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url="https://api.spreaker.com/download/episode/53504739/video_stats_you_should_know.mp3" length="61104631" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1528</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Most Difficult Steps of Home Buying</title><link>https://www.spreaker.com/episode/the-most-difficult-steps-of-home-buying--53430697</link><description><![CDATA[Real Estate Backstory is the go-to source for real estate news, changes, and trends for the Atlanta area and surrounding markets. Each week, the podcast covers a range of topics that are highly relevant to anyone interested in buying, selling, or investing in real estate.In this week's episode, the podcast hosts dive into a range of important topics that are impacting the Atlanta real estate market. They start by discussing agent representation disclosure, highlighting the importance of transparency and communication when it comes to working with a real estate agent.The hosts also take a look at the National Association of Realtors' mentorship program, which provides support and guidance to new agents as they enter the industry. This is a great opportunity for aspiring agents to gain valuable experience and knowledge, while also building relationships with established professionals.Economic uncertainty continues to bring mortgage rates down, which is good news for anyone looking to buy a home. The podcast breaks down the latest data on mortgage rates and explores what this means for buyers in the Atlanta market.The podcast also covers the maximum household income and home sale price in the area, providing valuable information for those looking to buy or sell a home. And for those who need help with their down payment, the hosts offer tips and resources to make the process easier.One interesting topic covered in this week's episode is the share of buyers and sellers by generation. The hosts discuss the different priorities and preferences of different age groups, offering insight into the changing dynamics of the real estate market.The podcast also takes a closer look at first-time buyers by age group, exploring the challenges and opportunities that are unique to each demographic. And for those who are already in the home buying process, the hosts go through the most difficult steps and offer advice on how to navigate them successfully.Overall, Real Estate Backstory is a must-listen podcast for anyone who wants to stay informed and up-to-date on the Atlanta real estate market. With its comprehensive coverage and expert analysis, it's the perfect resource for buyers, sellers, investors, and industry professionals alike.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53430697</guid><pubDate>Mon, 03 Apr 2023 16:19:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53430697/the_most_difficult_steps_of_home_buying.mp3" length="73533693" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is the go-to source for real estate news, changes, and trends for the Atlanta area and surrounding markets. Each week, the podcast covers a range of topics that are highly relevant to anyone interested in buying, selling, or...</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is the go-to source for real estate news, changes, and trends for the Atlanta area and surrounding markets. Each week, the podcast covers a range of topics that are highly relevant to anyone interested in buying, selling, or investing in real estate.In this week's episode, the podcast hosts dive into a range of important topics that are impacting the Atlanta real estate market. They start by discussing agent representation disclosure, highlighting the importance of transparency and communication when it comes to working with a real estate agent.The hosts also take a look at the National Association of Realtors' mentorship program, which provides support and guidance to new agents as they enter the industry. This is a great opportunity for aspiring agents to gain valuable experience and knowledge, while also building relationships with established professionals.Economic uncertainty continues to bring mortgage rates down, which is good news for anyone looking to buy a home. The podcast breaks down the latest data on mortgage rates and explores what this means for buyers in the Atlanta market.The podcast also covers the maximum household income and home sale price in the area, providing valuable information for those looking to buy or sell a home. And for those who need help with their down payment, the hosts offer tips and resources to make the process easier.One interesting topic covered in this week's episode is the share of buyers and sellers by generation. The hosts discuss the different priorities and preferences of different age groups, offering insight into the changing dynamics of the real estate market.The podcast also takes a closer look at first-time buyers by age group, exploring the challenges and opportunities that are unique to each demographic. And for those who are already in the home buying process, the hosts go through the most difficult steps and offer advice on how to navigate them successfully.Overall, Real Estate Backstory is a must-listen podcast for anyone who wants to stay informed and up-to-date on the Atlanta real estate market. With its comprehensive coverage and expert analysis, it's the perfect resource for buyers, sellers, investors, and industry professionals alike.]]></itunes:summary><itunes:duration>1839</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Condo vs House: Which is More Affordable?</title><link>https://www.spreaker.com/episode/condo-vs-house-which-is-more-affordable--53354943</link><description><![CDATA[Welcome to Real Estate Backstory, your weekly update on real estate news, changes, and trends affecting the Atlanta area and surrounding markets. This week, we have some exciting developments to share.Firstly, the Federal Reserve has hiked rates by a quarter percentage point, signaling a positive direction in interest rates. We'll discuss the Fed funds rate and 10-year treasury yield to help you understand how these changes affect you.In other news, the typical down payment for homes has fallen 10%, making it easier for first-time buyers to enter the market. We'll also explore whether condos or houses are currently more affordable.February 2023 was a good month for real estate sales, as existing home sales broke a 12-month decline and new home sales posted their third monthly gain. These figures are encouraging and suggest that the market is on the rise.Market rents have also begun to fall, and we'll take a closer look at apartment rent growth to help you understand what's happening in the rental market.As always, we're committed to keeping you informed about the latest developments in real estate. Stay tuned for more updates next week.