http://www.kennedy-financial.com
We believe financial planning isn’t just about numbers—it’s about creating a plan that supports the life you want to live. Whether you’re preparing for retirement, protecting your family, managing your finances, or simply looking for practical ways to make the most of every stage of life, Life Planning 101 gives you information, ideas, and conversations to help you plan with confidence.

Subscribe and join us as we explore the financial and life-planning topics that can help you make informed decisions today and prepare for tomorrow.]]>enBusinessCopyright Angela Robinsonhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f39408ed11f5e93d24e31fbda12cbd84.jpghttp://www.kennedy-financial.comWed, 23 Sep 2026 16:22:30 +0000Angela RobinsonAngela Robinsonlifeplanning@kennedy-financial.comLife Planning 101 from Kennedy Financial Services helps you navigate the financial and life decisions that matter most. Each episode brings practical insights and real-world conversations about financial planning, retirement, investments, life...
We believe financial planning isn’t just about numbers—it’s about creating a plan that supports the life you want to live. Whether you’re preparing for retirement, protecting your family, managing your finances, or simply looking for practical ways to make the most of every stage of life, Life Planning 101 gives you information, ideas, and conversations to help you plan with confidence.

Subscribe and join us as we explore the financial and life-planning topics that can help you make informed decisions today and prepare for tomorrow.]]>falseaff343fd-f656-5453-980f-a5b45a6a6c4aepisodichttps://www.spreaker.com/episode/saving-for-your-grandchildren-rebroadcast--75318010

Power of Compound Interest: Compound interest is described as the most powerful force in investing, allowing money to grow exponentially over time. An example is given: if grandparents saved $10 a month for 18 years (total $2,160) and it grew at 8% annually until retirement, it would be worth over $200,000. Starting early is crucial because time amplifies the effects of compounding.

Rule of 72: The Rule of 72 is a simple way to estimate how long an investment takes to double: divide 72 by the expected annual return. For instance, with a 10% return, an investment doubles in about 7.2 years, so $10,000 becomes $20,000 in 7.2 years and $40,000 in 14.4 years. This illustrates the benefit of starting early and letting time work for you.

Define Your Goal First: Before choosing a savings vehicle, clarify what you want to help your grandchildren achieve: higher education, retirement windfall, family support, first home purchase, or life insurance. Also consider imparting values like giving back, loving learning, or a sense of pride in saving. This goal-setting prevents analysis paralysis and guides the choice of investment.

Avoid Inflation Risk: Savings bonds and CDs may not keep up with inflation, eroding the real value of savings over time. For example, $100 in 1952 would cost $1,035.13 today, highlighting the need for investments that outpace inflation. With a long time horizon, taking more risk is appropriate to grow wealth effectively.

Flexibility and Starting: If unsure about the best vehicle, prioritize flexibility over permanence. Options include custodial accounts, 529 plans, kiddie Roth IRAs, life insurance, or even non-traditional choices like cattle. The key is to start somewhere, even if it's not perfect, and build on it over time.

Creative Giving Example: A client set up a mini family foundation to teach children about giving back. The kids learn to invest, manage a safe withdrawal rate, and nominate charities, gaining hands-on experience and quality time with their grandmother. This shows that saving for grandchildren can be more meaningful than just an account.

]]>lifeplanning101.podbean.com/9e0d70a5-62e5-32ed-a133-c861ce5c3d1aWed, 23 Sep 2026 13:46:05 +0000Angela RobinsonThis week, Angela discusses strategies for grandparents to save for their grandchildren, emphasizing the power of compound interest and the importance of starting early. She explores various investment vehicles and encourages listeners to think beyond...

Power of Compound Interest: Compound interest is described as the most powerful force in investing, allowing money to grow exponentially over time. An example is given: if grandparents saved $10 a month for 18 years (total $2,160) and it grew at 8% annually until retirement, it would be worth over $200,000. Starting early is crucial because time amplifies the effects of compounding.

Rule of 72: The Rule of 72 is a simple way to estimate how long an investment takes to double: divide 72 by the expected annual return. For instance, with a 10% return, an investment doubles in about 7.2 years, so $10,000 becomes $20,000 in 7.2 years and $40,000 in 14.4 years. This illustrates the benefit of starting early and letting time work for you.

