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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>GetMyPolicy</title><link>https://www.spreaker.com/podcast/getmypolicy--5035561</link><description><![CDATA[<a href="https://getmypolicy.online/" target="_blank" rel="noreferrer noopener">GetMyPolicy</a> helps students and visitors easily compare and choose the best OVHC and OSHC insurance plans. Enjoy transparent pricing, trusted providers, and instant policy confirmation online.]]></description><atom:link href="https://www.spreaker.com/show/5035561/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Education</category><copyright>Copyright GetMyPolicy</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ade0f65a5879c728a9ca0756fffc88a9.jpg</url><title>GetMyPolicy</title><link>https://www.spreaker.com/podcast/getmypolicy--5035561</link></image><lastBuildDate>Wed, 20 May 2026 13:01:14 +0000</lastBuildDate><itunes:author>GetMyPolicy</itunes:author><itunes:owner><itunes:name>GetMyPolicy</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ade0f65a5879c728a9ca0756fffc88a9.jpg"/><itunes:subtitle>https://getmypolicy.online/ helps students and visitors easily compare and choose the best OVHC and OSHC insurance plans. Enjoy transparent pricing, trusted providers, and instant policy confirmation online.</itunes:subtitle><itunes:summary><![CDATA[<a href="https://getmypolicy.online/" target="_blank" rel="noreferrer noopener">GetMyPolicy</a> helps students and visitors easily compare and choose the best OVHC and OSHC insurance plans. Enjoy transparent pricing, trusted providers, and instant policy confirmation online.]]></itunes:summary><itunes:category text="Education"/><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>podcast-choose-right-excess-ovhc-save-money</title><link>https://www.spreaker.com/episode/podcast-choose-right-excess-ovhc-save-money--72083358</link><guid isPermaLink="false">https://api.spreaker.com/episode/72083358</guid><pubDate>Wed, 20 May 2026 13:01:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72083358/podcast_choose_right_excess_ovhc_save_money.mp3" length="4541897" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:duration>282</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ade0f65a5879c728a9ca0756fffc88a9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Dental &amp; Optical Deep Dive: Upgrading Beyond OSHC Extras for Long-Term Stays</title><link>https://getmypolicy.online/blogs/dental-optical-upgrades-beyond-oshc-extras</link><description><![CDATA[If you’re an international student or long-term visa holder in Australia, you’ve probably heard of OSHC. But what many people only discover later is that standard OSHC usually doesn’t cover dental or optical care - and that can lead to unexpected expenses.<br /><br />In this episode, we dive deep into dental and optical Extras, why they matter for long-term stays, and how something as simple as a routine dental check-up or new pair of glasses can quickly become costly without the right cover. We explain what OSHC includes, where it falls short, and how Extras work with popular providers like nib, Allianz Care, Bupa, Medibank, and ahm.<br /><br />We also unpack waiting periods, annual limits, common exclusions, and practical tips to avoid overpaying. Listen now and compare Extras easily at GetMyPolicy.online to find cover that truly fits your lifestyle.<br /><br />Visit: <a href="https://getmypolicy.online/blogs/dental-optical-upgrades-beyond-oshc-extras" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/dental-optical-upgrades-beyond-oshc-extras</a><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69235898</guid><pubDate>Mon, 29 Dec 2025 05:34:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69235898/podcast_dental_optical_upgrades_beyond_oshc_extras.mp3" length="2618977" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:subtitle>If you’re an international student or long-term visa holder in Australia, you’ve probably heard of OSHC. But what many people only discover later is that standard OSHC usually doesn’t cover dental or optical care - and that can lead to unexpected...</itunes:subtitle><itunes:summary><![CDATA[If you’re an international student or long-term visa holder in Australia, you’ve probably heard of OSHC. But what many people only discover later is that standard OSHC usually doesn’t cover dental or optical care - and that can lead to unexpected expenses.<br /><br />In this episode, we dive deep into dental and optical Extras, why they matter for long-term stays, and how something as simple as a routine dental check-up or new pair of glasses can quickly become costly without the right cover. We explain what OSHC includes, where it falls short, and how Extras work with popular providers like nib, Allianz Care, Bupa, Medibank, and ahm.<br /><br />We also unpack waiting periods, annual limits, common exclusions, and practical tips to avoid overpaying. Listen now and compare Extras easily at GetMyPolicy.online to find cover that truly fits your lifestyle.