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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Dinero en Español</title><link>https://miguel-gomez.net/podcast/</link><description><![CDATA[Dinero en Español te ofrece consejos financieros y entrevistas con expertos y empresarios de éxito para ayudarte a alcanzar tu versión del Sueño Americano. Con Miguel Gómez, CFP®, Consejero Financiero.]]></description><atom:link href="https://www.spreaker.com/show/2021131/episodes/feed" rel="self" type="application/rss+xml"/><language>es</language><category>Investing</category><copyright>Copyright Dinero Coaching, LLC</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg</url><title>Dinero en Español</title><link>https://miguel-gomez.net/podcast/</link></image><lastBuildDate>Fri, 12 Jun 2026 21:19:46 +0000</lastBuildDate><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:owner><itunes:name>Dinero Coaching, LLC</itunes:name><itunes:email>miguel@miguel-gomez.net</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:subtitle>Finanzas, Emprendimiento y Motivación en tu idioma para ayudarte a alcanzar tu versión del Sueño Americano</itunes:subtitle><itunes:summary><![CDATA[Dinero en Español te ofrece consejos financieros y entrevistas con expertos y empresarios de éxito para ayudarte a alcanzar tu versión del Sueño Americano. Con Miguel Gómez, CFP®, Consejero Financiero.]]></itunes:summary><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Business"/><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:explicit>true</itunes:explicit><itunes:type>episodic</itunes:type><item><title>¿Le estás apostando todo a tu negocio?</title><link>https://www.spreaker.com/episode/le-estas-apostando-todo-a-tu-negocio--72504856</link><description><![CDATA[¿Cuánto de tu patrimonio depende de que tu negocio siga funcionando?<br /> <br />Muchos empresarios tienen concentrada la mayor parte de su riqueza en una sola inversión: su empresa.<br /><br />En este episodio, Miguel Gomez, Planeador Financiero para empresarios, analiza por qué apostar todo a tu negocio puede generar grandes resultados, pero también riesgos que suelen pasar desapercibidos. <br /><br />Miguel comparte historias de éxito como Nike, Walmart y Starbucks, del sesgo del sobreviviente que distorsiona nuestra percepción del riesgo.<br /> <br />Por último, Miguel explora cuándo tiene sentido comenzar a diversificar y cómo construir patrimonio fuera de tu empresa sin frenar su crecimiento.<br /> <br />Si eres dueño de negocio, este episodio te ayudará a responder una pregunta fundamental: ¿estás construyendo riqueza o simplemente acumulando riesgo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72504856</guid><pubDate>Fri, 12 Jun 2026 21:19:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72504856/podcast.mp3" length="22577369" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuánto de tu patrimonio depende de que tu negocio siga funcionando?
 
Muchos empresarios tienen concentrada la mayor parte de su riqueza en una sola inversión: su empresa.

En este episodio, Miguel Gomez, Planeador Financiero para empresarios,...</itunes:subtitle><itunes:summary><![CDATA[¿Cuánto de tu patrimonio depende de que tu negocio siga funcionando?<br /> <br />Muchos empresarios tienen concentrada la mayor parte de su riqueza en una sola inversión: su empresa.<br /><br />En este episodio, Miguel Gomez, Planeador Financiero para empresarios, analiza por qué apostar todo a tu negocio puede generar grandes resultados, pero también riesgos que suelen pasar desapercibidos. <br /><br />Miguel comparte historias de éxito como Nike, Walmart y Starbucks, del sesgo del sobreviviente que distorsiona nuestra percepción del riesgo.<br /> <br />Por último, Miguel explora cuándo tiene sentido comenzar a diversificar y cómo construir patrimonio fuera de tu empresa sin frenar su crecimiento.<br /> <br />Si eres dueño de negocio, este episodio te ayudará a responder una pregunta fundamental: ¿estás construyendo riqueza o simplemente acumulando riesgo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>941</itunes:duration><itunes:keywords>crecimiento,dinero,empresario,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/876c5b261bd3ae83e112821240ecc493.jpg"/><itunes:season>2</itunes:season><itunes:episode>15</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo construir una empresa sostenible desde cero, con Krissia García</title><link>https://www.spreaker.com/episode/como-construir-una-empresa-sostenible-desde-cero-con-krissia-garcia--72027259</link><description><![CDATA[En este episodio de Dinero en Español converso con Krissia García, empresaria salvadoreña radicada en Maryland y fundadora de Klean, una empresa de limpieza que ha crecido de manera extraordinaria gracias a una combinación poderosa de visión, liderazgo, mentalidad y disciplina empresarial.<br /><br />Krissia comparte la historia real detrás de su crecimiento: cómo comenzó limpiando casas mientras trabajaba tiempo completo, cómo pasó de sentirse autoempleada y estresada a construir una empresa con múltiples equipos, supervisores, procesos, cultura y liderazgo. Hablamos sobre el momento en que entendió que no podía hacerlo todo sola, la importancia de delegar, contratar bien y crear una estructura que no dependa completamente del dueño.<br /><br />También profundizamos en temas que aplican a cualquier negocio, sin importar la industria:<br /><br />• Cómo desarrollar una mentalidad de abundancia en lugar de vivir desde la carencia<br />• Por qué aprender a cobrar correctamente cambia el futuro de una empresa<br />• Cómo construir equipos con valores y buena actitud<br />• La diferencia entre trabajar duro y construir algo sostenible<br />• Cómo rodearte de personas y mentores que te ayuden a crecer<br />• La importancia de seguir estudiando, capacitándote y manteniéndote humilde<br />• Cómo liderar personas sin perder la humanidad<br /><br />Krissia habla con total claridad sobre los errores, el estrés, las dudas y los retos emocionales de liderar un negocio mientras también crece como persona, madre y empresaria. Además, comparte cómo decidió invertir en educación, entrar a masterminds, estudiar en el TEC de Monterrey y crear ahora su propia comunidad para ayudar a otros dueños de negocios en la industria de la limpieza.<br /><br />Este episodio no es solamente sobre limpiar casas. Es una conversación sobre liderazgo, visión, crecimiento personal, estructura empresarial y el proceso de construir una empresa que refleje quién eres y hacia dónde quieres llegar.<br /><br />Si eres dueño de negocio, emprendedor, líder de equipo o simplemente alguien buscando inspiración para crecer personal y profesionalmente, este episodio te va a dejar pensando.<br /><br />Sigue a Krissia en:<br />Instagram: <a href="https://www.instagram.com/krissiagarcia_klean" target="_blank" rel="noreferrer noopener">https://www.instagram.com/krissiagarcia_klean</a><br />Todo sobre sus programas y su comunidad en:<br /><a href="https://krissiagarcia.com/" target="_blank" rel="noreferrer noopener">https://krissiagarcia.com</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72027259</guid><pubDate>Sat, 16 May 2026 02:08:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72027259/20260515_krissia_garcia.mp3" length="30207809" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio de Dinero en Español converso con Krissia García, empresaria salvadoreña radicada en Maryland y fundadora de Klean, una empresa de limpieza que ha crecido de manera extraordinaria gracias a una combinación poderosa de visión,...</itunes:subtitle><itunes:summary><![CDATA[En este episodio de Dinero en Español converso con Krissia García, empresaria salvadoreña radicada en Maryland y fundadora de Klean, una empresa de limpieza que ha crecido de manera extraordinaria gracias a una combinación poderosa de visión, liderazgo, mentalidad y disciplina empresarial.<br /><br />Krissia comparte la historia real detrás de su crecimiento: cómo comenzó limpiando casas mientras trabajaba tiempo completo, cómo pasó de sentirse autoempleada y estresada a construir una empresa con múltiples equipos, supervisores, procesos, cultura y liderazgo. Hablamos sobre el momento en que entendió que no podía hacerlo todo sola, la importancia de delegar, contratar bien y crear una estructura que no dependa completamente del dueño.<br /><br />También profundizamos en temas que aplican a cualquier negocio, sin importar la industria:<br /><br />• Cómo desarrollar una mentalidad de abundancia en lugar de vivir desde la carencia<br />• Por qué aprender a cobrar correctamente cambia el futuro de una empresa<br />• Cómo construir equipos con valores y buena actitud<br />• La diferencia entre trabajar duro y construir algo sostenible<br />• Cómo rodearte de personas y mentores que te ayuden a crecer<br />• La importancia de seguir estudiando, capacitándote y manteniéndote humilde<br />• Cómo liderar personas sin perder la humanidad<br /><br />Krissia habla con total claridad sobre los errores, el estrés, las dudas y los retos emocionales de liderar un negocio mientras también crece como persona, madre y empresaria. Además, comparte cómo decidió invertir en educación, entrar a masterminds, estudiar en el TEC de Monterrey y crear ahora su propia comunidad para ayudar a otros dueños de negocios en la industria de la limpieza.<br /><br />Este episodio no es solamente sobre limpiar casas. Es una conversación sobre liderazgo, visión, crecimiento personal, estructura empresarial y el proceso de construir una empresa que refleje quién eres y hacia dónde quieres llegar.<br /><br />Si eres dueño de negocio, emprendedor, líder de equipo o simplemente alguien buscando inspiración para crecer personal y profesionalmente, este episodio te va a dejar pensando.<br /><br />Sigue a Krissia en:<br />Instagram: <a href="https://www.instagram.com/krissiagarcia_klean" target="_blank" rel="noreferrer noopener">https://www.instagram.com/krissiagarcia_klean</a><br />Todo sobre sus programas y su comunidad en:<br /><a href="https://krissiagarcia.com/" target="_blank" rel="noreferrer noopener">https://krissiagarcia.com</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon...]]></itunes:summary><itunes:duration>3776</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ae5d39530f76e7a2877e560a636852b3.jpg"/><itunes:season>2</itunes:season><itunes:episode>14</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Bienes raíces: Patrimonio, Ingresos... Y También Desgaste</title><link>https://www.spreaker.com/episode/bienes-raices-patrimonio-ingresos-y-tambien-desgaste--71930013</link><description><![CDATA[Los bienes raíces pueden ser una gran herramienta para construir patrimonio, generar ingresos y crear estabilidad financiera a largo plazo. Por eso, para muchas personas y familias, han sido una parte importante de su crecimiento económico y de crear su versión del Sueño Americano.<br /><br />Pero una propiedad no se evalúa sólo por lo que produce en dinero. <br /><br />También se evalúa por lo que exige para seguir funcionando: tiempo, atención, energía, mantenimiento, decisiones constantes y, muchas veces, un nivel de desgaste que no siempre se toma en cuenta al hablar de rendimientos.<br /><br />En este episodio, Miguel Gómez, CFP®, planeador financiero, te habla de esa tensión: De cómo una inversión inmobiliaria puede seguir siendo buena y, al mismo tiempo, dejar de encajar con la etapa de vida en la que te encuentras. También comparto una reflexión importante: revisar una propiedad o incluso un portafolio completo no significa que fue una mala decisión.<br /><br />A veces simplemente significa que tus prioridades cambiaron, que quieres más liquidez, menos carga operativa o una vida con menos fricción.Si tienes bienes raíces, o si estás considerando construir patrimonio por ese camino, este episodio te ayudará a ver el tema con más profundidad y a hacerte una pregunta clave: ¿Entiendes cuánto te genera la inversión y cuánto te cuesta sostenerla?<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71930013</guid><pubDate>Fri, 08 May 2026 21:16:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71930013/20260508_reflexionar_bienes_raices.mp3" length="9931773" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los bienes raíces pueden ser una gran herramienta para construir patrimonio, generar ingresos y crear estabilidad financiera a largo plazo. Por eso, para muchas personas y familias, han sido una parte importante de su crecimiento económico y de crear...</itunes:subtitle><itunes:summary><![CDATA[Los bienes raíces pueden ser una gran herramienta para construir patrimonio, generar ingresos y crear estabilidad financiera a largo plazo. Por eso, para muchas personas y familias, han sido una parte importante de su crecimiento económico y de crear su versión del Sueño Americano.<br /><br />Pero una propiedad no se evalúa sólo por lo que produce en dinero. <br /><br />También se evalúa por lo que exige para seguir funcionando: tiempo, atención, energía, mantenimiento, decisiones constantes y, muchas veces, un nivel de desgaste que no siempre se toma en cuenta al hablar de rendimientos.<br /><br />En este episodio, Miguel Gómez, CFP®, planeador financiero, te habla de esa tensión: De cómo una inversión inmobiliaria puede seguir siendo buena y, al mismo tiempo, dejar de encajar con la etapa de vida en la que te encuentras. También comparto una reflexión importante: revisar una propiedad o incluso un portafolio completo no significa que fue una mala decisión.<br /><br />A veces simplemente significa que tus prioridades cambiaron, que quieres más liquidez, menos carga operativa o una vida con menos fricción.Si tienes bienes raíces, o si estás considerando construir patrimonio por ese camino, este episodio te ayudará a ver el tema con más profundidad y a hacerte una pregunta clave: ¿Entiendes cuánto te genera la inversión y cuánto te cuesta sostenerla?<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1242</itunes:duration><itunes:keywords>bienesraices,dinero,emociones,inversiones,realestate</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/45e7efb1225827c4d3af726aee1c5884.jpg"/><itunes:season>2</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cuánto cuestan tus sueños?</title><link>https://www.spreaker.com/episode/cuanto-cuestan-tus-suenos--71088248</link><description><![CDATA[¿Cuánto cuesta tu sueño? Muchos empresarios dicen que quieren comprar una casa, retirarse bien o alcanzar libertad financiera… pero nunca han calculado cuánto necesitan realmente. <br />Y esa es la diferencia entre un deseo y un plan. <br /><br />En este episodio hablamos de:<br /><ul><li>Por qué la mayoría de los empresarios no convierten sus metas en realidad</li><li>Cómo ponerle números claros a tus sueños</li><li>Y qué necesitas para empezar a construir un plan financiero real</li></ul><br />Porque sin claridad, no hay estrategia. Y sin estrategia, no hay resultados. <br />Si eres dueño de negocio en Estados Unidos y quieres empezar a diseñar tu futuro financiero con intención, este episodio es para ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71088248</guid><pubDate>Fri, 03 Apr 2026 21:02:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71088248/precio.mp3" length="11641043" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuánto cuesta tu sueño? Muchos empresarios dicen que quieren comprar una casa, retirarse bien o alcanzar libertad financiera… pero nunca han calculado cuánto necesitan realmente. 
Y esa es la diferencia entre un deseo y un plan. 

En este episodio...</itunes:subtitle><itunes:summary><![CDATA[¿Cuánto cuesta tu sueño? Muchos empresarios dicen que quieren comprar una casa, retirarse bien o alcanzar libertad financiera… pero nunca han calculado cuánto necesitan realmente. <br />Y esa es la diferencia entre un deseo y un plan. <br /><br />En este episodio hablamos de:<br /><ul><li>Por qué la mayoría de los empresarios no convierten sus metas en realidad</li><li>Cómo ponerle números claros a tus sueños</li><li>Y qué necesitas para empezar a construir un plan financiero real</li></ul><br />Porque sin claridad, no hay estrategia. Y sin estrategia, no hay resultados. <br />Si eres dueño de negocio en Estados Unidos y quieres empezar a diseñar tu futuro financiero con intención, este episodio es para ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>728</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1ddf5d9c78ec9357b6794bb3a3bccfcf.jpg"/><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Gestión de la Mentalidad, con Marneen Preza</title><link>https://www.spreaker.com/episode/gestion-de-la-mentalidad-con-marneen-preza--70931794</link><description><![CDATA[¿Sabías que la mentalidad se puede administrar, gestionar? Justo de eso hablé esta semana con Marneen Preza. Marneen es neurocoach, mentora y terapeuta. Tiene formaciones en  Descodificación Emocional, Neurociencias Aplicadas al Comportamiento,  <br />Gestión de Mentalidad, Transiciones de Vida y Programación Neurolingüística. <br />Marneen lidera Introspecta, Incubadora de Innovación Personal. <br /><br />Conecta con Marneen: <a href="https://linktr.ee/marneenpreza" target="_blank" rel="noreferrer noopener">https://linktr.ee/marneenpreza</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70931794</guid><pubDate>Sun, 29 Mar 2026 15:22:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70931794/gestiondelamentalidad.mp3" length="46012334" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Sabías que la mentalidad se puede administrar, gestionar? Justo de eso hablé esta semana con Marneen Preza. Marneen es neurocoach, mentora y terapeuta. Tiene formaciones en  Descodificación Emocional, Neurociencias Aplicadas al Comportamiento,  ...</itunes:subtitle><itunes:summary><![CDATA[¿Sabías que la mentalidad se puede administrar, gestionar? Justo de eso hablé esta semana con Marneen Preza. Marneen es neurocoach, mentora y terapeuta. Tiene formaciones en  Descodificación Emocional, Neurociencias Aplicadas al Comportamiento,  <br />Gestión de Mentalidad, Transiciones de Vida y Programación Neurolingüística. <br />Marneen lidera Introspecta, Incubadora de Innovación Personal. <br /><br />Conecta con Marneen: <a href="https://linktr.ee/marneenpreza" target="_blank" rel="noreferrer noopener">https://linktr.ee/marneenpreza</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2876</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/52af4a0e5014664b5eaf5c26031bae3a.jpg"/><itunes:season>2</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Existen inversiones que reducen tus impuestos como empresario?</title><link>https://www.spreaker.com/episode/existen-inversiones-que-reducen-tus-impuestos-como-empresario--70524966</link><description><![CDATA[Muchos dueños de negocio en Estados Unidos se hacen la misma pregunta cuando llega la temporada de impuestos: <b>¿existen inversiones que realmente ayuden a pagar menos impuestos?</b><b></b> <br />En este episodio, <b>Miguel Gómez</b>, planeador financiero que trabaja con empresarios y dueños de negocio, explica qué hay de cierto detrás de las inversiones que prometen beneficios fiscales. <br />Hablamos de algunas de las más mencionadas, como <b>proyectos de oil &amp; gas y real estate</b>, por qué pueden generar deducciones fiscales y, sobre todo, <b>los riesgos que muchas veces no se explican cuando se presentan estas oportunidades</b>. <br />También exploramos una alternativa mucho más estructurada y común para empresarios: <b>los planes de retiro corporativos</b>. Aunque no eliminan impuestos, pueden ser una herramienta poderosa para <b>diferir impuestos y construir patrimonio a largo plazo</b>. <br />Si eres <b>dueño de negocio, emprendedor o empresario en Estados Unidos</b>, este episodio te ayudará a entender mejor:<br /><ul><li>Qué inversiones pueden generar beneficios fiscales</li><li>Cuándo estas estrategias pueden tener sentido</li><li>Qué señales de alerta debes considerar antes de invertir</li><li>Y por qué <b>una buena estrategia fiscal empieza con buenas decisiones de inversión</b></li></ul><br />Porque al final, <b>una mala inversión con una buena deducción sigue siendo una mala inversión</b>.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70524966</guid><pubDate>Sat, 07 Mar 2026 15:18:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70524966/20260306_inversiones_para_pagar_menos_impuestos.mp3" length="9433147" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchos dueños de negocio en Estados Unidos se hacen la misma pregunta cuando llega la temporada de impuestos: ¿existen inversiones que realmente ayuden a pagar menos impuestos? 
En este episodio, Miguel Gómez, planeador financiero que trabaja con...</itunes:subtitle><itunes:summary><![CDATA[Muchos dueños de negocio en Estados Unidos se hacen la misma pregunta cuando llega la temporada de impuestos: <b>¿existen inversiones que realmente ayuden a pagar menos impuestos?</b><b></b> <br />En este episodio, <b>Miguel Gómez</b>, planeador financiero que trabaja con empresarios y dueños de negocio, explica qué hay de cierto detrás de las inversiones que prometen beneficios fiscales. <br />Hablamos de algunas de las más mencionadas, como <b>proyectos de oil &amp; gas y real estate</b>, por qué pueden generar deducciones fiscales y, sobre todo, <b>los riesgos que muchas veces no se explican cuando se presentan estas oportunidades</b>. <br />También exploramos una alternativa mucho más estructurada y común para empresarios: <b>los planes de retiro corporativos</b>. Aunque no eliminan impuestos, pueden ser una herramienta poderosa para <b>diferir impuestos y construir patrimonio a largo plazo</b>. <br />Si eres <b>dueño de negocio, emprendedor o empresario en Estados Unidos</b>, este episodio te ayudará a entender mejor:<br /><ul><li>Qué inversiones pueden generar beneficios fiscales</li><li>Cuándo estas estrategias pueden tener sentido</li><li>Qué señales de alerta debes considerar antes de invertir</li><li>Y por qué <b>una buena estrategia fiscal empieza con buenas decisiones de inversión</b></li></ul><br />Porque al final, <b>una mala inversión con una buena deducción sigue siendo una mala inversión</b>.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1180</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2fab6fbd00c131449e90242f20c9bc8d.jpg"/><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Pagarte bien Como Empresario y Evitar Sorpresas del IRS</title><link>https://www.spreaker.com/episode/como-pagarte-bien-como-empresario-y-evitar-sorpresas-del-irs--70181926</link><description><![CDATA[En este episodio, <b>Miguel Gómez</b>, planeador financiero especializado en <b>dueños de negocio y empresarios latinos</b>, explica <b>cómo pagarte a ti mismo correctamente como dueño de empresa</b>, ya seas <b>LLC o S-Corp</b>. <br /><br />Hablamos de los <b>errores más comunes al pagarse como empresario</b>, por qué muchos dueños de negocio viven con incertidumbre financiera a pesar de facturar bien, y <b>cómo definir un sueldo estable que cubra tu costo de vida sin afectar la salud del negocio</b>. <br />También analizamos de forma sencilla <b>la diferencia entre pagarte como LLC vs S-Corp</b>, las señales de alerta de una mala gestión del dinero, y por qué <b>pagarte bien no es egoísmo, sino una decisión clave de liderazgo financiero</b>.<br /> <br />Este episodio es ideal para <b>empresarios, emprendedores y dueños de pequeños negocios</b> que quieren <b>ordenar sus finanzas personales y empresariales</b>, tomar mejores decisiones y dejar atrás el estrés financiero.<br /><br />Contacta a Miguel: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70181926</guid><pubDate>Fri, 20 Feb 2026 20:32:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70181926/pagoempresario.mp3" length="9530114" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio, Miguel Gómez, planeador financiero especializado en dueños de negocio y empresarios latinos, explica cómo pagarte a ti mismo correctamente como dueño de empresa, ya seas LLC o S-Corp. 

Hablamos de los errores más comunes al pagarse...</itunes:subtitle><itunes:summary><![CDATA[En este episodio, <b>Miguel Gómez</b>, planeador financiero especializado en <b>dueños de negocio y empresarios latinos</b>, explica <b>cómo pagarte a ti mismo correctamente como dueño de empresa</b>, ya seas <b>LLC o S-Corp</b>. <br /><br />Hablamos de los <b>errores más comunes al pagarse como empresario</b>, por qué muchos dueños de negocio viven con incertidumbre financiera a pesar de facturar bien, y <b>cómo definir un sueldo estable que cubra tu costo de vida sin afectar la salud del negocio</b>. <br />También analizamos de forma sencilla <b>la diferencia entre pagarte como LLC vs S-Corp</b>, las señales de alerta de una mala gestión del dinero, y por qué <b>pagarte bien no es egoísmo, sino una decisión clave de liderazgo financiero</b>.<br /> <br />Este episodio es ideal para <b>empresarios, emprendedores y dueños de pequeños negocios</b> que quieren <b>ordenar sus finanzas personales y empresariales</b>, tomar mejores decisiones y dejar atrás el estrés financiero.<br /><br />Contacta a Miguel: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1192</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/17e772210e2a173378c34e2d96f29488.jpg"/><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tres Problemas que Mantienen a los Empresarios Estancados</title><link>https://www.spreaker.com/episode/tres-problemas-que-mantienen-a-los-empresarios-estancados--69565624</link><description><![CDATA[En este episodio, Miguel Gómez, un planeador financiero certificado que se especializa en trabajar con empresarios latinos, aborda tres problemas clave que enfrentan los empresarios latinos en Estados Unidos. A lo largo de la conversación, enfatiza la importancia de conocer los números del negocio, la confusión entre ingresos y ganancias, y el problema de querer pagar lo menos posible de impuestos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69565624</guid><pubDate>Sun, 25 Jan 2026 17:58:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69565624/estancados.mp3" length="14559652" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio, Miguel Gómez, un planeador financiero certificado que se especializa en trabajar con empresarios latinos, aborda tres problemas clave que enfrentan los empresarios latinos en Estados Unidos. A lo largo de la conversación, enfatiza la...</itunes:subtitle><itunes:summary><![CDATA[En este episodio, Miguel Gómez, un planeador financiero certificado que se especializa en trabajar con empresarios latinos, aborda tres problemas clave que enfrentan los empresarios latinos en Estados Unidos. A lo largo de la conversación, enfatiza la importancia de conocer los números del negocio, la confusión entre ingresos y ganancias, y el problema de querer pagar lo menos posible de impuestos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>910</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3aa851ad44e8fe90d9f1c8991fec5941.jpg"/><itunes:season>2</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Calidad con David Maurer de Grupo Xcaret</title><link>https://www.spreaker.com/episode/calidad-con-david-maurer-de-grupo-xcaret--69475000</link><description><![CDATA[En esta charla, Miguel Gomez (Planeador Financiero para Empresarios Latinos) conversa con David Maurer, Coordinador de Calidad de Grupo Xcaret.<br />Hablamos sobre la calidad, la importancia de la satisfacción del cliente y el papel de los clientes internos en la entrega de un servicio superior.<br />También exploramos la medición de la satisfacción del cliente y las necesidades de los empleados para ofrecer un servicio excepcional. Se aborda el arte del servicio, enfatizando la importancia de la mejora continua, la alineación de los valores personales con la visión de la empresa y la aplicación de los principios del servicio en la vida personal y profesional.<br />Asimismo, se analiza la diferenciación frente a Disney, el impacto del precio en las expectativas del cliente y la motivación para el compromiso a largo plazo con un rol. La idea clave es entender el servicio como un acto de amor y la relevancia de la retroalimentación y la mejora en la prestación del servicio. <br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69475000</guid><pubDate>Sat, 17 Jan 2026 03:26:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69475000/calidad.mp3" length="55787146" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En esta charla, Miguel Gomez (Planeador Financiero para Empresarios Latinos) conversa con David Maurer, Coordinador de Calidad de Grupo Xcaret.
Hablamos sobre la calidad, la importancia de la satisfacción del cliente y el papel de los clientes...</itunes:subtitle><itunes:summary><![CDATA[En esta charla, Miguel Gomez (Planeador Financiero para Empresarios Latinos) conversa con David Maurer, Coordinador de Calidad de Grupo Xcaret.<br />Hablamos sobre la calidad, la importancia de la satisfacción del cliente y el papel de los clientes internos en la entrega de un servicio superior.<br />También exploramos la medición de la satisfacción del cliente y las necesidades de los empleados para ofrecer un servicio excepcional. Se aborda el arte del servicio, enfatizando la importancia de la mejora continua, la alineación de los valores personales con la visión de la empresa y la aplicación de los principios del servicio en la vida personal y profesional.<br />Asimismo, se analiza la diferenciación frente a Disney, el impacto del precio en las expectativas del cliente y la motivación para el compromiso a largo plazo con un rol. La idea clave es entender el servicio como un acto de amor y la relevancia de la retroalimentación y la mejora en la prestación del servicio. <br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3487</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b265ddc3b2c003ae5c978b3b43974743.jpg"/><itunes:season>2</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo desenredar tu caos financiero?</title><link>https://www.spreaker.com/episode/como-desenredar-tu-caos-financiero--69374291</link><description><![CDATA[En este episodio, Miguel Gómez, CFP®, EA, explora las complejidades de desenredar el caos financiero.<br /><br />Descubre pasos prácticos para recuperar el control de tus finanzas, desde tomar la decisión crucial de cambiar, hasta identificar y simplificar la maraña de compromisos financieros. Miguel comparte anécdotas personales y consejos para ayudarte a lograr claridad y tranquilidad financiera. Ya seas un empresario experimentado o estés comenzando, este episodio ofrece valiosas ideas para guiarte hacia un futuro financiero más estructurado y próspero.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69374291</guid><pubDate>Fri, 09 Jan 2026 18:31:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69374291/finanzasenredadas.mp3" length="12652922" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio, Miguel Gómez, CFP®, EA, explora las complejidades de desenredar el caos financiero.

Descubre pasos prácticos para recuperar el control de tus finanzas, desde tomar la decisión crucial de cambiar, hasta identificar y simplificar la...</itunes:subtitle><itunes:summary><![CDATA[En este episodio, Miguel Gómez, CFP®, EA, explora las complejidades de desenredar el caos financiero.<br /><br />Descubre pasos prácticos para recuperar el control de tus finanzas, desde tomar la decisión crucial de cambiar, hasta identificar y simplificar la maraña de compromisos financieros. Miguel comparte anécdotas personales y consejos para ayudarte a lograr claridad y tranquilidad financiera. Ya seas un empresario experimentado o estés comenzando, este episodio ofrece valiosas ideas para guiarte hacia un futuro financiero más estructurado y próspero.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>791</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6ca88cb8ab9b8147f1edbcbb0c089b18.jpg"/><itunes:season>2</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ideas para Arrancar el Año con el Pie Derecho</title><link>https://www.spreaker.com/episode/ideas-para-arrancar-el-ano-con-el-pie-derecho--69255826</link><description><![CDATA[En este episodio te comparto algunas ideas para arrancar bien el año y que sea un año genial para ti, tu empresa y tu familia. <br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br /><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69255826</guid><pubDate>Wed, 31 Dec 2025 01:27:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69255826/ideas_para_arrancar_el_an_o_con_el_pie_derecho.mp3" length="16465128" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para arrancar bien el año y que sea un año genial para ti, tu empresa y tu familia. 

Conecta conmigo: https://linktr.ee/miguelgomez

Sígueme en redes sociales:
Instagram:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para arrancar bien el año y que sea un año genial para ti, tu empresa y tu familia. <br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br /><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1029</itunes:duration><itunes:keywords>desarrollopersonal,empresarios,finanzas,impuestos,metas,objetivos,redes,riqueza,sociales,vidaequilibrada</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e1ac187caa1a64744922f4d9662d83f9.jpg"/><itunes:season>2</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Me Estafaron y Perdí Todos Mis Ahorros</title><link>https://www.spreaker.com/episode/me-estafaron-y-perdi-todos-mis-ahorros--69017389</link><description><![CDATA[En este episodio, Miguel Gómez entrevista a David Arellano, quien comparte su experiencia personal de haber sido víctima de un fraude relacionado con inversiones en criptomonedas.<br /><br />David narra cómo fue engañado a través de una relación aparentemente amistosa que rápidamente se convirtió en una estafa. A lo largo de la conversación, se discuten las tácticas utilizadas por los estafadores, las lecciones aprendidas y consejos para evitar caer en situaciones similares.<br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69017389</guid><pubDate>Sat, 13 Dec 2025 00:41:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69017389/meestafaronyperditodosmisahorros.mp3" length="30330740" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio, Miguel Gómez entrevista a David Arellano, quien comparte su experiencia personal de haber sido víctima de un fraude relacionado con inversiones en criptomonedas.

David narra cómo fue engañado a través de una relación aparentemente...</itunes:subtitle><itunes:summary><![CDATA[En este episodio, Miguel Gómez entrevista a David Arellano, quien comparte su experiencia personal de haber sido víctima de un fraude relacionado con inversiones en criptomonedas.<br /><br />David narra cómo fue engañado a través de una relación aparentemente amistosa que rápidamente se convirtió en una estafa. A lo largo de la conversación, se discuten las tácticas utilizadas por los estafadores, las lecciones aprendidas y consejos para evitar caer en situaciones similares.<br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1896</itunes:duration><itunes:keywords>crypto,dinero,estafa,fraude,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6542b3384c342cbf8bf653350483b5e7.jpg"/><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Estrategias Fiscales para Pagar Menos Impuestos en 2025</title><link>https://www.spreaker.com/episode/estrategias-fiscales-para-pagar-menos-impuestos-en-2025--68887524</link><description><![CDATA[Trabajas duro en tu empresa. Te va bien. Generas ganancias, pero cada año te sorprende la cantidad que tienes que pagar en impuestos.<br />No tiene que ser así.<br />En este episodio te comparto algunas estrategias fiscales para ayudarte a ti como empresario en Estados Unidos a pagar menos impuestos y tener mejor salud financiera.<br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero </a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68887524</guid><pubDate>Thu, 04 Dec 2025 19:53:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68887524/estrategias_fiscales.mp3" length="25380013" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Trabajas duro en tu empresa. Te va bien. Generas ganancias, pero cada año te sorprende la cantidad que tienes que pagar en impuestos.
No tiene que ser así.
En este episodio te comparto algunas estrategias fiscales para ayudarte a ti como empresario en...</itunes:subtitle><itunes:summary><![CDATA[Trabajas duro en tu empresa. Te va bien. Generas ganancias, pero cada año te sorprende la cantidad que tienes que pagar en impuestos.<br />No tiene que ser así.<br />En este episodio te comparto algunas estrategias fiscales para ayudarte a ti como empresario en Estados Unidos a pagar menos impuestos y tener mejor salud financiera.<br /><br />Conecta conmigo: <a href="https://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">https://linktr.ee/miguelgomez</a><br />Sígueme en redes sociales:<br /><b>Instagram:</b> <a href="https://www.instagram.com/dineroenespanol" target="_blank" rel="noreferrer noopener">https://www.instagram.com/dineroenespanol </a><br /><b>Facebook:</b> <a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.facebook.com/miguelgomezconsejero </a><br /><b>TikTok:</b> <a href="https://www.tiktok.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">https://www.tiktok.com/miguelgomezconsejero </a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1587</itunes:duration><itunes:keywords>dinero,empresariolatino,finanzaspersonales,impuestos,latinosenusa,planeacionfiscal</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7bae8bc0d3c4149812211aa810e776ab.jpg"/><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Pasos para la Claridad Financiera</title><link>https://www.spreaker.com/episode/pasos-para-la-claridad-financiera--68685972</link><description><![CDATA[En esta conversación, Miguel Gómez, Planeador Financiero para dueños de negocio en Estadps Unidos, aborda la importancia de la claridad financiera y cómo la falta de esta puede generar estrés y preocupación en los negocios. <br /><br />Miguel también comparte los pasos para alcanzarla, siguiendo su método de los Cuatro Números. <br /><br />¿Te gustó el episodio? Déjame tu review en Apple Podcasts, Spotify y compártelo con quien creas que le pueda servir.<br /><br />Sígueme en todas mis redes: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68685972</guid><pubDate>Fri, 21 Nov 2025 22:28:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68685972/riverside_miguel_magic_episode_nov_21_2025_dinero_en_espa_ol.mp3" length="11028915" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En esta conversación, Miguel Gómez, Planeador Financiero para dueños de negocio en Estadps Unidos, aborda la importancia de la claridad financiera y cómo la falta de esta puede generar estrés y preocupación en los negocios. 

Miguel también comparte...</itunes:subtitle><itunes:summary><![CDATA[En esta conversación, Miguel Gómez, Planeador Financiero para dueños de negocio en Estadps Unidos, aborda la importancia de la claridad financiera y cómo la falta de esta puede generar estrés y preocupación en los negocios. <br /><br />Miguel también comparte los pasos para alcanzarla, siguiendo su método de los Cuatro Números. <br /><br />¿Te gustó el episodio? Déjame tu review en Apple Podcasts, Spotify y compártelo con quien creas que le pueda servir.<br /><br />Sígueme en todas mis redes: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1379</itunes:duration><itunes:keywords>dinero,empresario,estrésfinanciero,finanzas,latinosenusa</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7b8b45c5cc71fa9486f7cfa6e36c1c3d.jpg"/><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Emprendiendo en Tiempos de Crisis con Arturo Escalera de Century Painting</title><link>https://www.spreaker.com/episode/emprendiendo-en-tiempos-de-crisis-con-arturo-escalera-de-century-painting--68543378</link><description><![CDATA[En este episodio, Miguel Gómez conversa con Arturo Escalera, un emprendedor que fundó Century Painting en medio de la crisis financiera de 2008. <br /><br />Arturo comparte su viaje desde ser un empleado frustrado hasta convertirse en un exitoso empresario, destacando la importancia de las relaciones, el apoyo familiar y la formación de un equipo sólido.<br /><br />A lo largo de la conversación, se exploran los valores fundamentales que guían su empresa y las estrategias que ha implementado para competir en el mercado actual.<br /><br />En esta conversación, Arturo comparte su experiencia en el mundo de los negocios, destacando la importancia de la seguridad en la fijación de precios, el apoyo familiar en el emprendimiento, y la necesidad de sacrificio y visión para alcanzar el éxito.<br /><br />También discuten la formación de la próxima generación en el negocio familiar, la separación entre la vida personal y profesional, y cómo diferenciarse en el mercado. Finalmente, enfatizan la ética y el trabajo duro como pilares fundamentales para lograr objetivos a largo plazo.<br /><br /><br /><b>Sobre Arturo Escalera: </b><br /><br />Arturo Escalera nació en 1973 en Los Reyes, Michoacán, México. A los 16 años emigró a los Estados Unidos con la necesidad y el deseo de encontrar una mejor oportunidad económica para apoyar a su familia. Su primer contacto con la pintura comenzó desde joven, ayudando a su abuelo en México durante vacaciones escolares. <br /><br />Al llegar a San Diego, continuó ese camino trabajando con sus tíos y posteriormente con un pequeño contratista, donde aprendió las bases del oficio.A los 18 años ingresó a la compañía de pintura más grande de San Diego. Durante 17 años desarrolló un profundo conocimiento en pintura comercial, ascendiendo paso a paso hasta llegar a dirigir la operación completa de la empresa.<br /><br />En ese recorrido construyó relaciones significativas y aprendió el valor del liderazgo, la responsabilidad y el trabajo bien hecho. Sin embargo, al no recibir una compensación acorde a su crecimiento y aportación, tomó la decisión valiente de iniciar su propio camino.En plena recesión del 2008 fundó Century Painting Corporation. Aunque fue un momento económico difícil, esa misma circunstancia permitió ofrecer precios competitivos y construir la empresa desde la humildad, el esfuerzo y la atención cercana al cliente. Con enfoque, disciplina y un compromiso claro con la calidad, Century Painting creció rápidamente.Hoy en día, Century Painting Corp. es una de las compañías de pintura más grandes y reconocidas de San Diego, brindando empleo a más de 150 personas. Nuestra misión es crear oportunidades, servir con excelencia y construir un legado que beneficie a nuestra comunidad. Nos distinguimos por nuestra calidad, seguridad y un servicio al cliente basado en respeto, integridad y valor humano.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68543378</guid><pubDate>Wed, 12 Nov 2025 20:32:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68543378/arturo_escalera.mp3" length="73588261" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio, Miguel Gómez conversa con Arturo Escalera, un emprendedor que fundó Century Painting en medio de la crisis financiera de 2008. 

