https://www.spreaker.com/podcast/the-joyful-frugalista--4252744enSociety & CultureCopyright Serina Birdhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a869b6cd1787d7a9526a91e95e9091fe.jpghttps://www.spreaker.com/podcast/the-joyful-frugalista--4252744Mon, 15 Jun 2026 10:21:02 +0000Serina BirdSerina Birdfeeds@spreaker.comSerina Bird, author of The Joyful Frugalista, chats with friends, family, and the famous about frugality, investing, wellbeing and living sustainability.falseepisodichttps://www.spreaker.com/episode/145-video-the-secrets-behind-australia-s-top-online-entrepeneurs-with-bernadette-schwerdt--72532623Secrets of the New Online Entrepreneurs, Bernadette shares the mindset shifts, digital strategies, and real‑world stories that reveal how everyday people are building extraordinary businesses in the new digital economy.  Topics covered

• The traits shared by Australia’s most successful online founders
• Why persistence matters 
• How to choose the right business model for the life you want
• The role of authenticity and personal brand 
• What founders wish they knew before partnering up
• How digital creators turn attention into income
• The biggest mistakes new entrepreneurs make 

About Bernadette Schwerdt Bernadette Schwerdt is an award‑winning Australian entrepreneur, bestselling author, and one of the country’s leading experts on online business and copywriting. She is the founder of the Australian School of Copywriting, a long‑time tutor at the Australian Writers’ Centre, and the ghostwriter behind several high‑profile business biographies including Catch of the Decade and How to Build a Business Others Want to Buy. With decades of experience interviewing founders, coaching authors, and analysing what makes digital businesses succeed, Bernadette brings a rare combination of storytelling, strategy, and practical wisdom to the world of entrepreneurship.]]>joyfulfrugalista.podbean.com/f6982908-e507-3f88-8d81-0dc850e28f5fMon, 15 Jun 2026 10:00:05 +0000Serina BirdIn this episode, Serina Bird chats with bestselling author and entrepreneurship expert Bernadette Schwerdt about the secrets behind Australia’s most successful online founders. Drawing on insights from her latest book,...Secrets of the New Online Entrepreneurs, Bernadette shares the mindset shifts, digital strategies, and real‑world stories that reveal how everyday people are building extraordinary businesses in the new digital economy.  Topics covered

• The traits shared by Australia’s most successful online founders
• Why persistence matters 
• How to choose the right business model for the life you want
• The role of authenticity and personal brand 
• What founders wish they knew before partnering up
• How digital creators turn attention into income
• The biggest mistakes new entrepreneurs make 

About Bernadette Schwerdt Bernadette Schwerdt is an award‑winning Australian entrepreneur, bestselling author, and one of the country’s leading experts on online business and copywriting. She is the founder of the Australian School of Copywriting, a long‑time tutor at the Australian Writers’ Centre, and the ghostwriter behind several high‑profile business biographies including Catch of the Decade and How to Build a Business Others Want to Buy. With decades of experience interviewing founders, coaching authors, and analysing what makes digital businesses succeed, Bernadette brings a rare combination of storytelling, strategy, and practical wisdom to the world of entrepreneurship.]]>1754false159fullhttps://www.spreaker.com/episode/145-the-secrets-behind-australia-s-top-online-entrepreneurs-with-bernadette-schwerdt--72509548Secrets of the New Online Entrepreneurs, Bernadette shares the mindset shifts, digital strategies, and real‑world stories that reveal how everyday people are building extraordinary businesses in the new digital economy.  Topics covered

• The traits shared by Australia’s most successful online founders
• Why persistence matters 
• How to choose the right business model for the life you want
• The role of authenticity and personal brand 
• What founders wish they knew before partnering up
• How digital creators turn attention into income
• The biggest mistakes new entrepreneurs make 

About Bernadette Schwerdt Bernadette Schwerdt is an award‑winning Australian entrepreneur, bestselling author, and one of the country’s leading experts on online business and copywriting. She is the founder of the Australian School of Copywriting, a long‑time tutor at the Australian Writers’ Centre, and the ghostwriter behind several high‑profile business biographies including Catch of the Decade and How to Build a Business Others Want to Buy. With decades of experience interviewing founders, coaching authors, and analysing what makes digital businesses succeed, Bernadette brings a rare combination of storytelling, strategy, and practical wisdom to the world of entrepreneurship.  ]]>joyfulfrugalista.podbean.com/4755620d-6a76-3240-a8ed-dff5f94f3ff2Sat, 13 Jun 2026 07:15:04 +0000Serina BirdIn this episode, Serina Bird chats with bestselling author and entrepreneurship expert Bernadette Schwerdt about the secrets behind Australia’s most successful online founders. Drawing on insights from her latest book,...Secrets of the New Online Entrepreneurs, Bernadette shares the mindset shifts, digital strategies, and real‑world stories that reveal how everyday people are building extraordinary businesses in the new digital economy.  Topics covered

• The traits shared by Australia’s most successful online founders
• Why persistence matters 
• How to choose the right business model for the life you want
• The role of authenticity and personal brand 
• What founders wish they knew before partnering up
• How digital creators turn attention into income
• The biggest mistakes new entrepreneurs make 

About Bernadette Schwerdt Bernadette Schwerdt is an award‑winning Australian entrepreneur, bestselling author, and one of the country’s leading experts on online business and copywriting. She is the founder of the Australian School of Copywriting, a long‑time tutor at the Australian Writers’ Centre, and the ghostwriter behind several high‑profile business biographies including Catch of the Decade and How to Build a Business Others Want to Buy. With decades of experience interviewing founders, coaching authors, and analysing what makes digital businesses succeed, Bernadette brings a rare combination of storytelling, strategy, and practical wisdom to the world of entrepreneurship.  ]]>1754false158fullhttps://www.spreaker.com/episode/144-from-pilot-to-fi-captain-fi-s-journey-to-financial-freedom--72167726

Captain FI's journey from aviation to FI

The importance of intentional spending and lifestyle choices

Building passive income streams through investing and online business

The psychological aspects of FIRE and finding purpose after financial independence

Practical tips for frugal living and maintaining quality of life

Resources Captain FI Podcast   ]]>joyfulfrugalista.podbean.com/696888ff-9ddf-3cba-af15-d4a9e5ea5d01Tue, 26 May 2026 11:33:34 +0000Serina BirdIn this episode, Serina Bird chats with Captain FI about how the financial independence movement has shaped his life, the importance of intentional spending, and how to achieve financial freedom while maintaining a balanced life. Key topics - Captain...

Captain FI's journey from aviation to FI

The importance of intentional spending and lifestyle choices

Building passive income streams through investing and online business

The psychological aspects of FIRE and finding purpose after financial independence

Practical tips for frugal living and maintaining quality of life

Resources Captain FI Podcast   ]]>2695false157fullhttps://www.spreaker.com/episode/143-video-finding-home-with-lucinda-hartley--72147851

The Great Australian Dream was never about the quarter‑acre block — it was about housing security, and the story needs updating

Australia now has the largest homes in the world, even as families get smaller

Most people buy homes based on inherited expectations, not on how they actually live

Space is often a design problem, not a square‑metre problem — and neighbourhood amenities can replace private space

Lifestyle isn’t about décor; it’s about your daily routines, rituals and needs

Buying on the fringe can work — but only if the infrastructure is committed, not just promised

Home doesn’t have to be forever; thinking in chapters can make housing more affordable and flexible

There are now innovative financial models for home ownership

About the Author — Lucinda Hartley Lucinda Hartley is an award‑winning urban designer, housing expert and serial entrepreneur named one of Australia’s Top 100 Most Influential Women by the AFR. With 20 years’ experience shaping cities and neighbourhoods around the world, she has worked on major projects for Google, contributed to the UN Sustainable Development Goals for Cities, and co‑founded Zeroo Home Loans, an innovative equity‑growth model helping Australians access home ownership. Her new book, Finding Home, is a practical, evidence‑based guide to choosing a home that fits the life you want to live — not the outdated dream you’ve been told to chase. Resources Lucinda Hartley's Book: Finding Home Zeroo Home Loans  UN Sustainable Development Goals for Cities ]]>joyfulfrugalista.podbean.com/9a485c32-dcc6-3a4b-8204-497c8313aa56Sun, 24 May 2026 23:54:32 +0000Serina BirdSerina sits down with award‑winning urban designer, housing expert and author Lucinda Hartley to unpack Australia’s broken path to home ownership — and why the old rulebook no longer works. Drawing on insights from her new book Finding Home, Lucinda...

The Great Australian Dream was never about the quarter‑acre block — it was about housing security, and the story needs updating

Australia now has the largest homes in the world, even as families get smaller

Most people buy homes based on inherited expectations, not on how they actually live

Space is often a design problem, not a square‑metre problem — and neighbourhood amenities can replace private space

Lifestyle isn’t about décor; it’s about your daily routines, rituals and needs

Buying on the fringe can work — but only if the infrastructure is committed, not just promised

Home doesn’t have to be forever; thinking in chapters can make housing more affordable and flexible

There are now innovative financial models for home ownership

About the Author — Lucinda Hartley Lucinda Hartley is an award‑winning urban designer, housing expert and serial entrepreneur named one of Australia’s Top 100 Most Influential Women by the AFR. With 20 years’ experience shaping cities and neighbourhoods around the world, she has worked on major projects for Google, contributed to the UN Sustainable Development Goals for Cities, and co‑founded Zeroo Home Loans, an innovative equity‑growth model helping Australians access home ownership. Her new book, Finding Home, is a practical, evidence‑based guide to choosing a home that fits the life you want to live — not the outdated dream you’ve been told to chase. Resources Lucinda Hartley's Book: Finding Home Zeroo Home Loans  UN Sustainable Development Goals for Cities ]]>2266false156fullhttps://www.spreaker.com/episode/143-finding-home-with-lucinda-hartley--72135931

The Great Australian Dream was never about the quarter‑acre block — it was about housing security, and the story needs updating

Australia now has the largest homes in the world, even as families get smaller

Most people buy homes based on inherited expectations, not on how they actually live

Space is often a design problem, not a square‑metre problem — and neighbourhood amenities can replace private space

Lifestyle isn’t about décor; it’s about your daily routines, rituals and needs

Buying on the fringe can work — but only if the infrastructure is committed, not just promised

Home doesn’t have to be forever; thinking in chapters can make housing more affordable and flexible

There are now innovative financial models for home ownership

About the Author — Lucinda Hartley Lucinda Hartley is an award‑winning urban designer, housing expert and serial entrepreneur named one of Australia’s Top 100 Most Influential Women by the AFR. With 20 years’ experience shaping cities and neighbourhoods around the world, she has worked on major projects for Google, contributed to the UN Sustainable Development Goals for Cities, and co‑founded Zeroo Home Loans, an innovative equity‑growth model helping Australians access home ownership. Her new book, Finding Home, is a practical, evidence‑based guide to choosing a home that fits the life you want to live — not the outdated dream you’ve been told to chase.  ]]>joyfulfrugalista.podbean.com/25c43276-79f0-3c56-909a-90ed284e8fdeSun, 24 May 2026 00:19:34 +0000Serina BirdSerina sits down with award‑winning urban designer, housing expert and author Lucinda Hartley to unpack Australia’s broken path to home ownership — and why the old rulebook no longer works. Drawing on insights from her new book Finding Home, Lucinda...

The Great Australian Dream was never about the quarter‑acre block — it was about housing security, and the story needs updating

Australia now has the largest homes in the world, even as families get smaller

Most people buy homes based on inherited expectations, not on how they actually live

Space is often a design problem, not a square‑metre problem — and neighbourhood amenities can replace private space

Lifestyle isn’t about décor; it’s about your daily routines, rituals and needs

Buying on the fringe can work — but only if the infrastructure is committed, not just promised

Home doesn’t have to be forever; thinking in chapters can make housing more affordable and flexible

There are now innovative financial models for home ownership

About the Author — Lucinda Hartley Lucinda Hartley is an award‑winning urban designer, housing expert and serial entrepreneur named one of Australia’s Top 100 Most Influential Women by the AFR. With 20 years’ experience shaping cities and neighbourhoods around the world, she has worked on major projects for Google, contributed to the UN Sustainable Development Goals for Cities, and co‑founded Zeroo Home Loans, an innovative equity‑growth model helping Australians access home ownership. Her new book, Finding Home, is a practical, evidence‑based guide to choosing a home that fits the life you want to live — not the outdated dream you’ve been told to chase.  ]]>2266false155fullhttps://www.spreaker.com/episode/142-video-get-growing-with-jessica-brady--72068351Jessica Brady, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping Australians transform their relationship with money through human, neuroscience‑informed coaching. Her book uses a gardening metaphor to help us understand our financial “roots,” clear out the “dirt,” and grow a flourishing money life — even if we’ve made mistakes or feel like we’re “shocking with money.” Topics

• How our early experiences shape lifelong money beliefs “Money is messy and complex and emotional and deeply human.”
• The systemic inequalities that make wealth harder for some groups, especially women, First Nations people and migrants.
• Accessibility, overwhelm, and the risks of algorithm‑driven advice.
• ‘Money in the Wild’ stories, that contain real, raw, relatable money stories that show we’re not alone.
• Why we judge ourselves (and others) based on visible money markers such as shiny new cars to “vintage” ones that rattle to the dog park.
• The ‘money monster’ concept — naming the voice that derails your financial decisions.
• Why money is a skill, not a personality trait.