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53354943</guid><pubDate>Mon, 27 Mar 2023 15:36:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53354943/condo_vs_house_which_is_more_affordable.mp3" length="55116321" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Welcome to Real Estate Backstory, your weekly update on real estate news, changes, and trends affecting the Atlanta area and surrounding markets. This week, we have some exciting developments to share.Firstly, the Federal Reserve has hiked rates by a...</itunes:subtitle><itunes:summary><![CDATA[Welcome to Real Estate Backstory, your weekly update on real estate news, changes, and trends affecting the Atlanta area and surrounding markets. This week, we have some exciting developments to share.Firstly, the Federal Reserve has hiked rates by a quarter percentage point, signaling a positive direction in interest rates. We'll discuss the Fed funds rate and 10-year treasury yield to help you understand how these changes affect you.In other news, the typical down payment for homes has fallen 10%, making it easier for first-time buyers to enter the market. We'll also explore whether condos or houses are currently more affordable.February 2023 was a good month for real estate sales, as existing home sales broke a 12-month decline and new home sales posted their third monthly gain. These figures are encouraging and suggest that the market is on the rise.Market rents have also begun to fall, and we'll take a closer look at apartment rent growth to help you understand what's happening in the rental market.As always, we're committed to keeping you informed about the latest developments in real estate. Stay tuned for more updates next week.]]></itunes:summary><itunes:duration>1378</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Time to Sell is NOW</title><link>https://www.spreaker.com/episode/the-time-to-sell-is-now--53265154</link><guid isPermaLink="false">https://api.spreaker.com/episode/53265154</guid><pubDate>Mon, 20 Mar 2023 15:46:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53265154/the_time_to_sell_is_now.mp3" length="66018787" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1651</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mortgage Rates are Dropping!</title><link>https://www.spreaker.com/episode/mortgage-rates-are-dropping--53184244</link><description><![CDATA[Welcome to Real Estate Backstory, your weekly update for real estate news, changes, and trends that matter to the Atlanta area and surrounding markets. In this week's episode, we cover a range of topics that are sure to interest both home buyers and sellers alike.<br />First off, we discuss how interest rates have dropped by 0.5%, which is excellent news for those looking to purchase a home. We also examine the latest housing market tracker, which shows that mortgage rates have fallen following the failure of SVB. Additionally, we look at the uptick in mortgage applications and the latest consumer attitudes towards buying and selling conditions. Unfortunately, these attitudes continue to trend down.In further news, we explore the fact that almost half of all US households can't afford to pay more than $250,000 for a home. This is an essential topic for anyone looking to buy or sell a property.<br />Next, we delve into the topic of homestead exemptions and why they're so important for homeowners. We also remind viewers to update their Supra lockboxes for daylight savings time, so they don't get caught out.We take a closer look at homeowner tenure by age, which is an interesting statistic for anyone looking to purchase a property. Rent growth continued to slow in February, which is good news for renters. <br />Lastly, we discuss Opendoor's net losses and what it means for the real estate market.Tune in to Real Estate Backstory for all this and more. Don't forget to like, subscribe and hit the notification bell to stay up to date with the latest real estate news in Atlanta and the surrounding areas.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53184244</guid><pubDate>Mon, 13 Mar 2023 15:37:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53184244/mortgage_rates_are_dropping.mp3" length="60096305" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Welcome to Real Estate Backstory, your weekly update for real estate news, changes, and trends that matter to the Atlanta area and surrounding markets. In this week's episode, we cover a range of topics that are sure to interest both home buyers and...</itunes:subtitle><itunes:summary><![CDATA[Welcome to Real Estate Backstory, your weekly update for real estate news, changes, and trends that matter to the Atlanta area and surrounding markets. In this week's episode, we cover a range of topics that are sure to interest both home buyers and sellers alike.<br />First off, we discuss how interest rates have dropped by 0.5%, which is excellent news for those looking to purchase a home. We also examine the latest housing market tracker, which shows that mortgage rates have fallen following the failure of SVB. Additionally, we look at the uptick in mortgage applications and the latest consumer attitudes towards buying and selling conditions. Unfortunately, these attitudes continue to trend down.In further news, we explore the fact that almost half of all US households can't afford to pay more than $250,000 for a home. This is an essential topic for anyone looking to buy or sell a property.<br />Next, we delve into the topic of homestead exemptions and why they're so important for homeowners. We also remind viewers to update their Supra lockboxes for daylight savings time, so they don't get caught out.We take a closer look at homeowner tenure by age, which is an interesting statistic for anyone looking to purchase a property. Rent growth continued to slow in February, which is good news for renters. <br />Lastly, we discuss Opendoor's net losses and what it means for the real estate market.Tune in to Real Estate Backstory for all this and more. Don't forget to like, subscribe and hit the notification bell to stay up to date with the latest real estate news in Atlanta and the surrounding areas.]]