<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>The YDK Experience</title><link>http://www.moneymasterylife.com</link><description><![CDATA[YDK2 = You Don't Know What You Don't Know.<br />Are you as prepared for adulthood as you thought you were?  <br />With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.<br />BN Focus is here to fill in the gaps.  Our goal is to give you tips, life hacks, new information or points of view to ponder.    <br />In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.<br />Podcast New Episode Schedule:<br />Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.<br />Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.<br />Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting,  guest interviews, and book reviews.<br />Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><atom:link href="https://www.spreaker.com/show/3270432/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright BN Focus</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg</url><title>The YDK Experience</title><link>http://www.moneymasterylife.com</link></image><lastBuildDate>Sat, 26 Oct 2024 00:51:53 +0000</lastBuildDate><itunes:author>BN Focus</itunes:author><itunes:owner><itunes:name>BN Focus</itunes:name><itunes:email>ben@moneymasterylife.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:subtitle>YDK2 = You Don't Know What You Don't Know about personal finance.</itunes:subtitle><itunes:summary><![CDATA[YDK2 = You Don't Know What You Don't Know.<br />Are you as prepared for adulthood as you thought you were?  <br />With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.<br />BN Focus is here to fill in the gaps.  Our goal is to give you tips, life hacks, new information or points of view to ponder.    <br />In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.<br />Podcast New Episode Schedule:<br />Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.<br />Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.<br />Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting,  guest interviews, and book reviews.<br />Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:category text="Business"/><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Business"/><itunes:explicit>clean</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Triple M 020: Teach Your Kids</title><link>https://www.spreaker.com/episode/triple-m-020-teach-your-kids--16455923</link><description><![CDATA[Teach the youth in your life good money habits so save them from reliving your money mistakes.  Our habits can become their habits for good or bad.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455923</guid><pubDate>Mon, 29 Apr 2019 09:30:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455923/20_teach_your_kids.mp3" length="3609494" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Teach the youth in your life good money habits so save them from reliving your money mistakes.  Our habits can become their habits for good or bad.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[Teach the youth in your life good money habits so save them from reliving your money mistakes.  Our habits can become their habits for good or bad.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>226</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 20: Assets -vs- Liabilities</title><link>https://www.spreaker.com/episode/podcast-20-assets-vs-liabilities--16457145</link><description><![CDATA[Episode #20 we talk about Assets vs. Liabilities.  Can you define the difference between an asset and a liability?  The goal is to purchase items that generate income.  The majority of the items we purchase are liabilities, they don't generate any additional income.  We breakdown some myths about what purchases fall into the asset vs. liability column.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457145</guid><pubDate>Wed, 24 Apr 2019 10:30:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457145/podcast_20_assets_vs_liabilities.mp3" length="13842807" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #20 we talk about Assets vs. Liabilities.  Can you define the difference between an asset and a liability?  The goal is to purchase items that generate income.  The majority of the items we purchase are liabilities, they don't generate any...</itunes:subtitle><itunes:summary><![CDATA[Episode #20 we talk about Assets vs. Liabilities.  Can you define the difference between an asset and a liability?  The goal is to purchase items that generate income.  The majority of the items we purchase are liabilities, they don't generate any additional income.  We breakdown some myths about what purchases fall into the asset vs. liability column.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>866</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 019: Compound Efforts</title><link>https://www.spreaker.com/episode/triple-m-019-compound-efforts--16455922</link><description><![CDATA[Do you overestimate what you can do in a week and underestimate what you can do in a year?  Do you give up right before you are about to succeed?  You need to be consistant with your efforts.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455922</guid><pubDate>Mon, 22 Apr 2019 09:30:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455922/19_compound_efforts.mp3" length="2923205" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you overestimate what you can do in a week and underestimate what you can do in a year?  Do you give up right before you are about to succeed?  You need to be consistant with your efforts.
Learn - Plan - Act - Succeed
Join Our Growing Community:
-...</itunes:subtitle><itunes:summary><![CDATA[Do you overestimate what you can do in a week and underestimate what you can do in a year?  Do you give up right before you are about to succeed?  You need to be consistant with your efforts.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>183</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 19: Invest in Yourself</title><link>https://www.spreaker.com/episode/podcast-19-invest-in-yourself--16457143</link><description><![CDATA[Today in Episode #19 we talk about one of our most important investments, in yourself.  How do you invest in yourself?  What do you want to learn?  When was the last time you read or listened to a book?  With our access to knowledge today there is no excuse not to invest in yourself.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457143</guid><pubDate>Wed, 17 Apr 2019 10:30:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457143/podcast_19_invest_in_yourself.mp3" length="15603669" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Today in Episode #19 we talk about one of our most important investments, in yourself.  How do you invest in yourself?  What do you want to learn?  When was the last time you read or listened to a book?  With our access to knowledge today there is no...</itunes:subtitle><itunes:summary><![CDATA[Today in Episode #19 we talk about one of our most important investments, in yourself.  How do you invest in yourself?  What do you want to learn?  When was the last time you read or listened to a book?  With our access to knowledge today there is no excuse not to invest in yourself.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>976</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 018: Snowball</title><link>https://www.spreaker.com/episode/triple-m-018-snowball--16455921</link><description><![CDATA[Do you want to accelerate the repayment of your debt?  Learn how to apply this strategy today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455921</guid><pubDate>Tue, 16 Apr 2019 02:10:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455921/18_snowball.mp3" length="5557602" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you want to accelerate the repayment of your debt?  Learn how to apply this strategy today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram:...</itunes:subtitle><itunes:summary><![CDATA[Do you want to accelerate the repayment of your debt?  Learn how to apply this strategy today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>348</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 18: Inflation</title><link>https://www.spreaker.com/episode/podcast-18-inflation--16457142</link><description><![CDATA[Episode #18 we talk about the sexy topic of inflation.  Contrary to popular belief inflation is not natural it's self-inflicted.  For example, it costs our government 2.4 cents to produce a 1 cent penny. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457142</guid><pubDate>Wed, 10 Apr 2019 10:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457142/podcast_18_inflation.mp3" length="10925870" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #18 we talk about the sexy topic of inflation.  Contrary to popular belief inflation is not natural it's self-inflicted.  For example, it costs our government 2.4 cents to produce a 1 cent penny. 
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[Episode #18 we talk about the sexy topic of inflation.  Contrary to popular belief inflation is not natural it's self-inflicted.  For example, it costs our government 2.4 cents to produce a 1 cent penny. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>683</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 017: Cut Credit Card Debt</title><link>https://www.spreaker.com/episode/triple-m-017-cut-credit-card-debt--16455920</link><description><![CDATA[Want to become debt free?  Learn 4 ways to cut your credit card debt.  There is a big difference between a 21% and 15% interest rate.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455920</guid><pubDate>Mon, 08 Apr 2019 09:30:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455920/17_ways_to_cut_cc_debt.mp3" length="4641853" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Want to become debt free?  Learn 4 ways to cut your credit card debt.  There is a big difference between a 21% and 15% interest rate.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group:...</itunes:subtitle><itunes:summary><![CDATA[Want to become debt free?  Learn 4 ways to cut your credit card debt.  There is a big difference between a 21% and 15% interest rate.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>291</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 17: How Banks Work</title><link>https://www.spreaker.com/episode/podcast-17-how-banks-work--16457141</link><description><![CDATA[Episode #17 we discuss how banks work.  Learn how can banks pay your interest to hold your money?  Learn how banks make money using the money you deposited into your bank account.  We should choose our banks like we choose our doctors, remember we are the consumer.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457141</guid><pubDate>Wed, 03 Apr 2019 10:30:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457141/podcast_17_how_banks_work.mp3" length="16897670" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #17 we discuss how banks work.  Learn how can banks pay your interest to hold your money?  Learn how banks make money using the money you deposited into your bank account.  We should choose our banks like we choose our doctors, remember we are...</itunes:subtitle><itunes:summary><![CDATA[Episode #17 we discuss how banks work.  Learn how can banks pay your interest to hold your money?  Learn how banks make money using the money you deposited into your bank account.  We should choose our banks like we choose our doctors, remember we are the consumer.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>1057</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 092: Govt Math 101 - The Penny</title><link>https://www.spreaker.com/episode/df-092-govt-math-101-the-penny--17224493</link><description><![CDATA[Are you efficient with your financial resources?  Do you waste money when you could be using it to create more money?<br />Daily Focus: Identify an item in your home that you are not using and turn it into cash.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224493</guid><pubDate>Tue, 02 Apr 2019 10:30:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224493/92_govt_math_101_the_penny.mp3" length="1356276" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are you efficient with your financial resources?  Do you waste money when you could be using it to create more money?
Daily Focus: Identify an item in your home that you are not using and turn it into cash.
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[Are you efficient with your financial resources?  Do you waste money when you could be using it to create more money?<br />Daily Focus: Identify an item in your home that you are not using and turn it into cash.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 091: Have You Signed A Death Pledge?</title><link>https://www.spreaker.com/episode/df-091-have-you-signed-a-death-pledge--17224492</link><description><![CDATA[Do you have a mortgage?  If so you have signed a death pledge.  <br />Daily Focus: Check out the banner video on our Facebook Page: <a href="http://bit.ly/2H14kwN" rel="noopener">http://bit.ly/2H14kwN</a> . Like our page and join our group.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224492</guid><pubDate>Mon, 01 Apr 2019 10:30:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224492/91_have_you_signed_a_death_pledge.mp3" length="1418552" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you have a mortgage?  If so you have signed a death pledge.  
Daily Focus: Check out the banner video on our Facebook Page: http://bit.ly/2H14kwN . Like our page and join our group.
Learn - Plan - Act - Succeed
Join Our Growing Community:
-...</itunes:subtitle><itunes:summary><![CDATA[Do you have a mortgage?  If so you have signed a death pledge.  <br />Daily Focus: Check out the banner video on our Facebook Page: <a href="http://bit.ly/2H14kwN" rel="noopener">http://bit.ly/2H14kwN</a> . Like our page and join our group.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>89</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 016: Avoid Interest Debt</title><link>https://www.spreaker.com/episode/triple-m-016-avoid-interest-debt--16455918</link><description><![CDATA[A foolish person pays interest, a wise person gets paid interest.  Swiping that credit card for a $20 dinner could become a $25 or $30 dollar dinner.  Know interest rates to control credit card spending.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455918</guid><pubDate>Mon, 01 Apr 2019 09:30:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455918/16_avoid_interest_debt.mp3" length="3895378" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>A foolish person pays interest, a wise person gets paid interest.  Swiping that credit card for a $20 dinner could become a $25 or $30 dollar dinner.  Know interest rates to control credit card spending.
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[A foolish person pays interest, a wise person gets paid interest.  Swiping that credit card for a $20 dinner could become a $25 or $30 dollar dinner.  Know interest rates to control credit card spending.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>244</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 090: Are You An Emotional Spender</title><link>https://www.spreaker.com/episode/df-090-are-you-an-emotional-spender--17224486</link><description><![CDATA[Are You An Emotional Spender?<br />If you use the words “retail therapy” you’re an emotional spender.  We have all been excited to purchase something before and that is o.k.  We need to be wary that our emotions don’t drive our financial decisions.<br />Daily Focus: When you go to purchase a want today tell yourself no.  You have just flexed your self-control muscle.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224486</guid><pubDate>Sun, 31 Mar 2019 10:30:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224486/90_are_you_an_emotional_spender.mp3" length="1364217" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You An Emotional Spender?
If you use the words “retail therapy” you’re an emotional spender.  We have all been excited to purchase something before and that is o.k.  We need to be wary that our emotions don’t drive our financial decisions.
Daily...</itunes:subtitle><itunes:summary><![CDATA[Are You An Emotional Spender?<br />If you use the words “retail therapy” you’re an emotional spender.  We have all been excited to purchase something before and that is o.k.  We need to be wary that our emotions don’t drive our financial decisions.<br />Daily Focus: When you go to purchase a want today tell yourself no.  You have just flexed your self-control muscle.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>86</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 089: 70% Of Lottery Winner Declare Bankruptcy</title><link>https://www.spreaker.com/episode/df-089-70-of-lottery-winner-declare-bankruptcy--17224485</link><description><![CDATA[I Declare Bankruptcy<br />If you can’t manage $100 efficiently that won’t change if you win the lottery.  Instead, it will spotlight your lack of financial intelligence.<br />Daily Focus: Look at your spending habits this week.  Do they match your budget?  Are they measured or emotional?  <br />Source: <a href="http://bit.ly/2VDpvZf" rel="noopener">http://bit.ly/2VDpvZf</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224485</guid><pubDate>Sat, 30 Mar 2019 10:30:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224485/89_70_of_lottery_winner_declare_bankruptcy.mp3" length="1281043" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>I Declare Bankruptcy
If you can’t manage $100 efficiently that won’t change if you win the lottery.  Instead, it will spotlight your lack of financial intelligence.
Daily Focus: Look at your spending habits this week.  Do they match your budget?  Are...</itunes:subtitle><itunes:summary><![CDATA[I Declare Bankruptcy<br />If you can’t manage $100 efficiently that won’t change if you win the lottery.  Instead, it will spotlight your lack of financial intelligence.<br />Daily Focus: Look at your spending habits this week.  Do they match your budget?  Are they measured or emotional?  <br />Source: <a href="http://bit.ly/2VDpvZf" rel="noopener">http://bit.ly/2VDpvZf</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 088: 60% Of Adults Have Credit Card Debt</title><link>https://www.spreaker.com/episode/df-088-60-of-adults-have-credit-card-debt--17224490</link><description><![CDATA[To win at any endeavor of life you need a strategy.  You need a plan of attack.  Do you know how much you will pay in interest to the credit card companies if you just pay the minimum?<br />Daily Focus: Do you have a strategy to accelerate the repayment of your credit card debt?  If not, check out our website.<br />Source: <a href="http://bit.ly/2TnrKT9" rel="noopener">http://bit.ly/2TnrKT9</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224490</guid><pubDate>Fri, 29 Mar 2019 10:30:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224490/88_60_of_adults_have_credit_card_debt.mp3" length="1339140" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>To win at any endeavor of life you need a strategy.  You need a plan of attack.  Do you know how much you will pay in interest to the credit card companies if you just pay the minimum?
Daily Focus: Do you have a strategy to accelerate the repayment of...</itunes:subtitle><itunes:summary><![CDATA[To win at any endeavor of life you need a strategy.  You need a plan of attack.  Do you know how much you will pay in interest to the credit card companies if you just pay the minimum?<br />Daily Focus: Do you have a strategy to accelerate the repayment of your credit card debt?  If not, check out our website.<br />Source: <a href="http://bit.ly/2TnrKT9" rel="noopener">http://bit.ly/2TnrKT9</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 087: 60% of Today's Auto Loans Are &gt; 60 Months</title><link>https://www.spreaker.com/episode/df-087-60-of-today-s-auto-loans-are-60-months--17224487</link><description><![CDATA[Are You Upside Down On Your Car Loan?<br />Are your cars ⅓ the cost of your home?  The longer the terms the more money is made in interest payments.<br />Daily Focus: Do you have a car loan(s)?  Is your car practical or a symbol of your status?  If you drove a more practical car how much money could you put in your pocket?<br />Source: <a href="http://bit.ly/2VzCcUX" rel="noopener">http://bit.ly/2VzCcUX</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224487</guid><pubDate>Thu, 28 Mar 2019 10:30:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224487/87_60_of_today_s_auto_loans_are_greater_than_60_months.mp3" length="1292746" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You Upside Down On Your Car Loan?
Are your cars ⅓ the cost of your home?  The longer the terms the more money is made in interest payments.