About Jessica Brady Jessica Brady is the founder of the Evergreen Money Club and creator of the Greenhouse Money Program. She is also host of the Financially Fierce podcast. Her new book, Get Growing, blends behavioural science, storytelling and practical tools to help readers build confidence, clarity and long‑term financial wellbeing.]]>joyfulfrugalista.podbean.com/4f4105ce-00f0-38bf-b9c7-29c9d254efc7Tue, 19 May 2026 12:03:16 +0000Serina BirdIn this episode, Serina is joined by https://jessicabrady.com.au/, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping...Jessica Brady, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping Australians transform their relationship with money through human, neuroscience‑informed coaching. Her book uses a gardening metaphor to help us understand our financial “roots,” clear out the “dirt,” and grow a flourishing money life — even if we’ve made mistakes or feel like we’re “shocking with money.” Topics

• How our early experiences shape lifelong money beliefs “Money is messy and complex and emotional and deeply human.”
• The systemic inequalities that make wealth harder for some groups, especially women, First Nations people and migrants.
• Accessibility, overwhelm, and the risks of algorithm‑driven advice.
• ‘Money in the Wild’ stories, that contain real, raw, relatable money stories that show we’re not alone.
• Why we judge ourselves (and others) based on visible money markers such as shiny new cars to “vintage” ones that rattle to the dog park.
• The ‘money monster’ concept — naming the voice that derails your financial decisions.
• Why money is a skill, not a personality trait.

About Jessica Brady Jessica Brady is the founder of the Evergreen Money Club and creator of the Greenhouse Money Program. She is also host of the Financially Fierce podcast. Her new book, Get Growing, blends behavioural science, storytelling and practical tools to help readers build confidence, clarity and long‑term financial wellbeing.]]>2123false154fullhttps://www.spreaker.com/episode/142-get-growing-with-jessica-brady--72038616Jessica Brady, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping Australians transform their relationship with money through human, neuroscience‑informed coaching. Her book uses a gardening metaphor to help us understand our financial “roots,” clear out the “dirt,” and grow a flourishing money life — even if we’ve made mistakes or feel like we’re “shocking with money.” Topics

• How our early experiences shape lifelong money beliefs “Money is messy and complex and emotional and deeply human.”
• The systemic inequalities that make wealth harder for some groups, especially women, First Nations people and migrants.
• Accessibility, overwhelm, and the risks of algorithm‑driven advice.
• ‘Money in the Wild’ stories, that contain real, raw, relatable money stories that show we’re not alone.
• Why we judge ourselves (and others) based on visible money markers such as shiny new cars to “vintage” ones that rattle to the dog park.
• The ‘money monster’ concept — naming the voice that derails your financial decisions.
• Why money is a skill, not a personality trait.

About Jessica Brady Jessica Brady is the founder of the Evergreen Money Club and creator of the Greenhouse Money Program. She is also host of the Financially Fierce podcast. Her new book, Get Growing, blends behavioural science, storytelling and practical tools to help readers build confidence, clarity and long‑term financial wellbeing.  ]]>joyfulfrugalista.podbean.com/8a9f4f31-6956-3984-8c68-1d7dad2630abSun, 17 May 2026 04:22:31 +0000Serina BirdIn this episode, Serina is joined by https://jessicabrady.com.au/, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping...Jessica Brady, financial educator, founder, podcaster and now author of Get Growing: A No‑Nonsense Guide to Cultivating Wealth and Financial Freedom. Jess has spent more than two decades helping Australians transform their relationship with money through human, neuroscience‑informed coaching. Her book uses a gardening metaphor to help us understand our financial “roots,” clear out the “dirt,” and grow a flourishing money life — even if we’ve made mistakes or feel like we’re “shocking with money.” Topics

• How our early experiences shape lifelong money beliefs “Money is messy and complex and emotional and deeply human.”
• The systemic inequalities that make wealth harder for some groups, especially women, First Nations people and migrants.
• Accessibility, overwhelm, and the risks of algorithm‑driven advice.
• ‘Money in the Wild’ stories, that contain real, raw, relatable money stories that show we’re not alone.
• Why we judge ourselves (and others) based on visible money markers such as shiny new cars to “vintage” ones that rattle to the dog park.
• The ‘money monster’ concept — naming the voice that derails your financial decisions.
• Why money is a skill, not a personality trait.

About Jessica Brady Jessica Brady is the founder of the Evergreen Money Club and creator of the Greenhouse Money Program. She is also host of the Financially Fierce podcast. Her new book, Get Growing, blends behavioural science, storytelling and practical tools to help readers build confidence, clarity and long‑term financial wellbeing.  ]]>2123false153fullhttps://www.spreaker.com/episode/141-video-selling-with-heart-humour-humanity-with-kate-toon--71885137Kate Toon: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about her new book, Six Figures in Sales, which outlines an approach that features selling with heart, humour and humanity. 💡 Key Takeaways

• Sales has a bad reputation, but selling doesn't have to be like that
• Ethical selling is about helping people make confident decisions
• People buy based on emotion, identity, and belonging
• Familiarity builds trust (hello, Apple packaging)
• Rapport matters more than charisma
• Negative reviews are powerful, and honesty helps prevent them
• Black Friday and FOMO tactics can trigger regret purchases
• Authenticity builds stronger customer relationships than perfection
• Sharing failures creates connection
• You can learn to sell well: it’s not an innate talent

🔑 Keywords sales psychology, ethical selling, rapport, digital marketing, authenticity, small business, entrepreneurship, capitalism, consumer behaviour, Kate Toon, Six Figures in Sales, marketing mindset 🎧 Sound Bites "People like buying things — it’s dopamine straight to the brain." "Familiarity can be more powerful than price or features." "Being yourself is the real formula for selling well."]]>joyfulfrugalista.podbean.com/47bd8e0c-54e2-3ff1-80dd-c4c38cf5e030Wed, 06 May 2026 05:53:41 +0000Serina BirdSerina welcomes back the incomparable https://www.katetoon.com/writing/books/six-figures-in-sales/: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about...Kate Toon: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about her new book, Six Figures in Sales, which outlines an approach that features selling with heart, humour and humanity. 💡 Key Takeaways

• Sales has a bad reputation, but selling doesn't have to be like that
• Ethical selling is about helping people make confident decisions
• People buy based on emotion, identity, and belonging
• Familiarity builds trust (hello, Apple packaging)
• Rapport matters more than charisma
• Negative reviews are powerful, and honesty helps prevent them
• Black Friday and FOMO tactics can trigger regret purchases
• Authenticity builds stronger customer relationships than perfection
• Sharing failures creates connection
• You can learn to sell well: it’s not an innate talent

🔑 Keywords sales psychology, ethical selling, rapport, digital marketing, authenticity, small business, entrepreneurship, capitalism, consumer behaviour, Kate Toon, Six Figures in Sales, marketing mindset 🎧 Sound Bites "People like buying things — it’s dopamine straight to the brain." "Familiarity can be more powerful than price or features." "Being yourself is the real formula for selling well."]]>2028false152fullhttps://www.spreaker.com/episode/141-selling-with-heart-humour-humanity-with-kate-toon--71835580Kate Toon: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about her new book, Six Figures in Sales, which outlines an approach that features selling with heart, humour and humanity. 💡 Key Takeaways

• Sales has a bad reputation, but selling doesn't have to be like that
• Ethical selling is about helping people make confident decisions
• People buy based on emotion, identity, and belonging
• Familiarity builds trust (hello, Apple packaging)
• Rapport matters more than charisma
• Negative reviews are powerful, and honesty helps prevent them
• Black Friday and FOMO tactics can trigger regret purchases
• Authenticity builds stronger customer relationships than perfection
• Sharing failures creates connection
• You can learn to sell well: it’s not an innate talent

🔑 Keywords sales psychology, ethical selling, rapport, digital marketing, authenticity, small business, entrepreneurship, capitalism, consumer behaviour, Kate Toon, Six Figures in Sales, marketing mindset 🎧 Sound Bites "People like buying things — it’s dopamine straight to the brain." "Familiarity can be more powerful than price or features." "Being yourself is the real formula for selling well."  ]]>joyfulfrugalista.podbean.com/cd42498d-573b-3a62-bab2-0ed046005892Sun, 03 May 2026 05:51:17 +0000Serina BirdSerina welcomes back the incomparable https://www.katetoon.com/writing/books/six-figures-in-sales/: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about...Kate Toon: award‑winning author, digital marketing educator, SEO queen, community builder, and now three‑time published author. Kate joins the show to talk about her new book, Six Figures in Sales, which outlines an approach that features selling with heart, humour and humanity. 💡 Key Takeaways

• Sales has a bad reputation, but selling doesn't have to be like that
• Ethical selling is about helping people make confident decisions
• People buy based on emotion, identity, and belonging
• Familiarity builds trust (hello, Apple packaging)
• Rapport matters more than charisma
• Negative reviews are powerful, and honesty helps prevent them
• Black Friday and FOMO tactics can trigger regret purchases
• Authenticity builds stronger customer relationships than perfection
• Sharing failures creates connection
• You can learn to sell well: it’s not an innate talent

🔑 Keywords sales psychology, ethical selling, rapport, digital marketing, authenticity, small business, entrepreneurship, capitalism, consumer behaviour, Kate Toon, Six Figures in Sales, marketing mindset 🎧 Sound Bites "People like buying things — it’s dopamine straight to the brain." "Familiarity can be more powerful than price or features." "Being yourself is the real formula for selling well."  ]]>2028false151fullhttps://www.spreaker.com/episode/140-video-repurposing-rural-living-and-common-cents-with-sheridan-riles--71518628

Rural living challenges and community resilience

Upcycling and sustainable home decor

Cost-saving tips for rural households

The role of women in Australian farming

Seasonal gardening and food preservation

Keywords rural living, upcycling, frugal living, community, women in farming, sustainability, cost-saving tips, Australian agriculture]]>joyfulfrugalista.podbean.com/59fac3eb-9716-3b4f-809b-d30ed09434d5Tue, 21 Apr 2026 11:37:44 +0000Serina BirdSheridan Riles from Lost River in country New South Wales shares her insights on rural living, upcycling, frugal living, and community resilience. In this podcast, she talks about sustainable living, managing costs in rural Australia, and the...

Rural living challenges and community resilience

Upcycling and sustainable home decor

Cost-saving tips for rural households

The role of women in Australian farming

Seasonal gardening and food preservation

Keywords rural living, upcycling, frugal living, community, women in farming, sustainability, cost-saving tips, Australian agriculture]]>2372false150fullhttps://www.spreaker.com/episode/140-repurposing-rural-living-and-living-with-common-cents-with-sheridan-riles--71449236

• Rural living challenges and community resilience
• Upcycling and sustainable home decor
• Cost-saving tips for rural households
• The role of women in Australian farming
• Seasonal gardening and food preservation

Keywords rural living, upcycling, frugal living, community, women in farming, sustainability, cost-saving tips, Australian agriculture  ]]>joyfulfrugalista.podbean.com/f894cc0c-135c-3788-9e24-da20e79087e3Sun, 19 Apr 2026 03:55:54 +0000Serina BirdSheridan Riles from Lost River in country New South Wales shares her insights on rural living, upcycling, frugal living, and community resilience. In this podcast, she talks about sustainable living, managing costs in rural Australia, and the...