></itunes:summary><itunes:duration>1503</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Real Estate Roundup: Agent Feedback, Homeownership Gap, Atlanta Property Values, and More!</title><link>https://www.spreaker.com/episode/real-estate-roundup-agent-feedback-homeownership-gap-atlanta-property-values-and-more--53112139</link><description><![CDATA[Welcome to Real Estate Backstory, your weekly update for all things real estate in the Atlanta area and beyond. In this episode, we cover a variety of important topics that affect both buyers and sellers in the market.First, we discuss the significance of agent feedback and how it can help improve the buying and selling experience for everyone involved. We then delve into the black and white homeownership rate gap, which has reached its highest point in a decade, and what this means for the industry as a whole.We also take a closer look at Atlanta's property value growth and how it compares to other major cities in the US. Additionally, we examine the Personal Consumption Expenditures Index and how it relates to the housing market.Next, we provide some positive news regarding the decline in jobless claims and how this could impact the real estate market in the future. We also discuss HUD's recent announcement regarding a 30BPS decrease in mortgage insurance premiums for FHA loans.In this episode, we also explore how a majority of people are prioritizing their pets' needs when buying their dream home. Finally, we wrap up with some positive news about pending home sales improving for the second straight month and the House approving a remote notary bill.Join us every week on Real Estate Backstory for the latest updates and trends in the Atlanta real estate market and beyond.<br /><br /><br /><br /><br /><br /><br /><br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53112139</guid><pubDate>Mon, 06 Mar 2023 17:51:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53112139/my_video_1.mp3" length="69058395" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Welcome to Real Estate Backstory, your weekly update for all things real estate in the Atlanta area and beyond. In this episode, we cover a variety of important topics that affect both buyers and sellers in the market.First, we discuss the...</itunes:subtitle><itunes:summary><![CDATA[Welcome to Real Estate Backstory, your weekly update for all things real estate in the Atlanta area and beyond. In this episode, we cover a variety of important topics that affect both buyers and sellers in the market.First, we discuss the significance of agent feedback and how it can help improve the buying and selling experience for everyone involved. We then delve into the black and white homeownership rate gap, which has reached its highest point in a decade, and what this means for the industry as a whole.We also take a closer look at Atlanta's property value growth and how it compares to other major cities in the US. Additionally, we examine the Personal Consumption Expenditures Index and how it relates to the housing market.Next, we provide some positive news regarding the decline in jobless claims and how this could impact the real estate market in the future. We also discuss HUD's recent announcement regarding a 30BPS decrease in mortgage insurance premiums for FHA loans.In this episode, we also explore how a majority of people are prioritizing their pets' needs when buying their dream home. Finally, we wrap up with some positive news about pending home sales improving for the second straight month and the House approving a remote notary bill.Join us every week on Real Estate Backstory for the latest updates and trends in the Atlanta real estate market and beyond.<br /><br /><br /><br /><br /><br /><br /><br />]]></itunes:summary><itunes:duration>1727</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Write a Winning Property Description</title><link>https://www.spreaker.com/episode/how-to-write-a-winning-property-description--52868884</link><description><![CDATA[Welcome to the Real Estate Backstory! We’re here to provide you with the latest real estate news and insights so you can make an informed decision about your next property purchase. Do you know the do’s and don’ts of writing a property description? We’ll give you the ins and outs of what to include and what to avoid. Recent news shows that key US inflation measures surged at the fastest rate since June. We’ll break down how this impacts the current mortgage market, and how you can save money by shopping with multiple lenders. We’ll also weigh the pros and cons of working with a local lender. From lower rates to personalized customer service, we’ll explore three benefits of choosing a local lender for your next home purchase. Delinquency rates are dropping, showing the improving state of the housing market. We’ll look at the latest data, and what it means for potential homebuyers. Meanwhile, existing home sales descended .7% in January, signaling a possible slowdown in the housing market. Americans are looking for more space, but apartments are getting smaller. We’ll explore the reasons behind this trend and what it means for renters. We’ll also look at the latest figures from investors. It turns out they’re buying roughly half as many homes as they were a year ago. What’s behind this dip, and what does it mean for the future of the housing market? Finally, we’ll announce the new paint colors for 2023. From vibrant hues to classic shades, get the inside scoop on the hottest interior design trends. Here at Real Estate Backstory, we have the latest news, insights, and trends about the housing market. Tune in for all things real estate!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52868884</guid><pubDate>Mon, 27 Feb 2023 19:06:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52868884/how_to_write_a_winning_property_description.mp3" length="62875733" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Welcome to the Real Estate Backstory! We’re here to provide you with the latest real estate news and insights so you can make an informed decision about your next property purchase. Do you know the do’s and don’ts of writing a property description?...