Daily Focus: Do you have a car loan(s)?  Is your car practical or a symbol of your status?  If you drove a...</itunes:subtitle><itunes:summary><![CDATA[Are You Upside Down On Your Car Loan?<br />Are your cars ⅓ the cost of your home?  The longer the terms the more money is made in interest payments.<br />Daily Focus: Do you have a car loan(s)?  Is your car practical or a symbol of your status?  If you drove a more practical car how much money could you put in your pocket?<br />Source: <a href="http://bit.ly/2VzCcUX" rel="noopener">http://bit.ly/2VzCcUX</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>81</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 086: Student Loan Default Rate = 28%</title><link>https://www.spreaker.com/episode/df-086-student-loan-default-rate-28--17224484</link><description><![CDATA[Spend $85k-$143k to start earning $38k<br />Find creative was to seek higher education.  Find ways to leverage what you have.  <br />Daily Focus: If you have student loan debt, do you have a strategy to accelerate the payoff of your debt?  If not check out our website.<br />Source 1:https://cnb.cx/2SItSjC<br />Source 2: <a href="http://bit.ly/2IQRpiX" rel="noopener">http://bit.ly/2IQRpiX</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224484</guid><pubDate>Wed, 27 Mar 2019 10:30:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224484/86_student_loan_default_rate_28.mp3" length="1368815" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Spend $85k-$143k to start earning $38k
Find creative was to seek higher education.  Find ways to leverage what you have.  
Daily Focus: If you have student loan debt, do you have a strategy to accelerate the payoff of your debt?  If not check out our...</itunes:subtitle><itunes:summary><![CDATA[Spend $85k-$143k to start earning $38k<br />Find creative was to seek higher education.  Find ways to leverage what you have.  <br />Daily Focus: If you have student loan debt, do you have a strategy to accelerate the payoff of your debt?  If not check out our website.<br />Source 1:https://cnb.cx/2SItSjC<br />Source 2: <a href="http://bit.ly/2IQRpiX" rel="noopener">http://bit.ly/2IQRpiX</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>86</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 16: Fractional Money</title><link>https://www.spreaker.com/episode/podcast-16-fractional-money--16457140</link><description><![CDATA[Episode #016 is the end of our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.   Today we discuss and define Fractional Money.  Did you know that banks make money off of your money?  Banks lend out your money based on the law of averages.  They are hoping you never withdraw all your money from the bank at one time.  Fractional Money is Fiat Money in transition.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457140</guid><pubDate>Wed, 27 Mar 2019 10:30:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457140/podcast_16_fractional_money.mp3" length="14068087" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #016 is the end of our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.   Today we discuss and define Fractional Money.  Did you know that banks make...</itunes:subtitle><itunes:summary><![CDATA[Episode #016 is the end of our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.   Today we discuss and define Fractional Money.  Did you know that banks make money off of your money?  Banks lend out your money based on the law of averages.  They are hoping you never withdraw all your money from the bank at one time.  Fractional Money is Fiat Money in transition.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>880</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 085: 25% of $100,000 Earners Live Hand 2 Mouth</title><link>https://www.spreaker.com/episode/df-085-25-of-100-000-earners-live-hand-2-mouth--17224489</link><description><![CDATA[$100,000 Salary Ain’t What It Used To Be.<br />Just because you make more doesn’t guarantee financial freedom.  Typically as you make more you spend more.  Why because there is a societal expectation on what your lifestyle should be.<br />Daily Focus: Look at your income (take-home pay) and expenses.  Are you living within your means?<br />Source: <a href="https://on.mktw.net/2Vy5Iu5" rel="noopener">https://on.mktw.net/2Vy5Iu5</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224489</guid><pubDate>Tue, 26 Mar 2019 10:30:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224489/85_255_of_100_000_earners_live_hand_2_mouth.mp3" length="1457004" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>$100,000 Salary Ain’t What It Used To Be.
Just because you make more doesn’t guarantee financial freedom.  Typically as you make more you spend more.  Why because there is a societal expectation on what your lifestyle should be.
Daily Focus: Look at...</itunes:subtitle><itunes:summary><![CDATA[$100,000 Salary Ain’t What It Used To Be.<br />Just because you make more doesn’t guarantee financial freedom.  Typically as you make more you spend more.  Why because there is a societal expectation on what your lifestyle should be.<br />Daily Focus: Look at your income (take-home pay) and expenses.  Are you living within your means?<br />Source: <a href="https://on.mktw.net/2Vy5Iu5" rel="noopener">https://on.mktw.net/2Vy5Iu5</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>91</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 084: 13% Have $0 Retirement</title><link>https://www.spreaker.com/episode/df-084-13-have-0-retirement--17224488</link><description><![CDATA[What Is Your Retirement Forecast?<br />Do you plan to “stop” working?  If so at what age?  Do you know what lifestyle you want to live?  Do you know how much that lifestyle costs?<br />Daily Focus: Look at your budget.  What percentage of your income do you apply to your future?  At your current rate will you be worry free as you age?<br />Source: <a href="https://cnb.cx/2tP66Zt" rel="noopener">https://cnb.cx/2tP66Zt</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224488</guid><pubDate>Mon, 25 Mar 2019 10:30:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224488/84_13_have_0_retirement.mp3" length="1446137" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What Is Your Retirement Forecast?
Do you plan to “stop” working?  If so at what age?  Do you know what lifestyle you want to live?  Do you know how much that lifestyle costs?
Daily Focus: Look at your budget.  What percentage of your income do you...</itunes:subtitle><itunes:summary><![CDATA[What Is Your Retirement Forecast?<br />Do you plan to “stop” working?  If so at what age?  Do you know what lifestyle you want to live?  Do you know how much that lifestyle costs?<br />Daily Focus: Look at your budget.  What percentage of your income do you apply to your future?  At your current rate will you be worry free as you age?<br />Source: <a href="https://cnb.cx/2tP66Zt" rel="noopener">https://cnb.cx/2tP66Zt</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>91</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 015: Establish Credit</title><link>https://www.spreaker.com/episode/triple-m-015-establish-credit--16455912</link><description><![CDATA[Is your credit score bad, good, better, or best?  Your credit score is the reflection of your habits.   Credit is a tool, whether good or bad depends on how we use or abuse it.  We discuss ways to keep and establish a great credit score. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455912</guid><pubDate>Mon, 25 Mar 2019 09:30:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455912/15_establish_credit.mp3" length="5728547" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is your credit score bad, good, better, or best?  Your credit score is the reflection of your habits.   Credit is a tool, whether good or bad depends on how we use or abuse it.  We discuss ways to keep and establish a great credit score. 
Learn - Plan...</itunes:subtitle><itunes:summary><![CDATA[Is your credit score bad, good, better, or best?  Your credit score is the reflection of your habits.   Credit is a tool, whether good or bad depends on how we use or abuse it.  We discuss ways to keep and establish a great credit score. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>358</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 083: $1000 = $44 Pay Yourself 1st</title><link>https://www.spreaker.com/episode/df-083-1000-44-pay-yourself-1st--17224491</link><description><![CDATA[You need to know who has your money.  Only 4.4% of every $1,000 goes into savings.<br />Daily Focus: Identity what percentage of your take home each pay period goes toward savings.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17224491</guid><pubDate>Sun, 24 Mar 2019 10:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17224491/83_1000_44_pay_yourself_first.mp3" length="1400580" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>You need to know who has your money.  Only 4.4% of every $1,000 goes into savings.
Daily Focus: Identity what percentage of your take home each pay period goes toward savings.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp;...</itunes:subtitle><itunes:summary><![CDATA[You need to know who has your money.  Only 4.4% of every $1,000 goes into savings.<br />Daily Focus: Identity what percentage of your take home each pay period goes toward savings.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: The Debt-Free Life<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>88</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 082: What Is Interest Costing You?</title><link>https://www.spreaker.com/episode/df-082-what-is-interest-costing-you--16691700</link><description><![CDATA[What Is The True Cost Of Your Debt?<br />While the average person does carry over $130,000 in debt, that doesn't mean they have purchased $130,000 of stuff.  Interest is the silent financial killer.  Once you know the amount of money that your debt costs you, it changes your perspective.<br />Daily Focus: Look at a credit card statement and identify the amount of interest you will pay on your balance due if you only pay the minimum each month. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691700</guid><pubDate>Sat, 23 Mar 2019 10:00:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691700/82_what_is_interest_costing_you.mp3" length="1859917" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What Is The True Cost Of Your Debt?
While the average person does carry over $130,000 in debt, that doesn't mean they have purchased $130,000 of stuff.  Interest is the silent financial killer.  Once you know the amount of money that your debt costs...</itunes:subtitle><itunes:summary><![CDATA[What Is The True Cost Of Your Debt?<br />While the average person does carry over $130,000 in debt, that doesn't mean they have purchased $130,000 of stuff.  Interest is the silent financial killer.  Once you know the amount of money that your debt costs you, it changes your perspective.<br />Daily Focus: Look at a credit card statement and identify the amount of interest you will pay on your balance due if you only pay the minimum each month. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>117</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 081: Is Your Total Debt Below, Above, or Average?</title><link>https://www.spreaker.com/episode/df-081-is-your-total-debt-below-above-or-average--16691706</link><description><![CDATA[Is Your Total Debt Below, Above, or Average?<br />In the U.S. the average person/household carries over $130,000,00 in total debt.<br />Daily Focus: Look at your total debt; mortgage, car loans, student loans, credit cards, and other loans.  Are you below, above, or average?  If you’re not happy with the answer to that it can be changed.  You just need dedication and a plan.  Check out our website.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691706</guid><pubDate>Fri, 22 Mar 2019 10:00:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691706/81_the_avg_person_has_over_130k_in_debt.mp3" length="1274774" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is Your Total Debt Below, Above, or Average?
In the U.S. the average person/household carries over $130,000,00 in total debt.
Daily Focus: Look at your total debt; mortgage, car loans, student loans, credit cards, and other loans.  Are you below,...</itunes:subtitle><itunes:summary><![CDATA[Is Your Total Debt Below, Above, or Average?<br />In the U.S. the average person/household carries over $130,000,00 in total debt.<br />Daily Focus: Look at your total debt; mortgage, car loans, student loans, credit cards, and other loans.  Are you below, above, or average?  If you’re not happy with the answer to that it can be changed.  You just need dedication and a plan.  Check out our website.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 080: Are YOU Below, Above, or Average?</title><link>https://www.spreaker.com/episode/df-080-are-you-below-above-or-average--16691717</link><description><![CDATA[Are You Below, Above, or Average?<br />In the U.S. the average amount of debt carried on credit cards is $16,000.<br />Daily Focus: Look at your total credit card debt.  Are you below, above, or average?  If you’re not happy with the answer to that it can be changed.  You just need dedication and a plan.  Check out our website.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691717</guid><pubDate>Thu, 21 Mar 2019 10:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691717/80_the_average_credit_card_debt_is_16k.mp3" length="1347917" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You Below, Above, or Average?
In the U.S. the average amount of debt carried on credit cards is $16,000.
Daily Focus: Look at your total credit card debt.  Are you below, above, or average?  If you’re not happy with the answer to that it can be...</itunes:subtitle><itunes:summary><![CDATA[Are You Below, Above, or Average?<br />In the U.S. the average amount of debt carried on credit cards is $16,000.<br />Daily Focus: Look at your total credit card debt.  Are you below, above, or average?  If you’re not happy with the answer to that it can be changed.  You just need dedication and a plan.  Check out our website.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 15: Fiat Money</title><link>https://www.spreaker.com/episode/podcast-15-fiat-money--16457139</link><description><![CDATA[Episode #015 is part 3 in our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Fiat Money.  Currency backed by no resource of value.  What is your current money supply?  Whether you like it or not you are going to have access to fiat money.  But you can always diversify.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457139</guid><pubDate>Wed, 20 Mar 2019 10:30:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457139/podcast_15_fiat_money.mp3" length="7720541" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #015 is part 3 in our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Fiat Money.  Currency backed by no resource of value....</itunes:subtitle><itunes:summary><![CDATA[Episode #015 is part 3 in our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Fiat Money.  Currency backed by no resource of value.  What is your current money supply?  Whether you like it or not you are going to have access to fiat money.  But you can always diversify.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>483</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 079: Do You Use An Autopilot?</title><link>https://www.spreaker.com/episode/df-079-do-you-use-an-autopilot--16691715</link><description><![CDATA[Do You Use An Autopilot?<br />Paying late fees because you missed a payment should be a thing of the past due to payment automation.  <br />Daily Focus: Ensure all your debt payments are set up for automatic withdrawal.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691715</guid><pubDate>Wed, 20 Mar 2019 10:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691715/79_set_your_debt_payments_on_auto_pilot.mp3" length="1350843" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Use An Autopilot?
Paying late fees because you missed a payment should be a thing of the past due to payment automation.  
Daily Focus: Ensure all your debt payments are set up for automatic withdrawal.
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[Do You Use An Autopilot?<br />Paying late fees because you missed a payment should be a thing of the past due to payment automation.  <br />Daily Focus: Ensure all your debt payments are set up for automatic withdrawal.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 078: Seeing Is Believing</title><link>https://www.spreaker.com/episode/df-078-seeing-is-believing--16691716</link><description><![CDATA[Seeing Is Believing.<br />When you put all your debt with balances due on paper or a spreadsheet you can’t hide from reality. <br />Daily Focus: List your debts from bad to worse with balances due, monthly minimum payment, and interest.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691716</guid><pubDate>Tue, 19 Mar 2019 10:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691716/78_list_your_debt_from_bad_to_worse.mp3" length="1311554" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Seeing Is Believing.
When you put all your debt with balances due on paper or a spreadsheet you can’t hide from reality. 
Daily Focus: List your debts from bad to worse with balances due, monthly minimum payment, and interest.
Learn - Plan - Act -...</itunes:subtitle><itunes:summary><![CDATA[Seeing Is Believing.<br />When you put all your debt with balances due on paper or a spreadsheet you can’t hide from reality. <br />Daily Focus: List your debts from bad to worse with balances due, monthly minimum payment, and interest.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>82</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 077: What Are Your Buying Triggers?</title><link>https://www.spreaker.com/episode/df-077-what-are-your-buying-triggers--16691701</link><description><![CDATA[What Are Your Buying Triggers?<br />A large part of increasing your monthly surplus cash is controlling your spending. <br />Daily Focus: Are you an emotional or impulse spender?  When you go on a shopping spree what is the event that occurs right before?  This is your trigger.  Control and overcome your trigger = increased surplus income<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691701</guid><pubDate>Mon, 18 Mar 2019 10:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691701/77_know_your_spending_patterns.mp3" length="1339558" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What Are Your Buying Triggers?
A large part of increasing your monthly surplus cash is controlling your spending. 
Daily Focus: Are you an emotional or impulse spender?  When you go on a shopping spree what is the event that occurs right before?  This...</itunes:subtitle><itunes:summary><![CDATA[What Are Your Buying Triggers?<br />A large part of increasing your monthly surplus cash is controlling your spending. <br />Daily Focus: Are you an emotional or impulse spender?  When you go on a shopping spree what is the event that occurs right before?  This is your trigger.  Control and overcome your trigger = increased surplus income<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 014: Create a Debt Plan</title><link>https://www.spreaker.com/episode/triple-m-014-create-a-debt-plan--16455911</link><description><![CDATA[Not a plan to get into debt, that's easy.  We discuss a high-level roadmap to repay your debt with the ultimate goal of becoming debt free.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455911</guid><pubDate>Mon, 18 Mar 2019 09:30:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455911/14_create_a_debt_plan.mp3" length="3944279" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Not a plan to get into debt, that's easy.  We discuss a high-level roadmap to repay your debt with the ultimate goal of becoming debt free.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook...</itunes:subtitle><itunes:summary><![CDATA[Not a plan to get into debt, that's easy.  We discuss a high-level roadmap to repay your debt with the ultimate goal of becoming debt free.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>247</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 076: The Lower The Balance The Better Your Score.</title><link>https://www.spreaker.com/episode/df-076-the-lower-the-balance-the-better-your-score--16691714</link><description><![CDATA[The Lower The Balance The Better Your Score.<br />Credit Card companies what you to keep a balance on your credit cards, that’s how they make money.  If you are at a stage in your life where you are trying to build credit, keeping a balance due to less than 30% of your credit limit will raise your credit score.  If your goal is debt freedom then zero due is your goal.<br />Daily Focus: Identify what stage of life you are at; need to build/repair credit or looking to become debt free.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691714</guid><pubDate>Sun, 17 Mar 2019 10:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691714/76_keep_the_balance_of_your_ccs_down.mp3" length="1248443" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Lower The Balance The Better Your Score.