Arturo comparte su viaje desde ser un empleado frustrado hasta convertirse en un exitoso empresario,...</itunes:subtitle><itunes:summary><![CDATA[En este episodio, Miguel Gómez conversa con Arturo Escalera, un emprendedor que fundó Century Painting en medio de la crisis financiera de 2008. <br /><br />Arturo comparte su viaje desde ser un empleado frustrado hasta convertirse en un exitoso empresario, destacando la importancia de las relaciones, el apoyo familiar y la formación de un equipo sólido.<br /><br />A lo largo de la conversación, se exploran los valores fundamentales que guían su empresa y las estrategias que ha implementado para competir en el mercado actual.<br /><br />En esta conversación, Arturo comparte su experiencia en el mundo de los negocios, destacando la importancia de la seguridad en la fijación de precios, el apoyo familiar en el emprendimiento, y la necesidad de sacrificio y visión para alcanzar el éxito.<br /><br />También discuten la formación de la próxima generación en el negocio familiar, la separación entre la vida personal y profesional, y cómo diferenciarse en el mercado. Finalmente, enfatizan la ética y el trabajo duro como pilares fundamentales para lograr objetivos a largo plazo.<br /><br /><br /><b>Sobre Arturo Escalera: </b><br /><br />Arturo Escalera nació en 1973 en Los Reyes, Michoacán, México. A los 16 años emigró a los Estados Unidos con la necesidad y el deseo de encontrar una mejor oportunidad económica para apoyar a su familia. Su primer contacto con la pintura comenzó desde joven, ayudando a su abuelo en México durante vacaciones escolares. <br /><br />Al llegar a San Diego, continuó ese camino trabajando con sus tíos y posteriormente con un pequeño contratista, donde aprendió las bases del oficio.A los 18 años ingresó a la compañía de pintura más grande de San Diego. Durante 17 años desarrolló un profundo conocimiento en pintura comercial, ascendiendo paso a paso hasta llegar a dirigir la operación completa de la empresa.<br /><br />En ese recorrido construyó relaciones significativas y aprendió el valor del liderazgo, la responsabilidad y el trabajo bien hecho. Sin embargo, al no recibir una compensación acorde a su crecimiento y aportación, tomó la decisión valiente de iniciar su propio camino.En plena recesión del 2008 fundó Century Painting Corporation. Aunque fue un momento económico difícil, esa misma circunstancia permitió ofrecer precios competitivos y construir la empresa desde la humildad, el esfuerzo y la atención cercana al cliente. Con enfoque, disciplina y un compromiso claro con la calidad, Century Painting creció rápidamente.Hoy en día, Century Painting Corp. es una de las compañías de pintura más grandes y reconocidas de San Diego, brindando empleo a más de 150 personas. Nuestra misión es crear oportunidades, servir con excelencia y construir un legado que beneficie a nuestra comunidad. Nos distinguimos por nuestra calidad, seguridad y un servicio al cliente basado en respeto, integridad y valor humano.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties...]]></itunes:summary><itunes:duration>4600</itunes:duration><itunes:keywords>calidad,crecimiento,crisis,cultura,diferenciadores,emprendimiento,empresarial,equipo,ética,éxito,familia,liderazgo,negocio,negocios,precios,relaciones,sacrificio,sueñoamericano,valores,visión</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b00457f06127741379f32d6404717ed8.jpg"/><itunes:season>2</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>En qué he andado y... ¡Anunciando la temporada 2!</title><link>https://www.spreaker.com/episode/en-que-he-andado-y-anunciando-la-temporada-2--67604896</link><description><![CDATA[En este breve episodio te comparto en qué he andado últimamente y anuncio... ¡La temporada #2 de Dinero en Español! <br /><br />Más información sobre los eventos que menciono en el episodio: <br /><br />Simposio de Negocios: <a href="https://simposiodenegocios.com" target="_blank" rel="noreferrer noopener">https://simposiodenegocios.com</a><br />Building Leaders: <a href="https://www.krissiagarcia.com/evento" target="_blank" rel="noreferrer noopener">https://www.krissiagarcia.com/evento</a><br />SER Summit: <a href="https://www.sersummits.com" target="_blank" rel="noreferrer noopener">https://www.sersummits.com</a><br /><br /><br />Muchas gracias por tu paciencia, vienen episodios buenísimos. <br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67604896</guid><pubDate>Tue, 02 Sep 2025 23:58:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67604896/20250902_dineroenespanol.mp3" length="7207853" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este breve episodio te comparto en qué he andado últimamente y anuncio... ¡La temporada #2 de Dinero en Español! 

Más información sobre los eventos que menciono en el episodio: 

Simposio de Negocios: https://simposiodenegocios.com
Building...</itunes:subtitle><itunes:summary><![CDATA[En este breve episodio te comparto en qué he andado últimamente y anuncio... ¡La temporada #2 de Dinero en Español! <br /><br />Más información sobre los eventos que menciono en el episodio: <br /><br />Simposio de Negocios: <a href="https://simposiodenegocios.com" target="_blank" rel="noreferrer noopener">https://simposiodenegocios.com</a><br />Building Leaders: <a href="https://www.krissiagarcia.com/evento" target="_blank" rel="noreferrer noopener">https://www.krissiagarcia.com/evento</a><br />SER Summit: <a href="https://www.sersummits.com" target="_blank" rel="noreferrer noopener">https://www.sersummits.com</a><br /><br /><br />Muchas gracias por tu paciencia, vienen episodios buenísimos. <br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>451</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Entendiendo Tu Seguro de Casa</title><link>https://www.spreaker.com/episode/entendiendo-tu-seguro-de-casa--65196320</link><description><![CDATA[En este episodio te comparto los elementos más importantes de una póliza de seguro de casa, para que entiendas cómo funciona, qué cubre (qué no), lo que debes revisar en tu póliza, los errores típicos que la gente comete con sus seguros de casa y te ofrezco algunas ideas para asegurarte que tu póliza está trabajando de la mejor manera para ti. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65196320</guid><pubDate>Fri, 28 Mar 2025 19:24:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65196320/episodio_367.mp3" length="23843505" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto los elementos más importantes de una póliza de seguro de casa, para que entiendas cómo funciona, qué cubre (qué no), lo que debes revisar en tu póliza, los errores típicos que la gente comete con sus seguros de casa y te...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto los elementos más importantes de una póliza de seguro de casa, para que entiendas cómo funciona, qué cubre (qué no), lo que debes revisar en tu póliza, los errores típicos que la gente comete con sus seguros de casa y te ofrezco algunas ideas para asegurarte que tu póliza está trabajando de la mejor manera para ti. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1491</itunes:duration><itunes:keywords>dinero,finanzaspersonales,segurodecasa</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8c91c744a44b7461aaeaee575cff6398.jpg"/><itunes:episode>367</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Entendiendo tu Relación con el Dinero</title><link>https://www.spreaker.com/episode/entendiendo-tu-relacion-con-el-dinero--64554658</link><description><![CDATA[En este episodio exploramos algunas de las preguntas que hago para ayudarle a mis clientes a entender su relación con el dinero. Son preguntas profundas, que quizá nadie te ha hecho, por loq ue te invito que escuches este episodio con lápiz y papel en mano. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64554658</guid><pubDate>Tue, 25 Feb 2025 16:39:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64554658/episodio_366.mp3" length="19183768" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio exploramos algunas de las preguntas que hago para ayudarle a mis clientes a entender su relación con el dinero. Son preguntas profundas, que quizá nadie te ha hecho, por loq ue te invito que escuches este episodio con lápiz y papel en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio exploramos algunas de las preguntas que hago para ayudarle a mis clientes a entender su relación con el dinero. Son preguntas profundas, que quizá nadie te ha hecho, por loq ue te invito que escuches este episodio con lápiz y papel en mano. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1199</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/15773c622aa9dc6952ecb6d85e174128.jpg"/><itunes:episode>366</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Reflexión para Cerrar el 2024 y Arrancar 2025 con el Pie Derecho</title><link>https://www.spreaker.com/episode/una-reflexion-para-cerrar-el-2024-y-arrancar-2025-con-el-pie-derecho--63421909</link><description><![CDATA[En este episodio te comparto una reflexión para ayudarte a cerrar el 2024 de la mejor manera y arrancar el 2025 con el pie derecho. <br /><br />¿Te gustó? ¿Te sirvió? Ayúdame a que llegue a más gente compartiendo el episodio y dejándome tu review en iTunes y Spotify. <br /><br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63421909</guid><pubDate>Fri, 20 Dec 2024 20:54:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63421909/365.mp3" length="14243867" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una reflexión para ayudarte a cerrar el 2024 de la mejor manera y arrancar el 2025 con el pie derecho. 

¿Te gustó? ¿Te sirvió? Ayúdame a que llegue a más gente compartiendo el episodio y dejándome tu review en iTunes y...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una reflexión para ayudarte a cerrar el 2024 de la mejor manera y arrancar el 2025 con el pie derecho. <br /><br />¿Te gustó? ¿Te sirvió? Ayúdame a que llegue a más gente compartiendo el episodio y dejándome tu review en iTunes y Spotify. <br /><br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>891</itunes:duration><itunes:keywords>2024,2025,dinero,finanzas,newyear,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5d44d2242e9bd911cfb3765b6506cdab.jpg"/><itunes:episode>365</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Frases que Te Mantienen Lejos de la Riqueza</title><link>https://www.spreaker.com/episode/diez-frases-que-te-mantienen-lejos-de-la-riqueza--62133972</link><description><![CDATA[En este episodio te comparto diez frases que seguramente alguna vez has dicho u oído decir que, si las crees, te van a mantener lejos de la riqueza. Elíminalas de tu vida. <br /><br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/62133972</guid><pubDate>Fri, 27 Sep 2024 19:52:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/62133972/364.mp3" length="14870800" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto diez frases que seguramente alguna vez has dicho u oído decir que, si las crees, te van a mantener lejos de la riqueza. Elíminalas de tu vida. 


¿Quieres más información sobre cómo trabajar conmigo? Visita:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto diez frases que seguramente alguna vez has dicho u oído decir que, si las crees, te van a mantener lejos de la riqueza. Elíminalas de tu vida. <br /><br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>930</itunes:duration><itunes:keywords>dinero,riqueza,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/292bd4f8265762715a4a35252099d6e4.jpg"/><itunes:episode>364</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo es trabajar con un Financial Planner? (Parte 5)</title><link>https://www.spreaker.com/episode/como-es-trabajar-con-un-financial-planner-parte-5--61482829</link><description><![CDATA[En este episodio terminamos la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 5 del proceso, que en pocas palabras se resumiría en: Implementar las recomendaciones y monitorear el plan. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61482829</guid><pubDate>Fri, 13 Sep 2024 20:04:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61482829/363.mp3" length="6884020" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio terminamos la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. 

El día de hoy: La parte 5 del proceso, que en pocas palabras se resumiría...</itunes:subtitle><itunes:summary><![CDATA[En este episodio terminamos la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 5 del proceso, que en pocas palabras se resumiría en: Implementar las recomendaciones y monitorear el plan. <br /><br />¿Quieres más información sobre cómo trabajar conmigo? Visita: <a href="https://www.sophroniawealthadvisors.com/welcome" target="_blank" rel="noreferrer noopener"><b>https://www.sophroniawealthadvisors.com/welcome</b></a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>431</itunes:duration><itunes:keywords>dinero,financialplanner,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1a934bffe25a57a3159f3faafa7ce0c2.jpg"/><itunes:episode>363</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo es trabajar con un Financial Planner? (Parte 4)</title><link>https://www.spreaker.com/episode/como-es-trabajar-con-un-financial-planner-parte-4--61190264</link><description><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 4 del proceso, que en pocas palabras se resumiría en: entender qué está haciendo el cliente, desarrollar y presentar las recomendaciones de planeación financiera. Esta es, escencialmente, la conclusión de todo el trabajo de planeación. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61190264</guid><pubDate>Wed, 28 Aug 2024 19:38:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61190264/episodio362.mp3" length="13068562" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. 

El día de hoy: La parte 4 del proceso, que en pocas palabras se...</itunes:subtitle><itunes:summary><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 4 del proceso, que en pocas palabras se resumiría en: entender qué está haciendo el cliente, desarrollar y presentar las recomendaciones de planeación financiera. Esta es, escencialmente, la conclusión de todo el trabajo de planeación. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>817</itunes:duration><itunes:keywords>dinero,financialplanner,planeacionfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3ca1f6a78286e87e68bb2132ca0dd2bb.jpg"/><itunes:episode>362</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo es trabajar con un Financial Planner? (Parte 3)</title><link>https://www.spreaker.com/episode/como-es-trabajar-con-un-financial-planner-parte-3--61041697</link><description><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 2 del proceso, que en pocas palabras se resumiría en "define y prioriza tus metas". <br /><br />¿Cómo le ayudo a mis clientes a definir qué quieren lograr? ¿Cómo definimos qué metas perseguir y cuáles no? ¿Puede un financial planner juzgar las metas u objetivos de sus clientes?<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/61041697</guid><pubDate>Fri, 16 Aug 2024 13:30:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/61041697/episodio_361.mp3" length="12918933" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. 

El día de hoy: La parte 2 del proceso, que en pocas palabras se...</itunes:subtitle><itunes:summary><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 2 del proceso, que en pocas palabras se resumiría en "define y prioriza tus metas". <br /><br />¿Cómo le ayudo a mis clientes a definir qué quieren lograr? ¿Cómo definimos qué metas perseguir y cuáles no? ¿Puede un financial planner juzgar las metas u objetivos de sus clientes?<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>808</itunes:duration><itunes:keywords>cfppro,dinero,financialplanner,planeacionfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ebce0611afcc90861aedc4230106d328.jpg"/><itunes:episode>361</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo es Trabajar con un Financial Planner? (Parte 2)</title><link>https://www.spreaker.com/episode/como-es-trabajar-con-un-financial-planner-parte-2--60973102</link><description><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 1 del proceso, que en pocas palabras se resumiría en "conoce a tu cliente". <br /><br />¿Qué tipo de preguntas le hago a mis clientes? ¿Qué información necesito saber de ellos y porqué es importante? ¿Qué es importante decirle y no decirle a tu financial planner?<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60973102</guid><pubDate>Fri, 09 Aug 2024 20:04:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60973102/episodio_360.mp3" length="14474159" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. 

El día de hoy: La parte 1 del proceso, que en pocas palabras se...</itunes:subtitle><itunes:summary><![CDATA[En este episodio seguimos con la serie "¿Cómo es trabajar con un Financial Planner?" donde te explico cómo aplico el proceso de planeación financiera en mi trabajo con clientes. <br /><br />El día de hoy: La parte 1 del proceso, que en pocas palabras se resumiría en "conoce a tu cliente". <br /><br />¿Qué tipo de preguntas le hago a mis clientes? ¿Qué información necesito saber de ellos y porqué es importante? ¿Qué es importante decirle y no decirle a tu financial planner?<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Sígueme en <b><a href="https://Facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Facebook.com/miguelgomezconsejero</a></b><br />Sígueme en TikTok: <a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener"><b>https://www.tiktok.com/@miguelgomezconsejero</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>905</itunes:duration><itunes:keywords>cfppro,dinero,financialplanner</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3dede5050b79343a25142ea1ca5e5109.jpg"/><itunes:episode>360</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cómo es trabajar con un Financial Planner? (Parte 1)</title><link>https://www.spreaker.com/episode/como-es-trabajar-con-un-financial-planner-parte-1--60913078</link><description><![CDATA[Este episodio es el primero de la serie "¿Cómo es Trabajar con un Financial Planner?". La idea es ayudarte para qué sepas qué esperar y que entiendas el proceso de planeación financiera de la A a la Z. <br /><br />En este primer episodio de la serie, te platico sobre la primera vez que un cliente potencial se reúne con un financial planner: ¿de qué hablamos? ¿qué tipo de preguntas hago? ¿porqué es importante responderlas con transparencia y honestidad? ¿Qué sigue?<br /><br />Además, te comparto qué es lo que debería hacer un financial planner cuando lo que necesitas está fuera de su área de experiencia. <br /><br />Encuentra financial planners que no venden seguros u otros productos financieros en: <br /><b><a href="https://www.napfa.org" target="_blank" rel="noreferrer noopener">NAPFA</a></b><br /><a href="https://connect.xyplanningnetwork.com/find-an-advisor" target="_blank" rel="noreferrer noopener"><b>XY Planning Network</b></a><br /><b><a href="https://www.garrettplanningnetwork.com" target="_blank" rel="noreferrer noopener">Garrett Planning Network</a></b><br /><b></b><br /><b>Importante: </b>Yo soy miembro de NAPFA y de XY Planning Network<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60913078</guid><pubDate>Sat, 03 Aug 2024 21:00:33 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60913078/episodio_359.mp3" length="16895813" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es el primero de la serie "¿Cómo es Trabajar con un Financial Planner?". La idea es ayudarte para qué sepas qué esperar y que entiendas el proceso de planeación financiera de la A a la Z. 

En este primer episodio de la serie, te platico...</itunes:subtitle><itunes:summary><![CDATA[Este episodio es el primero de la serie "¿Cómo es Trabajar con un Financial Planner?". La idea es ayudarte para qué sepas qué esperar y que entiendas el proceso de planeación financiera de la A a la Z. <br /><br />En este primer episodio de la serie, te platico sobre la primera vez que un cliente potencial se reúne con un financial planner: ¿de qué hablamos? ¿qué tipo de preguntas hago? ¿porqué es importante responderlas con transparencia y honestidad? ¿Qué sigue?<br /><br />Además, te comparto qué es lo que debería hacer un financial planner cuando lo que necesitas está fuera de su área de experiencia. <br /><br />Encuentra financial planners que no venden seguros u otros productos financieros en: <br /><b><a href="https://www.napfa.org" target="_blank" rel="noreferrer noopener">NAPFA</a></b><br /><a href="https://connect.xyplanningnetwork.com/find-an-advisor" target="_blank" rel="noreferrer noopener"><b>XY Planning Network</b></a><br /><b><a href="https://www.garrettplanningnetwork.com" target="_blank" rel="noreferrer noopener">Garrett Planning Network</a></b><br /><b></b><br /><b>Importante: </b>Yo soy miembro de NAPFA y de XY Planning Network<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br /><br />Nota de mis abogados: <br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. <br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.<br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1056</itunes:duration><itunes:keywords>cfppro,dinero,financialplanner,financialplanning</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a42223d9469efbbd8417d1ca9b1624fe.jpg"/><itunes:episode>359</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Precio de Hacer Bien las Cosas</title><link>https://www.spreaker.com/episode/el-precio-de-hacer-bien-las-cosas--60479913</link><description><![CDATA[Este episodio es una invitación a que pagues el precio de hacer las cosas bien para tu negocio. Porque te conviene, porque es más barato que seguir haciendo las cosas mal, y porque te lleva a una mejor calidad de vida. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching LLC. <br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60479913</guid><pubDate>Sun, 23 Jun 2024 15:12:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60479913/el_precio_de_hacer_bien_las_cosas.mp3" length="12552510" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es una invitación a que pagues el precio de hacer las cosas bien para tu negocio. Porque te conviene, porque es más barato que seguir haciendo las cosas mal, y porque te lleva a una mejor calidad de vida. 

Inscríbete a mi boletín en...</itunes:subtitle><itunes:summary><![CDATA[Este episodio es una invitación a que pagues el precio de hacer las cosas bien para tu negocio. Porque te conviene, porque es más barato que seguir haciendo las cosas mal, y porque te lleva a una mejor calidad de vida. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching LLC. <br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>785</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1561af6f5bdb49eac48a615065d8b955.jpg"/><itunes:episode>358</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ese Dinero No Es Tuyo</title><link>https://www.spreaker.com/episode/ese-dinero-no-es-tuyo--60075363</link><description><![CDATA[En este episodio te comparto un error que comenten empresarios, freelancers e incluso empleados. Te lo comparto para que no te pase a ti, porque ese dinero no es tuyo. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/60075363</guid><pubDate>Fri, 17 May 2024 19:45:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/60075363/esedineronoestuyo.mp3" length="11374701" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto un error que comenten empresarios, freelancers e incluso empleados. Te lo comparto para que no te pase a ti, porque ese dinero no es tuyo. 

Sígueme en Facebook: https://www.facebook.com/miguelgomezconsejero
Sígueme en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto un error que comenten empresarios, freelancers e incluso empleados. Te lo comparto para que no te pase a ti, porque ese dinero no es tuyo. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>711</itunes:duration><itunes:keywords>dinero,finanzas,impuestos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b505cb70114470be6a02a6e444fecf41.jpg"/><itunes:episode>357</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Cajón de la Basura y Tu Dinero</title><link>https://www.spreaker.com/episode/el-cajon-de-la-basura-y-tu-dinero--59668478</link><description><![CDATA[¿Tratas a tu dinero de la misma manera en que tratas al cajón de los tiliches? En este episodio te comparto porqué eso podría ser una mala idea. <br /><br />¿Cómo le dicen a los tiliches en tu país? Platícame en Spotify. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59668478</guid><pubDate>Fri, 26 Apr 2024 18:21:33 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59668478/desordenfinazas.mp3" length="13452939" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Tratas a tu dinero de la misma manera en que tratas al cajón de los tiliches? En este episodio te comparto porqué eso podría ser una mala idea. 

¿Cómo le dicen a los tiliches en tu país? Platícame en Spotify. 

Sígueme en Facebook:...</itunes:subtitle><itunes:summary><![CDATA[¿Tratas a tu dinero de la misma manera en que tratas al cajón de los tiliches? En este episodio te comparto porqué eso podría ser una mala idea. <br /><br />¿Cómo le dicen a los tiliches en tu país? Platícame en Spotify. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>841</itunes:duration><itunes:keywords>crecimiento,desarrollopersonal,dinero,finanzas,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ca24eda4fbf22f40e9d650a80c3ddfbb.jpg"/><itunes:episode>356</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Limpieza de Primavera para tus Finanzas</title><link>https://www.spreaker.com/episode/limpieza-de-primavera-para-tus-finanzas--59534042</link><description><![CDATA[En este episodio te comparto algunas ideas para hacer una limpieza de primavera para tus finanzas, y te comparto cómo le hice para ahorrar $360 dólares con una simple llamada telefónica. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/59534042</guid><pubDate>Fri, 19 Apr 2024 12:49:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/59534042/limpieza_de_primavera1.mp3" length="16160333" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para hacer una limpieza de primavera para tus finanzas, y te comparto cómo le hice para ahorrar $360 dólares con una simple llamada telefónica. 

Sígueme en Facebook:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para hacer una limpieza de primavera para tus finanzas, y te comparto cómo le hice para ahorrar $360 dólares con una simple llamada telefónica. <br /><br />Sígueme en Facebook: <b><a href="https://www.facebook.com/miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />Sígueme en TikTok:  <b><a href="https://www.tiktok.com/@miguelgomezconsejero" target="_blank" rel="noreferrer noopener">Miguel Gómez, Consejero Financiero</a></b><br />En Instagram: <b><a href="https://www.instagram.com/dineroenespanol/" target="_blank" rel="noreferrer noopener">Dinero en Español</a></b><br /><b></b><br /><b></b><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1010</itunes:duration><itunes:keywords>ahorro,dinero,finanzas,primavera,springcleaning</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a51d8aabce6db2ea505d096c7cd4a69b.jpg"/><itunes:episode>355</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Fuentes de Conflictos de Dinero</title><link>https://www.spreaker.com/episode/fuentes-de-conflictos-de-dinero--58947336</link><description><![CDATA[En este episodio te comparto más conceptos de "Psychology of Financial Planning", un libro genial y del que he aprendido mucho. El tema de hoy: Fuentes de Conflicto Financiero y, como muchas cosas, la primer fuente de conflicto financiero es uno mismo. <br /><br />Si te gusta este episodio, compártelo con quien creas que le pueda servir. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58947336</guid><pubDate>Wed, 06 Mar 2024 17:43:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58947336/fuentes_de_conflictos_de_dinero.mp3" length="25397649" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto más conceptos de "Psychology of Financial Planning", un libro genial y del que he aprendido mucho. El tema de hoy: Fuentes de Conflicto Financiero y, como muchas cosas, la primer fuente de conflicto financiero es uno...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto más conceptos de "Psychology of Financial Planning", un libro genial y del que he aprendido mucho. El tema de hoy: Fuentes de Conflicto Financiero y, como muchas cosas, la primer fuente de conflicto financiero es uno mismo. <br /><br />Si te gusta este episodio, compártelo con quien creas que le pueda servir. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1588</itunes:duration><itunes:keywords>conflicto,dinero,psicologiadeldinero,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9bda6d6f7cf415f8149a1daf53f77560.jpg"/><itunes:episode>354</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Comportamientos Tóxicos de Dinero</title><link>https://www.spreaker.com/episode/comportamientos-toxicos-de-dinero--58677695</link><description><![CDATA[En este episodio te comparto algunos de los comportamientos tóxicos de dinero que te pueden destruir a ti, a tus finanzas e incluso a tu familia. Cuando yo digo que algo es tóxico, lo digo en serio. <br /><br />Este episodio está basado en el trabajo de Psicología Financiera de de Klontz, Chaffin y Klontz. <br /><br />Inscríbete a mi boletín en <b><a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a></b><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58677695</guid><pubDate>Tue, 13 Feb 2024 20:39:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58677695/comportamientos_toxicos_de_dinero.mp3" length="20852619" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunos de los comportamientos tóxicos de dinero que te pueden destruir a ti, a tus finanzas e incluso a tu familia. Cuando yo digo que algo es tóxico, lo digo en serio. 

Este episodio está basado en el trabajo de...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunos de los comportamientos tóxicos de dinero que te pueden destruir a ti, a tus finanzas e incluso a tu familia. Cuando yo digo que algo es tóxico, lo digo en serio. <br /><br />Este episodio está basado en el trabajo de Psicología Financiera de de Klontz, Chaffin y Klontz. <br /><br />Inscríbete a mi boletín en <b><a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a></b><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Dinero en Español es una producción de Dinero Coaching, LLC.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1304</itunes:duration><itunes:keywords>dinero,finanzas,psicologiadeldinero,toxico,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>353</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Aviso - Episodio 352</title><link>https://www.spreaker.com/episode/aviso-episodio-352--58517342</link><description><![CDATA[En el episodio de hoy te comparto un poco de lo que estoy trabajando en este momento y un poco de lo que viene. <br /><br />¡Hacia adelante!<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58517342</guid><pubDate>Wed, 31 Jan 2024 17:26:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58517342/aviso_episodio_352.mp3" length="3324555" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el episodio de hoy te comparto un poco de lo que estoy trabajando en este momento y un poco de lo que viene. 

¡Hacia adelante!</itunes:subtitle><itunes:summary><![CDATA[En el episodio de hoy te comparto un poco de lo que estoy trabajando en este momento y un poco de lo que viene. <br /><br />¡Hacia adelante!<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>208</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>352</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Pronosticadores Fallaron Otra Vez</title><link>https://www.spreaker.com/episode/los-pronosticadores-fallaron-otra-vez--58301220</link><description><![CDATA[A finales de 2022 y principios del 2023 los pronosticadores afirmaban que iba a ser un año difícil para los mercados bursátiles. <br /><br />Hubo quienes invitaron a sus audiencias a mejor salirse de los mercados ante la incertidumbre y la gran posibilidad de pérdidas. Y, la verdad ¿quién podría culparlos? Había guerras, incertidumbre política y demás ruido.<br /><br />¿Y qué crees? Se equivocaron tremendamente. Quienes siguieron sus pronósticos, sin duda perdieron dinero. <br /><br />¿Y qué crees? Ya están de regreso. Y las guerras siguen. Y, este año hay más incertidumbre política, con elecciones en muchos países en el mundo. <br /><br />¿Es buena idea escuchar a los pronosticadores? ¿Cuál es la alternativa? En este episodio te la comparto. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58301220</guid><pubDate>Mon, 15 Jan 2024 04:11:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58301220/los_pronisticadores_fallaron_otra_vez.mp3" length="17529099" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A finales de 2022 y principios del 2023 los pronosticadores afirmaban que iba a ser un año difícil para los mercados bursátiles. 

Hubo quienes invitaron a sus audiencias a mejor salirse de los mercados ante la incertidumbre y la gran posibilidad de...</itunes:subtitle><itunes:summary><![CDATA[A finales de 2022 y principios del 2023 los pronosticadores afirmaban que iba a ser un año difícil para los mercados bursátiles. <br /><br />Hubo quienes invitaron a sus audiencias a mejor salirse de los mercados ante la incertidumbre y la gran posibilidad de pérdidas. Y, la verdad ¿quién podría culparlos? Había guerras, incertidumbre política y demás ruido.<br /><br />¿Y qué crees? Se equivocaron tremendamente. Quienes siguieron sus pronósticos, sin duda perdieron dinero. <br /><br />¿Y qué crees? Ya están de regreso. Y las guerras siguen. Y, este año hay más incertidumbre política, con elecciones en muchos países en el mundo. <br /><br />¿Es buena idea escuchar a los pronosticadores? ¿Cuál es la alternativa? En este episodio te la comparto. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1096</itunes:duration><itunes:keywords>2024,dinero,finanzas,inversiones,pronosticos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>351</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Año Nuevo, ¿Finanzas Nuevas?</title><link>https://www.spreaker.com/episode/ano-nuevo-finanzas-nuevas--58227373</link><description><![CDATA[Con el Año Nuevo llegan muchos propósitos e ideas de renovación financiera y de salud... En este episodio te comparto qué tan factible es el cambio real y cómo lograrlo de verdad. <br /><br />Inscríbete a mi boletín en <b><a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a></b><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58227373</guid><pubDate>Mon, 08 Jan 2024 04:29:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58227373/anio_nuevo_finanzas_nuevas.mp3" length="16487307" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Con el Año Nuevo llegan muchos propósitos e ideas de renovación financiera y de salud... En este episodio te comparto qué tan factible es el cambio real y cómo lograrlo de verdad. 

Inscríbete a mi boletín en http://miguelgomez.link/correo
Encuentra...</itunes:subtitle><itunes:summary><![CDATA[Con el Año Nuevo llegan muchos propósitos e ideas de renovación financiera y de salud... En este episodio te comparto qué tan factible es el cambio real y cómo lograrlo de verdad. <br /><br />Inscríbete a mi boletín en <b><a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a></b><br />Encuentra Dinero en Español en tu plataforma favorita: <b><a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a></b><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1031</itunes:duration><itunes:keywords>2024,añonuevo,dinero,finanzaspersonales,salud,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>350</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ideas para Revisar Tu 2023</title><link>https://www.spreaker.com/episode/ideas-para-revisar-tu-2023--58100641</link><description><![CDATA[En este episodio te comparto algunas ideas para que reflexiones sobre el año que termina. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/58100641</guid><pubDate>Fri, 22 Dec 2023 22:18:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/58100641/ideas_para_revisar_tu_a_o.mp3" length="12327435" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para que reflexiones sobre el año que termina. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez

No olvides...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para que reflexiones sobre el año que termina. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>771</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>349</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Mejores Propósitos para 2024</title><link>https://www.spreaker.com/episode/mejores-propositos-para-2024--57966472</link><description><![CDATA[En este episodio te comparto algunas ideas para que tengas propósitos de Año Nuevo más efectivos, más profundos, que verdaderamente te lleven a un cambio en tu vida.<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57966472</guid><pubDate>Sun, 10 Dec 2023 16:52:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57966472/mejores_propositos_para_2024.mp3" length="15292683" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para que tengas propósitos de Año Nuevo más efectivos, más profundos, que verdaderamente te lleven a un cambio en tu vida.

Inscríbete a mi boletín en http://miguelgomez.link/correo
Encuentra Dinero en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para que tengas propósitos de Año Nuevo más efectivos, más profundos, que verdaderamente te lleven a un cambio en tu vida.<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>956</itunes:duration><itunes:keywords>2024,propositos,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>348</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Discusiones que Podrian Salvar Tu Vida</title><link>https://www.spreaker.com/episode/discusiones-que-podrian-salvar-tu-vida--57899463</link><description><![CDATA[En estas fechas de reuniones familiares, te comparto algunoas pláticas que podrías tener con tus seres queridos. No es exageración, alguna de elloas podría literalmente salvar tu vida o la de algún familiar tuyo. <br /><br />Son temas difíciles, pero es muy necesario que todas las familias hablen sobre ellos. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: c<a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57899463</guid><pubDate>Sun, 03 Dec 2023 23:47:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57899463/temas_importantes_para_estas_fechas.mp3" length="20295819" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En estas fechas de reuniones familiares, te comparto algunoas pláticas que podrías tener con tus seres queridos. No es exageración, alguna de elloas podría literalmente salvar tu vida o la de algún familiar tuyo. 

Son temas difíciles, pero es muy...</itunes:subtitle><itunes:summary><![CDATA[En estas fechas de reuniones familiares, te comparto algunoas pláticas que podrías tener con tus seres queridos. No es exageración, alguna de elloas podría literalmente salvar tu vida o la de algún familiar tuyo. <br /><br />Son temas difíciles, pero es muy necesario que todas las familias hablen sobre ellos. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: c<a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1269</itunes:duration><itunes:keywords>planeacion,poa,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>347</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Errores de Novatos que Te Mantienen en Donde Estás</title><link>https://www.spreaker.com/episode/errores-de-novatos-que-te-mantienen-en-donde-estas--57721508</link><description><![CDATA[En este episodio te comparto algunos errores financieros muy básicos, de novatos, que sin importar cuánto ganes te mantienen en donde estás sin poder salir de tu situación actual. <br /><br />Si eres medianamente avanzado en tus finanzas, quizá te parecerá muy obvio lo que comparto aquí, pero no te confíés, es posible que hasta tú estés cometiendo alguno de los muchos errores que menciono. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57721508</guid><pubDate>Mon, 20 Nov 2023 07:16:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57721508/errores_de_novatos.mp3" length="19371147" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunos errores financieros muy básicos, de novatos, que sin importar cuánto ganes te mantienen en donde estás sin poder salir de tu situación actual. 

Si eres medianamente avanzado en tus finanzas, quizá te parecerá muy...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunos errores financieros muy básicos, de novatos, que sin importar cuánto ganes te mantienen en donde estás sin poder salir de tu situación actual. <br /><br />Si eres medianamente avanzado en tus finanzas, quizá te parecerá muy obvio lo que comparto aquí, pero no te confíés, es posible que hasta tú estés cometiendo alguno de los muchos errores que menciono. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1211</itunes:duration><itunes:keywords>dinero,erroresfinancieros,novato,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>346</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Maneja tus Emociones, Elimina tus Deudas</title><link>https://www.spreaker.com/episode/maneja-tus-emociones-elimina-tus-deudas--57606055</link><description><![CDATA[En el episodio de hoy te comparto algunas estrategias para ayudarte a pagar tus deudas definitivamente empezando por lo primero: manejándote a ti mismo y tus emociones. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57606055</guid><pubDate>Sun, 12 Nov 2023 19:17:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57606055/emociones_y_deudas.mp3" length="24811658" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el episodio de hoy te comparto algunas estrategias para ayudarte a pagar tus deudas definitivamente empezando por lo primero: manejándote a ti mismo y tus emociones. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en...</itunes:subtitle><itunes:summary><![CDATA[En el episodio de hoy te comparto algunas estrategias para ayudarte a pagar tus deudas definitivamente empezando por lo primero: manejándote a ti mismo y tus emociones. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1551</itunes:duration><itunes:keywords>deuda,dinero,emociones,psicologiadeldinero,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>345</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Errores Mortales de las Finanzas</title><link>https://www.spreaker.com/episode/errores-mortales-de-las-finanzas--57528286</link><description><![CDATA[Dado que esta semana celebramos el Día de Muertos, en el episodio de hoy te comparto algunos de los errores mortales de las finanzas personales. Algunos, quizá muy obvios, pero que aún así no dejan de ser comunes y seriamente dañinos y otros que quizá no habías considerado. <br /><br />Escucha Dinero en Español en todas las plataformas. <br /><br />No olvides dejarme tu calificación en iTunes, Spotify y Audible. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57528286</guid><pubDate>Mon, 06 Nov 2023 06:19:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57528286/errores_mortales.mp3" length="20804619" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Dado que esta semana celebramos el Día de Muertos, en el episodio de hoy te comparto algunos de los errores mortales de las finanzas personales. Algunos, quizá muy obvios, pero que aún así no dejan de ser comunes y seriamente dañinos y otros que quizá...</itunes:subtitle><itunes:summary><![CDATA[Dado que esta semana celebramos el Día de Muertos, en el episodio de hoy te comparto algunos de los errores mortales de las finanzas personales. Algunos, quizá muy obvios, pero que aún así no dejan de ser comunes y seriamente dañinos y otros que quizá no habías considerado. <br /><br />Escucha Dinero en Español en todas las plataformas. <br /><br />No olvides dejarme tu calificación en iTunes, Spotify y Audible. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1301</itunes:duration><itunes:keywords>diademuertos,dinero,erroresfinancieros,finanzas,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>344</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Platicando con Aarón Benitez (2023)</title><link>https://www.spreaker.com/episode/platicando-con-aaron-benitez-2023--57400469</link><description><![CDATA[Este episodio te comparto otra conversación con Aarón Benitez, empresario, ingeniero y un montón de cosas más.<br />Es curioso, se está convirtiendo en una tradición anual en la que nos sentamos a platicar con un micrófono cada quién y grabamos lo que salga. Sin edición, sin filtros, sin censura de ningún tipo. <br /><br />Conoce más de Aaron en: <a href="https://www.aaronbenitez.com/" target="_blank" rel="noreferrer noopener">Aarón Benítez | Sé audaz. Y selo ahora. (aaronbenitez.com)</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57400469</guid><pubDate>Thu, 26 Oct 2023 19:26:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57400469/miguel_gomez_aaron_benitez.mp3" length="30360048" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio te comparto otra conversación con Aarón Benitez, empresario, ingeniero y un montón de cosas más.
Es curioso, se está convirtiendo en una tradición anual en la que nos sentamos a platicar con un micrófono cada quién y grabamos lo que...</itunes:subtitle><itunes:summary><![CDATA[Este episodio te comparto otra conversación con Aarón Benitez, empresario, ingeniero y un montón de cosas más.<br />Es curioso, se está convirtiendo en una tradición anual en la que nos sentamos a platicar con un micrófono cada quién y grabamos lo que salga. Sin edición, sin filtros, sin censura de ningún tipo. <br /><br />Conoce más de Aaron en: <a href="https://www.aaronbenitez.com/" target="_blank" rel="noreferrer noopener">Aarón Benítez | Sé audaz. Y selo ahora. (aaronbenitez.com)</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3795</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc0547930f4865b1eb3e2c4b6a2ce9f2.jpg"/><itunes:episode>343</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Maneras en que los Empresarios se Disparan en el Pie</title><link>https://www.spreaker.com/episode/cinco-maneras-en-que-los-empresarios-se-disparan-en-el-pie--57240845</link><description><![CDATA[En este episodio te comparto algunas maneras en las que los empresarios frenan su propio desarollo y se pueden meter en serios problemas con las autoridades fiscales incluso sin darse cuenta. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57240845</guid><pubDate>Sun, 15 Oct 2023 16:19:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57240845/dispararse_en_el_pie.mp3" length="19920651" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas maneras en las que los empresarios frenan su propio desarollo y se pueden meter en serios problemas con las autoridades fiscales incluso sin darse cuenta. 

Inscríbete a mi boletín en http://miguelgomez.link/correo...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas maneras en las que los empresarios frenan su propio desarollo y se pueden meter en serios problemas con las autoridades fiscales incluso sin darse cuenta. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1246</itunes:duration><itunes:keywords>dinero,empresario,ganancias,irs,sueldo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>342</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Pregunta</title><link>https://www.spreaker.com/episode/una-pregunta--57157909</link><description><![CDATA[En este episodio te comparto la pregunta que me ha ayudado a darme dirección y a crear mi presente y mi futuro. <br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/57157909</guid><pubDate>Mon, 09 Oct 2023 01:57:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/57157909/una_pregunta.mp3" length="12487563" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la pregunta que me ha ayudado a darme dirección y a crear mi presente y mi futuro.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la pregunta que me ha ayudado a darme dirección y a crear mi presente y mi futuro. <br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>781</itunes:duration><itunes:keywords>finanzaspersonales,reflexion,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>341</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>De Cero a Un millón de dólares en ventas en cuatro años con Cristóbal Mondragón</title><link>https://www.spreaker.com/episode/de-cero-a-un-millon-de-dolares-en-ventas-en-cuatro-anos-con-cristobal-mondragon--56899535</link><description><![CDATA[Cristóbal Mondragón (<a href="https://www.cristobalmondragon.com" target="_blank" rel="noreferrer noopener">www.cristobalmondragon.com</a>) es un empresario nacido en México que vive en Estados Unidos desde hace poco más de veinte años. <br /><br />Su historia es muy inspiradora, cuando llegó a Estados Unidos empezó como lavaplatos en un restaurante. Con el tiempo, fue progresando en su carrera, hasta dedicarse a vender automóviles. <br /><br />Estaba cómodo. Le iba bien. Hasta que un día su esposa le hizo una propuesta que le movió el tapete: empezar un negocio de limpieza. <br /><br />Ese negocio, en cuatro años, creció de $0 a más de un millón de dólares en ventas anuales. Y va por más. Ha sido tal el éxito de su negocio, que ahora también ofrece consultorías individuales y cursos a otras personas en su industria para que eleven sus ventas y vivan mejor. Más detalles en: <a href="https://7figurecleaners.com/" target="_blank" rel="noreferrer noopener">7Figure Cleaners.</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56899535</guid><pubDate>Sun, 24 Sep 2023 03:38:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56899535/cristobal.mp3" length="23079701" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cristóbal Mondragón (https://www.cristobalmondragon.com) es un empresario nacido en México que vive en Estados Unidos desde hace poco más de veinte años. 

