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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>The MILES Financial Show</title><link>http://www.milesfinancialgroup.com</link><description><![CDATA[Billie Miles is the Founder and Chief Executive Officer of Miles Financial Group, a Southern California-based financial planning firm specializing in retirement income strategies, tax-efficient planning, and wealth preservation. For more than two decades, Billie has served as a trusted guide for individuals and families who want to grow, protect, and preserve what they have spent a lifetime building. His philosophy centers on helping clients achieve a “just because” retirement, not a “just-in-case” one.<br /><br />Billie specializes in holistic retirement planning, with a focus on asset protection, tax-efficient strategies, and the creation of predictable, reliable income that clients can depend on throughout retirement. His approach simplifies complexity by aligning all aspects of financial life, so clients can move forward with clarity, confidence, and a plan that supports both their lifestyle and their legacy.<br /><br />He is the host of The Miles Financial Show, one of the longest-running retirement planning radio shows in California, where he has spent more than a decade educating listeners on how to reduce risk, minimize taxes, and make smarter financial decisions. Through the show and his live events, Billie has become a trusted voice in retirement planning across the region.<br /><br />Billie holds a Bachelor of Science in Marketing Management and a Master of Science in Personal Financial Planning from the College for Financial Planning. He is currently a Doctor of Business Administration candidate in Organizational Leadership, further advancing his expertise in leadership, strategy, and organizational development.<br /><br />In addition to his academic background, Billie holds the CHFC®, CRPC™, and SE-AWMA® financial designations, reflecting his commitment to ongoing education and delivering sophisticated planning strategies to his clients.<br /><br />Through his work at Miles Financial Group, Billie serves families both locally and nationwide, supported by multi-state licensing and a coordinated planning team.<br /><br />Outside of the office, Billie values faith, family, and community. He resides in Southern California with his wife and children and enjoys coaching youth sports and spending quality time with his family.]]></description><atom:link href="https://www.spreaker.com/show/2070394/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Miles Financial Group</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg</url><title>The MILES Financial Show</title><link>http://www.milesfinancialgroup.com</link></image><lastBuildDate>Tue, 10 Nov 2026 07:32:01 +0000</lastBuildDate><itunes:author>Billie Miles</itunes:author><itunes:owner><itunes:name>Miles Financial Group</itunes:name><itunes:email>info@milesfinancialgroup.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:subtitle>Billie Miles is the Founder and Chief Executive Officer of Miles Financial Group, a Southern California-based financial planning firm specializing in retirement income strategies, tax-efficient planning, and wealth preservation. For more than two...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles is the Founder and Chief Executive Officer of Miles Financial Group, a Southern California-based financial planning firm specializing in retirement income strategies, tax-efficient planning, and wealth preservation. For more than two decades, Billie has served as a trusted guide for individuals and families who want to grow, protect, and preserve what they have spent a lifetime building. His philosophy centers on helping clients achieve a “just because” retirement, not a “just-in-case” one.<br /><br />Billie specializes in holistic retirement planning, with a focus on asset protection, tax-efficient strategies, and the creation of predictable, reliable income that clients can depend on throughout retirement. His approach simplifies complexity by aligning all aspects of financial life, so clients can move forward with clarity, confidence, and a plan that supports both their lifestyle and their legacy.<br /><br />He is the host of The Miles Financial Show, one of the longest-running retirement planning radio shows in California, where he has spent more than a decade educating listeners on how to reduce risk, minimize taxes, and make smarter financial decisions. Through the show and his live events, Billie has become a trusted voice in retirement planning across the region.<br /><br />Billie holds a Bachelor of Science in Marketing Management and a Master of Science in Personal Financial Planning from the College for Financial Planning. He is currently a Doctor of Business Administration candidate in Organizational Leadership, further advancing his expertise in leadership, strategy, and organizational development.<br /><br />In addition to his academic background, Billie holds the CHFC®, CRPC™, and SE-AWMA® financial designations, reflecting his commitment to ongoing education and delivering sophisticated planning strategies to his clients.<br /><br />Through his work at Miles Financial Group, Billie serves families both locally and nationwide, supported by multi-state licensing and a coordinated planning team.<br /><br />Outside of the office, Billie values faith, family, and community. He resides in Southern California with his wife and children and enjoys coaching youth sports and spending quality time with his family.]]></itunes:summary><itunes:category text="Business"/><itunes:category text="Business"><itunes:category text="Management"/></itunes:category><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:explicit>false</itunes:explicit><podcast:guid>75ea92b6-07cc-5504-a1cd-77460bd9f53b</podcast:guid><itunes:type>episodic</itunes:type><item><title>What No One Saw Coming</title><link>https://www.spreaker.com/episode/what-no-one-saw-coming--76279812</link><description><![CDATA[For centuries, "all swans are white" was treated as settled fact. Then, in 1697, explorers found black swans in Australia. Billie Miles, co-founder of Miles Financial Group, uses the story behind the term "black swan event" to talk about rare, unpredictable events and what they can mean for someone in or near retirement. Also in this episode: the appeal to probability, the math of recovering from a loss, and the difference between paychecks and playchecks.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/76279812</guid><pubDate>Tue, 10 Nov 2026 07:29:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/76279812/s9_e5_what_no_one_saw_coming.mp3" length="23524730" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3/e98f2e88-f6bf-4f32-944d-abcd3aad8fc3.vtt" type="text/vtt" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>For centuries, "all swans are white" was treated as settled fact. Then, in 1697, explorers found black swans in Australia. Billie Miles, co-founder of Miles Financial Group, uses the story behind the term "black swan event" to talk about rare,...</itunes:subtitle><itunes:summary><![CDATA[For centuries, "all swans are white" was treated as settled fact. Then, in 1697, explorers found black swans in Australia. Billie Miles, co-founder of Miles Financial Group, uses the story behind the term "black swan event" to talk about rare, unpredictable events and what they can mean for someone in or near retirement. Also in this episode: the appeal to probability, the math of recovering from a loss, and the difference between paychecks and playchecks.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1471</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>9</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>No Crystal Ball</title><link>https://www.spreaker.com/episode/no-crystal-ball--76279813</link><description><![CDATA[No one knows when the next market downturn will come. Not your broker, not you, and not Billie Miles. In this episode Billie, co-founder of Miles Financial Group, talks about planning without a crystal ball: the shift from accumulation to preservation and distribution, why avoiding large losses can matter more than chasing large gains, and one of the biggest decisions in retirement, when and how to claim Social Security. The episode closes with the income gap and how to think about filling it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/76279813</guid><pubDate>Tue, 10 Nov 2026 07:28:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/76279813/s9_e4_no_crystal_ball.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/cbd42c75-c16e-4042-973d-3c48d0e1fbb8/cbd42c75-c16e-4042-973d-3c48d0e1fbb8.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/cbd42c75-c16e-4042-973d-3c48d0e1fbb8/cbd42c75-c16e-4042-973d-3c48d0e1fbb8.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/cbd42c75-c16e-4042-973d-3c48d0e1fbb8/cbd42c75-c16e-4042-973d-3c48d0e1fbb8.vtt" type="text/vtt" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>No one knows when the next market downturn will come. Not your broker, not you, and not Billie Miles. In this episode Billie, co-founder of Miles Financial Group, talks about planning without a crystal ball: the shift from accumulation to preservation...</itunes:subtitle><itunes:summary><![CDATA[No one knows when the next market downturn will come. Not your broker, not you, and not Billie Miles. In this episode Billie, co-founder of Miles Financial Group, talks about planning without a crystal ball: the shift from accumulation to preservation and distribution, why avoiding large losses can matter more than chasing large gains, and one of the biggest decisions in retirement, when and how to claim Social Security. The episode closes with the income gap and how to think about filling it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>9</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Sledding Hill</title><link>https://www.spreaker.com/episode/the-sledding-hill--76279814</link><description><![CDATA[Kids fly down a sledding hill without a second thought. Later in life, most of us take the hill with more caution. Billie Miles, co-founder of Miles Financial Group, uses that picture to talk about risk near retirement. Also in this episode: the two purposes of money, life and legacy; why the order of gains and losses matters once withdrawals begin; and why retirement is about income, not the size of an account.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/76279814</guid><pubDate>Tue, 10 Nov 2026 07:26:57 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/76279814/s9_e3_the_sledding_hill.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f/ecd7c6e1-4a93-4f8f-ab6c-07285f1eca3f.vtt" type="text/vtt" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Kids fly down a sledding hill without a second thought. Later in life, most of us take the hill with more caution. Billie Miles, co-founder of Miles Financial Group, uses that picture to talk about risk near retirement. Also in this episode: the two...</itunes:subtitle><itunes:summary><![CDATA[Kids fly down a sledding hill without a second thought. Later in life, most of us take the hill with more caution. Billie Miles, co-founder of Miles Financial Group, uses that picture to talk about risk near retirement. Also in this episode: the two purposes of money, life and legacy; why the order of gains and losses matters once withdrawals begin; and why retirement is about income, not the size of an account.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>9</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Take It Out of Park</title><link>https://www.spreaker.com/episode/take-it-out-of-park--76279815</link><description><![CDATA[Is your retirement a driver, or a trailer queen? Billie Miles, co-founder of Miles Financial Group, talks about what it can cost to leave retirement savings parked on the sideline, why emergency money and retirement money have different jobs, and the difference between paychecks and playchecks. Billie also looks at how the picture changes in the five to ten years before retirement, and why long-term care belongs in the plan.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/76279815</guid><pubDate>Tue, 10 Nov 2026 07:26:01 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/76279815/s9_e1_take_it_out_of_park.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/943d5535-d057-4e23-884e-4cd89bae1441/943d5535-d057-4e23-884e-4cd89bae1441.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/943d5535-d057-4e23-884e-4cd89bae1441/943d5535-d057-4e23-884e-4cd89bae1441.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/943d5535-d057-4e23-884e-4cd89bae1441/943d5535-d057-4e23-884e-4cd89bae1441.vtt" type="text/vtt" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Is your retirement a driver, or a trailer queen? Billie Miles, co-founder of Miles Financial Group, talks about what it can cost to leave retirement savings parked on the sideline, why emergency money and retirement money have different jobs, and the...</itunes:subtitle><itunes:summary><![CDATA[Is your retirement a driver, or a trailer queen? Billie Miles, co-founder of Miles Financial Group, talks about what it can cost to leave retirement savings parked on the sideline, why emergency money and retirement money have different jobs, and the difference between paychecks and playchecks. Billie also looks at how the picture changes in the five to ten years before retirement, and why long-term care belongs in the plan.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>9</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Sugar Rush</title><link>https://www.spreaker.com/episode/the-sugar-rush--76279816</link><description><![CDATA[One good day in the market can feel like a sugar rush. Billie Miles, co-founder of Miles Financial Group, explains the appeal to probability, the habit of assuming something will happen because it can, and how it shows up as the gambler's fallacy. Also in this episode: the math of recovering from a loss, why people insure a home but rarely ask what protects their retirement savings, the difference between the function of money and its purpose, and what author Nassim Taleb has to say about measuring risk.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/76279816</guid><pubDate>Tue, 10 Nov 2026 07:25:46 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/76279816/s9_e2_the_sugar_rush.mp3" length="23908417" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d/5bc1e55f-4bde-4d7f-b983-74a9d5fcdc2d.vtt" type="text/vtt" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>One good day in the market can feel like a sugar rush. Billie Miles, co-founder of Miles Financial Group, explains the appeal to probability, the habit of assuming something will happen because it can, and how it shows up as the gambler's fallacy....</itunes:subtitle><itunes:summary><![CDATA[One good day in the market can feel like a sugar rush. Billie Miles, co-founder of Miles Financial Group, explains the appeal to probability, the habit of assuming something will happen because it can, and how it shows up as the gambler's fallacy. Also in this episode: the math of recovering from a loss, why people insure a home but rarely ask what protects their retirement savings, the difference between the function of money and its purpose, and what author Nassim Taleb has to say about measuring risk.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1495</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>9</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Income vs. If-Come</title><link>https://www.spreaker.com/episode/income-vs-if-come--16350174</link><description><![CDATA[Billie and Mark Elliott build this conversation around a piece of wordplay: the difference between income, money you can count on arriving every month, and what Billie calls if-come, money that's only there if the market cooperates. They talk through why the question isn't just what kind of financial professional you want but what you want them to do with your money, why the priority shifts from rate of return to reliable income as retirement nears, and how a bad sequence of returns early in retirement can force people back to work.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/537785907</guid><pubDate>Fri, 04 Sep 2026 16:56:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/16350174/537785907_user_626355742_miles_financial_show_120118.mp3" length="36112082" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/4935e014538a41fe19b4daaa66a57c4316ceade0.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott build this conversation around a piece of wordplay: the difference between income, money you can count on arriving every month, and what Billie calls if-come, money that's only there if the market cooperates. They talk through...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott build this conversation around a piece of wordplay: the difference between income, money you can count on arriving every month, and what Billie calls if-come, money that's only there if the market cooperates. They talk through why the question isn't just what kind of financial professional you want but what you want them to do with your money, why the priority shifts from rate of return to reliable income as retirement nears, and how a bad sequence of returns early in retirement can force people back to work.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Cost No One Plans For</title><link>https://www.spreaker.com/episode/the-cost-no-one-plans-for--18136182</link><description><![CDATA[Billie and Mark Elliott tackle one of the largest and least-planned-for costs in retirement: health care and long-term care. They walk through why these expenses catch people off guard, why relying on Medicare alone leaves gaps, and how newer approaches to long-term-care planning differ from the traditional "use it or lose it" policies people remember. The throughline is the same as the rest of the series, building a plan that holds up regardless of what happens, rather than hoping the need never comes.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/629630178</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/18136182/849924829_user_626355742_miles_financial_show_06_01_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/18d3ea1e31ab983da507513ffe6eb4777199b774.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott tackle one of the largest and least-planned-for costs in retirement: health care and long-term care. They walk through why these expenses catch people off guard, why relying on Medicare alone leaves gaps, and how newer...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott tackle one of the largest and least-planned-for costs in retirement: health care and long-term care. They walk through why these expenses catch people off guard, why relying on Medicare alone leaves gaps, and how newer approaches to long-term-care planning differ from the traditional "use it or lose it" policies people remember. The throughline is the same as the rest of the series, building a plan that holds up regardless of what happens, rather than hoping the need never comes.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Tax Freight Train</title><link>https://www.spreaker.com/episode/the-tax-freight-train--17848905</link><description><![CDATA[Billie and Mark Elliott take on a part of retirement most people underestimate: taxes. The common assumption is that you'll be in a lower bracket once you retire, but between tax-deferred accounts, future rate changes, and required withdrawals, Billie argues the bill can be bigger than expected. They walk through why the years around retirement can be a window to convert tax-deferred savings to Roth, the trade-offs of paying tax now versus later, and why a tax strategy belongs alongside your income and investment plans rather than as an afterthought.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/616476975</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/17848905/616476975_user_626355742_miles_financial_show_market_effects_on_your_retirement.mp3" length="36201925" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/d60cee72408059da487b35ed12c17a74ab22d4f3.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott take on a part of retirement most people underestimate: taxes. The common assumption is that you'll be in a lower bracket once you retire, but between tax-deferred accounts, future rate changes, and required withdrawals, Billie...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott take on a part of retirement most people underestimate: taxes. The common assumption is that you'll be in a lower bracket once you retire, but between tax-deferred accounts, future rate changes, and required withdrawals, Billie argues the bill can be bigger than expected. They walk through why the years around retirement can be a window to convert tax-deferred savings to Roth, the trade-offs of paying tax now versus later, and why a tax strategy belongs alongside your income and investment plans rather than as an afterthought.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1504</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Dominoes You Spent Years Lining Up</title><link>https://www.spreaker.com/episode/the-dominoes-you-spent-years-lining-up--17431418</link><description><![CDATA[Billie Miles joins Mark Elliott for a conversation about what happens when a plan built over decades meets something it never accounted for. Billie tells the story of the dominoes he spent hours lining up as a child, and the family dog who ran through them, then uses it to look at how much of a retirement plan quietly depends on conditions holding steady. The conversation also covers why monthly income, rather than account balance, tends to determine how retirement actually feels day to day, and a lesser-known option inside many employer plans called an in-service distribution.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/595534701</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/17431418/595534701_user_626355742_market_risk_and_your_retirement.mp3" length="36204156" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/1e2b5174dbb08e9af3d7a5934461bcc8bc689719.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles joins Mark Elliott for a conversation about what happens when a plan built over decades meets something it never accounted for. Billie tells the story of the dominoes he spent hours lining up as a child, and the family dog who ran through...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles joins Mark Elliott for a conversation about what happens when a plan built over decades meets something it never accounted for. Billie tells the story of the dominoes he spent hours lining up as a child, and the family dog who ran through them, then uses it to look at how much of a retirement plan quietly depends on conditions holding steady. The conversation also covers why monthly income, rather than account balance, tends to determine how retirement actually feels day to day, and a lesser-known option inside many employer plans called an in-service distribution.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1504</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Black Swan</title><link>https://www.spreaker.com/episode/the-black-swan--17271043</link><description><![CDATA[Billie and Mark Elliott build this conversation around author Nassim Taleb's idea of the "Black Swan", the rare, unpredictable event no one sees coming. They trace the term's origin (for centuries "all swans are white" was accepted fact, until black ones turned up in Australia in 1697), point to events like 9/11 and 2008 as market examples, and make a subtle but important point: diversification can spread out company-specific risk, but it can't protect you from a broad market drop if all your money is in the market.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/584805507</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/17271043/584805507_user_626355742_miles_financial_show_how_to_measure_risk.mp3" length="36203410" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/bf06634fd4cc2d38baebc4e138d018b1a9b6ce96.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott build this conversation around author Nassim Taleb's idea of the "Black Swan", the rare, unpredictable event no one sees coming. They trace the term's origin (for centuries "all swans are white" was accepted fact, until black...