The Kiwi House Deposithttps://www.spreaker.com/podcast/the-kiwi-house-deposit--5357152enInvestingCopyright Hamish Summershttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a886b1c751dc57173dbd2cbd8d374e8c.jpgThe Kiwi House Deposithttps://www.spreaker.com/podcast/the-kiwi-house-deposit--5357152Sun, 24 Aug 2025 12:30:46 +0000Hamish SummersHamish Summershamishmsummers@gmail.comThe kiwi house deposit podcast tells the stories of how young Kiwis saved up for their first homes.falseepisodic61 - Final episodehttps://www.spreaker.com/episode/61-final-episode--67492442
  • How the pod started.
  • How the housing affordability improved between 2022 and now. 
  • How bright NZs future is. 
  • Some final advice. 

It's been a blast! I loved interviewing different Kiwis to see how they saved up for their first home. I hope this pod helped as many Kiwis as possible. Go well. 
]]>https://api.spreaker.com/episode/67492442Sun, 24 Aug 2025 12:30:08 +0000Hamish SummersThis is the final episdode of The Kiwi House Deposit Podcast. I talk about the following: - How the pod started. - How the housing affordability improved between 2022 and now.  - How bright NZs future is.  - Some final advice.  It's been a blast! I...
  • How the pod started.
  • How the housing affordability improved between 2022 and now. 
  • How bright NZs future is. 
  • Some final advice. 

It's been a blast! I loved interviewing different Kiwis to see how they saved up for their first home. I hope this pod helped as many Kiwis as possible. Go well. 
]]>1273falsefull60 - First home in Whangarei w/ Zairahttps://www.spreaker.com/episode/60-first-home-in-whangarei-w-zaira--67308882
  • Careful spending habbits to save the bulk of a deposit. 
  • Minimalism: A great lifestyle for the studious saver. 
  • House hunting and putting in an offer. 
Zaira puts her foot down and gets things done. See what you can learn from her! 
]]>https://api.spreaker.com/episode/67308882Sun, 10 Aug 2025 12:30:08 +0000Hamish SummersZaira tells us how she and her other half saved up for their first home in Whangarei. We explored the following:  - Careful spending habbits to save the bulk of a deposit.  - Minimalism: A great lifestyle for the studious saver.  - House hunting and...
  • Careful spending habbits to save the bulk of a deposit. 
  • Minimalism: A great lifestyle for the studious saver. 
  • House hunting and putting in an offer. 
Zaira puts her foot down and gets things done. See what you can learn from her! 
]]>1076falsefull59 - A house and a hilux for under 500k w/ Mya and Shayhttps://www.spreaker.com/episode/59-a-house-and-a-hilux-for-under-500k-w-mya-and-shay--67105882
  • How they met, great yarn.
  • How they got into stable careers with no student debt. 
  • How they automated their savings to do the heavy lifting. 
  • House hunting and putting in an offer on a house.
It is really refreshing to hear that young couples are buying homes in the current environment. May this episode inspire Kiwis to take advantage of the opportunities in the current housing market! 

]]>https://api.spreaker.com/episode/67105882Sun, 27 Jul 2025 12:55:07 +0000Hamish SummersMya and Shay from Whangarei share how they purchased their first home in 2025. They are two motivated Kiwis who teamed up young and worked hard to make home ownership possible. They purshased a home for less then 500k at the age of 23 and 21...
  • How they met, great yarn.
  • How they got into stable careers with no student debt. 
  • How they automated their savings to do the heavy lifting. 
  • House hunting and putting in an offer on a house.
It is really refreshing to hear that young couples are buying homes in the current environment. May this episode inspire Kiwis to take advantage of the opportunities in the current housing market! 

]]>1011falsefull58 - The grind of the 1980's w/ Craig Summershttps://www.spreaker.com/episode/58-the-grind-of-the-1980-s-w-craig-summers--66873707They shared the folowing: 
  • How easy was the financial life of a boomer?
  • Getting into careers and moving arounnd the country for work.
  • Saving up a house deposit using shares, government superannuation fund and cash. 
  • Investing in KiwiFruit and Forrestry, and more, to reach early retirement. 
My parents taught me a lot about financial literacy at a young age. Their knowledge formed the foundation of my financial habits. Now you can hear their story! 
]]>https://api.spreaker.com/episode/66873707Sun, 13 Jul 2025 12:10:07 +0000Hamish SummersIn this podcast, I am lucky enough to interview my dad, Craig. He shares how he and my mum, Linda, saved their house deposit in the 1980's and purchased their first home in 1990.  They shared the folowing:  - How easy was the financial life of a...They shared the folowing: 
  • How easy was the financial life of a boomer?
  • Getting into careers and moving arounnd the country for work.
  • Saving up a house deposit using shares, government superannuation fund and cash. 
  • Investing in KiwiFruit and Forrestry, and more, to reach early retirement. 
My parents taught me a lot about financial literacy at a young age. Their knowledge formed the foundation of my financial habits. Now you can hear their story! 
]]>1308falsefull57 - A six figure house deposit using classic savings techniques w/ Dylanhttps://www.spreaker.com/episode/57-a-six-figure-house-deposit-using-classic-savings-techniques-w-dylan--66208069


  • Getting into a career in software development.
  • Putting aside 60% of his income in a high interest saving account. 
  • Buying a house in a town with more job opportunities and lower house prices. 
A straight up man, Dylan knows how to get things done. Enjoy his story! ]]>https://api.spreaker.com/episode/66208069Mon, 30 Jun 2025 04:32:38 +0000Hamish SummersDylan is a determined kiwi who went hard on the house deposit. He shares the following:  - Getting into a career in software development. - Putting aside 60% of his income in a high interest saving account.  - Buying a house in a town with more...


  • Getting into a career in software development.
  • Putting aside 60% of his income in a high interest saving account. 
  • Buying a house in a town with more job opportunities and lower house prices. 
A straight up man, Dylan knows how to get things done. Enjoy his story! ]]>887falsefull56 - Auckland housing market is on sale w/ Mel Andrewshttps://www.spreaker.com/episode/56-auckland-housing-market-is-on-sale-w-mel-andrews--66126531
  • Making the move to Auckland.
  • Using a stable job in the transport industry to put a house deposit together. 
  • Realising trade off between currrent rent and paying off her own mortgage. 
Mel is an everyday Kiwi who took advantage of the nation wide housing sale. Get around it! 
]]>https://api.spreaker.com/episode/66126531Mon, 16 Jun 2025 02:55:07 +0000Hamish SummersMel from Auckland shares her first home savings journey. We covered the following:  - Making the move to Auckland. - Using a stable job in the transport industry to put a house deposit together.  - Realising trade off between currrent rent and...
  • Making the move to Auckland.
  • Using a stable job in the transport industry to put a house deposit together. 
  • Realising trade off between currrent rent and paying off her own mortgage. 
Mel is an everyday Kiwi who took advantage of the nation wide housing sale. Get around it! 
]]>935falsefull55 - Checking in on the housing market w/ Ruth Henderson (The Happy Saver)https://www.spreaker.com/episode/55-checking-in-on-the-housing-market-w-ruth-henderson-the-happy-saver--66126507
  • How to plan your financial life and where home ownership fits into that.
  • Working with your other half to team up and tackle money goals.  
  • The trade off between using Kiwi Saver for a first home and leaving it untouched for retirement. 
  • The steps that one can take between purchasing a first home and reaching financial independance. 
An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!



More about Ruth - The Happy Saver: 

https://www.thehappysaver.com/]]>https://api.spreaker.com/episode/66126507Sun, 01 Jun 2025 12:50:07 +0000Hamish SummersRuth Henderson (The Happy Saver) returns to check in and state her views on how to buy a home in the current environment! We cover: - How to plan your financial life and where home ownership fits into that. - Working with your other half to team up...
  • How to plan your financial life and where home ownership fits into that.
  • Working with your other half to team up and tackle money goals.  
  • The trade off between using Kiwi Saver for a first home and leaving it untouched for retirement. 
  • The steps that one can take between purchasing a first home and reaching financial independance. 
An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!