Define Your Goal First: Before choosing a savings vehicle, clarify what you want to help your grandchildren achieve: higher education, retirement windfall, family support, first home purchase, or life insurance. Also consider imparting values like giving back, loving learning, or a sense of pride in saving. This goal-setting prevents analysis paralysis and guides the choice of investment.

Avoid Inflation Risk: Savings bonds and CDs may not keep up with inflation, eroding the real value of savings over time. For example, $100 in 1952 would cost $1,035.13 today, highlighting the need for investments that outpace inflation. With a long time horizon, taking more risk is appropriate to grow wealth effectively.

Flexibility and Starting: If unsure about the best vehicle, prioritize flexibility over permanence. Options include custodial accounts, 529 plans, kiddie Roth IRAs, life insurance, or even non-traditional choices like cattle. The key is to start somewhere, even if it's not perfect, and build on it over time.

Creative Giving Example: A client set up a mini family foundation to teach children about giving back. The kids learn to invest, manage a safe withdrawal rate, and nominate charities, gaining hands-on experience and quality time with their grandmother. This shows that saving for grandchildren can be more meaningful than just an account.

]]>1340101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse600fullhttps://www.spreaker.com/episode/this-week-in-the-market-episode-103-9-18-26--75287815lifeplanning101.podbean.com/56533ad9-6976-3d89-86e3-a99788885ea4Mon, 21 Sep 2026 21:15:29 +0000Angela RobinsonThis week, Aaron, Sam, and Kade discuss the Federal Reserve's recent interest rate hike, rising energy prices and their inflationary impact, and the market's reaction. They also cover the strategic petroleum reserve, AI regulation, and notable...1463101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse599fullhttps://www.spreaker.com/episode/do-you-have-something-to-retire-to--75200354

Retirement Needs Purpose: The most important piece of advice for retirees is to have something to retire to, which has nothing to do with money. Retiring without a plan or goals can lead to a decline in physical, mental, and emotional health, often resulting in a shorter life. Sometimes people spend more years in retirement than they did working, so it's crucial to find fulfillment beyond just stopping work.

Write Your Own Obituary: A powerful exercise to discover what you want your life to be about is to write your own obituary. This helps you reflect on what you want others to say about you and what legacy you want to leave. It can reveal unmet goals and desires, guiding you to live with more purpose and intention.

Three Approaches to Happiness: The 'Approaches to Retirement Happiness' worksheet identifies three key areas: pleasure (relaxation, travel, entertainment), engagement (challenging activities that use your skills), and meaning (activities that contribute to something larger than yourself). Most people lean on one or two of these, but a balanced retirement should include all three to maintain overall well-being.

Balance Work and Play: It's important to balance pleasure, engagement, and meaning both before and after retirement. Many people work too hard and stress themselves into poor health, then spend retirement trying to recover. Instead, incorporate enjoyable activities and meaningful pursuits into your working years to avoid burnout and ensure a smoother transition into retirement.

Homework: Pre and Post Retirement: A simple exercise to find your retirement purpose: draw a line down the middle of a page, label the left 'pre-retirement' and the right 'post-retirement'. Under each, list three activities for pleasure, engagement, and meaning. If you have gaps in the post-retirement column, those are areas to work on to create a fulfilling retirement.

]]>lifeplanning101.podbean.com/4683339f-ed47-3a27-a411-110ac634171dThu, 17 Sep 2026 13:45:22 +0000Angela RobinsonThis week on the show, Angela discusses the importance of having something to retire to beyond financial planning. She shares a story about a 105-year-old woman who lifts weights, introduces the concept of writing your own obituary, and provides a...

Retirement Needs Purpose: The most important piece of advice for retirees is to have something to retire to, which has nothing to do with money. Retiring without a plan or goals can lead to a decline in physical, mental, and emotional health, often resulting in a shorter life. Sometimes people spend more years in retirement than they did working, so it's crucial to find fulfillment beyond just stopping work.

Write Your Own Obituary: A powerful exercise to discover what you want your life to be about is to write your own obituary. This helps you reflect on what you want others to say about you and what legacy you want to leave. It can reveal unmet goals and desires, guiding you to live with more purpose and intention.

