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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Your Financial Fitness</title><link>https://www.spreaker.com/podcast/your-financial-fitness--5176733</link><description><![CDATA[Al Riddick is founder and president of Game Time Budgeting, an award-winning financial fitness company that helps employees learn simple and sustainable behaviors for improving their relationship with money.]]></description><atom:link href="https://www.spreaker.com/show/5176733/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Investing</category><copyright>Copyright Joe Strecker Productions</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg</url><title>Your Financial Fitness</title><link>https://www.spreaker.com/podcast/your-financial-fitness--5176733</link></image><lastBuildDate>Fri, 26 Jun 2026 16:36:35 +0000</lastBuildDate><itunes:author>Joe Strecker Productions</itunes:author><itunes:owner><itunes:name>Joe Strecker Productions</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:subtitle>Al Riddick is founder and president of Game Time Budgeting, an award-winning financial fitness company that helps employees learn simple and sustainable behaviors for improving their relationship with money.</itunes:subtitle><itunes:summary><![CDATA[Al Riddick is founder and president of Game Time Budgeting, an award-winning financial fitness company that helps employees learn simple and sustainable behaviors for improving their relationship with money.]]></itunes:summary><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Al Riddick - Are Diamonds Really a Girl's Best Friend?</title><link>https://www.spreaker.com/episode/al-riddick-are-diamonds-really-a-girl-s-best-friend--65664775</link><guid isPermaLink="false">https://api.spreaker.com/episode/65664775</guid><pubDate>Tue, 22 Apr 2025 23:10:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65664775/al_riddick_are_diamonds_really_a_grils_best_friend.mp3" length="8712576" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/e4c013d5-f30f-4cfa-961c-250cfe673a01/e4c013d5-f30f-4cfa-961c-250cfe673a01.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e4c013d5-f30f-4cfa-961c-250cfe673a01/e4c013d5-f30f-4cfa-961c-250cfe673a01.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e4c013d5-f30f-4cfa-961c-250cfe673a01/e4c013d5-f30f-4cfa-961c-250cfe673a01.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>545</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Benefits of an open financial relationship</title><link>https://www.spreaker.com/episode/al-riddick-benefits-of-an-open-financial-relationship--64621713</link><description><![CDATA[Unlock the secrets to transforming your relationship by inviting money to the table as an active partner. Join us in a fascinating conversation with Al Riddick from Game Time Budgeting, where we uncover how routine financial discussions can enhance trust and understanding between partners. Discover how viewing money as a third participant in your relationship can prevent financial disagreements and foster a healthier marriage. Al shares practical advice and personal experiences, including his own financial routine with his wife, demonstrating the power of consistent cash flow planning in sustaining a harmonious partnership.<br /><br />Explore the profound impact of effective financial communication and how it can align shared goals for better decision-making. Al Riddick offers invaluable insights into treating finances with a healthy mindset, promoting transparency and collaboration within partnerships. Learn how open conversations about money can transform financial planning into an opportunity for relationship growth. Whether you're at the start of a new relationship or looking to strengthen an existing one, this episode promises to equip you with the tools to build a stronger, more open financial partnership.<br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64621713</guid><pubDate>Fri, 28 Feb 2025 09:40:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/64621713/al_riddick_open_relationship_022525.mp3" length="8717184" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/c90b8058-0eb3-4141-9276-d997fd6a7573/c90b8058-0eb3-4141-9276-d997fd6a7573.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c90b8058-0eb3-4141-9276-d997fd6a7573/c90b8058-0eb3-4141-9276-d997fd6a7573.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c90b8058-0eb3-4141-9276-d997fd6a7573/c90b8058-0eb3-4141-9276-d997fd6a7573.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Unlock the secrets to transforming your relationship by inviting money to the table as an active partner. Join us in a fascinating conversation with Al Riddick from Game Time Budgeting, where we uncover how routine financial discussions can enhance...</itunes:subtitle><itunes:summary><![CDATA[Unlock the secrets to transforming your relationship by inviting money to the table as an active partner. Join us in a fascinating conversation with Al Riddick from Game Time Budgeting, where we uncover how routine financial discussions can enhance trust and understanding between partners. Discover how viewing money as a third participant in your relationship can prevent financial disagreements and foster a healthier marriage. Al shares practical advice and personal experiences, including his own financial routine with his wife, demonstrating the power of consistent cash flow planning in sustaining a harmonious partnership.