Su historia es muy inspiradora, cuando llegó a Estados Unidos empezó como lavaplatos en un...</itunes:subtitle><itunes:summary><![CDATA[Cristóbal Mondragón (<a href="https://www.cristobalmondragon.com" target="_blank" rel="noreferrer noopener">www.cristobalmondragon.com</a>) es un empresario nacido en México que vive en Estados Unidos desde hace poco más de veinte años. <br /><br />Su historia es muy inspiradora, cuando llegó a Estados Unidos empezó como lavaplatos en un restaurante. Con el tiempo, fue progresando en su carrera, hasta dedicarse a vender automóviles. <br /><br />Estaba cómodo. Le iba bien. Hasta que un día su esposa le hizo una propuesta que le movió el tapete: empezar un negocio de limpieza. <br /><br />Ese negocio, en cuatro años, creció de $0 a más de un millón de dólares en ventas anuales. Y va por más. Ha sido tal el éxito de su negocio, que ahora también ofrece consultorías individuales y cursos a otras personas en su industria para que eleven sus ventas y vivan mejor. Más detalles en: <a href="https://7figurecleaners.com/" target="_blank" rel="noreferrer noopener">7Figure Cleaners.</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3847</itunes:duration><itunes:keywords>emprender,exito,inmigrante,inspiracion,latino,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a6cf03abb1700726084d99d51883416d.jpg"/><itunes:episode>340</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿A qué le estás apostando?</title><link>https://www.spreaker.com/episode/a-que-le-estas-apostando--56754400</link><description><![CDATA[En este episodio te comparto algunas ideas para qué identifiques qué apuestas estás haciendo con tus inversiones, con tu dinero y con tu vida. <br />Además, te comparto mi filosofía de inversión y algunas reflexiones sobre el riesgo en general. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56754400</guid><pubDate>Sun, 10 Sep 2023 19:38:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56754400/a_que_le_estas_apostando.mp3" length="19213323" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para qué identifiques qué apuestas estás haciendo con tus inversiones, con tu dinero y con tu vida. 
Además, te comparto mi filosofía de inversión y algunas reflexiones sobre el riesgo en general....</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para qué identifiques qué apuestas estás haciendo con tus inversiones, con tu dinero y con tu vida. <br />Además, te comparto mi filosofía de inversión y algunas reflexiones sobre el riesgo en general. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1201</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>339</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Inventario Financiero para Cerrar bien el Año</title><link>https://www.spreaker.com/episode/inventario-financiero-para-cerrar-bien-el-ano--56677331</link><description><![CDATA[En este episodio te comparto un inventario financiero para que lo revices y cierres muy bien el 2023. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56677331</guid><pubDate>Sun, 03 Sep 2023 18:52:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56677331/inventario_financiero_para_el_cierre_del_a_o.mp3" length="15802198" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto un inventario financiero para que lo revices y cierres muy bien el 2023. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez

No...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto un inventario financiero para que lo revices y cierres muy bien el 2023. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>878</itunes:duration><itunes:keywords>ahorro,beneficiarios,dinero,fondo,inversion,retiro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>338</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cuántas Personas Has Sido?</title><link>https://www.spreaker.com/episode/cuantas-personas-has-sido--56607665</link><description><![CDATA[Este es un episodio sobre tu potencial, sobre las decisiones que tomas cada día y cómo te van convirtiendo en una persona diferente y cómo, con el paso del tiempo, te vas convirtiendo en alguien totalmente diferente, incluso irreconocible a cómo lo fuiste alguna vez. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56607665</guid><pubDate>Sun, 27 Aug 2023 20:39:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56607665/cuantas_personas_has_sido.mp3" length="8248535" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este es un episodio sobre tu potencial, sobre las decisiones que tomas cada día y cómo te van convirtiendo en una persona diferente y cómo, con el paso del tiempo, te vas convirtiendo en alguien totalmente diferente, incluso irreconocible a cómo lo...</itunes:subtitle><itunes:summary><![CDATA[Este es un episodio sobre tu potencial, sobre las decisiones que tomas cada día y cómo te van convirtiendo en una persona diferente y cómo, con el paso del tiempo, te vas convirtiendo en alguien totalmente diferente, incluso irreconocible a cómo lo fuiste alguna vez. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1031</itunes:duration><itunes:keywords>potencial,transformacion,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>337</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Enfocarte en pagar Deuda o en Crear el Fondo de Emergencia?</title><link>https://www.spreaker.com/episode/enfocarte-en-pagar-deuda-o-en-crear-el-fondo-de-emergencia--56455475</link><description><![CDATA[En este episodio te comparto mi respuesta a una pregunta que me hacen muy seguido: ¿Te debes enfocar en pagar deuda o en crear un fondo de emergencia? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56455475</guid><pubDate>Sun, 13 Aug 2023 14:35:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56455475/pagar_deuda_o_fondo_de_emergencia.mp3" length="8174491" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto mi respuesta a una pregunta que me hacen muy seguido: ¿Te debes enfocar en pagar deuda o en crear un fondo de emergencia? 

Inscríbete a mi boletín en http://miguelgomez.link/correo
Encuentra Dinero en Español en tu...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto mi respuesta a una pregunta que me hacen muy seguido: ¿Te debes enfocar en pagar deuda o en crear un fondo de emergencia? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1022</itunes:duration><itunes:keywords>ahorro,deuda,dinero,fondodeemergencia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>336</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Llegaron los Deepfakes (y cómo protegerte)</title><link>https://www.spreaker.com/episode/llegaron-los-deepfakes-y-como-protegerte--56386386</link><description><![CDATA[En este episodio te explico qué son los deepfakes y cómo en cuestión de meses pasaron de usarse para crear videos falsos de celebridades y presidentes a hacerlos con personas normales. <br /><br />Te comparto también cómo los criminales están haciendo uso de estas herramientas para defraudar y te ofrezco algunas ideas para protegerte. <br /><br />Por si no lo has visto, aquí una nota del Tom Cruise falso: <a href="https://www.npr.org/2021/03/11/975849508/slick-tom-cruise-deepfakes-signal-that-near-flawless-forgeries-may-be-here" target="_blank" rel="noreferrer noopener">Fake Tom Cruise.</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparro<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56386386</guid><pubDate>Sun, 06 Aug 2023 19:49:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56386386/llegaron_los_deepfakes.mp3" length="13282301" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te explico qué son los deepfakes y cómo en cuestión de meses pasaron de usarse para crear videos falsos de celebridades y presidentes a hacerlos con personas normales. 

Te comparto también cómo los criminales están haciendo uso de...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te explico qué son los deepfakes y cómo en cuestión de meses pasaron de usarse para crear videos falsos de celebridades y presidentes a hacerlos con personas normales. <br /><br />Te comparto también cómo los criminales están haciendo uso de estas herramientas para defraudar y te ofrezco algunas ideas para protegerte. <br /><br />Por si no lo has visto, aquí una nota del Tom Cruise falso: <a href="https://www.npr.org/2021/03/11/975849508/slick-tom-cruise-deepfakes-signal-that-near-flawless-forgeries-may-be-here" target="_blank" rel="noreferrer noopener">Fake Tom Cruise.</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparro<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>738</itunes:duration><itunes:keywords>ai,deepfake,dinero,fraude,ia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>335</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Errores Comunes al Comprar Casa y Auto</title><link>https://www.spreaker.com/episode/errores-comunes-al-comprar-casa-y-auto--56311874</link><description><![CDATA[En este episodio te comparto algunos errores comunes al comprar casa y auto para ayudarte a que no tires dinero a la basura y no corras riesgos innecesarios con tus finanzas. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56311874</guid><pubDate>Sun, 30 Jul 2023 20:55:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56311874/errores_m_s_comunes_al_comprar_casa_y_auto.mp3" length="10757619" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunos errores comunes al comprar casa y auto para ayudarte a que no tires dinero a la basura y no corras riesgos innecesarios con tus finanzas. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunos errores comunes al comprar casa y auto para ayudarte a que no tires dinero a la basura y no corras riesgos innecesarios con tus finanzas. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1345</itunes:duration><itunes:keywords>auto,casa,dinero,erroresfinancieros,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>334</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - Ahorrar para el Retiro en Estados Unidos</title><link>https://www.spreaker.com/episode/back-to-basics-ahorrar-para-el-retiro-en-estados-unidos--56195548</link><description><![CDATA[En este episodio especial te comparto lo básico que tienes que saber sobre ahorrar para el retiro en Estados Unidos, específicamente: <br />-Los tres tipos de vehículos de inversión que puedes usar: Antes de impuestos, libre de impuestos y después de impuestos. <br />-Los diferentes escalones en la escalera de ahorro para el retiro y cuánto puedes ahorrar/invertir en cada uno de ellos. <br /><br />Acompáñame el 19 y 20 de agosto en el Simposio de Negocios en Irvine, California. Todos los detalles en: <a href="http://www.simposiodenegocios.com" target="_blank" rel="noreferrer noopener">www.simposiodenegocios.com</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56195548</guid><pubDate>Mon, 24 Jul 2023 03:58:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56195548/back_to_basics_ahorrar_para_el_retiro_en_estados_unidos.mp3" length="25846466" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio especial te comparto lo básico que tienes que saber sobre ahorrar para el retiro en Estados Unidos, específicamente: 
-Los tres tipos de vehículos de inversión que puedes usar: Antes de impuestos, libre de impuestos y después de...</itunes:subtitle><itunes:summary><![CDATA[En este episodio especial te comparto lo básico que tienes que saber sobre ahorrar para el retiro en Estados Unidos, específicamente: <br />-Los tres tipos de vehículos de inversión que puedes usar: Antes de impuestos, libre de impuestos y después de impuestos. <br />-Los diferentes escalones en la escalera de ahorro para el retiro y cuánto puedes ahorrar/invertir en cada uno de ellos. <br /><br />Acompáñame el 19 y 20 de agosto en el Simposio de Negocios en Irvine, California. Todos los detalles en: <a href="http://www.simposiodenegocios.com" target="_blank" rel="noreferrer noopener">www.simposiodenegocios.com</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1847</itunes:duration><itunes:keywords>401k,ahorro,inversion,ira,retiro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>333</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - ¿Qué Significa Invertir en Acciones?</title><link>https://www.spreaker.com/episode/back-to-basics-que-significa-invertir-en-acciones--56119294</link><description><![CDATA[Continuamos con la serie Back to Basics, esta vez te explico qué significa invertir en acciones, porqué podría ser buena idea hacerlo para el largo plazo y la gran diferencia entre invertir en acciones individuales y en un portafolio altamente diversificado.<br /><br />La diversificación no elimina el riesgo, por supuesto. <br /><br />Acompáñame el 19 y 20 de agosto en Irvine, California en el Simposio de Negocios. Todos los detalles en <a href="https://www.simposiodenegocios.com" target="_blank" rel="noreferrer noopener">www.simposiodenegocios.com</a><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/56119294</guid><pubDate>Sun, 16 Jul 2023 15:42:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/56119294/back_to_basics_que_significa_invertir_en_acciones.mp3" length="17339035" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Continuamos con la serie Back to Basics, esta vez te explico qué significa invertir en acciones, porqué podría ser buena idea hacerlo para el largo plazo y la gran diferencia entre invertir en acciones individuales y en un portafolio altamente...</itunes:subtitle><itunes:summary><![CDATA[Continuamos con la serie Back to Basics, esta vez te explico qué significa invertir en acciones, porqué podría ser buena idea hacerlo para el largo plazo y la gran diferencia entre invertir en acciones individuales y en un portafolio altamente diversificado.<br /><br />La diversificación no elimina el riesgo, por supuesto. <br /><br />Acompáñame el 19 y 20 de agosto en Irvine, California en el Simposio de Negocios. Todos los detalles en <a href="https://www.simposiodenegocios.com" target="_blank" rel="noreferrer noopener">www.simposiodenegocios.com</a><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1084</itunes:duration><itunes:keywords>acciones,dinero,futuro,invertir</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>332</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Crea tu Carrera, Autoconfianza y Ego, Obtén Trabajo como un Pro y Más con Alejandra Sánchez Ayala</title><link>https://www.spreaker.com/episode/crea-tu-carrera-autoconfianza-y-ego-obten-trabajo-como-un-pro-y-mas-con-alejandra-sanchez-ayala--55428858</link><description><![CDATA[Alejandra Sánchez Ayala es Líder de Sustentabilidad en C&amp;A México. Como tal, le reporta directamente al CEO de México de esta empresa global.<br /><br />Platicamos sobre muchos temas, incluyendo: <br /><ul><li>Cómo crear tu carrera y encontrar trabajo como un pro.</li><li>La red social favorita de Alejandra.</li><li>Despersonalizar el conflicto.</li><li>Cómo ser gerente de gente que es mayor que tú.</li><li>Cómo balancear la vida.</li><li>Qué es la economía circular.</li><li>El rol del activismo dentro y fuera de una empresa (es muy diferente).</li><li>Decirle que sí a las oportunidades y cómo crear oportunidades para tu desarrollo.</li><li>Autoconfianza y ego.</li></ul><br /><br />Es una plática genial y te recomiendo que la escuches completa. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/55428858</guid><pubDate>Sun, 02 Jul 2023 15:14:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/55428858/alejandra_sanchez_ayala.mp3" length="27572693" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Alejandra Sánchez Ayala es Líder de Sustentabilidad en C&amp;amp;A México. Como tal, le reporta directamente al CEO de México de esta empresa global.

Platicamos sobre muchos temas, incluyendo: 

- Cómo crear tu carrera y encontrar trabajo como un pro.
-...</itunes:subtitle><itunes:summary><![CDATA[Alejandra Sánchez Ayala es Líder de Sustentabilidad en C&amp;A México. Como tal, le reporta directamente al CEO de México de esta empresa global.<br /><br />Platicamos sobre muchos temas, incluyendo: <br /><ul><li>Cómo crear tu carrera y encontrar trabajo como un pro.</li><li>La red social favorita de Alejandra.</li><li>Despersonalizar el conflicto.</li><li>Cómo ser gerente de gente que es mayor que tú.</li><li>Cómo balancear la vida.</li><li>Qué es la economía circular.</li><li>El rol del activismo dentro y fuera de una empresa (es muy diferente).</li><li>Decirle que sí a las oportunidades y cómo crear oportunidades para tu desarrollo.</li><li>Autoconfianza y ego.</li></ul><br /><br />Es una plática genial y te recomiendo que la escuches completa. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3447</itunes:duration><itunes:keywords>carrera,liderazgo,pro,sustentabilidad,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e349dc75849f2cf5eb3c1ffbf92b936d.jpg"/><itunes:episode>331</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - Todo Sobre el Interés Compuesto</title><link>https://www.spreaker.com/episode/back-to-basics-todo-sobre-el-interes-compuesto--55019260</link><description><![CDATA[En este episodio te comparto todo lo que necesitas saber sobre el interés compuesto: <br />-Qué es<br />-Cómo funciona<br />-Cómo te podría beneficiar<br />-Cómo te podría perjudicar<br />-Qué inversiones generan interés compuesto<br />-Cuáles inversiones no generan interés compuesto<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/55019260</guid><pubDate>Sun, 25 Jun 2023 17:10:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/55019260/back_to_basics_interes_compuesto.mp3" length="9551813" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto todo lo que necesitas saber sobre el interés compuesto: 
-Qué es
-Cómo funciona
-Cómo te podría beneficiar
-Cómo te podría perjudicar
-Qué inversiones generan interés compuesto
-Cuáles inversiones no generan interés...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto todo lo que necesitas saber sobre el interés compuesto: <br />-Qué es<br />-Cómo funciona<br />-Cómo te podría beneficiar<br />-Cómo te podría perjudicar<br />-Qué inversiones generan interés compuesto<br />-Cuáles inversiones no generan interés compuesto<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1194</itunes:duration><itunes:keywords>dinero,interescompuesto,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>330</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Minutos</title><link>https://www.spreaker.com/episode/diez-minutos--54256477</link><description><![CDATA[En este episodio te comparto una práctica que me ha ayudado a mejorar radicalmente mi salud los últimos seis meses. ¿Cómo te podría ayudar a ti? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54256477</guid><pubDate>Mon, 12 Jun 2023 02:22:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54256477/diez_minutos.mp3" length="22047753" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una práctica que me ha ayudado a mejorar radicalmente mi salud los últimos seis meses. ¿Cómo te podría ayudar a ti? 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu plataforma...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una práctica que me ha ayudado a mejorar radicalmente mi salud los últimos seis meses. ¿Cómo te podría ayudar a ti? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>919</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>329</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - ¿Qué es la Inversión?</title><link>https://www.spreaker.com/episode/back-to-basics-que-es-la-inversion--54091487</link><description><![CDATA[En el tercer episodio de la serie Back to Basics, hoy te comparto ¿Qué es la Inversión? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54091487</guid><pubDate>Sun, 04 Jun 2023 17:23:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54091487/back_to_basics_que_es_la_inversi_n.mp3" length="27492177" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el tercer episodio de la serie Back to Basics, hoy te comparto ¿Qué es la Inversión? 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez

No olvides...</itunes:subtitle><itunes:summary><![CDATA[En el tercer episodio de la serie Back to Basics, hoy te comparto ¿Qué es la Inversión? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1146</itunes:duration><itunes:keywords>backtobasics,dinero,diversificación,inversion,riesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>328</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - ¿Qué es la Deuda?</title><link>https://www.spreaker.com/episode/back-to-basics-que-es-la-deuda--54025134</link><description><![CDATA[En este episodio te comparto la definición más básica de la deuda, y te comparto otras perspectivas sobre la deuda, la bendita deuda. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/54025134</guid><pubDate>Sun, 28 May 2023 22:12:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/54025134/back_to_basics_que_es_la_deuda.mp3" length="18623461" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la definición más básica de la deuda, y te comparto otras perspectivas sobre la deuda, la bendita deuda. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu plataforma favorita:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la definición más básica de la deuda, y te comparto otras perspectivas sobre la deuda, la bendita deuda. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>776</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>327</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Back to Basics - ¿Qué es el Dinero?</title><link>https://www.spreaker.com/episode/back-to-basics-que-es-el-dinero--53951199</link><description><![CDATA[Este episodio comienzo una serie que llamo "Back to Basics", en este primer episodio te explico mi visión de lo que es el dinero, sí, es un medio de cambio, pero también es muchas cosas más. <br /><br />La triste e interesante historia de Zimbawe y la evolución del dinero, en WSJ: <a href="https://miguelgomez.link/zimbabwe" target="_blank" rel="noreferrer noopener">https://miguelgomez.link/zimbabwe</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53951199</guid><pubDate>Sun, 21 May 2023 21:51:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53951199/back_to_basics_que_es_el_dinero.mp3" length="26673637" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio comienzo una serie que llamo "Back to Basics", en este primer episodio te explico mi visión de lo que es el dinero, sí, es un medio de cambio, pero también es muchas cosas más. 

La triste e interesante historia de Zimbawe y la evolución...</itunes:subtitle><itunes:summary><![CDATA[Este episodio comienzo una serie que llamo "Back to Basics", en este primer episodio te explico mi visión de lo que es el dinero, sí, es un medio de cambio, pero también es muchas cosas más. <br /><br />La triste e interesante historia de Zimbawe y la evolución del dinero, en WSJ: <a href="https://miguelgomez.link/zimbabwe" target="_blank" rel="noreferrer noopener">https://miguelgomez.link/zimbabwe</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1112</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>326</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Evita el Fraude al Preparar tus Impuestos</title><link>https://www.spreaker.com/episode/evita-el-fraude-al-preparar-tus-impuestos--53846278</link><description><![CDATA[El fraude fiscal es un tema muy serio que puede traerte consecuencias muy graves, incluyendo la cárcel.<br />Es peor cuando la persona en la que confiaste para preparar tu declaración de impuestos te engaña a ti y a las autoridades fiscales.<br />En este episodio te comparto algunas ideas para evitar que seas víctima de preparadores fiscales maliciosos. <br /><br />¿Sientes que hay algo mal en tu declaración fiscal? Te sugiero que solicites una seguna opinión para asegurarte que todo esté en orden. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53846278</guid><pubDate>Sun, 14 May 2023 12:32:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53846278/evita_el_fraude_al_preparar_tus_impuestos.mp3" length="25399492" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El fraude fiscal es un tema muy serio que puede traerte consecuencias muy graves, incluyendo la cárcel.
Es peor cuando la persona en la que confiaste para preparar tu declaración de impuestos te engaña a ti y a las autoridades fiscales.
En este...</itunes:subtitle><itunes:summary><![CDATA[El fraude fiscal es un tema muy serio que puede traerte consecuencias muy graves, incluyendo la cárcel.<br />Es peor cuando la persona en la que confiaste para preparar tu declaración de impuestos te engaña a ti y a las autoridades fiscales.<br />En este episodio te comparto algunas ideas para evitar que seas víctima de preparadores fiscales maliciosos. <br /><br />¿Sientes que hay algo mal en tu declaración fiscal? Te sugiero que solicites una seguna opinión para asegurarte que todo esté en orden. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1059</itunes:duration><itunes:keywords>dinero,impuestos,irs,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>325</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Demanda Millonaria</title><link>https://www.spreaker.com/episode/demanda-millonaria--53767633</link><description><![CDATA[En este episodio te comparto algunas ideas sobre qué hacer si llegas a ganar una demanda millonaria, y cómo usar ese dinero para tu beneficio y el de tus seres queridos. <br /><br />Si ganas una demanda millonaria, encuentra asesores financieros serios en <a href="https://www.napfa.org" target="_blank" rel="noreferrer noopener">www.napfa.org</a> (yo soy miembro de esa organización).<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53767633</guid><pubDate>Sun, 07 May 2023 17:48:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53767633/demanda_millonaria.mp3" length="28021493" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas sobre qué hacer si llegas a ganar una demanda millonaria, y cómo usar ese dinero para tu beneficio y el de tus seres queridos. 

Si ganas una demanda millonaria, encuentra asesores financieros serios en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas sobre qué hacer si llegas a ganar una demanda millonaria, y cómo usar ese dinero para tu beneficio y el de tus seres queridos. <br /><br />Si ganas una demanda millonaria, encuentra asesores financieros serios en <a href="https://www.napfa.org" target="_blank" rel="noreferrer noopener">www.napfa.org</a> (yo soy miembro de esa organización).<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1168</itunes:duration><itunes:keywords>demanda,dinero,pazfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>324</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Señales de Finanzas Sanas</title><link>https://www.spreaker.com/episode/senales-de-finanzas-sanas--53698560</link><description><![CDATA[En este episodio te comparto algunas de las señales de que tus finanzas están sanas... Y te platico sobre cómo las personas con finanzas enfermas subsidian a las personas con finanzas sanas a través del pago de intereses. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53698560</guid><pubDate>Sun, 30 Apr 2023 17:43:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53698560/se_ales_de_finanzas_sanas.mp3" length="29249511" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas de las señales de que tus finanzas están sanas... Y te platico sobre cómo las personas con finanzas enfermas subsidian a las personas con finanzas sanas a través del pago de intereses. 

Inscríbete a mi boletín en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas de las señales de que tus finanzas están sanas... Y te platico sobre cómo las personas con finanzas enfermas subsidian a las personas con finanzas sanas a través del pago de intereses. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1219</itunes:duration><itunes:keywords>dinero,finanzas,saludfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>323</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Coherencia Financiera</title><link>https://www.spreaker.com/episode/coherencia-financiera--53621160</link><description><![CDATA[En este episodio te hablo sobre la importancia de vivir en coherencia financiera. <br /><br />¿Qué es la coherencia financiera? Es cuando lo que piensas, lo que dices y en lo que gastas tus recursos están en alineación. <br /><br />Pero para tener coherencia financiera lo primero es tener claridad sobre tus valores, una vez que sabes qué es importante para ti, es más fácil decirle Sí a lo que le quieres y decirle No a lo que no. <br /><br />Consulta esta lista de valores para iniciar tu viaje hacia la coherencia financiera: <a href="https://miguelgomez.link/valores" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/valores</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53621160</guid><pubDate>Sun, 23 Apr 2023 15:49:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53621160/coherencia_financiera.mp3" length="26900530" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te hablo sobre la importancia de vivir en coherencia financiera. 

¿Qué es la coherencia financiera? Es cuando lo que piensas, lo que dices y en lo que gastas tus recursos están en alineación. 

Pero para tener coherencia financiera...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te hablo sobre la importancia de vivir en coherencia financiera. <br /><br />¿Qué es la coherencia financiera? Es cuando lo que piensas, lo que dices y en lo que gastas tus recursos están en alineación. <br /><br />Pero para tener coherencia financiera lo primero es tener claridad sobre tus valores, una vez que sabes qué es importante para ti, es más fácil decirle Sí a lo que le quieres y decirle No a lo que no. <br /><br />Consulta esta lista de valores para iniciar tu viaje hacia la coherencia financiera: <a href="https://miguelgomez.link/valores" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/valores</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1121</itunes:duration><itunes:keywords>coherencia,dinero,finanzas,valores,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>322</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Combatiendo la Procrastinación Financiera</title><link>https://www.spreaker.com/episode/combatiendo-la-procrastinacion-financiera--53489312</link><description><![CDATA[En este episodio te comparto qué es la procrastinación financiera y te ofrezco algunas estrategias para ayudarte a evitar que impacte tu futuro financiero. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. Ft: Gurdonark, White-throated Sparrow <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53489312</guid><pubDate>Mon, 10 Apr 2023 06:34:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53489312/combatiendo_la_procrastinaci_n_financiera.mp3" length="28577365" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto qué es la procrastinación financiera y te ofrezco algunas estrategias para ayudarte a evitar que impacte tu futuro financiero. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra Dinero en Español en tu...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto qué es la procrastinación financiera y te ofrezco algunas estrategias para ayudarte a evitar que impacte tu futuro financiero. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener"><b>http://miguelgomez.link/correo</b></a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener"><b>http://linktr.ee/miguelgomez</b></a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. Ft: Gurdonark, White-throated Sparrow <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1191</itunes:duration><itunes:keywords>dinero,procrastinacionfinanciera,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>321</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Algunas Ideas sobre Finanzas y Pareja</title><link>https://www.spreaker.com/episode/algunas-ideas-sobre-finanzas-y-pareja--53422824</link><description><![CDATA[En este episodio te comparto algunas reflexiones sobre el dinero y la pareja, incluyendo tres palabras clave: comunicación clara y honesta, explico la idea de determinar cantidades máximas para gastar, la importancia de saber en dónde están parados y más, mucho más. <br /><br />Además, esta semana celebro el cumpleaños número nueve de este podcast y que llega a 750 mil descargas. Muchas gracias por acompañarme y por su preferencia. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53422824</guid><pubDate>Mon, 03 Apr 2023 03:29:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53422824/algunas_ideas_sobre_finanzas_y_pareja.mp3" length="27670643" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas reflexiones sobre el dinero y la pareja, incluyendo tres palabras clave: comunicación clara y honesta, explico la idea de determinar cantidades máximas para gastar, la importancia de saber en dónde están parados y...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas reflexiones sobre el dinero y la pareja, incluyendo tres palabras clave: comunicación clara y honesta, explico la idea de determinar cantidades máximas para gastar, la importancia de saber en dónde están parados y más, mucho más. <br /><br />Además, esta semana celebro el cumpleaños número nueve de este podcast y que llega a 750 mil descargas. Muchas gracias por acompañarme y por su preferencia. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1153</itunes:duration><itunes:keywords>dinero,finanzas,pareja,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>320</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Planeación Patrimonial - No sólo para ricos</title><link>https://www.spreaker.com/episode/planeacion-patrimonial-no-solo-para-ricos--53345705</link><description><![CDATA[Las estrategias de planeación patrimonial no son sólo para ricos, he visto cómo el usarlas apropiadamente puede transformar radicalmente la construcción de riqueza.<br />En este episodio te comparto cinco estrategias de planeación patrimonial y ejemplos de cómo podrían ayudarte a mejorar y estructurar tus finanzas no sólo para este año, sino para las próximas décadas. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53345705</guid><pubDate>Sun, 26 Mar 2023 22:09:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53345705/estrategias_de_planeaci_n_patrimonial.mp3" length="37476521" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las estrategias de planeación patrimonial no son sólo para ricos, he visto cómo el usarlas apropiadamente puede transformar radicalmente la construcción de riqueza.
En este episodio te comparto cinco estrategias de planeación patrimonial y ejemplos de...</itunes:subtitle><itunes:summary><![CDATA[Las estrategias de planeación patrimonial no son sólo para ricos, he visto cómo el usarlas apropiadamente puede transformar radicalmente la construcción de riqueza.<br />En este episodio te comparto cinco estrategias de planeación patrimonial y ejemplos de cómo podrían ayudarte a mejorar y estructurar tus finanzas no sólo para este año, sino para las próximas décadas. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" target="_blank" rel="noreferrer noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1562</itunes:duration><itunes:keywords>dinero,finanzas,planeacionpatrimonial,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>319</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>La Quiebra del Banco y Cómo Proteger tu Dinero</title><link>https://www.spreaker.com/episode/la-quiebra-del-banco-y-como-proteger-tu-dinero--53174639</link><description><![CDATA[Esta semana quebró Silicon Valley Bank, uno de los bancos más grandes de Estados Unidos. En este episodio te comparto lo que eso significa para ti, también te comparto cómo proteger tu dinero en diversas instituciones financieras. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53174639</guid><pubDate>Sun, 12 Mar 2023 18:59:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53174639/la_quiebra_del_banco_y_c_mo_proteger_tu_dinero.mp3" length="31226939" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Esta semana quebró Silicon Valley Bank, uno de los bancos más grandes de Estados Unidos. En este episodio te comparto lo que eso significa para ti, también te comparto cómo proteger tu dinero en diversas instituciones financieras. 

Inscríbete a mi...</itunes:subtitle><itunes:summary><![CDATA[Esta semana quebró Silicon Valley Bank, uno de los bancos más grandes de Estados Unidos. En este episodio te comparto lo que eso significa para ti, también te comparto cómo proteger tu dinero en diversas instituciones financieras. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1302</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>318</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cuánto tener ahorrado a los 35, a los 40?</title><link>https://www.spreaker.com/episode/cuanto-tener-ahorrado-a-los-35-a-los-40--53102043</link><description><![CDATA[Le pregunté a Bing/ChatGPT y a otras herramientas cuánto debería tener ahorrado a los 40 cada una me dio preguntas muy diversas. En este episodio te comparto algunas de las limitaciones de hacerte esta pregunta y te ofrezco una alternativa para ayudarte a hacer to propia planeación financiera. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Recuerda: Dinero en Español no ofrece planeación financiera, es un programa de educación financiera cuyo objetivo es informar y educar a la comunidad latina sobre finanzas personales. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/53102043</guid><pubDate>Sun, 05 Mar 2023 18:55:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/53102043/cuanto_tener_ahorrado_a_los_35_a_los_40.mp3" length="21452741" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Le pregunté a Bing/ChatGPT y a otras herramientas cuánto debería tener ahorrado a los 40 cada una me dio preguntas muy diversas. En este episodio te comparto algunas de las limitaciones de hacerte esta pregunta y te ofrezco una alternativa para...</itunes:subtitle><itunes:summary><![CDATA[Le pregunté a Bing/ChatGPT y a otras herramientas cuánto debería tener ahorrado a los 40 cada una me dio preguntas muy diversas. En este episodio te comparto algunas de las limitaciones de hacerte esta pregunta y te ofrezco una alternativa para ayudarte a hacer to propia planeación financiera. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Recuerda: Dinero en Español no ofrece planeación financiera, es un programa de educación financiera cuyo objetivo es informar y educar a la comunidad latina sobre finanzas personales. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>894</itunes:duration><itunes:keywords>ahorro,chatgpt,dinero,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>317</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Lograr el Cambio en Tu Vida</title><link>https://www.spreaker.com/episode/como-lograr-el-cambio-en-tu-vida--52792912</link><description><![CDATA[En este episodio te comparto un par de estrategias basadas en psicología para ayudarte a lograr cambiar eso que no has podido: bajar de peso, mejorar tu relación con tus compañeros de trabajo y, claro, tus finanzas. <br /><br />Mencionado en el episodio: <br />Benjamin Hardy, How to Lose Weight in 4 Steps: <a href="https://www.youtube.com/watch?v=JDFMxh3ZeoA&amp;themeRefresh=1" target="_blank" rel="noreferrer noopener">How to Lose Weight in 4 Steps | Psychologist Explains - YouTube</a><br />Immunity to Change: <a href="https://www.amazon.com/Immunity-Change-Potential-Organization-Leadership-ebook/dp/B004OEILH2" target="_blank" rel="noreferrer noopener">Amazon.com: Immunity to Change: How to Overcome It and Unlock the Potential in Yourself and Your Organization (Leadership for the Common Good) eBook : Kegan, Robert, Lahey, Lisa Laskow: Kindle Store</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52792912</guid><pubDate>Mon, 20 Feb 2023 18:10:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52792912/lograr_cambiar.mp3" length="30462489" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto un par de estrategias basadas en psicología para ayudarte a lograr cambiar eso que no has podido: bajar de peso, mejorar tu relación con tus compañeros de trabajo y, claro, tus finanzas. 

Mencionado en el episodio:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto un par de estrategias basadas en psicología para ayudarte a lograr cambiar eso que no has podido: bajar de peso, mejorar tu relación con tus compañeros de trabajo y, claro, tus finanzas. <br /><br />Mencionado en el episodio: <br />Benjamin Hardy, How to Lose Weight in 4 Steps: <a href="https://www.youtube.com/watch?v=JDFMxh3ZeoA&amp;themeRefresh=1" target="_blank" rel="noreferrer noopener">How to Lose Weight in 4 Steps | Psychologist Explains - YouTube</a><br />Immunity to Change: <a href="https://www.amazon.com/Immunity-Change-Potential-Organization-Leadership-ebook/dp/B004OEILH2" target="_blank" rel="noreferrer noopener">Amazon.com: Immunity to Change: How to Overcome It and Unlock the Potential in Yourself and Your Organization (Leadership for the Common Good) eBook : Kegan, Robert, Lahey, Lisa Laskow: Kindle Store</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" target="_blank" rel="noreferrer noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1270</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>316</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tomando las Riendas de Tu Vida con Citlali Gonzalez</title><link>https://www.spreaker.com/episode/tomando-las-riendas-de-tu-vida-con-citlali-gonzalez--52709264</link><description><![CDATA[Citlali González es experta en transformar su vida. Primero, perdiendo más de ochenta kilos, y luego, cambiando su profesión y su lugar de residencia para darse a ella y a su familia una mejor calidad de vida. En este episodio platicamos sobre todo lo que hubo detrás de ambas transformaciones, para, con suerte, inspirarte a iniciar las tuyas. <br /><br />Sigue a Citlali en: <br />Facebook: <a href="https://www.facebook.com/tapatiaenmerida/" target="_blank" rel="noreferrer noopener">Citla González - Inversiones Inmobiliarias | Mérida | Facebook</a><br />LinkedIn: <a href="https://www.linkedin.com/in/citlalli-gonzalez-99701083/?originalSubdomain=mx" target="_blank" rel="noreferrer noopener">Citlalli Gonzalez | LinkedIn</a><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a> <br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52709264</guid><pubDate>Sun, 12 Feb 2023 17:02:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52709264/tomando_las_riendas_de_tu_vida_con_citlali_gonzalez.mp3" length="70626166" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Citlali González es experta en transformar su vida. Primero, perdiendo más de ochenta kilos, y luego, cambiando su profesión y su lugar de residencia para darse a ella y a su familia una mejor calidad de vida. En este episodio platicamos sobre todo lo...</itunes:subtitle><itunes:summary><![CDATA[Citlali González es experta en transformar su vida. Primero, perdiendo más de ochenta kilos, y luego, cambiando su profesión y su lugar de residencia para darse a ella y a su familia una mejor calidad de vida. En este episodio platicamos sobre todo lo que hubo detrás de ambas transformaciones, para, con suerte, inspirarte a iniciar las tuyas. <br /><br />Sigue a Citlali en: <br />Facebook: <a href="https://www.facebook.com/tapatiaenmerida/" target="_blank" rel="noreferrer noopener">Citla González - Inversiones Inmobiliarias | Mérida | Facebook</a><br />LinkedIn: <a href="https://www.linkedin.com/in/citlalli-gonzalez-99701083/?originalSubdomain=mx" target="_blank" rel="noreferrer noopener">Citlalli Gonzalez | LinkedIn</a><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" target="_blank" rel="noreferrer noopener">http://miguelgomez.link/correo</a> <br /><br /><br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2943</itunes:duration><itunes:keywords>desarrollopersonal,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c319021c31f3d56d7ede9ace0ef6b266.jpg"/><itunes:episode>315</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Sobre Jeans y la Vida</title><link>https://www.spreaker.com/episode/sobre-jeans-y-la-vida--52577577</link><description><![CDATA[En este episodio te hago una serie de preguntas para ayudarte a identificar lo que es importante, lo que no lo es tanto, lo que es "caro" para ti y porqué podrías considerarlo así. Te invito a que lo escuches con pluma y papel, y que lo repitas tantas veces como sea necesario. <br /><br />La idea de este episodio surgió de una nota en el Wall Street Journal: "How Much Should yoru Clothes Cost?" (<a href="https://www.wsj.com/articles/how-much-should-your-clothes-cost-11673644561" target="_blank" rel="noreferrer noopener">How Much Should Your Clothes Cost? - WSJ</a>)<br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52577577</guid><pubDate>Sun, 29 Jan 2023 21:01:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52577577/sobre_jeans_y_la_vida.mp3" length="26297440" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te hago una serie de preguntas para ayudarte a identificar lo que es importante, lo que no lo es tanto, lo que es "caro" para ti y porqué podrías considerarlo así. Te invito a que lo escuches con pluma y papel, y que lo repitas tantas...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te hago una serie de preguntas para ayudarte a identificar lo que es importante, lo que no lo es tanto, lo que es "caro" para ti y porqué podrías considerarlo así. Te invito a que lo escuches con pluma y papel, y que lo repitas tantas veces como sea necesario. <br /><br />La idea de este episodio surgió de una nota en el Wall Street Journal: "How Much Should yoru Clothes Cost?" (<a href="https://www.wsj.com/articles/how-much-should-your-clothes-cost-11673644561" target="_blank" rel="noreferrer noopener">How Much Should Your Clothes Cost? - WSJ</a>)<br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1096</itunes:duration><itunes:keywords>barato,caro,dinero,jeans,psicologiadeldinero,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>314</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Crisis en 2023? ¿Qué hacer?</title><link>https://www.spreaker.com/episode/crisis-en-2023-que-hacer--52512785</link><description><![CDATA[¿Viene una crisis este año? ¿Ya estamos en ella? En este episodio te comparto algunas ideas al respecto, incluyendo una invitación a que te expongas a menos ruido de los medios. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52512785</guid><pubDate>Mon, 23 Jan 2023 00:27:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52512785/crisis_en_2023.mp3" length="26632713" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Viene una crisis este año? ¿Ya estamos en ella? En este episodio te comparto algunas ideas al respecto, incluyendo una invitación a que te expongas a menos ruido de los medios. 

Inscríbete a mi boletín en http://miguelgomez.link/correo

Encuentra...</itunes:subtitle><itunes:summary><![CDATA[¿Viene una crisis este año? ¿Ya estamos en ella? En este episodio te comparto algunas ideas al respecto, incluyendo una invitación a que te expongas a menos ruido de los medios. <br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br /><br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1110</itunes:duration><itunes:keywords>2023,crisis,dinero,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>313</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tributo a mi Maestro</title><link>https://www.spreaker.com/episode/tributo-a-mi-maestro--52446890</link><description><![CDATA[Este episodio es un tributo a uno de los más grandes maestros que he tenido, y que desafortunadamente falleció hace un par de semanas. <br />Te comparto algunas de las lecciones que él me transmitió y que les seguiré compartiendo en episodios futuros. <br /><br />¡Hacia adelante!<br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52446890</guid><pubDate>Sun, 15 Jan 2023 18:16:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52446890/tributo_a_mi_maestro.mp3" length="19273699" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es un tributo a uno de los más grandes maestros que he tenido, y que desafortunadamente falleció hace un par de semanas. 
Te comparto algunas de las lecciones que él me transmitió y que les seguiré compartiendo en episodios futuros....</itunes:subtitle><itunes:summary><![CDATA[Este episodio es un tributo a uno de los más grandes maestros que he tenido, y que desafortunadamente falleció hace un par de semanas. <br />Te comparto algunas de las lecciones que él me transmitió y que les seguiré compartiendo en episodios futuros. <br /><br />¡Hacia adelante!<br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>804</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>312</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Lecciones del Maestro de la Persuación para no Caer en Fraudes</title><link>https://www.spreaker.com/episode/lecciones-del-maestro-de-la-persuacion-para-no-caer-en-fraudes--52213606</link><description><![CDATA[En este episodio te comparto algunas lecciones del maestro de la persuación, Robert Cialdini, para que identifiques posibles estafas y no caigas en ellas. <br /><br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52213606</guid><pubDate>Sat, 17 Dec 2022 18:39:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52213606/porqu_gente_inteligente_cae_en_estafas_y_c_mo_evitar_que_te_pase_a_ti.mp3" length="26701935" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas lecciones del maestro de la persuación, Robert Cialdini, para que identifiques posibles estafas y no caigas en ellas. 