Three Approaches to Happiness: The 'Approaches to Retirement Happiness' worksheet identifies three key areas: pleasure (relaxation, travel, entertainment), engagement (challenging activities that use your skills), and meaning (activities that contribute to something larger than yourself). Most people lean on one or two of these, but a balanced retirement should include all three to maintain overall well-being.

Balance Work and Play: It's important to balance pleasure, engagement, and meaning both before and after retirement. Many people work too hard and stress themselves into poor health, then spend retirement trying to recover. Instead, incorporate enjoyable activities and meaningful pursuits into your working years to avoid burnout and ensure a smoother transition into retirement.

Homework: Pre and Post Retirement: A simple exercise to find your retirement purpose: draw a line down the middle of a page, label the left 'pre-retirement' and the right 'post-retirement'. Under each, list three activities for pleasure, engagement, and meaning. If you have gaps in the post-retirement column, those are areas to work on to create a fulfilling retirement.

]]>1291101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse598fullhttps://www.spreaker.com/episode/this-week-in-the-market-episode-102-9-11-26--75129365lifeplanning101.podbean.com/538982cd-09c2-3d00-8545-807b2dcfa56fMon, 14 Sep 2026 21:37:29 +0000Angela RobinsonIn this episode, Aaron, Sam, Tanner, and Kade discuss the recent market downturn, attributing it to rising oil prices due to geopolitical tensions in the Middle East, and explore the impact of inflation on investments. They also delve into the role of...1573101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse597fullhttps://www.spreaker.com/episode/do-you-have-an-i-love-you-plan-rebroadcast--74813010

The I Love You Plan Concept: An 'I Love You Plan' is a comprehensive estate and financial plan that shows your family you care about their well-being after you're gone. It involves having a will, life insurance, disability coverage, and long-term care plans in place. Without it, your loved ones may face stress, conflict, and financial hardship.

Celebrity Example: Anne Heche: Angela references Anne Heche, who died without a will, leaving her son to handle her estate. This situation highlights the emotional and logistical burden placed on family members when no plan exists. It can lead to long-term family conflict and strained relationships.

Alarming Estate Planning Statistics: 55% of Americans die without a will or estate plan, and 71.6% do not have an up-to-date will. These statistics indicate that most people are unprepared for unexpected events, leaving their families to navigate complex legal and financial processes.

Business Owners Lack Plans: 88% of business owners do not have a formal plan for death, transition, or disability. This lack of planning can jeopardize the business's future and create significant challenges for surviving family members and employees.

Life Insurance and Disability Gaps: 48% of American adults have no life insurance, and 27% only have group coverage. Additionally, 44.3% of bankruptcies are medically related, highlighting the importance of disability insurance. Angela emphasizes that a million-dollar policy may only provide about $40,000 per year to your family.

Long-Term Care Planning: 94% of Americans over 50 do not have a long-term health care policy. Long-term care events are among the most emotional and financially devastating situations for families. Having a plan, including verbal wishes, is crucial to avoid placing an undue burden on loved ones.

Prioritizing Planning: People often plan for vacations and retirement but avoid planning for unexpected events because they are uncomfortable topics. However, if family, faith, and business are your top priorities, you should plan for them. Taking action now is a way to say 'I love you' to those you care about.

]]>lifeplanning101.podbean.com/ac81eb9d-224b-3b9a-89fa-d59ffb2d877bWed, 02 Sep 2026 13:25:57 +0000Angela RobinsonIn this episode, Angela discusses the concept of an 'I Love You Plan'—a comprehensive estate and financial plan that expresses love and care for family members. She highlights alarming statistics about the lack of wills, life insurance, disability...

The I Love You Plan Concept: An 'I Love You Plan' is a comprehensive estate and financial plan that shows your family you care about their well-being after you're gone. It involves having a will, life insurance, disability coverage, and long-term care plans in place. Without it, your loved ones may face stress, conflict, and financial hardship.

Celebrity Example: Anne Heche: Angela references Anne Heche, who died without a will, leaving her son to handle her estate. This situation highlights the emotional and logistical burden placed on family members when no plan exists. It can lead to long-term family conflict and strained relationships.