<br /><br />Explore the profound impact of effective financial communication and how it can align shared goals for better decision-making. Al Riddick offers invaluable insights into treating finances with a healthy mindset, promoting transparency and collaboration within partnerships. Learn how open conversations about money can transform financial planning into an opportunity for relationship growth. Whether you're at the start of a new relationship or looking to strengthen an existing one, this episode promises to equip you with the tools to build a stronger, more open financial partnership.<br />]]></itunes:summary><itunes:duration>545</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - What I learned from my dream vacation</title><link>https://www.spreaker.com/episode/al-riddick-what-i-learned-from-my-dream-vacation--63990116</link><guid isPermaLink="false">https://api.spreaker.com/episode/63990116</guid><pubDate>Wed, 29 Jan 2025 09:29:40 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/63990116/simply_money_012825_seg3.mp3" length="8041344" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/8e110db5-c743-4d33-a5cb-5a906d7a7a90/8e110db5-c743-4d33-a5cb-5a906d7a7a90.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/8e110db5-c743-4d33-a5cb-5a906d7a7a90/8e110db5-c743-4d33-a5cb-5a906d7a7a90.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/8e110db5-c743-4d33-a5cb-5a906d7a7a90/8e110db5-c743-4d33-a5cb-5a906d7a7a90.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>503</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - What I learned from my dad</title><link>https://www.spreaker.com/episode/al-riddick-what-i-learned-from-my-dad--60524615</link><guid isPermaLink="false">https://api.spreaker.com/episode/60524615</guid><pubDate>Thu, 27 Jun 2024 07:00:10 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60524615/al_riddick_fathers_day_062524_seg3.mp3" length="8640768" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/1c4a57dc-d7af-40d5-86f1-204390a1d31f/1c4a57dc-d7af-40d5-86f1-204390a1d31f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/1c4a57dc-d7af-40d5-86f1-204390a1d31f/1c4a57dc-d7af-40d5-86f1-204390a1d31f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/1c4a57dc-d7af-40d5-86f1-204390a1d31f/1c4a57dc-d7af-40d5-86f1-204390a1d31f.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>541</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Getting hit in the face</title><link>https://www.spreaker.com/episode/al-riddick-getting-hit-in-the-face--60218461</link><description><![CDATA[<b>Getting Hit in the Face Teaches Personal Finance Lesson</b><ol><li>I find it hard to believe that a hit to your face can teach a person anything about personal finance. Help me understand the backstory that created these lessons.</li><li>What did you learn by doing push-ups in the dark?</li><li>What are some of the ways people get punched in the face from a personal finance perspective?</li><li>What are two or three things people can start doing today that can help them avoid a personal finance sucker punch?</li></ol>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60218461</guid><pubDate>Thu, 30 May 2024 08:56:50 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60218461/simply_money_052824_seg3.mp3" length="8362752" type="audio/mpeg"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Getting Hit in the Face Teaches Personal Finance Lesson
- I find it hard to believe that a hit to your face can teach a person anything about personal finance. Help me understand the backstory that created these lessons.
- What did you learn by doing...</itunes:subtitle><itunes:summary><![CDATA[<b>Getting Hit in the Face Teaches Personal Finance Lesson</b><ol><li>I find it hard to believe that a hit to your face can teach a person anything about personal finance. Help me understand the backstory that created these lessons.</li><li>What did you learn by doing push-ups in the dark?</li><li>What are some of the ways people get punched in the face from a personal finance perspective?</li><li>What are two or three things people can start doing today that can help them avoid a personal finance sucker punch?</li></ol>]]></itunes:summary><itunes:duration>523</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Did Al Commit Financial Infidelity</title><link>https://www.spreaker.com/episode/al-riddick-did-al-commit-financial-infidelity--59626145</link><description><![CDATA[<b>Did Al Commit Financial Infidelity?</b><br /><ol><li>Al, what’s the latest financial story that took place in the Riddick household?</li><li>What was your wife’s reaction when she discovered your secret?</li><li>What did you and your wife come up with as the root cause of this situation?</li><li>Although you’ve been married for over twenty years, what financial lessons did each of you learn from this situation? </li></ol> ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59626145</guid><pubDate>Wed, 24 Apr 2024 07:05:57 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59626145/al_riddick_did_al_commit_financial_infidelity.mp3" length="8613120" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/0f2e33ec-9607-4430-a227-d829b9b85b6f/0f2e33ec-9607-4430-a227-d829b9b85b6f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/0f2e33ec-9607-4430-a227-d829b9b85b6f/0f2e33ec-9607-4430-a227-d829b9b85b6f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/0f2e33ec-9607-4430-a227-d829b9b85b6f/0f2e33ec-9607-4430-a227-d829b9b85b6f.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Did Al Commit Financial Infidelity?