More about Ruth - The Happy Saver: 

https://www.thehappysaver.com/]]>1651falsefull54 - Moving to NZ for opportunity w/ Scott Inneshttps://www.spreaker.com/episode/54-moving-to-nz-for-opportunity-w-scott-innes--66125180

  • Getting into the financial industry.
  • Starting a family.
  • Mentoring young Kiwis to improve their finances and save house deposits. 

Scott is a really interesting financial guru. Enjoy what he has to say!!!!



Get in touch with Scott:


https://www.moneymaverick.nz/


https://mortgagebliss.co.nz/your-team/]]>https://api.spreaker.com/episode/66125180Sun, 18 May 2025 12:25:07 +0000Hamish SummersScott Innes moved from Canada to the land of opportunity. Scott tells us how he made the most of what NZ has to offer through the following:  - Getting into the financial industry. - Starting a family. - Mentoring young Kiwis to improve their...

  • Getting into the financial industry.
  • Starting a family.
  • Mentoring young Kiwis to improve their finances and save house deposits. 

Scott is a really interesting financial guru. Enjoy what he has to say!!!!



Get in touch with Scott:


https://www.moneymaverick.nz/


https://mortgagebliss.co.nz/your-team/]]>1612falsefull53 - Building a better future w/ David Bakerhttps://www.spreaker.com/episode/53-building-a-better-future-w-david-baker--63213209He shares the following:

  • Getting into the building industry.
  • The highs and lows of starting a business.
  • Purchasing his first home and getting ready for the next purchase.
David is a motivated young Kiwi with plenty of good advice for those saving up for their first home!


Learn more about his business here: 

https://rapidqs.net/

]]>https://api.spreaker.com/episode/63213209Sun, 15 Dec 2024 11:35:06 +0000Hamish SummersDavid Baker is a builder, business owner and a hardwiorking Kiwi. He recently purchased his first home while working on growing his business in multiple locations throughout New Zealand.  He shares the following: - Getting into the building...He shares the following:

  • Getting into the building industry.
  • The highs and lows of starting a business.
  • Purchasing his first home and getting ready for the next purchase.
David is a motivated young Kiwi with plenty of good advice for those saving up for their first home!


Learn more about his business here: 

https://rapidqs.net/

]]>1282falsefull52 - House deposit in three yearshttps://www.spreaker.com/episode/52-house-deposit-in-three-years--63016307
  • Learning good money habbits early. 
  • Working in Australia for three years to save a large deposit.
  • Moving back to New Zealand and buying a first home. 
An important episode to share with young Kiwis in your life. This story will get them ahead of the curve young. Enjoy!
]]>https://api.spreaker.com/episode/63016307Sun, 01 Dec 2024 11:50:06 +0000Hamish SummersThis is the story of a Kiwi who saved up for a house deposit in three years. It is told on behalf so the person stays out of the spotlight.  - Learning good money habbits early.  - Working in Australia for three years to save a large deposit. -...
  • Learning good money habbits early. 
  • Working in Australia for three years to save a large deposit.
  • Moving back to New Zealand and buying a first home. 
An important episode to share with young Kiwis in your life. This story will get them ahead of the curve young. Enjoy!
]]>321falsefull51 - What's happening out there? Solo episodehttps://www.spreaker.com/episode/51-what-s-happening-out-there-solo-episode--62694298
I give some opinions on house prices, investments, interest rates and a few other things. 

Enjoy!! ]]>https://api.spreaker.com/episode/62694298Mon, 11 Nov 2024 18:26:44 +0000Hamish SummersWhat's happening out there?  I give some opinions on house prices, investments, interest rates and a few other things.  Enjoy!! 
I give some opinions on house prices, investments, interest rates and a few other things. 

Enjoy!! ]]>803falsefull50 - First home in Blenheim w/ Caseyhttps://www.spreaker.com/episode/50-first-home-in-blenheim-w-casey--62471545
  • Where she developed her personal finance skills.
  • How she and her Partner pulled different levers of income: Business income, weekly pay and backpay to save a house deposit. 
  • The process of finding the house and putting in the winning offer. 

Casey is an awesome example of how a young couple can combine forces and purchase their first home! 


Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10]]>https://api.spreaker.com/episode/62471545Sun, 27 Oct 2024 12:20:02 +0000Hamish SummersCasey is a young Kiwi who bought her first home in Blenheim this year. She explains how she pulled off this achievement in todays market. We discussed the following:  - Where she developed her personal finance skills. - How she and her Partner pulled...
  • Where she developed her personal finance skills.
  • How she and her Partner pulled different levers of income: Business income, weekly pay and backpay to save a house deposit. 
  • The process of finding the house and putting in the winning offer. 

Casey is an awesome example of how a young couple can combine forces and purchase their first home! 


Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10]]>921falsefull49 - First home and what that really means for Kiwis w/ Mark Listerhttps://www.spreaker.com/episode/49-first-home-and-what-that-really-means-for-kiwis-w-mark-lister--62346380
Mark shares the following: 
  • His journey through his early career and house savings journey.
  • The highs and lows of New Zelands economy in the mid 2000's. 
  • His investing philosophy. 
Mark is passionate about sharing his financial knowledge with other Kiwis. Enjoy what he has to say!






Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>https://api.spreaker.com/episode/62346380Sun, 13 Oct 2024 11:30:05 +0000Hamish SummersMark Lister is a heavyweight and pioneer of New Zealands financial world for the last 20 years. He is an astute investor and a leader in the financial sector. He currently works as the investment director for Craigs Investment Partners.  Mark shares...
Mark shares the following: 
  • His journey through his early career and house savings journey.
  • The highs and lows of New Zelands economy in the mid 2000's. 
  • His investing philosophy. 
Mark is passionate about sharing his financial knowledge with other Kiwis. Enjoy what he has to say!






Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>2147falsefull48 - Long distance fitness and finance w/ Dave Satherleyhttps://www.spreaker.com/episode/48-long-distance-fitness-and-finance-w-dave-satherley--62134980He put himself in an excellent position for buying a home through the use of a number of investments. He shares the following: 
  • His long term mindset.
  • A methodical approach to selecting where and how to save his money. 
  • The advice he recieved to prepare himself to place offers on homes. 
  • Of course, some solid banter. 
This is a great episode for those who wish to reach their home ownership goals while pursuing their hobbies and lifestyle.



Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz ]]>https://api.spreaker.com/episode/62134980Sun, 29 Sep 2024 12:00:02 +0000Hamish SummersDave Satherly is an excellent Kiwi who recently saved a deposit for his first home.  He put himself in an excellent position for buying a home through the use of a number of investments. He shares the following:  - His long term mindset. - A...He put himself in an excellent position for buying a home through the use of a number of investments. He shares the following: 
  • His long term mindset.
  • A methodical approach to selecting where and how to save his money. 
  • The advice he recieved to prepare himself to place offers on homes. 
  • Of course, some solid banter. 
This is a great episode for those who wish to reach their home ownership goals while pursuing their hobbies and lifestyle.



Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz ]]>1860falsefull47 - First home in Wellington with Ash and Ashhttps://www.spreaker.com/episode/47-first-home-in-wellington-with-ash-and-ash--61227092
 - How they planned their weekly spending. 
 - How they battled through their due dillegence and sougt advice. 
  • How they negotiated their purchase price.
An excellent young couple, Ash and Ash explain what is possible for young Kiwis in the bigger cities. Enjoy!  



Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>https://api.spreaker.com/episode/61227092Sun, 15 Sep 2024 13:30:01 +0000Hamish SummersAsh and Ash purchased their first home in early 2024. They shared the following things:   - How they planned their weekly spending.   - How they battled through their due dillegence and sougt advice.  - How they negotiated their purchase price. An...
 - How they planned their weekly spending. 
 - How they battled through their due dillegence and sougt advice. 
  • How they negotiated their purchase price.
An excellent young couple, Ash and Ash explain what is possible for young Kiwis in the bigger cities. Enjoy!  



Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>1276falsefull46 - First home in Taranaki w/ Loganhttps://www.spreaker.com/episode/46-first-home-in-taranaki-w-logan--61182554

  • The highs and lows of truck driving and recovering from a major injury.
  • Moving to Western Australia for a higher income. 
  • House hunting with limited time. 
Logan is a down to earth Kiwi who loves a good yarn. Let him inspire you to save for your own deposit! 




Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>https://api.spreaker.com/episode/61182554Sun, 01 Sep 2024 12:35:01 +0000Hamish SummersLogan shares the story of how he purchased his first home in Taranaki.  - The highs and lows of truck driving and recovering from a major injury. - Moving to Western Australia for a higher income.  - House hunting with limited time.  Logan is a...

  • The highs and lows of truck driving and recovering from a major injury.
  • Moving to Western Australia for a higher income. 
  • House hunting with limited time. 
Logan is a down to earth Kiwi who loves a good yarn. Let him inspire you to save for your own deposit! 




Buy less clothing, but quality clothing, with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>814falsefull45 - First home at age 20 w/ Lewis Pollockhttps://www.spreaker.com/episode/45-first-home-at-age-20-w-lewis-pollock--61041290


Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>https://api.spreaker.com/episode/61041290Sun, 18 Aug 2024 12:40:03 +0000Hamish SummersLewis Pollock purchased his first home at the age of 20. Enough said. He shares his story.  Buy less clothing but quality clothing with this clothing discount! Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:...


Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>1222falsefull44 - Asset classes and how to use them to save a house deposit - Solo Episodehttps://www.spreaker.com/episode/44-asset-classes-and-how-to-use-them-to-save-a-house-deposit-solo-episode--60843881We discuss the following: 



  • Definitions of the different asset classes.
  • How you can put your money into one of these asset classes.
  • How you can use them to best effect while saving up for a house deposit.
Light reading, done for you. Enjoy! 



Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>https://api.spreaker.com/episode/60843881Mon, 29 Jul 2024 09:29:39 +0000Hamish SummersAsset classes. What is the best one to use when saving for a house deposit? We discuss the following:  - Definitions of the different asset classes. - How you can put your money into one of these asset classes. - How you can use them to best...We discuss the following: 



  • Definitions of the different asset classes.
  • How you can put your money into one of these asset classes.
  • How you can use them to best effect while saving up for a house deposit.
Light reading, done for you. Enjoy! 



Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz]]>1737falsefull43 - An Auckland house deposit in six months w/ Quin and Grahamhttps://www.spreaker.com/episode/43-an-auckland-house-deposit-in-six-months-w-quin-and-graham--60621942


  • The changes they made to their lifestyle by working extra jobs. 
  • Earning extra income and how they used it. 
  • Keeping Kiwi Saver money and money invested outside of the house deposit. 
  • Not listening to socisl media!
This couple are incredible. I hope they inspire you to understand what is possible and you can save for a house deposit too.  


Find out more about them @mai.fire



Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/60621942Sun, 14 Jul 2024 12:35:11 +0000Hamish SummersQuin and Graham saved a deposit for an Auckland house in six months. They made some heavy changes to their life and subsequently saved fore a house in NZ's most expensive city.  - The changes they made to their lifestyle by working extra jobs.  -...


  • The changes they made to their lifestyle by working extra jobs. 
  • Earning extra income and how they used it. 
  • Keeping Kiwi Saver money and money invested outside of the house deposit. 
  • Not listening to socisl media!
This couple are incredible. I hope they inspire you to understand what is possible and you can save for a house deposit too.  


Find out more about them @mai.fire



Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1217falsefull42 - Mastering the short term grind for a house deposit w/ Nathalie and Rosshttps://www.spreaker.com/episode/42-mastering-the-short-term-grind-for-a-house-deposit-w-nathalie-and-ross--60466925

  • Moving to NZ and settling into a new country.
  • Selecting careers and starting jobs. 
  • Savings and lifestyle choices. 
Nathalie and Ross are an awesome couple who co-operate well. Let their story inspire you to keep saving for your first home!


Find out more about them @building_family_wealth 


Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/60466925Sun, 30 Jun 2024 12:05:01 +0000Hamish SummersNathalie and Ross are an Auckland couple who bought their first home in their early so's. They had no parental gift, just hard work and determination. They share the following:  - Moving to NZ and settling into a new country. - Selecting careers...

  • Moving to NZ and settling into a new country.
  • Selecting careers and starting jobs. 
  • Savings and lifestyle choices. 
Nathalie and Ross are an awesome couple who co-operate well. Let their story inspire you to keep saving for your first home!


Find out more about them @building_family_wealth 


Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1733falsefull41 - Let Kiwi Saver do the heavy lifting w/ Mia Brighthttps://www.spreaker.com/episode/41-let-kiwi-saver-do-the-heavy-lifting-w-mia-bright--60184066

  • How she set up her Kiwi Saver well an and increased contributions over time.
  • How she had a well rounded lifestyle with fun experiances. 
  • How she sought a mortgage advisor to understand how close she was to home ownership. 
Let Mia's knowledge set you on the path to first home ownership! 





Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/60184066Mon, 17 Jun 2024 08:10:02 +0000Hamish SummersMia shares how she purchased her first home in Hamilton. She saved a deposit using Kiwi Saver while she worked, travelled and went to concerts. She nails the following points:  - How she set up her Kiwi Saver well an and increased contributions...

  • How she set up her Kiwi Saver well an and increased contributions over time.
  • How she had a well rounded lifestyle with fun experiances. 
  • How she sought a mortgage advisor to understand how close she was to home ownership. 
Let Mia's knowledge set you on the path to first home ownership! 





Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/]]>1147falsefull40 - How to save a house deposit while flatting (Solo episode)https://www.spreaker.com/episode/40-how-to-save-a-house-deposit-while-flatting-solo-episode--60109579
  • The benefits of flatting in your 20s'.
  • My flat experiance and how I used it to save a large deposit.
  • How you can use flat lifestyle to save your own deposit.
Make the most of your twenties and put yourself in a great position for saving!


Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/60109579Sun, 02 Jun 2024 12:05:02 +0000Hamish SummersFlatting is a great lifestyle choice when saving for your house deposit!       - The benefits of flatting in your 20s'. - My flat experiance and how I used it to save a large deposit. - How you can use flat lifestyle to save your own deposit. Make...
  • The benefits of flatting in your 20s'.
  • My flat experiance and how I used it to save a large deposit.
  • How you can use flat lifestyle to save your own deposit.
Make the most of your twenties and put yourself in a great position for saving!


Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/]]>1002falsefull39 - Getting in young w/ Debbie and Craighttps://www.spreaker.com/episode/39-getting-in-young-w-debbie-and-craig--60043659Debbie and Craig are a friendly Kiwi couple. They mastered the housing market using the following techniques:
  • Living off one income and saving the other one.
  • Travelling and working overseas to make the most of the exchange rate.
  • Saving a first home deposit on graduate wages.
Debbie and Craig are a fine example of what is possible when couples work together. They are passionate about sharing their knowledge so that other Kiwis can save for their first home too!