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott build this conversation around author Nassim Taleb's idea of the "Black Swan", the rare, unpredictable event no one sees coming. They trace the term's origin (for centuries "all swans are white" was accepted fact, until black ones turned up in Australia in 1697), point to events like 9/11 and 2008 as market examples, and make a subtle but important point: diversification can spread out company-specific risk, but it can't protect you from a broad market drop if all your money is in the market.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1504</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Stairs Up, Elevator Down</title><link>https://www.spreaker.com/episode/stairs-up-elevator-down--16979387</link><description><![CDATA[Billie and Mark Elliott use a simple image to describe market behavior: you climb the stairs on the way up, but take the elevator on the way down, gains build slowly, losses come fast. From there they dig into why a 401(k) isn't the same thing as a pension (no guaranteed lifetime income attached), what that means for someone nearing retirement, and how a little-known option, moving 401(k) funds after age 59½ while still working, can let you protect gains before the next drop.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/571837704</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/16979387/571837704_user_626355742_miles_financial_show_protect_your_retirement_money.mp3" length="36201917" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/93c542547242a88ee250b344b792c9ef80fe5dd6.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott use a simple image to describe market behavior: you climb the stairs on the way up, but take the elevator on the way down, gains build slowly, losses come fast. From there they dig into why a 401(k) isn't the same thing as a...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott use a simple image to describe market behavior: you climb the stairs on the way up, but take the elevator on the way down, gains build slowly, losses come fast. From there they dig into why a 401(k) isn't the same thing as a pension (no guaranteed lifetime income attached), what that means for someone nearing retirement, and how a little-known option, moving 401(k) funds after age 59½ while still working, can let you protect gains before the next drop.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1504</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Own Your Gains, or Rent Them?</title><link>https://www.spreaker.com/episode/do-you-own-your-gains-or-rent-them--16629668</link><description><![CDATA[Billie Miles joins Mark Elliott to look at the difference between a gain you keep and a gain you only borrow for a while. The conversation works through why recovering from a large loss takes more than the loss itself, an old rule of thumb some use to think about how much risk belongs in a portfolio later in life, and why a plan built for the years of saving may not be the plan for the years of spending. Billie also talks about building a retirement the way you would build a house, starting with the foundation.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/554033946</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/16629668/554033946_user_626355742_miles_financial_show_010519.mp3" length="36113556" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/6c2d2d867292a08ddc60db8634d6d3147faa89b6.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles joins Mark Elliott to look at the difference between a gain you keep and a gain you only borrow for a while. The conversation works through why recovering from a large loss takes more than the loss itself, an old rule of thumb some use to...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles joins Mark Elliott to look at the difference between a gain you keep and a gain you only borrow for a while. The conversation works through why recovering from a large loss takes more than the loss itself, an old rule of thumb some use to think about how much risk belongs in a portfolio later in life, and why a plan built for the years of saving may not be the plan for the years of spending. Billie also talks about building a retirement the way you would build a house, starting with the foundation.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>allocation,crashes,milesfinancialgroup,milesfinancialshow,psychology,retirement</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Market-Protected Accounts</title><link>https://www.spreaker.com/episode/market-protected-accounts--16481130</link><description><![CDATA[Billie and Mark Elliott explain "market-protected accounts", strategies meant to capture market gains while shielding savings from losses, and offer a simple rule of thumb for how much risk makes sense: the Rule of 100. Subtract your age from 100, and the result is roughly the maximum percentage many economists suggest keeping exposed to the market. They walk through why that mix shifts toward protection near retirement, why big losses are so much harder to recover from than they look, and why an income plan matters as much as an investment one.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/541197900</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/16481130/541197900_user_626355742_miles_financial_show_120818.mp3" length="36112808" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/13f0a8ace696839d33b0e9809fc45aecf8d18419.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott explain "market-protected accounts", strategies meant to capture market gains while shielding savings from losses, and offer a simple rule of thumb for how much risk makes sense: the Rule of 100. Subtract your age from 100, and...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott explain "market-protected accounts", strategies meant to capture market gains while shielding savings from losses, and offer a simple rule of thumb for how much risk makes sense: the Rule of 100. Subtract your age from 100, and the result is roughly the maximum percentage many economists suggest keeping exposed to the market. They walk through why that mix shifts toward protection near retirement, why big losses are so much harder to recover from than they look, and why an income plan matters as much as an investment one.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Red Money, Green Money</title><link>https://www.spreaker.com/episode/red-money-green-money--16068864</link><description><![CDATA[Billie and Mark Elliott introduce a simple way to sort retirement savings: "red money," which is exposed to the market's ups and downs in exchange for higher potential returns, and "green money," which trades some upside for protection from loss. The real question, Billie argues, isn't which is better but what percentage of your money belongs in each, and why that mix should shift toward protection as retirement nears and the time to recover from a downturn shrinks.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/520217826</guid><pubDate>Fri, 04 Sep 2026 16:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/16068864/520217826_user_626355742_miles_financial_show_102718.mp3" length="36111334" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/144386dc05103a3b52973f566f90f04db139a140.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott introduce a simple way to sort retirement savings: "red money," which is exposed to the market's ups and downs in exchange for higher potential returns, and "green money," which trades some upside for protection from loss. The...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott introduce a simple way to sort retirement savings: "red money," which is exposed to the market's ups and downs in exchange for higher potential returns, and "green money," which trades some upside for protection from loss. The real question, Billie argues, isn't which is better but what percentage of your money belongs in each, and why that mix should shift toward protection as retirement nears and the time to recover from a downturn shrinks.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>When There's No Time to Recover</title><link>https://www.spreaker.com/episode/when-there-s-no-time-to-recover--49913287</link><description><![CDATA[As retirement approaches, the time available to recover from a market loss grows short, and that changes how much risk makes sense. Billie walks through why the years right before and after retirement are the most sensitive, using a couple of familiar metaphors, and talks through why a foundation of steady income sits at the center of a retirement plan.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1273865935</guid><pubDate>Mon, 06 Apr 2026 20:27:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49913287/1273865935_user_626355742_miles_financial_show_05_28_22.mp3" length="23995097" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/0969a10441605ada61313a8251b13e96a657fe5f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>As retirement approaches, the time available to recover from a market loss grows short, and that changes how much risk makes sense. Billie walks through why the years right before and after retirement are the most sensitive, using a couple of familiar...</itunes:subtitle><itunes:summary><![CDATA[As retirement approaches, the time available to recover from a market loss grows short, and that changes how much risk makes sense. Billie walks through why the years right before and after retirement are the most sensitive, using a couple of familiar metaphors, and talks through why a foundation of steady income sits at the center of a retirement plan.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1500</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Paychecks and Playchecks</title><link>https://www.spreaker.com/episode/paychecks-and-playchecks--60498645</link><description><![CDATA[Not all of your retirement money should do the same job. Billie breaks down a simple way to think about it: the paychecks that cover your essential, everyday expenses, and the playchecks, the money set aside for growth, travel, and the extras. Along the way he talks about why the years near retirement call for a different mindset than the years spent saving, and why building a dependable income foundation tends to come first.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60498645</guid><pubDate>Tue, 25 Jun 2024 05:32:31 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/60498645/miles_financial_show_06_29_24_replay_of_07_03_21_3_26_23.mp3" length="24001622" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/24c2964f34d6bbcd9a7d5221f9ba88dd75961217.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Not all of your retirement money should do the same job. Billie breaks down a simple way to think about it: the paychecks that cover your essential, everyday expenses, and the playchecks, the money set aside for growth, travel, and the extras. Along...</itunes:subtitle><itunes:summary><![CDATA[Not all of your retirement money should do the same job. Billie breaks down a simple way to think about it: the paychecks that cover your essential, everyday expenses, and the playchecks, the money set aside for growth, travel, and the extras. Along the way he talks about why the years near retirement call for a different mindset than the years spent saving, and why building a dependable income foundation tends to come first.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Return OF Your Money</title><link>https://www.spreaker.com/episode/the-return-of-your-money--49912578</link><description><![CDATA[Mark Twain said he cared more about the return of his money than the return on it, and Billie uses that idea to frame how priorities shift as retirement nears. The market swings you could shrug off in your saving years land differently once you're relying on the money to live. He talks through the move from an accumulation mindset to a preservation-and-distribution one, why diversification alone doesn't remove market risk, and why he's wary of projections that only ever show the good years.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49912578</guid><pubDate>Mon, 23 May 2022 20:26:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49912578/miles_financial_show_05_21_22_replay_of_05_22_21_24_15_9.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/05bf6a743fe61679debc7978fa4de77b5ad07c9f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Mark Twain said he cared more about the return of his money than the return on it, and Billie uses that idea to frame how priorities shift as retirement nears. The market swings you could shrug off in your saving years land differently once you're...</itunes:subtitle><itunes:summary><![CDATA[Mark Twain said he cared more about the return of his money than the return on it, and Billie uses that idea to frame how priorities shift as retirement nears. The market swings you could shrug off in your saving years land differently once you're relying on the money to live. He talks through the move from an accumulation mindset to a preservation-and-distribution one, why diversification alone doesn't remove market risk, and why he's wary of projections that only ever show the good years.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Guarantees, Not Assumptions</title><link>https://www.spreaker.com/episode/guarantees-not-assumptions--49913291</link><description><![CDATA[Just because a market has gone up doesn't mean it will keep going up, and Billie opens by naming that mistake: treating what's possible as if it's certain. From there he walks through why the math of losses is unforgiving near retirement (a big drop takes an even bigger gain just to break even), why the years approaching retirement call for a different mindset than your saving years, and the two rules he keeps coming back to: avoid the big losses, and favor steady gains over swinging for home runs.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1273865347</guid><pubDate>Mon, 23 May 2022 20:26:04 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49913291/1273865347_user_626355742_miles_financial_show_05_14_22.mp3" length="24002692" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/bb3a89b057a25c3830c78231140e382f93f771fa.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Just because a market has gone up doesn't mean it will keep going up, and Billie opens by naming that mistake: treating what's possible as if it's certain. From there he walks through why the math of losses is unforgiving near retirement (a big drop...</itunes:subtitle><itunes:summary><![CDATA[Just because a market has gone up doesn't mean it will keep going up, and Billie opens by naming that mistake: treating what's possible as if it's certain. From there he walks through why the math of losses is unforgiving near retirement (a big drop takes an even bigger gain just to break even), why the years approaching retirement call for a different mindset than your saving years, and the two rules he keeps coming back to: avoid the big losses, and favor steady gains over swinging for home runs.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Isn't Your Retirement Insured?</title><link>https://www.spreaker.com/episode/why-isn-t-your-retirement-insured--49913290</link><description><![CDATA[You insure your home, your car, and anything else of real value, so Billie asks the obvious question most people never do: why not the retirement money you're counting on to live? He walks through the different kinds of risk a portfolio carries, borrows an idea from author Nassim Taleb about how the biggest market events are the ones no one sees coming, and makes the case for thinking about retirement income the way you'd think about protecting anything else you can't afford to lose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1273865095</guid><pubDate>Mon, 23 May 2022 20:25:30 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49913290/1273865095_user_626355742_miles_financial_show_05_07_22.mp3" length="24001438" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/a1596aa65e1fcb4a311c3c2817fa90a60e8330b2.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>You insure your home, your car, and anything else of real value, so Billie asks the obvious question most people never do: why not the retirement money you're counting on to live? He walks through the different kinds of risk a portfolio carries,...</itunes:subtitle><itunes:summary><![CDATA[You insure your home, your car, and anything else of real value, so Billie asks the obvious question most people never do: why not the retirement money you're counting on to live? He walks through the different kinds of risk a portfolio carries, borrows an idea from author Nassim Taleb about how the biggest market events are the ones no one sees coming, and makes the case for thinking about retirement income the way you'd think about protecting anything else you can't afford to lose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Driver or Trailer Queen?</title><link>https://www.spreaker.com/episode/driver-or-trailer-queen--49913293</link><description><![CDATA[Billie borrows a term from classic-car auctions: a "driver" is a car you actually use, a "trailer queen" is one too precious to take out of the garage. His question for retirees is which one their retirement money resembles, safe, shiny, and doing nothing on the sidelines. He talks through why sitting entirely in cash carries its own risks (inflation, missed opportunity), why the years near retirement shift the focus toward dependable income, and why he keeps an emergency fund as the first thing any plan needs.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1273864765</guid><pubDate>Mon, 23 May 2022 20:24:44 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49913293/1273864765_user_626355742_miles_financial_show_04_30_22.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f706100e0d4b3d7001595a679add4b7d252b9087.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie borrows a term from classic-car auctions: a "driver" is a car you actually use, a "trailer queen" is one too precious to take out of the garage. His question for retirees is which one their retirement money resembles, safe, shiny, and doing...</itunes:subtitle><itunes:summary><![CDATA[Billie borrows a term from classic-car auctions: a "driver" is a car you actually use, a "trailer queen" is one too precious to take out of the garage. His question for retirees is which one their retirement money resembles, safe, shiny, and doing nothing on the sidelines. He talks through why sitting entirely in cash carries its own risks (inflation, missed opportunity), why the years near retirement shift the focus toward dependable income, and why he keeps an emergency fund as the first thing any plan needs.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Two Purposes of Money</title><link>https://www.spreaker.com/episode/the-two-purposes-of-money--49456025</link><description><![CDATA[Billie offers a simple frame for retirement money: every dollar is eventually used for one of two things, the life you're living now (income) or the legacy you leave behind. He walks through why the two call for different strategies, why income tends to be the piece people underestimate, and what the sequence of your returns and withdrawals can mean for how long your money lasts.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1251524452</guid><pubDate>Sat, 16 Apr 2022 23:08:32 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49456025/1251524452_user_626355742_miles_financial_show_03_26_22.mp3" length="24002692" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/3a8a3b520679f5564167cc399d04a8934edf99fb.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie offers a simple frame for retirement money: every dollar is eventually used for one of two things, the life you're living now (income) or the legacy you leave behind. He walks through why the two call for different strategies, why income tends...</itunes:subtitle><itunes:summary><![CDATA[Billie offers a simple frame for retirement money: every dollar is eventually used for one of two things, the life you're living now (income) or the legacy you leave behind. He walks through why the two call for different strategies, why income tends to be the piece people underestimate, and what the sequence of your returns and withdrawals can mean for how long your money lasts.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Myth of Average Returns</title><link>https://www.spreaker.com/episode/the-myth-of-average-returns--49456026</link><description><![CDATA[Billie takes aim at a number baked into most retirement plans: the idea that the stock market returns about 10% a year on average. Drawing on a Forbes piece and an idea from author Nassim Taleb about rare, unpredictable events, he argues that an average says little about the actual dollars you'll have when you need them, and asks whether the possibility of a 10% return is worth the risk of a large loss in the years you can least afford it. He also raises long-term care as a cost most plans overlook.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1251524305</guid><pubDate>Sat, 16 Apr 2022 23:08:12 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49456026/1251524305_user_626355742_miles_financial_show_04_02_22.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/0d416b2235a6784dd002e9468ccd6be3b06a9c59.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie takes aim at a number baked into most retirement plans: the idea that the stock market returns about 10% a year on average. Drawing on a Forbes piece and an idea from author Nassim Taleb about rare, unpredictable events, he argues that an...</itunes:subtitle><itunes:summary><![CDATA[Billie takes aim at a number baked into most retirement plans: the idea that the stock market returns about 10% a year on average. Drawing on a Forbes piece and an idea from author Nassim Taleb about rare, unpredictable events, he argues that an average says little about the actual dollars you'll have when you need them, and asks whether the possibility of a 10% return is worth the risk of a large loss in the years you can least afford it. He also raises long-term care as a cost most plans overlook.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Whose Idea Was It to Invest?</title><link>https://www.spreaker.com/episode/whose-idea-was-it-to-invest--49456027</link><description><![CDATA[Nobody is born planning to put their savings in the stock market, so where did the idea come from? Billie traces it back, a high-school lesson, a first-day-on-the-job 401(k) orientation, years of financial news, and asks whether the "work hard, invest, and you'll be fine" story was ever really examined. He points to retirees who followed that advice into 2008 as the reason he thinks the years near retirement call for a different approach, one focused on protecting the money you can't afford to lose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1251524173</guid><pubDate>Sat, 16 Apr 2022 23:07:52 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49456027/1251524173_user_626355742_miles_financial_show_04_16_22.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/4a36a837cd7e1aafb0acad3120942185ef2e0113.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Nobody is born planning to put their savings in the stock market, so where did the idea come from? Billie traces it back, a high-school lesson, a first-day-on-the-job 401(k) orientation, years of financial news, and asks whether the "work hard,...</itunes:subtitle><itunes:summary><![CDATA[Nobody is born planning to put their savings in the stock market, so where did the idea come from? Billie traces it back, a high-school lesson, a first-day-on-the-job 401(k) orientation, years of financial news, and asks whether the "work hard, invest, and you'll be fine" story was ever really examined. He points to retirees who followed that advice into 2008 as the reason he thinks the years near retirement call for a different approach, one focused on protecting the money you can't afford to lose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Your Retirement Isn't as Simple as ABC</title><link>https://www.spreaker.com/episode/your-retirement-isn-t-as-simple-as-abc--49456028</link><description><![CDATA[We learn young that A comes before B comes before C, and Billie says a lot of people quietly apply that same logic to their retirement accounts: it grew from A to B, so surely it keeps climbing to C. He uses the tech bubble, the housing bubble, and the long bull market that ended in early 2020 to show how often that assumption breaks, and makes the case for building a plan on what you can count on rather than on the line continuing upward. He also touches on why deferred-tax accounts may face a bigger bill down the road.