https://www.spreaker.com/podcast/credit-finance-talk-with-experian--1146610enBusinessCopyright Credit & Finance Talkhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/87f433892053c973434d8bb78421d462.jpghttps://www.spreaker.com/podcast/credit-finance-talk-with-experian--1146610Mon, 14 Mar 2022 11:27:31 +0000Credit & Finance TalkCredit & Finance Talkfeeds@spreaker.comLive credit confident with expert interviews, credit info & ID theft prevention straight from the source, Experian, America’s #1 provider of online Credit Reports & Scores.cleanepisodichttps://www.spreaker.com/episode/credit-report-report-low-credit-delinquency--8305643https://api.spreaker.com/episode/8305643Wed, 20 Apr 2016 15:59:40 +0000Credit & Finance TalkIs the economy recovering? Learn more about a key indicator that’s signaling for good things over the horizon, and what that can mean for you.216cleanfullhttps://www.spreaker.com/episode/credit-101-is-there-only-one-score--8263928https://api.spreaker.com/episode/8263928Fri, 15 Apr 2016 00:04:21 +0000Credit & Finance TalkMany consumers believe they have only one score, but that's not true. In a landscape where there are many types of credit scores, knowing the ones that help you achieve your goals is important. Learn more in this next episode of Credit 101.44cleanfullhttps://www.spreaker.com/episode/credit-101-information-on-my-report--8194174https://api.spreaker.com/episode/8194174Wed, 06 Apr 2016 17:57:35 +0000Credit & Finance TalkYour credit report shows information about your credit behaviors – but have you ever been curious about how the information gets there? We’ll explain in this next episode of Credit 101, here on Credit & Finance Talk with Experian.77cleanfullhttps://www.spreaker.com/episode/experian-etc-philip-pt-taylor--8154204https://api.spreaker.com/episode/8154204Fri, 01 Apr 2016 17:38:23 +0000Credit & Finance TalkGetting 900 bloggers together isn’t magic: it takes a vision. Learn how Philip Taylor does it, and what it’s taught him along the way.773cleanfullhttps://www.spreaker.com/episode/experian-insider-tax-id-threats--8137103https://api.spreaker.com/episode/8137103Wed, 30 Mar 2016 15:20:21 +0000Credit & Finance TalkTax time is open season for savvy identity thieves. Learn from the IRS what you should have on your radar during this active time.1561cleanfullhttps://www.spreaker.com/episode/credit-101-personal-tax-checklist--8018954https://api.spreaker.com/episode/8018954Wed, 16 Mar 2016 15:14:23 +0000Credit & Finance TalkMake sure that your tax prep is taking into account all the things it should that you’ve done in the last year – the list may be longer than you think.77cleanfullhttps://www.spreaker.com/episode/credit-report-report-tax-time-survey--7961601https://api.spreaker.com/episode/7961601Wed, 09 Mar 2016 17:22:13 +0000Credit & Finance TalkMake sure that your tax prep is taking into account all the things that you’ve done in the last year – the list may be longer than you think.220cleanfullhttps://www.spreaker.com/episode/credit-101-credit-cards-your-taxes--7909800https://api.spreaker.com/episode/7909800Wed, 02 Mar 2016 16:11:30 +0000Credit & Finance TalkYour credit cards can come into your tax picture in one of two ways – whether you end up owing or have a big return coming back to you.79cleanfullhttps://www.spreaker.com/episode/credit-report-report-worst-passwords--7859493https://api.spreaker.com/episode/7859493Wed, 24 Feb 2016 16:03:46 +0000Credit & Finance TalkLearn more about how to avoid commonly used, weak passwords that are too popular for their own good.227cleanfullhttps://www.spreaker.com/episode/credit-101-how-can-i-shop-securely-online--7808544https://api.spreaker.com/episode/7808544Wed, 17 Feb 2016 16:03:50 +0000Credit & Finance TalkConfirm your online information is as protected as you hope, and ensure that these tips are a part of your online shopping plan to keep your information secured.86cleanfullhttps://www.spreaker.com/episode/experian-etc-dominique-broadway--7773754https://api.spreaker.com/episode/7773754Fri, 12 Feb 2016 16:17:13 +0000Credit & Finance TalkFollowing your passion comes at a cost – are you ready to pay? Learn how to think about making changes without betting the farm.873cleanfullhttps://www.spreaker.com/episode/credit-101-cosigner-credit-checks--7757755https://api.spreaker.com/episode/7757755Wed, 10 Feb 2016 16:01:33 +0000Credit & Finance TalkLearn more about what all may be asked of you and your cosigner when you apply for a loan together. Some financial background is usually necessary for approval.65cleanfullhttps://www.spreaker.com/episode/experian-etc-barbara-friedberg--7721279https://api.spreaker.com/episode/7721279Fri, 05 Feb 2016 16:54:58 +0000Credit & Finance TalkLearn about how to maximize what your money can do for you – and why you shouldn’t be scared of investing – with personal finance expert Barbara Friedberg.1074cleanfullhttps://www.spreaker.com/episode/credit-101-joint-credit-scores--7703148https://api.spreaker.com/episode/7703148Wed, 03 Feb 2016 16:11:41 +0000Credit & Finance TalkMany couples think they know all about how their finances will merge when the time is right, but they may still ask, “Do we end up with joint credit scores?”82cleanfullhttps://www.spreaker.com/episode/credit-101-avoiding-sweetheart-scammers--7690282https://api.spreaker.com/episode/7690282Mon, 01 Feb 2016 19:24:17 +0000Credit & Finance TalkIf you’re taking your search for companionship online, beware the savvy tricksters fixated on capturing your information.98cleanfullhttps://www.spreaker.com/episode/credit-101-overspending-a-credit-limit--7655237https://api.spreaker.com/episode/7655237Wed, 27 Jan 2016 17:54:21 +0000Credit & Finance TalkUnderstand more about why overspending can affect your credit scores, and how you can limit or correct the damage done.48cleanfullhttps://www.spreaker.com/episode/credit-report-report-interest-rate-rise--7618176https://api.spreaker.com/episode/7618176Fri, 22 Jan 2016 18:18:18 +0000Credit & Finance TalkHear the latest on what the Fed’s first interest rate increase in ten years might mean for you.221creditcleanfullhttps://www.spreaker.com/episode/experian-etc-joe-saul-sehy--7618041https://api.spreaker.com/episode/7618041Fri, 22 Jan 2016 17:54:51 +0000Credit & Finance TalkWhen you’re looking to take your money game to the next level, listen in toe hear how the right financial guru can make all the difference.1042cleanfullhttps://www.spreaker.com/episode/credit-101-taking-better-care-of-credit--7605416https://api.spreaker.com/episode/7605416Thu, 21 Jan 2016 01:45:35 +0000Credit & Finance TalkReady to get serious about your credit? Make sure you’re thinking about some basic ways to engage more often with, and know more about, your credit.90cleanfullhttps://www.spreaker.com/episode/episode-3-case-of-the-spend-happy-spouse--7597966https://api.spreaker.com/episode/7597966Wed, 20 Jan 2016 02:03:25 +0000Credit & Finance TalkSeasoned detective Sam Skorr can spot shady characters a mile away, but unraveling their problems sometimes takes longer. Listen in and see how he was able to solve the case of a husband and wife with some mysterious spending habits.522creditcleanfullhttps://www.spreaker.com/episode/experian-etc-toni-husbands--7570237https://api.spreaker.com/episode/7570237Sat, 16 Jan 2016 01:40:42 +0000Credit & Finance TalkLearn more about a community-minded approach to debt repayment and how it’s helped some find their way back to a healthy balance.930cleanfullhttps://www.spreaker.com/episode/experian-etc-reeta-wolfsohn--7570162https://api.spreaker.com/episode/7570162Sat, 16 Jan 2016 01:23:35 +0000Credit & Finance TalkLearn more about the psychology of spending and how a relationship with money can help you define your financial behavior for good.1249cleanfullhttps://www.spreaker.com/episode/experian-etc-mandi-woodruff--7570082https://api.spreaker.com/episode/7570082Sat, 16 Jan 2016 01:08:43 +0000Credit & Finance TalkHear the latest from personal finance authority Mandi Woodruff as she chats on women and minorities in finance, millennials and spending and