Quotables

“Money is important. However, money has changed so much over even the last 10-12 years.”

“I realized that my problem can become profitable. Other people had the same, exact issue, and by addressing my own problem, I was able to help others.”

“Every single thing that they do in that card will essentially reflect you.”

“The way they work is the company opens a CD, which is a certificate of deposit in your name for you, and every single month that you pay into this certificate of deposit, they report your on-time payment history to the credit bureaus.”

“Payment history is the number one factor, as far as weight, that will improve or damage your credit score.”

“The point and the goal is to never pay interest. Interest is not in your interest.”

Why Are There So Many Dumb Names for Life Insurance? | 617

Wed, 15 Jun 2022 15:00:00 +0000

Whole life? Universal? Infinite banking? Wealth accelerator? Why do insurance policies have all these different names and what makes them different from one another?

At this point, I’m pretty sure you’ve already heard tons of different names from financial advisors and insurance companies that try to sell you life insurance in different ways. In this episode, I’m going to help you better understand why insurance policies have different names and what you really need to pay attention to.

Key Talking Points of the Episode

[01:26] Invest with PreREO!

[02:18] Why do life insurance policies have different names?

[03:38] Term Insurance

[06:58] Infinite Banking Insurance

[08:02] Types of Life Insurance

[09:04] Why do companies give life insurance different names?

[10:21] What do you need to understand when it comes to insurance?

[11:42] When do you use which insurance for which situation?

[17:34] What is the Wealth Accelerator they’re talking about?

[20:55] What if you don’t have enough net worth yet?

Quotables

“There are so many stupid names for life insurance and I think it’s primarily for two reasons. One, of course, a company wants to differentiate themselves but two, they’re just trying to mask their insecurities about using what ultimately is life insurance.”

“There are so many “banking” things out there, but they’re all pretty much referencing infinite banking.”

“They’ll give you all these cute names, but ultimately, when you hear most of the names out there, it’s usually referencing something like whole life insurance.”

“It’s never anything new under the sun, they’re just trying to make it sound special.”

Growing Your Coaching Business With Polarizing Content with Marc Mawhinney | 616

Fri, 10 Jun 2022 15:00:00 +0000

Marc Mawhinney is the coach of coaches. He is the owner of The Coaching Jungle on Facebook, he’s been an entrepreneur, a real estate agent, an investor, and so much more. He’s here today to talk to us about creating polarizing content and how you can use it to your advantage.

Key Talking Points of the Episode

[01:27] Invest with Secured Investment Corp!

[02:17] Who is Marc Mawhinney?

[03:25] What is Marc’s background?

[04:48] How long has Marc been doing daily emails?

[07:18] What does it mean to be polarizing?

[08:07] How did the Tony Robbins film affect other coaches’ content?

[09:13] What kind of things should you be polarizing about?

[11:45] How do you overcome the hate your content gets?

[13:00] How does Marc take advantage of his belief in capitalism?

[15:30] How does Marc deal with the hate he receives on his content?

[18:53] How does Marc find valuable content that he uses to bring in people?

[22:15] Where can you find more of Marc and what he does?

Quotables

“I think it’s something that never completely leaves you. It’s kinda like a wound that’s scarred over - you can kinda see it, but it doesn’t sting as much.”

“I always think when you’re being polarizing, it has to be grounded in actual beliefs that you have.”

“It gets easier the more you do it. You get a thick skin.”

“What I like to do is to use their hate and turn it into sales, so I use it as content fodder.”

“I haven’t been getting as many of them as I probably should and part of it is because I’ve changed the way I use social media.”

“Once you start creating a lot of content, it gets easier. You’re building up your content creation muscles.”

Does Diversification Really Work | 615

Wed, 08 Jun 2022 15:00:00 +0000

Financial advisors tell you to diversify your investments, but successful investors like Warren Buffet say don’t do it. What are you really supposed to do? Should you diversify or not? Does diversification really work? How do you truly diversify your investments?

Key Talking Points of the Episode

[01:34] Invest with PreREO!

[02:28] What do financial advisors say about diversification?

[03:51] What do successful investors say about diversification?

[08:09] What is the problem with the S&P 500?

[09:05] Are you diversifying by investing in stocks and bonds?

[12:15] What are the different asset classes you can invest in?

[13:05] What are paper assets?

[13:38] How can you invest in businesses?

[15:50] Why is it important to know what you’re investing in?

[16:23] What can you do in the real estate space?

[18:45] Is my portfolio diversified?

[19:47] How can you diversify effectively?

Quotables

“The truth is, you still lose money. Why? Because you’re not really diversifying, because you’re buying in the same asset class of equities, stocks, and things like that.”

“When you don’t know what you’re doing, just throwing your money at everything is a bad strategy.”

“If you think about it from a monetary standpoint, if one is bad, it’s worthless.”

“Maybe a few of them won and a bunch of them lost, you might be feeling grateful you lost a little bit less, but the truth is, people don’t really see that.”

“The S&P 500 is not equal across the board with the stocks they have. There’s no weighted average there.”

“Even when people are losing money in crypto, some people have made money in crypto because they went deep and they really understood that asset class.”

Storing Up Profits in Self Storage with Paul Moore | 614

Fri, 03 Jun 2022 15:00:00 +0000

Paul Moore had a brief stint at Ford Motor Company, he co-founded a staffing firm where he was a two-time finalist for Michigan Entrepreneur of the Year. After he sold the firm, he got started investing in real estate and found multiple investment streams, appeared on HGTV, and has done over 100 commercial and residential deals. He wrote the book Storing Up Profits, launched by Bigger Pockets, and that’s what he’s here to talk about today.

Key Talking Points of the Episode

[01:24] Listen to Simple Passive Cashflow!

[03:20] What has Paul been doing recently?

[04:40] What happened with Paul’s self-storage business?

[06:42] How does Paul interpret value-add in business?

[08:15] Where does the value of commercial real estate come from?

[10:00] Are there value-add opportunities in self-storage?

[13:39] What is Storing Up Profits about?

[15:31] Who should read Storing Up Profits?

[16:25] Where can people buy a copy of Storing Up Profits?

Quotables

“Wall Street Journal, New York Times, and others have said it’s the best emerging asset class in real estate since COVID.”

“That’s what we’re looking for. We’re looking for operators that are good at spotting and extracting intrinsic value.”

“Value add would be finding an asset that has something missing or something that can be added, or intrinsic value that can be extracted.”

“You can actually control at least the numerator in that equation, the net operating income, to some degree.”

“Regardless of what the market is saying in general as far as comps, your math can actually give you a much higher appraisal.”

“A mom-and-pop may just be looking at the storage unit itself, not realizing how much more potential there could be.”

How Can You Invest Like Warren Buffett? | 613

Wed, 01 Jun 2022 15:00:00 +0000

Warren Buffet doesn’t invest in what’s “hot” and what everybody talks about, but he has made more money than just about anybody. He doesn’t rely on economic predictions either, but he does look at one thing that has allowed him to grow his investments to extremely impressive levels, and that’s the people he’s investing with.

Key Talking Points of the Episode

[01:24] Invest with PreREO!

[02:17] Who is Warren Buffet?

[03:02] How does Warren Buffet invest?

[04:04] What did Warren Buffet have to say in this year’s shareholders’ meeting?

[05:05] What should you know as an investor?

[06:05] Does Warren Buffet invest in stocks?

[09:33] Why is it important to know who you’re investing with?

[11:19] Should you gamble on high-risk investments?

[12:52] Why should you be careful of your investments?

[16:39] How can scarcity affect people’s integrity?

[17:49] Who are the people we vet for Money Ripples?

[19:16] How can you make sure you’re making good investments?

Quotables

“Say whatever you wanna say about Buffet, the truth is that when he comes to investing, he’s a pretty wise guy.”

“Many people, especially in the financial advising world will tell you that Warren Buffet invests just like them but the truth is, he does not.”

“He says one of the reasons he doesn’t bank on what they say is because they end up being wrong all the time.”

“Something different happens all the time and that’s one reason economic predictions just don’t enter our decisions.”

“Great businesses with great managers will be able to succeed during difficult times just as they would during good times.”

How This Rancher is About to Escape the Rat Race with Jared Sorensen | 612

Fri, 27 May 2022 15:00:00 +0000

Jared Sorensen and his wife Selena are some of my oldest clients that I’m still working with. They’re third-generation ranchers in Northeastern Nevada and they mentor people seeking to get a start in agriculture. Jared has achieved a great level of freedom for himself and his family through their ranch and he is looking to help more people do the same!

Key Talking Points of the Episode

[01:37] Invest with Secured Investment Corp!

[02:19] Who is Jared Sorensen?

[04:05] What is Jared’s background?

[09:00] How did Jared deal with the mindset transition he needed?

[10:34] How did Jared see the opportunity in his land properties?

[12:11] What challenges did Jared face with being a rancher?

[14:45] How did Jared realize the power of leverage?

[15:53] What does passive income give Jared’s family?

[18:10] Why is it important to have personal accountability?

[19:05] What is Jared’s vision for his family and business?

[20:51] Why is regenerative agriculture important?

[23:00] Why should we support local agriculture more?

[25:00] What is Jared’s advice to people who want to start achieving freedom?

Quotables

“I guess when you’re humble enough and you’re willing to learn, you’ll start to figure things out.”

“It’s hard for people to kinda grasp the size and scope of that but it is a really labor-intensive business.”

“I don’t have to know it all. I don’t have to figure it out all on my own and if I do, I’m not gonna live long enough to figure it out.”

“Everybody’s gonna need to eat and our current agriculture system is not sustainable.”

“I don’t believe in saving money in the bank, but I believe in the discipline of saving money.”

How to Start Investing and Earning Passive Income Now | 611

Wed, 25 May 2022 15:00:00 +0000

Getting started in investing your money is very similar to running a marathon. It’s almost like the couch to 5K. If you’re just starting from your couch, you don’t just get up and run a 5K. You might be able to do that, but you might get hurt.

Key Talking Points of the Episode

[01:57] Invest with PreREO!

[02:50] How is investing similar to running a marathon?

[04:35] Why do you need to handle investing in phases?

[05:32] What should be your first goal?

[07:07] What should you do with the money you’re saving?

[08:01] What comes after building your savings?

[09:00] Should you be max funding your 401K?

[09:58] How can you start getting into investing?

[11:19] Why should you consider Series I Savings Bonds too?

[12:30] How can I Bonds help you outpace inflation?

[13:48] What investments can give you better returns?

[14:50] What is the ultimate goal when you invest?

[15:52] What happens when you reach the finish line?

[16:32] What options do you have when you’re getting started?

[17:22] How can passive income change your life?

Quotables

“Your goal is to just start building a small amount of money in savings and hold it for a time in just a savings account.”

“Don’t take all your cash and empty it to either pay off debts, invest, or do anything else. You do not wanna gamble this money.”

“Do not fund your 401Ks and your IRAs. Forget those things. Again, focus on your savings and build up that liquid reserve.”

“Just so you know, these I Bonds, you can do as little as $25 invested. You can invest as little as $25, all the way up to $10K per person.”

“You have so many different places you can start from, no matter where you are. You always have a win.”

How to Exit Your Business Rich with Michelle Seiler Tucker | 610

Fri, 20 May 2022 15:00:00 +0000

Michelle Seiler Tucker is a Wall Street Journal and USA Today bestseller, the CEO of Seiler Tucker Inc. and she helps people in all kinds of verticals sell their businesses for top dollar. She is the author of Exit Rich, the book that helps business owners build their businesses into sustainable, scalable, sellable assets that can sell at the price tag they desire.

Key Talking Points of the Episode

[01:39] Listen to Simple Passive Cashflow!

[02:23] Who is Michelle Seiler Tucker?

[03:55] What has Michelle been up to?

[05:23] What inspired Michelle to write her book?

[07:44] Why did Michelle write Exit Rich?

[08:22] What is Exit Rich about?

[11:20] Why do you need to build your business to sell?

[14:56] Is passing the business to the next generation a solution?

[15:33] What happens when you lose a business?

[16:15] Why is Exit Rich important to service-based businesses?

[17:47] What will you have if you don’t sell your business when it’s ready?

[18:09] Where can people buy Exit Rich?

Quotables

“I learned pretty quickly that what Steve Forbes says is true, that 80% of the businesses on the market will never sell.”

“We also just launched a new program called Road to Exit Rich and it’s a year program to get businesses up-to-speed and get them ready to exit rich because most businesses aren’t ready.”

“Exit Rich is all about planning your exit from the beginning like Stephen Covey always says, begin with the end in mind.”

“Most business owners are not just losing their business assets, they’re losing their personal assets too.”

“We don’t go into business to not have money and free time, but yet, that’s what’s happening over and over again.”

Should The Government Forgive Student Loans? | 609

Wed, 18 May 2022 15:00:00 +0000

There’s a lot of talk going around about the government forgiving student loans because of the economy, inflation, COVID, and all the other factors that have affected income in the last few years. Do you agree with this? If yes, is it because you truly believe it’s the best thing to do or is it only because it will work in your favor?

Key Talking Points of the Episode

[01:34] Invest with PreREO!

[02:26] Why are people talking about student loans?

[03:15] How did I pay for my college education?

[04:55] Why wouldn’t democracies work?

[08:30] Why do you need to be careful with what you’re being offered?

[11:39] Why should we have other options for college?

[12:13] Why did I choose entrepreneurship?

[13:15] What matters more than your degree?

[14:59] What is the real problem with forgiving student loans?

[16:40] What could be a better solution to expensive education?

Quotables

“The one thing I’m grateful for is that my dad taught me personal responsibility.”

“Adults are really just big, oversized children that vote ourselves favors.”

“We have to be careful of this because it’s easy for our self-interest to get in our way to vote for ways that we want.”

“Just because the majority wanted it at that time, doesn’t mean it’s necessarily the best thing to do.”

“The degree is not the power. The power is supposed to be what you learn and what you walk away with.”

“I can tell you that I’ve learned more since dropping those licenses about money than I ever did back then.”

“Why would we bail out our own children? Why would we rob them of their personal accountability, responsibility, and growth?”

How to Become Successfully Unemployed with Dustin Heiner | 608

Fri, 13 May 2022 15:00:00 +0000

Dustin Heiner is the founder of Master Passive Income and has become one of the leading real estate rental property experts today. He is the author of the book How to Quit Your Job with Rental Properties and he is helping people do the same thing - get out of their jobs and become successful rental property owners!

Key Talking Points of the Episode

[01:16] Invest with Secured Investment Corp!

[02:10] Who is Dustin Heiner?

[03:23] What does being successfully unemployed mean?

[04:33] What was Dustin doing before he became successfully unemployed?

[05:10] What made Dustin want to become an investor full-time?

[08:10] What did Dustin realize when he got laid off?

[10:30] Why do more people need to realize they need passive income?

[13:39] How did Dustin start buying rental properties?

[14:33] What is the right way to become an investor?

[15:53] How is Dustin able to invest all over the country?

[17:23] Why is it important to build the business first?

[19:40] What is real estate investing really about?

[21:35] Where can people find more of Dustin?

Quotables

“I just love the idea of not working for somebody else but still being able to provide for my family.”

“When you’re successfully unemployed, it means I’m unemployed by choice, I’m work optional.”

“I said I’m not gonna do anything. I literally own real estate, it works for me without working, I don’t do a thing!”

“The second thing I realized is I needed to make sure nothing like this ever happened to me again, so I bought property after property.”

“Your value is worth so much more than anybody could ever pay you.”

“Once you’ve built the business, it literally does it for you.”

What Rich Dad Poor Dad is Missing | 607

Wed, 11 May 2022 15:00:00 +0000

Rich Dad, Poor Dad is a great book. It has inspired a lot of the most successful people today and it’s continuing to inspire more, but there’s something missing and it’s something we work hard to provide to people.

Key Talking Points of the Episode

[02:01] Invest with PreREO!

[02:55] Rich Dad, Poor Dad

[03:45] How did I feel about the book as a financial advisor?

[06:15] What is the problem with Rich Dad, Poor Dad?

[07:40] What’s happening to the Rich Dad, Poor Dad brand?

[08:40] What was my favorite time as a stock coach?

[10:04] What are the two factors that make active investments work?

[13:18] Why do you need to be careful with your investments?

[14:33] Who are the people who should come to us for help?

[15:09] How can having passive income help you in business?

[16:34] What should you do with Rich Dad, Poor Dad?

[19:00] How can Money Ripples help you create cash flow sooner?

Quotables

“The thing is, when you read Rich Dad, Poor Dad, it gets you excited and you always wanna know the how-to.”

“What frustrates the people is that they don’t get the actual application.”

“Here’s the shortcoming - it’s an active investment. It’s an investment you gotta put a lot of time, energy, and money into.”

“I can guarantee you that any business you do, there are gonna be some bad times or times that you’re not gonna think are very favorable.”

“If you own a business, it is so much more fun when you don’t need the money.”

“Rich Dad, Poor Dad can only get you so far, but at some point, you’re gonna need guidance and help.”

Meet Money Ripples Master Coach Craig Feldmeier | 606

Fri, 06 May 2022 15:00:00 +0000

Craig Feldmeier is a coach at Money Ripples who has helped many of our clients get amazing results. He has been on the show before, but I wanted to bring him back again so we can talk more about what he does at Money Ripples and how he helps people.

Key Talking Points of the Episode

[01:36] Listen to Simple Passive Cashflow!

[02:20] Who is Craig Feldmeier?

[04:03] What is Craig’s background?

[06:01] How did Craig realize the power of cash flowing assets?

[08:17] What is Craig’s vision in life?

[09:12] How can education give you freedom?

[10:45] What is Craig’s superpower?

[12:55] What kind of clients does Craig like to work with?

[16:39] How does Craig’s background help him talk to clients?

[17:47] What makes a personalized investment plan better?

[19:35] How does Craig introduce different investments to clients?

[20:35] What does Craig think about Money Ripples?

[22:03] What are some of Craig’s favorite cases in Money Ripples?

Quotables

“Anyone out there who’s listening, feel good that you have money in your 401K or in the stock market. It’s better than not having anything at all.”

“Once money is no longer a stressor and an issue, that really opens up just so many other pathways you can take in your life.”

“I think I can relate to a lot of different people in a lot of different scenarios.”

“Everybody’s different, therefore, everybody does different investments.”

“Once you start to get that first, second, third deposit into your checking account, then it becomes real.”

Are You About to Lose Your Retirement? | 605

Wed, 04 May 2022 15:00:00 +0000

This episode is for you if you’re still in the stock market and if you’re still putting all your money into your 401Ks and IRAs. You’re about to lose your retirement and you need to do something about it NOW!

Key Talking Points of the Episode

[00:00] Introduction

[01:54] Invest with PreREO!

[02:47] Are you about to lose your retirement?

[03:50] The psychological nature of the stock market

[05:13] Can anyone really time the market?

[06:35] Why do we have to sell at certain prices?

[08:47] What’s the problem with buying all the time?

[09:50] Is the stock market going to get you the freedom you want?

[11:59] Does the S&P 500 help diversify your investments?

[14:20] Are you okay with gambling your money?

[15:05] Will the stock market go back up?

[17:15] Beware of the bear!

[18:43] What is really happening to the market?

[19:24] Why shouldn’t we listen to politicians and the feds?

[21:07] Why is a correction inevitable?

[22:13] What could you do to protect yourself from the market correction?

Quotables

“If these were the hunger games, being in the stock market means you’re the first one dead.”

“There are bullish markets, that’s what we saw for the past 13 years. Bulls go up, bears go down.”

“The problem is that you’re not smart enough to time the market and to some level, it’s true. None of us know.”

“We just have this natural, subconscious tendency to not want to lose anything.”

“We’re moving into something different and as a result, we’re seeing the stock market change too.”

“If you’ve got money saved in your 401Ks and your IRAs right now and it’s all in the stock market, you’re still gambling.”

Are Rising Rates Affecting Multifamily Investments with Lane Kawaoka | 604

Fri, 29 Apr 2022 15:00:00 +0000

Lane Kawaoka of Simple Passive Cashflow is back on the show today to help us learn more about what’s really happening in the marketplace, what he’s seeing as an investor, and what factors may or may not affect your investments this year.

Key Talking Points of the Episode

[01:36] Invest with Secured Investment Corp!

[02:20] What are we talking about with Lane?

[04:23] What has Lane been working on recently?

[07:19] What’s happening to interest rates today?

[10:04] Are housing prices ever going down?

[13:41] What kind of deals does Lane do today?

[15:24] What is the game of investing all about?

[19:25] How can you make sure you’re buying good deals?

[21:00] Where can you learn more about Lane?

Quotables

“I focus on stabilized, workforce style housing, so these are rents in the $700-$1200 range, so lower-middle class.”

“We kinda catch this bell curve coming at us, therefore, in recessions, it performs pretty good.”

“It’s harder and harder to find these deals that you just can’t sit in cash flow. You can’t just be a super lazy investor anymore.”

“Maybe it’s just like a college education - the prices are never gonna come down!"

“The more profitable you are, the higher the value of that apartment building.”

“We always look for some value-add types of projects because that’s where the returns get juiced.”

“They make good deals better and they make bad deals worse.”

“Interest rates are indicative of a good economy. A good economy is when rents go up - skyrocket, in some places 10-12%.”

“There’s always gonna be that gap between interest rates and cap rates, and that’s what investors take advantage of.”

Crypto Is Not Gold | 603

Wed, 27 Apr 2022 15:00:00 +0000

I am not anti-cryptocurrency, but I have a lot of reservations when it comes to these things. I’ve invested and earned from crypto, and I believe it’s a great way to diversify your portfolio, but it is not the investment that’s going to take you to financial freedom.

Key Talking Points of the Episode

[02:47] Invest with PreREO!

[03:40] Why do we need to talk about crypto?

[05:36] What am I doing with my crypto investments?

[06:15] When did I start investing in Bitcoin?

[06:59] How is the situation similar to the start of the internet?

[09:11] Is it the technology or the currency?

[10:00] Why would the feds start buying Bitcoin?

[12:31] Is there stabilization in the Bitcoin market?

[13:18] What is the biggest problem with crypto?

[14:15] Why shouldn’t you gamble in crypto?

[17:07] Where does real value come from?

Quotables

“Do not confuse the technology with the currency.”

“Well, guess what? The technology is great. It says nothing about your money being gambled inside those kinds of currencies.”

“It would not be shocking if the feds, as part of their balance sheet, went and started buying Bitcoin.”

“Here’s my problem with it - it’s not gold. It’s not something that’s had a very good history to hold value.”

“Remember, blockchain technology is separate from all these currencies.”

“It’s not about the technology, it’s about something that people have been putting their money in.”

“It’s not just about planning for your future, it’s about planning for your present.”

“You can gamble your money, but don’t bank on it.”

Making Wealth Your Business with Keith Blackborg | 602

Fri, 22 Apr 2022 15:00:00 +0000

Keith Blackborg is just like me - he was able to become financially free within 10 years both as a successful investor and a tax strategist. He’s looking more at business, wealth, finances, and investments versus just looking at taxes.

Listen now to learn different effective tax strategies that can help you make more money in business from someone who has done it for himself!

Key Talking Points of the Episode

[01:19] Listen to Simple Passive Cashflow!

[02:03] Who is Keith Blackborg?

[03:30] How did Keith become financially free?

[04:37] When did Keith declare financial freedom?

[05:09] How did Keith celebrate his financial freedom?

[06:01] How does Keith help people get to work optional?

[07:41] What does Keith see that people miss?

[09:03] Who are the people that Keith can help?

[10:42] How does Keith help people make more with their businesses?

[11:48] What’s Keith’s favorite tax strategy that helps create wealth?

[13:44] How can tax planning help your finances?

[15:40] Can anyone get out of their retirement funds without paying taxes?

[17:21] How can you find Keith?

Quotables

“It felt like I was living the dream and then I realized quickly that you can burn out if you got no other life outside of work and that’s not much life at all.”

“So while I talk in Financial Journey, I show people how to get to work optional in 3-5 years.”

“I think that people get so caught up in their career and building their business that they don’t really think of wealth as the business, and that’s what I want to help people see.”

“In short, I help the people with a $1 million - $50 million net worth build their family office.”

Which Debts Should You Pay Off? | 601

Wed, 20 Apr 2022 15:00:00 +0000

I came up with a formula that can help you better manage your debts and pay them off one by one the smart way, and that’s what we’re talking about today!

Listen now to learn about the cash flow index, how it works, and how you can use it!

Key Talking Points of the Episode

[01:43] Invest with PreREO!

[02:37] Is debt bad?

[03:46] What is debt?

[05:13] Why is it important to track your money?

[06:10] How did the cash flow game help me?

[08:40] How do you figure out which loan to prioritize?

[10:28] Why shouldn’t you worry about interest rates?

[12:15] How do you use the cash flow index?

[15:24] How can you use the cash flow index for mortgages?

[19:19] What makes the cash flow index effective for paying debts off?

[20:25] What is the point of using the cash flow index?

Quotables

“The truth is, it depends on who you are. If you’re someone who’s gonna blow money, you’re gonna gamble it away by doing speculative types of investments, using debt is not for you.”

“Cash flow opens up options and when you have options, you have more freedom.”

“In fact, the interest rate for banks are really just smokescreens. They’re really used to manipulate your human behavior to do what they want you to do.”

“You take that amount owed, divide it by the minimum monthly payment, and that gives you the cash flow index.”

“Don’t go for the highest interest rate, don’t necessarily go for the lowest balance, go for the lowest cash flow index loan that you have, and remember, go off the minimum monthly payment. Not what you’re paying, but what they’re actually requiring you to pay.”

How This Entrepreneur Made $600M Working 5hrs a Day with Trevor Blake | 600

Fri, 15 Apr 2022 15:00:00 +0000

Trevor Blake is a serial entrepreneur and a New York Times bestseller who has gone from starting his business with a few hundred dollars to creating and successfully selling and exiting three companies for over $600M. He did this on his own and without spending more than a few hours a day working!

Listen to this episode to hear more about Trevor’s story, how he was able to do it, and why having a balance is important for entrepreneurs!

Key Talking Points of the Episode

[01:27] Invest with Secured Investment Corp!

[02:11] Who is Trevor Blake?

[03:20] What is Trevor’s background?

[06:21] What kind of mindset does Trevor have when it comes to money?

[08:26] What makes Trevor’s business model unique?

[09:50] What kind of businesses has Trevor set up?

[12:11] How do you tune in with your intuition?

[14:37] Why is intuition important in business?

[17:14] Why did Trevor decide to work 5-hour workdays?

[18:13] Why is it smarter to work shorter hours?

Quotables

“I changed that by just reading biographies. It’s not magical, I haven’t come up with anything creative or clever, I just copied what other people did.”

“I used a few hundred dollars to start it, but I used a unique business model. I call it the model of alliances.”

“Money comes in, but you have to let it work because it’s energy. If it’s not working, it’ll stagnate.”

”My best decisions have always been those instantaneous ones that always feel right.”

“Your anatomy proves that you can’t concentrate beyond two hours.”

“Every time you get distracted, it takes 35 minutes to get back on track, so what you end up doing is working all those hours, but the actual hours that were productive are very, very small.”

How To Get the Max ROI From Your Infinite Banking Policy | 599

Wed, 13 Apr 2022 15:00:00 +0000

The way we do it gives you the max ROI possible and a lot of people have been asking about how we do it.

Listen to this episode to better understand the difference between infinite banking policies from other companies and how we do it at Money Ripples!

Key Talking Points of the Episode

[01:37] Invest with PreREO!

[02:30] Why do people ask me about infinite banking policies?

[03:30] What was it like when I first learned about infinite banking?

[04:07] What did I learn when I looked at infinite banking on my own?

[05:07] Traditional state policies

[06:36] How are these policies created?

[07:40] Comparing quotes for policies

[09:10] Why do I recommend against dumping cash in year one?

[10:53] How did we make the numbers better?

[11:47] Are the bad numbers the company’s fault?

[12:54] How do you get the max ROI?

[14:17] What variable allows you to get the max ROI?

Quotables

“Here’s what I think is fascinating and you don’t see this often - even though it’s more expensive, he has less death benefit.”

“Even better because the way we design them to be cash-rich, you make more money and of course, you can start leveraging things.”

“The number one variable, the number one way that makes this the max ROI possible has nothing to do with the company and dividends, it has to do with how we are able to reduce the costs.”

“The better and more efficient we can get it to where it reduces the cost of the insurance, the bigger it is allowed to grow.”

“It’s not about the product, it’s not just about the company, what it’s truly about is how we’re able to design it.”

From Active Investor to Passive Investor w/ a Laundromat with David Royster 598

Fri, 08 Apr 2022 15:00:00 +0000

If you truly want to become successful, you need to be responsible for your own money, and that’s only one of many lessons that David Royster learned through the years.

David has this vast array of experiences. He’s done everything from active real estate investing, to some passive deals, syndications, rentals, and so much more. He’s been there and done that, and he’s here to share the wisdom he’s gained through it all.

Listen to this episode to learn about what it’s like to venture into multiple investments and how you can do it successfully!

Key Talking Points of the Episode

[03:19] How was David’s experience with a financial planner?

[06:10] How did David start his career in real estate?

[07:42] What is David’s family background?

[09:27] How did David become a Money Ripples client?

[10:41] Growing your net worth vs. Growing your cash flow

[14:33] Why did David decide to get into franchises?

[15:45] How did David’s laundromat franchise start?

[17:36] What did David learn from being hands-on in the business?

[19:29] What is David’s advice to people listening?

Quotables

“I got $500K worth of stock options that I exercised, so I thought, let me hire a financial planner because, with this much money, I really wanna make sure I know what to do with the money.”

“There’s a whole difference between growing your net worth and growing your cash flow.”

“When you’re just sitting in your office doing something for most of the year, hoping that you’ll be able to find something else, it gets pretty boring.”

“You really need help because you don’t know what you don’t know, but you really need to take ownership of your investments to succeed.”

Investing Trick Plays | 597

Wed, 06 Apr 2022 15:00:00 +0000

Boring is sexy and trick plays are only used when you’re already losing!

Listen to this episode to learn why you’re not supposed to resort to trick plays at any point in your life and how you can actually start creating the financial freedom you want to achieve without risking everything you have!

Key Talking Points of the Episode

[01:20] Invest with PreREO!

[03:33] What happens when you feel like you need to hurry up?

[04:36] What happens when we get impatient?

[06:25] What does it take to become financially free?

[08:17] How should you manage your businesses?

[11:31] Why do you need to create cash-flowing assets?

[12:15] What does passive income really mean?

[13:57] What is the importance of flexibility in investing?

[15:05] Why do you need to have savings?

[17:27] How does money attract money?

[18:45] What can you do when you’re only starting out?

Quotables

“You don’t use trick plays unless you’re losing.”

“In most cases, you’re gonna need 5 or 10 years, which, in the grand scheme of things, isn’t that long!”

“I was doing what I could to make sure I could generate more income because that is the variable most people skip.”

“These are principles that are tried and true, and these are principles that helped me get out of a $1 million debt hole without filing for bankruptcy.”

“Start investing in certain places. Don’t go for things that are speculative.”

“I can guarantee you, by the time you hear that it’s sexy or interesting, it’s already too late. You’ve already missed out on that opportunity.”

“One of the rules we had in stock trading was to never trade on a hot tip.”

Borrow from Your IBC Policy for Less with Brenda Newton | 596

Fri, 01 Apr 2022 15:00:00 +0000

That’s one of the beautiful benefits of infinite banking and that’s what our special guest, Brenda Newton, will tell us about today.

Brenda Newton works with Bank Corp, that’s how I met her. She has an extensive background in financial services and she returned to private banking after years in management at Smith Barney in California.

Listen to this episode to learn more about how you can borrow from your infinite banking policy for less!

Key Talking Points of the Episode

[01:31] Invest with Secured Investment Corp!

[02:14] Who is Brenda Newton?

[03:38] What is Brenda’s focus in Bank Corp?

[04:18] What options do you have with an infinite banking policy?

[05:20] How do infinite banking loans with Bank Corp work?

[06:23] What is it like to get a loan from Bank Corp?

[08:53] What makes it work well for real estate investors?

[10:39] How can you access your line of credit from Bank Corp?

[12:09] What other benefits can you get from a line of credit from Bank Corp?

[13:21] How do you get your line of credit increased?

[14:32] Why does Bank Corp provide loans for life insurance?

[16:01] What’s the difference between whole life and universal policies?

[17:45] What is the risk with universal policies?

[19:47] How can you reach out to Brenda?

Quotables

“When you save money in life insurance, you can save your money basically tax-free. It’s like a tax-free, supercharged savings account.”

“When we send a wire domestically, it’s received the same day.”

“After the first 6 months with us, they can increase twice a year.”

“The minimum per policy is a cash value of about $5300 and that gets us to our minimum commitment amount per policy of $5000.”

Forget Your Financial Future | 595

Wed, 30 Mar 2022 15:00:00 +0000

Are you gonna be alive to enjoy that future you’re trying to work for?

Listen to this episode to better understand why the future isn’t as important and what you can do to create a better financial present that you and your family can enjoy!

Key Talking Points of the Episode

[01:22] Invest with PreREO!

[02:15] What about your financial future?

[03:26] Why shouldn’t you focus on your financial future?

[04:20] What is there to think about?

[06:16] Should you be listening to your financial advisor?

[07:30] What’s the problem with the 4% rule?|

[09:35] What does the reality of traditional financial plans look like?

[13:20] Why is it important to do something today?

[17:20] Is this all just a theory?

[20:13] What will happen if you don’t act now?

[22:24] If not now, when?

Quotables

“The best way to secure your financial future? Focus on the financial present.”

“What you should be doing is securing a financial present so that you determine a better financial future.”

“You should focus on your financial present today and what you can control now, that’s your reality.”

“This can create a real, legitimate legacy of wealth because it not only changes your life but as you start to teach your children to do something different than the rest of America is doing, then you start to see a much bigger picture of what you’re getting.”

“If you’re always worrying about the future and you don’t course-correct today, you’re gonna end up way off course from where you should be.”

“He made those choices and those choices led him to a path he didn’t think would happen to him. He didn’t think he would be alive.”

How to Run a Virtual Business 4-Hours Per Week with Chris Bello | 594

Fri, 25 Mar 2022 15:00:00 +0000

That’s what today’s special guest, Chris Bello, is going to help us better understand today.

Chris Bello is the host of the Entrepreneur Motivation Podcast and he has a business focused on Houston real estate while living in Denver. Watch this episode to learn more about operating your business virtually and how you can successfully do it too!

Key Talking Points of the Episode

[01:20] Who is Chris Bello?

[02:27] How did Chris get into real estate?

[05:03] What real estate niche did Chris start with?

[06:40] Why did Chris choose real estate over oil?

[08:16] How did Chris make his business more passive than transactional?

[12:17] What does it really mean to create freedom?

[14:20] How does Chris operate his business virtually?

[17:43] What is the hardest part about working virtually?

[18:48] What kind of mindset will help you with delegation?

Quotables

“Just because I have no previous real estate experience, I had been holding back, thinking that I can’t do that yet, I have to save more money, but there’s so many ways to get into it.”

“You can either pay it with money or pay it with time. Those are the two things that we can use.”

“I really love that “thrill of the chase” and “thrill of the hunt” type of feeling where you can also be rewarded. There’s no ceiling.”

“He or she who controls the leads could control the income and cash flow, so that’s been my main game.”

“The hard nut to crack for most of us is how do you make enough income where you can live the life of your dreams and have your own time.”

“Anything something comes to you, just ask yourself “do I need to be the one doing this?” and most of the time, we don’t.”

Should You Use Whole Life IBC to Pay Off Debts | 593

Wed, 23 Mar 2022 15:00:00 +0000

A lot more people are discovering its benefits and unfortunately, many are being misled by the information they find online.

In today’s episode, I’m going to help you better understand how you can make the most out of an Infinite Banking policy! Watch now to learn what it really is, how you can maximize the money you’re putting in it, and if it’s a good idea to use it to pay off debts or not!

Key Talking Points of the Episode

[02:05] What is Infinite Banking?

[03:15] What I learned as a financial advisor

[05:26] Losing my policies during the recession

[08:31] Why should you borrow money from your policy?

[10:10] Does Velocity Banking work?

[12:50] Should you use it to buy a house or a car?

[13:28] What should you use the bank for?

[14:27] What will I not use my insurance for?

[15:43] The truth about Infinite Banking policies

[17:20] What else can you use your Infinite Banking policy for?

[18:06] What benefits do you get from keeping your money in your policy?

[19:58] Who should be getting Infinite Banking policies?

Quotables

“One of the big concepts they teach, and they’re coming from this Dave Ramsey perspective, is paying off your debt.”

“It’s all cash, you’re debt free, but you’re using this money instead, and then you pay yourself back the payments.”

“It sounds miraculous, it sounds amazing, it sounds perfect, especially if you’re coming from that Dave Ramsey perspective, which I had done at that time.”

“Anything I can’t get bank money on, especially if it’s cheaper than 5-6% or less, if I can’t get that through the bank, then I use my insurance policy.”

“I recommend that you use this for something that will give you a return.”

From Hairdresser to Millionaire by 30 with Myra Oliver | 592

Fri, 18 Mar 2022 15:00:00 +0000

Myra Oliver has a fascinating story. Not only is she a Kentucky girl that at the age of 22, she wanted true freedom from debt and consumerism, she earned enough passive income as a hair stylist through saving and real estate investing, became a self-made millionaire, and retired in her 30’s. She is back in the marketplace today with another real estate empire and she wrote the book, Down Home Money, to help more people achieve the freedom she has.

Key Talking Points of the Episode

[01:24] Who is Myra Oliver?

[02:23] What got me interested in Myra’s story?

[04:33] What is Down Home Money about?

[06:00] What was the vision that pulled Myra forward?

[07:16] How did Myra and her husband celebrate their freedom?

[11:07] Why did Myra not invest much in her vehicles?

[14:30] How does Myra live what she teaches?

[15:15] What should people be spending their money on?

[16:19] What does Myra want to do in the next 50 years?

[17:05] How do you achieve financial freedom?

[18:48] What does it take to actually become successful?

[21:42] How can people get in touch with Myra?

Quotables

“I think that I am a firm believer it’s not how much money you make. It’s how much money you keep and what you do with it.”

“Whenever you say yes to something, you’re saying no to something else and that’s usually family.”

“A car is just not an asset. I’d rather my money make money.”

“You have to teach what you preach and live it.”

“It truly is how much money you keep and what you do with it, it’s not how much money you make.”

“It just shows that if you just do it consistently, you know, monthly investments, the compounding effect can change your life.”

How Will The War in Ukraine Affect Your Finances | 591

Wed, 16 Mar 2022 15:00:00 +0000

If there’s anything that’s going to affect you and your finances, it’s the decisions you’re making today.

Watch this episode to better understand why the war has nothing to do with your finances and how you can protect yourself!

Key Talking Points of the Episode

[01:38] My recent interview

[02:39] The effect of the war on your finances

[04:35] What controls the markets?

[08:10] What’s really happening to the markets?

[10:00] What are you going to do about it?

[18:35] What is the importance of putting principles first?

[20:30] What does this have to do with the war in Ukraine?

[21:00] How will you respond to what’s happening?

[22:05] Do financial advisors have proof of financial freedom?

[24:30] What mistakes did I make in the last recession?

Quotables

“The war in Ukraine has very little to do with your finances, even your retirement accounts.”

“But really, for the most part, the war in Ukraine doesn’t really affect your own, personal economy too much unless you let it affect you that much.”

“Russia and Ukraine just gave them further reason to keep selling off, but that’s not what’s causing it.”

“If people believe that we’re in a bad position, that the economy is bad, and they start reacting accordingly, creating a self-fulfilling prophecy, our economy goes south.”

“Where there’s uncertainty, there can never be freedom.”

“Remember, dollars follow value. The more value you can create for people, even if it’s an employer, the more you essentially get paid.”

“Expand that view, expand your options, and you will find you will have more hope than you will ever find.”

How This Young Mother of Two Is Creating Freedom with Danielle Hollembaek | 590

Fri, 11 Mar 2022 16:00:00 +0000

I want to bring in normal people too, people with stories that you can relate to, and that’s why today’s special guest is someone who is working with us in the company.

In today’s episode, Danielle Hollebaek is joining us to tell us more about her life, passion, and purpose. We hired Danielle last year in 2021 to be our Chief Marketing Officer in Money Ripples, plus - she’s kind of my number 2 in the company and she is helping the company move forward.

Danielle is a young mother of two in the journey to creating freedom for herself and her family too. She’s a seasoned marketing professional and she has worked with multiple national brands, but now she is part of our team, helping us create ripples in your lives.

Listen now to learn more about what it was like for Danielle and how working with us at Money Ripples has impacted her life!

Key Talking Points of the Episode

[01:44] Who is Danielle?

[03:21] What is Danielle’s background?

[08:48] Who is Danielle’s inspiration?

[11:42] What is Danielle’s vision for the future?

[14:05] What was the worst job Danielle had?

[15:03] How did Danielle find her heart in marketing?

[16:37] How did Danielle find Money Ripples?

[20:35] What is Danielle’s purpose?

[22:15] What makes Money Ripples unique?

[24:44] How did client testimonials impact Danielle?

Quotables

“I came to a stark realization in 2020 going into 2021 that I could either let this company grow or I can let it just shrink and push you all away, and that’s not what we want at all.”

“We are in that space where we are trying to actually make people have passive income so that you don’t have to work unless you have to, like you.”

Creating An Anti Fragile Plan | 589

Wed, 09 Mar 2022 16:00:00 +0000

You need to be flexible emotionally, mentally, physically, and financially if you want to be able to weather anything that comes your way. That’s what being anti-fragile means and that’s what I’m sharing with you today.

Watch this episode to have a better understanding of the anti-fragile concept, how it applies to life and your finances, and how you can make sure you’re doing the right things to become anti-fragile!

Key Talking Points of the Episode

[01:35] What is the anti-fragile concept?

[02:29] What is the scientific law of perturbation?

[03:21] How does this principle apply to other areas of life?

[04:40] What was it like to surrender?

[05:42] How was I able to get out of the mess I was in?

[07:31] What does a good financial plan look like?

[09:37] What is the problem with investing for appreciation?

[12:15] What is the importance of having options?

[13:01] Why is cash flow important?