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1251524062</guid><pubDate>Sat, 16 Apr 2022 23:07:36 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/49456028/1251524062_user_626355742_miles_financial_show_04_10_22.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/7abd938ef3ecd5c32748b3d57fd9716f25f21de4.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>We learn young that A comes before B comes before C, and Billie says a lot of people quietly apply that same logic to their retirement accounts: it grew from A to B, so surely it keeps climbing to C. He uses the tech bubble, the housing bubble, and...</itunes:subtitle><itunes:summary><![CDATA[We learn young that A comes before B comes before C, and Billie says a lot of people quietly apply that same logic to their retirement accounts: it grew from A to B, so surely it keeps climbing to C. He uses the tech bubble, the housing bubble, and the long bull market that ended in early 2020 to show how often that assumption breaks, and makes the case for building a plan on what you can count on rather than on the line continuing upward. He also touches on why deferred-tax accounts may face a bigger bill down the road.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Social Security Decision You Can't Undo</title><link>https://www.spreaker.com/episode/the-social-security-decision-you-can-t-undo--48241578</link><description><![CDATA[Deciding when to claim Social Security is one of the bigger, and more permanent, choices in retirement: once you claim, the window to reverse course is short, and after that the decision stands for life. Billie walks through why the timing matters so much, why it's hard to optimize on your own given the number of variables, and how a claiming decision should fit alongside the rest of a retirement income plan rather than being made in isolation.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1193936476</guid><pubDate>Mon, 10 Jan 2022 20:05:47 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/48241578/1193936476_user_626355742_miles_financial_show_01_08_22.mp3" length="24002203" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/760fc60666171016e7b152407b674ecea2af45bc.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Deciding when to claim Social Security is one of the bigger, and more permanent, choices in retirement: once you claim, the window to reverse course is short, and after that the decision stands for life. Billie walks through why the timing matters so...</itunes:subtitle><itunes:summary><![CDATA[Deciding when to claim Social Security is one of the bigger, and more permanent, choices in retirement: once you claim, the window to reverse course is short, and after that the decision stands for life. Billie walks through why the timing matters so much, why it's hard to optimize on your own given the number of variables, and how a claiming decision should fit alongside the rest of a retirement income plan rather than being made in isolation.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Don't Let Your Retirement Fall Off a Cliff</title><link>https://www.spreaker.com/episode/don-t-let-your-retirement-fall-off-a-cliff--48241579</link><description><![CDATA[Billie opens with a scene from the movie Cliffhanger, a climber slipping finger by finger out of a rescuer's grip, and uses it to frame his central question: is your retirement plan built to hold on when the market drops, or to slip? He draws a line between what he calls a "plan for life" (income you can count on regardless of what the market does) and a "plan for death," and makes the case for building the foundation on certainty rather than on the hope that markets keep rising.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1193936362</guid><pubDate>Mon, 10 Jan 2022 20:05:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/48241579/1193936362_user_626355742_miles_financial_show_12_25_21.mp3" length="24002692" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/d3bd5ea7c1c8203283bf35af0c10427fe413056e.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie opens with a scene from the movie Cliffhanger, a climber slipping finger by finger out of a rescuer's grip, and uses it to frame his central question: is your retirement plan built to hold on when the market drops, or to slip? He draws a line...</itunes:subtitle><itunes:summary><![CDATA[Billie opens with a scene from the movie Cliffhanger, a climber slipping finger by finger out of a rescuer's grip, and uses it to frame his central question: is your retirement plan built to hold on when the market drops, or to slip? He draws a line between what he calls a "plan for life" (income you can count on regardless of what the market does) and a "plan for death," and makes the case for building the foundation on certainty rather than on the hope that markets keep rising.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>All Swans Were White</title><link>https://www.spreaker.com/episode/all-swans-were-white--48241577</link><description><![CDATA[For centuries, "all swans are white" was treated as settled fact, until explorers reached Australia and found black ones. Billie uses that story to explain the term "Black Swan," a rare, unpredictable event no one saw coming, and points to 9/11, the 2008 recession, and the March 2020 crash as market examples. His argument: because these events seem to be arriving more often, the years near retirement call for a more defensive, preservation-minded approach than the "just ride it out" advice that suits younger savers.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1193936296</guid><pubDate>Mon, 10 Jan 2022 20:05:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/48241577/1193936296_user_626355742_miles_financial_show_12_18_21.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/5a2c2dd55578af1d23428a6ebbfbec589f5cdfe4.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>For centuries, "all swans are white" was treated as settled fact, until explorers reached Australia and found black ones. Billie uses that story to explain the term "Black Swan," a rare, unpredictable event no one saw coming, and points to 9/11, the...</itunes:subtitle><itunes:summary><![CDATA[For centuries, "all swans are white" was treated as settled fact, until explorers reached Australia and found black ones. Billie uses that story to explain the term "Black Swan," a rare, unpredictable event no one saw coming, and points to 9/11, the 2008 recession, and the March 2020 crash as market examples. His argument: because these events seem to be arriving more often, the years near retirement call for a more defensive, preservation-minded approach than the "just ride it out" advice that suits younger savers.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>It's Not the Size of the Account, It's the Income</title><link>https://www.spreaker.com/episode/it-s-not-the-size-of-the-account-it-s-the-income--48241580</link><description><![CDATA[Billie takes on a belief he says quietly wrecks retirements: the idea that you need to hit some big lump-sum number, $500,000, a million, before you can retire. His counter is that what actually matters isn't the size of the account but the income it produces. He walks through the idea of passive, residual income, money that arrives every month regardless of your account balance, and uses the example of people living comfortably on modest savings because their money is structured for income rather than as a pile to draw down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1193936164</guid><pubDate>Mon, 10 Jan 2022 20:05:03 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/48241580/1193936164_user_626355742_miles_financial_show_01_01_22.mp3" length="24002203" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/32c75748aab1fc7652cb6a2b4636d0314240e5cd.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie takes on a belief he says quietly wrecks retirements: the idea that you need to hit some big lump-sum number, $500,000, a million, before you can retire. His counter is that what actually matters isn't the size of the account but the income it...</itunes:subtitle><itunes:summary><![CDATA[Billie takes on a belief he says quietly wrecks retirements: the idea that you need to hit some big lump-sum number, $500,000, a million, before you can retire. His counter is that what actually matters isn't the size of the account but the income it produces. He walks through the idea of passive, residual income, money that arrives every month regardless of your account balance, and uses the example of people living comfortably on modest savings because their money is structured for income rather than as a pile to draw down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Losing or Gaining Is a Matter of Timing</title><link>https://www.spreaker.com/episode/losing-or-gaining-is-a-matter-of-timing--46566959</link><description><![CDATA[Billie Miles looks at how much of a market outcome comes down to when you happen to need the money, and why that matters more the closer retirement gets. He compares it to a sledding hill taken differently at each stage of life, not because the hill changes but because recovery takes longer. The episode also sorts the risks people accept gladly from the ones they insure against, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1126468147</guid><pubDate>Fri, 17 Sep 2021 16:59:57 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46566959/1126468147_user_626355742_miles_financial_show_09_11_21.mp3" length="23858425" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/8ef9ce268729e75ec28e64f2e0de135ba08364db.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at how much of a market outcome comes down to when you happen to need the money, and why that matters more the closer retirement gets. He compares it to a sledding hill taken differently at each stage of life, not because the hill...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at how much of a market outcome comes down to when you happen to need the money, and why that matters more the closer retirement gets. He compares it to a sledding hill taken differently at each stage of life, not because the hill changes but because recovery takes longer. The episode also sorts the risks people accept gladly from the ones they insure against, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1492</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>An Account Value or an Income Value?</title><link>https://www.spreaker.com/episode/an-account-value-or-an-income-value--46268309</link><description><![CDATA[Billie Miles takes on a number most people carry in their head: the balance they believe they need before retiring. He argues it is the wrong measure, and that what determines how retirement actually feels is how much arrives each month rather than how large the account looks. Along the way he looks at why the timing of a market move matters more the closer retirement gets, compares it to a sledding hill taken differently at each stage of life, and closes on a cost most plans leave out, the possibility of needing care later on.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1114276693</guid><pubDate>Fri, 27 Aug 2021 22:49:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46268309/1114276693_user_626355742_miles_financial_show_08_28_21.mp3" length="24001785" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/ce552acc28110577649960cce8910da49fdf94eb.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles takes on a number most people carry in their head: the balance they believe they need before retiring. He argues it is the wrong measure, and that what determines how retirement actually feels is how much arrives each month rather than...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles takes on a number most people carry in their head: the balance they believe they need before retiring. He argues it is the wrong measure, and that what determines how retirement actually feels is how much arrives each month rather than how large the account looks. Along the way he looks at why the timing of a market move matters more the closer retirement gets, compares it to a sledding hill taken differently at each stage of life, and closes on a cost most plans leave out, the possibility of needing care later on.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Can You Measure What You're Risking?</title><link>https://www.spreaker.com/episode/can-you-measure-what-you-re-risking--46268310</link><description><![CDATA[Billie Miles asks a question most people cannot answer: how much would a bad year actually cost you? Labels like conservative or aggressive, he argues, say very little about the number. From there he looks at the habit of treating what could happen as what will, why the events that matter most tend to be the ones nobody measured, and closes on the dominoes he spent hours lining up as a child and what it took to knock the whole line down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1114276585</guid><pubDate>Fri, 27 Aug 2021 22:49:15 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46268310/1114276585_user_626355742_miles_financial_show_08_21_21.mp3" length="23878069" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/32ac1dd37bc9ffea72f7def9254b09903b2da744.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles asks a question most people cannot answer: how much would a bad year actually cost you? Labels like conservative or aggressive, he argues, say very little about the number. From there he looks at the habit of treating what could happen as...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles asks a question most people cannot answer: how much would a bad year actually cost you? Labels like conservative or aggressive, he argues, say very little about the number. From there he looks at the habit of treating what could happen as what will, why the events that matter most tend to be the ones nobody measured, and closes on the dominoes he spent hours lining up as a child and what it took to knock the whole line down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1493</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ninety Thousand Hours</title><link>https://www.spreaker.com/episode/ninety-thousand-hours--46268312</link><description><![CDATA[Billie Miles starts with the arithmetic of a working life and asks why anyone would spend years recovering ground they already covered. He looks at what changes when an account stops receiving contributions and starts making payments, separates the money that has to cover the bills from the money that covers everything else, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1114276459</guid><pubDate>Fri, 27 Aug 2021 22:48:56 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46268312/1114276459_user_626355742_miles_financial_show_08_14_21.mp3" length="24001785" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/305acf429201a58e3a90a8cf6e438753cc17bce3.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles starts with the arithmetic of a working life and asks why anyone would spend years recovering ground they already covered. He looks at what changes when an account stops receiving contributions and starts making payments, separates the...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles starts with the arithmetic of a working life and asks why anyone would spend years recovering ground they already covered. He looks at what changes when an account stops receiving contributions and starts making payments, separates the money that has to cover the bills from the money that covers everything else, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Conservative, Moderate, Aggressive: So What?</title><link>https://www.spreaker.com/episode/conservative-moderate-aggressive-so-what--46268311</link><description><![CDATA[Billie Miles opens with a question worth putting to anyone managing money: how much would a bad year actually cost? Labels like conservative or aggressive, he argues, do not answer it. From there he looks at why the events with the largest consequences tend to be the ones nobody measured, sorts the risks people accept gladly from the ones they insure against, and asks what an average return figure really says about the dollars in a particular account.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1114276357</guid><pubDate>Fri, 27 Aug 2021 22:48:44 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/46268311/1114276357_user_626355742_miles_financial_show_08_07_21.mp3" length="23598036" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/967b4d0f9612966ee133bdfa089d9eef4fad8d66.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question worth putting to anyone managing money: how much would a bad year actually cost? Labels like conservative or aggressive, he argues, do not answer it. From there he looks at why the events with the largest...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question worth putting to anyone managing money: how much would a bad year actually cost? Labels like conservative or aggressive, he argues, do not answer it. From there he looks at why the events with the largest consequences tend to be the ones nobody measured, sorts the risks people accept gladly from the ones they insure against, and asks what an average return figure really says about the dollars in a particular account.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1475</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Which Asset Goes First?</title><link>https://www.spreaker.com/episode/which-asset-goes-first--45328151</link><description><![CDATA[Billie Miles asks a question most people have not worked through: if care were needed later in life, which account would pay for it, and what happens to everything else once that draw begins. He looks at what Medicare and ordinary health coverage typically leave uncovered, why money held still can lose ground even while the balance stays intact, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1069857373</guid><pubDate>Wed, 16 Jun 2021 17:05:24 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45328151/1069857373_user_626355742_miles_financial_show_06_19_21.mp3" length="24001785" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/909ccb595492fb865c6c61b4265e832912b6e7ff.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles asks a question most people have not worked through: if care were needed later in life, which account would pay for it, and what happens to everything else once that draw begins. He looks at what Medicare and ordinary health coverage...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles asks a question most people have not worked through: if care were needed later in life, which account would pay for it, and what happens to everything else once that draw begins. He looks at what Medicare and ordinary health coverage typically leave uncovered, why money held still can lose ground even while the balance stays intact, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Six Months, Then We Talk</title><link>https://www.spreaker.com/episode/six-months-then-we-talk--45328155</link><description><![CDATA[Billie Miles opens with a rule he applies before anything else: no plan gets built until there is money set aside for emergencies, six months to a year of expenses, kept liquid. From there he draws the line between money that belongs on the sidelines and money that has quietly ended up there, sorts the risks people accept gladly from the ones they insure against, and closes on Social Security, where the order a couple claims in can matter alongside the age they choose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1069856752</guid><pubDate>Wed, 16 Jun 2021 17:04:54 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45328155/1069856752_user_626355742_miles_financial_show_06_12_21.mp3" length="24003039" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/65ad624907eb57f50896843d885113fa458fb9d9.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a rule he applies before anything else: no plan gets built until there is money set aside for emergencies, six months to a year of expenses, kept liquid. From there he draws the line between money that belongs on the sidelines...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a rule he applies before anything else: no plan gets built until there is money set aside for emergencies, six months to a year of expenses, kept liquid. From there he draws the line between money that belongs on the sidelines and money that has quietly ended up there, sorts the risks people accept gladly from the ones they insure against, and closes on Social Security, where the order a couple claims in can matter alongside the age they choose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Are You Steering, or Just Sitting?</title><link>https://www.spreaker.com/episode/are-you-steering-or-just-sitting--45328153</link><description><![CDATA[Billie Miles tells a story about a soldier whose courage was not matched by his equipment, and asks whether the tools inside a given retirement plan actually fit the job. He draws a line between money that belongs on the sidelines, the six months to a year he insists every client set aside first, and money that has quietly ended up there without a reason. He closes on what changes when there is no longer enough time for a downturn to smooth itself out.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1069854433</guid><pubDate>Wed, 16 Jun 2021 17:03:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45328153/1069854433_user_626355742_miles_financial_show_06_05_21.mp3" length="23987574" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/46e7a397b7a8daa03af9b308eb69d07296661416.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles tells a story about a soldier whose courage was not matched by his equipment, and asks whether the tools inside a given retirement plan actually fit the job. He draws a line between money that belongs on the sidelines, the six months to a...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles tells a story about a soldier whose courage was not matched by his equipment, and asks whether the tools inside a given retirement plan actually fit the job. He draws a line between money that belongs on the sidelines, the six months to a year he insists every client set aside first, and money that has quietly ended up there without a reason. He closes on what changes when there is no longer enough time for a downturn to smooth itself out.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1500</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Bucket You Can't Afford to Lose</title><link>https://www.spreaker.com/episode/the-bucket-you-can-t-afford-to-lose--45328152</link><description><![CDATA[Billie Miles separates the money that has to be there no matter what from the money that can afford a bad year, and argues most plans blur the two. He revisits the dominoes he spent hours lining up as a child, compares a market drop to a sledding hill taken differently at each stage of life, and returns to the rule he applies before anything else: an emergency fund first, kept liquid, before a single other decision gets made.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1069853632</guid><pubDate>Wed, 16 Jun 2021 17:02:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/45328152/1273865935_user_626355742_miles_financial_show_05_28_22.mp3" length="23995097" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/0969a10441605ada61313a8251b13e96a657fe5f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles separates the money that has to be there no matter what from the money that can afford a bad year, and argues most plans blur the two. He revisits the dominoes he spent hours lining up as a child, compares a market drop to a sledding hill...