more.862cleanfullhttps://www.spreaker.com/episode/credit-101-planning-for-big-purchases--7553635https://api.spreaker.com/episode/7553635Wed, 13 Jan 2016 17:48:11 +0000Credit & Finance TalkThe months leading up to a big purchase are valuable time when it comes to your credit. Learn how you can put them to work.98credit,planningcleanfullhttps://www.spreaker.com/episode/experian-etc-j-d-roth--7522967https://api.spreaker.com/episode/7522967Sat, 09 Jan 2016 02:45:33 +0000Credit & Finance TalkSee how a businesslike approach to managing your personal budget can transform your money management.1425cleanfullhttps://www.spreaker.com/episode/experian-etc-emma-johnson--7522894https://api.spreaker.com/episode/7522894Sat, 09 Jan 2016 02:33:38 +0000Credit & Finance TalkWe all need financial role models we can relate to: who’s offering advice that’s relevant to you? Listen in to hear more from Emma Johnson, and learn how she helps those in similar spots.1180cleanfullhttps://www.spreaker.com/episode/experian-etc-ebong-eka--7522838https://api.spreaker.com/episode/7522838Sat, 09 Jan 2016 02:22:43 +0000Credit & Finance TalkStarting a small business requires a savvy knowledge of credit, on top of all the business know-how it takes to support a million dollar idea and make it take flight.829cleanfullhttps://www.spreaker.com/episode/credit-101-basics-of-a-fico-score--7515965https://api.spreaker.com/episode/7515965Fri, 08 Jan 2016 03:10:41 +0000Credit & Finance TalkLearn the basics of a FICO Score: what it means, what the Score looks at, and more, to see how you can plan to improve the habits that fuel your Score.61cleanfullhttps://www.spreaker.com/episode/credit-report-report-millennial-survey--7456574https://api.spreaker.com/episode/7456574Tue, 29 Dec 2015 02:43:43 +0000Credit & Finance TalkLearn more about millennials and how they view credit, thanks to recent survey results.208cleanfullhttps://www.spreaker.com/episode/credit-curious-millennial-survey--7423115https://api.spreaker.com/episode/7423115Wed, 23 Dec 2015 02:15:32 +0000Credit & Finance TalkDiscover how millennials face debt, spending and credit – and how their new take is different – in this episode of Credit Curious.944cleanfullhttps://www.spreaker.com/episode/credit-report-report-holiday-scammers--7418299https://api.spreaker.com/episode/7418299Tue, 22 Dec 2015 18:01:06 +0000Credit & Finance TalkHoliday scammers devise a variety of ways to work their way into your holiday generosity. Learn some of their latest tricks for the season.191cleanfullhttps://www.spreaker.com/episode/best-of-the-bloggers-deacon-hayes--7396921https://api.spreaker.com/episode/7396921Sat, 19 Dec 2015 01:00:51 +0000Credit & Finance TalkJoin Deacon Hayes of WellKeptWallet.com to learn how you can start to trim down your debt and work toward zero.1034cleanfullhttps://www.spreaker.com/episode/best-of-the-bloggers-amanda-abella--7396863https://api.spreaker.com/episode/7396863Sat, 19 Dec 2015 00:50:08 +0000Credit & Finance TalkHear our chat with personal finance whiz Amanda Abella to hear her hottest tips helping people learn more about better managing their financial picture.789cleanfullhttps://www.spreaker.com/episode/best-of-the-bloggers-brad-lawler--7396778https://api.spreaker.com/episode/7396778Sat, 19 Dec 2015 00:37:15 +0000Credit & Finance TalkLearn more about Draft, an app that can help power your investment savings strategy, from co-founder Brad Lawler.786cleanfullhttps://www.spreaker.com/episode/credit-101-holidays-with-chip-and-pin--7381483https://api.spreaker.com/episode/7381483Wed, 16 Dec 2015 23:33:04 +0000Credit & Finance TalkLearn what the differences in payment card processing can mean for you this holiday season.69holidaycleanfullhttps://www.spreaker.com/episode/credit-101-holiday-id-theft--7331357https://api.spreaker.com/episode/7331357Wed, 09 Dec 2015 00:43:03 +0000Credit & Finance TalkMake sure you know how to maximize your security online during a busy holiday season.62holidaycleanfullhttps://www.spreaker.com/episode/credit-101-holiday-budgeting--7287397https://api.spreaker.com/episode/7287397Thu, 03 Dec 2015 01:10:57 +0000Credit & Finance TalkPlan to stay ahead of hidden holiday expenses by making sure your budget accounts for all the ways your savings brighten up the season.86creditcleanfullhttps://www.spreaker.com/episode/credit-101-major-credit-score-factors--7236522https://api.spreaker.com/episode/7236522Wed, 25 Nov 2015 16:49:39 +0000Credit & Finance TalkDiscover the five major factors that are used to consider a FICO® Score powered by Experian data. Learn what factors the score considers from your Experian credit report, and more.56credit,ficocleanfullhttps://www.spreaker.com/episode/credit-101-lifting-a-security-freeze--7207516https://api.spreaker.com/episode/7207516Fri, 20 Nov 2015 23:00:35 +0000Credit & Finance TalkThere’s not just one way to lift a security freeze from your credit report. Learn the two ways to increase access to your report information – either for the short term, or permanently.57creditcleanfullhttps://www.spreaker.com/episode/credit-101-a-good-fico-score-and-you--7158330https://api.spreaker.com/episode/7158330Fri, 13 Nov 2015 19:13:33 +0000Credit & Finance TalkDiscover the value that a good FICO® Score can have, even if your credit isn’t perfect.65credit,ficocleanfullhttps://www.spreaker.com/episode/credit-101-what-is-a-good-fico-score--6993032https://api.spreaker.com/episode/6993032Thu, 29 Oct 2015 18:35:27 +0000Credit & Finance TalkCurious about what’s considered to be a strong FICO Score? Learn where you’ll want to land to be on solid ground with your credit, and how far the jump from good to great is.52credit,creditscore,ficocleanfullhttps://www.spreaker.com/episode/credit-curious-cyber-security-awareness--6975335https://api.spreaker.com/episode/6975335Tue, 27 Oct 2015 15:56:26 +0000Credit & Finance TalkMake sure you're doing everything you can to keep online scammers away from your personal information. Learn more about what cyber threats exist and how you can protect yourself.1302credit,identityfraud,identitytheft,onlineshopping,scamscleanfullhttps://www.spreaker.com/episode/credit-101-credit-monitoring-alerts--6779589https://api.spreaker.com/episode/6779589Thu, 08 Oct 2015 15:44:53 +0000Credit & Finance TalkChecking your own credit report on a regular basis is always a good, but choosing to enroll in a credit monitoring product could make it easier for you to be notified of changes on your credit report. In this episode of Credit 101, we teach you about...62credit,creditmonitoring,creditreport,creditscore,financecleanfullhttps://www.spreaker.com/episode/credit-curious-angels-talk-credit--6715372https://api.spreaker.com/episode/6715372Thu, 01 Oct 2015 19:15:08 +0000Credit & Finance TalkListen in as Angels right fielder Cole Kalhoun and starting pitcher Hector Santiago talk baseball, share how they learned to manage money and test their credit knowledge with guest co-host Roger Lodge and Experian's own Will Chamberlain.1387cleanfullhttps://www.spreaker.com/episode/credit-curious-college-credit-with-rod-griffin--6662190https://api.spreaker.com/episode/6662190Tue, 22 Sep 2015 15:27:27 +0000Credit & Finance TalkDiscover the ways that college students can be smart as they start using credit as undergrads, how to know when to use that “emergency” credit card – and when not to. Join Rod Griffin, Director of Public Education for Experian, to learn how people...1488college,credit,creditcards,moneycleanfullhttps://www.spreaker.com/episode/credit-101-fiscal-lessons-you-need-to-teach-your-kids--6577840https://api.spreaker.com/episode/6577840Fri, 04 Sep 2015 06:22:39 +0000Credit & Finance TalkWith kids back in school, it's time to make sure you're helping them learn the basics about money, too. Check out this quick episode with some key things you won't want to leave off the lesson plan.132backtoschool,credit,finance,moneylessons,teachingcleanfullhttps://www.spreaker.com/episode/credit-101-credit-card-tips-for-back-to-school-season--6548148https://api.spreaker.com/episode/6548148Fri, 28 Aug 2015 15:40:27 +0000Credit & Finance TalkAs your fall semester begins, check