Alarming Estate Planning Statistics: 55% of Americans die without a will or estate plan, and 71.6% do not have an up-to-date will. These statistics indicate that most people are unprepared for unexpected events, leaving their families to navigate complex legal and financial processes.

Business Owners Lack Plans: 88% of business owners do not have a formal plan for death, transition, or disability. This lack of planning can jeopardize the business's future and create significant challenges for surviving family members and employees.

Life Insurance and Disability Gaps: 48% of American adults have no life insurance, and 27% only have group coverage. Additionally, 44.3% of bankruptcies are medically related, highlighting the importance of disability insurance. Angela emphasizes that a million-dollar policy may only provide about $40,000 per year to your family.

Long-Term Care Planning: 94% of Americans over 50 do not have a long-term health care policy. Long-term care events are among the most emotional and financially devastating situations for families. Having a plan, including verbal wishes, is crucial to avoid placing an undue burden on loved ones.

Prioritizing Planning: People often plan for vacations and retirement but avoid planning for unexpected events because they are uncomfortable topics. However, if family, faith, and business are your top priorities, you should plan for them. Taking action now is a way to say 'I love you' to those you care about.

]]>1389101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse596fullhttps://www.spreaker.com/episode/this-week-in-the-market-episode-101-8-28-26--74775053lifeplanning101.podbean.com/773368e7-456e-33e2-afd5-4f48bb83def8Mon, 31 Aug 2026 21:36:43 +0000Angela RobinsonIn this episode, Aaron, Kade, Sam, and Tanner discuss the current market's lack of direction, the influence of Treasury Secretary Scott Bessent and Fed Chair Kevin Warsh on interest rates, and the potential for rising rates. They also explore the...1841101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse595fullhttps://www.spreaker.com/episode/live-with-purpose-rebroadcast--74698730

Happiness is Fleeting: Angela shares the ancient tale of the begging bowl to illustrate how desires are never fully satisfied. The story shows that happiness is like the bowl: once you fill it with achievements or possessions, they quickly disappear, leaving you wanting more. True happiness isn't in getting what you want but in finding fulfillment on the journey.

Happiness Happens on the Way to Fulfillment: Citing Gary Keller's 'The One Thing', Angela emphasizes that happiness is a byproduct of pursuing a meaningful goal, not a destination itself. The letdown after achieving a long-awaited event shows that relying on external achievements for joy is a losing proposition. Instead, focus on the process and the people along the way.

Choose Joy Daily: Happiness is a choice you make each day, regardless of circumstances. Whether it's dealing with a morning mishap or a bad mood, you can decide to respond with joy. Ask yourself each day if you're living up to your aspirations and choosing to be positive.

Write Your Obituary: Angela advises an exercise from her coach: writing your own obituary to reflect on the person you are or want to become. This helps you align your actions with your desired character and serves as a guide for improving your daily life. It's a powerful tool for self-reflection and goal-setting.

Regret the Things You Didn't Do: In life you usually regret inaction rather than action. Take steps forward despite fear, because the pain of not trying often outweighs the risk. Use your regrets to push you and your family forward.

]]>lifeplanning101.podbean.com/23ff86c3-9d9b-3f87-bba2-7e0ec0cd5506Wed, 26 Aug 2026 13:08:29 +0000Angela RobinsonAngela discusses the concept of living with purpose and finding true happiness. She draws insights from Gary Keller's book 'The One Thing' and shares personal stories and practical advice on how to align daily actions with a meaningful life. Key...

Happiness is Fleeting: Angela shares the ancient tale of the begging bowl to illustrate how desires are never fully satisfied. The story shows that happiness is like the bowl: once you fill it with achievements or possessions, they quickly disappear, leaving you wanting more. True happiness isn't in getting what you want but in finding fulfillment on the journey.

Happiness Happens on the Way to Fulfillment: Citing Gary Keller's 'The One Thing', Angela emphasizes that happiness is a byproduct of pursuing a meaningful goal, not a destination itself. The letdown after achieving a long-awaited event shows that relying on external achievements for joy is a losing proposition. Instead, focus on the process and the people along the way.

