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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Ask The Money Lady</title><link>https://www.askthemoneylady.ca/</link><description><![CDATA[Ask The Money Lady with Host Christine Ibbotson, Your Canadian Finance Coach. <br /><br />Christine will be coming to you weekly with new Finance Tips, Tricks and Informative Money Topics you need to know. <br /><br />She will also answer questions from Saltwire Readers and keep you informed about all the latest news about Canadians and their money. <br /><br />Christine is a Canadian Finance Coach with over 25 years’ experience in banking and finance.<br /><br />She is a certified financial planner, chartered investment manager, insurance broker, estate and tax planner, mortgage lender and commercial broker. She has a degree in Economics and Finance from McMaster University and has written 4 Canadian Finance Books. <br /><br />Chris is a syndicated columnist in 360 newspapers across Canada and now has a radio show called Ask The Money Lady in Ontario, Manitoba, Alberta and BC.<br /><br />Find out more at www.askthemoneylady.ca or send your questions to info@askthemoneylady.ca]]></description><atom:link href="https://www.spreaker.com/show/4762863/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright SaltWire</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg</url><title>Ask The Money Lady</title><link>https://www.askthemoneylady.ca/</link></image><lastBuildDate>Mon, 26 Aug 2024 14:31:31 +0000</lastBuildDate><itunes:author>SaltWire</itunes:author><itunes:owner><itunes:name>SaltWire</itunes:name><itunes:email>podcasts@saltwire.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:subtitle>Ask The Money Lady with Host Christine Ibbotson, Your Canadian Finance Coach. 

Christine will be coming to you weekly with new Finance Tips, Tricks and Informative Money Topics you need to know. 

She will also answer questions from Saltwire Readers...</itunes:subtitle><itunes:summary><![CDATA[Ask The Money Lady with Host Christine Ibbotson, Your Canadian Finance Coach. <br /><br />Christine will be coming to you weekly with new Finance Tips, Tricks and Informative Money Topics you need to know. <br /><br />She will also answer questions from Saltwire Readers and keep you informed about all the latest news about Canadians and their money. <br /><br />Christine is a Canadian Finance Coach with over 25 years’ experience in banking and finance.<br /><br />She is a certified financial planner, chartered investment manager, insurance broker, estate and tax planner, mortgage lender and commercial broker. She has a degree in Economics and Finance from McMaster University and has written 4 Canadian Finance Books. <br /><br />Chris is a syndicated columnist in 360 newspapers across Canada and now has a radio show called Ask The Money Lady in Ontario, Manitoba, Alberta and BC.<br /><br />Find out more at www.askthemoneylady.ca or send your questions to info@askthemoneylady.ca]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>clean</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Smart Saving on a Low Income: Strategies for Success</title><link>https://www.spreaker.com/episode/smart-saving-on-a-low-income-strategies-for-success--61003061</link><description><![CDATA[Are you struggling to save money with a low or inconsistent income?<br /><br />In our latest episode, Christine Ibbotson addresses this critical issue and offers actionable advice to help you improve your financial situation.<br /><br />Learn about the mental toll of financial stress, the importance of believing in your ability to earn more, and practical steps to break free from financial scarcity.<br /><br />Don't miss this empowering discussion. Listen now and take the first step towards financial empowerment!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61003061</guid><pubDate>Mon, 26 Aug 2024 14:29:34 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/61003061/16_low_income_saving.mp3" length="16292848" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you struggling to save money with a low or inconsistent income?

In our latest episode, Christine Ibbotson addresses this critical issue and offers actionable advice to help you improve your financial situation.