• Rural living challenges and community resilience
• Upcycling and sustainable home decor
• Cost-saving tips for rural households
• The role of women in Australian farming
• Seasonal gardening and food preservation

Keywords rural living, upcycling, frugal living, community, women in farming, sustainability, cost-saving tips, Australian agriculture  ]]>2372false149fullhttps://www.spreaker.com/episode/139-video-the-wardrobe-project-with-emma-edwards--71329023

Clothing is deeply emotional — especially for women

Many of us use fashion to patch over insecurity or identity gaps

The “rules” we learned in the 90s still shape how we dress today

Lockdown triggered revenge spending and fantasy‑self shopping

A no‑buy year creates space, quiet, and surprising self‑reflection

Using what you already have builds confidence and creativity

Outfit repeating is a privilege, not a problem

Consumption noise is loud, and peace comes from stepping back

You can’t buy your way into confidence

Gradual, subtle changes are more powerful than instant makeovers

🔑 Keywords fashion psychology, emotional spending, body image, no‑buy challenge, wardrobe reset, identity, self‑worth, frugal fashion, sustainability, minimalism, The Wardrobe Project, Emma Edwards]]>joyfulfrugalista.podbean.com/a4263edd-dc7a-3469-9c61-a10c64c4c8d5Tue, 14 Apr 2026 21:59:13 +0000Serina BirdIn this podcast, Serina chats with Emma Edwards, writer, podcaster, financial behaviour educator, and author of The Wardrobe Project: A Year of Buying Less and Liking Yourself More and founder of The Broke Generation. Together, they explore the...

Clothing is deeply emotional — especially for women

Many of us use fashion to patch over insecurity or identity gaps

The “rules” we learned in the 90s still shape how we dress today

Lockdown triggered revenge spending and fantasy‑self shopping

A no‑buy year creates space, quiet, and surprising self‑reflection

Using what you already have builds confidence and creativity

Outfit repeating is a privilege, not a problem

Consumption noise is loud, and peace comes from stepping back

You can’t buy your way into confidence

Gradual, subtle changes are more powerful than instant makeovers

🔑 Keywords fashion psychology, emotional spending, body image, no‑buy challenge, wardrobe reset, identity, self‑worth, frugal fashion, sustainability, minimalism, The Wardrobe Project, Emma Edwards]]>2162false148fullhttps://www.spreaker.com/episode/139-the-wardrobe-project-with-emma-edwards--71282925

Clothing is deeply emotional — especially for women

Many of us use fashion to patch over insecurity or identity gaps

The “rules” we learned in the 90s still shape how we dress today

Lockdown triggered revenge spending and fantasy‑self shopping

A no‑buy year creates space, quiet, and surprising self‑reflection

Using what you already have builds confidence and creativity

Outfit repeating is a privilege, not a problem

Consumption noise is loud — and peace comes from stepping back

You can’t buy your way into confidence

Gradual, subtle changes are more powerful than instant makeovers

🔑 Keywords fashion psychology, emotional spending, body image, no‑buy challenge, wardrobe reset, identity, self‑worth, frugal fashion, sustainability, minimalism, The Wardrobe Project, Emma Edwards  ]]>joyfulfrugalista.podbean.com/ba9b510c-9140-36bb-9c76-1d443db101b3Mon, 13 Apr 2026 04:24:11 +0000Serina BirdSerina sits down with Emma Edwards, writer, podcaster, financial behaviour educator, and author of The Wardrobe Project: A Year of Buying Less and Liking Yourself More. Together, they explore the emotional side of clothing, the stories we attach to...

Clothing is deeply emotional — especially for women

Many of us use fashion to patch over insecurity or identity gaps

The “rules” we learned in the 90s still shape how we dress today

Lockdown triggered revenge spending and fantasy‑self shopping

A no‑buy year creates space, quiet, and surprising self‑reflection

Using what you already have builds confidence and creativity

Outfit repeating is a privilege, not a problem

Consumption noise is loud — and peace comes from stepping back

You can’t buy your way into confidence

Gradual, subtle changes are more powerful than instant makeovers

🔑 Keywords fashion psychology, emotional spending, body image, no‑buy challenge, wardrobe reset, identity, self‑worth, frugal fashion, sustainability, minimalism, The Wardrobe Project, Emma Edwards  ]]>2162false147fullhttps://www.spreaker.com/episode/138-from-punch-cards-to-ai-nick-mcnaughton-s-innovation-and-angel-investor-journey--71167729

Nick McNaughton's journey from tech to investment

The evolution of the technology industry over 50 years

The Canberra innovation ecosystem and its success factors

How to identify promising startups for investment

The impact of AI on jobs, entrepreneurship, and society

Strategies for a purposeful and balanced retirement

]]>joyfulfrugalista.podbean.com/681b1764-1899-3c8f-bb06-5d99a6934eefTue, 07 Apr 2026 21:27:02 +0000Serina BirdIn this episode of The Joyful Frugalista, Serina sits down with someone who has inspired her especially when it comes to startups and angel investing. Nick McNaughton describes himself as “retired,” though anyone who knows him would say he’s simply...

Nick McNaughton's journey from tech to investment

The evolution of the technology industry over 50 years

The Canberra innovation ecosystem and its success factors

How to identify promising startups for investment

The impact of AI on jobs, entrepreneurship, and society

Strategies for a purposeful and balanced retirement

]]>2409false146fullhttps://www.spreaker.com/episode/138-from-punch-cards-to-ai-nick-mcnaughton-s-innovation-and-angel-investor-journey--70969962

Nick McNaughton's journey from tech to investment

The evolution of the technology industry over 50 years

The Canberra innovation ecosystem and its success factors

How to identify promising startups for investment

The impact of AI on jobs, entrepreneurship, and society

Strategies for a purposeful and balanced retirement

]]>joyfulfrugalista.podbean.com/50527147-de34-3f7a-bf5a-336e1d1af8b0Sun, 29 Mar 2026 07:41:12 +0000Serina BirdIn this episode of The Joyful Frugalista, Serina sits down with someone who has inspired her especially when it comes to startups and angel investing. Nick McNaughton describes himself as “retired,” though anyone who knows him would say he’s simply...

Nick McNaughton's journey from tech to investment

The evolution of the technology industry over 50 years

The Canberra innovation ecosystem and its success factors

How to identify promising startups for investment

The impact of AI on jobs, entrepreneurship, and society

Strategies for a purposeful and balanced retirement

]]>2313false145fullhttps://www.spreaker.com/episode/137-video-practical-retirement-planning-with-james-wrigley--70808145James Wrigley, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystifying retirement planning and challenge what a “good retirement” really looks like. With over two decades of experience helping Australians take control of their finances, James shares a practical and realistic approach to retirement. This episode explores how to define an ideal retirement lifestyle, the role of superannuation and home ownership, balancing future goals with present enjoyment, and why retirement planning isn’t just about money, but also about choices, flexibility, and peace of mind. 💡 Key Takeaways

• Retirement looks different for everyone 
• Superannuation plays a critical role
• Reducing debt before retirement can significantly increase financial confidence and flexibility
• It’s possible to plan for the future without sacrificing joy in the present
• Good retirement planning also considers healthcare, legacy, and the next generation.

  Topics We Cover

• Retirement planning in Australia
• How much money you need for a comfortable retirement
• Superannuation tips and common retirement mistakes
• Paying off your mortgage before retirement
• Investment properties and retirement strategy
• Healthcare costs in retirement
• Early retirement vs balanced living
• Estate planning, wills, and inheritance considerations
• Practical financial advice for pre-retirees and retirees

  Resources & Links

• 📘 Retire Life Ready by James Wrigley
• 🌐 James Wrigley – Financial Advice & Resources
• 📱 Follow James Wrigley on Instagram
• 📱 The Joyful Frugalista on Instagram

Listen & Subscribe Loved this episode of The Joyful Frugalista Podcast? ✅ Subscribe so you don’t miss future conversations ✅ Share this episode with a friend planning their financial future ✅ Leave a rating or review to help more frugalistas find the show ✅ Join The Joyful Frugalista Facebook Group]]>joyfulfrugalista.podbean.com/982b1c4e-ef20-370f-98ed-289b50163c92Sun, 22 Mar 2026 06:58:08 +0000Serina Birdhttps://www.jameswrigley.com.au/, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystifying...James Wrigley, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystifying retirement planning and challenge what a “good retirement” really looks like. With over two decades of experience helping Australians take control of their finances, James shares a practical and realistic approach to retirement. This episode explores how to define an ideal retirement lifestyle, the role of superannuation and home ownership, balancing future goals with present enjoyment, and why retirement planning isn’t just about money, but also about choices, flexibility, and peace of mind. 💡 Key Takeaways

• Retirement looks different for everyone 
• Superannuation plays a critical role
• Reducing debt before retirement can significantly increase financial confidence and flexibility
• It’s possible to plan for the future without sacrificing joy in the present
• Good retirement planning also considers healthcare, legacy, and the next generation.

  Topics We Cover

• Retirement planning in Australia
• How much money you need for a comfortable retirement
• Superannuation tips and common retirement mistakes
• Paying off your mortgage before retirement
• Investment properties and retirement strategy
• Healthcare costs in retirement
• Early retirement vs balanced living
• Estate planning, wills, and inheritance considerations
• Practical financial advice for pre-retirees and retirees

  Resources & Links

• 📘 Retire Life Ready by James Wrigley
• 🌐 James Wrigley – Financial Advice & Resources
• 📱 Follow James Wrigley on Instagram
• 📱 The Joyful Frugalista on Instagram

Listen & Subscribe Loved this episode of The Joyful Frugalista Podcast? ✅ Subscribe so you don’t miss future conversations ✅ Share this episode with a friend planning their financial future ✅ Leave a rating or review to help more frugalistas find the show ✅ Join The Joyful Frugalista Facebook Group]]>2237false137fullhttps://www.spreaker.com/episode/137-practical-retirement-planning-with-james-wrigley--70792092James Wrigley, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystify retirement planning and challenge what a “good retirement” really looks like. With over two decades of experience helping Australians take control of their finances, James shares a practical and realistic approach to retirement. This episode explores how to define an ideal retirement lifestyle, the role of superannuation and home ownership, balancing future goals with present enjoyment, and why retirement planning isn’t just about money, but also about choices, flexibility, and peace of mind. 💡 Key Takeaways

• Retirement looks different for everyone 
• Superannuation plays a critical role
• Reducing debt before retirement can significantly increase financial confidence and flexibility
• It’s possible to plan for the future without sacrificing joy in the present
• Good retirement planning also considers healthcare, legacy, and the next generation.

  Topics We Cover

• Retirement planning in Australia
• How much money you need for a comfortable retirement
• Superannuation tips and common retirement mistakes
• Paying off your mortgage before retirement
• Investment properties and retirement strategy
• Healthcare costs in retirement
• Early retirement vs balanced living
• Estate planning, wills, and inheritance considerations
• Practical financial advice for pre-retirees and retirees

  Resources & Links

• 📘 Retire Life Ready by James Wrigley
• 🌐 James Wrigley – Financial Advice & Resources
• 📱 Follow James Wrigley on Instagram
• 📱 The Joyful Frugalista on Instagram

Listen & Subscribe Loved this episode of The Joyful Frugalista Podcast? ✅ Subscribe so you don’t miss future conversations ✅ Share this episode with a friend planning their financial future ✅ Leave a rating or review to help more frugalistas find the show ✅ Join The Joyful Frugalista Facebook Group    ]]>joyfulfrugalista.podbean.com/bd4edf07-ac7a-3248-9682-d88a05e7f482Sat, 21 Mar 2026 04:18:37 +0000Serina Birdhttps://www.jameswrigley.com.au/, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystify retirement...James Wrigley, one of Australia’s most-followed financial advisers and author of Retire Life Ready: Practical Steps to Build Your Wealth and Live Your Ideal Retirement, joins The Joyful Frugalista to chat about demystify retirement planning and challenge what a “good retirement” really looks like. With over two decades of experience helping Australians take control of their finances, James shares a practical and realistic approach to retirement. This episode explores how to define an ideal retirement lifestyle, the role of superannuation and home ownership, balancing future goals with present enjoyment, and why retirement planning isn’t just about money, but also about choices, flexibility, and peace of mind. 💡 Key Takeaways

• Retirement looks different for everyone 
• Superannuation plays a critical role
• Reducing debt before retirement can significantly increase financial confidence and flexibility
• It’s possible to plan for the future without sacrificing joy in the present
• Good retirement planning also considers healthcare, legacy, and the next generation.