back in with your credit card spending to see make sure you’re using it on the right things. If it’s a card only for emergencies: do Friday night pizza and beer really qualify?82backtoschool,budgeting,credit,creditcards,moneycleanfullhttps://www.spreaker.com/episode/sam-skorr-credit-detective-episode-2--6533414https://api.spreaker.com/episode/6533414Tue, 25 Aug 2015 22:20:29 +0000Credit & Finance TalkHer spirits were high, but her scores were lower than an alley cat’s morals. Revisit the files of Sam Skorr - Credit Detective, and hear how he unlocked the riddle of her suddenly sinking credit score.407credit,creditdetective,creditscore,radiotheater,samskorrcleanfullhttps://www.spreaker.com/episode/credit-report-report-college-students-id-theft--6512445https://api.spreaker.com/episode/6512445Thu, 20 Aug 2015 22:43:05 +0000Credit & Finance TalkCollege students are at risk for identity theft just like everyone else, and a recent study showed that 22% of students only discovered their identity had been stolen after a debt collector contacted them. Knowing what's happening with your credit can...204college,credit,fraud,identitytheft,studentscleanfullhttps://www.spreaker.com/episode/credit-101-college-debt-your-credit--6487301https://api.spreaker.com/episode/6487301Fri, 14 Aug 2015 16:13:32 +0000Credit & Finance TalkLearn more about the average college debt and how students are choosing to shoulder it: loans, private funding, grants and the like.61collegedebt,credit,debt,studentloanscleanfullhttps://www.spreaker.com/episode/credit-101-cosigning-a-college-loan--6454076https://api.spreaker.com/episode/6454076Thu, 06 Aug 2015 15:40:48 +0000Credit & Finance TalkCosigning is a major decision, and one that powers many college educations. Learn what to talk about before you agree to sign on the dotted line, and know how it can affect your credit.61cosigning,credit,creditscore,debt,studentloanscleanfullhttps://www.spreaker.com/episode/082714-credit101-student-loans-without-credit--6444793https://api.spreaker.com/episode/6444793Tue, 04 Aug 2015 15:42:56 +0000Credit & Finance Talk60% of students borrow money to pay for college. Learn about the difference between student loan options by listening here.66backtoschool,credit,payingforcollege,studentloanscleanfullhttps://www.spreaker.com/episode/credit-101-removing-items-on-my-report--6413294https://api.spreaker.com/episode/6413294Tue, 28 Jul 2015 16:11:35 +0000Credit & Finance TalkLearn the types of information that can be removed from your credit report and how to start the process. It all depends on what you’re seeing.61cleanfullhttps://www.spreaker.com/episode/credit-101-credit-joint-accounts--6392446https://api.spreaker.com/episode/6392446Thu, 23 Jul 2015 18:56:57 +0000Credit & Finance TalkJoint bank accounts are usually not the first type of accounts many people open. As they start to become more attractive in certain situations, learn the facts about how they can and can't impact the credit of both account holders.44cleanfullhttps://www.spreaker.com/episode/credit-101-late-charges-your-scores--6383926https://api.spreaker.com/episode/6383926Tue, 21 Jul 2015 21:27:58 +0000Credit & Finance TalkLate payments on loans or accounts can take your once-good credit far off track. Learn more about how they affect credit scores.77cleanfullhttps://www.spreaker.com/episode/credit-101-potential-id-theft--6361901https://api.spreaker.com/episode/6361901Fri, 17 Jul 2015 00:03:40 +0000Credit & Finance TalkIf you’ve discovered a sign of potential identity theft, you might be wondering what your next step should be. Learn what should be a part of your response and the information you’ll need to get things going.52cleanfullhttps://www.spreaker.com/episode/credit-report-report-housing-credit--6355521https://api.spreaker.com/episode/6355521Wed, 15 Jul 2015 18:00:33 +0000Credit & Finance TalkDiscover when others are starting to think about their credit when purchasing a home, according to a recent study of recent and prospective home buyers. Learn how credit knowledge shores up their confidence in their purchasing power.166cleanfullhttps://www.spreaker.com/episode/credit-report-report-grads-and-credit--6350951https://api.spreaker.com/episode/6350951Tue, 14 Jul 2015 18:56:22 +0000Credit & Finance TalkIf you’re a recent college graduate, chances are college was a time where you learned a few truths about your credit and managing your finances. But as you graduate, make sure that these four credit lessons are ones you’ve already mastered and are...276cleanfullhttps://www.spreaker.com/episode/credit-101-stolen-wallet-abroad--6327959https://api.spreaker.com/episode/6327959Thu, 09 Jul 2015 13:00:27 +0000Credit & Finance TalkA few simple tips can help you minimize the damage if your wallet is stolen while you’re traveling internationally. The most valuable information to a global market probably isn’t the currency you’re carrying – it’s your identity.65cleanfullhttps://www.spreaker.com/episode/credit-101-id-loss-on-vacation--6322709https://api.spreaker.com/episode/6322709Wed, 08 Jul 2015 03:01:08 +0000Credit & Finance TalkLearning that your information has fallen victim to an identity thief is always bad news, but learn how the right planning can help you respond quickly and limit damage.57cleanfullhttps://www.spreaker.com/episode/credit-report-report-summer-travel-id--6297580https://api.spreaker.com/episode/6297580Thu, 02 Jul 2015 15:29:38 +0000Credit & Finance TalkSummer’s one of the most popular times of year for travel. Make sure vacation expenses don’t leave you with a holiday hangover by setting your budget into motion early. Learn how others do it with results from a recent travel survey.224cleanfullhttps://www.spreaker.com/episode/credit-101-id-safety-on-the-go--6289820https://api.spreaker.com/episode/6289820Tue, 30 Jun 2015 18:27:28 +0000Credit & Finance TalkConfirm you’re being smart with your information this summer while you travel. Be vigilant about where and how you make transactions and where you sign onto networks while vacationing to keep your information secure.57cleanfullhttps://www.spreaker.com/episode/credit-report-report-travel-id-theft--6267763https://api.spreaker.com/episode/6267763Thu, 25 Jun 2015 18:18:57 +0000Credit & Finance TalkBecky Frost joins WISN’s Karen Ellenbecker of Money Sense to talk identity theft while traveling. Learn how to travel safer – and smarter – this summer when you’re away from home and your regular routines.271cleanfullhttps://www.spreaker.com/episode/credit-curious-budgeting-panel--6253103https://api.spreaker.com/episode/6253103Mon, 22 Jun 2015 15:54:18 +0000Credit & Finance TalkListen in as Becky Frost, Bobby Lee and Lauren Bowling share how they learned the value in finding their budgeting inspiration. When you know what motivates your saving and spending habits, you can make sure it checks in with the budget you’re trying...1212cleanfullhttps://www.spreaker.com/episode/credit-101-initial-fraud-alerts--6227145https://api.spreaker.com/episode/6227145Tue, 16 Jun 2015 21:57:50 +0000Credit & Finance TalkFraud alerts are an important notification that you can have placed to tell creditors that you may have recently been a victim of fraud. An initial fraud alert remains in effect for 90 days and warns lenders to verify your identity before granting...60cleanfullhttps://www.spreaker.com/episode/credit-report-report-payments-study--6204688https://api.spreaker.com/episode/6204688Fri, 12 Jun 2015 02:41:38 +0000Credit & Finance TalkChip-and-pin card technology has been hailed as a great leap forward to protect consumer credit card information. Some in the payments industry have new concerns about its effectiveness unless other measures support the change.238cleanfullhttps://www.spreaker.com/episode/credit-101-how-can-i-establish-credit--6165194https://api.spreaker.com/episode/6165194Thu, 04 Jun 2015 14:00:57 +0000Credit & Finance TalkWhen you're trying to beef up your credit, good behaviors help you show you've been using credit responsibly. When you're trying to establish credit for the first time, different strategies apply. Listen