Learn about the mental toll of...</itunes:subtitle><itunes:summary><![CDATA[Are you struggling to save money with a low or inconsistent income?<br /><br />In our latest episode, Christine Ibbotson addresses this critical issue and offers actionable advice to help you improve your financial situation.<br /><br />Learn about the mental toll of financial stress, the importance of believing in your ability to earn more, and practical steps to break free from financial scarcity.<br /><br />Don't miss this empowering discussion. Listen now and take the first step towards financial empowerment!]]></itunes:summary><itunes:duration>679</itunes:duration><itunes:keywords>challenges,finance,financial,generation,income,literacy,low,management,mindset,money,overcoming,personal,postmedia,poverty,saltwire,saving,scarcity,solutions,strategies,wealth</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4867949f7f9afd4686cb51725d46d7aa.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Smart Estate Planning: Picking the Perfect Executor</title><link>https://www.spreaker.com/episode/smart-estate-planning-picking-the-perfect-executor--60949246</link><description><![CDATA[Do you have a current will and powers of attorney? In our latest episode, Christine Ibbotson explains why these documents are essential and dives deep into the responsibilities of an executor. Learn why it's crucial to choose the right person to manage your estate, especially if you have children.<br /><br />Christine also discusses the legal and tax implications of having a non-resident executor and offers tips for those who may not have a suitable family member or friend. Don't miss out on this invaluable advice—listen now and make informed decisions for your future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60949246</guid><pubDate>Fri, 23 Aug 2024 15:46:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60949246/15_choosing_your_executor.mp3" length="16246278" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Do you have a current will and powers of attorney? In our latest episode, Christine Ibbotson explains why these documents are essential and dives deep into the responsibilities of an executor. Learn why it's crucial to choose the right person to...</itunes:subtitle><itunes:summary><![CDATA[Do you have a current will and powers of attorney? In our latest episode, Christine Ibbotson explains why these documents are essential and dives deep into the responsibilities of an executor. Learn why it's crucial to choose the right person to manage your estate, especially if you have children.<br /><br />Christine also discusses the legal and tax implications of having a non-resident executor and offers tips for those who may not have a suitable family member or friend. Don't miss out on this invaluable advice—listen now and make informed decisions for your future.]]></itunes:summary><itunes:duration>677</itunes:duration><itunes:keywords>attorney,canadian,duties,estate,executor,financial,law,management,planning,postmedia,powers,preparation,probate,process,saltwire,services,tax,trust,will</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e452a5f62d5b7eb5c7bcada634c94cf4.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Smart Spending in Retirement: How to Plan for the Honeymoon Phase</title><link>https://www.spreaker.com/episode/smart-spending-in-retirement-how-to-plan-for-the-honeymoon-phase--60949245</link><description><![CDATA[Are you ready to retire? Before you embark on this exciting new chapter, make sure you're financially prepared. In our latest episode, we explore the honeymoon phase of retirement and share essential tips to avoid falling into debt. Learn about the importance of planning, budgeting, and setting up a collateral charge on your home.<br /><br />Plus, discover strategies for managing your finances during retirement to ensure lasting financial security. Don't miss out on this invaluable advice—listen now and pave the way for a worry-free retirement!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60949245</guid><pubDate>Fri, 23 Aug 2024 15:18:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60949245/14_honeymoon_stage_of_retirement.mp3" length="16283976" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you ready to retire? Before you embark on this exciting new chapter, make sure you're financially prepared. In our latest episode, we explore the honeymoon phase of retirement and share essential tips to avoid falling into debt. Learn about the...</itunes:subtitle><itunes:summary><![CDATA[Are you ready to retire? Before you embark on this exciting new chapter, make sure you're financially prepared. In our latest episode, we explore the honeymoon phase of retirement and share essential tips to avoid falling into debt. Learn about the importance of planning, budgeting, and setting up a collateral charge on your home.<br /><br />Plus, discover strategies for managing your finances during retirement to ensure lasting financial security. Don't miss out on this invaluable advice—listen now and pave the way for a worry-free retirement!]]></itunes:summary><itunes:duration>678</itunes:duration><itunes:keywords>budget,charge,collateral,consolidation,debt,downsizing,equity,financial,freedom,home,honeymoon,mortgage,phase,planning,postmedia,retirement,reverse,saltwire,security</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/0adfdc5bbd24687931e6bc21bbb0213a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Independence: Achieving Your Dreams with Smart Planning</title><link>https://www.spreaker.com/episode/financial-independence-achieving-your-dreams-with-smart-planning--60732801</link><description><![CDATA[Are you ready to take control of your financial future? In the latest episode of our podcast, Christine Ibbotson shares invaluable tips on achieving financial independence. From debt consolidation to finding the right financial advisor, and the power of self-belief, this episode is packed with actionable advice that you won't want to miss. Tune in now and start your journey towards financial success today!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60732801</guid><pubDate>Tue, 20 Aug 2024 17:13:53 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60732801/13_building_a_financial_plan.mp3" length="16062170" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you ready to take control of your financial future? In the latest episode of our podcast, Christine Ibbotson shares invaluable tips on achieving financial independence. From debt consolidation to finding the right financial advisor, and the power...</itunes:subtitle><itunes:summary><![CDATA[Are you ready to take control of your financial future? In the latest episode of our podcast, Christine Ibbotson shares invaluable tips on achieving financial independence. From debt consolidation to finding the right financial advisor, and the power of self-belief, this episode is packed with actionable advice that you won't want to miss. Tune in now and start your journey towards financial success today!]]></itunes:summary><itunes:duration>669</itunes:duration><itunes:keywords>advisor,asset,consolidation,consumer,debt,diversification,downturn,financial,funds,goals,independence,investment,market,mortgage,mutual,planning,protection,retirement,saltwire,strategies</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f3019e744c89bb466750c60b8721284d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Real Cost of Retirement: Planning Your Finances for Early Exit</title><link>https://www.spreaker.com/episode/the-real-cost-of-retirement-planning-your-finances-for-early-exit--60732800</link><description><![CDATA[Thinking about retiring this year? Christine Ibbotson breaks down the must-know tips for a secure and comfortable retirement. Find out how much money you really need and why being debt-free is crucial. Listen now and plan your future!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60732800</guid><pubDate>Mon, 12 Aug 2024 18:36:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60732800/12_can_you_retire_now.mp3" length="15252223" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Thinking about retiring this year? Christine Ibbotson breaks down the must-know tips for a secure and comfortable retirement. Find out how much money you really need and why being debt-free is crucial. Listen now and plan your future!</itunes:subtitle><itunes:summary><![CDATA[Thinking about retiring this year? Christine Ibbotson breaks down the must-know tips for a secure and comfortable retirement. Find out how much money you really need and why being debt-free is crucial. Listen now and plan your future!]]></itunes:summary><itunes:duration>635</itunes:duration><itunes:keywords>budgeting,cpp,debt-free,early,financial,income,independence,indexing,inflation,lifestyle,living,longevity,minimalistic,oas,planning,prediction,retirement,saltwire,savings</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16ca00e460154ffc40320f3721302c6c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Interest Rates and Bonds: Clarifying Common Misconceptions</title><link>https://www.spreaker.com/episode/interest-rates-and-bonds-clarifying-common-misconceptions--60590244</link><description><![CDATA[Are you confused about how interest rates impact your bonds and stocks? You're not alone! In our latest episode, Christine Ibbotson answers a listener's question and breaks down the complexities of the bond market.<br /><br />Discover the inverse relationship between interest rates and bond values, and learn valuable strategies like the Rule of 72 to help you make informed investment decisions. Don't miss out on these insights—listen now and take control of your financial future!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60590244</guid><pubDate>Fri, 09 Aug 2024 10:05:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60590244/11_bond_markets_and_3_rules.mp3" length="15440689" type="audio/mpeg"/><podcast:transcript url="https://eddy.headliner.app/api/v1/transcript/eddy/project/clzlbqcrz00bn01rzpuspzvks/format/vtt" type="text/plain" language="en"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you confused about how interest rates impact your bonds and stocks? You're not alone! In our latest episode, Christine Ibbotson answers a listener's question and breaks down the complexities of the bond market.