<br /><br />Visit: <a href="https://getmypolicy.online/blogs/dental-optical-upgrades-beyond-oshc-extras" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/dental-optical-upgrades-beyond-oshc-extras</a><br />]]></itunes:summary><itunes:duration>164</itunes:duration><itunes:keywords>compareinsurance,dentalcoveraustralia,healthcareinaustralia,healthinsuranceaustralia,internationalstudentsaustralia,lifeinaustralia,migrationandstudy,opticalcoveraustralia,oshc,oshcextras,podcastaustralia,studentdentalcare,studenthealthaustralia,studentopticalcare,studyinaustralia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/892a7854cc5f21d0bcf12430355c5e5d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Protecting Your Paycheck: Why 482 Visa Holders Need Disability Cover</title><link>https://getmypolicy.online/blogs/disability-cover-for-workers-on-482-visas</link><description><![CDATA[<i><b>In this episode of Beyond the Basics:</b></i> OSHC Unpacked, we shed light on a topic that most temporary workers in Australia overlook - disability cover. If you’re on a 482 Temporary Skill Shortage visa, you probably know you need <b>Overseas Visitor Health Cover (OVHC)</b> for medical protection. But what happens if you can’t work due to an injury or illness?<br /><br />Your medical bills may be covered - but your income, rent, and bills won’t wait. That’s where disability insurance comes in.<br /><br /><b>Join us as we break down:</b><br /><ul><li>The difference between OVHC and disability cover</li><li>Why income protection matters for <b>482 visa</b> holders</li><li>What to look for in a disability policy (waiting periods, benefit terms, and visa eligibility)</li><li>How to find visa-friendly insurance options in Australia?</li></ul><br />Whether your employer covers you or not, this episode helps you understand how to build a complete safety net - one that protects both your health and your financial stability.<br /><br />If you’re ready to explore your options, visit GetMyPolicy.online to compare top OVHC plans and learn more about additional protection that fits your needs.<br /><br /><b>Read our detailed guide:</b> <a href="https://getmypolicy.online/blogs/disability-cover-for-workers-on-482-visas" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/disability-cover-for-workers-on-482-visas</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68549156</guid><pubDate>Thu, 13 Nov 2025 05:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68549156/podcast_482_visa_disability_cover.mp3" length="3247587" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:subtitle>In this episode of Beyond the Basics: OSHC Unpacked, we shed light on a topic that most temporary workers in Australia overlook - disability cover. If you’re on a 482 Temporary Skill Shortage visa, you probably know you need Overseas Visitor Health...</itunes:subtitle><itunes:summary><![CDATA[<i><b>In this episode of Beyond the Basics:</b></i> OSHC Unpacked, we shed light on a topic that most temporary workers in Australia overlook - disability cover. If you’re on a 482 Temporary Skill Shortage visa, you probably know you need <b>Overseas Visitor Health Cover (OVHC)</b> for medical protection. But what happens if you can’t work due to an injury or illness?<br /><br />Your medical bills may be covered - but your income, rent, and bills won’t wait. That’s where disability insurance comes in.<br /><br /><b>Join us as we break down:</b><br /><ul><li>The difference between OVHC and disability cover</li><li>Why income protection matters for <b>482 visa</b> holders</li><li>What to look for in a disability policy (waiting periods, benefit terms, and visa eligibility)</li><li>How to find visa-friendly insurance options in Australia?</li></ul><br />Whether your employer covers you or not, this episode helps you understand how to build a complete safety net - one that protects both your health and your financial stability.<br /><br />If you’re ready to explore your options, visit GetMyPolicy.online to compare top OVHC plans and learn more about additional protection that fits your needs.<br /><br /><b>Read our detailed guide:</b> <a href="https://getmypolicy.online/blogs/disability-cover-for-workers-on-482-visas" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/disability-cover-for-workers-on-482-visas</a>]]></itunes:summary><itunes:duration>203</itunes:duration><itunes:keywords>482visa,australiamigration,disabilityinsurance,financialprotection,getmypolicy,incomeprotection,ovhc,skilledworkersaustralia,workinaustralia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/631e61b278746f78a66ce55632dada88.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What to Do If Your OSHC or OVHC Claim Is Denied?</title><link>https://getmypolicy.online/blogs/oshc-ovhc-claim-denied-guide</link><description><![CDATA[In this episode of Beyond the Basics: OSHC Unpacked, we tackle a situation that can frustrate any international student or visa holder - a denied health insurance claim. You’ve paid your premiums and submitted all your documents, but then comes that dreaded “claim rejected” message. What now?<br /><br /><b>Join us as we break down:</b><br /><ul><li>The most common reasons OSHC and OVHC claims get denied - from policy exclusions to missing documents</li><li>Step-by-step actions to take after receiving a rejection notice</li><li>How to appeal a denied claim and when to involve the Commonwealth Ombudsman?</li><li>Practical tips to avoid claim issues in the future</li></ul><br />Whether you’re covered by Bupa, Medibank, Allianz Care, nib, ahm, or AIA, this episode will help you understand your rights, navigate claim rejections with confidence, and stay protected while living in Australia.