<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Better Insurance Options Senior Security</title><link>https://www.spreaker.com/show/better-insurance-options-senior-security</link><description><![CDATA[]]></description><atom:link href="https://www.spreaker.com/show/2940579/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Society &amp; Culture</category><copyright>Copyright Frank Sutter</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg</url><title>Better Insurance Options Senior Security</title><link>https://www.spreaker.com/show/better-insurance-options-senior-security</link></image><lastBuildDate>Thu, 31 May 2018 15:39:03 +0000</lastBuildDate><itunes:author>Frank Sutter</itunes:author><itunes:owner><itunes:name>Frank Sutter</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:category text="Society &amp; Culture"/><itunes:explicit>clean</itunes:explicit><itunes:type>episodic</itunes:type><googleplay:author>Frank Sutter</googleplay:author><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:email>feeds@spreaker.com</googleplay:email><googleplay:category text="Society &amp; Culture"/><googleplay:explicit>No</googleplay:explicit><item><title>The disadvantage of the Advantage Plan drug benefit mixdown</title><link>https://www.spreaker.com/user/10449937/the-disadvantage-of-the-advantage-plan-d</link><guid isPermaLink="false">https://api.spreaker.com/episode/14771842</guid><pubDate>Thu, 31 May 2018 15:36:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14771842/pdcst_the_disadvantage_of_the_advantage_plan_drug_benefit_mixdown.mp3" length="9438022" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:duration>590</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>PDCST Advantage Plan Benefits mixdown</title><link>https://www.spreaker.com/user/10449937/pdcst-advantage-plan-benefits-mixdown</link><description><![CDATA[Why is Medicare Advantage so much cheaper then Medigap coverage? Don't they do the same thing?<br /><br />Yeah.....no. Actually, not even close.<br /><br />I got this question in my office the other day, and I wanted to help, because this is a big decision. <br /><br />The simple truth is that Medicare Advantage is much closer to Original Medicare. There are real differences with Medicare Advantage such as an Out Of Pocket Maximum, and the bundled Part D benefit, but overall, the two plans are very similar.<br /><br />Medicare Advantage plans do not replace Medicare, they build on it. Medicare Advantage has to offer every benefit that original Medicare offers by law so basically, it will be a mirror copy with some add-ons. There are good things about Medicare Advantage plans, real, tangible benefits, such as an Out Of Pocket Maximum, and the bundled Part D benefit, but it would help you tremendously to know exactly what you are getting.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14937465</guid><pubDate>Thu, 31 May 2018 15:35:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14937465/pdcst_advantage_plan_benefits_mixdown.mp3" length="8288644" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Why is Medicare Advantage so much cheaper then Medigap coverage? Don't they do the same thing?&#13;
&#13;
Yeah.....no. Actually, not even close.&#13;
&#13;
I got this question in my office the other day, and I wanted to help, because this is a big decision. &#13;
&#13;
The...</itunes:subtitle><itunes:summary><![CDATA[Why is Medicare Advantage so much cheaper then Medigap coverage? Don't they do the same thing?<br /><br />Yeah.....no. Actually, not even close.<br /><br />I got this question in my office the other day, and I wanted to help, because this is a big decision. <br /><br />The simple truth is that Medicare Advantage is much closer to Original Medicare. There are real differences with Medicare Advantage such as an Out Of Pocket Maximum, and the bundled Part D benefit, but overall, the two plans are very similar.<br /><br />Medicare Advantage plans do not replace Medicare, they build on it. Medicare Advantage has to offer every benefit that original Medicare offers by law so basically, it will be a mirror copy with some add-ons. There are good things about Medicare Advantage plans, real, tangible benefits, such as an Out Of Pocket Maximum, and the bundled Part D benefit, but it would help you tremendously to know exactly what you are getting.]]></itunes:summary><itunes:duration>519</itunes:duration><itunes:keywords>bio,advantage,medigap</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Why is Medicare Advantage so much cheaper then Medigap coverage? Don't they do the same thing?&#13;
&#13;
Yeah.....no. Actually, not even close.&#13;
&#13;
I got this question in my office the other day, and I wanted to help, because this is a big decision. &#13;
&#13;
The simple truth is that Medicare Advantage is much closer to Original Medicare. There are real differences with Medicare Advantage such as an Out Of Pocket Maximum, and the bundled Part D benefit, but overall, the two plans are very similar.&#13;
&#13;
Medicare Advantage plans do not replace Medicare, they build on it. Medicare Advantage has to offer every benefit that original Medicare offers by law so basically, it will be a mirror copy with some add-ons. There are good things about Medicare Advantage plans, real, tangible benefits, such as an Out Of Pocket Maximum, and the bundled Part D benefit, but it would help you tremendously to know exactly what you are getting.</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>Consider Final expense if you are trapped in an Advantage Plan</title><link>https://www.spreaker.com/user/10449937/pdcst-final-expense-if-you-are-trapped-i</link><description><![CDATA[Some plans will leave your loved ones with end-of-life expenses, this can be avoided.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14918330</guid><pubDate>Tue, 29 May 2018 17:45:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14918330/pdcst_final_expense_if_you_are_trapped_in_advantage_mixdown.mp3" length="6658649" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Some plans will leave your loved ones with end-of-life expenses, this can be avoided.</itunes:subtitle><itunes:summary><![CDATA[Some plans will leave your loved ones with end-of-life expenses, this can be avoided.]]></itunes:summary><itunes:duration>417</itunes:duration><itunes:keywords>bio,advantage</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Some plans will leave your loved ones with end-of-life expenses, this can be avoided.