Learn more about Debbie and Craigs game here: 

https://www.hackticsboardgame.com/



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/60043659Sun, 19 May 2024 13:05:01 +0000Hamish SummersDebbie and Craig are a friendly Kiwi couple. They mastered the housing market using the following techniques: - Living off one income and saving the other one. - Travelling and working overseas to make the most of the exchange rate. - Saving a first...Debbie and Craig are a friendly Kiwi couple. They mastered the housing market using the following techniques:
  • Living off one income and saving the other one.
  • Travelling and working overseas to make the most of the exchange rate.
  • Saving a first home deposit on graduate wages.
Debbie and Craig are a fine example of what is possible when couples work together. They are passionate about sharing their knowledge so that other Kiwis can save for their first home too!


Learn more about Debbie and Craigs game here: 

https://www.hackticsboardgame.com/



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1298falsefull38 - The time to buy is now - Solo episode w/ Hamishhttps://www.spreaker.com/episode/38-the-time-to-buy-is-now-solo-episode-w-hamish--59303011
Interest rates are low. 

House prices are dropping. 

More homes are on the market and taking longer to sell. 

First home buyers deposits are growing fast. 

The time to buy is now. 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/59303011Sun, 07 Apr 2024 13:55:01 +0000Hamish SummersThe time to buy is now.  Interest rates are low.  House prices are dropping.  More homes are on the market and taking longer to sell.  First home buyers deposits are growing fast.  The time to buy is now.  Clothing discount! Manawatu Knitting...
Interest rates are low. 

House prices are dropping. 

More homes are on the market and taking longer to sell. 

First home buyers deposits are growing fast. 

The time to buy is now. 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>370falsefull37 - Starting young and sticking with it w/ Hannah Koumakishttps://www.spreaker.com/episode/37-starting-young-and-sticking-with-it-w-hannah-koumakis--59110249


  • Receiving financial education from the age of 7 by managing financial decisions.
  • Changing careers by becoming a business owner. 
  • First home purchase through rent-vesting. 
Hannah is a motivated and passionate financial influencer whol wants the best for other young Kiwis. Enjoy her story! 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/59110249Sun, 24 Mar 2024 12:30:01 +0000Hamish SummersHannah learnt financial habits from her parents at a young age and stuck with them! She shares the following: - Receiving financial education from the age of 7 by managing financial decisions. - Changing careers by becoming a business owner.  -...


  • Receiving financial education from the age of 7 by managing financial decisions.
  • Changing careers by becoming a business owner. 
  • First home purchase through rent-vesting. 
Hannah is a motivated and passionate financial influencer whol wants the best for other young Kiwis. Enjoy her story! 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1447falsefull36 - Rentvesting w/ Nicolahttps://www.spreaker.com/episode/36-rentvesting-w-nicola--58595208



  • Saving up her first deposit.
  • Buying a house in another town and renting it out.
  • Selling the rental and using the proceeds to buy her owner occupied home.

Rentvesting is an excellent tecnique that many young Kiwis can use. A forward thinking Kiwi, let Nicolas story inspire you!!


Nicola can help you purchase a first home:

https://mortgagelab.co.nz/nicola-winters/

Youtube:

https://www.youtube.com/@NicolaWinters


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/58595208Sun, 10 Mar 2024 11:25:01 +0000Hamish SummersNicola shares her first home story through rentvesting. - Saving up her first deposit. - Buying a house in another town and renting it out. - Selling the rental and using the proceeds to buy her owner occupied home. Rentvesting is an...



  • Saving up her first deposit.
  • Buying a house in another town and renting it out.
  • Selling the rental and using the proceeds to buy her owner occupied home.

Rentvesting is an excellent tecnique that many young Kiwis can use. A forward thinking Kiwi, let Nicolas story inspire you!!


Nicola can help you purchase a first home:

https://mortgagelab.co.nz/nicola-winters/

Youtube:

https://www.youtube.com/@NicolaWinters


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>871false36full35 - Accidentally saving a house deposit using Kiwi Saver/ Solo episodehttps://www.spreaker.com/episode/35-accidentally-saving-a-house-deposit-using-kiwi-saver-solo-episode--58528838
What did they do?
How is that possible?

It's no secret and I won't lie to you - you can do it too.



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/58528838Sun, 25 Feb 2024 11:25:01 +0000Hamish SummersLet me tell you about my friends who accidentally bought a house using only KiwiSaver as a deposit. What did they do? How is that possible? It's no secret and I won't lie to you - you can do it too. Clothing discount! Manawatu Knitting Mills...
What did they do?
How is that possible?

It's no secret and I won't lie to you - you can do it too.



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>403false35full34 - The power of good habits from a young age w/ Laurahttps://www.spreaker.com/episode/34-the-power-of-good-habits-from-a-young-age-w-laura--58504619
She covered the following:
  • Her decision to study on terms that suited her.
  • Her lifestyle choices and savings journey.
  • Her veiws on New Zealand owned banks.
A pragmatic and mature thinker, Laura provides excellent advice that young Kiwis can follow immediately. Enjoy!


Find more of Lauras content on Instagram: @makes.cents.nz


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/58504619Sun, 11 Feb 2024 11:30:01 +0000Hamish SummersLaura shares her first home savings journey! She was taught the basics of personal finance and used them to save a house deposit in her early 20's. She covered the following: - Her decision to study on terms that suited her. - Her lifestyle...
She covered the following:
  • Her decision to study on terms that suited her.
  • Her lifestyle choices and savings journey.
  • Her veiws on New Zealand owned banks.
A pragmatic and mature thinker, Laura provides excellent advice that young Kiwis can follow immediately. Enjoy!


Find more of Lauras content on Instagram: @makes.cents.nz


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1048falsefull33 - Playing the long game w/ Brent Henryhttps://www.spreaker.com/episode/33-playing-the-long-game-w-brent-henry--58398811


  • Going against the grain to start off his working life.
  • The foundations of old school finance knowledge mixed with new school thinking.
  • His first home and beynd.
Brent is a motivated Kiwi who loves to share his knowledge and help others. Enjoy what he has to say!


More about Brent:

https://www.brenthenryrealestate.co.nz/

https://www.instagram.com/brenthenrynz/



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/58398811Sun, 28 Jan 2024 12:55:01 +0000Hamish SummersBrent Henry shares his first home savings story. He covers the following: - Going against the grain to start off his working life. - The foundations of old school finance knowledge mixed with new school thinking. - His first home and beynd. Brent...


  • Going against the grain to start off his working life.
  • The foundations of old school finance knowledge mixed with new school thinking.
  • His first home and beynd.
Brent is a motivated Kiwi who loves to share his knowledge and help others. Enjoy what he has to say!


More about Brent:

https://www.brenthenryrealestate.co.nz/

https://www.instagram.com/brenthenrynz/



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1719falsefull32 - Reflecting on my finances w/ Hamishhttps://www.spreaker.com/episode/32-reflecting-on-my-finances-w-hamish--57348344
  • The long game.
  • Property trends and myths.
  • When is it time to buy a home?
  • Goals/Habits.
  • Many, many more topics...

It's only right that I share my experiances. Hopefully I can help other Kiwis have a financial breakthrough on their journey to home ownership!



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/57348344Sun, 12 Nov 2023 11:55:01 +0000Hamish SummersAs I approach my 30th birthday, I reflect on my financial journey so far. I know what it's like to be 20 something and pushing to reach your financial goals! I share my perspectives on: - The long game. - Property trends and myths. - When is it...
  • The long game.
  • Property trends and myths.
  • When is it time to buy a home?
  • Goals/Habits.
  • Many, many more topics...

It's only right that I share my experiances. Hopefully I can help other Kiwis have a financial breakthrough on their journey to home ownership!



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2540falsefull31 - Kiwi Saver balance grows into house deposit faster than expected w/ Alex Fraitohttps://www.spreaker.com/episode/31-kiwi-saver-balance-grows-into-house-deposit-faster-than-expected-w-alex-fraito--57266479
  • The benefits of living in the south.
  • Buying a house in a short timeframe due to good advice.
  • Using Kiwi Saver to save the majority of a house deposit.
Get inspired by this down to earth kiwi couple!


