https://www.spreaker.com/podcast/finance-your-dream--4771256
Host Debra Jacobs, Ed.M., is a financial coach who has made her own dream a reality - more than once. In interviews and solo episodes, she’ll share inspirational stories, empathy, and actionable advice.

Music by Jason Shaw at audionautix.com]]>enSelf-ImprovementCopyright Debra Jacobshttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b3caa5fb6688185f9f13e4489bbaae9.jpghttps://www.spreaker.com/podcast/finance-your-dream--4771256Sun, 07 Apr 2024 16:54:06 +0000Debra JacobsDebra Jacobsdebra@moneysmartforlife.comDoes money stop you from pursuing your dream? In this podcast, we talk about what’s possible. Ways you can manage your finances to create the life you want. How you can change the way you view money, make it, spend it, and save it in order to live a...
Host Debra Jacobs, Ed.M., is a financial coach who has made her own dream a reality - more than once. In interviews and solo episodes, she’ll share inspirational stories, empathy, and actionable advice.

Music by Jason Shaw at audionautix.com]]>trueepisodichttps://www.spreaker.com/episode/42-overcoming-financial-trauma-from-marriage-and-divorce-a-conversation-with-lucinda-testo--48994010For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/48994010Tue, 08 Mar 2022 16:25:20 +0000Debra JacobsTrauma from the stress, anxiety, and anger of having a spouse who mismanages money - and then an ex who continues to cause financial hardship - is real! Lucinda Testo, therapist and life coach for divorced women and moms, tells her story and provides...For show notes, go to www.moneysmartforlife.com/podcast]]>2222debt,divorce,divorcecoach,divorcecoaching,divorcedmom,financialcoach,gettingoutofdebt,moneyanddivorce,moneycoach,moneymindset,moneytrauma,personalfinance,singlemom,singlemoms,singlemother,solomomfalsefullhttps://www.spreaker.com/episode/41-from-tragedy-to-success-an-interview-with-nutritional-coach-and-widow-bethany-gettis--48796295For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/48796295Sat, 19 Feb 2022 14:41:07 +0000Debra JacobsBethany Gettis came to single parenthood as a widow, but no matter no matter how you became a single mom, you’ll take away valuable insights from this conversation. Bethany shares her story of postpartum depression; the steps she took to take back...For show notes, go to www.moneysmartforlife.com/podcast]]>2160beingresourceful,entrepreneurship,losingapartner,makingitwork,mindset,money,moneystory,personalfinances,postpartum,postpartumdepression,shiftingmindset,singlemom,singlemother,singlemotherhood,singleparent,solomom,solopreneur,startingabusiness,widow,widowhoodfalsefullhttps://www.spreaker.com/episode/40-get-a-life-how-to-create-something-just-for-you-outside-of-motherhood--48692933For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/48692933Fri, 11 Feb 2022 18:36:20 +0000Debra JacobsOur tendency as single moms is to give everything to our kids - every last bit of our energy and attention. But sooner than you know, your children will grow up and leave the nest. Then what? Looking to your children as your only source of happiness...For show notes, go to www.moneysmartforlife.com/podcast]]>1225balance,creatinghappiness,creatingyourlife,getalife,lifebalance,momlife,momlifebalance,personalfinance,singlemom,singlemoms,singlemother,singlemotherhood,singlemothers,singleparent,singleparenthood,solomom,solomoms,solomother,solomothers,spendingmoneyfalsefullhttps://www.spreaker.com/episode/39-how-to-teach-your-children-about-money-and-more-with-julia-washington--48585041See show notes for this episode at www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/48585041Fri, 04 Feb 2022 11:39:58 +0000Debra JacobsHow do you teach your child to be good with money? Debra interviews writer, producer, social media manager, and podcaster Julia Washington, who talks about raising her son as a young, solo mom. Julia shares the steps she took to encourage her son to...See show notes for this episode at www.moneysmartforlife.com/podcast]]>2715collegefinancing,financialeducation,goodwithmoney,money,moneylessons,moneymanagement,negotiation,parenting,parents,personalfinance,singlemom,singleparent,solomom,teachingkidsaboutmoneyfalsefullhttps://www.spreaker.com/episode/38-charting-your-path-instead-of-following-a-guru-or-your-friends-and-family--48348589See show notes at www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/48348589Wed, 19 Jan 2022 13:00:03 +0000Debra JacobsListening to experts can change our lives in positive ways, but can sometimes lead us down the wrong path. Debra shares her journey about going in a direction with this podcast that didn't feel right, and refocusing now on single parenthood and money....See show notes at www.moneysmartforlife.com/podcast]]>1418createyourlife,followyourheart,goingwiththecrowd,money,personalfinance,singlemom,singlemotherbychoice,singleparent,smbc,snglemombychoice,socialpressurefalsefullhttps://www.spreaker.com/episode/37-don-t-let-student-loan-debt-limit-your-dreams-student-loan-expert-travis-hornsby-offers-hope--47203334 Travis Hornsby and his team at Student Loan Planner have helped thousands of people save millions of dollars on their student loan debt pay-down. In this episode, he shares his wisdom and knowledge, and offers hope for achieving your dream even with large amounts of student loan debt.