Choose Joy Daily: Happiness is a choice you make each day, regardless of circumstances. Whether it's dealing with a morning mishap or a bad mood, you can decide to respond with joy. Ask yourself each day if you're living up to your aspirations and choosing to be positive.

Write Your Obituary: Angela advises an exercise from her coach: writing your own obituary to reflect on the person you are or want to become. This helps you align your actions with your desired character and serves as a guide for improving your daily life. It's a powerful tool for self-reflection and goal-setting.

Regret the Things You Didn't Do: In life you usually regret inaction rather than action. Take steps forward despite fear, because the pain of not trying often outweighs the risk. Use your regrets to push you and your family forward.

]]>1239101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse594fullhttps://www.spreaker.com/episode/this-week-in-the-market-episode-100-8-21-26--74669901lifeplanning101.podbean.com/ced16981-785c-3f43-b4a7-e90bed1c9621Mon, 24 Aug 2026 18:50:54 +0000Angela RobinsonAaron, Sam, and Kade discuss the volatile market quarter, the impact of AI on productivity and investments, and global economic events such as the Japanese yen carry trade and Iran's economic situation. They also touch on cattle economics, inflation,...2184101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse593fullhttps://www.spreaker.com/episode/understanding-the-complexity-of-life-insurance--74316357

Life Insurance is Complex: Life insurance is described as the most complex financial product in existence, more so than other investment options. Financial products must be understood thoroughly, as complexity increases the room for error. Even the agent selling the policy may not fully understand it, especially with captive companies, underscoring the need for independent vetting.

Life Insurance Pays Out: Life insurance claims are always paid if the contract is current, as companies back each other up. This is crucial because families need the financial support to grieve and make decisions without burden. There is no one-size-fits-all when it comes to life insurance, you need a tailored solution.

Permanent Policy Failure: A couple in their 50s bought permanent policies that were new, but an x-ray review showed the policies would run out of money before age 83, contrary to their expectations. This happened despite their family's longevity, making it seem likely they would outlive the policies.

The Little Print Matters: The fine print is where the real risks are, and life insurance companies have transferred much risk to the buyer. For example, cost of insurance can go up, and interest rate changes can affect policy performance. It's crucial to read the fine print or work with an expert who can x-ray the policy.

Types of Life Insurance: There are many types of life insurance, not just term and permanent. Confusion arises with features like convertibility, renewability, and riders, making it difficult to know what you own. For example, term insurance could be convertible temporarily or only to certain products, impacting its suitability.

Need to Ask Questions: To protect yourself, you need to ask detailed questions about policy features, including whether the policy is really permanent, what is guaranteed, and how interest rates affect it. A televised list covers such as term convertibility, guaranteed versus non-guaranteed benefits, company strength, and whether the policy can change over time. Always run models with aggressive assumptions to prepare for worst-case scenarios.

]]>lifeplanning101.podbean.com/7bb48560-bbf1-3f3c-b48d-86aa1cc58d0bWed, 19 Aug 2026 13:12:48 +0000Angela RobinsonThis week, Angela discusses the complexity of life insurance and the importance of understanding your policy to ensure it meets your family's needs. She shares a cautionary story about a couple whose permanent policies were set to run out before age...

Life Insurance is Complex: Life insurance is described as the most complex financial product in existence, more so than other investment options. Financial products must be understood thoroughly, as complexity increases the room for error. Even the agent selling the policy may not fully understand it, especially with captive companies, underscoring the need for independent vetting.

Life Insurance Pays Out: Life insurance claims are always paid if the contract is current, as companies back each other up. This is crucial because families need the financial support to grieve and make decisions without burden. There is no one-size-fits-all when it comes to life insurance, you need a tailored solution.

Permanent Policy Failure: A couple in their 50s bought permanent policies that were new, but an x-ray review showed the policies would run out of money before age 83, contrary to their expectations. This happened despite their family's longevity, making it seem likely they would outlive the policies.

The Little Print Matters: The fine print is where the real risks are, and life insurance companies have transferred much risk to the buyer. For example, cost of insurance can go up, and interest rate changes can affect policy performance. It's crucial to read the fine print or work with an expert who can x-ray the policy.

