Money & You with Michelle Perkins

Ep 237: Why Banks Use Life Insurance—and How You Can Apply the Same Principles

Mon, 10 Aug 2026 22:36:25 +0000

Ep 237: Why Banks Use Life Insurance—and How You Can Apply the Same Principles

Ep 236: This Money Manager's Unique Edge - Financial Therapy

Tue, 04 Aug 2026 16:04:12 +0000

Ep 236: This Money Manager's Unique Edge - Financial Therapy

Ep 235: Franchising as an Asset Class: A Unique Way Of Building Wealth

Mon, 27 Jul 2026 21:06:00 +0000

Ep 335: Franchising as an Asset Class: A Unique Way Of Building Wealth

Ep 234: Wired for Money: Change the Patterns Blocking Your Success

Mon, 20 Jul 2026 22:21:42 +0000

Why financial knowledge isn't always enoughMany people already know what they "should" do with money, yet still struggle to save, invest, or build wealth. Michelle explains why subconscious programming often overrides conscious knowledge.

How your money beliefs are formedDiscover how experiences in early childhood create the neural pathways that influence:

Self-worth
Financial confidence
Risk tolerance
Spending habits
Receiving money
Asking for what you want

Understanding neuroplasticityMichelle explains how the brain can literally be rewired and why many limiting beliefs are not permanent—even if they've been running your entire life.

Why money mindset goes deeper than positive thinkingAffirmations and positive thinking can help, but they often don't address the deeper subconscious programming driving our financial behaviors.

Your relationship with money
The discussion explores a powerful question:

If money were a person, what kind of relationship would you have with it?
Many people unconsciously treat money with fear, avoidance, resentment, or even guilt—patterns that can affect financial outcomes in surprising ways.

Abundance begins with worthinessOne of the strongest themes throughout the conversation is that financial success is closely connected to our sense of worth.When we believe we're worthy of receiving, opportunities often become easier to recognize and act upon.

Key Takeaways

Most core money beliefs are formed before age six.
Your subconscious drives many financial decisions without your awareness.
Financial avoidance is often rooted in fear—not laziness.
You don't have to fully understand neuroscience to begin changing your patterns.
Clarity about what you truly want is one of the most powerful catalysts for change.
Inspired action becomes much easier once subconscious resistance is reduced.
Financial freedom starts with awareness—not perfection.

Memorable Quotes"Most people are trying to change subconscious patterns with conscious thought.""Your beliefs organize your reality.""When you remove the old stories, money shows up as the energy of blessings.""There's no destination you have to reach before you're worthy."

Resources Mentioned

Book: Wired for Money: Change the Patterns That Block You from Thriving
Michelle Masters' workshops and online programs
Neuroscience and neuroplasticity
Family Constellation work
NLP (Neuro-Linguistic Programming)

About Michelle MastersMichelle Masters is an international instructor, coach, and speaker specializing in neuroscience-based transformation, Neuro-Linguistic Programming (NLP), Family Constellation work, and personal development. For nearly three decades she has helped clients identify and transform the subconscious beliefs that keep them from thriving in every area of life—including money, relationships, and self-worth. She is the author of Wired for Money, where she combines practical exercises with neuroscience to help readers permanently change limiting financial patterns.

Connect with Michelle Masters

Website: Wired for Magic - https://wiredformagic.com
Book: Wired for Money: Change the Patterns That Block You from Thriving
Online Program: Money Magic

Connect with Michelle PerkinsIf you enjoyed this episode, be sure to:

Subscribe to Money & You on your favorite podcast platform.
Watch full episodes on the Limit Free Life® YouTube Channel.
Share this episode with someone who may be struggling with financial fear, self-worth, or limiting money beliefs.
Leave a rating and review—it helps more people discover the show.

Listener ChallengeTake a few quiet moments this week and ask yourself:

What did I learn about money growing up?
What beliefs do I still carry today?
Are those beliefs helping me—or holding me back?

Awareness is the first step toward creating a healthier relationship with money and building a more abundant future.

For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!

Join the Limit Free Life® Community & Newsletter:
https://limitfreelife.com/newsletter/

Learn more about Michelle Perkins & Limit Free Life®:
https://limitfreelife.com

Have a money or career question?

Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com

Instagram:
@livealimitfreelife

YouTube: The Limit Free Life Channel
https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 233: Financial Advisors Rarely Ask These Life-Changing Questions

Tue, 14 Jul 2026 18:46:38 +0000

Money isn't just about spreadsheets, investment returns, or retirement projections. At its core, it's about creating a life that aligns with your deepest values.In this thoughtful conversation, Michelle Perkins sits down with Laura Rotter CFA, CFP, owner of True Abundance Advisors and host of the Making Change with Your Money podcast, to explore the powerful connection between financial planning, life purpose, and personal fulfillment. With nearly three decades of experience managing institutional investments before transitioning to holistic financial planning, Laura shares how true financial well-being begins with understanding yourself—not just your portfolio. Whether you're approaching retirement, considering a career change, or simply wondering if your money is supporting the life you truly want, this episode offers a refreshing perspective on what financial success really means.

In This EpisodeWhy financial planning is really about your life—not your investmentsLaura explains why numbers alone never tell the whole story. Effective financial planning begins by understanding your goals, values, fears, and vision for the future.

The surprising power of clarityMany people feel financial stress simply because they don't have a clear picture of where their money is going. Gaining clarity often reduces anxiety before making any major financial changes.

Retirement isn't the finish lineInstead of viewing retirement as simply leaving work, Laura encourages listeners to think about:

Purpose
Meaning
Contribution
Freedom
Creating a life they don't want to retire from

Asking the questions that matterLaura shares several thought-provoking questions she uses with clients, including:

If money were no object, what would you change?
If you had five years left to live, what would matter most?
If today were your last day, who did you not become?

These questions often uncover dreams and priorities people haven't allowed themselves to consider.Financial freedom vs. retirementThe conversation explores why many people today are shifting away from the traditional idea of retirement and toward the concept of financial freedom—having the ability to choose how you spend your time.Identity shifts and career transitionsBoth Michelle and Laura discuss leaving successful corporate careers to build businesses that better aligned with their values, and the unexpected challenges that come with redefining success.
Key Takeaways

Financial planning should support your life—not dictate it.
Many financial decisions are driven by fear rather than facts.
Clarity creates confidence.
Retirement without purpose can leave people feeling unfulfilled.
Financial freedom is about having choices.
Building wealth is important, but building a meaningful life is equally valuable.
Sometimes the most powerful thing a financial advisor can offer is simply the space to be heard.

Memorable Quotes"The numbers are the scaffolding. The story is what's most important.""Money is emotional. We're not trying to eliminate emotions—we're trying to understand them.""No one is on their deathbed wishing they'd completed more of their to-do list.""Financial freedom is about creating a life you genuinely want to live."
Topics Discussed

Financial planning
Retirement planning
Career transitions
Purpose after retirement
Money mindset
Financial coaching
Values-based investing
Life planning
Entrepreneurship
Financial independence
Emotional relationship with money

About Laura RotterLaura Rotter is a CFA®, Certified Exit Planning Advisor (CEPA), financial planner, and founder of True Abundance Advisors, a fee-only fiduciary financial planning firm based in New York. After a successful career managing institutional investments for major financial firms, Laura shifted her focus toward helping individuals navigate financial transitions with greater clarity, confidence, and purpose.She is also the host of the Making Change with Your Money podcast, where she explores the intersection of money, personal growth, and meaningful living.
Connect with Laura Rotter

Website: True Abundance Advisors - trueabundanceadvisors.com
Podcast: Making Change with Your Money - https://podcasts.apple.com/us/podcast/making-change-with-your-money/id1668418292

Connect with Michelle PerkinsIf you enjoyed this conversation:

Subscribe to Money & You on your favorite podcast platform.
Watch full episodes on the Limit Free Life® YouTube Channel.
Share this episode with someone preparing for retirement, considering a career transition, or looking for a more meaningful relationship with money.
Leave a rating and review—it helps others discover the show.

Listener ReflectionTake a few quiet moments this week to consider these questions:

If financial security were guaranteed, how would I spend my time?
Am I building a life that aligns with my values—or someone else's expectations?
What does true abundance look like for me?

Sometimes the greatest financial investment you can make is gaining clarity about the life you're truly trying to create.

For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!Join the Limit Free Life® Community & Newsletter:
https://limitfreelife.com/newsletter

Learn more about Michelle Perkins & Limit Free Life®:
https://limitfreelife.com

Have a money or career question? Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com

Instagram:
@livealimitfreelife
YouTube: The Limit Free Life Channel
https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 232: When Good Investments Go Bad: The Lessons No One Talks About

Mon, 06 Jul 2026 19:05:11 +0000

Ep. 232 When Good Investments Go Bad: The Lessons No One Talks AboutReal Estate Investing Lessons:

What I Wish I Had Known Before My Biggest Investment

Real estate investing is often portrayed as one of the best ways to build wealth—but what happens when a project doesn't go according to plan?In this honest and deeply personal solo episode, Michelle Perkins shares the story of a three-year real estate investment that ultimately resulted in a financial loss. More importantly, she reflects on the invaluable lessons she learned about investing, partnerships, decision-making, trust, and knowing when it's time to let go. Whether you're investing in real estate, starting a business, or making any significant financial decision, this episode offers practical wisdom about balancing financial logic with personal values—and recognizing that sometimes the greatest return comes from the lessons learned.

In This EpisodeWhy walking away isn't always failureMichelle shares why she ultimately decided to sell the property at a loss, despite the possibility that holding it longer could eventually have produced a profit.Sometimes preserving your peace of mind is worth more than maximizing every financial opportunity.

Financial decisions aren't always mathematicalWhile spreadsheets may suggest one answer, life circumstances, emotional energy, risk tolerance, and personal priorities all deserve a place in major financial decisions.

Trust the process—but verify the peopleOne of the biggest lessons from the project was learning that trust should never replace sound business practices.No matter how well you know someone:

Get agreements in writing.
Establish clear decision-making processes.
Document budgets and changes.
Treat every investment like a business.

Why partnerships require difficult conversationsSuccessful partnerships don't happen because everyone gets along.They happen because expectations, responsibilities, and conflict-resolution processes are discussed before problems arise.Listen to your intuitionThroughout the project, Michelle experienced moments when something didn't feel quite right—but chose to defer to others with more experience.Looking back, she recognizes that those instincts deserved more attention.Be actively involvedOne of the strongest lessons:Don't assume someone else is watching every detail.Whether it's a renovation, investment, or business venture:

Ask questions.
Visit the project.
Stay informed.
Understand what's happening yourself.

Key Takeaways

Every investment carries uncertainty.
There isn't always one "right" financial decision.
Acceptance is an important part of investing.
Good documentation protects everyone.
Partnerships require communication—not assumptions.
Your intuition deserves a seat at the table alongside financial analysis.
Sometimes the greatest investment is the education you gain.

Memorable Quotes"Sometimes you simply have to accept the loss.""There isn't always a right or wrong decision—there's simply your decision.""Trust the process, but don't assume everyone will make the same decisions you would.""Responsibility is more important than simply staying positive."
Lessons for Real Estate InvestorsMichelle's biggest recommendations include:

Treat every investment as a business.
Create written agreements before work begins.
Define how decisions will be made.
Monitor budgets closely.
Spend time at the project site.
Ask lots of questions.
Talk to multiple experts—not just one.
Stay connected to your original investment goals.
Remember that markets, timelines, and circumstances change.

Topics Discussed

Real estate investing
Property renovation
Investment partnerships
Risk management
Decision-making
Trust and accountability
Money mindset
Financial acceptance
Entrepreneurial lessons
Learning from financial setbacks

Resources MentionedMichelle references previous Money & You episodes featuring experienced real estate investors and encourages listeners interested in investing to explore those expert interviews for additional education and perspective: Episode 197 with Joel Miller, Episode 182 with Laura Pozarny, Episode 176 with Janine Mix, Episode 160 with Jennifer Beeston.She also invites listeners to schedule a complimentary Virtual Coffee Chat through the Limit Free Life website to discuss financial questions or major money decisions.
Connect with Michelle PerkinsIf this episode resonated with you:

Subscribe to Money & You on your favorite podcast platform.
Watch full episodes on the Limit Free Life® YouTube Channel.
Share this episode with someone considering a real estate investment or business partnership.
Leave a rating and review—it helps more people discover the show.

Listener ReflectionBefore making your next major financial decision, ask yourself:

Have I clearly defined my ultimate goal?
Am I making this decision based on my values—or someone else's expectations?
Have I asked enough questions?
Have I balanced trust with appropriate business safeguards?
If circumstances change, am I willing to adjust my plan without viewing it as failure?

Sometimes the most valuable return on an investment isn't measured in dollars—it's measured in wisdom, confidence, and the decisions you'll make differently the next time.
For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!

Join the Limit Free Life® Community & Newsletter:

https://limitfreelife.com/newsletter/

Learn more about Michelle Perkins & Limit Free Life®:
https://limitfreelife.com

Have a money or career question? Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com

Instagram:
@livealimitfreelife

YouTube: The Limit Free Life Channel
https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 231: Money, Marriage & Mental Health: What Therapists See Every Day

Mon, 29 Jun 2026 18:37:24 +0000

Why is talking about money so difficult?For many people, it isn't about math—it’s about fear, shame, childhood beliefs, trauma, trust, and communication.In this powerful episode of Money and You, Michelle Perkins sits down with licensed clinical social worker, psychotherapist, and mental health advocate Bonnie Russo to explore the emotional side of money and why so many intelligent, capable people avoid financial conversations.Together they discuss how our earliest experiences shape our relationship with money, why couples often struggle to communicate about finances, how financial abuse can quietly develop inside relationships, and why avoiding money conversations only creates more stress over time.Whether you're married, single, divorced, or simply trying to feel more confident with money, this conversation offers practical insights and compassionate encouragement to help you move forward.

In This Episode You'll Learn

Why money conversations feel so emotionally charged
How childhood experiences shape your financial beliefs
How financial avoidance quietly grows into resentment
The warning signs of financial control and financial abuse
Why women often underestimate their financial value
How communication—not income—is often the biggest financial challenge
How therapy and financial education can work together
Why your self-talk may be holding you back financially

Key TakeawaysMoney conversations are relationship conversations.Financial disagreements are often rooted in communication, expectations, trust, and unspoken assumptions—not dollars.Avoidance creates more anxiety.The less we look at our finances or talk about them, the more overwhelming they become.Financial confidence is learned.No one is born knowing how to manage money. Financial literacy is a skill anyone can develop.Ask questions—even if they feel uncomfortable.Understanding your finances isn't a sign of distrust. It's an important part of protecting yourself and participating fully in your own life.Self-talk matters.The stories we tell ourselves about money often become self-fulfilling. Replacing "I can't" with "I can't...yet" creates possibility.

Memorable Moments
05:30 — Bonnie explains why so many people avoid money conversations
07:00 — How family beliefs quietly shape financial behavior
12:00 — Financial dependence and the challenges of leaving unhealthy relationships
16:00 — Why financial education creates hope and possibility
19:00 — SMART goals and why vague financial dreams rarely become reality
21:00 — The history of women's financial independence—and why it still matters today
27:00 — How to begin difficult money conversations with your partner
35:00 — Understanding fight, flight, and freeze responses around money
45:00 — The importance of changing your financial self-talk
47:00 — Why adding the word "yet" changes everything

Favorite Quotes
"We talk about relationships all day long—but we avoid talking about money."
"It is okay to ask questions. It is okay to understand your finances."
"People push money down the road until later—and later eventually shows up."
"Nobody taught a lot of people how to adult."
"Your body is talking to you. Listen to what it's trying to tell you."
"Feelings aren't facts."
"It's never too late."

About Bonnie Russo

Bonnie Russo, LCSW-QS, is a licensed clinical social worker, psychotherapist, speaker, advocate, and founder of Papillon Health & Wellness. She is also the founder of Bridges to Wellness, a nonprofit supporting adults, seniors, and veterans through whole-person care.Her work focuses on the intersection of mental health, trauma recovery, financial stability, relationships, and emotional wellness. Bonnie works with individuals and families navigating high-conflict divorce, financial abuse, grief, trauma, career transitions, and life changes while helping clients build resilience and confidence for the future.

For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-
perkins/id1365907575Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!Join the Limit Free Life®

Community & Newsletter:

https://limitfreelife.com/newsletter/Learn more about Michelle Perkins & Limit Free Life®:
https://limitfreelife.com

Have a money or career question? Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com

Instagram: @livealimitfreelife

YouTube: The Limit Free Life Channel
https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 230: The Investor's Secret: Live Like You're Already Retired

Mon, 22 Jun 2026 21:01:46 +0000

In this episode of Money and You, Michelle Perkins welcomes David Stein, host of the popular personal finance podcast Money for the Rest of Us and author of Money for the Rest of Us: 10 Questions to Master Successful Investing.

David brings a rare combination of deep investment expertise and thoughtful philosophy. Before launching his podcast, he served as chief investment strategist and chief portfolio strategist at Fund Evaluation Group, a $33 billion investment advisory firm. Today, he helps individuals become more confident investors through his writing, audio, video, and the Money for the Rest of Us Plus community.

Michelle and David explore a refreshingly grounded way to think about money — not just as numbers in an account, but as one form of life energy, alongside time, talent, relationships, and personal abundance. They discuss why money itself is “made up,” how our consumer culture keeps us chasing more, and why intentional spending can create more satisfaction than endless accumulation.

They also dive into practical investing principles, including why you should never invest in something you can’t explain, why diversification matters, what really drives stock market returns, and why boring, broad-based investing may be much wiser than chasing individual stocks or hot trends.

This episode is a thoughtful blend of money mindset, investment education, and real-life wisdom for anyone who wants more clarity, confidence, and peace around money.

In This Episode, We Discuss:

Why money is only one form of capital
How to define abundance beyond dollars
Why more productivity has not necessarily created more freedom
How intentional spending can increase joy *
How investing stores life energy for the future *
The importance of understanding inflation *
Why you should never invest in something you cannot explain *
What really drives long-term stock market returns *
Why individual stock picking is harder than it looks * The importance of diversification inside a 401(k) *
Why facing your numbers is the first step toward financial control

Key Moments
03:57 – Why money itself is “made up” and abundance is much bigger than money
06:21 – John Maynard Keynes’ prediction about work and abundance
10:45 – Michelle and David discuss intentional spending and quality over quantity
17:13 – David’s investing philosophy and the idea of living like you’re already retired
18:59 – Why investments need to earn more than inflation
19:54 – Never invest in anything you can’t explain
22:22 – What really drives stock market returns
26:11 – The risk of owning too much employer stock
30:51 – The “whole bowl of popcorn” analogy for diversified investing
35:53 – David’s final advice: slow down, understand what you own, and face your numbers “Face the music where you’re at.” — David Stein

About David Stein

David Stein helps individuals become better and more confident investors through his writing, audio, and video. He is the host of the personal finance podcast Money for the Rest of Us, which reaches more than 40,000 listeners per episode and has surpassed 10 million downloads.

David is also the author of Money for the Rest of Us: 10 Questions to Master Successful Investing and provides investment insights and model portfolios to members of the Money for the Rest of Us Plus community. Before launching the podcast, David served as chief investment strategist and chief portfolio strategist at Fund Evaluation Group, LLC, a $33 billion investment advisory firm.

Resources & Links

Money for the Rest of Us: https://moneyfortherestofus.com
Money for the Rest of Us Podcast: https://moneyfortherestofus.com/podcast
Money for the Rest of Us: 10 Questions to Master Successful Investing: https://moneyfortherestofus.com/book
Money for the Rest of Us Plus: https://moneyfortherestofus.com/plus Connect with Michelle Perkins & Limit Free Life®

If you enjoyed this episode, please subscribe, rate, review, and share it with someone who wants to feel more informed, empowered, and intentional with money.

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 229: Building Wealth & Influence Through Books, Podcasts & Personal Branding

Mon, 15 Jun 2026 15:00:02 +0000

What if building wealth isn't really about accumulating more money? In this thought-provoking episode of Money and You, Michelle Perkins welcomes David Stein, former Chief Investment Strategist at a $33 billion investment advisory firm and host of the acclaimed Money for the Rest of Us podcast.

Together they explore a refreshing perspective on money that goes far beyond investment returns. David shares why money is simply one form of capital—not the destination itself—and explains how true abundance comes from intentionally using all of our resources, including our time, relationships, talents, and life energy.

The conversation also dives into practical investing principles, why diversification still works, why chasing individual stocks is usually a losing game, and how slowing down your financial decisions often leads to better outcomes. Whether you're just beginning your investing journey or have been managing your finances for years, this episode offers timeless wisdom for creating both financial confidence and a richer life.

In This Episode You'll Learn

Why money is simply a tool—not the ultimate measure of wealth
* How defining abundance changes your financial decisions
* What the "hedonic treadmill" teaches us about spending
* Why buying fewer, higher-quality items often creates greater satisfaction
* How intentional spending improves both finances and happiness
* David's philosophy of "living like you're already retired"
* Why every investment should beat inflation over time
* How understanding what you own creates financial confidence
* Why facing your financial reality—even when it's uncomfortable—is the beginning of freedom

Key Moments
03:55 – Why money is "made up" and abundance is much bigger than money
06:20 – John Maynard Keynes' prediction about the future of work
08:40 – The hedonic treadmill and why buying more never feels like enough
17:10 – David's investing philosophy: live like you're already retired
26:10 – The hidden risk of owning too much employer stock
29:30 – Why most people shouldn't try to beat professional investors
35:50 – Slow down, understand your investments, and face your numbers

Memorable Quotes

"Money itself is completely made up. It's simply a way to keep score."
"Our life energy, our relationships, and our talents are all forms of capital."
"We can be satisfied with less and actually experience more joy."
"Never invest in anything you can't explain."
"When you buy one stock, you're betting that you know more than everyone else."
"The goal isn't to become the smartest investor in the room. It's to become a confident one."

About David Stein David Stein is the host of the award-winning Money for the Rest of Us podcast, which reaches more than 40,000 listeners per episode and has surpassed 10 million downloads. His work has been featured by The New York Times, Forbes, Chicago Tribune, and U.S. News & World Report. Before founding Money for the Rest of Us, David served as Chief Investment Strategist and Chief Portfolio Strategist for Fund Evaluation Group, a $33 billion investment advisory firm. He is also the author of Money for the Rest of Us: 10 Questions to Master Successful Investing and provides investment education through the Money for the Rest of Us Plus community.

Resources & Links

Money for the Rest of Us: https://moneyfortherestofus.com
Money for the Rest of Us Podcast
Money for the Rest of Us: 10 Questions to Master Successful Investing
Money for the Rest of Us Plus

Community Connect with Michelle Perkins & Limit Free Life® If you're ready to build a healthier relationship with money and create greater financial confidence, you'll find more resources, coaching, and conversations at Limit Free Life®. *

Website: https://limitfreelife.com

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 228: Franchising: The Perfect Hybrid Between Employee and Entrepreneur

Mon, 08 Jun 2026 21:32:40 +0000

In this episode of Money and You, Michelle Perkins sits down with strategic franchise advisor Jeff Shafritz, founder of Franchise Guidance, to explore franchising as a practical and often overlooked path to business ownership.

Jeff has spent more than 30 years in the franchise world, including experience in franchise development, owning and exiting his own fitness franchise, and helping hundreds of executives, investors, and career changers evaluate franchise opportunities. In this conversation, he breaks down what franchising really is, who it’s best suited for, and how to think about it as a potential transition out of corporate life or into a more flexible income stream.

Michelle and Jeff discuss the benefits of buying into an established system, the importance of matching the business model to your strengths and lifestyle goals, and why the “hottest” franchise may not be the best fit for you. They also talk about emerging franchise categories, including wellness, longevity, senior care, fitness, home services, and what Jeff calls “boring businesses” that can be surprisingly strong opportunities.

This episode is especially helpful for anyone who is curious about entrepreneurship but doesn’t necessarily want to build a business from scratch.

In This Episode, We Discuss:

Why franchising can be a hybrid between employment and traditional entrepreneurship
How franchises reduce some of the heavy lifting of starting a business
Why fit matters more than chasing a trendy concept
The difference between established and emerging franchise brands
What types of franchises may work for people who want to keep their day job
Why service-based and “boring” businesses can be powerful opportunities
How AI may change the future of white-collar work and increase demand for hands-on service businesses
How franchisees can eventually sell or exit their business

Key Moments
03:46 – What franchising gives you that starting from scratch does not
08:13 – Why franchise fit matters more than popularity or trends
10:04 – The most important qualities of a successful franchise owner
16:08 – Current franchise categories Jeff finds interesting
17:28 – The appeal of “boring businesses”
19:26 – How AI may impact future business ownership opportunities
23:52 – Hiring, staffing, and leadership in service-based franchises
27:50 – What kind of investment franchising may require
39:35 – Exit strategies and scaling through multiple units

Memorable Quotes
“Franchising is for someone who wants to own their own business but may not have the idea, time, or desire to start something from scratch.” — Jeff Shafritz“
If it’s not a good fit for you operationally, or it doesn’t meet your lifestyle goals, you’re going to be frustrated with the business.” — Jeff Shafritz“
You could take a great operator in an average franchise and have more success than a great franchise with an average operator.” — Jeff Shafritz“
Once you know where you want to go, it’s a lot easier to find the vehicle to help you get there.” — Jeff Shafritz

About Jeff Shafritz

Jeff Shafritz is a strategic franchise advisor and founder of Franchise Guidance. With more than 30 years of experience across the franchise industry, Jeff has worked in franchise development, owned and exited his own fitness franchise, and advised hundreds of executives, investors, and career changers as they explore franchise ownership.Jeff helps people evaluate franchise opportunities based on their goals, strengths, financial parameters, lifestyle needs, and long-term vision — without hype or pressure.

Resources & Links

Connect with Jeff at:

Franchise Guidance: https://www.franchiseguidance.com

Connect with Michelle Perkins & Limit Free Life®For more conversations about money, career, business, mindset, financial empowerment, and building a life with more freedom and intention:

Visit Limit Free Life®: https://limitfreelife.com
Book a Virtual Coffee Chat with Michelle: https://limitfreelife.com
Listen to Money and You on your favorite podcast platform
Watch episodes on the Limit Free Life YouTube channel

If you enjoyed this episode, please subscribe, rate, review, and share it with someone who may be thinking about business ownership, career change, or new ways to create income and independence.

Ep 227: From Chaos to Clarity: Understanding Your Business Finances

Mon, 25 May 2026 15:00:02 +0000

In this episode of Money and You, Michelle Perkins welcomes Walter Miller, founder and owner of Norman Professional Services, for a refreshingly human conversation about accounting, financial literacy, cash flow, and what business owners really need to understand about their numbers.

Walter shares his unusual path from actor and English major to accounting advisor and fractional CFO, and how his background as a teacher and communicator shaped the way he works with entrepreneurs. His firm helps professional service business owners move beyond bookkeeping and tax preparation into true financial clarity.

Michelle and Walter discuss why so many successful business owners still feel embarrassed about what they don’t know, why financial shame keeps people from asking important questions, and how understanding your numbers can become a powerful tool instead of a source of stress.

They also explore practical topics like margins, cash vs. accrual accounting, choosing the right tax accountant, pricing, collections, cash flow problems, owner compensation, and Walter’s powerful “days of cash” metric — a simple way to understand how much financial breathing room your business or household really has.

This episode is especially valuable for entrepreneurs, service providers, and accidental business owners who are ready to stop avoiding their numbers and start using them to make better decisions.In This Episode, We Discuss:

Why many business owners don’t understand their financial statements
The shame and embarrassment that can come with not knowing your numbers
Why successful entrepreneurs may still lack financial literacy
The difference between bookkeeping, tax accounting, and business advisory work
Why business owners should feel comfortable asking basic financial questions
The danger of letting tax strategy drive operational decisions
Why cash flow problems usually come from pricing, collections, spending, or a combination of all three
How to calculate “days of cash”
The emotional side of cash reserves
Why your business is always “talking” to you through its numbers

Key Moments
09:21 – The client story that changed how Walter saw financial education
11:45 – Why business owners need accountants who welcome questions
14:39 – The pressure entrepreneurs feel to pretend everything is going well
19:53 – What good tax accounting service should include
22:07 – Why tax planning should not control operational decisions
24:57 – The three common causes of cash flow problems
29:34 – Walter explains the “days of cash” metric
33:21 – The emotional side of holding too much cash
42:57 – Walter describes his ideal client as the “accidental entrepreneur”
47:16 – What it means when your business is a “teenager”

Memorable Quotes“There was value to be delivered beyond the bookkeeping.” — Walter Miller“There’s a lot of embarrassment, sometimes shame, around what business owners do and do not know.” — Walter Miller“Your business is a really interesting conversation partner.” — Walter Miller“Its language is numbers.” — Walter Miller“We don’t blame a teenager because they have acne. We just say that’s part of being a teenager.” — Walter Miller

About Walter MillerWalter Miller is the founder and owner of Norman Professional Services, an accounting advisory and bookkeeping practice founded in 2004 and named after his beloved dog, Norman.Today, Walter and his team provide bookkeeping, accounting advisory, and fractional CFO guidance to owners of professional service companies who are ready to understand their numbers and grow their businesses. Their mission is to nurture prosperous relationships as trusted teachers, helping business owners become more financially literate and more confident in their decisions.Walter brings more than technical financial skill to his work — he brings a deep commitment to teaching, translating, and helping entrepreneurs understand what their businesses are trying to tell them.

Resources & Links

Norman Professional Services: https://normanprof.com
Connect with Walter Miller on LinkedIn: https://www.linkedin.com

Connect with Michelle Perkins & Limit Free Life®For more conversations about money, mindset, business, career, financial empowerment, and creating a life with more clarity and freedom:

Visit Limit Free Life®: https://limitfreelife.com
Book a Virtual Coffee Chat with Michelle: https://limitfreelife.com
Listen to Money and You on your favorite podcast platform
Watch episodes on the Limit Free Life YouTube channel

If you enjoyed this episode, please subscribe, rate, review, and share it with a business owner who could benefit from understanding their numbers with more confidence and less shame.

Ep 226: The Hidden Truth: About Money, Inflation & Power

Mon, 18 May 2026 21:40:46 +0000

Ep 226: The Hidden Truth: About Money, Inflation & Power

Ep 225: Infinite Banking: The Strategy That Changed My Life

Mon, 11 May 2026 20:52:21 +0000

Ep 225: Infinite Banking: The Strategy That Changed My LifeIn this episode of Money & You, Michelle Perkins speaks with Kish Rao of KKR Wealth Group about the concept of infinite banking and how it can help people rethink the way they use, store, borrow, and build with their money, and how it changed the guest's life forever.

Kish shares his personal story of working long hours in the corporate tech world, commuting for hours each day, and wondering why his income was not translating into the financial freedom he expected. That frustration led him to discover infinite banking — a strategy built around specially designed dividend-paying life insurance policies that can create access, flexibility, and long-term control.

Together, Michelle and Kish explore why this concept can feel confusing at first, why whole life insurance often triggers skepticism, and how shifting the way we think about money may be just as important as shifting where we put our money.In This Episode:
Michelle and Kish discuss:

What infinite banking is — and what it is not
Why Kish says this is a financial strategy, not an investment
How dividend-paying whole life insurance can be used as a personal banking system
Why access, control, and flexibility matter in financial planning
How people use this strategy for cars, college, emergencies, business opportunities, debt, and other life expenses
Why borrowing against the policy is different from withdrawing money
The mindset shift required to think differently about capital
Why Kish introduced this concept to his own family
How fear and confusion can keep people stuck in familiar financial systems

Key Takeaways:
One of the biggest themes in this conversation is control. Kish explains that many people are doing what they were told to do financially, yet still feel trapped by payments, debt, interest, and limited access to their own money and time.

Infinite banking offers a different way to think about money flow. Instead of sending money out and losing access to it, the idea is to build a pool of capital that can continue growing while still being available for use.

Michelle also highlights an important point: financial strategies often require more than information. They require a shift in how we think about money, risk, security, and possibility.

Featured Guest:

Kish Rao helps professionals and entrepreneurs rethink how they use their money so they can create more control, flexibility, and long-term financial growth. After more than three decades in the corporate world, Kish became passionate about helping others understand how money can work more effectively in their lives through infinite banking and capital control strategies.

Resources:

Book: Becoming Your Own Banker by Nelson Nash
KKR Wealth Group podcast resource page:
kkrwealthgroup.com

For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!

Join the Limit Free Life®

Community & Newsletter:

https://limitfreelife.com/newsletter/Learn more about Michelle Perkins & Limit Free Life®:https://limitfreelife.com

Have a money or career question? Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com

Instagram: @livealimitfreelife

YouTube: The Limit Free Life Channelhttps://www.youtube.com/@michelleperkins-limitfreel2446

Ep 224: Preparation for Financial Success: What Most People Miss Part 2

Mon, 27 Apr 2026 15:00:02 +0000

In this follow-up solo episode of Money and You, Michelle continues the conversation about financial preparedness and readiness—but this time focuses on the practical side of preparing for financial success.Following Part 1’s deep dive into mindset, identity, and emotional readiness, Michelle explores the daily habits, financial systems, and practical decisions that help reduce anxiety, build stability, and create long-term financial confidence.This episode is a grounded and compassionate reminder that financial well-being doesn’t come from perfection. It comes from awareness, consistency, preparation, and creating systems that support your future self.Michelle discusses why so many people avoid their money, how emotional overwhelm affects decision-making, and the simple actions that can dramatically improve your financial clarity and confidence over time.If you’ve been feeling overwhelmed, behind, disorganized, or unsure where to begin financially, this episode offers a calmer, more empowering way to approach money.In This Episode, Michelle Covers:

Why mindset and practical action must work together
How financial preparation creates emotional calm
The importance of knowing your numbers
Why avoidance is often the real source of money anxiety
Building a spending plan instead of “random spending”
Starting small with saving and financial habits
Creating systems that reduce decision fatigue
Using automation to simplify money management
Why stability should come before growth
Emotional overwhelm, consumer culture, and impulse spending
Flexibility, resilience, and adapting when life happens
The importance of asking better financial questions

Key TakeawaysPreparation Creates ConfidenceThe more prepared you are financially, the calmer and more capable you feel when opportunities or challenges arise.Know Your Numbers Without DramaYour numbers are information—not a judgment of your worth.Small Consistent Actions MatterFinancial stability is often built through small habits repeated consistently over time.Avoidance Fuels AnxietyMuch of the stress people feel about money comes from not looking at it directly.Stability Comes Before ExpansionEmergency savings, debt reduction, and organization create the foundation for future growth.Memorable Quotes from the Episode“You don’t necessarily need more money first. You need to prepare yourself for more money.”“Numbers always tell a story.”“We get very melodramatic with our money.”“It doesn’t actually matter as much that you’re not where you want to be yet. What matters is that you’ve got the steering wheel.”“Most of our anxiety around money simply comes from avoiding it.”Timestamps

1:38 — Recap of Part 1: mindset and emotional preparedness
5:44 — Why practical financial preparation matters
7:59 — The importance of starting now
9:31 — Know your numbers without emotional drama
12:59 — The core financial numbers everyone should know
14:48 — Why avoiding money creates anxiety
16:50 — Creating a true spending plan
19:20 — Why stability comes before growth
21:15 — Reducing financial decision fatigue
24:16 — Automating savings and debt payments
25:24 — Planning for real life and unexpected events
27:10 — Preparing yourself to receive more money

Resources & Mentions

Michelle’s Vision Workbook: Link
Money preparedness worksheets mentioned in the episode: https://limitfreelife.com/wp-content/uploads/2026/04/LFL-Financial-Prep-Guidelines.png
Limit Free Life®
Book a Free Virtual Coffee Chat with Michelle

Connect with Michelle PerkinsFor more conversations about money mindset, financial confidence, practical money strategies, and building a healthier relationship with money: Subscribe to Money and You Limit Free Life® Website
Join the Newsletter & Community
Michelle M. Perkins MBA on LinkedIn
Instagram @livealimitfreelifeIf this episode helped you, share it with someone who may be feeling stressed, overwhelmed, or avoidant around money. Sometimes one conversation can completely shift the way we approach our financial lives.

Ep 223: Preparation for Financial Success: What Most People Miss Part 1

Tue, 21 Apr 2026 15:44:07 +0000

In this solo episode of Money and You, Michelle explores a powerful but often overlooked concept: preparation. Not just practical preparation with budgets, investing, or financial planning—but the emotional and mental preparation required to receive greater financial success.Inspired by the book How to Get Anything You Want, by Elsie Lincoln Benedict, Michelle dives into the connection between financial identity, mindset, readiness, and the opportunities we’re able to recognize and receive.Many people say they want more money, greater success, or financial freedom, but unknowingly remain emotionally unprepared for those outcomes. In this episode, Michelle explains how limiting beliefs, avoidance, fear, and negative self-talk quietly shape financial decisions—and how shifting your preparation can begin changing your financial reality.She also shares personal examples from her own business growth, discusses how preparation creates opportunity, and introduces practical ways to strengthen both your financial mindset and your financial structure.If you’ve ever thought:

“I’m not good with money.”
“I’m not ready yet.”
“I’ll deal with it later.”
“I can’t afford that.”

…this conversation may completely change the way you think about financial growth and readiness.In This Episode, Michelle Discusses:

Why preparation is essential for financial success
The difference between practical readiness and emotional readiness
How your financial identity affects your outcomes
The subconscious thoughts that block money growth
Why waiting to “feel ready” often creates procrastination
How preparation allows you to recognize and act on opportunities
The importance of financial literacy and awareness
Shifting negative money self-talk and limiting beliefs
Increasing your emotional capacity to receive more wealth
Why avoidance sends powerful signals about your relationship with money

Key Takeaways:Preparation Creates OpportunityFinancial success often requires preparation before the opportunity arrives—not after.Your Financial Identity MattersThe stories you tell yourself about money shape your decisions, behaviors, and outcomes.Awareness Is the First ShiftNoticing your thoughts, fears, and patterns around money is the beginning of transformation.Practical + Mindset Work Must Work TogetherBudgets, investing, saving, and planning matter—but mindset determines whether you sustain them.Memorable Quotes from the Episode“You don’t rise to the occasion. You fall to your preparation.”“We have to prepare so we can receive opportunities when they show up.”“If you are avoiding your money, you’re sending a message that you don’t really want to deal with it.”“Preparation is readiness.”Timestamps

3:37 — Why preparation matters more than most people realize
5:25 — Clarifying what financial success actually means to you
8:06 — Preparing for money before it arrives
9:55 — The balance between mindset and practical preparation
11:00 — Becoming aware of limiting thoughts and emotional reactions
15:44 — Your financial identity and self-perception
18:21 — Practical ways to build trust with yourself around money
21:41 — What you attract and what you’re prepared to receive
23:28 — Catching negative money language in real time
24:37 — Preview of next week’s Part 2 episode

Resources:

How to Get Anything You Want
Michelle’s Vision Workbook, Get it here:
Limit Free Life®
Book a Virtual Coffee Chat with Michelle

Connect with Michelle PerkinsFor more conversations about money mindset, financial confidence, practical money strategies, and creating a healthier relationship with money: Subscribe to the Money and You Podcast or watch on her YouTube Channel - Limit Free Life. Limit Free Life® Website
Join the Newsletter & Community
Michelle M. Perkins MBA on LinkedIn
Instagram @livealimitfreelifeIf this episode resonated with you, please share it with someone who could use a healthier, more empowered relationship with money. Reviews and shares help more people discover the show.

Ep 222: College Funding Secrets and Strategy: Tax Hacks, Scholarships & Hidden Discounts

Mon, 13 Apr 2026 23:43:48 +0000

This episode of The Money and You Show dives deep into the hidden strategies of college funding with college funding financial expert Brian S. Eyster. The conversation reveals that paying for college isn’t just about saving—it’s about strategic planning, tax positioning, and negotiation.Brian challenges common assumptions around tools like 529 plans, exposes how colleges actually price tuition, and explains how families—regardless of income—can reduce costs dramatically. He emphasizes that most families either overpay or under-plan, often due to lack of knowledge, not lack of resources.The biggest takeaway: college funding is a strategy game—and those who understand the rules win.Brian is the founder of The Grad Process, a system designed to help families fund college intelligently while protecting their long-term financial stability and retirement goals. Drawing from both professional expertise and his own experience navigating college planning for his daughters, Brian shares practical insights into 529 plans, FAFSA strategy, tax positioning, negotiating with universities, scholarships, grants, and why timing matters more than most people realize.This conversation goes far beyond traditional college savings advice. Michelle and Brian discuss:

Why many parents feel overwhelmed and avoid college planning
The truth about 529 plans and their limitations
How some families dramatically reduce college costs
Why extending tax returns may help with financial aid strategy
FAFSA vs. CSS Profile
Negotiating financial aid offers with schools
Tax strategies business owners should know
The emotional side of college planning and money shame
Why financial guidance in this area can create enormous long-term savings

Brian also explains how he helped reduce his daughter’s college costs from a $68,000 annual sticker price to roughly $11,000 per year through strategic planning and negotiation.If college funding feels confusing, stressful, or financially intimidating, this episode offers both practical guidance and reassurance that there are more options than most families realize.In This Episode We Covered:

College financial planning
Paying for college strategically
FAFSA explained
CSS Profile explained
529 plans
College scholarships and grants
Negotiating college tuition
Tax strategies for college funding
Student loans
Business owner tax strategies
Financial aid planning
College planning for parents
Retirement vs. college funding

Key Takeaways

College sticker prices are often negotiable.
Many private colleges discount tuition significantly.
529 plans can be useful — but they are not always the best or only strategy.
Tax planning timing can impact financial aid opportunities.
Parents should not assume they “make too much” to qualify for aid or discounts.
Shame and avoidance often prevent families from exploring better options.

Memorable Quotes“Do not confuse the objective with the method.” — Brian Eyster.“The average discount for a private school is 56%.” — Brian Eyster.“Most people don’t know where to start. They’re embarrassed. Don’t be.” —Brian Eyster.“There are always options.” — Brian Eyster.What Michelle Shares in This Episode

Her own experience saving for her children’s education
Navigating a son returning to college later in life
Why parents often delay or avoid college planning conversations
The emotional stress and shame many families feel around money and education costs

Learn more about Brian Eyster. and his college funding strategies:

Essential Strategies Website: https://essentialstrategies.net

Timestamps

01:40 — Why Michelle wanted to cover college finances on the show
02:45 — Meet Brian Eister and The Grad Process
05:45 — What families are feeling when college planning begins
07:30 — Why Brian spent years mastering college funding strategies
10:40 — How Brian reduced a $68,000 college bill to $11,000
15:15 — The truth about 529 plans
18:00 — Why Brian challenges traditional 529 advice
24:00 — Why extending tax returns can matter for college planning
28:45 — FAFSA timing and tax return strategy
33:00 — State reciprocity and changing 529 rules
35:00 — Using 529 plans to pay student loans strategically
38:00 — Why college offers are often negotiable
41:00 — How families can negotiate tuition offers
46:00 — Subsidized loans and misunderstood financial aid opportunities
48:30 — The emotional side of college planning and money shame
52:00 — How to connect with Brian and learn more ________________________________________

For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast:

Limit Free Life Website
Join the Newsletter Community
Book a Virtual Coffee Chat
Michelle M. Perkins MBA on LinkedIn
Limit Free Life Instagram - @livealimitfreelife

Please rate, review, and share the show with friends and family navigating college planning, financial decisions, and building a more confident relationship with money.

Ep 221: The Energy of Money: How Alignment Creates Money Flow

Mon, 30 Mar 2026 15:00:02 +0000

In this solo episode of Money and You, Michelle Perkins explores a powerful concept that has recently shifted the way she thinks about money, success, and personal growth: alignment.After a conversation with an energy alignment coach, Michelle began looking at money through a new lens — not just from a practical or strategic standpoint, or even mindset, but from an energetic and emotional one. In this episode, she unpacks what “money alignment” really means and why it may be the missing piece between setting financial goals and actually achieving them.Michelle shares how misalignment can quietly show up in:

The way we think about wealthy people
Our spending habits and financial decisions
The disconnect between our goals and our beliefs
Fear-based or impulsive money behaviors
Trying to build a life based on what others want instead of what truly matters to us

Drawing from both her background as a former CPA and corporate finance executive and her years of coaching around money mindset, Michelle explains why financial success is about much more than budgets, investing, or strategy alone.This episode is an invitation to become more intentional, self-aware, and aligned with your values, your purpose, and the kind of life you truly want to create.In This Episode We Covered:

Money alignment
Financial mindset
Relationship with money
Energetic alignment and finances
Values-based spending
Intentional financial decisions
Wealth and purpose
Fear-based spending
Financial self-awareness
Journaling and money habits
Vision setting with AI tools
Personal growth and money

Key Takeaways

Your financial decisions are deeply connected to your beliefs and emotions.
Misalignment often happens when your goals and your internal beliefs conflict.
Wealth and purpose are not opposites — they can support one another.
Intentional spending creates more clarity, fulfillment, and financial flow.
You cannot fully compartmentalize your personal life, business life, and financial life — the energy flows through all of them.

Memorable Quotes“Nothing works that well unless you have a really good relationship with your money.”“If your intentions are here, but your thinking is taking you over there… you’re going to miss.”“A purpose-driven life requires resources.”“You can be you and still have a lot of money.”Mentioned in This EpisodeMichelle references a Vision Prompting Workbook designed to help listeners:

Clarify their vision
Explore their goals and values
Use AI tools to help organize and summarize their ideas
Align business and personal goals more intentionally

The workbook link is included here: Timestamps

02:20 — What “alignment” actually means financially and emotionally
03:10 — The importance of self-awareness and money habits
04:00 — Why mindset matters more than financial knowledge alone
06:45 — Alignment between your values, goals, and money decisions
07:50 — How negative beliefs about wealthy people create misalignment
10:50 — Journaling prompts to uncover money misalignment
11:15 — Using AI to help create a life vision
13:00 — Limiting beliefs that block financial growth
14:25 — Values-based spending and intentional money choices
16:40 — Moving away from impulsive and fear-based financial decisions
18:00 — Why wealth can support a purpose-driven life

For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast:

Limit Free Life Website
Join the Newsletter Community
Book a Virtual Coffee Chat
Michelle M. Perkins MBA on LinkedIn
Limit Free Life Instagram- @livealimitfreelife

Please rate, review, and share the show with friends and family who want to feel more confident, intentional, and empowered in their financial lives.

Ep 220: The Million Dollar Mistake Most Investors Don’t Even Know They’re Making

Tue, 24 Mar 2026 15:48:36 +0000

In this episode of Money and You, Michelle Perkins sits down with international bestselling author and investing educator Robert Rolih to break down investing in a way that actually makes sense.Robert shares the painful financial loss that changed the course of his life after trusting advisors and investment products that quietly drained his wealth through hidden fees and risky strategies. That experience launched a deep journey into financial literacy, investing, and long-term wealth building that has now helped thousands of investors across more than 70 countries.Together, Michelle and Robert discuss:

The hidden danger of investment fees
Why ETFs are often a smarter choice than high-fee mutual funds
How emotions and “herd mentality” impact investing decisions
The psychology behind buying when others are fearful
How AI tools like ChatGPT can help investors ask smarter questions
Bitcoin, gold, diversification, and long-term investing strategy
Why simplicity often outperforms complexity in investing

Robert also shares one of the most powerful lessons from his book:“Love risk when making money. Hate risk when investing money.”If investing has ever felt overwhelming, intimidating, or overly complicated, this conversation will help simplify the fundamentals and empower you to think more clearly about building wealth over time.In This Episode We Covered:

Financial literacy
Investment fees explained
ETFs vs. mutual funds
Long-term investing
Bitcoin investing
Investing psychology
Fear & greed in the market
AI and personal finance
Diversification strategies
Wealth building fundamentals

Memorable Quotes“Our brains are not built to understand the long-term effect of small fees that compound every year.” — Robert Rolih“People are drawn to the next shiny object in investing.” — Robert Rolih“Love risk when making money. Hate risk when investing money.” — Robert RolihResources & LinksLearn more about Robert Rolih and access his free investing masterclass:

Robert Rolih Official Website
The Million Dollar Decision on Amazon

Timestamps

07:00 — Robert shares how he lost most of his money trusting advisors
09:00 — The Brian Tracy conversation that changed everything
12:30 — The hidden danger of investment fees
14:50 — ETFs vs. mutual funds explained simply
18:45 — Using AI tools to understand your investments
26:30 — Herd mentality and emotional investing decisions
29:00 — Robert’s Bitcoin investing strategy
33:45 — Why ETFs are enough for most investors
35:45 — Gold, Bitcoin, bonds, and portfolio balance
39:15 — Why fear in the market can create opportunity
41:50 — Robert’s most important investing philosophy

For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast or to the Limit Free Life YouTube Channel:

Limit Free Life Website
Join the Newsletter Community
Book a Virtual Coffee Chat
Michelle M. Perkins MBA on LinkedIn
Limit Free Life Instagram: @Livealimitfreelife

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives.