To book a life-changing session at Student Loan Planner, go to www.studentloanplanner.com/moneysmartforlife/. For this episode's show notes, go to www.moneysmartforlife.com.]]>https://api.spreaker.com/episode/47203334Thu, 28 Oct 2021 18:41:48 +0000Debra JacobsIf you struggle with a heavy student loan debt burden, you're not alone. Student loan debt has reached crisis proportions in the United States, and many people put their lives - and dreams - on indefinite hold while they wonder how they're ever going... Travis Hornsby and his team at Student Loan Planner have helped thousands of people save millions of dollars on their student loan debt pay-down. In this episode, he shares his wisdom and knowledge, and offers hope for achieving your dream even with large amounts of student loan debt.
To book a life-changing session at Student Loan Planner, go to www.studentloanplanner.com/moneysmartforlife/. For this episode's show notes, go to www.moneysmartforlife.com.]]>2648achievingyourdream,debt,drowningindebt,financial,frugal,frugality,money,payingdowndebt,personalfinance,personalfinances,savingmoney,studentloan,studentloandebt,studentloanplanner,studentloansfalsefullhttps://www.spreaker.com/episode/36-how-military-benefits-can-boost-your-finances-with-john-letaw-aka-the-tricare-guy--46990552For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46990552Fri, 15 Oct 2021 15:22:18 +0000Debra JacobsIf you or someone in your family is active duty military, former military, or is thinking about joining the armed forces, don't miss this episode. Tricare expert and retired Naval officer John Letaw joins Debra to talk about the benefits and...For show notes, go to www.moneysmartforlife.com/podcast]]>3126finance,finances,healthinsurance,military,militarybenefits,militaryeducation,militaryfamilylife,militaryhealthinsurance,militarylife,militarymoney,money,personalfinance,tricarefalsefullhttps://www.spreaker.com/episode/35-decluttering-your-life-how-clearing-out-clutter-impacts-your-finances-and-what-to-do-about-it--46882637For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46882637Fri, 08 Oct 2021 14:09:13 +0000Debra JacobsDecluttering can have a big impact on your financial life. Clutter is heavy. It weighs on you and prevents you from moving forward. Listen in for Debra's clutter story and for tips and resources for decluttering your life and opening up space and time...For show notes, go to www.moneysmartforlife.com/podcast]]>1790clearingspace,clutter,declutter,decluttering,finance,lifehacks,makinglifeeasier,moneymindset,personalfinance,savingmoneyfalsefullhttps://www.spreaker.com/episode/34-burnout-from-work-and-life-to-living-the-dream-an-interview-with-life-coach-sarah-leslie--46761401For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46761401Thu, 30 Sep 2021 18:29:14 +0000Debra JacobsDoes the life you've been taught to want leave you feeling empty? Do you feel stuck and unable to make changes? Expectations of what life is supposed to be like and fear of living differently hold us back from working towards our deepest dreams and...For show notes, go to www.moneysmartforlife.com/podcast]]>2825burnout,coach,coaching,creatingyourlife,lifecoach,lifecoaching,livingthedream,makingchange,money,personalfinance,selfwork,thoughtwork,transformationtruefullhttps://www.spreaker.com/episode/33-everything-you-need-to-know-about-mortgages-an-interview-with-mortgage-expert-amy-slotnick--46639157For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46639157Wed, 22 Sep 2021 18:04:47 +0000Debra JacobsIs your dream to own a home? Don't miss this episode! You'll get all the info you need to successfully secure a mortgage: how to know you're ready, pre-qualification vs. pre-approval, what debt ratios are and how to know if you have too much debt,...For show notes, go to www.moneysmartforlife.com/podcast]]>3180buyingahouse,credit,debt,financingahouse,homebuying,homeownership,loans,money,mortgage,personalfinance,savingmoneyfalsefullhttps://www.spreaker.com/episode/32-financing-your-kid-s-dream-ways-to-reduce-the-cost-of-sports-art-pursuits-and-more--46539048For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46539048Wed, 15 Sep 2021 21:30:39 +0000Debra JacobsDo you have a kid who is passionate about and committed to participating in a sport, dance, music, gymnastics, or another expensive pursuit? Those activities can be EXPENSIVE, especially given the costs that come with training at a high level. Listen...For show notes, go to