Credit Card companies what you to keep a balance on your credit cards, that’s how they make money.  If you are at a stage in your life where you are trying to build credit, keeping a balance due to less...</itunes:subtitle><itunes:summary><![CDATA[The Lower The Balance The Better Your Score.<br />Credit Card companies what you to keep a balance on your credit cards, that’s how they make money.  If you are at a stage in your life where you are trying to build credit, keeping a balance due to less than 30% of your credit limit will raise your credit score.  If your goal is debt freedom then zero due is your goal.<br />Daily Focus: Identify what stage of life you are at; need to build/repair credit or looking to become debt free.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>78</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 075: Interest Rate On Your Home, Know The Costs</title><link>https://www.spreaker.com/episode/df-075-interest-rate-on-your-home-know-the-costs--16691712</link><description><![CDATA[What Is The True Cost Of Your Mortgage?<br />Do you have a mortgage?  Do you know what the interest rate is and the true cost of your mortgage over the terms of the loan?<br />Daily Focus: Know the true cost of your mortgage.  Visit <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a> and use our free mortgage calculator.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691712</guid><pubDate>Sat, 16 Mar 2019 10:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691712/75_interest_rate_on_your_home_know_the_costs.mp3" length="1127234" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What Is The True Cost Of Your Mortgage?
Do you have a mortgage?  Do you know what the interest rate is and the true cost of your mortgage over the terms of the loan?
Daily Focus: Know the true cost of your mortgage.  Visit www.moneymasterylife.com and...</itunes:subtitle><itunes:summary><![CDATA[What Is The True Cost Of Your Mortgage?<br />Do you have a mortgage?  Do you know what the interest rate is and the true cost of your mortgage over the terms of the loan?<br />Daily Focus: Know the true cost of your mortgage.  Visit <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a> and use our free mortgage calculator.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>71</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 074: How Much Is Your Monthly Surplus?</title><link>https://www.spreaker.com/episode/df-074-how-much-is-your-monthly-surplus--16691713</link><description><![CDATA[How Much Is Left At The End Of Your Pay Period?<br />Having money left at the end of each pay period is the first step to getting out of debt and establishing a more financial future.<br />Daily Focus: Look at last month’s budget or bank statement.  How much money did you have left over at the end of the month?  This is your surplus.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691713</guid><pubDate>Fri, 15 Mar 2019 10:00:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691713/74_how_much_is_your_monthly_surplus.mp3" length="1227963" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How Much Is Left At The End Of Your Pay Period?
Having money left at the end of each pay period is the first step to getting out of debt and establishing a more financial future.
Daily Focus: Look at last month’s budget or bank statement.  How much...</itunes:subtitle><itunes:summary><![CDATA[How Much Is Left At The End Of Your Pay Period?<br />Having money left at the end of each pay period is the first step to getting out of debt and establishing a more financial future.<br />Daily Focus: Look at last month’s budget or bank statement.  How much money did you have left over at the end of the month?  This is your surplus.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>77</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 073 How Much Debt Do You Have?</title><link>https://www.spreaker.com/episode/df-073-how-much-debt-do-you-have--16691708</link><description><![CDATA[How Much Do You Owe?<br />To fix something you have to know how bad it is.  Facing your debt is a good start.<br />Daily Focus: How much debt you really have?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691708</guid><pubDate>Thu, 14 Mar 2019 10:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691708/73_how_much_debt_do_you_have.mp3" length="1176554" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How Much Do You Owe?
To fix something you have to know how bad it is.  Facing your debt is a good start.
Daily Focus: How much debt you really have?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[How Much Do You Owe?<br />To fix something you have to know how bad it is.  Facing your debt is a good start.<br />Daily Focus: How much debt you really have?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>74</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 14: Receipt Money</title><link>https://www.spreaker.com/episode/podcast-14-receipt-money--16457138</link><description><![CDATA[Episode #014 is part 2 in our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Receipt Money.  We talk about how the banking system began.  Ever wonder where the phrase; "As Good As Gold" came from?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457138</guid><pubDate>Wed, 13 Mar 2019 10:30:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457138/podcast_14_receipt_money.mp3" length="10828903" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #014 is part 2 in our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Receipt Money.  We talk about how the banking system...</itunes:subtitle><itunes:summary><![CDATA[Episode #014 is part 2 in our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Receipt Money.  We talk about how the banking system began.  Ever wonder where the phrase; "As Good As Gold" came from?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>677</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 072: How Many Monthly Auto Subscriptions Do You Have?</title><link>https://www.spreaker.com/episode/df-072-how-many-monthly-auto-subscriptions-do-you-have--16691711</link><description><![CDATA[Do You Know What Are All Your Subscription?<br />How many monthly subscriptions do you subscribe to?  Do you use them all?  Do you need them all?<br />Daily Focus: Make a list of all the services you subscribe to each month.  Place them into categories based on usage; daily, weekly, monthly.  Calculate the monthly financial increase to your budget if you were to cancel the nonessential services.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691711</guid><pubDate>Wed, 13 Mar 2019 10:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691711/72_how_many_monthly_auto_payments_do_you_have.mp3" length="1880815" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Know What Are All Your Subscription?
How many monthly subscriptions do you subscribe to?  Do you use them all?  Do you need them all?
Daily Focus: Make a list of all the services you subscribe to each month.  Place them into categories based on...</itunes:subtitle><itunes:summary><![CDATA[Do You Know What Are All Your Subscription?<br />How many monthly subscriptions do you subscribe to?  Do you use them all?  Do you need them all?<br />Daily Focus: Make a list of all the services you subscribe to each month.  Place them into categories based on usage; daily, weekly, monthly.  Calculate the monthly financial increase to your budget if you were to cancel the nonessential services.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>118</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 071: How Many Credit Cards Do You Have?</title><link>https://www.spreaker.com/episode/df-071-how-many-credit-cards-do-you-have--16691707</link><description><![CDATA[How Many Are Too Many?<br />The number of credit cards you have is irrelevant.  What is relevant is the balances due on those cards.<br />Daily Focus: Are you current on your credit card payments?  If yes, are your balances due on each less than 30% of the credit limit?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691707</guid><pubDate>Tue, 12 Mar 2019 10:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691707/71_how_many_credit_cards_do_you_have.mp3" length="1265579" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How Many Are Too Many?
The number of credit cards you have is irrelevant.  What is relevant is the balances due on those cards.
Daily Focus: Are you current on your credit card payments?  If yes, are your balances due on each less than 30% of the...</itunes:subtitle><itunes:summary><![CDATA[How Many Are Too Many?<br />The number of credit cards you have is irrelevant.  What is relevant is the balances due on those cards.<br />Daily Focus: Are you current on your credit card payments?  If yes, are your balances due on each less than 30% of the credit limit?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 070: How Important Is Good Credit To You?</title><link>https://www.spreaker.com/episode/df-070-how-important-is-good-credit-to-you--16691710</link><description><![CDATA[Is Credit Important To You?<br />For some people, it isn’t, but for most, it is important to acquire high dollar purchases like a car or home.<br />Daily Focus: Identify WHY having good credit is important to you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691710</guid><pubDate>Mon, 11 Mar 2019 10:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691710/70_how_important_is_good_credit_to_you.mp3" length="1487515" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is Credit Important To You?
For some people, it isn’t, but for most, it is important to acquire high dollar purchases like a car or home.
Daily Focus: Identify WHY having good credit is important to you.
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[Is Credit Important To You?<br />For some people, it isn’t, but for most, it is important to acquire high dollar purchases like a car or home.<br />Daily Focus: Identify WHY having good credit is important to you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>93</itunes:duration><itunes:keywords>acquire,but,credit,dollar,for,high,important,is,isn’t,it,like,most,people,purchases,some,to,you? for</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 013: 60% Principle</title><link>https://www.spreaker.com/episode/triple-m-013-60-principle--16455904</link><description><![CDATA[What percentage of my income should my household operating expenses be?  What do I do with the income that remains?  Learn these principles in this episode.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455904</guid><pubDate>Mon, 11 Mar 2019 09:30:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455904/13_60_principle.mp3" length="3648782" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What percentage of my income should my household operating expenses be?  What do I do with the income that remains?  Learn these principles in this episode.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page:...</itunes:subtitle><itunes:summary><![CDATA[What percentage of my income should my household operating expenses be?  What do I do with the income that remains?  Learn these principles in this episode.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>228</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 069: Find A Debt Repayment Strategy For You</title><link>https://www.spreaker.com/episode/df-069-find-a-debt-repayment-strategy-for-you--16691709</link><description><![CDATA[It’s A Matter Of Preference.<br />You need to find a strategy that works for you.  If it doesn’t fit with how you work or interact with either technology or money don’t do it.  This process is about consistency.  You need to find a strategy that you will stick with.<br />Daily Focus: Research debt repayment strategies and choose the one that will work best for you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691709</guid><pubDate>Sun, 10 Mar 2019 10:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691709/69_find_a_debt_repayment_strategy_for_you.mp3" length="1487515" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>It’s A Matter Of Preference.
You need to find a strategy that works for you.  If it doesn’t fit with how you work or interact with either technology or money don’t do it.  This process is about consistency.  You need to find a strategy that you will...</itunes:subtitle><itunes:summary><![CDATA[It’s A Matter Of Preference.<br />You need to find a strategy that works for you.  If it doesn’t fit with how you work or interact with either technology or money don’t do it.  This process is about consistency.  You need to find a strategy that you will stick with.<br />Daily Focus: Research debt repayment strategies and choose the one that will work best for you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>93</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 068: Don't Do To Much Too Soon</title><link>https://www.spreaker.com/episode/df-068-don-t-do-to-much-too-soon--16691698</link><description><![CDATA[The Best Way To Eat An Elephant…<br />Is one bite at a time.  Repaying your debt is the same logic.  Often as we being to see success we get over zealous.  This zeal can lead to us applying additional financial resources to our debt repayment strategy.  Only do this if it works in your budget. Don’t become cash poor.<br />Daily Focus: Review your debt repayment strategy, take a deep breath, you got this.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691698</guid><pubDate>Sat, 09 Mar 2019 11:00:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691698/68_don_t_do_too_much_too_soon.mp3" length="1772563" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Best Way To Eat An Elephant…
Is one bite at a time.  Repaying your debt is the same logic.  Often as we being to see success we get over zealous.  This zeal can lead to us applying additional financial resources to our debt repayment strategy....</itunes:subtitle><itunes:summary><![CDATA[The Best Way To Eat An Elephant…<br />Is one bite at a time.  Repaying your debt is the same logic.  Often as we being to see success we get over zealous.  This zeal can lead to us applying additional financial resources to our debt repayment strategy.  Only do this if it works in your budget. Don’t become cash poor.<br />Daily Focus: Review your debt repayment strategy, take a deep breath, you got this.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>111</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 067: Know the Interest You're Paying on Debt</title><link>https://www.spreaker.com/episode/df-067-know-the-interest-you-re-paying-on-debt--16691703</link><description><![CDATA[How Much Is 17.2 %, In Really Dollars?<br />When you purchase something on your credit card do you ever think of the true cost of that purchase with interest figured in?  <br />Daily Focus: Identify your credit card with the highest balance.  How much is it?  Do you have a plan to accelerate the repayment of the balance due?  If not, create one today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691703</guid><pubDate>Fri, 08 Mar 2019 11:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691703/67_do_you_know_the_interest_you_re_paying_on_debt.mp3" length="840932" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How Much Is 17.2 %, In Really Dollars?
When you purchase something on your credit card do you ever think of the true cost of that purchase with interest figured in?  
Daily Focus: Identify your credit card with the highest balance.  How much is it?...</itunes:subtitle><itunes:summary><![CDATA[How Much Is 17.2 %, In Really Dollars?<br />When you purchase something on your credit card do you ever think of the true cost of that purchase with interest figured in?  <br />Daily Focus: Identify your credit card with the highest balance.  How much is it?  Do you have a plan to accelerate the repayment of the balance due?  If not, create one today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>53</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 066: Create A Debt Repayment Plan</title><link>https://www.spreaker.com/episode/df-066-create-a-debt-repayment-plan--16691699</link><description><![CDATA[Accelerate Your Debt Repayment<br />You can focus a portion of your surplus income to accelerate the repayment of your debts.<br />Daily Focus: Create a debt repayment plan.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691699</guid><pubDate>Thu, 07 Mar 2019 11:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691699/66_create_a_debt_repayment_plan.mp3" length="1202467" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Accelerate Your Debt Repayment
You can focus a portion of your surplus income to accelerate the repayment of your debts.
Daily Focus: Create a debt repayment plan.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page:...</itunes:subtitle><itunes:summary><![CDATA[Accelerate Your Debt Repayment<br />You can focus a portion of your surplus income to accelerate the repayment of your debts.<br />Daily Focus: Create a debt repayment plan.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>76</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 13: Commodity Money</title><link>https://www.spreaker.com/episode/podcast-13-commodity-money--16457137</link><description><![CDATA[Episode #013 we start our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Commodity Money.    We break down what " money" really is.  Natural resources and your talents are the original forms of money. Your wealth is/was based on the value of the resource you possessed. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457137</guid><pubDate>Wed, 06 Mar 2019 11:30:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457137/podcast_13_commodity_money.mp3" length="10128821" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #013 we start our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Commodity Money.    We break down what " money" really is....</itunes:subtitle><itunes:summary><![CDATA[Episode #013 we start our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin.  Today we discuss and define Commodity Money.    We break down what " money" really is.  Natural resources and your talents are the original forms of money. Your wealth is/was based on the value of the resource you possessed. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>633</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 065: Check your Credit Card Statements Monthly</title><link>https://www.spreaker.com/episode/df-065-check-your-credit-card-statements-monthly--16691705</link><description><![CDATA[Review Each Line<br />Do you review each line of your credit card statement monthly?  Are you sure that you are not being charged fees in error?<br />Daily Focus: Review your monthly credit card statement today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691705</guid><pubDate>Wed, 06 Mar 2019 11:00:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691705/65_check_your_cc_statements_monthly.mp3" length="1711959" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Review Each Line
Do you review each line of your credit card statement monthly?  Are you sure that you are not being charged fees in error?
Daily Focus: Review your monthly credit card statement today.
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[Review Each Line<br />Do you review each line of your credit card statement monthly?  Are you sure that you are not being charged fees in error?<br />Daily Focus: Review your monthly credit card statement today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>107</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 064: Be Patient As You Pay Off Debt</title><link>https://www.spreaker.com/episode/df-064-be-patient-as-you-pay-off-debt--16691702</link><description><![CDATA[Slow And Steady Wins The Race<br />Paying off debt is exciting.  Remain patient and stick to the debt repayment plan you created.  Accelerating your debt repayment doesn’t mean to be cash poor.<br />Daily Focus: Be patient as you pay off your debts/<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691702</guid><pubDate>Tue, 05 Mar 2019 11:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691702/64_be_patient_as_you_pay_off_debt.mp3" length="1569853" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Slow And Steady Wins The Race
Paying off debt is exciting.  Remain patient and stick to the debt repayment plan you created.  Accelerating your debt repayment doesn’t mean to be cash poor.
Daily Focus: Be patient as you pay off your debts/
Learn -...</itunes:subtitle><itunes:summary><![CDATA[Slow And Steady Wins The Race<br />Paying off debt is exciting.  Remain patient and stick to the debt repayment plan you created.  Accelerating your debt repayment doesn’t mean to be cash poor.<br />Daily Focus: Be patient as you pay off your debts/<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>99</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 063: Always Have A Plan</title><link>https://www.spreaker.com/episode/df-063-always-have-a-plan--16691704</link><description><![CDATA[He Who Fails To Plan, Plans To Fail<br />On any journey, you need a road map so that you get to your destination efficiently and safely.  Should your financial goals be any different?<br />Daily Focus: Think about your life.  Is there any part of it that doesn’t have a plan (goals)?  If so, identify one area and create an action plan for it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691704</guid><pubDate>Mon, 04 Mar 2019 11:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691704/63_always_have_a_plan.mp3" length="1331199" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>He Who Fails To Plan, Plans To Fail
On any journey, you need a road map so that you get to your destination efficiently and safely.  Should your financial goals be any different?