Ep 219: “Confidence, Courage, and Cash Flow: The Mindset That Changes Everything”

Mon, 16 Mar 2026 21:22:08 +0000

In this deeply inspiring episode of Money and You, Michelle welcomes back international speaker, mindset coach, bestselling author, and “Courage Giver” RJ Jackson, for a heartfelt conversation about courage, confidence, identity, and the emotional side of money.

RJ shares powerful wisdom about how our experiences shape our beliefs, why so many people tie their worth to their bank accounts, and how courage is something we build — not something we’re simply born with.

Together, Michelle and RJ explore the connection between money and identity, the impact of our words and self-talk, the dangers of comparison culture, and why surrounding yourself with supportive community can completely change the trajectory of your life.

RJ also vulnerably shares the story of a devastating car accident that left her with a traumatic brain injury and unable to speak after years of traveling the world as a renowned speaker. Her journey of rebuilding her confidence, purpose, and life became a living example of what she now teaches others: how to “see beyond the wreck.”

This episode is a reminder that your experiences do not define your future, your value is not tied to your finances, and it’s never too late to make a new decision about who you want to become.

In This Episode, We Cover:

Why courage is essential when it comes to money and life decisions
The difference between an excuse and an experience
How environment and upbringing shape our money beliefs
Why social media fuels comparison and insecurity
The connection between confidence and identity
The importance of watching the words we speak about ourselves
How RJ rebuilt her life after a devastating accident
Why community and support matter so much during difficult seasons
Investing in yourself versus tying your worth to material things
How to stop letting money define your identity

Memorable Moments & Quotes

“You don’t have to live where you’re dying, and you don’t have to die where you’re living.” — RJ Jackson“
It’s not an excuse — it’s an experience.” — RJ Jackson“You have everything you need in order to succeed. You’re just not sure how to use it.” — RJ Jackson“
The dog that I feed the most is going to win.” — RJ Jackson“
Your bank account is not your identity.” — Michelle Perkins

Timestamps:
01:39 – Welcoming back RJ Jackson, “The Courage Giver”
05:00 – Why courage matters in money and life
08:45 – Experiences vs. excuses
11:07 – The power of words and self-talk
14:00 – “The dog you feed the most will win”
18:50 – Social media, comparison, and confidence
22:30 – RJ shares her life-changing accident story
26:30 – Choosing to “see beyond the wreck”
29:20 – Why community matters
32:00 – Untangling money from identity
33:45 – Investing in yourself and your future
39:30 – Final encouragement and closing thoughts

RJ Jackson is an award-winning international speaker, executive mindset coach, bestselling author, and certified facilitator in anger management, conflict resolution, and world-class relationships. Known worldwide as “The Courage Giver,” she helps individuals and organizations live with greater clarity, confidence, and courage so they can lead with integrity and create meaningful impact.

Learn more about RJ and her free women’s community, “Her House,” at The Courage Giver

For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: Apple Podcasts - Money and You with Michelle Perkins

Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!Join the Limit Free Life® Community & Newsletter:

Limit Free Life® NewsletterLearn more about Michelle Perkins & Limit Free Life®:
Limit Free Life® Have a money or career question? Book a free virtual coffee chat with Michelle:
Virtual Coffee Chat Booking Instagram:
@livealimitfreelife YouTube: The Limit Free Life Channel
Limit Free Life YouTube Channel

Ep 218: “Overthinking holds you back. Action moves you forward.”

Mon, 09 Mar 2026 20:26:29 +0000

Overthinking holds you back. Action moves you forward.In this solo episode of Money & You, Michelle Perkins explores how overthinking quietly keeps people stuck financially — even when they believe they’re being careful, responsible, or “doing their research.”If you’ve ever delayed calling a financial advisor, avoided looking at your numbers, postponed opening an investment account, or told yourself you need to learn more before taking action, this episode is for you.Michelle shares why overthinking often becomes a sophisticated form of avoidance, how fear and self-doubt influence financial behavior, and why small actions create far more momentum than endless analysis.This episode is a reminder that confidence with money doesn’t come from knowing everything first. It comes from moving forward.In This Episode

The hidden financial cost of overthinking
Why waiting for the “perfect plan” keeps people stuck
How fear disguises itself as responsibility
The difference between learning and avoiding
Why emotions drive financial decisions
How to create meaningful financial goals
Small actions that build confidence and momentum
Why your relationship with money needs regular attention

Episode Timestamps
00:00 – Why overthinking quietly costs us money
04:00 – The danger of waiting for the “perfect” financial plan
09:30 – Information overload, fear, and avoidance
14:00 – Why emotions drive financial decisions
18:30 – Creating clear financial goals and taking action
23:00 – Building a healthier relationship with money
27:00 – Final thoughts and your next step“

Thinking gets us pretty far. Learning gets us pretty far. But overthinking costs us money.”

Key Takeaways

Overthinking often disguises itself as responsibility. At some point, more thinking stops helping and starts delaying progress.
You do not need a perfect financial plan to begin: Confidence comes from movement, not from knowing everything in advance.
Small financial actions create momentum: One phone call, one account, one conversation, or one decision can begin changing your relationship with money

A Question to Take With YouWhere am I using “I need to think about it more” as a reason not to take the next step with my money?That question alone can reveal a lot.

Your Next StepChoose one financial action you’ve been delaying and do it this week.

Not perfectly.
Not completely.
Just intentionally.

Movement builds confidence.

Michelle’s Invitation

If you have a money or career question you’ve been overthinking, Michelle offers a free virtual coffee chat — a casual, no-pressure 20-minute conversation where you can bring one thing you’re wrestling with and talk it through.

No judgment. No jargon. No sales pitch. Just clarity, ease, and a real conversation.

Book your free virtual coffee chat: https://limitfreelife.com/booking/

Connect With Michelle

If this episode resonated with you, share it with someone who may need encouragement around money, confidence, or taking the next step financially.

Join the Limit Free Life® newsletter community:

https://limitfreelife.com/newsletterLearn more about Michelle and Limit Free Life®:
https://limitfreelife.comConnect with Michelle:
Instagram: @livealimitfreelife
LinkedIn: Michelle M. Perkins MBA
YouTube: The Limit Free Life Channel:https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 Income

Mon, 02 Mar 2026 23:15:25 +0000

Episode 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 Income
In this podcast, Michelle hosted Justin Allan Montgomery, the founder of ProCourseStart and a provenexpert in turning professional expertise into scalable, high-margin continuing education businesses. A former nurse practitioner, Justin built and scaled The Elite Nurse Practitioner, an 8-figure educationplatform, giving him firsthand experience in what works—and what doesn’t.

Known for his blunt, no-nonsense style, Justin now teaches doctors, therapists, attorneys, chiropractors, and other credentialed professionals how to create real passive income without the marketing gimmicks. Through his blueprint and mastermind, he empowers others to build trust-based businesses that don’t depend on social media algorithms or influencer status. If you’re tired of the noise and want a straight path to monetizing your knowledge, Justin’s your guy.

We discussed the journey of transitioning from traditional employment to entrepreneurship, focusing on creating passive income through online courses. Justin shares insights about his experience making $200,000 a year but feeling tied to his job. He emphasizes the importance of developing a business that allows for financial freedom and the ability to impact others positively. The conversation highlights the challenges and strategies involved in building a course business, including the necessity of a clear value proposition and the effort required to maintain it. The discussion also touches on the speaker's evolution from creating content for nurse practitioners to diversifying into courses on tax reduction and asset protection. This episode is significant as it provides practical advice for aspiring entrepreneurs, illustrating the potential of course creation as a viable path to financial independence. The conversation reflects contemporary trends in entrepreneurship and the use of technology in business development.

00:01 - From time for $$’s to passive income
14:38 - Launching a course business
22:28 - Diversifying course offerings
31:07 - Building a course business
36:21 - Setting realistic business goals

Justin began by producing content targeted at other nurse practitioners, focusing on helping them start their own practices, and later decided to consolidate this knowledge into a course format.After creating around 20 courses, the speaker found it challenging to come up with new ideas and had to think creatively about additional topics that would still be relevant to their audience. expectations, suggesting that they should start with modest goals rather than aiming for an eight-figure business immediately.

Check out his brilliance if you have any interest in earning passive income by using your current expertise to teach others. https://procoursestart.com/

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Ep 216: Should You Really Take Social Security at 62? The Truth Behind the Numbers

Mon, 23 Feb 2026 22:10:26 +0000

In this episode of the Money & You Show, financial planners Russ Gaiser and Mike Hoeflich help couples transform Social Security from a risky guess into a strategic asset. They co-authored the #1bestseller “Beyond Break Even: The Essential Guide to Social Security Optimization” and lead Retirement Income HQ of America, where they build math-backed income plans that coordinate benefits, taxes, and portfolios.

Together, they teach national workshops and consult one-to-one, focusing on survivor protection, tax efficiency, and sequencing risk in retirement. Russ brings an MBA, the CFP® mark, and CSSCS expertise. Mike holds an MBA, the CSSCS and CLTC credentials, and has educatedthousands through workshops and radio. Their approach is simple andrigorous: lower the lifetime cost of retirement, safeguard the widow or widower, and turn anxiety into clarity.

They shared insights from their extensive experience in financial planning. They noted that many individuals lack awareness of how to effectively manage their wealth and Social Security benefits, leading to potential financial strain in retirement. The episode underscored the necessity of personalized planning and education regarding Social Security options, particularly for those who may not have a clear understanding of their entitlements. This conversation is vital as it aims to empower listeners with knowledge to make informed decisions about their retirement income strategies.

00:01 - Introduction to social security
11:13 - Understanding social security benefits
23:29 - Evaluating retirement income needs
31:21 - Wealth distribution strategies
40:56 - Navigating survivor benefits
46:02 - Resources for retirement planning

The hosts emphasize that claiming Social Security should not be seen as an obligation upon reaching eligibility but rather as a decision that requires careful consideration of various factors, including long-term financial planning.

Social Security optimization refers to the strategic approach of determining the best time to claim Social Security benefits to maximize income over a retiree's lifetime, taking into account factors like inflation and the financial needs of surviving spouses.

Many financial advisors may lack knowledge about Social Security claiming strategies and may hesitate to advise clients to spend down their wealth while waiting to claim benefits, which can lead to suboptimal financial decisions.

Key Takeaways:

Timing Matters: Claiming Social Security at the right time can lead to significantly higher benefits over time.
- Personalized Planning: Each individual's financial situation is unique; a tailored approach is essential for effective retirement planning.
- Understanding Benefits: Many people are unaware of the various benefits available to them, including those related to widowhood and divorce.

Consultation Services: Russ and Mike offer complimentary consultations to help individuals navigate their Social Security options and retirement planning. https://incomeplanhq.com/contact/

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Ep 215: Give Now, Decide Later? The Power of Donor Advised Funds

Mon, 16 Feb 2026 19:54:43 +0000

In this podcast episode, Michelle speaks with Canadian founder and CEO of Charitable Impact, an online giving platform to develop, navigate, and carry out one’s charitable goals in a unique and surprising way. John Bromley’s visionary leadership and innovation have indelibly reshaped the charitable sector in Canada and the options are available in the US as well.

Bromley’s career began in corporate finance, but a pivot into charity law revealed the obstacles standing in the way of charitable giving in Canada. Motivated to make giving more accessible and participatory, he founded Charitable Impact. He’s been challenging the status quo, and advocating for greater access, education, and dialogue ever since. Charitable Impact has proudly facilitated more than $1.5 billion in donations and is helping tens of thousands of Canadians discover their innate generosity, pursue their vision for change, and transform their giving habits. John is a two-time TEDx speaker, a Business in Vancouver Forty Under 40 winner, a soccer coach, and a doting father of two kids.

Michelle and John discussed the importance of engaging in charitable giving, regardless of one's financial status, emphasizing that individuals can start giving even with small amounts. John shared insights from his background, including his father's influence as a pioneer in charity law in Canada, and highlighted the concept of donor-advised funds (DAFs) as a practical tool for facilitating charitable contributions.

Focusing on how DAFs allow individuals to create a giving account, receive immediate tax benefits, and plan their charitable donations over time. This approach encourages people to overcome the "intention gap"—the disparity between the desire to give and actual giving behavior.

The discussion promotes a proactive attitude towards philanthropy, suggesting that anyone can contribute to societal change, fostering a culture of generosity and community involvement, while also reaping immediate tax benefits. The episode ultimately aims to inspire listeners to integrate charitable giving into their lives, regardless of their financial situation.

00:01 - Engaging in philanthropy early
09:41 - Understanding donor advised funds
20:52 - Bridging the intention gap
32:50 - Entrepreneurial attitude in giving
42:23 - Emotional decisions in charity

The intention gap refers to the discrepancy between what individuals intend to do regarding charitable giving and what they actually accomplish. The podcast highlights how many people have a desire to be charitable but struggle to take action. Tools like donor advised funds can help bridge this gap by providing a structured way to commit to giving.

Emotional decision-making is significant in charitable giving, as individuals often feel compelled to give without a structured approach. The podcast suggests that by using tools like donor advised funds, donors can make more intentional and thoughtful contributions, rather than giving sporadically based on emotional impulses.

The guest advocates for an entrepreneurial attitude towards giving, emphasizing that it's not about the amount donated but rather the act of starting to give. They compare the journey of becoming a donor to that of an entrepreneur, highlighting the importance of taking initiative and making charitable contributions a regular part of one's life, regardless of financial status.

Key Takeaways:

DAFs as a Tool for Giving:Donor advised funds provide a structured way to manage charitable contributions while offering immediate tax benefits.
- Charitable Giving is Accessible: Anyone can start giving, regardless of their financial situation. Small contributions can lead to significant impact over time.
- Action Over Intention: Taking action towards charitable giving can bridge the intention gap and lead to a more fulfilling life.
- Community Engagement: Contributing to local organizations and causes fosters a sense of community and personal responsibility.

John recently launched a new product called Charitable Allowance. It's a great tool to help kids learn about charitable giving and practice generosity. It provides a hands-on experience for children to explore charitable giving with their own giving account.

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Ep 214: Why Financial Literacy Is a Social Justice Issue

Mon, 09 Feb 2026 14:59:48 +0000

In this podcast episode of "Money & You," host Michelle Perkins discusses financial literacy and empowerment, particularly for women, with guest Irene Kelly, a bilingual financial educator and investment advisor. Irene's experience as a Latina woman and her work with WEV, which focuses on economic and gender equity, shapes her commitment to addressing financial education through a lens of inclusivity and empowerment.

The episode underscores the importance of addressing financial education early, advocating for a shift from a scarcity to an abundance mindset. Irene notes that participants in their programs often experience a sense of agency and liberation as they confront their financial pasts and learn to navigate the financial system. The discussion also touches on the need for trauma-informed financial education and the role of community support in fostering financial empowerment.

This episode aims to dismantle financial taboos and promote inclusive financial education, ultimately helping individuals take control of their financial futures.

00:01 - Introduction to financial mindset
05:42 - Healing financial trauma
17:15 - Building wealth through support
28:35 - Empowerment and community growth
34:59 - Understanding credit basics
45:34 - Resources for financial empowerment

The podcast emphasizes starting financial education with mindset and personal financial history rather than conventional banking formulas, aiming to heal past financial traumas before moving on to practical financial skills.

Participants in WEV often struggle with feelings of discomfort around money conversations, limited financial literacy, and the need for support systems, which can hinder their ability to take proactive steps in their financial empowerment.

Community is portrayed as a vital support system that fosters openness and curiosity, helping individuals feel empowered to take charge of their financial paths and encouraging them to engage in meaningful money conversations.

Key Takeaways:

Mindset Matters: Your relationship with money is foundational to your financial success. Healing past financial wounds can lead to a more empowered future.
- Curiosity and Openness: Approaching financial education with curiosity leads to greater understanding and empowerment.
- Community Support: Engaging with a community can provide the necessary support and encouragement to take charge of your financial journey.
- Credit is one of our most powerful tools for building wealth: Deep dive into the challenges and opportunities around credit.
- Invest in Yourself: Seeking expert help and investing in financial education is crucial for long-term financial health and well-being.

WEV offers virtual, free credit building and other financial empowerment courses as well as other resources - reach out to WEV at: https://www.wevonline.org/financial-empowerment/
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Ep 213: How to Have Time Freedom Before Retirement and Financial Independence

Mon, 02 Feb 2026 22:55:46 +0000

In the podcast episode of "Money & You," host Michelle Perkins and her guest, Brian Herriot (author, speaker, business coach and financial advisor), discuss how to emphasize the pursuit of time freedom even before financial independence. We typically hear that financial freedom brings us time freedom. What if we flip that script? Our guest suggested that a fulfilling work-life balance earlier can lead to better financial outcomes later, while enhancing your life now. The speakers explore how entrepreneurial skills can help individuals navigate their financial situations and the significance of understanding one's money personality.

They highlight the generational shift in attitudes towards work, with younger individuals seeking autonomy and flexibility in their careers. The episode underscores the need for practical financial planning and the importance of making proactive decisions about one's career and finances. This discussion is crucial as it addresses common financial obstacles and encourages listeners to rethink their approach to money and work, ultimately aiming for a more fulfilling life.

00:01 - Mindset and money connection
09:16 - Deciding to pursue freedom first
20:28 - Understanding money personalities
32:20 - Generational perspectives on work
37:50 - Book insights and resources

The host suggests that individuals should prioritize achieving time freedom first, as it can lead to financial freedom, rather than solely focusing on financial independence as a distant goal.

The podcast highlights that many entrepreneurial individuals enjoy their work and may not have a clear plan for retirement activities, suggesting that they should explore different lifestyles and interests before fully retiring. Money personalities refer to the different ways individuals relate to and manage money. They emphasize the importance of understanding one's money personality to improve financial habits and make informed decisions.

Key Takeaways:
Decision-Making:Making a conscious decision to pursue time freedom can lead to new opportunities and ideas.
Work and Passion:Finding work that you love and making it great can enhance overall satisfaction and financial success.Financial Awareness:
Understanding your money personality can help you manage finances better and avoid pitfalls.
Planning for Retirement:  It's essential to have a plan for what you want to do in retirement, rather than just focusing on financial accumulation.

Contact Brian: Listeners are encouraged to visit http://timefreedombook.com to learn more about Brian and to purchase books.

Use the code "Michelle" for a special offer on the audiobook.
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Ep 212: Money, Cycles & Success: A New Way for Women to Build Wealth

Mon, 26 Jan 2026 19:01:19 +0000

In the podcast episode of "Money & You," host Michelle Perkins engages with entrepreneur and coach Katrina van Oudheusden, former chef and now CEO of Truth Bomb Marketing. Katrina focuses on the unique challenges faced by female entrepreneurs. The discussion centers on the physiological, hormonal, and emotional differences between men and women in business, particularly regarding productivity and financial management. Katrina emphasizes the importance of understanding women's rhythms and how they impact business operations, advocating for a shift in mindset towards productivity that aligns with women's energy cycles.

The conversation highlights the need for women to feel safe in their business environments and to prioritize self-care and intention over traditional goal-setting. Katrina introduces her program, "Create Her Business Rewire," aimed at helping women design marketing strategies that resonate with their experiences.

This episode is significant as it addresses the often-overlooked aspects of women's experiences in entrepreneurship, advocating for a more supportive and understanding approach to business that acknowledges their unique needs. The insights shared aim to empower women to thrive in their businesses while fostering a healthier relationship with money.

00:01 - Mindset and money connection
05:56 - Women in business dynamics
15:25 - Understanding women's energy cycles
25:00 - Planning for safety and success
36:58 - Financial structure essentials
42:26 - Automating financial strategies

How does Katrina suggest women can improve their productivity in business?Katrina suggests that women should align their tasks with their energy cycles, particularly their infradian rhythm, which affects their productivity throughout the month. By planning tasks according to their energy levels, women can work more effectively and feel less overwhelmed.

Katrina refers to 'time safety' and 'financial safety' as the need for women to feel secure in their time management and financial decisions. This includes planning for rest and reflection, as well as having a clear understanding of their financial structures to avoid the chaos often associated with running a business.

What role does intention play in women's business planning according to Katrina?Katrina highlights that women prefer to set intentions rather than goals when planning their business activities. This shift in language helps women feel more aligned with their objectives and allows them to create a more personalized and fulfilling business strategy.

Katrina points out that many entrepreneurs lack proper financial education and support. She advocates for a structured approach to managing income, suggesting that entrepreneurs should have a financial advisor and a clear plan for how to allocate their earnings, rather than treating their business finances as chaotic or secondary.

Key Takeaways:

Women can thrive in business by embracing their unique cycles and understanding their bodies.
- Productivity should be redefined to align with women's energy levels and natural rhythms.- Financial literacy is crucial for entrepreneurs; understanding where money goes is essential for sustainable success.
- Planning for rest and self-care is as important as planning for work and productivity.
- Setting intentions rather than goals can lead to a more fulfilling and successful business journey.

Contact Katrina:Truthbombmarketing.com CreatHER Money Revolution Summit

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Ep 211: Legacy Starts Now: How Today’s Money Choices Shape Tomorrow

Mon, 19 Jan 2026 18:27:57 +0000

In this podcast episode, host Michelle Perkins engages in a discussion with financial advisor Morgan E. Nichols, is a financial advisor and author of "Intentional Legacy." She is passionate about helping individuals and families align their financial choices with their core values and create a meaningful legacy. Focusing on the relationship between mindset and money management. The conversation emphasizes how financial challenges often stem from one's mindset and habits, highlighting the importance of aligning wealth with personal values.

They explore concepts like "Intentional Legacy," which encourages individuals to think beyond mere financial accumulation and consider the impact of their financial decisions on their families and communities.

They discuss the significance of regular financial check-ins, referred to as "money dates," and the necessity of understanding one's financial history to foster better money habits. The speakers stress the importance of clarity and intentionality in financial planning, advocating for a mindset of "progress, not perfection." This episode provides actionable insights for individuals seeking to improve their financial well-being and legacy, emphasizing that financial planning is deeply intertwined with personal values and emotional well-being.

00:01 - Mindset and money connection
10:47 - Establishing money habits
19:31 - Values and financial progress
24:60 - Clarity and peace of mind
32:48 - Legacy through family lessons
40:02 - Saving strategies for future
45:42 - Intentional living and planning

The podcast covers the importance of teaching children about money and instilling values related to giving back, suggesting that financial education and legacy planning should involve family participation to foster understanding and shared values.

Advocating for intentionality in financial planning, they encourage individuals to regularly assess their financial habits and align their spending and saving with their core values. They suggest practices like 'money dates' to maintain awareness and make conscious financial decisions.

The 'old story, new story' exercise involves reflecting on one's past beliefs about money and creating a new narrative for the future. This exercise is important as it encourages individuals to contemplate their financial mindset and make intentional changes that can lead to improved financial outcomes.

Key Takeaways:

Mindset Matters: Our internal narratives about money can significantly influence our financial behaviors and decisions.
- Progress Over Perfection: Emphasizing the importance of making incremental improvements rather than striving for perfection in financial planning.
- Legacy Building: Financial choices today can create a lasting legacy for future generations.
- Clarity and Peace of Mind: Gaining clarity in financial planning leads to peace of mind and confidence in decision-making.

Contact: Morgan E. Nichols, CFP®, APMATM, CRPCTM, BFATM
Private Wealth Advisor | Chief Executive Officer
LifeBranch Wealth Partners | lifebranchwealth@ampf.com
A private wealth advisory practice of Ameriprise Financial Services, LLC

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Ep 210: From Breakdown to Breakthrough: Compassionate Financial Planning for Real Life

Mon, 12 Jan 2026 18:07:01 +0000

In this episode of the Money & You Show, Michelle Perkins talks financial planning with her guest, Jennifer Strong CFP® AEP® a seasoned financial planner who has personal experience in navigating severe financial challenges and now helps others to do the same. The conversation emphasizes the importance of adapting financial strategies at different life stages and the necessity of regular communication between clients and advisors. The speakers highlight the emotional aspects of financial planning, including the stress associated with money management and the significance of estate planning and insurance.

The episode underscores the need for financial advisors to understand their clients' broader life circumstances, as these can significantly impact financial decisions. The discussion also touches on the varying relationships individuals have with money, suggesting that what works for one person may not work for another and we do not need to fit ourselves into a box This episode provides insights into the complexities of financial planning, encouraging listeners to actively engage with their financial advisors and reassess their financial strategies regularly. The conversation reflects contemporary issues in financial planning.

00:05 - Introduction to financial planning
08:48 - Adapting to life changes
17:27 - Understanding financial complexity
30:14 - The importance of insurance
36:56 - Personal relationships with money

Jennifer believes that effective financial planning, including insurance, provides peace of mind, allowing individuals to focus on enjoying life rather than worrying about financial uncertainties. Jennifer has personally experienced significant life changes that have influenced her understanding of financial planning, allowing her to relate to clients on a deeper level.

Key Takeaways:

Financial planning is not a one-time event but an ongoing process that requires regular communication and adjustments.
- Personal experiences can greatly enhance a financial planner's ability to empathize with clients.- Life changes like divorce or job loss necessitate a reevaluation of financial strategies to ensure they remain effective and relevant.- Understanding the intricacies of investments and retirement accounts is crucial, especially for those later in life.
- Estate and insurance planning are essential components of a comprehensive financial strategy.
- Each individual's relationship with money is unique, and it's important to respect and support clients in their financial journeys.

Contact Jennifer Strong, CFP® AEP®
Financial Advisor, Principal
jennifer@katecapitalgroup.com
https://katecapitalgroup.com
(805) 418-7552 Office

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Ep 209: The ROI of Play: How Joy, Creativity, and Connection Lead to Better Money Decisions

Tue, 06 Jan 2026 21:11:34 +0000

In the first podcast episode of 2026, host Michelle Perkins and her guest Deborah Pardes, discuss the importance of play in our lives, and its potential, surprising benefits for personal and professional growth. The guest emphasizes the need to prioritize play as a means of enhancing well-being and creativity. She’s the founder of “The Payfull Society,” which brings people together IRL to explore how engaging in playful activities, such as games, can help individuals shift their perspectives, alleviate stress, and foster new ideas, even in challenging areas like finances and relationships.

The conversation highlights the concept of the "Playfull Society," a community initiative aimed at encouraging people to integrate play into their daily lives. The speakers reflect on their experiences with games, noting how they can serve as a valuable tool for personal development. This discussion is significant as it advocates for a cultural shift towards valuing play, suggesting that it can lead to greater happiness and productivity. The episode underscores the idea that play is not merely leisure but a vital component of a fulfilling and creative life.

00:01 - Introduction to The Playfull Society
06:16 - Prioritizing play in life
19:06 - Transformative power of play
24:34 - Value of playful perspectives
38:17 - Creating a playful space
44:17 - Incorporating play into business

“The Playfull Society” was inspired by the host's experiences with literature and the interplay between achievement and reward systems, particularly in relation to how people prioritize play in their lives.
The podcast discusses how engaging in play can help individuals shift their perspectives, reduce stress, and foster creativity, which can lead to new strategies for tackling personal and professional challenges.

Many individuals struggle with feelings of guilt or the belief that play is less valuable than other activities, often feeling pressured by schedules and responsibilities that make it difficult to engage in playful activities.

The podcast suggests that play can serve as a therapeutic outlet, allowing individuals to calm their nervous systems, gain new insights, and approach problems with a fresh perspective, ultimately benefiting their mental health.

Key Takeaways-

Play is Essential: Incorporating play into our daily lives can lead to improved mental health, creativity, and problem-solving abilities.

Transformative Experiences: Engaging in playful activities can help individuals shift their perspectives and approach challenges with a fresh mindset.
- Community Matters: Building a supportive community around play can enhance the experience and provide valuable connections.
- Play and Money: The connection between play and financial decision-making, highlighting how a playful mindset can lead to better strategies for managing money.

Connect with Deborah: ThePlayfullSociety.comFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

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Ep 208: The Art of Paying The Least Amount of Taxes “Legally” with the Tax Goddess

Mon, 29 Dec 2025 22:25:38 +0000

In this episode of the "Money & You" podcast, host Michelle Perkins speaks with Shauna A. Wekherlie, considered to be in the Top 1% of Tax Strategists in the USA, MTax, CTC, CTP, CTS, specializing in Business Tax Strategy & Real Estate. The “Tax Goddess” has saved over $2.03 BILLION in Taxes for her clients. A strategic CPA (with a masters in tax) and a great sense of humor, she provides valuable information about the critical role of tax strategy in financial planning.
The discussion emphasizes that many money issues stem from mindset and habits, particularly regarding taxes, where significant savings are often overlooked in favor of more exciting or understandable financial topics.

Shauna shares insights on the importance of working with a knowledgeable tax strategist to maximize tax benefits and avoid leaving money on the table. She advocates for a proactive approach, suggesting that individuals set aside 15% of their gross revenue for tax-related savings to ensure they are prepared for opportunities and obligations.

The conversation highlights the need for financial education and the value of aligning with professionals who can provide strategic guidance. This episode is particularly relevant as it approaches the end of the year, a critical time for tax planning. The importance of understanding tax strategies is underscored as a key component of achieving financial independence.

00:01 - Introduction to money mindset
06:48 - Maximizing tax strategies legally
20:31 - Profit first accounting explained
31:11 - Importance of tax strategists
40:28 - Collaborating with tax professionals

Having a tax strategist is significant because they keep up with the latest tax rules and can provide tailored strategies that help individuals maximize their financial opportunities.

The podcast addresses the misconception that all tax strategies are known and utilized by CPAs, emphasizing that many individuals leave money on the table by not fully understanding or leveraging available tax strategies. Traditional CPAs may not offer true strategic advice.

The podcast clearly articulates how taxes are a significant piece of the wealth puzzle that many overlook. Shauna and her team can open up a world of new options, especially for entrepreneurs.

Contact the Tax Goddess: taxgoddess.comLinkedIn: linkedin.com/in/taxgoddess

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Ep 207: Our Money Has Feelings: Healing Financial Scar Tissue & Money Trauma

Mon, 22 Dec 2025 16:00:08 +0000

In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with Shannon Ryan, a CFP, author, speaker and behavioral finance advocate shares insights from her experience and her book "Your Money Has Feelings." Shannon is known for helping people heal money wounds and transform their money story with confidence, clarity and emotional awareness.
The conversation centers around the emotional aspects of money management, emphasizing that financial issues often stem from one's mindset and personal history. They explore how beliefs and experiences shape individuals' relationships with money, highlighting the importance of recognizing and addressing these underlying issues to foster a healthier financial outlook.

The episode underscores the significance of understanding one's emotional responses to money, the impact of consumer debt, and the necessity of conscious spending. It also touches on the challenges faced by individuals, particularly students burdened with debt, and the importance of having a cash reserve. This discussion is crucial as it aims to empower listeners to break negative financial patterns and cultivate a more positive relationship with money, ultimately leading to a more fulfilling life. The conversation reflects ongoing concerns about financial literacy and emotional well-being in personal finance.

00:01 - Understanding money mindset
09:05 - Emotional connections to money
22:43 - Facing financial fears
29:54 - Balancing values and spending
40:15 - Navigating debt and investments
47:17 - Emotional responses to finances

Key Takeaways:

Shannon Ryan emphasizes that our relationship with money is deeply emotional and influenced by our thoughts, feelings, and past experiences. She suggests that understanding these emotional aspects is crucial for developing a healthier relationship with money.

Negative beliefs about money can create a cycle of fear and limitation, leading individuals to make poor financial decisions. These beliefs often stem from past experiences and can prevent people from recognizing opportunities for abundance.

Consumer debt is portrayed as a significant burden that can lead to stress and a compromised life. The discussion highlights the importance of managing debt and understanding one's financial situation to avoid falling into deep consumer debt.

The podcast suggests that individuals can shift their mindset by recognizing and addressing their fears and expectations around money. This involves becoming aware of negative thought patterns and learning to make conscious spending decisions that align with their values.

Having a cash reserve is emphasized as a crucial safety net that can alleviate stress and provide financial security during unexpected situations, and allow individuals to respond more effectively to financial challenges.

Connect with Shannon:

Watch her Tedx talk: https://www.youtube.com/watch?v=LtQBW2hCDYc

Contact her: linkedin.com/in/shannonryan2

Grab her book: Your Money Has Feelings For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast:

Apple Podcasts

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle M. Perkins MBA on LinkedIn

Instagram: @livealimitfreelife

YouTube: Michelle Perkins – Limit Free Life

Ep 206: Career Storytelling and Other Smart Strategies for 2025 and Beyond”

Mon, 15 Dec 2025 22:43:49 +0000

In this podcast episode of "Money & You," host Michelle Perkins discusses career transitions and the importance of mindset in navigating job changes. The conversation features guest Katrice A. Miller, an attorney and career coach, who shares insights on preparing for career shifts, emphasizing that many individuals are currently reevaluating their job satisfaction and have been since the pandemic.
Katrice is an award winning, highly recognized speaker delivering workshops and keynote talks that impact and inspire her audience. Drawing from her own journey and decades of experience, she equips individuals with practical tools to strengthen their leadership presence, overcome adversity, and achieve lasting career success.

She is the founder of Corporate Consulting Group, LLC, helping high-achieving professionals build careers with purpose, power, and the pay equity that reflects their true value and worth. She equips her clients with the tools they need to build dynamic personal brands and elevate their leadership presence to achieve extraordinary career success.

The podcast highlights the significance of finding meaningful work and the necessity of pivoting rather than viewing a situation as a failure. They stress the importance of storytelling in interviews and adapting to modern job search strategies, including leveraging AI and networking effectively. Storytelling is emphasized as a critical skill for presenting oneself effectively in interviews, as it helps candidates articulate their experiences and problem-solving abilities in a relatable manner.

Highlights:

Katrice rebuilds client's self-assurance, crushes imposter syndrome, and equips them to re-enter the market with authority and purpose, after layoffs.
She reveals insider strategies to get noticed by employers and have recruiters contacting you.
Katrice teaches how to own the interview process, communicate value clearly, and convert interviews into offers—even in highly competitive markets.
As a seasoned labor and employment attorney, she shows candidates exactly how to negotiate for more—and win.

The discussion underscores the evolving nature of job applications, where quality connections and personal branding on platforms like LinkedIn are crucial. This episode is important as it addresses the challenges many face in today's job market, offering practical advice for those seeking fulfillment in their careers.

00:01 - Finding fulfillment in work
07:32 - Embracing career transitions
14:29 - Quality job search strategies
24:53 - Mastering interview storytelling
33:04 - Leveraging AI in job search
39:35 - The power of networking
49:12 - Monetizing your passion

Key Takeaways

Finding fulfilling work is crucial for overall happiness and life satisfaction.
- Career transitions can be approached strategically, leveraging past experiences.- Quality connections and storytelling are essential in the modern job market.
- Embracing technology, including AI, can enhance job search efforts.
- Networking should be viewed as a way to build relationships rather than a transactional process.

Learn More About Katrice Here:

Keynote Page & Testimonials:

Premier Keynote Speaker and Corporate Compliance Trainer
LinkedIn Profile: linkedin.com/in/katricemiller

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:

Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle M. Perkins MBA on LinkedIn

Instagram: @livealimitfreelife

YouTube: Michelle Perkins – Limit Free Life

Ep 205: The Power of Your Past: Transforming Varied Experience Into Career Interview Gold”

Mon, 08 Dec 2025 19:56:13 +0000

Ep 205: The Power of Your Past: Transforming Everyday Experience Into Career Gold

Ep 204: Escape the Clock: How to Retire Early on Your Terms

Mon, 01 Dec 2025 22:41:29 +0000

Ep 204: Escape the Clock: How to Retire Early on Your Terms

Ep 203: “Money Deja Vu: How to Stop Repeating Financial Mistakes”

Mon, 24 Nov 2025 21:00:04 +0000

On today’s eye opening podcast, Michelle hosts Mike Milligan, the Founder of 1.oak Financial, a virtual financial planning firm that prioritizes each client’s individuality. He built the firm to combat the “Paralysis Penalty,” a pattern of one-size-fits-all financial advice that leaves people unprepared for Wall Street, insurance, and markets.

Mike brings 30 years of experience, a specialized industry degree, and insights from big banks and insurance firms to deliver personalized strategies that protect and grow wealth. He's a Certified Financial Planner, current adjunct professor at Old Dominion University, host of the ‘Ideas by Mike” podcast and “The One of a Kind Financial Show,” and author of two books: The “One of a Kind Financial Plan” and “Retirement Déjà Vu.”

Mike discussed the importance of fostering a healthy relationship with money, emphasizing that many individuals feel unprepared or intimidated by financial planning. They illustrated how common beliefs about money can hinder financial success. The conversation also touched on the need for open discussions about finances, particularly among women, who often engage less in these conversations compared to men.

They agreed that financial advisors should focus on facilitating dialogue rather than merely providing recommendations. This discussion aims to empower individuals to take control of their financial futures, essential for overcoming obstacles and achieving financial independence.

00:05 - Building a healthy money mindset
19:13 - Recognizing financial patterns
24:60 - Foundations of wealth creation
36:34 - The power of money conversations

Key Takeaways:

Emotional Underpinnings: Recognizing that financial decisions are often driven by underlying beliefs and emotions rather than just numbers.
Breaking the Cycle: Strategies to overcome the "Deja Vu" feeling of repeating past financial mistakes.
Engagement is Key: The importance of having open discussions about money to foster understanding and growth with advisors.
Personalized Financial Planning: The need for tailored financial strategies that align with individual goals and lifestyles.

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: Apple Podcasts

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: Michelle Perkins – Limit Free Life

Ep 202: Fearless Finance: Turning Uncertainty Into Clarity

Mon, 17 Nov 2025 19:23:27 +0000

In this episode of the "Money & You" podcast, host Michelle Perkins engages with Laura Rehbein, a certified financial planner and author of "Fearless Finance." The discussion centers on the psychological and emotional aspects of money management, particularly in the context of retirement planning. Laura shares insights from her 30 years of experience, emphasizing the importance of addressing financial uncertainty and the behavioral challenges that often paralyze individuals from making informed decisions.

The conversation highlights the complexities of financial planning, including estate planning and the need for a holistic understanding of one’s financial situation. This episode aims to empower listeners by providing practical tools and reassurance on how to navigate their financial futures, ultimately fostering a healthier relationship with money. The episode contributes to ongoing dialogues about financial literacy and preparedness in an increasingly complex economic landscape.

00:01 - Introduction to fearless finance
06:52 - Understanding money mindset
15:03 - Estate planning essentials
26:02 - Behavioral finance insights
36:20 - Emotional aspects of finance
45:35 - Conclusion and resources

Key Takeaways:

Emotional Awareness: Recognizing the psychological barriers to financial decision-making is crucial for overcoming uncertainty.
Proactive Planning: Preparing for retirement and estate planning can provide peace of mind and financial security.
Communication is Key: Regular discussions with financial advisors can help clients feel more empowered, informed and positive about their financial futures.
Education and Empowerment: Building confidence in financial literacy is essential for making informed decisions.

Laura is dedicated to helping professionals and retirees gain clarity in their financial lives. As author of “Fearless Finance”, a practical guide aimed at empowering individuals to approach retirement with confidence, she is making an impact and sharing her wisdom.

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast: Apple Podcasts

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: Michelle Perkins – Limit Free Life

Ep 201: Freedom Over Fear: Why Bankruptcy Can Be a New Beginning”

Tue, 11 Nov 2025 00:04:26 +0000

In this podcast episode of "Money & You," we have an entertaining and important conversation with guest Barry Levine, an experienced and humorous bankruptcy attorney. The conversation focuses on dispelling myths surrounding bankruptcy and addressing the fear that often paralyzes individuals facing financial difficulties.

Levine emphasizes that understanding the legal process and available options can empower people to make informed decisions rather than succumbing to panic.
Levine shares insights from his 45 years of experience, highlighting the importance of recognizing when to seek help and the potential consequences of delaying action. He explains various bankruptcy options, such as Chapter 7 and Chapter 11, and discusses the implications of each. Barry aims to provide listeners with a clearer understanding of bankruptcy in a refreshingly optimistic way. He describes its processes, and how to navigate financial challenges effectively, for a new beginning and the relief that comes with that.

This discussion is important as it seeks to demystify bankruptcy, offering reassurance and practical advice to those who may be struggling with debt, ultimately promoting a healthier relationship with money and financial decision-making.

00:01 - Building a positive money mindset
10:08 - Understanding bankruptcy options
16:33 - Discharging debt in bankruptcy
24:56 - Navigating the bankruptcy process
34:18 - Deciding on bankruptcy filing
44:22 - Resources for financial knowledge

Key Takeaways:

Bankruptcy is not the end; it can be a new beginning and a path to financial freedom.

Fear and misinformation can trap individuals in a cycle of debt; understanding the options available is crucial.
Seeking professional guidance can help navigate the complexities of bankruptcy and financial recovery.
Maintaining open communication with creditors and considering all available options can mitigate the need for bankruptcy

Barry Levine is a seasoned bankruptcy expert with over 45 years of experience. He is the author of "Bankruptcy Through the Looking Glass," which provides a realistic perspective on bankruptcy and its implications. Barry's approach focuses on understanding the legal process and empowering clients to make informed decisions.

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the "Money & You With Michelle Perkins" Podcast:
Apple Podcasts, spotify, iheart radio and more

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Ep 200: The Emotional Side of Wealth: Hilary Hendershot’s Financial Awakening"

Mon, 03 Nov 2025 22:20:51 +0000

Celebrating the 200th episode of the "Money & You" podcast, host Michelle Perkins engages in a discussion with special guest expert Hilary Hendershott (Hendershott Wealth Advisors- HendershottWealth.com) about the intersection of money mindset and financial planning. The conversation highlights how personal experiences with money shape one's financial habits and beliefs, emphasizing the importance of a healthy relationship with money. The speakers reflect on their journeys, including Hilary’s background in financial planning and her realization of the need for a mindset shift to achieve financial abundance.

Hilary Hendershot is a the founder of a virtual wealth management firm, specializing in helping clients achieve financial freedom through comprehensive planning and tax-efficient strategies. Hilary is also a podcast host and offers valuable resources for individuals looking to improve their financial literacy.
The episode underscores the significance of understanding financial concepts, particularly for women, and the necessity of seeking comprehensive financial advice rather than relying solely on simplified investment strategies. The discussion also touches on the complexities of tax strategy and the resilience of the stock market, aiming to empower listeners to engage actively with their financial futures. This episode is important as it marks a milestone for the podcast while providing valuable insights into financial literacy and the emotional aspects of money management, encouraging listeners to transform their financial lives.

00:01 - Introduction to money mindset
05:56 - Personal financial awakening journey
15:17 - Evaluating financial advice
20:27 - Tax strategies for wealth
29:09 - Understanding stock market risks
40:19 - Building trust in finance

Key Takeaways:
- Mindset Matters: Our beliefs about money can significantly impact our financial reality. Shifting to a mindset of abundance can lead to greater financial freedom.

Engagement is Key: Actively participating in financial planning and decision-making is essential for building wealth and confidence.
- Value of Professional Guidance: Financial advisors can provide critical insights and strategies that empower individuals to make informed financial decisions.
- Understanding Investments: Educating oneself about the stock market and investment strategies can alleviate fears and promote a more positive relationship with investing.
- Trust in Financial Relationships: Building trust with financial advisors and within oneself is vital for a healthy financial journey.

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the "Money & You with Michelle Perkins" Podcast:
Apple Podcasts, spotify, iheart radio and more

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

EP 199: Podcasting: Turning, Influence Into Profitability

Mon, 27 Oct 2025 18:33:20 +0000

In a recent podcast episode, hosts Michelle Perkins and Tony Sweet talk about all things podcasting. He is a seasoned podcaster and producer with over 16 years of experience in the industry and founder of PodXperience (podxperience.com) and has worked with numerous celebrities and brands, helping them navigate the podcasting landscape.

They discussed the evolution and significance of podcasting, particularly as the “Money and You” show approaches its 200th episode. The conversation highlighted Michelle’s journey in podcasting, which began in 2016 with Internet Radio (UBN Radio), and her collaboration with Tony Sweet, who has been instrumental in her podcasting career.

They reflected on the growth of the podcasting industry, noting the challenges and rewards of building a podcast brand over time. Emphasizing the importance of podcasting as a marketing tool and personal brand equity, Tony shared insights on the various motivations behind podcasting, from personal branding to financial opportunities. The discussion dispelled some myths and underscored the enriching connections formed through podcasting, allowing hosts to meet diverse individuals they might not have encountered otherwise. This episode is significant as it celebrates the milestones in podcasting and encourages aspiring podcasters to explore the medium's potential for personal and professional growth and how to manage expectations.

00:05 - Celebrating 200 podcast episodes
08:48 - Evolving podcasting with PodXperience
15:16 - The long game of podcasting
24:14 - Building brands through podcasting
30:32 - Connections and growth in podcasting

When the host began in 2008, there were only about 18,000 podcasts worldwide, many of which are no longer active. The podcasting landscape has since evolved significantly, resembling the early days of television and FM radio, with a vast increase in the number of podcasts and a shift towards video content.

Key Takeaways - Podcasting is a powerful tool for personal branding and marketing.- Quality production can significantly enhance the listener's experience and engagement.- Monetization takes time and requires strategic planning and consistency.- Building a podcast community can lead to valuable connections and opportunities.- The opportunity cost of DIY podcasting versus focusing on content creation and client work.- Discussion on the growth of niche markets, such as the paranormal podcasting community.

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the Money & You Podcast:
Apple Podcasts, spotify, iheart radio and more

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Ep 198: “Unlocking Home Wealth: The Truth About Reverse Mortgages”

Mon, 20 Oct 2025 21:19:49 +0000

In the podcast episode of "Money & You," host Michelle Perkins discusses the topic of reverse mortgages with an expert guest, Laura Phillips. The conversation emphasizes the importance of understanding financial tools like reverse mortgages, particularly for seniors, as a means to tap into home equity for financial security. The discussion highlights common misconceptions and the hesitance of financial advisors to address reverse mortgages, which can lead to misinformation among the public.

The episode aims to educate listeners about the mechanics of reverse mortgages, including eligibility requirements and potential benefits, such as alleviating monthly mortgage payments. Michelle and Laura also touch on the emotional and practical implications of these loans, especially for women who may outlive their partners.

This episode is significant as it seeks to empower listeners with knowledge about financial options that can enhance their quality of life in retirement, ultimately fostering a healthier relationship with money. The conversation reflected ongoing concerns about planning for the future and helped to inform people about an option they may not have considered.

00:01 - Introduction to money mindset
07:48 - Understanding reverse mortgages
17:35 - Benefits and considerations
26:54 - Selling with a reverse mortgage
38:55 - Empowerment through financial knowledge

Key Takeaways:- Reverse mortgages can be a valuable financial tool for seniors, allowing them to tap into their home equity without monthly payments.- Education and open discussions about reverse mortgages can help dispel myths and empower homeowners to make informed decisions.- It’s essential to consult with knowledgeable professionals who specialize in reverse mortgages to understand the full implications of such loans.