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/57266479Sun, 29 Oct 2023 12:00:03 +0000Hamish SummersAlex and his wife recently purchased a house in Invercargill. They approached a mortgage advisor and realised they were closer to being home owners than they thought. We explore the following: - The benefits of living in the south. - Buying a house...
  • The benefits of living in the south.
  • Buying a house in a short timeframe due to good advice.
  • Using Kiwi Saver to save the majority of a house deposit.
Get inspired by this down to earth kiwi couple!


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1159false31full30 - Moving to NZ and saving a house deposit within 3 years w/ Dilu Sanjhttps://www.spreaker.com/episode/30-moving-to-nz-and-saving-a-house-deposit-within-3-years-w-dilu-sanj--57176406
- Moving to a new country.

- His savings habbits.

- His philosophy on life and personal finance.

Dilu is a hardworking, down to earth man. Soak up as much wisdom from him as you can!


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/57176406Sun, 15 Oct 2023 12:50:02 +0000Hamish SummersAfter a few short years of living in New Zealand, Dilu purchased his first home in Auckland. He shares the following with us: - Moving to a new country. - His savings habbits. - His philosophy on life and personal finance. Dilu is a...
- Moving to a new country.

- His savings habbits.

- His philosophy on life and personal finance.

Dilu is a hardworking, down to earth man. Soak up as much wisdom from him as you can!


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>1474falsefull29 - Farming life leads to first home in early 20's w/ Jesse Insleyhttps://www.spreaker.com/episode/29-farming-life-leads-to-first-home-in-early-20-s-w-jesse-insley--56840405
  • How Jesse chose farming as her career.
  • Travelling around New Zealand for fun and for work.
  • How her good habits naturally resulted in saving a house deposit.
This is a story that demonstrates that you can still buy a home in New Zealand from good old fashioned hard work.


See Jesses content:

@jesses_journey_nz


MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56840405Mon, 18 Sep 2023 11:44:37 +0000Hamish SummersJesse Insley shares how she bought her first home in Canterbury. A motivated young Farmer, Jesse worked hard and set some strong habits for herself. We explore the following: - How Jesse chose farming as her career. - Travelling around New Zealand...
  • How Jesse chose farming as her career.
  • Travelling around New Zealand for fun and for work.
  • How her good habits naturally resulted in saving a house deposit.
This is a story that demonstrates that you can still buy a home in New Zealand from good old fashioned hard work.


See Jesses content:

@jesses_journey_nz


MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>994falsefull28 - Nailing the basics w/ Madison Rosshttps://www.spreaker.com/episode/28-nailing-the-basics-w-madison-ross--56684802
- Nailing the basics: Understanding wants VS needs and creating a budget.
- Saving a deposit using a mixture of Kiwi Saver, managed funds and savings.
- Spending time renting in a new town to figure out where to buy.

A couple who ticked off their first home goal, they are ready to live the good old Kiwi life together. Here is their story.


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56684802Mon, 04 Sep 2023 10:25:44 +0000Hamish SummersMadison and her partner Sam purchased their first home in New Plymouth! A motivated couple, their first home journey was relatively short. Madison shares the following: - Nailing the basics: Understanding wants VS needs and creating a budget. -...
- Nailing the basics: Understanding wants VS needs and creating a budget.
- Saving a deposit using a mixture of Kiwi Saver, managed funds and savings.
- Spending time renting in a new town to figure out where to buy.

A couple who ticked off their first home goal, they are ready to live the good old Kiwi life together. Here is their story.


Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2156falsefull27 - Plans, marriage and first home w/ Shevaun Pricehttps://www.spreaker.com/episode/27-plans-marriage-and-first-home-w-shevaun-price--56484481

  • Setting goals early and keeping her eyes on the prize.
  • Working together as a couple to save money.
  • Purchasing her first home in the Bay of Plenty.
Shevaun dives into the ins and outs of setting herself up for financial success in her 20’s. A very inspiring young Kiwi!


MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56484481Sun, 20 Aug 2023 13:00:02 +0000Hamish SummersShevaun Price tells us the story of how she purchased her first home in Te Puke with her husband Ryan. She set goals young and stuck to the plan. She shared the following: - Setting goals early and keeping her eyes on the prize. - Working together...

  • Setting goals early and keeping her eyes on the prize.
  • Working together as a couple to save money.
  • Purchasing her first home in the Bay of Plenty.
Shevaun dives into the ins and outs of setting herself up for financial success in her 20’s. A very inspiring young Kiwi!


MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2567falsefull26 - Career, sport and building a first home w/ Jono Steelehttps://www.spreaker.com/episode/26-career-sport-and-building-a-first-home-w-jono-steele--56473217

  • Representing New Zealand at Futsal.
  • Studying at University.
  • Having a fulfilling career.
  • Building his first home.
Jone has done it all. He is a great role modle for young Kiwis - let him impart his wisdom onto you!



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56473217Tue, 15 Aug 2023 09:27:05 +0000Hamish SummersJono Steele shares the story of hir first home purchase! He has a lot to share about his journey, including: - Representing New Zealand at Futsal. - Studying at University. - Having a fulfilling career. - Building his first home. Jone has done it...

  • Representing New Zealand at Futsal.
  • Studying at University.
  • Having a fulfilling career.
  • Building his first home.
Jone has done it all. He is a great role modle for young Kiwis - let him impart his wisdom onto you!



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>3945falsefull25 - The rise, fall and subsequent rise of the working man w/ John Bielbyhttps://www.spreaker.com/episode/25-the-rise-fall-and-subsequent-rise-of-the-working-man-w-john-bielby--56150685
He shares the following:

- How he sought opportunities and worked through a great career.
- His financial habits.
- A mixture of old school thinking and present day advice.

John is a great lad with a lot of wisdom to share! A fine testament to the fact that everyday working Kiwis can make home ownership a reality.




MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56150685Sun, 23 Jul 2023 13:10:02 +0000Hamish SummersJohn Bielby shares the story of his first home in Papamoa. He shares the following: - How he sought opportunities and worked through a great career. - His financial habits. - A mixture of old school thinking and present day advice. John is a...
He shares the following:

- How he sought opportunities and worked through a great career.
- His financial habits.
- A mixture of old school thinking and present day advice.

John is a great lad with a lot of wisdom to share! A fine testament to the fact that everyday working Kiwis can make home ownership a reality.




MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2480falsefull24 - Shared ownership arrangements w/ Amy Stevenshttps://www.spreaker.com/episode/24-shared-ownership-arrangements-w-amy-stevens--56038345
We discuss the following:
  • Buying a home using equity from family.
  • Buying a home with a partner.
  • How she created a business to help other Kiwis buy through shared ownership.
Amy provides solutions far beyond using the bank of Mum and Dad for a house deposit. She explains strategies that many kiwis can utilise to supplement their house deposit savings. Let Amys' experiance inspire you to pursue your first home purchase too!



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/56038345Sun, 09 Jul 2023 13:15:02 +0000Hamish SummersAmy Stevens shares how she purchased her first home using a shared ownership agreement. We discuss the following: - Buying a home using equity from family. - Buying a home with a partner. - How she created a business to help other Kiwis buy...
We discuss the following:
  • Buying a home using equity from family.
  • Buying a home with a partner.
  • How she created a business to help other Kiwis buy through shared ownership.
Amy provides solutions far beyond using the bank of Mum and Dad for a house deposit. She explains strategies that many kiwis can utilise to supplement their house deposit savings. Let Amys' experiance inspire you to pursue your first home purchase too!



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2399falsefull23 - Career, travel and home ownership w/ Anita Perkinshttps://www.spreaker.com/episode/23-career-travel-and-home-ownership-w-anita-perkins--54844378
- Career
- Travelling
- First home ownership


A great yarn - be inspired by a great Kiwi who has made first home ownership her reality.