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles separates the money that has to be there no matter what from the money that can afford a bad year, and argues most plans blur the two. He revisits the dominoes he spent hours lining up as a child, compares a market drop to a sledding hill taken differently at each stage of life, and returns to the rule he applies before anything else: an emergency fund first, kept liquid, before a single other decision gets made.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1500</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episodeType>full</itunes:episodeType></item><item><title>Possible, Probable, Certain</title><link>https://www.spreaker.com/episode/possible-probable-certain--44882811</link><description><![CDATA[Billie Miles traces a slide most investors make without noticing: something is possible, then it starts to feel probable, then it gets treated as certain. He looks at how a single good day in the market gets read as evidence of something, why the events with the largest consequences tend to be the ones nobody saw coming, and closes on two plain rules about losses and gains that fit on an index card.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1050543133</guid><pubDate>Mon, 17 May 2021 23:26:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44882811/1273865347_user_626355742_miles_financial_show_05_14_22.mp3" length="24002692" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/bb3a89b057a25c3830c78231140e382f93f771fa.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles traces a slide most investors make without noticing: something is possible, then it starts to feel probable, then it gets treated as certain. He looks at how a single good day in the market gets read as evidence of something, why the...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles traces a slide most investors make without noticing: something is possible, then it starts to feel probable, then it gets treated as certain. He looks at how a single good day in the market gets read as evidence of something, why the events with the largest consequences tend to be the ones nobody saw coming, and closes on two plain rules about losses and gains that fit on an index card.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Same Portfolio, Different Stakes</title><link>https://www.spreaker.com/episode/same-portfolio-different-stakes--44882816</link><description><![CDATA[A portfolio carries the same risk at twenty-five as at sixty-five, Billie Miles argues, and what changes is what a bad year costs. He looks at projections that model steady growth and never the year half of it disappears, tells a story about a soldier whose courage was not matched by his equipment, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1050543091</guid><pubDate>Mon, 17 May 2021 23:26:30 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44882816/1273865602_user_626355742_miles_financial_show_05_21_22.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/05bf6a743fe61679debc7978fa4de77b5ad07c9f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>A portfolio carries the same risk at twenty-five as at sixty-five, Billie Miles argues, and what changes is what a bad year costs. He looks at projections that model steady growth and never the year half of it disappears, tells a story about a soldier...</itunes:subtitle><itunes:summary><![CDATA[A portfolio carries the same risk at twenty-five as at sixty-five, Billie Miles argues, and what changes is what a bad year costs. He looks at projections that model steady growth and never the year half of it disappears, tells a story about a soldier whose courage was not matched by his equipment, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Function Isn't Purpose</title><link>https://www.spreaker.com/episode/function-isn-t-purpose--44881970</link><description><![CDATA[Everyone wants their money to grow, Billie Miles says, but growth is something money does rather than the reason for having it. He starts there and works outward: what a bad year would actually cost, why labels like conservative or aggressive do not answer that question, and why the things people insure without hesitation say something about the things they leave uncovered.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44881970</guid><pubDate>Mon, 17 May 2021 23:25:48 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44881970/miles_financial_show_05_07_22_replay_of_05_08_21_16_5_4.mp3" length="24001622" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/7f67ec9e64ca4b81ddf372dd5692fdc4cefbc863.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Everyone wants their money to grow, Billie Miles says, but growth is something money does rather than the reason for having it. He starts there and works outward: what a bad year would actually cost, why labels like conservative or aggressive do not...</itunes:subtitle><itunes:summary><![CDATA[Everyone wants their money to grow, Billie Miles says, but growth is something money does rather than the reason for having it. He starts there and works outward: what a bad year would actually cost, why labels like conservative or aggressive do not answer that question, and why the things people insure without hesitation say something about the things they leave uncovered.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Polished, Shiny, and Going Nowhere</title><link>https://www.spreaker.com/episode/polished-shiny-and-going-nowhere--44500271</link><description><![CDATA[Billie Miles looks at money that has stopped moving, not because a plan called for it but because moving it felt risky. He asks why a house gets insured against a loss that would hurt while a retirement account is treated differently, draws the line between an emergency fund and everything else, and makes the case that money kept purely as a decoration is not doing the job it was saved for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500271</guid><pubDate>Mon, 26 Apr 2021 22:38:41 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500271/miles_financial_show_04_30_22_replay_of_05_01_21_5_13_20.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/a0966e7347157ea190e1287d67bbf8ca372c9b3d.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at money that has stopped moving, not because a plan called for it but because moving it felt risky. He asks why a house gets insured against a loss that would hurt while a retirement account is treated differently, draws the line...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at money that has stopped moving, not because a plan called for it but because moving it felt risky. He asks why a house gets insured against a loss that would hurt while a retirement account is treated differently, draws the line between an emergency fund and everything else, and makes the case that money kept purely as a decoration is not doing the job it was saved for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Crashes in Thirty Years</title><link>https://www.spreaker.com/episode/three-crashes-in-thirty-years--44500273</link><description><![CDATA[Billie Miles starts with a number worth sitting with: a thirty-year retirement will probably contain more than one serious downturn, and a plan built without them in mind is a plan built on hope. He questions what an average return really says about the dollars in a particular account, traces the slide from possible to probable to certain, and tells a story about a soldier whose courage was not matched by his equipment.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500273</guid><pubDate>Mon, 26 Apr 2021 22:38:12 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500273/miles_financial_show_04_24_21_2_23_15.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/109866b79c42cc3f14c081d4a8cbc3d72f4d1d69.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles starts with a number worth sitting with: a thirty-year retirement will probably contain more than one serious downturn, and a plan built without them in mind is a plan built on hope. He questions what an average return really says about...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles starts with a number worth sitting with: a thirty-year retirement will probably contain more than one serious downturn, and a plan built without them in mind is a plan built on hope. He questions what an average return really says about the dollars in a particular account, traces the slide from possible to probable to certain, and tells a story about a soldier whose courage was not matched by his equipment.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Guardrails, Not Guesses</title><link>https://www.spreaker.com/episode/guardrails-not-guesses--44500269</link><description><![CDATA[Billie Miles traces where the instinct to invest came from in the first place, back through a classroom, a first day at work, and years of financial news, then asks whether advice that suited someone at forty still suits them at sixty-two. He is candid that nobody can forecast the next shock, himself included, and closes on two plain rules about losses and gains and the difference between the income that covers the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500269</guid><pubDate>Mon, 26 Apr 2021 22:37:58 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500269/miles_financial_show_04_16_22_replay_of_04_17_21_1_18_9.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/a337310fccf742ec3154d7c046fa140d0651427c.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles traces where the instinct to invest came from in the first place, back through a classroom, a first day at work, and years of financial news, then asks whether advice that suited someone at forty still suits them at sixty-two. He is...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles traces where the instinct to invest came from in the first place, back through a classroom, a first day at work, and years of financial news, then asks whether advice that suited someone at forty still suits them at sixty-two. He is candid that nobody can forecast the next shock, himself included, and closes on two plain rules about losses and gains and the difference between the income that covers the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How Much of It Is Really Yours?</title><link>https://www.spreaker.com/episode/how-much-of-it-is-really-yours--44500272</link><description><![CDATA[Billie Miles looks at the habit of drawing a line from where an account was to where it is and assuming it keeps going, and walks through three times that reasoning ran into something. From there he asks a question worth putting to anyone managing money, how much would a bad year actually cost, and closes on why the timing of a downturn matters more the closer retirement gets.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500272</guid><pubDate>Mon, 26 Apr 2021 22:37:42 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500272/miles_financial_show_04_10_22_replay_of_04_10_21_22_16_21.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/c319ff60c35ad8e5620ed79035199df64fe57c5c.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at the habit of drawing a line from where an account was to where it is and assuming it keeps going, and walks through three times that reasoning ran into something. From there he asks a question worth putting to anyone managing...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at the habit of drawing a line from where an account was to where it is and assuming it keeps going, and walks through three times that reasoning ran into something. From there he asks a question worth putting to anyone managing money, how much would a bad year actually cost, and closes on why the timing of a downturn matters more the closer retirement gets.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Where Would You Want to Be?</title><link>https://www.spreaker.com/episode/where-would-you-want-to-be--44500270</link><description><![CDATA[Billie Miles opens with a question worth being able to answer: how much would a bad year actually cost? Labels like conservative or aggressive do not tell anyone that. From there he questions what an average return really says about the dollars in a particular account, and closes on a question he puts to clients regularly, where they would want to receive care if they ever needed it, and what typically does not cover the cost of that answer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500270</guid><pubDate>Mon, 26 Apr 2021 22:36:52 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500270/miles_financial_show_04_02_22_replay_of_04_03_21_16_2_19.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/27fd683a9e5409d210d62f240f92e7c88d8aa270.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question worth being able to answer: how much would a bad year actually cost? Labels like conservative or aggressive do not tell anyone that. From there he questions what an average return really says about the dollars in a...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question worth being able to answer: how much would a bad year actually cost? Labels like conservative or aggressive do not tell anyone that. From there he questions what an average return really says about the dollars in a particular account, and closes on a question he puts to clients regularly, where they would want to receive care if they ever needed it, and what typically does not cover the cost of that answer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Equipment, Not Intentions</title><link>https://www.spreaker.com/episode/equipment-not-intentions--44500268</link><description><![CDATA[Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and asks whether the tools inside a retirement plan actually fit the job. From there he lays out the two jobs money has to do, supporting the life being lived and the people it eventually passes to, and looks at why the order in which returns arrive can matter as much as their size once withdrawals begin.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44500268</guid><pubDate>Mon, 26 Apr 2021 22:36:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44500268/miles_financial_show_03_26_22_replay_of_03_27_21_15_6_21.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/566e1f792e07b712dba3051de28326e2f0e334d1.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and asks whether the tools inside a retirement plan actually fit the job. From there he lays out the two jobs money has to do, supporting the life...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and asks whether the tools inside a retirement plan actually fit the job. From there he lays out the two jobs money has to do, supporting the life being lived and the people it eventually passes to, and looks at why the order in which returns arrive can matter as much as their size once withdrawals begin.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Famous Last Words</title><link>https://www.spreaker.com/episode/famous-last-words--44124037</link><description><![CDATA[Billie Miles opens on the quiet confidence of assuming a retirement will hold up, and what tends to sit underneath it. He looks at what money earns while it waits, why an account balance is a poorer measure than the income it produces, and closes on a question he puts to clients regularly: where they would want to receive care if they ever needed it, and what typically does not cover the cost of that answer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44124037</guid><pubDate>Wed, 31 Mar 2021 00:48:15 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/44124037/miles_financial_show_03_20_21_13_19_25.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/da543191e3d38d815af743fd8157611f4a72c27c.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens on the quiet confidence of assuming a retirement will hold up, and what tends to sit underneath it. He looks at what money earns while it waits, why an account balance is a poorer measure than the income it produces, and closes on a...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens on the quiet confidence of assuming a retirement will hold up, and what tends to sit underneath it. He looks at what money earns while it waits, why an account balance is a poorer measure than the income it produces, and closes on a question he puts to clients regularly: where they would want to receive care if they ever needed it, and what typically does not cover the cost of that answer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Worried Instead of Planning</title><link>https://www.spreaker.com/episode/worried-instead-of-planning--43862304</link><description><![CDATA[Billie Miles opens on the difference between worrying about retirement and planning for it, and argues most people spend more time on the first. He tells a story about a soldier whose courage was not matched by his equipment, admits plainly that nobody can forecast the next shock, himself included, and closes on two plain rules about losses and gains worth keeping somewhere visible.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43862304</guid><pubDate>Fri, 12 Mar 2021 20:41:42 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43862304/miles_financial_show_03_13_21_13_15_18.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/e2c6a631531891dfa09851f372bb3c9985922429.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens on the difference between worrying about retirement and planning for it, and argues most people spend more time on the first. He tells a story about a soldier whose courage was not matched by his equipment, admits plainly that...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens on the difference between worrying about retirement and planning for it, and argues most people spend more time on the first. He tells a story about a soldier whose courage was not matched by his equipment, admits plainly that nobody can forecast the next shock, himself included, and closes on two plain rules about losses and gains worth keeping somewhere visible.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>You Can't Steer a Parked Car</title><link>https://www.spreaker.com/episode/you-can-t-steer-a-parked-car--43721171</link><description><![CDATA[Billie Miles opens with a thinking error that shows up constantly in retirement planning: the assumption that because something can happen, it probably will. From the dot-com run-up to the housing market before 2006, he walks through why past direction is a poor predictor of future direction, then turns to a question he asks about retirement money itself. Is it working, or is it parked in the corner staying polished? A conversation about the difference between money set aside for emergencies and money that has simply stopped moving.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/997883440</guid><pubDate>Wed, 03 Mar 2021 16:16:37 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43721171/997883440_user_626355742_miles_financial_show_03_06_21.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/d85803865d3858a69ccb84cb373ab7c24d9a8bc6.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a thinking error that shows up constantly in retirement planning: the assumption that because something can happen, it probably will. From the dot-com run-up to the housing market before 2006, he walks through why past...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a thinking error that shows up constantly in retirement planning: the assumption that because something can happen, it probably will. From the dot-com run-up to the housing market before 2006, he walks through why past direction is a poor predictor of future direction, then turns to a question he asks about retirement money itself. Is it working, or is it parked in the corner staying polished? A conversation about the difference between money set aside for emergencies and money that has simply stopped moving.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Kicked Over Your Dominoes?</title><link>https://www.spreaker.com/episode/who-kicked-over-your-dominoes--43627899</link><description><![CDATA[Billie Miles opens with a question about how people insure some things and not others, then turns to the way retirement plans get rebuilt from scratch. He recalls lining up dominoes across the family room floor as a child, hours of careful work undone in a second, and draws the comparison to retirement accounts that have had to start over more than once. Along the way he raises a question worth sitting with: is growth the purpose of your money, or just one of the things it does? The segment closes with a look at long-term care and the question of which asset gets spent first.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/992636317</guid><pubDate>Thu, 25 Feb 2021 04:42:08 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43627899/992636317_user_626355742_miles_financial_show_02_27_21.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f5f58604c8e02223daa8c0fb6eb43de2d3cd2dc5.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question about how people insure some things and not others, then turns to the way retirement plans get rebuilt from scratch. He recalls lining up dominoes across the family room floor as a child, hours of careful work undone...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question about how people insure some things and not others, then turns to the way retirement plans get rebuilt from scratch. He recalls lining up dominoes across the family room floor as a child, hours of careful work undone in a second, and draws the comparison to retirement accounts that have had to start over more than once. Along the way he raises a question worth sitting with: is growth the purpose of your money, or just one of the things it does? The segment closes with a look at long-term care and the question of which asset gets spent first.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Stop Thinking in Piles</title><link>https://www.spreaker.com/episode/stop-thinking-in-piles--43627901</link><description><![CDATA[What does it actually take to retire? Billie Miles takes on a way of thinking he encounters constantly: the idea that retirement is a number, a pile of money that has to reach a certain size before you are allowed to stop working. He makes the case that the more useful question is how much arrives every month, and where it comes from once the paycheck ends. Along the way he looks at what an average return figure does and does not tell you, why he asks clients to set aside emergency money before anything else, and what he means when he tells his own kids he cannot steer a parked car.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/992636155</guid><pubDate>Thu, 25 Feb 2021 04:41:50 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43627901/992636155_user_626355742_miles_financial_show_02_20_21.mp3" length="23678355" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/fc237d7cbdff4d958232000ef995428c8f03c994.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>What does it actually take to retire? Billie Miles takes on a way of thinking he encounters constantly: the idea that retirement is a number, a pile of money that has to reach a certain size before you are allowed to stop working. He makes the case...</itunes:subtitle><itunes:summary><![CDATA[What does it actually take to retire? Billie Miles takes on a way of thinking he encounters constantly: the idea that retirement is a number, a pile of money that has to reach a certain size before you are allowed to stop working. He makes the case that the more useful question is how much arrives every month, and where it comes from once the paycheck ends. Along the way he looks at what an average return figure does and does not tell you, why he asks clients to set aside emergency money before anything else, and what he means when he tells his own kids he cannot steer a parked car.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1480</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>One Step Ahead</title><link>https://www.spreaker.com/episode/one-step-ahead--43627900</link><description><![CDATA[Billie Miles asks what it would be like to see trouble coming before it arrives, and what to do given that nobody can. He returns to a line he uses with his own kids about not being able to steer a parked car, looks at what an average return figure does and does not tell you, and asks whether retirement money that is sitting still is doing anything at all.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/992635387</guid><pubDate>Thu, 25 Feb 2021 04:40:17 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43627900/992635387_user_626355742_miles_financial_show_02_13_21.