Daily Focus: Think about your life.  Is there any part of it that...</itunes:subtitle><itunes:summary><![CDATA[He Who Fails To Plan, Plans To Fail<br />On any journey, you need a road map so that you get to your destination efficiently and safely.  Should your financial goals be any different?<br />Daily Focus: Think about your life.  Is there any part of it that doesn’t have a plan (goals)?  If so, identify one area and create an action plan for it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 012: Know Your Enemy</title><link>https://www.spreaker.com/episode/triple-m-012-know-your-enemy--16455898</link><description><![CDATA[Mirror Mirror on the wall whose destroying my budget most of all?  How many mindless purchases do you make in a day?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455898</guid><pubDate>Mon, 04 Mar 2019 10:30:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455898/12_know_your_enemy.mp3" length="3833520" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Mirror Mirror on the wall whose destroying my budget most of all?  How many mindless purchases do you make in a day?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
-...</itunes:subtitle><itunes:summary><![CDATA[Mirror Mirror on the wall whose destroying my budget most of all?  How many mindless purchases do you make in a day?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>240</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 062: Small Consistent Steps</title><link>https://www.spreaker.com/episode/df-062-small-consistent-steps--16691686</link><description><![CDATA[Baby Steps To The Door<br />It is amazing how seeming small insignificant accomplishments can compound into a large achievement.  Bringing your lunch to work each day could save you more than $1500 a year.<br />Daily Focus: Set the goal to bring your lunch from home tomorrow.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691686</guid><pubDate>Sun, 03 Mar 2019 11:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691686/62_small_consistent_steps.mp3" length="1060361" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Baby Steps To The Door
It is amazing how seeming small insignificant accomplishments can compound into a large achievement.  Bringing your lunch to work each day could save you more than $1500 a year.
Daily Focus: Set the goal to bring your lunch from...</itunes:subtitle><itunes:summary><![CDATA[Baby Steps To The Door<br />It is amazing how seeming small insignificant accomplishments can compound into a large achievement.  Bringing your lunch to work each day could save you more than $1500 a year.<br />Daily Focus: Set the goal to bring your lunch from home tomorrow.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>67</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 061: Write Your Goals Down Consistently</title><link>https://www.spreaker.com/episode/df-061-write-your-goals-down-consistently--16691681</link><description><![CDATA[The Only Constant Is Change.<br />As you being the process of budgeting your goals may change.  That’s o.k.  Always remember that until you write it down it is only a dream.<br />Daily Focus: Take one dream you have that you want to achieve and write it down as a goal.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691681</guid><pubDate>Sat, 02 Mar 2019 11:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691681/61_write_your_goals_down_consistently.mp3" length="981367" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Only Constant Is Change.
As you being the process of budgeting your goals may change.  That’s o.k.  Always remember that until you write it down it is only a dream.
Daily Focus: Take one dream you have that you want to achieve and write it down as...</itunes:subtitle><itunes:summary><![CDATA[The Only Constant Is Change.<br />As you being the process of budgeting your goals may change.  That’s o.k.  Always remember that until you write it down it is only a dream.<br />Daily Focus: Take one dream you have that you want to achieve and write it down as a goal.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>62</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 060: Are Your Actions Aligned With Your Desires?</title><link>https://www.spreaker.com/episode/df-060-are-your-actions-aligned-with-your-desires--16691688</link><description><![CDATA[Do What I Say Not What I Do.<br />How often do we say one thing but our actions betray us.  I want to be healthy so I’ll order a Diet Soda with my fast food value meal.<br />Daily Focus: Self Reflection - do you spending actions match where you say you want to be financially?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691688</guid><pubDate>Fri, 01 Mar 2019 11:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691688/60_are_your_actions_aligned_with_your_desires.mp3" length="1194526" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do What I Say Not What I Do.
How often do we say one thing but our actions betray us.  I want to be healthy so I’ll order a Diet Soda with my fast food value meal.
Daily Focus: Self Reflection - do you spending actions match where you say you want to...</itunes:subtitle><itunes:summary><![CDATA[Do What I Say Not What I Do.<br />How often do we say one thing but our actions betray us.  I want to be healthy so I’ll order a Diet Soda with my fast food value meal.<br />Daily Focus: Self Reflection - do you spending actions match where you say you want to be financially?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>75</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 059: What Is The Cost of Your Dream?</title><link>https://www.spreaker.com/episode/df-059-what-is-the-cost-of-your-dream--16691689</link><description><![CDATA[Caviar Lifestyle On A Value Meal Budget<br />What are your financial & lifestyle dreams?  Do you know what those dreams cost?  Have you create a plan to turn your dreams into goals?<br />Daily Focus:  Identify how much money a year you will need in income to live the lifestyle you want.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691689</guid><pubDate>Thu, 28 Feb 2019 11:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691689/59_what_is_the_cost_of_your_dream.mp3" length="830066" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Caviar Lifestyle On A Value Meal Budget
What are your financial &amp; lifestyle dreams?  Do you know what those dreams cost?  Have you create a plan to turn your dreams into goals?
Daily Focus:  Identify how much money a year you will need in income to...</itunes:subtitle><itunes:summary><![CDATA[Caviar Lifestyle On A Value Meal Budget<br />What are your financial & lifestyle dreams?  Do you know what those dreams cost?  Have you create a plan to turn your dreams into goals?<br />Daily Focus:  Identify how much money a year you will need in income to live the lifestyle you want.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>52</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 12: Increase Your Income</title><link>https://www.spreaker.com/episode/podcast-12-increase-your-income--16457135</link><description><![CDATA[Episode #012 we end our 7 part series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Increase Your Earnings.  Do you feel financially secure?  Do you have all your financial eggs in one basket?  What could you do with an extra $500 a month?  Take little deliberate moves to increase your monthly income.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457135</guid><pubDate>Wed, 27 Feb 2019 11:30:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457135/podcast_12_increase_your_income.mp3" length="10901628" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #012 we end our 7 part series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Increase Your Earnings.  Do you feel financially secure?  Do you have all your financial eggs in one basket?  What...</itunes:subtitle><itunes:summary><![CDATA[Episode #012 we end our 7 part series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Increase Your Earnings.  Do you feel financially secure?  Do you have all your financial eggs in one basket?  What could you do with an extra $500 a month?  Take little deliberate moves to increase your monthly income.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>682</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 058: Is Your Plan Written Down?</title><link>https://www.spreaker.com/episode/df-058-is-your-plan-written-down--16691687</link><description><![CDATA[Don’t Worry It’s All Upstairs<br />How many of us keep a “mental” budget?  We know our income and basically have a good estimate of our monthly expenses and know about how much wiggle room we have for extra expenses.<br />Daily Focus: Take the goals in your head, write them out and share them with someone.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691687</guid><pubDate>Wed, 27 Feb 2019 11:00:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691687/58_is_your_plan_written_down.mp3" length="1009788" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Don’t Worry It’s All Upstairs
How many of us keep a “mental” budget?  We know our income and basically have a good estimate of our monthly expenses and know about how much wiggle room we have for extra expenses.
Daily Focus: Take the goals in your...</itunes:subtitle><itunes:summary><![CDATA[Don’t Worry It’s All Upstairs<br />How many of us keep a “mental” budget?  We know our income and basically have a good estimate of our monthly expenses and know about how much wiggle room we have for extra expenses.<br />Daily Focus: Take the goals in your head, write them out and share them with someone.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>64</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 057: Does Your Budget Match Your Plan?</title><link>https://www.spreaker.com/episode/df-057-does-your-budget-match-your-plan--16691680</link><description><![CDATA[The Best Laid Plans Of Mice & Men.<br />Do you spend with your budget in mind?  Are your financial actions in line with your budget?<br />Daily Focus: Review your goals, then review your spending.  Do they match?  If not, time for a financial course correction.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691680</guid><pubDate>Tue, 26 Feb 2019 11:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691680/57_does_your_budget_match_your_plan.mp3" length="1009788" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Best Laid Plans Of Mice &amp; Men.
Do you spend with your budget in mind?  Are your financial actions in line with your budget?
Daily Focus: Review your goals, then review your spending.  Do they match?  If not, time for a financial course correction....</itunes:subtitle><itunes:summary><![CDATA[The Best Laid Plans Of Mice & Men.<br />Do you spend with your budget in mind?  Are your financial actions in line with your budget?<br />Daily Focus: Review your goals, then review your spending.  Do they match?  If not, time for a financial course correction.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>64</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF: 056: Make A Plan for Your Future</title><link>https://www.spreaker.com/episode/df-056-make-a-plan-for-your-future--16691684</link><description><![CDATA[Remember Tomorrow Is The Future.<br />Often when we think of the future we think of 5, 10, even 20 years down the road.  What about 6 months from now or tomorrow.<br />Daily Focus: Identify one goal you want to complete today.  Identify one goal you want to complete this week.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691684</guid><pubDate>Mon, 25 Feb 2019 11:00:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691684/56_make_a_plan_for_your_future.mp3" length="1004772" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Remember Tomorrow Is The Future.
Often when we think of the future we think of 5, 10, even 20 years down the road.  What about 6 months from now or tomorrow.
Daily Focus: Identify one goal you want to complete today.  Identify one goal you want to...</itunes:subtitle><itunes:summary><![CDATA[Remember Tomorrow Is The Future.<br />Often when we think of the future we think of 5, 10, even 20 years down the road.  What about 6 months from now or tomorrow.<br />Daily Focus: Identify one goal you want to complete today.  Identify one goal you want to complete this week.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>63</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 011: Have Fun on a Budget</title><link>https://www.spreaker.com/episode/triple-m-011-have-fun-on-a-budget--16455897</link><description><![CDATA[Quickest way to break your budget...deny yourself fun.  Is it about what you spend or the time you spend?  Is it about things or memories/experiences? <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455897</guid><pubDate>Mon, 25 Feb 2019 10:30:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455897/11_have_fun_on_a_budget.mp3" length="3625794" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Quickest way to break your budget...deny yourself fun.  Is it about what you spend or the time you spend?  Is it about things or memories/experiences? 
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[Quickest way to break your budget...deny yourself fun.  Is it about what you spend or the time you spend?  Is it about things or memories/experiences? <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>227</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 055: Categorize Your Income &amp; Expenses</title><link>https://www.spreaker.com/episode/df-055-categorize-your-income-expenses--16691679</link><description><![CDATA[A-Z Your Finances<br />The more detailed that you can be with your expenses the easier it will be to analyze your spending habits.  Once your spending habits have been identified you can find opportunities to increase your income surplus.<br />Daily Focus: Review you expense budget categories.  Are they specific enough?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691679</guid><pubDate>Sun, 24 Feb 2019 11:00:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691679/55_categorize_your_income_and_expenses.mp3" length="1027342" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>A-Z Your Finances
The more detailed that you can be with your expenses the easier it will be to analyze your spending habits.  Once your spending habits have been identified you can find opportunities to increase your income surplus.
Daily Focus:...</itunes:subtitle><itunes:summary><![CDATA[A-Z Your Finances<br />The more detailed that you can be with your expenses the easier it will be to analyze your spending habits.  Once your spending habits have been identified you can find opportunities to increase your income surplus.<br />Daily Focus: Review you expense budget categories.  Are they specific enough?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>65</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 054: As You Earn More Have Discipline</title><link>https://www.spreaker.com/episode/df-054-as-you-earn-more-have-discipline--16691678</link><description><![CDATA[Just Because You Can Doesn’t Mean You Do.<br />When we make more money our typical response is to increase our lifestyle.  While this is normal, do we choose a lifestyle that we can only afford on credit?<br />Daily Focus: Write down what you are going to do with the extra money you make.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691678</guid><pubDate>Sat, 23 Feb 2019 11:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691678/54_as_you_earn_more_have_discipline.mp3" length="1177808" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Just Because You Can Doesn’t Mean You Do.
When we make more money our typical response is to increase our lifestyle.  While this is normal, do we choose a lifestyle that we can only afford on credit?
Daily Focus: Write down what you are going to do...</itunes:subtitle><itunes:summary><![CDATA[Just Because You Can Doesn’t Mean You Do.<br />When we make more money our typical response is to increase our lifestyle.  While this is normal, do we choose a lifestyle that we can only afford on credit?<br />Daily Focus: Write down what you are going to do with the extra money you make.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>74</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 053: Create Multiple Streams Of Income</title><link>https://www.spreaker.com/episode/df-053-create-multiple-streams-of-income--16691685</link><description><![CDATA[Do Cross The Streams!<br />How many income streams do you have?  If only one, what happens if that income stream is interrupted?<br />Daily Focus:Pick 1 or 2 additional income streams you could initiate action on.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691685</guid><pubDate>Fri, 22 Feb 2019 11:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691685/53_create_multiple_streams_of_income.mp3" length="1035701" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do Cross The Streams!
How many income streams do you have?  If only one, what happens if that income stream is interrupted?
Daily Focus:Pick 1 or 2 additional income streams you could initiate action on.
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[Do Cross The Streams!<br />How many income streams do you have?  If only one, what happens if that income stream is interrupted?<br />Daily Focus:Pick 1 or 2 additional income streams you could initiate action on.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>65</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 052: Don't Get Comfortable on Offense</title><link>https://www.spreaker.com/episode/df-052-don-t-get-comfortable-on-offense--16691673</link><description><![CDATA[Never Take Your Foot Off Of The Financial Gas Pedal.<br />You may be comfortable financially today.  Are your retirement & saving keeping up with inflation?  Will a $1,000 have the same value in 10-20 years?<br />Daily Focus: How are you going to ensure your retirement & savings are keeping up with inflation?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691673</guid><pubDate>Thu, 21 Feb 2019 11:00:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691673/52_don_t_get_comfortable_on_offense.mp3" length="1243845" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Never Take Your Foot Off Of The Financial Gas Pedal.
You may be comfortable financially today.  Are your retirement &amp; saving keeping up with inflation?  Will a $1,000 have the same value in 10-20 years?
Daily Focus: How are you going to ensure your...</itunes:subtitle><itunes:summary><![CDATA[Never Take Your Foot Off Of The Financial Gas Pedal.<br />You may be comfortable financially today.  Are your retirement & saving keeping up with inflation?  Will a $1,000 have the same value in 10-20 years?<br />Daily Focus: How are you going to ensure your retirement & savings are keeping up with inflation?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>78</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 11: Ensure Future Income</title><link>https://www.spreaker.com/episode/podcast-11-ensure-future-income--16457133</link><description><![CDATA[Episode #011 we continue with Part 6 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Ensure Your Future Income.  For most people the older you get the less your earning potential is.  Are you prepared for your future?  As life expectancy is expanding do you have a plan for the type of lifestyle you what to live?  Do you have an exit strategy?  If not, there is no time like the present to create one.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457133</guid><pubDate>Wed, 20 Feb 2019 11:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457133/podcast_11_ensure_future_income.mp3" length="8436505" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #011 we continue with Part 6 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Ensure Your Future Income.  For most people the older you get the less your earning potential is....</itunes:subtitle><itunes:summary><![CDATA[Episode #011 we continue with Part 6 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Ensure Your Future Income.  For most people the older you get the less your earning potential is.  Are you prepared for your future?  As life expectancy is expanding do you have a plan for the type of lifestyle you what to live?  Do you have an exit strategy?  If not, there is no time like the present to create one.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>528</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 051: Always Shop For Insurance</title><link>https://www.spreaker.com/episode/df-051-always-shop-for-insurance--16691672</link><description><![CDATA[Are You Over Or Under Covered.<br />Does your insurance coverage meet your current needs?  Do you have more coverage that you need?  Is over coverage cost you money each month?<br />Daily Focus: Review your insurance policies.  Shop around to make sure you are getting the best deal possible.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691672</guid><pubDate>Wed, 20 Feb 2019 11:00:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691672/51_alwyas_shop_for_insurance.mp3" length="1267669" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You Over Or Under Covered.