Inscríbete a mi boletín en http://miguelgomez.link/correo
Encuentra Dinero en Español en tu...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas lecciones del maestro de la persuación, Robert Cialdini, para que identifiques posibles estafas y no caigas en ellas. <br /><br /><br />Inscríbete a mi boletín en http://miguelgomez.link/correo<br />Encuentra Dinero en Español en tu plataforma favorita: http://linktr.ee/miguelgomez<br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/Vidian/57398 Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1113</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>311</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Problemas que Sí y Problemas que No Resuelve el Dinero</title><link>https://www.spreaker.com/episode/problemas-que-si-y-problemas-que-no-resuelve-el-dinero--52023232</link><description><![CDATA[Muchos problemas se pueden resolver con dinero. Pero, los que quizá son más importantes, no es posible resolverlos aunque se tenga todo el dinero del mundo. Para ellos se necesita más que dinero. En este episodio te hablo de ellos. <br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/52023232</guid><pubDate>Sun, 27 Nov 2022 16:47:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/52023232/problemas_que_s_y_problemas_que_no_resuelve_el_dinero.mp3" length="22847186" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchos problemas se pueden resolver con dinero. Pero, los que quizá son más importantes, no es posible resolverlos aunque se tenga todo el dinero del mundo. Para ellos se necesita más que dinero. En este episodio te hablo de ellos. &#13;
&#13;
No olvides...</itunes:subtitle><itunes:summary><![CDATA[Muchos problemas se pueden resolver con dinero. Pero, los que quizá son más importantes, no es posible resolverlos aunque se tenga todo el dinero del mundo. Para ellos se necesita más que dinero. En este episodio te hablo de ellos. <br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>952</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>310</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Una pregunta para entender tus compras de fin de año</title><link>https://www.spreaker.com/episode/una-pregunta-para-entender-tus-compras-de-fin-de-ano--51958623</link><description><![CDATA[En este episodio te comparto una pregunta y un par de historias para ayudarte a hacer compras más conscientes en estas fechas y todo el año. <br /><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51958623</guid><pubDate>Sun, 20 Nov 2022 17:57:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51958623/una_pregunta_para_entender_tus_compras.mp3" length="28177575" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una pregunta y un par de historias para ayudarte a hacer compras más conscientes en estas fechas y todo el año. &#13;
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Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
Encuentra Dinero en Español en tu...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una pregunta y un par de historias para ayudarte a hacer compras más conscientes en estas fechas y todo el año. <br /><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1175</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>309</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Apostar la Casa (como Facebook/Meta) y Apostar el Tenedor (como Google/Alphabet)</title><link>https://www.spreaker.com/episode/apostar-la-casa-como-facebook-meta-y-apostar-el-tenedor-como-google-alphabet--51878162</link><description><![CDATA[En este episodio te comparto dos maneras diametralmente opuestas de enfrentar riesgos, tomar decisiones y hacer negocios: apostar la casa y apostar el tenedor. <br />¿Con cuál te identificas? ¿Has tomado decisiones de una o de otra manera? ¿Te funcionaron? <br /><br />Mencionado en el episodio: <br />-Resultados trimestrales de Meta: <a href="https://investor.fb.com/investor-news/press-release-details/2022/Meta-Reports-Third-Quarter-2022-Results/default.aspx" rel="noopener">https://investor.fb.com/investor-news/press-release-details/2022/Meta-Reports-Third-Quarter-2022-Results/default.aspx</a><br />-A Peek Inside the Moonshot Factory Operating Manual: <a href="https://blog.x.company/a-peek-inside-the-moonshot-factory-operating-manual-f5c33c9ab4d7" rel="noopener">https://blog.x.company/a-peek-inside-the-moonshot-factory-operating-manual-f5c33c9ab4d7</a><br />-La historia de Virgin Atlantic: <a href="https://www.travelandleisure.com/travel-tips/celebrity-travel/how-richard-branson-started-virgin-atlantic" rel="noopener">https://www.travelandleisure.com/travel-tips/celebrity-travel/how-richard-branson-started-virgin-atlantic</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51878162</guid><pubDate>Sun, 13 Nov 2022 17:08:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51878162/apostar_la_casa_y_apostar_el_tenedor.mp3" length="29314029" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto dos maneras diametralmente opuestas de enfrentar riesgos, tomar decisiones y hacer negocios: apostar la casa y apostar el tenedor. &#13;
¿Con cuál te identificas? ¿Has tomado decisiones de una o de otra manera? ¿Te...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto dos maneras diametralmente opuestas de enfrentar riesgos, tomar decisiones y hacer negocios: apostar la casa y apostar el tenedor. <br />¿Con cuál te identificas? ¿Has tomado decisiones de una o de otra manera? ¿Te funcionaron? <br /><br />Mencionado en el episodio: <br />-Resultados trimestrales de Meta: <a href="https://investor.fb.com/investor-news/press-release-details/2022/Meta-Reports-Third-Quarter-2022-Results/default.aspx" rel="noopener">https://investor.fb.com/investor-news/press-release-details/2022/Meta-Reports-Third-Quarter-2022-Results/default.aspx</a><br />-A Peek Inside the Moonshot Factory Operating Manual: <a href="https://blog.x.company/a-peek-inside-the-moonshot-factory-operating-manual-f5c33c9ab4d7" rel="noopener">https://blog.x.company/a-peek-inside-the-moonshot-factory-operating-manual-f5c33c9ab4d7</a><br />-La historia de Virgin Atlantic: <a href="https://www.travelandleisure.com/travel-tips/celebrity-travel/how-richard-branson-started-virgin-atlantic" rel="noopener">https://www.travelandleisure.com/travel-tips/celebrity-travel/how-richard-branson-started-virgin-atlantic</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1222</itunes:duration><itunes:keywords>alphabet,facebook,inversiones,metaverso,moonshot,riesgo,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>308</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Maravilloso Poder del No</title><link>https://www.spreaker.com/episode/el-maravilloso-poder-del-no--51734557</link><description><![CDATA[A mucha gente le cuesta trabajo decir "No". Esto tiene costos tremendos a largo plazo: emocionales, físicos y, obviamente, financieros. El no poder decir "no" puede costarte incluso decenas de miles de dólares (o más). <br /><br />En este episodio te comparto algunas historias y ejemplos del impacto que esto puede tener y, por supuesto, qué puedes hacer al respecto. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Encuéntrame aquí: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51734557</guid><pubDate>Mon, 31 Oct 2022 01:32:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51734557/el_maravilloso_poder_del_no.mp3" length="28580152" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A mucha gente le cuesta trabajo decir "No". Esto tiene costos tremendos a largo plazo: emocionales, físicos y, obviamente, financieros. El no poder decir "no" puede costarte incluso decenas de miles de dólares (o más). &#13;
&#13;
En este episodio te comparto...</itunes:subtitle><itunes:summary><![CDATA[A mucha gente le cuesta trabajo decir "No". Esto tiene costos tremendos a largo plazo: emocionales, físicos y, obviamente, financieros. El no poder decir "no" puede costarte incluso decenas de miles de dólares (o más). <br /><br />En este episodio te comparto algunas historias y ejemplos del impacto que esto puede tener y, por supuesto, qué puedes hacer al respecto. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Encuéntrame aquí: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1191</itunes:duration><itunes:keywords>dinero,emociones,finanzaspersonales,no,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>308</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Invertir Sin Dinero para Cambiar Tu Mundo</title><link>https://www.spreaker.com/episode/invertir-sin-dinero-para-cambiar-tu-mundo--51663594</link><description><![CDATA[En este episodio te comparto algunas ideas para que uses algunos de tus recursos disponibles para cambiar el mundo, tu mundo, y transformar la dirección de tu vida y de aquellos que más te importan. Y lo digo sin exagerar. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51663594</guid><pubDate>Sun, 23 Oct 2022 19:44:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51663594/invertir_sin_dinero_para_cambiar_tu_mundo.mp3" length="13248674" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para que uses algunos de tus recursos disponibles para cambiar el mundo, tu mundo, y transformar la dirección de tu vida y de aquellos que más te importan. Y lo digo sin exagerar. &#13;
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Inscríbete a mi boletín...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para que uses algunos de tus recursos disponibles para cambiar el mundo, tu mundo, y transformar la dirección de tu vida y de aquellos que más te importan. Y lo digo sin exagerar. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>828</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>307</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Saber Si Estás Listo Para Jubilarte</title><link>https://www.spreaker.com/episode/como-saber-si-estas-listo-para-jubilarte--51591770</link><description><![CDATA[En este episodio te comparto el proceso que puedes seguir para ayudarte a determinar si estás listo para jubirlarte. Recuerda: No es lo que tienes, es lo que haces con lo que tienes. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51591770</guid><pubDate>Sun, 16 Oct 2022 20:37:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51591770/como_saber_si_estas_listo_para_jubilarte.mp3" length="21245488" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto el proceso que puedes seguir para ayudarte a determinar si estás listo para jubirlarte. Recuerda: No es lo que tienes, es lo que haces con lo que tienes. &#13;
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Inscríbete a mi boletín en http://miguelgomez.link/correo...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto el proceso que puedes seguir para ayudarte a determinar si estás listo para jubirlarte. Recuerda: No es lo que tienes, es lo que haces con lo que tienes. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1328</itunes:duration><itunes:keywords>dinero,jubilacion,planeacionfinanciera,retiro,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>306</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Aaron Benitez - Lo que te conviene, CEO's musculosos y otros (muchos) temas</title><link>https://www.spreaker.com/episode/aaron-benitez-lo-que-te-conviene-ceo-s-musculosos-y-otros-muchos-temas--51539130</link><description><![CDATA[Este episodio, el más largo hasta la fecha, hablo con mi amigo Aaron Benitez (<a href="http://www.aaronbenitez.com" rel="noopener">www.aaronbenitez.com</a>)- empresario, autor, y, según la revista Entrepreneur, "Rockstar de la Innovación"- de una variedad de temas. <br /><br />Platícame en Twitter (@dineroenespanol) qué te pareció.  <br /><br />Algunas de las cosas que mencionamos: <br />Tim Ferriss sobre el suicidio: <a href="https://tim.blog/2015/05/06/how-to-commit-suicide/" rel="noopener">https://tim.blog/2015/05/06/how-to-commit-suicide/</a><br /><br />Coalitional instincts de John Tooby: <a href="https://www.edge.org/conversation/john_tooby-coalitional-instincts" rel="noopener">https://www.edge.org/conversation/john_tooby-coalitional-instincts</a><br /><br />WSJ: The Real CEO Flex Is Washboard Abs. <a href="https://www.wsj.com/articles/ceo-workout-abs-bezos-musk-11662166439?st=mucnuerbv1krhyx&reflink=desktopwebshare_permalink" rel="noopener">https://www.wsj.com/articles/ceo-workout-abs-bezos-musk-11662166439?st=mucnuerbv1krhyx&reflink=desktopwebshare_permalink</a><br /><br />Morgan Housel: <a href="https://www.morganhousel.com/" rel="noopener">https://www.morganhousel.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51539130</guid><pubDate>Tue, 11 Oct 2022 16:47:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51539130/aaron_benitez.mp3" length="131149041" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio, el más largo hasta la fecha, hablo con mi amigo Aaron Benitez (www.aaronbenitez.com)- empresario, autor, y, según la revista Entrepreneur, "Rockstar de la Innovación"- de una variedad de temas. &#13;
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Platícame en Twitter...</itunes:subtitle><itunes:summary><![CDATA[Este episodio, el más largo hasta la fecha, hablo con mi amigo Aaron Benitez (<a href="http://www.aaronbenitez.com" rel="noopener">www.aaronbenitez.com</a>)- empresario, autor, y, según la revista Entrepreneur, "Rockstar de la Innovación"- de una variedad de temas. <br /><br />Platícame en Twitter (@dineroenespanol) qué te pareció.  <br /><br />Algunas de las cosas que mencionamos: <br />Tim Ferriss sobre el suicidio: <a href="https://tim.blog/2015/05/06/how-to-commit-suicide/" rel="noopener">https://tim.blog/2015/05/06/how-to-commit-suicide/</a><br /><br />Coalitional instincts de John Tooby: <a href="https://www.edge.org/conversation/john_tooby-coalitional-instincts" rel="noopener">https://www.edge.org/conversation/john_tooby-coalitional-instincts</a><br /><br />WSJ: The Real CEO Flex Is Washboard Abs. <a href="https://www.wsj.com/articles/ceo-workout-abs-bezos-musk-11662166439?st=mucnuerbv1krhyx&reflink=desktopwebshare_permalink" rel="noopener">https://www.wsj.com/articles/ceo-workout-abs-bezos-musk-11662166439?st=mucnuerbv1krhyx&reflink=desktopwebshare_permalink</a><br /><br />Morgan Housel: <a href="https://www.morganhousel.com/" rel="noopener">https://www.morganhousel.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>8197</itunes:duration><itunes:keywords>charla,innovacion</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b83fff7af1ae5fadf8e7b2a84a9f3e0e.jpg"/><itunes:episode>305</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Beneficios de Contratar a un Asesor Financiero si Estás Jubilado o por Jubilarte</title><link>https://www.spreaker.com/episode/beneficios-de-contratar-a-un-asesor-financiero-si-estas-jubilado-o-por-jubilarte--51443982</link><description><![CDATA[En este episodio te comparto las razones porqué usualmente la gente no contrata a un asesor financiero/financial planner y del porqué podría ser buena idea hacerlo, especialmente si estás jubilado o por jubilarte. <br /><br />Si estás buscando a un asesor financiero/financial planner, te sugiero que busques en <a href="http://www.napfa.org" rel="noopener">www.napfa.org</a> o en <a href="http://www.xyplanningnetwork.com" rel="noopener">www.xyplanningnetwork.com</a> (yo soy miembro de ambas organizaciones). <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51443982</guid><pubDate>Sun, 02 Oct 2022 15:29:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51443982/beneficios_de_contratar_a_alguien.mp3" length="18729008" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto las razones porqué usualmente la gente no contrata a un asesor financiero/financial planner y del porqué podría ser buena idea hacerlo, especialmente si estás jubilado o por jubilarte. &#13;
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Si estás buscando a un asesor...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto las razones porqué usualmente la gente no contrata a un asesor financiero/financial planner y del porqué podría ser buena idea hacerlo, especialmente si estás jubilado o por jubilarte. <br /><br />Si estás buscando a un asesor financiero/financial planner, te sugiero que busques en <a href="http://www.napfa.org" rel="noopener">www.napfa.org</a> o en <a href="http://www.xyplanningnetwork.com" rel="noopener">www.xyplanningnetwork.com</a> (yo soy miembro de ambas organizaciones). <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1171</itunes:duration><itunes:keywords>ahorro,dinero,finanzas,inversion,planeacionfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>304</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Porqué La Comunidad Latina es Pobre</title><link>https://www.spreaker.com/episode/porque-la-comunidad-latina-es-pobre--51379735</link><description><![CDATA[A mi me encantaría ver que la comunidad Latina sea una de las más ricas en este país, no una de las más pobres.<br /><br /> A mi me encantaría que hubiera más Latinos ricos, porque la riqueza crea posibilidades, la riqueza elimina muchas causas de estrés, porque la riqueza ayuda a solucionar muchs problemas. <br /><br />Y por eso este episodio, como parte de la conmemoración del Mes de La Herencia Hispana. <br /><br />Hoy te comparto algunas de las estadísticas duras que muestran la realidad financiera de los Latinos en Estados Unidos, te comparto algunas de las causas que nos tienen así y te ofrezco algunas soluciones para darle la vuelta a esta situación. <br /><br />Los estudios de los que hablo en el episodio: <br />Center for Global Policy Solutions (2014): <a href="https://globalpolicysolutions.org/wp-content/uploads/2014/04/RacialWealthGap_Latino_Final.pdf" rel="noopener">https://globalpolicysolutions.org/wp-content/uploads/2014/04/RacialWealthGap_Latino_Final.pdf</a><br /><br />Wealth Gaps between White, Black and Hispanic Families in 2019 (St Louis Federal Reserve Bank): <a href="https://www.stlouisfed.org/on-the-economy/2021/january/wealth-gaps-white-black-hispanic-families-2019" rel="noopener">https://www.stlouisfed.org/on-the-economy/2021/january/wealth-gaps-white-black-hispanic-families-2019</a><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51379735</guid><pubDate>Sun, 25 Sep 2022 23:06:33 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51379735/porqu_la_comunidad_latina_es_pobre.mp3" length="27733450" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A mi me encantaría ver que la comunidad Latina sea una de las más ricas en este país, no una de las más pobres.&#13;
&#13;
 A mi me encantaría que hubiera más Latinos ricos, porque la riqueza crea posibilidades, la riqueza elimina muchas causas de estrés,...</itunes:subtitle><itunes:summary><![CDATA[A mi me encantaría ver que la comunidad Latina sea una de las más ricas en este país, no una de las más pobres.<br /><br /> A mi me encantaría que hubiera más Latinos ricos, porque la riqueza crea posibilidades, la riqueza elimina muchas causas de estrés, porque la riqueza ayuda a solucionar muchs problemas. <br /><br />Y por eso este episodio, como parte de la conmemoración del Mes de La Herencia Hispana. <br /><br />Hoy te comparto algunas de las estadísticas duras que muestran la realidad financiera de los Latinos en Estados Unidos, te comparto algunas de las causas que nos tienen así y te ofrezco algunas soluciones para darle la vuelta a esta situación. <br /><br />Los estudios de los que hablo en el episodio: <br />Center for Global Policy Solutions (2014): <a href="https://globalpolicysolutions.org/wp-content/uploads/2014/04/RacialWealthGap_Latino_Final.pdf" rel="noopener">https://globalpolicysolutions.org/wp-content/uploads/2014/04/RacialWealthGap_Latino_Final.pdf</a><br /><br />Wealth Gaps between White, Black and Hispanic Families in 2019 (St Louis Federal Reserve Bank): <a href="https://www.stlouisfed.org/on-the-economy/2021/january/wealth-gaps-white-black-hispanic-families-2019" rel="noopener">https://www.stlouisfed.org/on-the-economy/2021/january/wealth-gaps-white-black-hispanic-families-2019</a><br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1734</itunes:duration><itunes:keywords>dinero,estadosunidos,finanzas,latino,latinowealthgap,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>303</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ventas y Desarrollo Personal con Cris Urzua</title><link>https://www.spreaker.com/episode/ventas-y-desarrollo-personal-con-cris-urzua--51314585</link><description><![CDATA[Cris Urzua (@crisurzua, <a href="https://www.urzua.mx/)" rel="noopener">https://www.urzua.mx/)</a> es experto en ventas, negociación y estrategias comerciales. Uno de los pioneros de las ventas online en Latinoamérica, Cris ha facturado más de quince millones de dólares y ayudado a más de 65 mil emprendedores a crecer sus ventas. <br /><br />Es fundador de cuatro empresas, incluyendo MAS Academy (<a href="https://masacademy.io/)" rel="noopener">https://masacademy.io/)</a>. <br /><br />En este episodio platiqué con Cris su historia, cómo entró al mundo de las ventas, cómo empezó su emprendimiento virtual desde cero, qué le diría a alguien que está apenas iniciando en el mundo online, sus valores y, por supuesto, su evolución profesional y lo que sigue en su vida luego de haber logrado todo lo que ha logrado. <br /><br />Encuentra a Cris en Instagram y Twitter como @crisurzua<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51314585</guid><pubDate>Tue, 20 Sep 2022 15:17:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51314585/ventas_y_desarrollo_personal_con_cris_urzua.mp3" length="62740856" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cris Urzua (@crisurzua, https://www.urzua.mx/) es experto en ventas, negociación y estrategias comerciales. Uno de los pioneros de las ventas online en Latinoamérica, Cris ha facturado más de quince millones de dólares y ayudado a más de 65 mil...</itunes:subtitle><itunes:summary><![CDATA[Cris Urzua (@crisurzua, <a href="https://www.urzua.mx/)" rel="noopener">https://www.urzua.mx/)</a> es experto en ventas, negociación y estrategias comerciales. Uno de los pioneros de las ventas online en Latinoamérica, Cris ha facturado más de quince millones de dólares y ayudado a más de 65 mil emprendedores a crecer sus ventas. <br /><br />Es fundador de cuatro empresas, incluyendo MAS Academy (<a href="https://masacademy.io/)" rel="noopener">https://masacademy.io/)</a>. <br /><br />En este episodio platiqué con Cris su historia, cómo entró al mundo de las ventas, cómo empezó su emprendimiento virtual desde cero, qué le diría a alguien que está apenas iniciando en el mundo online, sus valores y, por supuesto, su evolución profesional y lo que sigue en su vida luego de haber logrado todo lo que ha logrado. <br /><br />Encuentra a Cris en Instagram y Twitter como @crisurzua<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3486</itunes:duration><itunes:keywords>crecimiento,crisurzua,desarrollopersonal,empresario,transformacion,ventas,vida</itunes:keywords><itunes:explicit>true</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/06fad828cc4a33bdcb1f6bf8a2ef1566.jpg"/><itunes:episode>302</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Dinero como Status</title><link>https://www.spreaker.com/episode/el-dinero-como-status--51229614</link><description><![CDATA[Este es el cuarto (y último) episodio de la serie "Historias de Dinero". Hay gente para quienes el dinero es una forma de señalar el status que tienen, les importa mostrarse como "más" que quienes los rodean (esto sucede a todos los niveles de ingreso). <br /><br />En este episodio te comparto los peligros de hacerlo y las alternativas. <br /><br />Escucha el resto de las Historias de Dinero en los episodios 297, 298 y 299. <br /><br />Sigue al Dr. Brad Klontz, creador del término "Money Scripts" en YouTube: <a href="https://www.youtube.com/c/DrBradKlontz" rel="noopener">https://www.youtube.com/c/DrBradKlontz</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51229614</guid><pubDate>Mon, 12 Sep 2022 14:44:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51229614/el_dinero_como_status.mp3" length="47067374" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este es el cuarto (y último) episodio de la serie "Historias de Dinero". Hay gente para quienes el dinero es una forma de señalar el status que tienen, les importa mostrarse como "más" que quienes los rodean (esto sucede a todos los niveles de...</itunes:subtitle><itunes:summary><![CDATA[Este es el cuarto (y último) episodio de la serie "Historias de Dinero". Hay gente para quienes el dinero es una forma de señalar el status que tienen, les importa mostrarse como "más" que quienes los rodean (esto sucede a todos los niveles de ingreso). <br /><br />En este episodio te comparto los peligros de hacerlo y las alternativas. <br /><br />Escucha el resto de las Historias de Dinero en los episodios 297, 298 y 299. <br /><br />Sigue al Dr. Brad Klontz, creador del término "Money Scripts" en YouTube: <a href="https://www.youtube.com/c/DrBradKlontz" rel="noopener">https://www.youtube.com/c/DrBradKlontz</a><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1471</itunes:duration><itunes:keywords>bradklontz,finanzas,historiasdedinero,psicologiadeldinero,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>301</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio 300</title><link>https://www.spreaker.com/episode/episodio-300--51152647</link><description><![CDATA[En este episodio te comparto la historia de este podcast: su origen, su porqué y los profesionales que me encaminaron a iniciar este proyecto hace ya ocho años y medio. <br />Por supuesto, este podcast no sería posible sin el apoyo de mi familia, sin los geniales invitados que he tenido (y seguiré teniendo) y, por supuesto, sin ustedes, mi audiencia.<br /><br />¡Hacia adelante! <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/51152647</guid><pubDate>Mon, 05 Sep 2022 19:06:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/51152647/episodio_300.mp3" length="47445209" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la historia de este podcast: su origen, su porqué y los profesionales que me encaminaron a iniciar este proyecto hace ya ocho años y medio. &#13;
Por supuesto, este podcast no sería posible sin el apoyo de mi familia, sin los...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la historia de este podcast: su origen, su porqué y los profesionales que me encaminaron a iniciar este proyecto hace ya ocho años y medio. <br />Por supuesto, este podcast no sería posible sin el apoyo de mi familia, sin los geniales invitados que he tenido (y seguiré teniendo) y, por supuesto, sin ustedes, mi audiencia.<br /><br />¡Hacia adelante! <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1483</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>300</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Guardianes de Dinero</title><link>https://www.spreaker.com/episode/guardianes-de-dinero--50986684</link><description><![CDATA[Este es el tercer episodio de la serie "HIstorias de Dinero". Hoy te cuento sobre los Guardianes de Dinero, que son quienes aparentemente marcan todas las palomitas sobre el buen comportamiento financiero, pero que lo llevan un poco al extremo y se olvidan de que la vida se vive en el presente. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50986684</guid><pubDate>Sun, 21 Aug 2022 18:04:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50986684/guardianes_de_dinero.mp3" length="33711071" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este es el tercer episodio de la serie "HIstorias de Dinero". Hoy te cuento sobre los Guardianes de Dinero, que son quienes aparentemente marcan todas las palomitas sobre el buen comportamiento financiero, pero que lo llevan un poco al extremo y se...</itunes:subtitle><itunes:summary><![CDATA[Este es el tercer episodio de la serie "HIstorias de Dinero". Hoy te cuento sobre los Guardianes de Dinero, que son quienes aparentemente marcan todas las palomitas sobre el buen comportamiento financiero, pero que lo llevan un poco al extremo y se olvidan de que la vida se vive en el presente. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1054</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>299</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Dinero Compra la Felicidad</title><link>https://www.spreaker.com/episode/el-dinero-compra-la-felicidad--50912466</link><description><![CDATA[Este episodio es la parte 2 de la serie "Historias de Dinero". <br /><br />¿Qué son las Historias de Dinero? Son las creencias (muchas veces, parcialmente ciertas) que solemos aprender en la infancia respecto al dinero. En inglés, se conocen como "money scripts", término descrito inicialmente por los psicólogos Brad Klontz y Barry Klontz. <br /><br />En el episodio de hoy hablo sobre la historia de que el dinero compra la felicidad, qué comportamientos reflejan esta historia, las consecuencias a largo plazo de tener esta historia en tu cabeza y cómo contrarrestarla. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50912466</guid><pubDate>Sun, 14 Aug 2022 16:49:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50912466/el_dinero_compra_la_felicidad.mp3" length="41433284" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es la parte 2 de la serie "Historias de Dinero". &#13;
&#13;
¿Qué son las Historias de Dinero? Son las creencias (muchas veces, parcialmente ciertas) que solemos aprender en la infancia respecto al dinero. En inglés, se conocen como "money...</itunes:subtitle><itunes:summary><![CDATA[Este episodio es la parte 2 de la serie "Historias de Dinero". <br /><br />¿Qué son las Historias de Dinero? Son las creencias (muchas veces, parcialmente ciertas) que solemos aprender en la infancia respecto al dinero. En inglés, se conocen como "money scripts", término descrito inicialmente por los psicólogos Brad Klontz y Barry Klontz. <br /><br />En el episodio de hoy hablo sobre la historia de que el dinero compra la felicidad, qué comportamientos reflejan esta historia, las consecuencias a largo plazo de tener esta historia en tu cabeza y cómo contrarrestarla. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1295</itunes:duration><itunes:keywords>dinero,finanzas,historiasdedinero,psicologia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>298</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>El Voto de Pobreza</title><link>https://www.spreaker.com/episode/el-voto-de-pobreza--50764731</link><description><![CDATA[Este episodio es el primero en una serie que llamo "Historias de Dinero". Basado en mi experiencia, una de las más prevalentes en la comunidad Latina es el Voto de Pobreza. <br />En este episodio te comparto algunas de las cosas que normalmente dicen quienes se han contado esa historia, cómo les afecta a ellos y a quienes les rodean y termino explicando algunas formas en las que puedes combatirlo. <br /><br />¿Conoces a alguien que vive con el voto de pobreza? Cómpartele este episodio, yo creo que les puede ayudar. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50764731</guid><pubDate>Sun, 31 Jul 2022 15:53:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50764731/el_voto_de_pobreza.mp3" length="40950960" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es el primero en una serie que llamo "Historias de Dinero". Basado en mi experiencia, una de las más prevalentes en la comunidad Latina es el Voto de Pobreza. &#13;
En este episodio te comparto algunas de las cosas que normalmente dicen...</itunes:subtitle><itunes:summary><![CDATA[Este episodio es el primero en una serie que llamo "Historias de Dinero". Basado en mi experiencia, una de las más prevalentes en la comunidad Latina es el Voto de Pobreza. <br />En este episodio te comparto algunas de las cosas que normalmente dicen quienes se han contado esa historia, cómo les afecta a ellos y a quienes les rodean y termino explicando algunas formas en las que puedes combatirlo. <br /><br />¿Conoces a alguien que vive con el voto de pobreza? Cómpartele este episodio, yo creo que les puede ayudar. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1280</itunes:duration><itunes:keywords>dinero,historiasdedinero,vida,votodepobreza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episode>297</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Habilidades Aprendidas y Habilidades Olvidadas</title><link>https://www.spreaker.com/episode/habilidades-aprendidas-y-habilidades-olvidadas--50696141</link><description><![CDATA[Todos hemos aprendido habilidades nuevas: caminar, correr, comer, sumar, restar y muchísimas más. De las habilidades que hemos aprendido, hemos olvidado también algunas, en mi caso, tristemente, jugar basquetbol. <br /><br />Yo estoy convencido que el manejo del dinero es una habilidad que se puede aprender, y en este episodio te comparto tres recursos para hacerlo: <br />-"I Will Teach You to be Rich" de Ramit Sethi. <br />-"Smart Couples Finish Rich" de David Bach<br />-Mi curso: "21 Días para Mejorar tus Finanzas". Encuentra todos los detalles aquí: <a href="http://miguelgomez.link/21" rel="noopener">http://miguelgomez.link/21</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50696141</guid><pubDate>Sun, 24 Jul 2022 17:06:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50696141/habilidades_aprendidas_y_habilidades_olvidadas.mp3" length="33978564" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos hemos aprendido habilidades nuevas: caminar, correr, comer, sumar, restar y muchísimas más. De las habilidades que hemos aprendido, hemos olvidado también algunas, en mi caso, tristemente, jugar basquetbol. &#13;
&#13;
Yo estoy convencido que el manejo...</itunes:subtitle><itunes:summary><![CDATA[Todos hemos aprendido habilidades nuevas: caminar, correr, comer, sumar, restar y muchísimas más. De las habilidades que hemos aprendido, hemos olvidado también algunas, en mi caso, tristemente, jugar basquetbol. <br /><br />Yo estoy convencido que el manejo del dinero es una habilidad que se puede aprender, y en este episodio te comparto tres recursos para hacerlo: <br />-"I Will Teach You to be Rich" de Ramit Sethi. <br />-"Smart Couples Finish Rich" de David Bach<br />-Mi curso: "21 Días para Mejorar tus Finanzas". Encuentra todos los detalles aquí: <a href="http://miguelgomez.link/21" rel="noopener">http://miguelgomez.link/21</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1062</itunes:duration><itunes:keywords>dinero,finanzas,habilidadesfinancieras</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Infierno de la Doble Vida</title><link>https://www.spreaker.com/episode/el-infierno-de-la-doble-vida--50604896</link><description><![CDATA[En este episodio te comparto las consecuencias de llevar una doble vida con tus finanzas, y cómo salir de ahí una vez que te das cuenta que te metiste a un hoyo financiero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50604896</guid><pubDate>Sun, 17 Jul 2022 19:45:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50604896/el_infierno_de_la_doble_vida.mp3" length="43268125" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto las consecuencias de llevar una doble vida con tus finanzas, y cómo salir de ahí una vez que te das cuenta que te metiste a un hoyo financiero.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto las consecuencias de llevar una doble vida con tus finanzas, y cómo salir de ahí una vez que te das cuenta que te metiste a un hoyo financiero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1353</itunes:duration><itunes:keywords>dinero,finanzaspersonales,mentira,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tus Sueños y Tu Dinero</title><link>https://www.spreaker.com/episode/tus-suenos-y-tu-dinero--50525751</link><description><![CDATA[En este episodio te comparto uno de los sueños que tuve, porqué no lo perseguí y su relación con las finanzas y la vida. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50525751</guid><pubDate>Sun, 10 Jul 2022 16:52:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50525751/tus_suenos_y_tu_dinero.mp3" length="40912507" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto uno de los sueños que tuve, porqué no lo perseguí y su relación con las finanzas y la vida. &#13;
&#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
Encuentra Dinero en Español en tu plataforma favorita:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto uno de los sueños que tuve, porqué no lo perseguí y su relación con las finanzas y la vida. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1279</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Señales de que Vas Hacia a la Independencia Financiera</title><link>https://www.spreaker.com/episode/senales-de-que-vas-hacia-a-la-independencia-financiera--50453464</link><description><![CDATA[En este episodio te comparto algunas señales que te pueden indicar que vas hacia la independencia financiera, y ataco algunos mitos sobre "el retiro".<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50453464</guid><pubDate>Sun, 03 Jul 2022 20:13:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50453464/se_ales_de_que_vas_hacia_a_la_independencia_financiera.mp3" length="38393885" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas señales que te pueden indicar que vas hacia la independencia financiera, y ataco algunos mitos sobre "el retiro".&#13;
&#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
Encuentra Dinero en Español en tu...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas señales que te pueden indicar que vas hacia la independencia financiera, y ataco algunos mitos sobre "el retiro".<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1200</itunes:duration><itunes:keywords>dinero,felicidad,independencia,retiro,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sobre Valores y Consecuencias</title><link>https://www.spreaker.com/episode/sobre-valores-y-consecuencias--50371335</link><description><![CDATA[Es importante vivir de acuerdo a lo que es importante para ti, pero eso puede llegar a impactarte negativamente en el largo plazo. En este episodio te platico una manera para evitar caer en esa trampa, y que no encuentres arrepentimientos o culpas en veinte años.  <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50371335</guid><pubDate>Sun, 26 Jun 2022 21:01:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50371335/sobre_valores_y_consecuencias.mp3" length="23919122" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Es importante vivir de acuerdo a lo que es importante para ti, pero eso puede llegar a impactarte negativamente en el largo plazo. En este episodio te platico una manera para evitar caer en esa trampa, y que no encuentres arrepentimientos o culpas en...</itunes:subtitle><itunes:summary><![CDATA[Es importante vivir de acuerdo a lo que es importante para ti, pero eso puede llegar a impactarte negativamente en el largo plazo. En este episodio te platico una manera para evitar caer en esa trampa, y que no encuentres arrepentimientos o culpas en veinte años.  <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>748</itunes:duration><itunes:keywords>consecuencias,dinero,elecciones,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué Significa que Baje la Bolsa?</title><link>https://www.spreaker.com/episode/que-significa-que-baje-la-bolsa--50257570</link><description><![CDATA[La bolsa ha caído como había caído desde hace varios años. Pero, ¿qué significa esto? ¿Hay razones para preocuparse? ¿Para ser optimista?<br /><br />En este episodio también te comparto la razón que me llevó a Nueva York hace unos días: La entrega de premios "40 under 40, The Future of Our Business", que organizó la prestigiada revista Investment news. Aquí más detalles: <a href="https://miguelgomez.link/40" rel="noopener">https://miguelgomez.link/40</a><br /><br />Libro mencionado en el episodio: “ The Rational Optimist: How Prosperity Evolves”, de Matt Ridley.<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50257570</guid><pubDate>Sun, 19 Jun 2022 17:37:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50257570/que_significa_que_baje_la_bolsa.mp3" length="50393493" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La bolsa ha caído como había caído desde hace varios años. Pero, ¿qué significa esto? ¿Hay razones para preocuparse? ¿Para ser optimista?&#13;
&#13;
En este episodio también te comparto la razón que me llevó a Nueva York hace unos días: La entrega de premios...</itunes:subtitle><itunes:summary><![CDATA[La bolsa ha caído como había caído desde hace varios años. Pero, ¿qué significa esto? ¿Hay razones para preocuparse? ¿Para ser optimista?<br /><br />En este episodio también te comparto la razón que me llevó a Nueva York hace unos días: La entrega de premios "40 under 40, The Future of Our Business", que organizó la prestigiada revista Investment news. Aquí más detalles: <a href="https://miguelgomez.link/40" rel="noopener">https://miguelgomez.link/40</a><br /><br />Libro mencionado en el episodio: “ The Rational Optimist: How Prosperity Evolves”, de Matt Ridley.<br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1575</itunes:duration><itunes:keywords>bearmarket,bolsadevalores,dinero,finanzas,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sobre Mentores y Anti-Mentores</title><link>https://www.spreaker.com/episode/sobre-mentores-y-anti-mentores--50173733</link><description><![CDATA[En este episodio te comparto la importancia de los mentores y de sus contrapartes, los anti-mentores, así como las tres cosas que deben existir para crecer con un mentor. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50173733</guid><pubDate>Sun, 12 Jun 2022 15:40:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50173733/sobre_mentores_y_anti_mentores.mp3" length="35273402" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la importancia de los mentores y de sus contrapartes, los anti-mentores, así como las tres cosas que deben existir para crecer con un mentor. &#13;
&#13;
&#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
Encuentra...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la importancia de los mentores y de sus contrapartes, los anti-mentores, así como las tres cosas que deben existir para crecer con un mentor. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1103</itunes:duration><itunes:keywords>crecimiento,desarrollopersonal,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Verdades Financieras Incómodas</title><link>https://www.spreaker.com/episode/verdades-financieras-incomodas--50070721</link><description><![CDATA[La verdad no peca, pero incomoda, decía mi abuelo. En este episodio te comparto algunas de las verdades financieras incómodas que, si las aprendes y aplicas, harán una diferencia en tu vida, pero, si las ignoras, las consecuencias podrían ser muy negativas. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/50070721</guid><pubDate>Sun, 05 Jun 2022 18:38:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/50070721/verdades_financieras_inc_modas.mp3" length="42800011" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La verdad no peca, pero incomoda, decía mi abuelo. En este episodio te comparto algunas de las verdades financieras incómodas que, si las aprendes y aplicas, harán una diferencia en tu vida, pero, si las ignoras, las consecuencias podrían ser muy...</itunes:subtitle><itunes:summary><![CDATA[La verdad no peca, pero incomoda, decía mi abuelo. En este episodio te comparto algunas de las verdades financieras incómodas que, si las aprendes y aplicas, harán una diferencia en tu vida, pero, si las ignoras, las consecuencias podrían ser muy negativas. <br /><br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Encuentra Dinero en Español en tu plataforma favorita: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br />No olvides dejarme tu reseña y tus estrellas en iTunes y Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1338</itunes:duration><itunes:keywords>dinero,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La decisión que cambió mi vida</title><link>https://www.spreaker.com/episode/la-decision-que-cambio-mi-vida--49989090</link><description><![CDATA[En este episodio te comparto una decisión que tomé hace veinticinco años. Una decisión de la que, todavía hoy, vivo sus consecuencias. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Sígueme en Facebook: <a href="http://facebook.com/miguelgomezconsejero" rel="noopener">http://facebook.com/miguelgomezconsejero</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49989090</guid><pubDate>Sun, 29 May 2022 19:12:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49989090/la_decisi_n_que_cambi_mi_vida.mp3" length="35383743" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una decisión que tomé hace veinticinco años. Una decisión de la que, todavía hoy, vivo sus consecuencias. &#13;
&#13;
Inscríbete a mi boletín en: http://miguelgomez.link/correo&#13;
Sígueme en Facebook:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una decisión que tomé hace veinticinco años. Una decisión de la que, todavía hoy, vivo sus consecuencias. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br />Sígueme en Facebook: <a href="http://facebook.com/miguelgomezconsejero" rel="noopener">http://facebook.com/miguelgomezconsejero</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1106</itunes:duration><itunes:keywords>consecuencias,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lecciones de correr más de 130 maratones, con Salvador Almeida</title><link>https://www.spreaker.com/episode/lecciones-de-correr-mas-de-130-maratones-con-salvador-almeida--49896528</link><description><![CDATA[Salvador Almeida es una de las personas que conozco que más admiro. Tiene más de cuarenta años de experiencia ejecutiva. con posiciones de liderazgo en múltiples empresas, incluyendo FEMSA en México y Coca-Cola en Argentina, Chile y Colombia, además de encabezar la primer salida a NASDAQ de una empresa mexicana. <br /><br />Además, Salvador ha compartido sus conocimientos y experiencias sirviendo en organizaciones sin fines de lucro, fue Presidente Nacional del Instituto Mexicano de Ejecutivos de Finanzas (IMEF) y actualmente preside la Mesa Directiva de El Paso Marathon. <br /><br />En este episodio platicamos sobre su experiencia y aprendizajes luego de correr más de 130 maratones, las cualidades que toda persona que aspira a ser mejor debería tener y el porqué no recomienda libros específicos. <br />Asegúrate de escuchar toda la entrevista, porque al final hablamos sobre la importancia que tiene la humildad, especialmente cuando todo cuando el mundo te recuerda todo el tiempo sobre el éxito que tienes. <br /><br />Inscríbete a El Paso Marathon (o medio maratón, o 10k o 5K aquí: <a href="https://elpasomarathon.org/" rel="noopener">https://elpasomarathon.org/</a><br /><br />Inscríbete a Dinero en Español en la plataforma de tu preferencia en <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Inscríbete a mi Boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49896528</guid><pubDate>Sun, 22 May 2022 20:30:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49896528/lecciones_de_correr_mas_de_100_maratones_con_salvador_almeida.mp3" length="123554741" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Salvador Almeida es una de las personas que conozco que más admiro. Tiene más de cuarenta años de experiencia ejecutiva. con posiciones de liderazgo en múltiples empresas, incluyendo FEMSA en México y Coca-Cola en Argentina, Chile y Colombia, además...</itunes:subtitle><itunes:summary><![CDATA[Salvador Almeida es una de las personas que conozco que más admiro. Tiene más de cuarenta años de experiencia ejecutiva. con posiciones de liderazgo en múltiples empresas, incluyendo FEMSA en México y Coca-Cola en Argentina, Chile y Colombia, además de encabezar la primer salida a NASDAQ de una empresa mexicana. <br /><br />Además, Salvador ha compartido sus conocimientos y experiencias sirviendo en organizaciones sin fines de lucro, fue Presidente Nacional del Instituto Mexicano de Ejecutivos de Finanzas (IMEF) y actualmente preside la Mesa Directiva de El Paso Marathon. <br /><br />En este episodio platicamos sobre su experiencia y aprendizajes luego de correr más de 130 maratones, las cualidades que toda persona que aspira a ser mejor debería tener y el porqué no recomienda libros específicos. <br />Asegúrate de escuchar toda la entrevista, porque al final hablamos sobre la importancia que tiene la humildad, especialmente cuando todo cuando el mundo te recuerda todo el tiempo sobre el éxito que tienes. <br /><br />Inscríbete a El Paso Marathon (o medio maratón, o 10k o 5K aquí: <a href="https://elpasomarathon.org/" rel="noopener">https://elpasomarathon.org/</a><br /><br />Inscríbete a Dinero en Español en la plataforma de tu preferencia en <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Inscríbete a mi Boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3862</itunes:duration><itunes:keywords>desarrollopersonal,humildad,liderazgo,maratones,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f79ee167f1841c26eae4b5c267094fb5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Algunas ideas sobre los mercados financieros y la inflación</title><link>https://www.spreaker.com/episode/algunas-ideas-sobre-los-mercados-financieros-y-la-inflacion--49803683</link><description><![CDATA[En este episodio respondo algunas de las preguntas que ustedes me mandaron a través de mi fanpage, hablo sobre inflación, cómo salir de una crisis financiera personal, y otros más.<br /><br />Sígueme en Facebook en <a href="http://www.facebook.com/miguelgomezconsejero" rel="noopener">http://www.facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49803683</guid><pubDate>Sun, 15 May 2022 17:28:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49803683/algunas_ideas_sobre_los_mercados_financieros_y_la_inflaci_n.mp3" length="44826277" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio respondo algunas de las preguntas que ustedes me mandaron a través de mi fanpage, hablo sobre inflación, cómo salir de una crisis financiera personal, y otros más.&#13;
&#13;
Sígueme en Facebook en http://www.facebook.com/miguelgomezconsejero...</itunes:subtitle><itunes:summary><![CDATA[En este episodio respondo algunas de las preguntas que ustedes me mandaron a través de mi fanpage, hablo sobre inflación, cómo salir de una crisis financiera personal, y otros más.<br /><br />Sígueme en Facebook en <a href="http://www.facebook.com/miguelgomezconsejero" rel="noopener">http://www.facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1401</itunes:duration><itunes:keywords>dinero,inflación,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Palabras Clave al Contratar un Asesor Financiero</title><link>https://www.spreaker.com/episode/palabras-clave-al-contratar-un-asesor-financiero--49615628</link><description><![CDATA[En este episodio te comparto las palabras clave que tienes que tomar en cuenta al contratar a un asesor financiero. Es importantísimo que las conozcas, porque el contratar a un asesor financiero puede tener un impacto tremendo en tu vida. <br /><br />En el episodio menciono dos asociaciones de asesores financieros de las que soy miembro y puedes encontrar a el/la candidato/candidata ideal para tu situación particular. Esas asociaciones son: <br />-NAPFA: National Association of Personal Financial Advisors. <a href="http://www.napfa.org" rel="noopener">www.napfa.org</a><br />-XY Planning Network: <a href="http://www.xyplanningnetwork.com" rel="noopener">www.xyplanningnetwork.com</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49615628</guid><pubDate>Sun, 01 May 2022 16:45:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49615628/palabras_claves_al_contratar_a_un_asesor_financiero.mp3" length="27177407" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto las palabras clave que tienes que tomar en cuenta al contratar a un asesor financiero. Es importantísimo que las conozcas, porque el contratar a un asesor financiero puede tener un impacto tremendo en tu vida. &#13;
&#13;
En el...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto las palabras clave que tienes que tomar en cuenta al contratar a un asesor financiero. Es importantísimo que las conozcas, porque el contratar a un asesor financiero puede tener un impacto tremendo en tu vida. <br /><br />En el episodio menciono dos asociaciones de asesores financieros de las que soy miembro y puedes encontrar a el/la candidato/candidata ideal para tu situación particular. Esas asociaciones son: <br />-NAPFA: National Association of Personal Financial Advisors. <a href="http://www.napfa.org" rel="noopener">www.napfa.org</a><br />-XY Planning Network: <a href="http://www.xyplanningnetwork.com" rel="noopener">www.xyplanningnetwork.com</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1699</itunes:duration><itunes:keywords>asesor financiero,dinero,finanzas,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Te Afecta el Incremento en Tasas de Interés</title><link>https://www.spreaker.com/episode/como-te-afecta-el-incremento-en-tasas-de-interes--49535347</link><description><![CDATA[Las tasas de interés han subido recientemente en Estados Unidos (y otros países), y al parecer seguirán subiendo. En este episodio te comparto la manera en que esto te puede afectar, tanto si tienes deudas, o eres ahorrador o inversionista. <br /><br />Inscríbete a Dinero en Español en tu plataforma de podcasts favorita, liga aquí: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49535347</guid><pubDate>Sun, 24 Apr 2022 15:45:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49535347/c_mo_te_afecta_el_incremento_en_tasas_de_inter_s.mp3" length="15446702" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las tasas de interés han subido recientemente en Estados Unidos (y otros países), y al parecer seguirán subiendo. En este episodio te comparto la manera en que esto te puede afectar, tanto si tienes deudas, o eres ahorrador o inversionista....</itunes:subtitle><itunes:summary><![CDATA[Las tasas de interés han subido recientemente en Estados Unidos (y otros países), y al parecer seguirán subiendo. En este episodio te comparto la manera en que esto te puede afectar, tanto si tienes deudas, o eres ahorrador o inversionista. <br /><br />Inscríbete a Dinero en Español en tu plataforma de podcasts favorita, liga aquí: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>966</itunes:duration><itunes:keywords>dinero,inflación,inversiones,tasasdeinteres</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Interés Compuesto</title><link>https://www.spreaker.com/episode/el-interes-compuesto--49459453</link><description><![CDATA[En este episodio te explico cómo beneficiarte al máximo del interés compuesto. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Inscríbete a Dinero en Español en la plataforma de tu preferencia en: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Música del Episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49459453</guid><pubDate>Sun, 17 Apr 2022 15:27:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49459453/el_inter_s_compuesto.mp3" length="31866198" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te explico cómo beneficiarte al máximo del interés compuesto. &#13;
&#13;
Inscríbete a mi boletín en: http://miguelgomez.link/correo&#13;
&#13;
Inscríbete a Dinero en Español en la plataforma de tu preferencia en: http://linktr.ee/miguelgomez...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te explico cómo beneficiarte al máximo del interés compuesto. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Inscríbete a Dinero en Español en la plataforma de tu preferencia en: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Música del Episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>996</itunes:duration><itunes:keywords>dinero,interes,interescompuesto,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio especial: ¿Estafa o Inversión?</title><link>https://www.spreaker.com/episode/episodio-especial-estafa-o-inversion--49386199</link><description><![CDATA[Las estafas siguen sucediendo. Y así será mientras haya gente que caiga en sus engaños. En este episodio especial te comparto algunas de las señales de alerta más comunes que pueden indicar que la inversión que te están ofreciendo es en realidad una estafa, para que no te conviertas en una víctima más. <br /><br />Verifica el registro de la empresa captadora de inversión en: <br /><br />Estados Unidos: <a href="https://www.sec.gov/about/offices/oia/oia_regstat.htm" rel="noopener">https://www.sec.gov/about/offices/oia/oia_regstat.htm</a><br /><br />México: <a href="https://www.cnbv.gob.mx/Entidades-Autorizadas/Paginas/default.aspx" rel="noopener">https://www.cnbv.gob.mx/Entidades-Autorizadas/Paginas/default.aspx</a><br /><br />Colombia: <a href="https://www.superfinanciera.gov.co/inicio/industrias-supervisadas/entidades-vigiladas-por-la-superintendencia-financiera-de-colombia-13067" rel="noopener">https://www.superfinanciera.gov.co/inicio/industrias-supervisadas/entidades-vigiladas-por-la-superintendencia-financiera-de-colombia-13067</a><br /><br />Regístrate a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Inscríbete al podcast en: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Música del episodio:<br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49386199</guid><pubDate>Sun, 10 Apr 2022 16:45:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49386199/estafa_o_inversion.mp3" length="23255342" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las estafas siguen sucediendo. Y así será mientras haya gente que caiga en sus engaños. En este episodio especial te comparto algunas de las señales de alerta más comunes que pueden indicar que la inversión que te están ofreciendo es en realidad una...</itunes:subtitle><itunes:summary><![CDATA[Las estafas siguen sucediendo. Y así será mientras haya gente que caiga en sus engaños. En este episodio especial te comparto algunas de las señales de alerta más comunes que pueden indicar que la inversión que te están ofreciendo es en realidad una estafa, para que no te conviertas en una víctima más. <br /><br />Verifica el registro de la empresa captadora de inversión en: <br /><br />Estados Unidos: <a href="https://www.sec.gov/about/offices/oia/oia_regstat.htm" rel="noopener">https://www.sec.gov/about/offices/oia/oia_regstat.htm</a><br /><br />México: <a href="https://www.cnbv.gob.mx/Entidades-Autorizadas/Paginas/default.aspx" rel="noopener">https://www.cnbv.gob.mx/Entidades-Autorizadas/Paginas/default.aspx</a><br /><br />Colombia: <a href="https://www.superfinanciera.gov.co/inicio/industrias-supervisadas/entidades-vigiladas-por-la-superintendencia-financiera-de-colombia-13067" rel="noopener">https://www.superfinanciera.gov.co/inicio/industrias-supervisadas/entidades-vigiladas-por-la-superintendencia-financiera-de-colombia-13067</a><br /><br />Regístrate a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Inscríbete al podcast en: <a href="http://linktr.ee/miguelgomez" rel="noopener">http://linktr.ee/miguelgomez</a><br /><br />Música del episodio:<br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1661</itunes:duration><itunes:keywords>dinero,estafa,fraude,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Diferencia Entre Ser Rico y Tener Riqueza</title><link>https://www.spreaker.com/episode/la-diferencia-entre-ser-rico-y-tener-riqueza--49303101</link><description><![CDATA[Ser rico y tener riqueza no es lo mismo. En este episodio te explico la diferencia, que a muchos se les olvida. <br /><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />¿Te gustó el episodio? Compártelo a quien creas que le pueda ayudar. <br /><br />Déjame tu review en Apple Podcasts y en Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49303101</guid><pubDate>Sun, 03 Apr 2022 17:05:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49303101/la_diferencia_entre_ser_rico_y_tener_riqueza.mp3" length="17634653" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ser rico y tener riqueza no es lo mismo. En este episodio te explico la diferencia, que a muchos se les olvida. &#13;
&#13;
&#13;
Inscríbete a mi boletín en: http://miguelgomez.link/correo&#13;
&#13;
¿Te gustó el episodio? Compártelo a quien creas que le pueda ayudar....</itunes:subtitle><itunes:summary><![CDATA[Ser rico y tener riqueza no es lo mismo. En este episodio te explico la diferencia, que a muchos se les olvida. <br /><br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />¿Te gustó el episodio? Compártelo a quien creas que le pueda ayudar. <br /><br />Déjame tu review en Apple Podcasts y en Spotify. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1102</itunes:duration><itunes:keywords>dinero,inversiones,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Transformando la Educación con Jazmín Agúndez</title><link>https://www.spreaker.com/episode/transformando-la-educacion-con-jazmin-agundez--49119761</link><description><![CDATA[En este episodio entrevisté a Jazmín Agúndez Valenzuela es Psicóloga Educativa y Máster en Educación.<br /><br />Jazmín tiene más de veinte años de experiencia en el área de docencia, diseño instruccional y capacitación en modalidades presencial, híbrido y en línea en instituciones educativas en México y en el extranjero en niveles educativos de prescolar hasta posgrado; experiencia que actualmente extiende a su labor dentro de los servicios de consultoría que ofrece bajo el nombre de BLS Group para el diseño, desarrollo e implementación de soluciones innovadoras de aprendizaje para escuelas y empresas.<br /><br />Es colaboradora del Tecnológico de Monterrey como consultora de negocios, diseñadora instruccional y facilitadora de Educación Continua del área corporativa para México, Ecuador, Colombia, República Dominicana y Perú. Así mismo, es docente en la Escuela de Negocios; así como asesora para el desarrollo de proyectos de emprendimiento.<br /><br />Es co-diseñadora del Modelo Educativo de Maple High School, institución educativa con base en Saltillo, Coahuila que tiene un enfoque en la enseñanza activa para la formación emprendedora y la preparación para el futuro del trabajo.<br /><br />Así mismo, es asesora estratégica de diversas instituciones educativas y asociaciones sin fines de lucro.<br /><br />Platicamos sobre la transformación que requiere la educación para servir las necesidades presentes y futuras de la humanidad, hablamos de las dificultades que tiene el cambiar el modelo educativo y de los pros (y contras) del uso de la tecnología de parte de los niños. <br /><br />Fue una entrevista genial. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Mencionado en el episodio: <br />"Stop Stealing Dreams", texto por Seth Godin: <a href="https://sethgodinwrites.medium.com/stop-stealing-dreams-4116c7dbff7b" rel="noopener">https://sethgodinwrites.medium.com/stop-stealing-dreams-4116c7dbff7b</a><br />"Stop Stealing Dreams", TED Talk con Seth Godin: <a href="https://www.youtube.com/watch?v=sXpbONjV1Jc" rel="noopener">https://www.youtube.com/watch?v=sXpbONjV1Jc</a><br />"Silicon Valley parents are raising their kids tech-free — and it should be a red flag": <a href="https://www.businessinsider.com/silicon-valley-parents-raising-their-kids-tech-free-red-flag-2018-2" rel="noopener">https://www.businessinsider.com/silicon-valley-parents-raising-their-kids-tech-free-red-flag-2018-2</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49119761</guid><pubDate>Sun, 20 Mar 2022 15:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49119761/transformando_la_educacion_con_jazmin_agundez.mp3" length="56078058" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio entrevisté a Jazmín Agúndez Valenzuela es Psicóloga Educativa y Máster en Educación.&#13;
&#13;
Jazmín tiene más de veinte años de experiencia en el área de docencia, diseño instruccional y capacitación en modalidades presencial, híbrido y en...</itunes:subtitle><itunes:summary><![CDATA[En este episodio entrevisté a Jazmín Agúndez Valenzuela es Psicóloga Educativa y Máster en Educación.<br /><br />Jazmín tiene más de veinte años de experiencia en el área de docencia, diseño instruccional y capacitación en modalidades presencial, híbrido y en línea en instituciones educativas en México y en el extranjero en niveles educativos de prescolar hasta posgrado; experiencia que actualmente extiende a su labor dentro de los servicios de consultoría que ofrece bajo el nombre de BLS Group para el diseño, desarrollo e implementación de soluciones innovadoras de aprendizaje para escuelas y empresas.<br /><br />Es colaboradora del Tecnológico de Monterrey como consultora de negocios, diseñadora instruccional y facilitadora de Educación Continua del área corporativa para México, Ecuador, Colombia, República Dominicana y Perú. Así mismo, es docente en la Escuela de Negocios; así como asesora para el desarrollo de proyectos de emprendimiento.<br /><br />Es co-diseñadora del Modelo Educativo de Maple High School, institución educativa con base en Saltillo, Coahuila que tiene un enfoque en la enseñanza activa para la formación emprendedora y la preparación para el futuro del trabajo.<br /><br />Así mismo, es asesora estratégica de diversas instituciones educativas y asociaciones sin fines de lucro.<br /><br />Platicamos sobre la transformación que requiere la educación para servir las necesidades presentes y futuras de la humanidad, hablamos de las dificultades que tiene el cambiar el modelo educativo y de los pros (y contras) del uso de la tecnología de parte de los niños. <br /><br />Fue una entrevista genial. <br /><br />Inscríbete a mi boletín en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Mencionado en el episodio: <br />"Stop Stealing Dreams", texto por Seth Godin: <a href="https://sethgodinwrites.medium.com/stop-stealing-dreams-4116c7dbff7b" rel="noopener">https://sethgodinwrites.medium.com/stop-stealing-dreams-4116c7dbff7b</a><br />"Stop Stealing Dreams", TED Talk con Seth Godin: <a href="https://www.youtube.com/watch?v=sXpbONjV1Jc" rel="noopener">https://www.youtube.com/watch?v=sXpbONjV1Jc</a><br />"Silicon Valley parents are raising their kids tech-free — and it should be a red flag": <a href="https://www.businessinsider.com/silicon-valley-parents-raising-their-kids-tech-free-red-flag-2018-2" rel="noopener">https://www.businessinsider.com/silicon-valley-parents-raising-their-kids-tech-free-red-flag-2018-2</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of...]]></itunes:summary><itunes:duration>4005</itunes:duration><itunes:keywords>dinero,educación,entrevista,futuro,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/29ae7af4e1d99911fbbe5512ab1bd111.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Problema con las Garantías</title><link>https://www.spreaker.com/episode/el-problema-con-las-garantias--49046666</link><description><![CDATA[En el mundo de las inversiones, las "garantías" sólo son tan fuertes como la empresa que las ofrece. Desafortunadamente, esto no siempre es claro. <br /><br />En el episodio de hoy te explico algunos de los problemas de las garantías, haciendo muy clara la distinción entre aquellas ofrecidas por empresas serias y las que salen de la nada. <br /><br />También te cuento un poco sobre el rol de los influencers al momento de recomendar inversiones a su audiencia. ¿Qué motivaciones hay detrás de eso? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />Dinero en Español es producido por Miguel Gómez, Consejero Financiero. Este podcast no es asesoría de inversión.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/49046666</guid><pubDate>Sun, 13 Mar 2022 17:12:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/49046666/el_problema_con_las_garantias.mp3" length="18264225" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el mundo de las inversiones, las "garantías" sólo son tan fuertes como la empresa que las ofrece. Desafortunadamente, esto no siempre es claro. &#13;
&#13;
En el episodio de hoy te explico algunos de los problemas de las garantías, haciendo muy clara la...</itunes:subtitle><itunes:summary><![CDATA[En el mundo de las inversiones, las "garantías" sólo son tan fuertes como la empresa que las ofrece. Desafortunadamente, esto no siempre es claro. <br /><br />En el episodio de hoy te explico algunos de los problemas de las garantías, haciendo muy clara la distinción entre aquellas ofrecidas por empresas serias y las que salen de la nada. <br /><br />También te cuento un poco sobre el rol de los influencers al momento de recomendar inversiones a su audiencia. ¿Qué motivaciones hay detrás de eso? <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />Dinero en Español es producido por Miguel Gómez, Consejero Financiero. Este podcast no es asesoría de inversión.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1142</itunes:duration><itunes:keywords>dinero,garantías,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Suficiente</title><link>https://www.spreaker.com/episode/suficiente--48969068</link><description><![CDATA[El ignorar el "suficiente" ha causado estragos en muchas personas y familias. Es causa de estrés y de no tener claro cuándo has ganado el juego de la riqueza. El tener claro tu "suficiente" te ayuda a vivir con mayor tranquilidad, a saber cuándo el trabajo se convierte en algo opcional y a tomar menos riesgos con tu dinero y tu vida. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48969068</guid><pubDate>Sun, 06 Mar 2022 17:47:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48969068/suficiente.mp3" length="16896259" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El ignorar el "suficiente" ha causado estragos en muchas personas y familias. Es causa de estrés y de no tener claro cuándo has ganado el juego de la riqueza. El tener claro tu "suficiente" te ayuda a vivir con mayor tranquilidad, a saber cuándo el...</itunes:subtitle><itunes:summary><![CDATA[El ignorar el "suficiente" ha causado estragos en muchas personas y familias. Es causa de estrés y de no tener claro cuándo has ganado el juego de la riqueza. El tener claro tu "suficiente" te ayuda a vivir con mayor tranquilidad, a saber cuándo el trabajo se convierte en algo opcional y a tomar menos riesgos con tu dinero y tu vida. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1056</itunes:duration><itunes:keywords>dinero,finanzas,finanzaspersonales,inversiones,mindfulness</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ucrania y la Ignorancia Selectiva</title><link>https://www.spreaker.com/episode/ucrania-y-la-ignorancia-selectiva--48887410</link><description><![CDATA[El conflicto ahora se transmite a todo los rincones del mundo en tiempo real. En este episodio te comparto la idea de la ignorancia selectiva, y su aplicación en tu vida y en tus inversiones.<br /><br />Inscíbete a mi boletín de correo en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48887410</guid><pubDate>Sun, 27 Feb 2022 18:18:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48887410/ucrania_y_la_ignorancia_selectiva.mp3" length="29787269" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El conflicto ahora se transmite a todo los rincones del mundo en tiempo real. En este episodio te comparto la idea de la ignorancia selectiva, y su aplicación en tu vida y en tus inversiones.&#13;
&#13;
Inscíbete a mi boletín de correo en:...</itunes:subtitle><itunes:summary><![CDATA[El conflicto ahora se transmite a todo los rincones del mundo en tiempo real. En este episodio te comparto la idea de la ignorancia selectiva, y su aplicación en tu vida y en tus inversiones.<br /><br />Inscíbete a mi boletín de correo en: <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>931</itunes:duration><itunes:keywords>inversiones,riesgo,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Representar una Marca Icónica y Hacer lo Imposible con Alejandro Gershberg</title><link>https://www.spreaker.com/episode/representar-una-marca-iconica-y-hacer-lo-imposible-con-alejandro-gershberg--48714483</link><description><![CDATA[En este episodio entrevisto a Alejandro Gershberg, Marketing Director, Consumer Connections de Grupo Modelo. <br />Platicamos sobre muchos temas: <br />-Trabajar en lo que te gusta. <br />-Tu carrera a largo plazo vs Hoy.<br />-El orgullo del marketing.<br />-El hambre de aprender. <br />-Trabajar con una marca icónica: Corona.<br />-Hacer frente a la pandemia.<br />-Cómo empujar más. <br />-Cómo surgen las grandes ideas. <br />-Cómo vender lo imposible.<br />-El Clásico de la Historia.<br />-La importancia de la salud mental. <br /><br />Y mucho más. <br /><br />Observa completo de El Clásico de la Historia aquí: <a href="https://miguelgomez.link/clasico" rel="noopener">https://miguelgomez.link/clasico</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48714483</guid><pubDate>Sun, 13 Feb 2022 16:57:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48714483/representar_una_marca_ic_nica_con_alejandro_gershberg.mp3" length="62464702" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio entrevisto a Alejandro Gershberg, Marketing Director, Consumer Connections de Grupo Modelo. &#13;
Platicamos sobre muchos temas: &#13;
-Trabajar en lo que te gusta. &#13;
-Tu carrera a largo plazo vs Hoy.&#13;
-El orgullo del marketing.&#13;
-El hambre...</itunes:subtitle><itunes:summary><![CDATA[En este episodio entrevisto a Alejandro Gershberg, Marketing Director, Consumer Connections de Grupo Modelo. <br />Platicamos sobre muchos temas: <br />-Trabajar en lo que te gusta. <br />-Tu carrera a largo plazo vs Hoy.<br />-El orgullo del marketing.<br />-El hambre de aprender. <br />-Trabajar con una marca icónica: Corona.<br />-Hacer frente a la pandemia.<br />-Cómo empujar más. <br />-Cómo surgen las grandes ideas. <br />-Cómo vender lo imposible.<br />-El Clásico de la Historia.<br />-La importancia de la salud mental. <br /><br />Y mucho más. <br /><br />Observa completo de El Clásico de la Historia aquí: <a href="https://miguelgomez.link/clasico" rel="noopener">https://miguelgomez.link/clasico</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3904</itunes:duration><itunes:keywords>bigdata,clasicodelahistoria,corona,entrevista,marketing</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9937c9b4d2d3e50d818cd3d4597fa7ab.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Reducir el Riesgo</title><link>https://www.spreaker.com/episode/reducir-el-riesgo--48613889</link><description><![CDATA[En este episodio te comparto los pasos para reducir el riesgo en tus inversiones y en general. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48613889</guid><pubDate>Sun, 06 Feb 2022 17:08:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48613889/reducir_el_riesgo.mp3" length="25215005" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto los pasos para reducir el riesgo en tus inversiones y en general. &#13;
&#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
&#13;
Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto los pasos para reducir el riesgo en tus inversiones y en general. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1051</itunes:duration><itunes:keywords>inversiones,nieve,riesgo,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué diablos es la volatilidad</title><link>https://www.spreaker.com/episode/que-diablos-es-la-volatilidad--48510879</link><description><![CDATA[En este episodio te comparto qué es la volatilidad, cómo usarla a tu favor y cómo entenderla es parte de construir un portafolio de inversión de largo plazo. <br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48510879</guid><pubDate>Sun, 30 Jan 2022 17:13:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48510879/qu_diablos_es_la_volatilidad.mp3" length="18258492" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto qué es la volatilidad, cómo usarla a tu favor y cómo entenderla es parte de construir un portafolio de inversión de largo plazo. &#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
&#13;
Música del episodio: &#13;
~aether...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto qué es la volatilidad, cómo usarla a tu favor y cómo entenderla es parte de construir un portafolio de inversión de largo plazo. <br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>761</itunes:duration><itunes:keywords>dinero,inversiones,riesgo,volatilidad</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Dos Niveles de la Diversificación Fiscal (Finanzas Avanzadas)</title><link>https://www.spreaker.com/episode/los-dos-niveles-de-la-diversificacion-fiscal-finanzas-avanzadas--48415500</link><description><![CDATA[En este episodio te comparto los dos niveles de diversificación fiscal y porqué aprovecharlos puede hacer una diferencia importante en tus finanzas a largo plazo.  <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48415500</guid><pubDate>Sun, 23 Jan 2022 16:39:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48415500/los_dos_niveles_de_la_diversificaci_n_fiscal_finanzas_avanzadas.mp3" length="30929969" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto los dos niveles de diversificación fiscal y porqué aprovecharlos puede hacer una diferencia importante en tus finanzas a largo plazo.  &#13;
&#13;
Inscríbete a mi boletín en http://miguelgomez.link/correo&#13;
&#13;
Música del episodio:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto los dos niveles de diversificación fiscal y porqué aprovecharlos puede hacer una diferencia importante en tus finanzas a largo plazo.  <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>967</itunes:duration><itunes:keywords>dinero,impuestos,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Leyes y Emprendedores con Alex Bruno, Abogado</title><link>https://www.spreaker.com/episode/leyes-y-emprendedores-con-alex-bruno-abogado--48227118</link><description><![CDATA[En este episodio platiqué con el Abogado Alex Bruno. Hablamos sobre la manera en que las leyes protegen a los emprededores, siempre y cuando los emprendedores hagan su parte, sobre algunos de los mitos que existen sobre trabajar con abogados y porqué es importante contratar a un abogado lo más pronto posible al iniciar un negocio. <br /><br />Encuentra a Alex en: <a href="https://twitter.com/alexbrunoesq/" rel="noopener">https://twitter.com/alexbrunoesq/</a><br /><br />Contacta su firma en: <a href="https://www.brunogroupinc.com/" rel="noopener">https://www.brunogroupinc.com/</a><br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48227118</guid><pubDate>Sun, 16 Jan 2022 22:01:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48227118/leyes_y_emprendedores_con_alex_bruno_abogado.mp3" length="33933066" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio platiqué con el Abogado Alex Bruno. Hablamos sobre la manera en que las leyes protegen a los emprededores, siempre y cuando los emprendedores hagan su parte, sobre algunos de los mitos que existen sobre trabajar con abogados y porqué...</itunes:subtitle><itunes:summary><![CDATA[En este episodio platiqué con el Abogado Alex Bruno. Hablamos sobre la manera en que las leyes protegen a los emprededores, siempre y cuando los emprendedores hagan su parte, sobre algunos de los mitos que existen sobre trabajar con abogados y porqué es importante contratar a un abogado lo más pronto posible al iniciar un negocio. <br /><br />Encuentra a Alex en: <a href="https://twitter.com/alexbrunoesq/" rel="noopener">https://twitter.com/alexbrunoesq/</a><br /><br />Contacta su firma en: <a href="https://www.brunogroupinc.com/" rel="noopener">https://www.brunogroupinc.com/</a><br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2121</itunes:duration><itunes:keywords>dinero,emprender,leyes,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b3815b50a84a69a032116920419230a4.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Dos Visiones para 2022 y Mi Principal Enfoque para el Año que Comienza</title><link>https://www.spreaker.com/episode/dos-visiones-para-2022-y-mi-principal-enfoque-para-el-ano-que-comienza--48140059</link><description><![CDATA[Cada diciembre-enero, multitudes de analistas ofrecen lo que sus bolas de cristal les dicen sobre lo que va a pasar en el año que está por iniciar. 2022 obviamente no fue la excepción. En este episodio te comparto las dos visiones más preponderantes entre los analistas financieros y te ofrezco cuál es mi principal enfoque, independientemente de cuál de las visiones de los analistas se convierta en realidad. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48140059</guid><pubDate>Sun, 02 Jan 2022 16:30:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48140059/dos_visiones_para_2022_y_mi_principal_enfoque.mp3" length="25692105" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cada diciembre-enero, multitudes de analistas ofrecen lo que sus bolas de cristal les dicen sobre lo que va a pasar en el año que está por iniciar. 2022 obviamente no fue la excepción. En este episodio te comparto las dos visiones más preponderantes...</itunes:subtitle><itunes:summary><![CDATA[Cada diciembre-enero, multitudes de analistas ofrecen lo que sus bolas de cristal les dicen sobre lo que va a pasar en el año que está por iniciar. 2022 obviamente no fue la excepción. En este episodio te comparto las dos visiones más preponderantes entre los analistas financieros y te ofrezco cuál es mi principal enfoque, independientemente de cuál de las visiones de los analistas se convierta en realidad. <br /><br />Inscríbete a mi boletín en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: ~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>803</itunes:duration><itunes:keywords>2022,dinero,pronosticos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cubetas de Dinero (Finanzas Básicas)</title><link>https://www.spreaker.com/episode/cubetas-de-dinero-finanzas-basicas--48064053</link><description><![CDATA[En este episodio te comparto una manera muy simple de organizar tus finanzas que te puede ayudar a cumplir tus propósitos para 2022 y más allá: Las cubetas de dinero. <br /><br />Sígueme en Facebook en <a href="http://Facebook.com/miguelgomezconsejero" rel="noopener">http://Facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín (casi) semanal en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/48064053</guid><pubDate>Sun, 26 Dec 2021 16:51:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/48064053/cubetas_de_dinero.mp3" length="33940112" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una manera muy simple de organizar tus finanzas que te puede ayudar a cumplir tus propósitos para 2022 y más allá: Las cubetas de dinero. 