</itunes:subtitle><itunes:summary><![CDATA[Welcome to the Real Estate Backstory! We’re here to provide you with the latest real estate news and insights so you can make an informed decision about your next property purchase. Do you know the do’s and don’ts of writing a property description? We’ll give you the ins and outs of what to include and what to avoid. Recent news shows that key US inflation measures surged at the fastest rate since June. We’ll break down how this impacts the current mortgage market, and how you can save money by shopping with multiple lenders. We’ll also weigh the pros and cons of working with a local lender. From lower rates to personalized customer service, we’ll explore three benefits of choosing a local lender for your next home purchase. Delinquency rates are dropping, showing the improving state of the housing market. We’ll look at the latest data, and what it means for potential homebuyers. Meanwhile, existing home sales descended .7% in January, signaling a possible slowdown in the housing market. Americans are looking for more space, but apartments are getting smaller. We’ll explore the reasons behind this trend and what it means for renters. We’ll also look at the latest figures from investors. It turns out they’re buying roughly half as many homes as they were a year ago. What’s behind this dip, and what does it mean for the future of the housing market? Finally, we’ll announce the new paint colors for 2023. From vibrant hues to classic shades, get the inside scoop on the hottest interior design trends. Here at Real Estate Backstory, we have the latest news, insights, and trends about the housing market. Tune in for all things real estate!]]></itunes:summary><itunes:duration>1572</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why You Should Use Caution When Writing a Buyer Love Letter</title><link>https://www.spreaker.com/episode/why-you-should-use-caution-when-writing-a-buyer-love-letter--52730437</link><description><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />Caution against buyer love letters.<br />New study that shows a disconnect between what clients and agents are thinking.<br />70% of people that wanted to buy last year were not successful.<br />American’s are feeling pessimistic about homeownership.<br />What is preventing us from pursuing homeownership?<br />Recent mortgage stats. Why are listings not selling?<br />Georgia’s migration trend.<br />Reasons to purchase a multi-generational home.  <br /><br />Thank you all and please let us know if we can be of service.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52730437</guid><pubDate>Tue, 14 Feb 2023 19:41:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52730437/podcast_21423.mp3" length="62826623" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  

Caution against buyer love letters.
New study that shows a disconnect...</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />Caution against buyer love letters.<br />New study that shows a disconnect between what clients and agents are thinking.<br />70% of people that wanted to buy last year were not successful.<br />American’s are feeling pessimistic about homeownership.<br />What is preventing us from pursuing homeownership?<br />Recent mortgage stats. Why are listings not selling?<br />Georgia’s migration trend.<br />Reasons to purchase a multi-generational home.  <br /><br />Thank you all and please let us know if we can be of service.]]></itunes:summary><itunes:duration>1571</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How Inflation Has Affected Home-Buying Plans?</title><link>https://www.spreaker.com/episode/how-inflation-has-affected-home-buying-plans--52652122</link><description><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />What is new with Zillow – property alerts.<br />Key fed inflation measured eased in December.<br />Fed lifts rates by quarter-point but says inflation is easing.<br />Job reports show increase of 517,000 in January.<br />Mortgage rates continue to shift down.<br />How has inflation affected your home-buying plans?<br />What are the biggest barriers to homeownership?  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTJITWw0UmF3TGg4Yi1uakZCVjZLend3dU5oZ3xBQ3Jtc0ttZUJUdG9OOHdoOEhUcVBIc1VYLUFnMEJEQmhKWDYyWXVPTGptM2pELUI2VFM3VUNhT2ZjY2h6YmVyQVVORFNCWG11NVZHNG5WaTBRMGhUUm9Cc0t5VXVzMTB4eUVvTnV0NVhmdlE3UEZKRkYzLW9wWQ&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=FJhsjDozYao" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52652122</guid><pubDate>Mon, 06 Feb 2023 17:02:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52652122/how_inflation_has_affected_home_buying.mp3" length="42559782" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  

What is new with Zillow – property alerts.
Key fed inflation measured...</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />What is new with Zillow – property alerts.<br />Key fed inflation measured eased in December.<br />Fed lifts rates by quarter-point but says inflation is easing.<br />Job reports show increase of 517,000 in January.<br />Mortgage rates continue to shift down.<br />How has inflation affected your home-buying plans?<br />What are the biggest barriers to homeownership?  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTJITWw0UmF3TGg4Yi1uakZCVjZLend3dU5oZ3xBQ3Jtc0ttZUJUdG9OOHdoOEhUcVBIc1VYLUFnMEJEQmhKWDYyWXVPTGptM2pELUI2VFM3VUNhT2ZjY2h6YmVyQVVORFNCWG11NVZHNG5WaTBRMGhUUm9Cc0t5VXVzMTB4eUVvTnV0NVhmdlE3UEZKRkYzLW9wWQ&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=FJhsjDozYao" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></itunes:summary><itunes:duration>1064</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Competition Returns to Pre-Pandemic Trends</title><link>https://www.spreaker.com/episode/competition-returns-to-pre-pandemic-trends--52586556</link><description><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />Recession does not mean falling prices.<br />U.S. pending home sales index.<br />Atlanta area rail expansion planned.<br />We discuss homeownership difficulties and regrets.<br />Mortgage rates continue to trend down.<br />2023 FHA single family loan limits for metro Atlanta.<br />Mortgage rate spread should normalize.<br />Home buying demand collapses.<br />Competition returns to pre-pandemic trends.  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVBvRk43RjJvRUJsbXRXZHpJNWgzeXBsN0RxUXxBQ3Jtc0tuamdQOHJpdG5pM0J6UzdUWWhQVDFTX2ktM21iWjJoMlAzVE51UnMtaWVMNFlqd1psNkNweFppWU81c3JlaUUzZlRxRFJqcldDLXpPX0otV25xdWZSRlBGc1d4NjloQ1k2UERYbjUtS0p0VE51MlVRdw&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=dtgpUu6UdVY" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52586556</guid><pubDate>Mon, 30 Jan 2023 18:52:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52586556/competition_returns_to_pre_pandemic_trends.mp3" length="63329219" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  

Recession does not mean falling prices.