www.moneysmartforlife.com/podcast]]>1411dancemoms,eliteathletemoms,financeyourdream,financingkidsactivities,financingkidssports,frugal,frugality,money,personalfinance,savingmoney,savingmoneyonsportsfalsefullhttps://www.spreaker.com/episode/31-how-to-travel-for-free-or-nearly-free-out-of-the-box-ideas-to-make-your-travel-dreams-come-true--46445009For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46445009Thu, 09 Sep 2021 14:29:48 +0000Debra JacobsIs your dream to travel the world? Don't let a limited budget get in the way. In this episode, Debra discusses creative ways to reduce or eliminate some of the major costs of travel. These are not the "usual suspects" of travel hacking (credit card...For show notes, go to www.moneysmartforlife.com/podcast]]>1808frugal,frugalliving,money,personalfinance,savingmoney,savingontravel,travel,travelforfree,travelhackingfalsefullhttps://www.spreaker.com/episode/30-for-young-adults-12-financial-and-life-lessons-to-help-you-achieve-your-dream-and-live-intentionally--46248928For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46248928Thu, 26 Aug 2021 16:09:39 +0000Debra JacobsMy kids have just flown the nest. In this episode, I talk about 12 financial and life lessons I hope I've taught them. These lessons can help you chart your own path and get ahead financially as you live with integrity and purpose. For show notes,...For show notes, go to www.moneysmartforlife.com/podcast]]>2089budgeting,careers,financialindepence,fire,howtolive,investing,lifeadvice,money,moneymanagement,personalfinance,savingmoney,youngadulttruefullhttps://www.spreaker.com/episode/29-flipping-the-script-on-single-motherhood-5-reasons-why-it-s-easier-to-parent-alone--46161131For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/46161131Thu, 19 Aug 2021 19:30:14 +0000Debra JacobsIs your dream to have a child? Are you single? You will hear many comments like "it will be too hard" or "it's not fair to the child" or "it's not the way it was meant to be." Baloney. If you accept these comments as truth, you won't get your finances...For show notes, go to www.moneysmartforlife.com/podcast]]>1412choosingsinglemotherhood,singlemom,singlemombychoice,singlemotherhood,singleparent,smbc,smctruefullhttps://www.spreaker.com/episode/28-the-dream-of-homeownership-part-2-divorce-money-and-home-buying-with-shanda-deshield--46053493https://api.spreaker.com/episode/46053493Wed, 11 Aug 2021 15:19:14 +0000Debra JacobsDivorced, or thinking about divorce? Listen in for steps to take to protect yourself financially, and all the ins and outs of buying a home post-divorce. In this interview with Divorce Financial Coach Shanda Deshield of Real Financial Guide, we go...2800buyingahouse,divorce,divorceandhomebuying,divorceandhomeownership,divorceandmoney,divorcedwomen,divorcefinances,homebuying,homeownership,money,personalfinance,womenandhomeownershipfalsefullhttps://www.spreaker.com/episode/27-the-dream-of-homeownership-part-1-ten-reasons-why-you-should-or-shouldn-t-buy-a-house--45979605www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45979605Thu, 05 Aug 2021 14:20:32 +0000Debra JacobsIs your dream to own a home? You're not alone! In this episode, the first in a series about home ownership, Debra lays out the pro's and con's of buying a house. Listen in for five reasons buying a house is a great idea, and five reasons why you may...www.moneysmartforlife.com/podcast]]>1975americandream,buyingahouse,finance,financeyourdream,financialcoaching,frugal,homeownership,liveyourdream,money,moneymanagement,moneymindset,ownorrent,personalfinance,realestate,rentorbuy,shouldibuyahousefalsefullhttps://www.spreaker.com/episode/26-how-a-sense-of-entitlement-can-affect-pursuit-of-the-dream-an-interview-with-kiran-gaind--45877447For show notes go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45877447Wed, 28 Jul 2021 17:47:31 +0000Debra JacobsIn this interview with Parent Coach Kiran Gaind, we talk about the financial stories from our childhoods that can inform the actions we take to pursue our dreams. We also focus on entitlement: how a sense of entitlement can get in the way of pursuing...For show notes go to www.moneysmartforlife.com/podcast]]>3283entitlement,finance,followyourdream,moneymindset,moneystories,parenting,personalfinance,raisingadultsfalsefullhttps://www.spreaker.com/episode/25-don-t-let-money-hold-you-back-life-is-short-go-after-your-dream-now--45785438https://api.spreaker.com/episode/45785438Wed, 21 Jul 2021 13:20:04 +0000Debra JacobsWhat are you waiting for? Life is short, and the