[15:15] What is the risk in traditional financial planning?

[16:30] How can you be flexible?

[18:12] Will traditional financial planning work for you?

[19:14] How are our infinite banking plans different?

[21:00] What is the key to becoming anti-fragile?
Quotables

“If you’re working out, you might rip and tear some muscles as you’re doing that kind of thing, but of course, as it’s ripping and tearing - what seems like destroying, in truth actually heals and becomes stronger as they go.”

“I tried to be rigid during that time. I tried to be tough and I was not gonna cave in, I’m not gonna do it.”

“Any good financial plan requires flexibility, requires options. Youoften hear me say that when you create more cash flow, you get more options. When you have more options, you have more freedom.”

Tax Strategies to Help You Save Big with John Briggs | 588

Fri, 04 Mar 2022 16:00:00 +0000

There are just a lot of things we don’t fully understand and if you don’t have a reliable CPA or accountant, it doesn’t get any better.

On today’s episode, we have John Briggs, the CEO of Incite Tax, to help us gain more clarity on preparing for tax season.

Watch this episode now to learn more about preparing for taxes, the importance of working with a reliable accountant, and the different strategies you can use to reduce the amount of taxes you’re paying!

Key Talking Points of the Episode

[01:42] Who is John Briggs?

[03:00] What is John’s background?

[05:01] What is Incite Tax focused on?

[10:30] Why is it difficult to plan for taxes?

[11:17] How do we deal with the uncertainty of the government?

[12:02] What should you do with what you see from the media?

[15:10] What expenses should you be able to write off?

[23:42] Why is it important to have an accountant working with you?

[28:46] How can you get in touch with John and his team?

[29:45] How does John use the Profit First system?

Quotables

“Our focus is always to help clients keep as much money in their pockets as possible because that will always be the best thing for the economy.”

“They can’t even figure their crap out so until they do, we just do what we gotta do and hope for the best.”

“You have to have the right entity structure, and entity refers to just like the legal creation of your business.”

“If you’re in a tax bracket that’s higher than 10%, sometimes it makes sense to have them pay some taxes because their first tax bracket is gonna be 10%.”

“I love the system and it’s a game changer for me.”

Ignore the Feds! | 587

Wed, 02 Mar 2022 16:00:00 +0000

As I looked deeper into the trends and the treasury yields, I realized that the feds aren’t actually setting rates for anything - they’re simply following what the treasury yields are saying and are reacting to it. They aren’t responsible for anything that’s happening!

Listen to this episode to learn more about what’s currently happening to the markets, why we should stop listening to the feds, and what we can do to protect our money from the recession that’s bound to come!

Key Talking Points of the Episode

[02:05] My background

[03:50] Are the feds gonna be the one to raise the rates?

[04:25] Why should we stop listening to the feds?

[06:30] Why are the treasury yields more important?|

[11:11] Do the feds really matter?

[11:49] What’s driving the rates?

[14:13] Where is the human behavior today?

[14:43] How do you protect your money?

[15:39] Are we gonna move into another recession?

[16:34] Where should you be when the recession happens?

[17:50] Am I scared of the coming recession?

Quotables

“I thought that as they start to announce those things, it drives rates up, and eventually drives things down, but the truth is the fed, you should stop listening to them.”

“Even though they are bankers, they’re just extensions of politicians in many ways.”

“If you really wanna see what’s going on, watch it. Watch what these treasury note yields do.”

“People actually believed in the late 70’s that the next 5 years were gonna be worse than the last 5 years.”

“You do not want to be speculating. You wanna be in places where it’s more recession resistant. You wanna be in places where people need places to live.”

How a Chiropractor Can Break $1m with Rob Scranton & Matt Christenson | 586

Fri, 25 Feb 2022 16:00:00 +0000

In today’s episode, I’ve got 2 special guests who can help us see the world of chiropractic better and tell us about how medical professionals like themselves can make a million dollars or more from their practices!

We’ve got Dr. Matt and Dr. Rob on the show today from Clinic Masters. They are helping chiropractors make better collections and learn to work on their practices, instead of inside them.

Watch now to learn how they did it and how you can start doing it to make your practice more profitable too!

Key Talking Points of the Episode

[03:03] How did Rob get started?

[04:13] Where did the idea of serving niches come from?

[05:00] What do we teach at Clinic Masters?

[05:40] How did Matt and Rob meet?

[06:35] What made Matt and Rob decide to help other doctors?

[07:50] Why do chiropractors need this kind of help?

[09:28] What is the goal of Clinic Masters?

[10:10] What image do chiropractors have today?

[11:11] What is peripheral neuropathy?

[13:06] What does this modality address?

[14:45] What is the big thing that prevents chiropractors from success?

[16:49] What change does our bootcamp bring to doctors?

[17:35] How do we help doctors realize that they need to make the change?

[18:10] How can you get in touch with Matt and Rob?

Quotables

“Really, the model in chiropractic was just you just had to fill, like individually, just how many bodies you can touch and physically adjust in a week was where your income was tapped.”

“That’s one of our goals - to help try to elevate the image of the entire profession.”

“It’s a shame, I think, for what we are able to do for people and their health like you’ve experienced. We’re changing people’s lives.”

Is It Too Late for You? | 585

Wed, 23 Feb 2022 16:00:00 +0000

It’s the sad reality, but it doesn’t really matter if you’re starting late and it doesn’t really matter if you’re starting early. What matters is where you’re heading and if you’re taking the right action!

Watch this episode to better understand how you can make the change you need to get yourself to face the right direction that will bring you the freedom you want!

Key Talking Points of the Episode

[01:37] Is it too late for you?

[02:17] Are traditional financial models reliable?

[03:36] Why do you need to focus on your direction?

[05:07] What is the importance of taking the right action?

[06:27] Does it matter when you get started?

[08:35] How should you be dealing with your money?

[11:05] Is there another way to secure your future?

[13:49] The Money Ripples Passive Income Calculator

[15:32] Making the decision to face the right direction

Quotables

“I get people a lot of times, especially as they move in their 50’s and 60’s, they start to get discouraged.”

“It doesn’t really matter if you’re starting late, it doesn’t really matter if you’re starting early. What matters is are you facing the right direction?”

“If it’s not generating passive income for you, if it’s not giving you actual, real cash flow, real income coming in, you’re stuck working forever.”

“Face where you actually know it works. That is the key and that is what you need to do to create more cash flow in your life right now.”

“There is hope. All you have to do is face the right direction and get away from everything that’s been taught over there that’s not worked.”

Turning $1500 Into $1M with AirBnb guest Lazaro Vento | 584

Fri, 18 Feb 2022 16:00:00 +0000

That’s what my special guest Lazaro Vento did a few years ago before he built his Airbnb empire in Miami.

Lazaro Vento is the managing director of Happy Travels Miami, one of the most profitable Airbnb empires in business with 100 units currently under his management. He lost everything he had in 2015 but by the end of 2018, he had already made over a million dollars through Airbnb.

Watch this video to learn how Lazaro made his fortune from $1500 so you can start building your wealth too!

Key Talking Points of the Episode

[01:20] Who is Lazaro Vento?

[02:11] What was Lazaro’s journey like?

[03:13] How did Lazaro lose everything he had?

[04:50] How did Lazaro get introduced to Airbnb?

[05:55] What did Lazaro do to get started on Airbnb?

[08:50] What is a house arbitrage?

[09:39] How did Lazaro get his tiny house?

[10:42] What did Lazaro do with the tiny house he bought?

[13:30] What was Lazaro’s biggest deal?

[15:10] What was Lazaro afraid of?

[16:25] Why is timing important?

[18:25] How does Lazaro help developers of rental communities?

[19:02] How can you get in touch with Lazaro?

Quotables

“I became like a lot of people - unfulfilled with my job and my circumstance. I was making good money, but who wants to work 100 hours a week?”

“I knew I couldn’t do a purchase, but I made a small little commission, and if I do this deal and if it works out just right, maybe I could make my cigar shop survive by living for free.”

“Basically, we feared that we would become Fyre Fest with this deal. We feared that people would show up and there would be no beds or something.”

“Obviously, relationships are big. You’re showing up at the right place at the right time and they just show up for you.”

How to Get Out of The Entrepreneur Rat Race | 583

Wed, 16 Feb 2022 16:00:00 +0000

It won’t take very long when you start to become a business owner, you start to realize, “Wait a minute, I kinda own a job”. You’re in the very same rat race you wanted to get out of, even when you’re making more money!

Watch this video to learn more about what makes entrepreneurship a rat race and how you can get out of it so you can become stress-free and financially independent!

Key Talking Points of the Episode

[00:00] Introduction

[01:30] Why do most people become entrepreneurs?

[02:20] What does entrepreneurship really look like?

[03:37] Start getting things under control

[04:10] Make sure you have profit

[06:32] Should you live cheap?

[07:01] The entrepreneur’s mindset

[08:35] Why should profitability be your priority?

[10:15] Why should you come from a place of mission?

Quotables

“I became an entrepreneur just out of college. My whole goal was to learn how to be a business owner so I can consult people on businesses.”

“I dropped out of college with one class to go to get my bachelor’s in Sociology and I decided I’m gonna take that entrepreneur path.”

“I wanted freedom, I wanted the control of my time, how much money I make, and my life, essentially. So that’s the path I took.”

“Don’t live cheap. You don’t have to cut out your entire life and delay gratification. Don’t get caught in that trap. What you wanna do is make sure you actually take that money and have money extra over.”

The Industry Disruptor Alto Self Directed IRA with Eric Satz | 582

Fri, 11 Feb 2022 16:00:00 +0000

But after his first investment deal, he realized that the process took weeks and he knew there had to be a better way, and that’s when he started Alto.

Alto is a company that helps people invest in alternative investments including digital currencies like cryptocurrency and be able to take control of their IRA money and their future.

Key Talking Points of the Episode

[01:32] Who is Eric Satz?

[02:33] What does Alto help people with?

[04:05] What is Eric’s background?

[10:00] What was Eric’s vision for a self-directed IRA?

[11:10] Should you be investing in mutual funds?

[12:12] How does Alto help your investments?

[15:09] What should you know about investing in artwork?

[16:16] What can you do with technology and investment platforms today?

[19:48] How can Alto help you if you have your own deal flow?

[21:17] What did Eric want to change as a customer?

[23:13] How can you get started with Alto?

Quotables

“At Alto, we help individuals invest their retirement savings in alternative, non-traditional assets - things like private equity, venture capital, real estate, artwork, collectibles, crypto assets.”

“We’re trying to make sure that people have choices and options when they get to that age.”

“By the way, I’m not anti-public company, I’m not anti-public stocks and bonds - I just think that 60/40 is overrated and dead.”

“The point is to have a portfolio because there are gonna be winners and losers, but you want your winners to be big winners, continue to invest in your winners, and you want your losers to be relatively contained and small, and that’s just the way portfolio construction works.”

What Dangers Are Threatening Your Money Right Now | 581

Wed, 09 Feb 2022 16:00:00 +0000

I’ve been planning to talk about this for a while now and since there’s more people talking about it, we need to talk about it too.

Watch this video to learn about the dangers that are threatening your money, how they are threatening your money, and what you can do to keep yourself safe from them!

Key Talking Points of the Episode

[01:45] Why do we need to know what the killers are?

[03:24] What does the government have to do with it?

[04:08] Where does the money come from?

[04:40] What options does the government have?

[06:15] What drives prices through the roof?

[07:23] How does socialism affect healthcare?

[08:10] What should you be looking at when it comes to inflation rates?

[08:28] Why do we have overvalued stocks?

[10:03] How will Baby Boomers affect the market?

[11:50] What’s going on with the supply chain?

[12:54] What is the situation with unemployment?

[14:04] How does technology affect inflation?

[17:20] What should you do to have more certainty?

[18:35] Why do you need to start preparing now?

Quotables

“We’ve got government spending that’s been out of control. Think of these bills that they’re trying to create, spending trillions more dollars. We’ve already run it up - about $10 trillion in the last few years.”

“We’ve never spent that much money that fast, and 2020 didn’t help. So much money being spent, being charged, and taxes are still at the lowest rate.”

“You want a return of your money first and foremost, you wanna protect your money, and then get a return on top of that.”

“What we’re saying is that you can get lower risks and higher returns without having to gamble in markets.”

How This Minnesota Couple Has Hope of Financial Freedom | 580

Fri, 04 Feb 2022 16:00:00 +0000

In today’s episode, I have special guests who have overcome the scarcity mindset to start alternative investing. We’re joined by my clients Michelle and Joel from Minnesota and they are here to talk about their journey as they find new hope for financial freedom.

Michelle and Joel are clients with Money Ripples, and they’ve done a bang-up job, even on leveraging their whole life with infinite banking to double their investment earning power.

Watch now to learn about their life, what led them to Money Ripples, and how they’re doing today!

Key Talking Points of the Episode

[00:00] Introduction

[02:26] Who are Michelle and Joe Ostrom?

[03:30] Balancing life in general

[04:04] What was money like for Michelle and Joe while growing up?

[07:29] Praying to God about their situation

[10:03] What was it like working with Chris Miles?

[11:00] The change in mindset from content from Chris

[12:55] Meeting Ron Phillips at one of his events

[13:48] What Michelle and Joe have done since 2019

[15:16] What did the numbers tell Michelle and Joe?

[17:01] Dealing with emotions and mindset

[18:05] What I pray for

[18:41] Going to Utah from Minnesota to meet Chris

Quotables

“We got a lot of people that are homxeschoolers in this group, it’s amazing how many more people that I’ve talked to are becoming homeschoolers as well, and trying to balance that.”

“You had several calls with us before we actually signed papers with you, and you were very patient with the scarcity and fear that was very, very real.”

“That’s what I always tell people - it always requires faith, no matter how logical it seems to make the decision, there’s still that emotional part.”

How Can You Leave a Lasting Legacy | 579

Wed, 02 Feb 2022 16:00:00 +0000

Money without a mission is merely materialism. If you don’t have a true mission behind your money, if you’re not looking for a way to create a good impact on the lives of others, you’re just trying to have a lot of money and be comfortable, that’s great but the truth is, it’s just materialism. You need to have a mission to build a legacy that will have a great impact on other people’s lives.

Watch this episode to learn more about the importance of legacy and how you can create one for yourself!

Key Talking Points of the Episode

[00:00] Introduction

[01:41] The conversation that led me to think about legacy

[02:37] What is money without a mission?

[03:06] What I realized in 2006

[04:58] The plane wreck in June of the same year

[05:45] What happened during the funeral service?

[08:01] What was the first goal I had?

[08:57] Deciding that I was finally going to do it

[09:18] Joining Garrett Gunderson’s company

[11:05] Creating your legacy in your own way

[12:50] What will people say at your funeral?

[14:10] What should you focus on?

Quotables

“A friend was talking about his father who had passed away. He didn’t have a lot of wealth, he didn’t have a lot of money, in fact, he was a butcher. He wasn’t anybody of great financial stature like his son, but the impact he made on the community was tremendous.”

“I don’t know what that is, I don’t know what that looks like, but I know I feel like somehow I’m passing the torch from what this guy was passing on.”

“That one guy, Les Maguire, sparked something in me. He wasn’t just making money, even though he was great at that, he was teaching.”

How to Form an Elite Mastermind with Jason Medley | 578

Fri, 28 Jan 2022 16:00:00 +0000

Our core values, the things we live by, are built from a community we’re part of and that’s what our special guest, Jason Medley, is here to share with us.

Jason Medley is the brainchild, the guy, the connector, behind Collective Genius. He is a big inspiration behind our core values at Money Ripples today and for many other businesses out there.

Key Talking Points of the Episode

[01:42] The Money Ripples culture

[03:34] How did Jason get involved in real estate?

[05:07] Realizing how far The Collective Genius has come

[08:10] The importance of defining core values

[10:26] How do you find the right people?

[12:02] Focusing on your strengths

[13:05] Learning to underwrite people

[15:32] How do you create a community like CG?

[16:55] Having the desire to change people’s lives

[17:20] Pick a date and a location

[19:42] Do you need to pick a niche?

[21:04] The mastermind principle

[24:34] Be an embodiment of your culture

[28:24] CG Select Core Objectives

[30:04] Learn more about Collective Genius

Quotables

“That’s what CG provides, not just for me. I set the culture and you guys do the majority of the work.”

“We always say we put a lot of bulls in the same pen and pretty much walk in the same direction, nobody gets poked with the bull’s horns.”

“They’ll wanna help you accomplish that vision as long as you help them accomplish theirs.”

“I’m involved in a lot of them, but more so in a connecting-the-dots perspective. I know the players, but I don’t necessarily understand deeply from a structural standpoint, so in order for me to focus on my strengths, that means I gotta be good at underwriting human beings.”

How to Invest When Inflation Is Killing Your Savings | 577

Wed, 26 Jan 2022 16:00:00 +0000

Inflation can kill your savings and that’s why you have to be strategic and diversify it. There are many ways you can make your money work for you without losing it to inflation!

Watch this video now to learn more about the strategies you can use to diversify your income the way I do it so you can continue generating income no matter what the economy looks like!

Key Talking Points of the Episode

[00:00] Introduction

[01:57] How will inflation affect us?

[02:53] What should we do?

[03:50] Liquid Savings

[04:43] What my emergency fund looks like

[06:37] AHP Title

[07:18] What do you do with the rest of your money?

[07:52] Investing in tertiary markets

[09:22] Being safe even through a crash

[10:12] Focusing on income generation

[11:02] Boring is sexy

[12:18] Why depreciation doesn’t matter in my investments

Quotables

“I’m not saying that it’s gonna be hyperinflation, I’m not talking about like Germany in the 1920’s or Zimbabwe or Argentina - I don’t think it’s gonna be that extreme.”

“If anything, I think there’s gonna be inflation possibly followed by stagflation.”

“Everything is always different. Nothing ever repeats the exact same way.”

“I’m just gonna say stay away from that kind of stuff, especially if in an instant it can be gone. Do not get caught up in that kind of hype.”

“I love leverage and I like to do that, but I like to keep my money liquid. I like to keep it safe because more important than getting return on your money is getting return of your money.”

“It’s not just about trying to get your money to work for you, it’s about doing it in the right order, in the right way.”

The ONE Thing to Make More Money in Less Time with Your Biz with Michael | 576

Fri, 21 Jan 2022 16:00:00 +0000

One thing that almost, if not all of us struggle with is getting those tasks we don’t need to be doing off our plates and that’s what today’s special guest, Michael Marcial, is an expert with.

Michael is a long time entrepreneur and has achieved success in teaching others. He has been featured in many publications like Forbes and Inc. Magazine for his unorthodox methods and he teaches high level coaches, speakers, and entrepreneurs how to leverage so they can gain more time and revenue in business, while doing so much less.

Listen now to learn more about the things that are keeping you from doing what you love most, what’s slowing your business down, and how you can take that one thing away!

Key Talking Points of the Episode

[00:00] Introduction

[02:52] What was it like for Michael to be almost homeless?

[03:48] Michael’s defining moment

[04:29] How Michael got into the business

[05:28] What is Michael’s business about?

[06:42] How can people make more in less time?

[11:20] What does Michael’s business help with?

[14:05] Why do people hesitate to outsource?

[15:00] The paradox of having a business

[18:50] Building and leveraging teams

[19:34] How did Supercoach start?

[20:14] Overcoming the biggest obstacle

[20:52] How can you contact Michael?

Quotables

“Here’s the fun part - it can be a lot of things and I always look for the philosophy or the strategy, what overall I should do.”

“We have to be comfortable with letting the professionals, people who are amazing at this stuff, actually take this off our plate.”

“Our philosophy is just to keep you sitting in the driver’s seat, in that authority position, let us use our super power in the service of yours.”

Are You Going to Be Able to Retire? | 575

Wed, 19 Jan 2022 16:00:00 +0000

I can do that and life would be so much easier, but at the end of the day, it’s not about having an easy life. It’s about having a life lived well.

I believe that my blessings aren’t given to me just for my own benefit and that’s why I do everything I can to share what I know and help people retire earlier and more comfortably.

Watch this episode to learn more about my reasons for being here for you, what I want to change, and how your life can be changed in the process too!

Key Talking Points of the Episode

[00:00] Introduction

[01:33] Why do I do what I do?

[02:28] Why do I care about what you do?

[04:15] Breaking the mold in the financial space

[05:26] My experience as a financial advisor

[08:31] At what point do we say enough is enough?

[09:41] Running the numbers as a financial advisor

[15:33] When things shifted for me

[16:14] Focusing more on a passive income plan

[17:00] Why you need to retire quickly

[18:10] The kind of blueprint that you need

[19:26] My challenge to you for your retirement

Quotables

“The traditional way of looking at money was being taught to us by financial institutions passed on through financial advisors to you.”

“The best thing you can do is fire your financial advisor. If you’ve got one, you’ve got a traditional mainstream advisor, fire them.”

“In their little retirement brains, they can’t even think of retiring early. They can’t think of retiring in the next 5 or 10 years.”

“If you keep doing the same old traditional stuff, you’re gonna get the same old ordinary results.”

“It requires effort. It requires you to think differently and do things differently.”

How to Tax Free 1031 Transfer Into Multifamily Syndications with Stephan | 574

Fri, 14 Jan 2022 16:00:00 +0000

There are tons of options out there for you and that’s what our guest, Stephanie Walter, is going to share with us today too.

Stephanie Walter is the CEO of Erbe Wealth. She’s a capital raiser, syndicator, and real estate investor who just recently retired and sold her insurance agency of 16 years by following key principles that she is also teaching other professionals to use.

Watch now to learn more about another alternative investment option you can take advantage of, how you can use it in syndications, and what you should expect from it when you do it!

Key Talking Points of the Episode

[00:00] Introduction

[01:31] Who is Stephanie Walter?

[02:24] What is Stephanie’s background?

[03:40] Stephanie’s journey into real estate

[04:48] Finding her partner in business

[09:57] What is a 1031 Exchange?

[10:34] What can you exchange your property for?

[14:02] Looking at your cash flow and equity

[15:58] How do the properties do during recessions?

[18:00] How can you follow Stephanie?

Quotables

“I loved the idea of kinda like a group of people buying something that no one could do on their own.”

“I completed my first syndication in 2018 by myself, and realized that I never ever want to do that by myself ever again.”

“A 1031 Exchange is what a lot of people that own rental properties can use to avoid paying the capital gains tax.”

“I think where most people get tied up and confused is actually, you can exchange your property for anything. A lot of people think, “oh, it has to be the same property”.”

“It could be anything. You can exchange your regular rental into land, into anything that’s a real property.”

“It makes sense to sell it so they can make a much higher cash flow.”

The One Thing You Need in 2022 | 573

Wed, 12 Jan 2022 16:00:00 +0000

That’s a great way to start the year, but a better way is by really making sure that you’re going to achieve whatever it is you’re planning for yourself, your family, or your business.

There’s this thing that I have been doing for years now that has really helped me achieve success and true happiness in what I do and that’s what I am gladly sharing with you today. Watch this video to learn about a different blueprint that will give you the success you want in 2022, how it has worked for me and many other people, and how you can use it to your advantage.

Let 2022 be a different year and make more ripples around you!

Key Talking Points of the Episode

[01:40] New year’s traditions

[03:18] Finding your SOUL purpose

[04:41] What is the Divine Genius?

[05:10] Understanding who you are first

[06:05] Finding your unique strength

[07:20] How do you find your strengths?

[09:23] Finding out your passions

[10:56] Passion and strengths combined

[13:13] Monetizing your passion

[14:01] Your passion as an outlet

[16:17] My mission statement

[18:14] The real secret of money

[19:39] Go back to your core

Quotables

“As strategic as I want to become, I realize everything that I want in life comes down to one thing. It’s not about what you accomplish, but who you are that allows you to accomplish more.”

“It’s not about working harder and it’s not even about working smarter, it’s about working right.”

“They liked winning but they didn’t have the same drive, or passion, or fire like I did.”

“When you tie up a strength in with a passion, it amplifies it.”

“I want you to find your Divine Genius and find a way to monetize it this year.”

How to 4x Your Money in 5 Years with Raw Land with Brent Bowers | 572

Fri, 07 Jan 2022 16:00:00 +0000

Real estate has tons of asset classes that you can get involved in and in today’s episode, our special guest, Brent Bowers, is telling us more about the one that he is in!

Brent Bowers is an investor and coach with a focus on buying and selling raw, vacant land. He served in the US Army for 8 years and he began investing in real estate as a way to support his family while having more time to spend with them. In just a short period of time, he was able to expand his business, hire a team, and get that quality time with his family he always wanted to have.

Watch now and learn more from Brent’s business in land, what makes it a great niche, and how you can get involved in it!

Key Talking Points of the Episode

[02:23] How did Brent get into real estate?

[03:21] What got Brent into vacant land?

[04:50] The competition in vacant land

[09:10] Who are the typical land buyers?

[14:17] Selling the notes on vacant land

[14:54] Brent’s timeline for loans on land properties

[17:35] What makes land an active business?

[18:30] How can you get in touch with Brent?

Quotables

“I’m starting to find out time freedom is probably more valuable than anything.”

“As far as what I see happening with land, I don’t know. I can’t predict the future, I’m not even gonna try or claim to.”

“I like to sell to that person who just wants to have a piece of America. You know, wants to be able to pull their RV out there once every few months and just say, ‘kids, this is ours’.”

“I don’t care how long it is. The longer, the better for me.”

“I feel like the majority of our notes are 5 years, but my goal is to do another 12-30 year mortgages over the next year.”

My 2022 Market Outlook | 571

Wed, 05 Jan 2022 16:00:00 +0000

There are so many things that can happen in a year and while I don’t have a crystal ball to tell you what’s coming our way, I can tell you what you can do to make sure you’re still working towards achieving financial freedom this year.

Watch this video to learn about my 2022 market outlook, what factors contribute to the rise and fall of the market, and what you can do to secure your financial future!

Key Talking Points of the Episode

[00:00] Introduction

[02:07] What is going to happen in 2022?

[02:20] The stock market and the economy

[04:05] Why do we need to look at both?

[04:40] The PE ratio

[06:07] What drives the economy?

[10:06] The possibility of stagflation

[11:20] Stop gambling your money

[12:34] The real estate market

[13:02] Focusing on the income it can generate

[14:17] How can you prepare yourself to start investing?

Quotables

“Shorter term is much easier to predict than longer term.”

“Just so you know, the economy and the stock market, they don’t always coincide. In fact, often they do their own things.”

“We’ve seen evidence of that even in the 1990s. We were hitting recessions and it really didn’t take a big hit in the 90s.”

“The reason 2002 was the worst year wasn’t because of the economy, because that was doing better. It was actually because everybody was fudging their numbers.”

“We saw 2002 drop even though the economy was strengthening because 9/11 actually boosted the economy and not contracted it.”

“We saw a really weird thing going in 2021 because the stock market just kept booming.”

“The stock market is different from the economy. The thing that drives the economy is how much money there is flowing.”

How COVID Affected Self Storage Investing with Fernando Angelucci | 570

Fri, 31 Dec 2021 16:00:00 +0000

In this episode, we are again joined by Fernando Angelucci, who has already done $75 million real estate deals in the self-storage space by the age of 30!

Fernando has already been on the show before and shared why he moved into self-storage from other real estate asset classes, but today, he is going to tell us how COVID-19 has affected the business.

Watch now to learn more about business in self-storage, how Fernando dealt with the pandemic, and how you can take your first steps in self-storage too!

Key Talking Points of the Episode

[00:00] Introduction

[01:26] Who is Fernando Angelucci?

[02:40] How did Fernando get into real estate?

[05:14] What Fernando noticed in their portfolio

[07:29] Lien law protection

[07:44] Eviction moratoriums

[08:19] Reaching out to local communities

[09:15] How self-storage is different from other rental businesses

[11:28] Logistics companies

[15:00] Opportunities in real estate

[16:05] Is the self-storage space saturated?

[16:51] The stock market’s effect on self-storage

[18:57] What would be the best way to follow Fernando?

Quotables

“Towards the end of that part of my life, it didn’t feel like the passive income was very passive. I was working 60-70 hours a week on my rental portfolio.”

“Those that had assets did very well, those that did not, unfortunately were left behind.”

“It might seem like a door closed, but as a result, more doors open for creativity in your space.”

“Self-storage is a hyper-localized business, so it’s almost impossible to say that the self-storage space is saturated or not.”

“If the cap rate itself is that bad when you're looking on-market, then potentially, you need to start looking at off-market acquisitions.”

The Best Episodes of 2021 | 569

Wed, 29 Dec 2021 16:00:00 +0000

Your support has been a major factor in the way we’re creating ripples in other people’s lives.

We’ve seen well over 300,000 downloads just in the year 2021 alone. I remember it took me 4 ½ years of these first episodes to hit 100,000 downloads and now we’re doing over 300,000 downloads.

In this episode, we’re doing a recap and listing down your top 10 favorite episodes of 2021 along with a few special shoutout episodes for those that did not make the list!

Quotables

“We’ve seen well over 300,000 downloads just in the year 2021 alone. I remember it took me 4 ½ years of these first episodes to hit 100,000 downloads and now we’re doing over 300,000 downloads.”

“Earlier episodes usually get more but fascinating enough as I went through this last year, we actually had a lot more downloads on some of the middle of the year episodes even more than the beginning of the year episodes.”

“But we’ve had all-time high, so what do we do with it?”

“Again, things are hitting their all-time highs. Real estate, stocks, everything is at an all-time high, you know you can’t lose.”

“If you’ve ever watched or listened to Dave Ramsey, you would hear him say debt is dumb and cash is king.”

“Is it always dumb? It depends on the steward.”

“There’s so many ways you can invest in real estate that can spread your risk, get you in different markets, and doing different things.”

“If you don’t know this, our vision and our goal is to get over a thousand of you, and this includes you guys and as well as our own clients, helping you guys become financially independent by 2030.”

Bouncing Back From Business Failure with Kim Flynn | 568

Fri, 24 Dec 2021 16:00:00 +0000

She has been on the podcast many episodes ago and she is back to talk about how she bounced back from failure.

Kim Flynn is a bestselling author, podcaster, and serial entrepreneur with several 7 and 8-figure businesses under her belt. She is the CEO of Card Salad and she will be sharing her experience with us from being at the top, crashing to the bottom, and getting back up again.

Listen to this episode to learn how to navigate the grief that comes with failure and how to get yourself ready for a new chapter in your life.

Key Talking Points of the Episode

[00:00] Introduction

[01:18] Invest with Secured Investment Corp!

[02:33] Who is Kim Flynn?

[03:44] How did Kim become an entrepreneur?

[04:51] Kim’s decision to go big

[05:46] Playing big and playing bold

[06:39] The turning point in Kim’s business

[07:09] Kim’s depression

[08:01] The death of Kim’s business

[09:08] Getting through the grief

[10:02] Rebuilding herself and her business

[14:21] One of the biggest lessons Kim learned

[15:41] Letting go and being free of worry

[16:19] Other lessons Kim learned from business

[17:09] The power vs. force concept

[19:10] Is what you’re doing what you really want?

[21:04] What’s the best way to find Kim?

Quotables

“That’s a reality for women, if we have children, and for dads as well if they’re the exclusive child provider - it really is a job and you can’t expect yourself to be able to do everything all at once.”

“You can’t take the entrepreneur out of someone who is entrepreneurial.”

“It was mostly deep grief. I’ve experienced deaths in my life, it was death. It was the death of my future, the death of everything I’ve worked for.”

How Do Ripplers Give Abundantly | 567

Wed, 22 Dec 2021 16:00:00 +0000

A lot of people suffer in silence all year long and every bit of help they can get matters. Giving has always been part of what we do at Money Ripples and as a Rippler, we want you to be able to serve others even when it isn’t the holiday season too.

In this episode, I am telling you the stories of how I was lifted up by people around me when I needed it the most and how you can serve others too, so you can be that light that they need in their darkest days.

Happy Holidays, Ripplers! Let’s continue to serve and help people, even when it’s not Christmas!

Key Talking Points of the Episode

[00:00] Introduction

[00:55] Passive Income Calculator on Money Ripples

[01:51] Struggles in life

[02:53] What does being a Rippler mean?

[05:36] The Christmas where I was struggling financially

[08:02] 12 Days of Christmas

[09:31] Cinderella Man

[10:35] Giving more to receive more blessings

[13:18] Serving all year long

[14:16] Connecting and giving back

[15:32] Lifting other people up

Quotables

“Most of the time the suffering that we do, it’s stuff that happens in silence.”

“Here’s the truth, if you do not change and become the best version of yourself now before you hit that number, things aren’t gonna get better for you.”

“I couldn’t teach people to get out of the rat race because I was back in it.”

“The more we give, the more we receive. We get so much more and it’s not just getting money back. There’s so much more blessings and so much more joy and happiness.”

“During that time of my divorce, I had a lot of them leave than come into my space.”

“Give abundantly, receive abundantly.”

What Are Life Settlement Funds with Kevin Nichols | 566

Fri, 17 Dec 2021 16:00:00 +0000

In today’s episode, we are joined by Kevin Nichols, the master of life settlements and the managing partner at Penumbra Solutions. His Penumbra Fund invests in life settlements with lower costs so you can get your money working for you with the lowest risks and greatest returns possible.

Watch this video to learn more about life settlements from Kevin and to see if it is an investment that will work for you and your goals!

Key Talking Points of the Episode

[00:00] Introduction

[03:41] Fractionalized life settlements as an alternative

[04:24] Setting up their first fund in 2010

[06:02] Focusing on private equity funds and senior life settlements

[06:52] What is a senior life settlement?

[07:44] Whole life policies

[08:33] Where does Kevin find these policies?

[10:41] The returns from life settlement funds

[11:16] How are the funds handled?

[11:44] Buying growth in advance

[13:35] Life expectancy today

[15:02] Is it a morbid business to be in?

[16:14] The biggest player in the industry

[18:41] Is this the right investment for you?

[24:20] Life settlement funds for wealth transfer

[24:50] Working with Roth IRA funds

[25:58] How can you contact Kevin?

Quotables

“You don’t have to take high risks to get high returns. It’s how you create the lowest risk to get the highest returns possible.”

“The average age of the insurance in our funds is over 92 years old.”

“These people raise their hand and say, “I can’t afford this any longer”.”

“It’s a great vehicle for wealth transfer, but not from a tax standpoint.”

“If you’re gonna have to pay for taxes, the best alternative, of course, is to make it grow as much as you can.”

Is the 4% Retirement Rule Dead | 565

Wed, 15 Dec 2021 16:00:00 +0000

For years now, many people have been questioning this rule and how it’s supposed to work for us, because if you run the numbers, they just don’t make sense!

Watch this video to learn more about the 4% rule, why it doesn’t make sense anymore, and what you should be doing instead. You can break free from the norm and you can create a retirement you would like to live!

Key Talking Points of the Episode

[00:00] Introduction

[01:37] What is the 4% rule?

[02:55] Is 4% too much?

[03:55] The big issue

[05:14] How inflation affects the 4% rule

[07:18] Why the numbers should be lower

[08:17] Is it because people aren’t saving?

[09:53] The misquoted Einstein quote

[10:45] Gambling your money

[11:45] Looking at alternative investments

[12:45] The 4% rule doesn’t work

[13:01] Look outside the norm

Quotables

“The 4% rule has traditionally said that whatever amount of money you save in retirement, you should be able to live on 4% of that money and not run out of it for life.”

“When you move into retirement, it’s not like you’re taking stock market returns.”

“The truth is, we all know that inflation is much higher than what the government is telling us.”

“The Wall Street Journal just recently came up with an article that says 4% should no longer be the benchmark people should be using.”

“A couple of hundred dollars a month, they couldn’t even come close.”

“It’s not because people aren’t saving.”

“Nowhere has Einstein ever said that compound interest is the 8th wonder of the world, talking about money.”

“The way to go is by looking at these alternative investments, looking at ways to generate income.”

Passive Income Thru Rank and Rent SEO with Luke VanDerVeer | 564

Fri, 10 Dec 2021 16:00:00 +0000

It’s always a great idea to look into other kinds of businesses that can help you create that extra income you need so you can eventually live financially free.

In today’s episode, we’ve got Luke VanDerVeer to talk about how he broke away from his 9-5 job at GE and built a business that generates passive income through Rank and Rent SEO. Luke is one of the leading experts in Rank and Rent SEO, with one of his websites competing against Walmart, ranking 4th in the entire US. He has generated many leads in 73 different niches across 48 states, and he is here to tell us all about it.

Watch now if you want to learn how to create passive income online through the use of SEO, the way Luke did it!

Key Talking Points of the Episode

[00:00] Introduction

[03:46] The different business models Luke tried

[04:27] Luke’s multi-level marketing experience

[05:10] How Luke got into SEO and lead generation

[06:12] How does rank and rent SEO work?

[07:27] Generating leads exclusively

[10:05] Letting Google do its job to create passive income

[13:19] How do you get the leads to the business owners?

[13:45] Website Rental Coaching

[15:33] Results from Luke’s students

[17:06] Dollars follow value

[18:05] Luke’s interest in lead generation

Quotables

“You have no leverage as an employee. When you work 40 hours, you get paid 40 hours.”

“The idea is to find a market where there is a need for whatever the service is.”

“As long as I am sitting at that top spot, Google is doing its job. People see that, people click on the site, and people call.”

“Realistically, if you wanna replace a full time salary that’s $4K-5K a month, that might be like 3-4 websites.”

Did You Recently Become a Millionaire? | 563

Wed, 08 Dec 2021 16:00:00 +0000

In the previous years, statistics have shown that more people in the country are becoming millionaires just from the assets that they own. Being a millionaire doesn’t always mean you make a million dollars, it means you own assets worth a million dollars at least.

If you’ve become a millionaire recently, this video is perfect for you. Watch this video to learn about what it means to have a millionaire’s net worth, how you can make your net worth work for you, and how you can achieve financial freedom through it!

Key Talking Points of the Episode

[00:00] Introduction

[01:26] Growth in everyone’s net worth

[02:27] Did you recently become a millionaire?

[03:27] The reality of being a millionaire

[03:54] 2020 statistics

[05:15] Sticking to a budget

[06:23] The difference in mindset

[07:14] Millennial millionaires

[08:26] How you become a millionaire

[09:48] Is your net worth paying you?

[12:22] Refinancing mortgage and freeing up costs

[13:56] Reusing equity that’s part of your net worth

[14:40] Using your savings to generate more income

[15:39] Creating an income snowball

[16:13] Freeing up money before investing

[17:21] Finding a way to make your net worth pay you

Quotables

“For the most part, people’s net worth has grown in the last year.”

“Overall, everybody’s net worth has been increasing, even when you’re spending more than you’re making.”

“The truth is that really being a millionaire isn’t as unique as it once was.”

“Many times, people stay in poverty because of that victim mentality.”

“If your net worth is not paying you, that net worth is worthless.”

The Most Affordable Health Insurance with Keaton Patey | 562

Fri, 03 Dec 2021 16:00:00 +0000

Here’s the thing - many people don’t realize that there are other options for health insurance aside from what the government and their advisors are giving them, and that’s what our guest, Keaton Patey is talking about in this video.

Keaton Patey is in the space of health insurance and he has helped me, along with many other people, get the most affordable insurance they can. Watch this video to learn more about health insurance, why you need it, and why you don’t need to pay thousands for it!

Key Talking Points of the Episode

[00:00] Introduction

[01:32] Health insurance

[02:30] Getting a real insurance plan

[03:49] How did Keaton get involved in health insurance?

[07:43] Healthy looks differently for everyone

[08:17] Flexibility of health care plans

[09:23] Paying thousands for Obamacare

[16:05] Is it too good to be true?

[17:06] Comparing it to car insurance

[18:29] Where health care for everybody fails

[20:10] Why you should get in touch with Keaton

Quotables

“They dumb it down and say “Hey, if you’re healthy, you should pay less. If you’re a business owner, we can give you tax benefits and other ways to innovatively offer this in your company.”

“The biggest thing is, healthy looks different in people.”

“The person who’s telling you to keep that plan has incentive to do so.”

“The place that I see where most people miss out on is the holes in your bucket where that money is draining out.”

“Why spend more money on something that doesn’t give you any benefit?”

Links

Contact Keaton:
https://calendly.com/keaton-patey/health-money-ripples

Turn Your Credit Into Passive Income | 561

Wed, 01 Dec 2021 16:00:00 +0000

You don’t always have to rely on financial capital to create cash flow passively. You can use human capital and you can use your credit too! In this video, I’m talking about some of the best ways you can use credit to create passive income.

Watch now if you’re struggling with credit, if you have good credit and want to help those who don’t, or if you simply want to learn how to leverage your credit to make more money!

Affliate Link for Tradeline Supply:

https://www.tkqlhce.com/click-100413514-13587430

Key Talking Points of the Episode

[00:00] Introduction

[01:32] Thinking you need money to make money

[02:05] Making money through human capital

[03:02] Using your credit to make money

[03:48] Becoming a credit partner

[04:57] What if you don’t have very good credit?

[05:53] Partnering with my dad

[06:24] Being an authorized user for a credit card

[07:10] How does being an authorized user help your credit score?

[08:19] Higher credit scores mean lower interest rates

[12:01] Helping people get better credit with no risk

[12:34] Having multiple users on your card

[13:07] Working smarter, not harder

Quotables

“If you have financial capital, you can take that financial capital and turn it into cash flow.”

“If you’re not using financial capital, another way to do it is by using human capital.”

“You can turn your skills and your talents into money. That’s human capital and it is the best way to make money without money.”

“The longer your good history for this card, the more they’ll pay you.”

“They don’t get any of my information, but I get theirs.”

How This Hollywood Man Grew His Passive Income Despite Lockdowns | 560

Fri, 26 Nov 2021 16:00:00 +0000

In today’s episode, I am joined by a good friend from Hollywood, Louis Visco. Louis has spent the last 25 years of his life working in film and TV. He made a huge shift in his life right before the pandemic started and he didn’t let COVID stop him from creating passive income.

Listen now to hear it from someone who spent years at his full-time job before realizing that he needed something more than just his pension and mutual funds. Louis now has multiple rental properties out of state and is starting to generate more passive income than he thought he could!

Key Talking Points of the Episode

[01:26] Get passive income from Secured Investment Corp!

[03:29] Louis’ career in Film & TV

[04:16] Louis’ hobbies and interests

[05:33] Why did Louis get into real estate?

