<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Umoja Talks</title><link>https://www.umojabingwa.co.za/</link><description><![CDATA[Conversations with people on the road to umoja (unity) for a better and more inclusive world . Discussing posted content from the Umoja Bingwa website - <a href="https://www.umojabingwa.co.za/posts/" rel="noopener">https://www.umojabingwa.co.za/posts/</a>]]></description><atom:link href="https://www.spreaker.com/show/3449876/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Society &amp; Culture</category><copyright>Copyright Umoja Bingwa</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9c8ff0b975c4b035e9fa271354bb5aeb.jpg</url><title>Umoja Talks</title><link>https://www.umojabingwa.co.za/</link></image><lastBuildDate>Fri, 10 Mar 2023 10:19:55 +0000</lastBuildDate><itunes:author>Umoja Bingwa</itunes:author><itunes:owner><itunes:name>Umoja Bingwa</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9c8ff0b975c4b035e9fa271354bb5aeb.jpg"/><itunes:subtitle>Conversations with people on the road to umoja (unity) for a better and more inclusive world . Discussing posted content from the Umoja Bingwa website - https://www.umojabingwa.co.za/posts/</itunes:subtitle><itunes:summary><![CDATA[Conversations with people on the road to umoja (unity) for a better and more inclusive world . Discussing posted content from the Umoja Bingwa website - <a href="https://www.umojabingwa.co.za/posts/" rel="noopener">https://www.umojabingwa.co.za/posts/</a>]]></itunes:summary><itunes:category text="Society &amp; Culture"/><itunes:explicit>clean</itunes:explicit><itunes:type>serial</itunes:type><item><title>Episode 1 - Umoja Talks</title><link>https://www.spreaker.com/user/umoja_bingwa/episode-1-umoja-talks_1</link><description><![CDATA[We are discussing Africanism referencing the linked article African of the year<br /><a href="https://www.umojabingwa.co.za/african-of-the-year/" rel="noopener">https://www.umojabingwa.co.za/african-of-the-year/</a><br />Joined with Josephine Katumba  <a href="mailto:katumbajay@gmail.com">katumbajay@gmail.com</a><br /><br />Introduction song<br />Produced by Fela Kuti<br />Title - Lady <br />Album - Shakara<br />Release date - Lagos Nigeria 1972<br />Label: EMI<br /><br />Produced By Fela Kuti<br />Title - Beast of no Nation <br />LP - Beast of no Nation<br />Release Date 1989]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17508296</guid><pubDate>Tue, 02 Apr 2019 09:37:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17508296/episode_1_umoja_talks.mp3" length="43162644" type="audio/mpeg"/><itunes:author>Umoja Bingwa</itunes:author><itunes:subtitle>We are discussing Africanism referencing the linked article African of the year
https://www.umojabingwa.co.za/african-of-the-year/
Joined with Josephine Katumba  katumbajay@gmail.com

Introduction song
Produced by Fela Kuti
Title - Lady 
Album -...</itunes:subtitle><itunes:summary><![CDATA[We are discussing Africanism referencing the linked article African of the year<br /><a href="https://www.umojabingwa.co.za/african-of-the-year/" rel="noopener">https://www.umojabingwa.co.za/african-of-the-year/</a><br />Joined with Josephine Katumba  <a href="mailto:katumbajay@gmail.com">katumbajay@gmail.com</a><br /><br />Introduction song<br />Produced by Fela Kuti<br />Title - Lady <br />Album - Shakara<br />Release date - Lagos Nigeria 1972<br />Label: EMI<br /><br />Produced By Fela Kuti<br />Title - Beast of no Nation <br />LP - Beast of no Nation<br />Release Date 1989]]></itunes:summary><itunes:duration>2698</itunes:duration><itunes:keywords>africa,africanism,umojabingwa,urbanculture,youth</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9de8940bbd132793b2f809bbd541f720.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All The Way Up (Live)</title><link>https://www.spreaker.com/user/umoja_bingwa/all-the-way-up-live</link><description><![CDATA[Live at Waterfall Toastmasters Breakfast Club.<br />Completing a level 4 project at Reddam house while engaging the audience.<br /><br />All the way up to the self actualizing peak of Maslows hierarchy of needs. <br /><br />Intro and outro supplied by the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Alpha Jay link Listen to 02 Victim of the City by Alpha Jay on #SoundCloud<br /><a href="https://soundcloud.com/j-j-mtuse/02-victim-of-the-city" rel="noopener">https://soundcloud.com/j-j-mtuse/02-victim-of-the-city</a><br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-talks" rel="noopener">https://www.spreaker.com/show/umoja-talks</a><br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ" rel="noopener">https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/22813538</guid><pubDate>Sat, 15 Feb 2020 19:04:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/22813538/imported_1581789940412895_audio.mp3" length="9840013" type="audio/mpeg"/><itunes:author>Umoja Bingwa</itunes:author><itunes:subtitle>Live at Waterfall Toastmasters Breakfast Club.