Does your insurance coverage meet your current needs?  Do you have more coverage that you need?  Is over coverage cost you money each month?
Daily Focus: Review your insurance policies.  Shop around to make sure you are...</itunes:subtitle><itunes:summary><![CDATA[Are You Over Or Under Covered.<br />Does your insurance coverage meet your current needs?  Do you have more coverage that you need?  Is over coverage cost you money each month?<br />Daily Focus: Review your insurance policies.  Shop around to make sure you are getting the best deal possible.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 050: Don't Relax on Defense</title><link>https://www.spreaker.com/episode/df-050-don-t-relax-on-defense--16691671</link><description><![CDATA[Nothing Fails Like Success.<br />When things are going well is when we should be preparing.<br />Daily Focus: What you are doing to be aware of your finances?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691671</guid><pubDate>Tue, 19 Feb 2019 11:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691671/50_don_t_relax_on_defense.mp3" length="1116786" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Nothing Fails Like Success.
When things are going well is when we should be preparing.
Daily Focus: What you are doing to be aware of your finances?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[Nothing Fails Like Success.<br />When things are going well is when we should be preparing.<br />Daily Focus: What you are doing to be aware of your finances?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>70</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 049: 5 Things To Increase Your Income</title><link>https://www.spreaker.com/episode/df-049-5-things-to-increase-your-income--16691683</link><description><![CDATA[What’s A Side Hustle?<br />We give you 5 examples of side hustles you can do in any part of the world.<br />Daily Focus: Choose a side hustle and take action.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691683</guid><pubDate>Mon, 18 Feb 2019 11:00:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691683/49_5_things_to_increase_your_income.mp3" length="1072064" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What’s A Side Hustle?
We give you 5 examples of side hustles you can do in any part of the world.
Daily Focus: Choose a side hustle and take action.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[What’s A Side Hustle?<br />We give you 5 examples of side hustles you can do in any part of the world.<br />Daily Focus: Choose a side hustle and take action.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>67</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 010: Expect the Unexpected</title><link>https://www.spreaker.com/episode/triple-m-010-expect-the-unexpected--16455895</link><description><![CDATA[The refrigerator just broke, how are you going to pay for this?  Credit?  Or, do you have a rainy day fund?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455895</guid><pubDate>Mon, 18 Feb 2019 10:30:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455895/10_expect_the_unexpected.mp3" length="2639829" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The refrigerator just broke, how are you going to pay for this?  Credit?  Or, do you have a rainy day fund?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram:...</itunes:subtitle><itunes:summary><![CDATA[The refrigerator just broke, how are you going to pay for this?  Credit?  Or, do you have a rainy day fund?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>165</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 048: How Consistent is Your Budget?</title><link>https://www.spreaker.com/episode/df-048-how-consistent-is-your-budget--16691682</link><description><![CDATA[Perfect practice makes perfect.<br />Honestly how often do you look at and update your budget?  Like any tool it is only as good as the person wielding it.<br />Daily Focus: Commit to yourself the number of times per week/month that you will review and analyze your budget and finances.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691682</guid><pubDate>Sun, 17 Feb 2019 11:00:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691682/48_how_consistent_is_your_budget.mp3" length="1152312" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Perfect practice makes perfect.
Honestly how often do you look at and update your budget?  Like any tool it is only as good as the person wielding it.
Daily Focus: Commit to yourself the number of times per week/month that you will review and analyze...</itunes:subtitle><itunes:summary><![CDATA[Perfect practice makes perfect.<br />Honestly how often do you look at and update your budget?  Like any tool it is only as good as the person wielding it.<br />Daily Focus: Commit to yourself the number of times per week/month that you will review and analyze your budget and finances.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>72</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 047: How Much of Your Surplus Can you Put Towards Debt?</title><link>https://www.spreaker.com/episode/df-047-how-much-of-your-surplus-can-you-put-towards-debt--16691677</link><description><![CDATA[A Debt Repayment Plan Doesn’t Mean Being Cash Poor.<br />The urge to get out of debt can cause us to want to take all our surplus income and pay off a debt.  This is only advisable if you don’t put yourself into a situation where you become cash poor.  Accelerating the repayment of your debts is the goal but not at the expense of financial instability.<br />Daily Focus: Identify how much of your surplus income you can safely dedicate to your debt repayment plan. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691677</guid><pubDate>Sat, 16 Feb 2019 11:00:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691677/47_how_much_of_your_suprplus_can_you_put_towards_debt.mp3" length="970500" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>A Debt Repayment Plan Doesn’t Mean Being Cash Poor.
The urge to get out of debt can cause us to want to take all our surplus income and pay off a debt.  This is only advisable if you don’t put yourself into a situation where you become cash poor....</itunes:subtitle><itunes:summary><![CDATA[A Debt Repayment Plan Doesn’t Mean Being Cash Poor.<br />The urge to get out of debt can cause us to want to take all our surplus income and pay off a debt.  This is only advisable if you don’t put yourself into a situation where you become cash poor.  Accelerating the repayment of your debts is the goal but not at the expense of financial instability.<br />Daily Focus: Identify how much of your surplus income you can safely dedicate to your debt repayment plan. <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>61</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 046: What Are You Doing With Your Monthly Surplus?</title><link>https://www.spreaker.com/episode/df-046-what-are-you-doing-with-your-monthly-surplus--16691670</link><description><![CDATA[The Pay Period Is Over & You Have $200 In The Bank.<br />Has that ever happened?  What are you more inclined to do if you end a pay period with “extra” money in your bank account?  Pay down debt, add to your emergency fund, or go on a shopping trip.<br />Daily Focus: Create a plan for what you will do next pay period when you have extra money in your bank account.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691670</guid><pubDate>Fri, 15 Feb 2019 11:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691670/46_what_are_you_doing_with_your_monthly_surplus.mp3" length="1039463" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Pay Period Is Over &amp; You Have $200 In The Bank.
Has that ever happened?  What are you more inclined to do if you end a pay period with “extra” money in your bank account?  Pay down debt, add to your emergency fund, or go on a shopping trip.
Daily...</itunes:subtitle><itunes:summary><![CDATA[The Pay Period Is Over & You Have $200 In The Bank.<br />Has that ever happened?  What are you more inclined to do if you end a pay period with “extra” money in your bank account?  Pay down debt, add to your emergency fund, or go on a shopping trip.<br />Daily Focus: Create a plan for what you will do next pay period when you have extra money in your bank account.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>65</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 045: How Much Surplus Income Do You Need?</title><link>https://www.spreaker.com/episode/df-045-how-much-surplus-income-do-you-need--16691675</link><description><![CDATA[We All Have A Number, What's Yours?<br />Daily Focus:  To do the things that you want to do financially how much surplus income would that take each month?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691675</guid><pubDate>Thu, 14 Feb 2019 11:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691675/45_how_much_surplus_income_do_you_need.mp3" length="952528" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>We All Have A Number, What's Yours?
Daily Focus:  To do the things that you want to do financially how much surplus income would that take each month?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[We All Have A Number, What's Yours?<br />Daily Focus:  To do the things that you want to do financially how much surplus income would that take each month?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>60</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 044: What Percentage of your Expenses Go Where?</title><link>https://www.spreaker.com/episode/df-044-what-percentage-of-your-expenses-go-where--16691674</link><description><![CDATA[Are You House Poor?<br />Do you know what percentage of your income goes to what category of expense each month?  What percentage of your income is spent on housing, food, loans, debt repayment, e.t.c?<br />Daily Focus: Look at your budget/bank statement from last month.  Take your total expense dollr amount by category and divide it into your monthly income to get the percentage for each category.  Are there areas to imporve?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691674</guid><pubDate>Thu, 14 Feb 2019 11:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691674/44_what_percentage_of_your_expenses_go_where.mp3" length="1345409" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You House Poor?
Do you know what percentage of your income goes to what category of expense each month?  What percentage of your income is spent on housing, food, loans, debt repayment, e.t.c?
Daily Focus: Look at your budget/bank statement from...</itunes:subtitle><itunes:summary><![CDATA[Are You House Poor?<br />Do you know what percentage of your income goes to what category of expense each month?  What percentage of your income is spent on housing, food, loans, debt repayment, e.t.c?<br />Daily Focus: Look at your budget/bank statement from last month.  Take your total expense dollr amount by category and divide it into your monthly income to get the percentage for each category.  Are there areas to imporve?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 10: Own Your Own Home</title><link>https://www.spreaker.com/episode/podcast-10-own-your-own-home--16457131</link><description><![CDATA[Episode #010 we continue with Part 5 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Own Your Own Home.  Are you house poor?  Do your housing expenses eat up the majority of your monthly income?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457131</guid><pubDate>Wed, 13 Feb 2019 11:30:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457131/podcast_10_own_your_own_home.mp3" length="7309269" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #010 we continue with Part 5 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Own Your Own Home.  Are you house poor?  Do your housing expenses eat up the majority of your...</itunes:subtitle><itunes:summary><![CDATA[Episode #010 we continue with Part 5 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Own Your Own Home.  Are you house poor?  Do your housing expenses eat up the majority of your monthly income?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>457</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 043: What are Your Needs vs Wants?</title><link>https://www.spreaker.com/episode/df-043-what-are-your-needs-vs-wants--16691676</link><description><![CDATA[Do You Really Need Everything You Want?<br />Sometimes the most difficult thing to do is tell yourself no or not now when you see something you want.  Does the Iitem you "want" get you to where you want to be financially?  <br />Daily Focus: Add the thing you want to your budget and begin saving for it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691676</guid><pubDate>Tue, 12 Feb 2019 11:00:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691676/43_what_are_your_needs_vs_wants.mp3" length="1345409" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Really Need Everything You Want?
Sometimes the most difficult thing to do is tell yourself no or not now when you see something you want.  Does the Iitem you "want" get you to where you want to be financially?  
Daily Focus: Add the thing you...</itunes:subtitle><itunes:summary><![CDATA[Do You Really Need Everything You Want?<br />Sometimes the most difficult thing to do is tell yourself no or not now when you see something you want.  Does the Iitem you "want" get you to where you want to be financially?  <br />Daily Focus: Add the thing you want to your budget and begin saving for it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 042: What is Your Monthly Surplus?</title><link>https://www.spreaker.com/episode/df-042-what-is-your-monthly-surplus--16691668</link><description><![CDATA[How Much Cash Is Left In The Bank?<br />To be able to get out of debt quickly, build an emergency fund, acquire more assets, or save extra to retire earlier you need to have more income than expenses each month.<br />Daily Focus: Review last month's bank statement.  Did you end the month with a surplus?  If so, what did you do with that money?  If not, did you identify why?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691668</guid><pubDate>Mon, 11 Feb 2019 11:00:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691668/42_what_is_your_monthly_surplus.mp3" length="1159417" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How Much Cash Is Left In The Bank?
To be able to get out of debt quickly, build an emergency fund, acquire more assets, or save extra to retire earlier you need to have more income than expenses each month.
Daily Focus: Review last month's bank...</itunes:subtitle><itunes:summary><![CDATA[How Much Cash Is Left In The Bank?<br />To be able to get out of debt quickly, build an emergency fund, acquire more assets, or save extra to retire earlier you need to have more income than expenses each month.<br />Daily Focus: Review last month's bank statement.  Did you end the month with a surplus?  If so, what did you do with that money?  If not, did you identify why?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>73</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 009: Successful Budgeting</title><link>https://www.spreaker.com/episode/triple-m-009-successful-budgeting--16455893</link><description><![CDATA[The only unsuccessful budget is one that isn't created.  Let's talk about the 4 Step to maximize your feelings of success when budgeting.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455893</guid><pubDate>Mon, 11 Feb 2019 10:30:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455893/9_successful_budgeting.mp3" length="3148067" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The only unsuccessful budget is one that isn't created.  Let's talk about the 4 Step to maximize your feelings of success when budgeting.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook...</itunes:subtitle><itunes:summary><![CDATA[The only unsuccessful budget is one that isn't created.  Let's talk about the 4 Step to maximize your feelings of success when budgeting.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>197</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 041: Inspect What You Expect</title><link>https://www.spreaker.com/episode/df-041-inspect-what-you-expect--16691666</link><description><![CDATA[Review What You Have Done To Know What Your Going To Get<br />Have you ever been in the middle or end of a pay period broke?  Was it because you didn't inspect your expenses?  If you knew what was being expensed you would be able to expect what the outcome was going to be and make the necessary adjustments.<br />Daily Focus: Review your bank account.  Is your balance where you expect it to be?  If not, have you inspected your expenses?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691666</guid><pubDate>Sun, 10 Feb 2019 11:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691666/41_inspect_what_you_expect.mp3" length="1252622" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Review What You Have Done To Know What Your Going To Get
Have you ever been in the middle or end of a pay period broke?  Was it because you didn't inspect your expenses?  If you knew what was being expensed you would be able to expect what the outcome...</itunes:subtitle><itunes:summary><![CDATA[Review What You Have Done To Know What Your Going To Get<br />Have you ever been in the middle or end of a pay period broke?  Was it because you didn't inspect your expenses?  If you knew what was being expensed you would be able to expect what the outcome was going to be and make the necessary adjustments.<br />Daily Focus: Review your bank account.  Is your balance where you expect it to be?  If not, have you inspected your expenses?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>79</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 040: Documenting Your Budget</title><link>https://www.spreaker.com/episode/df-040-documenting-your-budget--16691665</link><description><![CDATA[Budgets Arent' Sexy<br />Budgeting, for most, are not fun, rather some see them tedious and constraining.  Your monthly budget doesn't need to be fancy it just needs to be functional.  A budget will help you achieve your financial goals.<br />Daily Focus: If you have a budget, review it to check your financial progress.  If you don't, just start by jotting down what you spend today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691665</guid><pubDate>Sat, 09 Feb 2019 11:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691665/40_documenting_your_budget.mp3" length="1276864" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Budgets Arent' Sexy
Budgeting, for most, are not fun, rather some see them tedious and constraining.  Your monthly budget doesn't need to be fancy it just needs to be functional.  A budget will help you achieve your financial goals.
Daily Focus: If...</itunes:subtitle><itunes:summary><![CDATA[Budgets Arent' Sexy<br />Budgeting, for most, are not fun, rather some see them tedious and constraining.  Your monthly budget doesn't need to be fancy it just needs to be functional.  A budget will help you achieve your financial goals.<br />Daily Focus: If you have a budget, review it to check your financial progress.  If you don't, just start by jotting down what you spend today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 039: Make a Plan for Defense</title><link>https://www.spreaker.com/episode/df-039-make-a-plan-for-defense--16691664</link><description><![CDATA[It's All About The X's & O's<br />Do you have a plan to protect what you have financially?  If you lost your job, or the stock market colappses what is your plan?<br />Daily Focus: Beign to formulate a plan to protect you assets, income, and current cash.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691664</guid><pubDate>Fri, 08 Feb 2019 11:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691664/39_make_a_plan_for_defense.mp3" length="1132668" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>It's All About The X's &amp; O's
Do you have a plan to protect what you have financially?  If you lost your job, or the stock market colappses what is your plan?
Daily Focus: Beign to formulate a plan to protect you assets, income, and current cash.
Learn...</itunes:subtitle><itunes:summary><![CDATA[It's All About The X's & O's<br />Do you have a plan to protect what you have financially?  If you lost your job, or the stock market colappses what is your plan?<br />Daily Focus: Beign to formulate a plan to protect you assets, income, and current cash.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>71</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 038: One Debt You Want to Eliminate</title><link>https://www.spreaker.com/episode/df-038-one-debt-you-want-to-eliminate--16691669</link><description><![CDATA[Which Debt Should I Focus On 1st?<br />If you need a quick win the one with the lowest balance due.  If not, the debt with the highest interest rate.<br />Daily Focus: Identify the debt you will be focusing to pay off 1st.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691669</guid><pubDate>Thu, 07 Feb 2019 11:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691669/38_one_debt_you_want_to_eliminate.mp3" length="1236740" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Which Debt Should I Focus On 1st?
If you need a quick win the one with the lowest balance due.  If not, the debt with the highest interest rate.
