https://www.spreaker.com/podcast/momentum--3510353

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

Results may not be representative of the experience of other agents and are not a guarantee of success. Individual results will vary.

The material discussed provides general information and should not be taken as specific legal or tax advice. Clients should seek the advice of a qualified tax or legal professional for their specific situation.

Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY. Products are issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation, members of Constellation Insurance, Inc. family of companies, and issuers are expected to officially change to AuguStar Life Insurance Company and AuguStar Life Assurance Corporation, respectively, in the fourth quarter of 2023.


© 2023 Constellation Insurance, Inc. | One Financial Way Cincinnati, Ohio 45242]]>enBusinessCopyright AuguStar Financialhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/074b86a7d6a538747f3e6bbf6ae7de3c.jpghttps://www.spreaker.com/podcast/momentum--3510353Wed, 10 Apr 2024 17:04:33 +0000AuguStar FinancialAuguStar Financialfeeds@spreaker.comThe Momentum podcast brings you the news, sales ideas and perspectives you need to keep your business and your clients moving forward. Join us to learn about what’s going on at AuguStar Life, and let experienced professionals give you tips and ideas...

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

Results may not be representative of the experience of other agents and are not a guarantee of success. Individual results will vary.

The material discussed provides general information and should not be taken as specific legal or tax advice. Clients should seek the advice of a qualified tax or legal professional for their specific situation.

Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY. Products are issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation, members of Constellation Insurance, Inc. family of companies, and issuers are expected to officially change to AuguStar Life Insurance Company and AuguStar Life Assurance Corporation, respectively, in the fourth quarter of 2023.