[06:31] Saving money through traditional strategies

[07:45] How did Louis discover Money Ripples?

[08:27] Louis’ income goal

[10:27] Louis’ first property in California

[10:55] Investing out of state

[11:33] What the first time was like for Louis

[12:36] Getting your feet wet

[13:42] Having a change in mindset

[14:32] Realizing the dangers of relying on his job

[15:07] The COVID-19 wake up call

[17:40] Working with good property managers

[18:05] Where are Louis’ properties located?

[19:00] Advice from Louis to new and aspiring investors

Quotables

“As much as I love my job, I realized that I have a shelf life.”

“Once you buy the first asset, each success becomes easier and it’s become a game changer.”

“At some point, you have to take that leap and face that fear.”

“Face your fear and take that first step, and everything will fall into place eventually.”

The Investing Broke People Like to Talk About | 559

Wed, 24 Nov 2021 19:00:00 +0000

You probably already know what this is about because it’s all over social media and mainstream media, but I want you to hear about it from an investor’s point of view too.

If you don’t want to be broke and you want to build real wealth, this episode is for you. In this episode, I’m telling you what kind of investing broke people are talking about, why you should avoid them, and how you can change your mindset so you can become successful!

Key Talking Points of the Episode

[02:07] The urgent need for change

[03:04] Who are these broke people?

[04:12] Appraisal fraud after the last recession

[06:07] Why you shouldn’t give into the hype

[07:20] The crypto bubble

[08:42] The stock market

[09:28] The gambler’s mentality

[11:20] Why you should be careful with crypto

[12:59] Learning from those who have experience

[14:16] A warning to gamblers

[15:45] Never look back

[16:37] Investors don’t gamble

[16:54] Advice from a successful investor

[17:20] Boring is sexy

[18:00] The choice is yours

Quotables

“Every single week or month that goes by, opportunities are just going by.”

“There are plenty of opportunities out there, but the one thing that you can never get back is time.”

“Time is what you need right now to get some value in your life because you don’t know how long you’re gonna be on this planet.”

“Those shiny objects can throw people off if you’re not disciplined.”

“Stay in your lane and invest in what you know.”

“Focus on what works. Go for the stable, predictable stuff.”

“There are great investments out there with lower risk than stocks and crypto.”

From Bootstrapping to 8 Figure Businesses with Bryan Clayton | 558

Fri, 19 Nov 2021 16:00:00 +0000

Bryan Clayton has gone from scratch and bootstrapped his businesses to 8 figures. He turned Peach Tree in Tennessee into a $10 million a year business before he was able to sell it, and he started Greenpal shortly after, which has over 200K active users all over the country today.

In this episode, we’re talking to Bryan as he shares how he went from landscaper to business owner to multimillionaire. Listen now to hear tons of gold nuggets of wisdom from someone who turned a business that isn’t flashy and glamorous into something that racks 8-figures a year and reaches hundreds of thousands nationwide!

Key Talking Points of the Episode

[01:30] Simple Passive Cash Flow

[04:10] Continuing the business after college

[05:47] A nine-year overnight success

[06:15] Entrepreneurship isn’t just manifesting

[07:10] Is entrepreneurship a skill set?

[08:28] How did Bryan start investing?

[09:29] Investing takes the pressure off your business

[10:05] The snowball effect

[11:41] The truth about reinvesting

[12:10] Paying yourself first

[13:15] Bryan’s tips for bootstrapping your business

[14:17] Why should you focus on revenue?

[15:09] Having accountability in business

[16:24] Bryan’s advice for new entrepreneurs

[17:05] Learning more through experience

[23:06] Two strategies for startups

[24:12] Focusing on the fundamentals

Quotables

“People overestimate what they can do in a year and then underestimate what they can do in ten.”

“I think anybody can be an entrepreneur so long as you’re willing to sacrifice and play the long game.”

“Revenue is always the best kind of financing for any kind of business.”

“Nobody’s going to steal a broke business.”

Why EVERY Entrepreneur NEEDS Passive Income | 557

Wed, 17 Nov 2021 16:00:00 +0000

There have been so many things that happened from 2020 that should’ve woken you up to start doing things differently for yourself and your business.

If you are the next business to close its doors, what’s going to happen to you? If you don’t know how to answer that question, then this episode is perfect for you. We need multiple streams of income and we’re going to talk more about why you need it, what happens if you don’t, and how you can protect yourself further.

Key Talking Points of the Episode

[01:39] Invest with PreREO!

[02:30] The truth for entrepreneurs

[03:16] Are you doing things differently today?

[04:17] Taking advantage of the inflation

[04:39] Starting with emergency reserves

[05:10] Gambling your money

[08:40] The market will not stay up

[09:10] The market crash is just overdue

[10:11] Your number one investment

[11:15] Why do you need a profitable business?

[12:00] How do you protect yourself?

[14:19] What do multiple streams of passive income give you?

[15:15] Mindset liberates you from an emotional standpoint

[16:02] Do you ever feel trapped in your business?

[17:30] The stress of your finances will always be there

[18:18] Reassess your goals

Quotables

“What happened in 2020 was a fire alarm for you. It should’ve been a fire alarm for you.”

“That gamble mentality is what happens right before you tank.”

“The biggest thing you should’ve learned from 2020 is that you need other streams of income coming in.”

“If you’re an entrepreneur, your number 1 investment should be your business.”

“No matter what kind of business you’re in, you need multiple streams of passive income.”

Dealing with Anxiety at Work with Adrian Gostick | EP556

Fri, 12 Nov 2021 16:00:00 +0000

The COVID-19 pandemic has brought a lot of drastic changes in everybody’s lives, but one thing we don’t talk about as much as we should is the impact it has on our mental health. In this episode, we have Adrian Gostick to talk about how to deal with anxiety at work.

Key Talking Points of the Episode

[04:30] Leadership and how it affects success

[05:23] What are leaders struggling with today?

[07:12] Starting your day with yourself

[07:50] Dealing with your team

[09:05] How do you achieve balance as a leader?

[10:05] Why won’t people talk to their bosses about mental health?

[10:46] Creating a safe place for people

[12:50] Creating relationships within your team

[14:30] How can people start their day better?

[17:26] Gratitude as a mantra

[18:15] Anxiety at Work

Quotables

“Financial success is great, but we also have to make sure that we’re successful within ourselves.”

“With the pandemic, all of a sudden, the anxiety and stress many people were feeling in private became very public because we were all feeling it.”

“We gotta take better care of ourselves and we also gotta take much better care of our teams way more than before, and start to bring up this mental health aspect.”

“If you wanna become successful financially and as a leader, start everyday with yourself.”

“We’re not asking for managers to become therapists, by any means. We’re asking them to be empathetic.”

“Breathe in four, hold in four, release four.”

“The human mind isn’t capable of holding two thoughts at a moment. If I am grateful for what I have, what’s happened, what is going on right now, I can’t be anxious at the moment.”

Life Insurance Update - Time Is Almost Up - 7702 Is Coming | 555

Wed, 10 Nov 2021 13:00:00 +0000

Infinite banking policies and whole life policies - when is the best time to get them?

If you have been debating about whether or not to buy policies yet, this episode will help you make your decision.

There are some big changes that are going to happen in 2022 with insurance companies and their policies, and we want to make sure you can squeeze the most returns out of your policies possible. In this episode, we’re talking about the policies you should get, the numbers involved, and what’s going to change when 2022 comes around the corner.

Key Talking Points of the Episode

[01:35] Invest with preREO!

[02:26] Is infinite banking for you?

[05:31] The 7702 Tax Rule

[06:34] What changes in 2022?

[07:17] Is it going to get better?

[08:15] What happens to policies bought before 2022?

[09:12] Why should you buy your policies now?

[10:02] Getting your policy in 2021

[11:03] Death benefits and rate of returns now

Quotables

“The Max ROI Infinite Banking policy gives you the lowest death benefit, lowest cost possible, allowing maximum cash to go in, giving you the best rate of return possible.”

“The insurance has to go up to compensate for a lower return.”

“2021 is the best that it’s going to be. It’s not getting better right now, it’s actually getting a little lower on the returns side.”

Links

Website: preREO

https://prereo.com/moneyripples

Youtube: Money Ripples with Chris Miles

https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

From Flipper to Passive Investor with Steven Pesavento | 554

Fri, 05 Nov 2021 12:00:00 +0000

We have Steven Pesavento on the show today, the host of The Investor Mindset podcast, an active investor that curates commercial real estate investments for his company VonFinch Capital. He has raised tens of millions of dollars which has successfully cycled through many different assets through the years.

Steven started investing in single-family properties and flipped over 200 houses in 3 years before he went down the road to multi-family and commercial properties to create flexibility and independence.

Key Talking Points of the Episode

[02:09] Who is Steven Pesavento?

[05:15] Finding people who did what they wanted to do

[07:01] The importance of building a business

[10:20] Passively investing in large opportunities

[14:14] The benefits of being a passive investor

[15:35] The benefits of having passive investors for operators

[19:19] Understanding who you’re investing with

[19:30] The Ultimate Passive Investor Playbook

[20:34] Betting on the jockey and not on the horse

Quotables

“One of the things that was missing, one of the things that drove me to the path of consistent investment was realizing that I had built a second job. I have built a new career, but I haven’t built a company.”

“It’s much tougher to go manage 5 single-family rentals than managing 200 units in an apartment building.”

“You don’t need to be an expert in order to invest passively in real estate. However, it is valuable to get educated so you can make the right decisions and invest in those right teams.”

Links

Website: The Investor Mindset

https://www.investormindset.com/

Besides Stocks What Else Can You Invest In | 553

Wed, 03 Nov 2021 12:00:00 +0000

In today’s episode, we’re not going to talk about all the kinds of investments under the sun, but we are going to talk about the investments that can give you financial freedom. There are a lot of options to make millions and it’s better if you have an idea about them before you get involved!

Listen now to learn more about real estate investing, the different strategies and facets of real estate, and other investment options you have outside of real estate!

Key Talking Points of the Episode

[01:17] Money Ripples new online calculator

[01:30] Invest with preREO!

[02:25] What should you be investing in?

[03:13] Traditional retirement accounts

[08:14] Appreciation of your equity

[08:55] Running the numbers

[10:05] The real estate market

[12:36] Investing in self-storage

[14:53] Investing in commodities

[18:00] Working with clients 1-on-1

[19:00] Reach out to us at Money Ripples

Quotables

“First off, we don’t give recommendations because every person has a different, unique situation. Second, it really depends on what you want to do.”

“Honestly, real estate is probably one of the best places you could put your money.”

“Cash flow is what we bank on. We don’t bank on appreciation, cash flow is the key thing.”

“If you buy rental real estate, you get tax advantages, cash flow, equity, and appreciation.”

“There’s millions of ways to make millions of dollars. Do you really think that you have to keep doing stocks and mutual funds to get that result?”

“That’s the one thing you can count on - that you will not be able to create enough wealth to be happy or to be financially free, unless you live like a pauper in retirement.”

Is the Eviction Moratorium Affecting Apartment Rentals with Lane Kawaoka | 552

Fri, 29 Oct 2021 12:00:00 +0000

In real estate, the best things aren’t always the ones that are hyped up. Some of the great deals fly under the radar and that’s what our special guest, Lane Kawaoka will talk about today.

Lane Kawaoka has been investing in residential real estate and he now has thousands of doors he’s managing, operating, and syndicating all over the country. He invests in apartment buildings and in tertiary markets, and he’s going to tell us more about that and how eviction moratoriums have affected his rentals.

Key Talking Points of the Episode

[01:12] Who is Lane Kawaoka?

[02:13] How did Lane get started in real estate?

[08:10] How to minimize the risks as an investor

[11:12] The supply and demand situation today

[12:34] What is it like working in tertiary markets?

[14:39] What are good tertiary markets?

[15:21] Where can you find Lane Kawaoka?

Quotables

“If you can’t pay, you can’t stay.”

“Since the beginning of the year in January, rent’s been on fire.”

“Most people would say you make your money on the get go, but I kinda say, you gotta go into a deal that cash flows strongly so your occupancy can drop.”

“Apartment buildings will typically stay above 80% if you run it forwardly.”

Links

Podcast: Simple Passive Cashflow

https://simplepassivecashflow.com/

LinkedIn: Lane Kawaoka

https://www.linkedin.com/in/lanekawaoka/

Why Did I Quit Financial Advising | 551

Wed, 27 Oct 2021 12:00:00 +0000

I always say that I am an anti-financial advisor, but I used to be a financial advisor. I didn’t leave because I wasn’t making money, I was at the height of my practice when I left. It wasn’t because it was stressing me out either, it was out of pure integrity.

Key Talking Points of the Episode

[01:10] Why did I break out of the traditional mold of financial advising?

[02:48] How I got started as a financial advisor

[03:15] Who trains financial advisors?

[09:05] Dave Ramsey’s mistake

[13:40] Real rates of return vs Average rates of return

[16:15] Using different inflation rates in the computations

[17:00] The truth about inflation rates

[20:40] Figuring out how I could make it work

[27:35] Realizing that I had to leave

Quotables

“I couldn’t keep living a lie. I would never teach you anything that I’m not doing myself.”

“There’s a lot of assumptions that ruin everything and it is what poked little holes of doubt in my financial planning, and I had to leave.”

“When the market is going up, don’t put money in. It’s too expensive.”

“Figures won’t lie, but liars will figure.”

Links

Youtube: Money Ripples with Chris Miles
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Book: Who Took My Money
https://www.amazon.com/Rich-Dads-Who-Took-Money/dp/1612680453

No Money Down Real Estate Investing with Ron Legrand | 550

Fri, 22 Oct 2021 12:00:00 +0000

Today, we have Ron Legrand on the show to talk about investing with no debts and no money down! Ron has been around real estate for a long time and he is a nationally recognized real estate expert with about 40 years of experience in both residential and commercial properties. He has personally bought and sold over 3500 single-family homes and over $300 million in commercial properties! He has spoken in front of huge audiences around the country.

Key Talking Points of the Episode

[01:12] Who is Ron Legrand?

[02:30] How did Ron get into real estate?

[04:25] Ron’s advice to people today

[05:43] Why you need to stay out of debt

[08:40] Buying on your own terms

[11:45] Listening to the wrong people

[13:08] Not getting out of your own way

[19:31] What does Ron teach?

[23:03] Where to find Ron and his courses

Quotables

“Not guaranteeing debt is a big safety factor against another downturn.”

“The longer you own the house, the more money you will make.”

“When you put yourself in a position where you can’t lose, it’s difficult to lose.”

Links

Courses: Ron LeGrand’s Gold Club
https://www.ronsgoldclub.com/category/training

Book: How to Be A Quick Turn Real Estate Entrepreneur In Any Economy
https://www.ronlegrand.com/products/rons-free-book-video/?referrer=recessionproofron.com&cid=IQ1138TW1

How to Start Building Passive Income NOW | 549

Wed, 20 Oct 2021 12:00:00 +0000

At Money Ripples, our goal is to get you the freedom so that you work because you want to and not because you have to, and that’s what we’re talking about today.

In this episode, we will talk about passive income and how you can start building it, no matter where you’re at in life. If you’re looking for ways to create passive income, this is for you. Listen now and learn what you need to do to make it happen!

Key Talking Points of the Episode

[01:20] How do you get started in creating passive income?

[03:30] Should you learn strategies first?

[05:30] Rushing into investing

[06:31] Coming from a place of scarcity

[07:04] The importance of freeing up cash

[08:30] Beyond Rice & Beans

[09:45] Stop contributing to a 401k

[10:10] Starting to invest

[14:50] Be one of the first 10 people!

[15:17] Who is the Wealth Accelerator Academy for?

Quotables

“If you want to have that kind of life, you want to have the life of those you’re following, not following someone who is a blind guide.”

“Any education that’s only teaching strategy is a sure fire way for you to fail.”

“You will not get wealthy just trying to gamble.”

Links

Book: The Richest Man in Babylon
https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111

Free E-Book: Beyond Rice & Beans
https://moneyripples.com/

Podcast Episode: 401K Lie: The Myth of the Match
https://moneyripples.com/2021/10/11/myth-of-the-match/

Increasing Profits to Scale Your Real Estate Business with David Richter | 548

Fri, 15 Oct 2021 12:00:00 +0000

Today on the show, we have David Richter, the CEO of Simple CFO Solutions. Simple CFO Solutions helps business owners, especially real estate investors, make sure that they know their numbers and that they are keeping profit.

David is an active real estate investor and through his years in the industry, he learned to understand the business side of it too. Coming from around 5 deals a month to over 25 deals a month, David is now close to about 850 deals as an investor.

Key Talking Points of the Episode

[02:30] How did David get started in real estate?

[04:15] Working with another investor after understanding finances more

[05:00] How Simple CFO Solutions was born

[06:00] What is the difference between a CFO and a bookkeeper?

[07:28] What is David’s predictive index?

[08:46] What’s the Fractional CFO concept?

[10:30] Benefits of having a Fractional CFO

[11:25] Is a CFO also a CPA or a bookkeeper?

[13:17] What kind of businesses does Simple CFO Solutions help?

[13:57] The most common and the biggest pitfalls that people have

[16:05] Mike Michalowicz and the importance of profit in business

[17:53] Getting out of the rat race

[18:52] Get in touch with David!

Quotables

“There’s a difference between creating a lot of money and creating a lot of profit.”

“Fractional CFO is basically just less cost and just part-time.”

“Money is so emotional to everyone and it’s not very comfortable for everyone to talk about it on the phone."

Links

Website: Simple CFO Solutions

https://www.simplecfosolutions.com

Are YOU Patient Enough for Financial Freedom? | 547

Wed, 13 Oct 2021 12:00:00 +0000

In this episode, Chris Miles talks about patience and how having it along with consistency and persistence will help you build the momentum you need in order for you to create the freedom you’ve been dreaming to have.

Chris shares his life before Money Ripples, how Money Ripples came to be, and how it has been for the past 9 years. Listen to the episode to learn about his journey and how he is using it to help others create passive income and financial freedom!

Key Talking Points of the Episode

[00:52] The mindset about finances

[01:31] The key to prosperity

[03:57] The truth about overnight successes

[05:10] Before Money Ripples

[05:47] The plan to take over

[08:00] Creating Money Ripples

[09:55] Launching Money Ripples

[12:30] Navigating the spotlight

[14:12] The growth of revenue

[18:55] Consistency and persistency

Quotables

“Everything requires patience.”

“The evolution of Money Ripples went from not just freeing up cash flow and stopping money leaks, but even to the point of creating passive income to create financial freedom so that you can work because you want to, not because you have to.”

“It takes momentum and time, doing the right things, and not giving up.”

“As you take action - consistent and persistent action, results will happen.”

Links

Mr. Beast’s video from 2015: Hi Me In 5 Years
https://youtu.be/AKJfakEsgy0

Book: Three Feet from Gold: Turn Your Obstacles Into Opportunities by Greg S. Reid and Sharon Lecter
https://www.amazon.com/Three-Feet-Gold-Obstacles-Opportunities/dp/1455816132

5 Easy Steps to Raising Capital with Dave Dubeau | 546

Fri, 08 Oct 2021 12:00:00 +0000

Did you know that you can have other people’s money working hard for you and them? It is absolutely possible. Our guest today will be teaching the tips and tricks to raise capital.

Today we have Dave Dubeau joining me on the show. He’s a professional real estate investor, bestselling author, a sought-after consultant and coach, and trainer. Dave will be sharing 5 easy steps to raising capital.

According to Dave, the best place to start is building a target group from the contact list on your phone and email and then using some funnels to attract investors.

Listen in to this episode and learn how to raise capital for your business.

Key Talking Points of the Episode:

[02:13] How Dave got into capital raising

Steps into raising capital

[04:31] Create a target group of prospective investors

[08:55] Get ready to go to your list with a presentation

[10:04] Marketing: keep it simple and entertaining

[12:32] Be seen as an authority in the eyes of the target group

[13:53] Start the snowball effect with referrals and testimonials

[17:04] Educational materials that Dave offers

Quotable Quotes from the Episode:

“If somebody is going to invest with you, they’re going to need to trust you with their capital.”

“Once you’ve got that target group, you want to break the ice with them before you start talking business.”

“The easier it is for them the to understand, the more likely they are to invest with you.”

Connect with Dave Dubeau:

Website: https://investorattractionworkshop.com/

Are 529 Plans Best for College Savings | 545

Wed, 06 Oct 2021 12:00:00 +0000

Is it wise for you to invest in a 529 plan? In my opinion, you should invest in a life insurance policy instead. I will back up my view with facts in this episode.

529 plans are meant for college savings only and are invested in the stock market. The funds are based on the age of the child, and you do not control the money.

One of the most significant shortcomings with 529 plans is that you do not have control over your money and if your child ends up not using the money, you risk getting penalized and taxed for you to access the money and taxed.

In this episode, I will be sharing the pros and cons of 529 plans, the alternatives of 529 plans, and how to use life insurance as an alternative.

Listen in to this episode and learn.

Key Talking Points of the Episode:

[01:12] How 529 plans can work for you in your favor

[03:15] Disadvantages of 529 plans

[04:26] Alternatives of 529 plans

[06:37] How to get around life insurance as an alternative for 529 plans

Quotes:

“I can’t go and invest my money from 529 planning to buying real estate, but I can use the money for my life insurance to go invest in real estate invest in business. It is flexible and tax free too.”

Be sure to subscribe to our YouTube channel, The Money Ripples with Chris Myles. We always have to show you things, and they can be a handful to understand on a podcast.

Achieving Financial Freedom Faster Than Thought Possible w/ Whitney Hutten | 544

Fri, 01 Oct 2021 12:00:00 +0000

Achieving financial freedom is everybody’s dream. Unfortunately, many of us spend a lot of time trying to achieve financial independence without asking for help. On today’s show, I have the privilege of hosting an amazing lady who made the bold decision of seeking help when she felt stuck. Right now, she is in a better place than she ever imagined.

In this episode, Whitney will be sharing how her real estate journey began, what triggered her to want growth, and her plans for the future.

Listen in and learn.

Key Talking Points of the Episode:

[02:12] Whitney’s backstory: How she joined the real estate world

[05:32] What inspired Whitney to make the first step and want to grow?

[10:22] What’s the next thing for Whitney in real estate?

[12:01] Why is Whitney going back to single-family?

[13:12] Whitney’s plan for the future

[15:36] Whitney’s message to her younger self

[16:24] Importance of having a mentor

Quotable Quotes:

“It’s worthwhile to have a balanced portfolio.”

“Single family and multifamily are technically on what we call uncorrelated assets in the real estate space. They move a little bit differently from each other.”

“Find somebody to help you and open your mind.”

Connect with Whitney Hutten:

LinkedIn: https://www.linkedin.com/in/whitneyelkinshutten/detail/contact-info/

Website: https://ashwealth.com/

Is Your Roth IRA in Danger | 543

Wed, 29 Sep 2021 12:00:00 +0000

Biden put himself in a tough spot. He made a campaign promise that no one who earns less than $400,000 a year is going to get additional taxes. The challenge has been how the government will raise money to meet the gap in this reduced taxation. One of the areas the government is thinking of getting extra taxes from is your Roth IRA.

In this episode, I will be giving you the information you need so that you’ll be in a better position to make informed decisions when it comes to investing your hard-earned money.

Key Talking Points of the Episode:

[02:19] The tax changes

[04:33] What will be affected by the tax changes?

[05:52] Saving to a Roth and why you should avoid it

[08:49] Accredited investor

[11:36] Dangers of partnering with the government

Quotable Quotes:

“Roth IRAs can be great now, but in the future, they might have zero benefit.”

“Anytime you try to partner with the government, you’re most likely going to lose. You’re going to lose because the house always wins.”

“The government does not have your best interest in mind. You should care more about your money, and you should be taking action to protect it.”

How Has Self Storage Investing Grown Since 2020 | 542

Sat, 25 Sep 2021 13:30:00 +0000

Self-storage investing is gaining popularity by the day. We usually say that every cloud has its silver lining, and the Covid pandemic was not left out. Investors in the self-storage niche have witnessed growth in their business since 2020. Due to the pandemic, people decided to have their things in self-storage due to the lockdown. Also, families had to move some of their belongings to storage to create room for everybody to be home.

In this episode, we have Scott Myers joining us on the show. Scott is labeled the Nation’s Leading Expert in the self-storage business. Scott defines himself as a man who makes mistakes and learns from them.

In this episode, Scott will educate us on how self-storage investing has grown since 2020. Listen in to this episode.

Key Talking Points of the Episode:

[01:04] Introducing our guest

[01:55] Who is Scott, and what does he do?

[05:17] How people are using self-storage units during the pandemic

[08:04] The Y2K recession

[10:15] What’s the future for self-storage?

[12:29] How Scott and his company put up storage units

[14:22] Scott’s growth aspects

[15:53] How you can get in touch with Scott

Quotable Quotes from the Episode:

“We don’t celebrate pandemics or recessions, but you know, we’ve done very well during the pandemic.”

“Upward pressure on pricing means higher valuations.”

“My philosophy is that we like to keep our folks happy.”

Connect with Scott Myers:

Website: https://passivestorageinvesting.com/

401k Lie: The Myth of the Match | 541

Wed, 22 Sep 2021 12:00:00 +0000

Have you invested in a 401k, or are you planning to take up the plan? In this episode, I will be sharing my honest take on the 401K and let you be the judge.

Did you know that the government is the primary partner anytime you put your money in qualified plans with the government? Partnering with the government is like having a 50/50 partnership with someone who has all the controlling power. They can change the rules anytime, tell you how much you can make, how much you can pull out, and when you can pull it out. The unfortunate thing with government partnerships is you must pull out your money when they tell you to or else you risk being penalized.

Before you think of putting your money into a 401K, I’d advise that you look into other investment options. Investments like real estate, oils, metals, franchises, among others.

In this episode, I will be talking about the 401K myths by sharing some practical examples that prove that 401K returns are not 100% as many people claim them to be.

Key Talking Points of the Episode:

[03:29] The big reason why I think 401K is not as cool as many people think

[10:58] Partnering with the government

Please note: To have a clear picture of what I’m talking about in this episode, watch the video on our YouTube channel. It will help you keep up with the calculations.

Big Real Estate Returns In LESS Time with Gary Boomershine | 540

Fri, 17 Sep 2021 13:30:00 +0000

Do you have a desire to do short term rentals as a part-time business, but you have no idea where to start? You need to listen to our guest today, Gary Boomershine. He founded RealEstateInvestor.com in 2005 out of the need to scale and grow his real estate investing and home buying business.

Gary grew up in a family with real estate investors. He had no idea that he would end up in real estate since he pursued a degree in computer science. His desire for freedom drove him to invest in real estate. Gary is actively involved in real estate investing and private lending. He enjoys fly fishing, skiing, hiking, mountain biking, and travelling with family in his free time.

In this episode, Gary will share his wisdom on creating wealth and tips on how to find a property manager for short term rentals. Also, Gary will teach us about building a family economy and how to succeed in running short term rentals. If you would like to have big real estate returns in less time, Gary Boomershine is the right person to guide you.

Listen in and learn.

Key Talking Points of the Episode:

[02:24] Gary’s background

[14:41] How to create wealth

[24:16] Tips on how to find a good property manager for short term rentals

Quotable Quotes:

“One lesson I would share for everybody in real estate, think there’s three buckets, there’s cash now, cash flow, and cash later.”

“Time is the most important commodity that we have.”

“There’s nothing new under the sun. Don’t reinvent the wheel in real estate.”

“If you believe you can, or you believe you can’t, you’re right.”

Connect with Gary Boomershine:

Text “Cashflow” to 925-320-0575 to get free resources from Gary

Who's the Right Financial Advisor for You? | 539

Wed, 15 Sep 2021 12:00:00 +0000

Who is the person you should be hiring to be the financial expert in your life?

In this episode, I will be sharing some checklist items you should go through to determine if somebody should be the financial expert in your life. Getting a financial advisor is not a poker game. There is no way you can gamble your hard-earned money.

It is essential to note that hiring a financial advisor doesn't mean giving up your decision-making role. You remain the boss of your money, and you are in charge of making all the decisions. The advisor should be a guide.

Listen in to this episode to learn the tips.

Key Talking Points of the Episode:

[05:10] Experience: Are they experienced and does the experience include a recession?

[07:11] They should be independent

[09:18] Fee-based and not commission based

[10:59] They have a low-risk tolerance

[13:36] cash flow focused; you should get somebody who has that focus on generating income

[15:04] Team of experts: don't go for the One-Stop-Shop person, go for somebody who's specializing and has a team of experts surrounding him/her.

Standout Quotes from the Episode:

"Be careful not to hire an advisor, that's got one year of experience, repeated 30 times."

"When any recession is hit, most people lose money in the markets. You don't want to be the majority; you don't want to be conventional. You want to be away from that."

"Like attracts like people of integrity, attract people of integrity."

"The truth is, you are the boss of your money, not them. You should not be turning over control to somebody else. You should not just let somebody else you all this decision-making for you."

Striking Your Money Nerve with Bob Wheeler | 538

Fri, 10 Sep 2021 13:30:00 +0000

Do you think you have money issues? Many of us are likely to say they don’t. Now, take a moment and look back. Do you remember an instance you had an issue at had, and instead of dealing with it, you decided to cover it up with the money? That's a clear indication you have money issues. In this episode, Bob Wheel will be striving the money nerve to help us have a better relationship with our money.

Key Talking Points of the Episode:

[03:10] Getting to know Bob Wheeler's background

[06:24] How to identify when you are having money issues

[08:46] Symptoms that may hinder people from creating wealth

[10:40] Dealing with Naysayers

[13:56] Emotional money triggers

Standout Quotes from the Episode:

"There's no shame in not knowing how to do things and asking questions, as long as you keep moving forward."

"We use money as a measure of I'm good, or I'm bad."

"I think there's a lot of people that will find all the excuses, and not push through the fear. It doesn't mean that people that are successful aren't having some fear, it's that they push through the fear."

"When you step up and when you get successful, not everybody's going to love you. Not everybody's going to be happy for you. Do it anyway."

"Money is a magnifier of the soul."

"If you don't forgive yourself and let go of past mistakes, you'll never move forward. You're actually hindering your ability to create millions because you're stuck in regret from the past."

Resources Mentioned:

Navigating the Emotions of Money- Bob Wheeler

Are You a Conservative Investor? | 537

Thu, 09 Sep 2021 01:00:00 +0000

Right now, things are all going great. The markets are up, prices are up, and real estate values are up. It's like it almost wherever you turn; you're making money. That said, it is essential to note that the noise too is up. How do you shut down the noise, and how do you invest? Are you a conservative investor?

There is a great myth that if someone makes a lot of money, they're good with money. That's a complete 100% false. Making more money does not equate to you having more wealth or being smarter. I know people who have made millions of dollars, but they have no assets to show behind the scenes.

Have you realized how some people in real estate are making money, but they are not using the money to make them more money? They are using the money to elevate their lifestyles and buying things that attract people to their business. The fact remains, if you want to have financial freedom, you need to have passive income. Your money must consistently work for you.

How can you start your journey to financial freedom? The first thing is to stop seeking the advice of those that talk about the latest and greatest hottest trend trends or tricks or tactics. Those three T's do not necessarily equate to making more money.

Key Talking Points of the Episode:

[02:57] Bursting one of the greatest misconceptions when it comes to money

[05:20] Making passive income

Standout Quotes from this Episode:

"Making more money does not equate to you having more wealth or being smarter when it comes to money."

"If you do not have passive income, especially multiple streams of passive income coming in, you are in danger and at risk. Because something if it shuts off that mainstream of income, how are you going to be?"

4 Proven Passive Investments with Scott Krone | 536

Fri, 03 Sep 2021 12:00:00 +0000

Have you been looking for proven passive investments? You need to sit back and pull a notebook because Scott Krone is about to spill the beans. Scott is a Chicago native whose career Bennett began architecture back in 1991. He got his master's at the Illinois Institute of Technology. While earning his degree there. He worked as a project manager for optimum Inc.

Scott founded the Coda Management Group back in 2012. They specialize in managing real estate assets. Since then, he's done a wide array, everything from single-family, multifamily, retail, commercial, wholesale, its self-storage, which we'll talk about a little bit today as well, even athletic spaces. Currently, they have investments of over $55 million.

In this episode, Scott will be educating us on four proven passive investments and help us understand how opportunity zones work.

Are you ready to learn? Listen in to this episode.

Key Talking Points of the Episode:

[02:49] What inspired Scott to transition from architecture to investment?

[04:42] Proven passive income investments

[07:03] What are opportunity zones?

[11:08] Scott's favourite strategy when it comes to passive investment

[13:08] Investing in self-storage

Quotable Quote from the Episode:

"50%- 60% of our investors are investing with us because of tax strategies, rather than just gains. They're looking at how to shelter their taxes."

Connect with Scott Kroner:

One-Stop Self Storage: https://onestopselfstorage.com/

Coda Management Group: codamg.com

LinkedIn: https://www.linkedin.com/in/scott-krone/

Believe the Opposite | 535

Wed, 01 Sep 2021 12:00:00 +0000

Do you believe that if everybody is expecting something, then it's probably not going to happen? I belong to that school of thought. I choose to believe in the opposite. If everybody expects the stock market to go up, what will happen is, it'll stop going up. If everybody expects real estate to crash, that is your first sign that it probably won't happen. If you listen to the majority, the majority is usually wrong.

Do you remember before the.com bust? Everybody was talking about the.com boom and how amazing it was, and as a result, it busted. Stocks were doing great for the 90s. What happened later in 2002, made the worst year because many people found out that companies were cooking their books.

Choose to always believe in the opposite. The opposite is what people aren't expecting. If people are talking about inflation right now, you should really worry about whether there will be deflation? The opposite is where wealth can be created. Doing the same old as everybody else doesn't create wealth because if they were, they'd all be wealthy, but that's not the case.

I hope this episode will encourage you to always look at the other side of things and think out of the box. I do not want you to have lackluster, familiar mainstream results. I want you to have extraordinary exalt results.

Quotable Quotes:

"If everybody is expecting something, then it's probably not going to happen."

"You only know who's swimming naked, when the tide rolls out."- Warren Buffet.

Do you want to get your money working for you? Visit https://moneyripples.com/

How This Colonel Changed His Retirement Plan with Dan Markert | 534

Fri, 27 Aug 2021 13:00:00 +0000

Do you have a retirement plan, and if you do, would you consider changing it along the way to meet your future needs? In this episode, I have the opportunity to converse with Dan Makert. He was a retired Army Infantry Colonel. He also did two tours in Afghanistan. This is out in California. He’s been in lately with the California National Guard. He’s been a productive program director for competitive shooting, bath on programs, Human Performance research analyst and tactical fitness coach. He’s now just retired and moving into this next phase.

In this episode, Dan will be sharing some of the experiences he has had with the market, how his perspective has changed over the years and what he is doing now to protect his money.

If you are about to retire or retired, this episode is for you.

Key Talking Points of the Episode:

[02:29] Getting to know Dan

[05:06] Similarities between the 80’s market and the current market

[09:09] Dan’s perspective has shifted

[16:12] How is Dan protecting his money now?

[19:09] Dan’s vision

Standout Quotes from the Episode:

“It’s a good lesson to be diversified.”

“Don’t spend too much time looking back and regretting what you may or may not have done in the past, just take action now.”

The Subtle Money Advice to Avoid | 533

Wed, 25 Aug 2021 15:00:00 +0000

There are a lot of misconceptions around money that many people are not aware of. For instance, many people believe that if you make a lot of money, you are wealthy. The truth is, you can make a lot of money and have no assets, and that’s the case with many people.

In this episode, I will be tackling some of the subtle misconceptions when it comes to money. I firmly believe that no matter how much money you are making, you should always have a part of your money working for you.

Do you remember last year when Covid hit, and the government decided to make us close everything? Many people were negatively affected financially, and the only safe people were those who had their money-making more for them consistently.

If you want to have financial freedom, you need to have multiple channels of passive income. Such that if one channel closes, you’ll still have some money coming in. There is a shocking statistic that shows that 98-99% of Americans do not have passive income. Also, some of the millionaires we have do not have enough passive income.

Listen to this episode and learn more about subtle deception when it comes to money.

Key Talking Points from the Episode:

[02:04] Making a lot of money equate to more wealth

[04:44] Making passive income a priority

Standout Quotes from the Episode:

“If you do not have passive income, especially multiple streams of passive income coming in you are in danger.”

“Your goal should not just be building that business; your goal should be creating enough passive income to where you work because you want to not because you have to.”

Do you have some money somewhere that’s just sitting and not making you more? Feel free to reach out to me, and I will guide you on what you can do.

7 Inconvenient Truths for the High Income Earner with David Phelps | 532

Fri, 20 Aug 2021 15:00:00 +0000

There is a considerable difference between wealth and income. Many people tend to confuse the two. One of the significant differences is that income is transactional, meaning you must keep showing up to make money. Have you met people who make multiple six or seven-figure incomes and are still broke?

In this episode, I have Dr David Phelps joining me on the show. David and I will be talking about the inconvenient truths of high-income earners. David owned and operated his private practice in the dental space for 20 plus years. Significant life interruptions happened. Luckily, he had been doing things in the real estate game and investing doing things outside of the traditional norms. As a result, he was able to have more time to his disposal.

David will share his story. Listen and learn.

Key Talking Points of the Episode:

[03:24] Getting to know David's story

[07:43] What is happening in the real estate market?

[11:27] Inconvenient truths of high-income earners

[22:20] Captive insurance

Standout Quotes from the Episode:

"Everybody forgets and when times are good, people tend to forget that not everything keeps going up forever."

"Whatever you start today, whatever your construct is, start it early and add to it as you go that compound effect the snowball effect in a positive way."

Resources Mentioned:

Secured Investment Corp: https://securedinvestmentcorp.com/

Visit us online at moneyripples.com. For more resources to help you fix money leaks and get your money working harder for you now.

Dealing With Uncertainty | 531

Wed, 18 Aug 2021 15:00:00 +0000

The world we live in is full of uncertainty. There is uncertainty with real estate, the stock market, crypto, and even the government. The noise is so loud that we feel lost in uncertainty, and we feel like everything is out of control. We gravitate towards hyper control as a way of dealing with uncertainty. The truth is, hyper control cannot solve anything. It’s just a way of making us feel in control.

Key Talking Points of the Episode:

[03:45] Dealing with uncertainty with hyper control

Tips on how to deal with uncertainty

[11:37] Go back to your earliest memory of success

[14:28] Follow your intuition and trust yourself.

Standout Quotes from the Episode:

“When you feel out of control, you’ll usually try to hyper control other parts of your life.”

“When you’re dealing with uncertainty, it’s not the world you’re afraid of. It’s you, you don’t trust”

“My intuition tells me that it’s not a matter of if, it’s a matter of when things do turn around.”

“If you create certainty within yourself, trusting your intuition, and you’re connected to people that do the same as well, you will find that you will tend to go the right path.”

Resources Mentioned:

American Homeowner Preservation: https://www.ahpfund.com/

Visit us online at moneyripples.com. For more resources to help you fix money leaks and get your money working harder for you now.

Using TikTok to Build Your Real Estate Business with Dr. Sunil Saxena | 530

Fri, 13 Aug 2021 12:00:00 +0000

Can you create true wealth through the stock market?

Do people use TikTok for educational purposes?

In this episode, Dr. Sunil Saxena shares his strategy to reach over 640k followers on TikTok in only 8 months. Listen in and learn how to leverage social media to build your real estate business.

Key takeaways to listen for
Cons of investing in the stock marketBenefits of using social media for businessHow to get started in real estate
About Dr. Sunil Saxena

Dr. Saxena has started 6 successful companies mostly focused on real estate and real estate development. He’s been active in the DC real estate market since moving to the area in 2001 and has been involved in construction, remodeling, development, and sales.

Connect with Dr. Sunil
Website: https://thesunilsaxena.com/Instagram: www.instagram.com/thesunilsaxenaTik Tok: www.tiktok.com/@thesunilsaxena
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/

How to Create Life-Changing Results | 529

Wed, 11 Aug 2021 12:00:00 +0000

What does ''wealth'' mean?

Does money make people more abundant?

An abundance mindset is the X factor that will create faster and impactful results. Dial in and learn the principles of true prosperity.

Key takeaways to listen for
Scarcity vs. Abundance thinkingThe key to reaching true prosperityExample of an abundance mindsetHow you should think of money
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Franchising As An Asset Class with Jon Ostenson | 528

Fri, 06 Aug 2021 12:00:00 +0000

Would you consider franchising as an option?

Is franchising more convenient than starting your own business?

Franchising is not for everyone, but it can be a great path to business ownership for many people. Dial in and learn what a franchise deal looks like and its potential returns.

Key takeaways to listen for
Advantages of franchise businessesWhy you should add a franchise to your portfolioTrending industriesFunding options
About Jon Ostenson

Jon is a consultant, investor, author, and international speaker specializing in the area of non-food franchising.

Jon serves as CEO of FranBridge Consulting where he helps clients understand all aspects of franchising in the process of introducing them to opportunities from the over 300 high-growth brands that he represents.

Connect with Jon
E-mail: jon@franbridgeconsulting.comLinkedIn: www.linkedin.com/in/jonostensonWebsite: www.franbridgeconsulting.com
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Should You Use a Self-Directed IRA? | 527

Wed, 04 Aug 2021 12:00:00 +0000

Are all investments useful for this strategy?

When can you access this money?

Everyone's situation is different, and there's no such thing as a one-size-fits-all strategy. Dive into this episode and learn the pros and cons of self-directed IRA and whether you should consider it or not.

Key takeaways to listen for
How self-directed IRA works and its rulesThe best types of investment to use with IRAStrategies to minimize taxes
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Best Ways to Finance a Business with Andy Cagnetta | 526

Fri, 30 Jul 2021 12:00:00 +0000

Is it a good time to buy or sell your business?

What does a business deal look like?

SBA loans have incredible benefits, but not many people can qualify for one. Listen in as Andy Cagnetta shares the best alternatives to get financing on your business.

Key takeaways to listen for
The current state of the business worldSBA loan benefitsBest way to get financedHow to attract private lenders
About Andy Cagnetta

Andy is the CEO of Transworld, a company that assists business sellers to locate and vet potential buyers, and facilitates buyers in the process of evaluating potential businesses and franchises on sale.