Daily Focus: Identify the debt you will be focusing to pay off 1st.
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[Which Debt Should I Focus On 1st?<br />If you need a quick win the one with the lowest balance due.  If not, the debt with the highest interest rate.<br />Daily Focus: Identify the debt you will be focusing to pay off 1st.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>78</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 9: Protect Your Money</title><link>https://www.spreaker.com/episode/podcast-9-protect-your-money--16457130</link><description><![CDATA[Episode #009 we continue with  Part 4 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Protect Your Money.   When you start to acquire wealth you all of a sudden become more attractive.  You need to be more cautious with your hard earned money.  If it's too good to be true it is.  Do you have a plan to protect yourself from emotional investments?  Become knowledgeable to protect your money.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457130</guid><pubDate>Wed, 06 Feb 2019 11:30:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457130/podcast_9_protect_your_money.mp3" length="7523682" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #009 we continue with  Part 4 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Protect Your Money.   When you start to acquire wealth you all of a sudden become more...</itunes:subtitle><itunes:summary><![CDATA[Episode #009 we continue with  Part 4 in our Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Protect Your Money.   When you start to acquire wealth you all of a sudden become more attractive.  You need to be more cautious with your hard earned money.  If it's too good to be true it is.  Do you have a plan to protect yourself from emotional investments?  Become knowledgeable to protect your money.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>471</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 037: Learn How to Play Good Offense</title><link>https://www.spreaker.com/episode/df-037-learn-how-to-play-good-offense--16691662</link><description><![CDATA[The Best Friend Of Defense Is A Good Offense<br />Daily Focus: What strategies do you have in place to increase your income each month?  If none, identify one you can begin to act upon today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691662</guid><pubDate>Wed, 06 Feb 2019 11:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691662/37_learn_how_to_play_good_offense.mp3" length="1057435" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Best Friend Of Defense Is A Good Offense
Daily Focus: What strategies do you have in place to increase your income each month?  If none, identify one you can begin to act upon today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
-...</itunes:subtitle><itunes:summary><![CDATA[The Best Friend Of Defense Is A Good Offense<br />Daily Focus: What strategies do you have in place to increase your income each month?  If none, identify one you can begin to act upon today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>67</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 036: Learn How to Play Good Defense</title><link>https://www.spreaker.com/episode/df-036-learn-how-to-play-good-defense--16691663</link><description><![CDATA[The Best Offense Is A Good Defense<br />Daily Focus: What strategies do you have in place to protect your finances?  If none, identify one you can begin to act upon today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691663</guid><pubDate>Tue, 05 Feb 2019 11:00:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691663/36_learn_how_to_play_good_defense.mp3" length="1240501" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Best Offense Is A Good Defense
Daily Focus: What strategies do you have in place to protect your finances?  If none, identify one you can begin to act upon today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page:...</itunes:subtitle><itunes:summary><![CDATA[The Best Offense Is A Good Defense<br />Daily Focus: What strategies do you have in place to protect your finances?  If none, identify one you can begin to act upon today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>78</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 035: Would a Side Hustle Help You?</title><link>https://www.spreaker.com/episode/df-035-would-a-side-hustle-help-you--16691667</link><description><![CDATA[Get A Hustle & Watch The Cash Flow<br />A side hustle is the quickest way to make that extra $200-$500 per month.  Whether it's flipping clothes or reselling items from yard sales, it's that easy.<br />Daily Focus: Take that idea from yesterday and turn it into a plan and take action on it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691667</guid><pubDate>Mon, 04 Feb 2019 11:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691667/35_would_a_side_hustle_help_you.mp3" length="989308" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Get A Hustle &amp; Watch The Cash Flow
A side hustle is the quickest way to make that extra $200-$500 per month.  Whether it's flipping clothes or reselling items from yard sales, it's that easy.
Daily Focus: Take that idea from yesterday and turn it into...</itunes:subtitle><itunes:summary><![CDATA[Get A Hustle & Watch The Cash Flow<br />A side hustle is the quickest way to make that extra $200-$500 per month.  Whether it's flipping clothes or reselling items from yard sales, it's that easy.<br />Daily Focus: Take that idea from yesterday and turn it into a plan and take action on it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>62</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 008: Simplify Your Budget</title><link>https://www.spreaker.com/episode/triple-m-008-simplify-your-budget--16455892</link><description><![CDATA[Have you K.I.S.S.ed your budget lately?  Don't think too hard.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455892</guid><pubDate>Mon, 04 Feb 2019 10:30:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455892/8_simplify_your_budget.mp3" length="1355022" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Have you K.I.S.S.ed your budget lately?  Don't think too hard.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at...</itunes:subtitle><itunes:summary><![CDATA[Have you K.I.S.S.ed your budget lately?  Don't think too hard.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>85</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 034: Make an Extra $200 per Month</title><link>https://www.spreaker.com/episode/df-034-make-an-extra-200-per-month--16691660</link><description><![CDATA[What Could You Do With An Extra $200 Per Month?<br />For most people an extra $200-$500 a month would give them financial breathing room.<br />Daily Focus:  Identify how you could generate an extra $200-$500 per month.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691660</guid><pubDate>Sun, 03 Feb 2019 11:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691660/34_make_an_extra_200_per_month.mp3" length="1226709" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What Could You Do With An Extra $200 Per Month?
For most people an extra $200-$500 a month would give them financial breathing room.
Daily Focus:  Identify how you could generate an extra $200-$500 per month.
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[What Could You Do With An Extra $200 Per Month?<br />For most people an extra $200-$500 a month would give them financial breathing room.<br />Daily Focus:  Identify how you could generate an extra $200-$500 per month.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>77</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 033: Where is Your Money Coming From?</title><link>https://www.spreaker.com/episode/df-033-where-is-your-money-coming-from--16691658</link><description><![CDATA[Do You Know All Your Streams Of Income?<br />Daily Focus: Do your current stream of income meet your financial needs?  If not, what is your plan to change that.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691658</guid><pubDate>Sat, 02 Feb 2019 11:00:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691658/33_where_is_your_money_coming_from.mp3" length="1395564" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Know All Your Streams Of Income?
Daily Focus: Do your current stream of income meet your financial needs?  If not, what is your plan to change that.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page:...</itunes:subtitle><itunes:summary><![CDATA[Do You Know All Your Streams Of Income?<br />Daily Focus: Do your current stream of income meet your financial needs?  If not, what is your plan to change that.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>88</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 032: Where is my Money Going?</title><link>https://www.spreaker.com/episode/df-032-where-is-my-money-going--16691659</link><description><![CDATA[Do You Know Who Your Paying?<br />When you see your bank account dwindle after the 1st and the 15th of the month do you know where all your money is going?  You don't know what you don't know, being aware is the solution.<br />Daily Focus: Review your bank statement, were you aware of all these expenses?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691659</guid><pubDate>Fri, 01 Feb 2019 11:00:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691659/32_where_is_my_money_going.mp3" length="1336632" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Know Who Your Paying?
When you see your bank account dwindle after the 1st and the 15th of the month do you know where all your money is going?  You don't know what you don't know, being aware is the solution.
Daily Focus: Review your bank...</itunes:subtitle><itunes:summary><![CDATA[Do You Know Who Your Paying?<br />When you see your bank account dwindle after the 1st and the 15th of the month do you know where all your money is going?  You don't know what you don't know, being aware is the solution.<br />Daily Focus: Review your bank statement, were you aware of all these expenses?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 031: Is That The Best You Can Do?</title><link>https://www.spreaker.com/episode/df-031-is-that-the-best-you-can-do--16602402</link><description><![CDATA[Best Question To Ask During Negotiations<br />This phrase can be used in all fasets of your life; work, home, and purching items.<br />Daily Focus: Use this phrase during your next "negotiation".  I know it will get you a better result<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602402</guid><pubDate>Thu, 31 Jan 2019 11:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602402/31_is_that_the_best_you_can_do.mp3" length="1466199" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Best Question To Ask During Negotiations
This phrase can be used in all fasets of your life; work, home, and purching items.
Daily Focus: Use this phrase during your next "negotiation".  I know it will get you a better result
Learn - Plan - Act -...</itunes:subtitle><itunes:summary><![CDATA[Best Question To Ask During Negotiations<br />This phrase can be used in all fasets of your life; work, home, and purching items.<br />Daily Focus: Use this phrase during your next "negotiation".  I know it will get you a better result<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>92</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 8: Multiply Your Income</title><link>https://www.spreaker.com/episode/podcast-8-multiply-your-income--16457128</link><description><![CDATA[Episode #008 we continue with  Part 3 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Multiplying your Money.  Who do you trust your hard earned money with?  You worked hard to earn it make sure you know where and how it's being invested.  Do you need a side hustle?  What are you passionate about?  You can choose to multiply your money by leveraging what you're interested in.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457128</guid><pubDate>Wed, 30 Jan 2019 11:30:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457128/podcast_8_multiply_your_income.mp3" length="11590007" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #008 we continue with  Part 3 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Multiplying your Money.  Who do you trust your hard earned money with?  You worked hard to earn it make...</itunes:subtitle><itunes:summary><![CDATA[Episode #008 we continue with  Part 3 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss the principle of Multiplying your Money.  Who do you trust your hard earned money with?  You worked hard to earn it make sure you know where and how it's being invested.  Do you need a side hustle?  What are you passionate about?  You can choose to multiply your money by leveraging what you're interested in.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>725</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 030: The Cost of Your Time</title><link>https://www.spreaker.com/episode/df-030-the-cost-of-your-time--16602400</link><description><![CDATA[Is What You Make Per Hour The True Vaule Of Your Time?<br />Your job pays you what they think your worth in your current position.  Have you ever thought what your true value is?<br />Daily Focus: Identify a realistic dollar amount for your time.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602400</guid><pubDate>Wed, 30 Jan 2019 11:00:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602400/30_the_cost_of_your_time.mp3" length="1208319" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is What You Make Per Hour The True Vaule Of Your Time?
Your job pays you what they think your worth in your current position.  Have you ever thought what your true value is?
Daily Focus: Identify a realistic dollar amount for your time.
Learn - Plan -...</itunes:subtitle><itunes:summary><![CDATA[Is What You Make Per Hour The True Vaule Of Your Time?<br />Your job pays you what they think your worth in your current position.  Have you ever thought what your true value is?<br />Daily Focus: Identify a realistic dollar amount for your time.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>76</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 029: Time to Shop Insurance</title><link>https://www.spreaker.com/episode/df-029-time-to-shop-insurance--16602399</link><description><![CDATA[The Insurance Industry Is Consumer Driven, Do You Shop Around?<br />Daily Focus: Check to see if you can find a lower insurance rate with the same customer service.  If so, take action.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602399</guid><pubDate>Tue, 29 Jan 2019 11:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602399/29_time_to_shop_insurance.mp3" length="1495874" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>The Insurance Industry Is Consumer Driven, Do You Shop Around?
Daily Focus: Check to see if you can find a lower insurance rate with the same customer service.  If so, take action.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp;...</itunes:subtitle><itunes:summary><![CDATA[The Insurance Industry Is Consumer Driven, Do You Shop Around?<br />Daily Focus: Check to see if you can find a lower insurance rate with the same customer service.  If so, take action.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>94</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 028: Does Bundling Save You Money</title><link>https://www.spreaker.com/episode/df-028-does-bundling-save-you-money--16602397</link><description><![CDATA[Is Bundling Purchases A Convienience Or A Savings For You?<br />Daily Focus: Do you need all the extras that come with that purchase?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602397</guid><pubDate>Mon, 28 Jan 2019 11:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602397/28_does_bundling_save_you_money.mp3" length="1418134" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is Bundling Purchases A Convienience Or A Savings For You?
Daily Focus: Do you need all the extras that come with that purchase?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money...</itunes:subtitle><itunes:summary><![CDATA[Is Bundling Purchases A Convienience Or A Savings For You?<br />Daily Focus: Do you need all the extras that come with that purchase?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>89</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 007: Budgets Aren't Sexy</title><link>https://www.spreaker.com/episode/triple-m-007-budgets-aren-t-sexy--16455884</link><description><![CDATA[Want to turn into the sexiest financial version of yourself?  Using a budget!  What is sexier than being financially and debt free?  Crazy is fun, financial stability is lasting.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455884</guid><pubDate>Mon, 28 Jan 2019 10:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455884/7_budgets_aren_t_sexy.mp3" length="2781935" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Want to turn into the sexiest financial version of yourself?  Using a budget!  What is sexier than being financially and debt free?  Crazy is fun, financial stability is lasting.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp;...</itunes:subtitle><itunes:summary><![CDATA[Want to turn into the sexiest financial version of yourself?  Using a budget!  What is sexier than being financially and debt free?  Crazy is fun, financial stability is lasting.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>174</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>df 027: How Much do you Spend on Entertainment?</title><link>https://www.spreaker.com/episode/df-027-how-much-do-you-spend-on-entertainment--16602396</link><description><![CDATA[Do You Track What You Spend To Entertain Yourself?<br />Having fun and being happy is important to you physical and mental wellbeing.  We need to ensure that there is a balance between fun and frugality.<br />Daily Focus: Review how much money you have spend on "fun" in the last 30 days.  Is it inline with your budget?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602396</guid><pubDate>Sun, 27 Jan 2019 11:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602396/27_how_much_do_you_spend_on_entertainment.mp3" length="1108008" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Track What You Spend To Entertain Yourself?
Having fun and being happy is important to you physical and mental wellbeing.  We need to ensure that there is a balance between fun and frugality.
Daily Focus: Review how much money you have spend on...</itunes:subtitle><itunes:summary><![CDATA[Do You Track What You Spend To Entertain Yourself?<br />Having fun and being happy is important to you physical and mental wellbeing.  We need to ensure that there is a balance between fun and frugality.<br />Daily Focus: Review how much money you have spend on "fun" in the last 30 days.  Is it inline with your budget?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>70</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 026: Patience Before Getting all the Nice Stuff</title><link>https://www.spreaker.com/episode/df-026-patience-before-getting-all-the-nice-stuff--16602395</link><description><![CDATA[Can You Wait To Purchase What Your Want?<br />Do you have patience?  Or are you an impulse emotional shopper?<br />Daily Focus: when an impulse purchase today tell youself you can wait.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602395</guid><pubDate>Sat, 26 Jan 2019 11:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602395/26_patience_before_getting_all_the_nice_stuff.mp3" length="1403923" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Can You Wait To Purchase What Your Want?
Do you have patience?  Or are you an impulse emotional shopper?
Daily Focus: when an impulse purchase today tell youself you can wait.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp;...</itunes:subtitle><itunes:summary><![CDATA[Can You Wait To Purchase What Your Want?<br />Do you have patience?  Or are you an impulse emotional shopper?<br />Daily Focus: when an impulse purchase today tell youself you can wait.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>88</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 025: Grocery Shopping While Hungry</title><link>https://www.spreaker.com/episode/df-025-grocery-shopping-while-hungry--16602393</link><description><![CDATA[Worst Shopping To Do When Your Hungry?<br />Are you a list maker if not try it once.  If you are great!<br />Daily Focus: Compare a grocery bills; with a list and without a list.  Was there a difference?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602393</guid><pubDate>Fri, 25 Jan 2019 11:00:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602393/25_grocery_shopping_while_hungry.mp3" length="1044061" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Worst Shopping To Do When Your Hungry?
Are you a list maker if not try it once.  If you are great!
Daily Focus: Compare a grocery bills; with a list and without a list.  Was there a difference?
Learn - Plan - Act - Succeed
Join Our Growing Community:...</itunes:subtitle><itunes:summary><![CDATA[Worst Shopping To Do When Your Hungry?<br />Are you a list maker if not try it once.  If you are great!<br />Daily Focus: Compare a grocery bills; with a list and without a list.  Was there a difference?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>66</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 024: Cost of Your Daily Cup of Coffee</title><link>https://www.spreaker.com/episode/df-024-cost-of-your-daily-cup-of-coffee--16602390</link><description><![CDATA[Is Your Daily Cup Of Coffee Sabotaging Your Budget?<br />You may not drink coffee, but what is your "coffee"<br />Daily Focus: How much do you spend per day?  What does that calculate to per week, month, and year?  Is there a way to enjoy your "coffee" cheaper?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602390</guid><pubDate>Thu, 24 Jan 2019 11:00:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602390/24_cost_of_your_daily_cup_of_coffee.mp3" length="921599" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Is Your Daily Cup Of Coffee Sabotaging Your Budget?