Discover the inverse relationship...</itunes:subtitle><itunes:summary><![CDATA[Are you confused about how interest rates impact your bonds and stocks? You're not alone! In our latest episode, Christine Ibbotson answers a listener's question and breaks down the complexities of the bond market.<br /><br />Discover the inverse relationship between interest rates and bond values, and learn valuable strategies like the Rule of 72 to help you make informed investment decisions. Don't miss out on these insights—listen now and take control of your financial future!]]></itunes:summary><itunes:duration>643</itunes:duration><itunes:keywords>advice,bond,bonds,coupon,financial,funds,gics,institutional,interest,investment,market,movements,mutual,portfolio,rate,rates,saltwire,secondary,stock,tfsa</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8a3d2d9759685374c093da6332804c28.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mastering First Impressions: The Financial Impact of Judging Character</title><link>https://www.spreaker.com/episode/mastering-first-impressions-the-financial-impact-of-judging-character--60590243</link><description><![CDATA[How well do you judge character? In our latest episode, Christine Ibbotson explains why this skill is crucial for career success and personal growth.<br /><br />Discover how to improve your social interactions, build a strong reputation, and increase your self-confidence.<br /><br />#CharacterJudgment #CareerAdvice #SelfEsteem]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60590243</guid><pubDate>Thu, 08 Aug 2024 10:00:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60590243/10_judge_of_character.mp3" length="16605447" type="audio/mpeg"/><podcast:transcript url="https://eddy.headliner.app/api/v1/transcript/eddy/project/clzk5zvst003601qirp72va2d/format/vtt" type="text/plain" language="en"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>How well do you judge character? In our latest episode, Christine Ibbotson explains why this skill is crucial for career success and personal growth.

Discover how to improve your social interactions, build a strong reputation, and increase your...</itunes:subtitle><itunes:summary><![CDATA[How well do you judge character? In our latest episode, Christine Ibbotson explains why this skill is crucial for career success and personal growth.<br /><br />Discover how to improve your social interactions, build a strong reputation, and increase your self-confidence.<br /><br />#CharacterJudgment #CareerAdvice #SelfEsteem]]></itunes:summary><itunes:duration>692</itunes:duration><itunes:keywords>building,business,character,first,impressions,interactions,judgment,management,people,perception,personality,reading,reputation,saltwire,self-esteem,shyness,social,success,traits</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4e62ff10cc3d19237ef76fb3bc20b65f.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Fixed vs. Variable Mortgages: Making the Right Choice in a High-Rate Environment</title><link>https://www.spreaker.com/episode/fixed-vs-variable-mortgages-making-the-right-choice-in-a-high-rate-environment--60590242</link><description><![CDATA[Are you confused about whether to lock into a fixed mortgage rate or stick with a variable one? 🤔<br /><br />Christine Ibbotson has the answers in our latest episode!<br /><br />Learn about your options for dealing with high interest rates, consolidating debt, and more.<br /><br />Listen now and make informed financial decisions!<br /><br />#MortgageRates #FinancialAdvice #HomeBuying]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60590242</guid><pubDate>Wed, 07 Aug 2024 18:07:32 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60590242/8_fixed_or_variable_mtg_rates.mp3" length="16283486" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you confused about whether to lock into a fixed mortgage rate or stick with a variable one? 🤔

Christine Ibbotson has the answers in our latest episode!