Laura Phillips is a mortgage broker for decades and an expert in reverse mortgages with extensive experience in the field. Laura shares her insights and knowledge to help listeners navigate this complex topic and can be reached at: aura@lauraphillips.com --------------------------------------------------------------------------------

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the Money & You Podcast: Apple Podcasts, spotify, iheart radio and more

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife

YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Ep 197: Your Life with Real Estate: From Mindset to Practical

Mon, 29 Sep 2025 19:00:08 +0000

Today's guest learned the power of wealth creation early—and never stopped building on it. From delivering newspapers past new apartment buildings as a teen to owning, flipping, and lending on properties for over four decades, he’s seen every side of real estate investing.What began as curiosity about how people “made money while they slept” turned into a lifelong journey of discipline, financial literacy, and creative investing. He’s not just building real estate wealth—he’s teaching others how to do it while living a balanced, fulfilling life.

Michelle interviews Joel Miller, veteran investor, author, hard money lender, and educator behind the bestselling book Build Real Estate Wealth: Enjoy the Journey of Rental Property Investing. With nearly 50 years in real estate, Joel shares how mindset, education, and steady discipline are the real foundations of success—whether you’re 19 or 59.They talk about everything from how to start investing without giving up your day job to teaching financial literacy to the next generation (his son bought his first rental property at 18!). The episode demystifies real estate, proving it’s not “all bad tenants and broken toilets,” but a tangible path toward financial independence and freedom.

00:00 – From paper routes to property: Joel’s early money lessons
07:35 – Building a DJ career and a rental portfolio at the same time
14:50 – How to start investing while keeping your full-time job
21:20 – Teaching financial literacy and investing to the next generation
30:45 – Why tracking your money matters more than budgeting
38:05 – Real estate tax benefits explained (depreciation, deductions, and more)
45:40 – Mindset: discipline, debt, and overcoming fear of starting
56:00 – Pivoting strategies—when your “flip” becomes a long-term win
1:05:20 – How to prepare your financials for lenders and brokers
1:12:15 – The difference between being rich and being truly wealthy

Key Takeaways

Mindset matters most. You don’t need to know everything before starting—get some education, take the first step, and learn by doing.Track everything. What you measure multiplies. Keep records not just for taxes but to make smarter business decisions.Good debt vs. bad debt. Real estate leverage, when managed wisely, builds long-term wealth—unlike consumer debt that drains it.Tax advantages are real. Depreciation, passive income status, and the 20% small-business deduction can significantly boost returns.Educate yourself, then act. Join local investor groups, read books, and surround yourself with people already doing it.Build relationships. Lenders, brokers, and mentors can make or break your success. Make it easy for them to understand your financial story.Redefine wealth. Money is a tool; relationships and community are what make it meaningful.

Connect with Joel Book: Build Real Estate Wealth: Enjoy the Journey of Rental Property Investing Website: joelmillerbooks.com

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:
Apple Podcasts

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 196: Putting the Retirement Puzzle Together for the Best Real Life Solutions

Mon, 15 Sep 2025 21:22:03 +0000

oday’s guest learned the real cost of retirement long before most people even ask the first question. As a young soldier-turned-advisor, he saw how life can change on a dime—and how a lack of planning and communication turns money into chaos for families.A single realization shaped his career: retirement isn’t won on a spreadsheet—it’s built through purpose, honest conversations, and proactive choices about health, Medicare, Social Security, and long-term care. By blending practical tactics with human realities, he helps people retire on their own terms—not their neighbor’s.He’s not just here to talk numbers—he’s here to show you how money can support the life you actually want.Michelle interviews Jeff Panik, founder of Balanced Wealth Partners, a 25-year financial advisor and U.S. Army veteran. The conversation centers on designing a life-first retirement: testing purpose and hobbies before you retire, avoiding reactive decisions, aligning as a couple, and navigating Medicare/IRMAA, Social Security timing, and long-term care. Jeff shares a “Financial Life Inventory” framework and why communication may be the most valuable asset in your plan.Episode Guide00:00 – Why purpose comes before the portfolio

05:22 – Proactive vs. reactive retirement (and the “try it before you buy it” approach)
14:18 – Couples, roles, and the communication gap
24:40 – Medicare surprises, IRMAA basics, and Social Security timing
33:05 – Long-term care planning that actually fits your life
41:12 – Legacy talks, family meetings, and preventing rifts
47:30 – The Financial Life Inventory: putting the puzzle togetherKey Takeaways

Design the life, then fund it. Test hobbies, volunteering, travel, or part-time work before you retire.
Communicate like it’s a job. Don’t let one partner “own” the finances—share info, budgets, and decisions.
Medicare ≠ free. Learn plan trade-offs and IRMAA (two-year income lookback) to avoid premium shocks.
Time Social Security intentionally. The higher earner often benefits from delaying to boost inflation-adjusted lifetime income.
Plan for care. Consider long-term care before retirement; confirm home-care coverage and inflation features.
Hold a family meeting. Clarify wishes, roles, and the “why” behind bequests to prevent conflict later.
Inventory everything. Use a Financial Life Inventory to align assets, debts, insurance, goals, and health realities.

Connect with JeffBalanced Wealth Partners: balancedwealthpartners.com
Jeff’s site: jeffreypanik.com (Panik with a K)For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the Money & You Podcast:
Apple Podcasts, spotify, iheart radio and morePlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Ep. 195: Mapping Retirement Strategies in the Modern World

Tue, 09 Sep 2025 16:38:59 +0000

In a recent episode of the "Money & You" podcast, host Michelle Perkins engaged in a rich discussion with Jonathan Grimm, a licensed financial advisor and author of "The Future Poor." You can listen to a previous episode with Jonathan Grimm as well (ep. # 150).

In “The Future Poor,” Jonathan Grimm explores the flaws in the American financial system and challenges conventional wisdom about retirement, suggesting that the traditional goal of retirement may not be beneficial for many individuals in today’s world..

The conversation focused on the evolving landscape of financial planning, particularly the concept of retirement and its relevance in today's economy. Grimm emphasized that traditional retirement advice may no longer be viable, as many individuals will face difficult conversations with their financial advisors about the inadequacy of their retirement plans in the coming years.

The episode highlighted the need for a shift in mindset regarding work and financial planning, advocating for a transition from "meaningless labor" to "meaningful work." Grimm pointed out that older adults often report higher job satisfaction, suggesting that continued engagement in work can be beneficial for health and well-being. The discussion also touched on the complexities of financial tools, such as life insurance, and the importance of understanding their potential benefits.

Grimm discusses various financial tools such as life insurance, 401ks, and Roth IRAs. He emphasizes that these tools can be utilized in multiple ways to achieve better financial outcomes, rather than adhering to conventional uses that may not serve individuals' best interests.

This conversation is significant as it challenges conventional financial wisdom and encourages listeners to rethink their relationship with money and work, fostering a more empowered approach to financial planning.

00:01 - Mindset and money connection
06:23 - Rethinking retirement conversations
11:30 - Economic bubbles and retirement
19:23 - Meaningful work over retirement
25:35 - Financial tools for better living
36:00 - Understanding life insurance value
41:51 - Investing within life insurance

Key Takeaways:

The traditional retirement model may not be sustainable for future generations, and alternative strategies should be considered. -

Understanding economic trends and financial tools can empower individuals to make informed decisions about their financial futures. -

Engaging in meaningful work can lead to greater job satisfaction and overall well-being, challenging the notion of retirement as an endpoint. -

Financial education and community support are crucial for navigating the complexities of personal finance.

Jonathan Grimm can be reached at thefuturepoor.com and offers a free life insurance review for anyone considering life insurance, but unsure about the one they are about to purchase.

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle on LinkedIn

Instagram: @livealimitfreelife

YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 194: Grow Wealth The Warren Buffett Way With Zero Hype

Mon, 01 Sep 2025 19:51:00 +0000

Today’s guest discovered the value of money long before most of us even thought about it. At just ten years old, he was recycling bottles, selling to classmates, and already planting the seeds of financial independence. But his journey took a big turn the day he stumbled upon CNBC as a teenager. That single moment sparked a lifelong passion for investing—Earl Yaokasin realized that true wealth isn’t built in classrooms or boardrooms—it’s built through experience, reflection, and learning from legends like Warren Buffett, Charlie Munger, and Mohnish Pabrai. By blending those timeless philosophies with his own insights, Earl developed a strategy not only to build wealth for himself but to help others reach financial freedom. He’s not just here to talk about investing—he’s here to show us how money can become a tool for living your dreams. Michelle interviews Earl Yaokasin, CFA, founder of WealthArch Investment Services, a seasoned investment advisor with over two decades of experience. The discussion centers on the psychological aspects of investing, including biases like confirmation bias and overconfidence, and the importance of maintaining a disciplined approach to investment.

Earl emphasizes the value of aligning his personal investments with those of his clients, advocating for a strategy that involves buying when the market is fearful and selling when it is greedy, echoing Warren Buffett's investment philosophy.

The conversation highlights the significance of understanding individual stocks versus index funds, encouraging listeners to conduct thorough research before investing or hiring one who does it well. This episode, which aims to empower listeners with financial knowledge and insights, underscores the importance of developing a healthy relationship with money and making informed investment decisions. The podcast serves as a resource for those looking to enhance their financial literacy and navigate the complexities of investing effectively.

00:00 - Building a healthy money mindset
05:60 - Contrarian investment strategies explained
14:12 - The importance of humility in investing
24:30 - Investing in individual stocks wisely
38:09 - Resources for financial education

Key Takeaways

Warren Buffett's Wisdom: "When the market is greedy, be fearful. When the market is fearful, be greedy." This principle encourages investors to act contrary to market sentiment.
- Continuous Reevaluation: Regularly reassess your investments and remain open to new information to avoid confirmation bias.
- Alignment of Interests: Earl emphasizes the importance of aligning his investments with those of his clients, reinforcing transparency and trust.
- Caution in Investing: Always approach investments conservatively and conduct due diligence before making decisions.

Connect with Earl with a special offer for Money and You listeners:http://mywealtharch.com/moneyandyou/

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts
Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle on LinkedIn

Instagram: @livealimitfreelife

YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 193 Escape the 9-to-5: Passive Income for Financial Freedom

Mon, 25 Aug 2025 18:17:13 +0000

In this podcast episode of "Money & You," host Michelle Perkins engages in a powerful discussion with guest Joey Mure from “Wealth Without Wall Street”, focusing on the relationship between mindset and financial freedom. The conversation highlights how traditional beliefs about money, such as the notion that working hard equates to greater freedom, can be misleading. The guest shares personal experiences of transitioning from the mortgage industry to earning his salary plus, through passive income strategies. He emphasizes the importance of taking control of one’s finances rather than relying on a job and Wall Street.

The episode underscores the significance of understanding one’s relationship with money and the potential for creating passive income streams. The guest references the book "Become Your Own Banker" by Nelson Nash, which influenced their approach to financial independence. The discussion took place recently, reflecting contemporary challenges in achieving financial freedom. This dialogue is important as it encourages listeners to rethink their financial strategies and consider alternative paths to wealth, ultimately aiming to empower individuals to achieve a more fulfilling and financially secure life.

00:00 - Mindset matters for money
10:36 - Transforming financial perspectives
18:11 - Building passive income streams
36:53 - Unlocking financial potential together

Mindset is portrayed as crucial; the podcast emphasizes that overcoming limiting beliefs about money, such as the idea that hard work directly leads to wealth, is essential for creating a fulfilling financial life. He explains how traditional beliefs about hard work and income can limit financial freedom and the role of creativity and space in achieving financial goals.

Key Takeaways:
-The importance of mentorship and learning from experienced individuals in the field.
-“Thinking Like a Bank” was a starting point and mentorship from the author key.

Strategies for capitalizing your life and creating multiple income streams.
- The significance of understanding the real return on investments and cash flow. - Challenging the notion of deferring life until retirement.
- Emphasizing the importance of enjoying financial freedom in the present.
- The guest's personal experience with investing in life insurance policies and the unexpected outcomes that followed.
- Encouragement to take the next right step towards financial independence.

Check out the WealthWithoutWallStreet podcast and visit wealthwithoutwallstreet.com

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Ep 192: From Vision to Value: The Intersection of Money and Life Goals

Mon, 18 Aug 2025 21:14:24 +0000

In this podcast episode of "Money & You," Michelle Perkins speaks with Cliff Nonnenmacher, who began his career as an investment banker at Morgan Stanley. After leaving his Wall Street career in 2003, he acquired a Master Franchise for New York and Connecticut, diving headfirst into the franchising industry. Since then, Cliff has owned and operated various franchise businesses, as well as non-franchise companies. He has also developed well-known domestic and international brands like Four Seasons Sunrooms, Contours Express, Island Fin Poke, and Krak Boba.

With over 25 years of experience in franchising, finance, and business, Cliff has been involved in every aspect of the franchisor-franchisee relationship. Cliff now uses his extensive knowledge to assist corporate executives in building generational wealth, diversifying their investment portfolios, and navigating career transitions through franchise ownership.

The guest shares insights on the realities of being a franchisee, highlighting that many franchise owners are essentially operators rather than true owners, which affects their long-term financial outcomes.

The episode also touches on the impact of artificial intelligence on various professions, including franchising, and the importance of adapting to technological advancements. They discussed the franchising model, and the best franchising ideas for a new age. This show offered exciting ways that people could be business owners without some of the start up headaches.

00:01 - Mindset and money connection
07:17 - Wealth mindset myths debunked
12:54 - Franchising insights and opportunities
23:31 - AI's impact on professions
29:17 - Disruption and entrepreneurial survival
36:60 - Tax strategies for wealth building

The podcast emphasizes that our relationship with money is crucial for overcoming financial obstacles. A positive mindset towards wealth is essential, as negative thoughts about money can hinder financial success.

The podcast discusses the rise of AI in franchising, including concepts like AI-operated convenience stores and the need for entrepreneurs to embrace technology to remain competitive in the evolving market. The guest identifies four “hot” categories: testosterone-related brands, services catering to an aging population, youth enrichment programs, and anti-aging or beauty-related businesses, all of which are seen as resilient to market changes. They touched on ways to use retirement savings for tax effective strategies to invest in franchise businesses as well.

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Ep 191: The Inner Game, the Outer Gain: Unlocking True Financial Success. Part 2 with Noah St. John

Mon, 11 Aug 2025 21:46:07 +0000

In the podcast part 2 episode of "Money & You," with Dr. Noah St. John, we followed up our “head trash” conversation with more on the interplay between mindset (inner game) and practical strategies (outer game) in achieving financial success. They emphasize the importance of cultivating a positive relationship with money and overcoming mental barriers, referred to as "head trash."

Dr. Noah shares insights from his experiences coaching high achievers and introduces concepts like the "golden triangle" of money, meaning, and freedom. He highlights common challenges faced by business owners, such as insufficient sales, and critiques the marketing tactics of some self-proclaimed gurus.

The episode also marks the launch of Dr. Noah's AI tool, the NoahBot, designed to provide 24/7 coaching support. This discussion took place recently and is significant as it offers listeners practical advice and tools to enhance their financial mindset and business strategies, ultimately aiming to empower them in their entrepreneurial journeys.

00:00 - Mindset and money connection
05:06 - Breaking through financial barriers
11:50 - The golden triangle explained
22:04 - Marketing challenges for coaches
28:01 - Introducing the NoahBot AI

The 'inner game' refers to the mindset and habits that influence one's relationship with money, while the 'outer game' involves practical strategies and actions taken to achieve financial success. Both are essential for overcoming financial obstacles.

Dr. Noah emphasizes the importance of building a 'machine' for business operations rather than relying solely on personal effort. He critiques traditional marketing methods that often prioritize self-promotion over effective teaching.

Many people believe they have a lead generation problem when, in fact, they may be facing deeper issues related to their marketing strategies. Dr. Noah points out that those who are highly skilled often struggle with self-promotion, leading to a disconnect in their business success.

Key Takeaways

Achieving financial success requires a harmonious balance between mindset (inner game) and practical strategies (outer game).
- Overcoming limiting beliefs is crucial for unlocking potential and achieving financial goals.
- The Golden Triangle framework can guide individuals in aligning their financial pursuits with personal meaning and freedom.
- Business owners should focus on creating efficient systems to enhance sales and reduce personal strain.
- The launch of NoahBot offers a unique opportunity for continuous learning and support in personal and financial development. Dr. Noah launched the NoahBot, an artificial intelligence tool that encapsulates his knowledge from 25 books.

Resources Mentioned:

NoahBot: An AI coaching tool available at (http://noahbot.me)
- Free Gift: Access resources: (http://freegiftfromnoah.com)
- Books by Dr. Noah St. John: "The 7-Figure Expert" and many more.

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

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Ep 190: Avoid Money Mistakes Even Smart People Make! Part 1 with Noah St. John

Mon, 04 Aug 2025 20:20:56 +0000

In this podcast episode of "Money & You," host Michelle Perkins joins guest Dr. Noah St. John, author of 25 books including one of his newest on overcoming mental barriers (head trash) related to money. Dr. Noah is on a mission to help people worldwide reduce the doubt, distraction and mental junk that blocks success. The conversation emphasizes the significance of mindset and habits in addressing financial challenges. This repeat and highly regarded guest shares insights from his experience, notably, his coaching has helped clients generate an additional $3 billion.

He reflects on his upbringing, being poor in a wealthy community, which fueled his desire to understand financial success. Dr. Noah stressed the importance of clarity in goal-setting, not just in financial terms but across all aspects of life, including health and relationships. They critique the self-help genre for often lacking in actionable advice, advocating for practical steps to eliminate "head trash"—negative thoughts that hinder progress. This episode is important as it provides listeners with strategies to improve their relationship with money, and encourages proactive measures to achieve personal and financial goals.

00:00 - Mindset and money connection
09:24 - Universal business insights
16:04 - Clearing mental obstacles
24:31 - Defining your desires
30:51 - Taking action against doubt

The conversation delves into the mindset barriers that often lead to financial struggles, the importance of clarity in goal-setting, and actionable steps to finally stop any of the self sabotaging behaviors they have become accustomed to. The conversation was so good that Dr. Noah offered to delve into the internal world of success in Part 1 and allowed us to have a deeper dive into the external ways one can improve their habits and actions in Part 2 (next show).

Key Topics Discussed

The Importance of Mindset: Money issues often stem from our mindset and habits. A positive relationship with money is foundational for a fulfilling life.
- Head Trash and Its Impact: The concept of "head trash" refers to negative thoughts and beliefs that hinder financial success.

Noah’s offers: FreegiftfromNoah.com to receive his book and Noahbot.me for a free GPT. Also check out BreakthroughwithNoah.com to get more done in 12 weeks than in the previous 12 months.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

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Ep 189: The Confident Divorce: Mastering Your Money Matters

Mon, 28 Jul 2025 21:04:27 +0000

In this podcast episode of "Money & You," host Michelle Perkins discusses the critical relationship between mindset and money management with her guest, Ed Vargo. Ed is the co-founder and President of Burning River Advisory Group and EnlightenHer, a community devoted to money mentorship for women. With more than 24 years of experience in the financial services industry and father of 5 girls, Ed strives to help women develop a long-term financial plan for every stage of life including retirement planning, college planning, and transitioning successfully in cases of death and divorce.

They explore the importance of educating oneself about finances, especially in the context of divorce, where women may feel overwhelmed and unprepared. The discussion highlights the need for a shift in how financial services approach women, advocating for a more empathetic and understanding framework that aligns with women's unique perspectives on money.

The episode underscores the significance of treating financial literacy as a survival skill rather than a secondary concern. This conversation reflects ongoing societal challenges regarding financial empowerment for women. Insights shared are vital for fostering a healthier relationship with money, particularly for those navigating significant life changes like divorce, ultimately aiming to empower listeners to take control of their financial futures.

00:01 - Mindset and money connection
09:07 - Empowering financial mindsets
22:14 - Connecting with financial advisors
35:30 - Navigating divorce financially
45:44 - Post-divorce financial empowerment

The conversation emphasizes the importance of financial education and mindset in overcoming the challenges associated with divorce and rebuilding one's financial future. The podcast highlights that many individuals, particularly women, feel overwhelmed and lack knowledge about financial matters related to divorce, often due to misconceptions and a lack of education on the topic.

The podcast emphasizes that a positive or neutral mindset about money is crucial for taking effective action, suggesting that without the right mindset, individuals may struggle to engage with their finances confidently.

Key Takeaways: - A strong mindset is foundational for effective financial management and decision-making. - Women often need to approach financial discussions differently than men, focusing on connection and understanding. - Knowledge is power; educating oneself about finances is crucial when contemplating or going through a divorce. - Post-divorce is a pivotal moment for women to reassess their financial goals and take charge of their financial lives.

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

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Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

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Ep 188: “Protect Your Wealth: Tax-Free Strategies for Retirement”

Mon, 21 Jul 2025 16:18:35 +0000

In this episode of the "Money and You" podcast, Michelle interviewed Camille Scott Wiles RN, Agency Owner of Emerald Diamond Advisors. A licensed financial professional with over 14 years of experience in commodities investing and a background as an ICU nurse. The discussion focused on the importance of financial security, particularly for nurses and other professionals, emphasizing strategies for early and secure retirement. Camille shared her personal journey from nursing to financial services, driven by a desire to help others protect their assets amid rising medical debts and economic uncertainties.
The conversation highlighted the significance of life insurance, annuities, and precious metals as tools for safeguarding wealth, especially during the ongoing wealth transfer from baby boomers. Camille stressed the necessity of establishing living trusts to prevent creditors from seizing assets and to ensure that individuals can dictate the distribution of their wealth in case of incapacitation. This episode is crucial as it educates listeners on financial literacy and asset protection in a volatile economic landscape, aiming to empower individuals to make informed financial decisions.
00:00 - Camille's journey to financial security 08:17 - Protecting assets in wealth transfer 17:58 - Importance of living trusts 27:37 - Investing in precious metals 37:46 - Understanding wealth cycles 48:16 - Opportunities for financial learning
What motivated Camille to transition from nursing to financial services? Camille transitioned to financial services after recognizing a trend where people's retirement funds were at risk, especially during the significant wealth transfer occurring as baby boomers age. Her experience as a nurse, particularly during the COVID-19 pandemic, also highlighted the importance of financial security. Key Takeaways: - Financial Security: The importance of proactive financial planning to protect assets and ensure a secure retirement. - Living Trusts: Establishing a living trust can prevent loss of assets and provide peace of mind regarding financial decisions. - Investment Strategies: Diversifying investments with life insurance, annuities, and precious metals can provide a hedge against economic uncertainties. - Education is Key: Continuous learning about financial history and wealth cycles is essential for making informed investment decisions.
Camille recommends Mike Maloney's work, particularly 'Gold and Silver: The Investment of the 20th Century,' as a valuable resource for understanding wealth cycles. She also shares her own books and masterclasses to help others learn about financial history and strategies for wealth management.
She’s passionate about helping individuals, especially nurses and professionals, retire early and securely, offering free Living Trust and Will setups for new clients. Camille’s goal is to help clients grow their wealth and protect it from life’s unexpected challenges. Check out her class: http://PreciousMetalsMasterclass.com
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

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EP 187: “Small Biz Money Moves: CFO Tips for Big Impact”

Mon, 14 Jul 2025 17:51:46 +0000

In this episode of the "Money & You" podcast, guest Jayson Mamaclay of Norman Professional Services and Michelle Perkins discussed the critical distinctions between various financial roles within a business, including accountants, bookkeepers, and CFOs. They emphasized the importance of understanding these roles to enhance financial literacy among entrepreneurs, particularly in managing and growing their businesses. The conversation highlighted how many entrepreneurs mistakenly conflate these roles, leading to potential mismanagement of financial tasks.

The discussion underscored the necessity for business owners to seek expert help, such as hiring a CPA or a fractional CFO, especially as their companies grow. Jayson introduced the "add a zero rule" to guide when to engage these professionals based on revenue levels. They also touched on the importance of building cash reserves and strategic financial planning to support business growth and stability.

This episode is significant as it provides entrepreneurs with essential insights into financial management, helping them make informed decisions that can lead to sustainable business success.

00:03 - Understanding financial roles
15:06 - Strategic cash management insights
21:19 - Building cash reserves wisely
30:46 - Envisioning your business future
40:58 - Navigating debt for growth

The conversation highlights that an accountant typically focuses on tax strategy and financial oversight, while a bookkeeper manages day-to-day financial transactions. The CFO, on the other hand, plays a strategic role in guiding the business's financial direction and investment decisions.
The podcast helped entrepreneurs understand how to approach hiring financial professionals.

The podcast suggests using the 'add a zero rule' for hiring financial professionals, andwhat is meant by 'cash runway' in the context of business financial planning. The podcast emphasizes the importance of having a cash reserve to support the business during downturns, and why it is important for entrepreneurs to have a clear vision for their business's future.

The podcast stresses that having a clear vision helps entrepreneurs identify the financial levers they need to pull to achieve their goals. It encourages them to think about pricing, target markets, team size, and necessary resources to build the business they envision.

The podcast acknowledges that financial discussions can often feel intimidating or jargony. It emphasizes the importance of friendly and empathetic communication to make financial concepts more accessible and less scary for entrepreneurs.

Key Takeaways:

Role Clarity: Entrepreneurs should clearly understand the distinctions between financial roles to optimize their business operations.
- Strategic Financial Management: Engaging with financial experts can provide valuable insights and help businesses navigate growth challenges.
- Cash Management: Building a cash reserve is essential for long-term sustainability and investment opportunities.
- Future Planning: Taking the time to envision the future of the business can lead to more informed financial decisions and strategies.
- Debt Awareness: Understanding the role of debt in business can help entrepreneurs make better financial choices.

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts

Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

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EP 186: Beyond Dollars: How Emotional Baggage Masks Financial Truths

Mon, 07 Jul 2025 16:40:13 +0000

In this podcast episode of "Money & You," Michelle Perkins engages with financial planner Mark Hansen, who discusses “the quiet part” out loud on this valuable episode. The conversation highlights the importance of intentional financial planning, particularly for single-income families, and the need for discipline in budgeting and saving for retirement.

Mark shares insights on how to create a sustainable financial ecosystem, where individuals can balance spending and saving while preparing for retirement. He stresses that financial planning is not just about cutting expenses but about making informed decisions that align with one's values and goals. Mark addresses what is out of our control and what we actually can influence in our financial lives and how to do that.

This episode is significant as it addresses common misconceptions about budgeting and retirement, advocating for a proactive and flexible approach to financial health. The discussion took place recently, reflecting contemporary challenges faced by individuals in managing their finances effectively. Overall, the episode aims to empower listeners to cultivate a healthier relationship with money, ultimately leading to greater freedom and choice in their lives.

00:00 - Mindset and money connection
05:44 - Adjusting financial mindsets
14:06 - Discipline in financial decisions
21:38 - Planning vs. investing insights
32:00 - Redefining retirement perspectives
38:20 - Connecting with financial experts

Mark aims to simplify complex financial matters for single-income families, allowing them to focus on their lives while he manages their financial planning needs. He is passionate about helping clients navigate their financial journeys and create sustainable financial habits. Mark also hosts a podcast “The Quiet Part” where he shares his insights and strategies for effective financial planning.

The podcast highlights that financial planning involves setting up a strategy for savings and expenditures, while investing focuses on growing those savings through various financial instruments.

Automatic withdrawals help individuals forget about their spending, allowing them to allocate funds to investments or savings without the psychological burden of actively managing those transactions.

The podcast suggests that retirement should not be viewed as a hard stop after years of work, but rather as a phase where assets generate income, allowing for continued engagement and choice in life.

Key Takeaways

Our relationship with money is foundational to overcoming financial challenges.
- Intentional financial planning can help individuals prioritize their financial goals.
- Budgeting should be viewed as a tool for empowerment rather than restriction.
- Discipline is crucial for maintaining a healthy financial ecosystem.
- Retirement planning should focus on generating income rather than solely relying on investments.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment…

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

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EP 185: "From Boots to Bitcoin: Veterans Betting on Psychedelics and Crypto

Mon, 30 Jun 2025 22:26:42 +0000

In this exciting episode of "Money & You," Michelle Perkins converses with Joshua Brooks, a financial advisor and Army veteran with over 20 years of service. The discussion centers on the importance of financial literacy, particularly for military personnel, who often face challenges in managing their finances due to a lack of education on the subject. Joshua emphasizes the need for a mindset shift regarding money and highlights the complexities of financial planning, including investment strategies and the integration of digital assets like Bitcoin. Joshua is uniquely knowledgeable and favorable toward cryptocurrency.

The conversation also touches on Joshua's commitment to serving veterans and their families, as well as his vision for Exponential Advisors LLC, which aims to provide innovative financial solutions. The episode underscores the significance of understanding financial tools and the emotional aspects of money management, especially in the context of military life.

00:03 - Mindset and money matters
06:21 - Financial literacy in the military
14:42 - Client engagement in finance
20:02 - Understanding bitcoin basics
27:17 - Investing with integrity
35:06 - Transformative healing and finance

Main Topics Discussed:

Financial Literacy in the Military: The lack of financial education provided to active-duty military personnel. Common financial pitfalls faced by veterans, such as impulsive spending and inadequate financial planning.
-Joshua's Background: Over 20 years of service in the U.S. Army, transitioning from infantry soldier to chaplain. His commitment to helping fellow veterans with financial planning, investment strategies, and legacy planning.
- Innovative Financial Solutions: The integration of digital assets and AI-driven insights into traditional financial planning. The importance of understanding cryptocurrency, particularly Bitcoin, as a potential investment.
- Psychedelics and Personal Transformation: Joshua's recent experiences with psychedelics and their impact on personal growth and financial mindset. The significance of mental well-being in managing finances effectively.
- Investment Strategies: Discussion on the volatility of Bitcoin and its potential as a long-term investment. Recommendations for allocating a portion of investment portfolios to cryptocurrency.

Joshua Brooks, CFP® Founder, Exponential Advisors LLC www.exponentialadvisors.net/

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EP 184: "Profit by Design: Path to Mindful Entrepreneurship"

Mon, 23 Jun 2025 17:01:18 +0000

Michelle Perkins discusses the intersection of Human Design and business with her guest, Mel McSherry, who emphasizes the importance of understanding one's unique human traits and how to use them for improved profitability. The conversation highlights how many individuals overlook their personal strengths while focusing solely on their motivations. They explore the significance of mental and emotional well-being in achieving financial success, arguing that true profitability stems from self-awareness and alignment with one's inherent qualities.

Mel reflects on their journey from traditional business practices to a more holistic approach that incorporates Human Design principles. This shift has allowed Mel to guide clients in recognizing their unique profitability points without coercion. The episode underscores the necessity of pausing for self-evaluation and understanding one's desires, which can lead to greater clarity and fulfillment in both personal and professional realms. This conversation is important as it offers insights into how self-awareness can transform one's approach to work and financial success, ultimately fostering a more sustainable and joyful business experience.

00:05 - Evaluating your unique profitability methods
09:47 - Mental and emotional profitability
26:15 - Self-awareness through human design
32:30 - Understanding your desires
40:00 - Clarity in decision-making

How does Human Design contribute to understanding profitability in business and personal life? Human Design helps individuals identify their unique profitability points by focusing on mental and emotional well-being first, which in turn leads to financial success, making the process feel more fluid and less of a struggle.

Self-awareness is crucial in Human Design as it allows individuals to recognize their foundational traits and how they can utilize this understanding to make better decisions and improve their personal and professional lives.

Key Takeaways:

Profitability is Multifaceted: True profitability encompasses mental, emotional, and financial aspects.
- Self-Reflection is Essential: Regularly pausing to evaluate your goals and desires can lead to greater clarity and fulfillment.
- Human Design as a Tool: Understanding your Human Design can provide insights into your strengths and areas for growth.
- Empowerment Through Awareness: Recognizing your unique design empowers you to make decisions that align with your true self.
- The Universe Supports You: Trust that opportunities meant for you will come, but prioritizing them is your responsibility.

Connect with Mel McSherry: International Business and Life Guide Author of 'She Profits' Host of 'More Than Just' Podcast Website LinkedIn Instagram

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EP 183: Clarity-Driven Wealth Building

Mon, 16 Jun 2025 18:01:08 +0000

In this inspiring episode of Money & You, host Michelle Perkins welcomes Monica Garcia Duggal, a financial strategist, entrepreneur, and transformational wealth coach, for an in-depth conversation on building true wealth with clarity, focus, and self-love. Monica brings decades of experience from Wall Street to entrepreneurship and shares powerful insights from her work with high-achieving founders and her Financial Bites Method. Together, they explore how mindset, meditation, and self-awareness are the foundational tools for wealth creation—not just financially, but in every area of life. Monica's energetic, no-nonsense approach busts money myths, challenges limiting beliefs, and reminds listeners that wealth begins with knowing and honoring what you truly want.

Highlights from this episode include:
06:18 – Monica’s early influences and her unconventional path from investment banking to entrepreneurship
13:45 – Building and selling a digital marketing business: lessons in systems and exit strategy
18:40 – The importance of being able to step away from your business in order to scale or sell
22:50 – Monica’s multi-pronged approach to building a family office and growing personal wealth
27:30 – Why negotiation education is crucial when exiting a company
34:10 – Breaking through money taboos: why taking care of yourself financially is not greedy
39:45 – Redefining money as neutral: the mindset shift that can change everything
44:00 – How to know what you really want—and how meditation helps clarify that
51:20 – Coaching as a tool for clarity, transformation, and execution
56:45 – Monica’s framework: Financial B.I.T.E.S. (Budgeting, Investing, Taxes, Exit Strategy, Systems)
1:02:10 – The power of focus: how narrowing down your ideas helps you build momentum
1:06:00 – Personal stories of resilience, emotional support, and investing in yourself
1:12:35 – Upcoming TEDx talk: “Breathwork Makes You Wealthy” and how self-regulation drives success

Key Takeaways:

Your relationship with money must start from a place of unconditional self-love and self-trust.
Wealth isn't one-size-fits-all—define it on your own terms, whether it's a beachfront mansion or a peaceful cabin in the woods.
Mindset, breathwork, and emotional clarity are as important as strategy and planning.
If you want to sell a business someday, you must build systems that let it run without you.
Success isn’t about doing it alone—coaches, mentors, and community are essential.
Don’t let limiting beliefs or old narratives hold you back—clarity and focus are game changers.

Resources Mentioned:

Free financial planning resources and Monica’s Financial Bites Method: monicagarciaduggal.com
Upcoming TEDx Talk: Breathwork Makes You Wealthy
Book: The Promise: The Power of Breath and Self-Actualization Through Meditation

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast: Apple Podcasts

Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

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Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
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EP 182: “Looking To Sell Your home? Smart Sellers Know It Starts with Mindset”

Mon, 09 Jun 2025 21:31:10 +0000

In this episode of the Money & You podcast, host Michelle Perkins welcomes real estate expert Laura Pozarny for a timely conversation on what it takes to successfully sell your home in today’s dynamic market. Laura, a Los Angeles native and Westside specialist, shares her personal journey into real estate, insights into current market trends, and actionable tips for sellers looking to make their property stand out. Whether you’re planning to sell now or sometime down the line, Laura emphasizes that a smart, confident mindset is the most important tool a seller can have. From pricing strategies to home prep and marketing, she explains how sellers can take back control of the process and set themselves up for success.

Highlights from this episode include:

00:00 – Introduction to Laura Pozarny and her real estate background
06:22 – How Laura transitioned from corporate to real estate during the pandemic
12:10 – Why the Westside of LA is a unique "bubble" in the real estate market
15:48 – The rise in inventory and how recent events like fires are impacting sales
21:05 – What makes a great listing agent and why sellers must vett for marketing strategy
26:40 – The psychology of buyers: Decluttering and depersonalizing your home
31:20 – Curb appeal and first impressions: Where to invest for maximum impact
34:18 – Outdated kitchens and baths: What to fix vs. what to leave
38:12 – Should you do a pre-listing inspection? Pros and cons
42:45 – The truth about pricing: Start high, adjust fast
47:30 – The importance of seller mindset: Patience, strategy, and staying positive
52:08 – How Laura supports her clients from prep to closing
55:00 – Timeline for prepping a home to sell
57:28 – Final thoughts on mindset, readiness, and trusting the process

Key Takeaways:

Selling your home is as much about mindset as it is about strategy.
Decluttering and removing personal items are essential steps to help buyers visualize themselves in the space.
A fresh coat of paint, tidy landscaping, and strategic staging can significantly increase buyer interest.
Marketing matters—sellers should always ask potential agents about their promotional approach.
Pricing is not emotional: listen to what the market tells you and be prepared to adjust quickly.
Give yourself a long runway before listing—avoid pressure and make informed choices.

Connect with Laura Pozarny: Instagram: @laura.pozarny

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast: Apple Podcasts

Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up"

Mon, 02 Jun 2025 20:59:59 +0000

In this solo episode, Michelle discusses the importance of reassessing your financial goals and mindset as we reach the midpoint of the year. She encourages listeners to reflect on their progress since January and to consider this time as an opportunity for a fresh start. It's never too late to reset your goals and intentions, even halfway through the year.   Mid-Year Reflection: - Acknowledging that the first half of the year may not have gone as planned for many. - Encouragement to revisit and redesign goals for the second half of the year.

Visualizing Future You:     - Importance of envisioning who you want to be financially and personally.   - Questions to consider about your future self's relationship with money.

Purpose and Clarity:   - The role of understanding your purpose in making confident financial decisions.   - How clarity about your goals can enhance confidence in your financial journey.

Practical Steps for Resetting Goals:     - Suggestions for journaling, meditation, or spending time in nature to reflect on your financial mindset.   - Emphasizing the need to align money decisions with your purpose and vision for the future.

Purpose-Driven Decisions: Knowing your purpose provides clarity and confidence in financial decision-making.   Confidence Through Clarity: A clear vision of your future can enhance your confidence in achieving financial freedom.

The discussion underscores that financial freedom is not merely about numbers but about cultivating a positive mindset and proactive planning. This episode is significant as it provides listeners with practical insights and strategies to transform their financial lives, particularly during a time when many may feel stalled in their goals.

For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 180: Designing Your Third Age – Retirement Planning with Dr. Gregg Lunceford

Tue, 27 May 2025 20:21:35 +0000

In this thought-provoking episode of Money & You, host Michelle Perkins is joined by Dr. Gregg Lunceford, PhD, Managing Director and Wealth Advisor at Mesirow Wealth Management, to
reframe how we think about retirement. Rather than seeing it as the end of something, Gregg encourages us to see it as the beginning of a new phase—which he calls “The Third Age.” Drawing from over 30 years of experience in financial services and his PhD research on retirement, Gregg shares powerful insights on the emotional, psychological, and historical roots of retirement and how our money mindset shapes our decisions. From outdated cultural expectations to personal identity shifts, this conversation will help you rethink retirement as a time of potential, freedom, and self-actualization—if you’re willing to plan with both your head and your heart.
Key Takeaways: - Retirement is no longer just an economic decision; it involves emotional and psychological factors to ensure a fulfilling experience. - Many individuals enter retirement feeling unprepared and anxious due to a lack of understanding of their financial situation.
- The Concept of the "Third Age" - Understanding personal money values and experiences can help individuals navigate retirement with confidence. - There are diverse paths available in retirement, and exploring these options can lead to greater satisfaction and financial success. - Financial literacy is essential; seeking help from financial advisors can empower individuals to make informed decisions.
Highlight Timestamps:

00:00 – The origins of retirement and why the traditional concept no longer fits
06:10 – How Gregg’s PhD research uncovered emotional blind spots in retirement planning
12:15 – Why hitting your “retirement number” doesn’t always bring peace of mind
19:40 – Introducing “The Third Age”—a 20–30 year life bonus and how to design it
25:35 – Why fear and outdated expectations sabotage retirement decisions
33:50 – Work's non-financial rewards: purpose, structure, socialization
43:00 – Why today’s retirees are beginning to resemble professional athletes
49:45 – Empowering retirement options: side hustles, consulting, volunteering
55:20 – How to build a “shared vision” with your partner around retirement
01:03:30 – Why retirement planning is a career decision and needs coaching
01:11:00 – Financial literacy myths and how shame prevents progress
01:19:40 – Getting started: the first steps to emotionally and financially prepare

About Dr. Gregg Lunceford: Greg is a PhD holder from Case Western Reserve University and a Certified Financial Planner™ professional. His work emphasizes integrating behavioral finance and emotional awareness into wealth planning. He’s the author of Exit From Work and a frequent speaker on WGN Radio’s Your Money Matters. Learn more at mesirow.com. For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:

Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 179: Coverage for Every Chapter: Life, Disability, and Long-Term Care Insurance”

Mon, 19 May 2025 22:26:32 +0000

Are you prepared for life's unexpected twists and turns? Join me, Michelle Perkins, and my guest, Wallis Tsai, on this week’s episode of “Money & You” as we dive into the critical and misunderstood world of life, disability, and long-term care insurance.

Have you ever wondered if you’re getting the full story on insurance? Today’s guest, Wallis Tsai, founder of AboveBoard Financial, is here to set the record straight. A former Goldman Sachs investment banker and hedge fund investor, Wallis founded AboveBoard Financial to bring transparency to an industry riddled with bad advice and conflicts of interest. She helpsaffluent professionals, high-net-worth families, and fiduciary advisors make smarter, data-driven decisions about life, disability, and long-term care insurance—without the sales fluff. Get ready to cut through the noise and get the real story on insurance.

We explore various financial products, particularly insurance, and the significance of preparing for potential financial disasters, such as premature death or long-term care needs. The episode highlights the necessity of understanding financial options and making informed decisions to mitigate risks. In an ongoing effort to empower listeners with insights and practical tips for improving their financial lives, Michelle and Wallis shared thoughts and ideas that create more financial well-being. The importance of this conversation lies in its focus on demystifying financial concepts, encouraging proactive planning, and fostering a sense of security and preparedness in listeners regarding their financial futures.

00:03 - Mindset and money relationship
06:01 - Understanding financial risks
15:14 - Planning for long-term care
22:50 - Navigating life insurance options
31:52 - Effective communication in finance
38:34 - Resources and closing thoughts

The podcast highlights that most of us find insurance confusing and may not fully understand its value, often viewing it as a gamble despite the peace of mind it can provide. Understanding your needs and a good product match is critical and not always considered first by insurance professionals.

Key Takeaways - Proactive Planning: It's crucial to think ahead about potential future needs, especially regarding long-term care. You likely don’t know what you need and informed advice is important. - Informed Decisions: Understanding the specifics of insurance products can lead to better financial outcomes and satisfaction. The wrong product could be devastating, take the time to get what is best for you.
- Emotional Security: Having the right insurance can provide peace of mind and reduce stress for both individuals and their families.
- Education is Key: Engaging with knowledgeable professionals can help demystify complex financial topics and empower clients.For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment…

Subscribe to the Money & You Podcast:

Apple Podcasts

Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!

Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com

LinkedIn: Michelle on LinkedIn

Instagram: @livealimitfreelife

YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 178: Financial Therapy: Healing Your Money Mindset

Mon, 12 May 2025 15:00:07 +0000

Episode 178: Financial Therapy: Healing Your Money Mindset
In this special Mental Health Awareness Month episode of the Money & You podcast, host
Michelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO of
Financial Therapy Solutions. With her rare combination of expertise in both licensed therapy
and money coaching, Wendy helps individuals and couples navigate the emotional roots of their
financial stress and create empowered, healthy money relationships.
Together, they explore how emotions—especially anxiety and shame—play a powerful role in
how we interact with money. Wendy shares practical tips for approaching financial
conversations with more emotional intelligence and less fear, whether with your partner or with
yourself. She also discusses how to identify your emotional state before trying to “fix” money
problems, and why you can’t make solid financial decisions while dysregulated.
This episode blends psychology with personal finance, offering tools for self-awareness,
calming strategies, and more intentional money conversations. If you would like to see/hear
Wendy’s previous interview, see episode 112.
00:00 – Reintroducing Wendy Wright: financial therapy explained
06:20 – Couples and money: how differences create conflict
12:45 – Why we avoid money and how shame plays a role
20:00 – Tips for productive, emotionally safe money conversations
26:35 – Practicing “emotional literacy” with money stress
33:00 – From overwhelm to calm: journaling and regulation tools
41:20 – How news and social media impact your financial mental health
49:15 – Building sustainable money habits over time
Key Takeaways:
● Financial Therapy = Money + Emotions: Financial struggles are often emotional, not
just logical. Healing begins with emotional literacy.
● You Can’t Budget in a Panic: If you're dysregulated, don’t try to make money
decisions. Calm first, then act.
● Journal or Talk It Out: Whether through writing or speaking aloud, processing your
feelings about money helps untangle fear and create clarity.
● Shame Stops Progress: Decrease judgment and increase curiosity. You can be
financially healthy without knowing everything about money.
● Conversations Need Structure: Use a timer and clear goals when discussing money
with partners. Small, repeatable talks work better than big confrontations.
● Curate Your Media Intake: Negative news amplifies money fear. Be intentional about
what and how much you consume.
Additional Resources:
● Financial Therapy Journal by Wendy Wright
Available now with two free bonus workshops in May!
Here is the link to the journal plus bonus workshops:
https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journal
The free Money Shadow Quiz will be found on my home page,
wendywrightfinancialtherapy.com
● Quiz: Discover your “Money Shadow” – what’s really holding you back.
Take the Quiz
● Blog posts, workshops, and more at Wendy’s site
For more tools and conversations about money mindset, practical money tips,
confidence, and financial empowerment…
Subscribe to the Money & You Podcast:
Apple Podcasts
Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.
Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: Limit Free Life on YouTube

EP 177: “What Creates Your Relationship with Money with Biz Hippie”

Mon, 05 May 2025 21:17:11 +0000

In this episode of the Money & You podcast, host Michelle Perkins is joined by money coach
and entrepreneur Scarlett Stanhope, known as “The Biz Hippie.” Together, they explore the
deep connection between emotional awareness, belief systems, and financial
behaviors—emphasizing that healing your relationship with money is the true path to financial
freedom.

Scarlett shares her personal evolution from finance professional to spiritual coach, explaining
how she combined financial strategy with inner healing techniques to support clients in
transforming both their mindset and money habits. She explains that your money story often
originates in childhood and continues to unconsciously shape your adult life—until you gain
awareness and take control.

The episode dives into techniques like story work and “parts work” to identify and shift internal
money narratives. They also discuss the importance of clarity: when you look directly at your
financial situation, stress decreases—even before the numbers improve. Ultimately, Scarlett and
Michelle emphasize that money should be used intentionally, in service of a clear personal
vision—not simply accumulated out of fear or habit.

00:00 – Meet Scarlett Stanhope and her unique approach to money
07:45 – From accounting to coaching: Scarlet’s personal money journey
14:02 – How money mindset affects income at every level
19:35 – Understanding your “money story”
24:18 – Unpacking childhood beliefs and money trauma
31:10 – Tangible steps: How to start seeing and managing your money
37:50 – Creating a vision for your life (and funding it)
45:15 – Maintaining financial routines and emotional resilience
52:00 – Using your money intentionally and living in alignment

Key Takeaways:
● Your Money Story Begins Early: Beliefs about worth, scarcity, and success are often
formed in childhood and can unconsciously impact adult decisions.
● Awareness is Power: Avoidance creates more anxiety. Simply looking at your
numbers—without judgment—reduces stress and opens the door to financial
empowerment.
● Multiple Inner Voices Shape Decisions: “Parts work” helps identify internal conflicts
that create confusion or sabotage around money.
● Vision First, Strategy Second: Know what you truly want from life—then use money
as the tool to get there. Most visions are simpler than you think: freedom, family time,
travel, ease.
● Financial Freedom Comes from Alignment: Not just making more money, but using
money intentionally to live the life you want—even if it means redefining “success.”

Additional Resources:
● Learn more about Scarlett’s Empowered Abundance coaching program:
https://thebizhippie.com/abundance

● Follow Scarlett on Instagram: @thebizhippie

For more insights on money mindset, personal finance, and creating an empowered
financial life…

Subscribe to the Money & You Podcast:

Apple Podcasts https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575

Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.

Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter

Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn

Instagram: @livealimitfreelife

YouTube: Limit Free Life on YouTube

EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”

Mon, 28 Apr 2025 15:00:07 +0000

In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame.