Connect with Andy
Website: www.tworld.comPodcast: www.thedealboardpodcast.com
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How Infinite Banking Works with Real Estate Investing | 525

Wed, 28 Jul 2021 12:00:00 +0000

Do banks use this strategy?

Are you actually avoiding interest when you pay cash?

In this episode, Chris dives deeper into Infinite Banking and explains how to leverage your whole life insurance to become your own bank. If you're a real estate investor or a business owner, tune in and find out how to get your money to pay you twice.

Key takeaways to listen for
Compound interest vs. Simple interestHow much you can earn if you don't pay off your mortgage fasterMax ROI Infinite Banking: how it works and its benefitsWhy this strategy is great for real estate investors
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Passive Investing Like a Pro with Kent Ritter | 524

Fri, 23 Jul 2021 12:00:00 +0000

What questions should you ask your deal sponsor before investing?

Is networking important in real estate?

Investing in a deal without doing proper due diligence could cost you a lot of money. Listen to this episode and find out the keys to being a great passive investor.

Key takeaways to listen for
Benefits of doing real estate syndicationHow to become a better passive investorThe importance of doing research on your deal sponsor
About Kent Ritter

Kent is Managing Director with Birge & Held Asset Management, a multifamily private equity firm with over $1.4 billion in assets under management. Kent's skillset as a multifamily operator draws from a successful career as a management consultant and startup owner. Now, he applies this skill set to transform apartment buildings and create modern, affordable housing for America's workforce.

Connect with Kent
Website: www.kentritter.comPodcast: www.kentritter.com/podcast
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Financial Independence Requires Independent Thinkers | 523

Wed, 21 Jul 2021 12:00:00 +0000

Do you consider yourself to be an independent thinker?

Do you stay open-minded and question everything?

In this episode, Chris challenges you to question everything to create something that no one has ever done before. Tune in and be inspired to think outside the box.

Key takeaways to listen for
Why do you need to question everything you were taughtHow entrepreneurs thinkWhat it takes to do things differently
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How Rich Dad Poor Dad Led Towards Financial Independence with Ryan Stieg | 522

Fri, 16 Jul 2021 12:00:00 +0000

How can you make your money work for you?

Are there any investment opportunities aside from real estate?

In this episode, one of our clients, Ryan Stieg, talks about how reading “Rich Dad Poor Dad” changed his life and how he managed to build a long-term passive income.

Key takeaways to listen for
Building streams of income for the long haulDue diligence vs. analysis paralysis What ROI to look forWhy you should try different investments
Resources from this episode

Rich Dad Poor Dad

About Ryan Stieg

Ryan owns one to three unit rentals across five markets in the US, invested in nearly 20 real estate syndication investments individually or with an investment group that he co-founded with fellow Infielder, Jim.
Website: www.leftfieldinvestors.comPodcast: https://leftfieldinvestors.com/podcast/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are You Lazy with Your Money? | 521

Wed, 14 Jul 2021 12:00:00 +0000

Are you trusting that the market will still go up?

Are you in control of your financial destiny?

Banking on appreciation can make you a lot of money, but it’s also a very dangerous move to make. Here are some tips on how to face market swings.

Key takeaways to listen for
What it's like to experience financial lossWhy you shouldn't bank on market swingsDo high risks mean high returnsWhat to do if the market goes down
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

520 - How Does Purpose Lead to More Prosperity with Christopher Burns

Fri, 09 Jul 2021 12:00:00 +0000

What is the next step to build the life of your dreams?

How can you channel your success into your community?

Listen in as Christopher Burns talks about the importance of discovering your identity to build wealth and uncovering your true self.

Key takeaways to listen for
Should core values be a part of your plan for financial freedom?The role of perspective and right mindset in your decisionsFirst step to re-discover yourselfWhy you should meditate on your life?
About Christopher Burns

Christopher Burns coaches men, entrepreneurs, leaders, and professionals to master themselves and go within to manifest their dream reality outside. He also hosts ‘’Mastering The Man Within’’ podcast, where he empowers people to activate their purpose, power, and prosperity.

Connect with Christopher
Facebook: Christopher BurnsPodcast: Mastering The Man Within
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

What to Do When Stocks Hit All Time Highs | 519

Wed, 07 Jul 2021 12:00:00 +0000

Is it a good sign when the stock market hits all time highs?

Does your average return represent your actual yield?

The stock market can create great opportunities for you, or it can cause you a lot of pain in the future. Tune in and find out if investing in stocks is worth the risk.

Key takeaways to listen for
How the stock market performed for the last decadesAverage returns vs. Actual yieldThe importance of tracking the trendlineHow much would you have made if you had invested in stocks 40 years ago?
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Creating a Ripple Effect in Kenya with Heidi Totten | 518

Fri, 02 Jul 2021 12:00:00 +0000

What can we learn from Kenyans?

Is happiness defined by wealth?

Today, Heidi Totten talks about the impact she makes on the Kenyan community and explains how she applies the stewardship principle to help people get out of extreme poverty. Listen to this episode and get some insights into humanitarian work and true happiness.

Key takeaways to listen for
Teaching stewardship to familiesThe sense of community between KenyansThe need for skills development
About Heidi Totten

Heidi is the executive director of ‘’100 Humanitarians’’, a community of entrepreneurs, small businesses, and individuals around the world that collaborates to create opportunities in Kenya for self-reliance, education, and economic development.

Connect with Heidi
Website: www.100humanitarians.comFacebook: https://www.facebook.com/heiditotten
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Who Can Be Financially Independent by 2030? | 517

Wed, 30 Jun 2021 12:00:00 +0000

How can you get your money to work for you?

How can an increase in passive income change your life?

Today Chris gives some examples of the people that reached out to him and explains how he helped them with their investments. Tune in to be inspired to get out of the rat race and become financially free.

Key takeaways to listen for
Building up cash to investSelling non-performing propertiesInvesting in speculative assetsThe impact of passive income in your life
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

516 - How This Irishman Invested in US Real Estate with Colin Murphy

Fri, 25 Jun 2021 12:00:00 +0000

How to start investing in the US from overseas?

What are the best investment options for international buyers?

Today, our guest Colin Murphy talks about how he started doing fix and flip in Florida from Ireland and shares the keys to investing in real estate overseas.

Key takeaways to listen for
Opportunities for non-residentsAccess to finance for overseas citizensCurrent state of the turnkey businessBenefits of moving to the US to make business
About Colin Murphy

Over a 16 year career, Colin has bought and sold more than $100 million worth of real estate in the US and UK markets. He has experience in a wide variety of real estate-related activities, including buy & hold, fix and flip, wholesaling, note investing, and more.
www.colininvestments.com/www.instagram.com/colingmurphy/www.youtube.com/channel/UCrFEnUix1k4sKA-xF5ZYUkw
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

515 - Common Myths About Infinite Banking (IBC)

Wed, 23 Jun 2021 12:00:00 +0000

Should you use Infinite Banking for all investments?

Is IBC good for paying bills?

Infinite Banking is a great tool to leverage your whole life insurance’s cash and maximize your return on investment. Listen to this episode as Chris breaks down the common myths about IBC, and find out what’s the best use of this concept.

Key takeaways to listen for
Investing in things backed by secured assetsCons of paying monthly expenses using IBCWhat to use life insurance for
Resources mentioned in this episode

Becoming Your Own Banker: Unlock the Infinite Banking Concept

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

From Saver to Cash Flowing Investor with Tomomi Itakura| 514

Fri, 18 Jun 2021 12:00:00 +0000

What are the principles that can help you create greater wealth now?

How can you overcome fear and take action?

In this episode, Tomomi shares her experience working with Chris and investing in real estate for the first time. Tune in to be inspired to make the shift into a cash flow mindset and take a leap of faith into real estate.

Key takeaways to listen for
Scarcity mindset vs. Abundance mindsetReal estate principles to create wealthOvercoming the fear to take the first stepChallenges of investing passively
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Is Debt Dumb? | 513

Wed, 16 Jun 2021 12:00:00 +0000

What is the best kind of debt?

How can you use borrowed money wisely?

Debt can be dumb, or divine, depending on how good a steward you are. Tune in today to learn how to use debt wisely.

Key Takeaways To Listen For:
2.08 Using debt wiselyRule of thumb about debtUsing home equity to investReasons why banks use debt
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How to Diversify into Gold and Metals with David Garofalo | 512

Fri, 11 Jun 2021 12:00:00 +0000

How can you make metals a smart part of your portfolio?

Is cryptocurrency the reason for low prices in the metal industry?

In a world where cryptocurrency is getting all the attention, the metal industry is one of the most underrated investments, but one you should definitely be looking at. Listen to this episode as David shares everything you need to know about gold and metals.

Key takeaways to listen for:
Opportunities in the metal industryExpectations for metals pricesFactors that keep metals prices downHow to diversify into metals
About David Garofalo:

David has served as Chief Executive Officer, President and Chairman of the board of directors of ‘’Royalty Gold Corp’’ since August 2020. He has worked in various leadership capacities in the natural resources sector over the last 30 years.

Website: https://goldroyalty.com/

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are Americans Spenders or Savers? | 511

Wed, 09 Jun 2021 12:00:00 +0000

Have you ever heard that most Americans are "spenders?"

Is that really true?

Can savers become financially free?

In this episode, Chris compares spenders and savers and how many savers there are right now. Listen to this episode and learn why you should be a steward.

Key Takeaways To Listen For:
Spenders vs. SaversSteward's mindsetWhat people do with their moneyBeing taught to be savers
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The #1 Investment Financial Advisors Won’t Recommend with Samson Jagoras | 510

Fri, 04 Jun 2021 12:00:00 +0000

What financial advisors aren’t teaching?

Is real estate the best investment option?

In this episode, our guest Samson Jagoras speaks about why financial advisors won’t pitch you about alternative assets and some tips on how to be a real estate passive investor.

Key takeaways to listen for:
Alternative assetsPros of real estate and passive investingHow to get a deal done
About Samson Jagoras:

Samson is a commercial real estate broker, VP of Strategic Investments for RE/MAX Commercial Alliance, and the founder of Growth Vue Properties and Passive Power Group.
www.samsonjagoras.com / www.thegrowthvue.comwww.instagram.com/samson.jagoras/www.facebook.com/samsonjagorasrealestate/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Is Trading Your Path to Wealth? | 509

Wed, 02 Jun 2021 12:00:00 +0000

Can I make a 10% profit a month by trading?

Are traders considered real investors?

In this episode, Chris compares trading and real estate and explains the thought process of real investors. Listen to get interesting insights on the trading market!

Key Takeaways To Listen For:
Gamblers vs InvestorsThe role of AI on tradingWhy gambling won't make you richWhat's amazing about real estateWhat REAL investors do
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Should I Wait For a Real Estate Cool Off with Heather Marchant | 508

Fri, 28 May 2021 12:00:00 +0000

Is this the right time to buy real estate?

Should I hold my money and wait for a crash?

Heather Marchant with RP Capital offers her insights and expertise on the current real estate market. Join us today to learn how to identify a good deal and the right time to invest.

Key takeaways to listen for:
Killing the dealThe principles of real estateReasons for investing in multiple marketsWhy appraisers are not accountableThe cool thing about rental properties
About Heather Marchant:

Heather has been the Chief Sales Officer to RP Capital since 2007. She has personally mentored over 800 clients to help them achieve an increase in cash flow of over $5.2 million since becoming an investment specialist in 2011.

Connect with Heather:
Website: https://rpcinvest.com/Podcast: https://getrealestatesuccess.com/E-mail: invest@rpcinvest.com

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are We Heading Into Hyperinflation? | 507

Wed, 26 May 2021 12:00:00 +0000

Why would the government push to create inflation?

Are we in a real estate bubble?

What's causing the inflation right now?

Inflation times are dangerous for those merely saving money, but for those investing wisely, it’s an incredible opportunity to grow wealth. In this episode, Chris speaks about inflation, the role of the government in it, and the risks of investing in derivatives.

Key Takeaways To Listen For:
How bubbles are createdWhere to invest during inflationBuying real assetsCheap money from banks
Resources Mentioned In This Episode:
The New Great Depression: Winners and Losers in a Post-Pandemic WorldThe big shortShadow Government Statistics
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

506 - Two Best Strategies to Profit With Commercial Real Estate With Terry Hale

Fri, 21 May 2021 12:00:00 +0000

How can you recognize an opportunity and execute it?

What is the right time to invest?

In this episode, Terry shares the experience that made him open his eyes to a new opportunity and his secret strategies to reach success in commercial real estate.

Key Takeaways To Listen For:
Opportunities in commercial real estateStrategies to profit with commercial real estateHow to find the right dealsHow to protect your earnest money deposit
About Terry Hale:

Terry is an expert commercial real estate investor. For 20+ years, he has been helping people invest in commercial real estate to create long-term predictable wealth and cash flow and to diversify their income.
Website: https://terryhale.com/Facebook: https://www.facebook.com/terryhaletraining/Instagram: https://www.instagram.com/terryhale_wealth.by.design/E-mail: support@terryhale.com
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

You May Not Like This Answer to Financial Freedom | 505

Wed, 19 May 2021 12:00:00 +0000

Just because so few people achieve it, does that mean it's hard?

Where are the two PROVEN ways to create financial freedom?

It may be easier than you think!

In this episode, Chris speaks about the two places that you can invest in to reach financial freedom most assuredly and quickly. Join us today to learn about the influence of AI on the stock market and why you shouldn’t invest where the average people do.

Key Takeaways To Listen For:
Thoughts on bitcoin and the stock marketCreating value for peopleReal estate bubblesReal estate options
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Creating A Rockefeller Plan with Brandon Rains | 504

Fri, 14 May 2021 12:00:00 +0000

How can you pass on wealth like the Rockefeller's?

How do you design this plan with life insurance?

What would you want your loved ones to know before you die?

In today’s episode, Brandon explains how to pass your legacy and wealth to your loved ones where it continues to grow. Join us to get some insights about life insurance, purposeful estate planning, and passing more than just wealth.

Key Takeaways To Listen For:
Self-worth not determined by net worthHow life insurance works with the Rockefeller conceptInheritance as a burdenHow purposeful estate planning can helpMoney as an extension of your soul
Resources Mentioned In This Episode:

What Would the Rockefellers Do?: How the Wealthy Get and Stay That Way, and How You Can Too

Connect with Brandon:

E-mail: brandon@rains-law.com

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

503 - Will YOU Be Financially Independent by 2030

Wed, 12 May 2021 12:00:00 +0000

Will you be financially independent in the next 9 years?

What kind of income are your investments going to produce in retirement?

If you want to be financially independent by 2030, now is the time to act! In today’s episode, Chris talks about cash flow, investing for retirement, and shares the cons of mutual funds.

Key Takeaways To Listen For:
Thoughts on mutual fundsWhat people invest forPressure on financial advisors
Resources Mentioned In This Episode:

https://wizehire.com/job/chief-marketing-officer-in-remote-bbe791d7d20df22d

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Do THIS Before Investing In Real Estate with Steve Rozenberg | 502

Fri, 07 May 2021 12:00:00 +0000

Does your job give you an income stream flowing?

Is there an easier path to achieving success?

We don't know what will happen next in our regular jobs, so having an exit strategy plan is essential these days. Today, Steve Rozenberg discusses the things that you should be doing first before investing in real estate.

Key Takeaways To Listen For:
His biggest lessons learnedHow to achieve your goalThings to do before investing in real estateThe power of leverage
About Steve Rozenberg:

Steve Rozenberg is a Top BiggerPockets contributor, started as an airline pilot up until about 9/11. After that happened he decided to go to the real estate path. Steve has gone on to be one of the most well-known influencers in the Real Estate Community.

Website: Steve Rozenberg Facebook: Steve Rozenberg BiggerPockets: Steve Rozenberg

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Why Taxing the Rich STEALS From the Poor |502

Wed, 05 May 2021 12:00:00 +0000

What happens when you tax the rich?

Is it a good idea to tax companies?

The government imposes taxes to raise revenue for the benefit of the economy. In this episode, Chris Miles discusses the downside of taxing the rich and making it a lot harder for the poor to bounce back out of poverty.

Key Takeaways To Listen For:
Problems when the democrats tax the richWhat will happen if the government taxes companiesWhat is the deep end/shallow end pool ideaReasons why politicians want to tax themselves moreHow to achieve a strong economyWhy the rich support taxing the rich

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Naked Truth About How My Wife and I Handle Money | 500

Fri, 30 Apr 2021 12:00:00 +0000

How does the money and business situation work in the Miles/Boucha household?

How should a couple work together?

Should you have separate accounts?

In this 500th special episode, Chris Miles and Adhis Boucha talk about how couples should deal with things in terms of relationships and money.

Key Takeaways To Listen For:
Why it’s important to know what you can do to earnRedefining money, currency, and compensationsWhat causes divide and the influence of money in a relationshipDoing household tasks and dealing with money as a coupleNegative impacts of thinking you’re the only breadwinner in the familyTips on how couples can both agree in terms of investingHaving a household account as a couple
Connect With Adhis Boucha:

New Money Mama

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are 90-10 Infinite Banking Policies Better | 499

Wed, 28 Apr 2021 12:00:00 +0000

How does the 90-10 infinite banking policy work?

Does having more cash value in the 1st year really mean you'll get a better return on your money?

The process by which you, as an individual, can become your own banker is known as infinite banking. In this episode, Chris Miles talks about how you can invest your money using infinite banking policies, and how you know you have the best design for max returns.

Key Takeaways To Listen For:
Significance of max return of investment (ROI) infinite bankingProblems with the infinite banking policyUnderstanding the 90-10 infinite banking policyMass Mutual vs Penn Mutual policies

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Real Estate Lending Made Easy with A. Donahue Baker | 498

Fri, 23 Apr 2021 12:00:00 +0000

Are you afraid of getting a credit line?

Is it too late to learn how to manage money?

Having credit is not a bad thing. You just need to be educated on how things work inside the bank. Today, A. Donahue Baker shares his expertise in building wealth.

Key Takeaways To Listen For:
The 6 levels to generational wealth creation Benefits of knowing financial literacy at a young ageWays to get million dollars lines of creditWays to get your bank to make you wealthy
About A. Donahue Baker:

A. Donahue Baker is Co-Founder & CEO of Money Avenue, LLC, a wealth-building platform with the mission to create a clear pathway for individuals to build generational wealth. Donahue is passionate about disrupting banking and the importance of building wealth safely. He is also a CPA & professor at Morehouse College and teaches classes on entrepreneurship and building wealth.

Connect With A. Donahue:
Website: www.moneyave.comTo sign up for Free Membership, go to: www.bankmoneyave.com
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are You a Dave Ramsey Graduate |497

Wed, 21 Apr 2021 12:00:00 +0000

Are you a great "poster child" for Dave Ramsey's program?

Are you asset rich, but cash/passive income poor?

The way you are saving/investing your money could be the reason why you're not achieving financial goals. In this episode, Chris Miles talks about some of the reasons why people aren't achieving financial freedom and the difference that real estate investing can make.

Key Takeaways To Listen For:
Why being debt-free doesn't mean that you’re financially freeAdvantages of increasing real estate pricesThe downside of investing in stocksHow to make more money from refinancing a house or a propertyWhy it is important to use your savings for a consistent monthly cash flow

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Connect With Chris:
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Could Investing in Notes or Commercial Real Estate Be the Answer | 496

Fri, 16 Apr 2021 12:00:00 +0000

Is it safe to invest in mortgage notes?

Today, Jamie Bateman and Chris Seveney join the show and explain the benefits of exploring real estate opportunities as the economic condition changes.

Learnings From This Episode:
Jamie Bateman and Chris Seveney's Background in Real EstateBenefits of Investing in Performing NotesWhy Investing in Commercial Real Estate is Better than Single-FamilyRecommendations for Passive Investors Who Want to Earn Passive Income
Guest Bio:

Jamie Bateman has been an active real estate investor since 2010. He and his wife have experience in both the mortgage and the title industries. He takes pride in assisting those who are motivated to incorporate non-traditional investing strategies into their wealth-building plan.
Jamie Bateman: Website: https://labradorlending.com/ E-mail: batemanjames@labradorlending.comChris Seveney: Website: https://7einvestments.com/The Good Deeds Note Investing Podcast: https://7einvestments.com/podcast/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How High Will the Stock Market Climb |495

Wed, 14 Apr 2021 12:00:00 +0000

What’s going on with the stock market?

Will it keep going higher?

Today's market price is actually overvalued, so understanding how the stock market and economy work is the best way to know when to take advantage of the opportunity to invest with them. Today, Chris Miles shares his thoughts on what's working and what's not in the stock market and also on the economic side. He also gives some tips on what you can do to help you achieve consistent and predictable cash flow.

Learnings From This Episode:
Correlations Between Stock Market and Economy Differences Between Investors and Gamblers in Terms of InvestingThings That Could Make the Stock Market Go DownThings You Need to Consider to Invest in Stock Market SafelyUnderstanding the Highs and Lows of Numbers Understanding the Economy Health and How It WorksWhat Will Happen if the Economy's Production Go Down Choosing Safe Ways to Invest Your Money
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Invest in Real Estate Without the Real Estate Hassle with Heather Dreves | 494

Fri, 09 Apr 2021 12:30:00 +0000

Looking to invest safely for passive returns?

Is it good to lend money in funding your deals?

One way to get your money rolling is to partner with others in real estate without your own effort. People can enjoy the benefits of a comfortable lifestyle without having to work. Today, Heather Dreves joins the show to discuss why it's a smart idea to invest in real estate and their extensive expertise in finance and investment management.

Learnings From This Episode:
Heather's Background and How She Started Working With Secured Investment Corp.What Made Secured Investment Corp an Interesting Company and What They Do for People How They Work in Diversifying Investors’ Real Estate PortfolioBenefits of Lending Money to Fund Real Estate DealsTypes of Funds Available from Secured Investment Corp.Rolling Accounts with Self-Directed IRAsThe Value of Having Two AssetsAdvantages of a 12-Month Tie Up Period
Resources:
Website: https://securedinvestmentcorp.comTo Access Fund Info Pack: https://securedinvestmentcorp.com/heather
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Run Your Own Race | 493

Wed, 07 Apr 2021 22:30:00 +0000

What’s really your goal in winning your financial race?

Are you competing to beat others or to make yourself better?

When running in a marathon, sometimes you have to find creative ways to finish the race. This principle can also be used to create wealth and achieve financial freedom or independence. Today, Chris Miles talks about his past as a runner, and how he applied the things he learned from it to achieve his financial goals.

Learnings From This Episode:
Being Competitive to Push Your Own LimitsToughest Part of Running Your Race for Financial Freedom and IndependenceApplying Running’s Principle to Money and WealthUnderstanding How to Finish a RaceImportance of Listening to Advice Finding Creative Ways to Get to the End of the RaceAdvantages of Investing in Real Estate Assets When Other Markets Are Crashing
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Flipping Mobile Home Parks with Jonathan Tuttle | 492

Fri, 02 Apr 2021 12:30:00 +0000

How to invest in mobile home parks? Is it a cash flowing investment? A mobile home park is considered a great place to call home. People can have the benefits of living comfortably without spending a lot of money on maintenance and repairs. As this affordable housing is getting popular, real estate investors also realize the opportunities of investing in it. Today, Jonathan Tuttle joins the show to talk about the reasons why it's good to invest in mobile home parks.

Learnings From This Episode:
Negative Stigma About Mobile Home Parks Some Advantages of Buying Mobile Home ParksMaintenance and Repairs to This Kind of Real Estate AssetComplexity and Time Required When Flipping Mobile Home ParksImportance of Efficient Ideas and Systems to Save Time Managing Mobile Home ParksAffordable Housing Market Outlook and Trends During CovidReturns and Cash Flow on Mobile Home Park Investment
Resources:
Website: https://www.midwestparkcapital.com/ https://www.mobilehomewealthacademy.com/Facebook: https://www.facebook.com/Jonathan.Tuttle.OfficialInstagram: https://www.instagram.com/jonathantuttle/

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Financial Independence is NOT Financial Freedom | 491

Wed, 31 Mar 2021 23:30:00 +0000

What's really a financial freedom vs financial independence? What's the big difference?

Most people often think that financial independence and financial freedom are the same and use the terms interchangeably. Several factors make them different and a checklist to determine whether a person is financially free or independent. Today, Chris Miles explains the big discrepancies between these two ideas. This episode also highlights the importance of having an abundance mentality in your journey to your goals.

Learnings From This Episode:
Good and Bad things About the FIRE MethodCommon Beliefs of Most People Doing FIRE MethodDifferences Between Financial Independence and Financial FreedomWhy People Claiming They're Financially Independent are NOT Financially FreeImpacts of Mentality and Motivation in Achieving Financial Independence and Financial FreedomImportance of Working on Your Abundance MentalityBad Effects of Living in Scarcity to Achieving Your Goals
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

High Returning AirBnB with Kyle Stanley | 490

Fri, 26 Mar 2021 12:30:00 +0000

Is it good to invest in short-term rentals? Is AirBnB still growing despite Covid?

Buying and managing an AirBnB property for investment is getting more popular because it can also generate a great profit. There are lots of advantages, but people should still consider certain things before jumping into investing in short-term rentals. To move fast in this business, you have to go the route of using other people's properties, and the best way to do that is to learn how to evaluate deals and have yourself educated about its process. Today, Kyle Stanley shares his continuous growth in hosting AirBnB. He also shares some important things that people should know to start this business successfully.

Learnings From This Episode:
Benefits of Investing to Properties for Short-Term RentalWhat is Rental Arbitrage and How it WorksAdvantages of Managing AirBnBImpacts and Difference Made By Covid to AirBnB RentalsSecrets to Stay Strong and Growing in AirBnB Business Despite CovidSteps for People to Get Started with AirBnBImportance of Understanding and Learning How to Evaluate DealsPower of Arbitraging AirBnBPeople's Benefits from "The AirBnB KickStart Course"Benefits of Spending Some Money for Your Knowledge
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Most Bankrupt States in America | 489

Wed, 24 Mar 2021 12:30:00 +0000

What are the states that are in real financial trouble right now? Which one's are getting close to bankruptcy?

While some states are still doing good in terms of financial situation, some states are struggling now. There are several factors why states are not performing equally when talking about the economy. These factors include state debt, pension responsibilities, and tax rates. In this episode, Chris Miles talks about the most bankrupt states in the US and the reasons why these states are on the list.

Learnings From This Episode:
Why California's Bankruptcy is Not a Big Deal Despite it's DebtReasons Why Illinois is the Worst State from SurveysOther States that Are Struggling and Their Problems FinanciallyStrongest and Most Physically Responsible States in Terms of Economy and FinancialRanking Basis of Most Struggling and Strongest StatesWorst States with Higher Tax RatesWhy People Believing that Socialism Will Work Are WrongWhat Made Flat Tax System a Good Idea
Reference On This Episode: https://www.barrons.com/articles/is-your-state-in-financial-trouble-heres-how-all-50-stack-up-51598878298

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Advantages of Investing in Multifamily Syndication with Lane Kawaoka | 488

Fri, 19 Mar 2021 12:30:00 +0000

Should you hold your money and wait? Is there a good time to buy real estate? Real estate syndication is a process where investors pool their capital for a real estate project that requires a large amount of capital. It can be the answer to financial freedom if both operators and investors have the same goal. Today, Lane Kawaoka shares his expertise in syndicating multifamily deals. Stay tuned!

Learnings From This Episode:
Importance of Having Experience with Rental Property Before Investing in a Syndication DealUnderwriting Deals, Determining a Decent Deal and Good Deal OperatorKnowing Person's Sincerity and Authenticity Before Building a Partnership in a DealEducating Investors About the Reality that Real Estate is a BusinessHow to Stay Organized if You're Operating Multiple Syndication DealsImportance of Diversifying with Different Partners and Passive InvestorsUsing K1 Tracker to Know How Much is Your Passive Activity Losses from InvestmentsWorking with a Good CPA When Operating Syndication Deals
Resources:
Email: Lane@SimplePassiveCashflow.comPodcast on Itunes: Passive Real Estate Investing via Simple Passive Cashflo‪w‬
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Which States Are the Best to Buy Real Estate | 487

Wed, 17 Mar 2021 12:30:00 +0000

Looking to earn passive income from real estate? What are the best states to really invest in?

Rental property is one of the proven ways to create cash flow in real estate. It is a secure strategy if you're looking for a positive return in this business. But, you must understand that a successful property is also about finding a great location for investing. Today, Chris Miles talks about some of the best states to buy real estate assets.You'll learn more about the advantages of these states and the reasons why they're good to invest in.

Learnings From This Episode:
Best States to Invest InTexas vs Florida: Income Tax, ROI, Growth and AppreciationGreat Aspects of Tennessee for Real Estate InvestingOther Best States to Invest in When it Comes to Cost of Living, Taxes and IncomeImportance of Considering a Landlord-Friendly StateReason Why Arizona Isn't a Guaranteed Long-Term Real Estate InvestmentWhat Made Arkansas as One of the Most Landlord-Friendly State for Real EstateImportant Things to Consider About Your Equity
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Should You Self Direct Your IRA with Haley Gant | 486

Fri, 12 Mar 2021 13:30:00 +0000

How can you build wealth faster using your IRA?

Many people don't know some of the benefits of using money from their IRA to fund alternative investments like real estate until they get educated. In today's episode, Haley Gant shares her amazing passion for educating investors about Self-Directed IRAs and what their company does differently for people's retirement.

Learnings From This Episode:
Reasons Why People Should be Self Directing Their IRAs and What are the Benefits from ItTwo Things that You Cannot Invest Within an IRA Based on IRS RulesWhat is ROBS Plan (Roll Over for Business Startup)What Makes Quest Trust Different from Other IRA Companies Advantages Health Savings Account (HSA)Why Most People Use Health Savings Account More Than Other IRAs
Haley Gant is a Certified IRA Specialist with Quest Trust Company, and has a passion for educating investors across the US about self-directed IRAs and all of the options that you truly have for your retirement account. Coming from a family of real estate investors, Haley has been involved in the real estate industry since a young age, and has been with Quest since 2016.
https://www.questtrustcompany.com/iraspecialist@questtrust.com
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How Much Are Americans Saving in Their 401(k)s | 485

Wed, 10 Mar 2021 13:30:00 +0000

Is saving 15% enough for your retirement?

What happen if the stock market is still overvalued?

Most data shows that the average savings of Americans putting money in a 401(k) are still not enough not because they aren't saving enough, but because they're thought of something impossible to get from these retirement plans. Today, Chris Miles talks about the truth from the money that Americans saved in their 401(k) versus what's being thought of by financial advisors.

Learnings From This Episode:
Average 401(k) Savings and Contribution by AgeWhy It Shows That Americans Aren't Saving EnoughWhy It's Not a Good Idea to Put Money in 401(k) for People Ages Over 60Impacts of Inflation to 401(k) and Retirement SavingsReality About the Money that Americans Can REALLY Save in a 401(k)Importance of Knowing Who You Are and the Type of Investment that You Really Want to Do
Reference: https://www.cnbc.com/2021/02/24/how-much-americans-have-saved-in-their-401k-by-age.html

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Easiest Way to Sell Your Product or Service with Steve Trang | 484

Fri, 05 Mar 2021 13:30:00 +0000

Why do entrepreneurs fail to sell?

Can you be service minded, and still be good with sales?

When selling, always remember that your goal is to find out what your prospect wants and provide them exactly what they need. In today's episode, Steve Trang shares his extensive background and knowledge about entrepreneurship. He also highlights the importance of active listening and asking relevant questions to sell your product or services easier.

Learnings From This Episode:
Importance of Learning the Skill of Selling the Right WaySelling and Serving at the Same TimeGoal and Focus of the Book "Active Listening 2.0"Serving Perspective vs Selling PerspectiveEasiest Way to Be a Better ListenerLearning How to Ask Appropriate Questions Before Jumping into a Solution or Before Selling
Steve Trang is the founder of the Real Estate Disruptors movement. The podcast has over ten thousand followers with new members of the community sharing their success story every week.

To Purchase, "Active Listening 2.0" : www.amazon.com/Active-Listening-2-0-Overcoming-Objections-ebook/dp/B08SCP1NST/ref=sr_1_1?dchild=1&keywords=active+listening+2&qid=1614792925&sr=8-1

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Why Life Insurance Will Never Be Better Than It Is Right Now | 483

Wed, 03 Mar 2021 13:30:00 +0000

How did the recent CARES Act affect the future of life insurance policies?

What benefits will you lose if you wait too long?

In today's episode, Chris Miles talks about the reasons why changes made on life insurance policies will never make it better than what it is now. He also shares some tips on how to grow faster by using the funds out of your insurance policy.

Learnings From This Episode:
Changes Made in Life Insurance Industry Because of CovidPros and Cons on Life Insurance PoliciesWhat is a Term Insurance and How Insurance Companies Create Their Profits from ThisWhat is Indexed Universal Life (IUL) Insurance and Why People Use ItWhat is Whole Life Insurance and Why it's Recommended by InvestorsGrowing Faster by Infinite Banking with Whole Life insuranceWhat Made These Changes on Life Insurance More Expensive for PeopleWhy People Living Paycheck-to-Paycheck Shouldn't Do Life Insurances
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How to Sell Your Business for Top Dollar with Michelle Seiler Tucker | 482

Fri, 26 Feb 2021 13:30:00 +0000

How can you get more for your business than it's worth?

Are you thinking about why your business doesn't sell?

Nobody wants failure in their business. But unfortunately, many business owners don't even know how to plan to scale and grow their business. It is always important to know the best business plan that works effectively for your success. In today's episode, our guest Michelle Seiler Tucker shares her expertise in selling and scaling a business. Michelle also talks about the benefits that you can get from the Book "Exit Rich" and how it helps if you're planning to start a business.

Learnings From This Episode:
Michelle's Background in Entrepreneurship and How She Started Helping People Sell BusinessesTwo Main Reasons why Businesses Don't SellReasons why Some Businesses are Failing and Shutting DownImportance of Exit Plan Before Starting a BusinessWhat Makes the Business Sell for More and Extremely ValuableWhy it's Worth to Buy Exit Rich Book
To purchase the Book "Exit Rich" and to Get a Lifetime Membership to Exit Rich Book Club visit: https://exitrichbook.com/

or Text Michelle to: 888-526-5750

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

You May Not Like What I'm About to Say, But.... | 481

Wed, 24 Feb 2021 13:30:00 +0000

Are you the victim or the hero of your story? Do you really want freedom? Do you want to make a difference in your life?

Most people often blame their failure on others without thinking that they should be responsible for their own lives. Remember that freedom is also about taking responsibility for ourselves and understanding the consequences of our decisions. Today, we will talk about the trend that prevents people from being free in all aspects of life. You'll learn how your personal choices affect your goal of having financial independence. Stay tuned!

Learnings From This Episode:
Bad Effects of Hypocrisy to People's MindsetThe True Essense of FreedomImportance of Doing Your Personal Responsibilities for YourselfWhy it's People's Fault to Have Leaders Who Are Creating ProblemsConsequences of Personal Choice and DecisionsBeing the Hero of Yourself to Be Free and Make Some Difference in Your Life

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Passive Investing for Busy Professionals with Prashant Kumar | 480

Fri, 19 Feb 2021 13:30:00 +0000

Are you scared of passive investing?

Have you heard a lot about earning passive income through real estate? What benefits would you really get as a passive investor?

Investing in multifamily can be a great step to discover bigger opportunities in real estate. Despite your fear of risking more money, it is still a good decision towards your financial independence. In today's episode, Chris Miles' guest Prashant Kumar shares his mission to help more people to realize the benefits of passive investing. Always remember what Prashant said, do it correctly and learn the process to succeed.

Learnings From This Episode:
Prashant's Transition from IT Management to Real Estate InvestingHis Mindset Before Jumping in to Multifamily and SyndicationLearning Process and Building Relationships in Multifamily InvestingTaking Challenges Positively to LearnImprovements on His Processes and Connections with People after His Past ChallengesAdvantages of Real Estate Investing Out-of-State or in Multiple StatesRoles of Online Communication in Out-of -State Passive InvestingImportance of Understanding the Meaning of Passive Investing
Website/To Sign Up for 7-Day Course:
https://myrealtygains.com/

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Is It Time to Impeach Your Financial Advisor? | 479

Wed, 17 Feb 2021 13:00:00 +0000

Would you continue listening to your financial advisor and lose your freedom?

Should you be impeaching your financial advisor right now?

These can be the questions that you may ask yourself after listening to this episode. Remember that when you're planning for your financial independence, you don't have to be a genius to do stuff. Know your best options, and always do the right thing to succeed. Today, Chris Miles talks about the reasons why people should stop dealing with financial advisors for retirement planning.

Learnings From This Episode:
Common Things About Investment Philosophy of Financial AdvisorsReasons Why Financial Advisors Can't Really Help People to Have Comfortable RetirementWhy Financial Advisors Don't Offer Real Estate as an Alternative Investment for RetirementAdvantages of Investing in Real Estate to Protect and Grow Your Money Importance of Understanding Risks for Every Business and InvestmentWhy You Should Fire Your Financial Advisor Right Now and Start Taking Control of Your Own Money Doing Your Due Diligence for Your Own Financial Freedom
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Fix This Next with Mike Michalowicz | 478

Fri, 12 Feb 2021 13:00:00 +0000

How can you identify the next thing your business needs?

For many entrepreneurs, growing a business is not easy and can be so challenging. What makes it harder is the fact that they don't even know what their biggest challenge is. By knowing these needs, you'll also come up with the steps to improve and create business growth. In this episode, Chris Miles and his guest Mike Michalowicz discuss the importance of knowing the challenges that need to be fixed and resolved in your business. Mike also shares how his book "Fix This Next" contributes to your wealth and success.

Learnings From This Episode:
Mike's Background and how He Started Writing Books About EntrepreneurshipWhat is QBR or "Queen Bee Role" and the Purpose of the Book "Fix This Next"Identifying the Weakness to Resolve the Problem and Strengthen the BusinessUnderstanding the Five Levels of Needs the Business HasSteps to Properly Identify the Five Levels of NeedsImportance of Having a Clear Purpose for Entrepreneurial SuccessFree Business Evaluation: https://fixthisnext.com/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Next Great Depression | 477

Wed, 10 Feb 2021 13:00:00 +0000

Will we actually have DEFLATION?

If deflation happens, where is it safer to invest?

Covid-19 pandemic impacted both public health and economic crisis in most countries. Many lives and jobs have been affected that caused financial stress and suffering to a lot of people, and no one can tell how the world looks like in the next few years. In this time of crisis, it is important to get educated about the status of the economy. In today's episode, Chris Miles will highlight the importance of understanding inflation and deflation, the things that cause its changes, and the current situation of the economy during this pandemic. Stay tuned!

Learnings From This Episode:
Good Points and Things that You can Learn from a Book called "The New Great Depression" About the EconomyImportance of Talking About GDP and DeflationReality of the Current Situation of the EconomyUnderstanding the Difference Between Infation and DeflationProblems that Causes Deflation and its Effects to EconomyAdvantages of Investing in Real Estate when the Economy is Down
"The New Great Depression" by James Rickards

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKM

Grow Your Coaching Biz When World is On Fire with Marc Mawhinney | 476

Fri, 05 Feb 2021 13:00:00 +0000

How does your coaching or consulting business thrive in this crazy world right now?

How can you set yourself apart?

For a person who's doing coaching, it has to be a passion! By being a good coach, you will be able to help other people in making the right decisions and development whether it's for a business or personal life. You'll learn the significance of coaching as Marc Mawhinney shares his experiences and knowledge in the business. He'll also talk about his best practices and why people prefer to have him as their coach.

Learnings From This Episode:
Marc's Background in Real Estate and His Coaching Career2021 Predictions in Coaching WorldImportance of Being Authentic and Unique When You're Coaching PeopleEffects of Political Issues to People and Why it's Important to Speak What's on Your Mind on Different IssuesBest Practices in Coaching Other PeopleWhat is "The Last Ten Tests" and Why People Should Do It
Connect With Marc At:
Facebook Group: https://www.facebook.com/groups/TheCoachingJungle/Website and Podcast Episodes: https://www.naturalborncoaches.com/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

How to Apply the FIRE Method | 475

Wed, 03 Feb 2021 13:00:00 +0000

How can you actually become FIRE (Financially Independent Retire Early)?

There's a lot of contradictions in terms of financial planning and you can hear a lot of advice from different people trying to take advantage of your money. Always think of it that it's YOU who should create your own future! Financial independence is always possible if you know how to take the right planning and actions.

In this episode, Chris Miles will discuss some of the possible ways to apply the FIRE method to achieve your financial freedom faster. You may go back to part 1 of this episode by clicking the link below:

Episode 473: Whats Missing In The Fire Equation

Learnings From This Episode:
Fastest Ways to Apply the FIRE Method Without Talking to Financial Advisors and Putting Your Money on Mutual FundsImportance of Tracking Your Income and Controlling Your ExpensesUsing Your Home Equity to Buy a Passive Income Real Estate Property when Applying the FIRE MethodWithdrawing Your Money from IRA or 401(k) to Make an Immediate Cash FlowAdvantages of Investing Your Money in Real Estate Instead of Investing in Mutual Funds or IRAs
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Rules for Finding the Best Turnkey RE Company with Kevin Clayson | 474

Fri, 29 Jan 2021 13:00:00 +0000

Turnkey Real Estate properties can be a great option for passive investors that are looking for something that's available for purchase or rental and doesn't require multiple repairs or maintenance. Most of the properties on this kind of market also offer property management services. Of course, every business has its own pros and cons and you have to deal with it if you want to focus on your investing goals. Also, there are things that you need to consider if you're going to partner with a Turnkey Real Estate Company. That's something that Kevin Clayson explains are the most important things you need to know that will help a lot with purchasing these properties.