Learn about your options for dealing with high interest rates, consolidating debt, and more....</itunes:subtitle><itunes:summary><![CDATA[Are you confused about whether to lock into a fixed mortgage rate or stick with a variable one? 🤔<br /><br />Christine Ibbotson has the answers in our latest episode!<br /><br />Learn about your options for dealing with high interest rates, consolidating debt, and more.<br /><br />Listen now and make informed financial decisions!<br /><br />#MortgageRates #FinancialAdvice #HomeBuying]]></itunes:summary><itunes:duration>678</itunes:duration><itunes:keywords>charge,cmhc,collateral,consolidation,debt,fixed,high,housing,inflation,interest,market,mortgage,prime,rate,rates,ratio,renewal,saltwire,second,variable</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a9967797e131a08fa0d4a00f4605bcd2.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Savings: Understanding RRSP and TFSA</title><link>https://www.spreaker.com/episode/maximize-your-savings-understanding-rrsp-and-tfsa--60590241</link><description><![CDATA[In this episode of Ask The Money Lady, Christine Ibbotson addresses a question from Nick, a new Canadian resident on an IEC visa, about the best way to navigate RRSP and TFSA contributions. With an annual income of $64,000, Nick is eager to save for future travel while also investing in a retirement account. Christine delves into the eligibility requirements for RRSPs and TFSAs, and offers practical advice on which savings product to choose based on your age and financial situation. She also highlights the importance of strategic RRSP contributions and the potential tax implications of large RRSP balances. Whether you're new to Canada or simply looking to optimize your savings strategy, this episode is packed with valuable insights to help you make informed financial decisions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60590241</guid><pubDate>Thu, 18 Jul 2024 19:32:04 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60590241/7_tfsa_rsp.mp3" length="16053874" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>In this episode of Ask The Money Lady, Christine Ibbotson addresses a question from Nick, a new Canadian resident on an IEC visa, about the best way to navigate RRSP and TFSA contributions. With an annual income of $64,000, Nick is eager to save for...</itunes:subtitle><itunes:summary><![CDATA[In this episode of Ask The Money Lady, Christine Ibbotson addresses a question from Nick, a new Canadian resident on an IEC visa, about the best way to navigate RRSP and TFSA contributions. With an annual income of $64,000, Nick is eager to save for future travel while also investing in a retirement account. Christine delves into the eligibility requirements for RRSPs and TFSAs, and offers practical advice on which savings product to choose based on your age and financial situation. She also highlights the importance of strategic RRSP contributions and the potential tax implications of large RRSP balances. Whether you're new to Canada or simply looking to optimize your savings strategy, this episode is packed with valuable insights to help you make informed financial decisions.]]></itunes:summary><itunes:duration>669</itunes:duration><itunes:keywords>advice,canadian,finance,financial,income,investment,planning,rebate,retirement,rrsp,saltwire,saving,savings,strategies,tax,taxes,tax-free,tfsa</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7eafe03c08b1e061c640e910f3d532f8.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Lifeline or Trap? Understanding Reverse Mortgages</title><link>https://www.spreaker.com/episode/financial-lifeline-or-trap-understanding-reverse-mortgages--60590240</link><description><![CDATA[In our latest episode, Christine Ibbotson tackles the complex topic of reverse mortgages. Are they a good option for seniors looking to stay in their homes? Christine breaks down the pros and cons, shares real-life stories, and offers expert advice to help you make an informed decision. Whether you're considering a reverse mortgage yourself or want to understand more about this financial product, this episode is a must-listen. Tune in now to get all the details and make the best choice for your financial future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60590240</guid><pubDate>Wed, 03 Jul 2024 15:22:05 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60590240/6_reverse_mtgs.mp3" length="16624114" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>In our latest episode, Christine Ibbotson tackles the complex topic of reverse mortgages. Are they a good option for seniors looking to stay in their homes? Christine breaks down the pros and cons, shares real-life stories, and offers expert advice to...</itunes:subtitle><itunes:summary><![CDATA[In our latest episode, Christine Ibbotson tackles the complex topic of reverse mortgages. Are they a good option for seniors looking to stay in their homes? Christine breaks down the pros and cons, shares real-life stories, and offers expert advice to help you make an informed decision. Whether you're considering a reverse mortgage yourself or want to understand more about this financial product, this episode is a must-listen. Tune in now to get all the details and make the best choice for your financial future.]]></itunes:summary><itunes:duration>693</itunes:duration><itunes:keywords>bank,canadian,chip,cpp,equitable,equity,financial,home,homeowners,income,mortgage,mortgages,plan,planning,retirement,reverse,saltwire,senior</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/aa473c165075d4672ef635cae128491a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Navigating the Tax Maze - When Dual Citizenship Becomes a Financial Trap</title><link>https://www.spreaker.com/episode/navigating-the-tax-maze-when-dual-citizenship-becomes-a-financial-trap--59796334</link><description><![CDATA[Have you ever considered the tax implications of holding dual citizenship? Our latest episode features Christine Ibbitson, the Money Lady, who addresses a listener's complex situation with US-Canadian dual citizenship and the unexpected tax obligations that come with it. Discover why owning assets as a dual citizen might not be as advantageous as you think and learn strategies to manage your finances more effectively. Don't miss out on these essential insights—tune in to become more informed and prepared to tackle your taxes!<br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59796334</guid><pubDate>Mon, 06 May 2024 09:00:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59796334/5_us_cdn_citizenship.mp3" length="17585021" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Have you ever considered the tax implications of holding dual citizenship? Our latest episode features Christine Ibbitson, the Money Lady, who addresses a listener's complex situation with US-Canadian dual citizenship and the unexpected tax...</itunes:subtitle><itunes:summary><![CDATA[Have you ever considered the tax implications of holding dual citizenship? Our latest episode features Christine Ibbitson, the Money Lady, who addresses a listener's complex situation with US-Canadian dual citizenship and the unexpected tax obligations that come with it. Discover why owning assets as a dual citizen might not be as advantageous as you think and learn strategies to manage your finances more effectively. Don't miss out on these essential insights—tune in to become more informed and prepared to tackle your taxes!<br />]]></itunes:summary><itunes:duration>733</itunes:duration><itunes:keywords>advice,citizenship,cra,cross-border,dual,filing,investment,irs,number,permanent,renouncing,residency,saltwire,security,social,tax,taxation,treaty</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e1d3898ab639843c0b0ae57f4ffc944a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Home Sweet Investment - A Parent's Guide to Property and Prosperity</title><link>https://www.spreaker.com/episode/home-sweet-investment-a-parent-s-guide-to-property-and-prosperity--59699196</link><description><![CDATA[Ever thought about buying a home with your children but unsure where to start? Our latest episode dives deep into the complexities of joint home ownership. Learn whether setting up a corporation is necessary, how to protect your investment, and the ins and outs of mortgage options. Don't miss these essential insights that could shape your family's future. Tune in now for expert financial guidance!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59699196</guid><pubDate>Mon, 29 Apr 2024 15:01:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59699196/4_home_purchase_as_a_corporation.mp3" length="20996236" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Ever thought about buying a home with your children but unsure where to start? Our latest episode dives deep into the complexities of joint home ownership. Learn whether setting up a corporation is necessary, how to protect your investment, and the...</itunes:subtitle><itunes:summary><![CDATA[Ever thought about buying a home with your children but unsure where to start? Our latest episode dives deep into the complexities of joint home ownership. Learn whether setting up a corporation is necessary, how to protect your investment, and the ins and outs of mortgage options. Don't miss these essential insights that could shape your family's future. Tune in now for expert financial guidance!]]></itunes:summary><itunes:duration>875</itunes:duration><itunes:keywords>advantages,charge,collateral,corporate,cra,estate,family,financial,home,investment,mortgage,options,ownership,planning,purchase,saltwire,tax</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/0cfe5544b6b4fcc891b55b163ba652c2.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Turning the Page: How to Author a Wealthier Life Story</title><link>https://www.spreaker.com/episode/turning-the-page-how-to-author-a-wealthier-life-story--59533020</link><description><![CDATA[Ever thought about rewriting your life's narrative?<br /><br />Christine Ibbotson shares how hitting rock bottom can be the catalyst for extraordinary change. She opens up about her personal journey to financial literacy and how it reshaped her identity.Christine offers actionable advice on creating positive affirmations and changing self-limiting beliefs.<br /><br />She emphasizes that to change your life, you must first change your identity and the way the world perceives you.Are you ready to embrace change and rewrite your story?<br /><br />Listen to Christine's inspiring guidance and start your transformation today. It's time to choose a different direction and step into the life you're meant to live.Tune in now and unlock the power to make a change.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59533020</guid><pubDate>Thu, 18 Apr 2024 19:05:37 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59533020/3_change_your_story.mp3" length="16349478" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Ever thought about rewriting your life's narrative?