in to learn more about how to get your credit...48cleanfullhttps://www.spreaker.com/episode/credit-101-reporting-id-theft--6165125https://api.spreaker.com/episode/6165125Wed, 03 Jun 2015 23:10:30 +0000Credit & Finance TalkIdentity theft is no joking matter. These steps can help you cut through the uncertainty and respond with confidence. Protect your information while you jumpstart your return to normal.69cleanfullhttps://www.spreaker.com/episode/credit-curious-mobile-app-survery--6133935https://api.spreaker.com/episode/6133935Thu, 28 May 2015 16:25:42 +0000Credit & Finance TalkFinance and credit apps help spenders track where their money goes from month to month. Becky Frost joins to share findings from a recent Experian survey on the values that a financial app can provide, and who is taking advantage of having knowledge...1204cleanfullhttps://www.spreaker.com/episode/credit-report-report-spring-cleaning--6128626https://api.spreaker.com/episode/6128626Wed, 27 May 2015 15:47:04 +0000Credit & Finance TalkDiscover options to help improve your credit behaviors and reconnect with your payment strategies to keep your finances well-tended before summer fun hits your wallet.286cleanfullhttps://www.spreaker.com/episode/credit-report-report-spring-cleaning--6125820https://api.spreaker.com/episode/6125820Wed, 27 May 2015 00:13:36 +0000Credit & Finance TalkDiscover options to help improve your credit behaviors and reconnect with your payment strategies to keep your finances well-tended before summer fun hits your wallet.279cleanfullhttps://www.spreaker.com/episode/experian-insider-veterans-united--6101083https://api.spreaker.com/episode/6101083Thu, 21 May 2015 14:59:31 +0000Credit & Finance TalkAs a dedicated VA loan provider, Veterans United helps secure billions in home financing for veterans each year. Director of Education Chris Birk joins to talk about how credit scores impact home loans and eligibility for VA home loans in particular.2149cleanfullhttps://www.spreaker.com/episode/credit-detective-perfect-score--6043023https://api.spreaker.com/episode/6043023Fri, 15 May 2015 16:28:54 +0000Credit & Finance TalkIn the naked city, things aren't always as they seem - even when it comes to credit scores. Listen in as Sam Skorr, Credit Detective, follows the clues to uncover a story bigger than just one man. Tag along in Sam's world: a place of dark shadows,...661cleanfullhttps://www.spreaker.com/episode/credit-101-new-employers-and-credit--6059173https://api.spreaker.com/episode/6059173Tue, 12 May 2015 16:48:24 +0000Credit & Finance TalkCurious about why a prospective employer might take a look at your credit? In this next episode of Credit 101, we explain why new employers sometimes seek information from your credit report, and what it can tell them about you.48cleanfullhttps://www.spreaker.com/episode/credit-report-report-mobile-app-study--6023704https://api.spreaker.com/episode/6023704Tue, 05 May 2015 03:21:00 +0000Credit & Finance TalkSpring is a time that brings new changes of all kinds: the blooming flowers and gentle showers of springtime, and opportunity to bring new life to your finances. Discover how others stay connected to their finances with recent survey findings from...201cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-the-fallout--6008238https://api.spreaker.com/episode/6008238Fri, 01 May 2015 16:20:49 +0000Credit & Finance TalkIn this final episode, learn more about the costs of identity theft that extend beyond just dollars and cents, as well as how you can avoid becoming one of its next victims. Hear victims share the true impacts of what having their identities stolen...303cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-the-victims--5993809https://api.spreaker.com/episode/5993809Tue, 28 Apr 2015 18:35:05 +0000Credit & Finance TalkWho does identity theft impact the most? The answer seems simple. But victims are impacted in an array of different ways by the criminal efforts of thieves. Go inside the devastation and hear firsthand from victims about how their thinking changed...285cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-the-thrill--5970096https://api.spreaker.com/episode/5970096Thu, 23 Apr 2015 17:54:10 +0000Credit & Finance TalkAngela goes into detail about how easy it was for her to rob someone blind and how the thrill of stealing the identity of another person gave her the power she desperately sought. This excerpt from the documentary series “In the Company of Thieves,”...184cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-angela-s-mind--5959008https://api.spreaker.com/episode/5959008Tue, 21 Apr 2015 15:16:39 +0000Credit & Finance TalkGo inside Angela's mind as she talks gangs, data breaches, and identity theft. Just like Ray, Angela was hooked on the thrill, the power, and the ability to beat the system. This excerpt from the documentary series “In the Company of Thieves,” is...173cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-meet-angela--5935352https://api.spreaker.com/episode/5935352Thu, 16 Apr 2015 16:51:55 +0000Credit & Finance TalkMeet Angela, an identity super-thief who committed her first crime at the young age of thirteen. Listen to her story and learn first-hand how she got away with fraud for more than three decades. This excerpt from the documentary series “In the Company...234cleanfullhttps://www.spreaker.com/episode/credit-101-responding-to-id-theft--5925080https://api.spreaker.com/episode/5925080Tue, 14 Apr 2015 15:53:13 +0000Credit & Finance TalkHow does one respond to identity theft? Two words: Review and report! In this next episode of Credit 101, we cover how to review your credit report for identity theft and how to report the crime to the authorities.52cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-ray-s-world--5901854https://api.spreaker.com/episode/5901854Thu, 09 Apr 2015 20:00:44 +0000Credit & Finance TalkSo many of us only understand the aftermath of identity theft. We know what it feels like to be victimized when our identity is no longer secure; many wonder what the point is for a thief: what are they really after? The answer may surprise you. Hear...240cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-tax-id-theft--5901839https://api.spreaker.com/episode/5901839Thu, 09 Apr 2015 17:41:26 +0000Credit & Finance TalkMeet Ray, a professional identity thief who shares firsthand experiences in the “trade,” including how easy it was for him to use tax forms to commit fraud. This excerpt from the documentary series “In the Company of Thieves,” is presented by The...294cleanfullhttps://www.spreaker.com/episode/credit-101-tax-liens-credit-scores--5866075https://api.spreaker.com/episode/5866075Thu, 02 Apr 2015 15:00:18 +0000Credit & Finance TalkDoes your credit report include a tax lien? Whether paid or unpaid, we'll tell you how long you can expect to see it, and the kind of harm it can due to your credit scores. In this episode of Credit 101, discover the potential for serious impact that...69cleanfullhttps://www.spreaker.com/episode/credit-curious-tax-time-tips--5842959
Tax time is here for many Americans, and as more and more file online, information has the possibility of being intercepted online by hackers and other identity thieves. Becky Frost joins to share some timely ways you can maximize the safety of your data when you file online in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.]]>https://api.spreaker.com/episode/5842959Mon, 30 Mar 2015 15:00:23 +0000Credit & Finance TalkCredit Curious: Tax Time Tips Tax time is here for many Americans, and as more and more file online, information has the possibility of being intercepted online by hackers and other identity thieves. Becky Frost joins to share some timely ways you...
