🏡Most people don't fully understand what a mortgage broker actually does.Many assume a mortgage broker simply finds the lowest interest rate, or that hiring one costs money. The reality is very different.Clyde sits down with Luigi Cirocco to break down what happens behind the scenes of every mortgage application, why different lenders can give completely different answers, and how a good broker helps clients find the mortgage that best fits their financial goals.Together, they discuss:• What a mortgage broker actually does, and why most clients don't pay for their services• Why working with one lender isn't the same as shopping the entire market• The behind-the-scenes work brokers do that clients never see• Why getting declined by one lender doesn't mean you're out of options• How lenders evaluate applications differently, and why that matters• Why the right mortgage is about more than just getting the lowest interest rate• When you should speak to a mortgage broker (hint: earlier than you think)Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to better understand the mortgage process, this conversation will help you make more informed financial decisions.Tune In & Turn Up!