Christine Ibbotson shares how hitting rock bottom can be the catalyst for extraordinary change. She opens up about her personal journey to financial literacy and how it reshaped her...</itunes:subtitle><itunes:summary><![CDATA[Ever thought about rewriting your life's narrative?<br /><br />Christine Ibbotson shares how hitting rock bottom can be the catalyst for extraordinary change. She opens up about her personal journey to financial literacy and how it reshaped her identity.Christine offers actionable advice on creating positive affirmations and changing self-limiting beliefs.<br /><br />She emphasizes that to change your life, you must first change your identity and the way the world perceives you.Are you ready to embrace change and rewrite your story?<br /><br />Listen to Christine's inspiring guidance and start your transformation today. It's time to choose a different direction and step into the life you're meant to live.Tune in now and unlock the power to make a change.]]></itunes:summary><itunes:duration>681</itunes:duration><itunes:keywords>advice,affirmations,changes,development,financial,life,literacy,paradigm,personal,positive,saltwire,shift</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/02a889defa26f7e31bee0fc9462f4696.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Prenups and Pensions: The Mature Couple's Financial Knot</title><link>https://www.spreaker.com/episode/prenups-and-pensions-the-mature-couple-s-financial-knot--59440594</link><description><![CDATA[Protect Your Love and Your Assets with Prenups &amp; Cohab Agreements✉️<br /><br />Are you entering a new chapter with your partner?<br /><br />Whether it's remarriage or cohabitation, it's crucial to secure your financial future.<br /><br />Our latest podcast episode is a treasure trove of wisdom on prenuptial agreements and cohabitation contracts. Learn how to protect your assets, plan for retirement, and ensure peace of mind for you and your loved ones. With expert advice and real-life examples, this episode is essential listening for anyone looking to combine love with financial savvy.<br /><br />Don't leave your future to chance – tune in now and take control of your financial destiny!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59440594</guid><pubDate>Fri, 12 Apr 2024 16:47:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59440594/atml_radio_show_2.mp3" length="18276286" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Protect Your Love and Your Assets with Prenups &amp;amp; Cohab Agreements✉️

Are you entering a new chapter with your partner?

Whether it's remarriage or cohabitation, it's crucial to secure your financial future.