U.S. pending home sales index....</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />Recession does not mean falling prices.<br />U.S. pending home sales index.<br />Atlanta area rail expansion planned.<br />We discuss homeownership difficulties and regrets.<br />Mortgage rates continue to trend down.<br />2023 FHA single family loan limits for metro Atlanta.<br />Mortgage rate spread should normalize.<br />Home buying demand collapses.<br />Competition returns to pre-pandemic trends.  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVBvRk43RjJvRUJsbXRXZHpJNWgzeXBsN0RxUXxBQ3Jtc0tuamdQOHJpdG5pM0J6UzdUWWhQVDFTX2ktM21iWjJoMlAzVE51UnMtaWVMNFlqd1psNkNweFppWU81c3JlaUUzZlRxRFJqcldDLXpPX0otV25xdWZSRlBGc1d4NjloQ1k2UERYbjUtS0p0VE51MlVRdw&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=dtgpUu6UdVY" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></itunes:summary><itunes:duration>1584</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Get Your Credit Score Above 800</title><link>https://www.spreaker.com/episode/how-to-get-your-credit-score-above-800--52518207</link><description><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:<br /> <br />Old school manners still matter!<br />We discuss Zillow’s predictions for the hottest markets of 2023.<br />Mortgage rates continue to decrease while applications increase.<br />How to get your credit score over 800. We look at current market trends.<br />Homebuilders continue to slow.<br />U.S. homebuilders file federal lawsuit against EPA new waters rule.<br />Top claim against agents: failure to disclose.  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmU3MVRKX0hYeEh0OXdNaEJ3TnZ0WVg1SmpHZ3xBQ3Jtc0trN3o4YWRoU1ZfSlAyMEZiTE1EYzlvcDlLeGZMQXVhSnpCVVU5TUFwT1dXTTRqYVY3TTVkbnRmSUF1dlFxUS1WY1lSNEd5aTltM3Z5RGs3WkVQWllyc2t5Y3BWWVBfWVN4cnByWDF3cmZDMXB0TndOZw&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=X5jzeKD8dx8" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52518207</guid><pubDate>Mon, 23 Jan 2023 15:43:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52518207/how_to_get_your_credit_score_above_800.mp3" length="59932256" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:
 
Old school manners still matter!
We discuss Zillow’s predictions for the...</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:<br /> <br />Old school manners still matter!<br />We discuss Zillow’s predictions for the hottest markets of 2023.<br />Mortgage rates continue to decrease while applications increase.<br />How to get your credit score over 800. We look at current market trends.<br />Homebuilders continue to slow.<br />U.S. homebuilders file federal lawsuit against EPA new waters rule.<br />Top claim against agents: failure to disclose.  <br /><br />Thank you all and please let us know if we can be of service.  <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners<br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmU3MVRKX0hYeEh0OXdNaEJ3TnZ0WVg1SmpHZ3xBQ3Jtc0trN3o4YWRoU1ZfSlAyMEZiTE1EYzlvcDlLeGZMQXVhSnpCVVU5TUFwT1dXTTRqYVY3TTVkbnRmSUF1dlFxUS1WY1lSNEd5aTltM3Z5RGs3WkVQWllyc2t5Y3BWWVBfWVN4cnByWDF3cmZDMXB0TndOZw&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=X5jzeKD8dx8" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></itunes:summary><itunes:duration>1499</itunes:duration><itunes:keywords>atlanta,atlantamarket,creditscore,realestate</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Has Housing Already Had a Recession?</title><link>https://www.spreaker.com/episode/has-housing-already-had-a-recession--52454801</link><guid isPermaLink="false">https://api.spreaker.com/episode/52454801</guid><pubDate>Mon, 16 Jan 2023 17:45:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52454801/has_housing_already_had_a_recession.mp3" length="56548876" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1414</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>A look at the 2023 market</title><link>https://www.spreaker.com/episode/a-look-at-the-2023-market--52393938</link><description><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />What do we do when sales are slow? Get back to the basics.<br />We discuss the 2023 housing forecasts.<br />Solid jobs report sends mortgage rates lower.<br />As interest rates go down, we will see more listings.<br />Atlanta has had more price drops than any other city.<br />We have the most common words &amp; adjectives found in home listings this year.<br />We go over the top 10 most used housing keywords by U.S. region.<br />Builder confidence declined every month in 2022.<br />Those who can’t afford a single-family home are increasingly turning to build-to-rent communities.  <br /><br />Thank you all and please let us know if we can be of service.  <br />Alan Richardson - Managing Broker - Maximum One Realtor Partners <br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmJxSzd1YVZ3dGl1NFZLYXFfVC1sUXh1N3NZZ3xBQ3Jtc0tuYXpiXzREY2hFYW5acWJFRUhxbC1yQk1zYlI0Wk0zdVAyc0c4bGhMMU0yTS1jLTFjdlVRNlI5Y181YXNHQTVyRDNfNlRseC00MGxjaVg1Wk01NUJWNEdLNFRjVEdJSjFkZEhISV9GZFI3UmRad1cwWQ&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=2c60odgHMz4" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52393938</guid><pubDate>Mon, 09 Jan 2023 18:59:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52393938/a_look_at_the_2023_market.mp3" length="45663129" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  

What do we do when sales are slow? Get back to the basics.