Tax time is here for many Americans, and as more and more file online, information has the possibility of being intercepted online by hackers and other identity thieves. Becky Frost joins to share some timely ways you can maximize the safety of your data when you file online in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.]]>875cleanfullhttps://www.spreaker.com/episode/credit-101-filing-individual-vs-joint--5835617https://api.spreaker.com/episode/5835617Thu, 26 Mar 2015 16:28:12 +0000Credit & Finance TalkIs there a compelling reason it might benefit you to file your taxes individually versus jointly? Often not, but in the case of a few special conditions, it might. In this episode of Credit 101, we'll explain what those special buckets are, and what...60cleanfullhttps://www.spreaker.com/episode/credit-101-credit-cards-taxes--5827981https://api.spreaker.com/episode/5827981Wed, 25 Mar 2015 01:51:35 +0000Credit & Finance TalkHow often do you check in with your credit cards? The interest you earn might be handled differently for tax purposes than other types of interest that you pay. In this latest episode of Credit 101, we'll help you tackle the knowledge gap, and explain...69cleanfullhttps://www.spreaker.com/episode/credit-101-personal-tax-checklist--5806856https://api.spreaker.com/episode/5806856Fri, 20 Mar 2015 15:52:18 +0000Credit & Finance TalkWhen tax season rolls around, identity thieves may be just as happy to receive a refund as you are. In this next episode of Credit 101, we cover the most important steps you can take to protect your personal information when filing your taxes.60cleanfullhttps://www.spreaker.com/episode/credit-report-report-tax-fraud-news--5799892https://api.spreaker.com/episode/5799892Thu, 19 Mar 2015 03:32:23 +0000Credit & Finance TalkThis tax season, identity thieves are all set to steal whatever scraps Uncle Sam leaves behind. In this next episode of the Credit Report Report, we give you seven ways to help from handing your refund over to these advantageous hucksters.255cleanfullhttps://www.spreaker.com/episode/credit-101-tax-credits-grad-school--5771645https://api.spreaker.com/episode/5771645Fri, 13 Mar 2015 01:16:01 +0000Credit & Finance TalkLooking to earn a bit of extra credit? Being a grad school student might have many perks. Career advancement, access to a free computer lab WiFi might be a couple of them. But it depends. In this next episode of Credit 101, we explain what tax credits...65cleanfullhttps://www.spreaker.com/episode/credit-report-report-billguard-release--5762728https://api.spreaker.com/episode/5762728Wed, 11 Mar 2015 06:58:33 +0000Credit & Finance TalkExperian Data Breach Resolution is taking proactive measures by partnering with one of the most leading card fraud monitoring apps, BillGuard, to help members keep better track of their transactions. Learn what the experts are saying about this...245cleanfullhttps://www.spreaker.com/episode/credit-curious-fico-scores-more--5741553https://api.spreaker.com/episode/5741553Fri, 06 Mar 2015 23:28:28 +0000Credit & Finance TalkCredit Ambassador Becky Frost and Experian’s Social Media Director, Will Chamberlain put on their regal capes to tackle the latest questions from consumers. The two take on your most pressing questions on the topics of FICO® Scores, credit freezes and...877cleanfullhttps://www.spreaker.com/episode/credit-101-denied-an-auto-loan--5731176https://api.spreaker.com/episode/5731176Wed, 04 Mar 2015 20:03:47 +0000Credit & Finance TalkCurious to know if getting denied an auto loan hurt your credit score? In this next episode of Credit 101, we explain the impact of getting denied an auto loan.65cleanfullhttps://www.spreaker.com/episode/credit-report-report-fico-in-the-news--5705093https://api.spreaker.com/episode/5705093Fri, 27 Feb 2015 01:13:46 +0000Credit & Finance TalkFICO® makes the headlines with their new partnership with Experian. Listen to our roundup of what the finance world is saying about this revolutionary collaboration in this next episode of the Credit Report Report.161cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-tax-id-theft--5698481https://api.spreaker.com/episode/5698481Wed, 25 Feb 2015 20:12:53 +0000Credit & Finance TalkMeet Ray – a professional identity thief who shares firsthand experiences in the “trade,” including how easy it was for him to use tax forms to commit fraud. This excerpt from the documentary series “In the Company of Thieves,” is presented by The...298cleanfullhttps://www.spreaker.com/episode/credit-report-report-breach-predictions--5677035https://api.spreaker.com/episode/5677035Sat, 21 Feb 2015 01:36:39 +0000Credit & Finance TalkData Breach industry leaders have some strong opinions on what might come in the next year in terms of Cyber-Security. Learn the what trends the experts say you should be aware of in the world of Data Breach in this next episode of the Credit Report...351cleanfullhttps://www.spreaker.com/episode/experian-insider-experts-talk-fico--5661375https://api.spreaker.com/episode/5661375Wed, 18 Feb 2015 00:07:59 +0000Credit & Finance TalkLean in and hear credit and finance experts discuss why getting your FICO® Score is now easier than ever before. Scoring expert and FICO vice president Tom Quinn talks with Experian Consumer Business president Guy Abramo and they’ll tell you in this...1824cleanfullhttps://www.spreaker.com/episode/experian-insider-experts-talk-fico--5661360https://api.spreaker.com/episode/5661360Wed, 18 Feb 2015 00:05:02 +0000Credit & Finance TalkLean in and hear credit and finance experts discuss why getting your FICO® Score is now easier than ever before. Vice President of FICO, Tom Quinn, talks with Experian Consumer Business President, Guy Abramo and they’ll tell you in this next episode...1824cleanfullhttps://www.spreaker.com/episode/experian-insider-data-breach-insights--5642398https://api.spreaker.com/episode/5642398Fri, 13 Feb 2015 18:45:47 +0000Credit & Finance TalkData breaches can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to explain what data breaches are, what’s needed after a data breach...1479cleanfullhttps://www.spreaker.com/episode/credit-curious-j-d-roth-saving-big--5628361https://api.spreaker.com/episode/5628361Tue, 10 Feb 2015 16:47:46 +0000Credit & Finance TalkDoes your strategy to pay down debt need a total rebuild? Personal finance blogger J.D. Roth of moneytoolbox.com shares how the right mindset makes all the difference to your savings strategy in this next episode of Credit Curious, here on Credit &...1670cleanfullhttps://www.spreaker.com/episode/credit-101-importance-of-a-fico-score--5622624https://api.spreaker.com/episode/5622624Tue, 10 Feb 2015 16:00:54 +0000Credit & Finance TalkWhat's so great about knowing your FICO Scores? We'll tell you why they have value - and how they're uniquely important - in this next episode of Credit 101.66cleanfullhttps://www.spreaker.com/episode/credit-curious-j-d-roth-saving-big--5604834https://api.spreaker.com/episode/5604834Thu, 05 Feb 2015 14:00:09 +0000Credit & Finance TalkDoes your strategy to pay down debt need a total rebuild? Personal finance blogger JD Roth of getrichslowly.org and jdroth.com shares how the right mindset makes all the difference to your savings strategy in this next episode of Credit Curious, here...1690cleanfullhttps://www.spreaker.com/episode/credit-101-fico-scores-and-updates--5600161https://api.spreaker.com/episode/5600161Wed, 04 Feb 2015 05:53:36 +0000Credit & Finance TalkWondering how often your FICO Scores can change? Learn how that's determined - and how you play a role - in this next Credit 101.54cleanfullhttps://www.spreaker.com/episode/credit-101-fico-scores-and-more--5572442https://api.spreaker.com/episode/5572442Thu, 29 Jan 2015 16:00:32 +0000Credit & Finance TalkWith many credit scores available in the marketplace, it's often hard to distinguish which can be most helpful for you. Learn more in this next episode of Credit 101.58cleanfullhttps://www.spreaker.com/episode/credit-101-is-there-only-one-score--5564960https://api.spreaker.com/episode/5564960Tue, 27 Jan 2015 21:26:51 +0000Credit & Finance TalkMany consumers believe they have only one score but that's not true. In a landscape where there are many types of credit scores, knowing the ones that help you achieve your goals is important. Learn more in this next episode of Credit 101.41cleanfullhttps://www.spreaker.com/episode/credit-101-negative-info-on-my-report--5544248https://api.spreaker.com/episode/5544248Sat, 