Our latest podcast episode is a...</itunes:subtitle><itunes:summary><![CDATA[Protect Your Love and Your Assets with Prenups &amp; Cohab Agreements✉️<br /><br />Are you entering a new chapter with your partner?<br /><br />Whether it's remarriage or cohabitation, it's crucial to secure your financial future.<br /><br />Our latest podcast episode is a treasure trove of wisdom on prenuptial agreements and cohabitation contracts. Learn how to protect your assets, plan for retirement, and ensure peace of mind for you and your loved ones. With expert advice and real-life examples, this episode is essential listening for anyone looking to combine love with financial savvy.<br /><br />Don't leave your future to chance – tune in now and take control of your financial destiny!]]></itunes:summary><itunes:duration>762</itunes:duration><itunes:keywords>asset,atml,cohabitation,contracts,divorce,estate,finances,financial,independent,legal,marriage,pensions,planning,prenuptial,protection,retirement,saltwire,teacher</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3039d628cf8ceb83c6552f186f9e6a91.jpg"/><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Couple's Guide to Fiscal Transparency and Trust</title><link>https://www.spreaker.com/episode/the-couple-s-guide-to-fiscal-transparency-and-trust--59276882</link><description><![CDATA[Are you and your partner on the same page when it comes to money?<br /><br />Our latest episode dives into the seven money personality types and how understanding yours can transform your relationship and finances.<br /><br />Discover the secrets to effective communication, overcoming financial infidelity, and why retail therapy might not be so bad after all.<br /><br />Don't let money be a source of contention; listen now and start building a shared financial future today.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59276882</guid><pubDate>Wed, 03 Apr 2024 14:07:15 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/59276882/atml_radio_show_1.mp3" length="17442152" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Are you and your partner on the same page when it comes to money?

Our latest episode dives into the seven money personality types and how understanding yours can transform your relationship and finances.

Discover the secrets to effective...</itunes:subtitle><itunes:summary><![CDATA[Are you and your partner on the same page when it comes to money?<br /><br />Our latest episode dives into the seven money personality types and how understanding yours can transform your relationship and finances.<br /><br />Discover the secrets to effective communication, overcoming financial infidelity, and why retail therapy might not be so bad after all.<br /><br />Don't let money be a source of contention; listen now and start building a shared financial future today.]]></itunes:summary><itunes:duration>727</itunes:duration><itunes:keywords>atml,budgeting,communication,compulsive,debt,financial,gambler,habits,infidelity,managing,money,partner,personality,prepper,saltwire,saving,spending,worrier</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c44223ddc4d8411ac3e1da2aea22f282.jpg"/><itunes:season>2</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Blueprint for Prosperity: Crafting Your Cascading Financial Plan</title><link>https://www.spreaker.com/episode/blueprint-for-prosperity-crafting-your-cascading-financial-plan--46329650</link><description><![CDATA[Navigating your financial journey from youth to your golden years can be daunting, but fear not! In this episode of Ask The Money Lady, join our Canadian finance coach, Christy Ibbotson, as she unveils the "Cascading Financial Plan" from her second book.<br /><br />Discover a decade-by-decade roadmap to financial security, from establishing credit in your 20s to planning for long-term care in your 60s and beyond.<br /><br />Plus, get a glimpse into the Canadian banking landscape and why having a personalized financial plan is crucial for debt-free wealth. Whether you're buying your first home, saving for retirement, or downsizing for a simpler life, this episode is your guide to staying on track. Tune in to ensure your financial well-being at every stage of life with the expert advice of The Money Lady.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46329650</guid><pubDate>Fri, 24 Sep 2021 13:15:05 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46329650/atml_cascading_financial_plan_sept_24_2021.mp3" length="8524733" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Navigating your financial journey from youth to your golden years can be daunting, but fear not! In this episode of Ask The Money Lady, join our Canadian finance coach, Christy Ibbotson, as she unveils the "Cascading Financial Plan" from her second...</itunes:subtitle><itunes:summary><![CDATA[Navigating your financial journey from youth to your golden years can be daunting, but fear not! In this episode of Ask The Money Lady, join our Canadian finance coach, Christy Ibbotson, as she unveils the "Cascading Financial Plan" from her second book.<br /><br />Discover a decade-by-decade roadmap to financial security, from establishing credit in your 20s to planning for long-term care in your 60s and beyond.<br /><br />Plus, get a glimpse into the Canadian banking landscape and why having a personalized financial plan is crucial for debt-free wealth. Whether you're buying your first home, saving for retirement, or downsizing for a simpler life, this episode is your guide to staying on track. Tune in to ensure your financial well-being at every stage of life with the expert advice of The Money Lady.]]></itunes:summary><itunes:duration>532</itunes:duration><itunes:keywords>banks,canadian,cascading,coach,credit,debt,employment,finance,financial,history,insurance,life,management,milestones,personalized,plan,retirement,saltwire,savings,sector</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/703f1a28b42e278d38aa0d4b86e59e2c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Game Plan</title><link>https://www.spreaker.com/episode/retirement-game-plan--46329543</link><description><![CDATA[Finally what you should do to retire debt free and wealthy !]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46329543</guid><pubDate>Fri, 17 Sep 2021 13:15:08 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46329543/atml_5_questions_when_you_retire_sept_17_2021.mp3" length="5090974" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Finally what you should do to retire debt free and wealthy !</itunes:subtitle><itunes:summary><![CDATA[Finally what you should do to retire debt free and wealthy !]]></itunes:summary><itunes:duration>318</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/fb09a39c4cebb7836d8c1e72e1ccadf2.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking CPP Early and Delaying Your Benefits</title><link>https://www.spreaker.com/episode/taking-cpp-early-and-delaying-your-benefits--46329536</link><description><![CDATA[Advisors always tell clients to delay their CPP benefit.  But if you die in your 70’s, you have short changed yourself.  Find out why.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46329536</guid><pubDate>Fri, 10 Sep 2021 13:10:13 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46329536/atml_take_cpp_early_sept_10_2021.mp3" length="3613744" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Advisors always tell clients to delay their CPP benefit.  But if you die in your 70’s, you have short changed yourself.  Find out why.</itunes:subtitle><itunes:summary><![CDATA[Advisors always tell clients to delay their CPP benefit.  But if you die in your 70’s, you have short changed yourself.  Find out why.]]></itunes:summary><itunes:duration>225</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f951fa708e1dd33b5de3f071514ef9c3.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cybercrime</title><link>https://www.spreaker.com/episode/cybercrime--46329527</link><description><![CDATA[Cybercrime is up 800% vs. pre-covid stats.  So how can you protect yourself?  Find out all the things you should watch out for.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46329527</guid><pubDate>Fri, 03 Sep 2021 13:00:11 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46329527/atml_cybercrime_sept_3_2021.mp3" length="4910507" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Cybercrime is up 800% vs. pre-covid stats.  So how can you protect yourself?  Find out all the things you should watch out for.</itunes:subtitle><itunes:summary><![CDATA[Cybercrime is up 800% vs. pre-covid stats.  So how can you protect yourself?  Find out all the things you should watch out for.]]></itunes:summary><itunes:duration>306</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ce937ca7617a7241ae70da0ed8dde9ee.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wills &amp; POAs</title><link>https://www.spreaker.com/episode/wills-poas--46216889</link><description><![CDATA[Wills & POAs<br /><br />What will happen if you die without a Will?<br /><br />Why do you need two Powers of Attorney?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46216889</guid><pubDate>Tue, 24 Aug 2021 12:35:36 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46216889/atml_aug_24_2021.mp3" length="4838566" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Wills &amp; POAs