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/8c6f643e000ae07c60ef4a06c98425db647e506c.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles asks what it would be like to see trouble coming before it arrives, and what to do given that nobody can. He returns to a line he uses with his own kids about not being able to steer a parked car, looks at what an average return figure...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles asks what it would be like to see trouble coming before it arrives, and what to do given that nobody can. He returns to a line he uses with his own kids about not being able to steer a parked car, looks at what an average return figure does and does not tell you, and asks whether retirement money that is sitting still is doing anything at all.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>When the Rules Change</title><link>https://www.spreaker.com/episode/when-the-rules-change--43240737</link><description><![CDATA[The approach that builds a retirement account and the approach that protects one are not the same, and Billie Miles argues the switch between them is the one most people never consciously make. He walks through what changes as time to recover shrinks, revisits a stretch of market history where an account could sit for years and end roughly where it started, and asks a question he turns on himself as readily as on anyone else: does anyone actually know what happens next? The segment closes with two rules he suggests writing down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/977374612</guid><pubDate>Tue, 02 Feb 2021 04:51:08 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43240737/977374612_user_626355742_miles_financial_show_01_23_21.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/7069ae70b33053ef0408be1fd3397b4804c33235.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>The approach that builds a retirement account and the approach that protects one are not the same, and Billie Miles argues the switch between them is the one most people never consciously make. He walks through what changes as time to recover shrinks,...</itunes:subtitle><itunes:summary><![CDATA[The approach that builds a retirement account and the approach that protects one are not the same, and Billie Miles argues the switch between them is the one most people never consciously make. He walks through what changes as time to recover shrinks, revisits a stretch of market history where an account could sit for years and end roughly where it started, and asks a question he turns on himself as readily as on anyone else: does anyone actually know what happens next? The segment closes with two rules he suggests writing down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>C Doesn't Always Follow B</title><link>https://www.spreaker.com/episode/c-doesn-t-always-follow-b--43240739</link><description><![CDATA[When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From there he turns to a habit of mind he sees constantly: we learn the alphabet in a fixed order as children and then quietly assume account balances work the same way. He walks through the tech run-up and the housing market as two moments when a great many people were confident about what came next.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/977373868</guid><pubDate>Tue, 02 Feb 2021 04:48:56 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43240739/977373868_user_626355742_miles_financial_show_01_30_21.mp3" length="24002692" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/2bc332b42bea9924fe1e1bce31210e8b0c96bf33.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From...</itunes:subtitle><itunes:summary><![CDATA[When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From there he turns to a habit of mind he sees constantly: we learn the alphabet in a fixed order as children and then quietly assume account balances work the same way. He walks through the tech run-up and the housing market as two moments when a great many people were confident about what came next.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Too Many Variables</title><link>https://www.spreaker.com/episode/too-many-variables--43240454</link><description><![CDATA[When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From there he turns to a habit of mind he sees constantly: we learn the alphabet in a fixed order as children and then quietly assume account balances work the same way. He walks through the tech run-up and the housing market as two moments when a great many people were confident about what came next.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43240454</guid><pubDate>Tue, 02 Feb 2021 04:48:47 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/43240454/miles_financial_show_02_06_21.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/2bc332b42bea9924fe1e1bce31210e8b0c96bf33.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From...</itunes:subtitle><itunes:summary><![CDATA[When should you claim Social Security? Billie Miles makes the case that it is a bigger decision than most people treat it as, with more moving parts than a rule of thumb can hold, and one that interacts with everything else in a retirement plan. From there he turns to a habit of mind he sees constantly: we learn the alphabet in a fixed order as children and then quietly assume account balances work the same way. He walks through the tech run-up and the housing market as two moments when a great many people were confident about what came next.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>You Insured the House</title><link>https://www.spreaker.com/episode/you-insured-the-house--42988101</link><description><![CDATA[Most people insure a house against a fire that probably will not happen. Billie Miles asks why the same instinct so rarely extends to a retirement account, and what "safe" actually means when money sits in a place where it cannot be lost and also cannot do much. He works through the difference between money set aside for emergencies and money that has simply stopped, looks at what long-term care can do to a lifetime of careful saving, and asks a question worth sitting with about what money is actually for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42988101</guid><pubDate>Mon, 18 Jan 2021 08:28:55 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42988101/miles_financial_show_01_16_21.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/12e3e4a4bf895d7822481aaff00f860dfa709ba0.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Most people insure a house against a fire that probably will not happen. Billie Miles asks why the same instinct so rarely extends to a retirement account, and what "safe" actually means when money sits in a place where it cannot be lost and also...</itunes:subtitle><itunes:summary><![CDATA[Most people insure a house against a fire that probably will not happen. Billie Miles asks why the same instinct so rarely extends to a retirement account, and what "safe" actually means when money sits in a place where it cannot be lost and also cannot do much. He works through the difference between money set aside for emergencies and money that has simply stopped, looks at what long-term care can do to a lifetime of careful saving, and asks a question worth sitting with about what money is actually for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Taught You to Invest?</title><link>https://www.spreaker.com/episode/who-taught-you-to-invest--42988587</link><description><![CDATA[Miles Financial Show 01-09-21 by Billie Miles<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/967751908</guid><pubDate>Mon, 18 Jan 2021 08:28:51 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42988587/967751908_user_626355742_miles_financial_show_01_09_21.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/89f289ce4a417637811f8b3cdf7c5cb0afed9708.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Miles Financial Show 01-09-21 by Billie Miles</itunes:subtitle><itunes:summary><![CDATA[Miles Financial Show 01-09-21 by Billie Miles<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>A 10% Return for a 50% Risk?</title><link>https://www.spreaker.com/episode/a-10-return-for-a-50-risk--42988588</link><description><![CDATA[Billie Miles asks whether a hoped-for return justifies the loss that could come with it, and works through why an average return figure tells someone very little about the money in their own account. He also asks why a house gets insured against a loss that would hurt while the account meant to last thirty years is treated differently.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/967751878</guid><pubDate>Mon, 18 Jan 2021 08:28:47 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42988588/967751878_user_626355742_miles_financial_show_01_02_21.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/36a1d345798d26628ab56b9bf7f40d8610e5c3bb.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles asks whether a hoped-for return justifies the loss that could come with it, and works through why an average return figure tells someone very little about the money in their own account. He also asks why a house gets insured against a...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles asks whether a hoped-for return justifies the loss that could come with it, and works through why an average return figure tells someone very little about the money in their own account. He also asks why a house gets insured against a loss that would hurt while the account meant to last thirty years is treated differently.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Time Was on Your Side</title><link>https://www.spreaker.com/episode/time-was-on-your-side--42652543</link><description><![CDATA[Billie Miles opens on the events nobody forecasts, from a seventeenth-century certainty about swans to the sharp drop in early 2020, and asks what they mean for someone with less time to wait out a recovery. He compares it to sledding: the same hill, taken differently at twelve than at sixty, because what changes is not the hill but how long it takes to get up afterward. The episode closes on where the instinct to invest came from in the first place, and whether the advice behind it still fits.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42652543</guid><pubDate>Fri, 25 Dec 2020 01:49:53 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42652543/miles_financial_show_12_18_21_replay_of_12_19_20_17_21_01.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/46afc8264d2fb0cbd93178505c1912bdfac6bbc1.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens on the events nobody forecasts, from a seventeenth-century certainty about swans to the sharp drop in early 2020, and asks what they mean for someone with less time to wait out a recovery. He compares it to sledding: the same hill,...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens on the events nobody forecasts, from a seventeenth-century certainty about swans to the sharp drop in early 2020, and asks what they mean for someone with less time to wait out a recovery. He compares it to sledding: the same hill, taken differently at twelve than at sixty, because what changes is not the hill but how long it takes to get up afterward. The episode closes on where the instinct to invest came from in the first place, and whether the advice behind it still fits.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Numbers, Not Feelings</title><link>https://www.spreaker.com/episode/numbers-not-feelings--42652544</link><description><![CDATA[Billie Miles argues that the decisions that go wrong in retirement are usually the ones made on feeling rather than arithmetic. He tells a story about a soldier whose courage was not matched by his equipment, asks whether the tools inside a given plan actually fit the job, and looks at what changes when a portfolio that was always risky meets an age with less time to recover. He closes on why the money that has to produce income deserves settling first, before anything else gets built on top of it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42652544</guid><pubDate>Fri, 25 Dec 2020 01:49:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42652544/miles_financial_show_12_05_20_3_24_15.mp3" length="24003294" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/b0b7de82a334317fb4d2eedf96872cacd9e65e4d.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles argues that the decisions that go wrong in retirement are usually the ones made on feeling rather than arithmetic. He tells a story about a soldier whose courage was not matched by his equipment, asks whether the tools inside a given plan...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles argues that the decisions that go wrong in retirement are usually the ones made on feeling rather than arithmetic. He tells a story about a soldier whose courage was not matched by his equipment, asks whether the tools inside a given plan actually fit the job, and looks at what changes when a portfolio that was always risky meets an age with less time to recover. He closes on why the money that has to produce income deserves settling first, before anything else gets built on top of it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What If Point C Is Lower Than Point A?</title><link>https://www.spreaker.com/episode/what-if-point-c-is-lower-than-point-a--42652545</link><description><![CDATA[Billie Miles looks at a habit that shows up in every boom: drawing a line from where an account was to where it is, and assuming the line keeps going. He works through the tech bubble, the housing bubble, and the long run that ended in early 2020, then turns to the events nobody forecasts and what they mean once there is no longer time to wait out a recovery. He closes on two plain rules about losses and gains, and on a cost most plans leave out entirely.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42652545</guid><pubDate>Fri, 25 Dec 2020 01:49:13 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42652545/miles_financial_show_12_12_20_22_18_26.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/9f1f50b1da619903230dd48072935c6cf94633a7.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at a habit that shows up in every boom: drawing a line from where an account was to where it is, and assuming the line keeps going. He works through the tech bubble, the housing bubble, and the long run that ended in early 2020,...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at a habit that shows up in every boom: drawing a line from where an account was to where it is, and assuming the line keeps going. He works through the tech bubble, the housing bubble, and the long run that ended in early 2020, then turns to the events nobody forecasts and what they mean once there is no longer time to wait out a recovery. He closes on two plain rules about losses and gains, and on a cost most plans leave out entirely.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Right Tools for the Job</title><link>https://www.spreaker.com/episode/the-right-tools-for-the-job--42652546</link><description><![CDATA[Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and uses it to ask a question about retirement: whether the tools in a plan actually fit the job the plan has to do. He looks at the difference between money that can afford to recover and money that cannot, revisits the dominoes he spent hours lining up as a child, and closes on a cost most plans leave out, the possibility of needing care later in life.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42652546</guid><pubDate>Fri, 25 Dec 2020 01:48:51 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42652546/miles_financial_show_12_25_21_replay_of_12_26_20_7_15_26.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/edb5072f1a56b5174bc9f5cf13c558eb51ba1e82.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and uses it to ask a question about retirement: whether the tools in a plan actually fit the job the plan has to do. He looks at the difference...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles tells a story about a soldier whose skill and courage were not matched by his equipment, and uses it to ask a question about retirement: whether the tools in a plan actually fit the job the plan has to do. He looks at the difference between money that can afford to recover and money that cannot, revisits the dominoes he spent hours lining up as a child, and closes on a cost most plans leave out, the possibility of needing care later in life.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Impossible Until 1697</title><link>https://www.spreaker.com/episode/impossible-until-1697--42031163</link><description><![CDATA[For centuries, "all swans are white" was the standard example of something known for certain, until explorers reached Australia in 1697. Billie Miles uses that to open an episode about the events nobody forecasts and what they mean for someone who no longer has decades to wait out a recovery. He looks at the habit of treating what could happen as what will, why a single good day in the market gets read as evidence, and what changes when an account stops receiving contributions and starts making payments.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42031163</guid><pubDate>Wed, 18 Nov 2020 03:33:35 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42031163/miles_financial_show_11_21_20.mp3" length="23524730" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f24a10422e81d1532c847e9da14ed58ba6274c73.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>For centuries, "all swans are white" was the standard example of something known for certain, until explorers reached Australia in 1697. Billie Miles uses that to open an episode about the events nobody forecasts and what they mean for someone who no...</itunes:subtitle><itunes:summary><![CDATA[For centuries, "all swans are white" was the standard example of something known for certain, until explorers reached Australia in 1697. Billie Miles uses that to open an episode about the events nobody forecasts and what they mean for someone who no longer has decades to wait out a recovery. He looks at the habit of treating what could happen as what will, why a single good day in the market gets read as evidence, and what changes when an account stops receiving contributions and starts making payments.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1471</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money You're Allowed to Play With</title><link>https://www.spreaker.com/episode/the-money-you-re-allowed-to-play-with--42031650</link><description><![CDATA[Not every dollar in a retirement has the same job to do. Billie Miles separates the money that has to cover the bills every month from the money meant for the trips and the golf and the grandkids, and argues the two should be handled differently. Along the way he looks at why a market drop absorbed easily at forty lands differently at sixty-two, and at how much quiet worry people carry about their savings without quite registering it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/931288132</guid><pubDate>Wed, 18 Nov 2020 03:33:26 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42031650/931288132_user_626355742_miles_financial_show_11_14_20.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/77c38ad529c1a1adb00a8ad6c26c68ff6c51ccee.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Not every dollar in a retirement has the same job to do. Billie Miles separates the money that has to cover the bills every month from the money meant for the trips and the golf and the grandkids, and argues the two should be handled differently....</itunes:subtitle><itunes:summary><![CDATA[Not every dollar in a retirement has the same job to do. Billie Miles separates the money that has to cover the bills every month from the money meant for the trips and the golf and the grandkids, and argues the two should be handled differently. Along the way he looks at why a market drop absorbed easily at forty lands differently at sixty-two, and at how much quiet worry people carry about their savings without quite registering it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Risk You Don't Have to Carry</title><link>https://www.spreaker.com/episode/the-risk-you-don-t-have-to-carry--42031161</link><description><![CDATA[Billie Miles sorts risk into two piles: the kind that buys you something worth having, and the kind you are carrying without meaning to. He starts with the risks people take gladly, moves to the ones they insure against without a second thought, and asks why retirement money so often falls outside both categories. The episode closes on what any income plan quietly assumes about how long it needs to last, and what follows if that assumption is wrong in the good direction.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42031161</guid><pubDate>Wed, 18 Nov 2020 03:33:09 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/42031161/miles_financial_show_11_07_20.mp3" length="23596619" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/73654f556f860690e8ddfb805f0853fa9845434d.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles sorts risk into two piles: the kind that buys you something worth having, and the kind you are carrying without meaning to. He starts with the risks people take gladly, moves to the ones they insure against without a second thought, and...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles sorts risk into two piles: the kind that buys you something worth having, and the kind you are carrying without meaning to. He starts with the risks people take gladly, moves to the ones they insure against without a second thought, and asks why retirement money so often falls outside both categories. The episode closes on what any income plan quietly assumes about how long it needs to last, and what follows if that assumption is wrong in the good direction.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1475</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Afraid of Heights, or Afraid of Falling?</title><link>https://www.spreaker.com/episode/afraid-of-heights-or-afraid-of-falling--41668765</link><description><![CDATA[Billie Miles looks at how differently risk registers depending on where you are standing. People vary in how much of it they can tolerate, he argues, but nobody feels calm once things are already falling. The episode covers the kinds of loss that do not announce themselves, why the view from the top of a long climb can make it seem like nothing could go wrong, and the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41668765</guid><pubDate>Tue, 27 Oct 2020 20:58:23 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/41668765/miles_financial_show_10_31_20.mp3" length="23571542" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/4414336d32ea70b0f970e36b998a7b8de8766977.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at how differently risk registers depending on where you are standing. People vary in how much of it they can tolerate, he argues, but nobody feels calm once things are already falling. The episode covers the kinds of loss that do...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at how differently risk registers depending on where you are standing. People vary in how much of it they can tolerate, he argues, but nobody feels calm once things are already falling. The episode covers the kinds of loss that do not announce themselves, why the view from the top of a long climb can make it seem like nothing could go wrong, and the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1474</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Gap Between What Comes In and What Goes Out</title><link>https://www.spreaker.com/episode/the-gap-between-what-comes-in-and-what-goes-out--41572017</link><description><![CDATA[Billie Miles works through the arithmetic most retirement plans skip: what actually arrives each month from guaranteed sources, what actually goes out, and what to do about the difference. He looks at why the order withdrawals happen in can matter as much as their size, why the timing and sequence of a Social Security claim is more complicated than the three ages most people choose between, and why a plan built only around income leaves out half of what money is for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41572017</guid><pubDate>Wed, 21 Oct 2020 16:53:14 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/41572017/miles_financial_show_10_24_20_6_3_10.