Learnings From This Episode:
What is Turnkey Real Estate InvestingIs this a Bad Time to Purchase Real Estate Properties?Main Reason Why You Should be Investing in Real EstateImportance of Buying the Right Properties that Fit Your Needs and GoalsThings that People Should be Looking for in a Turnkey Real Estate CompanyOn-demand Inventory and Just in Time InventoryWhat is Total Income Replacement or Partial Income Replacement
Connect with Kevin:
Website: https://dfy-realestate.com/RealEstate Podcast: Replace Your Income
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

What's Missing in the FIRE Equation | 473

Wed, 27 Jan 2021 13:00:00 +0000

Most people think that a Mutual Fund is one of the best options to use when retiring but not totally aware of its limitations. FIRE method is one of the most important things that everyone should understand as this term seems to be not familiar to a lot of people. This episode, Chris Miles talks about the FIRE method and what's missing from it, and also the information that you need in order to make right decisions.

Learnings From This Episode:
What is the FIRE Method and How it Works for People's RetirementTwo Main Problems of the FIRE MethodThe 4% Rule and 2% Rule in RetirementHow Returns are Being Calculated on Mutual FundsDisadvantages of Investing in Mutual FundsImpacts of Inflation on Mutual Funds
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Growing Your Business By Being You With Alex Kuhn | 472

Fri, 22 Jan 2021 13:00:00 +0000

In every business, leadership is one of the most important factors for success and growth. It requires some qualities or traits for you to be considered a good leader and one of them is authenticity and understanding the importance of knowing who you are. In this episode, Chris Miles' guest Alex Kuhn explains the true definition of leadership and how he helps people to fulfill their goals or visions in life.

Learnings From This Episode:
Importance of Leadership and Being Who You AreWhat It Takes to be a LeaderLiving an Authentic Life Especially if You're an Entrepreneur and Impacts of Faking Authenticity to Your Life or BusinessConsidering Your Business as Your Greatest Strength to Scale and Grow Your BusinessWhat is Emotional Switches and it's Importance in BusinessPoor Operation as the Main Cause of Failing in a BusinessNatural Types of a Leader
Guest Bio:

Alex Kuhn, founder of Born to Lead that helps purpose-driven entrepreneurs become the leaders they were born to be and start, grow & 6, 7 & 8 figure businesses.
https://alex-kuhn.com/ https://www.instagram.com/alexkuhnco/?hl=enhttps://www.linkedin.com/in/alexkuhnco/
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Take Back Control Of Your Money | 471

Wed, 20 Jan 2021 13:00:00 +0000

A lot of people are being misinformed on how they can grow their money for retirement. They are afraid to commit mistakes in handling and managing their own funds and this is where financial advisors are getting involved with people's money. In fact, there's no need for you to deal with what they call financial experts as long as you know how to spend and save your money properly. Understanding the best options and being creative in finding ways to grow your funds will definitely help you achieve your financial freedom. In this episode, Chris Miles talks about the importance of having control on your own money and the things that you should know before investing it in any insurance or mutual funds companies.

Learnings From This Episode:
Achieving Financial Independence by Taking Control of Your Own MoneyHow Financial Advisors are Being Trained when Dealing with PeopleFacts About Financial AdvisorsWhy You Shouldn't Enroll to an Insurance or Mutual Funds?False Returns and Actual Returns on Mutual FundsImportance of Knowing Your Options on How to Make More Money without Investing to Mutual Funds
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

470 - Living A Fit Rich Life With Jason Yarusi

Fri, 15 Jan 2021 13:00:00 +0000

Taking good care of our physical and mental wellbeing is a great start to create a meaningful life and continue to grow more in every aspect of life.

Learnings From This Episode:
Importance of Sustaining a Good Mental and Physical Health Why It is Necessary for People to have that Mindset of Growing for Something More Applying the Principles of Physical Fitness to Financial Fitness Understanding What's Important and the Level of Importance Contribution of Physical Fitness to Start Creating a Better Life
Resources
How to Master a Fit Rich Life in 15 Days! Podcast: The Jason and Pili Project
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

469 - Could Bitcoin Gold and Silver Be a Good Investment?

Wed, 13 Jan 2021 13:00:00 +0000

How Bitcoin works can be very confusing for many people and cause a lot of questions. Same questions if it's safe and necessary to invest in gold and silver. There can be factors that made them a good investment especially in times of inflation but it's always important to deeply understand their values, the benefits that you can get, and prioritizing your basic needs and what you really need.

Learnings From This Episode:
What is Risk-Adjusted ReturnUnderstanding Gold and Silver Market and Why They Have Tangible ValuesIs it Good to Invest in Gold and Silver During Inflation?Is There a Return on Gold and Silver?Why it is Important to be Always Prepared for Basic Necessities like Food and Water?Why Food is More Valuable than Gold and Silver?
Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Case for Bitcoin With Jeff Nabers | 468

Fri, 08 Jan 2021 13:00:00 +0000

Cryptocurrency is a digital money and one of the best-known inventions of it is Bitcoin. Most people don't know how Bitcoin works and its advantages and benefits for consumers. In this episode, Chris Miles' guest Jeff Nabers shares his profound knowledge about Bitcoin and a lot of things that you need to know on why you should start investing in Cryptocurrency.

Learnings From This Episode:
What is Bitcoin Cryptocurrency and How Does it WorkWhy It Is Important for People and Real Estate Investors to Learn About BitcoinNetwork EffectsAdvantages of Bitcoin versus Other Currency Systems and TechnologyHow do Bitcoin Affects Monetary PolicyMisconceptions about BitcoinBitcoin versus Inflation and Institutional MoneyDo the government can shut down Bitcoin?
To Connect With Jeff:
Please visit: https://www.nabers.com/

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/ https://www.facebook.com/moneyrippleshttps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

My 2021 Forecast | 467

Wed, 06 Jan 2021 13:00:00 +0000

After a year of endless surprises, for a lot, it may seem that 2021 is still unpredictable. There might be no guarantee we'll have better days ahead but positivity for the things to look forward to is very important if you want to change the way your life was in 2020. Today, Chris Miles talks about some of his forecasts in life, economy, and business.

Learnings From This Episode:
Things to Look Forward to in 2021 Stock Market Predictions for 2021 HCyber Hacking and Computer Viruses Involving RussiaVaccine Rollouts -Projected Inflation Rate in 2021Shortage of Basic NecessitiesImportance of Buying Real Assets and Having Multiple Sources of Income
Tune in to find out!

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/ https://www.facebook.com/moneyripples htps://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Invest Like the Bank With Bill Fairman | 466

Fri, 01 Jan 2021 13:00:00 +0000

Hard money loan is considered in Real Estate as an essential way of funding the property to generate faster returns or income. It can also be an alternative option for the investor to lower the risk of losing the opportunity for property investment.

In today's episode, Chris Miles and his guest Bill Fairman discuss how hard money loans work for property investors and its advantages against bank loans.

Learnings From This Episode:
Why the person buying the property has all the risks?Definition of "Fix and Flip" in Real EstateWhy warehouse property is a very good investment?Carolina Capital Management Vs Banking InstitutionsThings that you should know before lending money from a BankHow Carolina Capital Management works for investors, helps investors become the bank, and minimize risks?
Bill Fairman, is with Carolina Capital Management Group, primarily they work for things like hard money loans.
http://carolinahardmoney.com/Passive Income Active WealthShowhttps://www.youtube.com/c/CarolinaHardMoneyforRealEstateInvesting/videos
Tune in to find out!

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/ https://www.facebook.com/moneyripples https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Best of 2020 | 465

Wed, 30 Dec 2020 13:00:00 +0000

The year 2020 brought so much chaos and difficult times in people's lives and no one expected 2020 to turn out as it did. But still, there are lessons that we can take to make the new year better. In today's episode, Chris Miles talks about the best episodes of 2020 and how you can make your life even better in 2021.

Learnings From This Episode:
Top five downloaded episodes and what made these episodes stood out in 2020Brief summary of these five episodesMaking your 2021 better by listening to 2020 episodesBest way to learn from listening to these Podcasts
Tune in to find out!

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
Website: http://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesYouTube: https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Investing In Resorts with Josh McCallen | 464

Fri, 25 Dec 2020 15:00:00 +0000

In response to control the spreading of the COVID-19, a lot of hotels and resorts all over the world have been hit hard and impacted by the pandemic. Now the question is, how do the hospitality industry deal with the effects of this global crisis? In this episode, Chris Miles and his guest Josh McCallen talk about the situation that the Resort and Hotel Industry is facing right now.

Learnings From This Episode:
What is Hospitality and its magical power to succeed in a resort investingImportance of keeping the principles and core values of hospitality in mind and heart to provide a world-class guest experienceAdvantages of resorts over hotels during the pandemic in terms of profitabilityHow resort business benefits from weddings during COVID-19 pandemicThings that you must consider if you are planning to invest in a resortRefinancing and recapitalization as an efficient strategy in a resort investing
To connect with Josh McCallen:
Website: http://accountableequity.com/Podcast: Capital Hacking Podcast

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
Website: http://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesYouTube: https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Why You Don't Own Your 401(k) or IRA | 463

Wed, 23 Dec 2020 15:00:00 +0000

You might one of those people being educated that investing in retirement plans and mutual fundings are the best options to secure your retirement. You might one of those who consulted financial companies and the government to invest in these plans. It's never bad to think of your future ahead of time but a lack of knowledge about how these things work may just waste your hard-earned money.

Learnings From This Episode:
Why you shouldn't invest for 401(k) and IRAs or mutual funding companiesWhy you don't have control of your own money in a 401(k) or an IRAHow the company or government control your money in an IRA or 401(k)Possible effects of changing rules in a 401(k) or IRAAre there really tax benefits in these retirement plans?Common problems with government programsHow do government and companies make money and get paid from IRAs
Tune in to find out!

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
Website: http://moneyripples.com/ Facebook: https://www.facebook.com/moneyripplesYouTube: https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Making Green Going Clean Featuring with Ron Kamen | 462

Sat, 19 Dec 2020 07:00:00 +0000

Increasing energy consumption may have a lot of benefits to society, but we also need to increase our awareness of its negative effects on our health and environment in the form of climate change. We tend to forget these impacts because we're getting busy looking for alternative ways on how we can save energy and money.

In today's episode, Chris Miles with his guest Ron Kamen talks about some of the most efficient technology systems that help conserve energy and prevent environmental and health impacts.
Environmental impacts of technologies that deals with energy Importance of projects to conserve energy without destroying the environmentWhat is Hydropower?Roles of AWESome EarthKind Energy system in providing clean energyBenefits of battery storage for electric vehicles to save energyWhat is a heat pump and how does it work?Electric Vehicle vs Gas Vehicle -Why LED Lighting is considered 90% more effiecient?LED Lighting vs UV LightingWhat is Needlepoint Bipolar Ionization?

Chris Miles, the "Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
Website: http://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesYouTube: https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Abundance Through Giving | 461

Fri, 18 Dec 2020 07:00:00 +0000

This year, people are going through a lot of difficult times. No doubt that the world is experiencing thousands or millions of death, loss of income, and financial trouble during these stressful times and it seems that everyone's way of living changes from what it was before. This is the time that everyone should be helping and bring hope to each other.

Learnings From This Episode:
Giving back and serving the communityImportance of focusing on other people and reaching out to somebody who needs helpRecovering from hard timesReminiscing your dark experiences to be grateful for what you haveGiving to succeed and prosper

Tune in to find out! Chris Miles, "The Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
Website: http://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesYouTube Channel: https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

460 - The Greatest Asset Right Now with Kathy Fettke

Fri, 11 Dec 2020 17:00:00 +0000

Kathy Fettke has a passion for researching and sharing the most important facts on real estate and economics, Kathy Fettke is a frequent guest expert on such media as CNN, CNBC, Fox News, NPR, CBS MarketWatch, and The Wall Street Journal. She is the author of the #1 best-seller, Retire Rich with Rentals, and is the host of The Real Wealth Show – which is a featured podcast on iTunes with listeners in 133 different countries. She was named one of Goldman Sachs top 100 Most Intriguing Entrepreneurs two years in a row!

Kathy received her BA in Broadcast Communications from San Francisco State University and worked in the newsrooms of CNN, FOX, CTV, and ABC-7. She’s past-president of American Women in Radio & Television.

Hi Scott, noted on this. thanks!

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Financial Peace During Crazy Times | 459

Wed, 09 Dec 2020 17:00:00 +0000

What's happening in 2021 and beyond?

Is the US Dollar dying?

What state of mind are you in?

Today, I dive in to how you can feel peace despite the world in chaos.

Tune in now!

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Becoming a PR Master with Ashley Crouch | 458

Fri, 04 Dec 2020 17:00:00 +0000

Ashley Crouch is the founder of Appleseed Communications, the first "one for one" PR agency that specializes in women entrepreneurs.She was on the founding team for the first "no photoshop" fashion magazine, Verily, which currently sees over 1 million views per month.

Not only is Ashley an accomplished writer and CEO she was also a 2017 Forbes Under 30 Nominee.Throughout the interview she shared what it takes to become a PR master and get featured in huge publications like Forbes, Huffington Post, TIME, New York Times, and more.

https://appleseedcommunications.co/

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Using Debt Responsibly | 457

Wed, 02 Dec 2020 17:00:00 +0000

Is there a time and a place to use debt in a good way?

When is using debt a bad idea?

Today, Chris Miles explains how to use debt responsibly, and when it's a horrible idea.

Tune in to find out!

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Scaling Big with a Free Lifestyle Interview Lee Le Fever |456

Fri, 27 Nov 2020 17:00:00 +0000

More than anything, Lee is a writer. Sometimes his words become scripts for Common Craft videos, chapters in a book or issues of a newsletter and benefit from having his wife, Sachi, as my editor.

Common Craft is the company Lee has run since 2003. In 2007, His wife and partner, Sachi, joined the company and it became greater than the sum of its parts.

As an experiment, they started making animated videos that explained technology and social media. Those videos, made with paper cut-outs and a whiteboard, were viral hits and are now known as the first explainer videos of the YouTube era.

https://leelefever.com/

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

455 - Whose Advice Are You Listening To?

Wed, 25 Nov 2020 17:00:00 +0000

There are many voices in our world right now. Too many opinions had been given.

It’s hard to decide who you will listen to especially in the “financial world.”

Chris Miles knows that his listeners and viewers are in trying to do something extraordinary. They listen to Chris because they want something different. Because most of the financial advice that is out there is always the same. The concept of saving everything you can and spend little. Pay your debt and buy mutual funds.

But these strategies just put your money away hoping someday it will deliver a huge amount of interest.

Chris’s key point is this, you cannot expect to have an extraordinary life when you are following ordinary advice.

If you want a different result then do things differently from all other people who are following the status quo.

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

454 - Book Flipping with Nate Shields

Fri, 20 Nov 2020 17:00:00 +0000

In this episode, Chris Miles is joined by Nate Shields.

Nate has a real estate background but he has found a unique niche with books.

Nate was in marketing for 10 years. Then he made a shift in real estate that he really enjoyed doing. He is a real estate agent for 6 six years. For almost two years now he and his partner in real estate owned 28 units in 3 states and flipped half a dozen properties.

During his downtime, in the midst of quarantine, he had an opportunity to listen to a certain podcast that is talking about selling books on Amazon. This piqued his interest in flipping books and said to himself, he has nothing to lose to try it.

Chris Miles, the Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

What My Favorite Guest Had to Say | 453

Wed, 18 Nov 2020 17:00:00 +0000

Today Chris Miles has a very special guest, his wife, Adhis Boucha.

For Chris what he is doing is making a ripple effect on everyone to achieve financial freedom is not possible if he is alone. It is for this reason that he brings here today his partner in crime and his secret weapon.

Adhis is now the first approved financial counselor for Utah. She is the founder of the company called New Money Mama. She works mostly with women who are emerging entrepreneurs and people who want to get out of the rat race and corporate world.

Chris Miles, the "Cash Flow Expert, and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Should You Pay Off Your Mortgage Part 2 with Aaron Chapman | 452

Fri, 13 Nov 2020 17:00:00 +0000

In Chris Miles’s previous video he brought Aaron Chapman to talk about a 30 years term versus paying your mortgage early.

Now Aaron is back to share with you “ the numbers”, “the money”. How big it’s worth and the impact it will bring.

Aaron is a believer in the book “The Master Key System” which was created in 1910. According to him, there is a reference in the book that talks about the subconscious mind (The Creator) saying “ What You Believe Is What You Will Act-On. ”

This is the reason why Aaron is here today to explain, “the numbers,” for us to learn.

Chris Miles, the "Cash Flow Expert, and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

What Does The Election Mean for YOUR Retirement? | 451

Wed, 11 Nov 2020 17:00:00 +0000

Now in today’s episode, Chris wants to talk about the meaning of the election to your retirement and money. Where should you be investing and where not?

He also wants to help you decide where you should go from here, we may not realize it, people are “freezing up”, due to all that is happening in the year 2020. And if you don’t know which way to go, you won’t go anywhere.

Chris Miles, the "Cash Flow Expert, and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

450 - Should You Pay Off Your Mortgage Part 1 with Aaron Chapman

Fri, 06 Nov 2020 17:00:00 +0000

In today’s episode, Chris Miles has a special guest, his good friend Aaron Chapman.

Aaron as Chris describes is someone who has a big reputation in his industry. He’s been in the mortgage industry since 1997. He has done everything from heavy equipment welding and long haul truck driving.

Chris and Aaron will talk about what people should do with their mortgages? Is it better to pay them in terms for instance 15 or 30 years? What will happen if you go to a “non-traditional” investor route?

Learn more about Aaron: https://www.aaronbchapman.com/

Chris Miles, the "Cash Flow Expert, and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

https://www.twitter.com/chriscmiles

https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

How Are These Clients Are Saving MILLIONS | 449

Wed, 04 Nov 2020 17:00:00 +0000

What Chris Miles wants to share in this episode is Hope.

Despite all the uncertainties he is seeing, there are a lot of good things to look at.

How many lives do we bless? Even though Chris may choose to be quiet and impact only a few lives, he feels a sense of duty and responsibility to teach his viewers, listeners, and followers something more. To help them create more for their lives. To give them hope.

In today’s episode, Chris will share the stories of his 3 clients on how they are able to save millions and how it changes their lives for good.

Keep watching this video, maybe this is the hope that you are looking for

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

Blissful Investing with Moneeka Sawyer | 448

Fri, 30 Oct 2020 16:00:00 +0000

Moneeka Sawyer is the blissful millionaire. She reached her financial freedom by turning $10,000 to over $2,000,000 working only 5-10 hours per MONTH with very little stress.

She is now on a mission to help as many other women as she can to do the same.Moneeka hosts the top rated podcast and radio show Real Estate Investing for Women and has interviewed prestigious guests such as Leeza Gibbons, Dr. Joe Vitale, and Hal Elrod.

Moneeka has also been featured on stages with Suzanne Sommers, Martha Stewart, and at places like the Nasdaq Marketplace, Harvard, and Carnegie Hall, and on TV on NBC, CBS, ABC, and Fox reaching over 150 million people.

Connect with Moneeka at Blissfulinvestor.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Your Success Is Your Own Dang Fault | 447

Wed, 28 Oct 2020 14:00:00 +0000

Today, Chris Miles has some good and bad news for you. The good news is if you succeed, give yourself a pat on the back, good job! The bad news is, if you fail, it’s also on you, it’s your fault.

Regardless of what comes into your life you have the power to make a change.

You have the power within your mind to create the results that you want.

That is the most liberating part, that’s freedom. To control over a lot of situations in your life.

You may not be able to control all the outside influences, but the truth is you have the ability to respond accordingly, to be able to choose differently.

You can control what is happening to you. How can you have financial freedom if you feel all things are out of your control?

For instance, if you throw money in the stock market, is that out of your control? The answer is yes, but the fact is you don’t have to keep it there.

Take personal accountability and accept responsibility for it.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

446 - Money Ripples Newest Coach - Craig Feldmeier

Fri, 23 Oct 2020 16:30:00 +0000

Money Ripples' ripple effect is getting bigger!

Meet Craig Feldmeier, Money Ripples' newest coach.

About a year ago, Chris launched a financial program for people who are either financial advisors or looking to become more like anti-financial advisors, one of the participants that really stood out was Craig.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples

https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

445 - How Government Programs Destroy Financial Prosperity

Wed, 21 Oct 2020 16:30:00 +0000

Chris Miles wants to talk about something that is timely with the elections coming up. He feels like this is an important issue to tackle, the “principles” behind what a government should be.

It is no secret that Chris is definitely in favor of the conservative and libertarian type of approach when it comes to government.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

Raising Private Money with Max Keller | 444

Fri, 16 Oct 2020 16:00:00 +0000

Max Keller is a real estate investor, best selling author, and highly sought after consultant, speaker, and expert panelist on the topic of lead generation and marketing for real estate investors. In just a few short years Max went from being a full-time high school Math Teacher to flipping over 100 houses. Max’s unique marketing approach landed him onstage with Robert Kiyosaki being presented with the 2019 Industry Innovator of the Year Award.

Fueled by his passion for real estate, Max is still a teacher at heart, and today he is going to share a strategy that’s working right now - in some of the most competitive real estate markets across the country – transforming ordinary investors into the TRUSTED EXPERT in the eyes of motivated sellers and private lenders

Email: max@saviorrealty.com

FB: https://www.facebook.com/Max.N.Keller

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

Why I Do What I Do And Why You Should Listen | 443

Thu, 15 Oct 2020 07:00:00 +0000

Many of Chris’ followers and as well as clients have reached out and asked him these. “Chris, why do you have to do this and what is it that you love about this?”

These questions got him to really think of the real purpose of why he keeps on doing these podcasts and why people should care.

Going back almost 2 decades ago, Chris started to become a mainstream financial advisor by doing traditional plans. Although he thought he was learning something new to give people hope he realized that he was just giving them the same answers just like any other financial advisors you can find.

With this he concluded that financial advising is classified into two things: Mutual Funds and Insurance Products. But if there is one thing that Chris wants his listeners to learn is that “Cash Flow creates Financial Freedom”. To understand more about why you should listen to Chris Miles keep on watching this video.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

What to Know BEFORE Lending Your Money Featuring Mitch Stephen | 442

Fri, 09 Oct 2020 16:00:00 +0000

Mitch Stephen has been a self-employed RE investor for 25+ years. His real estate investing career started at the age of 23 when he read "Nothing Down" by Robert Allen.

Mitch Stephen has purchased well over 2,000 houses.

Today he specializes in owner financing properties to individuals left behind by traditional lending institutions and giving new life to properties that scar the neighborhoods.

He has perfected a method of achieving cash-flow without having to be a landlord and without having to rehab properties. He’s mastered the art of raising private money and the classic "Nothing Down" deal. http://reinvestorsummit.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally!

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples

Is Max Funding a 401k Enough to Retire? | 441

Wed, 07 Oct 2020 13:00:00 +0000

Will you be able to retire, even if you MAX fund a 401k AND get a match?

Why is it impossible to save enough for retirement in those plans?

If not in a 401k, where can you get returns good enough to have a comfortable retirement?

The answers here could make you MILLIONS! Tune in now!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally!

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Why Stocks Are NOT Real Assets | 440

Sat, 03 Oct 2020 14:30:00 +0000

Do your investments hold water?

What are the fundamental flaws in most people's investment strategies?

Whose money are banks investing? Hint: Is not theirs...

What does Warren Buffet do that give him success?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Investing in Trailers with Jay Harvey | 439

Fri, 02 Oct 2020 16:00:00 +0000

Jay and Samera Harvey founded Trailer Cash Academy in 2019, which is the

fastest-growing mobile home investing education and training program in the

country.

Jay and Samera’s academy trains investors on how to close their first real

estate deal in under 30 days with little or no money flipping mobile homes in

parks.Together, Jay and Samera have created a thriving online community where hundreds of students can supportand partner together on deals across the nation.

trailercashacademy.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally!

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Why This Australian Invests in the US with Reed Goosens | 438

Fri, 25 Sep 2020 16:30:00 +0000

In 2012, Reed quit his job in Australia and moved half way across the globe to the US to change his life, and to chase a dream.

With limited funds, no investing experience, and no credit, Reed went from purchasing a small duplex to growing his own real estate investing firm, Wildhorn Capital. Reed now syndicates large multi-million dollar deals across the US. He has also achieved financial freedom, and has taken control of life.

www.wildhorncap.com

www.reedgoossens.com

Discover:
How to transition from buying small duplexes to large apt. communities.How to create successful business ecosystems that will recession proof your business and establish true long termwealth.How to successfully start syndicating deals.How to develop a CRACKING personal brand.How to make money re-entitling land.How to develop a cracking “A-Team” to help you be successful.How to develop and scale a business
Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally!

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

My Rules for Investing | 437

Wed, 23 Sep 2020 16:30:00 +0000

#FinancialAdvice #RealEstateInvesting #FinanceEveryone has had different paths in this business. There are a variety of factors that can affect decisions such as what is available, what experiences have they gone through, what are their goals.

Chris Miles has had extensive experience in business over the years, especially with investing. Through that, he has created rules or lessons when it comes to investing.

So, what rules do Chris Miles follow when considering an investment?

Find out here!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

No More Burnout with Mary Hyatt | 436

Fri, 18 Sep 2020 15:30:00 +0000

Can slowing down speed up your results?

What does alignment and intuition have to do with reducing stress?

Mary Hyatt is a life and business mindset coach who specializes in helping high achieving female entrepreneurs move from living a life of burnout to a life where they are connected to their emotions, their body, and their spirit.

Mary is the host of the Living Fully Alive podcast that airs weekly where she dives deeper into mindset and helps her listeners learn to embody a life fully lived. She is also a Top Earner with doTERRA Essential Oils, helping teach women how to support their bodies and emotions holistically. As a trained Hypnotherapist and Kundalini Yoga Instructor, Mary brings a level of consciousness and soul focused inner work to everything she does.

Website: www.maryhyatt.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Skate to Where the Puck Is Going | 435

Wed, 16 Sep 2020 13:00:00 +0000

What is the current state of the economy and what is really going on?

What is the medium-term outlook for the economy?

Where is the opportunity going to be?

Chris Miles has been in the industry for many years. His experience and wisdom helps him make predictions of what will happen later on and position himself to take advantage of potential opportunities.

Tune in to find your opportunity.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

#FinancialAdvice #RealEstateInvesting #Finance

Illinois Real Estate Investing with Mike Fisher | 434

Fri, 11 Sep 2020 16:30:00 +0000

Mike Fisher, the Founder, and CEO of Get CashFlow Today Inc. and MF CashFlow. Starting his career as a builder/contractor, he gained 20+ years of experience building customer relationships, negotiating supplier and subcontractor contracts, and performing hands-on building, renovations and rehabilitation of homes, apartments and other commercial structures. In 2008, he decided to embark on a career in real estate investing, building my own investment portfolio while helping others learn and explore opportunities for developing their own real estate investment strategy. As a dedicated real estate investor, he have developed his personal portfolio to nearly 90 units and growing strong!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

https://www.twitter.com/chriscmiles

https://www.facebook.com/moneyripples

https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Are We in a Bubble? | 433

Thu, 10 Sep 2020 15:00:00 +0000

Is real estate at an all-time high?

What will happen to the Stock Market? Gold & Silver?

Is this a repeat of Y2K?

What will the Recession look like? Are we in a global recession?

Find out what bubble has your money in danger, and where it is safe with your money.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Mistake Free Real Estate with Marck de Lautour | 432

Sat, 05 Sep 2020 22:00:00 +0000

Marck de Lautour graduated with a Masters Degree in International Business Management, from University of Missouri – Kansas City. He is Founder and CEO of SBD Housing Solutions, a Turnkey Investment provider based in the Kansas City area. He has been investing in real estate since 2002 and has successfully flipped over 1,100 homes in the United States of America. His property management firm currently manages of a 560 rental homes.

Mistake Free Real Estate: https://www.amazon.com/MISTAKE-FREE-REAL-ESTATE-investors/dp/0578233916

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Greatest Pandemic of All Time | 431

Thu, 03 Sep 2020 05:30:00 +0000

There is Hope, but our society is heading down a path of destruction.

How does scarcity affect your stewardship?

Are you lazy and prideful?

Today we are talking about the Greatest Pandemic of All Time. And I'm not talking about COVID-19. What I'm talking about is something that every single one of us will come into contact with. It is spreading throughout every country around the world.

This would have been in your home every single day not just this year, but in previous years as well. And it's destroyed so many lives. What I'm talking about today is SCARCITY.

Tune in now to find out more.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Questions to Ask BEFORE Investing Featuring Christopher Huffman | 430

Fri, 28 Aug 2020 12:30:00 +0000

What sort of questions should you ask a real estate investor BEFORE investing money with them?

Today, Chris Miles interviews investor and deal operator, Christopher Huffman, about the questions he would ask before putting any money into a deal.

Tune in now!

To get a list of the questions, go to www.aimcapitalco.com/20questions

Christopher is a serial entrepreneur who has bought and sold several successful real estate companies, generated millions of dollars worth of returns for investors nationwide, and has built teams around integrity, hard work, and a “win-win” mentality.

Known as “The Numbers Guy”, you can rest assured knowing that the deal he brings before you have been vetted to provide you solid, secure returns. As the Founder of AIM Capital, Christopher is continually focused on the acquisitions of new multifamily value-add communities in several markets across the United States.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

One Night Retirement | 429

Wed, 26 Aug 2020 14:30:00 +0000

Can you create financial freedom now?

What Asset Could You Use to Create Passive Income Immediately?

If Savers lose, and Spenders lose, what's left?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

The Solomon Way with Blake Templeton | 428

Fri, 21 Aug 2020 14:30:00 +0000

What principles did King Solomon use to become the wealthiest man in history?

Blake Templeton is an internationally renowned speaker on real estate investing, entrepreneurship, and alternative investments. He has been investing in real estate since the early 2000’s. With over 300+ successful real estate transactions under his belt, Blake has proven that his proprietary methods of finding the most profitable alternative investment deals in the country is second to none.

Using this time-tested wisdom, his firm, Boron Capital, has closed over 300+ real estate transactions, and since inception, no investor has lost money.

Discover the three pillars of wealth.

https://boroncap.com/

Text "Solomon" to 31996 to get the book, The Solomon Way, for free, plus shipping and handling.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Is Fear Slowing You Down? | 427

Thu, 20 Aug 2020 01:00:00 +0000

Did the last, or current, recession destroy your wealth?

Are you suffering from 'once burnt, twice shy'?

How do you overcome this?

Learn the ONE secret that I use when deciding on key decisions with my money, business, and life!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Investing in Real Estate as a Single Mom - Interview With Lauren Hardy | 426

Sat, 15 Aug 2020 19:30:00 +0000

Lauren Hardy Joins Chris MIles today.

Lauren started flipping houses. Southern California became a tough market and she looked out-if-state for more opportunities.

Lauren Hardy is a real estate investor with a “People First” approach to business.

Investing in hundreds of properties in her career, including developing spec houses in Nashville Tennessee and hundreds of flips in her other out of state markets, Lauren has the unique reputation of being a successful “virtual investor” having not lived in many of the states she’s invested in.

She has only ever worked in real estate so launching her own real estate investment company made sense.

Lauren has developed a reputation in the industry for persevering in extremely competitive markets by constantly following the market changes and being flexible and willing to move market territories when needed. Lauren currently lives with her two daughters in Southern California and travels to her market territories several times a year.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Savers Will Become Losers | 425

Thu, 13 Aug 2020 17:00:00 +0000

Should you keep money on the sidelines?

Should you pay off debt right now?

Is the stock market a good place for your money?

Learn how savers are becoming losers right now, and what you need to do about it.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

R&D Tax Credit Interview Justin Maxwell | 424

Fri, 07 Aug 2020 12:30:00 +0000

Research and development tax credits are a great way to offset expenses and add cashflow to businesses. But many business owners don't even know they qualify for these credits. In this episode, Chris Miles and Justin Maxwell, Tax and Wealth Strategist at Big Life Financial, explore research and development tax credits and what business owners need to know.

Justin works with small to medium-sized business owners, dentists, chiropractors, real estate investors, automotive industry, construction companies, software companies, manufacturing firms, franchise owners, real estate brokerage owners and more.

R&D Tax Incentive specialist, 95% of business owners are not using this incentive. Justin helps you get back on average between 10K-50K in taxes. Free qualification check-- see how much money he can get you back!

For more info, go to http://biglifefinancial.com/researchcredits

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Your Golden Opportunity | 423

Wed, 05 Aug 2020 12:30:00 +0000

What is today's big opportunity?

Where can you find cash for investing?

How does the CARES Act help?

Is your 401k available now?

In this episode, Chris Miles shares why NOW may be the best time to get your hands on more money. Find out how!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Get FREE College Education Online With Grant Aldrich | 422

Fri, 31 Jul 2020 12:30:00 +0000

Is it possible to get a college education for FREE?

No...it's not a political promise. It's real!!!

Grant Aldrich is On a Mission to Make College More Affordable and Accessible for Everyone. OnlineDegree.com has now become a leading educational platform to help millions of people go back to school who’ve been unable to take that first critical step.

Grant firmly believes in the benefits of utilizing open source or Open Educational Resources (OER) for students. By using OER in higher education, student’s costs of learning are kept to an absolute minimum. OER has given OnlineDegree.com the ability to achieve its goal of making the offering completely free for students and sets a positive example to encourage the adoption of these materials worldwide.

For more information, visit below....

https://www.onlinedegree.com/

https://www.onlinedegree.com/certifications/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles

The 401K Ripoff! | 421

Thu, 30 Jul 2020 19:30:00 +0000

Are 401K's a good idea?

Is it possible that you are worse off with a 401K?

Where can you invest instead?

Chris runs the numbers to see what happens if you invest with a 401K.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Living Your Life By Design as an Investor - Interview With Chase Maher | 420

Fri, 24 Jul 2020 12:30:00 +0000

How can you be financially prosperous AND live a high quality of life?

How do you design your ideal life?

Chase Maher's outstanding reputation and local market knowledge have anchored an impressive career which includes designations such as Keller Williams' "Rookie of the Year" and San Diego's "Circle of Excellence". Chase focuses on truly understanding his client's goals to make a seamless and enjoyable process for them.

Chase has educated and influenced thousands of colleagues in the industry through his speaking and videos, mentoring many agents in his local market. He has also spoken as a marketing and social media specialist to some of the top real estate teams in the country. Chase has dialed in a proven process that emphasizes modern marketing, tactical negotiating, impeccable character and concierge-level service.

Follow Chase on his podcast "The Life Worth Chasing" or on Twitter - @iamchasemaher

Chris Miles,, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples

You Can't Eat Gold | 419

Wed, 22 Jul 2020 14:30:00 +0000

Should you invest in gold, silver, or other metals/currencies?

Are you trying to play the markets?

Is there something BETTER?

I want to talk about gold in this episode and the basic concept behind it. Where it's good and where it's far off the mark. It's about buying real assets. But here's the thing, you can't eat gold, silver, and even property. And this is the key thing that we are going to focus on in this video.

Find out what's the best way to use gold & silver, and why it may NOT be a good investment for you!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Investing in Pre-REO's | 418

Fri, 17 Jul 2020 13:00:00 +0000

How can you buy disstressed properties at great prices?

Barry Owens, preREO president, is a 30-year mortgage-industry veteran. He believes preREO

provides an incredible opportunity by bringing noteholders and community investors together to

mitigate losses to lenders and accelerate returns for investors, a win-win.

His unique background and experience creating and executing a variety of problem-solving

solutions have positioned him to successfully lead and build the infrastructure to handle the varying

and specific needs of note buyers and sellers.

Prior to joining preREO, Barry worked in leadership roles for companies such as OrangeGrid and

Chase which allowed him to apply his knowledge in operations, mortgage servicing, property

preservation, technology, customer service and mortgage default management.

To learn more, go to http://prereo.com/moneyripples

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles

Creating Karmic Debt | 417

Wed, 15 Jul 2020 21:30:00 +0000

What is the number one thing that pulled Chris Miles through his hard times in the last recession?

How can you get karma working FOR you?

Is Karma instant?

Trolls beware! This episode will be hard on you.

Chris Miles,the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Achieving Impossible Goals Interview with Rod Khleif | 416

Fri, 10 Jul 2020 13:00:00 +0000

Have you ever noticed a big opportunity before anyone else… and just felt like the slowpokes who miss this are absolutely insane?

Well, that’s Rod Khleif when it comes to multi-family real estate.

His love affair started in 1977 when he was just 17. Mom bought a neighbor’s property that grew in value $20,000 in just three years.

He was blown away that she’d made $20k in her sleep and was sold on the power of real estate. That ROI meant a fortune to a poor immigrant family like ours who could only afford to shop at Goodwill.

2,000 properties later … He's gained a wealth of lessons, strategies, heartbreaks and little known secrets to help you build endless wealth and cash flow through real estate.

In particular, that multi-family investment IS your safest, most reliable and most recession proof ticket to leaving the rat race and retiring rich, passionate and fulfilled.

***********

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Financial Advice When You Are Furloughed or Your Income Drops | 415

Wed, 08 Jul 2020 19:00:00 +0000

What financial advice should you follow if you get laid off or furloughed?

Should you get a Line of Credit before you need it?

Where are your savings? Are they accessible?

Chris shares how he dealt with the stresses when HIS cash was tight.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/
https://www.twitter.com/chriscmiles
https://www.facebook.com/moneyripples
https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA

Using Meetups to Grow Your Business Interview with Adam Adams | 414

Fri, 03 Jul 2020 14:00:00 +0000

Could creating a meet up group cause massive growth in your business?

Adam A. Adams, also known in the real estate community as Triple A, has educated thousands of investors through real estate conferences, radio & podcast interviews, his coaching program, and his thriving Meetup group. Adam hosts the Creative Real Estate Podcast, a podcast listened to around the world, with hundreds of thousands of downloads. His efforts to educate and inspire other investors has earned him the prestigious title "Master Investor” by Think Realty magazine and he is also a three-time Hall of Fame winner from RE Mentor for his successes in multifamily syndications.

In 2005, Adam took the plunge into part-time real estate investing, but it quickly became his full-time passion! Today Adam is partnered in 7 multifamily syndications with approximately 1,400 doors valued slightly over $100 million. His company, BlueSpruce Holdings, focuses on finding and managing apartment communities to allow passive investors diversification, cash flow, tax benefits, and freedom of time. Adam’s primary role in the company is to attract capital, successfully raising millions of dollars from private investors. He continues to grow his company’s brand as one of the top syndication teams in the United States.

Chris Miles,the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.
http://moneyripples.com/

Good Way to Diversify Your Savings | 413

Wed, 01 Jul 2020 14:00:00 +0000

In times of high risk, people rush to diversify money.

But a financial advisor never really diversifies your portfolio.

Are there good ways to diversify your investments?

Tune in to find out ways to diversify, keep your money safe, AND still grow it!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Should You Invest in a Franchise With Kim Daly | 412

Fri, 26 Jun 2020 13:00:00 +0000

Kim Daly is one of America’s Top Franchise Consultants who has helped

thousands of people explore franchise opportunities. For over 20 years, she has

traveled the country as a keynote speaker and business break out leader and has

hosted her own live events educating, motivating and inspiring Americans to the

dream of small business ownership through the proven systems of a franchise.

Kim has been a business owner for 20 years. She has the wisdom that comes

from experience and combines that with her knowledge of the franchise industry

and passionate personality to inspire people to achieve their dream of business

ownership. In all her pursuits, she desires to be a role model and influence others

to live their best life!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Start An Income Avalanche | 411

Thu, 25 Jun 2020 05:00:00 +0000

Do you have a goal for passive income every month?

Does it seem out of reach sometimes?

How can you ensure your passive income grows EXPONENTIALLY EVERY YEAR?

Tune in to find out how!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Investing in Real Estate from Scratch With Ola Dantis | 410

Sat, 20 Jun 2020 01:00:00 +0000

Have you ever wondered how someone with hundreds of renters started out in the beginning?

Here's Ola's story....

Ola, the Founder/CEO at Dwellynn.com, a multifamily investment syndication firm, has successfully sourced deals of over 40 million dollars by working closely with Sellers and with other Apartment Syndicators across the country. Though Ola has only lived in the US for a few years, he has successfully completed rehab projects in excess of 1M dollars. Ola continues to exceed investors returns, building upon his success on the real estate investing space. Ola likes to post his progress and encourages his community of more than 45,000 strong on Instagram.

Recently, Ola, via Dwellynn, closed on a 160-unit apartment building in Houston, TX and another 104-unit also in Texas. Ola continues to meet or exceed investors’ returns by investing in Value add deals in strong metropolitan cities across the United States.

Ola enjoys working with new investors both here and abroad to help them become successful real estate investors

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Wealth Building Step by Step | 409

Wed, 17 Jun 2020 17:00:00 +0000

What are the five steps to success with finances?

Do you know the difference between investing and gambling?

Chris shares when he had to start over from scratch, and what he did to rebuild.

Tune in to find out more!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Leasing Cell Towers with Hugh Odom |408

Fri, 12 Jun 2020 13:00:00 +0000

Hold the phone!

Can you actually generate cash flow by having a cell tower on your property or building?!

That's exactly what Hugh Odom helps real estate owner do. Find out how!

Hugh has accumulated over 20 years of legal/transactional experience concentrating in the areas of real estate and telecommunications. For the ten years prior to founding Vertical Consultants, Hugh worked with AT&T, providing legal representation and counseling as it relates to the Fortune 10 company’s acquisition, disposition and management of both real and personal property assets.

This representation included thousands of transactions that involved both fee and leasehold interest assets, with such assets being located throughout North America and abroad. The afore-mentioned assets included retail, equipment, office, raw land, and industrial locations and represented over five (5) billon dollars of financial commitments.

Vertical Consultants is the nation’s leading cell tower consulting firm.

https://www.celltowerleaseexperts.com/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Dollar Cost Averaging is a Lie | 407

Wed, 10 Jun 2020 13:00:00 +0000

Does dollar cost averaging REALLY work?

Or is it just a sales tactic?

A better strategy is to buy low and sell high. But that doesn't apply for dollar-cost averaging.

Discover if you are gambling in the markets, and why dollar cost averaging could be costing you your freedom.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Why You Need Masterminds Interview With Alex Pardo | 406

Fri, 05 Jun 2020 13:00:00 +0000

Alex Pardo, a family guy, entrepreneur, real estate investor, coach, adventurer, sports enthusiast, and love helping people joins Chris today.

The founder of www.FlipEmpire.com and its parent company, Creative RE-Solutions, LLC, and they have flipped well over 300 properties.

How does affiliating with a high-level mastermind contribute to your success?