Completing a level 4 project at Reddam house while engaging the audience.

All the way up to the self actualizing peak of Maslows hierarchy of needs. 

Intro and outro supplied by the Local Ghost Check...</itunes:subtitle><itunes:summary><![CDATA[Live at Waterfall Toastmasters Breakfast Club.<br />Completing a level 4 project at Reddam house while engaging the audience.<br /><br />All the way up to the self actualizing peak of Maslows hierarchy of needs. <br /><br />Intro and outro supplied by the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Alpha Jay link Listen to 02 Victim of the City by Alpha Jay on #SoundCloud<br /><a href="https://soundcloud.com/j-j-mtuse/02-victim-of-the-city" rel="noopener">https://soundcloud.com/j-j-mtuse/02-victim-of-the-city</a><br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-talks" rel="noopener">https://www.spreaker.com/show/umoja-talks</a><br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ" rel="noopener">https://www.youtube.com/channel/UCeipHwm_WnF1Y78RXj49pZQ</a>]]></itunes:summary><itunes:duration>615</itunes:duration><itunes:keywords>art,destress,maslow,selfactualisation,toastmasters,umojabingwa,umojatalks</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f8316ba731b027bd03d51cb5c0f92d3e.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 3 Finance with Caroline</title><link>https://www.spreaker.com/user/umoja_bingwa/caroline-ut-finance-full-final</link><description><![CDATA[Umoja introduces the concept of personal finance and its importance in the conversation of being able to champion that aspect of our lives. Joined by guest and friend Caroline who is a charted accountant. Caroline shares her experiences with personal finance as a daughter , student and career driven woman. The conversation touches on the many themes of personal finance within developing nations which will be later discussed in more episodes to come.<br /><br />New intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Other links include<br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-t.." rel="noopener">https://www.spreaker.com/show/umoja-t..</a>.<br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeip.." rel="noopener">https://www.youtube.com/channel/UCeip..</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/40151398</guid><pubDate>Wed, 05 Aug 2020 10:23:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/40151398/caroline_ut_finance_full_final.mp3" length="134037572" type="audio/mpeg"/><itunes:author>Umoja Bingwa</itunes:author><itunes:subtitle>Umoja introduces the concept of personal finance and its importance in the conversation of being able to champion that aspect of our lives. Joined by guest and friend Caroline who is a charted accountant. Caroline shares her experiences with personal...</itunes:subtitle><itunes:summary><![CDATA[Umoja introduces the concept of personal finance and its importance in the conversation of being able to champion that aspect of our lives. Joined by guest and friend Caroline who is a charted accountant. Caroline shares her experiences with personal finance as a daughter , student and career driven woman. The conversation touches on the many themes of personal finance within developing nations which will be later discussed in more episodes to come.<br /><br />New intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Other links include<br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-t.." rel="noopener">https://www.spreaker.com/show/umoja-t..</a>.<br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeip.." rel="noopener">https://www.youtube.com/channel/UCeip..</a>.]]></itunes:summary><itunes:duration>3351</itunes:duration><itunes:keywords>economics,personalfinance,podcasting,podcasts,quarantine,umojatalks</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9f3852fd0e1d5236f9f2c9cf97be5838.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 4 with Caroline and Osvaldo  Part 1</title><link>https://www.spreaker.com/user/umoja_bingwa/osvaldo-caroline-pod-mix1</link><description><![CDATA[Umoja continues the talk on personal finance from the previous episode. Joined by guest and friend Caroline who is a charted accountant as well as Osvaldo , a banking professional and entrepreneur . The conversation goes into topics of income streams out there and the different investment approaches people have as well as the various banks available to get into the habit of saving which will later be discussed in part two of episode 4.<br /><br />Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Other links include<br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-t.." rel="noopener">https://www.spreaker.com/show/umoja-t..</a>.<br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeip.." rel="noopener">https://www.youtube.com/channel/UCeip..