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/aa84a15b5998e7b884ee97cfcb083cbe443e4b52.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles works through the arithmetic most retirement plans skip: what actually arrives each month from guaranteed sources, what actually goes out, and what to do about the difference. He looks at why the order withdrawals happen in can matter as...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles works through the arithmetic most retirement plans skip: what actually arrives each month from guaranteed sources, what actually goes out, and what to do about the difference. He looks at why the order withdrawals happen in can matter as much as their size, why the timing and sequence of a Social Security claim is more complicated than the three ages most people choose between, and why a plan built only around income leaves out half of what money is for.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Just-In-Case Retirement</title><link>https://www.spreaker.com/episode/the-just-in-case-retirement--41213500</link><description><![CDATA[Billie Miles opens on a generation facing a retirement that looks nothing like their parents', with fewer pensions, longer lives, and more of the responsibility sitting with the individual. He works through what that means in practice, starting with the least exciting and most useful step of knowing what a life actually costs each month. He also names something he sees often, a retirement lived just in case, where the trip and the visit and the purchase all get deferred against a hypothetical, and closes on why a plan and the documents behind it need revisiting as a family changes.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/901826746</guid><pubDate>Tue, 29 Sep 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/41213500/901826746_user_626355742_miles_financial_show_the_baby.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/26442d65e7229b428a1b5bd29da4c2f10360f1d4.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens on a generation facing a retirement that looks nothing like their parents', with fewer pensions, longer lives, and more of the responsibility sitting with the individual. He works through what that means in practice, starting with...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens on a generation facing a retirement that looks nothing like their parents', with fewer pensions, longer lives, and more of the responsibility sitting with the individual. He works through what that means in practice, starting with the least exciting and most useful step of knowing what a life actually costs each month. He also names something he sees often, a retirement lived just in case, where the trip and the visit and the purchase all get deferred against a hypothetical, and closes on why a plan and the documents behind it need revisiting as a family changes.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ordinary Planning and the Other Kind</title><link>https://www.spreaker.com/episode/ordinary-planning-and-the-other-kind--40943725</link><description><![CDATA[Billie Miles looks at the difference between the money that has to cover the bills and the money that covers everything else, and at why that distinction only becomes visible once the paycheck stops. He asks why the house gets insured against a loss that would hurt while the account meant to last thirty years is treated differently, and closes on what any drawdown plan quietly assumes about the length of a life.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/894468871</guid><pubDate>Wed, 16 Sep 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40943725/894468871_user_626355742_miles_financial_show_09_19_20.mp3" length="23804579" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f89607fd67a3cb9bc0f9af4546a507d728a5e2b9.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at the difference between the money that has to cover the bills and the money that covers everything else, and at why that distinction only becomes visible once the paycheck stops. He asks why the house gets insured against a loss...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at the difference between the money that has to cover the bills and the money that covers everything else, and at why that distinction only becomes visible once the paycheck stops. He asks why the house gets insured against a loss that would hurt while the account meant to last thirty years is treated differently, and closes on what any drawdown plan quietly assumes about the length of a life.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1488</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Mistake of Being Too Careful</title><link>https://www.spreaker.com/episode/the-mistake-of-being-too-careful--40806940</link><description><![CDATA[Most retirement advice warns against taking too much risk. Billie Miles opens this episode by arguing the opposite mistake is just as common: money moved entirely into cash and low fixed rates, where inflation quietly does the work a market downturn would have. From there he takes on a decision more employers are putting in front of people, a monthly pension or a single lump sum, and walks through what actually determines which one fits. He closes on why the size of a balance is a poorer measure of a retirement than the income it can produce.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/890625271</guid><pubDate>Wed, 09 Sep 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40806940/890625271_user_626355742_three_money_mistakes_in.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/4e79a0164d4b0f2020f1c7b3048b6c8f82056aa8.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Most retirement advice warns against taking too much risk. Billie Miles opens this episode by arguing the opposite mistake is just as common: money moved entirely into cash and low fixed rates, where inflation quietly does the work a market downturn...</itunes:subtitle><itunes:summary><![CDATA[Most retirement advice warns against taking too much risk. Billie Miles opens this episode by arguing the opposite mistake is just as common: money moved entirely into cash and low fixed rates, where inflation quietly does the work a market downturn would have. From there he takes on a decision more employers are putting in front of people, a monthly pension or a single lump sum, and walks through what actually determines which one fits. He closes on why the size of a balance is a poorer measure of a retirement than the income it can produce.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Liquidity Conversation</title><link>https://www.spreaker.com/episode/the-liquidity-conversation--40311476</link><description><![CDATA[Few financial products divide opinion as sharply, and Billie Miles spends this episode on what is actually true about them. He walks through the different types and what separates them, explains why some carry a schedule limiting access to the money for a period of years and what that means in practice, and looks at where the costs sit and how widely they vary. He is direct that these are not right for everyone, and that anyone considering one should first have a frank conversation about what cash they need to keep within reach.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/40311476</guid><pubDate>Thu, 13 Aug 2020 19:55:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40311476/miles_financial_show_07_18_20.mp3" length="24003294" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/9c9b9f2d2d8b25c0a3e1b302b6c56102a568752f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Few financial products divide opinion as sharply, and Billie Miles spends this episode on what is actually true about them. He walks through the different types and what separates them, explains why some carry a schedule limiting access to the money...</itunes:subtitle><itunes:summary><![CDATA[Few financial products divide opinion as sharply, and Billie Miles spends this episode on what is actually true about them. He walks through the different types and what separates them, explains why some carry a schedule limiting access to the money for a period of years and what that means in practice, and looks at where the costs sit and how widely they vary. He is direct that these are not right for everyone, and that anyone considering one should first have a frank conversation about what cash they need to keep within reach.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What a 1% Fee Actually Costs</title><link>https://www.spreaker.com/episode/what-a-1-fee-actually-costs--40312368</link><description><![CDATA[Most people are told not to leave a 401(k) behind when they change jobs, and Billie Miles spends this episode on why, and on when the advice does not apply. He walks through what a percentage point of annual fees actually costs over time, how investment options end up on a plan menu in the first place, and several rules that catch people out: the one that makes fifty-five different from fifty-nine and a half, and what happens to an outstanding loan when an account moves.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/875347435</guid><pubDate>Thu, 13 Aug 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40312368/875347435_user_626355742_miles_financial_show_benefits.mp3" length="24001856" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/5ab41acc5957505d21b67a1d885c7639f46d50a1.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Most people are told not to leave a 401(k) behind when they change jobs, and Billie Miles spends this episode on why, and on when the advice does not apply. He walks through what a percentage point of annual fees actually costs over time, how...</itunes:subtitle><itunes:summary><![CDATA[Most people are told not to leave a 401(k) behind when they change jobs, and Billie Miles spends this episode on why, and on when the advice does not apply. He walks through what a percentage point of annual fees actually costs over time, how investment options end up on a plan menu in the first place, and several rules that catch people out: the one that makes fifty-five different from fifty-nine and a half, and what happens to an outstanding loan when an account moves.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>3</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Let the Numbers Decide</title><link>https://www.spreaker.com/episode/let-the-numbers-decide--40312366</link><description><![CDATA[A portfolio carries the same risk at twenty-five as it does at sixty-five. What changes, Billie Miles argues, is the time available to recover from it, and this episode is about what follows from that. He looks at why decisions made on feeling tend to cost more than decisions made on arithmetic, works through the risks people accept without hesitation and the ones they insure against, and asks why retirement money so often ends up in a category of its own.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/875346646</guid><pubDate>Thu, 13 Aug 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40312366/875346646_user_626355742_miles_financial_show_expecting.mp3" length="24001020" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/54583ce59dccf7a7c6eb474fdba8ad712e3df37b.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>A portfolio carries the same risk at twenty-five as it does at sixty-five. What changes, Billie Miles argues, is the time available to recover from it, and this episode is about what follows from that. He looks at why decisions made on feeling tend to...</itunes:subtitle><itunes:summary><![CDATA[A portfolio carries the same risk at twenty-five as it does at sixty-five. What changes, Billie Miles argues, is the time available to recover from it, and this episode is about what follows from that. He looks at why decisions made on feeling tend to cost more than decisions made on arithmetic, works through the risks people accept without hesitation and the ones they insure against, and asks why retirement money so often ends up in a category of its own.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Fear, Greed, and Overconfidence</title><link>https://www.spreaker.com/episode/fear-greed-and-overconfidence--40312364</link><description><![CDATA[Reaching retirement is an accomplishment, and Billie Miles opens by treating it as one before turning to the mistakes that tend to happen right at the finish line. He looks at three emotions that quietly drive financial decisions, fear, greed, and overconfidence, and at what each one costs. From there he covers the fears people report most often about running out of money, and closes on something more mundane and more useful: knowing what a life actually costs each month, which is harder to answer than most people expect.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/875347675</guid><pubDate>Thu, 13 Aug 2020 00:00:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/40312364/875347675_user_626355742_miles_financial_show_dont_ruin.mp3" length="24002274" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f24ec39b0735b61fa60c5b37a88717f526553bad.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Reaching retirement is an accomplishment, and Billie Miles opens by treating it as one before turning to the mistakes that tend to happen right at the finish line. He looks at three emotions that quietly drive financial decisions, fear, greed, and...</itunes:subtitle><itunes:summary><![CDATA[Reaching retirement is an accomplishment, and Billie Miles opens by treating it as one before turning to the mistakes that tend to happen right at the finish line. He looks at three emotions that quietly drive financial decisions, fear, greed, and overconfidence, and at what each one costs. From there he covers the fears people report most often about running out of money, and closes on something more mundane and more useful: knowing what a life actually costs each month, which is harder to answer than most people expect.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Advice Everyone Gave You</title><link>https://www.spreaker.com/episode/the-advice-everyone-gave-you--35037499</link><description><![CDATA[Nobody decides on their own to put their retirement in the market. Billie Miles traces the decision back through a classroom, a first day at work, and years of financial news, then asks whether advice built for a long horizon still fits a shorter one. He questions what an average return really tells anyone about the dollars in their account, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924898</guid><pubDate>Tue, 30 Jun 2020 23:24:55 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35037499/849924898_user_626355742_miles_financial_show_01_04_20.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/1612674e3dbbbf0fe41f485b948ba693b5715ed5.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Nobody decides on their own to put their retirement in the market. Billie Miles traces the decision back through a classroom, a first day at work, and years of financial news, then asks whether advice built for a long horizon still fits a shorter one....</itunes:subtitle><itunes:summary><![CDATA[Nobody decides on their own to put their retirement in the market. Billie Miles traces the decision back through a classroom, a first day at work, and years of financial news, then asks whether advice built for a long horizon still fits a shorter one. He questions what an average return really tells anyone about the dollars in their account, and closes on the difference between the income that has to cover the bills and the money that covers everything else.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>When Time Stops Being an Ally</title><link>https://www.spreaker.com/episode/when-time-stops-being-an-ally--35037500</link><description><![CDATA[Billie Miles opens with a question most account statements never answer: how much risk are you actually carrying? Not conservative, moderate, or aggressive, but the specific picture of what happens to your money in the next serious downturn. From there the conversation turns to the work of Nassim Nicholas Taleb and the idea of the Black Swan, the rare and unpredictable event no model anticipated. Billie traces the phrase back to a time when European naturalists held it as settled fact that every swan was white, right up until explorers reached Australia in 1697. He connects that to 2001, to the 2008 financial crisis, and to the market slide of March 2020, and asks why an approach that suits a saver in their thirties is so often handed unchanged to someone five years from their last paycheck. A conversation about what can be measured, what cannot, and what that distinction means as retirement gets closer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924889</guid><pubDate>Tue, 30 Jun 2020 23:24:54 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35037500/849924889_user_626355742_miles_financial_show_05_16_20.mp3" length="23787627" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/ca54f04a28257a3b9424a8337638dc016135737b.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question most account statements never answer: how much risk are you actually carrying? Not conservative, moderate, or aggressive, but the specific picture of what happens to your money in the next serious downturn. From...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question most account statements never answer: how much risk are you actually carrying? Not conservative, moderate, or aggressive, but the specific picture of what happens to your money in the next serious downturn. From there the conversation turns to the work of Nassim Nicholas Taleb and the idea of the Black Swan, the rare and unpredictable event no model anticipated. Billie traces the phrase back to a time when European naturalists held it as settled fact that every swan was white, right up until explorers reached Australia in 1697. He connects that to 2001, to the 2008 financial crisis, and to the market slide of March 2020, and asks why an approach that suits a saver in their thirties is so often handed unchanged to someone five years from their last paycheck. A conversation about what can be measured, what cannot, and what that distinction means as retirement gets closer.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1487</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What Do You Want Your Money to Do?</title><link>https://www.spreaker.com/episode/what-do-you-want-your-money-to-do--35238128</link><description><![CDATA[Billie Miles points out that when people describe the financial professional they want, they tend to name qualities that have little to do with what they actually want done with the money. From there he looks at what any drawdown plan quietly assumes about how long a life will be, and closes on a distinction he draws with clients between income, which arrives whether or not the market cooperates, and what he calls ifcome, which arrives only if things go well.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924871</guid><pubDate>Tue, 30 Jun 2020 23:24:53 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238128/849924871_user_626355742_miles_financial_show_05_18_19.mp3" length="24004548" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/e3ffa50422bfdb39110ba30e93630b3ed233f913.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles points out that when people describe the financial professional they want, they tend to name qualities that have little to do with what they actually want done with the money. From there he looks at what any drawdown plan quietly assumes...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles points out that when people describe the financial professional they want, they tend to name qualities that have little to do with what they actually want done with the money. From there he looks at what any drawdown plan quietly assumes about how long a life will be, and closes on a distinction he draws with clients between income, which arrives whether or not the market cooperates, and what he calls ifcome, which arrives only if things go well.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Where Would You Want to Be Cared For?</title><link>https://www.spreaker.com/episode/where-would-you-want-to-be-cared-for--35238130</link><description><![CDATA[Billie Miles asks a question he puts to clients regularly: if you needed care later in life, where would you want to receive it? Almost everyone says home, and the rest of the segment is about what that answer costs and what typically does not cover it. The episode also revisits the difference between money kept ready for emergencies and money meant to produce income later, why standing still carries a cost of its own, and what changes about waiting out a downturn when there is less time left to wait.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924856</guid><pubDate>Tue, 30 Jun 2020 23:24:51 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238130/849924856_user_626355742_miles_financial_show_05_23_20.mp3" length="24000368" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/65c620dd6a979b1947e8b9b14cd4e3e020dc1089.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles asks a question he puts to clients regularly: if you needed care later in life, where would you want to receive it? Almost everyone says home, and the rest of the segment is about what that answer costs and what typically does not cover...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles asks a question he puts to clients regularly: if you needed care later in life, where would you want to receive it? Almost everyone says home, and the rest of the segment is about what that answer costs and what typically does not cover it. The episode also revisits the difference between money kept ready for emergencies and money meant to produce income later, why standing still carries a cost of its own, and what changes about waiting out a downturn when there is less time left to wait.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1500</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Is There No Bear on Wall Street?</title><link>https://www.spreaker.com/episode/why-is-there-no-bear-on-wall-street--35238132</link><description><![CDATA[There is a statue of a bull in the financial district and no statue of a bear, and Billie Miles uses that to open a question worth carrying into any financial conversation: which parts of what you are being told are known, and which parts are estimates? He looks at the language that gets used around a down market, why a loss gets called a paper loss while a gain never gets called a paper gain, and what changes about all of it once there is no longer time to wait for a recovery.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924850</guid><pubDate>Tue, 30 Jun 2020 23:24:50 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238132/849924850_user_626355742_miles_financial_show_05_25_19.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/07a507d50d0e7d93b0d7556197817de167a45637.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>There is a statue of a bull in the financial district and no statue of a bear, and Billie Miles uses that to open a question worth carrying into any financial conversation: which parts of what you are being told are known, and which parts are...</itunes:subtitle><itunes:summary><![CDATA[There is a statue of a bull in the financial district and no statue of a bear, and Billie Miles uses that to open a question worth carrying into any financial conversation: which parts of what you are being told are known, and which parts are estimates? He looks at the language that gets used around a down market, why a loss gets called a paper loss while a gain never gets called a paper gain, and what changes about all of it once there is no longer time to wait for a recovery.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Illustration Nobody Shows You</title><link>https://www.spreaker.com/episode/the-illustration-nobody-shows-you--35238133</link><description><![CDATA[When a projection gets printed out, it shows an account growing steadily year after year. Billie Miles asks why none of them ever show the year half of it is gone, and what that omission does to the way people plan. The episode also revisits a habit of mind that shows up in every boom, drawing a line from where an account was to where it is and assuming the line continues, and closes on a question worth asking about any tax-deferred balance: how much of that number is actually yours to spend?