You may not drink coffee, but what is your "coffee"
Daily Focus: How much do you spend per day?  What does that calculate to per week, month, and year?  Is there a way to enjoy your "coffee" cheaper?...</itunes:subtitle><itunes:summary><![CDATA[Is Your Daily Cup Of Coffee Sabotaging Your Budget?<br />You may not drink coffee, but what is your "coffee"<br />Daily Focus: How much do you spend per day?  What does that calculate to per week, month, and year?  Is there a way to enjoy your "coffee" cheaper?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>58</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 7: Rule 2 of Money</title><link>https://www.spreaker.com/episode/podcast-7-rule-2-of-money--16691180</link><description><![CDATA[Episode #007 we continue with Part 2 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 2 Of Money: Controlling Your Expenses.  Do you buy things based on emotion?  Have you ever noticed what your triggers are when you go on a shopping spree?  LIttle insignificant expenses over time can become a lot of money.  How many ways do you have to watch T.V.?  Your earning power has a peak unless your money works for you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16691180</guid><pubDate>Wed, 23 Jan 2019 11:30:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16691180/podcast_7_rule_2_of_money_1.mp3" length="12562180" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #007 we continue with Part 2 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 2 Of Money: Controlling Your Expenses.  Do you buy things based on emotion?  Have you ever noticed what your triggers...</itunes:subtitle><itunes:summary><![CDATA[Episode #007 we continue with Part 2 in our series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 2 Of Money: Controlling Your Expenses.  Do you buy things based on emotion?  Have you ever noticed what your triggers are when you go on a shopping spree?  LIttle insignificant expenses over time can become a lot of money.  How many ways do you have to watch T.V.?  Your earning power has a peak unless your money works for you.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>786</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 023: Assets vs Liabilities</title><link>https://www.spreaker.com/episode/df-023-assets-vs-liabilities--16602388</link><description><![CDATA[Acquire More Assests To Improve Your Financial Stability.<br />Daily Focus: Write down the assests that you currently have.  Write down a 5 year goal to increase your assests.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602388</guid><pubDate>Wed, 23 Jan 2019 11:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602388/23_assets_vs_liabilities.mp3" length="1435270" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Acquire More Assests To Improve Your Financial Stability.
Daily Focus: Write down the assests that you currently have.  Write down a 5 year goal to increase your assests.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter...</itunes:subtitle><itunes:summary><![CDATA[Acquire More Assests To Improve Your Financial Stability.<br />Daily Focus: Write down the assests that you currently have.  Write down a 5 year goal to increase your assests.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>90</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 022: App Industry</title><link>https://www.spreaker.com/episode/df-022-app-industry--16602384</link><description><![CDATA[Zero to $77 Billion in 10 years<br />Daily Focus: What has changed in your life in the past 10 years?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602384</guid><pubDate>Tue, 22 Jan 2019 11:00:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602384/22_app_industry.mp3" length="1267251" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Zero to $77 Billion in 10 years
Daily Focus: What has changed in your life in the past 10 years?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram:...</itunes:subtitle><itunes:summary><![CDATA[Zero to $77 Billion in 10 years<br />Daily Focus: What has changed in your life in the past 10 years?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 021: Clash of Clans In-App Purchases</title><link>https://www.spreaker.com/episode/df-021-clash-of-clans-in-app-purchases--16602382</link><description><![CDATA[One $.99 Purchase At A Time!<br />Daily Focus: Do you make in app purchase?  If so, have you ever calculated how much per month you have spent?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602382</guid><pubDate>Mon, 21 Jan 2019 11:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602382/21_clash_of_clans_in_app_purchases.mp3" length="1386787" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>One $.99 Purchase At A Time!
Daily Focus: Do you make in app purchase?  If so, have you ever calculated how much per month you have spent?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook...</itunes:subtitle><itunes:summary><![CDATA[One $.99 Purchase At A Time!<br />Daily Focus: Do you make in app purchase?  If so, have you ever calculated how much per month you have spent?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>87</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 006: Know the Cost of Your Dream</title><link>https://www.spreaker.com/episode/triple-m-006-know-the-cost-of-your-dream--16455869</link><description><![CDATA[Do you have caviar dreams?  What's your plan to achieve your dream?  Dreams without action lead to a "what if" lifestyle.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455869</guid><pubDate>Mon, 21 Jan 2019 10:30:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455869/6_know_the_cost_of_your_dream.mp3" length="2873050" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you have caviar dreams?  What's your plan to achieve your dream?  Dreams without action lead to a "what if" lifestyle.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery...</itunes:subtitle><itunes:summary><![CDATA[Do you have caviar dreams?  What's your plan to achieve your dream?  Dreams without action lead to a "what if" lifestyle.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>180</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 020: Monthly Cost of Apps</title><link>https://www.spreaker.com/episode/df-020-monthly-cost-of-apps--16602378</link><description><![CDATA[Do You Buy Apps?<br />Daily Focus: of the Apps that you have purchased, how many could you life without?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602378</guid><pubDate>Sun, 20 Jan 2019 11:00:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602378/20_monthly_cost_of_apps.mp3" length="1212916" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Buy Apps?
Daily Focus: of the Apps that you have purchased, how many could you life without?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram:...</itunes:subtitle><itunes:summary><![CDATA[Do You Buy Apps?<br />Daily Focus: of the Apps that you have purchased, how many could you life without?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>76</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 019: Small Consistent Purchases Add Up</title><link>https://www.spreaker.com/episode/df-019-small-consistent-purchases-add-up--16602377</link><description><![CDATA[$1.99 Soda X 365 = $?<br />Daily Focus: What is that one small consistent purchase in your life?  Write it down, calculate the weekly, monthly, and annual cost.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602377</guid><pubDate>Sat, 19 Jan 2019 11:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602377/19_small_consistent_purchases_add_up.mp3" length="1065377" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>$1.99 Soda X 365 = $?
Daily Focus: What is that one small consistent purchase in your life?  Write it down, calculate the weekly, monthly, and annual cost.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page:...</itunes:subtitle><itunes:summary><![CDATA[$1.99 Soda X 365 = $?<br />Daily Focus: What is that one small consistent purchase in your life?  Write it down, calculate the weekly, monthly, and annual cost.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>67</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 018: Automatic Payments</title><link>https://www.spreaker.com/episode/df-018-automatic-payments--16602376</link><description><![CDATA[Do You Automate?<br />Daily Focus: Identify all the bills that you currently have on auto bill pay.  Could you add more?  If yes, add those today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602376</guid><pubDate>Fri, 18 Jan 2019 11:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602376/18_automatic_payments.mp3" length="1329945" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Automate?
Daily Focus: Identify all the bills that you currently have on auto bill pay.  Could you add more?  If yes, add those today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook...</itunes:subtitle><itunes:summary><![CDATA[Do You Automate?<br />Daily Focus: Identify all the bills that you currently have on auto bill pay.  Could you add more?  If yes, add those today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 017: Keeping Up With the Jones</title><link>https://www.spreaker.com/episode/df-017-keeping-up-with-the-jones--16602373</link><description><![CDATA[Who Are You Trying To Keep Up With, Financially?<br />Daily Focus: Ask yourself this question: What do I lack?  Record your answer and identify one thing you can take action on today to address it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602373</guid><pubDate>Thu, 17 Jan 2019 11:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602373/17_keeping_up_with_the_jone_s.mp3" length="1224619" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Who Are You Trying To Keep Up With, Financially?
Daily Focus: Ask yourself this question: What do I lack?  Record your answer and identify one thing you can take action on today to address it.
Learn - Plan - Act - Succeed
Join Our Growing Community:
-...</itunes:subtitle><itunes:summary><![CDATA[Who Are You Trying To Keep Up With, Financially?<br />Daily Focus: Ask yourself this question: What do I lack?  Record your answer and identify one thing you can take action on today to address it.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>77</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 016: Inspect What You Expect</title><link>https://www.spreaker.com/episode/df-016-inspect-what-you-expect--16602372</link><description><![CDATA[Are You Consistently Reviewing Your Finances?<br />Daily Focus: Review your budget.  Are you on track?  If you don't have a budget, there is no time like today to start one.  Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602372</guid><pubDate>Wed, 16 Jan 2019 23:25:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602372/16_inspect_what_you_expect.mp3" length="1041971" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are You Consistently Reviewing Your Finances?
Daily Focus: Review your budget.  Are you on track?  If you don't have a budget, there is no time like today to start one.  Visit us at www.moneymasterylife.com
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[Are You Consistently Reviewing Your Finances?<br />Daily Focus: Review your budget.  Are you on track?  If you don't have a budget, there is no time like today to start one.  Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a><br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>66</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 6: Rule 1 of Money</title><link>https://www.spreaker.com/episode/podcast-6-rule-1-of-money--16457127</link><description><![CDATA[Episode #006 we start of a 7 part Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 1 Of Money: Pay Yourself First and review these questions; Is everything you earn really yours?  Do you know where your money is coming from and who it's going to?  Can you currently pay yourself 10% of your income each paycheck?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457127</guid><pubDate>Wed, 16 Jan 2019 11:30:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457127/podcast_6_rule_1_of_money.mp3" length="6281507" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Episode #006 we start of a 7 part Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 1 Of Money: Pay Yourself First and review these questions; Is everything you earn really yours?  Do you know where your...</itunes:subtitle><itunes:summary><![CDATA[Episode #006 we start of a 7 part Podcast series on the book The Richest Man In Babylon by George S. Clason.  Today we discuss Rule 1 Of Money: Pay Yourself First and review these questions; Is everything you earn really yours?  Do you know where your money is coming from and who it's going to?  Can you currently pay yourself 10% of your income each paycheck?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>393</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 015: Track Your Expenses</title><link>https://www.spreaker.com/episode/df-015-track-your-expenses--16602369</link><description><![CDATA[Do You Actually Know All The Money That Comes Out Of Your Bank Account <br />Daily Focus: Write down what you spent your money yesterday.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602369</guid><pubDate>Tue, 15 Jan 2019 11:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602369/15_track_your_expenses.mp3" length="1327437" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do You Actually Know All The Money That Comes Out Of Your Bank Account 
Daily Focus: Write down what you spent your money yesterday.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group:...</itunes:subtitle><itunes:summary><![CDATA[Do You Actually Know All The Money That Comes Out Of Your Bank Account <br />Daily Focus: Write down what you spent your money yesterday.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>83</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 014: Don't Spend More as You Make More</title><link>https://www.spreaker.com/episode/df-014-don-t-spend-more-as-you-make-more--16602368</link><description><![CDATA["Do Your Expenses Exceed Your Income?<br />Daily Focus: Write down your Income and then your expenses.  Do you have a surplus or deficit?  If you are not happy where you are financially, now is the time to change it.  Identify one thing you can do.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>"]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602368</guid><pubDate>Mon, 14 Jan 2019 18:49:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602368/14_don_t_spend_more_as_you_make_more.mp3" length="1440704" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>"Do Your Expenses Exceed Your Income?
Daily Focus: Write down your Income and then your expenses.  Do you have a surplus or deficit?  If you are not happy where you are financially, now is the time to change it.  Identify one thing you can do.
Learn -...</itunes:subtitle><itunes:summary><![CDATA["Do Your Expenses Exceed Your Income?<br />Daily Focus: Write down your Income and then your expenses.  Do you have a surplus or deficit?  If you are not happy where you are financially, now is the time to change it.  Identify one thing you can do.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>"]]></itunes:summary><itunes:duration>90</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 005: Who Has My Money?</title><link>https://www.spreaker.com/episode/triple-m-005-who-has-my-money--16455866</link><description><![CDATA[Who has my money? You pay everyone else...Do You Pay Yourself?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455866</guid><pubDate>Mon, 14 Jan 2019 10:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455866/5_who_has_my_money.mp3" length="2674101" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Who has my money? You pay everyone else...Do You Pay Yourself?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at...</itunes:subtitle><itunes:summary><![CDATA[Who has my money? You pay everyone else...Do You Pay Yourself?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>168</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 013: Brown Bag It</title><link>https://www.spreaker.com/episode/df-013-brown-bag-it--16602367</link><description><![CDATA[Stop feeding other people and financially feed yourself.<br />Daily Focus: Bring your lunch from home today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602367</guid><pubDate>Sun, 13 Jan 2019 10:30:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602367/13_brown_bag_it.mp3" length="1154402" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Stop feeding other people and financially feed yourself.
Daily Focus: Bring your lunch from home today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram:...</itunes:subtitle><itunes:summary><![CDATA[Stop feeding other people and financially feed yourself.<br />Daily Focus: Bring your lunch from home today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>73</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 012: Are You House Poor</title><link>https://www.spreaker.com/episode/df-012-are-you-house-poor--16602362</link><description><![CDATA[What percentage of your monthly budget is used up by your rent or mortgage?<br />Daily Focus: Divide your monthly rent/mortgage into your monthly income.<br />This will give you the percentage of your rent/mortgage to income.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602362</guid><pubDate>Sat, 12 Jan 2019 10:30:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602362/12_housing_expenses_towards_your_budget.mp3" length="1449899" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What percentage of your monthly budget is used up by your rent or mortgage?
Daily Focus: Divide your monthly rent/mortgage into your monthly income.
This will give you the percentage of your rent/mortgage to income.
Learn - Plan - Act - Succeed
Join...</itunes:subtitle><itunes:summary><![CDATA[What percentage of your monthly budget is used up by your rent or mortgage?<br />Daily Focus: Divide your monthly rent/mortgage into your monthly income.<br />This will give you the percentage of your rent/mortgage to income.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>91</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 011: Average US Debt</title><link>https://www.spreaker.com/episode/df-011-average-us-debt--16602359</link><description><![CDATA[Do you consider yourself average or above average... in debt that is?<br />Daily Focus: Calculate what your total dollar amount of credit card and other high interest debt is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602359</guid><pubDate>Fri, 11 Jan 2019 10:30:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602359/11_average_us_debt.mp3" length="1217932" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you consider yourself average or above average... in debt that is?
Daily Focus: Calculate what your total dollar amount of credit card and other high interest debt is.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter...</itunes:subtitle><itunes:summary><![CDATA[Do you consider yourself average or above average... in debt that is?<br />Daily Focus: Calculate what your total dollar amount of credit card and other high interest debt is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>77</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 010: Gambling Stats</title><link>https://www.spreaker.com/episode/df-010-gambling-stats--16602358</link><description><![CDATA[May the odds forever be in your favor, Not.<br />Daily Focus: Think, what could you have done with the money you gambled?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602358</guid><pubDate>Thu, 10 Jan 2019 10:30:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602358/10_gambling_stats.mp3" length="1146043" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>May the odds forever be in your favor, Not.
Daily Focus: Think, what could you have done with the money you gambled?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
-...</itunes:subtitle><itunes:summary><![CDATA[May the odds forever be in your favor, Not.<br />Daily Focus: Think, what could you have done with the money you gambled?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>72</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 009: Internet Checkup</title><link>https://www.spreaker.com/episode/df-009-internet-checkup--16602357</link><description><![CDATA[Have you renegotiated the rate with your cable company or internet provider lately?<br />Daily Focus: Review your cable/internet provider bill and call customer service to renegotiate to a promotional price.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602357</guid><pubDate>Wed, 09 Jan 2019 12:20:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602357/9_internet_checkup.mp3" length="1262235" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Have you renegotiated the rate with your cable company or internet provider lately?
Daily Focus: Review your cable/internet provider bill and call customer service to renegotiate to a promotional price.