We discuss the...</itunes:subtitle><itunes:summary><![CDATA[Real Estate Backstory is your weekly update for real estate news, changes, and trends relevant to the Atlanta area and surrounding markets. Topics covered this week include:  <br /><br />What do we do when sales are slow? Get back to the basics.<br />We discuss the 2023 housing forecasts.<br />Solid jobs report sends mortgage rates lower.<br />As interest rates go down, we will see more listings.<br />Atlanta has had more price drops than any other city.<br />We have the most common words &amp; adjectives found in home listings this year.<br />We go over the top 10 most used housing keywords by U.S. region.<br />Builder confidence declined every month in 2022.<br />Those who can’t afford a single-family home are increasingly turning to build-to-rent communities.  <br /><br />Thank you all and please let us know if we can be of service.  <br />Alan Richardson - Managing Broker - Maximum One Realtor Partners <br /><a href="https://maxonepartners.com" target="_blank" rel="noreferrer noopener">alan@maxonepartners.com</a><br /><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmJxSzd1YVZ3dGl1NFZLYXFfVC1sUXh1N3NZZ3xBQ3Jtc0tuYXpiXzREY2hFYW5acWJFRUhxbC1yQk1zYlI0Wk0zdVAyc0c4bGhMMU0yTS1jLTFjdlVRNlI5Y181YXNHQTVyRDNfNlRseC00MGxjaVg1Wk01NUJWNEdLNFRjVEdJSjFkZEhISV9GZFI3UmRad1cwWQ&amp;q=http%3A%2F%2Fwww.maxonepartners.com%2F&amp;v=2c60odgHMz4" target="_blank" rel="noreferrer noopener">http://www.maxonepartners.com</a><br />Office: 678-782-5050]]></itunes:summary><itunes:duration>1142</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>6 Ways to Add Value to Your Homes</title><link>https://www.spreaker.com/episode/6-ways-to-add-value-to-your-homes--52162921</link><guid isPermaLink="false">https://api.spreaker.com/episode/52162921</guid><pubDate>Mon, 19 Dec 2022 18:14:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52162921/6_ways_to_add_value_to_your_homes.mp3" length="48479129" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1212</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Recession: Not as Bad as You Think</title><link>https://www.spreaker.com/episode/recession-not-as-bad-as-you-think--52229449</link><guid isPermaLink="false">https://api.spreaker.com/episode/52229449</guid><pubDate>Mon, 19 Dec 2022 18:14:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52229449/recession_not_as_bad_as_you_think.mp3" length="52194787" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1305</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Become Green Certified</title><link>https://www.spreaker.com/episode/how-to-become-green-certified--52035406</link><description><![CDATA[What are Green Certifications?<br />Mortgage applications have increased by 2.2%.<br />US banks are tightening their lending standards. <br />Ribbon lays off 85% of staff.<br />Investor home purchases plummet as housing market slows.<br />Some strategies to fend off a big bill in 2023.<br />Home sales unexpectedly increased in October.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52035406</guid><pubDate>Mon, 28 Nov 2022 17:13:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52035406/how_to_become_green_certified.mp3" length="63271750" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>What are Green Certifications?&#13;
Mortgage applications have increased by 2.2%.&#13;
US banks are tightening their lending standards. &#13;
Ribbon lays off 85% of staff.&#13;
Investor home purchases plummet as housing market slows.&#13;
Some strategies to fend off a...</itunes:subtitle><itunes:summary><![CDATA[What are Green Certifications?<br />Mortgage applications have increased by 2.2%.<br />US banks are tightening their lending standards. <br />Ribbon lays off 85% of staff.<br />Investor home purchases plummet as housing market slows.<br />Some strategies to fend off a big bill in 2023.<br />Home sales unexpectedly increased in October.]]></itunes:summary><itunes:duration>1582</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Homeowners Are All-In on Home Improvement</title><link>https://www.spreaker.com/episode/homeowners-are-all-in-on-home-improvement--51967226</link><description><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Now is the time to reengage with your clients. <br />Link between clutter and depression. <br />Homeowners are all-in on home improvement. <br />Homebuyers need $107,000 annually to afford the typical U.S home. <br />Yun sees rates heading lower. <br />NAR housing market forecast. <br />Where wealth in the US resides. <br />Housing affordability falls to more that 10-year low.<br />Pandemic Boomtowns have relatively high shares of new homes. <br />Share and schedule posts on Facebook and Instagram.<br /><br />Thank you all and please let us know if we can be of service. <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners <br /><a href="mailto:alan@maxonepartners.com">alan@maxonepartners.com</a> <br /><a href="http://www.maxonepartners.com" rel="noopener">http://www.maxonepartners.com</a> <br />Office: 678-782-5050]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51967226</guid><pubDate>Mon, 21 Nov 2022 15:55:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51967226/homeowners_are_all_in_on_home_improvement.mp3" length="64125431" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:&#13;
&#13;