Learn more about Anita and her business here:

https://www.anitaperkinsconsulting.com/



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>https://api.spreaker.com/episode/54844378Sun, 25 Jun 2023 13:05:01 +0000Hamish SummersAnita Perkins tells us the story of her first home purchase. Anita is a professional business woman based in Wellington. She dives into the following: - Career - Travelling - First home ownership A great yarn - be inspired by a great Kiwi who has...
- Career
- Travelling
- First home ownership


A great yarn - be inspired by a great Kiwi who has made first home ownership her reality.

Learn more about Anita and her business here:

https://www.anitaperkinsconsulting.com/



MKM New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/]]>2824falsefull22 - First home in central Auckland w/ Leo Andersonhttps://www.spreaker.com/episode/22-first-home-in-central-auckland-w-leo-anderson--52697512



  • Maxing out his student loan to utilise for a house deposit.
  • Attending formal classes to learn to buy a home.
  • Living like a student and avoiding lifestyle creep.
A motivated and talented man, Leo is an excellent role model for first home buyers!

Why not invest in some quality New Zealand made clothing? MKM have a fantastic range of merino clothing that will stand the test of time.

Discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/



]]>https://api.spreaker.com/episode/52697512Sun, 12 Feb 2023 12:10:02 +0000Hamish SummersA first home in central Auckland. A six figure house deposit. Leo Anderson shares the story of all stories! This Kiwi tells us about his first home buying experiance, including: - Maxing out his student loan to utilise for a house deposit. -...



  • Maxing out his student loan to utilise for a house deposit.
  • Attending formal classes to learn to buy a home.
  • Living like a student and avoiding lifestyle creep.
A motivated and talented man, Leo is an excellent role model for first home buyers!

Why not invest in some quality New Zealand made clothing? MKM have a fantastic range of merino clothing that will stand the test of time.

Discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/



]]>1979falsefull21 - Reflections of a family man w/ Alex Deanhttps://www.spreaker.com/episode/21-reflections-of-a-family-man-w-alex-dean--51874679
- Choosing the initial house.
- Moving to subsequent homes.
- Starting a family.
- Hindsight.

A thorough analysis of the house purchase decision and the reasons behind it, Alex will leave you educated, entertained and excited for your first home purchase!

Alex also produces high quality photos and videos. Check them out via the link below:

https://www.figjammedia.co.nz/]]>https://api.spreaker.com/episode/51874679Sun, 20 Nov 2022 12:00:02 +0000Hamish SummersAlex Dean explains how he and his wife purchased their first home. He explores the decisions that he and his wife made and their future goals. He reflects upon the following: - Choosing the initial house. - Moving to subsequent homes. -...
- Choosing the initial house.
- Moving to subsequent homes.
- Starting a family.
- Hindsight.

A thorough analysis of the house purchase decision and the reasons behind it, Alex will leave you educated, entertained and excited for your first home purchase!

Alex also produces high quality photos and videos. Check them out via the link below:

https://www.figjammedia.co.nz/]]>1463falsefull20 - Taking advantage of the falling housing market w/ Martina and Carlhttps://www.spreaker.com/episode/20-taking-advantage-of-the-falling-housing-market-w-martina-and-carl--51791318
- Upskilling professionally to increase their income.
- Contributing to Kiwi Saver.
- Plain old fassioned saving.
- Navigating a housing market that is falling in value.

Martina and Carl made calculated decisions with a long term mindset. A fantastic example of what is possible if you plan for the future.


If you want to speak to a professional and skilled mortgage broker in Auckland, contact Rob Gilfilan:

https://mortgagesupply.co.nz/our-team/rob-gilfillan/]]>https://api.spreaker.com/episode/51791318Sun, 06 Nov 2022 12:00:02 +0000Hamish SummersMartina and Carl recently purchased their first home in Auckland. They put themselves in a good situation by doing the following: - Upskilling professionally to increase their income. - Contributing to Kiwi Saver. - Plain old fassioned saving....
- Upskilling professionally to increase their income.
- Contributing to Kiwi Saver.
- Plain old fassioned saving.
- Navigating a housing market that is falling in value.

Martina and Carl made calculated decisions with a long term mindset. A fantastic example of what is possible if you plan for the future.


If you want to speak to a professional and skilled mortgage broker in Auckland, contact Rob Gilfilan:

https://mortgagesupply.co.nz/our-team/rob-gilfillan/]]>2001falsefull19 - Seizing the day w/ Logan Donnellyhttps://www.spreaker.com/episode/19-seizing-the-day-w-logan-donnelly--50842049
He passionately explains:

- His perspective on the pressures that young kiwis are faced with.
- How he transformed his financial habits.
- How we engaged with a mortgage advisor and took advantage of an opportunity that arose.

A great Kiwi story of how home ownership became possible for a young family!

Access more of Logans content here:

Instagram: @kiwidad

Article:

https://www.nzherald.co.nz/nz/bay-of-plenty-dad-creates-cost-of-living-guide-saves-family-thousands/2YB6IKVALQHBEMOBM3ZUZQRALY/]]>https://api.spreaker.com/episode/50842049Sun, 07 Aug 2022 15:24:07 +0000Hamish SummersThis episode explores how Logan Donnelley and his wife purchased his first home in the Bay of Plenty. He passionately explains: - His perspective on the pressures that young kiwis are faced with. - How he transformed his financial habits. -...
He passionately explains:

- His perspective on the pressures that young kiwis are faced with.
- How he transformed his financial habits.
- How we engaged with a mortgage advisor and took advantage of an opportunity that arose.

A great Kiwi story of how home ownership became possible for a young family!

Access more of Logans content here:

Instagram: @kiwidad

Article:

https://www.nzherald.co.nz/nz/bay-of-plenty-dad-creates-cost-of-living-guide-saves-family-thousands/2YB6IKVALQHBEMOBM3ZUZQRALY/]]>2595falsefull18 - First home, finding your 'why' in family and acting on opportunities w/ Gary Linhttps://www.spreaker.com/episode/18-first-home-finding-your-why-in-family-and-acting-on-opportunities-w-gary-lin--50551079
We have the privilege of hearing from Gary Lin. He bought a home in Auckland at a young age and credits family as his ‘why’. He discusses the following:

- Focusing on maximizing your income at a young age.
- Throwing yourself into all opportunities that arise, especially in your 20’s.
- Dealing with tall poppy syndrome.

Gary is motivated and has a positive attitude towards home ownership in New Zealand.
Enjoy the gems he shares!

More about Gary:

https://garylin.co/]]>https://api.spreaker.com/episode/50551079Sun, 24 Jul 2022 13:00:04 +0000Hamish SummersKia ora everyone! We have the privilege of hearing from Gary Lin. He bought a home in Auckland at a young age and credits family as his ‘why’. He discusses the following: - Focusing on maximizing your income at a young age. - Throwing yourself...
We have the privilege of hearing from Gary Lin. He bought a home in Auckland at a young age and credits family as his ‘why’. He discusses the following:

- Focusing on maximizing your income at a young age.
- Throwing yourself into all opportunities that arise, especially in your 20’s.
- Dealing with tall poppy syndrome.

Gary is motivated and has a positive attitude towards home ownership in New Zealand.
Enjoy the gems he shares!

More about Gary:

https://garylin.co/]]>2330falsefull17 - Getting started in housing as a young couple w/ Toby Pascoehttps://www.spreaker.com/episode/17-getting-started-in-housing-as-a-young-couple-w-toby-pascoe--50432475He deep dives into the following:

- What it was like being a young couple and buying a first home.

- How he and his wife progressed financially after their first home purchase.

- Overcoming analysis paralysis – how to execute despite the current price and current interest rate.

A good southern man, Toby’s story is full of practical advice for the everyday Kiwi! Enjoy.