- Al, what’s the latest financial story that took place in the Riddick household?
- What was your wife’s reaction when she discovered your secret?
- What did you and your wife come up with as the root cause of this...</itunes:subtitle><itunes:summary><![CDATA[<b>Did Al Commit Financial Infidelity?</b><br /><ol><li>Al, what’s the latest financial story that took place in the Riddick household?</li><li>What was your wife’s reaction when she discovered your secret?</li><li>What did you and your wife come up with as the root cause of this situation?</li><li>Although you’ve been married for over twenty years, what financial lessons did each of you learn from this situation? </li></ol> ]]></itunes:summary><itunes:duration>539</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Emergencies don't have to break the bank</title><link>https://www.spreaker.com/episode/al-riddick-emergencies-don-t-have-to-break-the-bank--59192142</link><guid isPermaLink="false">https://api.spreaker.com/episode/59192142</guid><pubDate>Wed, 27 Mar 2024 07:21:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59192142/al_riddick_emergencies_don_t_have_to_break_the_bank.mp3" length="8757888" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d36b8022-9947-43c1-bf16-c66da9eae624/d36b8022-9947-43c1-bf16-c66da9eae624.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d36b8022-9947-43c1-bf16-c66da9eae624/d36b8022-9947-43c1-bf16-c66da9eae624.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d36b8022-9947-43c1-bf16-c66da9eae624/d36b8022-9947-43c1-bf16-c66da9eae624.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>548</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Overcoming FOMO</title><link>https://www.spreaker.com/episode/al-riddick-overcoming-fomo--58873746</link><description><![CDATA[<b>Simple Tips for Overcoming FOMO</b><ol><li>Al, I’m sure you’ve recently had an experience that caused you to gain some insight into FOMO so tell me about it.</li><li>When people scroll through their social media accounts and see famous people or some of their friends attending parties, wearing expensive clothes, and enjoying extravagant vacations, it’s difficult to not have FOMO. What advice can you share to help avoid this influence?</li><li>Socializing with friends over drinks and food is a big part of most people’s everyday lives and it can be a challenge saying no. Is there another way to look at this?</li><li>For people who have tried and can’t seem to resist FOMO, what might they want to consider? </li></ol>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58873746</guid><pubDate>Thu, 29 Feb 2024 08:09:05 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/58873746/riddick_fomo_022824.mp3" length="9121536" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b8f5c631-b8dc-4060-be9a-f220e9c79f93/b8f5c631-b8dc-4060-be9a-f220e9c79f93.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b8f5c631-b8dc-4060-be9a-f220e9c79f93/b8f5c631-b8dc-4060-be9a-f220e9c79f93.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b8f5c631-b8dc-4060-be9a-f220e9c79f93/b8f5c631-b8dc-4060-be9a-f220e9c79f93.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Simple Tips for Overcoming FOMO
- Al, I’m sure you’ve recently had an experience that caused you to gain some insight into FOMO so tell me about it.