<br /><br />Read our detailed guide on what to do when your OSHC or OVHC claim is denied: <a href="https://getmypolicy.online/blogs/oshc-ovhc-claim-denied-guide" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/oshc-ovhc-claim-denied-guide</a><br /><br />Visit GetMyPolicy.online to compare OSHC and OVHC plans that truly suit your lifestyle - because real protection is more than just policy paperwork.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68307558</guid><pubDate>Tue, 28 Oct 2025 08:39:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68307558/podcast_oshc_ovhc_claim_denied_guide.mp3" length="3263470" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:subtitle>In this episode of Beyond the Basics: OSHC Unpacked, we tackle a situation that can frustrate any international student or visa holder - a denied health insurance claim. You’ve paid your premiums and submitted all your documents, but then comes that...</itunes:subtitle><itunes:summary><![CDATA[In this episode of Beyond the Basics: OSHC Unpacked, we tackle a situation that can frustrate any international student or visa holder - a denied health insurance claim. You’ve paid your premiums and submitted all your documents, but then comes that dreaded “claim rejected” message. What now?<br /><br /><b>Join us as we break down:</b><br /><ul><li>The most common reasons OSHC and OVHC claims get denied - from policy exclusions to missing documents</li><li>Step-by-step actions to take after receiving a rejection notice</li><li>How to appeal a denied claim and when to involve the Commonwealth Ombudsman?</li><li>Practical tips to avoid claim issues in the future</li></ul><br />Whether you’re covered by Bupa, Medibank, Allianz Care, nib, ahm, or AIA, this episode will help you understand your rights, navigate claim rejections with confidence, and stay protected while living in Australia.<br /><br />Read our detailed guide on what to do when your OSHC or OVHC claim is denied: <a href="https://getmypolicy.online/blogs/oshc-ovhc-claim-denied-guide" target="_blank" rel="noreferrer noopener">https://getmypolicy.online/blogs/oshc-ovhc-claim-denied-guide</a><br /><br />Visit GetMyPolicy.online to compare OSHC and OVHC plans that truly suit your lifestyle - because real protection is more than just policy paperwork.]]></itunes:summary><itunes:duration>204</itunes:duration><itunes:keywords>australianhealthcare,australiavisa,getmypolicy,healthinsuranceaustralia,insuranceappeal,internationalstudents,oshc,oshcclaim,ovhc,ovhcclaim,studenthealthinsurance,visahealthcover,visitorhealthinsurance</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4ce672798fe591db78944de5849790f4.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>7 Most Important Terms to Consider for Australia Health Insurance Plan</title><link>https://www.spreaker.com/episode/7-most-important-terms-to-consider-for-australia-health-insurance-plan--46630338</link><guid isPermaLink="false">https://api.spreaker.com/episode/46630338</guid><pubDate>Wed, 22 Sep 2021 06:25:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46630338/7_most_important_terms_to_consider_for_australia_health_insurance_plan.mp3" length="1737792" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:duration>435</itunes:duration><itunes:keywords>oshc,oshcaustralia,overseashealthinsurance,ovhc,ovhcaustralia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ade0f65a5879c728a9ca0756fffc88a9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Hand – In – Hand - Australia Visas and Health Covers</title><link>https://www.spreaker.com/episode/hand-in-hand-australia-visas-and-health-covers--45962211</link><description><![CDATA[Many students are unsure of their options after studying in Australia, and more so about when to extend OSHC/OVHC or apply for renewal.<br /><br />We have made it simple for you to understand student & Visitor visas and situations surrounding extending or renewal of overseas student health insurance (OSHC) or overseas visitor health cover (OVHC).<br /><br />Check the blog “Hand – In – Hand: Australia Visas and Health Covers” for in-depth information on Student Visa s/c 500, Visitor Visa s/c 600, and students under Temporary Graduate Visa s/c 485.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45962211</guid><pubDate>Wed, 04 Aug 2021 08:46:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45962211/hand_in_hand_australia_visas_and_health_covers.mp3" length="1846510" type="audio/mpeg"/><itunes:author>GetMyPolicy</itunes:author><itunes:subtitle>Many students are unsure of their options after studying in Australia, and more so about when to extend OSHC/OVHC or apply for renewal.

We have made it simple for you to understand student &amp; Visitor visas and situations surrounding extending or...</itunes:subtitle><itunes:summary><![CDATA[Many students are unsure of their options after studying in Australia, and more so about when to extend OSHC/OVHC or apply for renewal.<br /><br />We have made it simple for you to understand student & Visitor visas and situations surrounding extending or renewal of overseas student health insurance (OSHC) or overseas visitor health cover (OVHC).<br /><br />Check the blog “Hand – In – Hand: Australia Visas and Health Covers” for in-depth information on Student Visa s/c 500, Visitor Visa s/c 600, and students under Temporary Graduate Visa s/c 485.]]></itunes:summary><itunes:duration>369</itunes:duration><itunes:keywords>healthinsurance,oshcaustralia,overseashealthinsurance,ovhcaustralia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ade0f65a5879c728a9ca0756fffc88a9.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