© 2023 Constellation Insurance, Inc. | One Financial Way Cincinnati, Ohio 45242]]>falseepisodichttps://www.spreaker.com/episode/episode-28-women-s-financial-security-in-retirement--53299282
This episode is an excerpt from a webinar. You can view the complete event on our producer website, ON-Net.]]>https://api.spreaker.com/episode/53299282Fri, 24 Mar 2023 11:00:02 +0000AuguStar FinancialWith longer life expectancies, more years in retirement and lower income during their working years, women face substantial demographic challenges as they prepare for life after work ends. In this episode, experienced agent Sean Quigley explains how...
This episode is an excerpt from a webinar. You can view the complete event on our producer website, ON-Net.]]>1439annuity,financial,insurance,life,planning,retirement,security,social,womenfalse28fullhttps://www.spreaker.com/episode/episode-29-building-holistic-financial-futures--53133690https://api.spreaker.com/episode/53133690Wed, 08 Mar 2023 13:12:42 +0000AuguStar FinancialFinancial success hinges on preparing for the unexpected. None of us know how investments will perform, how our health will change or what obstacles we’ll face as we strive to meet our financial goals. That’s why relying on knowledgeable, talented...1717annuities,annuity,disability,financial,holistic,income,insurance,life,protectionfalse29fullhttps://www.spreaker.com/episode/episode-27-insure-your-love-2023--52607548Life Happens celebrates February with its Insure Your Love campaign. Designed to highlight the important role life insurance can play in protecting the people we love, it offers resources agents can use to help clients understand life insurance’s potential and the impact it can have on their loved ones’ financial futures. In this episode, Life Happens’ Content Strategy Director, Julie Holsinger, joins the show to talk about this year’s campaign, the resources available to financial professionals and how you can use them to help your clients and increase your business.]]>https://api.spreaker.com/episode/52607548Wed, 01 Feb 2023 18:20:56 +0000AuguStar FinancialEach year, https://lifehappens.org/ celebrates February with its https://lifehappens.org/insure-your-love/. Designed to highlight the important role life insurance can play in protecting the people we love, it offers resources agents can use to help...Life Happens celebrates February with its Insure Your Love campaign. Designed to highlight the important role life insurance can play in protecting the people we love, it offers resources agents can use to help clients understand life insurance’s potential and the impact it can have on their loved ones’ financial futures. In this episode, Life Happens’ Content Strategy Director, Julie Holsinger, joins the show to talk about this year’s campaign, the resources available to financial professionals and how you can use them to help your clients and increase your business.]]>920happens,insurance,insure,life,love,protectionfalse27fullhttps://www.spreaker.com/episode/episode-26-staying-positive-about-retirement-income--51703456https://api.spreaker.com/episode/51703456Fri, 04 Nov 2022 11:00:03 +0000AuguStar FinancialRetirement can be daunting. Funding your own income for years in the face of inflation is a challenge that requires preparation and planning well in advance. Ohio National’s new Ion guaranteed lifetime withdrawal benefit rider is designed to help...836annuity,benefit,fixed,glwb,guaranteed,income,indexed,lifetime,rider,rising,withdrawalfalse26fullhttps://www.spreaker.com/episode/episode-25-how-to-use-indexed-whole-life--51562370https://api.spreaker.com/episode/51562370Fri, 14 Oct 2022 11:00:02 +0000AuguStar FinancialOhio National’s new indexed whole life product is designed to offer clients both death benefit protection and significant potential for accumulating assets. Its unique combination of guarantees and growth potential can make it a flexible addition to a...1266accumulation,growth,guarantee,ideas,income,indexed,insurance,life,potential,protection,sales,wholefalsefullhttps://www.spreaker.com/episode/episode-24-one-of-a-kind-all-about-the-new-indexed-whole-life-product--50610849https://api.spreaker.com/episode/50610849Mon, 29 Aug 2022 12:00:02 +0000AuguStar FinancialNext month, Ohio National will launch the industry’s only indexed whole life product, combining the guarantees of whole life with upside potential that’s based upon the performance of market indices. In this episode, Karl Kreunen offers an overview of...1135indexed,insurance,life,wholefalsefullhttps://www.spreaker.com/episode/episode-23-market-update-the-impact-of-rising-interest-rates--50312014https://api.spreaker.com/episode/50312014Fri, 24 Jun 2022 11:00:02 +0000AuguStar FinancialWith interest rates climbing and the Federal Reserve indicating that this trend will likely continue throughout the year, loans, investments and financial products will all be impacted in different ways. In this episode, Vice President of Product...1462annuities,annuity,fia,insurance,interest,iul,life,rates,spiafalsefullhttps://www.spreaker.com/episode/episode-22-the-social-networks-building-business-through-social-media--49674726https://api.spreaker.com/episode/49674726Fri, 20 May 2022 11:00:02 +0000AuguStar FinancialWith the ability to reach millions of existing and potential customers, financial professionals need to understand the most effective strategies for building their businesses on social media platforms. In this episode, John Grevas is joined by...2032financial,insurance,media,networking,professionals,social,strategyfalsefullhttps://www.spreaker.com/episode/episode-21-black-americans-and-life-insurance--49422979https://api.spreaker.com/episode/49422979Fri, 22 Apr 2022 11:00:02 +0000AuguStar FinancialOn Feb. 23, Ohio National’s Committee on Inclusion and Awareness celebrated Black History Month by hosting a panel of financial professionals Glenn Jones, Thomas McLeary and Rakisha Nicholson, each of whom is positively impacting lives while building...2138americans,black,insurance,lifefalsefullhttps://www.spreaker.com/episode/episode-20-expert-advice-working-with-a-business-coach--49030065https://api.spreaker.com/episode/49030065Fri, 18 Mar 2022 11:00:02 +0000AuguStar FinancialWe all need advice from time to time to take our business forward. In this episode, author, speaker and executive coach Cliff Karthauser joins the show for a conversation that examines the benefits financial professionals can gain from working with an...1757business,coach,coaching,executive,financial,professionalfalsefullhttps://www.spreaker.com/episode/episode-19-new-sales-ideas-to-drive-your-business-further--48660839https://api.spreaker.com/episode/48660839Fri, 25 Feb 2022 12:00:03 +0000AuguStar FinancialWith new products come new opportunities, and Ohio National’s whole life product changes have opened the door to new sales possibilities for you and new options for your clients. In this episode, John Grevas and Karl Kreunen go over new sales ideas...1144ideas,insurance,life,sales,wholefalsefullhttps://www.spreaker.com/episode/episode-18-whole-life-product-suite-changes--48037385https://api.spreaker.com/episode/48037385Fri, 07 Jan 2022 12:00:02 +0000AuguStar FinancialOn January 1, 2022, Ohio National introduced new versions of our Prestige Whole Life products. In this episode, John Grevas and Karl Kreunen go over what’s changed, why we made the changes we did and what you and your clients can expect from our new...1077life,wholefalsefullhttps://www.spreaker.com/episode/episode-17-expert-advice-using-all-the-tools-at-your-disposal--46815515