- When people scroll through their social media accounts and see famous people or some of their...</itunes:subtitle><itunes:summary><![CDATA[<b>Simple Tips for Overcoming FOMO</b><ol><li>Al, I’m sure you’ve recently had an experience that caused you to gain some insight into FOMO so tell me about it.</li><li>When people scroll through their social media accounts and see famous people or some of their friends attending parties, wearing expensive clothes, and enjoying extravagant vacations, it’s difficult to not have FOMO. What advice can you share to help avoid this influence?</li><li>Socializing with friends over drinks and food is a big part of most people’s everyday lives and it can be a challenge saying no. Is there another way to look at this?</li><li>For people who have tried and can’t seem to resist FOMO, what might they want to consider? </li></ol>]]></itunes:summary><itunes:duration>571</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Major life moments come at a cost</title><link>https://www.spreaker.com/episode/al-riddick-major-life-moments-come-at-a-cost--58426751</link><description><![CDATA[<b>Major Life Moments Usually Come at a Cost</b><ol><li>Al, I hear you and your wife will be celebrating a milestone birthday this year. How does team Riddick plan for that celebration?</li><li>I think most people would agree that we sometimes delay financial progress because we don’t want to make any sacrifices. What are your thoughts?</li><li>I’m sure you’re familiar with the quote, “If you fail to plan, you are planning to fail.” I hear you have a unique twist on that. Tell me more.</li><li>Out of curiosity Al, what would you say are some of the most high stakes financial decisions people can make in their lifetime?</li></ol>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58426751</guid><pubDate>Wed, 24 Jan 2024 08:50:55 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/58426751/al_riddick_major_life_moments_come_at_a_cost.mp3" length="8720640" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/fcf02041-d521-47ab-8c9a-72c8d589c2ea/fcf02041-d521-47ab-8c9a-72c8d589c2ea.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/fcf02041-d521-47ab-8c9a-72c8d589c2ea/fcf02041-d521-47ab-8c9a-72c8d589c2ea.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/fcf02041-d521-47ab-8c9a-72c8d589c2ea/fcf02041-d521-47ab-8c9a-72c8d589c2ea.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Major Life Moments Usually Come at a Cost
- Al, I hear you and your wife will be celebrating a milestone birthday this year. How does team Riddick plan for that celebration?
- I think most people would agree that we sometimes delay financial progress...</itunes:subtitle><itunes:summary><![CDATA[<b>Major Life Moments Usually Come at a Cost</b><ol><li>Al, I hear you and your wife will be celebrating a milestone birthday this year. How does team Riddick plan for that celebration?</li><li>I think most people would agree that we sometimes delay financial progress because we don’t want to make any sacrifices. What are your thoughts?</li><li>I’m sure you’re familiar with the quote, “If you fail to plan, you are planning to fail.” I hear you have a unique twist on that. Tell me more.</li><li>Out of curiosity Al, what would you say are some of the most high stakes financial decisions people can make in their lifetime?</li></ol>]]></itunes:summary><itunes:duration>546</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - High Cholesterol Provides Insight Into Personal Finance</title><link>https://www.spreaker.com/episode/al-riddick-high-cholesterol-provides-insight-into-personal-finance--57832430</link><description><![CDATA[<ol><li>Al, you seem to find the most unusual things that show lessons in personal finance. Tell us your latest story.</li><li>When you discovered your cholesterol was high, what did that teach you about how people sometimes feel about money?</li><li>Some people say, “Good health is your most valuable asset!” Tell me what you think about that.</li><li>I hear you had a pleasant surprise as a result of changing your relationship with food. What was it?</li></ol>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57832430</guid><pubDate>Wed, 29 Nov 2023 01:00:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/57832430/simply_money_112823_seg3.mp3" length="9152640" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d6113f17-c998-4302-a737-e9f6ecb6c952/d6113f17-c998-4302-a737-e9f6ecb6c952.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d6113f17-c998-4302-a737-e9f6ecb6c952/d6113f17-c998-4302-a737-e9f6ecb6c952.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d6113f17-c998-4302-a737-e9f6ecb6c952/d6113f17-c998-4302-a737-e9f6ecb6c952.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>- Al, you seem to find the most unusual things that show lessons in personal finance. Tell us your latest story.
- When you discovered your cholesterol was high, what did that teach you about how people sometimes feel about money?