Learn - Plan - Act - Succeed
Join Our Growing...</itunes:subtitle><itunes:summary><![CDATA[Have you renegotiated the rate with your cable company or internet provider lately?<br />Daily Focus: Review your cable/internet provider bill and call customer service to renegotiate to a promotional price.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>79</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 5: 10X</title><link>https://www.spreaker.com/episode/podcast-5-10x--16457125</link><description><![CDATA[We review the 10X Rule from the book by Grant Cardone.  Are you willing to put forth the effort to get what you want to get?  Do you know the amount of effort to get what you want to achieve.  Do you know your numbers?  You need to know your numbers to be able to identify or 10x your effort to achieve your results.  You need to know how to work backward to achieve your goal.  Do your goals match your potential?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457125</guid><pubDate>Wed, 09 Jan 2019 10:30:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457125/podcast_5_10x.mp3" length="17691375" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>We review the 10X Rule from the book by Grant Cardone.  Are you willing to put forth the effort to get what you want to get?  Do you know the amount of effort to get what you want to achieve.  Do you know your numbers?  You need to know your numbers...</itunes:subtitle><itunes:summary><![CDATA[We review the 10X Rule from the book by Grant Cardone.  Are you willing to put forth the effort to get what you want to get?  Do you know the amount of effort to get what you want to achieve.  Do you know your numbers?  You need to know your numbers to be able to identify or 10x your effort to achieve your results.  You need to know how to work backward to achieve your goal.  Do your goals match your potential?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>1106</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 008: Don’t “Super-Size”</title><link>https://www.spreaker.com/episode/df-008-don-t-super-size--16602355</link><description><![CDATA[Do you really need that new version of your phone?  Just because you can upgrade does that mean you should.  Think, are there any add-ons or extras that you don't really need? <br />Daily Focus: Identify one remove it and see how much money that will save you per month.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602355</guid><pubDate>Wed, 09 Jan 2019 10:20:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602355/8_don_t_super_size.mp3" length="1449063" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you really need that new version of your phone?  Just because you can upgrade does that mean you should.  Think, are there any add-ons or extras that you don't really need? 
Daily Focus: Identify one remove it and see how much money that will save...</itunes:subtitle><itunes:summary><![CDATA[Do you really need that new version of your phone?  Just because you can upgrade does that mean you should.  Think, are there any add-ons or extras that you don't really need? <br />Daily Focus: Identify one remove it and see how much money that will save you per month.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>91</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 007: Pay Yourself First</title><link>https://www.spreaker.com/episode/df-007-pay-yourself-first--16602354</link><description><![CDATA[Who do you pay first?  Have you ever thought you should pay yourself first?<br />Daily Focus: Take $5, $10, $20 today, look in the mirror and pay yourself.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602354</guid><pubDate>Wed, 09 Jan 2019 02:15:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602354/7_pay_yourself_first.mp3" length="1203303" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Who do you pay first?  Have you ever thought you should pay yourself first?
Daily Focus: Take $5, $10, $20 today, look in the mirror and pay yourself.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
-...</itunes:subtitle><itunes:summary><![CDATA[Who do you pay first?  Have you ever thought you should pay yourself first?<br />Daily Focus: Take $5, $10, $20 today, look in the mirror and pay yourself.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>76</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 004: Can I Afford This?</title><link>https://www.spreaker.com/episode/triple-m-004-can-i-afford-this--16455859</link><description><![CDATA[Are you buying your lifestyle on credit?  No one likes to hear the word no, but don't buy your dreams on credit.  Create a plan to figure out how to afford your dreams.<br />As you go throughout today be mentally present each time you make a purchase.<br />Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455859</guid><pubDate>Mon, 07 Jan 2019 11:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455859/4_can_i_afford_this.mp3" length="2455091" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are you buying your lifestyle on credit?  No one likes to hear the word no, but don't buy your dreams on credit.  Create a plan to figure out how to afford your dreams.
As you go throughout today be mentally present each time you make a purchase....</itunes:subtitle><itunes:summary><![CDATA[Are you buying your lifestyle on credit?  No one likes to hear the word no, but don't buy your dreams on credit.  Create a plan to figure out how to afford your dreams.<br />As you go throughout today be mentally present each time you make a purchase.<br />Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>154</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 006: Discipline Your Spending</title><link>https://www.spreaker.com/episode/df-006-discipline-your-spending--16602344</link><description><![CDATA[As you go throughout today be mentally present each time you make a purchase.<br />Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602344</guid><pubDate>Sun, 06 Jan 2019 12:30:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602344/7bn_focus_briefings_discipline_your_spending.mp3" length="1225455" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>As you go throughout today be mentally present each time you make a purchase.
Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp;...</itunes:subtitle><itunes:summary><![CDATA[As you go throughout today be mentally present each time you make a purchase.<br />Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>77</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 005: Be Intentional With Your Spending</title><link>https://www.spreaker.com/episode/df-005-be-intentional-with-your-spending--16602343</link><description><![CDATA[Do you purchase with a purpose?  Or, do you often days later wonder either where your money went or why you own the items that you do?<br />Daily Focus: As you purchase items today ask yourself; Do I really need this?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602343</guid><pubDate>Sat, 05 Jan 2019 12:30:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602343/6bn_focus_briefings_be_intentional_with_your_spending.mp3" length="1276864" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you purchase with a purpose?  Or, do you often days later wonder either where your money went or why you own the items that you do?
Daily Focus: As you purchase items today ask yourself; Do I really need this?
Learn - Plan - Act - Succeed
Join Our...</itunes:subtitle><itunes:summary><![CDATA[Do you purchase with a purpose?  Or, do you often days later wonder either where your money went or why you own the items that you do?<br />Daily Focus: As you purchase items today ask yourself; Do I really need this?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 004: Needs vs Wants</title><link>https://www.spreaker.com/episode/df-004-needs-vs-wants--16602342</link><description><![CDATA[As you make your purchases today ask yourself...  Do I really need this?  Or, do I just want it.  While gratifying to buy things we want are we breaking our budget by doing so?<br />Daily Focus: Say "Not Today" to that impulse buy.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602342</guid><pubDate>Fri, 04 Jan 2019 12:30:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602342/5bn_focus_briefings_needs_vs_wants.mp3" length="1617083" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>As you make your purchases today ask yourself...  Do I really need this?  Or, do I just want it.  While gratifying to buy things we want are we breaking our budget by doing so?
Daily Focus: Say "Not Today" to that impulse buy.
Learn - Plan - Act -...</itunes:subtitle><itunes:summary><![CDATA[As you make your purchases today ask yourself...  Do I really need this?  Or, do I just want it.  While gratifying to buy things we want are we breaking our budget by doing so?<br />Daily Focus: Say "Not Today" to that impulse buy.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>102</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 003: One Last Thing</title><link>https://www.spreaker.com/episode/df-003-one-last-thing--16602334</link><description><![CDATA[How often when making a purchase do you add that "one more thing".  Regardless of what it is did you really need it?<br />Daily Focus: Be aware of your add-on purchases today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602334</guid><pubDate>Thu, 03 Jan 2019 12:30:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602334/4bn_focus_briefings_one_last_thing.mp3" length="1268505" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>How often when making a purchase do you add that "one more thing".  Regardless of what it is did you really need it?
Daily Focus: Be aware of your add-on purchases today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter...</itunes:subtitle><itunes:summary><![CDATA[How often when making a purchase do you add that "one more thing".  Regardless of what it is did you really need it?<br />Daily Focus: Be aware of your add-on purchases today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>80</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 002: $3K in Vending Machines</title><link>https://www.spreaker.com/episode/df-002-3k-in-vending-machines--16602330</link><description><![CDATA[Isn't it so convenient that you can use your debit/credit card on a vending machine?  Have you ever calculated how much money you spend per week buying that soda, candy bar, a bag of chips, or other snacks out of a vending machine?  Focus on this today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602330</guid><pubDate>Wed, 02 Jan 2019 12:30:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602330/3bn_focus_briefings_3k_in_vending_machines.mp3" length="1017311" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Isn't it so convenient that you can use your debit/credit card on a vending machine?  Have you ever calculated how much money you spend per week buying that soda, candy bar, a bag of chips, or other snacks out of a vending machine?  Focus on this...</itunes:subtitle><itunes:summary><![CDATA[Isn't it so convenient that you can use your debit/credit card on a vending machine?  Have you ever calculated how much money you spend per week buying that soda, candy bar, a bag of chips, or other snacks out of a vending machine?  Focus on this today.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>64</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 4: Compound Effect</title><link>https://www.spreaker.com/episode/podcast-4-compound-effect--16457122</link><description><![CDATA[Small, smart and consistent actions you can do every day to yield amazing results.  Would you choose $3 million dollars or a penny that compounds its interest over a 30 day period?  Are you willing to do the daily work to yield the amazing results?  Do you have a ""microwave mentality""?  Do you have the discipline to achieve the success you want?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457122</guid><pubDate>Wed, 02 Jan 2019 10:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457122/podcast_4_compound_effect.mp3" length="10561409" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Small, smart and consistent actions you can do every day to yield amazing results.  Would you choose $3 million dollars or a penny that compounds its interest over a 30 day period?  Are you willing to do the daily work to yield the amazing results?...</itunes:subtitle><itunes:summary><![CDATA[Small, smart and consistent actions you can do every day to yield amazing results.  Would you choose $3 million dollars or a penny that compounds its interest over a 30 day period?  Are you willing to do the daily work to yield the amazing results?  Do you have a ""microwave mentality""?  Do you have the discipline to achieve the success you want?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>661</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>DF 001: What are you spending your money on today?</title><link>https://www.spreaker.com/episode/df-001-what-are-you-spending-your-money-on-today--16602307</link><description><![CDATA[Are you aware of your spending?<br />Daily Focus: When was the last time you looked at your bank statement or a budget?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16602307</guid><pubDate>Tue, 01 Jan 2019 12:30:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16602307/2bn_focus_briefings_what_are_you_spending_your_money_on_today.mp3" length="1237576" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Are you aware of your spending?
Daily Focus: When was the last time you looked at your bank statement or a budget?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook &amp; Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
-...</itunes:subtitle><itunes:summary><![CDATA[Are you aware of your spending?<br />Daily Focus: When was the last time you looked at your bank statement or a budget?<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>78</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 3: Be Do Have</title><link>https://www.spreaker.com/episode/podcast-3-be-do-have--16457120</link><description><![CDATA["What kind of goals do you have?  Learn the Principle of Be, Do, Have from the book Cash Flow Quadrant by Robert Kiyosaki.  After you have identified your why you then need answer these questions; Who Do I Have To Be to achieve my WHY.?  What do I need to do to accomplish my WHY?  What is the ultimate outcome that I want to have?  <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457120</guid><pubDate>Tue, 01 Jan 2019 10:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457120/podcast_3_be_do_have.mp3" length="10323172" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>"What kind of goals do you have?  Learn the Principle of Be, Do, Have from the book Cash Flow Quadrant by Robert Kiyosaki.  After you have identified your why you then need answer these questions; Who Do I Have To Be to achieve my WHY.?  What do I...</itunes:subtitle><itunes:summary><![CDATA["What kind of goals do you have?  Learn the Principle of Be, Do, Have from the book Cash Flow Quadrant by Robert Kiyosaki.  After you have identified your why you then need answer these questions; Who Do I Have To Be to achieve my WHY.?  What do I need to do to accomplish my WHY?  What is the ultimate outcome that I want to have?  <br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>646</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 003: Needs vs Wants</title><link>https://www.spreaker.com/episode/triple-m-003-needs-vs-wants--16455858</link><description><![CDATA[Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out how healthy your money situation is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455858</guid><pubDate>Mon, 31 Dec 2018 09:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455858/3_needs_vs_wants.mp3" length="2835852" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out...</itunes:subtitle><itunes:summary><![CDATA[Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out how healthy your money situation is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>178</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,finances,freedom,goals,inspiration,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 002: Control Your Money</title><link>https://www.spreaker.com/episode/triple-m-002-control-your-money--16455944</link><description><![CDATA[Do you know where your money goes each paycheck? could you track your spending for 30 Days?  Knowledge is the key to control your money.  Learn 3 Simple Principles to control your money.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455944</guid><pubDate>Mon, 24 Dec 2018 09:00:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455944/2_control_your_money.mp3" length="2110692" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you know where your money goes each paycheck? could you track your spending for 30 Days?  Knowledge is the key to control your money.  Learn 3 Simple Principles to control your money.
Learn - Plan - Act - Succeed
Join Our Growing Community:
-...</itunes:subtitle><itunes:summary><![CDATA[Do you know where your money goes each paycheck? could you track your spending for 30 Days?  Knowledge is the key to control your money.  Learn 3 Simple Principles to control your money.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>132</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,finances,goals,inspiration,money,money-mastery,motivation,overspending,self-help,spending</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 2: Find Your WHY</title><link>https://www.spreaker.com/episode/podcast-2-find-your-why--16457118</link><description><![CDATA[Do you know where your WHY is?  In this episode, we go 7 layers deep to find Nick's true why.  We model an accountability session on how to find your WHY.  You can speak your WHY into existence but if your alone who holds you accountable.  Writing down your why and the steps to accomplish it will give you a greater chance to succeed.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16457118</guid><pubDate>Wed, 19 Dec 2018 10:30:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16457118/podcast_2_find_your_why.mp3" length="12451839" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you know where your WHY is?  In this episode, we go 7 layers deep to find Nick's true why.  We model an accountability session on how to find your WHY.  You can speak your WHY into existence but if your alone who holds you accountable.  Writing...</itunes:subtitle><itunes:summary><![CDATA[Do you know where your WHY is?  In this episode, we go 7 layers deep to find Nick's true why.  We model an accountability session on how to find your WHY.  You can speak your WHY into existence but if your alone who holds you accountable.  Writing down your why and the steps to accomplish it will give you a greater chance to succeed.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>779</itunes:duration><itunes:keywords>budget,credit,credit-card,debt,debtfree,debt-free,debt-free-living,dream,finances,freedom,goals,inspiration,lifestyle,money,money-mastery,motivation,overspending,self-help,spending,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Triple M 001: Financial Checkup</title><link>https://www.spreaker.com/episode/triple-m-001-financial-checkup--16455797</link><description><![CDATA[Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out how healthy your money situation is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16455797</guid><pubDate>Mon, 17 Dec 2018 09:00:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16455797/1_financial_checkup.mp3" length="3594030" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out...</itunes:subtitle><itunes:summary><![CDATA[Do you feel sick about your finances?  Is your money on life support?  Today we discuss why financial check-ups are just as important as our physical check-ups.  We are going to give you the 8 Steps to conduct your own Financial Check-Up.  Find out how healthy your money situation is.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>225</itunes:duration><itunes:keywords>budget,debt,debtfree,debt-free,finances,financial-health,healthy,money</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast 1: What Is Your Why</title><link>https://www.spreaker.com/episode/podcast-1-what-is-your-why--16447153</link><description><![CDATA[What is your WHY?  What is your passion?  Are you looking to make a change and ignite your purpose?  On this episode, we discuss the importance of an accountability partner and review a simple exercise to identify your true why.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16447153</guid><pubDate>Wed, 12 Dec 2018 16:00:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16447153/podcast_1_what_s_your_why.mp3" length="19912828" type="audio/mpeg"/><itunes:author>BN Focus</itunes:author><itunes:subtitle>What is your WHY?  What is your passion?  Are you looking to make a change and ignite your purpose?  On this episode, we discuss the importance of an accountability partner and review a simple exercise to identify your true why.
Learn - Plan - Act -...</itunes:subtitle><itunes:summary><![CDATA[What is your WHY?  What is your passion?  Are you looking to make a change and ignite your purpose?  On this episode, we discuss the importance of an accountability partner and review a simple exercise to identify your true why.<br />Learn - Plan - Act - Succeed<br />Join Our Growing Community:<br />- FaceBook & Twitter Page: @BNFocusToday<br />- Facebook Group: Money Mastery<br />- Instagram: @MoneyMasteryLife<br />Visit us at <a href="http://www.moneymasterylife.com" rel="noopener">www.moneymasterylife.com</a>]]></itunes:summary><itunes:duration>1245</itunes:duration><itunes:keywords>budget,budgeting,debt,debt_freedom,focus,goals,inspiration,money,motivation,self_help,why</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/920508d3fc4781d9ef7a2f0b47d4b94a.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