</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>The Disadvantage of the Advantage Plan Drug Benefit</title><link>https://www.spreaker.com/user/10449937/pdcst-the-disadvantage-of-the-advantage-</link><description><![CDATA[Everyones perscription drug mix is different, Part D perscription drug coverage is not a "One-size fits all" choice. So why does an Advantage plan offer just one choice in drug coverage? To meet the needs of the largest number of beneficiaries, of course! If you choose a Part C Advantage plan, you have to take the drug plan that is attached to it. Period.<br /><br />So what is the solution to that? Go in a different direction! Consider Medicare Supplement plans, where you get better coverage, and you get to pick whatever drug coverage you want. Choice is good. Come explore the possibilities on my website, franklybetterme.com/seniorsecurity]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14800592</guid><pubDate>Tue, 15 May 2018 18:32:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14800592/pdcst_the_disadvantage_of_the_advantage_plan_drug_benefit_mixdown.mp3" length="9438022" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Everyones perscription drug mix is different, Part D perscription drug coverage is not a "One-size fits all" choice. So why does an Advantage plan offer just one choice in drug coverage? To meet the needs of the largest number of beneficiaries, of...</itunes:subtitle><itunes:summary><![CDATA[Everyones perscription drug mix is different, Part D perscription drug coverage is not a "One-size fits all" choice. So why does an Advantage plan offer just one choice in drug coverage? To meet the needs of the largest number of beneficiaries, of course! If you choose a Part C Advantage plan, you have to take the drug plan that is attached to it. Period.<br /><br />So what is the solution to that? Go in a different direction! Consider Medicare Supplement plans, where you get better coverage, and you get to pick whatever drug coverage you want. Choice is good. Come explore the possibilities on my website, franklybetterme.com/seniorsecurity]]></itunes:summary><itunes:duration>590</itunes:duration><itunes:keywords>medicare,advantage,medigap</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Everyones perscription drug mix is different, Part D perscription drug coverage is not a "One-size fits all" choice. So why does an Advantage plan offer just one choice in drug coverage? To meet the needs of the largest number of beneficiaries, of course! If you choose a Part C Advantage plan, you have to take the drug plan that is attached to it. Period.&#13;
&#13;
So what is the solution to that? Go in a different direction! Consider Medicare Supplement plans, where you get better coverage, and you get to pick whatever drug coverage you want. Choice is good. Come explore the possibilities on my website, franklybetterme.com/seniorsecurity</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>Original Medicare is Not Enough</title><link>https://www.spreaker.com/user/10449937/original-medicare-is-not-enough</link><description><![CDATA[Original Medicare always leaves something for the individual to pay, and sometimes it can be a lot. I can protect you.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14771779</guid><pubDate>Fri, 11 May 2018 18:29:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14771779/original_medicare_is_not_enough.mp3" length="5730219" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Original Medicare always leaves something for the individual to pay, and sometimes it can be a lot. I can protect you.</itunes:subtitle><itunes:summary><![CDATA[Original Medicare always leaves something for the individual to pay, and sometimes it can be a lot. I can protect you.]]></itunes:summary><itunes:duration>359</itunes:duration><itunes:keywords>bio,medigap,medsups,betterinsuranceoptions\</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Original Medicare always leaves something for the individual to pay, and sometimes it can be a lot. I can protect you.</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>PDCST Medigap plans Final</title><link>https://www.spreaker.com/user/10449937/pdcst-medigap-plans-final</link><description><![CDATA[Talks about the various Medigap plans that are available]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14771756</guid><pubDate>Fri, 11 May 2018 18:19:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14771756/pdcst_medigap_plans_final.mp3" length="11589676" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Talks about the various Medigap plans that are available</itunes:subtitle><itunes:summary><![CDATA[Talks about the various Medigap plans that are available]]></itunes:summary><itunes:duration>725</itunes:duration><itunes:keywords>medigap,betterinsuranceoptions,bestmedicareplan</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Talks about the various Medigap plans that are available</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>PDCST Medigap Eligibility Final</title><link>https://www.spreaker.com/user/10449937/pdcst-medigap-eligibility-final</link><description><![CDATA[Talks about eligibility periods for Medigap]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14771738</guid><pubDate>Fri, 11 May 2018 18:17:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14771738/pdcst_medigap_eligibility_final.mp3" length="10117954" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Talks about eligibility periods for Medigap</itunes:subtitle><itunes:summary><![CDATA[Talks about eligibility periods for Medigap]]></itunes:summary><itunes:duration>633</itunes:duration><itunes:keywords>medigap,medsups,betterinsuranceoptions,guaranteedissue</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Talks about eligibility periods for Medigap</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item><item><title>PDCST Is Medigap Too Expensive mixdown</title><link>https://www.spreaker.com/user/10449937/pdcst-is-medigap-too-expensive-mixdown</link><description><![CDATA[Compares Medigap to Original Medicare]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14771717</guid><pubDate>Fri, 11 May 2018 18:15:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14771717/pdcst_is_medigap_too_expensive_mixdown.mp3" length="5882052" type="audio/mpeg"/><itunes:author>Frank Sutter</itunes:author><itunes:subtitle>Compares Medigap to Original Medicare</itunes:subtitle><itunes:summary><![CDATA[Compares Medigap to Original Medicare]]></itunes:summary><itunes:duration>368</itunes:duration><itunes:keywords>medicare,bio,medigap,medsups,betterinuranceoptions</itunes:keywords><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><itunes:episodeType>full</itunes:episodeType><googleplay:author>Frank Sutter</googleplay:author><googleplay:description>Compares Medigap to Original Medicare</googleplay:description><googleplay:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a5ed3a83596d2193cc08b6874596553a.jpg"/><googleplay:explicit>No</googleplay:explicit></item></channel></rss>