The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.

This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.

Chapter

00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money

Learnings

What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.

How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.

What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.

What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.

What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.

Show Notes

# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
**Host:** Michelle Perkins

## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.

## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.

## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.

- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.

- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.

- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.

- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.

- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.

## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.

## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).

## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.

## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!

Newsletter

**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!

**Body:**

Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.

**What’s in it for you?**

- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”

This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.

**Take Action Now!**

Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.

Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le

EP 175: The Audacious Art of Branding for Profit

Mon, 21 Apr 2025 21:51:24 +0000

In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with branding strategist Asia about the critical relationship between branding and financial success. The conversation emphasizes how mindset and habits surrounding money can significantly impact one's career and business decisions. Asia shares her journey to becoming a self-taught brand strategist, highlighting the importance of understanding one's ideal client and effectively communicating value to them. The episode underscores that a clear brand strategy can serve as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities that may waste resources. This discussion took place recently and is important as it provides insights for entrepreneurs and job seekers on how to build a strong personal brand, which is essential for achieving financial and professional goals. The episode aims to empower listeners to improve their relationship with money through better branding and communication strategies.

Chapter

00:06 - Introduction to money mindset
05:37 - Navigating money and branding
15:38 - Identifying your ideal client
22:57 - The power of communication
37:42 - Aligning brand strategy decisions
46:30 - Masterclass invitation and conclusion

Learnings

What is the primary focus of the Money & You podcast?
The primary focus of the Money & You podcast is to explore the relationship between mindset, habits, and money, emphasizing how these factors influence financial success and personal fulfillment.

How does the podcast host, Michelle Perkins, view the role of branding in financial success?
Michelle Perkins views branding as a foundational element for understanding oneself and building wealth, suggesting that effective branding can help individuals communicate their value and attract their ideal clients.

What common challenge do clients face according to the guest on the podcast?
The guest notes that a common challenge clients face is managing their relationship with money, which often leads to financial obstacles and can hinder their ability to pivot in their careers or businesses.

What does the guest suggest is crucial for entrepreneurs when defining their brand?
The guest suggests that understanding the psychology of their ideal client is crucial for entrepreneurs, as it helps them communicate their services effectively and align their branding with their target audience's needs.

What is the significance of communication in branding as discussed in the podcast?
Communication is highlighted as a critical skill in branding, as it shapes the client experience and helps establish relationships. The guest emphasizes that effective communication can enhance brand perception and client engagement.

Show Notes

# Money & You with Michelle Perkins
## Episode Name: EP 175: The Audacious Art of Branding for Profit

### Podcast Introduction
Welcome to **Money & You**, the podcast where we explore the intricate relationship between money, mindset, and personal fulfillment. Hosted by **Michelle Perkins**, a career and business coach, this show delves into the financial obstacles we face and how our mindset and habits can transform our relationship with money. Each week, Michelle engages with inspiring guests to discuss various aspects of money, entrepreneurship, and personal growth.

### Episode Overview
In this episode, Michelle is joined by **Asia**, a brand strategist who shares her insights on the importance of branding in building a successful business. They discuss how understanding oneself and one’s ideal clients can lead to a more profitable and fulfilling career.

### Main Topics Discussed
- **The Connection Between Branding and Wealth**
- Branding is a foundational element for understanding oneself and improving financial relationships.
- A strong brand can position you as an expert in your field, leading to greater opportunities.

- **Navigating Imposter Syndrome**
- Asia shares her journey of overcoming self-doubt and recognizing her expertise as a self-taught brand strategist.
- The importance of embracing curiosity and passion in one’s career journey.

- **Identifying Your Ideal Client**
- Understanding the psychology of your ideal client is crucial for effective communication.
- The challenge of multi-passionate individuals in defining their brand and services.

- **The Role of Communication in Branding**
- Effective communication is essential for building relationships and conveying value.
- Asia emphasizes the need for an outside perspective to enhance communication skills.

- **The Importance of Brand Strategy**
- A clear brand strategy serves as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities.
- The power of trial and error in the branding process.

### Key Takeaways
- Your relationship with money is deeply intertwined with your understanding of branding and self-identity.
- Embrace your unique skills and passions, but focus on defining a clear message for your ideal clients.
- Communication is a skill that can be developed, and seeking external feedback can enhance your branding efforts.
- A well-defined brand strategy can save time and resources by aligning your business decisions with your core values.

### Guest Information
**Asia** - A self-taught brand strategist who helps entrepreneurs clarify their brand messaging and position themselves as experts in their fields. She offers a masterclass on the five core elements needed to brand oneself effectively.

### Call to Action
- **Masterclass Invitation**: Asia invites listeners to join her masterclass to learn how to brand themselves as experts. This is a great opportunity for those looking to enhance their branding skills.
- **Share the Episode**: If you know entrepreneurs or job seekers who could benefit from this discussion, please share this episode with them!

### Conclusion
Thank you for tuning in to this episode of **Money & You**. Michelle and Asia provide valuable insights into the art of branding and its impact on financial success. Don’t forget to check the show notes for links to Asia’s masterclass and more resources. Join us next week for another enlightening conversation!

Newsletter

**Subject:** Unlock Your Brand's Potential in EP 175: The Audacious Art of Branding for Profit

**Email Body:**

Welcome back to another insightful episode of **Money & You with Michelle Perkins**! We're thrilled to bring you EP 175: **The Audacious Art of Branding for Profit**, where we dive deep into the world of branding and how it can transform your relationship with money.

Are you ready to elevate your business and financial journey? This week, I had the pleasure of chatting with the brilliant Asia, a brand strategist who reveals the secrets to building a brand that not only positions you as an expert but effectively communicates your value to your ideal clients.

**What’s in it for you?**

- **Discover the foundations of effective branding:** Understand why a clear brand strategy is crucial for your success and how it can serve as a filter for decision-making, allowing you to invest only in what truly aligns with your mission.
- **Learn to communicate your value:** Asia breaks down the process of articulating what you do in a way that resonates with your audience, helping you avoid the common trap of taking on work you don’t love.
- **Find your ideal client:** Dive into the importance of understanding your ideal client’s psychology, which is vital for crafting the right message and attracting the right opportunities.
- **Actionable insights:** Asia also shares a free masterclass you can join, highlighting the five core elements you need to brand yourself as an expert. This is a golden opportunity to step into your power and enhance your business strategy.

The conversation is not just about branding; it's about reclaiming your relationship with money and transforming your life. No more imposter syndrome or feeling overwhelmed—it's time to own your expertise and communicate your value confidently!

Tune in now to uncover how to make branding your superpower and start building the profitable, fulfilling career you deserve.

[Listen to EP 175: The Audacious Art of Branding for Profit](#)

Thank you for being a part of our Money & You family! If you know anyone who could benefit from this insight, don’t hesitate to share this episode. Let's spread the knowledge and elevate our entrepreneurial journeys together!

Best,

Michelle Perkins
Host, Money & You

P.S. Don't forget to check out the show notes for access to Asia's masterclass and more valuable resources!

Social Media

Ready to take your brand to the next level? In EP 175 of #MoneyAndYou, we dive into the audacious art of branding for profit! Discover how your relationship with money can transform your entrepreneurial journey. Tune in now! #Branding #Entrepreneurship #Podcast

Did you know your mindset and habits are key when it comes to money? This week on #MoneyAndYou, we explore how to build a brand that reflects your true expertise, paving the way for financial success! Don't miss out! #PersonalFinance #MoneyMindset

Struggling to articulate what you do? In EP 175, we discuss the importance of understanding your ideal client and how clarity in your brand can filter decision-making. Join us for insights that could change your bu

EP 174: "3 Smart Money Moves For A Shaky Economy"

Mon, 14 Apr 2025 15:00:07 +0000

In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways: - Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes. - Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic. - Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation. - Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources: - Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests. - Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life
Date: Wed, Apr 23, 2025 at 5:54 PM
Subject: Show notes for ep. 174
To: Team Limit Free Life

Show Notes for "Money & You with Michelle Perkins" Episode Name:** EP 174: "3 Smart Money Moves For A Shaky Economy"

In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways:- Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes.- Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic.- Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation.- Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources:- Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests.- Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram:

EP 173: "Orphan To A Millionaire - The Inspiring Road to Success"

Mon, 07 Apr 2025 22:46:06 +0000

In this podcast, Sun Yong Kim-Manzolini was Michelle’s amazing guest, sharing her personal journey of overcoming incredible adversity, and ultimately achieving success and financial freedom- against all odds. Her experiences as an orphan after losing her parents, the challenges she faced in an orphanage, and physical disabilities created almost insurmountable obstacles.
Her perspective, resilience and commitment to living a more limit free life was inspiring. While this episode enlightens listeners to option trading, it’s the power of overcoming adversity that makes the show so compelling.

She ultimately had a dream career as a certified medical assistant for 33 years, but her desire for financial freedom led to her transition into options trading as a means to secure financial independence. The importance of education, practice and taking calculated risks in trading options is described in the show. She now teaches others her simple method to make money through trading.

The potential for individuals to change their circumstances through determination and hard work is proven by her story. It shows that when you seek financial knowledge and practice what you learn, you can achieve your dreams.

00:06 - Trust and abandonment
14:41 - Struggles of childhood
21:49 - Gratitude and new beginnings
38:47 - Learning to invest
55:14 - Understanding options trading
01:09:51 - Empowerment through education

Sun Yong wanted to avoid the pitfalls of traditional stock trading and only had limited resources to trade stocks which led to options trading. The speaker wanted to learn options trading as a way to make money without touching their retirement funds, treating it like a new job after working for 33 years.

Key Takeaways:

Resilience is Key: Overcoming adversity can lead to personal growth and success.
Education Matters: Investing time in learning can open doors to new opportunities.
Abundance Mindset: Believing in the possibility of a better future is crucial for achieving financial independence.
Taking Action: Success requires not just knowledge but also the courage to act on opportunities.

Today, Sun Yong is the CEO of Lush Enterprises, LLC, where she's paying it forward by teaching other people, particularly single mothers, how to use her "unique MIRACLE system" to trade options so they can spend less time working and more time on what matters most. She is dedicated to guiding people toward long-term success. Sun Yong is also the author of “Invest In Yourself” and co-author of “Opposite/Opposites”, essential reads for anyone pursuing financial success and fulfillment. Check her out on Instagram (@author_sun_yong) and TikTok (Author Sun Yong). She has a free masterclass if you are interested in options trading if you mention the Money and You Show.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events:

Let’s Connect…
https://limitfreelife.com/newsletter/

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 172: “Solving Money Problems Early Easily "

Mon, 31 Mar 2025 17:00:07 +0000

In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:

Money should be viewed as a tool for value and happiness, not as a source of stress.
Early education in financial literacy can lead to better money management in adulthood.
Saving money can be a rewarding experience that contributes to financial freedom.
Understanding personal definitions of wealth and abundance is crucial for financial success.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life
Date: Thu, Apr 10, 2025 at 12:43 PM
Subject: Ep. 172 show notes for Monique Gagne
To: Team Limit Free Life

Show Notes for "Money & You with Michelle Perkins"Episode Name: EP. 172: “Solving Money Problems Early & Easily”
In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:

Money should be viewed as a tool for value and happiness, not as a source of stress.
Early education in financial literacy can lead to better money management in adulthood.
Saving money can be a rewarding experience that contributes to financial freedom.
Understanding personal definitions of wealth and abundance is crucial for financial success.

EP 171: “Take Control of Your Taxes: Carlos Samaniego’s IRS Survival Guide"

Mon, 24 Mar 2025 22:28:34 +0000

In this podcast episode of "Money & You," Carlos Samaniego, EA and founder of Tax Debt Consultants, LLC joins host Michelle Perkins for an entertaining and educational discussion centered on common misconceptions surrounding tax filings and other aspects of tax obligations that many of us do not understand. Carlos shares his journey, beginning with his own significant tax missteps that led him into tax consulting, and problem solving for others. Carlos is renowned for aiding clients directly and mentoring tax professionals nationwide, including CPAs, EAs, and attorneys. His commitment to knowledge sharing has helped numerous professionals flourish in the tax industry and has helped stressed out individuals and couples to work through anxiety-inducing tax challenges. Juan (Carlos) Samaniego, EA is a highly acclaimed and very relatable tax professional, bestselling author, and mentor. With an illustrious career, he’s empowered fellow experts nationwide, receiving the 2020 Tax Professional of the Year Award. Carlos co-authored the Amazon bestseller “Never Give Up: Stories of Grit, Determination, Tenacity and Triumph,” showcasing his influence in the industry. He’s been featured on NBC, CBS, ABC, USA Today, and radio stations, sharing valuable tax insights. An EXPY awardee, Carlos’s impact extends to Hollywood Live and an upcoming PBS documentary. His authored works, including “How to Make The IRS An Offer They Can’t Refuse,” provide practical advice for navigating tax challenges. His soon-to-be-released book,” The FTB Taxpayer Survival Guide: Navigating Tax Trouble in
California with the Franchise Tax Board” imparts strategies for handling audits, appeals, and collection efforts with the FTB. Through his Tax Debt Consultant Podcast and YouTube channel, Juan imparts his wisdom to a global audience. His impact on the tax industry is profound. The Tax Debt Consultant Podcast has been chosen as one of the Top 10 Small Business Tax Podcasts by Feedspot! Learn more at:
• TaxDebtConsultant.com • CarlosSamaniego.com This show highlights how many people mismanage or are unaware of their tax situations, leading to significant issues like unfiled returns and unexpected tax bills. The conversation emphasizes the need for financial education and open communication about finances within relationships. This episode is particularly relevant as it addresses the widespread issue of tax non-filing, with over 11 million individuals failing to file their income taxes annually. The insights provided aim to empower listeners to take control of their financial situations and seek help when needed, underscoring the importance of being proactive about tax responsibilities. The episode serves as a reminder that there are solutions available for those struggling with tax issues, encouraging listeners to engage with their financial health.
Common misconceptions people have about filing and paying taxes, especially for self-employed individuals are discussed as are recent changes to the IRS and what that might mean to you.
00:05 - Introduction to tax issues 09:04 - Understanding tax filing rules 18:35 - Common tax problems explained 30:51 - Couples and financial awareness 37:19 - Finding solutions for tax bills 43:41 - Conclusion and resources offered
Key Takeaways - Awareness is Key: Understanding your tax obligations is crucial to avoid future problems. If individuals do not file their tax returns for several years, they may lose the opportunity to claim refunds for those years, as the IRS typically allows only three years to file for refunds. - Communication Matters: Couples should regularly discuss their financial situations to prevent surprises. - Help is Available: There are IRS solutions for those struggling with tax issues, and seeking professional guidance can alleviate stress. Overview of IRS programs available for those with tax debts. - Stay Informed: Regularly educate yourself about tax laws and filing requirements to stay compliant. - Steps to take if you haven’t filed taxes in years. Steps to take now in the midst of IRS restructuring.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 170: “Unmasking Truth with Alina Z"

Mon, 17 Mar 2025 23:16:17 +0000

In this podcast episode of "Money & You," host Michelle Perkins and engaging guest, Alina Z., chat about the interconnectedness of money, food and personal fulfillment. The discussion highlights how mindset and emotional well-being influence financial habits, particularly for women. Alina shares her personal journey, including her experiences with money and a significant life event—a flood in her apartment—that led to unexpected financial gain and personal growth.
The episode emphasizes the importance of self-love and positive thinking in overcoming challenges related to both money and food, suggesting that emotional voids cannot be filled by material possessions or food cravings. Alina Z. advocates for a holistic approach to financial well-being, encouraging listeners to explore their purpose and passions as a pathway to happiness and financial success.
The insights shared are crucial for fostering a healthier relationship with money, particularly for women, and underscore the significance of mindset in achieving personal and financial goals. Because women relate to issues with food and diet, the crossover with money issues is easy to understand and the parallels apparent. The fix is often very similar and revolves around awareness and mindset. .
00:05 - Introduction to money mindset 05:33 - Finding happiness beyond money 10:50 - Emotional connections to food 22:45 - Self-love and money awareness 33:18 - Discovering your life purpose 50:11 - Aligning purpose with financial success
Alina Z. also shares her fascinating journey through experiencing extreme wealth and low income living and how she managed her mindset in both situations.
She introduces her 12-step process where individuals can try on different archetypes to discover their purpose. This experiential approach, offered by Alina, encourages listeners to focus on feelings rather than just thoughts, helping them identify what resonates with them personally.
Self-Love and Body Image: - The importance of self-acceptance and positive self-talk in fostering a healthy relationship with oneself. - Alina discusses the societal pressures women face regarding body image and how it relates to their financial mindset.
Key Takeaways- Happiness is Key: True fulfillment comes from within, and happiness can lead to financial success.- Mindset Matters: A positive mindset can transform challenges into opportunities.- Emotional Awareness: Recognizing emotional triggers related to food and money can help individuals make healthier choices in either area.- Self-Love is Essential: Cultivating self-love and acceptance is crucial for personal and financial growth.- Purpose-Driven Life: Understanding and pursuing one’s purpose can lead to a more fulfilling and prosperous life.You can find Alina Z. on Instagram @lifechefalina

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 169: "Unlocking Wealth: The Power of Raising Private Money"

Mon, 10 Mar 2025 22:00:20 +0000

Summary

In a recent podcast episode, hosts Jay and Michelle discussed the concept of private money in real estate investing. Jay, who developed a successful system for attracting private lenders, shared his journey of learning about private money after a conversation with Jeff Blankenship in 2009. He explained how individuals can invest their capital in real estate deals, earning high returns without relying on traditional banks. The discussion emphasized the importance of mindset in attracting private money, as Jay highlighted that none of his 47 private lenders had previously heard of this funding method until he educated them.

The conversation took place in the context of real estate investment strategies, focusing on how to secure funding quickly and effectively. This topic is crucial for aspiring real estate investors, as it provides an alternative to conventional financing methods, enabling them to scale their businesses and close deals efficiently. The episode underscores the potential of private lending as a viable funding source, encouraging listeners to explore this often-overlooked avenue in real estate investment.

Chapters

00:03 - Introduction to private money
12:54 - Understanding private lending basics
19:41 - Attracting private investors
29:44 - Identifying potential private lenders
36:47 - Funding your real estate deals
44:18 - Conclusion and next steps

Learnings

What is the primary concept of private money as discussed in the podcast?
Private money refers to funds loaned by individuals, rather than traditional financial institutions, allowing them to earn high rates of return on their investment capital in real estate deals.

How did Jay initially learn about private money and its potential for real estate funding?
Jay learned about private money from a friend, Jeff Blankenship, who explained the concept to him, prompting Jay to study and develop a system for attracting private lenders.

What mindset shift did Jay emphasize as crucial for attracting private money?
Jay emphasized the importance of having the right mindset, focusing on attracting private money rather than chasing it, which involves no begging or persuading.

What common misconception about private lenders does Jay address in the podcast?
Jay addresses the misconception that private lenders are only wealthy individuals; he clarifies that his private lenders are ordinary people who were previously unaware of private money and its benefits.

What strategy does Jay use to communicate with potential private lenders?
Jay uses one-on-one visits to educate potential private lenders about private money, ensuring they understand how they can earn high returns safely and securely before presenting them with funding opportunities.

Show Notes

# Show Notes for "Money & You with Michelle Perkins"
## Episode 169: "Unlocking Wealth: The Power of Raising Private Money"

### Podcast Introduction
Welcome to "Money & You with Michelle Perkins," where we explore innovative strategies for financial growth and wealth creation. In this episode, host Michelle Perkins is joined by real estate expert Jay, who shares his insights on the world of private money and how it can be a game-changer for real estate investors.

### Episode Overview
In this enlightening episode, Jay discusses the concept of private money, how to attract private lenders, and the strategies he has developed to successfully fund real estate deals without traditional banking methods.

### Key Topics Discussed
- **Understanding Private Money:**
- Definition of private money and private lenders.
- How individuals can invest their capital in real estate deals for high returns.

- **Jay's Journey:**
- Transition from traditional banking to private money lending.
- Development of a repeatable system for attracting private money.

- **Mindset Shift:**
- Importance of having the right mindset to attract private money.
- Strategies to avoid chasing or begging for funds.

- **Building a Network:**
- How to leverage personal connections to find private lenders.
- The significance of educating potential lenders about private money.

- **Funding Real Estate Deals:**
- The process of getting deals funded quickly (in less than seven days).
- Structuring deals to avoid monthly interest payments.

- **The Role of Education:**
- Importance of educating both yourself and potential lenders about private money.
- Jay's book, "Where to Get the Money Now," as a resource for learning.

- **Practical Script for Funding:**
- A step-by-step script for approaching potential private lenders.
- How to present deals to lenders without directly asking for money.

### Key Takeaways
- Private money can be a powerful tool for real estate investors looking to scale their business.
- A positive mindset and education are crucial for attracting private lenders.
- Building relationships and networks can lead to successful funding opportunities.
- Understanding the mechanics of private lending can empower investors to take control of their financial future.

### Guest Information
**Jay** - Real estate expert and author of "Where to Get the Money Now." Jay has successfully raised millions in private money and has a wealth of knowledge to share about funding real estate deals.

### Conclusion
Thank you for tuning in to this episode of "Money & You with Michelle Perkins." We hope you found valuable insights into the world of private money and how it can unlock new opportunities for wealth creation. Don't forget to check out Jay's book for more in-depth knowledge and strategies.

### Call to Action
- Subscribe to "Money & You" on your favorite podcast platform.
- Share this episode with friends and family who may benefit from learning about private money.
- Rate and review the show to help us bring more great guests like Jay to our audience.

### Connect with Us
- Follow us on the Limit Free Life YouTube channel for more content.
- Join our community for ongoing discussions about money and wealth-building strategies.

Thank you for being part of our journey towards financial empowerment!

Newsletter

**Email Subject:** Unlock Wealth with Private Money: Tune into Our Latest Episode!

**Email Body:**

Have you ever considered the untapped potential of private money? In our latest episode of "Money & You with Michelle Perkins," we dive deep into the fascinating world of raising private money and how it can transform your real estate ventures!

In **Episode 169: "Unlocking Wealth: The Power of Raising Private Money,"** we speak with Jay, a seasoned investor who turned his funding challenges into a remarkable success story. Imagine sourcing millions in private money for your deals—all without the risk of rejection or the strain of traditional banks!

What's in it for you? Here’s a sneak peek of what you'll learn:

- **Attract, Don’t Chase**: Discover how to attract private lenders effortlessly and build a network that funds your deals without begging or persuading.
- **Real Success Stories**: Hear how Jay secured his first $250,000 and built a portfolio with 47 private lenders—none of whom had ever heard of private money before Jay showed them the way!
- **Tips and Tricks**: Get ready to take notes! We’ll provide you with the exact script that has helped Jay turn conversations into funded deals, ensuring you’re never left empty-handed.
- **The Strategy Unveiled**: Learn how to structure your investments so you can fund your deals quickly while avoiding the usual monthly interest payments.

Whether you’re a seasoned pro or just starting out, there’s something valuable in this episode for everyone interested in real estate investment. You’ll walk away equipped with insights that are not only practical but also empowering.

What are you waiting for? Tap into the much-talked-about world of private money and unlock new financial opportunities by listening to this episode today!

**Don't miss this chance to revolutionize your investment strategy—listen to Episode 169 now!**

Catch us on your favorite podcast platform or visit the Limit Free Life YouTube channel. We’d love to hear your thoughts, and if you enjoy the episode, be sure to rate and review us so we can keep bringing you great guests like Jay!

Here’s to your financial growth and success!

Best,
The Money & You Team

Social Posts

Ready to unlock the secrets of private money? In Episode 169 of 'Money & You with Michelle Perkins', we dive into how YOU can attract private lenders and fund your real estate deals quickly! Tune in now! #PrivateMoney #RealEstateInvesting #UnlockWealth

Have you heard of private money? If not, you’re missing out! In our latest episode, we chat about how ordinary people can earn high returns through private lending. Don't miss this opportunity! #FinancialFreedom #MoneyAndYou #Podcast

Fear of rejection holding you back from funding your real estate dreams? Episode 169 reveals how to attract private money WITHOUT asking for it! Get the insights today! #RealEstate #MoneyMindset #ListenNow

What if you could fund your next deal in LESS than 7 days? Discover the strategies in Episode 169 of 'Money & You with Michelle Perkins'. Your financial future awaits! #FundingDeals #RealEstateSuccess #Podcast

Want to learn where to get the money for your real

EP 168: "Get Rid of Your Head Trash About Money"

Mon, 03 Mar 2025 18:09:32 +0000

EP 168: "Get Rid of Your Head Trash About Money"

EP 167: “Exit with Excellence”: A Founders' Guide to a Limit-Free Life

Mon, 24 Feb 2025 22:49:28 +0000

In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures.

They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit.

This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter.

00:05 - Mindset and money connection
07:02 - Planning your business exit
16:10 - Recognizing exit opportunities
27:37 - Transforming passion into profit
32:59 - Preparing for retirement life
46:43 - Resources for successful exits

Key Takeaways

Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business.
- Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition.
- Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership.
- Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.-
You can take his “Exit Readiness Assessment” for free at:https://exittoexcellence.com/ERA

Schedule a consult here: (http://exittoexcellence.com)

His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife

You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 166: "The Care Dilemma: Love, Legacy and Finances"

Mon, 17 Feb 2025 18:06:00 +0000

This podcast episode features guest Nicole J. Smith, a daughter faced with her mother’s Alzheimer’s diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her mother’s post-pandemic cognitive decline and took a deep dive into dementia education after her mother’s Alzheimer’s diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver.

Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.com
Michelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by.

They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care.

00:05 - Starting the caregiving journey
10:18 - Importance of powers of attorney
20:51 - Facing caregiving realities
29:50 - Navigating family dynamics
39:18 - Essential resources for caregiving
45:33 - Organizing conversations on aging

Key Takeaways

Proactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs.
- Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey.

Resources mentioned in the Podcast:

Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys.

Recommendations for support groups and educational resources, including:
Conversations:https://deathoverdinner.org/https://theconversationproject.org/https://www.fivewishes.org/

Caregiver Support:https://daughterhood.org/https://leezascareconnection.org/home https://wearehfc.org/

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…

Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife

You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 165: "The Number One Key to Financial Mastery You Need for 2025"

Mon, 10 Feb 2025 22:59:52 +0000

In this solo episode, host Michelle Perkins discusses the importance of mindset in relation to financial planning, particularly at the start of the new year. The speaker emphasizes that before setting financial goals, you should assess and improve your relationship with money, as mental barriers can hinder financial success. The discussion highlights common fears and misconceptions about money, advocating for a positive mindset and emotional mastery over financial beliefs.

The speaker encourages listeners to reflect on their feelings about money and to actively engage with it, rather than feeling disempowered. Practical tips for financial management are also mentioned, including reviewing budgets and setting actionable goals. This episode is significant as it underscores the psychological aspects of financial planning, suggesting that a healthy mindset is crucial for achieving financial objectives. The conversation took place at the beginning of the year, making it timely for listeners looking to establish productive financial habits for the year ahead.

Key Takeaways:

Mindset is Key: Your relationship with money is foundational to achieving financial goals. Mastering your mindset can prevent self-sabotage.
Self-Reflection is Essential: Honest assessment of your feelings about money can lead to better financial decisions.
You Have Control: Recognize that you have more control over your financial situation than you may believe.
Set Practical Goals: After establishing a positive mindset, focus on practical steps to manage your finances effectively.

Mindset Mastery: Before you jump into budgeting or investing, pause and reflect on your relationship with money. Are your beliefs holding you back? Michelle can guide you through the process of shifting your mindset so that you can face financial challenges with confidence and creativity.

Real Talk on Emotions: Your feelings about money can either empower you or keep you stuck. Let’s explore how to cultivate a positive relationship with your finances and remove fear and shame from the equation.

Practical Steps for Success: She outlines five essential tips to streamline your financial management this year. These actionable strategies will help you take control over your money, ensuring you’re not just managing it, but mastering it!

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife

You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 164: Building Innovation with ”Cake on Tuesday”

Mon, 03 Feb 2025 16:00:07 +0000

In this podcast episode, host Michelle Perkins and guest Elizabeth Bieniek, an entrepreneur and innovator with experience in corporate big tech, and now a sought after leadership speaker, shares her insights on fostering an innovative mindset and the importance of questioning preconceived notions. Elizabeth is named one of the “Female Pioneers in Technology” and has been featured in Forbes, Bloomberg, Women in Business and many more.

We discussed the importance of cultivating a positive relationship with money and fostering innovation in various aspects of life including your financial life. They emphasized that understanding money as a tool rather than a source of fear is crucial for personal and professional growth. The conversation highlighted the need to challenge preconceived notions and embrace discomfort to unlock new opportunities, particularly in business and career transitions.

Michelle shared insights from her experience in corporate innovation, stressing that innovation requires questioning established practices and being open to new ideas. The discussion also touched on the challenges of maintaining motivation during the middle phases of projects and the significance of integrating fun into work to enhance productivity. These concepts apply to money as well.

This episode is important as it encourages listeners to rethink their approach to money and innovation, advocating for a mindset that embraces curiosity and exploration. By doing so, individuals can overcome financial obstacles and foster creativity in their careers, ultimately leading to a more fulfilling and successful life.

00:04 - Money mindset for success
09:25 - Curiosity fuels innovation
17:23 - Embracing discomfort for growth
24:39 - Lessons from the journey
34:52 - Fun in work and money
45:54 - Fresh perspectives for innovation

Key Takeaways

A healthy relationship with money is foundational for a limit-free life.
Innovation requires curiosity and the willingness to question the status quo. -
Embracing discomfort can lead to personal and professional growth. -
Finding joy in the process can enhance productivity and creativity. -
Seeking external perspectives can provide valuable insights and solutions.

This episode encourages listeners to reflect on their own lives and careers, inspiring them to think innovatively and embrace change. Michelle and Elizabeth's conversation serves as a reminder that innovation is not just for businesses but is essential in all areas of life.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 163: "Awakened Wealth: Insights for the Conscious Investor"

Mon, 27 Jan 2025 22:40:24 +0000

In this episode of "Money & You," host Michelle Perkins engages in a fascinating discussion with expert guest Tim Jai Baker, CEO of Luminous Wealth and author of “The Awakened Investor: Master Your Financial Anxieties While Unveiling a Conscious Pathway to Prosperity and True Fulfillment.”

Tim’s mission is to guide his clients toward their deepest desires and true fulfillment by fostering a healthy, stress-free environment where financial and personal well-being are seamlessly integrated. He believes that wealth management should not occur in isolation but rather as part of a holistic approach that considers the whole person.

The conversation emphasizes that many financial issues stem from individuals' perceptions and emotional responses to money, highlighting the importance of cultivating a positive relationship with it. Tim recounts his journey in wealth management, illustrating how he integrated spiritual and holistic approaches into financial planning, aiming to enhance clients' experiences.

The episode underscores the significance of understanding one's emotional connection to money, as so many people harbor negative feelings towards it. This discussion aims to empower listeners to reframe their financial perspectives as they approach the new year. The importance of this dialogue lies in its potential to transform how individuals perceive and manage their finances, advocating for a more conscious and collaborative approach within the financial industry. By addressing the emotional and psychological aspects of money, the podcast seeks to foster a healthier financial mindset among its audience.

00:06 - Mindset and money connection
07:03 - Building a wealth management vision
12:53 - Transforming financial industry practices
19:54 - Reprogramming your money mindset
31:45 - Consciousness in economic choices
38:55 - Be, do, have philosophy
49:15 - Integrating money with life

Key Takeaways

Mindset Matters: A positive relationship with money is crucial for making informed financial decisions.
- Awareness of Emotions: Recognizing emotional responses to money can lead to better control and decision-making.
- Holistic Approach: Integrating spiritual and emotional well-being into financial planning can enhance overall life satisfaction.
- Collaboration is Key: A team of diverse professionals can provide a more rounded perspective on wealth management.

Ep 162: Income Coach: Gives The Retirement Money Secrets

Mon, 20 Jan 2025 20:00:07 +0000

In this episode of "Money & You," host Michelle Perkins engages in a discussion with guest Steve Selengut about the relationship individuals have with money and the importance of mindset in overcoming financial challenges. As a 44-year investment professional, he's developed a simple, yet little-known system for producing reliable market generated income. He created income-generating portfolios for his clients for decades, growing their income every year.

Now semi-retired himself, his mission is to bring this system to as many investors and retirees as possible.

As a private portfolio investment manager with over $110 million in assets before selling his business in 2023. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model, The Investor's Creed, Base Income, and the Investment Grade Value Stock Identification System.

Steve shares his personal journey of learning to invest, focusing on income-generating assets rather than merely increasing portfolio value. He highlights the significance of cash flow and the need to understand investment choices, particularly in a changing financial landscape.

By providing insights into effective investment strategies, the podcast aims to help listeners cultivate a more positive and productive relationship with money leading to financial freedom.

00:05 - Understanding money mindset
07:14 - Building income through investments
18:51 - Cash flow over portfolio value
26:53 - Defining financial sufficiency
33:00 - Reinvesting for financial growth
44:44 - Tangible income for retirement

Key Takeaways

- A healthy relationship with money is foundational for financial independence.- Consistent income from investments can provide security and flexibility in retirement.- Understanding the cash flow generated by investments is crucial for long-term financial success.- Practical investment strategies, such as focusing on dividend-paying stocks, can lead to sustainable income.

Steve Selengut faced a lack of modern investment tools and resources, as there were no ETFs, IRAs, or 401(k)s at the time. He adapted by learning to focus on income generation and developing a strategy that involved consistent investment in income-producing assets.

The guest suggests focusing on generating cash flow from investments rather than merely increasing the market value of a portfolio. This involves investing in assets such as dividend-paying stocks and bonds, to ensure consistent income. Having a portfolio that produces cash flow allows investors to weather market fluctuations without relying solely on selling assets.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins:

https://limitfreelife.comLinkedIn:

https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife

You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 161: Planning for the future even through Unforeseen circumstances!

Tue, 14 Jan 2025 01:43:49 +0000

In this episode of "Money & You," host Michelle Perkins discusses the psychological aspects of financial management with guest James Alexander, a Certified Financial Planner and partner with Edge Financial Advisors. James is co-host of his company podcast: “Ed’s Edge” a show geared towards regular, everyday investors seeking financial peace. Passionate about empowering clients to navigate finance confidently while emphasizing emotional well-being in financial planning.

The conversation emphasizes the importance of mindset and emotional well-being in overcoming financial challenges. They explore common issues such as avoidance of financial discussions, the impact of shame, and the necessity of creating personalized financial plans that accommodate individual lifestyles and values.

The episode highlights the non-linear nature of life and the need for flexibility in financial planning, including considerations for unexpected expenses and changes in circumstances. James stresses the importance of regularly reviewing insurance coverage and adapting financial strategies as life evolves. The discussion aims to empower listeners to shift their mindset towards viewing financial peace as attainable, encouraging proactive engagement with their finances.

This episode is significant as it addresses the psychological barriers to financial management and provides practical insights for listeners to improve their financial literacy and planning.

00:05 - Mindset and money connection
07:53 - Confronting financial avoidance
16:43 - Customizing your budget plan
24:04 - Planning for unexpected expenses
34:60 - Insurance and financial peace
41:33 - Belief in financial attainability

Key Takeaways

- Emotional Well-Being: Acknowledge the psychological aspects of money management to reduce stress and improve financial decision-making.- Personalized Approach: Create a budget that reflects personal values and lifestyle rather than adhering to rigid structures. Listeners are encouraged to evaluate their budgets without judgment and assess how their spending aligns with their personal values, allowing for a more fulfilling financial plan.- Expect the Unexpected: Life is unpredictable; financial plans should account for potential changes and challenges. importance of accounting for unexpected life events, such as health issues or economic changes, in financial planning to create a more resilient and adaptable financial strategy.- Regular Insurance Reviews: Stay informed about insurance coverage to protect against unforeseen events. The podcast emphasizes the need for regular reviews of insurance policies to ensure they adequately cover changing life circumstances and protect against potential financial risks- Financial Peace is Attainable: With the right mindset and planning, achieving financial peace is possible.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

#FinancialPlanning #MoneyAndYou #MoneyMindset #Finance #MoneyAndYou #FinancialLiteracy

Ep 160: Home Buying Goals in 2025? This is What You Need to Hear!

Mon, 06 Jan 2025 20:00:08 +0000

In this episode of the Money & You Show, host Michelle Perkins and guest Jennifer Beeston discuss home buying and mortgage lending with a focus on first-time homebuyers. Beeston, an experienced mortgage professional, highlights the challenges faced by homebuyers in recent years, particularly due to fluctuating interest rates and competition in the market.

The conversation emphasizes the importance of financial education and transparency in the mortgage industry.

She stresses the need for potential buyers to assess their readiness and financial capacity before committing to a home purchase, advocating for a budget-based approach rather than relying solely on lender qualifications. The discussion also touches on misconceptions about down payments, particularly for veterans and first-time buyers, and the importance of understanding the financial implications of homeownership.

This episode is significant as it aims to demystify the home buying process, empowering listeners with practical advice and encouraging financial literacy first to ensure the experience is a good one.

00:05 - Introduction to home buying
08:59 - Preparing first-time homebuyers
16:44 - Understanding down payments
28:06 - Demystifying financial education
39:02 - Exploring condo investments
45:53 - Market trends and reality

Key Takeaways

Commitment is Key: Buying a home is a significant commitment; ensure you are ready before making a decision.
- Budgeting Matters: Create a budget to determine how much you can comfortably afford for housing. Jennifer explains how to do this well.
- Down Payment Options: Many buyers may not need as large a down payment as they think; explore various loan options with someone with broad knowledge.
- Financial Literacy is Essential Understanding finances is crucial for making informed home buying decisions.
- Realistic Expectations: Both buyers and sellers need to have realistic expectations in the current market and beware of what the media is saying.

Conclusion

This episode of "Money & You" is a must-listen for anyone considering homeownership in the near future. Jennifer Beeston's insights and practical advice will empower you to navigate the home buying process with confidence. Whether you're a first-time buyer or looking to invest, this episode provides valuable information to help you achieve your home buying goals.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…

Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events:

Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
#HomeOwnership #Empowerment #Podcast #HomeBuying #RealEstate #Finance #HomeBuyingGoals #FinancialEducation

Ep 159: "Business Basics For Kids: Building Bright Financial Futures

Tue, 17 Dec 2024 01:27:29 +0000

In this episode of "Money & You," host Michelle Perkins speaks with Jennifer Fishman, an advocate for financial literacy in early education. Join Michelle and Jennifer in this enlightening discussion about the future of financial education for children. Discover how early financial literacy can empower the next generation to thrive in their personal and professional lives.
The discussion centers on the importance of teaching financial concepts to children, particularly those in grades K-5, to prepare them for future economic challenges. Fishman, who holds a master's in education and a degree in child development, emphasizes the need for structured financial literacy programs in schools, which she aims to implement across California.

The conversation highlights the current gap in financial education and the transformative potential of early financial literacy, which can help children develop essential skills for money management and for entering the workforce. Fishman outlines a progressive curriculum that evolves from basic financial awareness in elementary school to more complex economic concepts in high school.
This initiative is crucial as it addresses the widespread lack of financial knowledge among young people, equipping them with the tools to navigate their financial futures successfully. The episode underscores the growing recognition of financial literacy as a vital component of education, reflecting a shift towards preparing students for real-world economic realities.

Chapters

00:05 - Introduction to financial literacy
06:16 - Stages of financial education
16:27 - Engaging kids in learning
27:16 - Entrepreneurship and networking skills
37:18 - Community involvement and support

Key Points:

Jennifer focuses on introducing financial literacy to very young children, specifically targeting K through 5 students, to help them develop essential financial skills early on.
The curriculum evolves from financial awareness and consumer awareness in K through 5, to financial literacy in middle school, and then to economic literacy in grades 9 through 12.
Students often graduate without the necessary financial skills, leaving them unprepared for real-world financial responsibilities, such as managing debt and making informed financial decisions.
By teaching children to develop good financial habits and literacy, the podcast suggests that this can lead to a more financially aware workforce, which in turn can positively impact the economy and community.

Parents are encouraged to support the initiative by volunteering in schools and learning alongside their children, which fosters a collaborative environment for financial education.
Programs like Jennifer’s “Business Basics For Kids” are designed to provide a seamless educational experience. Engaging and fun activities can help children learn about entrepreneurship and finance. Jennifer shares insights on how children can develop networking skills and comfort in business settings from an early age.
Listeners are encouraged to visit Jennifer's website and follow “Business Basics For Kids” on Instagram for more information and resources.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!

For more information on Limit Free Life & Michelle Perkins:
https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 158: "Learning the secrets of Life Settlements"

Mon, 09 Dec 2024 20:00:08 +0000

Host Michelle Perkins and guest Rob Haynie discuss the life settlement industry, where
individuals can sell their life insurance policies for cash. Haynie, with 31 years of experience in
the industry, highlighted the benefits and opportunities in this market, emphasizing the
importance of understanding the value of life insurance policies and exploring options for
financial planning. The conversation covered various aspects of life settlements, including the
potential for selling term policies, the risks involved, and the need for proper education and
planning. He also mentioned efforts to create a senior health planning account to help
individuals fund long-term care expenses. The discussion provided valuable insights into a
lesser-known financial opportunity and underscored the significance of financial literacy and
proactive financial decision-making. The episode aimed to empower listeners to enhance their
financial knowledge and make informed choices for their financial well-being.

00:05 - Transform your financial life
05:56 - Expanding life settlement marketplace
13:45 - Understanding life expectancy investments
27:41 - Unveiling life insurance secrets
36:53 - Navigating insurance policy options
42:04 - Future of senior health planning
49:07 - Empowering financial knowledge

Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.

Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/

The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife

Ep 157: Shifting the Paradigm of Your Money

Tue, 03 Dec 2024 03:00:08 +0000

This episode features creative brand strategist and money mentor Sarah Mac. Sarah shares her
inspiring journey from financial anxiety to building a thriving six-figure business. She discusses
the foundational steps to improving your relationship with money, including the power of tracking
finances, adopting simple money habits, and embracing a creative approach to financial growth.
Sarah also introduces concepts from her new book, The 6-Figure Creative: Heal Your
Relationship With Money Doing Work You Love, offering practical tools for entrepreneurs to
align their mindset and money goals with their personal and professional vision.

Timestamps
00:00 - Sarah Mac’s transformational money journey
12:35 - Key habits for cultivating a healthier money mindset
25:50 - Creative strategies for financial success

Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.

Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/

The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 156: Unlocking Six-Figure Creativity: Elevate Your Money Mindset

Mon, 25 Nov 2024 20:00:08 +0000

Your connection with money should be one of the best relationships in your life. Is it? Certified coach and CEO of Limit Free Life, Michelle Perkins breaks down your relationship with money - offering tough love money tips and a money dating plan that focuses on lifting the barriers to success by uncovering underlying money beliefs, illuminating what’s driving money behavior, and paving the way for a better relationship with money and increased wealth. It’s time to take control. Michelle, along with her expert guests, offers insight and understanding from her own career journey that has taken ventures from zero to a Million $$ in five years.

We change, the world changes, and our careers can change. Michelle’s mission is to help ambitious, driven entrepreneurs and professionals move into (or better yet, create) work that satisfies the soul, creates the financial prosperity that they need and want, and empowers them to live the life they desire.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep. 155: "Are Your Money Problems Really What You Think?"

Tue, 19 Nov 2024 03:00:07 +0000

Michelle Perkins hosts financial expert Thomas Blottenberger to explore the connection
between mindset and financial strategy. Thomas shares insights on emotional biases in
investing, the importance of education in financial planning, and how to align your investments
with a greater purpose. The episode offers practical guidance on overcoming fears, building
financial literacy, and achieving peace of mind by focusing on purposeful investing.

Timestamps

00:00 - Emotional biases and their impact on finances
15:30 - Aligning investments with purpose
28:12 - Practical strategies for shifting financial paradigms

Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.

Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/

The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 154: "Transforming Your Time Into Money"

Tue, 12 Nov 2024 03:00:02 +0000

The podcast featured a speaker discussing the importance of managing emotions and thoughts about money to achieve financial success. The speaker emphasized the power of positive thinking and visualization in manifesting financial goals. The discussion highlighted the role of mindset in overcoming financial challenges and creating a positive relationship with money. The speaker shared a manifestation exercise involving setting intentions, visualizing goals, and focusing on evidence of progress. The importance of maintaining a high frequency and positive mindset to attract abundance was emphasized. The speaker encouraged listeners to practice gratitude and use their minds effectively to achieve their desired outcomes. The podcast provided practical tips for improving financial well-being through mindset shifts and manifestation techniques. The discussion took place in a supportive and educational context, aiming to empower listeners to take control of their financial futures through positive thinking and intentional actions.

00:00 - Mastering your money mindset
13:14 - Smooth road to abundance
18:60 - Manifesting financial prosperity

Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 153: "Countdown to Financial Freedom: Year-End Money Strategies"

Mon, 28 Oct 2024 19:52:30 +0000

The podcast featured a discussion between an entrepreneur, coach, and problem solver about the importance of having a positive relationship with money to achieve financial freedom. The speakers emphasized the need for strategic financial planning, especially towards the end of the year, to maximize retirement contributions, set up accounts like Roth IRAs and HSAs, and review investment portfolios. They also highlighted the significance of mindset in achieving financial goals, suggesting listeners focus on positive self-talk and abundance mindset. Practical tips were provided, such as making extra estimated tax payments, utilizing flexible spending accounts, and engaging in tax loss harvesting. The speakers recommended taking one to two financial actions per week leading up to the end of the year, followed by a period of reflection and mindset adjustment. The discussion underscored the importance of proactive financial management and mindset in achieving long-term financial success.

00:01 - Strategic money planning tips
10:04 - Maximizing retirement contributions
15:36 - Year-end financial adjustments
23:13 - Mindset reset for abundance

Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 152: "Who Are You With Money?"

Tue, 22 Oct 2024 18:51:47 +0000

The podcast featured a speaker who is an entrepreneur, coach, and problem solver discussing the importance of developing a positive relationship with money. The speaker emphasized the need to understand one's money personality, including strengths, gifts, and challenges, through an assessment of eight archetypes. Reflecting on one's behavior and beliefs about money is crucial for making informed financial decisions. The speaker highlighted the significance of continuous self-reflection and execution in improving financial well-being. By understanding oneself better in relation to money, individuals can gain more control and confidence in managing their finances. The discussion aimed to provide listeners with insights, education, and empowerment to enhance their financial literacy and ultimately achieve financial freedom. The podcast episode focused on the importance of knowing oneself in terms of money and offered practical tips for personal growth in financial matters.

00:04 - Money relationship foundation reflection
07:44 - Discovering money personality insights
13:11 - Understanding money archetypes execution
18:34 - Self-knowledge financial journey confidence

Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
The next one begins soon!

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 151: "Wealth Without Wallstreet - Passive Income Strategies for Financial Freedom"

Mon, 14 Oct 2024 19:00:02 +0000

The podcast featured host Michelle Perkins with guest Russ Morgan from “Wealth Without Wall Street” discussing passive income with a focus on helping business owners understand how to generate passive income to achieve financial freedom. The speakers emphasized the importance of building personal family P&Ls, investing in alignment with one's investor DNA, and creating systems to make passive income a reality. They highlighted the need for frameworks, models, and resources to guide individuals in their passive income journey. The conversation also touched on balancing passive income pursuits with regular professions and the significance of community support in exploring alternative wealth-building strategies. They shared their experiences and insights to empower listeners to take control of their financial future. The episode provided practical advice and resources for those interested in pursuing passive income opportunities.