</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/40888056</guid><pubDate>Mon, 14 Sep 2020 04:00:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/40888056/osvaldo_caroline_pod_mix1.mp3" length="79304780" type="audio/mpeg"/><itunes:author>Umoja Bingwa</itunes:author><itunes:subtitle>Umoja continues the talk on personal finance from the previous episode. Joined by guest and friend Caroline who is a charted accountant as well as Osvaldo , a banking professional and entrepreneur . The conversation goes into topics of income streams...</itunes:subtitle><itunes:summary><![CDATA[Umoja continues the talk on personal finance from the previous episode. Joined by guest and friend Caroline who is a charted accountant as well as Osvaldo , a banking professional and entrepreneur . The conversation goes into topics of income streams out there and the different investment approaches people have as well as the various banks available to get into the habit of saving which will later be discussed in part two of episode 4.<br /><br />Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud<br /><a href="https://soundcloud.com/the-local-ghost" rel="noopener">https://soundcloud.com/the-local-ghost</a><br /><br />Other links include<br /><br />Website - <a href="https://www.umojabingwa.co.za/" rel="noopener">https://www.umojabingwa.co.za/</a><br /><br />Facebook - <a href="https://www.facebook.com/umojabingwa/" rel="noopener">https://www.facebook.com/umojabingwa/</a><br /><br />Instagram - <a href="https://www.instagram.com/umojabingwa/" rel="noopener">https://www.instagram.com/umojabingwa/</a><br /><br />Twitter - <a href="https://twitter.com/umojabingwa" rel="noopener">https://twitter.com/umojabingwa</a><br /><br />Spreaker <a href="https://www.spreaker.com/show/umoja-t.." rel="noopener">https://www.spreaker.com/show/umoja-t..</a>.<br /><br />YouTube - <a href="https://www.youtube.com/channel/UCeip.." rel="noopener">https://www.youtube.com/channel/UCeip..</a>.]]></itunes:summary><itunes:duration>1983</itunes:duration><itunes:keywords>africa,alfred,bank,buffet,clicks,erased,games,income,investing,marshall,psychology,saving,streaming,streams,tresemme,trumpdepression,twitch,unilever,warren,wealth</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9c8ff0b975c4b035e9fa271354bb5aeb.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 5 Defying Average with Thapelo Nkgabe</title><link>https://www.spreaker.com/user/umoja_bingwa/episode-5-thapelo-nkabe-defying-average</link><description><![CDATA[The average age of first-time bond applicants is between 34 - 37 and the average a home loan grant amount ratio was 90%.The Comcorp Mortgage Software data for May 2022 shows that 71.3% of property buyers were first-timers.<br /><br />Meet Thapelo Nkgabe, a former colleague of mine while working at a large bookstore franchise in South Africa, during our undergraduate years at university. A first time home buyer at nearly a decade before the average age of a home buyer.<br /><br />This Episode was Sponsored by J.J. The Consultant https://linktr.ee/jjtheconsultant<br /> <br /> Google Subscribe to Umoja Bingwa for more updates on the link below https://linktr.ee/umojabingwa<br /><br /><b>Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud <a href="https://soundcloud.com/the-local-ghost" target="_blank" rel="noreferrer noopener">https://soundcloud.com/the-local-ghost</a></b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53155415</guid><pubDate>Fri, 10 Mar 2023 10:04:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53155415/episode_5_thapelo_nkabe_defying_average.mp3" length="30672146" type="audio/mpeg"/><itunes:author>Umoja Bingwa</itunes:author><itunes:subtitle>The average age of first-time bond applicants is between 34 - 37 and the average a home loan grant amount ratio was 90%.The Comcorp Mortgage Software data for May 2022 shows that 71.3% of property buyers were first-timers.

Meet Thapelo Nkgabe, a...</itunes:subtitle><itunes:summary><![CDATA[The average age of first-time bond applicants is between 34 - 37 and the average a home loan grant amount ratio was 90%.The Comcorp Mortgage Software data for May 2022 shows that 71.3% of property buyers were first-timers.<br /><br />Meet Thapelo Nkgabe, a former colleague of mine while working at a large bookstore franchise in South Africa, during our undergraduate years at university. A first time home buyer at nearly a decade before the average age of a home buyer.<br /><br />This Episode was Sponsored by J.J. The Consultant https://linktr.ee/jjtheconsultant<br /> <br /> Google Subscribe to Umoja Bingwa for more updates on the link below https://linktr.ee/umojabingwa<br /><br /><b>Intro and outro supplied by long time friend Colin aka the Local Ghost Check out The Local Ghost on #SoundCloud <a href="https://soundcloud.com/the-local-ghost" target="_blank" rel="noreferrer noopener">https://soundcloud.com/the-local-ghost</a></b>]]></itunes:summary><itunes:duration>1917</itunes:duration><itunes:keywords>constructionhome,investing,jjtheconsultant,propertydeveloment,realestate,southafrica,umojabingwa,umojatalks</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9c8ff0b975c4b035e9fa271354bb5aeb.jpg"/><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