- Some people say,...</itunes:subtitle><itunes:summary><![CDATA[<ol><li>Al, you seem to find the most unusual things that show lessons in personal finance. Tell us your latest story.</li><li>When you discovered your cholesterol was high, what did that teach you about how people sometimes feel about money?</li><li>Some people say, “Good health is your most valuable asset!” Tell me what you think about that.</li><li>I hear you had a pleasant surprise as a result of changing your relationship with food. What was it?</li></ol>]]></itunes:summary><itunes:duration>573</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - My spouse wants a raise!</title><link>https://www.spreaker.com/episode/al-riddick-my-spouse-wants-a-raise--56945240</link><guid isPermaLink="false">https://api.spreaker.com/episode/56945240</guid><pubDate>Tue, 26 Sep 2023 23:15:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/56945240/simply_money_092623_seg3.mp3" length="8451456" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b1f3c093-369f-4c27-b887-e94da51fb92e/b1f3c093-369f-4c27-b887-e94da51fb92e.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b1f3c093-369f-4c27-b887-e94da51fb92e/b1f3c093-369f-4c27-b887-e94da51fb92e.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/b1f3c093-369f-4c27-b887-e94da51fb92e/b1f3c093-369f-4c27-b887-e94da51fb92e.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>529</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Get your money physical</title><link>https://www.spreaker.com/episode/al-riddick-get-your-money-physical--56614171</link><guid isPermaLink="false">https://api.spreaker.com/episode/56614171</guid><pubDate>Mon, 28 Aug 2023 13:04:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/56614171/al_riddick_get_your_money_physical_082223.mp3" length="10233216" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/70ea5044-d7be-41e7-8a1d-ebae152569bd/70ea5044-d7be-41e7-8a1d-ebae152569bd.txt" type="text/plain" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>640</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Undergarments Provide Lessons in Personal Finance</title><link>https://www.spreaker.com/episode/al-riddick-undergarments-provide-lessons-in-personal-finance--56225981</link><guid isPermaLink="false">https://api.spreaker.com/episode/56225981</guid><pubDate>Wed, 26 Jul 2023 07:48:58 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/56225981/al_riddicks_underwear_072523.mp3" length="9024768" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/048c7ec1-bd25-4468-a724-6dc1879e213a/048c7ec1-bd25-4468-a724-6dc1879e213a.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/048c7ec1-bd25-4468-a724-6dc1879e213a/048c7ec1-bd25-4468-a724-6dc1879e213a.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/048c7ec1-bd25-4468-a724-6dc1879e213a/048c7ec1-bd25-4468-a724-6dc1879e213a.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:duration>565</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - The Power of Paying Cash</title><link>https://www.spreaker.com/episode/al-riddick-the-power-of-paying-cash--53972613</link><description><![CDATA[Al Riddick, the president of Game Time Budgeting, bought a new car with cash after driving the same vehicle for 23 years. He surprised his wife with the car, which had a big red bow on it. Al negotiated the price with the dealership and paid with a cashier's check to save on interest. He stresses the importance of looking at the total cost of a car and not just the monthly payment when making financial decisions. Al also suggests keeping emotions in check, having an emergency fund, and considering the impact of monthly payments on cash flow when financing a major purchase.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53972613</guid><pubDate>Tue, 23 May 2023 16:01:31 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/53972613/al_riddick_power_of_paying_cash_052323.mp3" length="8766720" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/ffd9d937-0208-418e-b877-d6e0c908a46a/ffd9d937-0208-418e-b877-d6e0c908a46a.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/ffd9d937-0208-418e-b877-d6e0c908a46a/ffd9d937-0208-418e-b877-d6e0c908a46a.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/ffd9d937-0208-418e-b877-d6e0c908a46a/ffd9d937-0208-418e-b877-d6e0c908a46a.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Al Riddick, the president of Game Time Budgeting, bought a new car with cash after driving the same vehicle for 23 years. He surprised his wife with the car, which had a big red bow on it. Al negotiated the price with the dealership and paid with a...</itunes:subtitle><itunes:summary><![CDATA[Al Riddick, the president of Game Time Budgeting, bought a new car with cash after driving the same vehicle for 23 years. He surprised his wife with the car, which had a big red bow on it. Al negotiated the price with the dealership and paid with a cashier's check to save on interest. He stresses the importance of looking at the total cost of a car and not just the monthly payment when making financial decisions. Al also suggests keeping emotions in check, having an emergency fund, and considering the impact of monthly payments on cash flow when financing a major purchase.]]