<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924838</guid><pubDate>Tue, 30 Jun 2020 23:24:49 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238133/849924838_user_626355742_miles_financial_show_05_30_20.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/408ad09595766e058dc58cb377cb50ae05278c87.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>When a projection gets printed out, it shows an account growing steadily year after year. Billie Miles asks why none of them ever show the year half of it is gone, and what that omission does to the way people plan. The episode also revisits a habit...</itunes:subtitle><itunes:summary><![CDATA[When a projection gets printed out, it shows an account growing steadily year after year. Billie Miles asks why none of them ever show the year half of it is gone, and what that omission does to the way people plan. The episode also revisits a habit of mind that shows up in every boom, drawing a line from where an account was to where it is and assuming the line continues, and closes on a question worth asking about any tax-deferred balance: how much of that number is actually yours to spend?<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>There Are No Do-Overs</title><link>https://www.spreaker.com/episode/there-are-no-do-overs--35238134</link><description><![CDATA[Billie Miles builds this episode around a decision people make under pressure: take the certain thing on the table, or keep playing for something better. He looks at what that choice looks like when the stakes are a retirement rather than a prize, why recovering from a loss is not the same as never taking it, and what changes once there is no time left to play another round. The episode also covers the fees that come out of an account whether it grows or shrinks, and the shift in thinking required when saving turns into spending.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924829</guid><pubDate>Tue, 30 Jun 2020 23:24:48 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238134/849924829_user_626355742_miles_financial_show_06_01_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/18d3ea1e31ab983da507513ffe6eb4777199b774.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles builds this episode around a decision people make under pressure: take the certain thing on the table, or keep playing for something better. He looks at what that choice looks like when the stakes are a retirement rather than a prize, why...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles builds this episode around a decision people make under pressure: take the certain thing on the table, or keep playing for something better. He looks at what that choice looks like when the stakes are a retirement rather than a prize, why recovering from a loss is not the same as never taking it, and what changes once there is no time left to play another round. The episode also covers the fees that come out of an account whether it grows or shrinks, and the shift in thinking required when saving turns into spending.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Retirement Red Zone</title><link>https://www.spreaker.com/episode/the-retirement-red-zone--35238135</link><description><![CDATA[There is a window of five to ten years on either side of retiring that Billie Miles calls the retirement red zone, and this episode is about what to do inside it. He works through what changes when saving turns into spending, why a budget matters more once there is no paycheck behind it, and the questions worth answering before the date arrives rather than after. He also spends time on a conversation many couples never have: in most marriages one person handles the money, and at some point the other one will need to know how it all works.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924784</guid><pubDate>Tue, 30 Jun 2020 23:24:44 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238135/849924784_user_626355742_miles_financial_show_06_06_20.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/c5f7650ec88bd8721ce1cebc5488d7c5ad153ad9.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>There is a window of five to ten years on either side of retiring that Billie Miles calls the retirement red zone, and this episode is about what to do inside it. He works through what changes when saving turns into spending, why a budget matters more...</itunes:subtitle><itunes:summary><![CDATA[There is a window of five to ten years on either side of retiring that Billie Miles calls the retirement red zone, and this episode is about what to do inside it. He works through what changes when saving turns into spending, why a budget matters more once there is no paycheck behind it, and the questions worth answering before the date arrives rather than after. He also spends time on a conversation many couples never have: in most marriages one person handles the money, and at some point the other one will need to know how it all works.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Storms in Thirty Years</title><link>https://www.spreaker.com/episode/three-storms-in-thirty-years--35238137</link><description><![CDATA[A thirty-year retirement will contain more than one downturn, and Billie Miles opens on what that means for a plan built without them in mind. He traces where the instinct to invest came from in the first place, questions what an average return actually tells anyone about the money in their account, and closes on the difference between the income that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924769</guid><pubDate>Tue, 30 Jun 2020 23:24:43 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238137/849924769_user_626355742_miles_financial_show_06_08_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/77969d3d0b9b0a833bec2e0e6426a5f7e08dabf1.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>A thirty-year retirement will contain more than one downturn, and Billie Miles opens on what that means for a plan built without them in mind. He traces where the instinct to invest came from in the first place, questions what an average return...</itunes:subtitle><itunes:summary><![CDATA[A thirty-year retirement will contain more than one downturn, and Billie Miles opens on what that means for a plan built without them in mind. He traces where the instinct to invest came from in the first place, questions what an average return actually tells anyone about the money in their account, and closes on the difference between the income that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cracks in the Foundation</title><link>https://www.spreaker.com/episode/cracks-in-the-foundation--35238138</link><description><![CDATA[Billie Miles builds this episode like a house inspection. He walks through seven things that put pressure on a retirement income plan, starting with living longer than the plan assumed and the order in which market returns happen to arrive, then moving to what inflation does to the cost of an unchanged lifestyle. From there he covers the possibility of needing care later in life, and a harder subject most plans skip entirely: what happens to household income when one spouse is gone. He closes on Social Security and the question of what changes to it would mean for someone already counting on it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924751</guid><pubDate>Tue, 30 Jun 2020 23:24:41 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238138/849924751_user_626355742_miles_financial_show_06_13_20.mp3" length="23435288" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/d33958aad78287eabae3485d661a7a875fedded4.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles builds this episode like a house inspection. He walks through seven things that put pressure on a retirement income plan, starting with living longer than the plan assumed and the order in which market returns happen to arrive, then...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles builds this episode like a house inspection. He walks through seven things that put pressure on a retirement income plan, starting with living longer than the plan assumed and the order in which market returns happen to arrive, then moving to what inflation does to the cost of an unchanged lifestyle. From there he covers the possibility of needing care later in life, and a harder subject most plans skip entirely: what happens to household income when one spouse is gone. He closes on Social Security and the question of what changes to it would mean for someone already counting on it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1465</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Small Cost, Large Loss</title><link>https://www.spreaker.com/episode/small-cost-large-loss--35238145</link><description><![CDATA[Billie Miles sorts through which risks are worth carrying and which are not, starting with the ones people take gladly and moving to the ones they insure against without hesitation. The house, the car, the boat: all covered, because the cost of the coverage is small next to what a bad day would take. He asks why retirement money tends to be the exception.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924727</guid><pubDate>Tue, 30 Jun 2020 23:24:40 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238145/849924727_user_626355742_miles_financial_show_06_15_19.mp3" length="23768819" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/c02108cda77e350fd94abb85cc9f3060acd6978e.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles sorts through which risks are worth carrying and which are not, starting with the ones people take gladly and moving to the ones they insure against without hesitation. The house, the car, the boat: all covered, because the cost of the...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles sorts through which risks are worth carrying and which are not, starting with the ones people take gladly and moving to the ones they insure against without hesitation. The house, the car, the boat: all covered, because the cost of the coverage is small next to what a bad day would take. He asks why retirement money tends to be the exception.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1486</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Am I On Track?</title><link>https://www.spreaker.com/episode/am-i-on-track--35238143</link><description><![CDATA[Am I on track to retire? Billie Miles opens with the question almost everyone brings to a first meeting, and spends the episode on what a real answer would require. He separates the expenses that recur no matter what from the ones that make retirement worth having, looks at what a longer life does to every other assumption in a plan, and works through what changes when the money stops going in and starts coming out. He also spends time on the part of retirement that is not financial at all: how the days get filled once every one of them feels like a Saturday.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924700</guid><pubDate>Tue, 30 Jun 2020 23:24:38 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238143/849924700_user_626355742_miles_financial_show_06_20_20.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/93ebd589dbf8c28b918087b347844029430bffdd.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Am I on track to retire? Billie Miles opens with the question almost everyone brings to a first meeting, and spends the episode on what a real answer would require. He separates the expenses that recur no matter what from the ones that make retirement...</itunes:subtitle><itunes:summary><![CDATA[Am I on track to retire? Billie Miles opens with the question almost everyone brings to a first meeting, and spends the episode on what a real answer would require. He separates the expenses that recur no matter what from the ones that make retirement worth having, looks at what a longer life does to every other assumption in a plan, and works through what changes when the money stops going in and starts coming out. He also spends time on the part of retirement that is not financial at all: how the days get filled once every one of them feels like a Saturday.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What Will the Market Be Doing the Day You Retire?</title><link>https://www.spreaker.com/episode/what-will-the-market-be-doing-the-day-you-retire--35238147</link><description><![CDATA[Nobody knows what the market will be doing on the day they retire, and Billie Miles builds this episode around that fact. He looks at what quietly changes when there is no longer time to wait out a downturn, why the same advice that served someone well at forty reads differently at sixty-two, and how much unnoticed worry a retirement can carry before anything has gone wrong. The episode closes on a distinction he draws with clients: the money that covers the bills, and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924691</guid><pubDate>Tue, 30 Jun 2020 23:24:37 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238147/849924691_user_626355742_miles_financial_show_06_22_19.mp3" length="23528074" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/8da3b18d7d6a51f24f1cc05041d5842a1d802f32.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Nobody knows what the market will be doing on the day they retire, and Billie Miles builds this episode around that fact. He looks at what quietly changes when there is no longer time to wait out a downturn, why the same advice that served someone...</itunes:subtitle><itunes:summary><![CDATA[Nobody knows what the market will be doing on the day they retire, and Billie Miles builds this episode around that fact. He looks at what quietly changes when there is no longer time to wait out a downturn, why the same advice that served someone well at forty reads differently at sixty-two, and how much unnoticed worry a retirement can carry before anything has gone wrong. The episode closes on a distinction he draws with clients: the money that covers the bills, and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1471</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Worrying About It, or Planning For It?</title><link>https://www.spreaker.com/episode/worrying-about-it-or-planning-for-it--35238144</link><description><![CDATA[Retirement is supposed to be the part where the work pays off, and Billie Miles opens by asking why so much of the time before it gets spent worrying instead of planning. He looks at the difference between money that is sitting still because it is genuinely needed close at hand and money that is sitting still out of unease, tells the story of a soldier whose good intentions were not matched by his equipment, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924673</guid><pubDate>Tue, 30 Jun 2020 23:24:36 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238144/849924673_user_626355742_miles_financial_show_06_27_19.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/90d82c929b6b0814a42220e749e7a1755d51df9e.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Retirement is supposed to be the part where the work pays off, and Billie Miles opens by asking why so much of the time before it gets spent worrying instead of planning. He looks at the difference between money that is sitting still because it is...</itunes:subtitle><itunes:summary><![CDATA[Retirement is supposed to be the part where the work pays off, and Billie Miles opens by asking why so much of the time before it gets spent worrying instead of planning. He looks at the difference between money that is sitting still because it is genuinely needed close at hand and money that is sitting still out of unease, tells the story of a soldier whose good intentions were not matched by his equipment, and closes on the two jobs money has to do: supporting the life being lived, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Sixty-Two, Sixty-Seven, or Seventy?</title><link>https://www.spreaker.com/episode/sixty-two-sixty-seven-or-seventy--35238142</link><description><![CDATA[Most people have an age in mind for Social Security before they have a reason for it. Billie Miles asks where that number came from, and why the order a couple files in can matter alongside the age they choose. The episode then turns to a habit that shows up in every boom: drawing a straight line from where an account was to where it is, and assuming the line keeps going. He walks through the tech bubble and the housing bubble as examples of the same reasoning, twice.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924649</guid><pubDate>Tue, 30 Jun 2020 23:24:34 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238142/849924649_user_626355742_miles_financial_show_06_29_19.mp3" length="24003294" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/81001ff18aceead2d724c1c7e47d6564b9a9b67a.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Most people have an age in mind for Social Security before they have a reason for it. Billie Miles asks where that number came from, and why the order a couple files in can matter alongside the age they choose. The episode then turns to a habit that...</itunes:subtitle><itunes:summary><![CDATA[Most people have an age in mind for Social Security before they have a reason for it. Billie Miles asks where that number came from, and why the order a couple files in can matter alongside the age they choose. The episode then turns to a habit that shows up in every boom: drawing a straight line from where an account was to where it is, and assuming the line keeps going. He walks through the tech bubble and the housing bubble as examples of the same reasoning, twice.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Voluntary Unemployment</title><link>https://www.spreaker.com/episode/voluntary-unemployment--35238158</link><description><![CDATA[Billie Miles opens on an old distinction: the return on your money, which everyone talks about, and the return of your money, which matters more once there is no paycheck behind it. From there he looks at what changes when saving turns into spending, why the same market swing lands differently at sixty than it did at thirty, and a cost most plans leave out entirely, the possibility of needing care later in life. He also revisits the dominoes he spent hours lining up as a child, and what it took to knock them all down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924625</guid><pubDate>Tue, 30 Jun 2020 23:24:32 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238158/849924625_user_626355742_miles_financial_show_07_04_20.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/a33d9bfc980746d02d0d49ca61bc4e7ff478280f.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens on an old distinction: the return on your money, which everyone talks about, and the return of your money, which matters more once there is no paycheck behind it. From there he looks at what changes when saving turns into spending,...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens on an old distinction: the return on your money, which everyone talks about, and the return of your money, which matters more once there is no paycheck behind it. From there he looks at what changes when saving turns into spending, why the same market swing lands differently at sixty than it did at thirty, and a cost most plans leave out entirely, the possibility of needing care later in life. He also revisits the dominoes he spent hours lining up as a child, and what it took to knock them all down.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Questions Nobody Asked You</title><link>https://www.spreaker.com/episode/three-questions-nobody-asked-you--35238140</link><description><![CDATA[This episode is built around three questions worth sitting with. First, whose idea was it to put your money in the market, and where did that instinct actually come from? Second, if the house is insured against a loss that would hurt, why is the account that has to last thirty years treated differently? And third, once an employer stops signing the paycheck, who does? Billie Miles works through each in turn, including two kinds of loss that rarely get called risks at all, and the difference between the money that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924622</guid><pubDate>Tue, 30 Jun 2020 23:24:31 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238140/849924622_user_626355742_miles_financial_show_07_13_19.mp3" length="23945616" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/67cd111ade7878c34d638adf6b664d7902ee499b.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>This episode is built around three questions worth sitting with. First, whose idea was it to put your money in the market, and where did that instinct actually come from? Second, if the house is insured against a loss that would hurt, why is the...</itunes:subtitle><itunes:summary><![CDATA[This episode is built around three questions worth sitting with. First, whose idea was it to put your money in the market, and where did that instinct actually come from? Second, if the house is insured against a loss that would hurt, why is the account that has to last thirty years treated differently? And third, once an employer stops signing the paycheck, who does? Billie Miles works through each in turn, including two kinds of loss that rarely get called risks at all, and the difference between the money that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1497</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Which Risks Are Worth Taking?</title><link>https://www.spreaker.com/episode/which-risks-are-worth-taking--35238148</link><description><![CDATA[Billie Miles opens with a question most retirement conversations skip: which risks are actually worth taking? Raising children, he says, is one of them. Jumping out of an airplane without a parachute is not. Retirement money sits somewhere in between, and this episode works through how to tell the difference. Along the way he looks at catastrophe risk and why we insure the things we cannot afford to lose, the trouble with planning around an average return, and the two jobs retirement money has to do: supporting the life being lived now, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924619</guid><pubDate>Tue, 30 Jun 2020 23:24:30 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238148/849924619_user_626355742_miles_financial_show_07_27_19.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/30c7b1ad84b09d6deb2b31d3fc9bf9771e49f464.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question most retirement conversations skip: which risks are actually worth taking? Raising children, he says, is one of them. Jumping out of an airplane without a parachute is not. Retirement money sits somewhere in between,...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question most retirement conversations skip: which risks are actually worth taking? Raising children, he says, is one of them. Jumping out of an airplane without a parachute is not. Retirement money sits somewhere in between, and this episode works through how to tell the difference. Along the way he looks at catastrophe risk and why we insure the things we cannot afford to lose, the trouble with planning around an average return, and the two jobs retirement money has to do: supporting the life being lived now, and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>4</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Emergency Fund Rule</title><link>https://www.spreaker.com/episode/the-emergency-fund-rule--35238161</link><description><![CDATA[Billie Miles opens with a question worth sitting with: is your retirement a source of calm, or a source of worry? He starts where he starts with every new relationship, with an emergency fund, six months to a year of expenses set aside before anything else gets planned. From there he walks through the difference between money kept ready for emergencies and money meant to produce income later, why standing still carries a cost of its own, and what it takes to move from worrying about retirement to planning for it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924601</guid><pubDate>Tue, 30 Jun 2020 23:24:29 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238161/849924601_user_626355742_miles_financial_show_08_03_19.mp3" length="24047180" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/7c5b25d87fd5f653e63f6377e82eda37086d795b.