time to start pursuing your dream is NOW. In this episode, Debra talks about the choice you can make to live your own life - that you create - or to "sleep-live." She also reviews the three steps to...1260budgeting,doitnow,dontwait,financeyourdream,ifnotnowwhen,liveauthentically,liveyourlife,money,personalfinance,pursueyourdream,savingmoneyfalsefullhttps://www.spreaker.com/episode/24-how-to-afford-fertility-treatments-or-adoption-when-the-dream-is-creating-a-family--45697687https://api.spreaker.com/episode/45697687Wed, 14 Jul 2021 19:48:02 +0000Debra JacobsIs your dream to become a parent as a single person, or if you have a partner but you're experiencing infertility? In this episode, Debra discusses the different ways people become single parents by choice or form a family in the face of infertility,...2068adoption,affordingachild,costofadoption,costoffertility,creatingafamily,fertilitytreatments,infertility,money,personalfinance,savingmoney,singlemom,singlemombychoice,singleparentfalsefullhttps://www.spreaker.com/episode/23-exploring-money-mindset-including-worth-culture-and-princess-stories-with-meghan-dwyer--45614726www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45614726Wed, 07 Jul 2021 15:32:32 +0000Debra JacobsMeghan Dwyer, financial planner, mom, and podcaster at "Money Isn't Scary," joins Debra to discuss some of the deep issues women face around money: when reality differs from what we've been taught to expect, when we may not feel worthy or deserving of...www.moneysmartforlife.com/podcast]]>2770finance,financeyourdream,financialcoaching,financialplanning,livethedream,money,moneymindset,personalfinance,women,womenandmoney,womenmoneymindsetfalsefullhttps://www.spreaker.com/episode/22-six-financial-steps-to-achieve-your-dream--45509986For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45509986Wed, 30 Jun 2021 14:36:09 +0000Debra JacobsDebra outlines the six steps she takes with clients who are working on making their dream a financial reality, from creating the vision, to gaining clarity about your current financial situation, to mapping out the costs of realizing the dream, to...For show notes, go to www.moneysmartforlife.com/podcast]]>1726budget,coaching,createyourlife,dreamtoreality,financial,financialcoaching,frugal,goals,livethedream,money,moneymanagement,parent,personalfinance,singlemom,singlemotherbychoicefalsefullhttps://www.spreaker.com/episode/extra-name-change-coming--45499226https://api.spreaker.com/episode/45499226Tue, 29 Jun 2021 21:16:17 +0000Debra JacobsQuick explanation of upcoming name change for the podcast150falsefullhttps://www.spreaker.com/episode/21-becoming-a-single-mother-by-choice-and-making-bold-decisions-to-save-money-and-live-intentionally-interview-with-sarah-kowalski--45413202
For show notes and links, go to moneysmartforlife.com/podcast. Or copy the links below and paste into your browser:

To join Sarah's brand-new community for Single Mothers by Choice, the Motherhood Reimagined SMC Community, go to https://debrajacobs--motherhoodreimagined.thrivecart.com/premium-97/

To get a free copy of my new PDF, Ignored to Intentional: Five Essential First Steps for Moving into Money Mastery, go to https://dedicated-producer-3233.ck.page/388905443a]]>https://api.spreaker.com/episode/45413202Wed, 23 Jun 2021 16:37:41 +0000Debra JacobsLearn about out-of-the-box ideas for saving significant amounts of money on the journey to single motherhood by choice, and as a single mom. Sarah Kowalski - SMC, fertility doula, life coach, and author - shares her journey and the brave moves she...
For show notes and links, go to moneysmartforlife.com/podcast. Or copy the links below and paste into your browser:

To join Sarah's brand-new community for Single Mothers by Choice, the Motherhood Reimagined SMC Community, go to https://debrajacobs--motherhoodreimagined.thrivecart.com/premium-97/

To get a free copy of my new PDF, Ignored to Intentional: Five Essential First Steps for Moving into Money Mastery, go to https://dedicated-producer-3233.ck.page/388905443a]]>2732becomingasinglemombychoice,expats,frugal,geoarbitrage,journeytoparenthood,journeytosmbc,lifecoach,movingabroadtosavemoney,personalfinance,savingmoney,singlemom,singlemombychoicecoach,singlemother,singlemotherbychoice,singleparent,smbc,smc,smccoachfalsefullhttps://www.spreaker.com/episode/20-the-5-biggest-mistakes-i-made-when-my-kids-were-young-financial-and-parenting--45327752Two of these mistakes were financial, the other three were parenting mistakes.