00:06 - Unlocking limit-free living today 12:03 - Investing based on investor DNA 21:26 - Building passive income frameworks 30:39 - Empowering wealth building communities 42:33 - Inspiring financial freedom journeys
Main Topics Discussed:

Importance of building passive income to live a limit-free life
Common mistakes business owners make in managing their finances
Building a personal family P&L to understand available cash for investments
Investing based on individual investor DNA and interests
Balancing active work with passive income pursuits
Providing free resources and e-books to educate people on financial freedom strategies

Key Takeaways:

Passive income is essential for financial freedom and living a fulfilling life
Understanding one's investor DNA is crucial for successful investments
Building systems and frameworks can help make passive income more achievable
Balancing active work with passive income pursuits can lead to long-term financial stability
Community support and education are key in pursuing alternative wealth-building strategies
Encouragement to explore passive income opportunities and seek out resources from Wealth Without Wall Street

Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 150: "Future Poor - Real Solutions for Retirement"

Mon, 07 Oct 2024 21:24:04 +0000

Michelle and guest Jonathan Grimm, author of "The Future Poor," licensed financial advisor, and founder of Tend Financial, highlights the way we do retirement and how we can move into a unique and life-changing, new way that fits today’s world so much better. The model for traditional retirement isn’t aligned with our life span, medical expenses and other aspects of life today.
Jonathan and I discussed the evolution of retirement and the looming retirement crisis. The conversation delved into the history of retirement, societal changes, and the financial industry's impact on retirement planning. Jonathan emphasized the need for a new perspective on retirement, suggesting alternative approaches to financial planning and work. The discussion highlighted the importance of reevaluating traditional retirement norms and considering innovative solutions to address the challenges faced by retirees. The podcast aimed to provoke critical thinking about finance, retirement, and societal values, encouraging listeners to consider new perspectives on financial planning and retirement preparation. The conversation provided insights into the changing landscape of retirement and the need for a shift in mindset towards financial security in later years.

00:00 - Revolutionizing retirement planning
05:23 - Evolution of retirement systems
12:23 - Redefining old age care
19:44 - Work as life fulfillment
29:32 - Financial advisors' reality check
37:11 - Empowering the middle class
45:51 - Stay informed, stay ahead
Main Topics Discussed:

History of retirement development and societal changes impacting retirement planning.
See Jonathan’s video short on his website to understand how we got here: https://www.thefuturepoor.com/
The impact of inflation, rising costs, and the need for alternative retirement strategies.
The importance of work, social interaction, and generational blending in retirement planning.
The role of financial advisors and the need for strategic, honest advice in the current financial landscape.

Key Takeaways:

Retirement is a relatively new concept in human history, with significant changes post-1980.
Traditional retirement models may not be sustainable in the current economic environment.
Work provides more than just income and should be viewed as a valuable aspect of life.
Financial advisors should offer strategic and honest advice tailored to individual circumstances.
Pooled resources and charitable efforts can play a crucial role in addressing retirement challenges.

The Grimm News and Jonathan’s podcast can be found on the futurepoor.com website above. Updates on the book "The Future Poor" and daily insights on financial landscape changes, as well as fun and informative content to engage listeners and provide critical thinking on finance and life can also be found.

Loving Request - Please share this show, especially with those who are retiring or planning to retire! This is truly information that everyone should hear and think about.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 149: Ascension Catalyst For Money and You

Mon, 23 Sep 2024 21:50:10 +0000

Michelle and Suzanna Kennedy discuss the importance of clearing subconscious beliefs around money to create a limit-free life in today’s podcast. Suzanna Kennedy, an expert in subconscious belief clearing and conscious manifestation, shares practical tools for transforming limiting beliefs and creating a life of abundance. Suzanna Kennedy is a visionary “Ascension Catalyst” and 5D Leadership Coach, dedicated to empowering spiritually awakening professionals to align their success with their soul's purpose.
With her transformative program, “Reality Crafting 5.0”, Suzanna guides high-achieving individuals through a journey of inner discovery and purposeful leadership. As a best-selling author, Suzanna's groundbreaking book, "Sacred Union: Ascending To A 5D Paradise," presents a revolutionary approach to manifesting a life of harmony, abundance, and impact. By blending spiritual wisdom with quantum physics, Suzanna offers a roadmap fortranscending limitations and embracing a reality of unity, love, and purpose.
She shared tools like the "sphere of compassion" to clear out these limiting beliefs. The conversation emphasized the power of thoughts in creating reality and offered practical tips for transforming limiting beliefs. The discussion highlighted the need to address underlying beliefs to improve one's life and emphasized the value of positive energy and ideas.

00:00 - Clearing money mindset blocks 13:26 - Overcoming comfort zone resistance 21:35 - Transforming reality with compassion 30:47 - Practical tools for limitless living 36:41 - Gratitude for positive energy

Main Topics:
The impact of childhood programming on money mindset and self-identity.
Overcoming resistance and stepping outside comfort zones to create positive change.

The power of thoughts in shaping reality and transmuting negative experiences into positive outcomes.

Key Takeaways:

Suzanna emphasizes the importance of clearing subconscious beliefs related to money to create a conscious life experience.
The first seven years of life are crucial for downloading beliefs that shape our self-identity and relationship with money.
Limiting beliefs can manifest in various areas of life, not just money, and clearing them can lead to transformative experiences.
Suzanna introduces the concept of the "sphere of compassion" as a tool to transmute negative beliefs and emotions into positive energy.

Loving Request:Please share the episode with friends and family who could benefit from the insights shared by Suzanna. Help to transform someone else’s relationship with money by listening to her wisdom.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 148: "Words Matter: Unlock Financial Success Through Positive Language"

Mon, 16 Sep 2024 16:12:23 +0000

In this episode, host Michelle Perkins discusses the importance of using positive language when talking about money to unlock financial success. She emphasizes the impact of words on mindset and shares insights on how to shift towards a more empowered mindset around money.
The podcast tackles the importance of using positive language when talking about money. Michelle emphasized the impact of negative words on mindset and financial well-being. Highlighting the need to be aware of the words we use regarding money, both internally and externally, and noticing how it can influence one's relationship with finances was explained. She suggested focusing on solutions rather than problems and empowering oneself with positive language. The conversation stressed the significance of aligning thoughts and words to improve financial habits and mindset. By changing negative language habits, individuals can shift their mindset towards money and ultimately enhance their financial well-being. The discussion aimed to encourage listeners to pay attention to their language around money and make positive changes to positively impact their financial lives.
Main Topics Discussed:

The connection between mindset and language when it comes to money
Being aware of the words we use around money and how they affect our mindset
The importance of focusing on solutions rather than problems in our thinking and conversations about money
Inspiring others through positive language and empowering statements about money
Shifting negative language habits to create a more positive relationship with money
Taking time to change language patterns and align thoughts, words, and actions for financial well-being

Key Takeaways:

Pay attention to the words you use when talking about money and shift towards more positive and empowering language
Empower yourself and inspire others by focusing on solutions and goals rather than problems and limitations
Changing language habits takes time and practice, but can significantly impact your mindset and financial well-being

Ep 147: "Your Money Mindset Matters"

Mon, 09 Sep 2024 21:56:29 +0000

In this solo podcast, Michelle discusses the importance of having a great relationship with money and spending time managing finances daily. She emphasized the need to treat money like any other relationship, investing time and effort into understanding and improving it. The discussion highlighted the significance of starting financial planning early, setting goals, and seeking accountability to achieve financial freedom. She encouraged listeners to assess their time spent on money, set financial goals, and prioritize regular "money dates" to build a healthy financial future. Statistics show that financial planning engagement was much higher with older individuals and she encouraged everyone to get more involved earlier. Overall, the podcast aimed to empower listeners to take control of their finances, make informed decisions, and work towards financial stability and freedom.

Tips:

Treating money as a relationship helps individuals understand their financial habits and mindset.
Spending time with money, even just an hour a day, can lead to financial freedom by developing good financial habits and mindset.
Starting to manage money early is important to allow time for interest to compound, develop good habits, and avoid financial crises in the future.
The podcast mentions that financial planning engagement tends to increase with age, with older individuals being more involved in managing their money.
Practical tips include setting money goals, understanding the 'why' behind managing money, setting reminders on calendars, seeking accountability partners, and treating money management as a regular routine.

Spending time with your money is crucial for financial success and empowerment.
Setting goals and creating accountability can help individuals stay on track with their finances.
Developing a positive money mindset can lead to financial freedom and confidence.
Michelle encourages listeners to prioritize their financial well-being and make managing money a regular part of their routine.
She emphasizes the importance of taking control of your finances to achieve the freedom and happiness you deserve.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep. 146: "Writing Your Own Money Story"

Mon, 02 Sep 2024 18:20:01 +0000

Host Michelle Perkins and guest Amy Cook, author of the Amazon bestseller "Your Money Narrative" spent time exploring the impact of personal experiences on financial behaviors and decisions.

Overall, the episode delves into the significance of understanding one's relationship with money, the impact of childhood experiences on financial behaviors, and the role of financial planning in achieving financial goals. The conversation highlights the importance of emotional awareness, communication, and working with financial advisors to navigate financial complexities and build lasting wealth. Listeners are encouraged to start working on their financial plan and address emotional aspects of money management for a more secure financial future.
The podcast featured Michelle Perkins and Amy Cook, founder and financial advisor at Maven Lane Financial Group. Amy, author of "Your Money Narrative," emphasized how personal experiences shape financial behaviors. They highlighted the impact of childhood beliefs on adult financial decisions and the need for financial education, especially in high school. The conversation underscored the significance of addressing money-related beliefs and emotions to make informed financial decisions and build lasting legacies. They emphasized the value of starting with a financial plan, challenging limiting beliefs, and seeking professional guidance. The podcast aimed to inspire listeners to reflect on their money mindset, take steps towards financial empowerment, and access resources like Amy's book for further guidance.

00:00 - Money relationship insights & tips
05:20 - Childhood impact on money beliefs
16:10 - Financial advisor's compassionate guidance
21:21 - Complexities of financial partnerships
33:02 - Building a strong financial plan
44:30 - Book access & financial awareness

Stressful financial situations in childhood can lead to a desire to avoid similar situations in the future. A financial plan serves as a roadmap to identify gaps and set financial goals. It helps individuals understand their financial situation, make informed decisions, and work towards building wealth. Engaging with a financial planner who focuses on real planning is crucial for financial success.

Key Takeaways:
- Childhood experiences can significantly influence money beliefs and behaviors in adulthood
- Financial education and planning are crucial for navigating financial challenges and building wealth
- Emotional awareness and communication are essential in addressing money-related issues
- Working with a financial advisor can provide valuable guidance and support in financial decision-making
- Starting with a financial plan can help individuals set clear goals and make informed financial choices
- Contact Amy and access her book "Your Money Narrative" for valuable insights on money management and financial planning.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 145: "Don’t Be Vague with Your Money"

Thu, 29 Aug 2024 17:32:42 +0000

Michelle hosted a solo show, discussing the importance of being aware of one's thoughts and beliefs about money. In this episode of "Money & You," host Michelle Perkins discusses the importance of being specific with your financial goals and mindset. She shares insights on how our thoughts around money can impact our ability to achieve our dreams and offers practical tips for setting clear financial targets.

Michelle emphasized the need to examine subconscious money beliefs by putting oneself in different environments and observing the thoughts that arise. The conversation emphasized the empowerment that comes from setting and meeting specific financial goals, as well as the importance of being mindful of the narratives we tell ourselves about money. Overall, the discussion underscored the value of being intentional and specific in financial goal-setting to create a positive and proactive relationship with money.

Key Points Discussed:
- Importance of being aware of your money thoughts and beliefs
- The impact of environment on money mindset
- Tracking and journaling money thoughts in different settings
- Setting specific financial goals to manifest and achieve them
- Overcoming fear or hopelessness around setting money targets
- The power of setting specific goals, taking action, and realizing them
- Empowerment through achieving financial goals

Key Takeaway:
Track your progress, take action, and empower yourself through achieving your financial goals.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 144: "Empowering Financial Relationships: Navigating Money, Emotions, and Family Dynamics"

Mon, 19 Aug 2024 20:42:13 +0000

Michelle Perkins was joined by guest Abbe F. Large CLU, CLTC, a prominent financial advisor with Lenox Advisors. They discussed the importance of being supported through challenging times with grace and dignity, focusing on love and family when money is removed from the equation. Abbe shared a story about helping a woman in financial distress and emphasized the role of a financial advisor in a family's life. They also talked about the significance of understanding one's relationship with money and the emotional aspects of money. Abbe highlighted the importance of having open conversations about money, even with children, to promote financial responsibility and a healthy relationship with money. The conversation underscored the need for financial literacy and communication within families, regardless of professional expertise. The host praised Abbe for her work in discussing money openly and hoped for more listeners to benefit from such conversations.

00:03 - Empathy in financial planning
09:08 - Role of financial advisors
16:29 - Balancing money relationships
25:39 - Parenting and money values
36:19 - Open conversations about money

In this episode of "Money & You," host Michelle Perkins explores the importance of empowering financial relationships and navigating the complexities of money, emotions, and family dynamics. Joined by guest Abbe F. Large, a notable financial advisor with a unique perspective on supporting clients through challenging times, the conversation delves into the role of financial advisors in families' lives and the impact of childhood experiences on money relationships.
The discussion highlights the role financial advisors play in providing guidance and support during life transitions, showcasing the value of open communication and equal involvement in financial decisions within relationships. Michelle and Abbe explore the emotional aspects of money and the impact of childhood experiences on individuals' relationships with finances, underscoring the need for honest conversations and financial education within families. Abbe shares a personal anecdote about helping a client navigate financial challenges, showcasing the importance of listening, understanding, and empowering individuals to take control of their financial well-being. The conversation touches on the role of parents in instilling financial responsibility in children, emphasizing the value of early conversations about money and the impact of parental attitudes on children's financial behaviors.

Abbe Large emphasizes the importance of involving each person in financial conversations to ensure that everyone is heard and understood, promoting a healthy relationship with money.
She also believes it is important for families to understand that you don't need to be a professional to talk about money, just like you don't need to be a doctor to talk about health, emphasizing the importance of open conversations about finances.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 143: "Long-Term Care Planning: Reducing Stress and Ensuring Peace of Mind"

Mon, 12 Aug 2024 23:26:58 +0000

The podcast featured Michelle Perkins as host and special guest Matt McCann, discussing the importance of long-term care planning and insurance. The conversation highlighted the personal experience of Michelle with her parents' long-term care needs and the financial implications of using long term care as well as the difficulties of using it. They emphasized the need for proper planning to manage the costs and potential challenges of aging. The discussion covered topics such as different types of long-term care insurance policies, the impact of interest rates on premiums, and options for adjusting benefits to mitigate costs. The speakers stressed the importance of seeking expert advice to navigate the complexities of long-term care insurance and ensure adequate coverage. Overall, the podcast provided valuable insights into the significance of planning for long-term care and the role of insurance in addressing the financial aspects of aging.

00:05 - Unexpected life changes happen (and so do earthquakes)
07:44 - Preparing for the unexpected
13:48 - Navigating long-term care insurance
23:03 - Financial impact of caregiving
32:12 - Determining coverage needs wisely
40:42 - Addressing premium rate concerns
48:13 - Expert tips for policyholders

- Personal experience with long-term care: Michelle shares her journey with her parents' long-term care needs and the importance of planning ahead.- Importance of long-term care insurance: Discussion on the significance of having long-term care insurance to manage the financial costs and stress associated with aging.- Understanding long-term care policies: Exploring different types of long-term care policies, coverage options, deductibles, and benefits.- Factors to consider when choosing a policy: Matt provides insights on determining the appropriate coverage amount based on location, cost of care, and individual needs.- Legacy long-term care policies: Addressing issues with older legacy policies, rate increases, and options to adjust benefits to manage costs.- Consumer protections and hybrid products: Explaining the regulatory changes in long-term care insurance, consumer protections, and the availability of hybrid products for guarantees.
Key Takeaways:- Long-term care insurance helps manage the financial, emotional, and physical costs of aging.- Policies should be tailored to individual needs and location-specific cost of care.- Legacy policies may require adjustments to benefits to mitigate rate increases.- Consumer protections and hybrid products offer additional safeguards and guarantees for long-term care planning.

Closing Remarks:Michelle and Matt emphasize the importance of seeking expert advice when considering long-term care insurance to ensure peace of mind and reduce stress associated with aging.Listeners are encouraged to connect with Matt for further information or assistance with long-term care insurance planning.

Overall, the episode provides valuable insights into long-term care planning, insurance options, and strategies to reduce stress and ensure financial security in later years.Matt McCann got involved in long-term care planning after her mother had health issues that required nursing home and assisted living care. He is licensed in all 50 states.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 142: Create A Relationship With Your Money Through AI

Mon, 05 Aug 2024 19:00:03 +0000

Michelle shares thoughts on the use of AI in various applications, including financial matters. The speaker highlighted the benefits of AI in financial planning. The conversation touched on AI-supported tools for budgeting, organizing financial data, and achieving financial goals. The speaker also mentioned specific courses and software for efficient financial management. The AI provided advice on budgeting methods, investment strategies, and credit card management. The discussion emphasized the value of using AI to enhance financial awareness, knowledge and decision-making. The podcast showcased the potential of AI in simplifying financial tasks and guiding individuals towards better financial habits.
If you have financial questions, AI might be able to help you at no expense, but beware of the answers and check them out with experts as well.
00:05 - Exploring AI in Finance 11:03 - Budgeting Tips from AI 16:26 - Organizing Financial Data Efficiently 21:58 - Investment Advice from AI
In this episode of "Money & You with Michelle Perkins," the host explores the use of AI in personal finance and how it can help individuals create a better relationship with their money. The host shares insights from a recent conference and discusses the potential benefits of using AI tools for financial planning and analysis.
Michelle shared how ChatGPT responses provided insights on budgeting methods, financial organization tools, and investment strategies, encouraging listeners to consider their overall financial situation and goals.
AI tools can provide practical advice on budgeting, financial organization, and investment strategies, helping individuals make informed decisions about their money.Engaging with AI-supported tools can enhance awareness of personal finances and encourage proactive financial management.Consideration of overall financial situation, goals, and strategies is essential when using AI tools for financial planning and analysis.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 141: Breaking Through Your Income Glass Ceiling Forever!

Mon, 29 Jul 2024 19:00:03 +0000

The podcast featured a conversation with Dr. Noah St. John, an expert on the topic of money and your “inner game” who has recently released a new book, "The 7 Figure Expert.” They discussed the importance of teaching effective money strategies, and contrasting self-promoters with effective educators. The speaker shared his personal journey of spending money on gurus who couldn't deliver results, leading him to develop his own system-driven success approach outlined in his new book. He emphasized the significance of mindset and inner game in achieving financial success, highlighting the power of “afformations” and questioning techniques. The speaker also shared insights on writing and marketing books, attributing his prolific output to a systematic approach. The conversation underscored the value of practical strategies over personality-driven success, offering a unique perspective on achieving financial goals. The podcast provided valuable insights for listeners seeking to improve their financial literacy and success.
00:04 - From struggle to success 08:17 - Tripling investments in weeks 15:12 - System vs. personality success 28:54 - Mastering your inner game 39:45 - Prolific book-writing secrets
System-driven success is crucial for breaking through income glass ceilings. Afformations and empowering questions can rewire the brain for success. Mastering the inner game is essential for achieving financial goals. Focusing on foundational aspects before external details is key to success. Having a system for writing, marketing, and selling books can lead to prolific authorship.
The episode provides valuable insights into overcoming income barriers and achieving financial success through system-driven approaches and mastering the inner game. The guest's new book, "The 7 Figure Expert," offers practical guidance for individuals looking to break through their income glass ceilings.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 140: Monetizing Your Mindset with Deborah Deras

Mon, 22 Jul 2024 15:00:04 +0000

Deborah Deras, global keynote speaker and professor with expertise in AI and marketing was our guest this week. Michelle Perkins and Deborah Deras dig in to discuss the topic of monetizing your mindset. Deborah, also a spiritual teacher, discussed her life’s journey that led to transitioning from teaching to AI to coaching public speaking, emphasizing the importance of following intuition and overcoming fears. She highlighted the significance of monetizing one's skills, particularly in public speaking, and to make money doing what you love. Deborah shared insights on the business of speaking and how to build a career as a speaker. The conversation underscored the value of public speaking in building businesses and generating revenue. Overall, the podcast provides practical advice on improving public speaking skills and leveraging them for financial success.
00:05 - High vibe learning with Deborah 05:13 - Overcoming fears, following intuition 16:56 - Elevating public speaking skills 22:26 - Benefits of professional speaking 42:17 - Power of effective communication

Key Takeaways:
-The importance of public speaking and overcoming anxiety in presentations.- Deborah's program "Monetize Your Magnificence" focusing on improving public speaking skills and leveraging social media for business growth.- The impact of mindset on success and the role of intuition in decision-making.- The business of speaking and how to monetize speaking engagements effectively.- Embrace opportunities for growth and learning to expand your skill set.- Overcome fears and resistance to pursue your passions and goals.- Utilize social media and online platforms to share valuable content and generate revenue.- Develop a positive mindset and trust your intuition in decision-making.- Understand the business aspects of speaking engagements to maximize opportunities for income.
The episode "Monetizing Your Mindset with Deborah Deras" provides valuable insights into the importance of public speaking, mindset, and leveraging opportunities for business growth. Deborah's expertise and practical tips offer listeners a roadmap to success in monetizing their skills and knowledge. https://www.youtube.com/watch?v=-OdjdewI8Rw&list=PLDZ0iRrmsiPU4R3Pg5jolAftWZ54C0tkh

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 139: Money Milestone’s: A financial journey from youth to retirement

Mon, 15 Jul 2024 18:23:18 +0000

The podcast featured Philip Board, a financial advisor with 27 years of experience discussing his journey in the financial services industry, starting from selling financial products to running his own company. The speaker started in financial services through a friend of his dad who offered him a job if he passed a test. He equated Wall Street with nice cars in his 20’s and a career was born.

The conversation touched on the importance of understanding the relationship between finance and business management, the significance of saving and spending habits, and the impact of taxes on retirement planning. The speakers emphasized the need for a holistic approach to financial planning, including collaboration between financial advisors and tax professionals. The discussion highlighted the value of ongoing education and strategic planning in achieving financial goals. The podcast emphasized the importance of seeking professional advice and developing a comprehensive financial strategy to optimize financial outcomes. The conversation provided valuable insights into financial planning, business management, and tax strategies for listeners.
00:05 - Financial journey beginnings 05:17 - Business skills for advisors 10:38 - Talking money with kids 23:05 - Saving vs. spending strategies 30:36 - Retirement planning insights 35:58 - Tax considerations revealed 41:36 - Collaborating for financial success 47:19 - Webinars for financial education
Key Takeaways:
- Financial advisors need to balance expertise in finance with business management skills.- Teaching children about money and financial literacy is crucial for their future financial well-being.- Moving from spender to saver is a key step in building financial stability.- Tax planning is essential for optimizing retirement savings and minimizing tax liabilities.- Utilizing tax-free investment options like Roth IRAs can provide long-term benefits in retirement planning.- Collaboration between financial advisors and CPAs can lead to more effective financial and tax strategies.-The speaker teaches other financial advisors how to run better businesses, focusing on systems and processes.
The episode provides valuable insights into the financial journey from youth to retirement, emphasizing the importance of financial literacy, strategic planning, and collaboration with professionals like CPAs for long-term financial success.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 138: Monetize Your Speaking!

Mon, 08 Jul 2024 19:00:03 +0000

The podcast featured ways that effective communication can lead to more money in your life. This includes every communication, from one on one networking conversations to speaking on stages. All the talking we do, in many forms, can help us improve our revenue. Michelle’s guest, Andrea Merrill emphasized the need for confidence in speaking, shared tips on getting comfortable with public speaking, and highlighted the potential for paid speaking opportunities. The conversation touched on the value of using one's voice to reach a wider audience and generate income. The podcast aimed to inspire listeners to leverage speaking opportunities to grow their businesses and create a positive relationship with money. The discussion emphasized the power of communication in achieving financial goals. Please share this episode with anyone who could benefit from the information.

00:05 - Expanding your audience reach 06:48 - Voice and monetization connection 13:09 - Shifting money mindset for success 23:20 - Strategic speaking opportunities 31:13 - Unlocking paid speaking opportunities 45:57 - Empowering through voice communication

Andrea Merril, a passionate go-to Speaker Monetization Strategist and Chief Marketing Officer who thrives on creating unparalleled marketing strategies rooted in psychology and human behavior, is the driving force behind “Virtually Adventurous” (check her out on Instagram). Her mission resonates deeply - bridging the divide between in-person charisma and a compelling digital presence for industry trailblazers worldwide.
The conversation delves into the significance of effective communication, building confidence in speaking, and leveraging speaking opportunities to grow and monetize a business.
Key Takeaways: - Speaking and communication are fundamental skills for building relationships and growing a business. - Monetizing speaking engagements, whether in person or online, can lead to significant revenue opportunities. - Overcoming limiting beliefs around money is crucial for financial success and making a positive impact through generosity. - Paid speaking opportunities can be a lucrative avenue for expanding reach and increasing income. - Leveraging speaking engagements to attract audiences and promote offerings can lead to further business growth. - Shifting perspectives on speaking as a fundamental skill in business and personal growth. - Overcoming discomfort with speaking through practice and building confidence over time.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 137: How To Invest Like An American Dynasty: Hilton Wealth Strategies

Mon, 01 Jul 2024 21:31:26 +0000

The podcast featured Mark Miller, a financial expert with over 30 years of experience, discussing strategies used by the ultra wealthy to grow and protect their wealth. Mark shares insights on how the wealthy strategize and build their wealth, offering valuable tips for listeners to implement in their own financial planning.

The conversation focused on advanced wealth-building strategies, tax planning, and investment opportunities typically accessible to high-net-worth individuals. Mark emphasized the importance of tax mitigation strategies and how they can significantly impact an individual's financial success. He also highlighted the value of business planning and how reducing taxes can actually increase the value of a business. Mark and his partner, Brad Hilton, recently released a book titled "Hilton Wealth: How to Invest Like an American Dynasty," which delves into the wealth-building techniques employed by the Hilton family. The podcast aimed to educate listeners on how they can apply similar strategies to improve their financial situation and achieve long-term success. Mark Miller is a partner at Hilton Tax And Wealth Advisors, a company focused on bringing institutional-based wealth strategies to Main Street investors.

00:03 - Unlocking wealth building strategies
05:41 - Accessing smart money investments
19:58 - Maximizing tax mitigation strategies 29:01 - Boosting business value through taxes
37:13 - Inspiring financial hope and wisdom

Key Takeaways:- How the wealthiest individuals prioritize tax planning in their financial decisions.- The impact of tax strategies on business revenue and value.- Wealthy individuals prioritize tax planning and use advanced strategies to minimize taxes and maximize revenue.- Implementing tax mitigation strategies can increase cash flow and boost the value of a business.- Mark's new book, "Hilton Wealth," offers insights into how the Hiltons have built and maintained their wealth over generations.

To learn more about Mark Miller and his services, listeners can reach out to Hilton Tax And Wealth Advisors for a complimentary copy of "Hilton Wealth."Contact information for consultations and further discussions on tax and investment strategies can be found on their website: https://www.hiltonwealth.com/

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep 136: Wealth Wisdom: Overcoming the Mental Blocks to Financial Success

Mon, 24 Jun 2024 20:01:17 +0000

The podcast is a solo show where Michelle talks about changing your money mindset and the importance of focusing on positive money thoughts. She emphasized the need to be curious about one's relationship with money and to avoid judgment and shame.

In this episode of "Money & You," host Michelle Perkins discusses how to overcome mental blocks to achieve financial success. She delves into the importance of mindset, vision, purpose, faith, and gratitude in shaping one's relationship with money.

Main Topics Discussed:- Importance of being aware of negative money thoughts and shifting focus to what you want- The role of vision, purpose, faith, and gratitude in achieving financial goals- Avoiding getting tangled up in the "how" of achieving your vision and allowing solutions to flow naturally- The value of seeking mentorship and collaborating with others to overcome mental blocks
**Key Takeaways:**- Focus on what you want rather than what you don't want when it comes to money- Work on developing a clear vision, understanding your purpose, having faith, and practicing gratitude in your financial journey- Avoid getting paralyzed by the "how" of achieving your goals and trust that solutions will present themselves-Negative money thoughts impact your physical as well as mental health- Strategies for overcoming mental blocks and allowing financial abundance to flow naturally are discussed

Overall, the discussion underscored the significance of mindset and relationship with money in achieving financial goals.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 135: Safeguarding Your Finances When Your Relationship Ends

Mon, 17 Jun 2024 20:32:53 +0000

The podcast featured a solo show discussing financial planning for divorce, focusing on the importance of understanding assets acquired before and during marriage. The speaker emphasized the need for organizing financial accounts, knowing household expenses, reviewing beneficiaries, and securing passwords. They highlighted the significance of differentiating between pre-marital and post marital assets, including inherited assets, to ensure proper handling during divorce proceedings. The speaker also stressed the importance of monitoring credit and creating a post-divorce budget to navigate the financial implications of divorce. The discussion aimed to provide listeners with practical advice on preparing financially for divorce if you think that could be a possibility, and emphasized the importance of proactive financial planning in any relationship. The podcast serves as a valuable resource for individuals navigating divorce or seeking to enhance their financial literacy.

In this solo episode of Money & You, host Michelle Perkins discusses the importance of safeguarding your finances when facing the end of a relationship, specifically divorce. She provides valuable insights and tips on how to prepare financially for this life-changing transition.
**Main Topics Discussed:**- Differentiating between assets acquired before and during the marriage- Walk Away Wife Syndrome- The role of forensic accounting in divorce proceedings- Organizing financials and knowing all accounts- Reviewing household expenses and property titles- Considering inherited assets and beneficiaries- Securing passwords and pins on individual accounts- Monitoring and protecting credit during divorce- Creating a post-divorce budget for financial stability
**Key Takeaways:**- It is essential to know all your assets and understand which ones are marital assets and which are separate.- Forensic accounting can help uncover hidden or missing assets during divorce proceedings.- Organizing finances and understanding household expenses is crucial for financial preparedness.- Reviewing beneficiaries, securing passwords, and monitoring credit are important steps during divorce.- Creating a post-divorce budget can provide clarity and peace of mind for financial stability.- The episode emphasizes the importance of proactive financial planning, whether facing divorce or not.- Listeners are encouraged to communicate openly with their partners and seek legal and financial advice when necessary.- The podcast provides valuable insights into navigating the financial aspects of divorce and safeguarding one's financial future.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 134: Budgeting for fun: How To spend money wiseley on travel

Mon, 03 Jun 2024 19:00:03 +0000

This solo podcast discussed the importance of having a healthy relationship with money, particularly in the context of planning and budgeting for vacations. Tips were shared on how to financially plan for trips, including setting a travel budget, researching free attractions, using travel apps for deals, and packing light. Michelle highlighted the value of incorporating both big and small vacations into yearly budgets to ensure a balance between work and leisure. She also stressed the importance of allowing oneself to use saved money for enjoyable experiences like vacations, as part of maintaining a positive relationship with money. Overall, the discussion aimed to help listeners navigate their financial decisions regarding travel and find ways to make vacations financially aligned with their lifestyle.
00:00 - Money and life relationship 06:20 - Financially aligned travel planning 18:29 - Budgeting for vacation getaways 25:25 - Balancing saving and spending
What is the importance of having a good relationship with money according to the podcast?Having a good relationship with money is crucial for building a successful business, changing careers, and making decisions in life.
Why does the podcast focus on discussing travel and money?The podcast discusses travel and money because vacations trigger emotions related to money decisions, such as whether to save or spend on travel.
In this episode of "Money & You with Michelle Perkins", the host discusses the importance of budgeting for travel and how to spend money wisely on vacations. The conversation delves into the emotional aspects of travel expenses, the impact of vacations on personal finances, and practical tips for saving money while still enjoying travel experiences.
Main Topics Discussed:- Importance of having a good relationship with money- Emotional aspects of travel expenses- Planning and saving for vacations- Budgeting for travel within your financial plan- Tips for saving money on travel expenses- Balancing saving and spending on vacations- Using money for enriching experiences like travel
**Key Takeaways:**- Travel triggers emotions related to money, and it is important to have a healthy relationship with finances.- Planning and saving for vacations early in the year can help align travel expenses with your budget.- Utilizing apps, packing light, and taking advantage of free attractions can help save money on travel.- Setting aside a specific budget for travel and allowing yourself to use that money for enriching experiences is essential.- Balancing saving and spending on vacations is a key aspect of maintaining a good relationship with money.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 133: Thinking Like A Money Master

Mon, 27 May 2024 20:30:04 +0000

In this episode of "Money & You," host Michelle Perkins dives into a deep conversation with guest Damien Lupo, an experienced entrepreneur and investor with a background in real estate and disruptive concepts in the housing industry. They talk about mastering your mindset around money, discussing personal growth, coming back from monumental setbacks, impact, real estate, and disruptive concepts in the housing industry. Damien shared his journey of shifting his focus from making money to serving others, which ultimately led to greater financial success after losing it all. Damien shared his current venture, a disruptive housing construction concept called “FrameTec,” aimed at reducing waste, creating sustainability and solving the housing crisis. The importance of learning from mistakes, understanding one's relationship with money, and focusing on serving others to achieve financial success were key themes. Damien emphasized the need to clarify one's perspective on money and highlighted the importance of personal growth and serving others in achieving financial abundance. The conversation provided valuable insights on financial mindset, investing, and creating impact. The podcast is available on all platforms, and Damien's many books offer further insights based on his personal experiences.
00:01 - Money as a mission 06:30 - Revolutionizing housing construction 12:48 - Learning from mistakes 24:13 - Navigating financial challenges 31:28 - Money management insights 39:24 - Money as a resource 46:24 - Serving for financial success 55:41 - Author's insightful publications
Damien realized that focusing on a mission that serves others leads to financial success, rather than just chasing money for its own sake. Damien believes that experiencing failures and mistakes is crucial for becoming an efficient and successful investor or business owner.
Damien sees money as a reflection of the good he does and a tool to create impact, rather than just a means to accumulate wealth. He is currently creating impact with FrameTec, which is using technology to build houses in a manufacturing plant, reducing waste by 99% compared to traditional methods.
Key Takeaways: - Shifting mindset from self-centered to serving others - Impact of focusing on mission and serving others on financial success - Introduction to FrameTec and its innovative approach to reducing waste in housing construction - Importance of knowing and understanding your numbers in investing and business - Learning from mistakes and experiences to become a successful investor - Viewing money as a resource and tool for creating impact - The relationship between money and personal growth Check out his website: https://www.frametec.com/
Special Audience Giveaway: GIVEAWAY TITLE - Turnkey Retirement GIVEAWAY URL - turnkeyretirement.com
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 132: Living well leads to financial wellbeing!

Mon, 20 May 2024 23:19:18 +0000

The podcast featured Michelle Perkins and Marnie Dachis Marmet, “Zenful Life Coaching” founder and health coach, discussing the importance of your relationship between money and overall well-being. They emphasized the emotional aspects of money, its impact on physical and mental health. The conversation touched on topics such as gratitude, mindset shifts, personal issues with money and food, and general stress relievers. They highlighted the significance of being conscious of thoughts, exploring different modalities for stress relief, and setting a strong financial foundation. The discussion emphasized the holistic approach to health and wealth, with a focus on personalized guidance and self-discovery. The podcast aims to help listeners improve their financial practices and achieve financial well-being. The episode provided valuable insights and practical tips for enhancing one's relationship with money and overall health, which go together holistically.

Chapters
00:05 - Money relationship matters most
06:01 - Gratitude and wellness connection
15:44 - Personalized health and money coaching
21:42 - Vision and mindset transformation
26:55 - Exploring stress relief techniques
32:56 - Self-care for financial wellbeing

What are some stress relievers mentioned in the podcast? Some stress relievers mentioned include spending time with a pet, relaxing muscles in the body, deep breathing, and taking time for self-care to improve overall well-being.

The podcast emphasizes the importance of understanding personal relationships with money and health, offering personalized guidance to help individuals uncover and address their unique challenges and goals.

The podcast highlights the practice of gratitude as a powerful tool for shifting mindset, promoting positivity, and creating a vision for personal growth and success in both financial and health-related goals.

Key Takeaways: - Money and health are interconnected, impacting overall wellbeing - A personalized approach is essential for achieving health and financial goals - Mindset plays a crucial role in success in both health and finances - Stress relievers and self-care practices are important for overall well being - Exploring different modalities can help in achieving health and wellness goals - Encouragement to practice self-care and prioritize overall wellbeing for financial success

Marnie’s' website: www.zenfullifecoaching.com

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 131: The Power of Belief To Achieve Wealth

Mon, 13 May 2024 15:00:03 +0000

The solo podcast featured Michelle Perkins, CEO of Limit Free Life® discussing the importance of having the optimal mindset when it comes to money. She referenced the classic book, "The Science of Getting Rich" by Wallace Wattles, emphasizing the power of positive thinking and visualization in achieving financial success. Michelle highlighted the need to align thoughts with goals, consistently visualize success, and take creative actions that benefit both oneself and others. The podcast stressed the practice required to maintain a positive mindset and the impact of thoughts on financial well-being. By focusing on the foundational principles of wealth-building and the importance of mental clarity, the podcast aimed to help listeners improve their relationship with money and work towards financial success. The discussion provided valuable insights on the role of mindset in achieving financial goals and emphasized the power of positive thinking in creating wealth.

Chapters

00:05 - Mastering your money mindset
06:00 - Visualizing wealth creation
11:50 - Harnessing creative energy for success

Key Takeaways: - Your relationship with money is influenced by your thoughts and beliefs. - Creating a clear vision and consistently putting positive thoughts out into the universe can help manifest your financial goals. - It is essential to take actions that are creative, not competitive, and do not harm others in the pursuit of wealth. - Discipline and gratitude play a significant role in achieving financial success. - The focus is on aligning your thoughts with your financial goals and taking positive actions to manifest wealth.

Overall, the episode delves into the fundamental principles of building wealth through mindset and belief, emphasizing the importance of maintaining a positive and disciplined approach to financial success.

Michelle Perkins brings a fresh perspective to the age-old wisdom, reminding us that our thoughts have the power to shape our financial reality. By aligning our mental images with our desires and fostering a mindset of positivity, we can pave the way for abundance and prosperity. The episode highlights the importance of maintaining a clear vision, practicing gratitude, and taking consistent action with creative energy.

Listening to this insightful episode will not only inspire you to reevaluate your mindset around money but also empower you to take control of your financial well-being. So, what's in it for you? By tuning into "The Power of Belief To Achieve Wealth," you'll gain valuable insights on how to transform your relationship with money, cultivate a winning mindset, and unleash your full potential for wealth creation. Get ready to embark on a journey of self-discovery and financial empowerment.

Don't miss out on this opportunity to unlock the secrets to financial abundance! Tune in to Money & You with Michelle Perkins and start your journey towards a life of limitless possibilities today.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446Wealth

EP 130: The New Law No One Knows About: The Corporate Transparency Act

Mon, 06 May 2024 15:00:04 +0000

EP 129: The Intersection of Psychology and Money - It's Complicated

Mon, 29 Apr 2024 19:00:03 +0000

This podcast featured Dr. Greg Cason, host of the "Off The Couch" podcast, and his producer Brian Gomez, joining the Money and You Show to talk about money and psychology. As a guest expert specializing in cognitive behavioral therapy, they discussed the psychology behind one's money mindset, how past experiences and upbringing shape beliefs about money, and the impact of the environment on financial decisions.

The conversation highlighted the importance of understanding one's relationship with money and how it influences life choices. The speakers emphasized the need for radical acceptance of oneself and the idea that money is not just a linear trajectory but influenced by many factors. They also touched on the significance of research studies in understanding financial behaviors. The podcast provided insights into the emotional and psychological aspects of money management, offering a deeper understanding of personal finance.

00:00 - Psychology of money exploration
05:31 - Acceptance and financial planning
20:11 - Influences on money beliefs
26:42 - Money as relationship dynamics
43:43 - Impact of environment on finances

Takeaways:

- They delve into the emotional aspects of our relationship with money and how it is influenced by psychology.
- The role of cognitive behavioral therapy in understanding money mindset.
- How past experiences and upbringing shape our beliefs about money.
- The impact of the environment on our financial decisions and values.
- The importance of mindset in achieving financial goals.
- The significance of following intuitive inner knowings in financial decision-making.
- It's essential to have a positive mindset and accept oneself in order to navigate financial challenges effectively.
- Following intuitive inner knowings can lead to positive outcomes in financial decision-making.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 128: Financial Advice for Millennials and Their Money

Mon, 22 Apr 2024 16:53:11 +0000

CEO of Limit Free Life®, Michelle Perkins hosts guest, Shari Rash, the Founder of GWA Wealth, a virtual financial advisory firm that helps millennial and gen x families address financial challenges in a fun, comfortable, no-nonsense way. She is a Financial Advisor, the host of "Money CHIC" podcast and author of "Insider's Secrets about Women and Money."

We talked about the challenges millennials face, such as high housing costs, student loan debt, and how emotions play a key role in financial decisions. Topics like buying a home, retirement planning, student loans, and the importance of talking about money were discussed. Shari emphasized the need to remove emotions from money decisions, using money as a tool to achieve financial goals.

The discussion highlighted the importance of flexibility, understanding where to invest money, and making money conversations approachable and fun. The podcast aimed to provide practical advice and insights to help listeners improve their relationship with money and make better financial choices. It is important as it addresses common financial challenges faced by millennials and offers guidance on navigating them effectively.

00:00 - Money relationship matters: Tough love
06:36 - Millennials and financial challenges
17:53 - Emotions and money management
24:48 - Retirement planning insights
31:06 - Student loans impact discussion
37:56 - Money as a tool: Approachable advice

Why do many millennials struggle with the idea of buying a home?
Many millennials struggle with buying a home due to the psychological hurdle of permanence, lack of readiness, and the societal taboo around discussing money openly.

What advice does the podcast offer regarding saving for retirement, especially for millennials?
The podcast advises setting aside a portion of income for retirement, adjusting savings goals based on living expenses, and considering alternative income sources to achieve financial security in retirement.

Building a healthy relationship with money involves understanding where your dollar can work harder and making informed financial choices.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 127: Motivators, Metrics, and Money

Mon, 15 Apr 2024 19:00:04 +0000

This solo podcast addresses motivations and metrics around money. The importance of identifying personal motivators beyond just money, tracking metrics to make better financial decisions, and taking time each week to feel confident and in control of money were emphasized. Michelle touched on the psychological and emotional aspects of money management and the need to find what truly motivates each unique individual. The significance of tracking progress, similar to how students track grades in school, to make improvements and achieve financial goals. The podcast aimed to provide guidance on creating money metrics that are regularly checked and emphasized the importance of taking control of one's financial well-being.
Learnings
What is the importance of improving one's relationship with money? Improving one's relationship with money involves gaining control over finances and seeing oneself as a leader in financial decisions.
How can understanding motivators help in managing money better? Understanding motivators can help individuals identify what truly drives them to take action towards financial goals, beyond just the desire for money itself.
Why are metrics important in tracking financial progress? Metrics are important in tracking financial progress as they help individuals identify areas for improvement, make better decisions, and feel confident and in control of their money.
How can tracking metrics in money management be compared to tracking grades in school? Tracking metrics in money management is similar to tracking grades in school, as it allows individuals to monitor progress, make adjustments, and strive for improvement.
What is the significance of setting up systems and following metrics in financial management? Setting up systems and following metrics in financial management can be game changers, helping individuals make better decisions so they can achieve the financial freedom they desire.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 126: Income Generating Skills for the Future

Mon, 08 Apr 2024 19:00:02 +0000

Michelle Perkins shares ways to future-proof yourself in our changing world. She talks about the importance of developing future job skills. The discussion focused on various skills such as AI, sustainability, social media, communication, and trade-related skills. She emphasized the need to understand and improve financial skills as a crucial aspect of personal and career development. Her company Limit Free Life® was created to help people to live their best work lives and find more than money from their work. Staying on top of the ever changing job landscape will keep you able to find or create work you love.

The podcast highlighted the significance of staying up to date with evolving trends in the job market to remain competitive. Michelle also mentioned the importance of having a better understanding of one's financial situation to make informed decisions about career choices and earning potential. Overall, the podcast emphasized the importance of continuously upgrading skills, including financial literacy, to thrive in the ever-changing work environment and create the freedom you want.

Summary of podcast tips:

Some skills that can help future-proof your career include AI skills, sustainability skills, social media skills, communication skills, and trade-related skills.

AI can be used to support and assist in various jobs, even if it's not the main profession. Learning how to use AI as a tool can be a valuable skill to bring to the table.

Understanding your money is as big a skill as any other when it comes to developing yourself. It can help you determine if you need to earn more money, how much you need, and how to make more money in different ways and in different industries.

Trade-related skills, such as fashion, plumbing, and electrical work, are considered important for the future because there will always be a need for people in construction, maintenance and manufacturing roles. These skills are evolving technologically with the changing times, making them valuable areas to get into.

Improving financial skills can lead to better understanding of one's financial situation, potentially leading to career changes or job satisfaction improvements. By learning how to make more money and manage finances effectively, individuals can make more informed decisions about their professional paths.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/

I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 125: Five Money Mistakes You Can Easily Avoid

Mon, 01 Apr 2024 19:25:01 +0000

Mistakes have been the key way we learn about money since we aren’t well-educated on the topic. They serve a valuable purpose, the bad ones, we never make again, hopefully. This show outlines 5 big mistakes that you can easily avoid.

This solo show highlighted the significance of being intentional with money, avoiding money avoidance, and understanding one's beliefs and emotions around finances to get you closer to financial freedom. The podcast focused on the impact of understanding oneself in relation to money and the benefits of addressing financial issues proactively. The podcast provided insights into common mistakes people make with money and offered strategies for improving financial well-being.

Summary of tips from the podcast: One common mistake is waiting to try to understand oneself with money.

Don’t be avoidant - look at, speak about, collaborate, and address financial matters.
Understanding yourself with money leads to positive changes and better financial decisions.
Engaging with financial experts is seen as an investment (not an expense) in one's financial future and can lead to better returns.

Feelings are the more important factors in making financial decisions, and understanding one's feelings about money is crucial to financial decision-making.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next-level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 124: Navigating The Intersection of Money and Life

Mon, 25 Mar 2024 16:02:59 +0000

Episode 124: Navigating The Intersection of Money and Life

EP 123: Hiding In Plain Sight: The Right Job and Candidates

Mon, 18 Mar 2024 23:16:45 +0000

How do we live a more Limit Free Life ® ? A great relationship with money is key, and how we earn money, whether through a job or our own business, is an essential part. This episode provides valuable insights into the job market, sales proficiency in business, and strategies for both candidates and employers to navigate the challenges and achieve success in their careers and financial goals.
The podcast featured Michelle and guest Kathy Hammond. Kathy, an award-winning author and international speaker, known for her revolutionary recruitment system, "Predictable Profits" discusses career transitions, business, and money. They talked about the importance of sales in business, the challenges in hiring the right salespeople, and the need for proactive career management. The conversation emphasized the significance of continuously improving skills and staying prepared for changes in the job market.

Kathy shared insights on her recruitment system, Predictable Profits, which helps companies find high-performing sales professionals. The discussion highlighted the importance of standing out in job searches, being proactive in career development, and delivering value to employers. Overall, the podcast provided valuable advice for job seekers, hiring managers, and entrepreneurs on navigating the ever-changing landscape of the job market and business world. The podcast is highly relevant for individuals looking to enhance their career prospects and financial well being.

00:00 - Revolutionizing recruitment for success
07:50 - Mastering the art of sales
16:00 - Screening for sales excellence
23:24 - Crafting effective resumes and profiles
29:48 - Standing out on Linkedin
36:35 - Proactive career management strategies
46:56 - Gratitude and call to action

Key Points:

The significance of sales in business and the need for skilled sales professionals. Only 20% of people in sales are currently selling the right thing and know how to sell.
The challenges in the job market, including turnover rates and the mismatch between job description requirements and actual skills.
The importance of proactive career management for individuals and the impact of complacency.
Strategies for candidates to stand out in the job market, including optimizing LinkedIn profiles and networking effectively. Avoid regurgitating job descriptions on LinkedIn and resumes, and to focus on showcasing their capabilities and successes.
How employers can more readily identify the right candidates and create successful recruitment processes.