This episode features Ohio National’s internal experts Shannon Luckey and Will Vollmer walking you through the services we offer, from sales ideas to advanced case designs, to help you understand our products and how they can take your business to the next level.]]>https://api.spreaker.com/episode/46815515Fri, 22 Oct 2021 11:00:05 +0000AuguStar FinancialWith the wide array of financial products available, it can be difficult to understand the intricacies of each. Having experts on your side to help understand which product is best for each financial need can be crucial for helping you make the best...
This episode features Ohio National’s internal experts Shannon Luckey and Will Vollmer walking you through the services we offer, from sales ideas to advanced case designs, to help you understand our products and how they can take your business to the next level.]]>1401case,design,insurance,life,supportfalsefullhttps://www.spreaker.com/episode/episode-16-talking-term-versatility-and-product-updates--46216458
In this episode, John Grevas and Brittany Bell discuss Ohio National’s term products, what they offer, and the latest updates that make our Term portfolio more competitive than ever.]]>https://api.spreaker.com/episode/46216458Mon, 04 Oct 2021 11:00:18 +0000AuguStar FinancialTerm might be the simplest product in the life insurance catalog, but that doesn’t mean the right product can’t add versatility to a client’s financial plans or meet important needs. In this episode, John Grevas and Brittany Bell discuss Ohio...
In this episode, John Grevas and Brittany Bell discuss Ohio National’s term products, what they offer, and the latest updates that make our Term portfolio more competitive than ever.]]>1106insurance,life,low-cost,term,valuefalsefullhttps://www.spreaker.com/episode/episode-15-life-insurance-awareness-month-2021--46083635https://api.spreaker.com/episode/46083635Fri, 27 Aug 2021 11:00:12 +0000AuguStar FinancialIt’s no secret that Americans don’t have the life insurance coverage they need. In fact, according to LIMRA’s 2021 Life Insurance Barometer study, 102 million Americans either don’t have life insurance or believe they don’t have the coverage they...963awareness,insurance,life,monthfalsefullhttps://www.spreaker.com/episode/episode-14-doing-well-by-doing-good-building-a-practice-by-working-with-underserved-communities--45727117
In this episode, Carlos Vides from Prevail Wealth Innovative Strategies and James Cowan, Ohio National’s Diversity, Equity and Inclusion Strategy Lead, offer practical tips to help financial professionals start conversations and build relationships with underserved communities, including information about how Ohio National helps support these efforts.]]>https://api.spreaker.com/episode/45727117Fri, 23 Jul 2021 11:00:12 +0000AuguStar FinancialWithin financial services, minority populations are often overlooked. But with a total buying power of about $4 trillion, making the effort to understand and reach out to these communities can be lucrative and help bolster a financial professional’s...
In this episode, Carlos Vides from Prevail Wealth Innovative Strategies and James Cowan, Ohio National’s Diversity, Equity and Inclusion Strategy Lead, offer practical tips to help financial professionals start conversations and build relationships with underserved communities, including information about how Ohio National helps support these efforts.]]>2461african-american,financial,generational,hispanic-american,insurance,latino-american,minorities,planning,underservedfalsefullhttps://www.spreaker.com/episode/episode-13-reconsidering-ul-iul-a-conversation-for-whole-life-enthusiasts--45327541
But doing so rules out many cases where a low-cost, properly funded UL or IUL policy could be a great fit for a client need. Join John Grevas and Karl Kreunen for a discussion about reconsidering UL and IUL, and the needs it can fill as well as if not better than a whole life product.]]>https://api.spreaker.com/episode/45327541Fri, 25 Jun 2021 11:00:12 +0000AuguStar FinancialWithin the life insurance industry, many whole life devotees have a bias against universal life (UL) and indexed universal life (IUL) products, rarely recommending them to clients. But doing so rules out many cases where a low-cost, properly funded...
But doing so rules out many cases where a low-cost, properly funded UL or IUL policy could be a great fit for a client need. Join John Grevas and Karl Kreunen for a discussion about reconsidering UL and IUL, and the needs it can fill as well as if not better than a whole life product.]]>1115insurance,iul,life,ul,wholefalsefullhttps://www.spreaker.com/episode/episode-12-on-cue-all-about-our-new-permanent-fluidless-underwriting-program--45032213https://api.spreaker.com/episode/45032213Tue, 01 Jun 2021 12:00:18 +0000AuguStar FinancialIn this special episode, join Karl Kreunen as he interviews our Chief Underwriter Ray Spears, and learns all about Ohio National’s Customer Underwriting Experience, our new permanent, fluidless underwriting program. We’ll discuss not just its origins,...808falsefullhttps://www.spreaker.com/episode/episode-11-which-index-when-a-guide-to-the-ondex-annuity-s-allocation-options--43899762
In this episode, John Grevas and Ohio National’s Vice President of Annuity Product Management, Tom DeGaetano, dive into the strengths and weaknesses of the ONdex FIAs’ allocation options, helping you understand which option to use when.]]>https://api.spreaker.com/episode/43899762Fri, 26 Mar 2021 11:00:18 +0000AuguStar FinancialEvery fixed indexed annuity (FIA) product offers allocation options that are tied to different indices and perform differently depending on market conditions. Understanding each option is crucial to helping clients develop an allocation strategy that...
In this episode, John Grevas and Ohio National’s Vice President of Annuity Product Management, Tom DeGaetano, dive into the strengths and weaknesses of the ONdex FIAs’ allocation options, helping you understand which option to use when.]]>1278annuity,fixed,index,indexed,ondexfalsefullhttps://www.spreaker.com/episode/episode-10-regulatory-update-the-covid-relief-bill-s-long-term-impact-on-life-insurance--43686959
In this episode, John Grevas and Karl Kreunen offer an overview of what’s changed, what it means for clients and how Ohio National plans to respond.]]>https://api.spreaker.com/episode/43686959Fri, 05 Mar 2021 12:00:09 +0000AuguStar FinancialIn late 2020, Congress passed a new COVID relief bill that altered the Internal Revenue Code in ways that will have an important impact on life insurance products and client contributions. In this episode, John Grevas and Karl Kreunen offer an...
In this episode, John Grevas and Karl Kreunen offer an overview of what’s changed, what it means for clients and how Ohio National plans to respond.]]>10817702,code,insurance,life,taxes,universal,wholefalsefullhttps://www.spreaker.com/episode/episode-9-2020-s-best-sales-ideas--43383452
Jenna Washatka joins the show in this episode to discuss the best sales ideas that real financial professionals used after consulting with Ohio National’s Advanced Planning team and how they were able to not only better position their clients’ financial plans, but also deepen client relationships.