What will happen if you die without a Will?

Why do you need two Powers of Attorney?</itunes:subtitle><itunes:summary><![CDATA[Wills & POAs<br /><br />What will happen if you die without a Will?<br /><br />Why do you need two Powers of Attorney?]]></itunes:summary><itunes:duration>302</itunes:duration><itunes:keywords>atml,attorney,christineibbotson,finance,finances,financials,saltwire,will</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b5aabd60f5913afe9e24b1c14fc39144.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tax Free Savings Account</title><link>https://www.spreaker.com/episode/tax-free-savings-account--46083907</link><description><![CDATA[TFSA<br /><br />This is the best Canadian savings tool.<br /><br />Could it be better than RRSPs?<br /><br />More great podcasts at <a href="http://www.SaltWire.com/podcasts" rel="noopener">www.SaltWire.com/podcasts</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46083907</guid><pubDate>Fri, 13 Aug 2021 18:32:43 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46083907/atml_aug_13_2021.mp3" length="4782108" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>TFSA

This is the best Canadian savings tool.

Could it be better than RRSPs?

More great podcasts at www.SaltWire.com/podcasts</itunes:subtitle><itunes:summary><![CDATA[TFSA<br /><br />This is the best Canadian savings tool.<br /><br />Could it be better than RRSPs?<br /><br />More great podcasts at <a href="http://www.SaltWire.com/podcasts" rel="noopener">www.SaltWire.com/podcasts</a>]]></itunes:summary><itunes:duration>299</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/31767e38ff328d7b828bfc9420c4b688.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Separate Accounts - To Have or Not to Have</title><link>https://www.spreaker.com/episode/separate-accounts-to-have-or-not-to-have--46055877</link><description><![CDATA[Is it wise to keep your money separate from your partner?<br /><br />Should you combine your savings – maybe not.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46055877</guid><pubDate>Wed, 11 Aug 2021 18:49:16 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46055877/atml_aug_11_2021.mp3" length="3431465" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Is it wise to keep your money separate from your partner?

Should you combine your savings – maybe not.</itunes:subtitle><itunes:summary><![CDATA[Is it wise to keep your money separate from your partner?<br /><br />Should you combine your savings – maybe not.]]></itunes:summary><itunes:duration>214</itunes:duration><itunes:keywords>accounts,atml,canada,christineibbotson,finances,financial,money,saltwire,saving,savings</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1b6e91aa7163b0da1829bb732b58950c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Leverage Lending</title><link>https://www.spreaker.com/episode/leverage-lending--45907130</link><description><![CDATA[Leverage Lending<br /><br />More great podcasts at <a href="http://www.saltwire.com/podcasts" rel="noopener">www.saltwire.com/podcasts</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45907130</guid><pubDate>Fri, 30 Jul 2021 19:18:32 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45907130/atml_july_30.mp3" length="4167959" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Leverage Lending