></itunes:summary><itunes:duration>548</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Travel Hacks</title><link>https://www.spreaker.com/episode/al-riddick-travel-hacks--53649694</link><description><![CDATA[Al Riddick, the president of Game Time Budgeting, who provides tips on saving money while traveling. Al talks about his travel planning habits and emphasizes the importance of booking early for cheaper tickets. He shares tips for saving money such as ordering appetizers instead of main dishes at restaurants, utilizing free hotel breakfasts, using public transportation instead of ride-sharing apps, and bringing an empty water bottle to the airport. Al also suggests investing in compression socks for long-haul flights and the importance of travel insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53649694</guid><pubDate>Wed, 26 Apr 2023 06:59:25 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/53649694/al_riddick_travel_hacks_042523.mp3" length="8908416" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/sounder/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa/d7925592-ebb4-4fae-9bdd-6be1a19bb5aa.vtt" type="text/vtt" language="en"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Al Riddick, the president of Game Time Budgeting, who provides tips on saving money while traveling. Al talks about his travel planning habits and emphasizes the importance of booking early for cheaper tickets. He shares tips for saving money such as...</itunes:subtitle><itunes:summary><![CDATA[Al Riddick, the president of Game Time Budgeting, who provides tips on saving money while traveling. Al talks about his travel planning habits and emphasizes the importance of booking early for cheaper tickets. He shares tips for saving money such as ordering appetizers instead of main dishes at restaurants, utilizing free hotel breakfasts, using public transportation instead of ride-sharing apps, and bringing an empty water bottle to the airport. Al also suggests investing in compression socks for long-haul flights and the importance of travel insurance.]]></itunes:summary><itunes:duration>557</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Similarities between playing the lottery and making a budget</title><link>https://www.spreaker.com/episode/al-riddick-similarities-between-playing-the-lottery-and-making-a-budget--53391395</link><description><![CDATA[Al Riddick, President of Game Time Budgeting, explains the commonalities such as making tradeoffs, involving risk, and setting goals. Discipline is also highlighted as important in both activities. Understanding past spending habits is emphasized as key to creating a successful budget. The transcript also addresses the misconception that the lottery can create wealth.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53391395</guid><pubDate>Thu, 30 Mar 2023 13:50:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/53391395/al_riddick_similarities_between_playing_the_lottery_and_making_a_budget_032823.mp3" length="9474816" type="audio/mpeg"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Al Riddick, President of Game Time Budgeting, explains the commonalities such as making tradeoffs, involving risk, and setting goals. Discipline is also highlighted as important in both activities. Understanding past spending habits is emphasized as...</itunes:subtitle><itunes:summary><![CDATA[Al Riddick, President of Game Time Budgeting, explains the commonalities such as making tradeoffs, involving risk, and setting goals. Discipline is also highlighted as important in both activities. Understanding past spending habits is emphasized as key to creating a successful budget. The transcript also addresses the misconception that the lottery can create wealth.]]></itunes:summary><itunes:duration>593</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Al Riddick - Raising Money Smart Teens</title><link>https://www.spreaker.com/episode/al-riddick-raising-money-smart-teens--53156427</link><description><![CDATA[Al Riddick discusses his book "Money Smart Teens" on the show, emphasizing the importance of teaching teenagers about money. He suggests discussing short-term and long-term goals with teenagers to help them make informed financial decisions. Riddick advises involving teenagers in expenses related to driving to teach them about the total cost of ownership. He shares a personal story about his sons paying for their own cars and how it made them more responsible drivers. Riddick highlights the importance of communication about money between parents and children, and encourages parents to expose teenagers to the right mindset and behaviors with money.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53156427</guid><pubDate>Fri, 10 Mar 2023 09:58:01 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/53156427/al_riddick_raising_money_smart_teens.mp3" length="8532096" type="audio/mpeg"/><itunes:author>Joe Strecker Productions</itunes:author><itunes:subtitle>Al Riddick discusses his book "Money Smart Teens" on the show, emphasizing the importance of teaching teenagers about money. He suggests discussing short-term and long-term goals with teenagers to help them make informed financial decisions. Riddick...</itunes:subtitle><itunes:summary><![CDATA[Al Riddick discusses his book "Money Smart Teens" on the show, emphasizing the importance of teaching teenagers about money. He suggests discussing short-term and long-term goals with teenagers to help them make informed financial decisions. Riddick advises involving teenagers in expenses related to driving to teach them about the total cost of ownership. He shares a personal story about his sons paying for their own cars and how it made them more responsible drivers. Riddick highlights the importance of communication about money between parents and children, and encourages parents to expose teenagers to the right mindset and behaviors with money.]]></itunes:summary><itunes:duration>534</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/bb024f6591b7d4f9299baf25271a9c19.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