  Topics We Cover

• Retirement planning in Australia
• How much money you need for a comfortable retirement
• Superannuation tips and common retirement mistakes
• Paying off your mortgage before retirement
• Investment properties and retirement strategy
• Healthcare costs in retirement
• Early retirement vs balanced living
• Estate planning, wills, and inheritance considerations
• Practical financial advice for pre-retirees and retirees

  Resources & Links

• 📘 Retire Life Ready by James Wrigley
• 🌐 James Wrigley – Financial Advice & Resources
• 📱 Follow James Wrigley on Instagram
• 📱 The Joyful Frugalista on Instagram

Listen & Subscribe Loved this episode of The Joyful Frugalista Podcast? ✅ Subscribe so you don’t miss future conversations ✅ Share this episode with a friend planning their financial future ✅ Leave a rating or review to help more frugalistas find the show ✅ Join The Joyful Frugalista Facebook Group    ]]>2296false13fullhttps://www.spreaker.com/episode/136-video-decluttering-money-and-mindset-with-virginia-wells--69340288WellSorted, to explore the deep emotional, psychological, and financial layers of clutter. From the hidden costs of “too much stuff” to the surprising ways clutter reflects our money mindset, Virginia brings compassion, clarity, and practical wisdom to a topic that affects almost everyone. Together, they unpack why Australians have more possessions than ever, how clutter creeps beyond our homes into our schedules and relationships, and why letting go can feel so hard.  💡 Key Takeaways

• Clutter has emotional, psychological, and financial costs
• Australia is following the US in having some of the world’s largest home footprints
• Clutter extends beyond physical items into schedules, inboxes, relationships, and beliefs
• We often acquire things from fear, impulse, or scarcity mindset
• Decluttering value personalities influence what we keep and why
• Hidden financial costs include late fees, duplicate purchases, and storage units
• Clutter can strain relationships and increase anxiety and depression
• Creativity and resourcefulness help overcome “just in case” thinking
• Community groups like Buy Nothing and homesteading groups support circular living

]]>joyfulfrugalista.podbean.com/fa474d7b-f6a8-39fb-a4eb-28a3fc163afbWed, 07 Jan 2026 12:25:53 +0000Serina BirdSerina sits down with Virginia Wells, professional organiser and founder of https://www.getwellsorted.com.au/, to explore the deep emotional, psychological, and financial layers of clutter. From the hidden costs of “too much stuff” to the surprising...WellSorted, to explore the deep emotional, psychological, and financial layers of clutter. From the hidden costs of “too much stuff” to the surprising ways clutter reflects our money mindset, Virginia brings compassion, clarity, and practical wisdom to a topic that affects almost everyone. Together, they unpack why Australians have more possessions than ever, how clutter creeps beyond our homes into our schedules and relationships, and why letting go can feel so hard.  💡 Key Takeaways

• Clutter has emotional, psychological, and financial costs
• Australia is following the US in having some of the world’s largest home footprints
• Clutter extends beyond physical items into schedules, inboxes, relationships, and beliefs
• We often acquire things from fear, impulse, or scarcity mindset
• Decluttering value personalities influence what we keep and why
• Hidden financial costs include late fees, duplicate purchases, and storage units
• Clutter can strain relationships and increase anxiety and depression
• Creativity and resourcefulness help overcome “just in case” thinking
• Community groups like Buy Nothing and homesteading groups support circular living

]]>1783false144fullhttps://www.spreaker.com/episode/135-the-financial-reset-with-gemma-mitchell--68246710

Financial resilience is essential during life transitions.

Small, consistent actions can lead to meaningful recovery.

You don’t need perfect goals to begin again.

The “slingshot moment” is a powerful metaphor for post-crisis growth.

A structured reset plan simplifies financial decision-making.

Superannuation is a cornerstone of long-term financial health.

Mindset influences every financial choice.

The “treat yourself” culture can sabotage progress.

Community support and resource-sharing are underrated tools.

Financial habits can be unlearned and reshaped.

]]>joyfulfrugalista.podbean.com/fc0e5be7-8ae3-3a3c-b754-0a89ceed6f40Wed, 22 Oct 2025 23:26:46 +0000Serina BirdFinancial advisor and author of The Financial Reset: Take Control of Your Money and Your Life, Gemma Mitchell shares her insights on navigating financial upheaval during major life transitions—like divorce, job loss, or unexpected change. Drawing from...

Financial resilience is essential during life transitions.

Small, consistent actions can lead to meaningful recovery.

You don’t need perfect goals to begin again.

The “slingshot moment” is a powerful metaphor for post-crisis growth.

A structured reset plan simplifies financial decision-making.

Superannuation is a cornerstone of long-term financial health.

Mindset influences every financial choice.

The “treat yourself” culture can sabotage progress.

Community support and resource-sharing are underrated tools.

Financial habits can be unlearned and reshaped.

]]>2228false142fullhttps://www.spreaker.com/episode/134-how-to-retire-on-3-000-a-week-with-the-property-couch--67849584

Why cash flow is king in property investing

The difference between good debt and bad debt

How offset accounts can reduce interest and increase flexibility

Why housing security is essential for retirement

The power of the “seven day float” for managing spending

How to avoid becoming a forced seller in a downturn

Why property investing is a long-term game

 ]]>joyfulfrugalista.podbean.com/a2b84784-8e1e-3f1f-8769-10bfcb1116edMon, 22 Sep 2025 10:33:59 +0000Serina BirdIn this episode of The Joyful Frugalista, Serina Bird is joined by Bryce Holdaway and Ben Kingsley — co-hosts of The Property Couch podcast and authors of How to Retire on $3,000 a Week. Together, they explore how everyday Australians can build...

Why cash flow is king in property investing

The difference between good debt and bad debt

How offset accounts can reduce interest and increase flexibility

Why housing security is essential for retirement

The power of the “seven day float” for managing spending

How to avoid becoming a forced seller in a downturn

Why property investing is a long-term game

 ]]>1872false141fullhttps://www.spreaker.com/episode/134-how-to-retire-on-3-000-a-week-with-the-property-couch--67806615

Why cash flow is king in property investing

The difference between good debt and bad debt

How offset accounts can reduce interest and increase flexibility

Why housing security is essential for retirement

The power of the “seven day float” for managing spending

How to avoid becoming a forced seller in a downturn

Why property investing is a long-term game

📌 Chapters: 07:30 – On Being a Podcaster 07:44 – Cash Flow Management 15:08 – Investment Property Costs 18:51 – Debt 21:31 – Accommodation in Retirement 25:38 – Offset Accounts 26:44 – Frugalista Tip]]>joyfulfrugalista.podbean.com/39708809-bc79-365f-999f-db9a63483823Thu, 18 Sep 2025 11:17:03 +0000Serina BirdIn this episode of The Joyful Frugalista, Serina Bird is joined by Bryce Holdaway and Ben Kingsley — co-hosts of The Property Couch podcast and authors of How to Retire on $3,000 a Week. Together, they explore how everyday Australians can build...

Why cash flow is king in property investing

The difference between good debt and bad debt

How offset accounts can reduce interest and increase flexibility

Why housing security is essential for retirement

The power of the “seven day float” for managing spending

How to avoid becoming a forced seller in a downturn

Why property investing is a long-term game

📌 Chapters: 07:30 – On Being a Podcaster 07:44 – Cash Flow Management 15:08 – Investment Property Costs 18:51 – Debt 21:31 – Accommodation in Retirement 25:38 – Offset Accounts 26:44 – Frugalista Tip]]>1872false140fullhttps://www.spreaker.com/episode/133-video-mel-browne-talks-about-financial-empowerment-for-women--67398250Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women’s financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women’s financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways:

• Financial literacy is essential for women’s empowerment.
• Traditional gender roles can limit women’s financial independence.
• Superannuation is a vital but often overlooked part of women’s financial planning.
• Investing is possible and rewarding at any age.
• Menopause and ageism can significantly affect career opportunities and finances.
• Frugal living can improve long-term financial health.
• Women often outperform men as investors due to disciplined strategies.
• Open conversations about money are key to financial confidence.

  BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find here.    Chapters 00:00 Introduction to Financial Empowerment for Women 02:22 Mel Browne's Journey and Passion for Financial Literacy 05:27 The financial implications of the trad wife movement 06:40 Superannuation 13:00 Investing: It's Never Too Late to Start 20:19 Menopause and Its Financial Impact on Women 25:23 Re-entering the Workforce: Ageism and Opportunities 26:46 Frugalista tip  ]]>joyfulfrugalista.podbean.com/163b5166-1769-3392-bf87-8ae5e75f9bdaSun, 17 Aug 2025 03:45:56 +0000Serina BirdJoin Serina Bird as she sits down with Mel Browne, author of https://www.amazon.com.au/Unf-Your-Finances-Melissa-Browne-ebook/dp/B076TZ9PHF, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy,...Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women’s financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women’s financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways:

• Financial literacy is essential for women’s empowerment.
• Traditional gender roles can limit women’s financial independence.
• Superannuation is a vital but often overlooked part of women’s financial planning.
• Investing is possible and rewarding at any age.
• Menopause and ageism can significantly affect career opportunities and finances.
• Frugal living can improve long-term financial health.
• Women often outperform men as investors due to disciplined strategies.
• Open conversations about money are key to financial confidence.

  BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find here.    Chapters 00:00 Introduction to Financial Empowerment for Women 02:22 Mel Browne's Journey and Passion for Financial Literacy 05:27 The financial implications of the trad wife movement 06:40 Superannuation 13:00 Investing: It's Never Too Late to Start 20:19 Menopause and Its Financial Impact on Women 25:23 Re-entering the Workforce: Ageism and Opportunities 26:46 Frugalista tip  ]]>1921false139fullhttps://www.spreaker.com/episode/133-mel-browne-talks-about-financial-empowerment-for-women--67386084Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women’s financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women’s financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways:

• Financial literacy is essential for women’s empowerment.
• Traditional gender roles can limit women’s financial independence.
• Superannuation is a vital but often overlooked part of women’s financial planning.
• Investing is possible and rewarding at any age.
• Menopause and ageism can significantly affect career opportunities and finances.
• Frugal living can improve long-term financial health.
• Women often outperform men as investors due to disciplined strategies.
• Open conversations about money are key to financial confidence.

  BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find here.   ]]>joyfulfrugalista.podbean.com/fc5a0759-9fc8-3e83-9480-8432b97d0fbeSat, 16 Aug 2025 01:31:25 +0000Serina BirdJoin Serina Bird as she sits down with Mel Browne, author of https://www.amazon.com.au/Unf-Your-Finances-Melissa-Browne-ebook/dp/B076TZ9PHF, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy,...Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women’s financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women’s financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways:

• Financial literacy is essential for women’s empowerment.
• Traditional gender roles can limit women’s financial independence.
• Superannuation is a vital but often overlooked part of women’s financial planning.
• Investing is possible and rewarding at any age.
• Menopause and ageism can significantly affect career opportunities and finances.
• Frugal living can improve long-term financial health.
• Women often outperform men as investors due to disciplined strategies.
• Open conversations about money are key to financial confidence.

  BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find here.   ]]>1921false136fullhttps://www.spreaker.com/episode/132-video-grant-dooley-talks-about-being-a-diplomat-during-bomb-season-in-jakarta--67329814joyfulfrugalista.podbean.com/5561c95b-766a-3385-a5a3-8c066909758dMon, 11 Aug 2025 11:45:12 +0000Serina BirdIn this episode, Serina is joined by her former boss, Grant Dooley, whose real-life memoir Bomb Season in Jakarta is more gripping than an action spy thriller. A former Australian diplomat with postings in Guangzhou, Shanghai, and Jakarta, Grant takes...1688false138fullhttps://www.spreaker.com/episode/132-grant-dooley-talks-about-being-a-diplomat-during-bomb-season-in-jakarta--67300980joyfulfrugalista.podbean.com/a859dbd9-8fd6-3e08-86b4-d6e46f4605d6Fri, 08 Aug 2025 12:28:33 +0000Serina BirdIn this episode, Serina is by her former boss, Grant Dooley, whose real-life memoir Bomb Season in Jakarta is more gripping than any spy thriller. A former Australian diplomat with postings in Guangzhou, Shanghai, and Jakarta, Grant takes us inside...1688false137fullhttps://www.spreaker.com/episode/episode-131-video-roxanne-calder-talks-about-how-to-build-wealth-through-earning-power--67110860

The impact of the gender pay gap on women's lifetime earnings.

Strategies for women to enhance their earning potential.

The concept of the "glass cliff" and how to navigate it.

The importance of networking for social capital and self-promotion.

Guest: Roxanne Calder - Managing Director of EST10 and author of "Earning Power." #WomenEmpowerment #EarningPower #GenderPayGap #Podcast]]>joyfulfrugalista.podbean.com/46914be4-6f95-338b-b6b6-e8860528f19fFri, 25 Jul 2025 11:19:34 +0000Serina BirdJoin Serina Bird as she welcomes back Roxanne Calder, Managing Director of EST10 and author of "Earning Power: Breaking Barriers and Building Wealth for Women." In this episode, they delve into the gender pay gap, the importance of self-advocacy, and...