To learn more, contact the Advanced Planning team at 877.665.2468 or advplanning@ohionational.com. Their webinar about 2020’s best sales ideas is also available on ON-Net at http://ohionational.eduops.com/pub/id/28252.]]>https://api.spreaker.com/episode/43383452Fri, 12 Feb 2021 12:00:19 +0000AuguStar Financial2020 was an unprecedented year of upheaval in our personal and professional lives. But amidst regulatory and social change, new financial planning opportunities also emerged. Jenna Washatka joins the show in this episode to discuss the best sales...
Jenna Washatka joins the show in this episode to discuss the best sales ideas that real financial professionals used after consulting with Ohio National’s Advanced Planning team and how they were able to not only better position their clients’ financial plans, but also deepen client relationships.

To learn more, contact the Advanced Planning team at 877.665.2468 or advplanning@ohionational.com. Their webinar about 2020’s best sales ideas is also available on ON-Net at http://ohionational.eduops.com/pub/id/28252.]]>1310bonus,business,buy-sell,executive,insurance,ira,owners,split-dollar,stretchfalsefullhttps://www.spreaker.com/episode/episode-8-a-how-to-guide-for-working-with-business-owners--42783768
In this episode, Brad Lawing of Prevail Innovative Wealth Strategies joins us to discuss how he prospects for business owner clients, how he retains them and the importance of working with their other professionals.]]>https://api.spreaker.com/episode/42783768Fri, 08 Jan 2021 12:00:14 +0000AuguStar FinancialThanks to larger amounts of investable assets and a variety of personal and professional needs, business owners are some of the most sought-after clients in financial services. In this episode, Brad Lawing of Prevail Innovative Wealth Strategies...
In this episode, Brad Lawing of Prevail Innovative Wealth Strategies joins us to discuss how he prospects for business owner clients, how he retains them and the importance of working with their other professionals.]]>1038business,insurance,investments,ownersfalsefullhttps://www.spreaker.com/episode/episode-7-what-ever-happened-to-iul-s-downside-protection--42379937
In this episode, John Grevas and Rebecca Walser of Walser Wealth discuss how buying higher return potential can diminish not just protection, but also performance, and how regulatory changes may impact the way IUL products are illustrated and sold.]]>https://api.spreaker.com/episode/42379937Thu, 10 Dec 2020 12:00:15 +0000AuguStar FinancialWe’ve all heard the refrain when it comes to Indexed Universal Life (IUL) products: Upside potential with downside protection. But as the market grew, new features focused on the upside potential eroded the other half of the product's traditional...
In this episode, John Grevas and Rebecca Walser of Walser Wealth discuss how buying higher return potential can diminish not just protection, but also performance, and how regulatory changes may impact the way IUL products are illustrated and sold.]]>1748falsefullhttps://www.spreaker.com/episode/episode-6-digital-marketing-doing-business-in-the-pandemic--41958499
In this episode, financial professionals Bryan Bloom and Caleb Guilliams discuss the strategies that have helped them find success and offer tips that can help agents work more efficiently not only during the pandemic, but also be implemented once our working lives go back to something closer to normal.]]>https://api.spreaker.com/episode/41958499Mon, 23 Nov 2020 15:00:16 +0000AuguStar Financial2020 has forced us to find new ways of doing business, and the financial services industry is no exception. With face-to-face interactions the preferred – and potentially most effective – way to work with clients for many of us, how do we continue...
In this episode, financial professionals Bryan Bloom and Caleb Guilliams discuss the strategies that have helped them find success and offer tips that can help agents work more efficiently not only during the pandemic, but also be implemented once our working lives go back to something closer to normal.]]>1317digital,marketing,pandemic,remotefalsefullhttps://www.spreaker.com/episode/episode-5-stretch-iras-are-dead-what-now--41683105
Read more about it at http://bit.ly/RIPStretch]]>https://api.spreaker.com/episode/41683105Wed, 28 Oct 2020 18:01:16 +0000AuguStar FinancialWith the SECURE Act making Stretch IRAs a thing of the past, what options do clients have left? Join David Szeremet from Ohio National’s Advanced Planning Team for a discussion of options clients can use with their trusts, adding flexibility,...
Read more about it at http://bit.ly/RIPStretch]]>1280insurance,ira,life,permanent,stretchfalsefullhttps://www.spreaker.com/episode/episode-4-encouraging-the-long-view--41683107
In this episode, we discuss how financial professionals can encourage clients to weather the storm, stay invested when volatility rears up and stay dedicated to their long-term plans.