Debra's getting up close and personal this week so you can benefit from her experience, and hopefully do better.
For show notes, go to www.moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45327752Wed, 16 Jun 2021 17:07:48 +0000Debra JacobsWe all make mistakes. Looking back, it's easy to see where we could have done better - but when we're in the thick of it, we have a harder time making good decisions. This week, Debra lets you in on her own personal mess-ups: the five biggest mistakes...Two of these mistakes were financial, the other three were parenting mistakes.
Debra's getting up close and personal this week so you can benefit from her experience, and hopefully do better.
For show notes, go to www.moneysmartforlife.com/podcast]]>1748finance,mistakes,mom,moms,money,moneyandparenting,moneymistakes,mother,mothers,parenting,parentingdecisions,parentingmistakes,personalfinance,singlemom,singlemombychoice,singlemoms,singlemotherbychoice,singleparent,smbcfalsefullhttps://www.spreaker.com/episode/19-how-to-make-more-money-even-when-you-don-t-have-much-time--45233230www.moneysmartforlife/podcast]]>https://api.spreaker.com/episode/45233230Wed, 09 Jun 2021 17:03:11 +0000Debra JacobsReducing expenses will help you create the life you want - but bringing in more money is equally important. How can you create new income streams to save the money you need to realize your dream of becoming a single mother by choice, or to create the...www.moneysmartforlife/podcast]]>2282business,finance,finances,income,increasingincome,increasingsalary,makingmoney,mom,moms,money,negotiating,personalfinance,raisingmoney,salary,sidehustle,sidehustles,singlemom,singlemommoney,singlemoms,startingabusinessfalsefullhttps://www.spreaker.com/episode/18-facing-and-changing-the-money-stories-that-hold-us-back--45135435What are your stories? Are they holding you back from facing your financial situation and from working towards achieving your dreams?
In this episode, we go over 10 common limiting money stories - from scarcity to feeling like "the poor kid" to the Cinderella Syndrome, and more - and talk about ways to face these thoughts and begin writing new stories.
Changing your thoughts won't magically change your life, but will open the path to actions that WILL result in major change.

Note: The money stories in this episode are numbered - but for some reason skipped from 6 to 8. You're not crazy - there's no number 7!
For show notes and links to resources mentioned, go to moneysmartforlife.com/podcast]]>https://api.spreaker.com/episode/45135435Wed, 02 Jun 2021 13:25:09 +0000Debra JacobsWe all have money stories - thoughts that inform the way we approach our finances. What are your stories? Are they holding you back from facing your financial situation and from working towards achieving your dreams? In this episode, we go over 10...What are your stories? Are they holding you back from facing your financial situation and from working towards achieving your dreams?
In this episode, we go over 10 common limiting money stories - from scarcity to feeling like "the poor kid" to the Cinderella Syndrome, and more - and talk about ways to face these thoughts and begin writing new stories.
Changing your thoughts won't magically change your life, but will open the path to actions that WILL result in major change.

Note: The money stories in this episode are numbered - but for some reason skipped from 6 to 8. You're not crazy - there's no number 7!
For show notes and links to resources mentioned, go to moneysmartforlife.com/podcast]]>2222finance,finances,financialcoaching,limitingbeliefs,mom,money,moneymanagement,moneymindset,moneystories,moneythoughts,personalfinance,singlemom,singlemoms,singleparent,singleparentstruefullhttps://www.spreaker.com/episode/17-five-financial-and-life-tips-for-a-smoother-easier-life--45048596
For show notes, including links to resources mentioned in the episode, go to www.moneysmartforlife.com/podcast.]]>https://api.spreaker.com/episode/45048596Wed, 26 May 2021 14:18:23 +0000Debra JacobsAfter working all day and taking care of your kids, the rest of life can feel overwhelming. From paying bills to doing the dishes to making the hundreds of decisions that you have to make as a parent and simply as an adult - life can feel out of...