Types of Life Insurance: There are many types of life insurance, not just term and permanent. Confusion arises with features like convertibility, renewability, and riders, making it difficult to know what you own. For example, term insurance could be convertible temporarily or only to certain products, impacting its suitability.

Need to Ask Questions: To protect yourself, you need to ask detailed questions about policy features, including whether the policy is really permanent, what is guaranteed, and how interest rates affect it. A televised list covers such as term convertibility, guaranteed versus non-guaranteed benefits, company strength, and whether the policy can change over time. Always run models with aggressive assumptions to prepare for worst-case scenarios.

]]>1472101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse592fullhttps://www.spreaker.com/episode/are-you-planning-all-alone--73850081

The Danger of One Spouse Handling Finances: When one spouse handles all financial decisions, the other is left vulnerable if that person dies or becomes incapacitated. Angela shares a story of a man who sold his business for $3 million, paid $450,000 in taxes, and invested in rental properties, but died unexpectedly in 2008. His wife, who had no financial knowledge, had to sell the properties at the market bottom, leaving her with only $1.3 million and an annual income of $65,000 instead of $200,000.

Psychological Barriers to Financial Conversations: Men often avoid involving their spouses due to pride and a desire to protect their family, while women may avoid it due to fear of judgment, past trauma, or feeling inadequate. These barriers can be overcome by having open, mediated conversations and focusing on the family's well-being rather than ego.

The Cost of DIY Financial Planning: A couple with a $20 million net worth lost about $800,000 in estate taxes because the husband managed everything himself and didn't seek holistic advice. Even years after his death, the wife was still discovering new assets, causing stress and financial inefficiency. Even wealthy individuals need professional guidance to avoid costly mistakes.

The Importance of Delegation and Trust: Successful people like Richard Branson delegate financial management to trusted advisors, understanding that they can't know everything. Angela encourages listeners to follow this example, using advisors to gain a holistic view and ensure their spouse is prepared for any eventuality.

Planning Together Before the Storm: Angela advises couples to come together for financial planning before a crisis occurs, not after. She shares an example of a family she's worked with since 2002 who only now are organizing their affairs due to health issues, causing unnecessary stress for their children. Planning ahead can prevent such chaos.

]]>lifeplanning101.podbean.com/50ba5702-3d64-310a-9b36-6ab7e834bbccWed, 12 Aug 2026 12:57:11 +0000Angela RobinsonThis week, Angela discusses the importance of both spouses being involved in financial planning, sharing a cautionary tale of a man who left his wife unprepared after his sudden death. She explores the psychological reasons people avoid financial...

The Danger of One Spouse Handling Finances: When one spouse handles all financial decisions, the other is left vulnerable if that person dies or becomes incapacitated. Angela shares a story of a man who sold his business for $3 million, paid $450,000 in taxes, and invested in rental properties, but died unexpectedly in 2008. His wife, who had no financial knowledge, had to sell the properties at the market bottom, leaving her with only $1.3 million and an annual income of $65,000 instead of $200,000.

Psychological Barriers to Financial Conversations: Men often avoid involving their spouses due to pride and a desire to protect their family, while women may avoid it due to fear of judgment, past trauma, or feeling inadequate. These barriers can be overcome by having open, mediated conversations and focusing on the family's well-being rather than ego.

The Cost of DIY Financial Planning: A couple with a $20 million net worth lost about $800,000 in estate taxes because the husband managed everything himself and didn't seek holistic advice. Even years after his death, the wife was still discovering new assets, causing stress and financial inefficiency. Even wealthy individuals need professional guidance to avoid costly mistakes.

The Importance of Delegation and Trust: Successful people like Richard Branson delegate financial management to trusted advisors, understanding that they can't know everything. Angela encourages listeners to follow this example, using advisors to gain a holistic view and ensure their spouse is prepared for any eventuality.

Planning Together Before the Storm: Angela advises couples to come together for financial planning before a crisis occurs, not after. She shares an example of a family she's worked with since 2002 who only now are organizing their affairs due to health issues, causing unnecessary stress for their children. Planning ahead can prevent such chaos.

]]>1406101,angela,eastland,financial,investing,kennedy,life,live,on,planning,purpose,retirement,robinson,services,texasfalse591full