24 Jan 2015 00:24:37 +0000Credit & Finance TalkSomething unsavory on your credit report? This Credit 101 will shed light on your options, depending on the type of information it is. Consider some responses that can help you choose the best course of action.70cleanfullhttps://www.spreaker.com/episode/credit-101-home-loans-and-your-credit--5539752https://api.spreaker.com/episode/5539752Fri, 23 Jan 2015 01:37:31 +0000Credit & Finance TalkYou’ve just prequalified for a home loan – but what does that mean for your credit? We’ll de-mystify what it means for you in this Credit 101.60cleanfullhttps://www.spreaker.com/episode/credit-101-loans-with-low-scores--5476546https://api.spreaker.com/episode/5476546Mon, 12 Jan 2015 23:24:51 +0000Credit & Finance TalkThe truth is, we don’t all have the credit score we want. If your numbers aren’t where you’d like them to be, there may still be hope. In this next episode of Credit 101, we discuss how the loan you need may still be within reach.70cleanfullhttps://www.spreaker.com/episode/credit-101-information-on-my-report--5422806https://api.spreaker.com/episode/5422806Fri, 02 Jan 2015 15:00:45 +0000Credit & Finance TalkYou’ve probably wondered at some point: just how does information end up on my credit report? It all starts with you, but we’ll shed some light on the steps that come after in this Credit 101.69cleanfullhttps://www.spreaker.com/episode/credit-report-report-state-of-credit--5413955https://api.spreaker.com/episode/5413955Tue, 30 Dec 2014 19:43:47 +0000Credit & Finance TalkListen in to learn the major trends that analysts identified about credit, credit users, and the use of credit in 2014. We’ll capture their insights and share a rundown with you in this latest Credit Report Report.195cleanfullhttps://www.spreaker.com/episode/credit-101-a-minor-s-credit-report--5360200https://api.spreaker.com/episode/5360200Tue, 16 Dec 2014 20:57:13 +0000Credit & Finance TalkThe people who shouldn’t have a credit report are your kids. We’ll tell you why seeing information on their reports is not a good thing in this next episode Credit 101.69cleanfullhttps://www.spreaker.com/episode/credit-report-report-beware-of-malware--5339341https://api.spreaker.com/episode/5339341Fri, 12 Dec 2014 15:00:06 +0000Credit & Finance TalkJust in time for the holiday season, fraudsters have found a way to give consumers the gift of malware in the form of a phishing scheme called “Masque Attack.” So if you’re not looking to pay for someone else’s malicious shopping spree, then pay close...164cleanfullhttps://www.spreaker.com/episode/credit-101-preventing-credit-card-fraud--5339242https://api.spreaker.com/episode/5339242Thu, 11 Dec 2014 20:05:57 +0000Credit & Finance TalkBetween the jingle bells and holiday sales, it’s hard to find time to prevent fraud. But unfortunately, fraudsters are busy too, taking the opportunity to get everything on their wishlist covered – at your expense. In this next episode of Credit 101,...69cleanfullhttps://www.spreaker.com/episode/credit-curious-car-buying-with-kbb-com--5306104https://api.spreaker.com/episode/5306104Thu, 04 Dec 2014 08:28:11 +0000Credit & Finance TalkBuying a car is a process than can move fast. Industry expert Dan Ingle of Kelley Blue Book shares insights on how your credit can play a role in your search for the perfect wheels in this next episode of Credit Curious, here on Credit & Finance Talk...1659cleanfullhttps://www.spreaker.com/episode/credit-101-how-bad-is-debt-on-my-credit--5302834https://api.spreaker.com/episode/5302834Wed, 03 Dec 2014 17:30:19 +0000Credit & Finance TalkDebt isn’t always bad – when dealt with well it can help dreams come true. You need debt to fund a house, finance a car and usually to earn your degree. But what happens if you don’t deal with the responsibility of debt well? We explain in this next...61cleanfullhttps://www.spreaker.com/episode/credit-insider-holiday-travel-tips--5234106https://api.spreaker.com/episode/5234106Fri, 21 Nov 2014 00:48:13 +0000Credit & Finance TalkWhether you celebrate the season at home or away, it’s important to remember that there’s always a Grinch ready to steal the holiday spirit. In this episode of Credit Curious, Becky Frost shares findings from the latest Travel Survey Report and what...929cleanfullhttps://www.spreaker.com/episode/credit-101-auto-leases-my-credit--5224381https://api.spreaker.com/episode/5224381Tue, 18 Nov 2014 20:12:32 +0000Credit & Finance TalkThinking about getting out of an auto lease? It might not be the best idea. In this next episode of Credit 101, we explain how doing so might impact your credit since an auto lease is a contract, just like many other lines of credit.67cleanfullhttps://www.spreaker.com/episode/credit-report-report-decked-in-debt--5208290https://api.spreaker.com/episode/5208290Fri, 14 Nov 2014 17:43:53 +0000Credit & Finance TalkHoliday debt is racking up quicker than Santa can eat a dozen cookies. In this next episode of the Credit Report Report, we highlight the staggering statistics NBC found about holiday spending habits in the United States and the price some will pay...152cleanfullhttps://www.spreaker.com/episode/credit-101-info-on-my-credit-report--5195696https://api.spreaker.com/episode/5195696Tue, 11 Nov 2014 19:14:41 +0000Credit & Finance TalkInformation on your credit report can be listed for several years, but eventually most items will no longer be listed. In this next episode of Credit 101, we’ll explain how long items like late payments or bankruptcies will be listed on your Experian...71cleanfullhttps://www.spreaker.com/episode/experian-insider-auto-credit-express--5174022https://api.spreaker.com/episode/5174022Thu, 06 Nov 2014 06:57:27 +0000Credit & Finance TalkSometimes the road to a new car is paved with roadblocks and obstacles – especially for those with poor credit, or no credit at all. In this next episode of Experian Insider, we chat with Jack Lintol, Chief Operating Officer of Auto Credit Express,...1247cleanfullhttps://www.spreaker.com/episode/credit-101-how-bad-is-debt-on-my-credit--5173973https://api.spreaker.com/episode/5173973Thu, 06 Nov 2014 06:29:12 +0000Credit & Finance TalkDebt isn’t always bad – when dealt with well it can help dreams come true. You need debt to fund a house, finance a car and usually to earn your degree. But what happens if you don’t deal with the responsibility of debt well? We explain in this next...65cleanfullhttps://www.spreaker.com/episode/credit-report-report-data-breach-news--5168728every week. In fact, USA Today reports that 43% of companies have been breached in the past year. In this next episode, we discuss Experian’s preparedness study “Is Your Company Ready for a Big Breach?” by the Ponemon Institute and the importance of a data breach response plan.]]>https://api.spreaker.com/episode/5168728Tue, 04 Nov 2014 23:26:31 +0000Credit & Finance TalkIt seems that news of a data breach make headlines nearly every week. In fact, USA Today reports that 43% of companies have been breached in the past year. In this next episode, we discuss Experian’s preparedness study “Is Your Company Ready for a...every week. In fact, USA Today reports that 43% of companies have been breached in the past year. In this next episode, we discuss Experian’s preparedness study “Is Your Company Ready for a Big Breach?” by the Ponemon Institute and the importance of a data breach response plan.]]