For show notes, including links to resources mentioned in the episode, go to www.moneysmartforlife.com/podcast.]]>1948autopay,decideonce,decisionfatigue,decisions,doitnow,floortime,gettinghelp,gettingthingsdone,kids,mom,moms,money,parent,parenting,personalfinance,productivity,simple,simplify,singlemom,singlemomstruefullhttps://www.spreaker.com/episode/16-should-i-get-a-dog-a-guide-for-single-parents--44908486www.moneysmartforlife.com/podcast.]]>https://api.spreaker.com/episode/44908486Wed, 19 May 2021 12:29:17 +0000Debra JacobsYou really want a dog, or your kids are relentless in asking for one. As a single mom, should you do it? Can you manage it between work and parenting your kids by yourself? How much will it cost? In this episode, we go over everything you need to...www.moneysmartforlife.com/podcast.]]>1652dog,dogs,gettingadog,mom,moms,money,parent,parenting,personalfinance,shouldigetadog,singlemom,singlemomsfalsefullhttps://www.spreaker.com/episode/15-easy-budgeting-for-busy-single-moms--44771606
In this episode, learn how to budget in a way that will work for you. Yes, you'll have some initial set-up and leg work to do, but once you have the system in place, you won't need to track your money every day or spend hours entering every little expense.

You'll finally have an easy way to get on top of your finances!

For show notes, go to www.moneysmartforlife.com/podcast. And when you leave a review on iTunes, drop a note at debra@moneysmartforlife.com to let Debra know, so she can enter you in the drawing for a free hour of coaching.]]>https://api.spreaker.com/episode/44771606Wed, 12 May 2021 13:55:23 +0000Debra JacobsBudgeting can feel scary, daunting, and time-consuming, and when you're a single mom focusing on your job and your kids, it's something you likely ignore. But budgeting can actually be freeing. It can give you a structure for financial decisions that...
In this episode, learn how to budget in a way that will work for you. Yes, you'll have some initial set-up and leg work to do, but once you have the system in place, you won't need to track your money every day or spend hours entering every little expense.

You'll finally have an easy way to get on top of your finances!

For show notes, go to www.moneysmartforlife.com/podcast. And when you leave a review on iTunes, drop a note at debra@moneysmartforlife.com to let Debra know, so she can enter you in the drawing for a free hour of coaching.]]>1361budget,budgetbuckets,budgeting,cuttingexpenses,expenses,finances,mom,moms,money,parent,parenting,parents,personalfinance,savingmoney,singlemom,singlemomsfalsefullhttps://www.spreaker.com/episode/14-parenting-teens--44643322- Ways to build and maintain strong relationships with your teen
- What to do when they lash out and say hurtful things
- The pressure of school and the crazy, toxic push towards college
- Sex, drugs, and your teenager
- When your teen lies to you
- Anxiety and teenagers
- The dangers of "rescuing" your teen
For links to resources mentioned in the episode, go to www.moneysmartforlife.com/podcast.]]>https://api.spreaker.com/episode/44643322Wed, 05 May 2021 13:56:46 +0000Debra JacobsIf you have a teenager, or a younger child who will one day become a teenager, don't miss this episode! It's full of important information and strategies for relationship-based parenting through the teen years. Debra discusses: - Ways to build and...- Ways to build and maintain strong relationships with your teen
- What to do when they lash out and say hurtful things
- The pressure of school and the crazy, toxic push towards college
- Sex, drugs, and your teenager
- When your teen lies to you
- Anxiety and teenagers
- The dangers of "rescuing" your teen
For links to resources mentioned in the episode, go to www.moneysmartforlife.com/podcast.]]>2626anxiety,anxietyandteens,mom,moms,motherhood,parenting,parentingteenagers,parentingteens,sexdrugsandteens,singlemom,singlemoms,singlemother,singlemothers,teenagers,teenstruefullhttps://www.spreaker.com/episode/13-building-community-and-reaching-goals-as-a-single-mom-interview-with-kim-williams--44516006https://api.spreaker.com/episode/44516006Wed, 28 Apr 2021 12:00:05 +0000Debra JacobsLife changed for Kim Williams when she found herself pregnant as a sophomore in college. She pulled herself out of despair and did what she had to do to support herself and create a great life for her child. Kim finished school, got her MBA, and moved...2014buildingcommunity,parenting,singleblackmothers,singlemom,singlemoms,singlemother,singlemotherhood,singlemothers,singleparenting,timeandmoneyfalsefullhttps://www.spreaker.com/episode/12-how-to-reduce-the-cost-of-raising-your-child-part-2-older-kids--44421875https://api.spreaker.com/episode/44421875Wed, 21 Apr 2021 14:19:12 +0000Debra JacobsAs your kids get older, the cost of raising them increases. They eat more, they may have expensive hobbies or passions, it costs more to buy them clothes. You're more likely to overspend on older kids at the holidays, and it's more expensive to take...2241frugal,kidsandmoney,money,parenting,personalfinance,savingmoney,singlemom,singlemombychoice,singlemoms,singlemotherbychoice,singleparent,spendingless,vacationingwithkidsfalsefullhttps://www.spreaker.com/episode/11-how-to-reduce-the-cost-of-raising-your-child-part-1-the-baby-years--44330617www.moneysmartforlife.com/podcast.]]