Sígueme en Facebook en http://Facebook.com/miguelgomezconsejero
Inscríbete a mi...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una manera muy simple de organizar tus finanzas que te puede ayudar a cumplir tus propósitos para 2022 y más allá: Las cubetas de dinero. <br /><br />Sígueme en Facebook en <a href="http://Facebook.com/miguelgomezconsejero" rel="noopener">http://Facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín (casi) semanal en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1061</itunes:duration><itunes:keywords>añonuevo,dinero,finanzas,metas,propísitos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Está por caer la bolsa?</title><link>https://www.spreaker.com/episode/esta-por-caer-la-bolsa--47986277</link><description><![CDATA[Desde hace varios años, analistas dicen que la bolsa de valores está por caerse. ¿Tienen razón? ¿Qué puedes hacer para prepararte? ¿Qué hago yo para prepararme para una caída en el mercado? En este episodio contesto estas preguntas y más. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47986277</guid><pubDate>Sun, 19 Dec 2021 17:14:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47986277/se_va_a_caer.mp3" length="13886905" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Desde hace varios años, analistas dicen que la bolsa de valores está por caerse. ¿Tienen razón? ¿Qué puedes hacer para prepararte? ¿Qué hago yo para prepararme para una caída en el mercado? En este episodio contesto estas preguntas y más. 

Música del...</itunes:subtitle><itunes:summary><![CDATA[Desde hace varios años, analistas dicen que la bolsa de valores está por caerse. ¿Tienen razón? ¿Qué puedes hacer para prepararte? ¿Qué hago yo para prepararme para una caída en el mercado? En este episodio contesto estas preguntas y más. <br /><br />Música del episodio: <br />~aether theories~ by Vidian (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> Ft: Gurdonark, White-throated Sparrow<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>868</itunes:duration><itunes:keywords>bolsa,dinero,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mi Experimento Crypto (y Cómo Aprovechar las Pérdidas)</title><link>https://www.spreaker.com/episode/mi-experimento-crypto-y-como-aprovechar-las-perdidas--47892822</link><description><![CDATA[En este episodio te comparto cómo me fue en mi experimento crypto y cómo puedes aprovechar las pérdidas que tengas en tus inversiones. <br /><br />Mencioné el podcast “Emprendedores con Luis Von Ahn”. Escúchalo aquí en Apple Podcasts: <a href="https://podcasts.apple.com/us/podcast/emprendedores-con-luis-von-ahn/id1574940060" rel="noopener">https://podcasts.apple.com/us/podcast/emprendedores-con-luis-von-ahn/id1574940060</a> y en donde quiera que escuches tus podcasts.<br /><br />Música del Episodio: Licensed under Creative Commons Attribution (3.0)<br />Inicio: ~aether theories~ by Vidian <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> <br />Final: "the universe sings ft. jonatha chance" by kthugha - <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47892822</guid><pubDate>Sun, 12 Dec 2021 16:58:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47892822/c_mo_aprovechar_las_p_rdidas.mp3" length="16374593" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto cómo me fue en mi experimento crypto y cómo puedes aprovechar las pérdidas que tengas en tus inversiones. &#13;
&#13;
Mencioné el podcast “Emprendedores con Luis Von Ahn”. Escúchalo aquí en Apple Podcasts:...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto cómo me fue en mi experimento crypto y cómo puedes aprovechar las pérdidas que tengas en tus inversiones. <br /><br />Mencioné el podcast “Emprendedores con Luis Von Ahn”. Escúchalo aquí en Apple Podcasts: <a href="https://podcasts.apple.com/us/podcast/emprendedores-con-luis-von-ahn/id1574940060" rel="noopener">https://podcasts.apple.com/us/podcast/emprendedores-con-luis-von-ahn/id1574940060</a> y en donde quiera que escuches tus podcasts.<br /><br />Música del Episodio: Licensed under Creative Commons Attribution (3.0)<br />Inicio: ~aether theories~ by Vidian <a href="http://dig.ccmixter.org/files/Vidian/57398" rel="noopener">http://dig.ccmixter.org/files/Vidian/57398</a> <br />Final: "the universe sings ft. jonatha chance" by kthugha - <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1024</itunes:duration><itunes:keywords>crypto,dinero,finanzaspersonales,impuestos,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué es la Planeación Financiera - Parte 2</title><link>https://www.spreaker.com/episode/que-es-la-planeacion-financiera-parte-2--47805877</link><description><![CDATA[En este episodio te comparto el proceso completo de la planeación financiera. <br /><br />The Financial Planning Process, CFP Board: <a href="https://www.letsmakeaplan.org/getting-ready/the-financial-planning-process" rel="noopener">https://www.letsmakeaplan.org/getting-ready/the-financial-planning-process</a><br /><br />Música del Episodio: The Universe Sings. Usada bajo Creative Commons.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47805877</guid><pubDate>Mon, 06 Dec 2021 14:30:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47805877/planeacion_financiara_parte_2.mp3" length="13672372" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto el proceso completo de la planeación financiera. &#13;
&#13;
The Financial Planning Process, CFP Board: https://www.letsmakeaplan.org/getting-ready/the-financial-planning-process&#13;
&#13;
Música del Episodio: The Universe Sings. Usada...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto el proceso completo de la planeación financiera. <br /><br />The Financial Planning Process, CFP Board: <a href="https://www.letsmakeaplan.org/getting-ready/the-financial-planning-process" rel="noopener">https://www.letsmakeaplan.org/getting-ready/the-financial-planning-process</a><br /><br />Música del Episodio: The Universe Sings. Usada bajo Creative Commons.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>855</itunes:duration><itunes:keywords>dinero,finanzas,planeacion financiera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué es la Planeación Financiera - Parte 1</title><link>https://www.spreaker.com/episode/que-es-la-planeacion-financiera-parte-1--47693290</link><description><![CDATA[En este episodio te explico qué es un "CFP® Professional", qué diferencia tiene contra alguien que se hace llamar "Financial Planner", y te explico el primer paso de la planeación financiera: La entrevista inicial. En el próximo episodio te voy a compartir el resto del proceso de la planeación financiera. <br /><br />El CFP Board es la institución que autoriza el uso de la marca CFP®.<br /><br />Fuentes mencionadas en el episodio: <br />El CFP Board: <a href="https://www.cfp.net/about-cfp-board" rel="noopener">https://www.cfp.net/about-cfp-board</a><br />Cuántos CFP® Professionals somos Hispanos/Latinos: <a href="https://www.investmentnews.com/number-female-black-hispanic-cfps-increases-201092" rel="noopener">https://www.investmentnews.com/number-female-black-hispanic-cfps-increases-201092</a><br /><br />Música del Episodio: "The Universe Sings", usada bajo Creative Commons. <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47693290</guid><pubDate>Sun, 28 Nov 2021 17:41:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47693290/planeacion_financiera_parte_1.mp3" length="11103504" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te explico qué es un "CFP® Professional", qué diferencia tiene contra alguien que se hace llamar "Financial Planner", y te explico el primer paso de la planeación financiera: La entrevista inicial. En el próximo episodio te voy a...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te explico qué es un "CFP® Professional", qué diferencia tiene contra alguien que se hace llamar "Financial Planner", y te explico el primer paso de la planeación financiera: La entrevista inicial. En el próximo episodio te voy a compartir el resto del proceso de la planeación financiera. <br /><br />El CFP Board es la institución que autoriza el uso de la marca CFP®.<br /><br />Fuentes mencionadas en el episodio: <br />El CFP Board: <a href="https://www.cfp.net/about-cfp-board" rel="noopener">https://www.cfp.net/about-cfp-board</a><br />Cuántos CFP® Professionals somos Hispanos/Latinos: <a href="https://www.investmentnews.com/number-female-black-hispanic-cfps-increases-201092" rel="noopener">https://www.investmentnews.com/number-female-black-hispanic-cfps-increases-201092</a><br /><br />Música del Episodio: "The Universe Sings", usada bajo Creative Commons. <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>925</itunes:duration><itunes:keywords>dinero,financialplanning,planeacionfinanciera,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Flexibilidad, Balance y Vida con Gricho Albo</title><link>https://www.spreaker.com/episode/flexibilidad-balance-y-vida-con-gricho-albo--47586553</link><description><![CDATA[En este episodio te comparto la entrevista que tuve con Griselda (Gricho) Albo, diseñadora industrial de profesión, y como segunda profesión y hobbie amante del yoga. Gricho tiene un centro de yoga en Querétaro, México. Practica y comparte diferentes estilos de yoga desde muy pasivos como yin yoga hasta muy activos como diferentes estilos de vinyasa: prana flow, rocket yoga, mandala vinyasa, soul yoga, tripsichore. <br /><br />Practica yoga desde 2006, y se ha certificado con algunos de los mejores maestros a nivel mundial<br />Por todo lo que ha recibido, Gricho siente la responsabilidad de dar, y por eso su interés en compartir estas prácticas, filosofía, sanación, estilo de vida con otras personas y que más personas puedan encontrar su propio camino de bienestar para seguir creciendo y evolucionando. <br /><br />Encuentra a Gricho en:<br />Youtube:<br /><a href="https://www.youtube.com/channel/UCA6eg7HHM8PgZduzLlY463g" rel="noopener">https://www.youtube.com/channel/UCA6eg7HHM8PgZduzLlY463g</a> <br /><br />Instagram:<br /><a href="https://www.instagram.com/gricho_albo" rel="noopener">https://www.instagram.com/gricho_albo</a><br /><br />Facebook:<br /><a href="https://www.facebook.com/grichoalbo" rel="noopener">https://www.facebook.com/grichoalbo</a> <br /><br />Su centro de Yoga:<br />Arati Yoga <br /><a href="https://www.instagram.com/aratiyoga" rel="noopener">https://www.instagram.com/aratiyoga</a><br /><br />El libro que mencioné en el episodio: <br />Curar el Cuerpo, Eliminar el Dolor (John E. Sarno). <br /><br />Música del episodio: <br />Dimitris Bakoulis - Άλλες Ζωές <br />Usada bajo Creative Commons<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47586553</guid><pubDate>Sun, 21 Nov 2021 16:55:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47586553/gricho_albo.mp3" length="48472840" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la entrevista que tuve con Griselda (Gricho) Albo, diseñadora industrial de profesión, y como segunda profesión y hobbie amante del yoga. Gricho tiene un centro de yoga en Querétaro, México. Practica y comparte diferentes...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la entrevista que tuve con Griselda (Gricho) Albo, diseñadora industrial de profesión, y como segunda profesión y hobbie amante del yoga. Gricho tiene un centro de yoga en Querétaro, México. Practica y comparte diferentes estilos de yoga desde muy pasivos como yin yoga hasta muy activos como diferentes estilos de vinyasa: prana flow, rocket yoga, mandala vinyasa, soul yoga, tripsichore. <br /><br />Practica yoga desde 2006, y se ha certificado con algunos de los mejores maestros a nivel mundial<br />Por todo lo que ha recibido, Gricho siente la responsabilidad de dar, y por eso su interés en compartir estas prácticas, filosofía, sanación, estilo de vida con otras personas y que más personas puedan encontrar su propio camino de bienestar para seguir creciendo y evolucionando. <br /><br />Encuentra a Gricho en:<br />Youtube:<br /><a href="https://www.youtube.com/channel/UCA6eg7HHM8PgZduzLlY463g" rel="noopener">https://www.youtube.com/channel/UCA6eg7HHM8PgZduzLlY463g</a> <br /><br />Instagram:<br /><a href="https://www.instagram.com/gricho_albo" rel="noopener">https://www.instagram.com/gricho_albo</a><br /><br />Facebook:<br /><a href="https://www.facebook.com/grichoalbo" rel="noopener">https://www.facebook.com/grichoalbo</a> <br /><br />Su centro de Yoga:<br />Arati Yoga <br /><a href="https://www.instagram.com/aratiyoga" rel="noopener">https://www.instagram.com/aratiyoga</a><br /><br />El libro que mencioné en el episodio: <br />Curar el Cuerpo, Eliminar el Dolor (John E. Sarno). <br /><br />Música del episodio: <br />Dimitris Bakoulis - Άλλες Ζωές <br />Usada bajo Creative Commons<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3021</itunes:duration><itunes:keywords>balance,entrevista,flexibilidad,vida,yoga</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/298216d3ab7d244f92b5a8226e7a8db6.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Sesgos de la Industria Financiera</title><link>https://www.spreaker.com/episode/cinco-sesgos-de-la-industria-financiera--47245075</link><description><![CDATA[En este episodio te comparto cinco sesgos que he visto en colegas de la industria financiera, cómo identificarlos y cómo minimizar su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47245075</guid><pubDate>Sun, 31 Oct 2021 15:50:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47245075/sesgos_de_la_industria_financiera.mp3" length="16978781" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto cinco sesgos que he visto en colegas de la industria financiera, cómo identificarlos y cómo minimizar su impacto en tu vida.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto cinco sesgos que he visto en colegas de la industria financiera, cómo identificarlos y cómo minimizar su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1062</itunes:duration><itunes:keywords>dinero,finanzas,sesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Calidad con Luis Iturriaga</title><link>https://www.spreaker.com/episode/calidad-con-luis-iturriaga--47121790</link><description><![CDATA[Luis Iturriaga (<a href="https://twitter.com/Luis_Iturriaga)" rel="noopener">https://twitter.com/Luis_Iturriaga)</a> es consultor independiente en Gestión de Calidad y Procesos. Ha colaborado con empresas de todos tamaños y es un experto en el tema.<br /> <br />En este episodio, hablamos sobre la calidad empresarial, pero sobre y cómo llevar una vida de calidad y lo que ello implica. <br /><br />Asegúrate de escuchar este episodio con pluma y papel a la mano, porque está lleno de consejos que puedes aplicar en tu vida inmediatamente. <br /><br />Visita el blog de Luis en: <a href="https://luisiturriaga.com/" rel="noopener">https://luisiturriaga.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47121790</guid><pubDate>Sun, 24 Oct 2021 14:30:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47121790/calidad_con_luis_iturriaga.mp3" length="49278954" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Luis Iturriaga (https://twitter.com/Luis_Iturriaga) es consultor independiente en Gestión de Calidad y Procesos. Ha colaborado con empresas de todos tamaños y es un experto en el tema.
 