The impact of the gender pay gap on women's lifetime earnings.

Strategies for women to enhance their earning potential.

The concept of the "glass cliff" and how to navigate it.

The importance of networking for social capital and self-promotion.

Guest: Roxanne Calder - Managing Director of EST10 and author of "Earning Power." #WomenEmpowerment #EarningPower #GenderPayGap #Podcast]]>1579false135fullhttps://www.spreaker.com/episode/episode-131-roxanne-calder-talks-about-how-to-build-wealth-through-earning-power--67082827

The impact of the gender pay gap on women's lifetime earnings.

Strategies for women to enhance their earning potential.

The concept of the "glass cliff" and how to navigate it.

The importance of networking for social capital and self-promotion.

Guest: Roxanne Calder - Managing Director of EST10 and author of "Earning Power." #WomenEmpowerment #EarningPower #GenderPayGap #Podcast]]>joyfulfrugalista.podbean.com/38c1f1de-62ef-3627-9d14-922e32ec862fWed, 23 Jul 2025 06:20:02 +0000Serina BirdJoin Serina Bird as she welcomes back Roxanne Calder, Managing Director of EST10 and author of "Earning Power: Breaking Barriers and Building Wealth for Women." In this episode, they delve into the gender pay gap, the importance of self-advocacy, and...

The impact of the gender pay gap on women's lifetime earnings.

Strategies for women to enhance their earning potential.

The concept of the "glass cliff" and how to navigate it.

The importance of networking for social capital and self-promotion.