More about Toby:

https://www.opespartners.co.nz/team/toby-pascoe]]>https://api.spreaker.com/episode/50432475Sun, 10 Jul 2022 13:00:02 +0000Hamish SummersToby Pascoe tells us the story of how he and his wife purchased their first home. He deep dives into the following: - What it was like being a young couple and buying a first home. - How he and his wife progressed financially after their...He deep dives into the following:

- What it was like being a young couple and buying a first home.

- How he and his wife progressed financially after their first home purchase.

- Overcoming analysis paralysis – how to execute despite the current price and current interest rate.

A good southern man, Toby’s story is full of practical advice for the everyday Kiwi! Enjoy.

More about Toby:

https://www.opespartners.co.nz/team/toby-pascoe]]>2928falsefull16 - The state of it (Solo episode)https://www.spreaker.com/episode/16-the-state-of-it-solo-episode--50376514
Here are my thoughts on the current housing market. While the media paints one picture, we need to start looking at solutions to keep Kiwis saving up for their first homes. Food for thought.

Have a great week!]]>https://api.spreaker.com/episode/50376514Mon, 27 Jun 2022 10:30:29 +0000Hamish SummersKia ora everyone! Here are my thoughts on the current housing market. While the media paints one picture, we need to start looking at solutions to keep Kiwis saving up for their first homes. Food for thought. Have a great week!
Here are my thoughts on the current housing market. While the media paints one picture, we need to start looking at solutions to keep Kiwis saving up for their first homes. Food for thought.

Have a great week!]]>407falsefull15 - A six figure house deposit by age 21 w/ Mikey Smithhttps://www.spreaker.com/episode/15-a-six-figure-house-deposit-by-age-21-w-mikey-smith--50125660
We speak with Mikey Smith about how he saved a six figure house deposit by age 21. A professional mortgage advisor, Mikey sheds light on the following topics:

- How he put together a six figure house deposit by age 21.
- How you have a better chance of buying a house in New Zealand at a better price now than you could this time last year.
- The benefits of renting a house.

Mikey is very knowledgeable and loves a quality beer. He will leave you feeling super motivated! Enjoy.

You can find out more about Mikey here:

https://guardiansmith.co.nz/]]>https://api.spreaker.com/episode/50125660Sun, 12 Jun 2022 13:00:02 +0000Hamish SummersKia ora everyone! We speak with Mikey Smith about how he saved a six figure house deposit by age 21. A professional mortgage advisor, Mikey sheds light on the following topics: - How he put together a six figure house deposit by age 21. - How...
We speak with Mikey Smith about how he saved a six figure house deposit by age 21. A professional mortgage advisor, Mikey sheds light on the following topics:

- How he put together a six figure house deposit by age 21.
- How you have a better chance of buying a house in New Zealand at a better price now than you could this time last year.
- The benefits of renting a house.

Mikey is very knowledgeable and loves a quality beer. He will leave you feeling super motivated! Enjoy.

You can find out more about Mikey here:

https://guardiansmith.co.nz/]]>1527falsefull14 - What my podcast guests have taught me so far (Solo episode)https://www.spreaker.com/episode/14-what-my-podcast-guests-have-taught-me-so-far-solo-episode--49441024https://api.spreaker.com/episode/49441024Sun, 17 Apr 2022 13:00:04 +0000Hamish SummersHi everyone! This episode is about the new ideas I have been introduced to since starting this podcast. Plenty of new perspectives from plenty of different people. Enjoy!1151falsefull13 - New Zealand house are super expensive. Here's how to save up for one w/ Frances Cookhttps://www.spreaker.com/episode/13-new-zealand-house-are-super-expensive-here-s-how-to-save-up-for-one-w-frances-cook--49409131
- Investing in a long term relationship.
- How an increase in equity can secure you a better interest rate on your mortgage.
- What a home means to her and her future lifestyle.

A qualified financial advisor; Frances is sure to leave you both entertained and educated.


Listen to her podcast here, 'cooking the books':

https://open.spotify.com/show/4RoBolWwAt893GKs3tZgax?si=d041d83f59a2435d]]>https://api.spreaker.com/episode/49409131Tue, 12 Apr 2022 09:32:05 +0000Hamish SummersFrances Cook has plenty of good advice for first home buyers! She really drives home the importance of the following: - Investing in a long term relationship. - How an increase in equity can secure you a better interest rate on your mortgage. -...
- Investing in a long term relationship.
- How an increase in equity can secure you a better interest rate on your mortgage.
- What a home means to her and her future lifestyle.

A qualified financial advisor; Frances is sure to leave you both entertained and educated.


Listen to her podcast here, 'cooking the books':

https://open.spotify.com/show/4RoBolWwAt893GKs3tZgax?si=d041d83f59a2435d]]>2484falsefull12 - First home in Taranaki w/ Luke Kemeyshttps://www.spreaker.com/episode/12-first-home-in-taranaki-w-luke-kemeys--49311282
- Early money mishaps.
- Putting together a deposit and purchasing a home in a small town.
- Hidden costs and contingencies to be aware of.

A man who loves sharing financial literacy, Luke fills this episode with tips you can start applying immediately.

Hear more content from Luke here via keep the change podcast -

https://open.spotify.com/show/2xfURkXZGEHVYIOK0DdR9S?si=7c2b5887c31748a9]]>https://api.spreaker.com/episode/49311282Mon, 04 Apr 2022 08:24:09 +0000Hamish SummersLuke Kemeys shares his first home journey with us. He explores: - Early money mishaps. - Putting together a deposit and purchasing a home in a small town. - Hidden costs and contingencies to be aware of. A man who loves sharing financial...
- Early money mishaps.
- Putting together a deposit and purchasing a home in a small town.
- Hidden costs and contingencies to be aware of.

A man who loves sharing financial literacy, Luke fills this episode with tips you can start applying immediately.

Hear more content from Luke here via keep the change podcast -

https://open.spotify.com/show/2xfURkXZGEHVYIOK0DdR9S?si=7c2b5887c31748a9]]>1642falsefull11 - Getting the upper hand as a first home buyer w/ Simran Kaurhttps://www.spreaker.com/episode/11-getting-the-upper-hand-as-a-first-home-buyer-w-simran-kaur--49212888
- How investing a large percentage of her savings into shares and Kiwi Saver grew her deposit swiftly.

- How she got the upper hand as a first home buyer in a competitive market.

- That you can only save so much, but there is no limit to what you can earn.

Enjoy!

Girls that invest podcast:

https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e2ed694fcbda4005]]>https://api.spreaker.com/episode/49212888Sun, 27 Mar 2022 11:05:02 +0000Hamish SummersSimran Kaur tells us how she saved up her first home deposit. She explains: - How investing a large percentage of her savings into shares and Kiwi Saver grew her deposit swiftly. - How she got the upper hand as a first home buyer in a...
- How investing a large percentage of her savings into shares and Kiwi Saver grew her deposit swiftly.

- How she got the upper hand as a first home buyer in a competitive market.

- That you can only save so much, but there is no limit to what you can earn.

Enjoy!

Girls that invest podcast:

https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e2ed694fcbda4005]]>1737falsefull10 - First home, selling up and future plans. A good yarn with w/ Ryan (Stag) O'Connorhttps://www.spreaker.com/episode/10-first-home-selling-up-and-future-plans-a-good-yarn-with-w-ryan-stag-o-connor--49112879
- Living off one income and saving your partners income.
- Moving overseas.
- Selling the first home.