En este episodio, hablamos sobre la calidad empresarial, pero...</itunes:subtitle><itunes:summary><![CDATA[Luis Iturriaga (<a href="https://twitter.com/Luis_Iturriaga)" rel="noopener">https://twitter.com/Luis_Iturriaga)</a> es consultor independiente en Gestión de Calidad y Procesos. Ha colaborado con empresas de todos tamaños y es un experto en el tema.<br /> <br />En este episodio, hablamos sobre la calidad empresarial, pero sobre y cómo llevar una vida de calidad y lo que ello implica. <br /><br />Asegúrate de escuchar este episodio con pluma y papel a la mano, porque está lleno de consejos que puedes aplicar en tu vida inmediatamente. <br /><br />Visita el blog de Luis en: <a href="https://luisiturriaga.com/" rel="noopener">https://luisiturriaga.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3514</itunes:duration><itunes:keywords>calidad,dinero,entrevista,luisiturriaga,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ba23d84a698f8e2915d9ca3eab5315d2.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Dos Maneras de Crear (y usar) Riqueza Familiar</title><link>https://www.spreaker.com/episode/dos-maneras-de-crear-y-usar-riqueza-familiar--47017748</link><description><![CDATA[En este episodio te comparto dos maneras de crear (y usar) riqueza familiar. Si eres alguien que está construyendo riqueza para beneficiar a otros miembros de tu familia (papás, por ejemplo), este episodio es para ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/47017748</guid><pubDate>Sun, 17 Oct 2021 16:24:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/47017748/dos_maneras_de_construir_riqueza_familiar.mp3" length="13533827" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto dos maneras de crear (y usar) riqueza familiar. Si eres alguien que está construyendo riqueza para beneficiar a otros miembros de tu familia (papás, por ejemplo), este episodio es para ti.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto dos maneras de crear (y usar) riqueza familiar. Si eres alguien que está construyendo riqueza para beneficiar a otros miembros de tu familia (papás, por ejemplo), este episodio es para ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>846</itunes:duration><itunes:keywords>dinero,familia,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Riqueza Multidimensional</title><link>https://www.spreaker.com/episode/riqueza-multidimensional--46803510</link><description><![CDATA[Cuando se habla de riqueza, normalmente se considera el "net worth" (patrimonio neto) o el tamaño de las cuentas de banco/inversión. Pero la verdsadera riqueza es más que eso. Yo la llamo "Riqueza Multidimensional". <br /><br />En este episodio te comparto qué es y porqué es importante considerar la riqueza en más que sólo dinero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46803510</guid><pubDate>Sun, 03 Oct 2021 17:19:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46803510/riqueza_multidimensional.mp3" length="9062840" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cuando se habla de riqueza, normalmente se considera el "net worth" (patrimonio neto) o el tamaño de las cuentas de banco/inversión. Pero la verdsadera riqueza es más que eso. Yo la llamo "Riqueza Multidimensional". &#13;
&#13;
En este episodio te comparto...</itunes:subtitle><itunes:summary><![CDATA[Cuando se habla de riqueza, normalmente se considera el "net worth" (patrimonio neto) o el tamaño de las cuentas de banco/inversión. Pero la verdsadera riqueza es más que eso. Yo la llamo "Riqueza Multidimensional". <br /><br />En este episodio te comparto qué es y porqué es importante considerar la riqueza en más que sólo dinero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>567</itunes:duration><itunes:keywords>dinero,inversiones,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Evergrande</title><link>https://www.spreaker.com/episode/evergrande--46694541</link><description><![CDATA[En este episodio te comparto qué es Evergrande, porqué está en boca de todos y en qué se parece a algunos influencers de finanzas.<br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46694541</guid><pubDate>Sun, 26 Sep 2021 15:49:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46694541/evergrande.mp3" length="18370273" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto qué es Evergrande, porqué está en boca de todos y en qué se parece a algunos influencers de finanzas.&#13;
&#13;
Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto qué es Evergrande, porqué está en boca de todos y en qué se parece a algunos influencers de finanzas.<br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1148</itunes:duration><itunes:keywords>apalancamiento,deuda privada,dinero,evergrande,préstamo,too big to fail</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Recibiste Bienes por Herencia... ¿Y Luego?</title><link>https://www.spreaker.com/episode/recibiste-bienes-por-herencia-y-luego--46590263</link><description><![CDATA[Recibir una herencia puede cambiar la vida, es algo muy emocional, que puede llevar a cometer errores muy caros.<br />En este episodio te comparto lo que hay que hacer y  algunas de las reglas fiscales si recibes por herencia diferentes tipos de bienes, precisamente para que no cometas algunos de los errores más comunes.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46590263</guid><pubDate>Sun, 19 Sep 2021 16:16:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46590263/recibiste_bienes_por_herencia_y_luego.mp3" length="28675318" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Recibir una herencia puede cambiar la vida, es algo muy emocional, que puede llevar a cometer errores muy caros.&#13;
En este episodio te comparto lo que hay que hacer y  algunas de las reglas fiscales si recibes por herencia diferentes tipos de bienes,...</itunes:subtitle><itunes:summary><![CDATA[Recibir una herencia puede cambiar la vida, es algo muy emocional, que puede llevar a cometer errores muy caros.<br />En este episodio te comparto lo que hay que hacer y  algunas de las reglas fiscales si recibes por herencia diferentes tipos de bienes, precisamente para que no cometas algunos de los errores más comunes.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1792</itunes:duration><itunes:keywords>dinero,finanzas,herencia,inversión,ira,seguro de vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Reto Actinver y El Trading</title><link>https://www.spreaker.com/episode/el-reto-actinver-y-el-trading--46486564</link><description><![CDATA[En este episodio te comparto mi problema con el reto Actinver y otros juegos "educativos" de la Bolsa de Valores. Si no vives en México o no sabes qué es el reto Actinver, no te preocupes, aquí te lo explico (en Estados Unidos un "juego" similar se promueve desde, al menos, hace 20 años, por ejemplo).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46486564</guid><pubDate>Sun, 12 Sep 2021 14:40:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46486564/el_reto_actinver_y_el_trading.mp3" length="16908304" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto mi problema con el reto Actinver y otros juegos "educativos" de la Bolsa de Valores. Si no vives en México o no sabes qué es el reto Actinver, no te preocupes, aquí te lo explico (en Estados Unidos un "juego" similar se...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto mi problema con el reto Actinver y otros juegos "educativos" de la Bolsa de Valores. Si no vives en México o no sabes qué es el reto Actinver, no te preocupes, aquí te lo explico (en Estados Unidos un "juego" similar se promueve desde, al menos, hace 20 años, por ejemplo).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1057</itunes:duration><itunes:keywords>bolsa,dinero,inversiones,trading</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Apalancamiento: ¿Una Maravilla o El Camino a la Quiebra?</title><link>https://www.spreaker.com/episode/el-apalancamiento-una-maravilla-o-el-camino-a-la-quiebra--46286952</link><description><![CDATA[Varios "gurús" hablan del apalancamiento como una forma de alcanzar la riqueza. Y, en ocasiones puede ser así. Pero en otras puede ser un camino a la quiebra. En este episodio de comparto cuándo sí y cuándo no puede funcionar el apalancamiento y te ofrezco algunas recomendaciones sobre cómo usarlo a tu favor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46286952</guid><pubDate>Sun, 29 Aug 2021 15:58:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46286952/el_apalancamiento_una_maravilla_o_el_camino_a_la_quiebra.mp3" length="14494303" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Varios "gurús" hablan del apalancamiento como una forma de alcanzar la riqueza. Y, en ocasiones puede ser así. Pero en otras puede ser un camino a la quiebra. En este episodio de comparto cuándo sí y cuándo no puede funcionar el apalancamiento y te...</itunes:subtitle><itunes:summary><![CDATA[Varios "gurús" hablan del apalancamiento como una forma de alcanzar la riqueza. Y, en ocasiones puede ser así. Pero en otras puede ser un camino a la quiebra. En este episodio de comparto cuándo sí y cuándo no puede funcionar el apalancamiento y te ofrezco algunas recomendaciones sobre cómo usarlo a tu favor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>906</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Invertir en el siguiente Amazon (o Bitcoin)... ¿buena idea?</title><link>https://www.spreaker.com/episode/invertir-en-el-siguiente-amazon-o-bitcoin-buena-idea--46103586</link><description><![CDATA[Si hubieras invertido $10,000 dólares en el IPO de Amazon al día de hoy (agosto, 2021) tendrías alrededor de 20 millones de dólares. Suena bien, pero, ¿es cierto? ¿Es buena idea buscar a la siguiente Amazon o al próximo Bitcoin?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46103586</guid><pubDate>Sun, 15 Aug 2021 16:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46103586/invertir_en_el_siguiente_amazon_o_bitcoin.mp3" length="19109081" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si hubieras invertido $10,000 dólares en el IPO de Amazon al día de hoy (agosto, 2021) tendrías alrededor de 20 millones de dólares. Suena bien, pero, ¿es cierto? ¿Es buena idea buscar a la siguiente Amazon o al próximo Bitcoin?</itunes:subtitle><itunes:summary><![CDATA[Si hubieras invertido $10,000 dólares en el IPO de Amazon al día de hoy (agosto, 2021) tendrías alrededor de 20 millones de dólares. Suena bien, pero, ¿es cierto? ¿Es buena idea buscar a la siguiente Amazon o al próximo Bitcoin?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1195</itunes:duration><itunes:keywords>amazon,bolsa,dinero,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los bancos no pagan nada, ¿qué hago con mi dinero?</title><link>https://www.spreaker.com/episode/los-bancos-no-pagan-nada-que-hago-con-mi-dinero--46014136</link><description><![CDATA[Las tasas de interés están en mínimos históricos, por lo tanto, los bancos están pagando prácticamente nada. ¿Qué puedes hacer con tu dinero? En este episodio te comparto algunas ideas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/46014136</guid><pubDate>Sun, 08 Aug 2021 16:33:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/46014136/los_bancos_no_pagan_nada_que_hacer_con_el_dinero.mp3" length="15072641" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las tasas de interés están en mínimos históricos, por lo tanto, los bancos están pagando prácticamente nada. ¿Qué puedes hacer con tu dinero? En este episodio te comparto algunas ideas.</itunes:subtitle><itunes:summary><![CDATA[Las tasas de interés están en mínimos históricos, por lo tanto, los bancos están pagando prácticamente nada. ¿Qué puedes hacer con tu dinero? En este episodio te comparto algunas ideas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>942</itunes:duration><itunes:keywords>ahorro,dinero,inversión,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Mito del Café de Miles de Dólares</title><link>https://www.spreaker.com/episode/el-mito-del-cafe-de-miles-de-dolares--45925711</link><description><![CDATA[Es uno de los clichés más repetidos en el mundo de las finanzas personales: "deja de tomar café y tendrás miles de dólares en 20 años". <br />En lugar de enfocarte en eso, en este episodio de ofrezco una alternativa que, de verdad, puede cambiar la trayectoria de tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45925711</guid><pubDate>Sun, 01 Aug 2021 15:31:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45925711/el_mito_del_cafe_de_miles_de_dolares.mp3" length="15324528" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Es uno de los clichés más repetidos en el mundo de las finanzas personales: "deja de tomar café y tendrás miles de dólares en 20 años". &#13;
En lugar de enfocarte en eso, en este episodio de ofrezco una alternativa que, de verdad, puede cambiar la...</itunes:subtitle><itunes:summary><![CDATA[Es uno de los clichés más repetidos en el mundo de las finanzas personales: "deja de tomar café y tendrás miles de dólares en 20 años". <br />En lugar de enfocarte en eso, en este episodio de ofrezco una alternativa que, de verdad, puede cambiar la trayectoria de tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>958</itunes:duration><itunes:keywords>dinero,finzanzaspersonales,ingresos,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Invitación a Gastar Más</title><link>https://www.spreaker.com/episode/una-invitacion-a-gastar-mas--45837098</link><description><![CDATA[Casi todos los gurús financieros te dicen que gastes menos. Y está bien, hasta cierto punto. En este episodio te invito a hacer lo contrario: a gastar más.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45837098</guid><pubDate>Sun, 25 Jul 2021 19:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45837098/una_invitacion_a_gastar_mas.mp3" length="14507348" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Casi todos los gurús financieros te dicen que gastes menos. Y está bien, hasta cierto punto. En este episodio te invito a hacer lo contrario: a gastar más.</itunes:subtitle><itunes:summary><![CDATA[Casi todos los gurús financieros te dicen que gastes menos. Y está bien, hasta cierto punto. En este episodio te invito a hacer lo contrario: a gastar más.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>907</itunes:duration><itunes:keywords>dinero,finanzas personales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuando Invertir Puede Ser Entretenido</title><link>https://www.spreaker.com/episode/cuando-invertir-puede-ser-entretenido--45657774</link><description><![CDATA[Invertir debería ser aburrido. Todos los inversionistas legendarios lo han dicho de una o de otra forma. Pero hay momentos en los que invertir puede ser entretenido, cuando la ganancia de invertir no sólo es monetaria. En este episodio te comparto algunas de ellas, así como los riesgos de hacerlo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45657774</guid><pubDate>Sun, 11 Jul 2021 15:40:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45657774/cuando_invertir_puede_ser_entretenido.mp3" length="13792832" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Invertir debería ser aburrido. Todos los inversionistas legendarios lo han dicho de una o de otra forma. Pero hay momentos en los que invertir puede ser entretenido, cuando la ganancia de invertir no sólo es monetaria. En este episodio te comparto...</itunes:subtitle><itunes:summary><![CDATA[Invertir debería ser aburrido. Todos los inversionistas legendarios lo han dicho de una o de otra forma. Pero hay momentos en los que invertir puede ser entretenido, cuando la ganancia de invertir no sólo es monetaria. En este episodio te comparto algunas de ellas, así como los riesgos de hacerlo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>862</itunes:duration><itunes:keywords>bolsa de valores,dinero,finanzas personales,invertir,trading</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Riesgos de Jubilarse Antes de los 65</title><link>https://www.spreaker.com/episode/los-riesgos-de-jubilarse-antes-de-los-65--45571426</link><description><![CDATA[La situación de la pandemia ha llevado a algunos a considerar jubilarse antes de los 65 años. En este episodio te comparto algunos riesgos de hacerlo y te ofrezco ideas para contrarrestarlos o reducir su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45571426</guid><pubDate>Sun, 04 Jul 2021 16:12:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45571426/los_riesgos_de_la_jubilacion_temprana.mp3" length="19031662" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La situación de la pandemia ha llevado a algunos a considerar jubilarse antes de los 65 años. En este episodio te comparto algunos riesgos de hacerlo y te ofrezco ideas para contrarrestarlos o reducir su impacto en tu vida.</itunes:subtitle><itunes:summary><![CDATA[La situación de la pandemia ha llevado a algunos a considerar jubilarse antes de los 65 años. En este episodio te comparto algunos riesgos de hacerlo y te ofrezco ideas para contrarrestarlos o reducir su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1190</itunes:duration><itunes:keywords>dinero,finanzas personales,jubilación,retiro,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué Hacer con Las Ganancias</title><link>https://www.spreaker.com/episode/que-hacer-con-las-ganancias--45466646</link><description><![CDATA[Es posible que en este momento tu cuenta de inversión (o tu casa) tenga ganancias interesantes. En este episodio te comparto algunas ideas sobre lo que puedes hacer con esas ganancias, incluyendo no hacer nada.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45466646</guid><pubDate>Sun, 27 Jun 2021 13:29:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45466646/que_hacer_con_las_ganancias.mp3" length="15358115" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Es posible que en este momento tu cuenta de inversión (o tu casa) tenga ganancias interesantes. En este episodio te comparto algunas ideas sobre lo que puedes hacer con esas ganancias, incluyendo no hacer nada.</itunes:subtitle><itunes:summary><![CDATA[Es posible que en este momento tu cuenta de inversión (o tu casa) tenga ganancias interesantes. En este episodio te comparto algunas ideas sobre lo que puedes hacer con esas ganancias, incluyendo no hacer nada.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>960</itunes:duration><itunes:keywords>bienes raíces,bolsa,cripto,dinero,finanzas personales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lo que me gusta (y lo que no) de FIRE</title><link>https://www.spreaker.com/episode/lo-que-me-gusta-y-lo-que-no-de-fire--45283725</link><description><![CDATA[El movimiento FIRE (Financial Independence Retire Early) tiene muchos puntos positivos. Pero también tiene otros no tanto. En este episodio te platico de los dos: lo bueno y lo "malo" de FIRE. <br /><br />Algunos recursos para profundizar en el tema: <br /><a href="https://www.reddit.com/r/financialindependence/" rel="noopener">https://www.reddit.com/r/financialindependence/</a><br /><a href="https://www.theminimalists.com/" rel="noopener">https://www.theminimalists.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45283725</guid><pubDate>Sun, 13 Jun 2021 15:25:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45283725/lo_que_me_gusta_y_lo_que_no_de_fire.mp3" length="18781701" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El movimiento FIRE (Financial Independence Retire Early) tiene muchos puntos positivos. Pero también tiene otros no tanto. En este episodio te platico de los dos: lo bueno y lo "malo" de FIRE. &#13;
&#13;
Algunos recursos para profundizar en el tema:...</itunes:subtitle><itunes:summary><![CDATA[El movimiento FIRE (Financial Independence Retire Early) tiene muchos puntos positivos. Pero también tiene otros no tanto. En este episodio te platico de los dos: lo bueno y lo "malo" de FIRE. <br /><br />Algunos recursos para profundizar en el tema: <br /><a href="https://www.reddit.com/r/financialindependence/" rel="noopener">https://www.reddit.com/r/financialindependence/</a><br /><a href="https://www.theminimalists.com/" rel="noopener">https://www.theminimalists.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1174</itunes:duration><itunes:keywords>dinero,fire,independencia financiera,inversiones,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Ruido de los Medios y Tu Dinero</title><link>https://www.spreaker.com/episode/el-ruido-de-los-medios-y-tu-dinero--45187162</link><description><![CDATA[El noticiario te dice que viene una crisis y es momento de vender todas tus inversiones. El periódico dice que el mercado apenas va a empezar a subir y que es momento de comprar más. El YouTuber te dice que se hizo millonario invirtiendo en XYZ y que tú también puedes. <br />¿Qué hacer cuando por todas partes te llegan ideas contradictorias sobre qué hacer con tu dinero? ¿Cómo defines a quién sí y a quién no hacerle caso? En este episodio te lo comparto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45187162</guid><pubDate>Sun, 06 Jun 2021 15:37:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45187162/el_ruido_y_tu_dinero.mp3" length="15105836" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El noticiario te dice que viene una crisis y es momento de vender todas tus inversiones. El periódico dice que el mercado apenas va a empezar a subir y que es momento de comprar más. El YouTuber te dice que se hizo millonario invirtiendo en XYZ y que...</itunes:subtitle><itunes:summary><![CDATA[El noticiario te dice que viene una crisis y es momento de vender todas tus inversiones. El periódico dice que el mercado apenas va a empezar a subir y que es momento de comprar más. El YouTuber te dice que se hizo millonario invirtiendo en XYZ y que tú también puedes. <br />¿Qué hacer cuando por todas partes te llegan ideas contradictorias sobre qué hacer con tu dinero? ¿Cómo defines a quién sí y a quién no hacerle caso? En este episodio te lo comparto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>944</itunes:duration><itunes:keywords>crisis,dinero,inversiones,oportunidad,política de inversión</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Maneras de Ahorrar e Invertir para la Educación de tus Hijos</title><link>https://www.spreaker.com/episode/cinco-maneras-de-ahorrar-e-invertir-para-la-educacion-de-tus-hijos--45109514</link><description><![CDATA[Ahorrar para la educación de los hijos cada vez es más importante y necesario. Po reso, en este episodio te comparto cinco maneras de ahorrar e invertir para ese propósito, así como los pros y los contras de cada uno de ellos. Por supuesto, no todo cabe en un episodio (duraría horas!), por lo que te invito a seguir haciendo tu tarea una vez que lo escuches.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/45109514</guid><pubDate>Mon, 31 May 2021 15:14:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/45109514/cinco_maneras_de_ahorrar_e_invertir_para_la_educacion_de_tus_hijos.mp3" length="21960950" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ahorrar para la educación de los hijos cada vez es más importante y necesario. Po reso, en este episodio te comparto cinco maneras de ahorrar e invertir para ese propósito, así como los pros y los contras de cada uno de ellos. Por supuesto, no todo...</itunes:subtitle><itunes:summary><![CDATA[Ahorrar para la educación de los hijos cada vez es más importante y necesario. Po reso, en este episodio te comparto cinco maneras de ahorrar e invertir para ese propósito, así como los pros y los contras de cada uno de ellos. Por supuesto, no todo cabe en un episodio (duraría horas!), por lo que te invito a seguir haciendo tu tarea una vez que lo escuches.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1373</itunes:duration><itunes:keywords>529,ahorro,educación,inversión</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Salario Emocional con Marisa Elizundia</title><link>https://www.spreaker.com/episode/el-salario-emocional-con-marisa-elizundia--44987077</link><description><![CDATA[Si tienes un trabajo, esta entrevista es para ti. <br />Si tienes gente a tu cargo, esta entrevista es para ti. <br />Si tienes una empresa, esta entrevista es para ti. <br /><br />Platiqué con Marisa Elizundia, creadora del Barómetro del Salario Emocional sobre precisamente eso, el Salario Emocional. <br /><br />Encuentra a Marisa en: <br /><a href="https://emotional-salary.com/" rel="noopener">https://emotional-salary.com/</a><br /><br />Toma el test del barómetro del Salario Emocional en: <br /><a href="https://emotional-salary.com/es/barometro-de-salario-emocional-tome/" rel="noopener">https://emotional-salary.com/es/barometro-de-salario-emocional-tome/</a> (disponible en inglés y español)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44987077</guid><pubDate>Sun, 23 May 2021 15:46:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44987077/el_salario_emocional_con_marisa_elizundia.mp3" length="45446064" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si tienes un trabajo, esta entrevista es para ti. &#13;
Si tienes gente a tu cargo, esta entrevista es para ti. &#13;
Si tienes una empresa, esta entrevista es para ti. &#13;
&#13;
Platiqué con Marisa Elizundia, creadora del Barómetro del Salario Emocional sobre...</itunes:subtitle><itunes:summary><![CDATA[Si tienes un trabajo, esta entrevista es para ti. <br />Si tienes gente a tu cargo, esta entrevista es para ti. <br />Si tienes una empresa, esta entrevista es para ti. <br /><br />Platiqué con Marisa Elizundia, creadora del Barómetro del Salario Emocional sobre precisamente eso, el Salario Emocional. <br /><br />Encuentra a Marisa en: <br /><a href="https://emotional-salary.com/" rel="noopener">https://emotional-salary.com/</a><br /><br />Toma el test del barómetro del Salario Emocional en: <br /><a href="https://emotional-salary.com/es/barometro-de-salario-emocional-tome/" rel="noopener">https://emotional-salary.com/es/barometro-de-salario-emocional-tome/</a> (disponible en inglés y español)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2824</itunes:duration><itunes:keywords>emprender,entrevista,salario emocional,salud,salud emocional,trabajo,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4efda500346bed3fb8794cc0c398c49b.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo llevar mejor las transiciones en tu vida</title><link>https://www.spreaker.com/episode/como-llevar-mejor-las-transiciones-en-tu-vida--44853797</link><description><![CDATA[En este episodio te comparto algunas ideas para llevar mejor los grandes cambios en tu vida: ser padre por primera vez, graduarte de la universidad, incluso jubilarte o dejar tu trabajo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44853797</guid><pubDate>Sun, 16 May 2021 16:13:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44853797/como_llevar_mejor_las_transiciones_en_la_vida.mp3" length="15728821" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas ideas para llevar mejor los grandes cambios en tu vida: ser padre por primera vez, graduarte de la universidad, incluso jubilarte o dejar tu trabajo.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas ideas para llevar mejor los grandes cambios en tu vida: ser padre por primera vez, graduarte de la universidad, incluso jubilarte o dejar tu trabajo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>983</itunes:duration><itunes:keywords>finanzas personales,planeación financiera,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Poder de la Alineacion con Paula Lacobara</title><link>https://www.spreaker.com/episode/el-poder-de-la-alineacion-con-paula-lacobara--44720679</link><description><![CDATA[Este episodio tiene una plática muy especial con Paula Lacobara, y me parece que es una excelente manera de celebrar/honrar el Día de las Madres. <br /><br />Cubrimos muchos temas, y creo que el mejor resumen es entender el poder que tiene el que lleves una vida alineada. <br /><br />Disfruté mucho conversar con Paula, y espero que te sirva tanto este episodio como a mi. <br /><br /><br />Puedes encontrar a Paula en:<br /><br />Instagram:  <a href="https://www.instagram.com/paulalacobara/" rel="noopener">https://www.instagram.com/paulalacobara/</a><br /><br />Facebook:  <a href="https://www.facebook.com/paula.lacobara" rel="noopener">https://www.facebook.com/paula.lacobara</a><br /><br />Web: <a href="https://paulalacobara.com/" rel="noopener">https://paulalacobara.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44720679</guid><pubDate>Sun, 09 May 2021 14:46:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44720679/el_poder_de_la_alineacion_con_paula_lacobara.mp3" length="42628893" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio tiene una plática muy especial con Paula Lacobara, y me parece que es una excelente manera de celebrar/honrar el Día de las Madres. &#13;
&#13;
Cubrimos muchos temas, y creo que el mejor resumen es entender el poder que tiene el que lleves una...</itunes:subtitle><itunes:summary><![CDATA[Este episodio tiene una plática muy especial con Paula Lacobara, y me parece que es una excelente manera de celebrar/honrar el Día de las Madres. <br /><br />Cubrimos muchos temas, y creo que el mejor resumen es entender el poder que tiene el que lleves una vida alineada. <br /><br />Disfruté mucho conversar con Paula, y espero que te sirva tanto este episodio como a mi. <br /><br /><br />Puedes encontrar a Paula en:<br /><br />Instagram:  <a href="https://www.instagram.com/paulalacobara/" rel="noopener">https://www.instagram.com/paulalacobara/</a><br /><br />Facebook:  <a href="https://www.facebook.com/paula.lacobara" rel="noopener">https://www.facebook.com/paula.lacobara</a><br /><br />Web: <a href="https://paulalacobara.com/" rel="noopener">https://paulalacobara.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2638</itunes:duration><itunes:keywords>desarrollo personal,entrevista,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f6247b65d0618e67464c431102dc9675.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Problemas de las Calculadoras del Retiro</title><link>https://www.spreaker.com/episode/los-problemas-de-las-calculadoras-del-retiro--44595914</link><description><![CDATA[Las calculadoras para el retiro son cada vez más populares. Con razón: pueden servir como una guía para saber si estamos haciendo bien las cosas o no. Pero también pueden tener (y causar) muchos problemas, particularmente cuando son usadas por vendedores para convencer a inversionistas de que su producto es la solución.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44595914</guid><pubDate>Sun, 02 May 2021 15:28:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44595914/los_problemas_de_las_calculadoras_del_retiro.mp3" length="17476137" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las calculadoras para el retiro son cada vez más populares. Con razón: pueden servir como una guía para saber si estamos haciendo bien las cosas o no. Pero también pueden tener (y causar) muchos problemas, particularmente cuando son usadas por...</itunes:subtitle><itunes:summary><![CDATA[Las calculadoras para el retiro son cada vez más populares. Con razón: pueden servir como una guía para saber si estamos haciendo bien las cosas o no. Pero también pueden tener (y causar) muchos problemas, particularmente cuando son usadas por vendedores para convencer a inversionistas de que su producto es la solución.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1249</itunes:duration><itunes:keywords>calculadora,dinero,inversiones,retiro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Cosas que No Hacen los Millonarios</title><link>https://www.spreaker.com/episode/diez-cosas-que-no-hacen-los-millonarios--44381968</link><description><![CDATA[En este episodio te comparto diez cosas que no hacen los millonarios. <br />¿De cuáles millonarios hablo? No de super millonarios, atletas o celebridades. Hablo de los millonarios que conozco, con los que convivo todos los días, los que me inspiran a ser mejor y a ser millonario.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44381968</guid><pubDate>Sun, 18 Apr 2021 18:50:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44381968/diez_cosas_que_no_hacen_los_millonarios.mp3" length="21777858" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto diez cosas que no hacen los millonarios. 
¿De cuáles millonarios hablo? No de super millonarios, atletas o celebridades. Hablo de los millonarios que conozco, con los que convivo todos los días, los que me inspiran a ser...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto diez cosas que no hacen los millonarios. <br />¿De cuáles millonarios hablo? No de super millonarios, atletas o celebridades. Hablo de los millonarios que conozco, con los que convivo todos los días, los que me inspiran a ser mejor y a ser millonario.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1361</itunes:duration><itunes:keywords>dinero,inspiración,millonario</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Inspirar a MIllones y Vivir de las Redes Sociales con Juan Carlos Atoche</title><link>https://www.spreaker.com/episode/como-inspirar-a-millones-y-vivir-de-las-redes-sociales-con-juan-carlos-atoche--44292476</link><description><![CDATA[En esta entrevista Juan Carlos Atoche cómo se convirtió en un creador de múltiples páginas con millones de seguidores en las redes sociales y cómo "le gana al algoritmo".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44292476</guid><pubDate>Sun, 11 Apr 2021 15:10:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44292476/como_vivir_de_las_redes_sociales.mp3" length="43843745" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En esta entrevista Juan Carlos Atoche cómo se convirtió en un creador de múltiples páginas con millones de seguidores en las redes sociales y cómo "le gana al algoritmo".</itunes:subtitle><itunes:summary><![CDATA[En esta entrevista Juan Carlos Atoche cómo se convirtió en un creador de múltiples páginas con millones de seguidores en las redes sociales y cómo "le gana al algoritmo".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2741</itunes:duration><itunes:keywords>entrevista,inspiración,redes sociales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Juego Infinito de la Planeacion Financiera</title><link>https://www.spreaker.com/episode/el-juego-infinito-de-la-planeacion-financiera--44194493</link><description><![CDATA[La vida es un juego infinito. Mientras haya vida, puedes jugarlo. Las "reglas" cambian todo el tiempo, y lo mejor de todo: tú las defines. <br />Los deportes, por otro lado, son juegos finitos: las reglas son claras y rígidas, y cuando se acaba el partido se acaba el juego. <br /><br />En este episodio te comparto cómo la planeación financiera es un juego infinito. <br /><br />Recursos mencionados: <br />-Finite and Infinite Games, por James Carse<br />-The Infinite Game, por Simon Sinek<br />-The short game, the long game and the infinite game, Seth Godin: <a href="https://seths.blog/2014/05/the-short-game-the-long-game-and-the-infinite-game/" rel="noopener">https://seths.blog/2014/05/the-short-game-the-long-game-and-the-infinite-game/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44194493</guid><pubDate>Sun, 04 Apr 2021 15:04:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44194493/el_juego_infinito_de_la_planeacion_financiera.mp3" length="20582187" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La vida es un juego infinito. Mientras haya vida, puedes jugarlo. Las "reglas" cambian todo el tiempo, y lo mejor de todo: tú las defines. &#13;
Los deportes, por otro lado, son juegos finitos: las reglas son claras y rígidas, y cuando se acaba el partido...</itunes:subtitle><itunes:summary><![CDATA[La vida es un juego infinito. Mientras haya vida, puedes jugarlo. Las "reglas" cambian todo el tiempo, y lo mejor de todo: tú las defines. <br />Los deportes, por otro lado, son juegos finitos: las reglas son claras y rígidas, y cuando se acaba el partido se acaba el juego. <br /><br />En este episodio te comparto cómo la planeación financiera es un juego infinito. <br /><br />Recursos mencionados: <br />-Finite and Infinite Games, por James Carse<br />-The Infinite Game, por Simon Sinek<br />-The short game, the long game and the infinite game, Seth Godin: <a href="https://seths.blog/2014/05/the-short-game-the-long-game-and-the-infinite-game/" rel="noopener">https://seths.blog/2014/05/the-short-game-the-long-game-and-the-infinite-game/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1287</itunes:duration><itunes:keywords>dinero,financial planning,planeación financiera,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Iniciar tu Startup con Tanya Menendez y Pam Martinez de Snowball Wealth</title><link>https://www.spreaker.com/episode/como-iniciar-tu-startup-con-tanya-menendez-y-pam-martinez-de-snowball-wealth--44101752</link><description><![CDATA[Iniciar una startup no es fácil. En este episodio Pam Martinez y Tanya Menendez de Snowball Wealth (<a href="http://www.snowballwealth.com" rel="noopener">www.snowballwealth.com</a>) nos comparten algunos de los retos con los que se enfrentaron al iniciar la suya, la importancia de apoyar a la comunidad y la manera en que se están adaptando con la pandemia. <br /><br />Recomendaciones de recursos de Tanya y Pamela: <br />Startup CEO, de Matt Blumberg<br />Y Combinator: <a href="https://blog.ycombinator.com/" rel="noopener">https://blog.ycombinator.com/</a><br />Andreessen Horowitz: <a href="https://a16z.com" rel="noopener">https://a16z.com</a><br />Techqueria: <a href="http://www.techqueria.org" rel="noopener">www.techqueria.org</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/44101752</guid><pubDate>Mon, 29 Mar 2021 17:50:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/44101752/como_iniciar_tu_startup.mp3" length="36319702" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Iniciar una startup no es fácil. En este episodio Pam Martinez y Tanya Menendez de Snowball Wealth (www.snowballwealth.com) nos comparten algunos de los retos con los que se enfrentaron al iniciar la suya, la importancia de apoyar a la comunidad y la...</itunes:subtitle><itunes:summary><![CDATA[Iniciar una startup no es fácil. En este episodio Pam Martinez y Tanya Menendez de Snowball Wealth (<a href="http://www.snowballwealth.com" rel="noopener">www.snowballwealth.com</a>) nos comparten algunos de los retos con los que se enfrentaron al iniciar la suya, la importancia de apoyar a la comunidad y la manera en que se están adaptando con la pandemia. <br /><br />Recomendaciones de recursos de Tanya y Pamela: <br />Startup CEO, de Matt Blumberg<br />Y Combinator: <a href="https://blog.ycombinator.com/" rel="noopener">https://blog.ycombinator.com/</a><br />Andreessen Horowitz: <a href="https://a16z.com" rel="noopener">https://a16z.com</a><br />Techqueria: <a href="http://www.techqueria.org" rel="noopener">www.techqueria.org</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2270</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tres cosas a las que tienes que poner atencion</title><link>https://www.spreaker.com/episode/tres-cosas-a-las-que-tienes-que-poner-atencion--43987481</link><description><![CDATA[En este episodio te comparto tres cosas a las que hay que poner particular atención, en particular si tienes ingresos altos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43987481</guid><pubDate>Sun, 21 Mar 2021 16:19:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43987481/tres_cosas_a_las_que_hay_que_poner_atencion.mp3" length="15455649" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto tres cosas a las que hay que poner particular atención, en particular si tienes ingresos altos.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto tres cosas a las que hay que poner particular atención, en particular si tienes ingresos altos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>966</itunes:duration><itunes:keywords>dinero,finanzas personales,inversiones,seguros</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>En qué difiero con Dave Ramsey y los libros de inversiones que recomiendo</title><link>https://www.spreaker.com/episode/en-que-difiero-con-dave-ramsey-y-los-libros-de-inversiones-que-recomiendo--43777872</link><description><![CDATA[En este episodio te comparto en qué difiero con Dave Ramsey, uno de los más populares gurús financieros, y los libros de inversiones que recomiendo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43777872</guid><pubDate>Sun, 07 Mar 2021 16:49:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43777872/en_que_difiero_con_dave_ramsey_y_libros_de_inversiones_que_recomiendo.mp3" length="11115086" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto en qué difiero con Dave Ramsey, uno de los más populares gurús financieros, y los libros de inversiones que recomiendo.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto en qué difiero con Dave Ramsey, uno de los más populares gurús financieros, y los libros de inversiones que recomiendo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>794</itunes:duration><itunes:keywords>dave ramsey,dinero,finanzas personales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Me Equivoqué con Bitcoin?</title><link>https://www.spreaker.com/episode/me-equivoque-con-bitcoin--43676520</link><description><![CDATA[Bitcoin está (otra vez) en boca de todos. ¿Me equivoqué con mi punto de vista al respecto de esta criptomoneda? ¿A cambiado en algo mi opinión? En este episodio te cuento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43676520</guid><pubDate>Sun, 28 Feb 2021 20:19:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43676520/me_equivoque_o_no_con_bitcoin.mp3" length="17735307" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Bitcoin está (otra vez) en boca de todos. ¿Me equivoqué con mi punto de vista al respecto de esta criptomoneda? ¿A cambiado en algo mi opinión? En este episodio te cuento.</itunes:subtitle><itunes:summary><![CDATA[Bitcoin está (otra vez) en boca de todos. ¿Me equivoqué con mi punto de vista al respecto de esta criptomoneda? ¿A cambiado en algo mi opinión? En este episodio te cuento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1109</itunes:duration><itunes:keywords>bitcoin,dinero,especulación</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Victor Galicia: El Emprendemame vs el Emprendimiento Real</title><link>https://www.spreaker.com/episode/victor-galicia-el-emprendemame-vs-el-emprendimiento-real--43573381</link><description><![CDATA[Victor Galicia es un empresario, consultor y, lo digo sin exagerar, un master del marketing, branding, emprendiento y los negocios. En este episodio hablamos del virus del emprendemame y sobre cómo ha "infectado" a cada vez más mentes, hablamos también de la diferencia del emprendimiento real con el emprendemame. En pocas palabras: ¡Estuvo buena la plática!<br /><br />Escucha el podcast de Victor en: <a href="https://open.spotify.com/show/0xw9YJuRUYF3aD3Yq3hqoD" rel="noopener">https://open.spotify.com/show/0xw9YJuRUYF3aD3Yq3hqoD</a> <br /><br />Encuentra a Victor en Facebook en: <a href="https://www.facebook.com/victorgaliciaemprende/" rel="noopener">https://www.facebook.com/victorgaliciaemprende/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43573381</guid><pubDate>Sun, 21 Feb 2021 21:39:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43573381/victor_galicia_el_emprendemame_y_el_emprendimiento_real.mp3" length="53671365" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Victor Galicia es un empresario, consultor y, lo digo sin exagerar, un master del marketing, branding, emprendiento y los negocios. En este episodio hablamos del virus del emprendemame y sobre cómo ha "infectado" a cada vez más mentes, hablamos...</itunes:subtitle><itunes:summary><![CDATA[Victor Galicia es un empresario, consultor y, lo digo sin exagerar, un master del marketing, branding, emprendiento y los negocios. En este episodio hablamos del virus del emprendemame y sobre cómo ha "infectado" a cada vez más mentes, hablamos también de la diferencia del emprendimiento real con el emprendemame. En pocas palabras: ¡Estuvo buena la plática!<br /><br />Escucha el podcast de Victor en: <a href="https://open.spotify.com/show/0xw9YJuRUYF3aD3Yq3hqoD" rel="noopener">https://open.spotify.com/show/0xw9YJuRUYF3aD3Yq3hqoD</a> <br /><br />Encuentra a Victor en Facebook en: <a href="https://www.facebook.com/victorgaliciaemprende/" rel="noopener">https://www.facebook.com/victorgaliciaemprende/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3355</itunes:duration><itunes:keywords>dinero,emprendemame,emprendimiento,entrevista,finanzas personales,riesgo,victor galicia</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio 240 - Ideas sobre el “retiro” si estás en tus treintas y cuarentas</title><link>https://www.spreaker.com/episode/episodio-240-ideas-sobre-el-retiro-si-estas-en-tus-treintas-y-cuarentas--43334719</link><description><![CDATA[En este episodio te comparto algunas reflexiones e ideas sobre invertir para la jubilación/retiro/futuro si estás en tus treintas y cuarentas. <br /><br />El futuro va a llegar más rápido de lo que te imaginas, por ello es importantísimo prepararse desde ahora, pero también hay que tener cuidado con algunas “trampas” en las que puedes caer. <br /><br />Música del episodio: "Baked In Special" <br />by septahelix 2021 - Licensed under<br />Creative Commons. <a href="https://creativecommons.org/licenses/by-nc/3.0/" rel="noopener">https://creativecommons.org/licenses/by-nc/3.0/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43334719</guid><pubDate>Sun, 07 Feb 2021 16:56:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43334719/podcast_1612715024.mp3" length="24519157" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas reflexiones e ideas sobre invertir para la jubilación/retiro/futuro si estás en tus treintas y cuarentas. 