Now is the time to reengage with your clients....</itunes:subtitle><itunes:summary><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Now is the time to reengage with your clients. <br />Link between clutter and depression. <br />Homeowners are all-in on home improvement. <br />Homebuyers need $107,000 annually to afford the typical U.S home. <br />Yun sees rates heading lower. <br />NAR housing market forecast. <br />Where wealth in the US resides. <br />Housing affordability falls to more that 10-year low.<br />Pandemic Boomtowns have relatively high shares of new homes. <br />Share and schedule posts on Facebook and Instagram.<br /><br />Thank you all and please let us know if we can be of service. <br /><br />Alan Richardson - Managing Broker - Maximum One Realtor Partners <br /><a href="mailto:alan@maxonepartners.com">alan@maxonepartners.com</a> <br /><a href="http://www.maxonepartners.com" rel="noopener">http://www.maxonepartners.com</a> <br />Office: 678-782-5050]]></itunes:summary><itunes:duration>1604</itunes:duration><itunes:keywords>atlanta,homeimprovement,realestate</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Shifting Market Brings Good News</title><link>https://www.spreaker.com/episode/shifting-market-brings-good-news--51888217</link><description><![CDATA[Builders are suddenly in a giving mood.<br />Shifting market.<br />Things to negotiate with builders. <br />Voters approved more money for affordable housing around the country.<br />Consumer Price Inflation report.<br />Mortgage rates fall to under 7% after inflation eases.<br />Characteristics of home buyers.<br />Most home price cuts are made on Thursday.<br />Redfin shutters home-flipping operations and announces layoffs. <br />Opendoor is making significant changes.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51888217</guid><pubDate>Mon, 14 Nov 2022 16:09:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51888217/shifting_market_brings_good_news.mp3" length="71452256" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>Builders are suddenly in a giving mood.&#13;
Shifting market.&#13;
Things to negotiate with builders. &#13;
Voters approved more money for affordable housing around the country.&#13;
Consumer Price Inflation report.&#13;
Mortgage rates fall to under 7% after inflation...</itunes:subtitle><itunes:summary><![CDATA[Builders are suddenly in a giving mood.<br />Shifting market.<br />Things to negotiate with builders. <br />Voters approved more money for affordable housing around the country.<br />Consumer Price Inflation report.<br />Mortgage rates fall to under 7% after inflation eases.<br />Characteristics of home buyers.<br />Most home price cuts are made on Thursday.<br />Redfin shutters home-flipping operations and announces layoffs. <br />Opendoor is making significant changes.]]></itunes:summary><itunes:duration>1787</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Stay Proactive in Real Estate</title><link>https://www.spreaker.com/episode/how-to-stay-proactive-in-real-estate--51815842</link><guid isPermaLink="false">https://api.spreaker.com/episode/51815842</guid><pubDate>Mon, 07 Nov 2022 20:55:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51815842/my_video_10.mp3" length="70036419" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1751</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Whats Really Happening in the Market</title><link>https://www.spreaker.com/episode/whats-really-happening-in-the-market--51740609</link><guid isPermaLink="false">https://api.spreaker.com/episode/51740609</guid><pubDate>Mon, 31 Oct 2022 17:00:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51740609/whats_really_happening_in_the_market.mp3" length="66320762" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1658</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Pricing vs Property Condition</title><link>https://www.spreaker.com/episode/pricing-vs-property-condition--51674438</link><description><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />2021 is an outlier, not a benchmark. <br />Mortgage rates are just shy of 7%.<br />Who can and can’t afford homes as rates increase?<br />How much household income is needed for each percentage point increase? <br />Buydowns and ARMs are becoming key tools for closing deals. <br />The adjustable rate mortgage makes a comeback. <br />Sellers need to be strategic about pricing and property conditions. <br />Please be serious about your safety.<br />Real estate bubble risk.<br /><br />Thank you all and please let us know if we can be of service.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51674438</guid><pubDate>Mon, 24 Oct 2022 17:13:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51674438/pricing_vs_property_condition.mp3" length="65633219" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:&#13;
&#13;
2021 is an outlier, not a benchmark. &#13;
Mortgage...</itunes:subtitle><itunes:summary><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />2021 is an outlier, not a benchmark. <br />Mortgage rates are just shy of 7%.<br />Who can and can’t afford homes as rates increase?<br />How much household income is needed for each percentage point increase? <br />Buydowns and ARMs are becoming key tools for closing deals. <br />The adjustable rate mortgage makes a comeback. <br />Sellers need to be strategic about pricing and property conditions. <br />Please be serious about your safety.<br />Real estate bubble risk.<br /><br />Thank you all and please let us know if we can be of service.]]></itunes:summary><itunes:duration>1641</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>When to talk to an Appraiser</title><link>https://www.spreaker.com/episode/when-to-talk-to-an-appraiser--51599131</link><description><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Can you talk to an Appraiser?<br />Producer Price Index rises.<br />Mortgage applications decrease. <br />FHA moves to include on-time rental payments for first-time buyers.<br />Credit reporting errors are way up and consumers are at risk.<br />Experts expect US housing market conditions to shift in favor of buyers by the end of 2023.<br />Nearly two-thirds of homebuyers and sellers are hesitant to move somewhere with Climate risk.  <br /><br />Thank you all and please let us know if we can be of service.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51599131</guid><pubDate>Mon, 17 Oct 2022 15:44:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51599131/when_to_talk_to_an_appraiser.mp3" length="70759489" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:&#13;