Read our white paper about this at http://bit.ly/SmoothingVolatility]]>https://api.spreaker.com/episode/41683107Wed, 28 Oct 2020 17:55:28 +0000AuguStar FinancialWhen markets start to fluctuate, it’s a given that investors will be bombarded with alarming headlines. Panic is often the reaction, with investors abandoning carefully-developed portfolios and investment plans and fleeing to the safety of cash or...
In this episode, we discuss how financial professionals can encourage clients to weather the storm, stay invested when volatility rears up and stay dedicated to their long-term plans.

Read our white paper about this at http://bit.ly/SmoothingVolatility]]>1252annuity,fixed,indexed,insurance,life,permanent,smoothing,universal,volatilityfalsefullhttps://www.spreaker.com/episode/episode-3-thinking-small-opening-doors-with-guaranteed-standard-issue-di--41683104https://api.spreaker.com/episode/41683104Wed, 28 Oct 2020 17:40:39 +0000AuguStar FinancialIn a special disability income (DI) insurance takeover episode, David Berman and Adam Mahnen discuss Guaranteed Standard Issue DI opportunities you may be overlooking. Learn more about how this group offering opens doors with small business owners not...1259falsefullhttps://www.spreaker.com/episode/episode-2-how-to-measure-and-not-measure-whole-life-efficiency--41683103
In our latest episode, we discuss whether commonly used measures, like a policy’s internal rate of return on cash value or an insurance company’s current Dividend Interest Rate, are appropriate, or whether there’s a better way to evaluate policies.

Read our white paper about measuring whole life efficiency: http://bit.ly/WholeLifeEfficiency]]>https://api.spreaker.com/episode/41683103Wed, 28 Oct 2020 17:38:02 +0000AuguStar FinancialIt’s not too difficult to measure a whole life insurance policy’s efficiency at purchasing death benefit, but things get more complicated when trying to determine its effectiveness at accumulating and distributing cash value. In our latest episode,...
In our latest episode, we discuss whether commonly used measures, like a policy’s internal rate of return on cash value or an insurance company’s current Dividend Interest Rate, are appropriate, or whether there’s a better way to evaluate policies.

Read our white paper about measuring whole life efficiency: http://bit.ly/WholeLifeEfficiency]]>1486cash,dividend,efficiency,insurance,interest,internal,life,permanent,rate,return,value,wholefalsefullhttps://www.spreaker.com/episode/episode-1-new-opportunities--41683106
Learn more about the new FIA allocation option: http://bit.ly/HigherCap]]>https://api.spreaker.com/episode/41683106Wed, 28 Oct 2020 17:32:21 +0000AuguStar FinancialIn the debut episode of Momentum, we discuss the new cash value and death benefit accumulation opportunities available on Ohio National’s limited pay whole life products, the ONdex fixed indexed annuities’ (FIA) new allocation option and why there’s...
Learn more about the new FIA allocation option: http://bit.ly/HigherCap]]>1571annuity,fia,fixed,indexed,insurance,life,permanent,protectionfalsefull