El futuro va a llegar más rápido de lo que te imaginas, por ello es importantísimo prepararse desde ahora,...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas reflexiones e ideas sobre invertir para la jubilación/retiro/futuro si estás en tus treintas y cuarentas. <br /><br />El futuro va a llegar más rápido de lo que te imaginas, por ello es importantísimo prepararse desde ahora, pero también hay que tener cuidado con algunas “trampas” en las que puedes caer. <br /><br />Música del episodio: "Baked In Special" <br />by septahelix 2021 - Licensed under<br />Creative Commons. <a href="https://creativecommons.org/licenses/by-nc/3.0/" rel="noopener">https://creativecommons.org/licenses/by-nc/3.0/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1533</itunes:duration><itunes:keywords>401k,afore,dinero,jubilacion,retiro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Reddit Contra los Hedge Funds</title><link>https://www.spreaker.com/episode/reddit-contra-los-hedge-funds--43214643</link><description><![CDATA[En este episodio te comparto la batalla de Reddit contra los Hedge Funds. Pero antes que eso, te explico qué son los hedge funds, el rol de RobinHood (y qué es RobinHood). <br /><br />¿Quién gana de esto? ¿Quién pierde? ¿Quién va a ganar esta batalla? ¿Qué representa esto para el sistema financiero en su conjunto? <br /><br />Es una explicación detallada, sin rollos, como a mi me gusta explicar estos temas. <br /><br />La columna de Jason Zweig donde explica su experiencia con RobinHood: <a href="https://miguelgomez.link/dws" rel="noopener">https://miguelgomez.link/dws</a> <br /><br />WallStreetBets en Reddit: <a href="https://www.reddit.com/r/wallstreetbets/" rel="noopener">https://www.reddit.com/r/wallstreetbets/</a><br /><br />La opinión del fundador de WallStreetBets sobre todo esto: <a href="https://miguelgomez.link/wsb" rel="noopener">https://miguelgomez.link/wsb</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43214643</guid><pubDate>Sun, 31 Jan 2021 17:39:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43214643/reddit_contra_los_hedge_funds.mp3" length="27117165" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la batalla de Reddit contra los Hedge Funds. Pero antes que eso, te explico qué son los hedge funds, el rol de RobinHood (y qué es RobinHood). 

¿Quién gana de esto? ¿Quién pierde? ¿Quién va a ganar esta batalla? ¿Qué...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la batalla de Reddit contra los Hedge Funds. Pero antes que eso, te explico qué son los hedge funds, el rol de RobinHood (y qué es RobinHood). <br /><br />¿Quién gana de esto? ¿Quién pierde? ¿Quién va a ganar esta batalla? ¿Qué representa esto para el sistema financiero en su conjunto? <br /><br />Es una explicación detallada, sin rollos, como a mi me gusta explicar estos temas. <br /><br />La columna de Jason Zweig donde explica su experiencia con RobinHood: <a href="https://miguelgomez.link/dws" rel="noopener">https://miguelgomez.link/dws</a> <br /><br />WallStreetBets en Reddit: <a href="https://www.reddit.com/r/wallstreetbets/" rel="noopener">https://www.reddit.com/r/wallstreetbets/</a><br /><br />La opinión del fundador de WallStreetBets sobre todo esto: <a href="https://miguelgomez.link/wsb" rel="noopener">https://miguelgomez.link/wsb</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1695</itunes:duration><itunes:keywords>dfv,dinero,finanzas,inversiones,robinhood,wsb</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Porqué yo no uso efectivo</title><link>https://www.spreaker.com/episode/porque-yo-no-uso-efectivo--43094556</link><description><![CDATA[En este episodio te comparto: <br />-Las razones del porqué yo no uso efectivo. <br />-Los beneficios de no usar efectivo. <br />-Los problemas con que te puedes enfrentar al no usar efectivo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/43094556</guid><pubDate>Sun, 24 Jan 2021 16:54:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/43094556/porque_yo_no_uso_efectivo.mp3" length="15164472" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto: &#13;
-Las razones del porqué yo no uso efectivo. &#13;
-Los beneficios de no usar efectivo. &#13;
-Los problemas con que te puedes enfrentar al no usar efectivo.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto: <br />-Las razones del porqué yo no uso efectivo. <br />-Los beneficios de no usar efectivo. <br />-Los problemas con que te puedes enfrentar al no usar efectivo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>948</itunes:duration><itunes:keywords>dinero,finanzas personales,gasto</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mentalidad de Abundancia vs Mentalidad de Rico</title><link>https://www.spreaker.com/episode/mentalidad-de-abundancia-vs-mentalidad-de-rico--42978254</link><description><![CDATA[La "mentalidad de abundancia" está de moda, muchas veces usada como manipulación para venderte algo. Pero, la mentalidad de abundancia no es suficiente: la abundancia no es gastar por gastar, aunque tengas la fe y la certeza de que va a llegar más. En lugar de eso, te propongo pensar como rico.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42978254</guid><pubDate>Sun, 17 Jan 2021 16:57:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42978254/mentalidad_de_abundancia_vs_mentalidad_de_rico.mp3" length="17559922" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La "mentalidad de abundancia" está de moda, muchas veces usada como manipulación para venderte algo. Pero, la mentalidad de abundancia no es suficiente: la abundancia no es gastar por gastar, aunque tengas la fe y la certeza de que va a llegar más. En...</itunes:subtitle><itunes:summary><![CDATA[La "mentalidad de abundancia" está de moda, muchas veces usada como manipulación para venderte algo. Pero, la mentalidad de abundancia no es suficiente: la abundancia no es gastar por gastar, aunque tengas la fe y la certeza de que va a llegar más. En lugar de eso, te propongo pensar como rico.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1098</itunes:duration><itunes:keywords>abundancia,dinero,mindset,prosperidad,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuidado con los No Gastos</title><link>https://www.spreaker.com/episode/cuidado-con-los-no-gastos--42869577</link><description><![CDATA[Los no gastos son implacables. A todos nos impactan, de menor o mayor manera. Pero están ahí. Lo peor de todo, no notamos su presencia. En este episodio te plático qué son y cómo minimizar su impacto en tu vida y tus finanzas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42869577</guid><pubDate>Sun, 10 Jan 2021 16:16:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42869577/los_no_gastos_que_se_comen_tu_dinero.mp3" length="10575046" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los no gastos son implacables. A todos nos impactan, de menor o mayor manera. Pero están ahí. Lo peor de todo, no notamos su presencia. En este episodio te plático qué son y cómo minimizar su impacto en tu vida y tus finanzas.</itunes:subtitle><itunes:summary><![CDATA[Los no gastos son implacables. A todos nos impactan, de menor o mayor manera. Pero están ahí. Lo peor de todo, no notamos su presencia. En este episodio te plático qué son y cómo minimizar su impacto en tu vida y tus finanzas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>661</itunes:duration><itunes:keywords>dinero,finanzas personales,gasto,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Pronósticos y Deseos Financieros para 2021</title><link>https://www.spreaker.com/episode/pronosticos-y-deseos-financieros-para-2021--42772436</link><description><![CDATA[En este episodio te comparto un breve análisis de las predicciones del año anterior, así como mis pronósticos y mis deseos financieros para 2021. También, te extiendo una invitación a que lleves una mejor vida. ¿Qué es mejor? Lo que tu quieras que sea.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42772436</guid><pubDate>Sun, 03 Jan 2021 16:33:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42772436/pron_sticos_y_deseos_financieros_para_2021.mp3" length="13645756" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto un breve análisis de las predicciones del año anterior, así como mis pronósticos y mis deseos financieros para 2021. También, te extiendo una invitación a que lleves una mejor vida. ¿Qué es mejor? Lo que tu quieras que sea.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto un breve análisis de las predicciones del año anterior, así como mis pronósticos y mis deseos financieros para 2021. También, te extiendo una invitación a que lleves una mejor vida. ¿Qué es mejor? Lo que tu quieras que sea.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>975</itunes:duration><itunes:keywords>2021,dinero,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Ideas Financieras para la Próxima Década</title><link>https://www.spreaker.com/episode/diez-ideas-financieras-para-la-proxima-decada--42679883</link><description><![CDATA[En este episodio te comparto diez ideas que, si las pones en práctica, cambiarán la trayectoria financiera de tu vida en los próximos diez años.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42679883</guid><pubDate>Sun, 27 Dec 2020 16:52:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42679883/diez_ideas_financieras_para_la_proxima_decada.mp3" length="16675748" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto diez ideas que, si las pones en práctica, cambiarán la trayectoria financiera de tu vida en los próximos diez años.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto diez ideas que, si las pones en práctica, cambiarán la trayectoria financiera de tu vida en los próximos diez años.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1043</itunes:duration><itunes:keywords>dinero,finanzas personales,inversiones,riesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Llegó, ahora sí, el momento de Bitcoin?</title><link>https://www.spreaker.com/episode/llego-ahora-si-el-momento-de-bitcoin--42583275</link><description><![CDATA[Luego de tres años en que prácticamente nadie hablaba de Bitcoin, otra vez, está acaparando encabezados en medios y blogs. ¿Es momento de comprar? ¿Cuánto comprar? ¿Es mejor ignorarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42583275</guid><pubDate>Sun, 20 Dec 2020 16:19:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42583275/el_momento_de_bitcoin.mp3" length="14073674" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Luego de tres años en que prácticamente nadie hablaba de Bitcoin, otra vez, está acaparando encabezados en medios y blogs. ¿Es momento de comprar? ¿Cuánto comprar? ¿Es mejor ignorarlo?</itunes:subtitle><itunes:summary><![CDATA[Luego de tres años en que prácticamente nadie hablaba de Bitcoin, otra vez, está acaparando encabezados en medios y blogs. ¿Es momento de comprar? ¿Cuánto comprar? ¿Es mejor ignorarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>880</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Todo sobre ahorrar en Alcancías</title><link>https://www.spreaker.com/episode/todo-sobre-ahorrar-en-alcancias--42465518</link><description><![CDATA[Alcancías, ¿quién no ha tenido una? En este episodio de comparto los pros y contras de ahorrar en alcancías como adulto, cuándo puede ser buena idea y cuándo no.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42465518</guid><pubDate>Sun, 13 Dec 2020 16:16:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42465518/todo_sobre_ahorrar_en_alcancias.mp3" length="9937422" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Alcancías, ¿quién no ha tenido una? En este episodio de comparto los pros y contras de ahorrar en alcancías como adulto, cuándo puede ser buena idea y cuándo no.</itunes:subtitle><itunes:summary><![CDATA[Alcancías, ¿quién no ha tenido una? En este episodio de comparto los pros y contras de ahorrar en alcancías como adulto, cuándo puede ser buena idea y cuándo no.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>621</itunes:duration><itunes:keywords>ahorro,dinero,finanzas personales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Depender Menos de Tu Sueldo</title><link>https://www.spreaker.com/episode/como-depender-menos-de-tu-sueldo--42345022</link><description><![CDATA[El sueldo es la base de la pirámide de ingreso de muchas familias: puede ser genial mientras lo recibes, pero, ¿y si quieres tener un estilo de vida mayor que lo que puedes pagar con tu sueldo? ¿y si en algÜn momento lo pierdes o quieres depender menos de él?<br /><br />En este episodio te comparto tres ideas para que dependas menos de tu sueldo: una inmediata, una de mediano plazo y una de largo plazo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42345022</guid><pubDate>Sun, 06 Dec 2020 16:24:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42345022/como_depender_menos_de_tu_sueldo.mp3" length="16247468" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El sueldo es la base de la pirámide de ingreso de muchas familias: puede ser genial mientras lo recibes, pero, ¿y si quieres tener un estilo de vida mayor que lo que puedes pagar con tu sueldo? ¿y si en algÜn momento lo pierdes o quieres depender...</itunes:subtitle><itunes:summary><![CDATA[El sueldo es la base de la pirámide de ingreso de muchas familias: puede ser genial mientras lo recibes, pero, ¿y si quieres tener un estilo de vida mayor que lo que puedes pagar con tu sueldo? ¿y si en algÜn momento lo pierdes o quieres depender menos de él?<br /><br />En este episodio te comparto tres ideas para que dependas menos de tu sueldo: una inmediata, una de mediano plazo y una de largo plazo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1016</itunes:duration><itunes:keywords>dinero,finanzas personales,ingresos,sueldo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mucho Cuidado con la Astrología Financiera</title><link>https://www.spreaker.com/episode/mucho-cuidado-con-la-astrologia-financiera--42227005</link><description><![CDATA[La astrología financiera es un negocio millonario. Pero es sumamente peligroso: ha generado miedo, estrés, angustia y, sobre todo, pérdidas incalculables. En este episodio te comparto qué es y cómo evitar su impacto en tu vida. <br /><br />En el episodio hablé mencioné un artículo de la revista Smithsonian, esta es la liga: <a href="https://www.smithsonianmag.com/history/how-are-horoscopes-still-thing-180957701/" rel="noopener">https://www.smithsonianmag.com/history/how-are-horoscopes-still-thing-180957701/</a><br /><br />Música del episodio: <br />"The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42227005</guid><pubDate>Sun, 29 Nov 2020 17:15:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42227005/mucho_cuidado_con_la_astrologia_financiera.mp3" length="13567477" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La astrología financiera es un negocio millonario. Pero es sumamente peligroso: ha generado miedo, estrés, angustia y, sobre todo, pérdidas incalculables. En este episodio te comparto qué es y cómo evitar su impacto en tu vida. &#13;
&#13;
En el episodio...</itunes:subtitle><itunes:summary><![CDATA[La astrología financiera es un negocio millonario. Pero es sumamente peligroso: ha generado miedo, estrés, angustia y, sobre todo, pérdidas incalculables. En este episodio te comparto qué es y cómo evitar su impacto en tu vida. <br /><br />En el episodio hablé mencioné un artículo de la revista Smithsonian, esta es la liga: <a href="https://www.smithsonianmag.com/history/how-are-horoscopes-still-thing-180957701/" rel="noopener">https://www.smithsonianmag.com/history/how-are-horoscopes-still-thing-180957701/</a><br /><br />Música del episodio: <br />"The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>848</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuándo Conviene Endeudarte para Pagar Deuda</title><link>https://www.spreaker.com/episode/cuando-conviene-endeudarte-para-pagar-deuda--42105897</link><description><![CDATA[A veces es buena idea contraer deuda para pagar deuda. A veces no lo es. En este episodio te comparto algunas ideas para saberlo. <br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42105897</guid><pubDate>Sun, 22 Nov 2020 16:22:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42105897/cuando_conviene_endeudarte_para_pagar_deuda.mp3" length="14924213" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A veces es buena idea contraer deuda para pagar deuda. A veces no lo es. En este episodio te comparto algunas ideas para saberlo. 

Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under...</itunes:subtitle><itunes:summary><![CDATA[A veces es buena idea contraer deuda para pagar deuda. A veces no lo es. En este episodio te comparto algunas ideas para saberlo. <br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>933</itunes:duration><itunes:keywords>deudas,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Venciendo Adversidades con Poli López</title><link>https://www.spreaker.com/episode/venciendo-adversidades-con-poli-lopez--42083244</link><description><![CDATA[Poli López es alguien que me inspiró y me causó admiración desde que la conocí. Ha superado una cantidad inmensa de adversidades y, por eso, observa el futuro con optimismo. <br />En esta entrevista hablamos del amor propio, sobre cómo enfrentar situaciones difíciles y más. <br /><br />Encuentra a Poly en: <a href="https://facebook.com/EscritosPoly" rel="noopener">https://facebook.com/EscritosPoly</a><br /><br />Música del Episodio: peaceOut by airtone (c) copyright 2013 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/airtone/43014" rel="noopener">http://dig.ccmixter.org/files/airtone/43014</a> Ft: KungFu<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/42083244</guid><pubDate>Fri, 20 Nov 2020 23:09:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/42083244/poli_lopez.mp3" length="34451304" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Poli López es alguien que me inspiró y me causó admiración desde que la conocí. Ha superado una cantidad inmensa de adversidades y, por eso, observa el futuro con optimismo. &#13;
En esta entrevista hablamos del amor propio, sobre cómo enfrentar...</itunes:subtitle><itunes:summary><![CDATA[Poli López es alguien que me inspiró y me causó admiración desde que la conocí. Ha superado una cantidad inmensa de adversidades y, por eso, observa el futuro con optimismo. <br />En esta entrevista hablamos del amor propio, sobre cómo enfrentar situaciones difíciles y más. <br /><br />Encuentra a Poly en: <a href="https://facebook.com/EscritosPoly" rel="noopener">https://facebook.com/EscritosPoly</a><br /><br />Música del Episodio: peaceOut by airtone (c) copyright 2013 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/airtone/43014" rel="noopener">http://dig.ccmixter.org/files/airtone/43014</a> Ft: KungFu<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2154</itunes:duration><itunes:keywords>desarrollo personal,entrevista,inspiración,motivación,optimismo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Niños Pequeños y Dinero</title><link>https://www.spreaker.com/episode/ninos-pequenos-y-dinero--41408869</link><description><![CDATA[En este episodio te comparto algunas maneras positivas para enseñar a niños pequeños sobre el dinero. <br /><br />LIbro recomendado en el episodio: "The Opposite of Spoiled" de Ron Leiber. <br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41408869</guid><pubDate>Sun, 11 Oct 2020 15:57:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/41408869/ninos_pequenos_y_dinero.mp3" length="17628864" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunas maneras positivas para enseñar a niños pequeños sobre el dinero. 

LIbro recomendado en el episodio: "The Opposite of Spoiled" de Ron Leiber. 

Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunas maneras positivas para enseñar a niños pequeños sobre el dinero. <br /><br />LIbro recomendado en el episodio: "The Opposite of Spoiled" de Ron Leiber. <br /><br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1469</itunes:duration><itunes:keywords>dinero,finanzas,niños</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio Doble: Que hacer con el dinero ocioso y las preguntas que he estado recibiendo</title><link>https://www.spreaker.com/episode/episodio-doble-que-hacer-con-el-dinero-ocioso-y-las-preguntas-que-he-estado-recibiendo--41292729</link><description><![CDATA[En este primer episodio doble, te comparto:<br />En la parte 1: Qué hacer con el dinero que tienes "ocioso". <br />En la parte 2: Respondo algunas de las preguntas más frecuentes que he recibido últimamente, hablé sobre el oro, sobre los bienes raíces y demás. <br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41292729</guid><pubDate>Sun, 04 Oct 2020 15:49:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/41292729/episodio_doble_quea_hacer_con_el_dinero_ocioso_y_las_preguntas_que_he_estado_recibiendo.mp3" length="17897536" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este primer episodio doble, te comparto:&#13;
En la parte 1: Qué hacer con el dinero que tienes "ocioso". &#13;
En la parte 2: Respondo algunas de las preguntas más frecuentes que he recibido últimamente, hablé sobre el oro, sobre los bienes raíces y...</itunes:subtitle><itunes:summary><![CDATA[En este primer episodio doble, te comparto:<br />En la parte 1: Qué hacer con el dinero que tienes "ocioso". <br />En la parte 2: Respondo algunas de las preguntas más frecuentes que he recibido últimamente, hablé sobre el oro, sobre los bienes raíces y demás. <br />Musica del episodio: "The Universe Sings" - 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1119</itunes:duration><itunes:keywords>bienesraíces,dinero,finanzas,inversiones,oro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Riesgos que Debes Considerar al Invertir</title><link>https://www.spreaker.com/episode/los-riesgos-que-debes-considerar-al-invertir--41159997</link><description><![CDATA[En este episodio de comparto los ocho riesgos que debes considerar al invertir y cómo podrían hacerte perder dinero. <br />Es importante entender los riesgos a los que te podrías enfrentar antes de hacer una inversión, para evitar sorpresas y dolores de cabeza. <br /><br /> <br />Música del Episodio: "The Universe Sings" 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41159997</guid><pubDate>Sun, 27 Sep 2020 15:45:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/41159997/ocho_tipos_de_riesgo_al_invertir.mp3" length="21421609" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio de comparto los ocho riesgos que debes considerar al invertir y cómo podrían hacerte perder dinero. &#13;
Es importante entender los riesgos a los que te podrías enfrentar antes de hacer una inversión, para evitar sorpresas y dolores de...</itunes:subtitle><itunes:summary><![CDATA[En este episodio de comparto los ocho riesgos que debes considerar al invertir y cómo podrían hacerte perder dinero. <br />Es importante entender los riesgos a los que te podrías enfrentar antes de hacer una inversión, para evitar sorpresas y dolores de cabeza. <br /><br /> <br />Música del Episodio: "The Universe Sings" 2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1339</itunes:duration><itunes:keywords>dinero,finanzaspersonales,inversiones,invertir,riesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Tres Costos Que Debes Considerar al Invertir</title><link>https://www.spreaker.com/episode/los-tres-costos-que-debes-considerar-al-invertir--41021552</link><description><![CDATA[En este episodio te comparto los tres costos que debes considerar al invertir. Es importantísimo tomarlos en cuenta ANTES de que firmes el contrato de inversión o inviertas un solo dólar. Hacerlo te puede ahorrar muchos dolores de cabeza. <br /><br />Música del episodio: <br />the universe sings ft. jonatha chance (ft. jonatha chance)<br />2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/41021552</guid><pubDate>Sun, 20 Sep 2020 16:29:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/41021552/costos.mp3" length="13921005" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto los tres costos que debes considerar al invertir. Es importantísimo tomarlos en cuenta ANTES de que firmes el contrato de inversión o inviertas un solo dólar. Hacerlo te puede ahorrar muchos dolores de cabeza. &#13;
&#13;
Música...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto los tres costos que debes considerar al invertir. Es importantísimo tomarlos en cuenta ANTES de que firmes el contrato de inversión o inviertas un solo dólar. Hacerlo te puede ahorrar muchos dolores de cabeza. <br /><br />Música del episodio: <br />the universe sings ft. jonatha chance (ft. jonatha chance)<br />2020 kthugha Licensed to the public under <a href="http://creativecommons.org/licenses/by/3.0/" rel="noopener">http://creativecommons.org/licenses/by/3.0/</a> Verify at <a href="http://ccmixter.org/files/kthugha/61347" rel="noopener">http://ccmixter.org/files/kthugha/61347</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>870</itunes:duration><itunes:keywords>dinero,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Frank Carbajal: Del Campo al Mundo del Venture Capital Advisory en Silicon Valley</title><link>https://www.spreaker.com/episode/frank-carbajal-del-campo-al-mundo-del-venture-capital-advisory-en-silicon-valley--40849584</link><description><![CDATA[Frank Carbajal es autor, CEO y venture capitalist. En esta entrevista, hablamos sobre sus orígenes en el campo como hijo de inmigrantes mexicanos y cómo fue trazando su camino a su manera en el corazón de Silicon Valley. Hablamos también sobre lo que buscan los inversionistas de venture capital, cómo ser un latino de éxito en los Estados Unidos y muchas cosas más. <br />Visita la página de Frank en: <a href="http://estiempo.com/" rel="noopener">http://estiempo.com/</a><br /><br />Background Music: Satisfaction (ft. Radioontheshelf) Verify at <a href="http://ccmixter.org/files/Dan_Mantau/59762" rel="noopener">http://ccmixter.org/files/Dan_Mantau/59762</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/40849584</guid><pubDate>Fri, 11 Sep 2020 23:12:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/40849584/frank_carbajal.mp3" length="44229684" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Frank Carbajal es autor, CEO y venture capitalist. En esta entrevista, hablamos sobre sus orígenes en el campo como hijo de inmigrantes mexicanos y cómo fue trazando su camino a su manera en el corazón de Silicon Valley. Hablamos también sobre lo que...</itunes:subtitle><itunes:summary><![CDATA[Frank Carbajal es autor, CEO y venture capitalist. En esta entrevista, hablamos sobre sus orígenes en el campo como hijo de inmigrantes mexicanos y cómo fue trazando su camino a su manera en el corazón de Silicon Valley. Hablamos también sobre lo que buscan los inversionistas de venture capital, cómo ser un latino de éxito en los Estados Unidos y muchas cosas más. <br />Visita la página de Frank en: <a href="http://estiempo.com/" rel="noopener">http://estiempo.com/</a><br /><br />Background Music: Satisfaction (ft. Radioontheshelf) Verify at <a href="http://ccmixter.org/files/Dan_Mantau/59762" rel="noopener">http://ccmixter.org/files/Dan_Mantau/59762</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2765</itunes:duration><itunes:keywords>dinero,emprendimiento,entrevista,finanzas,hispanicheritagemonth,latino,venturecapital</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Jorge Ferraez: Encontrando inspiración en personas extraordinarias</title><link>https://www.spreaker.com/episode/jorge-ferraez-encontrando-inspiracion-en-personas-extraordinarias--40200426</link><description><![CDATA[Jorge Ferraez es editor/presidente de Latino Leaders Magazine. Por casi 30 años ha entrevistado a gente extraordinaria en los negocios, deportes, medios y demás. <br />En este episodio Jorge nos comparte algunas de las lecciones que ha aprendido en sus entrevistas y cómo empezó desde 0 un negocio en Estados Unidos y que se ha convertido en un referente en la industria. <br />Esta es una excelente entrevista que quieres escuchar con tu libreta de notas. <br /><br />Encuentra Latino Leaders en: <a href="https://www.latinoleadersmagazine.com/" rel="noopener">https://www.latinoleadersmagazine.com/</a><br />Encuentra Líderes Mexicanos en: <a href="https://lideresmexicanos.com/" rel="noopener">https://lideresmexicanos.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/40200426</guid><pubDate>Fri, 07 Aug 2020 21:27:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/40200426/jorge_ferraez.mp3" length="64362252" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Jorge Ferraez es editor/presidente de Latino Leaders Magazine. Por casi 30 años ha entrevistado a gente extraordinaria en los negocios, deportes, medios y demás. 
En este episodio Jorge nos comparte algunas de las lecciones que ha aprendido en sus...</itunes:subtitle><itunes:summary><![CDATA[Jorge Ferraez es editor/presidente de Latino Leaders Magazine. Por casi 30 años ha entrevistado a gente extraordinaria en los negocios, deportes, medios y demás. <br />En este episodio Jorge nos comparte algunas de las lecciones que ha aprendido en sus entrevistas y cómo empezó desde 0 un negocio en Estados Unidos y que se ha convertido en un referente en la industria. <br />Esta es una excelente entrevista que quieres escuchar con tu libreta de notas. <br /><br />Encuentra Latino Leaders en: <a href="https://www.latinoleadersmagazine.com/" rel="noopener">https://www.latinoleadersmagazine.com/</a><br />Encuentra Líderes Mexicanos en: <a href="https://lideresmexicanos.com/" rel="noopener">https://lideresmexicanos.com/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>4022</itunes:duration><itunes:keywords>desarrollopersonal,emprender,exito,inspiración</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mi Reacción Inicial a la Reforma a las AFORES</title><link>https://www.spreaker.com/episode/mi-reaccion-inicial-a-la-reforma-a-las-afores--39924383</link><description><![CDATA[En este episodio te comparto mi reacción inicial a la reforma a  las AFOREs presentada por el Presidente de México el 22 de Julio de 2020. <br /><br /><br />Música: Millennials, por Analog by Nature, disponible en: <a href="http://ccmixter.org/files/cdk/57150" rel="noopener">http://ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/39924383</guid><pubDate>Thu, 23 Jul 2020 18:55:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/39924383/mi_reaccion_inicial_a_la_reforma_a_las_afores.mp3" length="13684372" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto mi reacción inicial a la reforma a  las AFOREs presentada por el Presidente de México el 22 de Julio de 2020. &#13;
&#13;
&#13;
Música: Millennials, por Analog by Nature, disponible en: http://ccmixter.org/files/cdk/57150</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto mi reacción inicial a la reforma a  las AFOREs presentada por el Presidente de México el 22 de Julio de 2020. <br /><br /><br />Música: Millennials, por Analog by Nature, disponible en: <a href="http://ccmixter.org/files/cdk/57150" rel="noopener">http://ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>856</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Libertad e Independencia Financiera</title><link>https://www.spreaker.com/episode/libertad-e-independencia-financiera--35793290</link><description><![CDATA[Libertad e Independencia financiera no son lo mismo. <br />En este episodio te comparto las diferencias y algunas estrategias para alcanzarlas. <br /><br />Música: Millennials, por Analog by Nature, disponible en: <a href="http://ccmixter.org/files/cdk/57150" rel="noopener">http://ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/35793290</guid><pubDate>Fri, 03 Jul 2020 23:33:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/35793290/libertad_e_independencia_financiera.mp3" length="15202356" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Libertad e Independencia financiera no son lo mismo. &#13;
En este episodio te comparto las diferencias y algunas estrategias para alcanzarlas. &#13;
&#13;
Música: Millennials, por Analog by Nature, disponible en: http://ccmixter.org/files/cdk/57150</itunes:subtitle><itunes:summary><![CDATA[Libertad e Independencia financiera no son lo mismo. <br />En este episodio te comparto las diferencias y algunas estrategias para alcanzarlas. <br /><br />Música: Millennials, por Analog by Nature, disponible en: <a href="http://ccmixter.org/files/cdk/57150" rel="noopener">http://ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>951</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Errores Fiscales de Personas con Doble Nacionalidad</title><link>https://www.spreaker.com/episode/errores-fiscales-de-personas-con-doble-nacionalidad--31545305</link><description><![CDATA[Si pagas impuestos en Estados Unidos y tienes algún interés en otro país, tienes que escuchar este episodio. <br />Si tienes ciudadanía Americana y vives en algún otro país, tienes que escuchar este episodio. <br />Entrevisto a Gilberto Martínez, contador y experto en cuestiones fiscales para personas con doble nacionalidad o con intereses (cuentas, empresas, etc.) en Estados Unidos y otros países.<br />Considéralo una "clase maestra" en algunas de las obligaciones fiscales que se tienen en Estados Unidos. <br /><br />La música de este episodio es de: <br />ＭＩＬＬＥＮＮＩＡＬＳ by Analog By Nature (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/cdk/57150" rel="noopener">http://dig.ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/31545305</guid><pubDate>Wed, 17 Jun 2020 21:23:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/31545305/gilbertomartinez.mp3" length="44860112" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si pagas impuestos en Estados Unidos y tienes algún interés en otro país, tienes que escuchar este episodio. &#13;
Si tienes ciudadanía Americana y vives en algún otro país, tienes que escuchar este episodio. &#13;
Entrevisto a Gilberto Martínez, contador y...</itunes:subtitle><itunes:summary><![CDATA[Si pagas impuestos en Estados Unidos y tienes algún interés en otro país, tienes que escuchar este episodio. <br />Si tienes ciudadanía Americana y vives en algún otro país, tienes que escuchar este episodio. <br />Entrevisto a Gilberto Martínez, contador y experto en cuestiones fiscales para personas con doble nacionalidad o con intereses (cuentas, empresas, etc.) en Estados Unidos y otros países.<br />Considéralo una "clase maestra" en algunas de las obligaciones fiscales que se tienen en Estados Unidos. <br /><br />La música de este episodio es de: <br />ＭＩＬＬＥＮＮＩＡＬＳ by Analog By Nature (c) copyright 2018 Licensed under a Creative Commons Attribution (3.0) license. <a href="http://dig.ccmixter.org/files/cdk/57150" rel="noopener">http://dig.ccmixter.org/files/cdk/57150</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2804</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Señales de Alerta de Posibles Fraudes Financieros</title><link>https://www.spreaker.com/episode/senales-de-alerta-de-posibles-fraudes-financieros--29231181</link><description><![CDATA[En este episodio de comparto cinco señales de alerta que pueden indicar si la idea de inversión que te están ofreciendo es un fraude financiero. <br /><br />Atender a estas señales te puede evitar dolores de cabeza, estrés y, obviamente, posibles pérdidas de tu patrimonio.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/29231181</guid><pubDate>Thu, 04 Jun 2020 01:23:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/29231181/senales_de_alerta_de_posibles_fraudes_financieros.mp3" length="16445117" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio de comparto cinco señales de alerta que pueden indicar si la idea de inversión que te están ofreciendo es un fraude financiero. &#13;
&#13;
Atender a estas señales te puede evitar dolores de cabeza, estrés y, obviamente, posibles pérdidas de...</itunes:subtitle><itunes:summary><![CDATA[En este episodio de comparto cinco señales de alerta que pueden indicar si la idea de inversión que te están ofreciendo es un fraude financiero. <br /><br />Atender a estas señales te puede evitar dolores de cabeza, estrés y, obviamente, posibles pérdidas de tu patrimonio.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1028</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Vendedor No Es Tu Amigo</title><link>https://www.spreaker.com/episode/el-vendedor-no-es-tu-amigo--28494582</link><description><![CDATA[En este episodio te comparto las motivaciones y algunas de las técnicas que llevan a los vendedores a que gastes más, a veces sin darte cuenta.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/28494582</guid><pubDate>Thu, 28 May 2020 03:24:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/28494582/el_vendedor_no_es_tu_amigo.mp3" length="11592136" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto las motivaciones y algunas de las técnicas que llevan a los vendedores a que gastes más, a veces sin darte cuenta.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto las motivaciones y algunas de las técnicas que llevan a los vendedores a que gastes más, a veces sin darte cuenta.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>828</itunes:duration><itunes:keywords>conflictodeinteres,dinero,finanzaspersonales,ventas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Transferir tu Negocio a la Siguiente Generación</title><link>https://www.spreaker.com/episode/como-transferir-tu-negocio-a-la-siguiente-generacion--27916466</link><description><![CDATA[En este episodio te comparto algunos puntos claves a considerar al buscar transferir tu negocio a la siguiente generación de líderes y/o propietarios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/27916466</guid><pubDate>Wed, 20 May 2020 23:42:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/27916466/sucesion.mp3" length="14800835" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto algunos puntos claves a considerar al buscar transferir tu negocio a la siguiente generación de líderes y/o propietarios.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto algunos puntos claves a considerar al buscar transferir tu negocio a la siguiente generación de líderes y/o propietarios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>925</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Errores Financieros que Cometí en Mis Veintes</title><link>https://www.spreaker.com/episode/errores-financieros-que-cometi-en-mis-veintes--27285902</link><description><![CDATA[En este episodio te comparto seis errores financieros que cometí en mis veintes. Ojo: Estos errores no tienen edad, incluso son muy comunes con gente mucho mayor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/27285902</guid><pubDate>Wed, 13 May 2020 23:49:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/27285902/errores_financieros_que_no_tienen_edad_pero_que_cometi_en_mis_veintes.mp3" length="12194044" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto seis errores financieros que cometí en mis veintes. Ojo: Estos errores no tienen edad, incluso son muy comunes con gente mucho mayor.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto seis errores financieros que cometí en mis veintes. Ojo: Estos errores no tienen edad, incluso son muy comunes con gente mucho mayor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>763</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Ideas Para Afrontar la Crisis que Viene (¿o ya está aquí?)</title><link>https://www.spreaker.com/episode/diez-ideas-para-afrontar-la-crisis-que-viene-o-ya-esta-aqui--26854655</link><description><![CDATA[Desde hace varias semanas he dicho que estamos en frente de dos crisis: La de salud, iniciada obviamente por el Covid-19 y todas las respuestas que gobiernos han tenido alrededor del mundo y la económica. En todo momento he afirmado que la económica bien podría ser más fuerte que la de salud. Y parece ser que, por lo pronto, así será el caso. <br /> <br />En este episodio te presento diez ideas apra afrontar la crisis que viene, o que quizá ya está aquí.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/26854655</guid><pubDate>Wed, 06 May 2020 23:12:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/26854655/diez_ideas_para_para_afrontar_la_crisis.mp3" length="18607598" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Desde hace varias semanas he dicho que estamos en frente de dos crisis: La de salud, iniciada obviamente por el Covid-19 y todas las respuestas que gobiernos han tenido alrededor del mundo y la económica. En todo momento he afirmado que la económica...</itunes:subtitle><itunes:summary><![CDATA[Desde hace varias semanas he dicho que estamos en frente de dos crisis: La de salud, iniciada obviamente por el Covid-19 y todas las respuestas que gobiernos han tenido alrededor del mundo y la económica. En todo momento he afirmado que la económica bien podría ser más fuerte que la de salud. Y parece ser que, por lo pronto, así será el caso. <br /> <br />En este episodio te presento diez ideas apra afrontar la crisis que viene, o que quizá ya está aquí.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1163</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mi Concepto Sobre el Dinero</title><link>https://www.spreaker.com/episode/mi-concepto-sobre-el-dinero--26310202</link><description><![CDATA[En este episodio te comparto mi visión sobre el dinero y cómo esto me ha llevado a tener mejores finanzas y a aspirar a ser mejor tn todo lo que hago.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/26310202</guid><pubDate>Tue, 28 Apr 2020 22:12:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/26310202/mi_vision_sobre_el_dinero.mp3" length="18526423" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto mi visión sobre el dinero y cómo esto me ha llevado a tener mejores finanzas y a aspirar a ser mejor tn todo lo que hago.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto mi visión sobre el dinero y cómo esto me ha llevado a tener mejores finanzas y a aspirar a ser mejor tn todo lo que hago.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1158</itunes:duration><itunes:keywords>dinero,finanzaspersonales,mentalidad,motivacion,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Haciendo Limonada con esta Crisis con Sandy Mora</title><link>https://www.spreaker.com/episode/haciendo-limonada-con-esta-crisis-con-sandy-mora--24895072</link><description><![CDATA[Sandy Mora es Maestra en Desarrollo del Potencial Humano y especialista en Resilencia. <br /><br />Es autora de "Alquimia Emocional, el arte de transformar la adversidad en oro para tu crecimiento" (disponible en: <a href="https://amzn.to/39ydOJQ)" rel="noopener">https://amzn.to/39ydOJQ)</a>. <br /><br />La experiencia de Sandy me hizo llamarle para hacer esta entrevista, en la que hablamos de cómo aprovechar la situación de "crisis e incertidumbre" actual para nuestro desarrollo y crecimiento personal. <br /><br />El 7 de abril inicia el club de lectura del libro de Sandy. Es gratuito. Todos los detalles los encuentras en: <a href="http://www.sandy-mora.com/club-de-lectura" rel="noopener">http://www.sandy-mora.com/club-de-lectura</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/24895072</guid><pubDate>Mon, 06 Apr 2020 19:10:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/24895072/haciendo_limonada_con_esta_crisis_con_sandy_mora.mp3" length="29277703" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Sandy Mora es Maestra en Desarrollo del Potencial Humano y especialista en Resilencia. 