&#13;
Can you talk to an Appraiser?&#13;
Producer Price Index...</itunes:subtitle><itunes:summary><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Can you talk to an Appraiser?<br />Producer Price Index rises.<br />Mortgage applications decrease. <br />FHA moves to include on-time rental payments for first-time buyers.<br />Credit reporting errors are way up and consumers are at risk.<br />Experts expect US housing market conditions to shift in favor of buyers by the end of 2023.<br />Nearly two-thirds of homebuyers and sellers are hesitant to move somewhere with Climate risk.  <br /><br />Thank you all and please let us know if we can be of service.]]></itunes:summary><itunes:duration>1769</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Guide to Paying Quarterly Taxes</title><link>https://www.spreaker.com/episode/guide-to-paying-quarterly-taxes--51528313</link><guid isPermaLink="false">https://api.spreaker.com/episode/51528313</guid><pubDate>Mon, 10 Oct 2022 17:25:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51528313/guide_to_paying_quarterly_taxes.mp3" length="60917595" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1523</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Our Deals are Falling Through</title><link>https://www.spreaker.com/episode/why-our-deals-are-falling-through--51455665</link><guid isPermaLink="false">https://api.spreaker.com/episode/51455665</guid><pubDate>Mon, 03 Oct 2022 16:30:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51455665/why_our_deals_are_falling_through.mp3" length="81189660" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>2030</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Recent Real Estate Scams</title><link>https://www.spreaker.com/episode/recent-real-estate-scams--51388747</link><guid isPermaLink="false">https://api.spreaker.com/episode/51388747</guid><pubDate>Mon, 26 Sep 2022 19:24:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51388747/recent_real_estate_scams.mp3" length="66583031" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:duration>1665</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mortgage Rate Lockdown?</title><link>https://www.spreaker.com/episode/mortgage-rate-lockdown--51311221</link><description><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Be smart with your money. <br />Be proactive, not reactive. <br />The 3 US states have the most vulnerable housing markets.<br />The best time to buy is the last week of September.<br />Mortgage rates exceed 6% for first time since 2008.<br />Congress closer to prodding VA to update appraisal requirements. <br />Real estate trade groups prod Biden to cut annual FHA premiums. <br />Sellers hitting the pause button. Mortgage rate lockdown?<br />Households with school-age children likely to lead fall homebuying rush.<br />US rents hit a record high for the 17th month in a row. <br />Who bought houses over the last year?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51311221</guid><pubDate>Mon, 19 Sep 2022 16:47:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51311221/mortgage_rate_lockdown.mp3" length="54293987" type="audio/mpeg"/><itunes:author>Alan Richardson</itunes:author><itunes:subtitle>The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:&#13;
&#13;
Be smart with your money. &#13;
Be proactive, not...</itunes:subtitle><itunes:summary><![CDATA[The Real Estate Backstory is our weekly update The Real Estate Backstory is our weekly update of real estate news, information and education for the Atlanta real estate market. This week we cover:<br /><br />Be smart with your money. <br />Be proactive, not reactive. <br />The 3 US states have the most vulnerable housing markets.<br />The best time to buy is the last week of September.<br />Mortgage rates exceed 6% for first time since 2008.<br />Congress closer to prodding VA to update appraisal requirements. <br />Real estate trade groups prod Biden to cut annual FHA premiums. <br />Sellers hitting the pause button. Mortgage rate lockdown?<br />Households with school-age children likely to lead fall homebuying rush.<br />US rents hit a record high for the 17th month in a row. <br />Who bought houses over the last year?]]></itunes:summary><itunes:duration>1358</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4d33807a40a7d07c6d33d7407f4f0552.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How are Your Listing Photos?</title><link>https://www.spreaker.com/episode/how-are-your-listing-photos--51231457</link><guid isPermaLink="false">https://api.spreaker.com/episode/51231457</guid><pubDate>Mon, 12 Sep 2022 16:57:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51231457/how_are_your_listing_photos.mp3" length="62260289" type="audio/mpeg"/><itunes:author>Alan 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