Guest: Roxanne Calder - Managing Director of EST10 and author of "Earning Power." #WomenEmpowerment #EarningPower #GenderPayGap #Podcast]]>1579false134fullhttps://www.spreaker.com/episode/episode-130-aussie-firebug-on-giving-up-the-f-i-r-e-obsession--66938159joyfulfrugalista.podbean.com/90348ff4-9c81-31e0-8e0f-dff272e354a8Fri, 11 Jul 2025 02:08:31 +0000Serina BirdThis year marks 10 years of podcasting for Aussie Firebug, one of Australia’s original voices in the Financial Independence, Retire Early (FIRE) movement. From his early days tracking every cent to, working in the UK and (almost) reaching his FIRE...1611false130fullhttps://www.spreaker.com/episode/episode-130-video-aussie-firebug-shares-why-he-is-no-longer-obsessive-about-f-i-r-e--66925162joyfulfrugalista.podbean.com/12da5005-02fc-3af8-87f9-383adde0f80dThu, 10 Jul 2025 10:58:49 +0000Serina BirdThis year, Aussie Firebug celebrates a decade of podcasting about his Financial Independence Retire Early (FIRE) journey. Podcast host Serina Bird visits Aussie Firebug at his hometown in regional Victoria, tours his coworking space and finds out why...1602false133fullhttps://www.spreaker.com/episode/129-video-todd-polke-talks-about-developing-a-millionaire-mindset--66816900joyfulfrugalista.podbean.com/8b4f3aee-523f-3729-9c8f-431e3c071773Tue, 01 Jul 2025 06:43:38 +0000Serina BirdTodd Polke is a seasoned investor, entrepreneur, and global wealth educator with over two decades of experience. He has guided thousands of investors in building high-performing portfolios and played a key role in facilitating more than $1.5 billion...2163false132fullhttps://www.spreaker.com/episode/129-todd-polke-talks-about-developing-a-millionaire-mindset--66784590joyfulfrugalista.podbean.com/cc463529-e8bd-3254-9c68-9c3b453bc05aSat, 28 Jun 2025 09:33:41 +0000Serina BirdTodd Polke is a seasoned investor, entrepreneur, and global wealth educator with over two decades of experience. He has guided thousands of investors in building high-performing portfolios and has played a key role in facilitating more than $1.5...2175false131fullhttps://www.spreaker.com/episode/128-helen-baker-talks-about-how-women-can-rebuild-their-lives--66485457joyfulfrugalista.podbean.com/45587dec-b8fc-3f98-97db-5b5bcf4fe9c5Tue, 10 Jun 2025 02:55:42 +0000Serina BirdOur lives don't always go as planned, and often we need to rebuild. How should women do this? In this podcast, licensed financial adviser and author Helen Baker shares tips from her latest book, money for life: how to build financial security from...1831false129fullhttps://www.spreaker.com/episode/127-emma-lagerlow-shares-how-to-find-purpose-and-manifest-abundance-and-a-new-iphone--66367064joyfulfrugalista.podbean.com/85cb9710-348b-3cd5-a773-d83ff6ef421aMon, 02 Jun 2025 11:45:37 +0000Serina BirdHow important is purpose and mindset to achieving abundance? And what is abundance anyway? Emma Lagerlow is a wealth and mindset coach and author of Worthy & Wealthy: Discovering Abundance and Fulfilment Beyond Money. She has some great insights...18false128fullhttps://www.spreaker.com/episode/126-monash-university-dr-ananya-bhattacharya-discusses-how-to-reduce-food-waste--65801011joyfulfrugalista.podbean.com/d8c676a0-0bc9-34a7-8755-28934bb38347Wed, 30 Apr 2025 03:34:07 +0000Serina BirdIf you are passionate about reducing food waste then this is a podcast for you. Dr Ananya Bhattacharya is a senior lecturer at Monash Business School and passionate researcher about food supply chain/food waste. She published multiple academic...2007false127fullhttps://www.spreaker.com/episode/125-photographer-scott-leggo-talks-about-the-value-of-frugal-habits-in-life-and-business--65374913Scott Leggo - former diplomat and RAAF veteran and now an award-winning photographer - shares his insights on how good savings practices have set him up in business and in life.]]>joyfulfrugalista.podbean.com/b8e6c78a-c3a4-307a-a53e-8e2284da37cfSat, 05 Apr 2025 23:24:09 +0000Serina BirdMany people love to take photos, but not everyone can make a career out of it. In this episode, https://www.scottleggo.com/ - former diplomat and RAAF veteran and now an award-winning photographer - shares his insights on how good savings practices...Scott Leggo - former diplomat and RAAF veteran and now an award-winning photographer - shares his insights on how good savings practices have set him up in business and in life.]]>1587false126fullhttps://www.spreaker.com/episode/124-kate-toon-talks-about-making-money-from-selling-to-many--64467947joyfulfrugalista.podbean.com/dd172c63-df42-3d9e-935b-a766956e7091Thu, 20 Feb 2025 05:29:33 +0000Serina BirdKate Toon is an award-winning business mentor and digital marketing coach. Her Stay Tooned group of companies include the Digital Marketing Collective, The Clever Copywriting School, and The Recipe for SEO Success. In this podcast, she shares insights...2099false125fullhttps://www.spreaker.com/episode/123-spring-bird-talks-about-how-she-saves-money-at-christmas--63390174joyfulfrugalista.podbean.com/06d3e328-4cbe-3120-af9e-b58f1da6d9fdThu, 19 Dec 2024 09:59:56 +0000Serina BirdSaving money runs in the family, and in this episode Serina talks with her sister - Spring Bird - about clothes swapping and saving money at Christmas.1530false124fullhttps://www.spreaker.com/episode/122-ox-rooms-founder-matthew-carmody-talks-about-conveyancing-traps-to-be-aware-of--62811849joyfulfrugalista.podbean.com/c687a599-dc92-3f1d-b5be-ae187ac475cbTue, 19 Nov 2024 11:13:28 +0000Serina BirdYou've bought a property. Now what? In this podcast, OX Rooms (Online Exchange) cofounder Matthew Carmody talks about some common pitfalls in buying and selling property, and how to avoid them. Matthew is a former commercial and residential real...1850false123fullhttps://www.spreaker.com/episode/121-ben-nash-shares-strategies-for-becoming-a-virgin-millionaire--62748945joyfulfrugalista.podbean.com/b3dc36cb-4eed-3466-b85f-5593fd0acfbaFri, 15 Nov 2024 05:52:41 +0000Serina BirdIn this episode, author and founder of Pivot Wealth Ben Nash shares his strategies for getting to a million dollars - and beyond. Ben has been listed as part of Australia’s most influential Financial Advisers for seven consecutive years, and awarded...2076false122fullhttps://www.spreaker.com/episode/120-james-millard--62631477joyfulfrugalista.podbean.com/fdcff204-eb35-3ae6-9299-bfc8eed735c0Wed, 06 Nov 2024 00:10:49 +0000Serina BirdJames Millard is Director of financial advice and mortgage broking firm Sufficient Funds, and author of Insufficient Funds: Make the Right Money Decisions to Bring Your Big Plans to Life. In this podcast, he talks about how to focus on what's...2006false121fullhttps://www.spreaker.com/episode/119-brenda-james-shares-frugal-travel-hacks--62540217Travel Has My Heart Travel Planning, loves travelling and has visited 100 countries over 25 years of travelling. She's got some good ways to save money, including maximising frequent flyer points, creating good itineraries and looking for the best value for money. ]]>joyfulfrugalista.podbean.com/751b9876-57e6-3e89-a8ea-67124c8cca8fTue, 29 Oct 2024 10:12:41 +0000Serina BirdDoes your idea of financial independence also involve lots of travel? Brenda James, founder of FIRESPark Retreats and https://www.facebook.com/travelhasmyheart/, loves travelling and has visited 100 countries over 25 years of travelling. She's got...Travel Has My Heart Travel Planning, loves travelling and has visited 100 countries over 25 years of travelling. She's got some good ways to save money, including maximising frequent flyer points, creating good itineraries and looking for the best value for money. ]]>2084false120fullhttps://www.spreaker.com/episode/118-tea-angelos-shares-how-smart-women-invest-for-their-future--62409070joyfulfrugalista.podbean.com/b6c06d90-b1ba-3f0b-8b79-925f6eee6d5aFri, 18 Oct 2024 08:59:10 +0000Serina BirdTéa Angelos, founder and CEO of the Smart Women Society, discusses how women can get smarter about their finances. Téa has helped more than half a million women get smarter about their finances, careers, well-being, and relationships. Téa is the...1430false119fullhttps://www.spreaker.com/episode/117-serina-and-hubby-talk-about-cruising-on-the-cheap--61062662joyfulfrugalista.podbean.com/c0a031de-ab03-3f99-adec-76bbb69371ffSat, 17 Aug 2024 12:24:18 +0000Serina BirdAre you dreaming of a holiday? Serina and her husband Neil talk about how they save money on cruising holidays.2455false118fullhttps://www.spreaker.com/episode/116-how-to-buy-right-when-investing-in-property--60832635joyfulfrugalista.podbean.com/7538b26e-70f5-325c-9da6-70718a6eca60Sun, 28 Jul 2024 03:02:47 +0000Serina BirdWhat are the tips and tricks for buying property the right way? There are many myths, many of which are not shared by experts. In this podcast, Cake Bakos and Pete Wargent, authors of The Buy Right Approach to Property Investing, share some of their...2173false117fullhttps://www.spreaker.com/episode/115-talking-stag-bog-with-phoebe-youd--60545758joyfulfrugalista.podbean.com/867887c9-f5c2-3009-a699-e6e33cd49a58Sat, 29 Jun 2024 09:08:41 +0000Serina BirdIn the Great Depression, many Australian families survived by hunting, eating and selling rabbits. With the number of introduced, feral animals increasing in Australia's fragile ecosystem, could eating these animals be a frugal option in tough times?...2166false116fullhttps://www.spreaker.com/episode/114-natasha-etschmann-aka-tash-invests-talks-about-how-not-to-work-forever--60393715How Not to Work Forever, coauthored with Ana Kresina.]]>joyfulfrugalista.podbean.com/b14f1ead-f206-3e42-b736-528bdc44c8a2Sat, 15 Jun 2024 10:57:54 +0000Serina BirdDo you plan to work forever? Or would you like to be able to leave work sooner? Popular Tik Tok, Instagrammer and podcaster Natasha Etschmann (aka Tash invests), discusses her recent book, http://booktopia.kh4ffx.net/zNJPvO, coauthored with Ana Kresina.How Not to Work Forever, coauthored with Ana Kresina.]]>2082false115fullhttps://www.spreaker.com/episode/113-tracy-hall-talks-about-intimate-partner-fraud--60319626The Last Victim: The full story behind the relationship made famous by the hit podcast Who the Hell is Hamish? Tracy talks honestly about her experience, the red flags that she recognised afterwards, and shared her passion for financial literacy.    ]]>joyfulfrugalista.podbean.com/c0512e73-e4d5-3880-8129-9f47fc8b1f3aSat, 08 Jun 2024 03:39:37 +0000Serina BirdWhat if your boyfriend, girlfriend, partner, or spouse wasn't who they said they were? That happened to Tracy Hall, who learnt the man she knew as Max was really Hamish - after he was arrested. Not only that, but Hamish cleared out her life savings....The Last Victim: The full story behind the relationship made famous by the hit podcast Who the Hell is Hamish? Tracy talks honestly about her experience, the red flags that she recognised afterwards, and shared her passion for financial literacy.    ]]>2087false114fullhttps://www.spreaker.com/episode/112-livestream-at-firespark-retreat-2024--59813083joyfulfrugalista.podbean.com/e95b9219-ca6d-3681-aa0d-01b5950043d1Sat, 04 May 2024 06:59:48 +0000Serina BirdDiscussion with Scott on FIRE, Bob Dae from the Melbourne FIRE Brigade, Captain FI and The Joyful Frugalista about financial independence. Recorded on 4 May 2024 at the FIRESpark 2024 retreat.3840false113fullhttps://www.spreaker.com/episode/111-aaron-christie-david-talks-about-home-loans--59696727joyfulfrugalista.podbean.com/591fc4ba-aeeb-39f9-a844-15e9b5544cd9Mon, 29 Apr 2024 11:38:29 +0000Serina BirdCan a home loan ever be a happy experience? Atelier Weath Managing Director Aaron Christie-David chats about his book, The Happy Home Loan Handbook, how to get a home loan and how to buy successfully at auction.2103false112fullhttps://www.spreaker.com/episode/110-paul-benson-muses-about-winning-lotto-receiving-inheritance-starting-saving-at-any-age-and-living-life-large-while-saving--58903290joyfulfrugalista.podbean.com/7a477e8a-3819-3531-9abe-6677e10cd866Sun, 03 Mar 2024 01:02:03 +0000Serina BirdIs it too late to start saving? Or are you hoping to one day win the lotto or receive an inheritance? In this podcast, Serina chats with Paul Benson about life, wishful thinking and beginning to save and invest at any age. Paul is a certified...2157false111fullhttps://www.spreaker.com/episode/109-kate-campbell-talks-about-buyinghappiness-and-investing-wisely--58080696joyfulfrugalista.podbean.com/c9d820ac-b36b-3e74-bb8b-81d61efadca0Thu, 21 Dec 2023 05:59:22 +0000Serina BirdWhile The Beatles might have said that money can't buy love, Kate Campbell is a financial educator who shares how good financial stewardship can help to 'buy' happiness.  Kate is a writer, author, course creator and podcaster, who runs the Rask online...1876false110fullhttps://www.spreaker.com/episode/107-serina-bird-talks-about-saving-money--57937607joyfulfrugalista.podbean.com/f5e55547-f9ee-3875-8dad-e920e975171eThu, 07 Dec 2023 10:11:28 +0000Serina BirdWhen was the last time you asked for a rate review? Rang your energy company? Or changed your NBN plan? Serina Bird (aka The Joyful Frugalista) did all three of these recently and shares how she did it.1373false109fullhttps://www.spreaker.com/episode/107-pascale-helyar-moray-talks-about-paying-for-mortgage-superannuation-and-black-friday-sales--57761530joyfulfrugalista.podbean.com/2c94032c-54ff-3c79-99ae-a43e72c8f00fWed, 22 Nov 2023 08:23:09 +0000Serina BirdPascale Helyar-Moray is an entrepreneur and startup queen.  She is the founder and CEO of Super-Rewards, which has recently been rebranded as Grow My Money. On this podcast, she talks about compound interest, the importance of paying off your mortgage...2092false108fullhttps://www.spreaker.com/episode/106-ana-kresina-talks-about-the-cost-of-raising-children--57724777joyfulfrugalista.podbean.com/56375eff-6657-35ba-8cbd-2573babccc2dMon, 20 Nov 2023 10:08:05 +0000Serina BirdThe cost of living crisis is biting especially hard for those with kids - or those thinking of having children. Ana Kresina is a financial educator and author of Kids Ain’t Cheap. She works in the financial technology industry and is cohost of...2011false107fullhttps://www.spreaker.com/episode/105-donnamcgeorge-chats-chatgbt--57659397joyfulfrugalista.podbean.com/9d732140-5c4a-35e7-805b-91be9d9a83a5Thu, 16 Nov 2023 08:42:53 +0000Serina BirdHow will AI change our lives? And can we use it for creating abundance, be it for learning to budget or to invest? Donna McGeorge is author of 11 books and publications, including bestseller The ChatGPT Revolution. And in this podcast, we do a deep...1979false106fullhttps://www.spreaker.com/episode/104-drew-evans-shares-his-tips-on-building-wealth-through-property--57365809joyfulfrugalista.podbean.com/8bf742b6-638e-384e-9181-391682accdaeTue, 24 Oct 2023 10:27:52 +0000Serina BirdDrew Evans from Caifu Property discusses how to make money through property investing.1644false105fullhttps://www.spreaker.com/episode/103-kate-toon-talks-about-how-you-can-create-a-successful-business-and-be-a-good-parent--56744388joyfulfrugalista.podbean.com/ba2fed62-c1ab-3533-820d-c8a0e64451aeSat, 09 Sep 2023 08:00:40 +0000Serina BirdKate Toon is an award-winning business mentor and digital marketing coach.  