Success factors:

Don't be a Lone Wolf

Find the right people to model

Be held accountable

Join a group to suppport you

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Is Velocity Banking a Good Strategy to Use | 405

Wed, 03 Jun 2020 15:00:00 +0000

Is using the Velocity Banking method (using your Home Equity Line of Credit to pay off your mortgage sooner) a good idea right now?

How could it actually hurt you financially during a recession?

Is there a better way?

Here's our answer!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Going From Teacher to Investor with Todd Dexheimer |404

Sun, 31 May 2020 14:00:00 +0000

Chris Miles brings in another great investor on the show by the name of Todd Dexheimer.

Todd’s been doing real estate. He got in right during the last recession and was born out of the fire during the time when everybody says real estate stinks. And that’s exactly when Todd said, alright, let’s do this.

He actually started as a high school industrial tech teacher. Then went to real estate in 2008. Now, the interesting thing about him is that he’s the CEO of venture properties, LLC.

He’s also been, has purchased and renovated over 800 units guys. Has focuses on syndicating value, add multifamily and emerging markets, as well as coaching other inspiring investors. He’s the host of the Pillar of Wealth Creation Podcasts.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

https://www.twitter.com/chriscmiles

https://www.facebook.com/moneyripples

Transactional Wealth Versus Passive Wealth | 403

Fri, 29 May 2020 16:30:00 +0000

Is there a difference between transactional wealth and passive wealth?

Which one gives you more freedom?

In this episode, Chris makes the distinction between the two, and which one truly gives you the lifestyle you desire.

Find out now!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Commercial Real Estate Investing With Paul Moore | 402

Wed, 27 May 2020 12:30:00 +0000

Paul later entered the real estate sector, where he flipped over 50 homes and 25 high-end waterfront lots, appeared on HGTV’s House Hunters, rehabbed and managed rental properties, built a number of new homes, developed a subdivision, and started two successful online real estate marketing firms.

After helping with three successful developments, including assisting with the development of a Hyatt hotel and a very successful multifamily project, Paul was led into the commercial multi family arena.

Paul’s website, Wellings Capital: https://www.wellingscapital.com

Paul’s book, The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing: https://www.amazon.com/Perfect-Investment-Enduring-Historic-Multifamily

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Increase Your Financial Literacy | 401

Sun, 24 May 2020 20:00:00 +0000

Andrew Cordle is a noted American entrepreneur, in-demand speaker, and highly regarded wealth strategist. He serves as founder and CEO of Money Is, his company dedicated to sharing the secrets of the wealthy 1% with the masses as well as sparking authentic conversations about money. Andrew is the editor of Money Is Magazine, a 3-time bestselling author, and a passionate educator highly regarded in the industry. His platform speaking engagements generated over $100 million dollars in sales in only a 3 year period.

https://andrewcordle.com/

Business is the extension of a person or group of persons as an applied expression of their internal values and character. Business is both an expression of their thoughts and an application of their moral will. We can therefore examine any business on two levels. First, WHAT it does. Second, HOW it does it. There is the mechanical/technical side of business, and there is the culture, conduct, human interface aspect of business.

Integrity comes from the same root word as “integer,” meaning a whole number or complete in itself.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

How I Retired Twice | 400

Fri, 22 May 2020 05:00:00 +0000

BIG 400th Episode!

How did Chris retire twice?

After his first retirement, Chris ended up a million dollars in debt and went back in the Rat Race. How did he do it again?

What is "Wealth Sharing," and how did this change the game for Chris?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

399 - Why Are We Excited About Real Estate? - Jason Roberts & Rachel Schneider

Thu, 14 May 2020 01:00:00 +0000

What is the best strategy during the economic crash?

Are you in a bad place?

Do you need perfect credit?

There's hope!

Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they

would rather be in charge of their own destiny and opened a mortgage company.

They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions.

Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions (pre-foreclosures/short sales, wholesales, probates, etc.)

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

398 - Avoiding Entrepreneur Burnout Interview with Kristin Molenaar

Fri, 08 May 2020 13:30:00 +0000

Do you lack focus?

Are you an inch away from success but jump to another thing too soon?

How do you leverage your time and make your company larger?

Kristin Molenaar is an entrepreneur-enthusiast who lives by the mantra: Work Less, Make More - which has enabled her to build a 6 figure business while working an average of just 5 hours per week. Kristin's mission to eradicate entrepreneurial stress and burn-out fuels her passion for sharing the 3-step blueprint both she and her clients have put into place to achieve true freedom in business.

Kristin is the founder of the virtual agency, YesBoss VA. At YesBoss, she and her team help clients go from burned out solopreneurs to empowered and supported CEOs through online business management and digital marketing support. YesBoss runs your online business for you, so you can scale it LIKE A BOSS.

https://yesbossva.com/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

397 - What Is Causing a Financial Collapse?

Thu, 07 May 2020 04:30:00 +0000

Prosperity cannot live in FEAR!

What is really destroying governments, jobs and people?

Tune in to find out what will REALLY kill our economy.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

396 - Target Funding Interview With Kedma Ough

Fri, 01 May 2020 16:00:00 +0000

Target Funding Book by Kedma Ough, MBA, published through McGraw Hill on Amazon and releases July 12th, 2020

Too often, great ideas fail to see the light of day because the inventor or business owner doesn’t know how to secure the funding he or she needs. No matter what your idea or business might be, there is funding available to build a solid business or invention around it.

Target Funding helps you obtain this and more—even if you have faced bankruptcy, exhausted all avenues, or feel like you are at your wit’s end.

Kedma Ough, MBA is one of today’s most respected authorities on business funding and entrepreneurship, and is a nationally recognized business coach, Small Business Administration award-winning “Small Business Champion”.

Ough has guided more than 10,000 individuals through a wide range of business advising and is a past contributing writer for Entrepreneur Magazine. The Huffington Post has recognized Ough for fueling innovation and Inc. Magazine cited Ough for her work in creative financing for minority-owned businesses. Ough is also a proud fifth generation entrepreneur and her great-great grandfather peddled various products throughout Ireland. Her favorite game of all time is still Monopoly.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

395 - Financial Peace During Troubled Times

Thu, 30 Apr 2020 17:30:00 +0000

How can we have financial peace when the world is in turmoil?

Hint - it's not what some claim by being debt free.

During the last recession, Chris had no money, no credit, and no hope. He was in huge debt, and in the hole $16K a month.

How did he overcome?

Find out here!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

394 - Why Boring Investments Are the Best

Fri, 24 Apr 2020 13:00:00 +0000

Meet the Real Estate Preacher, Randy Lawrence.

Randy has faithfully paid his investors since 2003!

How?

Because he has found a great real estate niche that many would consider "boring."

Find out what he does here!

Randy oversees a real estate portfolio of close to $100MM in multi-family assets and is on track to double these holdings in the next three years. A leading multi-family operator, Prosperity Capital Partners has provided 10%+ annualized returns to its investors for 17 years running. www.prosperitycapitalpartners.net

Straight talk about how you can achieve security and freedom with real estate. www.therealestatepreacher.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

393 - The Best Investment Right Now

Wed, 22 Apr 2020 13:00:00 +0000

Where should you NOT put your money?

Where's the next big opportunity?

This Recession is totally different than the past ones, and they do not happen overnight.

Chris analyzes the past recessions, market bubbles, and compares them to today's situation.

What's going to happen next?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

392 - What Corporations Should You Set Up?

Fri, 17 Apr 2020 14:30:00 +0000

Should you set up an S-Corp, C-Corp, or LLC?

How could you cut your taxes by 50%?

Rich people pay less taxes and own NOTHING.

When a friend lost $3 million in a lawsuit, Scott Smith, a lawyer himself, decided to start a crusade to protect your assets.

Learn how the rich go for stable growth, and protect their assets.

Tune in now!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Scott Smith

https://royallegalsolutions.com/about-us/about-scott-smith

Before opening Royal Legal Solutions, founder Scott Smith was an aggressive litigator who brought suit against major insurance. He knows first-hand the tactics that plantiff’s attorneys use to win law suits. He brings this knowledge to bear when setting up business structures to protect your assets.

391 - How Does the Secure Act Affect You?

Wed, 15 Apr 2020 23:30:00 +0000

A new Act was passed into Law - The Secure Act.

How does this new act affect your retirement.

How do you avoid the 10% penalty?

How is your inheritance affected?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Should You Be Podcasting? | 390

Fri, 10 Apr 2020 14:30:00 +0000

Would you like to work from anywhere you want?

Do you want to do what you love?

How do you know if Podcasting is right for you?

Discover how podcasting can open doors to Influencers.

Travis Chappell joins Chris MIles to discuss the benefits of Podcasting.

Tune in now!

For more about Travis and his services, visit www.travischappell.com.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

What Should You Do With Your Tax Return or Stimulus Check? | 389

Wed, 08 Apr 2020 20:00:00 +0000

If you're like most Americans, you are receiving stimulus checks AND tax returns!

What is the best thing to do with this money?

Should you put your extra money into Savings?

Are you emotionally caught up in your debts and the immediate crisis?

Learn what might be the best course FOR YOU!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Interview Gary Boomershine | 388

Fri, 03 Apr 2020 13:00:00 +0000

Gary Boomershine, www.realestateinvestor.com, started in 2004.

He gave up 90 hour weeks to get back into real estate.

The passive income goal drove him for years.

As an entrepreneur, he kept reinventing the same old hamster wheel that he wanted to get off of.

He began designing the life he desired.

Once you go thru market cycles, you understand what is coming with our present market downturn.

Gary shares his top lessons learned during markets that cycle every 7 years or so.

The largest wealth transitions occur during market turns.

He shares his favorite investment.

The vast majority of real estate investors are just scratching the surface of their growth potential. He is on a mission to be a resource that lights that fire of growth. Nothing gets him more excited than seeing investors in his community leverage the resources they provide and experience massive growth. He is obsessed with the industry and truly believes that his success is merely a reflection of yours.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Don't Let Arrogance Prevent Your Freedom | 387

Fri, 03 Apr 2020 04:00:00 +0000

The Recession is coming. If not a Depression...

Get out of La-La Land - It's time to get real.

Are the things we teach "too good to be true?"

Just because you haven't heard of something before.... doesn't make it false. Be humble enough to learn and win. Chris has been preparing for this time and is preparing you for what's to come.

Tune in now!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Getting Access to Funds in Tough Times | 386

Fri, 27 Mar 2020 13:30:00 +0000

Is retail banking the only way to get a business loan?

Can you get loans approved in less than a few weeks?

Chris talks with Nathan and James of IV Elements Inc. about ways to get extra funds now!

They are dedicated to helping consumers and businesses obtain financing. They use their extensive knowledge of their clients to make recommendations that are uniquely designed to meet their specific lending needs. Their services are comprehensive in that they have access to both traditional and alternative (private equity) lending and financial solutions. They do all the work in financing your future.

Contact: James.phillips@IVElementsinc.com - www.IVElementsinc.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

The Safest Place For Your Money | 385

Wed, 25 Mar 2020 14:00:00 +0000

Where can you save your money where you have a GUARANTEE that it won't lose, and still make a solid return?

Hint - It's DEFINITELY not the stock market!

Learn where I'm storing my cash with peace of mind AND the ability to buy better investments now.

Tune in find out what it is!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Use and Abuse of Blessings Part 2 | 384

Fri, 20 Mar 2020 13:00:00 +0000

What is the essence of prosperity?

Should you have more than you want?

Are you required to increase and grow?

When you do not protect your stewardship, you NEVER have financial freedom or peace of mind.

In this episode, Chris continues these timeless lessons taught by Brigham Young that helped people, in the worst circumstances, prosper.

Tune in now!

To read the actual speech, go here - https://jod.mrm.org/1/248

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Use and Abuse of Blessings Part1 | 383

Wed, 18 Mar 2020 12:30:00 +0000

Do you understand how money REALLY works?

Ultimately, how can you be wealthy and bless others as well?

Do you live in abundance or scarcity?

How can you grow and manage your stewardship?

Economic principles govern over strategies. In this episode, Chris reveals how you can increase your wealth and stewardship GUARANTEED.

Find out how!

To read the speech yourself, go to https://jod.mrm.org/1/248

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Will CoronaVirus Spark The Next Recession? | 382

Fri, 13 Mar 2020 12:30:00 +0000

Will the upward market trend be broken?

What is a "Black Swan" event?

Is the virus, or the resulting fear, more dangerous for your money?

Which is better now? Real estate or the stock market?

"Big Mike" Zlotnik returns to talk with Chris about the present financial situation in the US.

Listen now!

Mike Zlotnik's fund: www.bigmikefund.com

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

How to Prosper During a Recession |381

Wed, 11 Mar 2020 17:00:00 +0000

Why is Chris Miles so excited that a Recession is coming? Will it hit this year?

How can you become wealthier in a recession?

When things go bad, having cash lets you take advantage of opportunities.

In this episode, Anti-Financial Advisor - Chris Miles shares how you can come out stronger during the recession!

Banks love to give you money when you don't need it" ~ Chris MIles

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Lifestyle Design With Daray Olaleye | 380

Fri, 06 Mar 2020 14:00:00 +0000

How can you design your perfect life?

Are you working January to June to pay Uncle Sam in a job you don't even like?

Daray Olaleye joins Chris Miles for today's show sharing how he was working 16 hour days 6 days a week for 2 years before he decided that lifestyle wasn't for him. Now, he lives the life he loves!

Tune in now!

About Daray Olaleye, www.beforethemillions.com

Daray mentors overwhelmed and unfulfilled employees in the professional world through the process of creating and building a lifestyle business through real estate investing so that they can escape the rat race and live a life of their design.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

What Should We Learn From The CoronaVirus? | 379

Thu, 05 Mar 2020 18:00:00 +0000

Is the Coronavirus the wake up call you need?

Is this the return of the Great Depression?

How do you prepare yourself when something negative happens?

Are you relying on the stock market to create your financial future? Is it too risky now?

The Key to Freedom is revealed in today's show.

"Education is less expensive than ignorance." ~ Chris Miles

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

AirBNB Investing - Fad or Long Term Real Estate Play? | 378

Fri, 28 Feb 2020 14:00:00 +0000

Do you need to own property to leverage AirBNB?

How much do you need to invest?

What skills do you need?

AirBNB can 3-5x your cashflow! Kyle Stanley shares real life examples of houses he rents out on AirBNB. He brings in $800 to $1200 a month net on one AirBNB.

Tune in now!

To access the AirBnb Profit Calculator, go to https://chriscmiles.krtra.com/t/YLF4rEuVzZ9c

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Get Off Your ASSets! |377

Thu, 27 Feb 2020 05:00:00 +0000

What are the 3 key ways to radically change your life for the better?

Do you have assets that aren't being maximized the right way?

What keeps you from your potential?

Chris shares some simple, easy activities which will turn your life around, and increase your prosperity NOW.

Tune in to find out how!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Do You Really Need a Virtual Assistant (VA)? | 376

Fri, 21 Feb 2020 14:00:00 +0000

Do you want to scale up? More growth? More time?

Do you need employees or VA's (virtual assistants)?

What are the downsides of employees?

Can VA's save you money?

Where can you find the best VA's? What types of work can they do?

Former professional hockey player, Bob LaChance, at the end of his career, pivoted from playing in Europe to real estate in 2004. He read 'Rich Dad, Poor Dad', and continues to do real estate investing today. He currently owns, operates and manages many different businesses around the world, including one of the top Real Estate Coaching and Mentor programs in existence today.

REVA Global Virtual Assistants (VA) work with clients who have been thoroughly trained and well-versed in real estate and real estate investing world. Each VA is screened, vetted, and assessed by our skilled personnel staff, ensuring you’re paired with high quality, high performing professionals who know your business, every single time.

https://revaglobal.com/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

The Power to See | 375

Wed, 19 Feb 2020 18:00:00 +0000

How was Chris able to retire his first time?

Which books inspired Chris when learning these principles for the first time?

Do you see the opportunities around you?

Discover how Chris's mentor inspired him to look beyond his past programming and opened his mind's eye to new opportunities.

Reading List:

Think and Grow Rich

The Master Key to Riches

Rich Dad, Poor Dad

How to Win Friends and Influence People

Atlas Shrugged

Positive Imaging

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Tax Advantaged Investing with Marcus Crigler | 374

Fri, 14 Feb 2020 17:00:00 +0000

Are there tax advantages to owning real estate?

What does the US government incentivize you to invest in or buy?

Should you invest with an IRA?

On today's show, CPA Marcus Crigler shares why Syndications and other real estate investments are bad news for IRA's, and where you get the biggest tax breaks.

Reach out to Marcus: https://duckettladd.com/marcus-crigler/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Financial Success with Your Spouse | 373

Thu, 13 Feb 2020 01:30:00 +0000

How can you and your partner/spouse get on the same page financially?

Who should run the finances?

How can talking about money be a positive experience?

Money is the number one stressor in a relationship. But it can be a powerful force in making a relationship better.

Learn what our Cash Flow Expert says about working together towards financial freedom!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Passive Income Through Raw Land | 372

Fri, 07 Feb 2020 13:30:00 +0000

Why is undeveloped land better than traditional rental real estate?

Would you like real estate cash flow without the tenants, toilets, or trash?

How do you create cash flow from raw land?

Armed with $3,000 and no real estate experience, Mark Podolsky bought his first parcels of land in 2001. Now, he is the owner of Frontier Properties, a successful investing company, and has completed more than five thousand lucrative land deals.

Find out how!

To learn more about how you invest in land too, check out his site here - https://www.thelandgeek.com/moneyripples/

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally!

http://moneyripples.com/

What Suze Orman Doesn't Understand About Life Insurance | 371

Wed, 05 Feb 2020 20:30:00 +0000

What is the real purpose of Life Insurance?

What is it that financial "experts", like Suze Orman or Dave Ramsey, not understand about life insurance?

What are they missing?

On today's episode, Anti-Financial Advisor - Chris Miles breaks down some advice Suze Orman was giving on her podcast about life insurance, which parts are correct, and which ones are WRONG.

Tune in to find out more!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Are You Living on Acres of Diamonds? | 370

Fri, 31 Jan 2020 12:00:00 +0000

Why was Russell Conwell, the founder of Temple University, referred to as the penniless millionaire?

This, along with other questions, will be answered in this show when Chris MIles talks about Conwell's classic Acres of Diamonds message. You will discover how this lawyer, minister, writer, educator, and diplomat who represented the City of Brotherly Love left a legacy that is still changing countless lives today.

His famous Acres of Diamonds message will also challenge you to seek opportunities to find true wealth right in your own backyard without getting sidetracked by selfishness and greed. The same principles that transformed Russell Conwell into one of the most charitable millionaires during his time, will also revolutionize your life as you listen to this episode.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

The Entrepreneur Trap | 369

Wed, 29 Jan 2020 12:00:00 +0000

How would taking all your profits from your business and re-investing in your business be the WORST thing you can do?

Is "Paying yourself" the same as reinvesting in your business?

Cash Flow Expert - Chris Miles shares why entrepreneurs keep falling into a financial trap that imprisons them in a "Golden Cage" becoming more and more constricting over time.

Tune in now!

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

What Is Cost Segregation? | 368

Sat, 25 Jan 2020 18:30:00 +0000

Have you wondered what cost segregation is?

How could you essentially take income from real estate with NO taxes?

Today, Heidi Henderson, Executive VP of Engineered Tax Services, joins Chris Miles to teach us what cost segregation is, and how you can save THOUSANDS in taxes investing in real estate.

Tune in to find out more!

Learn more about Heidi and her services HERE - engineeredtaxservices.com/moneyshow

Heidi Henderson Bio:

Heidi is the Executive Vice President of Engineered Tax Services (ETS). ETS is headquartered in West Palm Beach, FL and has 16 offices Nationally. ETS is a licensed Engineering firm focused on specialty tax services relating to federal tax incentives and strategies for Real Estate owners.

Heidi is a Real Estate Professional with over 25 years of tax and accounting experience in the Real Estate Finance, Development, Construction, and Commercial Property Areas.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Should You Copy Successful People? |367

Thu, 23 Jan 2020 03:00:00 +0000

To Model or Not to Model Successful People.

Are many gurus practicing what they preach?

Does 'Finding someone successful and copying them' work?

The answer will shock you.

Is the Guru model outdated?

What are the Keys to Success?

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Are You Sabotaging Your Freedom? | 366

Fri, 17 Jan 2020 11:00:00 +0000

What's your next "thing" after you hit your cash flow goal and can retire? What is your legacy or bigger purpose? Are you sabotaging your financial freedom because you don't know what your "next" is? Chris shares some pointers based on his personal experiences.

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Little Money To Invest? | 365

Wed, 15 Jan 2020 12:00:00 +0000

Have you ever asked, "What can I invest in when I don't have a lot of money?"

When you get extra cash, what do you usually do? Pay off a loan? Save it? Invest? Party?

Chris gives you his winning formula for building a strong financial foundation, and investing, even if you have little in the bank.

Recommended book: Richest Man in Babylon by George S Clason

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

The Power of Now | 364

Fri, 10 Jan 2020 20:00:00 +0000

There are lots of opportunities. If you miss one, remember there is another one coming. However, you have to balance that against procrastination, where you miss opportunity after opportunity...

Don't Let Emotional Scars Mess with Your Mind and Your Financial Future

You do not have to go for everything all at once. You can grow into your success.

Chris gets his biggest returns from decisive action, done RIGHT NOW. In fact, he shares one key action that he did where he created over $1,000,000 in revenue!

Which small decisions could lead you to HUGE results?

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Should You Pay Off Debt in 2020? | 363

Thu, 09 Jan 2020 23:00:00 +0000

Do you have a goal to pay off your debt this year?

Are you sure that's the best thing to do to achieve your goals though?

On today's show, Cash Flow Expert - Chris Miles shares what you should consider BEFORE paying off your debts this year.

Plus: The Truth About FOREX.

Also, learn more about the Cash Flow Index mentioned in Episode #335.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

http://moneyripples.com/

Going From Dave Ramsey to Investing Financially Free | 362

Fri, 03 Jan 2020 18:00:00 +0000

What would it take to going from making $40K per year to owning over 85 properties in just a few years?

Could you create great returns while still working your career?

On today's show, Anti-Financial Advisor - Chris Miles interviews family therapist and real estate investor Shiloh Lundahl about his journey from following Dave Ramsey's advice to Robert Kiyosaki's, how he acquired 85+ properties in a few years, and what he wished he had done differently.

Tune in now!

To learn more about Shiloh's mentoring, visit http://blueequities.com/coaching.

Shiloh Lundahl Bio:

Shiloh is a family therapist, and an active real estate investor since 2010, owning between 85-90 properties. In addition to his thriving real estate business, he also teaches others beginning investors how to invest in real estate. To learn more, visit HERE!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Best of 2019 | 361

Tue, 31 Dec 2019 22:30:00 +0000

What were the most popular episodes from 2019 that YOU downloaded?

What made them special?

In this episode, Anti-Financial Advisor - Chris Miles reveals the 5 most popular episodes from 2019 (plus a few bonus ones), and why you should listen to them again.

Find out here!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Investing in Notes with Eddie Speed | 360

Sat, 28 Dec 2019 15:00:00 +0000

What are notes, and how do you invest in them?

Why can investing in notes be more appealing, and profitable, than buying real estate?

In this episode, Anti-Financial Advisor - Chris Miles interviews note expert, Eddie Speed, about what it means to invest in notes, and how it can be more profitable, and less hassle, than buying physical properties.

Tune in to find out more!

To learn more about Eddie's Note School, go to www.noteschool.com/miles

Eddie Speed Bio:

Since 1980, W. Eddie Speed has dedicated his professional life to the seller financing and non-performing note industry. Over the years, he has introduced innovative ideas and strategies that have positively impacted the way the industry operates today. Eddie founded NoteSchool which is a highly recognized training company specialized in the teaching of buying both performing and non-performing discounted mortgage notes. He is the owner and president of Colonial Funding Group LLC, and he is also a principal in a family of Private Equity funds that acquires bulk portfolios of notes.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Seeing Is NOT Believing | 359

Fri, 27 Dec 2019 17:30:00 +0000

Have you ever heard "Seeing is believing?"

Some will even say, "Believing is seeing."

Is that the full truth?

BEING IS SEEING!

In today's episode, Cash Flow Expert - Chris Miles shares what needs to happen FIRST for you to achieve your goals and dreams.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Why Should You Buy Turnkey Real Estate Right Now? | 358

Sat, 21 Dec 2019 14:00:00 +0000

Have you been delaying buying real estate because the market seems too high?

Are you avoiding it because you don't want to deal with tenants or trash?

How can you get your money working for you in real estate?

In this episode, Anti-Financial Advisor - Chris Miles interviews owner of RP Capital, Ron Phillips, about his extensive real estate experience, and why investing in turnkey real estate could be the right move for you.

Tune in now!

Ron Phillips Bio:

Ron is the Founder and CEO of RP Capital a Real Estate Brokerage specializing in residential income-producing properties. RP Capital is Ron’s platform for educating, training, and empowering emerging and seasoned investors. Ranked in the top 25% on the INC 5000 list of America’s Fastest-Growing Companies in 2015. He has bought and sold thousands of properties, and helped thousands become wealthier. He is also the Founder of RP Capital Management, a company that owns over $28 million in multifamily property. He has managed 6 profitable real estate funds, worth $50 million in value. Through his companies, he’s sold over half a Billion dollars worth of real estate… and has helped his clients buy over 6,000 investment properties!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Do You Feel Shame Around Prosperity? | 357

Fri, 20 Dec 2019 14:00:00 +0000

There's a growing trend to hide from others how much money you make/have.

Do you feel like YOU need to hide this from others?

Are you afraid it will make others feel uncomfortable around you?

Why is YOUR prosperity GOOD for others?

In this episode, Anti-Financial Advisor - Chris Miles shares how you can prosper serving others, and why your prosperity helps others prosper too.

Tune in now!

The charity mentioned with the Giving Machines can be found at https://www.comeuntochrist.org/light-the-world/giving-machines

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Protect Your Business! | 356

Sat, 14 Dec 2019 14:30:00 +0000

It's the 100th episode of the year!

Is it important to play defense with your assets when you're a biz owner or investor?

How can you save yourself some big headaches?

On today's show, Anti-Financial Advisor - Chris Miles interviews commercial insurance agent Ric Johnson about ways to save money on insurance costs with your business or investments, and why you need to protect yourself.

Tune in now!

To contact Ric, email rjohnson@buckner.com.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Profit Is a Habit | 355

Fri, 13 Dec 2019 00:30:00 +0000

Do you ever find there's little money left after "investing" back into your business?

Do you have employees that get paid more than YOU?

On today's show, Cash Flow Expert - Chris Miles shares why many don't get paid what they deserve, and how you can change it.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Access Home Equity WITHOUT a Monthly Payment | 354

Fri, 06 Dec 2019 15:00:00 +0000

How would it be if you could cash out equity from your home WITHOUT going into debt and having a monthly payment?

What if you could get to it without asking banks for permission?

On today's episode, Anti-Financial Advisor - Chris Miles interviews CEO ofQuantmRE, Matthew Sullivan, how you can take advantage of "Equity Contracts" and avoid going into debt or using banks to access your home equity. And no, it's not a reverse mortgage!

Listen to learn how!

Matthew Sullivan Bio:

Matthew is the CEO and founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. Originally from London, he has a proven track record in real estate, worked with Richard Branson's corporate finance team, and was director of the Virgin-sponsored London Air Ambulance.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Fundamental Problem with the Stock Market | 353

Fri, 06 Dec 2019 04:00:00 +0000

What is inherently wrong with the stock market?

Why isn't it the right place to invest?

How does it violate true principles?

In this episode, Anti-Financial Advisor - Chris Miles shares why the stock market is NOT for investors.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Residual Income Through Sales Funnels | 352

Tue, 03 Dec 2019 18:00:00 +0000

Have you ever wondered how to create regular income through some sort of online sales page?

What if it were much easier than you thought to create money while you sleep?

In this episode, Cash Flow Expert - Chris Miles brings back repeat guest, Paul Hutchings to talk to us about creating online sales funnels for virtually no cost, AND generate residual income at the same time!

Tune in now!

For more info on Paul's funnel builder, visit his page here - https://academy.samcart.com/referral/funnelbuilder/lvxe91lNcJwonjYg

Paul Hutchings Bio:

Paul is a recruiting and online marketing expert, targeted towards network marketers that want to grow a following, explode their business, and create a legacy. After building several organizations of his own, Paul found a niche recruiting other reps and customers from all over the world, without needing to be face to face, through online marketing. He's also created the Home Business Academy where he teaches business owners and marketers how to sell online, and generate residual income daily!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Thanksgiving When I Went Broke | 351

Wed, 27 Nov 2019 22:00:00 +0000

Did you know just 4 years ago, I was out of money and going through the HARDEST time of my life?

What happened?

In this episode, I'll share when I ran out of money visiting my family on Thanksgiving, how I got through it, and even became financially independent 1 year later!

Find out what happened!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Can Real Estate Beat a 401k with a Match? | 350

Sat, 23 Nov 2019 13:00:00 +0000

Could you make more money investing in real estate than saving in a 401k WITH a full match?

Isn't a 401k a no-brainer?

In this episode, a reboot of Episode #196, Anti-Financial Advisor - Chris Miles dives into the numbers to reveal the truth!

Find out here!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Income Trap | 349

Fri, 22 Nov 2019 00:30:00 +0000

Do you make a good income, but still worry that you'll NEVER stop working?

To others, do you look abundant, but deep down, you feel trapped?

In this episode, Cash Flow Expert - Chris Miles talks to those that are making good money, but feel like they are caught in a trap.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Myths About Whole Life Insurance | 348

Fri, 15 Nov 2019 22:00:00 +0000

What are some common myths out there about whole life insurance?

Is it really expensive? Are you too old to get it?

Aren't the returns horrible?

In this episode, Anti-Financial Advisor - Chris Miles dispels these common myths, and what's actually real.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Will Millennials Be Able to Retire? | 347

Thu, 14 Nov 2019 17:00:00 +0000

Many are worried about the Baby Boomers being able to retire comfortably. But what about the Millennials that are following in our footsteps?

Do they have any hope when saving in retirement accounts have NEVER worked?

In this episode, Anti-Financial Advisor - Chris Miles teaches why the numbers aren't working in their favor, and what they can do about it.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Invest with as Little as $100 | 346

Fri, 08 Nov 2019 14:00:00 +0000

How would it be if you could invest with as little as $100, and earn monthly cash flow at 10% a year?

Have you been waiting for AHP to open their fund again?

In this episode, Anti-Financial Advisor - Chris Miles interviews American Homeowner Preservation CEO, Jorge Newberry, about their stellar fund that just reopened this week.

You can learn more about the fund here - www.fundingahp.com

Tune in now!

Jorge Newberry Bio:

Jorge P. Newbery is Founder and CEO of American Homeowner Preservation LLC, which utilizes money to crowdfund the purchase of nonperforming mortgages from lenders at big discounts, then shares the discounts with struggling homeowners.

He authored Burn Zones, in which he chronicled his financial rise and fall; and Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar to help families resolve their unaffordable debts.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Marie Kondo Your Money | 345

Thu, 07 Nov 2019 16:30:00 +0000

Have you ever read, or watched, Mari Kondo when she organizes people's homes?

Do you ever feel like your finances need to simplify/declutter?

In this episode, Anti-Financial Advisor - Chris Miles shares ways you can simplify your financial life to feel more joy.

Find out how!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

It's Gotta Be the Shoes? | 344

Sat, 02 Nov 2019 17:30:00 +0000

Do you remember the Nike commercial where Spike Lee said about Michael Jordan, "It's gotta be the shoes!"

We all know it's NOT the shoes.

But don't many believe "gurus" and "experts" out there that claim there's a "magic bullet?"

In this episode, Anti-Financial Advisor - Chris Miles shares why you can't trust gurus and experts when they give blanket financial advice, especially when it comes to investing.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

These REAL Stock Market Returns Will Scare You! | 343

Thu, 31 Oct 2019 22:00:00 +0000

Want to see something REALLY scary?

What is the REAL rate of return of the stock market?

And how much do you REALLY need to save to hit your goals?

In this episode, Anti-Financial Advisor - Chris Miles shares the spooky stats of the stock market, why it's not enough, and what you can do about it.

Listen...if you dare!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Don't Sentence Your Money to Life Imprisonment | 342

Mon, 28 Oct 2019 16:30:00 +0000

You've been told 401k's and IRA's are where you're "supposed" to put your money.

Why is that?

And is it really the answer for your retirement, especially if you'd like to retire younger than 60?

In this episode, Anti-Financial Advisor - Chris Miles teaches who is behind this myth, and what you could do instead to liberate your money.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

A Better Incentive Than a 401k | 341

Fri, 25 Oct 2019 14:30:00 +0000

Is there a better incentive for employees than the usual 401k?

What could make employees happier, and still save the company money?

In this episode, Anti-Financial Advisor - Chris Miles shares a few alternatives to a 401k.

Find out what they are!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Year End Tax Saving Ideas 2019 | 340

Thu, 24 Oct 2019 21:30:00 +0000

What are some last minute tax strategies you can apply NOW?

What ways can you save THOUSANDS, whether a business owner or employee?

In this episode, Cash Flow Expert - Chris Miles shares some tax strategies that could save you THOUSANDS this year!

Tune in now!

Disclaimer - Chris Miles is not a licensed CPA. Speak with a tax professional regarding your situation.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Why You Need To Prosper | 339 -

Fri, 18 Oct 2019 19:30:00 +0000

Why is it so important for you to prosper financially?

What are some principles of prosperity, and what does it mean to be a steward?

In this episode, Cash Flow Expert - Chris Miles shares how you can prosper and create your own ripple effect.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Investing in Self Storage | 338

Fri, 11 Oct 2019 13:00:00 +0000

Have you ever wondered if you should invest in self storage?

How can this be the perfect investment in a recession?

In this episode, Anti-Financial Advisor - Chris Miles interviews self storage investor, Scott Meyers, about his success with these investments, and how you could do the same.

Tune in now!

Scott Meyers Bio:

Scott Meyers has been a Real Estate Investor since 1993. He has acquired, developed, and managed 29 facilities with over 7,000 + units throughout the Country. His company, Kingdom Storage Holdings, syndicates most of their projects with multiple private equity partners and traditional Debt Sources. He is also the Founder of SelfStorageInvesting.com, a Self-Storage Education Company that produces Books, Software, Live Events, and Mentoring Services to both Beginner and Seasoned Self Storage Investors.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

What Are MY Multiple Streams of Income? | 337

Thu, 10 Oct 2019 13:30:00 +0000

Often, I am asked, "How were you able to retire TWICE? What streams of income did you create to do that?"

In this episode, I'll share the various income streams I have, and how that could apply to YOU.

Tune in to find out how!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

How Can Apartments Pay You FOREVER? | 336

Fri, 04 Oct 2019 14:30:00 +0000

How can you create perpetual income investing in commercial properties (apartments)?

How do you find the right deals?

In this episode, Anti-Financial Advisor - Chris Miles interviews CEO of Legacy Wealth Holdings, Tim Bratz, about what he looks for in a good deal, and where the greatest opportunities are.

Tune in now!

Tim Bratz Bio:

Tim is the CEO and founder of Legacy Wealth Holdings, a real estate investment company that acquires and transforms distressed apartment buildings into high-yield assets for their own portfolio. Working in real estate, Tim has built a passive business and created a residul income that allows him to live the lifestyle of his choice. He's here to educate and empower others to become financially free through commercial real estate.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Best Way to Pay Off Debt | 335

Wed, 02 Oct 2019 16:30:00 +0000

What's a faster, and more efficient way, to pay off debt than the Dave Ramsey approach?

What is the Cash Flow Index?

In this episode, Cash Flow Expert - Chris Miles shares his formula that helped him pay off over $1M of debt during the recession, and how it can help YOU.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

My Message to Financial Advisors | 334

Sat, 28 Sep 2019 13:30:00 +0000

If you're a financial advisor, what do you NEED to know?

What caused ME to leave the conventional financial advising world?

In this episode, I will share what truths I discovered, and lies I had taught, that changed the course of my life forever to become the "anti-financial advisor!"

Find out what that was, and what that means for YOU!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

What Other Investments Are Out There? 333

Thu, 26 Sep 2019 14:30:00 +0000

Have you ever wondered, "What other investments are out there, other than mutual funds?"

Could there be better options?

In this episode, Anti-Financial Advisor - Chris Miles reveals several different investments available to us that often give BETTER returns with LESS risk than conventional savings vehicles.

Find out what they are!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Breaking Through Your Fear Barriers | 332

Sat, 21 Sep 2019 14:00:00 +0000

Have you ever felt like financial freedom, great health, loving relationships, etc is just outside your reach?

What fear is holding YOU back from living an abundant life?

In this episode, Cash Flow Expert - Chris Miles shares two big fears he had to overcome recently, and what you can do to break into new levels of success.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Branding the REAL You | 331

Fri, 20 Sep 2019 14:00:00 +0000

What does it really mean to build a brand in your business?

And how can you attract and connect with those that are raving fans of the REAL YOU?

In this episode, Cash Flow Expert - Chris Miles interviews entrepreneur and branding expert, Molly Trotter, about how you can connect with your audience on a deeper level and create raving fans.

Find out how!

Molly Trotter Bio:

Molly is the founder of Take Charge Coaching, Dream Factory, and Co-Founder of The Future is Feminine where she teaches people how to launch, build, and scale their brand. You can follow Molly on Instagram or Facebook.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Protecting Your Cash Flow | 330

Thu, 19 Sep 2019 14:30:00 +0000

The best offense is a great defense!

Is it hard to believe most are excited to learn about growing their money or cash flow, but ignore protecting it?

Is this you?

In this episode, Cash Flow Expert - Chris Miles teaches some ways to ensure you KEEP your money so you can have that peace of mind and freedom that so few enjoy.

Learn how here!

To have Greg Nelson review with you some options to protect your cash flow with disability or long term care insurance, email - greg@sbcoach.net.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Your Mastermind 5 | 329

Wed, 18 Sep 2019 22:30:00 +0000

Have you ever heard people tell you you're the average of the 5 people you associate with?

But WHO should be in that circle?

How do you elevate each other, or attract more successful people?

In this episode, Cash Flow Expert - Chris Miles shares how to find your "Mastermind 5", and how you can grow together. Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Did You Think You'd Be Further Ahead By Now? | 328

Sat, 07 Sep 2019 16:30:00 +0000

Are you disappointed with the progress of your business or savings/investments?

Have you wondered why your investments haven't grown as much as you wanted?

How can you change this?

In this episode, Anti-Financial Advisor - Chris Miles shares why this is happening and how you can get on track.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Living a Life of Abundance | 327

Sat, 07 Sep 2019 01:30:00 +0000

Are you making good money, but feel like you're still not free?

Would you like to live an abundant life, no matter your financial status?

In this episode, Anti-Financial Advisor - Chris Miles shares why most never feel free, and how you can have it NOW!

Find out how!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Sucess Secret That Successful People Miss | 326

Sat, 31 Aug 2019 14:00:00 +0000

What is the one success secret that also eludes successful individuals?

How can you have success and wealth in EVERY area of life?

In this episode, Chris Miles interviews "Millionaire Coach" Shaun McCloskey what many of his successful clients are missing in their lives, and what YOU can do to live the life of your dreams.

Tune in now!

Shaun McCloskey Bio:

Shaun, owner of Leadership Boardroom, is THE coach to high-level entrepreneurs and speakers, teaching them how to have clear vision, not only in their businesses, but in their personal lives too, so they can create the life of their dreams. He also teaches new, and experienced, public speakers how to master the art of influence and persuasion from the platform. To follow Shaun, visit his FB page HERE!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Change Your Thermostat, Change Your Life | 325

Fri, 30 Aug 2019 13:30:00 +0000

Have you found yourself living the same kind of life, or stuck in a rut?

Do you have goals that you're still trying to achieve?

In this episode, Cash Flow Expert - Chris Miles gives his secret to achieving higher goals by "turning the heat up" and creating a new image.

Find out how!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

From Employee to Financial Freedom | 324

Sat, 24 Aug 2019 17:00:00 +0000

Have you ever wondered what's the best way to invest while you're still working a job?

What do you do if you still like your job?

And what's it like investing in hotels?

In this episode, Anti-Financial Advisor - Chris Miles interview investor and podcast host, Nichole Stohler, about her experience as a working professional and investor.

Listen to her story now!

Nichole Stohler Bio:

Nichole Stohler is the founder and host of The Richer Geek Podcast, where she helps IT, and other high-income professionals, find creative ways to build wealth and financial freedom. While working full time in Technology, she and her husband have built a real estate investment firm with an impressive portfolio that has included hotel, multifamily, and single family properties.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Best Way to Recession Proof Yourself | 323

Thu, 22 Aug 2019 15:30:00 +0000

How many times have you heard a recession is coming?

What can you do RIGHT NOW to prepare for it?

In this episode, Anti-Financial Advisor - Chris Miles shares what he learned from the last few recessions, and how you can weather the next storm.

Find out here!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Getting Max Returns in Business with Relationship Marketing | 322

Mon, 19 Aug 2019 18:00:00 +0000

What is the one untapped resource that many forget in business?

Their own clients and customers!

How can you build relationships to maximize referrals (beyond sending out cards)?

In this episode, Cash Flow Expert - Chris Miles interviews founder of Touch Your Client's Heart, Deb Brown, to find out how you can create raving fans, and get maximum referrals.

Tune in now!

Deb Brown Bio:

Deb Brown is the founder of Touch Your Client’s Heart. Her business was created out of a

Sunday afternoon nap where a clear message of appreciation came through a dream. She believes

the key to client retention and word of mouth referrals is as simple as nurturing business

relationships. She helps small service-based businesses do this through meaningful gifts and

small-scale mailings. To find out HOW to WOW your clients, go to https://touchyourclientsheart.com/followupideas/

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The DIY Dilemma | 321

Fri, 16 Aug 2019 20:30:00 +0000

What can be your biggest money leak or opportunity cost?

Doing it yourself!

On this episode, Anti-Financial Advisor - Chris Miles shares why you should leverage other people's expertise to become your gain.

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Great Tech to Support Your Real Estate Business | 320

Fri, 09 Aug 2019 15:00:00 +0000

Are you currently, or have you considered, doing real estate investing as a business?