EP 122: Sexy Money Topics Where you Least Expect Them

Mon, 11 Mar 2024 20:00:55 +0000

Today’s conversation highlighted common mistakes people make with Medicare that can really cost you. The importance of understanding the basics of Medicare (before signing up), and the need to strategize for optimal health care coverage were valuable conversations that most people don’t even know they should have. Not knowing how to best navigate this system can cost you all the money you’ve painstakingly saved for old age.

Emily Gang, the “Medicare Coach”, and Michelle Perkins discuss the complexities of navigating Medicare decisions. Emily, a former risk manager at Goldman Sachs, now helps people make informed choices about Medicare.. The speakers shared personal experiences and emphasized the value of proper guidance in making Medicare decisions. The discussion underscored the significance of being well-informed about Medicare options to ensure cost-effective and efficient healthcare coverage. The podcast aimed to provide valuable insights and guidance to listeners facing Medicare decisions, or helping parents and others with those decisions. They emphasized the importance of utilizing resources like webinars and coaching services for informed decision-making.

00:00 - Medicare decisions - expert insights
05:06 - Avoiding costly Medicare mistakes
18:24 - Navigating Medicare for families
25:56 - Understanding original Medicare plans
38:17 - Maximizing Medicare benefits tips

Notes:Emily has guided over 100,000 people across the country through navigating Medicare.
What is one of the biggest mistakes people make when it comes to Medicare?Treating Medicare like an employer health insurance plan is one of the biggest mistakes people make.
Why do some people delay enrolling in Medicare after 65?Some people delay enrolling in Medicare after 65 to avoid paying for both an employer plan and Medicare.
What is the benefit of being on the original Medicare route with a Medicare supplement plan?Being on the original Medicare route with a Medicare supplement plan makes it possible that pre-existing conditions will not preclude you from getting Medicare down the line.

What is the goal of the https://www.themedicarecoach.com/ website?The goal of the Medicare coach website is to help individuals figure out how to use Medicare correctly and get the most out of it. Once signed up, it can be too late.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 121 How To Get Started: Passive Income Investing

Tue, 05 Mar 2024 21:58:17 +0000

This podcast gets into passive real estate investing with guest Paul Dircks, CFA. Paul is an experienced passive Income Investor, registered representative and he’s on a mission to help 1000s of people maximize their investment dollars. His goal is to help people use alternative investments to achieve financial freedom. We talked about the importance of diversifying investment portfolios and the accessibility of real estate investments to individuals. The conversation highlighted the benefits of passive income investing and the potential for financial growth outside of traditional stock market investments. The discussion provided valuable insights into real estate investing and encouraged listeners to explore various investment options. The episode emphasized the importance of learning, networking, and taking proactive steps towards financial independence.
The focus is on passive real estate investing and exploring alternative investment opportunities as well as the accessibility issues in traditional real estate investments which highlight the potential in passive income investing.
What are some examples of asset classes in passive real estate investing?Examples include apartment buildings, self-storage facilities, industrial real estate, and other commercial real estate assets. Financial planners often lack experience, interest, or resources to research and recommend due diligence on these investments.
What advice is given for individuals interested in real estate investing?Networking, seeking advice from accountants with real estate experience, and exploring diverse investment options are recommended for those interested in real estate investing.
00:01 - Introduction to passive real estate 07:29 - Transition to real estate investing 19:23 - Exploring the variety of passive real estate investments 31:57 - Networking for real estate investing 46:02 - Empowering future financial freedom
Show Notes- Paul Dircks CFA shares their journey from active real estate investing to passive income investing.- Emphasis on the importance of understanding different investment opportunities available to investors.- Discussion on the shift in mindset from traditional paper assets to passive real estate investments.- Highlighting the benefits of passive income investing for financial goals and wealth growth.- Passive real estate investing offers an alternative path to grow wealth beyond traditional investments.- Syndications and funds provide opportunities for passive real estate investments as a limited partner.- Networking and seeking advice from professionals like accountants can help in understanding real estate investments.- Importance of educating oneself and exploring diverse investment options in the real estate market.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 120 Living Free Financially

Mon, 26 Feb 2024 23:18:40 +0000

Michelle Perkins interviews Dean Inniss, a successful entrepreneur and financial strategist, discuss living financially free through discipline, mindset, and proactive strategies. Dean shares his personal journey of witnessing his father's lack of financial planning, which motivated him to start planning early for his own financial future. The podcast aims to educate and inspire listeners to improve their relationship with money and achieve financial independence.
He emphasizes the importance of participating in a 401k and becoming debt-free. Dean also talks about investing in assets like dividend stocks and real estate notes.The conversation highlights the power of starting small and making consistent financial decisions over time.
They emphasize:

The need for discipline and making small changes to achieve financial goals
Setting goals and being consistent in financial habits
The importance of financial education, discipline, and goal-setting in achieving financial success

What is the average amount that most Americans spend on lunch and coffee per week? Most Americans spend 50 to $60 a week on lunch and coffee. What if they took that money and started saving it in a 401k? They would be millionaires by the time they were 65.
Dean and Michelle talk about the need to connect disliked tasks with desired outcomes, and highlight the importance of alignment, simplicity, and foresight in business success. Dean offers advice on managing time and discipline while running a business and encourages listeners to start making small changes and celebrate progress. He also provides advice on finding part-time work and implementing financial strategies for retirees.
Overall, the podcast provides practical advice and strategies for individuals to take control of their finances and work towards a financially free life.
00:00 - Money relationship matters: Introduction 06:19 - Financial journey: From recession to success 13:24 - Building wealth: Tips and strategies 22:15 - Overcoming financial setbacks: Discipline 28:30 - Mastering discipline for success 38:47 - Business success: Simplicity and foresight 44:08 - Achieving success: Mindset and strategies 49:24 - Inspiration and celebration: Conclusion
Key Takeaways:

Start early, stay disciplined, and connect actions to results for financial success
Small steps and the right mindset can lead to significant changes at any age
It's never too late to make positive financial changes and see results
Celebrate successes and learn from failures to continue growing and improving

EP 119 Just Retire Already!!!

Mon, 19 Feb 2024 22:24:11 +0000

What is the biggest misconception about retirement? The biggest misconception is that people think they need a specific dollar amount to retire, like a million dollars, when in reality it's more about designing a retirement lifestyle and matching it with the available funds.
Derek Mozzarella, a certified financial planner and author of his book titled "Just Retire Already" joined Michelle to have a candid and insightful conversation about retirement planning, everything from when to retire, understanding social security, and building wealth. Derek discusses and emphasizes the need to plan for retirement and financial freedom. He explains how retirement has evolved over the years and how it no longer follows a traditional model.
While social security, medicare and other aspects of retirement may be misunderstood, we get into all the details that you’ll want to know before you make decisions about retiring. We talked about working at whatever you like in your retirement years and being financially free enough to make the choices you want to make!
This episode: Provides valuable information and tips for listeners to feel more confident and prepared for retirement. Emphasizes the importance of learning about finances and building a positive relationship with money. Aims to continue bringing informative episodes and guests to help listeners enhance their financial knowledge and enjoy their money throughout their lives and into retirement.
00:00 - Retirement planning and financial readiness 06:48 - Maximizing social security benefits 13:13 - Understanding money baggage and goals 19:60 - Challenges of long-term care 27:53 - Tax strategies for retirement 36:06 - Investing tips and takeaways to create financial freedom
Key Takeaways: Start retirement planning early to save and invest consistently. Social Security should be carefully considered, and strategies for maximizing benefits should be explored. Open communication and shared financial goals are crucial for couples to manage their finances effectively. Long-term care planning to avoid financial burdens and ensure a secure retirement. Diversify investments and consider tax strategies to have flexibility and peace of mind during retirement.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 118 Gaining Tax Advantages For Student Athletes and Entrepreneurs!

Mon, 12 Feb 2024 23:40:01 +0000

In this episode, Michelle Perkins discusses the unique topic of gaining tax advantages for student athletes and how you can see the parallels for entrepreneurs.
The guest for this episode is Chase Insogna, an expert in “name image likeness” (NIL) deals and wealth building strategies for student athletes. A CPA, Chase also joins the conversation to provide insights on tax planning and financial management for student athletes as well as business owners..
Chase is passionate about athletics and entrepreneurship, specializing in NIL deals and guiding student athletes through tax implications and wealth building strategies. Chase focuses on the unique needs of student athletes, ensuring compliance with tax laws and strategic wealth growth.
We discussed the importance of Tax Planning for Small Business Owners and ways to create and implement a tax strategy that would save taxes and avoid unnecessary taxes.
Chase's mantra is to not live a lifestyle you can't afford and to reserve taxes to pay at the end of the day. The importance of discipline in saving money for taxes, even when there are other needs in the business, was an important topic.
For the entrepreneurs listening we talked about why the majority of small businesses are not sellable, which is important for retirement planning as so many business owners have factored a business sale into their retirement plans.
00:04 - Introduction to Chase and Sonia 06:40 - Importance of saving for taxes and how to do it 14:20 - Preparing for the future and retirement 22:19 - Benefits of working with licensed professionals 28:08 - Avoiding financial mistakes many make 37:43 - The value of a good CPA
Key Takeaways: Student athletes and small business owners, including those with NIL deals, should have a tax plan and save money for taxes throughout the year. Setting up an LLC and making an S Corp election can help save on unnecessary payroll taxes for self-employed individuals. How working with licensed professionals, such as CPAs, ensures comprehensive tax planning and financial advice. Building a strong financial foundation and saving for retirement early on is crucial, as selling a business is not guaranteed.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP. 117 Romance and Finance with Kathryn Alice

Tue, 06 Feb 2024 17:23:13 +0000

Michelle Perkins and Kathryn Alice discuss the importance of having a positive relationship with money and how it can impact one's life. Kathryn Alice is an expert in love and relationships, while Michelle Perkins is an expert in money. They emphasize the need to change negative beliefs about money and set intentions for financial success. The conversation highlights the parallels between relationships with money and relationships with people, emphasizing the importance of communication, spending time together, and addressing issues constructively.

They suggest incorporating rituals and mindset shifts to improve one's relationship with money. they also touch on the idea that money is not inherently bad and that having more money can provide freedom and choices (a good thing). The podcast aims to help listeners develop a healthy and positive relationship with money to achieve financial success and a fulfilling life.

The conversation also explains the concept of manifestation and setting intentions to attract abundance, sharing examples of individuals who have experienced positive changes in their financial situations through mindset shifts and manifestation techniques. The podcast aims to help listeners recognize and change patterns to create a more positive and abundant relationship with money. The podcast emphasizes finding joy and fulfillment in both love and money and how these aspects can positively impact one's life.

00:04 - Building a money relationship
12:34 - Shifting patterns for better relationships
21:50 - The love and money connection
33:46 - Appreciation and creative solutions
39:13 - Connecting with financial advisors

Main Topics Discussed:
1. Having regular "money dates":
- The importance of having weekly money dates to develop a healthy relationship with money.
- The significance of rituals and setting oneself up for these money dates.

2. Money as a lifelong relationship:
- Money is something we have a relationship with from a young age, and it continues throughout our lives.
- The need to address money desires openly, just like we do with desires for romantic relationships.

3. Giving attention and care to money:
- Money should not be ignored or neglected; it requires attention and nurturing.
- Dealing with money issues in a calm and rational manner, rather than reacting with anger or depression.

4. Shifting beliefs about money:
- Similar to relationships, money should be seen as exciting and worth tending to.
- Changing negative beliefs and thoughts about money to create a more positive and abundant mindset.

5. Recognizing patterns and creating new ones:
- The importance of recognizing patterns in our relationship with money and finding ways to create new, better patterns.
- Our upbringing and past experiences can influence our money patterns, making it necessary to seek outside perspectives.

For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 116 Navigating Tricky Financial Dialogues

Mon, 29 Jan 2024 22:34:52 +0000

In a solo show about "Money Conversations," host Michelle Perkins emphasizes the importance of productive discussions about money. She advises listeners to understand their own emotions and fears before engaging in these conversations, so it can be productive and not combative.
Having hard conversations and reaching agreements is crucial in your financial life. She highlights that money conversations can occur in various contexts, such as with partners, family members, or business associates, and improving these conversations can lead to better outcomes and relationships. The podcast provides practical advice for individuals seeking more effective and positive discussions about money.

Michelle mentioned a previous episode (ep. 112) with Wendy Wright, a financial therapist, who discussed the importance of productive self-reflection and self talk about money.
The importance of the topic lies in the fact that money conversations are crucial for financial well-being, and having productive discussions can lead to better outcomes and healthier relationships with money.

Key Takeaways: - Money conversations should be productive and result in action, not frustration. - Being aware of emotions and beliefs can improve money conversations. - Conversations with oneself about money are also important and should be productive. - Managing conversations around money is crucial for overall money management and a better relationship with money.
For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 115 Gaining A Financial Edge with Smart "Revesting"

Mon, 22 Jan 2024 19:06:34 +0000

In this episode, Michelle Perkins interviews Chris Vermuelen, the founder of TechnicalTraders.Com, about his alternative investment style called asset "revesting."
- Chris shares his expertise in using technical analysis and risk management to achieve higher returns and lower drawdowns in the stock market.
- He emphasizes the importance of controlling emotions and understanding market trends to make informed investment decisions.

Main Topics Discussed:
1. Chris's Background and Investment Journey:
Chris has been involved in trading and investing for 26 years and has explored various styles, including options, futures, swing trading, day trading, and scalping. He has devised his own technique of participating in the market highs and staying out of market downturns to optimize your investing experience and results.
He is passionate about sharing his knowledge and helping investors achieve financial independence.

2. Emotional Aspects of Investing:
-Chris highlights the emotional nature of the stock market and how it can affect investors' decision-making.
He recommends taking assessments such as the Myers Briggs personality test to understand how your brain perceives and senses events such as market movements.
By controlling emotions, investors can achieve clarity and freedom in their investment strategies.

3. Asset "revesting" and Market Trends:
Chris explains asset "revesting" as a strategy that focuses on identifying strong trends in the stock market.
He compares the stock market to the ocean, with wave patterns representing market movements.
By identifying assets with significant upward trends, investors can ride the wave and profit while avoiding market declines.
Chris emphasizes the importance of recognizing when a trend is weakening to protect profits and exit trades.

4. Technical Analysis and Indicators:
Chris discusses the use of technical analysis and indicators in his investment approach.
He explains that most indicators are based on the price of the asset being analyzed.
By understanding the layers of the stock market and how different factors interplay, investors can make more informed decisions.

5. Diversification and Multiple Investment Opportunities:
Chris addresses the misconception of diversification by highlighting that the stock market is one asset class.
He suggests diversifying by focusing on assets with strong trends rather than spreading investments across various stocks or sector ETFs.
Chris also emphasizes the importance of pursuing multiple passions and leveraging opportunities to make money.

Key Takeaways:
- Emotional control is crucial in investing, and understanding one's personality can help manage emotions effectively.
- Asset "revesting" focuses on identifying strong trends in the stock market and profiting from them while avoiding the "buy and hold" pitfalls.
Technical analysis and indicators can provide valuable insights into market movements and asset performance.
Diversification should be based on assets with strong trends rather than spreading investments across different stocks or sectors.
Pursuing multiple passions and leveraging opportunities can lead to a fulfilling and financially rewarding life.

00:05 - Introduction to asset "revesting"
07:17 - Managing emotions in trading
20:52 - Understanding market trends
29:49 - The importance of diversification
38:60 - Finding passion in financial success

Guest: Chris, founder of TechnicalTraders.Com and author of several books on investing.

Additional Information:
The podcast host, Michelle Perkins, is passionate about helping people achieve financial independence and invites experts to share their insights on the show. Email: michelle@limitfreelife.com
Chris's alternative investment style, asset investing, aims to achieve higher returns, lower drawdowns, and profit from bear markets.
The episode provides valuable advice on controlling emotions, understanding market trends, and making informed investment decisions.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 114 Fresh Start Finance: Navigating Your Financial Goals in the New Year

Mon, 15 Jan 2024 22:33:22 +0000

In this podcast episode, Michelle Perkins serves as the host and discusses the importance of reflecting on one's relationship with money and creating a budget for the new year. She encourages listeners to break down their expenses into smaller increments to gain a better understanding of their financial situation. Perkins emphasizes the need to assess past expenses and identify areas where expenses can be reduced or adjusted to align with financial goals. The episode targets individuals who are looking to organize their finances and set financial goals for the new year. It provides practical advice and insights on budgeting and managing personal finances, offering listeners a framework to improve their relationship with money and work towards financial success.

Michelle also discusses various financial goals and strategies for the year. She emphasizes the importance of having an emergency fund for financial security in case of unexpected events. Michelle advises listeners to consider other savings goals, develop a strategy for managing and reducing debt, and prioritize retirement savings. She urges young listeners to start saving early to benefit from compounding interest and suggests setting up automatic deposits into a worthwhile investment. Michelle concludes by offering her assistance and inviting listeners to contact her for personalized financial advice.

The specific date of the podcast and information about the speakers involved are not provided in the transcript. However, the topic is important as it provides practical guidance on budgeting, managing personal finances, and setting financial goals for the new year. It aims to help individuals gain control of their finances, make intentional choices, and work towards financial stability and future aspirations.

00:02 - Reflecting on your relationship
06:47 - Understanding your numbers
19:10 - Setting financial goals

What is the Money In New podcast about?
The Money In New podcast is about breaking down your relationship with money, offering tough love, money tips, and a money dating plan to help pave the way for better money practices and increased wealth.

Why is it important to reflect on your relationship with money?
Reflecting on your relationship with money is important because it allows you to understand your thoughts, feelings, and behaviors around money. It helps you identify any barriers to success and make improvements.

How can journaling help with gaining clarity about financial struggles?
Journaling is a fantastic way to gain clarity around your thoughts and emotions. It can help you unpack and understand why you may be struggling with certain financial decisions or investments.
What is the first step in creating a budget for the new year?
The first step in creating a budget for the new year is to assess your expenses from the previous year. This can be done by tracking your expenses using apps or spreadsheets, or by reviewing your bills and receipts.

Why is it important to break down expenses into different time frames?
Breaking down expenses into different time frames, such as monthly, weekly, or daily, can create a different emotional perspective. It helps you understand the cost of being you and allows you to make adjustments or plan for future goals.

EP 113 Melody Of Transformation: From Rock to Resilience

Thu, 11 Jan 2024 20:24:35 +0000

Michele Blood is a successful, multi-talented and super successful songwriter and rock singer in Australia. After a near-fatal car accident, while in the hospital with many serious injuries, she created positive Affirmation Songs which not only healed her body but also took her to worldwide success. Her songs about being a "magnet for money" are universally loved and we had a great conversation about "thoughts and money" as well as how her music can transform your money relationship.She has been on stage with Bob Proctor, Jack Canfield and many of the greats of the transformational, self-development world. These Affirmation songs affect the left and right hemispheres of the brain. Lyrics, the left hemisphere, and melody and music, the right hemisphere so the new, positive messages go straight to the subconscious mind. This is why millions of people worldwide have downloaded her Affirmation Power songs. These songs cover healing, success, money, joy, confidence and they uplift the person immediately.In addition to creating Magnet To SuccessTM products and seminars worldwide, her public "Mystical Success Events" have been held in over 26 countries. Michele has co-written and created over 80 books, music CDs, audio programs, TV shows, and videos on positive thought, mind transformation, and meditation.She's offered a very generous free gift to my audience - follow the link below to access your amazing, transformational gift.https://MicheleBlood.com/MoneyAndYou
Her latest work is a truly powerful and magical App.Check out her www.MagnetToMoneyApp.com for ongoing spiritual support.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 112 Healing Your Relationship with Money with Financial Therapy

Tue, 26 Dec 2023 19:35:02 +0000

Have you considered seeing a financial therapist? Wendy Wright is a Financial Therapist known for her expertise in merging psychology and finance. She's a trailblazer in her field and leverages her diverse background as a former mortgage loan officer, business proprietor and licensed marriage and family therapist. She pioneers and integrates transformative financial therapy and money consulting.

She explains her process and her use of compassionate curiosity, non judgement and to help reduce or eliminate money chaos.
Her "10 Principles of Financial Therapy" are instrumental to addressing the emotional aspects of financial decision-making. She joins me to discuss how to achieve a harmonious relationship with money and navigate the complexities of financial well-being.

Highlights include:
6:07 - Food and Money
7:15 - Negative Self Talk and Money
9:28 - Main Problem with Money
10:17 - 10 Principles of Financial Therapy
14:00 - Magical Thinking
20:05 - Money Shame and the Impact
27:35 - How to Make Sustainable Change
34:36 - Business Owners Unique Issues
35:22 - "I Wish Your Hair Got Purple When..."
37:53 - Small Changes Make Big Differences in Finance
39.09 - Money Work is Never Done

Check out: https://financialtherapysolutions.com to find free resources and learn about the workshop "Money Talk Makeover" and "The Intersection of Money and Milkshakes."

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 111 Navigating To Financial Freedom Through Smart Trading

Wed, 20 Dec 2023 18:30:49 +0000

Jason Brown, stock market coach, was a special guest on today's show. He's created financial freedom from very little capital and very early in life. He teaches what he's learned and does it in a way to make it accessible to everyone willing to learn and integrate the knowledge into action.

He speaks compellingly about stock trading and options, in a way people can understand. He's making complicated financial trading strategies easier to understand so more people can use these techniques to build wealth.

He shares the emotional side of money (check out his podcast - "Money, Markets and Mindset" - I loved episode #135)
and teaches how to do an emotional analysis to help you in your financial life.

As a stock market coach, he claims that stock trading strategies are for everyone, and how you implement them depends on you and your lifestyle. He goes on to explain, in plain language, how to start, stay in the game and protect yourself from serious losses that he also experienced.

Some show highlights:
10:14 If it works for others, it can work for you!

15:14 Profits - Range vs. Perfection

31:33 We are all participating in the stock market already, so why not build wealth from it

31:56 Difference between investing and trading

33:25 What are call and put options? Just because you don't own a stock, you can take advantage of appreciation and how to make money when a stock is dropping.

39:15 Why not go to a financial planner?

42:45 Why stock trading doesn't require a high risk tolerance

Head over to the TheBrownReport.com to learn more and connect with Jason Brown

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 110 Money Mind Shifts From Financial Freedom In 2024

Mon, 11 Dec 2023 22:10:02 +0000

Mindset shifts can make the biggest difference in our lives. In our financial life, how you think about money and financial freedom will dictate your actions and take you to a new place - hopefully the place you want to go.

What if you don't think big enough? Maybe that's hard for you to do. Mindset shifts can help.

Maybe your dreams are massive and almost overwhelming. Big dreams with small goals might be the best way to build your vision. Think small to achieve great things.

Financial freedom means something different to everyone, how can you explore that? As we close the year, we know we'll be spending, but what else can we do? How can we make the end of the year a positive for your financial health and well being?

Listen in for end of the year mindset shifts that will set you up for next year and financial freedom.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 109 Franchising as a way to escape the 9 to 5 & live life on your terms

Mon, 04 Dec 2023 19:45:02 +0000

Have you ever wondered about Franchising? Faizun Kamal is an expert in the franchise world and she shares so much knowledge on today's show.

She tells her story of career transition from corporate to entrepreneur in the unique space of franchise businesses.

Her company, The Franchise Pros, delivers a range of services, including (12:50):
1. Helping people find the right franchise opportunity (listen in to find out how she helps with this type of "matchmaking".)
2. Working with business owners to turn their businesses into national franchise brands.
3. Finding and acquiring businesses that they then optimize to turn into national brands.
4. Working with established and emerging franchise brands and helping them grow in various ways to create the footprint of their brand.

Have you gone back and forth about the kind of entrepreneur you'd like to be? Listen as Faizun describes franchising as "entrepreneur light." (16:45)

(27:13)
Do you have to own multiple franchises to make money?
What kinds of franchise myths are out there?
How to "stack" franchising opportunities and other ways to maximize profits?

Find Faizun and The Franchise Pros @ www.TheFranchisePros.net
________

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 108 Demystifying The 401K For Your Business

Mon, 27 Nov 2023 21:15:03 +0000

Returning guest Kurt Altrichter joined me to talk about 401k's, HSA's and other ways to have a dignified retirement. It was even more interesting than I'd hoped. I love having Kurt Altrichter, President of Ivory Hill, an investment advisory firm in Minnesota, on the show.

There is so much to learn about 401k's that most don't know and he did a great job educating people which led to related discussions about:
401k's - what to know as a participant
401k's - what to know as a business owner
HSA's - How beneficial these accounts are for retirement
Pension plans for the small business owner
Roth vs. traditional IRA's
How to prioritize your savings/debt payoff

Kurt is very knowledgeable, clear and relatable when talking money which makes money conversation so much more fun to have. Guaranteed you'll learn something interesting that you didn't know but wish you had.

Connect with Kurt at: 952-828-5336 or kurt@ivoryhill.com

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 107 Thoughts For Thanksgiving Money Loves Gratitude

Mon, 20 Nov 2023 23:31:49 +0000

Gratitude for Money even when you don't have what you want?Absolutely!!

This solo show is all about what happens when you are grateful and appreciative for the abundance in your life. That doesn't mean you shouldn't be interested in expanding your wealth and financial security, of course you can!

Important points:

Establish and practice regular gratitude
Practice despite grief, challenges, depression - being grateful and having sadness in your life can exist simultaneously
Have a daily money gratitude practice

For a downloadable pdf from my money journal daily page, message me on Instagram or LI
What you focus on in positive ways amplifies what you desire.

Listen in for some tips on how to create powerful gratitude statements.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.

And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 106 Teaching Financial Wellness Community By Community

Tue, 14 Nov 2023 00:10:02 +0000

Financial literacy and wellbeing are sadly absent from our education system and our lives. Our guest on this show, Vince Shorb is doing powerful work to help in this arena.

We had a great conversation about his work as founder of the National Financial Educators Council (NFEC) - an organization dedicated to combating the financial illiteracy epidemic in our country.

He is one of the country's leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming.

Vince's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family and global community goals.

Vince helped us to see how behavioural habits affect our money decisions and consequently our financial well being, and created the path for educators and coaches to provide quality mentorship to people in their communities through certification programs with the NFEC.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 105 Show Her The Money - The Story That Has Never Been Told

Mon, 06 Nov 2023 23:22:10 +0000

There’s so much we don’t know! Even financial experts are surprised to hear that women receive only 2% of the Venture Capital funding out there. That means 98% of the available financing is helping men develop and deliver their ideas and inventions. Yet, women have invented some of our most used items (like the refrigerator).VC funding is a mystery to most – what it is, how it works and who receives it. Catherine Gray produced (since being on my podcast over 2 years ago) a new documentary called “Show Her the Money” and it’s excellent.VC funding is explained so we can all understand it. She showcases visionary entrepreneurs who have boot-strapped their companies into success stories and the wealthy women who funded them.“Show Her the Money” is inspiring and it reminds us that money is power and women need it to achieve true equality and to help us all by bringing important ideas to the marketplace to enhance our lives.Check out the many ways Catherine Gray is helping women by going to www.ShowHerTheMOneyMovie.com www.SheAngelInvestors.comand by listening to her podcast: “Invest in Her”For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show – it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 104 The Business Owner's Guide To Money!

Tue, 31 Oct 2023 01:30:02 +0000

Just because you have great services you provide or products that people love doesn't mean you will be making money or seeing profits in your business.

As a business owner, there are fundamental business guidelines that will save you years of frustration and potential burn out as you navigate entrepreneurship.

Elona Lopari, a seasoned corporate CEO and successful entrepreneur provides vital information on this podcast to help business owners understand how to make and keep money that will allow them to grow and scale.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 103 Telling Your Money Where To Go!

Tue, 24 Oct 2023 00:25:02 +0000

How much thought and consideration have you given to a financial freedom strategy? Do you know who you want to BE with money vs. what you should invest in.
Curtis May had great insights and was very entertaining to listen to (always welcome in the finance world). Curtis May is the creator and owner of Practical Wealth Advisors (PWA) and host of The Practical Wealth Show Podcast.
The primary focus of his financial planning firm is to help individuals and families become financially free by following the principles of wealth creation that have endured for centuries around the world.
As the host of his popular podcast, “The Practical Wealth Show,” and in his individual meetings with clients, Curtis teaches people that their number one financial asset is their knowledge. The more they know, the lower their risk, and the greater their chance of success over time.
He feels strongly that financial products are simply tools. What makes the biggest difference in people’s lives isn’t the product, it’s how they use it. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now.
Curtis is very blessed to be married to his wife of 22 years, Erica, a family law attorney. They like each other so much that they even share an office together! Curtis and Erica have three amazing daughters and love to travel.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 102 Financial Horizons: Navigating Year-End Money Moves

Mon, 16 Oct 2023 21:20:53 +0000

We are in the perfect time of year to plan well financially for the rest of the year. Don’t look back at the year in January and wish you’d done things differently.Look ahead and make the decisions now that will help you out taxwise, for retirement and better cash flow, so your holidays can be relaxing and stress free.There is so much you can do in these last three months without too much effort that will give you great returns. Don’t miss the opportunity. Listen in to learn and take action right away- and happy holidays!For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Ep. 101 - Financial Fraud and Marriage, Protecting Yourself in Divorce

Mon, 02 Oct 2023 23:27:28 +0000

Do you worry at all about financial fraud or even abuse? Sadly, it's not uncommon, and people are usually pretty surprised to learn where their money is going or that it's gone at all.

Find out how to protect yourself and/or find money that might have gone missing in your relationship or after your relationship is over.

Tracy Coenen is an expert in this area and has the advice you need to keep things honest and stay financially safe.

Tracy is known as a no-nonsense forensic accountant who delivers the “real deal” to her clients. Let’s face it: When your money is on the line, there is zero time to dance around an issue. Her passion lies in helping people find answers. Answers to questions like “Where did our money go?”

Tracy is the author of "Find Me the Money."

After years of watching those who couldn’t justify the cost of a forensic accountant lose thousands of dollars in their divorces, Tracy knew she had to create a solution. That’s why she put her heart into creating the "Divorce Money Guide." @divorcemoneyguide

Tracy takes divorcing people step-by-step through the process of gathering and analyzing their financial documents to see what their money has been spent on and whether there is any money missing.

Tracy works as a forensic accountant through her firm, Sequence Inc. Forensic Accounting. She has been doing fraud investigations for more than 25 years, and is a CPA (Certified Public Accountant), CFF (Certified in Financial Forensics), and MAFF (Master Analyst in Financial Forensics). Tracy testifies as an expert witness around the country.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 100 Rites and Rituals For Your Relationship with Money

Mon, 25 Sep 2023 23:45:16 +0000

Celebrating Money and You show # 100 today!!! Woohoo!!. To make it special, we needed a special guest with a special expertise.

Dr. Ahriana Platten fit the bill. As an international speaker, author, and courage builder. She helps people find their purpose and live into it. She’s a master ceremonialist and practical mystic, widely appreciated for her authenticity, her professional insights, and her coaching on the process of change. As the author of "Rites and Rituals, harnessing the power of sacred ceremony" she understands the power of rituals which I believe are a vital part of building a better relationship with money. She understands the relationship between time and money and how to create a life of purpose. Ahriana also coaches spiritual entrepreneurs to understand their work in a business context so they can earn a living practicing and serving in the way they've been called.

A gift from Dr. Ahriana Platten for listeners:
For those who want a guide to make each day a little more sacred, please go get her 30-days of simple ceremonies and reflections. You can find it at www.asoulfullworld.com/simpleceremonies.

My overall website it https://www.asoulfullworld.com/

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 99 Do You Know if You Are Winning with Money?

Mon, 28 Aug 2023 21:01:32 +0000

Do you know how you are doing with money? Do you feel good about your financial life?

Do you ever think about and track your financial wins? Most people are fixated on what’s going wrong with their money. If you believe, even a little, that what you focus on expands, then you will want to put as much of your focus as possible on what you want in life. When we think about the positive things happening with our money, we develop a better outlook around money in general. It’s as if more IS possible, and hope for a better future comes from that – simply by noticing.In this show, we are addressing financial winning, defining it and seeing it happen.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 98 Wealth Wisdom From Mom

Mon, 21 Aug 2023 19:55:01 +0000

Did your mom or dad ever teach you about money? Unfortunately, if they didn't, you probably had to get your money information off the street - from friends, mentors, or money pros who were writing and talking about it. We really should be taught the basics in school given that we are all required to use money once we get out of school. Seems like a pretty important life skill, right?

Because we aren't taught in any formal way, your money education might have come pretty late into your life or not at all. Even if mom or dad did teach you, they may have not been that knowledgeable themselves or had their own beliefs and biases that were shared and influenced you.

In this show, I share some of what I picked up from my parents, mostly mom and how it influenced me. This may help you to discover ways you can parent around money as well as opening your eyes to things your parents may have shared that influenced you. It's a good opportunity to reflect back so you can go forward in the way you want most, vs. how you are conditioned.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 97 Measuring Market Conditions For Minimizing Volatility

Mon, 14 Aug 2023 20:37:01 +0000

Kurt Altrichter learned how financial advisors operate in the traditional financial institutions and saw some of the flaws. We learned fascinating information about the typical ways your portfolio is addressed and what else could be done to improve your odds of building more wealth."After a decade working in the wealth management industry, in the midst of the global pandemic, Kurt decided to resign from his wealth management firm to start Ivory Hill with no solicitation, no clients and no assets under management.
In less than 14 months, Ivory Hill grew to almost $50M in AUM. Kurt credits Ivory Hill’s success to his investment strategy that is hyper focused on “winning by not losing as much”.Kurt grew sick of the bear market advisor rhetoric such as “This is a long-term investment approach" and "the market will come back eventually so we just need to stay the course.”He got sick of the industry’s investment strategy after seeing clients suffer losses during 2011, 2018, and 2020. In an effort to help investors monitor the changing market conditions, he developed the RiskSIGNAL, a proprietary, math-based and quantitative based indicator, with the goal of lessening the impacts of emotional investment decisions.Kurt started Ivory Hill, a fee-only fiduciary financial advisor firm specializing in holistic retirement plans and private wealth management for forward-thinking organizations and individuals.Ivory Hill is dedicated to creating opportunities for clients to leave their own legacy through customized financial planning and Kurt specializes in overseeing the finances for closely held businesses, entrepreneurs, and social media entrepreneurs."Contact Information: Kurt@ivoryhill.com 952-828-5336 IvoryHill.comFor much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 96 Most Asked Questions Around Money!

Mon, 07 Aug 2023 19:50:37 +0000

Don't be shy, we know you have questions about money. Everyone does! For some reason, we tend to feel uncomfortable about "not knowing" everything about money and finance.

Since there is no widespread education about money, it's not surprising that we don't know enough and walk around with many questions.

In this show, I delve into some of the popular questions people have, the questions I mostly hear and how to make smart choices when it comes to money decisions.

Hopefully, when done with this show, you'll check in with yourself and figure out some of your questions and seek out answers.

For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

EP 95 How To Get Clients From LinkedIn using AI

Mon, 31 Jul 2023 21:18:38 +0000

Joe Apfelbaum is leading the way, helping LinkedIn users to employ AI easily and maximize their time on LI. Know that your business or professional life would benefit from more connections on LI ? There is technology you will want to know about and use.

What does this have to do with money? Connections and a wider network has everything to do with money, from bringing in referral sources, to attracting clients, to upleveling your job.

What I personally loved about this show was his inspired musings on money, business and life - like the importance of loving yourself. We went way beyond business in this show.

"Joe Apfebaum is the CEO of Ajax Union, a digital marketing agency. Joe is a business strategist, marketing expert, AI consultant, and certified Google trainer. Joe enjoys speaking and writing about marketing, business networking, and personal development in his seminars, webinars, and articles. Joe is the guest expert of the popular podcast High Energy Marketing.

Joe is the author of 5 books including High Energy Marketing. As a LinkedIn trainer and strategist Joe trains over 600 business and sales professionals on how to leverage LinkedIn each year in his online course and coaching sessions with Evyrgreen Networking.

Joe is an active member of the Executives Association of New York City, a premier business networking organization. His network includes members of Vistage, EO, YPO, YEC, and the INC5000 community.

Joe is a selfie master, he takes 1000 selfies a year with entrepreneurs and makes hundreds of introductions to business professionals in his network. Joe is proud of all his accomplishments, but most of all he is proud of his purpose, being the best possible single dad to his 5 beautiful amazing children.”

Learn more about Joe Apfelbaum at https://www.ajaxunion.com
and his amazing LI ai app at: evyai.com You can find his podcast " High Energy Marketing" and his book "High Energy Networking" on Apple podcasts and Amazon.

For much more on ALL things money mindset, money management, how to earn a great living and take control of you finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” program(add tm) and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ https://limitfreelifeworkshops.com/money-date/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP 94 From Drab To Fab - Making A Beauty Business Profitable

Mon, 24 Jul 2023 22:40:02 +0000

Karen Pudetti took her dad's advice and studied accounting in college. However, she knew at nineteen years old she wanted to be her ownboss and work in the beauty industry. She knew that was her true passion. Karen went back to school and received her electrolysis certification, her wax and esthetic licenses.
Karen also wanted to make a good living for herself and not depend on her husband. She worked out of her house two and half days a week making over $100K a year. By working out of her house Karen was able to start building a clientele and quickly realized she needed more space to service her growing customer base. The timing was perfect in 2005 as Karen came across a small spa that was going bankrupt. She knew she could turn the spa around and make it profitable, therefore, purchased it. Luxe Spa had 8 employees at the time. In the first year, additional space became available in the same building and the Luxe hair salon was born and she tripled the number of employees.
Karen knew the keys to profit in her business, which grew it into the millions. She then went out to help other beauty business professionals to thrive.

Author of: Rags to Riches: How Beauty Icons Made It Big is available on Amazon.com for $19.99

She wanted to take the book and dive deeper with a course, Rags to Riches in Action. It guides leaders step-by-step to financial abundance. It's the consulting process she takes her clients through. She continues to consult beauty businesses around the globe.

For more information, visit https://luxespa.com

Not only has Karen Pudetti built a multi-million beauty business from the ground up, but she also has a highly successful clothing line (ba Badass Clothing Inc). The clothing line was started to build a foundation for ADHD kids.

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 93 Myths about money

Tue, 18 Jul 2023 00:54:23 +0000

Today’s show takes a look at some of the money myths that we are still carrying around from days past or that we assume are correct because we’ve never been told anything different.
Sometimes money ideas stick around longer than they should and because we base decisions on these ideas, they may really interfere with our financial progress.
A few money myths are:
1. That our expenses related to children will go away at an “early” adult age.
2. That our retirement will happen at an age we planned on years ago.
3. That money and financial success are possible with no planning or forethought.
4. That if we are great at what we do and work hard, money will appear.
5. That when we don’t have money it is because we don’t earn enough.
6. That we can simply believe our way to wealth.
These and more are discussed in today’s show to wake you up to a few money myths that would be better dispelled.

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 92 The Relationships Within Your Relationship With Money

Mon, 10 Jul 2023 23:20:02 +0000

You know by now, if you listen to the show, that you have a complex relationship with money, rooted in old beliefs and family and societal ideas handed down to you early on.

Today, we will talk about the relationships that are attached to your money relationship - like the couple friends you have or the people you interact with as a result of your relationship.

As a result of your money relationship, you have relationships with banks, creditors, investment advisors etc. These relationships directly impact your financial health and well being.
They may be enhancing your life or draining your energy.

Consider these relationships, listen to the show to understand how to think about them and gain ideas for how you can create better relationships in these areas to ripple out to expand your overall money relationship.

I mentioned Dionne Perry's credit lit books which you can purchase through www.Credit-Lit.com or by contacting me at michelle@limitfreelife.com

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 91 The 7 Figure Expert With Dr. Noah St. John

Mon, 03 Jul 2023 23:50:02 +0000

Are you an expert in your industry? What could happen if more people (lots of people) recognized you as "the go-to expert?" Are you tired of being really great at what you do and not earning the income that you deserve as an expert?

DR. NOAH ST. JOHN is known as "The Father of AFFORMATIONS" & “The Mental Health
Coach to The Stars.” He's the author of 22 books including his NEW book, "The 7-Figure Life: How to Leverage The 4 Focus Factors for More Wealth and Happiness."

You can get $300 worth of bonus gifts when you order the book at https://7figurelifebook.com/sfl-special-offer-secure.

Working with Hollywood celebrities, 8-figure company CEOs, and professional athletes, Noah is famous for helping entrepreneurs make more in just 12 WEEKS than they made in the last 12 months, while winning their lives back.

You can have his latest book "The 7 figure expert" here (for free, only the cost of shipping):
https://7figureexpertbook.com/free-book-secure

Noah St. John is recognized as one of the most requested, in-demand business and motivational keynote speakers and executive coaches in the world.

He is the only author in history to have works published by Hay
House, HarperCollins, Simon & Schuster, Mindvalley, Nightingale-Conant and the Chicken Soup for the Soul publisher.

Noah has also delivered over 1,000+ presentations for corporations,associations, business groups, colleges, universities and youth
organizations worldwide.

Noah St. John speaks for groups ranging from 25-25,000+ and isavailable for interview for TV, radio, podcasts, print and online media.

His amazing, actionable systems will help you to end patterns that have slowed or stopped you and get you results quickly. Check out: https://breakthroughwithnoah.com/more-revenue-now-secure

EP 90 The Keys to Self Mastery with Money with Amy Westbrook

Mon, 26 Jun 2023 22:35:01 +0000

I love people who understand that you must build and align the emotional/psychological thoughts and feelings around money, in order to make the best decisions about money. This is a great show to learn more about how you can think and act in ways that expand your financial well being and wealth.

Amy Westbrook is changing the way people think about money and their approach to building wealth. She’s on a mission to help professionals and growth-minded business owners raise the bar on their financial potential, versus struggling with the mainstream
“shrink your way to wealth” advice.

As a professional wealth coach and founder of The Capital Life, Amy empowers financial freedom seekers to confidently earn, manage and grow their wealth to new
levels. She’ll help you discover your money blind spots, fast track your success and manifest greater time, energy, and money without sacrificing yourself in the process.

Start now to elevate your influence and financial legacy!
@LivetheCapitalLife

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 89 Free Readily Available Resources with Tina Lerno

Tue, 20 Jun 2023 00:35:11 +0000

Are you trying to educate yourself on money, change careers or start a business but feel held back by the cost of doing so?

How do you save money on SO many things? Join your local library. Books, audio books, music, movies, language learning, museum tickets, this list goes on. There are services you've never thought about that are free through the library. We don't use these resources because we don't know they exist or don't know how to access them easily. Listen here - you'll be surprised by what's available.

Tina Lerno is a librarian for the City of Los Angeles and part of the library’s digital content team. Before becoming a librarian, Tina earned a degree in art from UCLA, and worked in the world of television animation doing color design on shows such as Harold and the Purple Crayon, Jackie Chan Adventures, and the Boondocks. Her past experience working in tv animation and graphic design provides her with a unique perspective on library services and user needs.

She is currently part of the Los Angeles Public Library’s Digital Content team where she is responsible for user-facing web content and design.

She is a native of Los Angeles, Ca. where she currently resides with her two children and her three cats. Her vast vinyl record collection makes an excellent backdrop for reading, and she reads about 500 books a year!
http://www.lapl.org/jobs-money
http://www.lapl.org/whats-on/calendar?title=&field_event_date_value%5Bvalue%5D%5Bdate%5D=2023-06-19&field_event_audience_tid=230&field_event_branch_nid=All&field_event_categories_tid=5856&field_event_tags_tid=All&field_event_language_value=All&field_branch_region_tid=All&field_event_family_event_value=All&field_event_type_value=All
https://lacountylibrary.org/
http://www.lapl.org/explorela
https://www.linkedin.com/learning-login/go/lapl http://www.lapl.org/https://www.youtube.com/@lapubliclibrary
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 88 Girls Just Wanna Have Fund$ with Monica Allen

Mon, 12 Jun 2023 22:10:01 +0000

"After you’ve earned your degree, established your career, and started a family, the last thing you anticipate is living paycheck to paycheck. In many American households, though, financialsecurity is a constant concern."

A wife and mother, Monica Allen is passionate about healthcare and finance and committed to helping other women navigate their personal finances. Monica’s “kitchen table” approach for financial management was born from her personal experience as a teenage
mother and the strategies her own mother passed down to her.

Women, whether married or unmarried, with children or without, increasingly feel the pressure to make money and manage it. What if you could release this weight just by changing how you
look at money? What if a mindset shift and a few simple tactics could provide a lifetime of peace? In her book, Girls Just Wanna Have Fund$, Monica Allen shows how to stop obsessing over finances and start enjoying life with four easy steps to financial freedom.

A mother at sixteen and divorcée at twenty-two, Monica felt the impact of financial burden at a young age. She developed a “kitchen table” approach for financial management that goes back to basics and helps others be present and stop worrying. If living financially carefree is a priority, Girls Just Wanna Have Fund$ is the inspiration and guidance you need to take control and discover the happiness you deserve.

Monica Allen is a retired nurse practitioner for the US Department of Veterans Affairs with more than three decades of experience in primary care, urgent care, cardiology, dermatology, and substance abuse.

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 87 The Skinny On Good Credit with Dionne Perry

Mon, 05 Jun 2023 22:29:53 +0000

Credit–Litologist, Dionne Perry, a board-certified Credit Consultant, delivers the goods on credit, giving young people (and adults) exactly what they need to make it in this economy. She does this work to help others avoid some of the problems she had as a result of a lack of financial literacy around credit.

This show will give you an education in credit that is a great starting point to know what steps you need to take to help your credit score rise and shine. Her tips are actionable and essential.

Perry has also developed Credit-Lit Ambassador programs for empowering teens and for educators, counselors, community activists, financial advisors, and other adults interacting with teens to help educate them on how the credit score process works.

Go to https://credit-lit.com/ to obtain her book for teens and her workbook for adults who want to work through their credit issues and track their progress.

Perry consults, writes, and speaks on the subject of credit in all its forms. She can be heard on podcasts and at virtual and in-person events at schools, libraries, organizations, and businesses.

With a bachelor’s degree in Education, Training, and Development, a master’s degree in Human Resources, experience as a licensed mortgage broker, and now a national award-winning author, Perry is uniquely qualified to educate
young people and adults on the importance of maintaining a good credit score.

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 86 Life After Being a Tired Landlord with Lane Kawaoka

Mon, 29 May 2023 22:20:02 +0000

Interested in real estate investing without being a landlord? Lane Kawaoka (ex-Engineer) learned, and now helps others to scale up in the real estate investing arena. He now owns over 10,000+ rental units (2.1B value) and shares the simple methods and tactical steps to build a passive real estate portfolio on the side of your busy day job or business. Lane does not do cumbersome house flipping or whole-selling. He'll explain why and what the alternatives are in this show.

Lane is a writer for Forbes, Top-50 investing podcast, and Amazon Best-Seller.

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife
I’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/

EP 85 Sustainable Investments with Dale Wannen

Mon, 22 May 2023 23:37:39 +0000

Sustainable investing - does that align with your values? And, can you still have a high performing portfolio in this way? In his book, "Don’t Feed the Clowns: Sustainable Investing for Everyday Life," veteran financial advisor Dale Wannen proves that it is indeed possible to make money while helping to save the Earth—and enjoy doing both.

Dale shared entertaining and valuable stories and tips that will open your eyes to investing possibilities that can enhance your relationship with money and make you feel great about investing.

His humorous, jargon-free, easy-to-understand writing will keep readers intrigued and is sure to change more than a few minds.

Dale Wannen has more than 20 years of experience in wealth management and financial services.

In 2013, he founded Sustainvest Asset Management LLC, an investment advisory firm focused on sustainable investing. Today, he advises his clients on ESG, sustainable investing, and shareholder advocacy, and runs seminars on these topics at schools and corporations.

Throughout the book, Wannen shares colorful personal stories from his years in the investment industry that will keep readers laughing, even as they learn solid investment strategies that will help them implement his practical advice around sustainable investing. He uses light-hearted chapter titles such as “Hippies and Cowboys Hug it Out” and “Investing is Just Like Sex” and exposes the hidden truths in an industry often cloaked by smoke and mirrors.