Her Stay Tooned group of companies include the Digital Marketing Collective, The Clever Copywriting School, and The Recipe for SEO Success.  She’s the author of Six Figures in...2074false104fullhttps://www.spreaker.com/episode/102-mia-swainson-talks-about-her-passion-for-sustainable-living--56566292joyfulfrugalista.podbean.com/55490214-92cc-326f-8ff7-6251df3b8f15Wed, 23 Aug 2023 10:22:42 +0000Serina BirdIn this podcast, Serina chats with friend and sustainability advocate Mia Swainson about ways to save money and the environment. Mia is a freelance writer and successful entrepreneur passionate about sustainable living. Mia is President of the...1599false103fullhttps://www.spreaker.com/episode/101-simon-ree-talks-about-the-tao-of-trading--56383933joyfulfrugalista.podbean.com/a64cd083-c321-35e7-be94-ff468c020bf0Sun, 06 Aug 2023 11:53:55 +0000Serina BirdSimon Ree is the author of the #1 best-selling book The Tao Of Trading and the founder of taooftrading.com. He has three decades of experience in the financial markets, having previously held senior positions at Goldman Sachs and Citi. His vision is...1830false102fullhttps://www.spreaker.com/episode/100-serina-celebrates-100-episodes-and-her-new-book--56197638How to Pay Your Mortgage Off in Ten Years (Even When Interest Rates Are Going Up) is in bookstores from 25 July.  Image by Akka Ballenger]]>joyfulfrugalista.podbean.com/292f79d7-477e-3655-a593-d7937af6f204Mon, 24 Jul 2023 10:00:51 +0000Serina BirdCelebrations! In this podcast, Serina recaps three and a bit years of podcasting - and she shares details of her new book.  https://booktopia.kh4ffx.net/PyKqDz is in bookstores from 25 July.  Image by Akka BallengerHow to Pay Your Mortgage Off in Ten Years (Even When Interest Rates Are Going Up) is in bookstores from 25 July.  Image by Akka Ballenger]]>971false101fullhttps://www.spreaker.com/episode/99-accountant-scott-ellis-chats-about-abundance-and-tax--54966336joyfulfrugalista.podbean.com/4fec67b6-a54d-3283-b223-22504ad6d754Sun, 25 Jun 2023 10:12:39 +0000Serina BirdUnderstanding tax is important to building wealth.  On this podcast, Serina chats with her accountant - Scott Ellis - about ways to minimise tax and build abundance. Scott is an accountant at Les Ellis & Associates Pty. He has advised Serina on...2254false100fullhttps://www.spreaker.com/episode/98-joel-gibson-shares-how-to-find-money-easily--54845072KILL BILLS, and now he's updated, expanded and simplified his money-saving system for the post-COVID cost of living crisis in his new book, Easy Money: 7 Steps to Bust Your Bills.]]>joyfulfrugalista.podbean.com/d9e7ea32-063b-386f-a863-39794bb1eb8dSat, 24 Jun 2023 08:06:19 +0000Serina BirdIn tough economic times, there is still easy money to be had. Bill-buster and money-saving nerd Joel Gibson is Australia's shares tips for how to reduce your bills and find money. Joel is a regular in the SMH and The Age, on Today, and on 2GB, 4BC and...KILL BILLS, and now he's updated, expanded and simplified his money-saving system for the post-COVID cost of living crisis in his new book, Easy Money: 7 Steps to Bust Your Bills.]]>1999false99fullhttps://www.spreaker.com/episode/97-nicole-pedersen-mckinnon-talks-about-bargain-regret--54487761joyfulfrugalista.podbean.com/688364e9-7574-3cf7-94cb-512c93685cd6Sun, 18 Jun 2023 06:57:26 +0000Serina BirdEver bought something you thought was a bargain that ended up being anything but?  Financial educator, commentator and author Nicole Pedersen-McKinnon chats about the cost of living crisis, bargain-hunting mentality and bargain regret (aka #frugalfail).1519false98fullhttps://www.spreaker.com/episode/96-pascale-helyar-moray-discusses-women-money-and-superannuation--53852735Super-Rewards, Pascale Helyar-Moray, is passionate about helping to achieve greater financial equality. In this podcast, she chats with Serina about the gender pay gap, superannuation and women, and her experience in deciding to found her startup to do something about this. This podcast is brought to you with the support of Super-Rewards.]]>joyfulfrugalista.podbean.com/a2fb9fdd-4a0a-356d-a534-1c38111163f9Sun, 14 May 2023 03:35:48 +0000Serina BirdCEO of https://super-rewards.com/, Pascale Helyar-Moray, is passionate about helping to achieve greater financial equality. In this podcast, she chats with Serina about the gender pay gap, superannuation and women, and her experience in deciding to...Super-Rewards, Pascale Helyar-Moray, is passionate about helping to achieve greater financial equality. In this podcast, she chats with Serina about the gender pay gap, superannuation and women, and her experience in deciding to found her startup to do something about this. This podcast is brought to you with the support of Super-Rewards.]]>1964false97fullhttps://www.spreaker.com/episode/95-vanessa-stoykov-talks-about-the-essential-money-conversations-we-need-to-have--52954539The Five Conversations About Money That Will Radically Change Your Life. Did you know that 75% of people believe they should have conversations about inheritance before someone passes away?  And 53% of people said that the worst deal breaker in a partner was infidelity, with financial irresponsibility being a second factor at 25%?  ]]>joyfulfrugalista.podbean.com/0f649c2b-c39f-3fa5-8307-a6b2bf9bd358Sun, 12 Feb 2023 10:13:13 +0000Serina BirdWhat conversations should we be having around money? And how do we have them?  In this podcast, Serina chats with money educator and communicator Vanessa Stoykov about her new book, https://booktopia.kh4ffx.net/4eOn71. Did you know that 75% of people...The Five Conversations About Money That Will Radically Change Your Life. Did you know that 75% of people believe they should have conversations about inheritance before someone passes away?  And 53% of people said that the worst deal breaker in a partner was infidelity, with financial irresponsibility being a second factor at 25%?  ]]>1910false96fullhttps://www.spreaker.com/episode/94-mobile-payment-industry-entrepreneur-harold-dimpel-talks-fintech--52954448joyfulfrugalista.podbean.com/dfda1999-e7e9-3c66-ba90-c925dc751be1Sun, 15 Jan 2023 09:29:18 +0000Serina BirdHow is fintech changing how we bank? And do we even need a bank account?  (Spoiler: many people in the world don't even have a bank account, yet still manage to regularly send money to family overseas.)  In this podcast, Serina chats with friend...2023false95fullhttps://www.spreaker.com/episode/93-evan-lucas-shares-why-mindset-is-important-to-making-money--52954480Mind Over Money: Why understanding your money behaviour will improve your financial freedom. ]]>joyfulfrugalista.podbean.com/8bba0b32-4dd5-3b3c-b625-bf0a560d3e71Tue, 10 Jan 2023 09:24:00 +0000Serina BirdHow do our beliefs, including inherited beliefs, affect our relationship with money?  In this podcast, Evan Lucas shares some of his behavioural finance knowledge.  Evan is Head of Strategy at Invest SMART and a regular commentator on ABC television...Mind Over Money: Why understanding your money behaviour will improve your financial freedom. ]]>2204false94fullhttps://www.spreaker.com/episode/92-psychic-suzy-cherub-talks-about-channelling-abundance--52954545joyfulfrugalista.podbean.com/2d05a21e-2882-3ea5-b3b4-f7aa3f25feedTue, 13 Dec 2022 06:48:15 +0000Serina BirdCan you bring your abundance into your life?  And can you make money doing what brings you joy?  Suzy Cherub is an international award-winning psychic medium, published author, speaker and intuitive coach. She was awarded International Psychics...1906false93fullhttps://www.spreaker.com/episode/91-serina-and-her-husband-neil-talk-about-timeshare--52953654joyfulfrugalista.podbean.com/9abf6048-ab86-3c27-b337-e86cdcbc57fcTue, 06 Dec 2022 09:58:40 +0000Serina BirdEver been cornered into a timeshare presentation? That was our experience on our September visit to Florida. Find out how it went, how it stacked up - and how we got out of it.  In this podcast, Serina chats with her husband, Neil, about their experience.2004false92fullhttps://www.spreaker.com/episode/90-steve-mcknight-shares-his-secrets-for-being-a-money-magnet--52954347his new book - Money Magnet: How to Attract and Keep a Fortune that Counts.  And he also shares some never-before-revealed secrets from his childhood as well.  ]]>joyfulfrugalista.podbean.com/4e453512-e59e-349e-8e6c-15e7cdc3a2a7Sun, 27 Nov 2022 10:20:43 +0000Serina BirdHow can you attract real wealth into your life? In this podcast, Steve McKnight, author of the bestselling book From 0 to 130 Properties in 3.5 years, shares some insights from https://moneymagnet.au/ - https://booktopia.kh4ffx.net/NKZOd2.  And he...his new book - Money Magnet: How to Attract and Keep a Fortune that Counts.  And he also shares some never-before-revealed secrets from his childhood as well.  ]]>2805false91fullhttps://www.spreaker.com/episode/89-frugalista-travel-to-the-us-to-attend-fincon--52953663joyfulfrugalista.podbean.com/88bee5d0-36ea-3ba5-9574-f6bda570a05dWed, 02 Nov 2022 03:23:28 +0000Serina BirdMy husband, Neil, and I recently travelled to Orlando, Florida, to attend #fincon2022 (a conference for money content creators aka money nerds).  And we had a bit of a holiday. In this podcast, we talk about how we saved money on flights,...2520finconfalse90fullhttps://www.spreaker.com/episode/88-senior-of-the-year-val-dempsey-talks-about-the-value-and-importance-of-first-aid--52954359joyfulfrugalista.podbean.com/64d25a9b-6652-3d6c-85a4-efdc16d7ebb4Sun, 16 Oct 2022 10:36:17 +0000Serina BirdVal Dempsey is Senior Australian of the Year 2022.  She has spent over 50 years volunteering with St John Ambulance, including more recently during bushfires and floods.  In this podcast, she chats about going to London to represent Australia at the...2524false89fullhttps://www.spreaker.com/episode/87-prof-le-coutre-talks-about-the-global-problems-of-food-security-and-food-waste--52954509Dr. Johannes le Coutre]]>joyfulfrugalista.podbean.com/998a60bb-aa96-3e94-863a-ea8749394833Mon, 03 Oct 2022 10:27:46 +0000Serina BirdEver wondered if the problems of accessing things like lettuce are just an Australian problem or a global one?  And whether food prices will go up or down?  Or what about the facts facing food waste? In this podcast, Serina chats with Professor...Dr. Johannes le Coutre]]>1971false88fullhttps://www.spreaker.com/episode/86-suzannah-galland-talks-relationships--52953548joyfulfrugalista.podbean.com/9c2f7858-4b45-36fa-aa6f-3d2a0519bdd7Sat, 24 Sep 2022 01:11:02 +0000Serina BirdOne of the biggest issues affecting our finances isn't our job or our investments - rather, it's our romantic relationships (or search for them). In this podcast, empath and internationally acclaimed life advisor Suzannah Galland talks about her...2635false87fullhttps://www.spreaker.com/episode/85-founders-of-the-my-first-nest-egg-app-talk-about-how-they-got-their-kids-involved-in-housework--52954493joyfulfrugalista.podbean.com/cb10ee71-1217-3a43-9b05-047131788869Sat, 10 Sep 2022 21:33:34 +0000Serina BirdDuring COVID, friends Nicolle Hood and Annie Shoen felt that their (combined) seven children were beginning to act entitled. Specifically, they weren't doing much housework - and they thought their parents could buy virtually anything at the click of...1703false86fullhttps://www.spreaker.com/episode/84-laura-gariepy-talks-about-earning-money-through-freelance-writing--52954520joyfulfrugalista.podbean.com/5be27042-b5c3-3aa6-bab1-5e5a3573a843Thu, 08 Sep 2022 01:19:21 +0000Serina BirdCan you earn a solid income from freelance writing, including about personal finance?  You can, and that is the reality for Laura Gariepy, who began taking freelance writing seriously when she took a four-month sabbatical from work that ended up...1366false85fullhttps://www.spreaker.com/episode/83-helen-baker-talks-about-women-money-and-separation--52954531joyfulfrugalista.podbean.com/672f08af-9a7d-3f75-b41b-ee3368b78544Mon, 22 Aug 2022 08:18:02 +0000Serina BirdWhen a couple separates, they will often speak to a lawyer. But they are less likely to speak to a financial planner, despite the uncoupling having a profound effect on women and men. In this podcast, financial adviser Helen Baker talks about issues...2218false84fullhttps://www.spreaker.com/episode/82-hannah-andrevski-talks-about-how-she-is-helping-her-local-community--52954491joyfulfrugalista.podbean.com/578cb75e-d851-3033-b316-e1b8c241fb1fThu, 18 Aug 2022 08:53:49 +0000Serina BirdInflation, inflation, inflation.  It's hurting many people, but it's hurting some more than others. In this podcast, Serina chats with Hannah Andrevski about the charity she founded, Roundabout Canberra, and how it is helping families who are doing it...1445false83fullhttps://www.spreaker.com/episode/81-lloyd-edge-talks-about-real-estate-and-why-it-s-his-investment-vehicle-of-choice--52954368joyfulfrugalista.podbean.com/e99e4e42-5c40-3d7f-8ea0-a5350ab2a0fbSun, 07 Aug 2022 02:19:29 +0000Serina BirdEver thought about investing in real estate but think you may have left your run too late?  In this podcast, Serina chats with property investor and buyer's agent Lloyd Edge, who shares tips about getting started, forecasts for the market (and...2568false82fullhttps://www.spreaker.com/episode/80-emily-guy-burken-talks-about-making-finances-fun--52953625joyfulfrugalista.podbean.com/3e8762a3-5219-34c3-83fb-b01129862419Wed, 06 Jul 2022 03:59:34 +0000Serina BirdOften, we associate money with needing to be serious or sensible - and often feeling stressed.  But it doesn't have to be that way. In this podcast, Serina chats with author and Plutus award-winning freelance writer Emily Guy Birken.  Emily has worn...2007false81fullhttps://www.spreaker.com/episode/79-ilea-buffier-shares-how-she-reached-financial-independence-before-leaving-high-school--52954346joyfulfrugalista.podbean.com/e3a80b3c-4415-303e-9c25-1239536e28bdMon, 30 May 2022 09:55:51 +0000Serina BirdImagine what it would be like to graduate from high school knowing that you never needed to find a job? That was the reality for sustainability entrepreneur Ilea Buffier, who graduated from high school with a property portfolio that made her...1684false80fullhttps://www.spreaker.com/episode/78-money-with-jess-irvine--52954259joyfulfrugalista.podbean.com/68d6138f-14ea-3ef2-b851-d6ae2f87786dWed, 11 May 2022 01:57:40 +0000Serina BirdJessica Irvine is a senior economics writer with The Sydney Morning Herald and The Age. For the past few years, she has been on a one-woman mission to budget, save and invest. In this podcast, she chats with Serina about her new book, Money with...2092false79fullhttps://www.spreaker.com/episode/77-dr-kailas-roberts-talks-about-dementia--52954365joyfulfrugalista.podbean.com/ce2abaf1-e7a2-3c3a-bf42-1b120e010b6fMon, 25 Apr 2022 09:40:24 +0000Serina BirdOne of the key risks to our financial health is our mental and physical health - and that of our spouse, parents or other family members.  