>https://api.spreaker.com/episode/44330617Wed, 14 Apr 2021 12:53:15 +0000Debra JacobsRaising children is expensive - but there ARE ways to reduce the costs. By a lot! In this episode, Debra shares ideas for saving on everything from daycare to diapers, food, toys, and more. Make sure you tune in next week for Part 2, about reducing...www.moneysmartforlife.com/podcast.]]>2177baby,costofdaycare,costofraisingchildren,cuttingexpenses,daycare,diapers,frugal,frugalmom,frugalmoms,mom,moms,money,parenting,personalfinance,personalfinances,savingmoney,singlemom,singlemoms,singleparent,toysfalsefullhttps://www.spreaker.com/episode/10-choosing-single-motherhood-coach-sabiha-mustafa-talks-fears-process-and-possibilities--44241745https://api.spreaker.com/episode/44241745Wed, 07 Apr 2021 15:35:20 +0000Debra JacobsAre you considering becoming a single mother by choice? Sabiha Mustafa, single mom by choice and coach to women thinking about starting that journey, talks with Debra (also a single mom by choice) about all the ins and outs of making that decision....2859adoption,coach,coaching,donorinsemination,financialcoaching,parenting,parentingcoaching,singlemom,singlemombychoice,singlemomcoaching,singlemoms,singlemomsbychoice,singlemother,singlemotherbychoice,singlemothers,singlemothersbychoice,singleparentcoaching,soloparentingfalsefullhttps://www.spreaker.com/episode/9-how-to-spend-more-time-with-your-kids-and-less-time-at-work-as-a-single-mom--44129822
We'll talk about ways to make that dream come true. It's absolutely possible - with some creativity, hard work, and maybe some initial sacrifice.

Your kids won't be kids for long, and their babyhood and childhood are so precious - and so fleeting. In this episode we'll talk about ways you can to work fewer hours, cut expenses, and carve out more time to spend with your kids.]]>https://api.spreaker.com/episode/44129822Wed, 31 Mar 2021 13:23:18 +0000Debra JacobsIf you ache to stay home more with your child, but feel stuck because as a single mom you have to put food on the table, this episode is for you. We'll talk about ways to make that dream come true. It's absolutely possible - with some creativity,...
We'll talk about ways to make that dream come true. It's absolutely possible - with some creativity, hard work, and maybe some initial sacrifice.

Your kids won't be kids for long, and their babyhood and childhood are so precious - and so fleeting. In this episode we'll talk about ways you can to work fewer hours, cut expenses, and carve out more time to spend with your kids.]]>1298children,howtoworkless,kids,mom,moms,money,moretimewithkids,negotiatingforwomen,parenting,personalfinance,singlemom,singlemoms,stayathomemom,workinglesstruefullhttps://www.spreaker.com/episode/8-how-to-protect-your-kids-if-you-die-estate-planning-for-single-moms-with-attorney-samantha-allen--44032098https://api.spreaker.com/episode/44032098Wed, 24 Mar 2021 12:16:48 +0000Debra JacobsNone of us want to think about our own death, but planning for that possibility is SO important - especially for single moms. In this episode, Attorney Samantha Allen walks us through everything we need to do to protect our kids, from putting specific...2778death,emergencyplanning,estateplanning,guardian,guardians,legal,mom,moms,parent,parenting,parents,singlemom,singlemoms,trusts,willsfalsefullhttps://www.spreaker.com/episode/episode-7-shifting-from-i-m-stuck-to-i-can-change-my-life-heather-wells-talks-solo-parenting-3-kids-moving-from-public-assistance-to--43933526
Heather Wells is a single mother of three amazing children, and creator of The Single Mom Blog and Podcast. After years of struggling as a single mother on government assistance programs, she was finally able to achieve self-sufficiency by starting her own business working from home. With a thriving consultant business, she now also focuses on helping other single mothers develop the skills and mindsets to live their best lives.]]>https://api.spreaker.com/episode/43933526Wed, 17 Mar 2021 14:17:44 +0000Debra JacobsDon't miss this episode! Our first ever guest, Heather Wells, has an amazing and inspiring story to tell. Heather Wells is a single mother of three amazing children, and creator of The Single Mom Blog and Podcast. After years of struggling as a...