As far from a dry financial advice book as it’s possible to get, "Don’t Feed the Clowns: Sustainable Investing for Everyday Life" is a perfect read for the beginning investor as well as someone with years of market experience. Anyone considering sustainable investing will enjoy this book, as well as gain solid investment advice. He never tries to “sell” the reader, he simply nudges them toward investing with an eco-conscious mindset.
dalewannen.com
LinkedIn.com/in/dalewannen

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife
I'm excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by "dating your money." Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature "Your Money Date" Program and I'll help you make the shift. https://limitfreelifeworkshops.com/

EP 84 Strategic Metals As Tangible Assets

Tue, 16 May 2023 01:35:01 +0000

“Strategic Metals have outperformed Gold (58%) , FTSE100 (3%), and S&P500 (112%) consistently for the past 5 years with a 175% average return for the same period. Right now, in North America the only obstacle to investors profiting from owning “Rare Earths” is that they don’t know they can.”

These are the strategic metals that are found in many of the technological developments that we know, like our phones, and innovations that will be coming in the future.

Europe based, investing in “rare earths” can provide North American clients a portfolio with much needed geographic diversification.

Louis O’ Connor, Founder, and Principal of Strategic Metals Invest explains the ways one can invest in this unique investment. The ways the metals are used and the stories of the supply and demand make this a very interesting asset class to learn about.

They are the only industry supplier in the world to offer private investors the option to purchase and profit from owning Strategic Metals. The investment play is exactly the same paradigm as investing in Precious Metals, instead the investor is purchasing Strategic Metals.

Listen in to broaden your knowledge of investing and hear about an option that is unique and learn from our guest today.
https://strategicmetalsinvest.com/

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeChanging your relationship with money and adopting both new mindsets and practical habits with money will change your life and open up abundant opportunities. I have created a powerful program to shift your money relationship and to teach basic money management that will help you to master money in new ways. Check out the next Your Money Date Program here: https://limitfreelifeworkshops.com/

EP83: Earning On Your Own After Divorce with Leenna Choudharry

Mon, 08 May 2023 00:20:00 +0000

After leaving an arranged marriage situation, Leena Choudharry was determined to earn what she needed to provide for herself and her family. As an immigrant, she had some unique challenges as well as the benefits of some cultural mindsets that allowed her to seek help in scaling her business.She’s a forward-thinking, innovative, and solutions-oriented professional with a proven 15 + year record of leadership and accomplishments. Listen in for great tips on starting over, how to manage multiple businesses and a job and family. And, how to build businesses that can run without you.After completing her undergraduate and masters in India with focus on Accounting and Finance she moved to the US. In 2012, she started her entrepreneurial journey with an academic tutoring and test-prep program. This business has grown and expanded ever since. In 2018, she started a recruitment agency which is MWBE certified and provides full service outsourced recruitment support. Her clients are from Fintech, IT, Banking, Aviation space. When she left her marriage, she faced the task of restarting her life afresh and being able to earn money on her own terms which was crucial. Currently she manages two companies and a full time job. The support and attention of friends, family, mentors and fellow entrepreneurs in her circle has been the foundation of her success.Connect with Leenna: www.linkedin.com/in/leennac12https://www.placementexpertsusa.com/For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP 82 "Strategies for Stock Compensation with Joe Forish, CFA, CFP®"

Mon, 01 May 2023 23:35:01 +0000

Do you have stock as part of your compensation package? Do you know what to do with it?Joe Forish started Fortrove Partners to help tech founders and tech employees with stock ownershiprelieve stress, uncertainty, and time spent around finances.

Stock compensation can be extremely complicated, and you don't have time to figure it out. He works with people who have stock compensation and may not know all the ins and outs about it. Joe collaborates with clients to build confidence, to minimize your tax obligations, and build the lifestyle that you want.

He will help you with:
1. Not throwing money away
2. Reduce your anxiety about money
3.Selling options and RSUs at the wrong time
The list of acronyms for stock compensation is endless: ESPPs, ISOs, and RSUs. Fortrove
helps you handle your stock compensation, employee benefits, and overall financial strategy.

From a young age, Joe Forish, CFA, CFP® learned about maximizing hard work and doing
what you do best while working at his father’s auto shop. He also saw first-hand both the
rewards and challenges of running a business.

Professionally, Joe honed his financial expertise investing in public and private equity.
Completing the Harvard Business Analytics Program, with Distinction, has taken his B.S. (from
Penn State University) to a whole new level!

Areas of expertise:
1. Financial plans for client-specific goals
2. Investment management and portfolio management
3. Custom financial coaching

Don’t forget to sign up for the newsletter to get free financial tips every week.
http://eepurl.com/hM5729

If you want to ensure that you are on the right financial path, let’s start a conversation.

https://calendly.com/fortrove/30-minute-introductory-call?back=1&month=2023-04
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP 81 Don't Get Crippled By Medical Debt with Bob Hertz

Tue, 25 Apr 2023 00:45:01 +0000

Bob Hertz understands healthcare and the plight of those who have had serious financial crises as a result of too much medical debt. He is dedicated to helping people learn the way our healthcare system works and how to either avoid crushing medical debt or find a way out of it.

Bob is a happily retired health insurance agent in Minnesota. For years he got to know and dislike many aspects of his own industry. Now he wants to make sure that people are not financially harmed by the health care industrial complex.

Listen in for insights into how the healthcare and insurance systems work and how to use that info to your advantage.

You can find Bob on his blog at https://theantidebtagenda.com/ and by email at: bob.hertz@frontiernet.net
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP: 80 What Mistakes Might You Be Making as You Plan Your Future with Alicia Chandler?

Mon, 17 Apr 2023 20:34:00 +0000

Let's talk about financing and retirement assets! Do you have retirement assets? Are you really planning well for the future or are your eggs in one basket?
Oftentimes, we find that business owners see their business as their sole asset (retirement plan), they may lack other retirement assets (such as a sizable 401K), and lack a succession plan – which could prove detrimental and end up costing them everything.
Alicia Chandler, president of Indianapolis-based Oak Street Funding®, a First Financial Bank® company, is our guest expert. Alicia joined Oak Street Funding in 2011, serving as Chief Legal Counsel until her promotion to president in July 2022.
During her tenure with Oak Street Funding, she has leveraged her strong understanding of commercial financing to enable a client-focused business approach and customized loan solutions for all of Oak Street’s targeted verticals.
Prior to joining Oak Street Funding, she was a partner with Krieg DeVault, LLP. Alicia holds a Bachelor of Science degree from the University of Cincinnati and a law degree from University of Cincinnati’s College of Law.Alicia and her family live in Carmel, Indiana, where they enjoy spending time with their four dogs and with friends, hanging by the pool and riding bikes.
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP 79 Organize to Activate Your Financial Life

Tue, 11 Apr 2023 02:00:02 +0000

How well do you know your numbers and can you easily find your financial information? While this doesn’t feel like high finance, it’s truly the basis for building wealth, abundance and a great relationship with money.

Without these fundamentals, you will have trouble making bigger and more exciting money moves.

Today, we talk with Judy Heft, the founder and president of Judith Heft & Associates celebrating over 27 years of helping high net-worth individuals and small businesses with bookkeeping and bill pay. She is an author, financial organizer, bookkeeper, and much more. In her role as a professional and personal financial organizer, Judy combines her talents and experience in organization and financial assistance. Recognizing the unique needs of each of her clients, Judy steps in with customized organization services, including bill paying, financial record keeping, tracking of expenses and contributions, and related correspondence with banks, vendors, insurance companies and healthcare providers.

She is the host of the podcast "Mastering Your Financial Life," in which she interviews professionals who also help others successfully manage their financial lives. Her books, “How to Be Smart, Successful and Organized, For a Better Today and Tomorrow,“ and “Mastering Your Financial Lifecycles: How to Successfully Manage Money in Every Decade of Life,” are available on Amazon.
Where to find Judy:EMAIL: judy@judithheft.comLINKEDIN: www.linkedin.com/judyheftPODCAST: https://www.youtube.com/@judithheftassociates4929

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP 78 Leaving A Business Legacy with Paul Dio

Mon, 27 Mar 2023 23:44:32 +0000

“What’s after your business or career and how will you fund your ability to seek out your dreams, contributions and leave a legacy??
Paul Dio understands how people’s relationship with money impacts their ability to leave a legacy they care about.
He explains how people make decisions and overcome money obstacles in a variety of wealth tiers. He provides fascinating insights into the stories people tell themselves when it comes to wealth. Listen in to a peer packed episode that teaches so much about money without mentioning numbers!
Wealth Advisor at Innovative Advisory Group Paul brings over two decades of strategic and financial leadership to his team through innovation, collaboration and technology. Paul's clients are business owners who need a fresh perspective on strategic thinking, leadership and change management.
Paul's team of advisors work to provide risk analysis not from just a numbers perspective but also from a business and life perspective. As an avid reader and continual learner, Paul's unique skill of listening for what is not being heard and asking the question that hasn't been asked has helped propel his clients to more clarity in their life in addition providing financial oversight and guidance for his clients.
Addicted to improvement not only in his professional craft but in all areas of his life you might find him working on his mountain biking skills, his approach to parenting, fitness and mindfulness. Paul's constant need for improvement is fueled by the ability to develop leadership for his family, his clients and to those he cares for. linkedin: https://www.linkedin.com/in/askingquestionsthatmatter/ IG: @busineslegacypodcast Website: businesslegacypodcast.com

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:https://limitfreelife.com/create-powerful-money-boundaries/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife
“

EP 77 The Tools You Need to Elevate Your Life and Keep a Balance

Tue, 14 Mar 2023 00:55:01 +0000

Michael Kohan wakes up each morning with a simple purpose: to help others rediscover their powerful inner strengths and give clients and students the tools they need to make more meaningful decisions, to Aim Higher and Elevate Their Life.Michael is an I.C.F Certified Life Coach who In 2015 founded The Elevate Life Project, an online community for people to re-discover their true selves and gain the skills they need to move forward and find lasting success. He is the host of the Elevate Life Project Podcast, a show dedicated to helping listeners develop a positive mindset, a rejuvenated outlook for themselves and their future, rediscovering that they are spiritual beings – and any dream a person wants in life is possible.

Michael is dedicated to helping his clients and students find balance in all aspects of their lives—emotional, spiritual, mental, and physical well-being. He feels his purpose is to serve others through his teaching by encouraging students and clients to become steadfast in their practices while integrating spiritual and mindful living into their day-to-day lives, to achieve their goals, live their dreams, and achieve the impossible.We talked about career transition to a more meaningful life, the difference between Habits and Goals and how they shape our lives, money mindset and money practices to address many of the challenges people have in their financial lives that affect all the other parts of their lives, as well as how to keep money from limiting you and throwing off your balance. https://elevatelifeproject.com/For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:https://limitfreelife.com/create-powerful-money-boundaries/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife

EP. 76 Lessons From A Efficiency Bitch

Tue, 07 Mar 2023 01:27:35 +0000

Lessons From A Efficiency Bitch

EP. 75 Getting Aligned To Receive Monday with Andrea Quinn

Wed, 01 Mar 2023 00:16:27 +0000

Teaching women to transform themselves and accomplish anything is this guest's expertise.Andrea Quinn, Certified Life and Business Coach, Motivational Speaker and Author based in Los Angeles, is known as an “Empowerment Activist” for women. While she has a presence in many of the Studios, Networks and Agencies in Hollywood she has also advised on Wall Street, the Silicon Valley, the Pentagon, and in London’s powerful Music Industry.

Her unique and natural gift of sharing her wisdom offers an original perspective that isn’t based on ego or hype, but in real world experience and she delivers!
Believing that truly empowered people live the greatest lives, it is her life’s purpose to assist people in living authentic lives they feel good about. Andrea is expanding the reach of her popular program called ”The Quinn Essentials for Women - 9 tools to Accomplish ANYTHING” with her bestselling book of the same name. She has developed a curriculum called the” Quinn Essentials”, which is a program used by many individuals as well as companies to expand their businesses, inspire communication within groups and empower people to live their best lives. Andrea facilitates women’s groups all over the world through digital classes and live weekend workshops, where she teaches her tools to thousands of women and is successful at guiding them to “Accomplish” their dreams.
For more information on Andrea Quinn and her book "The Quinn Essentials For Women; 9 Transformational Tools To Accomplish Anything", go to her website: https://andreaquinncoaching.com/
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: Apple Podcast

And don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events:

Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions LinkedIn Instagram

EP. 74 Dramatic Career Change and Money - Rising Above Fear

Tue, 21 Feb 2023 01:18:31 +0000

Have you ever had the experience of telling others ( like your kids) to follow their dreams and getting called out for not following yours?
Daphne Subar, the founder of Subarzsweets, LLC an online gift-giving service/bakery specializing in a unique baked good, Subarz, made a dramatic career change, and 7 years later is still surprised when she’s referred to as an entrepreneur.
She’s inspiring others to “go for your dreams“ or at least give it a try!
She also explains how knowing her numbers built her confidence!
Subarz combine the crunch of biscotti with the sweetness of a cookie and come in a variety of flavors including gluten-free, nut-free and dairy-free options. Subarzsweets was launched in 2016 and had experienced consistent growth and expansion over the past 4 ½ years. Prior to launching Subarzsweets, Daphne had been enjoying the practice of law for over 25 years. More information about Daphne and Subarzsweets can be found at www.subarzsweets.com

For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: Apple PodcastAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions LinkedIn Instagram

EP: 73 The Surprising Facts Of Aging

Tue, 14 Feb 2023 02:15:01 +0000

The Surprising Facts Of Aging

Ep. 72 Break The Cycle Of "Almost There" In All Areas Of Your Life

Tue, 07 Feb 2023 01:50:20 +0000

First new show of 2023 with an expert on how to multiply your impact in the world like never before. If you've felt that you haven't dreamt big enough or been "almost there" but not quite where you want to be, this is the show to listen to.
Felicia Searcy, a highly sought after motivational speaker, helps people to unlock the power of universal laws in a way that leads to richly abundant lives. She shares the most important question you can ask yourself in life and why believing in yourself is not necessary to the process.
She tells us about her money story and how her beliefs around money have transformed and how yours can too.
Felicia offered a free (and very valuable gift) which you can access with the link: www.feliciasearcy.com/spiritualsuccess
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: Apple PodcastAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making Decisions LinkedIn Instagram

Ep. 71 Letting Go To Embrace The New

Tue, 13 Dec 2022 02:10:02 +0000

Are you getting ready to set goals and plan for 2023? It's that time of year when we think about moving forward into a new year. Stop!! Don't plan yet. Listen to this show before you do any planning.

Unless you've taken some time to reflect on this past year and remember all the achievements you had, big or small, as well as the missteps, you aren't ready. We overlook this step and it's unfortunate, because we move on, having forgotten all the victories we had that we should celebrate.

We learn so much from looking back, including what needs to be different next year. 5 things to let go of or reflect on, so you can move into a great new year are:

1. Preconceived ideas
2. Time and energy wasters
3. Clutter (physical space, digital space and activities)
4. Current schedule and routine
5. Saboteurs

Listen to ideas and examples and complete your year with our upcoming free event: https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejhdblrq62f38421&oseq=&c=&ch=

For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/

Grab a free offer on how to make better money making decisions:

https://limitfreelife.com/create-powerful-money-boundaries/

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife

EP. 70 Where True Power, True Joy and Wealth Really Exist- with Liz Gracia

Mon, 05 Dec 2022 22:26:34 +0000

Have you considered how consciousness impacts your money and your life? What is consciousness? Liz Gracia gets to the heart of the matter so you can attract more of what you want by being in an energy of well being and wealth vs. an energy of scarcity or poverty.

We are creators of our life, learn how to create your future in new ways. Get out of your head and into your consciousness. Liz Gracia, serial entrepreneur and student and teacher of consciousness will guide you.

Website & Podcast Links

TheAthenaArena.com– Supercharge Your Business with a Wonder Woman Brand

Athena Arena Podcast: https://www.theathenaarena.com/podcast/

Your Weekly Dose of Higher Consciousness Podcast:http://yourweeklydoseofhigherconsciousness.com

Social Media Links

Facebook:https://www.facebook.com/TheAthenaArena

Instagram: https://www.instagram.com/theathenaarena/

LinkedIn: https://www.linkedin.com/company/the-athena-arena/

Pinterest: https://www.pinterest.com/theathenaarena/

For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box

And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/

Grab a free offer on how to make better money making decisions:

https://limitfreelife.com/create-powerful-money-boundaries/

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfreelife/

Instagram: https://www.instagram.com/livealimitfreelife/

Ep. 69 Entrepreneurship in Uncertain Times with Lori Williams

Tue, 08 Nov 2022 03:00:02 +0000

Lori Williams transitioned from a high level business and finance career to teaching small business owners how to successfully run their businesses, so they make the money they want to make without deluding themselves in any way. We look at the wrong success metrics (revenue being a big one).

Lori explains finance, especially what is most important to analyze and guide your business by, in a way that actually gets you excited to do financial analysis, and in a way that is understandable like no one else. Her company “Business Simply Put” is aptly named because of her knack for explaining simply the intricacies of your numbers and how you really know if your business is doing well. Listen in for a great show. You can find Lori at: http://www.businesssimplyput.com/

She is a wealth of business knowledge and a key educator in the Small Business Development Centers in Los Angeles. Her lifestyle is limit free as well and you will need to listen to the show to find out how!

For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast...

And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/

Grab a free offer on how to make better money making decisions:

https://limitfreelife.com/create-powe...

For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

LinkedIn: https://www.linkedin.com/in/limitfree...

Instagram: https://www.instagram.com/livealimitf…

Ep. 68 Plan Your Dream with Lorenda Phillips

Tue, 01 Nov 2022 01:35:56 +0000

A dream stays a dream without a plan, and Lorenda is a master coach and a master at planning. We talk about the ins and outs of planning for small business owners. How do you create your dream and reach the pinnacle of success? It requires a solid plan with some key components including : Vision, mission, strategies, goals and actions.

Lorenda and I share our planning protocol and the ways we keep people working their plan after the initial excitement of making a plan starts to slip away.

We get into a great conversation about coaching and how and why it helps and the times in an entrepreneur's life when it’s most important. We talk about measuring growth in the way VC accelerators do and about our own accelerator that we partner on and serve clients with, so they can have the best possible results.

Lorenda loves coaching and her passion shows through as we talk about the benefits and the successes people have with great coaching and a great plan. Our upcoming planning workshops will be in January. Reach out to me at: michelle@limitfreelife.com or Lorenda at: lorenda@the-ee-.com so we can get you on the list!

For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast...

And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/

Grab a free offer on how to make better money making decisions:

https://limitfreelife.com/create-powe...

LinkedIn: https://www.linkedin.com/in/limitfree...

Instagram: https://www.instagram.com/livealimitf…
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com

EP 67 How Digital Marketing Can Skyrocket Your Startup!!!

Tue, 25 Oct 2022 00:38:18 +0000

The way people buy goods and services has dramatically changed and often our marketing efforts are misdirected. There’s an abundance of digital marketing information being shared but little that tells you the HOW that will deliver the results you need as a business owner.

In this show, we talk about careers in start-ups and how those start-ups can be successful with the right type of marketing with a business marketing expert.

STEVEN MARK KAHAN has successfully helped grow seven startup companies from early stage to going public or being sold, resulting in $5 billion in shareholder value. Steven is the author of Amazon best seller, Be a Startup Superstar. Steven’s newest book is called “High Velocity Digital Marketing”. He lives in Texas with his wife and can be reached atwww.beastartupsuperstar.com

FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.

You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!! The best way to keep in touch is by becoming part of the Limit Free Life community. Join us here: https://limitfreelife.com/newsletter/

EP 66 Root Causes, Resources and Perfectionism

Tue, 18 Oct 2022 02:25:01 +0000

Root Causes, Resources and Perfectionism

EP 65. Health and Wealth Go Hand in Hand - Making Work Sexy with Ramell Taylor

Tue, 11 Oct 2022 01:50:01 +0000

Working on your wealth while sacrificing your health will not lead to a "Limit Free Life." Women especially, might be taking care of people (not themselves) and responsibilities while their health suffers. What then happens to their ability to generate wealth and build that great relationship with money? In today's show, we look at how professional athletes think, train and stay in top shape. We'll learn how we can apply those principles to our lives, careers and businesses to build financial stability and freedom while ensuring that we'll be mentally and physically healthy enough to enjoy it.

Ramell is a former pro basketball player who transferred into fitness coaching because of the passion he has to educate women on how to properly take care of themselves while managing successful careers and families.

He believes that because women are selfless by nature, they need constant reminders to show up for themselves as well. Ramell hosts regular workshops entitled: "How to be selfish & get the body you want." He teaches the importance of routines based on his 4 pillars. Listen in to learn more.

The best investment you can make for your career, family and finances is to improve your health and happiness.
https://www.hardworkissexy.com
https://www.eventbrite.com/e/health-conscious-women-create-a-body-just-as-strong-as-your-spirit-online-tickets-191904731217

FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.

You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!! The best way to keep in touch is by becoming part of the Limit Free Life community. Join us here: https://limitfreelife.com/newsletter/

EP 64 Money and Career Blind Spots with Kim Ades

Mon, 03 Oct 2022 23:40:29 +0000

Where are your blind spots and how are they making you unhappy and less likely to reach your goals? Clearly, we don’t see them without help, for they are blind spots ( we are blind to them)!
Listen in, while today’s guest shows us how they can get in the way of our success and what to do to create the results you want with money or your professional life once you understand them.

Kim Ades is the Founder of Frame of Mind CoachingTM and Co-Founder of The Journal That Talks BackTM. Recognized as a pioneer in the field of leadership coaching and thought mastery, Kim uses her unique philosophy and direct coaching style to help leaders identify their blind spots and learn to direct their thinking to achieve extraordinary results. Author, speaker, entrepreneur, coach, and mom of five, Kim is dedicated to teaching her powerful coaching process to leaders, executives and entrepreneurs worldwide.

https://www.frameofmindcoaching.com/

Check out the free resources at limitfreelife.com and like or review the “Money and You” show so we can continue to bring you expert guests like Kim.

EP. 63 Money Is Made With the Mind

Tue, 27 Sep 2022 01:26:06 +0000

Diana Greshtchuk articulately talks about how getting "financially naked" catapults your success and why financial outcomes overwhelmingly depend on inner work (that anyone can do).

Join the conversation to hear her insights and tips for anyone seeking a better relationship with money. Diana Greshtchuk (She/Her) is the CEO of Fan Your Flame LLC, a financial literacy coach, and your best financial friend. Diana is a Certified Master Mind Magic PractitionerTM and is a Certified Emotional Intelligence Practitioner. By day, she is a VP of Fund Accounting & Finance at a private equity/venture capital firm based in Los Angeles, and holds an active Certified Public Accountant (CPA) designation in the State of California. She’s a seasoned investor, venture capitalist, and angel investor for aspiring female entrepreneurs with 20 years of experience in the financial services industry.

Diana articulately talks about how getting "financially naked" catapults your success and why financial outcomes overwhelmingly depend on inner work (that anyone can do). Join the conversation to hear her insights and tips for anyone seeking a better relationship with money and

She is passionately committed to guiding entrepreneurs, businesses and individuals to achieve a wide variety of financial goals. Diana utilizes pioneering methods rooted in practical financial concepts, business acumen, and mindset work to educate and empower her clients to achieve goals of financial independence, transformation, and abundance.

Diana gives back to the community by volunteering as a Board Member for the Point Foundation, a non-profit organization that empowers promising lesbian, gay, bisexual, transgender, and queer students to achieve their full academic and leadership potential – despite the obstacles often put before them – to make a significant impact on society.

Find Diana at: www.fan-your-flame.com, www.disruptinginertia.com

Social Media Handles/Links:

FB: https://www.facebook.com/FanYourFlameLLC

IG: https://www.instagram.com/FanYourFlameLLC/

LinkedIn: https://www.linkedin.com/company/fan-your-flame-llc

LinkedIn: https://www.linkedin.com/in/dianagreshtchuk/

Twitter: http://twitter.com/FanYourFlameLLC

Check out Limit Free Life at:
https://limitfreelife.com

And take advantage of free resources for career change, money mindset and entrepreneurship.

EP 62 Confidence, Self Expression and Change - Making it Happen with Beverly Price

Mon, 19 Sep 2022 23:45:02 +0000

This show will inspire career change and money consciousness and new ideas for self empowerment.

Being dubbed "The Women's Self-Expression and Change Expert" and transformational coach for more than 25+ years, Beverly seeks to see women flourish in this world. She guides women along their journey to self-empowerment so they can reframe their mindset and rewrite their stories as confident happy and fulfilled women.

“As an empowerment advocate, I bring to the table my blazing passion for teaching women how to use self-expression on the inside and outside to develop self-empowerment so they can ultimately become the women they long to be. I firmly believe that the key to becoming an empowered woman starts with being kind and loving yourself, stretch marks and all.

Here are some of my career highlights:
▻ Played a key role in helping women achieve their empowerment goals through transformational coaching.
▻ Established the “Her-Self-Expression Podcast,” a project which aims to foster a safe environment for women where they can learn and support each other.
▻ Utilizing keen business acumen to bring women stunning success in coping with and growing from majore life changes, relationships, finances, careers and starting businesses.

With my unwavering commitment to women, I am open to every opportunity knocking at my door. I take pride in cultivating my influential communication skills to foster connections and thought-provoking podcasts in various settings. Beginning my journey in arts at a young age, I continue to empower my passion for growth, leading my capability to enhance and contribute the skills I’ve acquired.”

Ep. 61 - Empowering All Relationships, Including Money with Dr. Love

Mon, 05 Sep 2022 23:40:02 +0000

Dating, love, romance and marriage - Can you apply these concepts to money? We do, on this podcast with Ed Johnson, AKA Dr. Love. Dr. Love - is a speaker, relationship coach, author of the book, “3 Things Every Woman Needs to Know About a Man” and founder of Love University. Dr. Love is quickly gaining credibility in the relationship industry and rapidly becoming one of the premier authorities on dating, love, romance, and marriage.
He reminds us that it's never too late to live your life and have a blast in your life. We need to wake up and recognize our power, especially for women.

Dr.Love started his career in cosmetology nearly 40 years ago and that has catapulted into a career that now creates true and lasting love connections. Dr. Love opened his first hair salon in 1981. Women would talk to him, not just about their hair, but about their lives. They’d open up to him and then would wonder why they were telling him all these intimate details. He earned their trust and they became comfortable. It was these invaluable conversations that set the stage for the creation of relationship coaching and curriculums for women. Dr. Love has been happily married for many years, October 6th, 2019 he will be celebrating 40 years of marriage to his high school sweetheart, Linda. Dr. Love has raised three daughters of his own and was impacted by 5 sisters during his childhood. Dr. Love’s purpose is to help women actualize and understand the full power and potential of Men; with access to education and scientific research that empowers women to know whose power drives the relationship, and what power creates a relationship filled with romance, and unconditional love. You’re invited to classes, case studies, and webinars. You can also participate in Dr. Love’s Q and A session where he will be answering frequently asked questions such as, is it normal to be tired in a relationship, what to do when leaving feels just as bad as staying, and when to see Dr. Love? Be sure to look for his weekly blog posts and youtube videos on Thursdays for more life-changing information. Find Dr. Love on LinkedIn.

FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.

You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!

EP. 60 The Desire for Work/Life Alignment Globally with Mpume Ncube-Daka, Career Coach

Tue, 30 Aug 2022 02:50:02 +0000

"I love change." Wouldn't you love to be able to say that?! Mpume says that the only thing she loves more than change, are change conversations, mostly because of what follows in people’s careers when powerful discussions take place. People grow, they succeed and ultimately, their lives change.

Listen in to our powerful conversation about career transition, entrepreneurship and money mindset. If you are seeking a more fulfilling life and change, perhaps from corporate to entrepreneurship or something else, you will find insights in this show.

Mpume Ncube-Daka is the founder and CEO of Change Conversations, a corporate level coach with a deep understanding of the corporate and business environment. She has honed her skills to work with individuals at their different life stages for them to have work-life alignment.

She earned her stripes in the corporate world, experiencing the entire array of career steps from joining as a graduate to rising in the ranks, not getting promotions and being told she wasn’t visible enough. And then rising up again to reach the top of her game at JSE-listed entities as well as multinational businesses.

As a corporate level coach, her experience has given her a deep understanding of the corporate and business environment, business strategy and the best way to navigate this world while working to identify your own unique talents and passions.

She is also a mom of three, a wife and an entrepreneur. All these different aspects of who she is grant her unique insights into how needs change at different stages of your life. Mpume's joy is in growing dreams, inviting innovation, entering the world of entrepreneurship and creating clear, achievable business strategies.

Listen to "Change Conversations with Mpume" wherever podcasts are found and find her on Linkedin.

FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.

You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!

EP 59 Creating Wealthy Women

Tue, 23 Aug 2022 00:00:01 +0000

Are you a wealthy woman? Or, would you like to be?

Carrie Murray is creating and hosting the Wealthy Women Summit on a yacht that will help you feel abundant while learning more about a variety of money topics. Women learning and talking about money is the path to financial success.

You can learn by listening to this show with Carrie right now!

Carrie Murray is a speaker, podcast host, and the Founder of BRA (Business Relationship Alliance), a network of powerful female entrepreneurs devoted to advancing women-owned businesses by providing the community, collaboration, empowerment, and support needed to flourish as an entrepreneur. Murray earned her Bachelor’s in Social Work and her Master’s in Social Justice. After becoming a court advocate, she helped victims understand their rights and navigate the judicial system. She later became a teacher, an administrator, and a principal. In 2011, she started Prestique Academy, a school for twice-exceptional kids. She resides in Los Angeles with her family.

https://www.wewosummit.com/

Use the code INVEST

To save 10% on the summit.
And her social media handles are:
LinkedIn: carriejmurray

EP 58 Overcoming Obstacles in Landing Your First Job

Tue, 16 Aug 2022 00:38:08 +0000

I hear a lot of stories from parents about the struggles their children go through in their initial job search. There are many concerns young people have in their quest for a first job.
They feel that a position might not be a good (right ) first step in their career path. That career path is still undefined though and it will develop as they try things, so taking a job may be a better choice than waiting for a more "perfect" job for a career path they think they can plan out.

They often feel like they don't have the skills for many of the jobs they see and of course, they don't have many skills when they don't have work experience yet, so trying something and learning on the job might be important.

These same concerns come up for older people too, so this show is good for anyone looking for a new job, new or not. Listen in and pick up a couple tips that will help you wherever you are and see if you can shift some of your mindset around finding a new job.

FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.

You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!

EP 57 Claudia Miller, Career Coach

Tue, 09 Aug 2022 01:00:03 +0000

For people in the tech industry, moving up within a company, or out and into new roles can be confusing or confronting.
You need strategies to set yourself up for future career moves. For women and especially women of color, even more barriers may prevent upward mobility.

Claudia Miller is a sought-after Career Coach for Women In Tech and she's helped her clients land fulfilling jobs at a senior level. She also partners with companies and organizations in identifying rising stars within their organizations and providing strategy insights and support in developing a leadership and talent pipeline with a focus on Women and Women of Color. Due to her efforts she's worked with Top Fortune 500 Clients + has partnered with World Business Chicago in developing a Workforce Development strategy in coordination with the City of Chicago's efforts in decreasing unemployment rates for persons of color. She's also the Creator & Host of "Roadmap To The Executive Suite" podcast.

Due to her clients success she's been featured multiple times in Forbes, MSNBC, Thrive Global and Business Insider put her in their top global list of Top Innovative Career Coaches. Claudia shares some great tips and ideas that save people time and consequently money, by helping them rise up in their careers, negotiate great salaries and pave the way for future leadership roles.

She offers ideas for entrepreneurs also who want to hire women in tech and what to pay attention to.

You can connect with Claudia on:

LINKEDIN: https://www.linkedin.com/in/claudiatmiller/

INSTAGRAM: https://www.instagram.com/claudiatmiller/
FOLLOW AND SHARE
Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel
You can really help us to grow, gain popularity and bring on more fabulous guests.

If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!

EP. 56 How to Make Everything Better - With Phil Johnson Executive Leadership and Emotional Intelligence Expert

Tue, 02 Aug 2022 01:55:02 +0000

"Emotional Intelligence guarantees career, corporate and personal success" is a quote from Phil Johnson, founder of the Master of Business Leadership program and expert in this area for decades. This show is packed with wisdom and thought provoking ideas that are missed by most people working and living in the world today. If you thought you had an idea of what emotional intelligence is, think again after you listen to this show. It will have you wanting to learn everything you can.

Understanding mindset and emotional intelligence and how it can be used to reach new possibilities and potential is the topic of this show and Phil is a fascinating and riveting guest. His work ensures that you don't give away your energy, pick up the energy of others and get off course in the process. He knows the secret to staying in alignment so you reach your goals and help others reach theirs.

The rapid rate of change in our individual lives and the world is too much for our brains to handle and is leading to negative consquences such as stress, anxiety and even suicide. We have to manage this environment of accelerating change by developing new tools that he has learned through experience and now teaches to others. The importance of this cannot be underestimated.

A UC Berkeley study over 40 years found emotional intelligence is 400% more powerful than intellectual intelligence in predicting success. For the past 21 years Phil has been an executive coach assisting executives and organizations to bet on themselves by developing their emotional intelligence. MBL program alumni are in the US, Canada, UK, Europe, Japan, Germany, Bosnia, Africa, Australia, the Middle East and Saudi Arabia.

EP 55 Keeping Your Goals Alive with Michelle Perkins

Mon, 25 Jul 2022 22:26:26 +0000

How and where are you with your goals from early in the year? Have you shelved them and can't remember what your plans were? Have you run off in different directions than you planned? How's any of this working for you?

We have a system that is designed to keep you in touch with the goals you were so excited about, and to re-energize the goals regularly with a system we call "running your plans through a growth environment."

Lorenda Phillips, master coach, and I run a Thrive Accelerator Program that will hold you accountable and have you connecting with your plans, strategies and actions throughout the year so you can reach the levels of success you dreamed about at the outset of the year.

Listen in to hear some of the tools we use with business owners and creatives to keep them engaged and reaching the goals that lead to their success - however they define it! Connect with me at: https://limitfreelife.com

Ep. 54 Money and Mental Health With Marla Thomas

Tue, 19 Jul 2022 01:29:01 +0000

Marla Thomas, host of the "Mental Health Mondays with Marla and Dave" podcast, joins me to take a real and surprisingly funny look at money and your relationship with it.

Marla addresses kids, and her lived experience with how college can be a great investment if done in alignment with a child's interests. She explains so well when it's worth it and when it isn't worth spending the "big bucks" on higher education. Family money planning can really make a difference.

This led to an insightful look at career development and avoiding "parenting pressure."

We talked about practical ways she looks at money as well as how it affects mental health and happiness.

This conversation went alot of places and she shared tons of gems in various areas. She's entertaining and funny when talking about money and mental health - go figure!

Join us Mondays at 7pm pst on my YouTube channel:https://www.youtube.com/playlist?list=PL6dhG0NfhjH2z4bHCsxmQT6Y1JLCKeFWq

EP 53 Marriage and Money - Making It Work with Michelle M. Perkins MBA

Mon, 27 Jun 2022 23:55:02 +0000

Are money conversations with your partner wearing you down or making you want to fight or take flight?
Money conflicts are said to contribute to the divorce rate by approximately 22%. We can take more constructive steps to build a great relationship with money and our partners by consciously addressing some common pitfalls.

In this show we discuss a few pretty basic ways to start out and keep the lines of communication open with your partner throughout your marriage. Listen in and see where you can identify some areas that have caused issues for you and address them ASAP. With money, there's no time like the present to improve your thoughts, beliefs and behaviors. https://limitfreelife.com

EP. 52 Changing Career Until You Find the Right One with Linda Griffin - Book Writing Coach

Tue, 21 Jun 2022 22:39:10 +0000

How can writing a book increase your revenue and help you power up your career or business?

After leaving a successful corporate career, Linda was looking for a new challenge and settled on Entrepreneurship. She explored several niches and offerings but none of them met her need to be of service to others while supporting her desired work life balance. These included career coaching, general small business marketing, and niche marketing to the bed and breakfast industry.

After publishing her first book, Linda came across so many other people who wanted to publish and decided to focus solely on helping thought leaders get published. Linda Griffin is a published author, keynote speaker, and writing and self-publishing coach who teaches coaches, consultants, and other professionals how to capture their wisdom in a book, making it accessible to more people who can benefit from it. In the process, her clients increase their authority and thought leadership position in their chosen market. Linda developed the Author Fast Track Program based on her experiences in writing and publishing a book.

She takes people from idea to book in hand in as few as 90 days. Learn more at expertauthor411.com.

EP. 51 Mid Year Money Moves with Michelle M. Perkins MBA

Mon, 06 Jun 2022 21:57:17 +0000

A solo show to help you take stock of where you are now that we are half way through with 2022!! Whatever you’ve done so far this year with your money, you can assess, plan and take actions that will bring in the results you’d hoped to see in your life.
I’ll give you 5 key things to do right now to put you on the path to prosperity. Check out Limit Free Life’s upcoming Money Date Program: https://lflworkshopstg.wpengine.com

Ep. 50 Freedom and Peace of Mind from IRS Issues with Kedra Flowers

Tue, 17 May 2022 02:00:02 +0000

Have you ever been in IRS fear? That's a place no one wants to be. Fortunately, Kedra Flowers' has seen it all when it comes to IRS problems and she has been working through the issues with clients successfully since 1996.

She is a serial entrepreneur committed to contributing positive energy and guidance to the world by leaving a positive imprint on everyone she touches. Kedra has provided professional guidance as a CPA and Power of Attorney for taxpayers dealing with IRS issues. With continued growth, her corporate structure has changed but her commitment to cultivating relationships and guiding clients to freedom and peace of mind has not.

Listen in for some of the ways she has helped clients reduce and eliminate their tax dilemmas as well as how to avoid them altogether.

She has been featured regularly as a tax subject matter expert on NBC 5 News DFW and has contributed content to minority-owned legacy newspaper publications including The North Dallas Gazette and The Dallas Examiner.

Ep. 49 Are You the Boss You Want to Be? How to Take Boss Actions with Talmar Anderson

Tue, 10 May 2022 01:50:02 +0000

Be the Boss that builds a kick ass team they can trust to deliver, so that they can stop all the "doing"! CEO & Founder of Boss Actions, Talmar Anderson and I had a great conversation so you can see that it does NOT have to be so hard to build, lead and celebrate with your dream team.

Boss Actions is the Hiring Strategy and Boss best practices firm that empowers business owners to shift their own role to thriving Boss

Powerful, thought provoking, and to the point, Talmar Anderson, creator of Bossification, is on a mission to take business owners on a step by step process on HOW to hire, HOW to manage and HOW to step fully into your thriving Boss role - Talmar knows how to create dramatic shifts in your perspective on what it means to be the boss of a successfully growing businesses.

Social media
LinkedIn: Talmar Anderson https://www.linkedin.com/in/talmar-anderson-hiring-strategy/

Facebook: The Boss Actions https://www.facebook.com/TheBossActions

You Tube Channel: The Boss Muse https://youtube.com/c/thebossmuse

Instagram: @thebossactions https://www.instagram.com/thebossactions/

Ep. 48 Making Your Big Dream Possible with Noah Scott

Tue, 03 May 2022 18:53:13 +0000

How many projects, fantasies, or ideas get left to fizzle out and fade away, forever remaining out of reach? Chances are you’ve had at least one great idea that was just too big to tackle.

What happened to that idea?

Odds are, it stayed on the shelf collecting dust in the back of your mind for years… and perhaps it’s still there.

Noah Scott tells us how to achieve the big dream and how creatives, entrepreneurs & change makers and others can meet in luxury destinations to help each other make success contagious.

10 years ago, The Big Possible founder, Noah Scott, took a solo trip walking across Japan along the Tokaido. On the journey, he had plenty of time to think about what he really wanted to do with his life. The vision was a place for people of all over the world to gather in person, and to craft cool projects together. At the beginning, it felt too far out of reach for Mr. Scott, so he put it off and instead focused on the building skills, network, and experience he would need to someday be ready to manifest this dream.

Flash forward to now, nearly 10 years later.

The dream is finally being built. The name “The Big Possible” represents the boldness necessary to finally stop dreaming of one day being able to attain an idea, and start manifesting it into reality through action.

Ep. 47 Adult Gap Year and Bucket Lists - Crossing It Off with Roger Williams

Tue, 26 Apr 2022 15:32:52 +0000

Have you thought about how much you give away your labor for? How happy are you with the trade off - the amount you earn in exchange for how much you provide through your work? This question influenced Roger Williams to take a unique path.

Roger Williams is a writer, podcaster, adventurer, and Head Crosser Offer of his bucket list. After more than 30 years working in the youth development and teaching field, a year in quarantine, and two heart attacks, Roger embarked on an adult gap year to prioritize a life in which he is known not by his professional work, but by the way he lives his life and the people he grows relationships with. Now, he is traveling around the world to cross items off his bucket list and inspiring others to do the same.

Check out Roger's Podcast - The Crossing It Off Podcast, found on all major streaming services, including YouTube and Facebook Mobile

Ep. 46 Innovative Ways to Build Skills and a Better Future with Richard Benbow (WGU)

Tue, 19 Apr 2022 03:00:03 +0000

The educational landscape is changing and while going back to college, finishing a degree or adding degrees or certifications might be financially difficult, solutions exist! And, you probably don't know what options are available. I didn't!

Listen in to hear about how Western Governors University (WGU) is making advanced educational opportunities available at lower costs and faster time frames. Ideal for people with "some college and no degree."

Richard Benbow is the Regional Vice President (West) of Western Governors University, the nation’s first and largest competency-based university. Richard Benbow is a forward thinker who seeks to create strategic impact that creates public value for all stakeholders. He is known for fostering a culture of experimentation, innovation and collaboration through the lens of putting the customer first and business performance. His distinguished career spans the public, private, and non-profit sectors.

In this role, Mr. Benbow combines his passion for innovation and information technology with his desire to serve others to provide access to affordable, high-quality education for underserved adult learners throughout the region. He leads a team that executes strategy and operations to optimize student success utilizing the WGU platform and developing partnership relationships which drive value for employers and students.

Ep. 45 ”The Big Power of Tiny Connections” with Jen Nash

Tue, 05 Apr 2022 01:46:06 +0000

What are the secrets to success? Whether job searching or growing a business, connections are what can light the way and create new roads in which to thrive and grow.

Jen Nash, author, executive coach, real estate investor and a woman who is in touch with her relationship with money talks about her career changes, money beliefs and financial decisions. Jen is able to travel the world and is a great example of one who brings purpose and abundance into her life.

Ep: 44. What Indispensable Leaders Understand About Unconscious Bias and Navigating Change with Tony Chatman

Tue, 22 Mar 2022 02:35:01 +0000

We are entering a time where being a great leader demands new skills and awareness. How they (you) navigate change, see and handle hidden biases, manage generational diversity and much more are the new leadership skills of 2022.

Tony is smart, entertaining and inspirational and a wonderful guest to discuss everything from the complicated workplace to money mindset to career change. You'll love this show!

Whether addressing our hidden biases, helping navigate disruption and change or providing leaders with skills that make them indispensable, Tony Chatman provides practical solutions that align with people’s real world experiences.

Tony has worked with hundreds of corporations and government agencies including the U.S. Secret Service, The Department of Homeland Security, Chase Bank, Estée Lauder, and N.A.S.A., to help people reach new heights of effectiveness by understanding themselves and others better.

Tony recently completed his first book: The Force Multiplier: How to Lead Teams Where Everyone Wins and in 2018 he delivered his first TEDx talk – How to Stop Settling for Less.

Ep: 43. Business and Profit Breakthrough with Debi Corrie

Tue, 15 Mar 2022 01:51:41 +0000

As owner and CEO of Acumaxum, a strategic CFO company, Debi Corrie helps business owners up their revenue,increase profitability and create cash flow that is so often the most problematic part of maintaining and growing successful businesses.

She is dedicated to helping business owners with a higher-level strategy to grow their businesses, increase cash, maximize
profits, and scale their business. Debi is a dedicated and a thoughtful business strategist, with a sense of humor and wonderful relatability. She owns multiple businesses and is
dedicated to helping all business owners achieve financial success by creating a financial roadmap to breakthrough their ceiling. She has been a #1 International bestselling author of
“Loving Failure, Getting Control of your Business Health”, she has been featured on CBSNews, NBC, Fox, Boston Herald, Market Watch, Star Tribune.

Ep: 42 Purpose and Pajamas, A Career Journey with Genevieve Piturro

Tue, 08 Mar 2022 03:35:02 +0000

Genevieve Piturro is all about PURPOSE, and has realized a more limit free life by finding something that warmed her heart, gave back in a big way and catalyzed a dramatic life and work change.

Using her “heart voice” she started and grew a hugely successful national non-profit called “Pajama Program” after a six year old girl’s question changed her life forever causing her to jump off the corporate ladder ( from a very high place). Listen in to hear the profound question she asked herself as well that we should all ask at some point!

Ep. 41 "Financial Adulting" - What It Takes with Ashley Feinstein Gerstley

Tue, 01 Mar 2022 03:20:02 +0000

In this show we discuss " Financial Adulting" with Ashley Feinstein Gerstley, the author of the new book Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. Ms. Feinstein Gerstley is also a money coach, author of the bestselling book, "The 30-Day Money Cleanse," and the Founder of the Fiscal Femme, a money platform of over 200K financial feminists on a mission to end inequality through financial well-being.

As a trusted money expert, she has appeared on or been quoted in The Financial Times, CNBC, Forbes, NBC, Glamour and the The New York Times. Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania.

We had a great time talking about money on all levels from relationship to practical ways you can straighten out and gain control over your money so you can create the life you truly want. You will want to listen in!

Ep. 40 Budgeting made fun with Budget Diva, Jennifer Trinidad

Tue, 22 Feb 2022 03:18:50 +0000

This show gets into the nitty gritty of how you erase debt and create a spending plan so you can fix the financial issues that make your relationship with money so difficult.

Jennifer Trinidad took care of her own financial situation after she realized how out of control it had become and now helps others to do the same, painlessly and quickly. Get inspired and become a budget diva!

Ep. 40 Have You Thought About What a "Money Date" Could Do For You?

Tue, 15 Feb 2022 02:30:53 +0000

The Money and You Show helps you improve and strengthen your relationship with money. We aim to help you work on your mindset and also your skills and knowledge so you can reach financial control, mastery and independence.

Dating your money is a technique I coach people on so they can get to know their money and themselves in a deeper way, build a strong bond and take care of what needs to be taken care of to put you on a path to financial freedom. That will help you be more free in all the other parts of life. Listen in for some new ideas!

Ep 39 The Power of Discovering Your Business DNA with Tracy Kawa

Tue, 08 Feb 2022 19:07:05 +0000

People often make decisions in their career or business from their experiences, what others think and what they feel they "should" do. Tracy Kawa and I discuss how to discover your "business DNA" so you can use your strengths, skills and values in your business to grow and scale. You can use this same information to fast track your career transition.

Tracy's new book "Faith, Hope & Options - A Mid-Career Transitioner's Bible" includes a unique system for career development and identifying your calling. Climb to the highest version of yourself and harness your talents by accessing information about yourself with the Limit Free Life Assessment, whether you are an entrepreneur or career professional.

Ep. 38 Entrepreneurs Following Their Intuition To Success with Captain Travis Rosbach

Tue, 01 Feb 2022 22:08:36 +0000

Inspiring conversation with a fascinating guest, the founder of Hydroflask and so much more. Now an expert advisor to entrepreneurs, particularly in the area of global sourcing for businesses, Captain Rosbach has had a varied and adventurous life that is truly unique.

His clients include a wide range of industries, celebrities, individuals, and even countries and his career has charted quite a limit-free course. Tune in to learn more about business, idea generation, career change, and how to follow your own intuition to success.