And something that many families face is a diagnosis of dementia. In this podcast, Serina chats with Dr Kailas...2037false78fullhttps://www.spreaker.com/episode/76-luke-harris-talks-property--52954369joyfulfrugalista.podbean.com/8bc56948-81c7-3248-898e-e6306e6b272aFri, 15 Apr 2022 10:57:11 +0000Serina BirdLuke Harris from The Property Mentors has invested in property for over twenty years. Luke is author of Let's Get Real and Property Fit, and in this podcast he shares insights for how to break into the property market - the right way.1935false77fullhttps://www.spreaker.com/episode/75-walli-miller-talks-about-spending-with-purpose--52954522joyfulfrugalista.podbean.com/e23e5576-b771-354d-9877-a23052138ef3Sun, 10 Apr 2022 09:52:34 +0000Serina BirdWalli Miller is a financial coach who helps high-achieving, young professionals become work-optional by taking control of their finances without sacrificing their lattes and brunches.  Walli teaches people how to trim the FATT - Food, Accommodation,...2115false76fullhttps://www.spreaker.com/episode/74-julian-fayad-talks-about-good-and-bad-debt--52954207joyfulfrugalista.podbean.com/fd890f55-5459-35f4-bfb6-c5d32ecd656dSun, 06 Mar 2022 04:43:49 +0000Serina BirdIs all debt bad?  Can some debt be used for building wealth?  Julian Fayad is founder of several fintech businesses, including LoanOptions.AI.  In this podcast he talks about debt, the saving, and why it's good to start a side-hustle.2042false75fullhttps://www.spreaker.com/episode/73-leilani-bin-juda-talks-about-financial-mentoring-of-other-indigenous-women--52954533joyfulfrugalista.podbean.com/5b2b7f7c-40c1-3a57-9435-bf336014b674Sat, 12 Feb 2022 10:08:26 +0000Serina BirdLeilani Bin-Juda PSM served as CEO of the Torres Strait Regional Authority until January 2022. She was the first Indigenous woman to have served in this role.  She is a proud Torres Strait Islander, with ties to Hammond, Darnley and Murray Islands. ...1800false74fullhttps://www.spreaker.com/episode/72-the-joyful-frugalista-is-interviewed-by-her-husband--52954351joyfulfrugalista.podbean.com/31068a94-016e-3223-bf5e-a5232c3e1241Thu, 27 Jan 2022 07:23:10 +0000Serina BirdHello frugalistas, and welcome! In this podcast The Joyful Frugalista (aka Serina) is interviewed by her cheeky husband, Neil. Hear from Serina about what she and her family have planned for 2022!1474false73fullhttps://www.spreaker.com/episode/71-myra-oliver-talks-about-frugal-living-and-building-wealth-through-property--52954577joyfulfrugalista.podbean.com/5a0b6753-55d3-3cd5-8d94-c7f33efa7b6dSat, 22 Jan 2022 07:10:12 +0000Serina BirdNothing is impossible when it comes to building wealth.  Myra Oliver is a Kentucky girl who, at age 22, decided she wanted freedom from debt and consumerism.  She went from being a hairstylist to becoming a self-made millionaire in her thirties. ...1971false72fullhttps://www.spreaker.com/episode/70-james-whittaker-talks-about-the-power-of-goals--52954574joyfulfrugalista.podbean.com/7aed4f34-0010-39c8-be37-c7f72af7aa97Sat, 08 Jan 2022 07:10:16 +0000Serina BirdJames Whittaker is the best-selling author of three books (The Beginner'$ Guide to Wealth, Think and Grow Rich: The Legacy and Andrew Carnegie's Mental Dynamite), host of the Win the Day Podcast, public speaker, business coach and co-executive...1746false71fullhttps://www.spreaker.com/episode/69-jeremy-thorpe-chief-economist-at-pwc-discusses-the-value-of-the-help-economy--52954847joyfulfrugalista.podbean.com/29736485-725d-3657-bed0-f63416e7ebb5Wed, 15 Dec 2021 09:36:51 +0000Serina BirdWhat does abundance mean to you? Is it money in the bank? Increasingly - and especially during recent crises - people are realising that abundance is much deeper. In the podcast, Serina chats with Chief Economist PwC Australia, Jeremy Thorpe, about...1672false70fullhttps://www.spreaker.com/episode/68-gina-kingston-talks-about-style-and-disability--52954570joyfulfrugalista.podbean.com/2c771bd8-778b-31f4-a78c-b708a6575187Wed, 01 Dec 2021 03:21:39 +0000Serina BirdFashion and disability don't usually go togehter, but Gina Kingston is on a mission to change that.  Ahead of the International Day of Disabled Persons on 3 December, Gina shares how her experiences with her mother shaped her interest in ensuring that...1661false69fullhttps://www.spreaker.com/episode/67-noel-whittaker-talks-about-retirement-investing-and-making-money--52954596joyfulfrugalista.podbean.com/7b1826a5-da56-3153-83bc-6bf8f0eb25b8Sat, 27 Nov 2021 02:31:43 +0000Serina BirdNoel Whittaker chats about his new book - Retirement Made Simple. Noel is one of Australia’s most successful authors, with 23 bestselling books having achieved worldwide sales of more than two million copies.  Making Money Made Simple set Australian...2039false68fullhttps://www.spreaker.com/episode/66-lalita-lowe-talks-about-sustainable-fashion--52954381joyfulfrugalista.podbean.com/044f2f55-8a81-3983-a52b-9bbb97b953eeSat, 06 Nov 2021 04:32:51 +0000Serina BirdWhen we buy an item of clothes in the shops, what is its true impact?  Even when clothing claims to be environmentally friendly, how do you know that it really is?   Lalita Lowe is author of It’s Time to Rethink your Fashion. She is a personal fashion...1865false67fullhttps://www.spreaker.com/episode/65-roxanne-calder-shares-how-to-be-employable--52954559joyfulfrugalista.podbean.com/d1aae367-70b8-3134-8e60-04997581205fSun, 10 Oct 2021 04:37:58 +0000Serina BirdEver wonder what recruiters are looking for in job applicants? It might not be what you think.  Despite all the negative news about the economy, the outlook for those seeking employment is good.  In this podcast, Roxanne Calder, author of Employable:...1786false66fullhttps://www.spreaker.com/episode/64-latestarterfire-talks-about-why-it-s-never-too-late-to-start-investing--52954489joyfulfrugalista.podbean.com/eeeb67e0-6afd-3d7d-a00c-9acbf88912d3Sat, 18 Sep 2021 04:52:14 +0000Serina BirdOn this podcast, Serina welcomes back @latestarterfire to talk about why late starters to financial independence often have more of an advantage than they think.  1870false65fullhttps://www.spreaker.com/episode/63-money-savvy-mamma-talks-about-being-frugal-with-kids--52954552joyfulfrugalista.podbean.com/a4c71851-89cc-3cda-90b4-cf80f2721c27Sat, 11 Sep 2021 03:24:04 +0000Serina BirdThe media often likes to run scare campaigns about the cost of children. Can you be a frugalista and be a parent?  Yes, you can. I had a great chat with Mel from money savvy mamma about frugal living, family and investing.2006false64fullhttps://www.spreaker.com/episode/62-dr-jodie-lowinger-talks-about-anxiety-and-how-to-overcome-it--52954484joyfulfrugalista.podbean.com/363497a0-8b8a-3c63-883d-33593ebb274fSun, 05 Sep 2021 05:53:45 +0000Serina BirdAre you feeling a bit anxious in this pandemic? I know I am - and I've got the perfect guest to discuss how to get to feeling better  In this podcast, I chat with Dr Jodie Lowinger, who is a world-leading expert in anxiety, mindset and resilience. ...1827false63fullhttps://www.spreaker.com/episode/61-konmari-consultant-sally-flowers-talks-about-the-need-for-sustainable-fashion--46283394joyfulfrugalista.podbean.com/eb9f63bb-4827-3fe8-8510-a00990e7c065Sun, 08 Aug 2021 10:34:35 +0000Serina BirdFounder of Home Sanctuary, Sally Flower, is Australia's first KonMarie Method trained organiser.  She previously worked in corporate finance - including in New York - before making a change to embrace sustainable fashion, sustainability and...2130falsefullhttps://www.spreaker.com/episode/60-danielle-ecuyer-talks-about-how-and-why-to-invest-in-the-us-market--46283395joyfulfrugalista.podbean.com/69a35731-7804-3e48-af88-a37721879ebeSun, 18 Jul 2021 12:27:36 +0000Serina BirdEver thought about investing in the US, especially in those big tech giants, but wondered how?  In this podcast, Serina chats with share trading guru Danielle Ecuyer about her new book Shareplicity 2:  a guide to investing in US stock markets.  2191falsefullhttps://www.spreaker.com/episode/58-julia-newbould-from-money-magazine-talks-about-the-joy-of-money-and-writing-about-investing--46283392joyfulfrugalista.podbean.com/387e44d4-50c1-3112-b176-467c4b221c91Mon, 14 Jun 2021 05:05:07 +0000Serina BirdConfidence in investing starts with learning about how to invest, and a reliable and informed financial literacy resource is Australia's Money Magzine.  In this podcast, Serina chats with Money Magazine Managing Editor (who is also co-author of The...1803falsefullhttps://www.spreaker.com/episode/57-aussie-doc-freedom-talks-about-superannuation-investment-and-keeping-up-with-the-dr-jones--46283393joyfulfrugalista.podbean.com/92981a9a-3433-3207-923f-5cad9a250122Mon, 31 May 2021 06:29:32 +0000Serina BirdWe rarely think about high income earning professional, such as doctors and lawyers, needing to save for their retirement.  But it's important on any income (and in fact, it can be harder when you are earning more as there is a greater expectation of...1858falsefullhttps://www.spreaker.com/episode/56-michelle-frugality-and-freedom-talks-about-working-from-home-and-building-abundance-beyond-money--46283391joyfulfrugalista.podbean.com/cc6601af-73e0-3c25-a559-de8dcae4f5e5Sun, 16 May 2021 22:20:52 +0000Serina BirdMichelle, Frugality and Freedom had her FIRE life plan disrupted during COVID.  She reinvented a new, remote career and excelled at working from home.  In this podcast, she chats with Serina about how you can work wherever in the world you want to be,...1985falsefullhttps://www.spreaker.com/episode/55-nicole-flaws-from-care-inc-talks-about-financial-counselling-for-people-in-debt--46283398joyfulfrugalista.podbean.com/b1b40538-1f36-3a89-8228-e1757c21f123Sun, 11 Apr 2021 01:29:57 +0000Serina BirdMany people are doing it tough right now - the crisis isn't over for everyone.  If you or anyone you know is experiencing debt problems, this is a podcast for you.  Seeing a financial counsellor may seem scary, but behind the phone are empathetic...2042falsefullhttps://www.spreaker.com/episode/54-ronni-kahn-talks-about-abundance-reducing-food-waste-and-living-with-purpose--46283390joyfulfrugalista.podbean.com/3e8608ac-f55e-3c1e-afc3-91d8ef09c02dSun, 21 Mar 2021 08:22:47 +0000Serina BirdWhat does abundance mean to you? Is it having enough food to eat? Sadly, many Australians face food insecurity on a daily basis. This is a problem that Ronni Kahn, founder of OzHarvest, is addressing.  In this inspirational podcast, Ronni chats with...1937falsefullhttps://www.spreaker.com/episode/53-scott-phillips-from-the-motley-fool-talks-about-share-investing--46283389joyfulfrugalista.podbean.com/c2c4cda6-bdff-33bf-993e-ebdd629829bcSun, 07 Mar 2021 10:31:58 +0000Serina BirdHave you ever wondered if you should borrow to invest? Or whether there was a place for investing in direct shares rather than Exchange Traded Funds (ETFs)?  I had a good chat with Scott Phillips, Chief Investment Officer at The Motley Fool, about how...1942falsefullhttps://www.spreaker.com/episode/52-keepin-it-frugal-talk-about-food-travel-and-weddings--43699303joyfulfrugalista.podbean.com/dd7c227a-d8a4-33b8-9d46-795986ff7346Sun, 28 Feb 2021 08:42:35 +0000Serina BirdSarah and Laura write at Keepin’ it Frugal. They are also foodies who are the stars of @Wandercooks.  In 2015, they quit their jobs, sold their houses and possession and travelled the world.  Both are part of the financial independence retire early...2197falsefullhttps://www.spreaker.com/episode/51-effie-zahos-shares-how-to-ditch-the-debt-and-get-rich--43470363joyfulfrugalista.podbean.com/879b76fc-542e-3a3b-9d79-6a4b93a6996bSun, 14 Feb 2021 07:44:20 +0000Serina BirdStuck in debt and not sure if there is a way out?  Dream of getting rich one day and not sure how? In this podcast, Canstar editor-in-chief and former Money Magazine editor, Effie Zahos, chats about her latest book:  Ditch the Debt and Get Rich.  2190falsefullhttps://www.spreaker.com/episode/49-jeanene-kennedy-evans-talks-about-having-the-courage-to-start-a-side-hustle-and-enjoying-good-wine-on-a-budget--43206856joyfulfrugalista.podbean.com/4a0a2050-53bb-328c-b161-5fbefdcbfa56Sun, 31 Jan 2021 03:22:05 +0000Serina BirdJeanene Kennedy-Evans is founder of Winederlust, a wine events company, and host of the Winederlust podcast.  She's also the co-organiser of the Live Your Best Life series, which features women with insights into how to do amazing things.  In this...1644falsefullhttps://www.spreaker.com/episode/48-aranka-nolan-chats-about-catering-for-christma--42514447joyfulfrugalista.podbean.com/317da2b1-4ce9-307b-b35b-68e93305a4f6Mon, 07 Dec 2020 04:02:43 +0000Serina BirdDo you prepare too much too for Christmas and then regret it? Have you ever wanted to cook duck but felt a bit scared? In this podcast, Serina chats with her friend and Triple H 101.1 FM Thrive Live presenter - and chef - Aranka Nolan, about how to...1883falsefullhttps://www.spreaker.com/episode/47-banker-eric-sim-talks-about-delayed-gratitude-and-why-he-doesn-t-wear-a-rolex--42253945joyfulfrugalista.podbean.com/238f8ae1-5a48-3a21-982f-6d0efcdd456fWed, 25 Nov 2020 03:16:46 +0000Serina BirdFormer Managing Director of UBS Investment Bank in Hong Kong, Eric Sim is the most popular and well-known banker in Asia with over two million followers on LinkedIn.  He is founder of the Institute of Life, which teaches young professionals...1849falsefullhttps://www.spreaker.com/episode/46-abundance-meditation--41996048joyfulfrugalista.podbean.com/d520ea7f-795f-3544-b182-26cabdd62f39Sun, 15 Nov 2020 06:45:35 +0000Serina BirdThis podcast is a special one - it's not an interview and it's quite different. I'm so excited to share with you an abundance meditation. I am gifting this to you so that you can channel more abundance into your life.1117falsefullhttps://www.spreaker.com/episode/45-olympic-sports-psychologist-dr-kirsten-peterson-talks-about-mindset-and-success--41996050joyfulfrugalista.podbean.com/9babc2df-3894-3ad3-87a0-de0fe69c27ddSun, 08 Nov 2020 20:24:27 +0000Serina BirdDr Kirsten Peterson is a registered psychologist, endorsed sport and exercise psychologist, and organizational coach for her company Kirsten Peterson Consulting. Drawing on her 23 years of international experience as a sport and performance...1869falsefullhttps://www.spreaker.com/episode/44-business-coach-april-mack-talks-about-turning-her-debt-around-and-daring-to-dream--41996049joyfulfrugalista.podbean.com/f802a1a0-7387-37b0-9321-0a27a5788d2dMon, 02 Nov 2020 02:59:14 +0000Serina BirdApril Mack is a mentor, trainer, speaker and facilitator. She lives in Canberra and loves laughing, dancing, hanging out with her children and family and learning anything that helps her grow and shine more brightly in the world.  She is host of the ...1770falsefullhttps://www.spreaker.com/episode/42-effie-zahos-talks-about-shoes-savings-versus-earning-and-superannuation--41741171joyfulfrugalista.podbean.com/dd06a25b-bc41-3614-b16f-41400802b577Sun, 18 Oct 2020 22:34:37 +0000Serina BirdEffie Zahos helped kickstart Money Magazine in 1999 and served as editor until 2019.  She is currently editor-at-large at Canstar and is a well regarded financial commentator. She is the author of several books, including A Real Girl's Guide to Money:...1910falsefull