Heather Wells is a single mother of three amazing children, and creator of The Single Mom Blog and Podcast. After years of struggling as a single mother on government assistance programs, she was finally able to achieve self-sufficiency by starting her own business working from home. With a thriving consultant business, she now also focuses on helping other single mothers develop the skills and mindsets to live their best lives.]]>2715breastcancer,cancer,childcare,childcarecosts,gettingoffgovernmentassistance,mom,moms,parenting,parentingspecialneedschild,raisingspecialneedskids,shiftingmindset,singlemom,singlemomcancerdiagnosis,singleparent,singleparenting,singleparentingwithcancer,specialneeds,startingabusinesstruefullhttps://www.spreaker.com/episode/6-what-is-relationship-based-parenting-and-how-can-it-change-your-life--43819542https://api.spreaker.com/episode/43819542Wed, 10 Mar 2021 13:00:21 +0000Debra JacobsWant to create peace and respect in your home, but not sure how? Do you feel like a drill sergeant - and a not very effective one - instead of a parent who is kind, loving, and firm? In this episode, we do a deep-dive into relationship-based...2018effectiveparenting,moms,parenting,relationship-basedparenting,singlemoms,singleparenttruefullhttps://www.spreaker.com/episode/episode-5-how-to-get-things-for-free--43712510https://api.spreaker.com/episode/43712510Wed, 03 Mar 2021 13:00:19 +0000Debra JacobsMaking more money is great, but saving what you have is even better! This episode offers lots of ideas for getting clothes, baby items, furniture, and more - for free (or for very little).1546freeitems,frugal,getitforfree,money,savingmoney,singlemoms,singleparent,spendingless,thingsforfreefalsefullhttps://www.spreaker.com/episode/episode-4-responding-to-the-hard-questions-kids-of-single-moms-ask--43609562https://api.spreaker.com/episode/43609562Wed, 24 Feb 2021 13:00:05 +0000Debra JacobsAll kids ask difficult questions, but as single moms we get our own specific brand of questions that stab us in the heart: Why don't I have a dad? Why doesn't Daddy love me? Why didn't my birthmother keep me? In this episode, we talk about how to...1328absentdad,adoption,answeringkidsquestions,deathofaparent,difficultquestions,divorce,divorcedmom,divorcedparent,helpingkidscope,kidsgrief,kidsofdivorce,parenting,singlemom,singlemoms,singleparent,singleparentingfalsefullhttps://www.spreaker.com/episode/episode-3-creative-ways-to-reduce-housing-costs--43495721https://api.spreaker.com/episode/43495721Wed, 17 Feb 2021 13:00:18 +0000Debra JacobsHousing costs take such a huge chunk of our budget - especially on a single income. In this episode, we discuss eight ways that single moms can reduce housing costs, and offer suggestions for specific resources and websites to help you along the way.1757frugal,househacking,housing,housingcosts,money,parenting,reducinghousingcosts,saving,savingmoney,savingonhousing,singlemom,singlemoms,singleparentfalsefullhttps://www.spreaker.com/episode/episode-2-six-beliefs-that-hold-you-back-from-creating-an-awesome-life-as-a-single-mom--43375805https://api.spreaker.com/episode/43375805Wed, 10 Feb 2021 13:00:08 +0000Debra JacobsYou may be holding onto beliefs that keep you from effective parenting and from moving ahead in your financial and personal life - and you may not even know it! In this episode, we explore six limiting beliefs common to single moms and ways to begin...1244beliefs,beliefwork,limitingbeliefs,parent,parenting,singlemom,singlemoms,singleparent,thoughtworktruefullhttps://www.spreaker.com/episode/episode-1-the-three-pillars-of-creating-an-awesome-life-as-a-single-mom--432569601) Relationship-based parenting, with an example of how to approach homework melt-downs from a focus on relationship
2) Financial security (yes, it's possible!), and ...
3) Changing your thoughts in order to change your actions.]]>https://api.spreaker.com/episode/43256960Wed, 03 Feb 2021 01:17:17 +0000Debra JacobsIn this intro episode, Deb introduces herself and outlines the three pillars of creating an awesome life for yourself and your kids: 1) Relationship-based parenting, with an example of how to approach homework melt-downs from a focus on relationship...1) Relationship-based parenting, with an example of how to approach homework melt-downs from a focus on relationship
2) Financial security (yes, it's possible!), and ...
3) Changing your thoughts in order to change your actions.]]>942family,familyrelationships,financial,financialcoach,homework,lifecoach,money,parentcoach,parenting,personalfinance,singlemom,singlemoms,singleparentsfalsefull