>212cleanfullhttps://www.spreaker.com/episode/credit-101-the-impact-of-identity-theft--5138169https://api.spreaker.com/episode/5138169Tue, 28 Oct 2014 17:30:09 +0000Credit & Finance TalkThe impact of identity theft on your credit can have an especially far reach. We explain the dangers of having your personal information compromised, in this next episode of Credit 101. Hint: checking your credit report regularly can help you catch...54cleanfullhttps://www.spreaker.com/episode/credit-report-report-sports-credit--5117455https://api.spreaker.com/episode/5117455Thu, 23 Oct 2014 17:28:16 +0000Credit & Finance TalkThere’s nothing like baseball, hotdogs and credit card applications. In this episode we chat about how the credit card companies are scoring big with sports fans at their favorite sporting events by making it easier than ever to secure credit. For the...144cleanfullhttps://www.spreaker.com/episode/credit-101-who-can-check-my-credit--5108587https://api.spreaker.com/episode/5108587Tue, 21 Oct 2014 18:39:08 +0000Credit & Finance TalkDid you know that there are laws in place that allow and limit access to your credit report? It’s possible, and in this next episode of Credit 101, we’ll explain. Cosigning a loan has the same financial obligation as a debt of your own would. The new...69cleanfullhttps://www.spreaker.com/episode/credit-report-report-cyber-sec-scares--5085870https://api.spreaker.com/episode/5085870Thu, 16 Oct 2014 05:54:45 +0000Credit & Finance TalkAs All Hallows' Eve is lurks around the corner, we want to make sure you’re aware of one of the spookiest crimes in America – identity theft. In this next episode of the Credit Report Report we call attention to US News and World Report’s recently...223cleanfullhttps://www.spreaker.com/episode/credit-101-checking-for-identity-theft--5079217https://api.spreaker.com/episode/5079217Tue, 14 Oct 2014 17:42:21 +0000Credit & Finance TalkChecking your credit report regularly can help tip you off to suspicious activity. In this next episode of Credit 101, we explain how to check your credit report for signs of identity theft. Whether you check your credit report yourself or you’re...69cleanfullhttps://www.spreaker.com/episode/credit-curious-credit-q-a--5060725https://api.spreaker.com/episode/5060725Thu, 09 Oct 2014 23:48:29 +0000Credit & Finance TalkCredit Ambassador Becky Frost and Experian’s Social Media Director, Will team up to answer questions from Facebook and Twitter. We address getting a red flag when pulling a credit report, if checking your own credit affects your credit score, and why...779cleanfullhttps://www.spreaker.com/episode/credit-101-preventing-credit-card-fraud--5052424https://api.spreaker.com/episode/5052424Tue, 07 Oct 2014 22:14:57 +0000Credit & Finance TalkIdentity thieves don’t need your credit card to commit credit card fraud. In fact, they can do just as much damage without it. In this next episode of Credit 101, we provide you with information you can use to protect yourself from credit fraud.69cleanfullhttps://www.spreaker.com/episode/credit-report-report-debt-in-america--5033291https://api.spreaker.com/episode/5033291Thu, 02 Oct 2014 19:54:46 +0000Credit & Finance TalkAccording to a recent report by the Urban Institute, more than one-third of Americans face debt in collections. In this episode of the Credit Report Report we share some the surprising facts the study reveals and how these debts might be impacting the...148cleanfullhttps://www.spreaker.com/episode/credit-101-about-credit-repair-scams--5025797https://api.spreaker.com/episode/5025797Tue, 30 Sep 2014 20:57:08 +0000Credit & Finance TalkThere’s nothing a credit repair company can do for you that you can’t do yourself. But there are some legit companies that may be able to help you follow the steps. In this next episode of Credit 101, we give you the signs that might reveal if a...57cleanfullhttps://www.spreaker.com/episode/credit-101-bankruptcy-vs-settlement--5006846https://api.spreaker.com/episode/5006846Thu, 25 Sep 2014 21:30:17 +0000Credit & Finance TalkA debt settlement is never good. But a bankruptcy is worse. We explain the risks of each in this next episode of Credit 101.67cleanfullhttps://www.spreaker.com/episode/credit-report-report-back-to-school--4985345https://api.spreaker.com/episode/4985345Sat, 20 Sep 2014 01:23:15 +0000Credit & Finance TalkMore college students than ever are relying on loans to keep them afloat during their years at the university. In this inaugural episode of the Credit Report Report, we share information from a Forbes interview with Beverly Harzog, author of...173cleanfullhttps://www.spreaker.com/episode/experian-insider-data-breach-resolution--4974015https://api.spreaker.com/episode/4974015Wed, 17 Sep 2014 00:44:09 +0000Credit & Finance TalkData breaches are always in the news as a growing issue that can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to helps explain what data...1479cleanfullhttps://www.spreaker.com/episode/credit-101-credit-report-information--4945258https://api.spreaker.com/episode/4945258Tue, 09 Sep 2014 18:55:00 +0000Credit & Finance TalkSo you have a credit report — but how did your information get on there? Demystify the reporting process, and understand how your lenders and creditors share certain types of information with the credit reporting bureaus in this next episode of Credit...69cleanfullhttps://www.spreaker.com/episode/credit-101-budgeting-for-a-mortgage--4925374https://api.spreaker.com/episode/4925374Thu, 04 Sep 2014 05:49:29 +0000Credit & Finance TalkReady to “move on up” to home ownership? First, you’ll need to understand which factors play a role in determining how to commit to a mortgage payment plan. Get started by listening in during this next episode of Credit 101.66cleanfullhttps://www.spreaker.com/episode/credit-101-student-loans-without-credit--4897348https://api.spreaker.com/episode/4897348Wed, 27 Aug 2014 16:45:56 +0000Credit & Finance TalkIn this next episode of Credit 101, learn a few of the big differences between private and government student loans, including which of them is more likely to require a credit check, and which can be more likely to offer loan forgiveness.66cleanfullhttps://www.spreaker.com/episode/credit-101-foreclosure-and-your-score--4869701https://api.spreaker.com/episode/4869701Tue, 19 Aug 2014 22:32:21 +0000Credit & Finance TalkLate mortgage payments and home foreclosure can lead to a damaged credit score—and it can also affect your ability to refinance in the future. Discover some of your options when foreclosure happens in this next episode of Credit 101.61cleanfullhttps://www.spreaker.com/episode/credit-101-medical-bills-on-your-report--4844153https://api.spreaker.com/episode/4844153Tue, 12 Aug 2014 20:06:19 +0000Credit & Finance TalkYou don’t need a PhD to know that unpaid medical bills can impact your credit. Your payment history can affect your credit score and unpaid medical bills can be listed on your credit report for up to seven years. Learn more about how medical bills may...63cleanfullhttps://www.spreaker.com/episode/credit-101-inquiries-while-car-shopping--4818933
In this next episode of Credit 101, we review how several inquiries related to the same type of purchase can be reported a little differently than other credit checks.]]>https://api.spreaker.com/episode/4818933Tue, 05 Aug 2014 19:14:39 +0000Credit & Finance TalkShopping for your dream car? If you plan to finance your next vehicle, it’s important to understand how auto lenders will likely run your credit report and how multiple inquiries in a short period of time may be listed on your report. In this next...
In this next episode of Credit 101, we review how several inquiries related to the same type of purchase can be reported a little differently than other credit checks.]]>57cleanfullhttps://www.spreaker.com/episode/credit-101-cosigning-a-college-loan--4790728https://api.spreaker.com/episode/4790728Tue, 29 Jul 2014 17:41:56 +0000Credit & Finance TalkCan cosigning a student loan for your child hurt your credit? It’s possible, and in this next episode of Credit 101, we’ll explain. Cosigning a loan has the same financial obligation as a debt of your own would. The new loan will be just as much...61cleanfullhttps://www.spreaker.com/episode/credit-101-closed-bank-account-credit--4764020https://api.spreaker.com/episode/4764020Tue, 22 Jul 2014 17:33:40 +0000Credit & Finance TalkClosing a bank account shouldn't impact your credit but in some cases, it can. In this next episode of Credit 101, we review how a bank might sometimes pull your credit report and how this could result in a hard inquiry.67cleanfullhttps://www.spreaker.com/episode/credit-101-settlement-vs-negotiation--4744754https://api.spreaker.com/episode/4744754Thu, 17 Jul 2014 18:27:50 +0000Credit & Finance TalkCredit card debt can be a troubling challenge to overcome. In this next episode of Credit 101 we discuss the pros and cons of negotiating to pay a debt for less than what is owed or settling with the credit card company altogether.66cleanfullhttps://www.spreaker.com/episode/credit-101-about-credit-monitoring--4736220https://api.spreaker.com/episode/4736220Tue, 15 Jul 2014 16:46:14 +0000Credit & Finance TalkChecking your own credit report on a regular basis is always a good but choosing to enroll in a credit monitoring product could make it easier for you to be notified of changes on your credit report. In this next episode of Credit 101, we teach you...62cleanfullhttps://www.spreaker.com/episode/credit-101-removing-stuff-in-my-report--4707473