Ep. 37 Master Your Books for Entrepreneurial Success with Mariette Martinez

Mon, 24 Jan 2022 22:19:34 +0000

Join the conversation with accountant, educator and guide, Mariette Martinez who made her own career transition to help service based entrepreneurs who are ready to build their financial confidence, knowledge and value from the inside out.

When Mariette helps service providers, she works with them to strengthen their own inner value and their abundance mindset first, so the service provider can deliver true value to those they serve.

This is a great show to hear how business owners need financial literacy and how mastering the fundamentals can make all the difference.

Ep. 36 Rebuilding Life and Finances after Life Altering Loss with "The Bad Widow"

Tue, 18 Jan 2022 02:15:02 +0000

We spoke to Alison Pena, aka Bad Widow, about how grief and loss create enormous setbacks in life and in finances and how to recover and move through the process to rebuild your life. Alison shares remarkable stories about difficulty parting with treasured assets and how she coped with the heartbreaking loss of her love as well as her income. Her vulnerability and insights are fascinating.

Alison coaches clients to tap into their innate resilience and take back their lives after loss with stories, insights and strategies. After losing her husband to pancreatic cancer in 2016, Alison designed new ways to re-engage, reinvent, and rebuild back to life, work and even love. Her recently published bestseller, The Bad Widow Guide to Life After Loss: Moving Through Grief to Live and Love Again is available to support anyone grieving and those who care but are unsure what to say or do to support them.

Ep. 35 Fresh Insights for 2022 with Google's Head of Strategy & Innovation, Chris Hood

Tue, 11 Jan 2022 02:00:02 +0000

Listen in to an insightful conversation with Chris Hood, Head of Strategy and Innovation for Google. We talked about the changing world, always being ready for disruption in the marketplace and your life, and how we pursue passions.

Chris Hood is a high level thinker who has enjoyed a fascinating and successful career. He shared how to develop strategy in your business, where innovation comes from, how hiring works at Google and what companies need to focus on to create culture. This show is for business owners and career transitioners or anyone interested in how to best navigate a rapidly changing world and live a happy, fulfilled life.

Ep. 34 Empowered Financial Planning and Wealth Optimization with Eunicia Peret

Tue, 21 Dec 2021 02:25:01 +0000

Eunicia Peret has worked with and set hundreds of clients on their paths to financial independence and wealth optimization. On her own journey, she went from rebuilding her financial independence from nearly nothing to over 6 figures in less than a year using the same methodology she uses with her clients.

CEO and Founder of Empowered Financial Planner, Eunicia is a seasoned executive and business owner, accomplished financial consultant, mentor and educator.

As a senior contributor to Brainz Magazine and collaborates with many globally known thought leadership experts.

In her past she's worked with the world's most renowned financial organizations such as Citibank, AMEX, Aviva, SunTrust, etc. Eunicia was also a trusted advisor to top level executives, and invested heavily in identifying leading practices when it comes to delivering value to her clients.

Eunicia is passionate about seeing true transformation in her clients' financial success stories.

Ep. 33 The Truth about Income and Wealth - With Author, Investor David Parker

Tue, 14 Dec 2021 01:40:37 +0000

Listen in as David and I discuss income and wealth and how your level of income does NOT determine your wealth. This means you can do what you love for your career and still achieve financial freedom. After reading this important new book, readers will have no doubt that “income” and “wealth” are entirely different things, and that any limits upon the first have no bearing upon one’s ability to achieve the second.

David Parker began his career in education at age 24 and served students of San Francisco’s inner-city public elementary schools for 40 years as a music teacher, followed by 10 years as a volunteer. While pursuing his career in education, Parker also became a very successful real estate investor. It was success in business that focused his writing, teaching and career as a professional musician. He spent 20 years as a member of the Berkeley Symphony Orchestra and 15 years as leader of the Dave Parker Sextet, which has headlined at San Francisco’s Fillmore Jazz Festival.

Parker shares the perspectives and principles on which he also built successful careers as an entrepreneur and investor in INCOME AND WEALTH: David Parker Essays — Volume One. The lessons that Parker shares with readers in this thought-provoking, transformational work encapsulate the author’s 40-year study of economic history and principles.

As "Income and Wealth" approached publication, Parker was already hard at work on his next book. His thoughtful essays have been featured in The Economist, The Financial Times and several prestigious law journals. In addition to being an author, entrepreneur and investor, David Parker is also a proud father and grandfather.

To learn more about David Parker, including his essays and music, visit:

https://davidparkeressays.com/ and https://daveparkersextet.com/.

Ep. 32 "Dare to Dream, Dare to Act" - Terry Rich Wrote the Book On It.

Wed, 08 Dec 2021 17:55:23 +0000

Terry Rich is a disruptive innovator and entrepreneur with a drive for integrity and honesty. He’s worked in the trenches, survived new business trends and had success with generational changes. Terry’s keynotes are energetic and motivating and he's been described as: Creative, Lucky, Energetic, Fraud-busting.

Terry has enjoyed a unique career journey, and tells stories that will help anyone, at any age to think outside the box about their own career adventures.

Terry Rich is a successful CEO and President of 25 years who loves to engage and entertain audiences across the globe.

During his appointment by three Governors, his leadership increased lottery sales and profits by 50%. He also led the Blank Park Zoo to profitability from a $600,000 deficit while positioning it as the second largest attended attraction in the state. But his national insight on business, banking, gaming, TV production, marketing and PR led him to success in his professional career and to his passion for public speaking. Oh, and he’s also given away over $1 billion.

Before that, he started four successful entrepreneurial businesses, and has numerous national media appearances including ABC, NBC, HBO, CBS, 20/20, CNN, CNBC, USA Today and The New York Times; a movie host on Starz!; and appeared as a panel guest on the "Tonight Show".

Terry Rich has authored two books: The $80 Billion Gamble and Dare to Dream, Dare to Act.

Ep. 31 Transforming Your Business With Digital Course Creation with Marcio Santos

Tue, 30 Nov 2021 02:51:59 +0000

There has been a distinct increase in online learning both on a national and global scale. This has led to a near year on year rise in the online learning market share. However, over the last few years, the rise has been increasing even more steadily than before. With the onset of the COVID-19 pandemic, this jump has been even more pronounced
By 2026, the global online learning market should be worth $375 billion.

Marcio Santos began working in digital marketing when Flash and Dreamweaver were a thing, working with brands like Danone, and Anker. A few years later his love for gaming led him to become an entrepreneur and to build Latin America's largest gaming tournament, and an online gaming community.

From there he took an opportunity to work with a marketing agency and brands like BMW, Scotiabank, BMO, and McCormick.

When his mom was diagnosed with Alzheimer’s, he carved out an exit for himself by founding the digital agency Nerd Digital, and he's never looked back.

The agency has allowed him more time freedom so he can enjoy it with family, and it's given him the opportunity to work with great people at 6, 7 and 8 figure businesses like Boston Comic-con, Fanexpo, Kettle & Fire, Immi Eats, Remedy Kombucha, and THE TEN SPOT.

Today he coaches course creators like Ted Seides from Capital Allocators, and Khe Hy from Radreads to grow their course business.

If you've ever considered taking your knowledge and creating courses for sale, this is the podcast to pay attention to. Marcio shares business tips for any entrepreneur and is on top of where the digital world is going and how you can use the latest digital trends for your business.

Ep. 30 Getting Rid of the Stigma of Mental Illness In the Workplace with Michelle E. Dickinson

Mon, 22 Nov 2021 21:32:08 +0000

Michelle E. Dickinson sees herself as the bridge that helps people get comfortable with their mental health so that they reach out and get the support they need before they hit a crisis. She makes it ok to not be ok and thrives on making a real difference in the lives of others – especially around their wellbeing. Whether you are an employee or business owner, you will want to listen to this episode to understand the needs of a changing work environment. People are demanding more humanity in the workplace and this is how it's done.

Michelle E. Dickinson is a Wellbeing Strategist and passionate mental health advocate. She is also a TEDx speaker and a published author of a memoir entitled Breaking Into My Life.

After years of playing the role of child caregiver to her bipolar mother, Michelle embarked on her own healing journey of self-discovery. She went on to spend years working to eradicate the mental health stigma within her own workplace by elevating empathy and compassion, causing more open conversations, and leading real change in how mental illness is understood. She was instrumental in building the largest and fastest growing employee mental health employee resource group while at her fortune 50 company.

She also knows first-hand what it feels like to struggle with a mental illness after experiencing my own depression due to her divorce. This has provided her with a rich perspective.

Michelle is out to do her part to eliminate the stigma by normalizing the mental wellbeing conversation within the workplace and beyond. She partners with innovative leaders to bring them her Psychological Resilience programs and mental health strategies to recenter employees and cultivate cultures of compassion. Her signature Resilience webinar has made a positive impact on thousands of employees during COVID-19.

Ep. 29 Becoming a Humanitarian Entrepreneur with Human Rights Activist, Consultant, and Coach - Tiffany Moore

Tue, 16 Nov 2021 21:28:28 +0000

After more than 10 years working full-time in the non-profit world she was tired of being restricted on when, how, and where to work. Venturing out on her own, she struggled with how to navigate being in business for herself. Fiercely passionate about changing the world but not knowing how to bridge the gap into the entrepreneurial space.

Now, she helps those working in non-profits, leverage their passion to change the world and become a humanitarian entrepreneur. You can make money and serve the world and contribute with passion. As a matter of fact, you can serve more people with the right mindset around money.

Facebook and LinkedIn: Humanitarian Entrepreneur

Ep. 28 Getting Creative - Transitioning From Corporate Attorney to Renowned Art Advisor and Curator With Maria Brito

Tue, 09 Nov 2021 03:42:07 +0000

This show tells the inspiring story of a passion driven and successful career transition as well as many others. We can all learn many lessons from Maria Brito, who is is an award-winning New York-based contemporary art advisor, author, and curator. A Harvard graduate, originally from Venezuela, her first monograph “Out There” published by Pointed Leaf Press in 2013, was the recipient of the Best Book Awards in both the Art and Design Categories. In 2015 Brito was selected by Complex Magazine as one of the 20 Power Players in the Art World and in 2020 she was named by ARTNEWS as one of the visionaries who gets to shape the art world.

She has written for publications such as Entrepreneur, Huffington Post, Elle, Forbes, Artnet, Cultured Magazine, Departures, and the Gulf Coast Journal of Literature and Fine Arts from the University of Houston, Texas. For several years, Maria has taught her creativity course in companies and, in 2019, she launched “Jumpstart”, an online program on creativity for entrepreneurs based on years of research and observation in both the areas of business and art.

She has worked on product collaborations with artists such as Kenny Scharf, Erik Parker, Katherine Bernhardt, Assume Vivid Astro Focus, Nir Hod and many more. In 2019 she created and hosted "The "C" Files with Maria Brito", a TV and streaming series for PBS's new station "ALL ARTS". The same year she also curated two exhibitions: “The Thousand and One Nights,” the inaugural show of Artual Gallery in Beirut, Lebanon with seven American artists including Holly Coulis, Allison Zuckerman and Rosson Crow and "MUSE", Shona McAndrew's first New York City exhibition at CHART Gallery in Tribeca.

Maria and her projects have been featured extensively in national and international publications including The New York Times Style Section, T: The New York Times Magazine, The Wall Street Journal, The Huffington Post, W Magazine, ELLE Magazine, Harper’s Bazaar, Time Magazine, New York Magazine, The New York Observer, The Daily Beast, The Economist, Interview Magazine, VOGUE Italia, VOGUE Mexico, VOGUE Latin America, VOGUE Brazil, VOGUE China, VOGUE.com, ELLE Décor Spain, Departures, Forbes, Blouin ArtINFO, Hamptons Magazine, Condé Nast Traveler, Architectural Digest, Modern Luxury, Refinery29, goop, Billboard, Marie Claire Australia, Marie Claire Spain, Allure, The Coveteur, House Magazine, House Beautiful, Buro 24/7, Latina, Modern Magazine, and more.

Ep. 27 Living Fabulously, not Fabulously Broke - Money Mindset and Skills with the Debt Free Guys

Mon, 01 Nov 2021 17:29:00 +0000

David Auten and John Schneider help queer people (and allies) live fabulously-not fabulously broke. As certified LGBTBEs, they represent the queer voice in both personal and
business finances. They talk about their money relationship struggles and how they have gone from in debt to living their best life. With their writing and speaking for DebtFreeGuys.com, their micro blog, DebtLasso.com, and their
Queer Money® podcast,
David and John’s work has appeared in Forbes, Yahoo Finance, CNBC, ABC News and Good Morning
America to name a few. They’ve partnered with some of the best in financial services, including
MassMutual, Prudential, Capital One and Chase, additionally with LGBTQ+ organizations like, The Trevor
Project, Callen-Lorde, The William Way Foundation, One Colorado and numerous LGBTQ+ centers across
the country.
Their goal is to connect LGBTQ+ people with the information and services they need so they and the
queer community can do more and be more.

Ep. 26 Thought Confidence and Becoming an Empowered Decision Maker

Mon, 25 Oct 2021 23:29:09 +0000

Become a more empowered decision maker - learn the 4 step process for creating thought confidence. My guest Sammi Sadicario and I discuss how to step into a New Identity with language, stories, and Thought Confidence. Sammi Sadicario guides trauma survivors to write their stories and forgive themselves so they can breathe more easily, feel lighter, and live happier. Before her obsession with all things self-development, self-love, storywork, and mindset, she was on track to a career in the entertainment industry. She spent her days auditioning for Broadway, writing shows, and producing short films. After years of seeking external validation in work and relationships, high stress, low immunity, and constant injury, she found her true passion for healthy mindset and life coaching. Now when she’s not coaching her fabulous clients to a strong sense of self-worth and flourishing identity, she can be found rock climbing and camping outside throughout the PNW in her Honda Element.

facebook.com/groups/selfloveaftertrauma

instagram.com/sammisaysdance

Ep. 25 How Young Families Can Set Themselves up for Financial Success - with Joseph Okaly

Tue, 19 Oct 2021 01:25:16 +0000

Joe is a CFP® professional, helping middle class families make their lives more enjoyable through planning and financial education. He also has his own podcast, Enjoy More 30s: Family Finance, where he attempts to help young families learn the important concepts they were never taught in school to free them from anxiety and make life more enjoyable.

His financial advice is for regular people who want to be educated and take the right steps to ensure their families will be secure and also able to do the things in life that make them happy. Listen in, whatever your situation, you will learn where and when to start building future wealth and feel more empowered.

Joe is relatable and entertaining and married to his awesome social media marketing wife Lauren, and has two young children, Avery and Noah.

Ep. 24 Money Mindset and Sales Skillset - The Keys to a Successful Business

Tue, 12 Oct 2021 02:34:18 +0000

Master coach Lorenda Phillips and I discuss the two aspects of business that trip up hard working entrepreneurs. Knowing your relationship with money and how to effectively communicate value and sell your products and services is often where the gap is between where you are now and where you want to be.

Ep. 23 Overcoming Mom Guilt and Going After Your Dreams with Angela Bell

Tue, 05 Oct 2021 01:36:34 +0000

Angela Bell is a highly accomplished woman and a mom. Working out ways to continue to be both despite societal biases and other stumbling blocks, taught her that moms experience a special brand of limiting beliefs and she's found ways to overcome them and to help others. Here's her story:

"I have always been the type of person who likes to go after big goals. After successfully obtaining my Honours Bachelor of Business Administration Degree from Wilfrid Laurier University, I went on to get my Law Degree (JD) and my MBA from Western New England University. I passed the New York State Bar Exam and the Connecticut State Bar Exam, in the same sitting. After returning to Canada, I successfully grew my family’s food manufacturing business from $200K in annual sales to $2.5M in annual sales in 5 years.

And while all of that may sound impressive, it’s not why I am here. I am here because I am also a mom to 2 beautiful kids, twins in fact. And when I had my twins, I was knee deep in growing the business. Having kids did not make my ambition disappear. I did not wake up the morning after thinking “huh, I think I want to stay home now and just blissfully raise my kids”. Not that there is anything wrong with that, it just wasn’t me. But it seemed to be what society and everyone else thought I should do. This led to a lot of guilt and shame. I even passed on my chance to compete in the ITU Triathlon World Championships, because it felt wrong.

After doing the work to overcome the mom guilt and shame associated with not fitting in to what “society” wants, I have made it my mission to help other moms do the same. I became an NLP Practitioner, Hypnotherapist and Life & Success Coach. Now I coach other moms. I help them get free of their limiting beliefs, release their “mom guilt and shame” and get comfortable going after their goals and being their best and highest self.
I am now an award-winning mortgage agent, entrepreneur, author, business owner, mother and wife. I balance my personal and professional lives together by understanding that they are both important parts of living a happy life."

Ep. 22 Make Money Blissfully With Moneeka Sawyer

Mon, 27 Sep 2021 23:07:52 +0000

Moneeka Sawyer is the blissful millionaire. She reached her financial freedom by turning $10,000 to over $5,000,000 working only 5-10 hours per MONTH with very little stress. She is now on a mission to help as many other women as she can to do the same.

Listen in as Moneeka shares her tips for real estate investing and managing your finances and your life so there is more bliss in every area.

Moneeka is a TEDx speaker and hosts the top rated podcast and radio show Real Estate Investing for Women. She has interviewed prestigious guests such as Leeza Gibbons, Dr. Joe Vitale, and Hal Elrod, and has been interviewed on dozens of podcasts including Entrepreneurs on Fire with John Lee Dumas, Hal Elrod's Achieve Your Goals, and the Best Real Estate Advice Ever show with Joe Fairless. Moneeka’s expertise, and bliss-filled laugh, have also been featured on stages with Suzanne Sommers, Martha Stewart, and Ice T & Coco at places like the Nasdaq Marketplace, Harvard, and Carnegie Hall, and on TV on NBC, CBS, ABC, and Fox reaching over 150 million people.

Ep. 21 How Risky is the Risk You Want to Take?

Tue, 21 Sep 2021 01:38:57 +0000

To make changes in your life and to expand what's possible, risk taking is a big part of the transition. The way we think about risk can be shifted, so the decisions we make can lead to better options. Is what you are thinking about really that risky? Listen in as Michelle talks about how you can mitigate risk in a job change or other scenarios, and still take the action.
It's a show about shifting your mindset around risk. Visit https://limitfreelife.com and sign up for the "Career Change Kit" for free.

Ep. 20 Secrets to hiring and getting hired with Andrea Hoffer

Tue, 21 Sep 2021 00:26:32 +0000

Andrea Hoffer, CEO of AHA Recruiting Experts, is on the cutting edge of all things “hiring.” Her company steps in to take care of hiring and building teams for companies in numerous industries. She explains the best ways to get hired from the perspective of the employer, so job seekers can get the insider’s view of what they need to be the best candidate when looking for jobs.

She helps us understand what’s new in this pandemic landscape and how employers and candidates can adapt and thrive. You’ll be prepared for the job search and interviews after listening to this show.

Ep. 19 Gain Control of Your Time So You Can Live Your Best Life - With Trevor Lohrbeer

Mon, 06 Sep 2021 13:50:08 +0000

Want to get more done and live your best life? Serial entrepreneur Trevor Lohrbeer has with 3 startups under his belt, 2 of which he sold. His fourth and current startup, Day Optimizer, is a web app that helps solopreneurs create daily plans that reflect their priorities, using guided workflows designed around neuroscience principles. He also hosts the Mindful Productivity YouTube channel, where he teaches people concepts, frameworks and techniques to be productive while living a good life. In his spare time, he is an avid swing dancer and is studying toward his B1 fluency level in German. He lives part-time in Asheville, North Carolina and part-time in Berlin, Germany.
dayoptimizer.com

Ep. 18 Millennial Money part 2 - Take Charge of Your Money with Financial Expert Shannah Compton-Game

Tue, 31 Aug 2021 15:54:22 +0000

Millennial Money has helped millions of listeners pay off well over $2,000,000 in student loan and credit card debt, launch businesses, build emergency funds, save hundreds of thousands of dollars, build stronger relationships around money, and finally master one of the most feared words in the English language– learning how to budget successfully and so much more.

Shannah Compton Game is a money wellness expert, CERTIFIED FINANCIAL PLANNER™ professional with an MBA, and on a mission to revolutionize how you think, act, and feel about your money. She is host to the highly ranked iTunes podcast which is featured as one of the Top 5 Money Podcasts by NY TIMES, “Millennial Money” and has listeners in 164 countries and over 17 million downloads.

Shannah is also a sought-after financial writer and speaker and her financial expertise has been highlighted in articles for Women’s Health, MSN Money, Reuters, Bankrate.com, Refinery 29, Yahoo! Finance, Apartment Therapy, and Real Simple to name a few. Shannah is also a Lecturer in Finance at California State University Northridge where she created her own signature financial literacy curriculum.

Ep. 17 Start by Becoming a Millionaire with Grant Sabatier

Tue, 24 Aug 2021 14:45:30 +0000

Dubbed "The Millennial Millionaire" by CNBC, Grant Sabatier went from $2.26 to $1 million in 5 years through side hustling and investing. After reaching financial independence at the age of 30, Grant Founded MillennialMoney.com, where he writes about investing, personal finance, entrepreneurship and hosts the Financial Freedom podcast. Grant also speaks around the world on money, entrepreneurship, and mindfulness.

Grant is the author of the international bestseller Financial Freedom: A Proven Path to All the Money You Will Ever Need (Penguin Random House), which has been published in 12 languages. He is also the Creator of Linkedin Learning's Financial Freedom Course, Creator of Millennial Money (acquired by The Motley Fool 10/2020), and co-Founder of BankBonus.com.

Grant has been featured in over 500 international media outlets including The New York Times, The Washington Post, National Public Radio, Wall Street Journal, MarketWatch, the Rachael Ray Show, Chicago Tribune, USA Today, Inc. Magazine, Forbes, Toronto Star, The Sydney Morning Herald, and many others.

Ep. 16 What Business Leaders Need to Know in a Pandemic Influenced World

Tue, 17 Aug 2021 01:54:26 +0000

Kat Rippy, CEO and founder of Energize Leadership gives us the inside scoop on what leaders and their employees are going through right now. There is overwhelm and change happening on both fronts. How do leaders lead and what can employees look for in this challenging time? As a futurist and leadership coach, Kat sees the future positively despite some immediate chaos. Listen in for an in-depth conversation.

Ep. 15 Using a Virtual Team to Double Your Income

Tue, 10 Aug 2021 01:58:19 +0000

How to find, hire and use a virtual team who can free you up to be a better business owner and make the most of your time in your business. I had a conversation with Jennie Lyon, owner of a full service digital marketing and virtual assistant agency that is your go -to partner for all your business needs. Check out Jennielyon.com for tons of freebies to help your business grow.

Ep. 14 Finding Your Ideal Career Direction with Mike Marriner of Roadtrip Nation

Mon, 02 Aug 2021 23:39:49 +0000

My all time favorite resource for people who are trying to find their next career or their initial path. Roadtrip Nation originated from a post college roadtrip that Mike Marriner took with his buddy. And, the rest is history. He's been inspiring and educating young and old people to design their careers ever since. As co-founder and President of Roadtrip Nation, Mike Marriner leads the organization's media and education efforts that empower people from all backgrounds to define their own roads in life. For over 15 years, Mike has developed a range of media and education partnerships that distribute Roadtrip Nation content to over 60 million households, 14 million students, and over 12,000 schools each year. Roadtrip Nation has been awarded the Excellence in Programming award by American Public Television, two Telly awards, and won the 2019 Lone Star Regional Emmy Award for the film, Room to Grow. Mike has co-authored all 4 Roadtrip Nation books including Roadmap (Chronicle Books), which hit the NY Times best-seller list in 2018. Mike is also an Ashoka Fellow, a network of leading social entrepreneurs, and has been featured in prominent news outlets including the NBC Today Show, CBS Early Show, BBC News, Outside, Fast Company, Forbes, Esquire, USA Today and many others. He graduated from Pepperdine University with a double major in Biology / Sports Medicine, and attended The Harvard Business School Social Enterprise Program in 2012.

Ep. 13 Healing Limiting Money Beliefs with Lisa Thomas

Thu, 29 Jul 2021 21:44:39 +0000

Lisa Thomas is a sought after energy healer, having helped thousands of people worldwide achieve their business and life goals by releasing inherited emotional DNA, such as fear of success, fear of failure, anxiety, procrastination, fear of public speaking, limiting money beliefs, relationship drama, and business stagnation. Listening to Lisa is transformative and will have you thinking differently about where your challenges come from and how to release them or move past them to the future you desire.

Ways to work with Lisa:

Attract More Money, Results and Success with Zero Resistance

CLEAR DNA - The Monthly LIVE DNA Energy Activation Program To Transform Your Epigenetics CLICK HERE

Turn Your Worst Mistakes Into Your Greatest Opportunity

Mistakes Into Money Book today HERE.

Breakthrough To Abundance In All Areas of Your Life

Awaken the success energy lying dormant in your DNA with the power of Infinite Opulence HERE.

Join The FREE Facebook Group

Join The Releasing Inherited Emotional DNA Facebook Group if you want more out of life and step into the future free from the past. JOIN HERE

Ep. 12 What Every Small Business Owner Should Know

Mon, 19 Jul 2021 17:35:16 +0000

How can small business owners keep and grow their money so they and their businesses can thrive? Angela Collie reveals what every small business owner should have in their toolkit to set them on the right path to more security and joy in their business.

Ep. 11 How to Use Money Dates to Transform Your Relationship with Money

Mon, 05 Jul 2021 18:52:13 +0000

Paying regular attention to your money improves your relationship, as it does with any other relationship. How can you spend time with your money, and what should you do during that time to improve your attitude and understanding of your money? The goal is to feel better about your money, to get to know it and to grow it, for the freedom you want now or in the future.

Ep. 10 "Make Your Business Unstoppable with Video" With the Experts From Geffner Productions

Tue, 29 Jun 2021 00:28:56 +0000

From Hollywood to the Business world, Jaime and Steve Geffner help people to be heard and seen in a way that attracts clients, partners, and team members to your business. They are experts in all things video and will talk about why you need video and how to DIY is, to market your business and even gain employment for greater success.

Ep. 9 Women Funding Women Owned Businesses with Catherine Gray

Tue, 15 Jun 2021 02:22:36 +0000

With a focus always on empowering female entrepreneurs, Catherine Gray shares avenues for pitching ideas to acquire funding so women can gain freedom and create economic growth through entrepreneurship and non - profit organizations. Her
passion is to utilize their multi media platform to fund women, and level the playing field, since women are severely underfunded.

Ep. 8 Why you need business credit with Shelia Eggleston

Tue, 08 Jun 2021 01:33:27 +0000

For entrepreneurs working capital is a must. Learn from the queen of business credit how to acquire funds and resources to support your business through cash flow ups and downs, and up level your business growth--

Ep. 7 Increase Cash and Maximize Profits with Debi Corrie

Tue, 18 May 2021 00:39:30 +0000

Debi Corrie, Speaker, Author and CEO helps entrepreneurs understand their finances and take the focus off revenue only and on to other key financial indicators of success that are sometimes ignored. Stay tuned for her money tip!

Ep. 6 “Financial Stress Reduction with Chellie Campbell”

Tue, 11 May 2021 00:51:26 +0000

Chellie Campbell, author of several money books and financial trainer helps us to find our wealthy spirit and reduce finance stress with proven methods she uses with people globally who want to live a more independent and wealthy life.

Ep. 5 Why Now is the Best Time to Find a Job

Mon, 03 May 2021 20:06:12 +0000

Why Now is the Best Time to Find a Job

Ep. 4 Build a Courageous Money Relationship with RJ Jackson

Mon, 26 Apr 2021 23:50:38 +0000

Build a Courageous Money Relationship with RJ Jackson

Ep. 3 Money Manifestation with Deborah Deras

Tue, 13 Apr 2021 15:50:44 +0000

Money Manifestation with Deborah Deras

Ep. 2 Your Spending Plan, Your Friend

Mon, 05 Apr 2021 23:11:10 +0000

Join me and personal finance strategist Leslie Crumley on the Money & You podcast as we share with you money skills that you can be using right now to start living a limit free life.

Ep. 1 Planning for Financial Freedom With Lorenda Phillips

Wed, 31 Mar 2021 19:23:01 +0000

Lorenda Phillips MCC, has been helping entrepreneurs turn visions into reality for decades and now works with pro athletes as they transition from sports to a new chapter. We talk about planning, clarity and what that means for your relationship with money...with host Michelle Perkins. Visit ww.LimitFreeLife.com for more information.

On The Edge - Moving Through Stress During COVID 19

Thu, 06 Aug 2020 15:49:15 +0000

On The Edge - Moving Through Stress During COVID 19

Tax Day! Financial tips to streamline 2020 with Leslie Crumley

Wed, 15 Jul 2020 20:41:43 +0000

Tax Day! Financial tips to streamline 2020 with Financial Strategist Leslie Crumley www.structuredsuccess.com

Stepping into Greatness with special guest RJ Jackson

Wed, 01 Jul 2020 20:58:56 +0000

Stepping into Greatness with special guest RJ Jackson

How to Fund a Limit Free Life - A conversation with Leslie Cumley

Fri, 26 Jun 2020 02:19:30 +0000

It is thyme to talk about Living Well Organic with Jennifer Mujica

Thu, 18 Jun 2020 17:08:06 +0000

It is thyme to talk about Living Well Organic with Jennifer Mujica

Is Business Your Cup of Tea!...Even Now! A Conversation with Kita Centella

Wed, 10 Jun 2020 20:57:11 +0000

Is Business Your Cup of Tea!...Even Now! A Conversation with Kita Centella

Chantalynn Huynh

Wed, 03 Jun 2020 22:22:50 +0000

Build an expert platform, and attract high paying clients

Fri, 22 May 2020 23:52:38 +0000

Build an expert platform, and attract high paying clients- with special guest Jessica Yarbrough

The Power Video for Business In Covid19 Era!! with Special Guests Jaime and Steve Geffner

Thu, 14 May 2020 00:33:39 +0000

The Power Video for Business In Covid19 Era!! with Special Guests Jaime and Steve Geffner

Two Women Talking Business "Happiness Included" - A Conversation with Lorenda Phillips

Wed, 22 Apr 2020 20:56:47 +0000

Two Women Talking Business "Happiness Included" - A Conversation with Lorenda Phillips

Protecting Your Cash Flow During Covid-19 - with Special Guest Andrea Jenson

Wed, 08 Apr 2020 23:51:00 +0000

Living Well During The COVID-19 Pandemic

Thu, 26 Mar 2020 01:58:05 +0000

Coronavirus - Making the Most of Unusual Times!

Wed, 18 Mar 2020 23:07:15 +0000

How to Find Work in a Tech Start-Up - a Conversation with Steven Mark Kahan!

Wed, 11 Mar 2020 21:20:25 +0000

Best interviewing techniques for employers and job seekers - a conversation with Andrea Hoffer!

Thu, 05 Mar 2020 01:27:14 +0000

The Power of Positivity - A Conversation with Paul Forchione

Thu, 27 Feb 2020 00:41:53 +0000

Two Women Talking Business Episode 2: How to Overcome Limiting Beliefs!

Thu, 20 Feb 2020 00:39:00 +0000

Change: How to manage transitions in your career - a conversation with Lorenda Phillips

Thu, 13 Feb 2020 05:17:35 +0000

Money Date - How It All Makes Cents!

Thu, 06 Feb 2020 00:47:15 +0000

Clarity, How to Have 2020 Vision

Thu, 23 Jan 2020 04:40:34 +0000

Innovative Ways to Achieve Success in 2020!

Thu, 09 Jan 2020 00:32:05 +0000

Living Limit Free in 2020!

Wed, 18 Dec 2019 23:47:08 +0000

The BrowGal: A conversation with Tonya Crooks

Wed, 04 Dec 2019 21:45:00 +0000

The Power of Habits: A conversation with Dr. Jennifer Shaw

Thu, 21 Nov 2019 22:31:59 +0000

A modern dad's career transition: A conversation with Scott Lea

Thu, 14 Nov 2019 00:14:57 +0000

A modern dad's career transition: A conversation with Scott Lea

Preparing for the Holidays and 2020 Success!

Wed, 06 Nov 2019 21:51:05 +0000

Intuitive Book Coach Kim O'Hara

Tue, 22 Oct 2019 21:10:00 +0000

Writing books: Inform, Educate and Inspire. A conversation with Intuitive Book Coach Kim O'Hara

The Key Elements of Success - Conversation with Naomi Klein

Thu, 17 Oct 2019 00:56:14 +0000

What to do when it all feels too hard?

Wed, 09 Oct 2019 23:44:31 +0000

Lorenda Phillips of retiredfromsports.com

Thu, 26 Sep 2019 00:17:03 +0000

Presenting Like a Pro: a Conversation with Shannon O'Dowd

Thu, 19 Sep 2019 00:30:47 +0000

Lorenda Phillips

Wed, 11 Sep 2019 20:27:00 +0000

Jean Chatzky

Wed, 14 Aug 2019 21:45:50 +0000

Changing the way we see WORK

Wed, 07 Aug 2019 20:48:56 +0000

Mindful Meditation as a Success Hack. A conversation with Jen Dial

Wed, 17 Jul 2019 18:33:00 +0000

10 Tips to Greater Financial Independence

Thu, 11 Jul 2019 00:56:32 +0000

Women with Money - A Conversation with Jean Chatzky

Wed, 03 Jul 2019 17:41:00 +0000

Women with Money - A Conversation with Jean Chatzky

Successful In The Bedroom with Betsey LeFae

Thu, 27 Jun 2019 22:52:03 +0000

How to use speaking to be limitless- A conversation with Deborah Deras

Wed, 12 Jun 2019 22:45:38 +0000

Penni Zelinkoff

Wed, 05 Jun 2019 23:07:12 +0000

Empowerment Network, LLC. - Penni Zelinkoff penniwize.com

Fashion Art & Potions- A conversation with Katja Schmolka

Wed, 29 May 2019 22:21:09 +0000

What is Holding You Back?

Wed, 22 May 2019 22:31:17 +0000

Modernizing and Scaling a Family Business - a Conversation with Emily Martinez

Wed, 15 May 2019 22:18:49 +0000

Marilyn J Magett, Founder & CEO of CRS Financial Management Solutions.

Wed, 08 May 2019 23:27:10 +0000

Jemma Wildermuth

Wed, 01 May 2019 22:35:36 +0000

Jane Stein

Wed, 24 Apr 2019 23:25:47 +0000

The importance of showing up

Wed, 17 Apr 2019 16:00:00 +0000

Expand Your Life and Career Through Professional Networking

Thu, 04 Apr 2019 05:30:33 +0000

Highest Level Mindset!!

Wed, 27 Mar 2019 22:49:20 +0000

Whats the point? Myths and Mistakes in professional development.

Wed, 20 Mar 2019 21:44:28 +0000

We have a giveaway link for a free gift from the guest to the listeners. Here is the link we can show: https://limitfreelife.com/gift/

Adeena Wagner

Wed, 13 Mar 2019 22:28:07 +0000

When Life Gives You Lemons...

Thu, 07 Mar 2019 05:55:51 +0000

Mary Pat Knight

Thu, 28 Feb 2019 00:36:04 +0000

Transition, leadership and emotional intelligence with Mary Pat Knight website address is: www.leadersinspired.com and LinkedIn address is www.LinkedIn.com/in/mpknight

Exceptional Sales Success Strategies with Diana Sabatino

Wed, 20 Feb 2019 23:40:29 +0000

An Interview with Anne Tucker, founder of Wisdom Soup

Wed, 13 Feb 2019 17:00:00 +0000

10 Steps to Showing Your Thought Leadership on LinkedIn

Wed, 06 Feb 2019 23:10:34 +0000

Releasing stuck energy in the New Year

Thu, 31 Jan 2019 02:30:07 +0000

Sandra Clark

Wed, 23 Jan 2019 17:00:00 +0000

How to get what you want? Ask for it, with Amber Nelson.

Wed, 16 Jan 2019 23:42:18 +0000

Creating a great relationship with money in 2019

Thu, 10 Jan 2019 03:09:40 +0000

Planning the Year: the Good, the Bad, and the Ugly

Wed, 02 Jan 2019 22:27:49 +0000

Marga Macias, M.D.

Thu, 20 Dec 2018 02:42:54 +0000

Building a passion based business- a conversation with Nephresha Singletary a certified weight loss coach, cooking coach, and chef

Thu, 13 Dec 2018 00:05:59 +0000

Jillian Sommerfeld

Wed, 05 Dec 2018 23:06:15 +0000

Successful but not fulfilled? A conversation with Jeffery Davis, a personal fulfillment coach www.jefferydaviscoach.com

Thu, 29 Nov 2018 02:03:19 +0000

ABUNDANCE, Love & Money- a conversation with Lena Ehrenberg. www.lenaehrenberg.com

Thu, 08 Nov 2018 02:17:01 +0000

Building a successful business around a healthy lifestyle - a conversation with Rossana Radden

Wed, 31 Oct 2018 21:39:44 +0000

Moving beyond small, how to reach your business potential.

Thu, 25 Oct 2018 01:59:06 +0000

Empowerment Coach Kavita Melwani

Thu, 18 Oct 2018 01:32:18 +0000

Marcia Bench

Thu, 11 Oct 2018 02:52:54 +0000

“Productivity For Passionate, Purposeful Entrepreneurs”

Wed, 03 Oct 2018 16:00:00 +0000

“Productivity For Passionate, Purposeful Entrepreneurs”

Wed, 26 Sep 2018 16:00:00 +0000

Career reinvention over 50- a conversation with John Tarnoff

Thu, 20 Sep 2018 03:44:10 +0000

Using the "Three Principles" to transform your life - a conversation with Del Adey Jones

Thu, 13 Sep 2018 05:30:56 +0000

From Bio Tech to Intuitive Foraging: A Conversation with Kerry Clasby

Wed, 05 Sep 2018 16:00:00 +0000

A Conversation with Michelle Endo

Wed, 29 Aug 2018 16:00:00 +0000

A Conversation with Michelle Endo - Today's Topic: The art of balancing motherhood and entrepreneurship with a side of sushigoodchoicesushi.com

A Conversation with Ruth Klein - Today's Topic: BUILD YOUR BRAND...BECOME AN EXPERT CELEBRITY INFLUENCER www.ruthklein.com/brandinfluencer

Thu, 23 Aug 2018 01:02:41 +0000

Empowering Women Leaders

Thu, 16 Aug 2018 02:07:29 +0000

Conversation with Ed Bracey, Founder of Synergy of Empowered Women. www.synergyofempoweredwomen.com

"Career Transition in Today's World"

Thu, 09 Aug 2018 01:07:55 +0000

"Purpose Crisis" A Conversation about Purpose Driven Brands with JuliAnn Stitick

Thu, 02 Aug 2018 04:42:35 +0000

"Fun with Money" with Chellie Campbell

Wed, 25 Jul 2018 16:00:00 +0000

R.E.A.L Leadership with Dr. Deena C. Brown

Thu, 19 Jul 2018 05:10:50 +0000

Making the most of transition- making a radical change

Thu, 12 Jul 2018 03:43:34 +0000

"Thriving Not Surviving - The 5 Secret Pathways to Happiness, Success and Fulfiment" - Conversation with Gina Gardiner

Thu, 28 Jun 2018 01:30:33 +0000

Highest Level Mindset!!

Wed, 20 Jun 2018 16:00:00 +0000

Men, Women and Money - The truth about how money affects relationships.

Wed, 13 Jun 2018 16:00:00 +0000

Michelle speaks with Jennifer Gammons-Mujica. She is a writer, urban farmer, children's health advocate and Founder of Living Well Organic

Thu, 07 Jun 2018 01:21:07 +0000

Michelle speaks with Amber D. Nelson about the Language of Leadership

Thu, 31 May 2018 03:45:48 +0000

Danielle Martins and Katerina Cozias

Thu, 24 May 2018 03:28:21 +0000

Danielle Martins is a highly coveted motivational speaker, along with being an author and transformational coach. Considered by many to be one of this generation's foremost digital media personalities, Hollywood-based Katerina Cozias holds the title of America's Media Mindset Mentor and is the host of the popular morning talk show LA40 with LA Talk Radio.

Breaking through your money boundaries- women and money, and your money set point!

Wed, 16 May 2018 23:20:30 +0000

Deborah Deras

Wed, 09 May 2018 16:00:00 +0000

To Thine Own Self Be True - Finding more happiness at work

Thu, 03 May 2018 03:49:10 +0000

Special Guest: Candice Bar, Host of Luxe Life on UBN Radio

Wed, 25 Apr 2018 16:00:00 +0000

Anne Marie Dubois - Personal Stylist & Motivational Speaking. Contact her at 3238153057 | aduboisjarpa@gmail.com www.stylebyannemarie.com

Thu, 19 Apr 2018 00:55:47 +0000

Special Guest: Amber D. Nelson is the president of Lingo Consulting, Inc

Wed, 11 Apr 2018 16:00:00 +0000

Jeannette Ceja, bilingual Travel Journalist, Travel Host and an International Public Speaker

Thu, 05 Apr 2018 01:25:39 +0000

Jeannette Ceja is a bilingual Travel Journalist, Travel Host and an International Public Speaker whose work has appeared in television, magazines and newspapers around the nation. She's spoken on stages from Los Angeles all the way to Romania. Jeannette graduated with a Bachelors of Arts degree in Journalism from Belmont University and UCLA’s Professional Producing Program for Film & Television.

What Will You Do With Your One Wild and Precious Life!

Wed, 28 Mar 2018 16:00:00 +0000

What Will You Do With Your One Wild and Precious Life!

Spring Cleaning Your Mind and Money

Wed, 21 Mar 2018 16:00:00 +0000

Spring Cleaning Your Mind and Money

The Three Steps of Coaching with a focus on the first step of Decision Making.

Wed, 14 Mar 2018 16:00:00 +0000

The Three Steps of Coaching with a focus on the first step of Decision Making.

How To Uncovering Your Money Personality to Gain Control Over Your Finances.

Wed, 07 Mar 2018 17:00:00 +0000

How To Uncovering Your Money Personality to Gain Control Over Your Finances.

Money & You with Michelle Perkins

Ep 237: Why Banks Use Life Insurance—and How You Can Apply the Same Principles

Ep 236: This Money Manager's Unique Edge - Financial Therapy

Ep 235: Franchising as an Asset Class: A Unique Way Of Building Wealth

Ep 234: Wired for Money: Change the Patterns Blocking Your Success

Ep 233: Financial Advisors Rarely Ask These Life-Changing Questions

Ep 232: When Good Investments Go Bad: The Lessons No One Talks About

Ep 231: Money, Marriage & Mental Health: What Therapists See Every Day

Ep 230: The Investor's Secret: Live Like You're Already Retired

Ep 229: Building Wealth & Influence Through Books, Podcasts & Personal Branding

Ep 228: Franchising: The Perfect Hybrid Between Employee and Entrepreneur

Ep 227: From Chaos to Clarity: Understanding Your Business Finances

Ep 226: The Hidden Truth: About Money, Inflation & Power

Ep 225: Infinite Banking: The Strategy That Changed My Life

Ep 224: Preparation for Financial Success: What Most People Miss Part 2

Ep 223: Preparation for Financial Success: What Most People Miss Part 1

Ep 222: College Funding Secrets and Strategy: Tax Hacks, Scholarships & Hidden Discounts

Ep 221: The Energy of Money: How Alignment Creates Money Flow

Ep 220: The Million Dollar Mistake Most Investors Don’t Even Know They’re Making

Ep 219: “Confidence, Courage, and Cash Flow: The Mindset That Changes Everything”

Ep 218: “Overthinking holds you back. Action moves you forward.”

Ep 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 Income

Ep 216: Should You Really Take Social Security at 62? The Truth Behind the Numbers

Ep 215: Give Now, Decide Later? The Power of Donor Advised Funds

Ep 214: Why Financial Literacy Is a Social Justice Issue

Ep 213: How to Have Time Freedom Before Retirement and Financial Independence

Ep 212: Money, Cycles & Success: A New Way for Women to Build Wealth

Ep 211: Legacy Starts Now: How Today’s Money Choices Shape Tomorrow

Ep 210: From Breakdown to Breakthrough: Compassionate Financial Planning for Real Life

Ep 209: The ROI of Play: How Joy, Creativity, and Connection Lead to Better Money Decisions

Ep 208: The Art of Paying The Least Amount of Taxes “Legally” with the Tax Goddess

Ep 207: Our Money Has Feelings: Healing Financial Scar Tissue & Money Trauma

Ep 206: Career Storytelling and Other Smart Strategies for 2025 and Beyond”

Ep 205: The Power of Your Past: Transforming Varied Experience Into Career Interview Gold”

Ep 204: Escape the Clock: How to Retire Early on Your Terms

Ep 203: “Money Deja Vu: How to Stop Repeating Financial Mistakes”

Ep 202: Fearless Finance: Turning Uncertainty Into Clarity

Ep 201: Freedom Over Fear: Why Bankruptcy Can Be a New Beginning”

Ep 200: The Emotional Side of Wealth: Hilary Hendershot’s Financial Awakening"

EP 199: Podcasting: Turning, Influence Into Profitability

Ep 198: “Unlocking Home Wealth: The Truth About Reverse Mortgages”

Ep 197: Your Life with Real Estate: From Mindset to Practical

Ep 196: Putting the Retirement Puzzle Together for the Best Real Life Solutions

Ep. 195: Mapping Retirement Strategies in the Modern World

Ep 194: Grow Wealth The Warren Buffett Way With Zero Hype

Ep 193 Escape the 9-to-5: Passive Income for Financial Freedom

Ep 192: From Vision to Value: The Intersection of Money and Life Goals

Ep 191: The Inner Game, the Outer Gain: Unlocking True Financial Success. Part 2 with Noah St. John

Ep 190: Avoid Money Mistakes Even Smart People Make! Part 1 with Noah St. John

Ep 189: The Confident Divorce: Mastering Your Money Matters

Ep 188: “Protect Your Wealth: Tax-Free Strategies for Retirement”

EP 187: “Small Biz Money Moves: CFO Tips for Big Impact”

EP 186: Beyond Dollars: How Emotional Baggage Masks Financial Truths

EP 185: "From Boots to Bitcoin: Veterans Betting on Psychedelics and Crypto

EP 184: "Profit by Design: Path to Mindful Entrepreneurship"

EP 183: Clarity-Driven Wealth Building

EP 182: “Looking To Sell Your home? Smart Sellers Know It Starts with Mindset”

Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up"

EP 180: Designing Your Third Age – Retirement Planning with Dr. Gregg Lunceford

EP 179: Coverage for Every Chapter: Life, Disability, and Long-Term Care Insurance”

EP 178: Financial Therapy: Healing Your Money Mindset

EP 177: “What Creates Your Relationship with Money with Biz Hippie”

EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”

EP 175: The Audacious Art of Branding for Profit

EP 174: "3 Smart Money Moves For A Shaky Economy"

EP 173: "Orphan To A Millionaire - The Inspiring Road to Success"

EP 172: “Solving Money Problems Early Easily "

EP 171: “Take Control of Your Taxes: Carlos Samaniego’s IRS Survival Guide"

EP 170: “Unmasking Truth with Alina Z"

EP 169: "Unlocking Wealth: The Power of Raising Private Money"

EP 168: "Get Rid of Your Head Trash About Money"

EP 167: “Exit with Excellence”: A Founders' Guide to a Limit-Free Life

Ep 166: "The Care Dilemma: Love, Legacy and Finances"

Ep 165: "The Number One Key to Financial Mastery You Need for 2025"

Ep 164: Building Innovation with ”Cake on Tuesday”

Ep 163: "Awakened Wealth: Insights for the Conscious Investor"

Ep 162: Income Coach: Gives The Retirement Money Secrets

Ep 161: Planning for the future even through Unforeseen circumstances!

Ep 160: Home Buying Goals in 2025? This is What You Need to Hear!

Ep 159: "Business Basics For Kids: Building Bright Financial Futures

EP 187: “Small Biz Money Moves: CFO Tips for Big Impact”