Does it seem daunting?

How cool would it be if you could have an app that contacts property owners for potential deals FOR YOU?

In this episode, Anti-Financial Advisor - Chris Miles interviews CEO of Deal Machine, David Lecko, about his app that has saved investors THOUSANDS of dollars finding real estate deals.

Check it out!

David Lecko Bio:

David is the CEO of Deal Machine, an app that helps individuals find off-market real estate deals, which contacts property owners with just a single click. It's helped investors find over 2.5 Million potential real estate deals, at just a fraction of the usual costs.

To get a free trial of the app, go to www.dealmachine.com and use the promo code "moneyripples"

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Profit Is Better Than Income | 319

Thu, 08 Aug 2019 16:30:00 +0000

Many biz owners and investors get hyper focused on income.

But is that the most important factor for freedom?

How can you create financial freedom FASTER?

In this episode, Cash Flow Expert and Anti-Financial Advisor - Chris Miles teaches what truly matters - PROFIT!

Tune in now!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Investing in Apartments for Cash Flow | 318

Thu, 01 Aug 2019 13:00:00 +0000

Have you ever wondered if you should invest in apartment/multi-family investments?

With all of the hype, how do you know which ones are actually good?

In this episode, Cash Flow Expert and Anti-Financial Advisor - Chris Miles interviews apartment deal operator, Corey Peterson, to find out whether investing in apartments is a good idea right now.

Tune in now!

Corey Peterson Bio:

As the owner of Kahuna Investments, Corey strives to provide his investors with stable cash flow returns by buying multi-family apartments. He has managed over $65 Million of real estate across the country, is the bestselling author of "Why the Rich Get Richer - The Secrets to Cash Flowing Apartments", and hosts "The Multi-Family Legacy Podcast. He also speaks around the country, including Harvard and Nasdaq, and is frequently featured on FOX, CBS, ABC, and NBC affiliates.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

How Can Debt HELP You? | 317

Wed, 31 Jul 2019 22:30:00 +0000

Is it possible for debt to be used wisely?

How can it be used to increase your income AND wealth without lots of risk?

In this episode, Anti-Financial Advisor - Chris Miles shares how you can leverage debt wisely to increase your net worth AND cash flow.

Find out how!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Investing in Tax Liens | 316 -

Sat, 27 Jul 2019 17:30:00 +0000

Have you ever wondered about investing in tax liens?

How much money can you earn in that investment?

After months of searching, we found someone who successfully does it!

Today, Anti-Financial Advisor - Chris Miles interviews Fuquan Bilal about his trade secrets, and how you can invest in tax liens.

Tune in now!

Fuquan Bilal Bio:

Fuquan is the CEO of NNG Capital Fund. He utilizes his nearly two decades of residential and commercial real estate successes to identify real estate opportunities, and capitalize on them. Today, Fuquan heads up a multi-million dollar investment fund. He is an author of "Passion for Real Estate Investments" among other books, and is a father to two budding entrepreneurs.

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

What Is Dave Ramsey Missing? | 315

Fri, 26 Jul 2019 02:30:00 +0000

Despite the good Dave Ramsey is doing, where are his followers falling short?

How did two different clients, that believed in teachings, like Ramsey's, do to each improve their cash flow by over $2000 per month?

Today, join Anti-Financial Advisor - Chris Miles as he shares how these clients improved their cash flow with NO money out of pocket, and found out how to double the results of their 401k.

Find out here!

Chris Miles Bio:

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

The Subtle Secret of Success | 273

Thu, 28 Feb 2019 19:30:00 +0000

What subtle things can create drastic differences in results? Could it be so simple that it's overlooked? On today's episode, Cash Flow Expert - Chris Miles, shares what simple method that creates the next level of success. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Creating an Anti-Financial Plan | 272

Thu, 21 Feb 2019 13:30:00 +0000

What's the difference between mainstream financial advice (saving) and creating an "Anti-Financial Plan?" Why do conventional plans fail? And what do you need to understand to create cash flow TODAY? Your Anti-Financial Advisor, Chris Miles, shares he recently helped one of his clients increase his cash flow/passive income by over $75,000 this year, and with NO extra money out of pocket! Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Most Won't Become Financially Free | 270

Fri, 15 Feb 2019 19:30:00 +0000

Why is financial freedom so difficult to attain? Why isn't getting out of the rat race considered financial freedom? On today's episode, Anti-Financial Advisor, Chris Miles, shares how you can be rich and still be in financial bondage, and how you can change that. Tune in here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Financial Independence Without Saving Millions | 269

Wed, 13 Feb 2019 15:00:00 +0000

If you've met with financial advisors, you know that having a decent retirement means you have to save MILLIONS! But are they wrong? Is there a way you can actually create financial freedom without stuffing your retirement accounts? On today's episode, Cash Flow Expert & Anti-Financial Advisor, Chris Miles, shares how someone could create 6 TIMES the cash flow in just 15 yrs by NOT investing in mutual funds. Find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Is YOUR Secret Recipe? | 268

Thu, 07 Feb 2019 15:30:00 +0000

We're not asking for your grandmother's best recipe here! What are the right opportunities or investments FOR YOU? There is no "one size fits all" solution when it comes to getting out of the rat race. Why? Because everyone is different! Today, our host and Anti-Financial Advisor, Chris Miles, shares how he helps his clients determine the right investments for THEM...not based on what self-interested "advisors" want. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Keeping Calm During Chaos | 267

Wed, 06 Feb 2019 15:30:00 +0000

Have you found yourself getting distracted lately? How can you keep your focus, even when chaos ensues? Host and Cash Flow Expert, Chris Miles, shares his personal experiences when he had life throw some curves and had to stay focused. Find out what he did! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Finding Your Greatness | 266

Fri, 01 Feb 2019 18:00:00 +0000

What do the greatest professional athletes of all time have in common with YOU? What success secrets do they use that you can apply to your business or investing? On today's episode, host and Anti-Financial Advisor, Chris Miles shares what makes someone great, and how you can tap into that greatness to create greater wealth now! Tune in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can You Afford to Be Healthy? | 264

Thu, 24 Jan 2019 17:00:00 +0000

Do you have a new year's goal to eat & live healthier? Does it seem like you can't afford to do it all? On today's episode, Cash Flow Expert, Chris Miles, shares how he has been able to find more money to afford your #1 asset - your health! Find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Master or Philosopher? | 262

Sat, 19 Jan 2019 19:00:00 +0000

Would you rather learn from someone with experience, or just intellectual knowledge on a topic? What makes someone a master? And how do you know someone is only a philosopher? Today, Cash Flow Expert, Chris Miles, shares what defines each, and which one you should be listening to. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Your Favorites From 2018 | 258

Mon, 31 Dec 2018 23:00:00 +0000

2018 was our biggest year! So what were YOUR favorite episodes? Today, we take a look at the ones YOU listened to the most (based on number of downloads), and why. Tune in to hear which were your Top 5! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Next Generation Network Marketer | 257

Fri, 28 Dec 2018 18:00:00 +0000

This time of year can bring out the best...and the worst, in business people, can't it? Marketing and business is NOT the same as it was, even 5 years ago? What works today? What do most network marketers, and other business owners, do wrong? On today's episode, I bring online marketer, and network marketing success coach, Paul Hutchings, to discuss with us what REALLY works in marketing right now, and why so many network marketers are actually DRIVING AWAY business! Tune in now! Paul Hutchings Bio: Paul Hutchings is a recruiting and online marketing expert, targeted towards network marketers that want to grow a following, explode their business, and create a legacy. After building several organizations of his own, Paul found a niche recruiting other reps and customers from all over the world, without needing to be face to face, through online marketing. Learn more about Paul at www.paulhutchings.net! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Is Equity Allocation? | 255

Thu, 20 Dec 2018 21:30:00 +0000

Have you ever wondered where you should invest your money? And where can you find the resources to do that? On today's episode, Cash Flow Expert & Anti-Financial Advisor, Chris Miles, will share where he finds places to accelerate his clients' journey to achieving financial freedom FAST! Learn how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Do You Do with Your Savings? | 254

Fri, 14 Dec 2018 14:00:00 +0000

Many ask, "Where do I put my savings where I can make a better return?" Also, "How much do I need to set aside in reserves?" That's exactly what Cash Flow Expert and Anti-Financial Advisor, Chris Miles, shares with us today! Find out here! Resources: Best paying online savings accounts - Click HERE! To buy gold & silver - Click HERE! For resources on infinite banking life insurance - email chris@moneyripples.com Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Beware of the Money Wolves | 253

Thu, 13 Dec 2018 15:00:00 +0000

There are great people in business. And there are also some that are more concerned about using you for money than creating value. How can you know the difference? In today's episode, Cash Flow Expert and Anti-Financial Advisor, Chris Miles, shares how he's identified the "wolves in sheep's clothing", and what to watch for so you don't get swindled. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Could Owner Financing Be the Best Way to Do Real Estate? | 252

Tue, 11 Dec 2018 19:00:00 +0000

With a recession in sight, how could real estate investing still be good? How can you make a lot of money in real estate without EVER needing to deal with maintenance or landlord issues? That is exactly what our guest and real estate investor, Mitch Stephen, shared with our host, Chris Miles! Learn how owner financing be a great way to do real estate in ANY market! Tune in now! To get access to Mitch's intro course on owner financing, click HERE! Mitch Stephen Bio: Mitch is an owner finance master, having purchased more than 1,500 properties over his 20+ years of real estate experience. He is an author of the book series "My Life & 1,000 Houses", and is a podcast host of the RE Investor Summit Show. Learn more about Mitch's strategies HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Christmas Gift That Keeps on Giving | 251

Sat, 08 Dec 2018 00:00:00 +0000

Christmas is a wonderful time to give, isn't it? But how can you give to others without creating dependency or entitlement? Recently, my family had the experience of giving a cow to a family in Africa. THIS is the perfect example of creating self-reliance, that also prospers a community. THIS is what sharing of our blessings should look like! Tune in to hear how one cow changed a family, and their community's, life forever! To donate to this amazing charity, clickHERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Cash Flow $1.8 Million PER YEAR By Age 65 | 250

Tue, 04 Dec 2018 18:00:00 +0000

What could be the coolest thing we could teach for our 250th episode? How about breaking down the way to create a $1.8M yearly income by the time you're 65?! And what does creating a family bank have to do with this? On today's very special episode, Cash Flow Expert and Anti-Financial Advisor, Chris Miles, will teach you how you can create your own family bank, and create a TON MORE cash flow than just saving in your 401k/IRA's. Find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Last Minute Tax Savings Ideas | 249

Thu, 29 Nov 2018 22:30:00 +0000

The year is almost over! What are some tax strategies that can save you THOUSANDS right now? Whether you're a business owner, or not, this is something you gotta hear! Join Cash Flow Expert and Anti-Financial Advisor, Chris Miles, as he shares strategies that you will want to implement RIGHT NOW! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The 5 Marketing Mistakes | 248

Tue, 27 Nov 2018 22:00:00 +0000

What are the most common marketing mistakes among business owners? What are the distractions that keep us from being truly profitable? Host & Cash Flow Expert, Chris Miles, invites Amy Walker, CEO of Amy Walker Consulting, to share the mistakes hundreds of her clients have made in their marketing. Tune in now! To follow Amy's YouTube show, click here! Amy Walker Bio: Amy Walker is a highly sought after professional speaker, business coach, and radio show host. She is a master presenter and has influenced thousands with her high energy, content rich style. She is also a certified body language expert, has been featured on Fox 13 News, US News & World Report, DIY Marketers, Studio 5, and other worldwide publications. As a business owner, Amy knows how to get results! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Ways to Overcome Scarcity | 247

Thu, 22 Nov 2018 14:30:00 +0000

What's one of the most common question from our listeners, no matter their financial situation? "How do we choose abundance instead of scarcity?" Here's our answer! Join our host and Cash Flow Expert, Chris Miles, as he shares strategies that helps him choose abundance EVERY, SINGLE DAY. Find out now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Cash Flow by Keeping Families in Their Homes | 246

Tue, 20 Nov 2018 18:30:00 +0000

How would it be if you could get paid every month by helping families stay in their homes? How can you create great monthly cash flow with as little as $100 invested?! That is exactly what our guest, DeAnn O'Donovan - CEO of American Homeowner Preservation, shares with us in our episode today! Learn more about their investment fund HERE! DeAnn O'Donovan Bio: DeAnn is the newly appointed CEO of American Homeonwer Preservation, and long-time executive in the financial services industry. Over the last 20 years, she has worked for companies like Wintrust Mortgage, First Chicago Bank & Trust, and Standard Bank. Her expertise is in acquisitions, financial analysis, expansion, and leadership development. To learn more about DeAnn and AHP, click HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Do You Know Whether Someone Should Be a Part of Your Team? | 245

Fri, 16 Nov 2018 17:30:00 +0000

Have you ever hired the wrong person? Whether it was an employee, or someone you contracted to do some work for you? How do you know whether someone is a good fit for YOU? Host and Cash Flow Expert, Chris Miles, will share his "3 C's" to knowing who should be working with you, and who shouldn't. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Use Social Media in Business? | 244

Tue, 13 Nov 2018 19:00:00 +0000

Everyone talks about social media, but why do we need it? Can it really help us build our businesses? Join our host and Cash Flow Expert, Chris Miles, as he interviews founder of ChiroCandy, Billy Sticker, why you need social media, and what it can do for your business. Tune in now! Billy Sticker Bio: Billy Sticker never set out to become a marketing expert, speaker, or a podcaster, much less an author. Through a unique turn of events, today he is all of those things. Billy had become the director of marketing for a multi-practice chiropractic office. They immediately started seeing great results using the strategies and marketing efforts Billy brought to the table. After deciding to document what they were doing, he ended up writing a marketing book for chiropractors. He now has written 4 books and created a system for helping chiropractors write a book to help market their practices. He also has created a coaching community for chiropractors, C4: ChiroCandy Coaching Community, and his podcast, ChiroCandy. Access his free stuff HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Myth of Freedom in Network Marketing | 243

Thu, 08 Nov 2018 21:30:00 +0000

There's no doubt that you can make a lot of money in network marketing. Is it just work hard, build a big team, and then retire free forever? Or are there some OTHER things you need to do first? In today's episode, Cash Flow Expert - Chris Miles, shares where there's HUGE risk of failure, even when you make great money at it, and how you can REALLY create financial freedom. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Direct Investing Is Better Than Passive Investing | 242

Thu, 01 Nov 2018 18:30:00 +0000

Many people ask how they can create "passive" income. But is there such a thing? What's the difference between direct investing and passive investing? And how much more can you make doing direct investing? Cash Flow Expert & Anti-Financial Advisor, Chris Miles, interviews real estate investor, Jason Hartman, about the difference, and some keys to successful investing. Tune in now! Jason Hartman Bio: Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company and The Jason Hartman Foundation. Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in his own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

You Have Money...What Are You Doing With It? | 241

Thu, 25 Oct 2018 22:30:00 +0000

You have money...so what?! What is money meant to do? Should we give to charities? Where do you draw the line? Cash Flow Expert and Anti-Financial Advisor, Chris Miles, shares how we can be better stewards of our money so it benefits EVERYONE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can You Get Rich with Seller Financing? | 240

Wed, 24 Oct 2018 16:30:00 +0000

What is seller financing? How does it work? How can you create A LOT of wealth doing it? On today's episode, Cash Flow Expert - Chris Miles, interviews real estate investor Larry Goins, how you can make a lot of money, without fixing toilets, doing seller financing. Tune in now! Larry Goins Bio: Larry has over 30 years of real estate investing experience, and travels all over the country training others how to buy and sell real estate. He's the host of the BRAG Radio Network, teaching about investing and giving back, and the real estate show, Brain Pick-A-Pro Podcast. To get access to the free videos he mentioned, visit his page HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Biz Secret...Be YOU! | 239

Fri, 19 Oct 2018 17:00:00 +0000

Out of all of the business advice that's out there, which one is often forgotten? It's the crux of your marketing, branding, and attracting more customers or clients. It's being YOU! On today's show, host and Cash Flow Expert Chris Miles will teach you how his business 5x in growth from doing one simple thing....being himself! Learn how it can work for you too. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Preparing for the Next Downturn | 238

Fri, 12 Oct 2018 18:00:00 +0000

What can you do NOW to prepare for when the markets and economy takes a nasty turn? How can you take advantage of opportunities and have peace of mind? Cash Flow Expert and Anti-Financial Advisor, Chris Miles, discusses what you can do to weather the financial storms that are coming. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

If I'm Retired, Why Do I Keep Working? | 237

Thu, 04 Oct 2018 22:00:00 +0000

People will often ask... "Chris, if you are retired now, why are you still working? Why don't you sell your business?" Here's my answer to that great question! Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Biggest Money Leak...Procrastination | 236

Thu, 27 Sep 2018 12:00:00 +0000

Which money leak tends to cost us the most money? The one that ALL of us are probably guilty of - procrastination! How much does it cost us? How do we overcome this, and get back on track? Our Cash Flow Expert and host, Chris Miles, will address this common money leak that has many people stumped. It's more than just taking action. Find out how to break the cycle! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Universal Life Policies Fail | 235

Wed, 26 Sep 2018 12:00:00 +0000

Why are so many financial advisors trying to sell you universal life insurance policies? Do they actually work? What happens to them during a market correction? Cash Flow Expert and Anti-Financia Advisor, Chris Miles, will share the "behind the scenes" on these policies, and what you should watch out for. Find out here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Create a 5-Figure Work Week | 234

Fri, 21 Sep 2018 20:00:00 +0000

There are LOTS of coaches out there teaching you how to make $100K per year. But what about those of us that want to make at least $10K per MONTH? That's what Michael Marcial does best! Host and Cash Flow Expert, Chris Miles, interviews Michael Marcial, about how he made more money being homeless in his car, than working for large corporations, and how each of us can create a 5-figure work week. Tune in now! Click HERE to join his Facebook community! Michael Marcial Bio: Michael has a passion for helping entrepreneurs grow via sales, marketing, and management process improvement. In other words, he gets you results to create at least a 5-figure work week for entrepreneurs. He's been featured in Forbes, Inc, and the Today Show, and has worked with $200 Million companies, down to initial start-ups, to help them increase their brand, revenue, and message. In other words, Michael is a regular dude that's figured some things out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Which Investments Will Make You Financially Free? | 233

Thu, 20 Sep 2018 17:00:00 +0000

After listening to this show, and hearing lots of investment opportunities, you're probably wondering... "Which investments will get me financially free quickly?" Well, this answer might surprise you! Join our host, Cash Flow Expert and Anti-Financial Advisor, Chris Miles, as he teaches you which investments may be right FOR YOU, and what truly creates financial freedom. Find out here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Investing in Debt Collections | 232

Fri, 14 Sep 2018 13:00:00 +0000

We've heard about investing in things like real estate, funds, etc. But is there a way to generate great returns from investing in collection agencies who buy debt for pennies on the dollar? Cash Flow Expert, Chris Miles, interviews financial advisor, Sam Denton, how you can create annual returns of 10-15% a year! Check it out! To learn more about these strategies, contact Sam - sam@dentonwealthstrategies.com Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Can Buying Life Insurance Increase Your Cash Flow? | 231

Thu, 13 Sep 2018 16:30:00 +0000

We all know life insurance costs you money, and pays out AFTER you die. But can you actually INCREASE your cash flow when you buy life insurance? Cash Flow Expert and "Anti-Financial Advisor" Chris Miles teaches you how you can increase your cash flow while you're ALIVE. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Breaking Thru the Brick Walls In Your Business | 230

Fri, 07 Sep 2018 12:00:00 +0000

Have you hit challenges in your business where you ask yourself... "Should I quit my business?" Chris Miles covers some key points and questions you should address BEFORE you make that leap. Find out here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Scarcity - When Is Enough Enough? | 229

Thu, 06 Sep 2018 14:00:00 +0000

Have you ever felt like you don't have enough money to accomplish your goals? At what point will it be enough? If you're like most people, even when you hit that number, it's STILL not enough. How do we stop this scarcity cycle? That's what Cash Flow Expert, Chris Miles, will be teaching you today. Tune in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Awesome Strategy for Your IRA | 228

Fri, 31 Aug 2018 18:30:00 +0000

Have you been looking for a better spot to park your IRA or 401k money? Where can you invest it where you get at least 10-12% annual returns with NO market risk, allowing you to sleep at night? Guest Kevin Nichols joins our host & Cash Flow Expert, Chris Miles, to discuss how you can put your money in life settlements. You can also see a powerpoint presentation HERE - Use the pass code "penumbra" to get access to it! Enjoy! Kevin Nichols Bio: Kevin, formerly a financial advisor, left the industry to become the managing partner at Penumbra Solutions. Penumbra Funds invest in hundreds of Senior Life Settlement insurance policies. With a target yield in the low double digits, and no market risks, this might be the best investment you have never heard of! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

When Should You NOT Invest in Your Business? | 227

Thu, 30 Aug 2018 17:30:00 +0000

We often hear that you should invest in yourself, or your business, first. But when is it a good idea to NOT invest in the business? What are ways you can create cash flow outside of your business so you can be free to work when you want? Cash Flow Expert and Anti-Financial Advisor, Chris Miles, shares when it works to invest money into your business, and when you should invest outside of the business. Tune in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Create Income From Home WITHOUT Joining an MLM | 226

Fri, 24 Aug 2018 16:30:00 +0000

Is it possible to be paid MORE than at your current job? Could you work from home as a freelancer, giving you the freedom, and income, you always wanted? Cash Flow Expert, Chris Miles, interviews Lauren Golden - The Free Mama, how you can work as a contractor or freelancer from home, earning the money you want, while working when you want. Check it out! Lauren Golden Bio: Lauren Golden loves helping mamas free themselves from the 9-5 grind. She launched The Free Mama Movement to show working moms that they don’t have to choose between family and financial stability. Hundreds of families today are happier and more fulfilled thanks to Lauren and her online programs. Whether you’re a single mom, a military mom, or a mom in a two-parent family who doesn’t want to sacrifice your time with your babies in order to provide for them, Lauren wants you to know that you don’t have to. Today, as the fearless leader of The Free Mama Movement and a thriving community of over 3,500 women, Lauren is passionate about showing other moms how to start and run a successful freelancing business from home. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

No Freedom Without Responsibility | 225

Thu, 23 Aug 2018 15:00:00 +0000

Who doesn't want financial freedom, right? But is it merely just increasing cash flow to replace your income? Or is there something else required? On today's episode, Cash Flow Expert and Anti-Financial Advisor, Chris Miles, will share what many miss when trying to create financial freedom. And as a result, never get it. Tune in to find out why! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Strategy I've Kept Quiet From You | 224

Thu, 16 Aug 2018 15:30:00 +0000

What's the one strategy that I've been teaching my clients, but not you? How can you get your investment money to pay you TWICE? In today's episode, I'm breaking my silence! Join me (Chris Miles) as I share how you can earn an extra 3-4% a year ON TOP of the money you can earn from your investments or business. Tune in now! Watch the YouTube video on this HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Gift of Adversity | 223

Fri, 10 Aug 2018 15:00:00 +0000

In today's interview, Cash Flow Expert, Chris Miles, interviews Marcus Aurelius Anderson, an author, Keynote Speaker, TEDx Speaker and High-Performance Coach to CEO’s, Executives, Leaders & Coaches. While preparing to deploy with the U.S. Army, Marcus suffered a severe spinal injury that left him paralyzed. After dying on the operating table twice, the surgeons saved his life, but told him he'd never walk again. Having no other option, Marcus started doing some brutally honest soul searching, looking for the lesson to be learned from his injury. Once he started seeing his Adversity as a gift instead of a curse, something miraculous began to happen... Marcus now speaks, writes, and coaches others to overcome their own Adversities to actualize their personal definition of success and fulfillment. His powerful TEDx talk“The Gift of Adversity” tells how to use Adversity as catalyst to make us better leaders, citizens and human beings. His critically acclaimed book “The Gift of Adversity: Overcoming Paralysis and Pain to Find Purpose” tells the rest of his incredible story while further illustrating the many lessons learned from overcoming Adversity. These functional and inspiring lessons are applicable to self-help, personal development, leadership and entrepreneurship. You can learn more about his bootcamp HERE!

You THINK You Know Truth? | 222

Wed, 08 Aug 2018 15:30:00 +0000

How do you know if you actually know truth? How could "knowing" truth cost you a lot of money and pain? How does this apply to things like the economy, immigration, and poverty? And how do we keep learning, even if we think we know what's right? On today's episode, Cash Flow Expert, Chris Miles, will discuss some current hot topics, as well as ways to continue learning so you don't become a victim to ignorance, and times Chris has been wrong! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Invest Like the Super Wealthy | 221

Sat, 04 Aug 2018 13:00:00 +0000

What kind of investments do the super-wealthy invest in? What are some ways you can "partner" with the IRS, and get the tax advantages as an investor? Join Cash Flow Expert & Anti-Financial Advisor, Chris Miles, as he talks with Paul Moore of Wellings Capital about what are some great investments right now, and how you can get some tax breaks. Tune in now! Paul Moore Bio: After working for Ford, Paul later entered the real estate sector, where he flipped over 50 homes and 25 high-end waterfront lots, appeared on HGTV’s House Hunters, rehabbed and managed rental properties, built a number of new homes, developed a subdivision, and started two successful online real estate marketing firms. Three successful developments, including assisting with the development of a Hyatt hotel and a very successful multifamily project, led him into the commercial multifamily arena. Paul is an author and co-hosts a wealth-building podcast called How to Lose Money, and is a regular author for Bigger Pockets. Paul is married with 4 children and lives in Central Virginia. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Create a Life Others Envy! | 220

Fri, 03 Aug 2018 15:00:00 +0000

How can you have the kind of life that others envy? You know...the kind of life where you live freely, liberated from limits, free to choose the life you love? That's what we're talking about today! Join Cash Flow Expert and Anti-Financial Advisor, Chris Miles, as he gives you the first steps towards creating the kind of life YOU have always wanted...and so does everyone else. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Science of Success w/Dr Shawn Talbott | 219

Thu, 12 Jul 2018 13:00:00 +0000

What is it that gives elite athletes and entrepreneurs that slight edge? How can you stay in the "flow" longer? Did you know that you have a "2nd brain" that can affect your moods, and affect your financial health too? Cash Flow Expert, Chris Miles, interviews nutritional scientist Dr. Shawn Talbott, and discusses these questions and other secrets, that have improved Chris and Shawn's performance, as well as other high-level performers. Great cutting edge stuff! Check it out! Dr. Shawn Talbott Bio: Dr. Shawn Talbott is responsible for Amare’s research, development, and product strategy. Dr. Shawn's experiences have all lead to him finding his true passion at Amare – using his skills & experience to help people feel better through improved mental wellness and psychological vigor (mental acuity, physical energy, and emotional well-being). He has served as a nutrition educator for elite-level athletes in a variety of sports. An athlete himself, Dr. Shawn has competed at the national and international level in rowing, cycling, and triathlons. Dr. Talbott’s recent projects include two academic texts, an award-winning documentary film, and several best-selling books that have been translated into multiple languages. His work to educate people about nutrition and health has been featured on The Dr. Oz Show, the TED stage, and the White House. He received his Master’s degree in Exercise Science, and his Ph.D. in Nutritional Biochemistry. He is also a Diplomate of the International Olympic Committee’s (IOC) Sports Nutrition program, and has completed a wide range of entrepreneurship studies at MIT.

My Favorite Books on Money & Business | 218

Tue, 10 Jul 2018 13:00:00 +0000

What are my favorite books about money or business success? Here are just a few of the ones that are at the top of my list. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Dominating the Marketplace with Dr. Mike Reid | 217

Thu, 05 Jul 2018 16:00:00 +0000

How can you dominate your industry, with little money out of pocket? What can you do to set yourself apart from your competition? On today's episode, Cash Flow Expert, Chris Miles, interviews international chiropractic coach - Dr. Mike Reid, how you can create market dominance, and stand head and shoulders above your competition, especially if you're a chiropractor or acupuncturist. Bonus - Dr. Mike offers a franchise investment opportunity at the end! Tune in now! Mike Reid Bio: C.E.O. and Head Coach of Chiropractic Masters International, Dr. Mike has built one of North America’s busiest million dollar practices, seeing over 1000 patient visits per week. He empowers doctors globally in all dimensions of life and business. His vision is to help Chiropractors serve as many people as possible in a 4 dimensional, corrective and wellness based, Chiropractic lifestyle model…while becoming outrageously profitable. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Do Many Successful People Lack Time Freedom? | 216

Tue, 03 Jul 2018 17:00:00 +0000

Have you ever wondered why many successful people tell you to work 80+ hours per week? Are you trying to prove your value, wondering whether you're "doing enough?" What is an "insecure overachiever?" Join us today as Cash Flow Expert, Chris Miles, shares why so many will NEVER have time freedom, UNLESS they work on this one thing! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Make Money with Your Book | 215

Fri, 22 Jun 2018 13:00:00 +0000

How can YOUR book open up doors to make, literally, millions of dollars? And even do that without selling a single book?! And how easy is it to write one? Join us today as our host and Cash Flow Expert, Chris Miles, interviews 11-time best-selling author, Jenn Foster, how she and her clients have watched their businesses boom with their own book. Tune in to find out how! You can access Jenn's free book HERE! Jenn Foster Bio: Jenn Foster, Co-founder of Elite Online Publishing, is a self-publishing expert and book-writing guru. In addition to being an 11-time best seller, Jenn has appeared in radio, podcasts, and television, and has been an honored guest, speaker, and panelist at marketing conferences across the country. Whether it's your first book, or you're a seasoned writer, Jenn will walk you through what it takes to be a #1 best selling author! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Financial Advisors Are Dangerous | 214

Wed, 20 Jun 2018 19:00:00 +0000

Are financial advisors the right people to ask for advice? Can they be trusted? Why is it so dangerous for you to follow their advice? Cash Flow Expert and ANTI-Financial Advisor, Chris Miles, pulls back the curtain, and gets raw, about the financial advising industry, and teach you how financial advice is leading you astray. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Creating Residual Income Thru Online Products/Tech | 213

Fri, 15 Jun 2018 13:00:00 +0000

How can you make money online while you sleep? Could you even save money, and increase profits, simply by allowing technology to do the hard work for you? Cash Flow Expert, Chris Miles, talks with Michael Chandler, CEO of EntreTek, about these questions, and more. Check it out! To connect with Michael, click HERE.... Michael Chandler Bio: Michael Chandler has been working in Technology & Business since a young age while focusing on completing high school he was already launching his first computer solutions company that he took full time in 2006. Since then he has completed multiple degrees in college surrounding business and technology and loves to help entrepreneurs succeed. Taking over a 16 year old entrepreneur community and growing an audience to over 15,000 members he has now pioneered EntreTek to serve Entrepreneurs with Technology Solutions to guarantee the success and growth of their business. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

My Secret to Getting More Clients | 212

Wed, 13 Jun 2018 16:30:00 +0000

Is It possible to have nearly 100% conversion of prospects becoming customers or clients? How can you do less "selling" and still gain more clients? In today's episode, I'm going to share how I save lots of time, and convert nearly all of my sales calls into clients WITHOUT needing to "sell" them. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Get Credit Cards to Pay YOU Each Month | 211

Fri, 08 Jun 2018 14:30:00 +0000

Did you know you can actually create multiple streams of income with your credit card? I know what you're thinking...and the answer is NO! I'm not talking about cashing money out of it. In fact, you can do it with a $0 balance! Yes, you can actually MAKE money with a paid off credit card! How? That's exactly what our guest, Bailey Stewart, owner of The Credit Marketplace, will teach us in today's episode. You're will want to hear this! Bailey Stewart Bio: Started his first business at 11 years old, inspired by both of his parents being entrepreneurs. Has been interested in business and finance from a very young age.First saw the power of Authorized User Tradelines when they were used to help his parents recover after filing bankruptcy with both of their companies. His parents were able to qualify for an auto loan less than 3 months after the bankruptcy was discharged.After graduating high school with nearly 40 college credits and an internship at Paradigm Life, he began to pursue a college education, but quickly saw he was learning more outside of the classroom. Eventually, he dropped out to start his own business. He was able to use tradelines to build his own credit to a 780 credit score when he was only 18! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

A Day in the Life of Chris Miles | 210

Thu, 07 Jun 2018 15:30:00 +0000

Many people ask me what my typical day looks like. How did I get to the point where I only work 10-20 hrs per week, and my business continues to GROW? How can you design your life of freedom? That's exactly what I talk about in this show. Listen to find out what that looks like! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Five Places to Find More Cash | 209

Thu, 31 May 2018 22:30:00 +0000

Where are the most common places I see potential to generate more cash flow? What resources do you have that you may not be considering that could help you out of the rat race NOW? Join Cash Flow Expert, Chris Miles, as he shares the most common resources you can tap into to increase your cash flow TODAY! Find out here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can You Boost Your Credit Score in Just 1 Month? | 208

Fri, 25 May 2018 18:30:00 +0000

How amazing would it be if you could boost your credit score by 20, 30, or even 50+ points in 1 month?! What kind of loans could you not only qualify for, but even lower your interest rate, and increase your cash flow? THAT is exactly what our guest, Bailey Stewart, owner of The Credit Marketplace, will teach us! In fact, I've done the same strategy 12 years ago, and it boosted my score by 23 points in 1 month! Find out how! Bailey Stewart Bio: Started his first business at 11 years old, inspired by both of his parents being entrepreneurs. Has been interested in business and finance from a very young age.First saw the power of Authorized User Tradelines when they were used to help his parents recover after filing bankruptcy with both of their companies. His parents were able to qualify for an auto loan less than 3 months after the bankruptcy was discharged.After graduating high school with nearly 40 college credits and an internship at Paradigm Life, he began to pursue a college education, but quickly saw he was learning more outside of the classroom. Eventually, he dropped out to start his own business. He was able to use tradelines to build his own credit to a 780 credit score when he was only 18 years old! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Does It Mean to Be a Rippler? | 207

Thu, 24 May 2018 16:00:00 +0000

Every episode, I welcome the "ripplers." But what does that mean? What do we stand for? How are we changing the world? In today's episode, I'll share what it really means to be a "rippler", and what we are change we are creating with Money Ripples. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Principles First with Kim Butler| 206

Tue, 08 May 2018 18:00:00 +0000

Have you ever wondered who Robert Kiyosaki (author of Rich Dad, Poor Dad) listens to? What are the key principles you need to deeply understand BEFORE applying strategies? Rich Dad Advisor, Kim Buter, joins our host, Cash Flow Expert - Chris Miles, as they identify some of the true principles to creating wealth and abundance, and what you need to understand to make strategies work. For the full list of the principles mentioned, AND MORE, visit Kim's site HERE! Tune in now! Kim Butler Bio: Founder of Partners for Prosperity, LLC, Kim Butler has shunned common financial products such as stocks, bonds, savings accounts and CDs in favor of alternative investments, private lending, and creative life insurance strategies outside of the typical financial planning “box.” It’s all part of the Prosperity Economics Movement, a non-profit organization co-founded by Butler along with her husband, Todd Langford (a financial software developer who is always checking the math) which is spreading its “Wealth without Wall Street” mission to clients and other advisors alike. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Is It Still a Good Time to Buy Real Estate? | 205

Fri, 04 May 2018 15:00:00 +0000

So often I get asked, "Isn't there a real estate bubble right now? Should I wait for prices to come down?" On today's episode, here's what real estate investor, Ron Phillips, and I have to say about that. And why we're buying MORE right now! Find out whether you've missed the boat or not! Ron Phillips Bio: Ron Phillips is an active Real Estate Investor, Author & Educator. He started investing in Real Estate almost 20 years ago. Quickly switched from “the job he gave himself” to “real investing in real estate, the way guys like Warren Buffet do. They don’t pick up hammers. They simply invest for returns.” Ron has personally helped over 9,000 people invest successfully in cash-flow real estate properties which generate double-digit returns in any real estate market. Ron is one of the few who “Walks the walk” when it comes to teaching cash-flow real estate investing. He actually gives away his investing method - The Wealth Accelerator System - for free. For more about Ron and his company, visit his site here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Do I Balance Spending and Saving? | 204

Tue, 01 May 2018 13:30:00 +0000

Have you ever wondered how much you should put towards investments, and how much towards your wants today? How do you find the balance? Do we focus all on increasing cash flow, and then enjoy life? Or enjoy life now, and then worry about saving? Cash Flow Expert and "Anti-Financial Advisor" Chris Miles will teach you how you can HAVE IT ALL! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Should I Fund My Kid's College Education? | 203

Sat, 28 Apr 2018 17:30:00 +0000

Many clients will ask me how they can pay for their children's college education. The real question is, "SHOULD I be paying for my kids' education?" Is the return worth it? Are there OTHER options? Here is what I believe will ensure the greatest success, and return, on your investment, in the "education" of your child. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can You Get Debt Working FOR YOU? | 202

Tue, 10 Apr 2018 17:00:00 +0000

We all know debt can be dangerous. But we also know it's virtually impossible to only save our way to wealth. So how is it possible to use debt wisely to create wealth? How can you increase your returns using the bank's money? In this episode, Cash Flow Expert and Anti-Financial Advisor, Chris Miles, teaches us how he has used debt to increase cash flow for him, and others, as well as accelerate his returns. Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Beware of Greed | 201

Fri, 30 Mar 2018 18:30:00 +0000

What's the one emotion of scarcity that sometimes gets overlooked? Greed! How can you prevent yourself from falling in this trap? And how can you prosper with others where EVERYONE wins? In this episode, Cash Flow Expert, Chris Miles, shares how you can avoid this deceptive trap, and how to stop "fighting for table scraps." Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Boost Sales Using Irresistible Offers with Lisa Sasevich | 200

Thu, 29 Mar 2018 23:00:00 +0000

How can you create an irresistible offer that makes selling...not seem like selling? Like the Godfather, how can you make an offer that they can't refuse? That is exactly what Lisa Sasevich "The Queen of Sales Conversion" shares with us today on our 200th episode! Join Cash Flow Expert, Chris Miles, as he gains some incredible insight from Lisa, that's made her company MILLIONS. Listen now! Lisa Sasevich Bio: Honored with the Distinguished Mentor Award from the Business Expert Forum at the Harvard Faculty Club, recipient of the coveted eWomen Network Foundation Champion award for her generous fundraising, and ranked on the prestigious Inc. 500/5000 list of America’s Fastest Growing Private Companies 2 years in a row, Lisa Sasevich "The Queen of Sales Conversion" teaches experts who are making a difference how to get their message out and enjoy massive results, without being salesy. Recognized sales expert by Success Magazine, Lisa delivers high-impact sales-closing strategies for turbo-charging entrepreneurs and small business owners to great profits. Get her FREE download HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Mission Over Commission | 199

Tue, 27 Mar 2018 21:30:00 +0000

Are you motivated by money, or something more? What's the difference? Can you be mission driven, and still seek money? In this episode, Cash Flow Expert, Chris Miles, dives deeper into finding the right motivation to HAVE BOTH. Also, why it's important to say "No" to most opportunities out there. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Overcoming Fear | 198

Fri, 09 Mar 2018 18:00:00 +0000

Has fear ever paralyzed you, whether it be in your business, money, marriage, etc? How do you stop the fear from happening? And how to you overcome that fear? In this episode, I'm going to open up about my life and my fears, and how you can overcome your own, to create the life of your dreams. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

When Money Falls Into Your Lap | 197

Tue, 06 Mar 2018 15:00:00 +0000

What do you do when your income increases dramatically, or get a large sum of money? How can you be sure you are wise with it? Join Cash Flow Expert and "Anti-Financial Advisor," Chris Miles, as he teaches you what you need to do BEFORE doing anything with the money. Bonus - And how can you prepare yourself to receive large sums of money RIGHT NOW? The answer is here...check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Real Estate Can Beat Your 401k | 196

Fri, 23 Feb 2018 16:30:00 +0000

What debate do I get from so many employees? How is it possible, OR EVEN LIKELY, that real estate investing can beat your 401k, even WITH an employer match? I'm going to settle this debate once and for all! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Best Valentine's Gift for Your Sweetie | 195

Tue, 13 Feb 2018 15:30:00 +0000

Flowers and chocolates can be nice. I know my wife likes them from time to time. But do you know what REALLY made her feel good? Communicating about our money, and knowing that things are financially secure. In this episode, I'm going to share where I went wrong, and didn't do the one thing she had asked for our entire marriage. Communicate and work TOGETHER on our money. Check out what I learned! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Gambling is NOT Investing | 194

Fri, 09 Feb 2018 15:00:00 +0000

What is the difference between being a gambler, and being an investor? How would that apply strategies, like Bitcoin? One of these can make you rich, and the other will have you chasing money. Join Cash Flow Expert and Anti-Financial Advisor, Chris Miles, as he shares the real difference between the two, and how the ultra-wealthy make their money. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Watch Your Words! | 193

Fri, 02 Feb 2018 14:00:00 +0000

What is one piece of advice I can share with you that has allowed me to continue to have amazing results in my life, including working part-time, making hundreds of thousands a year? It's this! Join me on this episode, where I teach that it's not about the strategy, but the WORDS we use, that allows us to achieve AMAZING results. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

My 2018 Forecast | 192

Wed, 31 Jan 2018 14:00:00 +0000

What do I foresee coming in 2018? Has the recent boom in the markets made you nervous? Here's my prediction for the year, and what to do! Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Break Thru Your Income Barriers | 191

Fri, 19 Jan 2018 17:30:00 +0000

Do you want to break a new income record in 2018? Do you feel like you're plateuing? How was I able to break thru TWO income barriers in 2017? Join me (Chris Miles) as I teach how I nearly tripled my income from 2016, and how you can break through new income barriers this year. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Can You Actually Cash Flow Land? | 190

Fri, 12 Jan 2018 15:30:00 +0000

Did you know that you could actually cash flow land? And did you also know that with only $10-20K, you could be out of the rat race within a few years?! THAT is what Mark Podolsky teaches people to do! In this episode, Cash Flow Expert, Chris Miles, interviews Mark J. Podolsky (aka "The Land Geek") to teach you how you can create great cash flow with a small amount of money. Tune in now! And check out some free information on his site HERE! Mark Podolsky Bio: Mark Podolsky (AKA The Land Geek) is widely considered the country's most trusted and foremost authority on buying and selling raw, undeveloped land within the United States. He has been actively investing in real estate and raw land since 2001 and has completed over 5,000 unique transactions. Mark's company, Frontier Equity Properties, LLC is an A+ rated BBB real estate company. Mark's core philosophy is "Happy Customers Guaranteed." He is the host of one of the top rated investing podcasts on iTunes - The Best Passive Income Model and The Art of Passive Income. He's also the host of The Land Geek Podcast. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Making Money Keeping People in Their Homes | 189