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question worth sitting with: is your retirement a source of calm, or a source of worry? He starts where he starts with every new relationship, with an emergency fund, six months to a year of expenses set aside before anything...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question worth sitting with: is your retirement a source of calm, or a source of worry? He starts where he starts with every new relationship, with an emergency fund, six months to a year of expenses set aside before anything else gets planned. From there he walks through the difference between money kept ready for emergencies and money meant to produce income later, why standing still carries a cost of its own, and what it takes to move from worrying about retirement to planning for it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1503</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What If You Live Longer Than the Plan?</title><link>https://www.spreaker.com/episode/what-if-you-live-longer-than-the-plan--35238162</link><description><![CDATA[Every plan for drawing income makes a quiet assumption about how long it needs to last. Billie Miles opens by asking what happens when that assumption turns out to be wrong in the good direction, and someone lives well past the point their plan was built for. From there he traces where the instinct to invest came from in the first place, back through a classroom, a first day of work, and years of financial news, and closes on the distinction between the money that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924592</guid><pubDate>Tue, 30 Jun 2020 23:24:27 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238162/849924592_user_626355742_miles_financial_show_08_10_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/74f5dacd9e0d2698e5976aaf9442beff0a059b91.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Every plan for drawing income makes a quiet assumption about how long it needs to last. Billie Miles opens by asking what happens when that assumption turns out to be wrong in the good direction, and someone lives well past the point their plan was...</itunes:subtitle><itunes:summary><![CDATA[Every plan for drawing income makes a quiet assumption about how long it needs to last. Billie Miles opens by asking what happens when that assumption turns out to be wrong in the good direction, and someone lives well past the point their plan was built for. From there he traces where the instinct to invest came from in the first place, back through a classroom, a first day of work, and years of financial news, and closes on the distinction between the money that covers the bills and the money that covers the living.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why You Think It'll Be Different</title><link>https://www.spreaker.com/episode/why-you-think-it-ll-be-different--35238150</link><description><![CDATA[There is a name for the habit of treating what could happen as what will, and Billie Miles spends this episode on what it costs in retirement. He looks at how a single good day in the market gets treated as evidence, why the same reasoning showed up before the tech bubble and the housing bubble, and the quiet assumption that other people's losses will not be yours. The episode also covers Social Security, including why the order a couple claims in matters alongside the age they choose, and why the people who administer the program are not permitted to advise on either.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924583</guid><pubDate>Tue, 30 Jun 2020 23:24:25 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238150/849924583_user_626355742_miles_financial_show_08_17_19.mp3" length="24013325" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/f57e0b24e147e5582d532a6857a3a76ad69f4d31.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>There is a name for the habit of treating what could happen as what will, and Billie Miles spends this episode on what it costs in retirement. He looks at how a single good day in the market gets treated as evidence, why the same reasoning showed up...</itunes:subtitle><itunes:summary><![CDATA[There is a name for the habit of treating what could happen as what will, and Billie Miles spends this episode on what it costs in retirement. He looks at how a single good day in the market gets treated as evidence, why the same reasoning showed up before the tech bubble and the housing bubble, and the quiet assumption that other people's losses will not be yours. The episode also covers Social Security, including why the order a couple claims in matters alongside the age they choose, and why the people who administer the program are not permitted to advise on either.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Stress You Don't Know You're Carrying</title><link>https://www.spreaker.com/episode/the-stress-you-don-t-know-you-re-carrying--35238159</link><description><![CDATA[Billie Miles starts with something people tend to notice only in hindsight: how much quiet worry a retirement can carry before anything has gone wrong. From there he looks at why advice that holds up comfortably with twenty years to go reads differently with five, and what changes in the window just before and just after work ends. The episode also covers the distinction between the money that covers the bills and the money that covers the living, and closes on Social Security, where the order of a claim can matter as much as the timing.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924562</guid><pubDate>Tue, 30 Jun 2020 23:24:23 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238159/849924562_user_626355742_miles_financial_show_08_24_19.mp3" length="23776342" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/eab1f0ea5db76cba86aab491c0613edb88f370fd.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles starts with something people tend to notice only in hindsight: how much quiet worry a retirement can carry before anything has gone wrong. From there he looks at why advice that holds up comfortably with twenty years to go reads...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles starts with something people tend to notice only in hindsight: how much quiet worry a retirement can carry before anything has gone wrong. From there he looks at why advice that holds up comfortably with twenty years to go reads differently with five, and what changes in the window just before and just after work ends. The episode also covers the distinction between the money that covers the bills and the money that covers the living, and closes on Social Security, where the order of a claim can matter as much as the timing.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1486</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Whose Idea Was It?</title><link>https://www.spreaker.com/episode/whose-idea-was-it--35238156</link><description><![CDATA[Billie Miles opens with a question most people have never been asked: whose idea was it to put your money in the market? He traces the answer back through a classroom, a first day of work, an HR presentation about matching contributions, and years of financial news, and asks whether advice built for the saving years still fits the spending ones. The episode also looks at a thinking pattern with a name, the appeal to probability, and closes on the two jobs money has to do, supporting the life being lived and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924550</guid><pubDate>Tue, 30 Jun 2020 23:24:22 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238156/849924550_user_626355742_miles_financial_show_08_31_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/2060963f0dc958accb08a509f439e68e99b34fcd.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles opens with a question most people have never been asked: whose idea was it to put your money in the market? He traces the answer back through a classroom, a first day of work, an HR presentation about matching contributions, and years of...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles opens with a question most people have never been asked: whose idea was it to put your money in the market? He traces the answer back through a classroom, a first day of work, an HR presentation about matching contributions, and years of financial news, and asks whether advice built for the saving years still fits the spending ones. The episode also looks at a thinking pattern with a name, the appeal to probability, and closes on the two jobs money has to do, supporting the life being lived and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Risks Nobody Calls Risks</title><link>https://www.spreaker.com/episode/the-risks-nobody-calls-risks--35238149</link><description><![CDATA[Some things in a retirement are decided for you and some are decided by you, and Billie Miles spends this episode sorting one from the other. He starts with the kinds of loss that do not announce themselves, including two that rarely get called risks at all: what inflation does to money held still, and what is given up by not putting it to work. From there he turns to a decision that is entirely within reach, the timing and order of a Social Security claim, and closes on a habit worth watching, the assumption that whatever an account did last is what it will keep doing.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924532</guid><pubDate>Tue, 30 Jun 2020 23:24:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238149/849924532_user_626355742_miles_financial_show_09_07_19.mp3" length="23520969" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/bcbed4af0bdd115fb7c44ee9a546c88883321192.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Some things in a retirement are decided for you and some are decided by you, and Billie Miles spends this episode sorting one from the other. He starts with the kinds of loss that do not announce themselves, including two that rarely get called risks...</itunes:subtitle><itunes:summary><![CDATA[Some things in a retirement are decided for you and some are decided by you, and Billie Miles spends this episode sorting one from the other. He starts with the kinds of loss that do not announce themselves, including two that rarely get called risks at all: what inflation does to money held still, and what is given up by not putting it to work. From there he turns to a decision that is entirely within reach, the timing and order of a Social Security claim, and closes on a habit worth watching, the assumption that whatever an account did last is what it will keep doing.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1470</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Signs Your Paycheck After You Retire?</title><link>https://www.spreaker.com/episode/who-signs-your-paycheck-after-you-retire--35238157</link><description><![CDATA[For most of a working life, someone else signs the paycheck. Billie Miles looks at what happens when that stops, and at the distinction between the money that covers the bills and the money that covers the living, what he calls paychecks and playchecks. The episode also takes on a habit of mind that shows up in every boom: assuming that because an account went from point A to point B, point C is simply a matter of time. He walks through the tech bubble and the housing bubble as illustrations, and closes on the two jobs money has to do, supporting the life being lived and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924529</guid><pubDate>Tue, 30 Jun 2020 23:24:20 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238157/849924529_user_626355742_miles_financial_show_09_21_19.mp3" length="24002876" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/9c20bd4d2b343260fe831a97aad6679c88156b35.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>For most of a working life, someone else signs the paycheck. Billie Miles looks at what happens when that stops, and at the distinction between the money that covers the bills and the money that covers the living, what he calls paychecks and...</itunes:subtitle><itunes:summary><![CDATA[For most of a working life, someone else signs the paycheck. Billie Miles looks at what happens when that stops, and at the distinction between the money that covers the bills and the money that covers the living, what he calls paychecks and playchecks. The episode also takes on a habit of mind that shows up in every boom: assuming that because an account went from point A to point B, point C is simply a matter of time. He walks through the tech bubble and the housing bubble as illustrations, and closes on the two jobs money has to do, supporting the life being lived and the people it eventually passes to.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Possible Is Not the Same as Probable</title><link>https://www.spreaker.com/episode/possible-is-not-the-same-as-probable--35238153</link><description><![CDATA[Billie Miles looks at the difference between what could happen and what is likely to, and why the gap between the two matters more once you are drawing income rather than adding to an account. He walks through a thinking pattern with a name, the appeal to probability, and how it shows up in the way markets get talked about day to day. The episode also spends time on Social Security, including why the timing of a claim is only part of the decision and the order a couple files in can matter as much as the age they choose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924511</guid><pubDate>Tue, 30 Jun 2020 23:24:18 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238153/849924511_user_626355742_miles_financial_show_09_28_19.mp3" length="24002040" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/c336ba260fd97f041cf65a8fa71f31af03649bf5.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at the difference between what could happen and what is likely to, and why the gap between the two matters more once you are drawing income rather than adding to an account. He walks through a thinking pattern with a name, the...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at the difference between what could happen and what is likely to, and why the gap between the two matters more once you are drawing income rather than adding to an account. He walks through a thinking pattern with a name, the appeal to probability, and how it shows up in the way markets get talked about day to day. The episode also spends time on Social Security, including why the timing of a claim is only part of the decision and the order a couple files in can matter as much as the age they choose.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The View from the Top of the Mountain</title><link>https://www.spreaker.com/episode/the-view-from-the-top-of-the-mountain--35238152</link><description><![CDATA[Billie Miles looks at the moment a retirement stops being something you are building and starts being something you are living on. He compares it to a long climb: years of discipline and sacrifice to reach the summit, and then a very different set of considerations once you are standing at the top. The conversation covers which risks are worth carrying and which are not, why a downturn tends to move conservative and aggressive holdings alike, and what changes when the goal shifts from growing an account to drawing income from it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924499</guid><pubDate>Tue, 30 Jun 2020 23:24:17 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238152/849924499_user_626355742_miles_financial_show_10_05_19.mp3" length="24002458" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/546c4e8ab5dfaf477b672e857b45f9d44c568631.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie Miles looks at the moment a retirement stops being something you are building and starts being something you are living on. He compares it to a long climb: years of discipline and sacrifice to reach the summit, and then a very different set of...</itunes:subtitle><itunes:summary><![CDATA[Billie Miles looks at the moment a retirement stops being something you are building and starts being something you are living on. He compares it to a long climb: years of discipline and sacrifice to reach the summit, and then a very different set of considerations once you are standing at the top. The conversation covers which risks are worth carrying and which are not, why a downturn tends to move conservative and aggressive holdings alike, and what changes when the goal shifts from growing an account to drawing income from it.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,psychology,retirement,risk,socialsecurity,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>8</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>More Than a Will</title><link>https://www.spreaker.com/episode/more-than-a-will--35238155</link><description><![CDATA[Billie and Mark Elliott close out the planning picture with the piece people most often put off: what happens to your money after you're gone. They explain why an estate plan is more than a will, how beneficiary designations and account titling can override a will if they don't match, why probate catches families off guard, and how a little planning spares your heirs both taxes and conflict. The throughline is the series' usual one: putting a plan in place now so your family isn't left guessing later.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/849924475</guid><pubDate>Tue, 30 Jun 2020 23:24:13 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/35238155/849924475_user_626355742_miles_financial_show_11_02_19.mp3" length="24003294" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/27c899fabe4c75345ceaf5cbb53e70507b3e4469.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott close out the planning picture with the piece people most often put off: what happens to your money after you're gone. They explain why an estate plan is more than a will, how beneficiary designations and account titling can...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott close out the planning picture with the piece people most often put off: what happens to your money after you're gone. They explain why an estate plan is more than a will, how beneficiary designations and account titling can override a will if they don't match, why probate catches families off guard, and how a little planning spares your heirs both taxes and conflict. The throughline is the series' usual one: putting a plan in place now so your family isn't left guessing later.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>7</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Negative 30 Plus 43 Equals Zero</title><link>https://www.spreaker.com/episode/negative-30-plus-43-equals-zero--17113605</link><description><![CDATA[Billie and Mark Elliott dig into a piece of math most people get wrong: when you lose money in the market, the gain needed just to break even is bigger than the loss. A 30% drop takes a 43% gain to recover; a 50% drop takes 100%. They walk through why that makes big losses so damaging near retirement, why "average return" can hide what actually happened to your dollars, and why, drawing on Warren Buffett's rule to "never lose money", avoiding losses matters more than chasing big gains once you're close to retirement.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/577931493</guid><pubDate>Tue, 19 Feb 2019 16:01:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/17113605/577931493_user_626355742_miles_financial_show_prepare_for_retirement.mp3" length="36202666" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/14564d8d7fc396f8d966b9f50df1cc2b22b98bb6.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>Billie and Mark Elliott dig into a piece of math most people get wrong: when you lose money in the market, the gain needed just to break even is bigger than the loss. A 30% drop takes a 43% gain to recover; a 50% drop takes 100%. They walk through why...</itunes:subtitle><itunes:summary><![CDATA[Billie and Mark Elliott dig into a piece of math most people get wrong: when you lose money in the market, the gain needed just to break even is bigger than the loss. A 30% drop takes a 43% gain to recover; a 50% drop takes 100%. They walk through why that makes big losses so damaging near retirement, why "average return" can hide what actually happened to your dollars, and why, drawing on Warren Buffett's rule to "never lose money", avoiding losses matters more than chasing big gains once you're close to retirement.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1504</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>6</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Is All Your Money in the Market?</title><link>https://www.spreaker.com/episode/why-is-all-your-money-in-the-market--15946678</link><description><![CDATA[In this co-hosted conversation, Billie and Mark Elliott dig into a simple question: why is so much of the typical retiree's money still in the stock market? They trace how the 401(k) became the default retirement vehicle, why the risk that made sense in your 20s and 30s may not near retirement, and walk through a lesser-known option, the in-service distribution, that can let someone still working after 59½ move gains to a safer place. They also take on the "market averages 10% a year" myth and why trying to time the market tends to backfire.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/513347115</guid><pubDate>Fri, 12 Oct 2018 16:24:22 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/15946678/513347115_user_626355742_miles_financial_show_money_in_market.mp3" length="35947456" type="audio/mpeg"/><podcast:transcript url="https://freepodcasttranscription.com/transcription/6dc1f7ddf80705b5dabfe8a3a2ee09dc7abb13b4.srt" type="application/x-subrip" language="en"/><itunes:author>Billie Miles</itunes:author><itunes:subtitle>In this co-hosted conversation, Billie and Mark Elliott dig into a simple question: why is so much of the typical retiree's money still in the stock market? They trace how the 401(k) became the default retirement vehicle, why the risk that made sense...</itunes:subtitle><itunes:summary><![CDATA[In this co-hosted conversation, Billie and Mark Elliott dig into a simple question: why is so much of the typical retiree's money still in the stock market? They trace how the 401(k) became the default retirement vehicle, why the risk that made sense in your 20s and 30s may not near retirement, and walk through a lesser-known option, the in-service distribution, that can let someone still working after 59½ move gains to a safer place. They also take on the "market averages 10% a year" myth and why trying to time the market tends to backfire.<br /><br /><b>About the show</b><br /><br />The Miles Financial Show is hosted by Billie Miles III, Founder and CEO of <i>Miles Financial Group</i>, an independent financial services firm in the Inland Empire serving individuals in or near retirement. Each week, Billie shares educational conversations on retirement income, investments, taxes, healthcare, and estate planning.<br /><br /><b>Connect with us</b><br /><br />To request a complimentary, no-obligation retirement analysis, call (909) 321-9737 or visit <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>. The Miles Financial Show airs on AM590 The Answer, KMET 1490 AM, an ABC News Affiliate, and Kat Country 100.7 FM.<br /><br /><i>Peace of Mind for the Miles Ahead. </i><br /><br /><b>Disclosures</b><br /><br />Miles Financial Group is an independent financial services firm assisting individuals in preparing for retirement through investments and insurance products. Insurance services are provided by Miles Financial Group. Investment advisory services are offered through Signal Wealth, a Registered Investment Advisor. Full disclosures available at <a href="https://milesfinancialgroup.com/" target="_blank" rel="noreferrer noopener">milesfinancialgroup.com</a>.]]></itunes:summary><itunes:duration>1501</itunes:duration><itunes:keywords>401k,allocation,annuities,crashes,estate,fees,income,insurance,longevity,longtermcare,milesfinancialgroup,milesfinancialshow,preretirees,psychology,retirement,risk,socialsecurity,southerncalifornia,taxes,timing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05c9507f1aa0cc89041a7a7d353b27b5.jpg"/><itunes:season>5</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