More great podcasts at www.saltwire.com/podcasts</itunes:subtitle><itunes:summary><![CDATA[Leverage Lending<br /><br />More great podcasts at <a href="http://www.saltwire.com/podcasts" rel="noopener">www.saltwire.com/podcasts</a>]]></itunes:summary><itunes:duration>260</itunes:duration><itunes:keywords>atml,canada,finances,financial,money,saltwire</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>ATML - Have You Saved Enough</title><link>https://www.spreaker.com/episode/atml-have-you-saved-enough--45800263</link><guid isPermaLink="false">https://api.spreaker.com/episode/45800263</guid><pubDate>Fri, 23 Jul 2021 13:40:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45800263/atml_july_23_2021.mp3" length="5256136" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:duration>328</itunes:duration><itunes:keywords>atml,christineibbotson,dollars,finance,finances,financial,money,saltwire,save,saving</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Talking To Aging Parents</title><link>https://www.spreaker.com/episode/talking-to-aging-parents--45584779</link><description><![CDATA[Talking To Aging Parents<br /><br />More great podcasts at <a href="http://www.saltwire.com/podcasts" rel="noopener">www.saltwire.com/podcasts</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45584779</guid><pubDate>Mon, 05 Jul 2021 16:51:03 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45584779/atml_july_5_2021.mp3" length="4300259" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Talking To Aging Parents

More great podcasts at www.saltwire.com/podcasts</itunes:subtitle><itunes:summary><![CDATA[Talking To Aging Parents<br /><br />More great podcasts at <a href="http://www.saltwire.com/podcasts" rel="noopener">www.saltwire.com/podcasts</a>]]></itunes:summary><itunes:duration>268</itunes:duration><itunes:keywords>adviced,aging,christineibbotson,coach,finance,financial,help,parents,saltwire,talk,talking</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Family RESP (Registered Education Savings Plan)</title><link>https://www.spreaker.com/episode/family-resp-registered-education-savings-plan--45443733</link><description><![CDATA[Family RESP (Registered Education Savings Plan)]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45443733</guid><pubDate>Fri, 25 Jun 2021 17:13:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45443733/atml_june_25_2021.mp3" length="6348101" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Family RESP (Registered Education Savings Plan)</itunes:subtitle><itunes:summary><![CDATA[Family RESP (Registered Education Savings Plan)]]></itunes:summary><itunes:duration>397</itunes:duration><itunes:keywords>atml,christineibbotson,coach,education,finance,finances,resp,saltwire,savings</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Bucket List</title><link>https://www.spreaker.com/episode/retirement-bucket-list--45386075</link><description><![CDATA[Retirement Bucket List]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45386075</guid><pubDate>Mon, 21 Jun 2021 14:59:23 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45386075/atml_june_21_2021.mp3" length="8960764" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Retirement Bucket List</itunes:subtitle><itunes:summary><![CDATA[Retirement Bucket List]]></itunes:summary><itunes:duration>561</itunes:duration><itunes:keywords>atml,bucketlist,christine,finances,financial,ibbotson,planning,saltwire</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Home Ownership in Retirement</title><link>https://www.spreaker.com/episode/home-ownership-in-retirement--45264555</link><description><![CDATA[Home Ownership in Retirement<br /><br />More great podcasts at <a href="http://www.SaltWire.com/podcasts" rel="noopener">www.SaltWire.com/podcasts</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45264555</guid><pubDate>Fri, 11 Jun 2021 18:19:34 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45264555/home_ownership_in_retirement.mp3" length="7573176" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>Home Ownership in Retirement

More great podcasts at www.SaltWire.com/podcasts</itunes:subtitle><itunes:summary><![CDATA[Home Ownership in Retirement<br /><br />More great podcasts at <a href="http://www.SaltWire.com/podcasts" rel="noopener">www.SaltWire.com/podcasts</a>]]></itunes:summary><itunes:duration>384</itunes:duration><itunes:keywords>christineibbotson,finances,home,ownership,retirement,saltwire</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>5 Steps for Volatile Market Protection</title><link>https://www.spreaker.com/episode/5-steps-for-volatile-market-protection--45202825</link><description><![CDATA[5 Steps for Volatile Market Protection]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45202825</guid><pubDate>Mon, 07 Jun 2021 16:54:51 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Buying a New Vehicle – Which is Better, to Finance or Lease?

More great content at www.SaltWire.com</itunes:subtitle><itunes:summary><![CDATA[ATML - Episode 2<br /><br />Buying a New Vehicle – Which is Better, to Finance or Lease?<br /><br />More great content at <a href="http://www.SaltWire.com" rel="noopener">www.SaltWire.com</a>]]></itunes:summary><itunes:duration>425</itunes:duration><itunes:keywords>atml,buy,car,cars,christineibbotson,finance,financialfriday,lease,podcast,saltwire</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How do Canadian Mortgages Work and Why You Don’t Want One!</title><link>https://www.spreaker.com/episode/how-do-canadian-mortgages-work-and-why-you-don-t-want-one--43812918</link><description><![CDATA[How do Canadian Mortgages Work and Why You Don’t Want One!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43812918</guid><pubDate>Fri, 12 Mar 2021 10:00:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43812918/atml_march_12_21.mp3" length="12431064" type="audio/mpeg"/><itunes:author>SaltWire</itunes:author><itunes:subtitle>How do Canadian Mortgages Work and Why You Don’t Want One!</itunes:subtitle><itunes:summary><![CDATA[How do Canadian Mortgages Work and Why You Don’t Want One!]]></itunes:summary><itunes:duration>634</itunes:duration><itunes:keywords>atml,christineibbotson,finances,financialfriday,money,mortgages,saltwire</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ffa4c1302be5944e186157424e1f3035.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