Wed, 10 Jan 2018 16:00:00 +0000

How could you make great returns while helping people stay in their homes? That is exactly what Jorge Newberry does with his company, American Homeowner's Preservation! On our show today, Cash Flow Expert, Chris Miles, interviews Jorge Newberry about his company, and even how he overcame a $26 Million hole! Also, listen in to learn how you can make great returns helping others, like Jorge does! Check out his website HERE! Jorge Newberry Bio: Jorge P. Newbery is Founder and CEO of American Homeowner Preservation LLC, which utilizes Regulation A+ to crowdfund the purchase of nonperforming mortgages from lenders at big discounts, then shares the discounts with struggling homeowners. A 2004 natural disaster triggered the financial collapse of Newbery's former business, leaving him with $26 million in debts he could not pay. Newbery rebuilt himself through AHP, sharing what he learned from his challenges to help families at risk of foreclosure stay in their homes. He authored Burn Zones, in which he chronicled his financial rise and fall; Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All); and Stories of the Indebted sharing the struggles of everyday Americans overburdened by debt. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

My Opinion About Bitcoin | 188

Sat, 30 Dec 2017 18:00:00 +0000

The #1 question I've been asked over the last few months? "What do you think about Bitcoin? Is it a good investment, or is bitcoin a gamble?" I'll tell you what I think. Here it is! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Manifesting the 2018 of Your Dreams | 187

Fri, 29 Dec 2017 18:30:00 +0000

Have you decided that 2018 is going to be the best year ever? But what might prevent you from getting better results? How can you manifest something, even when your back is against the wall? In this episode, Cash Flow Expert, Chris Miles, interviews his client, Jarom Smith, who reveals how he was able to almost double his income in the last year, and manifest the life of his dreams, including more time at home with his family. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Do What's Hard! | 186

Tue, 19 Dec 2017 22:30:00 +0000

What has made the biggest impact in my life and business in 2017? How have I made my life easier? I did what's hard! But what does that really mean? In this episode, I teach you how to do what's considered "hard", but simple, to make life easier, and allow you to prosper in ALL areas of you life. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Do Financial Plans Fail? | 185

Fri, 08 Dec 2017 18:00:00 +0000

Warning - For all of you that love planning, this may not comfort you. But you'll quickly learn where there's hope! Why do financial plans fail every time? How can you have a prosperous life NOW AND IN THE FUTURE? Join our host, Cash Flow Expert, and "Anti-Financial Advisor" - Chris Miles - to learn why ALL financial plans fail, but still create certainty and hope to have a better future than the average person who does plan. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Be Seen As THE Expert | 184

Fri, 01 Dec 2017 14:00:00 +0000

What's one essential way to generate lots of money for you business? You have to be seen as an expert in your field. In fact, people need to see YOU as the person for THEM when they go to sleep at night. But how do you do that? Join our host and Cash Flow Expert, Chris Miles, as he shares what allowed him to stand out as THE expert, in a brand new market, in just a few short months. And how you can do it too! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Declare With Power | 183

Wed, 22 Nov 2017 16:00:00 +0000

Did you know that it was only 2 years ago that I was going thru my biggest struggle of my life? And did you know I recorded a podcast about how I would get out of that "rut", even though I was in the middle of it? Join me (Chris Miles) as I reveal what I was actually going through at that time, and how I got out of it. This may even bring greater hope into your life as well. Listen now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Socialism Sucks! | 182

Fri, 17 Nov 2017 15:00:00 +0000

With all of the talk lately about taxes, health care, etc, I think it's fitting we address the REAL issue, and why there's so much debate. Does Socialism really work? NO! So what's the answer? Host, and "Anti-Financial Advisor" Chris Miles will go to the heart of the matter regarding what really helps the economy thrive, and allow everyone to truly prosper. Tune in to find out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Last Chance to Save on Taxes! | 181

Fri, 10 Nov 2017 14:30:00 +0000

It's the end of the year. Are you sure you've saved everything you can on taxes? What are some last-minute strategies you could implement NOW to save you thousands? Join Cash Flow Expert and Anti-Financial Advisor, Chris Miles, as he shares how many of his clients have saved at least an extra $5000-$10,000 a year in taxes, DESPITE HAVING AN ACCOUNTANT! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Make an Extra $10K Per Month | 180

Fri, 03 Nov 2017 23:00:00 +0000

What's the #1 goal my clients share with me? They want an extra $10K per month so they can quit their job, or create more freedom so they work because they love it. But how do you do that?! Join Cash Flow Expert and "Anti-Financial Advisor" Chris Miles, to teach you how you can create that with both financial resources, and even resources that may not require any money at all! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Emotions That Destroy Prosperity | 179

Tue, 31 Oct 2017 13:30:00 +0000

Wanna know what's really scary this Halloween? Watching your money, business, or life in general, suffer and you don't know why. What emotions do you need to watch out for that could take everything away? Join me, Cash Flow Expert, Chris Miles, as I share some of my experiences about how certain emotions (fear, impatience, and expectations) brought me the OPPOSITE results I was hoping to attain. Find out what they were! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Are People Applying This Stuff? | 178

Thu, 26 Oct 2017 16:00:00 +0000

You often hear about Chris Miles' experiences. But how are his clients taking these principles and strategies and applying them? Who gets the best results? Cash Flow Expert and Anti-Financial Adviser, Chris Miles, will share some of the ways people are getting results, including someone saving $100,000+ every year in taxes. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Your Economic Engine | 177

Fri, 20 Oct 2017 17:30:00 +0000

What is YOUR economic engine that accelerates your financial results where you could retire within 5-10 years? Cash Flow Expert and Anti-Financial Advisor, Chris Miles, teaches how to speed up your progress with creating financial freedom. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Two Deadly Investments EVERYONE Is Doing | 176

Fri, 06 Oct 2017 14:30:00 +0000

The majority of Americans are sinking money into these two investments, and it's destroying any chance of financial freedom. What are they? Cash Flow Expert and "Anti-Financial Advisor", Chris Miles, will be teach you where most people are "investing" their money, but getting no return. In fact, it's the very reason why they can't attain financial freedom during their lifetime, let alone the next 10 years! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Power of Leverage Part 2 | 175

Sat, 30 Sep 2017 15:30:00 +0000

How can you make more money, or have more time with less effort? How about ways to leverage your time so you're not constantly working your tail off? What are some specific strategies you can use to create leverage? Host and Cash Flow Expert, Chris Miles, will be teaching you some actual strategies to create leverage, including some financial strategies you may not have considered. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Power of Leverage Part 1 | 174

Thu, 21 Sep 2017 14:30:00 +0000

How can you make more money, or have more time with less effort? How about ways to leverage your time so you're not constantly working your tail off? You can leverage passions, processes, people, and profits. Host and Cash Flow Expert, Chris Miles, will be teaching you how to do just that in today's episode. Find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Your Income Is In Danger! | 173

Thu, 14 Sep 2017 14:30:00 +0000

If your main stream of income were to stop today, and you burned through your savings, what would you do? Most have little to nothing coming in outside of their job or business! This is just as true for high-paid employees, small biz owners, or network marketers. YOUR income, and peace of mind, is at risk! And the time to fix it is now! Host and Cash Flow Expert, Chris Miles, will be sharing how you can protect yourself by creating multiple streams of income. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What I Learned Before Turning 40 | 172

Thu, 07 Sep 2017 16:30:00 +0000

Out of my 15+ years of business and investing, what are some of the keys I have learned that you DON'T SEE? Most success is beneath the surface. Join me today to find out what things I've done behind the scenes that allowed me to have more financial success than ever before! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Scale Your Business into the Millions! with Mitch Russo | 171

Thu, 31 Aug 2017 13:00:00 +0000

Have you ever wondered how to duplicate yourself in your business so you can serve more people, and make more money? What if people could pay you to use YOUR system? Intrigued? I know I am! That's exactly what our guest, Mitch Russo, helps you do! Join me, as I interview Mitch Russo to learn how we can have a certification process with our business and ideas that can not only add another stream of income, but allow us to reach more people! In fact, he even helped Intuit create this multi-million dollar idea with Quickbooks!! Tune in now! Mitch Russo Bio: In 1985, Mitch co-founded Timeslips Corp, which grew to become the largest time tracking Software Company in the world, which later sold for millions! Mitch joined Chet Holmes and Tony Robbins, and together created Business Breakthroughs, a company serving thousands of businesses a year with coaching, consulting and training services. In 2015, Mitch published “The Invisible Organization” which is the CEO’s guide to transitioning a traditional brick and mortar company into a fully virtual organization, and today helps clients by showing them new sources of revenue and business strategy that works fast, along with sharing his rolodex of interesting people with his new podcast: Your First Thousand Clients. Mitch can be reached at www.MitchRusso.com Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Alternative Cash Flow Investing Options w/Guest Stephen Gardner | 170

Wed, 30 Aug 2017 14:30:00 +0000

I often get asked, "What other options do I have outside of my 401k, especially if I'm not an accredited investor?" Well, here are just a few non-traditional options that my guest, Stephen Gardner, reveals on our show today. He even offers a FREE gift! Listen now! Stephen Gardner Bio: Stephen currently, is a best-selling author of 5 financial books. He’s also an independent financial columnist for Jim Cramer’s investment new site The Street which has 30 million monthly readers. Stephen’s best known book is: A Bridge Over Troubled Wall Street. His focus is to find safer alternatives for investing outside of the stock market Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Can LOW Risk Create Higher Returns? | 169

Thu, 24 Aug 2017 12:30:00 +0000

We always hear "High risk creates high returns." But isn't that just crap financial institutions tell us so we take all the risk for them? Here's how LOW risks actually create high returns! As a bonus, I'm including some of my questions I ask whenever analyzing any opportunity. Tune in now as I discuss how you can actually lower your risk to make better, and safer, returns than what everyone is teaching you to do! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Should I Cash Out My Retirement Funds? | 168

Tue, 15 Aug 2017 15:30:00 +0000

The one question I have been asked daily for the last few weeks? "Should I cash out my 401k/IRA/Roth IRA/529 plan?" The answer can be simple, but you need to understand a few things first. Join our host and Cash Flow Expert, Chris Miles, as he teaches when it could be a good idea, and when it's not. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Do I Ever Agree With Dave Ramsey? | 167

Thu, 10 Aug 2017 14:00:00 +0000

You've often heard me discuss where I disagree with Dave Ramsey. But do I disagree with him totally? Where do we agree? And how could I marry someone who used to teach his classes?! ;) Tune in as I (Chris Miles) discuss where Dave Ramsey and I agree, and for whom is he the right teacher. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The #1 Asset Most Business Owners Forget About with David Barnett | 166

Fri, 28 Jul 2017 22:00:00 +0000

What do most business owners consider as their #1 asset? Anything BUT their businesses! Did you know that the more profitable your business, the more you could sell it for? THIS could actually be your #1 asset...if you treat it that way. Join Cash Flow Expert, Chris Miles, as he interviews David Barnett, about how to make your business more valuable so you can sell it. Tune in now! David Barnett Bio: David Barnett is a Business Valuation Specialist, a Business Transaction Specialist and a Business Finance Consultant. After a career in advertising sales, David started several businesses including a commercial debt brokerage. He’s one of the most knowledgeable guys about business out there! David is a best-selling author, and regularly consults with professionals and banks on business and asset values. Presently he works as a private transaction advisor with people around the world who are buying or selling a business. You can check him and his most recent media appearances out at www.davidcbarnett.com Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Creating Your Profit Plan w/Guest Annette Pieper | 165

Fri, 21 Jul 2017 15:00:00 +0000

What is one thing most entrepreneurs avoid in their business? And as a result, keeps them "owning a job?" They lack a profit plan! What is a profit plan? That is what my guest, Annette Pieper, will be teaching on this episode today. You'll learn how to have more profit in your business TODAY, and a better life tomorrow too. Listen now! Annette Pieper Bio: Annette Pieper is a Business Growth Expert, Author, Coach, Trainer and Speaker. She is President of the High Impact Success Training firm, Vision 2 Reality Training. Annette has over 20 years of coaching, consulting and training expertise and is author of the upcoming book Conquering Success Mountain and co-author of the bestselling book Step Into Your Vision. Annette helps small business owners get out of their own way, create unique strategic and tactical business plans and systems, and kicks their butt into gear through action accountability. She has helped thousands of people across the globe through her powerful programs. Find the info she mentioned on the show HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Don't Push (Getting More with Less Effort) | 164

Tue, 18 Jul 2017 16:30:00 +0000

Have you ever heard said that you need to "push" yourself more? Or "push yourself to that next level?" If so, this is the episode for you! Why? Because you're "pushing" the very results you want away! Join our host and Cash Flow Expert, Chris Miles, as he teaches you how you can stop pushing, and start attracting, the results you're working too hard for. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Money Isn't Real | 163

Sat, 08 Jul 2017 14:00:00 +0000

Have you ever thought that making money can be difficult? Has someone ever told you to invest in something like Bitcoin, or other "hot" investments? Guess what? Most of those things are crap! And money can be simple. In this episode, Cash Flow Expert Chris Miles, teaches you what really creates money, and how we just see an illusion of something that isn't real. And THAT is the secret to creating more of it! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

You DON'T Need Money to Make Money! | 162

Fri, 30 Jun 2017 21:30:00 +0000

Have you ever heard someone say (including yourself), "It takes money to make money?" Guess what? It's bull! Join our host and Cash Flow Expert, Chris Miles, as he teaches you how he, and others, have made money WITHOUT money. And why investing with your mind is your #1 asset. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Finding Joy In Your Job and Life with Joanne Victoria | 161

Mon, 26 Jun 2017 15:30:00 +0000

Are you an IT professional? Do you sometimes struggle to find joy at home or in your job? Join Joanne Victoria as she talks with our host, Chris Miles, about how to find more joy, strengthen your relationships, and even how it can increase your quality of life! Joanne Bio: Joanne is the host of the The San • IT Project Podcast, and partners with Internet Technology Professionals whose work/life balance plan has imploded and who want more success, more confidence, more fun and more inner peace. Get free, useful publications on health, stress and sanity and ask your questions here at: http://askjoannevictoria.com/ask/ Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Do You REALLY Want Financial Freedom? | 160

Fri, 16 Jun 2017 14:00:00 +0000

So you say you want financial freedom. Are you sure about that? Chances are....YOU'RE NOT! Find out why many people deny the very freedom they say they desire. Join our host and Cash Flow Expert, Chris Miles, as he shares some real life experiences that keep people stuck, even when the path is clear. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Getting Money & Success to Come More Easily | 159

Fri, 09 Jun 2017 13:00:00 +0000

Are you working for, and worrying about, money too much? How can money come to you more easily than it has in the past? Why are most people working too hard for money or success? Our host, and Cash Flow Expert, Chris Miles, will reveal how to allow money, success, health, relationships, etc to come into your life with less struggle. Powerful information that you need to apply TODAY! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Investing Secrets Your Co-Workers Don't Know About | 158

Fri, 02 Jun 2017 17:00:00 +0000

What investment options do you have if you don't have $1 Million laying around? What could you do that's better than your IRA or 401k? How would you like to quit your job within the next 10 years? In this episode, Cash Flow Expert, Chris Miles, interviews professional investor Lane Kawaoka about his experience doing investments with as little as $100, as well as turn-key real estate and other options. Learn how you can get much better results than investing in traditional retirement plans. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results. Lane Kawaoka Bio: Lane works as a Civil Engineer by day, and successful real estate investor by night. In addition to his personal investments, he also has several investment options for non-accredited investors, and hosts his own podcast - Simple Passive Income. You can learn more about Lane HERE!

My Advice to Network Marketers | 157

Fri, 26 May 2017 13:00:00 +0000

What things could you be doing that are turning off potential customers or prospects? I love network marketing, but I have some big pet peeves with HOW many try to market and sell you. Here is my advice, and words of warning, for anyone that is in network marketing, direct sales, or ANY business for that matter. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Beat Your 401k | 156

Fri, 19 May 2017 18:00:00 +0000

Have you ever heard someone, or said yourself, that you get a 100% return on your money because of a match? Is it REALLY 100%? And what's the stock market actually returning anyways? Is there something better than your 401k? All of these questions are answered by our host and Cash Flow Expert, Chris Miles, where he explains what the REAL return is on your 401k, and what options you could do that create better cash flow TODAY! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Hustle is a Lie! | 155

Fri, 12 May 2017 14:30:00 +0000

Do you ever hear people say, "You need to get out there and hustle!" Or they bragged to everyone how they worked 100 hours last week because they were out "hustling" to "make it happen?" It's all a lie! Join our host and Cash Flow Expert, Chris Miles, as he disspels the myth behind "the hustle", and how he began working less and earning more than ever. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Do Millionaires Like to Invest In? with Buck Joffrey | 154

Fri, 05 May 2017 15:00:00 +0000

We hear what investments many believe you should do, like 401k's and IRA's. But what do millionaires REALLY invest in? Why do they think conventional retirement plans are a joke? Join our host and Cash Flow Expert, Chris Miles, as we brings on his guest, Buck Joffrey, MD, to discuss what investments millionaires know about that you don't, and why mutual funds are ridiculous. Tune in now! Buck Joffrey Bio: Buck is a physician, entrepreneur, asset manager and podcaster. He has enjoyed a great deal of success through his businesses and investments. In order to help his high paid professional colleagues, he created a financial education website called http://www.wealthformula.com/ which serves as home base for the Wealth Formula Podcast, available on Itunes, sticher and HERE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Create a 7-Figure Business w/Guest JV Crum III | 153

Fri, 28 Apr 2017 13:30:00 +0000

Have you ever wondered what it takes to create a $1 Million+ business? What needs to change in your mindset and business for that to be possible? Join my guest, JV Crum III, and I as we discuss what needs to happen to get your business from 5 or 6 figures to 7 figures. Tune in now! JV Crum III Bio: JV Crum III helps 6-Figure service-businesses and coaches reach their First Million and 7-Figure businesses double quickly. He is Founder of ConsciousMillionaire.com, a global company that provides business coaching, podcast training, and masterminds through its First Million Academy. JV is a social-entrepreneur, speaker, coach, Huffington Post Columnist, and author of the #1 best-seller, “Conscious Millionaire: Grow Your Business by Making a Difference.” Inc Magazine named his podcast “Conscious Millionaire Show” as one of the top business podcasts for 2017. JV is also featured in the upcoming movie, RiseUP, and holds graduate degrees in three areas: business, law and psychology. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Need More Hours in the Day? | 152

Thu, 20 Apr 2017 14:00:00 +0000

Do you ever wish you had more hours in the day? Guess what? You can! And you don't even need a bunch of time management training! Join Cash Flow Expert, Chris Miles, as he teaches how he was able to cut his work hours to only 10-20 hours per week, why everyone is unnecessarily busy, and how YOU can get your life back in your control. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Opportunities Are You Missing Right Now? | 151

Fri, 14 Apr 2017 14:00:00 +0000

Do you know what's more precious than money? Time! What opportunities are you missing out on right now that is costing you BIG? Don't let these things slip away and take away your freedom! Join Cash Flow Expert, Chris Miles, as he shares five of the most common opportunities most people are missing out on right now. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Aren't Network Marketers Financially Free? | 150

Fri, 07 Apr 2017 13:30:00 +0000

Network marketing can be an amazing way to create cash flow! So why are network marketers still in the rat race? If you're a network marketer, what can you do to be financially free, regardless of what your company does? Join Cash Flow Expert, Chris Miles, as he offers advice, and a word of warning, for network marketing leaders, or those aspiring to become one, and how to be financially free REGARDLESS of the commissions they earn. Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Getting Results Faster Thru Accountability with Dana Corey | 149

Thu, 30 Mar 2017 13:00:00 +0000

We all want results, right? But how do we actually attain them? How does the right accountability increase your chances of success? How can you have more freedom, flexibility, and fun? Join Cash Flow Expert, Chris Miles, as he talks with Dana Corey how she assists her clients to get monumental results in their businesses. Tune in now! Dana Corey Bio: Dana Corey is an international speaker and a high-performance business strategist to hundreds of entrepreneurs, small biz owners, and top executives. She combines nuts and bolts strategy with walk-beside-you partnership, getting successful business owners beyond what they already know. Her passion is transforming entrepreneurs who feel trapped by the job they’ve created, into CEOs who enjoy the freedom they started their journey for. Dana’s clients increase their bottom lines so much, even they are astounded. Even better, they do that while taking regular weekends and REAL vacations. Some people think the time off is a side benefit – Dana believes that freedom is the whole point! For more about Dana, visit her site. To speak with her, connect with her here! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Does It Really Mean to Be a Steward? | 148

Fri, 24 Mar 2017 15:30:00 +0000

What mindset needs to be mastered to truly prosper and create financial freedom? Abundance is the ONLY way to financial freedom! So what is the difference between being a steward, and being a saver? Tune in now as Cash Flow Expert, Chris Miles, teaches what it truly means to live in abundance and be a steward. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Huge Asset Have You Forgotten About? | 147

Fri, 17 Mar 2017 13:00:00 +0000

What is probably the biggest asset you have that is keeping you from creating financial freedom now? Your home! In today's episode, Cash Flow Expert, Chris Miles, teaches how you can turn your home into a real asset that can make a MASSIVE impact in your finances RIGHT NOW. Listen up! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can I Earn Passive Income Right Now? | 146

Thu, 09 Mar 2017 15:30:00 +0000

We all want to earn passive income, right? But how do we actually do it? And what do we need to know BEFORE creating it? Cash Flow Expert, Chris Miles, explains how you can create passive income TODAY, but also gives a serious warning to those wanting to create freedom that way. Find out what that is! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Monetize Your Divine Genius | 145

Fri, 24 Feb 2017 14:30:00 +0000

How do you create money YOUR way? What resources do you have within you that can create money from what seems like thin air? Cash Flow Expert and Host, Chris Miles, shares how you can take your talents, passions, experiences, and mindset to create more wealth and freedom RIGHT NOW! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can You Live Anywhere in the World? | 144

Fri, 17 Feb 2017 15:00:00 +0000

This year, my wife and I decided to move somewhere warm for the winter. As a result, the #1 response I've received from others is "Wow, I wish I could do that." Well, your wish is my command! In this episode, I (Chris Miles) will teach you how you can begin working and living from anywhere you want, even if you have a job or business that requires you to be in one location. Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Get $100K to Pay You $100K EVERY Year! | 143 -

Fri, 10 Feb 2017 14:00:00 +0000

What would it take for you to take $100K to pay you over $8,000 a month? How could you retire with that kind of income in LESS THAN 10 YEARS? And with almost no other money out of pocket?! Did you know that you would have to save an additional $20,000 a month in your 401k or IRA to even get that SAME return in 10 years? Cash Flow Expert, Chris Miles, uses one of his client examples to show how they can generate over $100,000 a year with only $100,000 in their retirement account, in less than 10 years with hardly any extra money out of pocket. Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Build Your Coaching Biz with a Dental Floss Budget with Marc Mawhinney | 142

Fri, 03 Feb 2017 17:30:00 +0000

Are you a coach that gets people amazing results...but few people know about you? How can you be more known and trusted without spending lots of ad money? How do you build your following? These are all questions that we answer in our interview with the man who coaches the coaches, Marc Mawhinney! Join Cash Flow Expert, Chris Miles, and his guest, Marc Mawhinney, as they discuss how coaches can increase their following, make lots of money, and do it with little cost! Tune in to find out how! Marc Mawhinney Bio: Marc Mawhinney is a lifelong entrepreneur who’s on a mission to help coaches build successful businesses! He achieves this with his coaching programs; his podcast, Natural Born Coaches; his Facebook group The Coaching Jungle, and his exclusive print newsletter – Secret Coach Club (www.SecretCoachClub.com). He frequently makes media appearances and is a contributor for Entrepreneur.com. You can learn more about Marc at: www.naturalborncoaches.com Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Why Would Financial Freedom Be Impossible For You? | 141

Wed, 01 Feb 2017 17:00:00 +0000

Is financial freedom really possible for you? It is IF you question EVERYTHING that was taught to you from "financial experts", including paying off your debt and saving in retirement accounts. Find out from our host, Chris Miles, why those people NEVER find financial freedom merely paying off their debt and saving everything they have. Listen now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results

My Beef with Business Coaches | 140

Fri, 20 Jan 2017 15:30:00 +0000

What drives me nuts about advice you receive from business coaches? Did you know that following some of their advice will just burn you out in your business, while still struggling to make money? How do you actually work your biz YOUR way? In this episode, Cash Flow Expert, Chris Miles, will debunk some commonly taught advice out there that is likely making you work harder and getting less results. Your business needs to be done YOUR way! Not some cookie cutter system that is supposed to be one-size-fits-all. Tune in now to make the madness stop! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results

Is It Time to Refinance Your Home Now? | 139

Fri, 13 Jan 2017 15:30:00 +0000

With interest rates going back up, should you refinance your home? Are you one of the many people are needlessly suffering, sitting on your single greatest resource that could get you OUT of the rat race? Cash Flow Expert, and host, Chris Miles, gives a few scenarios where it could be a great idea to refinance your home, and when it wouldn't be. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results

How are YOU Stopping You from Getting Your Goals | 138

Fri, 06 Jan 2017 15:30:00 +0000

Every new year, we make ambitious goals, right? Maybe make $1 Million? Earn $10K a month? But what if the goals we set aren't the RIGHT goals to get us what we want? How can we set the right goals to ensure we get what we REALLY want? Our host and Cash Flow Expert, Chris Miles, will bring up one HUGE way many sabotage their own goals BEFORE they ever start working on them. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What Are the 4 Levels to Secure Financial Freedom? | 137

Wed, 28 Dec 2016 14:00:00 +0000

What does it REALLY take to not only have more money, but more time freedom too? What levels of financial success do you need to experience FIRST before you can have financial freedom? Financial freedom doesn't only mean having more money. It's having the LIFESTYLE and quality of life where you can truly be free with your time too. In this episode, Cash Flow Expert, Chris Miles, shares what 4 levels you need to get thru to become truly financially free. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Achieve Your 2017 Goals in Record Time | 136

Thu, 22 Dec 2016 15:00:00 +0000

How was 2016 for you? Did you accomplish everything you were aiming for? What if you didn't have to work so hard to get everything what you want? In this episode, Cash Flow Expert, Chris Miles, will teach you what few things you need to not only accomplish your financial goals, but get them FAST! It's so simple! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can I Have Better Control of My Money? | 135

Fri, 16 Dec 2016 14:30:00 +0000

Have you ever said, "I should have better control of my finances?" Whether someone is financially successful or not, I hear this ALL THE TIME. So what's the first step? On this episode, Cash Flow Expert, Chris Miles, will teach you how you can take control of your money again so you can have the freedom that you've desired. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can I Get My Money to Pay Me TWICE? | 134

Thu, 08 Dec 2016 16:30:00 +0000

Is it possible that your money could pay you TWICE? How can you create more leverage with the assets you have? Knowing this ONE thing that most don't could make you HUNDREDS of thousands more! Cash Flow Expert, Chris Miles, shares how he is teaching his clients to make their money work twice as hard, creating more leverage, and ultimately more financial freedom NOW! Tune in to find out how! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How Can I Have More Money for the Holidays? | 133

Thu, 01 Dec 2016 15:00:00 +0000

Are you wanting to give your family a better Christmas this year? Need some extra cash to hit some of your year-end goals? In this episode, Cash Flow Expert, Chris Miles, will share how he find an extra $1,817 a month when he first launched Money Ripples, and how YOU can find some extra money NOW! Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Best Ways to Overcome the Naysayers in Your Life | 132

Wed, 23 Nov 2016 16:00:00 +0000

I love the holidays, don't you? At the same time, isn't it interesting that the closest people to you can become the biggest naysayers? How do you deal with them? In this episode, I (Chris Miles) share a very vulnerable episode where I share an email I received from a naysayer, and how I've dealt with them over the last 15 years of business. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Best Ways to Save Over $5,000 in Taxes THIS Year (And Every Year) | 131

Thu, 17 Nov 2016 15:30:00 +0000

The year is almost over! And so is your opportunity to save THOUSANDS each year on taxes! Most Americans, especially business owners and investors, will overpay...AGAIN. How would you like to save at least $5,000, OR MORE each year in taxes alone? On this episode, your host, Chris Miles, will teach you a few of the strategies that have helped him, and his clients, save at least $5,000 - $10,000 EACH YEAR! Tune in to find out how! Disclaimer: As mentioned in the episode, the host is not a CPA. The strategies mentioned are always case by case, and may not apply to you. Consult your tax professional. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Get Multiple Streams of Income Now | 130

Thu, 10 Nov 2016 14:00:00 +0000

Everyone talks about having multiple streams of income, but how does that actually happen? How can you do it without having to work longer hours? How can you create a retirement NOW? These are all questions that our Cash Flow Expert, Chris Miles, will address on this episode today. Tune in now to learn this and MORE! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Do You Own a Successful Business Or a Job? | 129

Thu, 03 Nov 2016 15:00:00 +0000

Didn't you go into business because you wanted more control over your time and money? Do you feel like you own a "job" rather than owning a business that gives you that freedom? Most likely, you're working too hard for too little reward! Founder of Money Ripples, Chris Miles, will point out why so many people work too hard in their businesses, for too little reward. And teach you how to work less in your business and make more. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Myth of "Busi-ness" | 128

Fri, 28 Oct 2016 17:00:00 +0000

Have you ever noticed that being "busy" is a virtue, especially in our culture of business? Are you being too "busy?" Today, our host, Chris Miles, will teach you his big "ah-hah's" that got him from being "busy" to working 5-10 hours per week making more money than when he was working 50+ hours per week. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Increase Your Sales Working Less Time | 127

Thu, 20 Oct 2016 17:00:00 +0000

How would it be if you could increase your income while cutting down your working hours? Would you like it if people started saying "yes" more often? Our host, Chris Miles, will share what he's done to increase his sales while only working 5-10 hours per week, and LOVE his business more than ever. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Best Way to Be Abundant and Excellent Every Day | 126

Wed, 12 Oct 2016 14:30:00 +0000

What would your life look like if you could achieve excellence and be abundant every day? How can you also HAVE more abundance too? What can you do daily to ensure this level of success? Our host, Chris Miles, will teach you what you can do on a daily basis that ALL of the most successful and abundant people do that will help you to feel better, have more, and be more. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What a Marathon Taught Me About My Life & Business | 125

Wed, 05 Oct 2016 13:30:00 +0000

What are some key things we can learn from training and running in a marathon? Good news - You don't have to run a marathon to figure this out! ;) CEO of Money Ripples, Chris Miles, shares a few quick lessons that apply to not only your business, but your life as well. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Make $1,000 Every Day on Facebook Live WITHOUT Selling | 124

Thu, 15 Sep 2016 15:00:00 +0000

What if you could make $1,000 a day using FB Live WITHOUT having to sell anything? Sounds impossible, right? Not for my guest, Heartrepreneur Terri Levine! Terri shares her secrets with us how she has made $1,000 a day on Facebook Live for the last several months. Tune in now! Terri Levine Bio: With a PhD in organizational behavior and as a certified business consultant and marketing coach, Terri is dedicated to maximizing human potential in corporate and entrepreneurial environments. She is a sought after speaker at events around the world. Terri keynotes, moderates, and speaks at a variety of conferences, summits, business events and virtual events. Her message resonates with audiences because she delivers powerful strategies and tools that make a long lasting impact on audiences. In her extensive career, Dr. Levine has lead thousands of seminars, trainings and workshops and done professional keynotes. Visit her page at http://heartrepreneur.com/ Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

How to Dump Your Day Job Within 12 Months | 123

Fri, 09 Sep 2016 13:30:00 +0000

One question I'm asked often is "How can I quit my job in the next year?" This is especially true if they have a dream business they are building on the side. Have you ever wondered this as well? Tune in to learn from the Cash Flow Expert, Chris Miles, how this can not only be a dream, but a reality! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Crush Your Limits Interview with Iron Cowboy James Lawrence | 122

Fri, 02 Sep 2016 14:30:00 +0000

Have you ever felt pushed to your limits, whether it be physically, financially, emotionally, etc? I had the rare privilege of interviewing the "Iron Cowboy", Ironman James Lawrence who broke several Ironman records, including 50 triathlons in 50 states in 50 days. Check out these tremendous lessons that he learned that also applies to entrepreneurs, or any human, for that matter! James Lawrence Bio: James is a husband, proud father of 5 children, and an athlete. He's held two Guinness World Records in 70.3 and 140.6 triathlon racing, dominated the 2012 World Record, smashing it by 10 races, winning 2 titles, placing 2nd in five others, and racing 30 races in 11 different countries. In an effort to raise money for childhood obesity and empower people to take control of their own lives, he decided to do more by doing 50 triathlons (140.6 total miles) in all 50 U.S states in just 50 days...and did it! That's racing over 70,000 miles in just 50 days!!! Check out his site IronCowboy.com for more details on James. Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The "Anti-Financial" Advice that Creates Your Dream Life Now | 121

Thu, 25 Aug 2016 14:30:00 +0000

Have you ever noticed that financial advice is always about helping you "down the road?" What about creating your dream life today? What's the opposite advice that you should be following right now to create that life of freedom you always dreamed about? Join Cash Flow Expert, Chris Miles, as he teaches you what advice you can follow that can create the freedom you want today. Check it out! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Wealth, Success, and Freedom is a Habit | 120

Fri, 19 Aug 2016 16:00:00 +0000

Like most, do you ever feel like you're stuck in the same old cycle? You keep working at it, but your finances or business haven't been changing the way you like? This may be the answer for you! Any kind of freedom or success is rooted in habits. So how do you change a habit you've had for years? Tune in now to hear what the Cash Flow Expert, Chris Miles, has to say about this! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Should I Pay Down My Debt or Invest It? | 119

Thu, 11 Aug 2016 14:00:00 +0000

One of the most common questions I get from my followers is.... "Should I focus on paying down my debt, invest it, or do a little of both?" How do you know which is right? In this episode, I (Chris Miles) will tell you how to know which one to do, and why. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Don't Be Cheap | 118

Fri, 05 Aug 2016 15:00:00 +0000

Are you too cheap? And I don't mean whether you penny pinch too much. Are you being paid what you're services or product is truly worth in others' eyes? Or are you the "cheap" option? Last week, I showed one client how to earn an extra $200,000+ each year WITHOUT increasing sales in his business! Learn from Cash Flow Expert, Chris Miles, how to tell if you're too cheap or not! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Are You Being Naive or Abundant? | 117

Fri, 29 Jul 2016 16:00:00 +0000

When you're focusing on being abundant or optimistic, have you ever had someone tell you that you are being naive, unrealistic, or not facing reality? Are they right? How do you know the difference? In this episode, Cash Flow Expert, Chris Miles, teaches you the difference between truly being abundant or just being ignorant to reality. There is a distinct difference between the two. Tune in now to find out how to be abundant and not naive! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

50 Rocks Interview with Pat Roque | 116

Wed, 20 Jul 2016 15:00:00 +0000

What makes you stand out? What gifts do you have that make you special so you can rock your business? Those tips, going from rock bottom to rock star, are exactly what Pat Roque shares with Chris Miles on our interview today! Tune in to see how YOU can stand out! Pat Roque Bio: Pat Roque, the Rock Star Transformation Coach, is a sought-after keynote speaker, business coach and author. Since 1988, she empowers executives and entrepreneurs to rock their business and their life without selling their soul or losing their mind. Pat inspires others to pursue their passion and rock their world by focusing on the 5 facets of a brilliant life: family, fun, fitness, finance and your fabulous career. Her signature talk, 50 ROCKS: Life Lessons for Success, has impacted many thousands of lives. As a master connector, one of her passions is teaching leadership using golf as a business tool. Her first book, Rock Your Golf! 90-Day Success System is now on Amazon.com and her second book will release in July. Www.rockonsuccess.com/discover Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

What's Your Money Story? | 115

Fri, 08 Jul 2016 14:00:00 +0000

How do your beliefs about money affect your results? Now that we're halfway into 2016, how have you done on your financial goals? What common beliefs hold us back, causing us to work harder for little results? Join us today as our host and Cash Flow Expert, Chris Miles, will address the common money stories that hold people back and they don't even know it! Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

Overcoming Struggle or Burnout in Your Business | 97

Thu, 25 Feb 2016 02:30:00 +0000

Do you feel frustrated that your business isn't where you want it to be? Are you burning out, even though you love it? How would you like to work less and make more doing what you love? EVERYONE burns out and struggles in their business at some point. This typically happens when we aren't aligned with who we truly are. Cash Flow Expert, Chris Miles, will teach you the 5 things you can do to stop the madness and start doing what you love and money ACTUALLY following! Chris' Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The Inbox Implosion | 94

Tue, 02 Feb 2016 15:00:00 +0000

What is the "Inbox Implosion?" Have you ever felt stressed just looking at your inbox because there are too many emails to go thru? Have you ever been stressed about being stressed? Cash Flow Expert, Chris Miles, addresses why so many are too "full." As a result, the don't get new customers or clients, create new relationships, lose weight, or get any of their desires. So how do you get yourself back in integrity and in a place where you can hit new levels? Tune in now to find out how! Chris' Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results.

The 5 P's of Prosperity | 75

Thu, 17 Sep 2015 02:30:00 +0000

What is the process to seeing and achieving more abundant results right now? What might be missing on this journey of creating greater prosperity in ALL areas of your life? Cash Flow Expert, Chris Miles, shares his 5 P's of Prosperity, and how to take that to create abundant results. This is one you'll want to listen to again and again. Tune in now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results. Chris consistently teaches audiences how to do what no other financial advisers can or will - achieve financial prosperity, NOW AND IN THE FUTURE, while spending time doing what they love most!

The Cash Flow Secret I Rarely Teach | 70

Wed, 12 Aug 2015 13:00:00 +0000

What is the one counter-intuitive way to increase your cash flow, leading to greater wealth, cash flow, and prosperity today? What universal principle allows you to receive more abundance? Tune in to hear Cash Flow Expert, Chris Miles, teach you his rarely-taught cash flow secret that helped him prosper and turn his financial life around! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and has spoken to thousands getting them fast financial results. Chris consistently teaches audiences how to do what no other financial advisers can or will - achieve financial prosperity, NOW AND IN THE FUTURE, while spending time doing what they love most!

59 - Cash Flow Index - Biggest Secret to Paying Off Your Debt

Tue, 19 May 2015 13:00:00 +0000

How would you like to pay off your loans FASTER and SAFER than other conventional debt paydown strategies? How was I able to pay off over $900,000 in just over 3 years? Chris Miles shares with you his secret weapon towards paying off debt faster - The Cash Flow Index. This formula will drastically improve your life, simplify your finances, and get you results faster! Listen now! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate, interviewed internationally on TV and radio, and has a high reputation with his company, Money Ripples getting his clients fast, life-altering financial results.

21 - Hidden Treasures w/Guest Leslie Householder

Tue, 26 Aug 2014 14:30:00 +0000

Are you tired of hearing people telling you that you just need to "attract" or "manifest" money? Yeah, me too!!! How about learning how to make those laws really work? When money is tight and it seems impossible to do what you need to do next, it's time to discover heaven's astonishing help with your money matters. Leslie Householder (award-winning, international best-selling author of The Jackrabbit Factor, Hidden Treasures, and Portal to Genius) helps families and individuals discover and fulfill their life's mission - financially unhindered. Leslie always provides plenty of free information that will help you overcome every obstacle, and put you on the right track to achieving ALL of your financial goals. Don't miss out on this episode! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

16 - So Much Passion, So Much Purpose....So What!

Tue, 22 Jul 2014 14:30:00 +0000

Have you ever heard "Do what you love and the money will follow?" What a lie! In this episode, I'm going to teach why there are so many broke, yet passionate, people out there, and how you can actually make money living your passions. Be sure to listen in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

07 - How to Make More Money in Your Business?

Tue, 20 May 2014 14:30:00 +0000

What are some ways to make more money? What opportunities are you not taking advantage of? If you are looking for more ways to make money in your business, you will want to tune in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

05 - Pay off Debt the Right Way

Tue, 06 May 2014 14:30:00 +0000

Did you know that the methods for paying off debt actually slow you down? Did you know you could do it faster and be happier doing it? No more "getting intense and angry" when it comes to paying off your debt. Instead, find out how to do it where you can free up cash flow AND love your life in the process! Be sure to tune in and join us! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

04 - Principles for Creating Wealth Today - Part 2

Tue, 29 Apr 2014 14:30:00 +0000

Do you want to know the real key to creating cash flow today? Principles first, strategies second! You'll hear me say this time and time again. Strategies are useless unless you have the key to making them work. This is where principles come in. If you want to see results happen immediately, then tune in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

03 - Principles for Creating Wealth Today - Part 1

Tue, 22 Apr 2014 14:30:00 +0000

02 - 7 Secrets to Free Up Cash Today

Tue, 15 Apr 2014 14:30:00 +0000

How have I been able to save over 500 clients an average of $33,000 in the first year alone? Tune in to learn in just 30 minutes what saves people $30,000! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.

01 - Who Is Chris Miles?

Tue, 08 Apr 2014 14:30:00 +0000

Who is Chris Miles and how has he helped save hundreds of his clients an average of $33,000 in the last 4 years? Why is he considered as "THE financial advocate for the small business owner/entrepreneur?" And why does he have so many kids?! ;) Join him as he tells you who he is, why he does it, and how he gets the results that other financial "gurus" don't get. Are you ready to save money (and keep it), while working your business because you want to, not because you have to? Then listen in! Chris Miles Bio: Chris Miles, the "Cash Flow Expert," is a leading authority showing entrepreneurs and their spouses how to quickly free up and create cash flow and lasting wealth TODAY spending time doing what they love most! He has been featured in US News, CNN Money, Bankrate.com, interviewed internationally on TV & radio, and has a high reputation with his company, Money Ripples (http://www.moneyripples.com/) getting his clients fast, life-altering financial results.