A champion of the Kiwi lifestyle, Ryan's story will leave you wanting to hear more! Luckily he had a podcast of his own where he shares many quality yarns.

https://open.spotify.com/show/612xQBBnjnqKhV9gLIxgt6?si=fd916bca2b56414f]]>https://api.spreaker.com/episode/49112879Sun, 20 Mar 2022 11:05:02 +0000Hamish SummersRyan (Stag) O'Connor tells us about his life and his first home buying experience. He touches on some fascinating topics, such as: - Living off one income and saving your partners income. - Moving overseas. - Selling the first home. A...
- Living off one income and saving your partners income.
- Moving overseas.
- Selling the first home.

A champion of the Kiwi lifestyle, Ryan's story will leave you wanting to hear more! Luckily he had a podcast of his own where he shares many quality yarns.

https://open.spotify.com/show/612xQBBnjnqKhV9gLIxgt6?si=fd916bca2b56414f]]>2938falsefull9 - Thriving in your 20's and living off the grid w/ Jacob Dexterhttps://www.spreaker.com/episode/9-thriving-in-your-20-s-and-living-off-the-grid-w-jacob-dexter--49053930
A calculated decision maker and all-round good bloke, Jacob shares the following with us:

- Finding his way around study and getting a career.
- Saving a house deposit the good old fashioned way.
- Purchasing a home that allows his family to live off the land.

Jacob will inspire you to dream big and design a life the Kiwi way!]]>https://api.spreaker.com/episode/49053930Mon, 14 Mar 2022 08:28:47 +0000Hamish SummersJacob Dexter shares how he navigated his late teens and early 20's and became a homeowner. A calculated decision maker and all-round good bloke, Jacob shares the following with us: - Finding his way around study and getting a career. - Saving...
A calculated decision maker and all-round good bloke, Jacob shares the following with us:

- Finding his way around study and getting a career.
- Saving a house deposit the good old fashioned way.
- Purchasing a home that allows his family to live off the land.

Jacob will inspire you to dream big and design a life the Kiwi way!]]>3765falsefull8 - My first homehttps://www.spreaker.com/episode/8-my-first-home--48956019
- Getting started with Kiwi Saver and investing at a young age
- Flatting and living the lifestyle of a young Kiwi
- Travelling around the world
- Not getting money from my parents

Have your cake and eat it, let me explain...]]>https://api.spreaker.com/episode/48956019Sun, 06 Mar 2022 11:05:02 +0000Hamish SummersI explain how I saved a 33% house deposit in six and a half years, while doing the following; - Getting started with Kiwi Saver and investing at a young age - Flatting and living the lifestyle of a young Kiwi - Travelling around the world - Not...
- Getting started with Kiwi Saver and investing at a young age
- Flatting and living the lifestyle of a young Kiwi
- Travelling around the world
- Not getting money from my parents

Have your cake and eat it, let me explain...]]>1073falsefull7 - Tips for young players w/ Ruth Hendersonhttps://www.spreaker.com/episode/7-tips-for-young-players-w-ruth-henderson--48894386
She really gets into depth on the value of investing, making the most of opportunities and trying new things!

Listen to Ruth's podcast, the Happy Saver -

https://open.spotify.com/show/6bdJFBKf3lg3CudD78NH2X?si=5c68e8c5ce9f4645]]>https://api.spreaker.com/episode/48894386Mon, 28 Feb 2022 08:01:34 +0000Hamish SummersRuth Henderson (A.K.A the happy saver) shares her house deposit story with a view to help other Kiwis. She really gets into depth on the value of investing, making the most of opportunities and trying new things! Listen to Ruth's podcast, the...
She really gets into depth on the value of investing, making the most of opportunities and trying new things!

Listen to Ruth's podcast, the Happy Saver -

https://open.spotify.com/show/6bdJFBKf3lg3CudD78NH2X?si=5c68e8c5ce9f4645]]>2172falsefull6 - Using Kiwi Saver for your first home deposit w/ Rupert Carlyon from Kourahttps://www.spreaker.com/episode/6-using-kiwi-saver-for-your-first-home-deposit-w-rupert-carlyon-from-koura--48803436
He nails the following with slick expertise...

- What Kiwi Saver is and what fund types there are.
- Understanding your personality and stage in life to determine risk appetite.
- How Kiwi Saver actually helps out with your first home deposit.

Unsure how to get the most out of Kiwi Saver? This one if for you!

Koura website:

https://www.kourawealth.co.nz/]]>https://api.spreaker.com/episode/48803436Sun, 20 Feb 2022 11:05:02 +0000Hamish SummersRupert Carlyon from Koura shares in depth discussion around how to use Kiwi Saver for a deposit on your first home. He nails the following with slick expertise... - What Kiwi Saver is and what fund types there are. - Understanding your...
He nails the following with slick expertise...

- What Kiwi Saver is and what fund types there are.
- Understanding your personality and stage in life to determine risk appetite.
- How Kiwi Saver actually helps out with your first home deposit.

Unsure how to get the most out of Kiwi Saver? This one if for you!

Koura website:

https://www.kourawealth.co.nz/]]>2792falsefull5 - Working abroad to save a deposit w/ Angela Stranghttps://www.spreaker.com/episode/5-working-abroad-to-save-a-deposit-w-angela-strang--48681855
- Understanding when to leave school to pursue something specific.
- Working hard and optimizing a great savings opportunity.
- The chance to earn money overseas in a country with a stronger currency (Then returning to NZ!).

How good!]]>https://api.spreaker.com/episode/48681855Sun, 13 Feb 2022 11:05:02 +0000Hamish SummersAngela shares her story of working overseas to save up a house deposit. She really drives home some key points: - Understanding when to leave school to pursue something specific. - Working hard and optimizing a great savings opportunity. - The...
- Understanding when to leave school to pursue something specific.
- Working hard and optimizing a great savings opportunity.
- The chance to earn money overseas in a country with a stronger currency (Then returning to NZ!).

How good!]]>1443falsefull4 - Great nest egg, great bloke w/ Zane Buchananhttps://www.spreaker.com/episode/4-great-nest-egg-great-bloke-w-zane-buchanan--48611712https://api.spreaker.com/episode/48611712Sun, 06 Feb 2022 13:14:01 +0000Hamish SummersZane shares his journey towards home ownership with us. An astute saver and a great bloke, he breaks down how he and his fiancé generated a 35% house deposit.1945falsefull3 - The journey from debt to house deposit w/ Tracy Hemingwayhttps://www.spreaker.com/episode/3-the-journey-from-debt-to-house-deposit-w-tracy-hemingway--48504047
Link to Tracy's website:

https://www.debtfreediva.co.nz/]]>https://api.spreaker.com/episode/48504047Sun, 30 Jan 2022 11:05:02 +0000Hamish SummersTracy Hemingway shares her story of paying off $94,000 of debt and then saving up for a house deposit. A motivating and inspirational story! Link to Tracy's website: https://www.debtfreediva.co.nz/
Link to Tracy's website:

https://www.debtfreediva.co.nz/]]>1607falsefull2 - First home at age 21 w/ Cameron Thomsonhttps://www.spreaker.com/episode/2-first-home-at-age-21-w-cameron-thomson--48411159https://api.spreaker.com/episode/48411159Sun, 23 Jan 2022 12:00:02 +0000Hamish SummersCameron Thomson shares the story of how he saved up to buy his first home by the age of 21. After leaving school at 16, long hours working at Pak N Save helped Cameron achieve his goal.1476falsefull1 - First home in Auckland w/ Jack Windlerhttps://www.spreaker.com/episode/1-first-home-in-auckland-w-jack-windler--48317820
Link to Jacks website:

https://mortgagesupply.co.nz/our-team/jack-windler/]]>https://api.spreaker.com/episode/48317820Sun, 16 Jan 2022 11:38:46 +0000Hamish SummersJack Windler shares his story about saving for a deposit and buying his first home in Auckland Link to Jacks website: https://mortgagesupply.co.nz/our-team/jack-windler/
Link to Jacks website:

https://mortgagesupply.co.nz/our-team/jack-windler/]]>1670falsefull