In this next episode we explain what to do if you find accounts that you don’t recognize or personal information that isn't correct. You have a right to have the information corrected.]]>https://api.spreaker.com/episode/4707473Tue, 08 Jul 2014 16:43:13 +0000Credit & Finance TalkChecking your credit report regularly is a great habit to get into. Accurate information can’t be removed. But what if the information included isn't what you expected? In this next episode we explain what to do if you find accounts that you don’t...
In this next episode we explain what to do if you find accounts that you don’t recognize or personal information that isn't correct. You have a right to have the information corrected.]]>61cleanfullhttps://www.spreaker.com/episode/credit-101-tax-credits-grad-school--4688801https://api.spreaker.com/episode/4688801Thu, 03 Jul 2014 17:31:04 +0000Credit & Finance TalkBeing a grad school student might have many perks. Career advancement, access to a free computer lab WiFi might be a couple of them. But can a grad student qualify for tax credits too? It depends. In this next episode, we explain what tax credits grad...65cleanfullhttps://www.spreaker.com/episode/credit-curious-credit-q-a--4680567https://api.spreaker.com/episode/4680567Tue, 01 Jul 2014 16:33:38 +0000Credit & Finance TalkCredit Ambassador Becky Frost joins Experian’s Social Media Director, Will, to answer some questions from Facebook and Twitter. We tackle questions on getting a red flag when pulling a credit report, if checking your own credit affects your credit...779cleanfullhttps://www.spreaker.com/episode/credit-101-late-charges-your-score--4662870https://api.spreaker.com/episode/4662870Thu, 26 Jun 2014 23:55:42 +0000Credit & Finance TalkPaying your bills late is never a good habit to get into. In this episode, learn how late payments on loans and credit cards can impact your score.77cleanfullhttps://www.spreaker.com/episode/experian-insider-data-breach-resolution--4652227https://api.spreaker.com/episode/4652227Tue, 24 Jun 2014 16:46:52 +0000Credit & Finance TalkData breaches are constantly in the news as a growing issue that can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to helps explain what...1479cleanfullhttps://www.spreaker.com/episode/credit-101-co-signing-a-home-loan--4636207https://api.spreaker.com/episode/4636207Fri, 20 Jun 2014 17:35:51 +0000Credit & Finance TalkAre you or someone you know in the market for a new home? Learn how co-signing a home mortgage loan might impact your credit score in this next episode.59cleanfullhttps://www.spreaker.com/episode/credit-curious-marriage-credit--4631109https://api.spreaker.com/episode/4631109Thu, 19 Jun 2014 16:19:59 +0000Credit & Finance TalkA recent survey by Experian looks at how married people look at credit and finances in their relationships. In fact, half of married adults say that credit scores were important to them when choosing a spouse. We’re joined by Becky Frost, who shares...1112cleanfullhttps://www.spreaker.com/episode/credit-101-separating-credit-divorce--4600040https://api.spreaker.com/episode/4600040Wed, 11 Jun 2014 23:10:01 +0000Credit & Finance TalkUntying the knot is rarely easy. In this next episode, we cover how divorce might affect your credit and personal finances.56cleanfullhttps://www.spreaker.com/episode/credit-101-college-debt-your-credit--4593984https://api.spreaker.com/episode/4593984Tue, 10 Jun 2014 16:58:31 +0000Credit & Finance TalkGraduation caps were thrown by many students recently and college debt is in the news as President Obama just announced a plan to address student loans. Listen to hear more about how student loan debt can impact your finances and your credit.61cleanfullhttps://www.spreaker.com/episode/credit-101-joint-accounts-credit--4569370https://api.spreaker.com/episode/4569370Wed, 04 Jun 2014 18:13:43 +0000Credit & Finance TalkThere are a lot of rumors swirling around about the impact a joint bank account will have on someone’s credit. The truth about joint banks accounts and credit is revealed in this next episode.44cleanfullhttps://www.spreaker.com/episode/credit-101-credit-monitoring-id-theft--4558990https://api.spreaker.com/episode/4558990Mon, 02 Jun 2014 05:30:34 +0000Credit & Finance TalkWhile you can’t actually prevent identity theft, using a credit monitoring product or regularly checking your credit reports yourself can help you catch suspicious activity on your credit reports. This episode covers how regular monitoring can help...61cleanfullhttps://www.spreaker.com/episode/credit-101-average-score-for-a-mortgage--4538155https://api.spreaker.com/episode/4538155Wed, 28 May 2014 16:53:54 +0000Credit & Finance TalkCredit plays a major role in being approved for a mortgage loan. This episode covers how your credit score plays a factor in the lending decision process is important whether you’re a first time home-buyer or a well-seasoned home-owner.62cleanfullhttps://www.spreaker.com/episode/credit-101-good-vs-excellent-score--4508427https://api.spreaker.com/episode/4508427Fri, 23 May 2014 00:10:22 +0000Credit & Finance TalkDo you know the difference between a good and an excellent credit score? This next episode shares what some steps you can take to help get your credit score from good to excellent.70cleanfullhttps://www.spreaker.com/episode/credit-101-safely-check-your-credit--4499748https://api.spreaker.com/episode/4499748Wed, 21 May 2014 01:14:41 +0000Credit & Finance TalkIt’s a common misconception that checking your own credit might hurt your score. In reality, the opposite is true. This episode covers how regularly reviewing your own credit report helps you track your credit usage, meet your credit goals and monitor...63cleanfullhttps://www.spreaker.com/episode/in-the-company-of-thieves-meet-ray--4478291https://api.spreaker.com/episode/4478291Fri, 16 May 2014 23:00:56 +0000Credit & Finance TalkThis is the first excerpt from the documentary series “In the Company of Thieves,” presented by The Identity Theft Council (ITC). Neal O’Farrell with the ITC speaks with Ray, a professional identity thief, who shares firsthand experiences in the...298credit,creditscore,fraud,identityfraud,identitytheftcleanfullhttps://www.spreaker.com/episode/credit-101-items-on-a-credit-report--4469357https://api.spreaker.com/episode/4469357Wed, 14 May 2014 23:52:39 +0000Credit & Finance TalkYou may not see things immediately on your credit report. This episode fills you in on what you need to look out for, and when.61credit,creditreports,creditscore,finance,financeshowscleanfullhttps://www.spreaker.com/episode/credit-101-getting-rid-of-a-bad-score--4432754https://api.spreaker.com/episode/4432754Tue, 06 May 2014 23:37:12 +0000Credit & Finance TalkIf you’ve got a bad credit score, you may be wondering how you can ditch it for a better one. We tackle the frequently asked question, “Can I can get rid of a bad credit score?”66badscore,credit,creditscore,finance,scorecleanfullhttps://www.spreaker.com/episode/credit-101-how-to-report-identity-fraud--4432605https://api.spreaker.com/episode/4432605Tue, 06 May 2014 22:55:28 +0000Credit & Finance TalkWhat can you do if you’ve been a victim of identity fraud? Sometimes getting started is the hardest part, so here are some simple steps you can take moving forward.63credit,creditscore,finance,fraud,identitytheftcleanfull