Es autora de "Alquimia Emocional, el arte de transformar la adversidad en oro para tu crecimiento" (disponible en: https://amzn.to/39ydOJQ). 

La experiencia de...</itunes:subtitle><itunes:summary><![CDATA[Sandy Mora es Maestra en Desarrollo del Potencial Humano y especialista en Resilencia. <br /><br />Es autora de "Alquimia Emocional, el arte de transformar la adversidad en oro para tu crecimiento" (disponible en: <a href="https://amzn.to/39ydOJQ)" rel="noopener">https://amzn.to/39ydOJQ)</a>. <br /><br />La experiencia de Sandy me hizo llamarle para hacer esta entrevista, en la que hablamos de cómo aprovechar la situación de "crisis e incertidumbre" actual para nuestro desarrollo y crecimiento personal. <br /><br />El 7 de abril inicia el club de lectura del libro de Sandy. Es gratuito. Todos los detalles los encuentras en: <a href="http://www.sandy-mora.com/club-de-lectura" rel="noopener">http://www.sandy-mora.com/club-de-lectura</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2440</itunes:duration><itunes:keywords>dinero,finanzaspersonales,optimismo,resilencia,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tus Dudas Sobre el Coronavirus y Tus Finanzas (Facebook Live)</title><link>https://www.spreaker.com/episode/tus-dudas-sobre-el-coronavirus-y-tus-finanzas-facebook-live--24402852</link><description><![CDATA[Este episodio es un poco diferente a lo usual, porque es el audio de un Facebook Live que hice en mi Fanpage (<a href="http://facebook.com/miguelgomezconsejero)" rel="noopener">http://facebook.com/miguelgomezconsejero)</a> el 20 de marzo. <br /><br />En él, respondí las dudas de mis seguidores sobre el Coronavirus y su impacto en sus finanzas. <br /><br />Es curioso, en los seis días desde que hice la transmisión, el número de casos a nivel mundial de Covid-19 prácticamente se duplicaron, los principales índices bursátiles de Estados Unidos han tenido una recuperación interesante, y pasaron muchas cosas más. <br /><br />Pero, aún así, las preguntas que me hicieron siguen siendo bastante válidas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/24402852</guid><pubDate>Thu, 26 Mar 2020 23:41:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/24402852/tus_dudas_sobre_el_coronavirus_y_tus_finanzas.mp3" length="47283987" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio es un poco diferente a lo usual, porque es el audio de un Facebook Live que hice en mi Fanpage (http://facebook.com/miguelgomezconsejero) el 20 de marzo. &#13;
&#13;
En él, respondí las dudas de mis seguidores sobre el Coronavirus y su impacto...</itunes:subtitle><itunes:summary><![CDATA[Este episodio es un poco diferente a lo usual, porque es el audio de un Facebook Live que hice en mi Fanpage (<a href="http://facebook.com/miguelgomezconsejero)" rel="noopener">http://facebook.com/miguelgomezconsejero)</a> el 20 de marzo. <br /><br />En él, respondí las dudas de mis seguidores sobre el Coronavirus y su impacto en sus finanzas. <br /><br />Es curioso, en los seis días desde que hice la transmisión, el número de casos a nivel mundial de Covid-19 prácticamente se duplicaron, los principales índices bursátiles de Estados Unidos han tenido una recuperación interesante, y pasaron muchas cosas más. <br /><br />Pero, aún así, las preguntas que me hicieron siguen siendo bastante válidas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2956</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Antes de Invertir Responde Esta Pregunta</title><link>https://www.spreaker.com/episode/antes-de-invertir-responde-esta-pregunta--23582375</link><description><![CDATA[En este episodio te comparto la pregunta que le hago a todos mis clientes y que tú también necesitas responder antes de invertir en cualquier instrumento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/23582375</guid><pubDate>Sat, 07 Mar 2020 00:55:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/23582375/antes_de_invertir_responde_esta_pregunta.mp3" length="13485923" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la pregunta que le hago a todos mis clientes y que tú también necesitas responder antes de invertir en cualquier instrumento.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la pregunta que le hago a todos mis clientes y que tú también necesitas responder antes de invertir en cualquier instrumento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>843</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Coronavirus y Tu Dinero</title><link>https://www.spreaker.com/episode/coronavirus-y-tu-dinero--23306043</link><description><![CDATA[El Coronavirus (Covid-19) puede ser una pandemia mundial. O puede no serlo. <br /><br />En este episodio te comparto mi perspectiva sobre cómo puede impactar tu economía y algunas maneras de protegerte. <br /><br />Atiende las recomendaciones para evitar contagiarte. <br />Gobierno de Estados Unidos, CDC: <a href="https://www.cdc.gov/coronavirus/2019-ncov/index.html" rel="noopener">https://www.cdc.gov/coronavirus/2019-ncov/index.html</a><br />Gobierno de México: <a href="https://www.gob.mx/salud/documentos/aviso-epidemiologico-casos-de-infeccion-respiratoria-asociados-a-nuevo-coronavirus-2019-ncov" rel="noopener">https://www.gob.mx/salud/documentos/aviso-epidemiologico-casos-de-infeccion-respiratoria-asociados-a-nuevo-coronavirus-2019-ncov</a><br />New England Journal of Medicine: <a href="https://www.nejm.org/doi/full/10.1056/NEJMe2002387?query=RP" rel="noopener">https://www.nejm.org/doi/full/10.1056/NEJMe2002387?query=RP</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/23306043</guid><pubDate>Sat, 29 Feb 2020 00:55:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/23306043/coronavirus_y_tu_dinero.mp3" length="17471558" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El Coronavirus (Covid-19) puede ser una pandemia mundial. O puede no serlo. &#13;
&#13;
En este episodio te comparto mi perspectiva sobre cómo puede impactar tu economía y algunas maneras de protegerte. &#13;
&#13;
Atiende las recomendaciones para evitar contagiarte....</itunes:subtitle><itunes:summary><![CDATA[El Coronavirus (Covid-19) puede ser una pandemia mundial. O puede no serlo. <br /><br />En este episodio te comparto mi perspectiva sobre cómo puede impactar tu economía y algunas maneras de protegerte. <br /><br />Atiende las recomendaciones para evitar contagiarte. <br />Gobierno de Estados Unidos, CDC: <a href="https://www.cdc.gov/coronavirus/2019-ncov/index.html" rel="noopener">https://www.cdc.gov/coronavirus/2019-ncov/index.html</a><br />Gobierno de México: <a href="https://www.gob.mx/salud/documentos/aviso-epidemiologico-casos-de-infeccion-respiratoria-asociados-a-nuevo-coronavirus-2019-ncov" rel="noopener">https://www.gob.mx/salud/documentos/aviso-epidemiologico-casos-de-infeccion-respiratoria-asociados-a-nuevo-coronavirus-2019-ncov</a><br />New England Journal of Medicine: <a href="https://www.nejm.org/doi/full/10.1056/NEJMe2002387?query=RP" rel="noopener">https://www.nejm.org/doi/full/10.1056/NEJMe2002387?query=RP</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1092</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Es Mala Idea Recibir Reembolso de tus Impuestos?</title><link>https://www.spreaker.com/episode/es-mala-idea-recibir-reembolso-de-tus-impuestos--23049829</link><description><![CDATA[Estamos en época de impuestos. Mucha gente va a recibir reembolsos al hacer su declaración fiscal: hay quien dice que es una terrible idea, y hay quien asegura que es una excelente estrategia de ahorro forzado. En este episodio te explico mi punto de vista, desde las dos perspectivas, para que tú decidas lo que más te convenga de acuerdo a tu situación personal.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/23049829</guid><pubDate>Sat, 22 Feb 2020 00:41:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/23049829/reembolso_de_impuestos_mala_idea.mp3" length="11690057" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Estamos en época de impuestos. Mucha gente va a recibir reembolsos al hacer su declaración fiscal: hay quien dice que es una terrible idea, y hay quien asegura que es una excelente estrategia de ahorro forzado. En este episodio te explico mi punto de...</itunes:subtitle><itunes:summary><![CDATA[Estamos en época de impuestos. Mucha gente va a recibir reembolsos al hacer su declaración fiscal: hay quien dice que es una terrible idea, y hay quien asegura que es una excelente estrategia de ahorro forzado. En este episodio te explico mi punto de vista, desde las dos perspectivas, para que tú decidas lo que más te convenga de acuerdo a tu situación personal.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>835</itunes:duration><itunes:keywords>dinero,finanzaspersonales,impuestos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio 202 - Porqué gente inteligente cae en estafas financieras</title><link>https://www.spreaker.com/episode/episodio-202-porque-gente-inteligente-cae-en-estafas-financieras--22731681</link><description><![CDATA[En este episodio te explico algunas de las razones por las que gente inteligente cae en estafas financieras y, más importante, cómo protegerte para que no te pase a ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/22731681</guid><pubDate>Thu, 13 Feb 2020 14:31:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/22731681/episodio_202_porque_gente_inteligente_cae_en_estafas_financieras.mp3" length="11606520" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te explico algunas de las razones por las que gente inteligente cae en estafas financieras y, más importante, cómo protegerte para que no te pase a ti.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te explico algunas de las razones por las que gente inteligente cae en estafas financieras y, más importante, cómo protegerte para que no te pase a ti.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>726</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Vivir tu Sueño con Alegría con Sonia de los Santos</title><link>https://www.spreaker.com/episode/vivir-tu-sueno-con-alegria-con-sonia-de-los-santos--22479883</link><description><![CDATA[Sonia de los Santos (<a href="https://www.soniadelossantosmusic.com/)" rel="noopener">https://www.soniadelossantosmusic.com/)</a> es cantaautora mexicana nacida en Nuevo León, México. En este episodio nos comparte su experiencia como inmigrante a Estados Unidos, su camino a vivir su versión del Sueño Americano y de dónde saca esa chispa de alegría que la acompaña (casi) todo el tiempo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/22479883</guid><pubDate>Thu, 06 Feb 2020 14:29:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/22479883/soniadelossantos.mp3" length="44738685" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Sonia de los Santos (https://www.soniadelossantosmusic.com/) es cantaautora mexicana nacida en Nuevo León, México. En este episodio nos comparte su experiencia como inmigrante a Estados Unidos, su camino a vivir su versión del Sueño Americano y de...</itunes:subtitle><itunes:summary><![CDATA[Sonia de los Santos (<a href="https://www.soniadelossantosmusic.com/)" rel="noopener">https://www.soniadelossantosmusic.com/)</a> es cantaautora mexicana nacida en Nuevo León, México. En este episodio nos comparte su experiencia como inmigrante a Estados Unidos, su camino a vivir su versión del Sueño Americano y de dónde saca esa chispa de alegría que la acompaña (casi) todo el tiempo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2797</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episodio 200 / Inversiones para 2020</title><link>https://www.spreaker.com/episode/episodio-200-inversiones-para-2020--22234132</link><description><![CDATA[En este episodio le doy las gracias a quienes hicieron posible que iniciara el podcast, y te comparto mi respuesta a la pregunta "¿en dónde invertir en 2020?"<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/22234132</guid><pubDate>Thu, 30 Jan 2020 14:12:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/22234132/episodio_200_inversiones_2020.mp3" length="19716440" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio le doy las gracias a quienes hicieron posible que iniciara el podcast, y te comparto mi respuesta a la pregunta "¿en dónde invertir en 2020?"</itunes:subtitle><itunes:summary><![CDATA[En este episodio le doy las gracias a quienes hicieron posible que iniciara el podcast, y te comparto mi respuesta a la pregunta "¿en dónde invertir en 2020?"<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1233</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Mejorar tu Reporte de Crédito</title><link>https://www.spreaker.com/episode/como-mejorar-tu-reporte-de-credito--21987448</link><description><![CDATA[En este episodio te comparto los cinco factores que determinan tu puntaje en los burós de crédito y cómo mejorarlos. <br /><br />Sígueme en <a href="http://Facebook.com/miguelgomezconsejero" rel="noopener">http://Facebook.com/miguelgomezconsejero</a> e inscríbete a mi boletín (casi) semanal en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/21987448</guid><pubDate>Thu, 23 Jan 2020 13:58:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/21987448/comomejorartureportedecredito.mp3" length="15730693" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto los cinco factores que determinan tu puntaje en los burós de crédito y cómo mejorarlos. &#13;
&#13;
Sígueme en http://Facebook.com/miguelgomezconsejero e inscríbete a mi boletín (casi) semanal en http://miguelgomez.link/correo</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto los cinco factores que determinan tu puntaje en los burós de crédito y cómo mejorarlos. <br /><br />Sígueme en <a href="http://Facebook.com/miguelgomezconsejero" rel="noopener">http://Facebook.com/miguelgomezconsejero</a> e inscríbete a mi boletín (casi) semanal en <a href="http://miguelgomez.link/correo" rel="noopener">http://miguelgomez.link/correo</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>984</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Algunas Ideas Sobre el Plátano de $120 mil dólares</title><link>https://www.spreaker.com/episode/algunas-ideas-sobre-el-platano-de-120-mil-dolares--20854879</link><description><![CDATA[El mundo se volvió loco con la pieza "Comedian" de Maurizio Cattelan. A final de cuentas, ¿a quién se le ocurre vender un plátano pegado con cinta en $120,000 dólares? Y, peor aún, ¿a quién se le ocurre comprarlo?<br /><br />Pero hay más que eso. En este episodio te comparto mi análisis. <br /><br />En el episodio menciono una pieza del Wall Street Journal. Es esta:  "In Defense of Maurizio Cattelan’s Banana", por Brian P. Kelly. Disponible en: <a href="https://www.wsj.com/articles/in-defense-of-maurizio-cattelans-banana-11575924402" rel="noopener">https://www.wsj.com/articles/in-defense-of-maurizio-cattelans-banana-11575924402</a><br /><br />Esta página hace un excelente trabajo en platicar todo lo sucedido alrededor de "Comedian": <a href="https://news.artnet.com/art-world/maurizio-cattelan-banana-explained-1732773" rel="noopener">https://news.artnet.com/art-world/maurizio-cattelan-banana-explained-1732773</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/20854879</guid><pubDate>Wed, 18 Dec 2019 14:11:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/20854879/platano.mp3" length="13736573" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El mundo se volvió loco con la pieza "Comedian" de Maurizio Cattelan. A final de cuentas, ¿a quién se le ocurre vender un plátano pegado con cinta en $120,000 dólares? Y, peor aún, ¿a quién se le ocurre comprarlo?&#13;
&#13;
Pero hay más que eso. En este...</itunes:subtitle><itunes:summary><![CDATA[El mundo se volvió loco con la pieza "Comedian" de Maurizio Cattelan. A final de cuentas, ¿a quién se le ocurre vender un plátano pegado con cinta en $120,000 dólares? Y, peor aún, ¿a quién se le ocurre comprarlo?<br /><br />Pero hay más que eso. En este episodio te comparto mi análisis. <br /><br />En el episodio menciono una pieza del Wall Street Journal. Es esta:  "In Defense of Maurizio Cattelan’s Banana", por Brian P. Kelly. Disponible en: <a href="https://www.wsj.com/articles/in-defense-of-maurizio-cattelans-banana-11575924402" rel="noopener">https://www.wsj.com/articles/in-defense-of-maurizio-cattelans-banana-11575924402</a><br /><br />Esta página hace un excelente trabajo en platicar todo lo sucedido alrededor de "Comedian": <a href="https://news.artnet.com/art-world/maurizio-cattelan-banana-explained-1732773" rel="noopener">https://news.artnet.com/art-world/maurizio-cattelan-banana-explained-1732773</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>859</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Lista que Toda Pareja Debe Tener</title><link>https://www.spreaker.com/episode/la-lista-que-toda-pareja-debe-tener--20553525</link><description><![CDATA[En este episodio te comparto la lista que toda pareja debe tener en caso de que uno de los dos fallezca. No nos gusta pensar sobre la muerte, pero tener esta lista podría quitar un peso tremendo de encima.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/20553525</guid><pubDate>Sat, 07 Dec 2019 14:16:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/20553525/lista.mp3" length="9423349" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto la lista que toda pareja debe tener en caso de que uno de los dos fallezca. No nos gusta pensar sobre la muerte, pero tener esta lista podría quitar un peso tremendo de encima.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto la lista que toda pareja debe tener en caso de que uno de los dos fallezca. No nos gusta pensar sobre la muerte, pero tener esta lista podría quitar un peso tremendo de encima.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>589</itunes:duration><itunes:keywords>dinero,finanzaspersonales,pareja,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué hacer con el bono, aguinaldo y demás?</title><link>https://www.spreaker.com/episode/que-hacer-con-el-bono-aguinaldo-y-demas--20293090</link><description><![CDATA[En este episodio te comparto mis sugerencias sobre qué hacer con tu aguinaldo y bonos de fin de año para que los disfrutes y hagan una diferencia en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/20293090</guid><pubDate>Fri, 22 Nov 2019 19:13:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/20293090/que_hacer_con_el_bono_aguinaldo_y_demas1.mp3" length="12804063" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto mis sugerencias sobre qué hacer con tu aguinaldo y bonos de fin de año para que los disfrutes y hagan una diferencia en tu vida.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto mis sugerencias sobre qué hacer con tu aguinaldo y bonos de fin de año para que los disfrutes y hagan una diferencia en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>801</itunes:duration><itunes:keywords>añonuevo,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Mentira del Inversionista Sofisticado</title><link>https://www.spreaker.com/episode/la-mentira-del-inversionista-sofisticado--20057695</link><description><![CDATA[A Wall Street le encanta vender la idea del inversionista "sofisticado": Si eres una persona exitosa en tu industria, entonces tus necesidades de inversión son complejas. En este episodio te explico porqué eso puede resultar en inversiones muy caras y de muy alto riesgo, y cuál puede ser una buena alternativa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/20057695</guid><pubDate>Sat, 16 Nov 2019 00:44:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/20057695/la_mentira_del_inversionista_sofisticado.mp3" length="12048081" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A Wall Street le encanta vender la idea del inversionista "sofisticado": Si eres una persona exitosa en tu industria, entonces tus necesidades de inversión son complejas. En este episodio te explico porqué eso puede resultar en inversiones muy caras y...</itunes:subtitle><itunes:summary><![CDATA[A Wall Street le encanta vender la idea del inversionista "sofisticado": Si eres una persona exitosa en tu industria, entonces tus necesidades de inversión son complejas. En este episodio te explico porqué eso puede resultar en inversiones muy caras y de muy alto riesgo, y cuál puede ser una buena alternativa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1004</itunes:duration><itunes:keywords>dinero,inversiones,planeacion</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Un tema poco discutido al invertir en bienes raíces</title><link>https://www.spreaker.com/episode/un-tema-poco-discutido-al-invertir-en-bienes-raices--19935706</link><description><![CDATA[En el episodio del día de hoy hablo de un tema sobre el que pocos piensan al invertir en bienes raíces: la sucesión.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19935706</guid><pubDate>Sat, 09 Nov 2019 00:49:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19935706/un_tema_poco_discutido_al_invertir_en_bienes_raices.mp3" length="10531568" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el episodio del día de hoy hablo de un tema sobre el que pocos piensan al invertir en bienes raíces: la sucesión.</itunes:subtitle><itunes:summary><![CDATA[En el episodio del día de hoy hablo de un tema sobre el que pocos piensan al invertir en bienes raíces: la sucesión.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>878</itunes:duration><itunes:keywords>bienesraices,dinero,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Subscripcionitis - El riesgo de los pequeños pagos recurrentes</title><link>https://www.spreaker.com/episode/subscripcionitis-el-riesgo-de-los-pequenos-pagos-recurrentes--19812141</link><description><![CDATA[Ahora ya es posible suscribirte a prácticamente todo, desde Netflix hasta servicios de impresión, pasando por Adobe y Microsoft Office. Maravilloso. Excepto, cuando esto se convierte en un problema para tu bolsillo. Te presento la subscripcioncitis.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19812141</guid><pubDate>Fri, 01 Nov 2019 23:48:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19812141/subscripcionitis_el_riesgo_de_los_pequenos_pagos_recurrentes.mp3" length="10992073" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ahora ya es posible suscribirte a prácticamente todo, desde Netflix hasta servicios de impresión, pasando por Adobe y Microsoft Office. Maravilloso. Excepto, cuando esto se convierte en un problema para tu bolsillo. Te presento la subscripcioncitis.</itunes:subtitle><itunes:summary><![CDATA[Ahora ya es posible suscribirte a prácticamente todo, desde Netflix hasta servicios de impresión, pasando por Adobe y Microsoft Office. Maravilloso. Excepto, cuando esto se convierte en un problema para tu bolsillo. Te presento la subscripcioncitis.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>916</itunes:duration><itunes:keywords>dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lo que no sabes que no sabes (o el precio de la ignorancia)</title><link>https://www.spreaker.com/episode/lo-que-no-sabes-que-no-sabes-o-el-precio-de-la-ignorancia--19577436</link><description><![CDATA[La ignorancia tiene un precio altísimo. Actuar basándote en lo que no sabes que no sabes te puede resultar en mala alimentación, inversiones innecesarias y muchas cosas más. <br /><br />¿Cómo evitarlo? <br /><br />En este episodio de lo respondo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19577436</guid><pubDate>Fri, 18 Oct 2019 23:53:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19577436/podcast_1571441551.mp3" length="12355573" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La ignorancia tiene un precio altísimo. Actuar basándote en lo que no sabes que no sabes te puede resultar en mala alimentación, inversiones innecesarias y muchas cosas más. 

¿Cómo evitarlo? 

En este episodio de lo respondo.</itunes:subtitle><itunes:summary><![CDATA[La ignorancia tiene un precio altísimo. Actuar basándote en lo que no sabes que no sabes te puede resultar en mala alimentación, inversiones innecesarias y muchas cosas más. <br /><br />¿Cómo evitarlo? <br /><br />En este episodio de lo respondo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>773</itunes:duration><itunes:keywords>dinero,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sesgos de Inversionistas - 4 - Loss Aversion</title><link>https://www.spreaker.com/episode/sesgos-de-inversionistas-4-loss-aversion--19466102</link><description><![CDATA[La aversión a las pérdidas es un sesgo que puede ser muy dañino. En este episodio te explico de qué se trata y cómo disminuir su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19466102</guid><pubDate>Fri, 11 Oct 2019 22:53:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19466102/sesgos_de_inversionistas_4_loss_aversion.mp3" length="9721849" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La aversión a las pérdidas es un sesgo que puede ser muy dañino. En este episodio te explico de qué se trata y cómo disminuir su impacto en tu vida.</itunes:subtitle><itunes:summary><![CDATA[La aversión a las pérdidas es un sesgo que puede ser muy dañino. En este episodio te explico de qué se trata y cómo disminuir su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>811</itunes:duration><itunes:keywords>dinero,finanzaspersonales,sesgosdeinversionistas,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mi problema con el Reto Actinver</title><link>https://www.spreaker.com/episode/mi-problema-con-el-reto-actinver--19263156</link><description><![CDATA[El Reto Actinver llega a su edición 2019. Afirma que gana quien tiene habilidad, no suerte. Y eso, para mi, es un gran problema. Un engaño. <br />En el podcast menciono el estudio de SPIVA. Consúltalo aquí: <a href="https://us.spindices.com/spiva/" rel="noopener">https://us.spindices.com/spiva/</a><br />Sígueme en <a href="https://facebook.com/miguelgomezconsejero" rel="noopener">https://facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín semanal en <a href="https://miguel-gomez.net" rel="noopener">https://miguel-gomez.net</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19263156</guid><pubDate>Fri, 27 Sep 2019 23:34:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19263156/mi_problema_con_el_reto_actinver.mp3" length="12044295" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El Reto Actinver llega a su edición 2019. Afirma que gana quien tiene habilidad, no suerte. Y eso, para mi, es un gran problema. Un engaño. 
En el podcast menciono el estudio de SPIVA. Consúltalo aquí: https://us.spindices.com/spiva/
Sígueme en...</itunes:subtitle><itunes:summary><![CDATA[El Reto Actinver llega a su edición 2019. Afirma que gana quien tiene habilidad, no suerte. Y eso, para mi, es un gran problema. Un engaño. <br />En el podcast menciono el estudio de SPIVA. Consúltalo aquí: <a href="https://us.spindices.com/spiva/" rel="noopener">https://us.spindices.com/spiva/</a><br />Sígueme en <a href="https://facebook.com/miguelgomezconsejero" rel="noopener">https://facebook.com/miguelgomezconsejero</a><br />Inscríbete a mi boletín semanal en <a href="https://miguel-gomez.net" rel="noopener">https://miguel-gomez.net</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1004</itunes:duration><itunes:keywords>bolsadevalores,dinero,inversiones,retoactinver</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sesgos de Inversionistas - 3 - Mental Accounting</title><link>https://www.spreaker.com/episode/sesgos-de-inversionistas-3-mental-accounting--19095185</link><description><![CDATA[Seguimos con la serie de Sesgos de Inversionistas. El sesgo del episodio de hoy: Mental Accounting, que en pocas palabras es el fenómeno de tratar dinero de diferentes fuentes de diferentes maneras.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19095185</guid><pubDate>Fri, 13 Sep 2019 23:09:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19095185/sesgos_de_inversionistas_3_mental_accounting.mp3" length="6692798" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Seguimos con la serie de Sesgos de Inversionistas. El sesgo del episodio de hoy: Mental Accounting, que en pocas palabras es el fenómeno de tratar dinero de diferentes fuentes de diferentes maneras.</itunes:subtitle><itunes:summary><![CDATA[Seguimos con la serie de Sesgos de Inversionistas. El sesgo del episodio de hoy: Mental Accounting, que en pocas palabras es el fenómeno de tratar dinero de diferentes fuentes de diferentes maneras.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>558</itunes:duration><itunes:keywords>dinero,inversiones,sesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sesgos de Inversionistas - 2 - Survivorship Bias</title><link>https://www.spreaker.com/episode/sesgos-de-inversionistas-2-survivorship-bias--19027998</link><description><![CDATA[En el segundo episodio en el que analizo sesgos de inversionistas hablo de uno de los más comunes: El sesgo de supervivencia. <br />En el podcast, hablo de un estudio realizado por Vanguard, aquí la fuente: <a href="https://thebamalliance.com/blog/how-survivorship-bias-happens-adjusted-fund-rankings/" rel="noopener">https://thebamalliance.com/blog/how-survivorship-bias-happens-adjusted-fund-rankings/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/19027998</guid><pubDate>Fri, 06 Sep 2019 23:03:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/19027998/sesgos_de_inversionistas_2_survivorship_bias.mp3" length="10234689" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el segundo episodio en el que analizo sesgos de inversionistas hablo de uno de los más comunes: El sesgo de supervivencia. 
En el podcast, hablo de un estudio realizado por Vanguard, aquí la fuente:...</itunes:subtitle><itunes:summary><![CDATA[En el segundo episodio en el que analizo sesgos de inversionistas hablo de uno de los más comunes: El sesgo de supervivencia. <br />En el podcast, hablo de un estudio realizado por Vanguard, aquí la fuente: <a href="https://thebamalliance.com/blog/how-survivorship-bias-happens-adjusted-fund-rankings/" rel="noopener">https://thebamalliance.com/blog/how-survivorship-bias-happens-adjusted-fund-rankings/</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>853</itunes:duration><itunes:keywords>dinero,inversiones,sesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sesgos de Inversionistas - 1- Recency Bias</title><link>https://www.spreaker.com/episode/sesgos-de-inversionistas-1-recency-bias--18962431</link><description><![CDATA[Este episodio empieza una serie de al menos 10 Episodios donde te voy a hablar de los principales sesgos de comportamiento que impactan a los inversionistas. Hoy empezamos con el "Recency Bias"<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18962431</guid><pubDate>Fri, 30 Aug 2019 23:27:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18962431/sesgos_de_comportamiento_1_recency_bias.mp3" length="7980172" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este episodio empieza una serie de al menos 10 Episodios donde te voy a hablar de los principales sesgos de comportamiento que impactan a los inversionistas. Hoy empezamos con el "Recency Bias"</itunes:subtitle><itunes:summary><![CDATA[Este episodio empieza una serie de al menos 10 Episodios donde te voy a hablar de los principales sesgos de comportamiento que impactan a los inversionistas. Hoy empezamos con el "Recency Bias"<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>665</itunes:duration><itunes:keywords>dinero,finanzas,sesgo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Es buena idea invertir en bienes raíces?</title><link>https://www.spreaker.com/episode/es-buena-idea-invertir-en-bienes-raices--18902091</link><description><![CDATA[Están muy de moda los programas en la televisión por cable que hablan de comprar y revender bienes raíces. Comprar propiedades para recibir "ingresos pasivos" es algo que cada vez más gurús de redes sociales invitan a hacer. Puede no ser tan buena idea como te lo pintan. En este episodio te explico porqué.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18902091</guid><pubDate>Fri, 23 Aug 2019 23:06:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18902091/es_buena_idea_invertir_en_bienes_raices.mp3" length="11000844" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Están muy de moda los programas en la televisión por cable que hablan de comprar y revender bienes raíces. Comprar propiedades para recibir "ingresos pasivos" es algo que cada vez más gurús de redes sociales invitan a hacer. Puede no ser tan buena...</itunes:subtitle><itunes:summary><![CDATA[Están muy de moda los programas en la televisión por cable que hablan de comprar y revender bienes raíces. Comprar propiedades para recibir "ingresos pasivos" es algo que cada vez más gurús de redes sociales invitan a hacer. Puede no ser tan buena idea como te lo pintan. En este episodio te explico porqué.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>917</itunes:duration><itunes:keywords>bienesraíces,dinero,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Reflexión Sobre la Vida #ElPasoStrong</title><link>https://www.spreaker.com/episode/una-reflexion-sobre-la-vida-elpasostrong--18786229</link><description><![CDATA[El 2 de agosto fue mi cumpleaños. El 3 fue la masacre en un Walmart en la ciudad donde vivo (El Paso, Texas). Este episodio es una reflexión sobre la vida y la importancia de apreciarla. <br /><br />La próxima semana volvemos con la programación normal. <br /><br />(Disculpa anticipada por la calidad de audio)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18786229</guid><pubDate>Sat, 10 Aug 2019 20:57:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18786229/imported_09084b92_2cec_4319_bb2c_c1423a53301e.mp3" length="11448737" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El 2 de agosto fue mi cumpleaños. El 3 fue la masacre en un Walmart en la ciudad donde vivo (El Paso, Texas). Este episodio es una reflexión sobre la vida y la importancia de apreciarla. 

La próxima semana volvemos con la programación normal....</itunes:subtitle><itunes:summary><![CDATA[El 2 de agosto fue mi cumpleaños. El 3 fue la masacre en un Walmart en la ciudad donde vivo (El Paso, Texas). Este episodio es una reflexión sobre la vida y la importancia de apreciarla. <br /><br />La próxima semana volvemos con la programación normal. <br /><br />(Disculpa anticipada por la calidad de audio)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>716</itunes:duration><itunes:keywords>elpasostrong,reflexion,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La ridícula idea del sacrificio (Grabado en mi auto)</title><link>https://www.spreaker.com/episode/la-ridicula-idea-del-sacrificio-grabado-en-mi-auto--18651758</link><description><![CDATA[“Si quieres bajar de peso, te tienes que sacrificar”, “todo lo que vale la pena, requiere un sacrificio”. En este episodio te explico porqué esa idea no tiene sentido y te ofrezco una manera diferente de pensar al respecto. <br />(Transmitido originalmente en vivo el 26 de julio, 2019)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18651758</guid><pubDate>Fri, 26 Jul 2019 22:09:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18651758/la_rid_cula_idea_del_sacrificio_grabado_en_mi_auto.mp3" length="18408176" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>“Si quieres bajar de peso, te tienes que sacrificar”, “todo lo que vale la pena, requiere un sacrificio”. En este episodio te explico porqué esa idea no tiene sentido y te ofrezco una manera diferente de pensar al respecto. 
(Transmitido originalmente...</itunes:subtitle><itunes:summary><![CDATA[“Si quieres bajar de peso, te tienes que sacrificar”, “todo lo que vale la pena, requiere un sacrificio”. En este episodio te explico porqué esa idea no tiene sentido y te ofrezco una manera diferente de pensar al respecto. <br />(Transmitido originalmente en vivo el 26 de julio, 2019)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1151</itunes:duration><itunes:keywords>desarrollopersonal,finanzaspersonales,motivacion,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Esperar</title><link>https://www.spreaker.com/episode/esperar--18595092</link><description><![CDATA[Las esperas. Las benditas esperas. No hablo de esperar en el tráfico a que el semáforo se ponga verde. Estoy hablando de las esperas que, si no actuamos, así nos quedamos. Esperando.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18595092</guid><pubDate>Fri, 19 Jul 2019 23:47:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18595092/esperar.mp3" length="9160752" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las esperas. Las benditas esperas. No hablo de esperar en el tráfico a que el semáforo se ponga verde. Estoy hablando de las esperas que, si no actuamos, así nos quedamos. Esperando.</itunes:subtitle><itunes:summary><![CDATA[Las esperas. Las benditas esperas. No hablo de esperar en el tráfico a que el semáforo se ponga verde. Estoy hablando de las esperas que, si no actuamos, así nos quedamos. Esperando.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>764</itunes:duration><itunes:keywords>desarrollopersonal,motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La (Otra) Inflación que Afecta a Empresarios y Profesionistas en Ascenso</title><link>https://www.spreaker.com/episode/la-otra-inflacion-que-afecta-a-empresarios-y-profesionistas-en-ascenso--18455967</link><description><![CDATA[Hay un tipo de inflación del que casi no se habla y que afecta a muchísimos empresarios y profesionistas en ascenso. En este episodio te platico cuál es y cómo minimizar su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18455967</guid><pubDate>Fri, 05 Jul 2019 18:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18455967/la_otra_inflacion_que_afecta_a_empresarios_y_profesionistas_en_ascenso.mp3" length="14235247" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Hay un tipo de inflación del que casi no se habla y que afecta a muchísimos empresarios y profesionistas en ascenso. En este episodio te platico cuál es y cómo minimizar su impacto en tu vida.</itunes:subtitle><itunes:summary><![CDATA[Hay un tipo de inflación del que casi no se habla y que afecta a muchísimos empresarios y profesionistas en ascenso. En este episodio te platico cuál es y cómo minimizar su impacto en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1187</itunes:duration><itunes:keywords>dinero,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Errores que Cometen los Empresarios que les Impide Alcanzar el Exito Financiero (Parte 2)</title><link>https://www.spreaker.com/episode/diez-errores-que-cometen-los-empresarios-que-les-impide-alcanzar-el-exito-financiero-parte-2--18414397</link><description><![CDATA[En el episodio de la semana te comparto la segunda parte de los diez errores que cometen los empresarios y que les impiden alcanzar el éxito financiero. Son errores, desafortunadamente, muy comunes, y que pueden representar la diferencia entre una empresa (y empresario) exitosa y el fracaso.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18414397</guid><pubDate>Sat, 29 Jun 2019 00:07:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18414397/diez_errores_que_cometen_los_empresarios_que_les_impide_alcanzar_el_exito_financiero_parte_2.mp3" length="8435071" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el episodio de la semana te comparto la segunda parte de los diez errores que cometen los empresarios y que les impiden alcanzar el éxito financiero. Son errores, desafortunadamente, muy comunes, y que pueden representar la diferencia entre una...</itunes:subtitle><itunes:summary><![CDATA[En el episodio de la semana te comparto la segunda parte de los diez errores que cometen los empresarios y que les impiden alcanzar el éxito financiero. Son errores, desafortunadamente, muy comunes, y que pueden representar la diferencia entre una empresa (y empresario) exitosa y el fracaso.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>703</itunes:duration><itunes:keywords>dinero,emprender,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Diez Errores que impiden a los emprendedores alcanzar el éxito financiero (Parte Uno)</title><link>https://www.spreaker.com/episode/diez-errores-que-impiden-a-los-emprendedores-alcanzar-el-exito-financiero-parte-uno--18341971</link><description><![CDATA[Ser empresario no es fácil. Eres quien corre todos los riesgos. El que busca las maneras para que el negocio crezca. Me parte el corazón ver empresarios cuyas finanzas no reflejan, las horas, el esfuerzo y la dedicación que le ponen a su negocio. <br />En este episodio te comparto cinco de los errores que he visto que cometen y que, precisamente, son muchas veces la causa de que no alcanzan el éxito financiero que podrían alcanzar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18341971</guid><pubDate>Fri, 21 Jun 2019 23:11:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18341971/diez_errores_que_impiden_a_los_emprendedores_alcanzar_el_exito_financiero_parte_uno.mp3" length="13708644" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ser empresario no es fácil. Eres quien corre todos los riesgos. El que busca las maneras para que el negocio crezca. Me parte el corazón ver empresarios cuyas finanzas no reflejan, las horas, el esfuerzo y la dedicación que le ponen a su negocio. 
En...</itunes:subtitle><itunes:summary><![CDATA[Ser empresario no es fácil. Eres quien corre todos los riesgos. El que busca las maneras para que el negocio crezca. Me parte el corazón ver empresarios cuyas finanzas no reflejan, las horas, el esfuerzo y la dedicación que le ponen a su negocio. <br />En este episodio te comparto cinco de los errores que he visto que cometen y que, precisamente, son muchas veces la causa de que no alcanzan el éxito financiero que podrían alcanzar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1143</itunes:duration><itunes:keywords>dinero,emprendedor,entrepreneur,finanzas,latino</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Gerente o Lider</title><link>https://www.spreaker.com/episode/gerente-o-lider--18209281</link><description><![CDATA[¿Qué necesita un negocio? ¿Grandes líderes o grandes gerentes? En este episodio te ofrezco mi respuesta. Quizá te sorprenda un poco.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18209281</guid><pubDate>Fri, 07 Jun 2019 22:47:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18209281/gerente_o_lider.mp3" length="5759552" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué necesita un negocio? ¿Grandes líderes o grandes gerentes? En este episodio te ofrezco mi respuesta. Quizá te sorprenda un poco.</itunes:subtitle><itunes:summary><![CDATA[¿Qué necesita un negocio? ¿Grandes líderes o grandes gerentes? En este episodio te ofrezco mi respuesta. Quizá te sorprenda un poco.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>480</itunes:duration><itunes:keywords>liderazgo,management,negocios</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Mil Millones de Dólares</title><link>https://www.spreaker.com/episode/cinco-mil-millones-de-dolares--18139693</link><description><![CDATA[¿Empezarías un negocio sabiendo que perderías cinco mil millones de dólares? ¿Qué puedes aprender de alguien que sí lo hizo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18139693</guid><pubDate>Fri, 31 May 2019 23:28:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18139693/cinco_mil_millones_de_d_lares1.mp3" length="11573528" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Empezarías un negocio sabiendo que perderías cinco mil millones de dólares? ¿Qué puedes aprender de alguien que sí lo hizo?</itunes:subtitle><itunes:summary><![CDATA[¿Empezarías un negocio sabiendo que perderías cinco mil millones de dólares? ¿Qué puedes aprender de alguien que sí lo hizo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>965</itunes:duration><itunes:keywords>dinero,disney+,finanzas,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Frases Tóxicas Sobre el Dinero</title><link>https://www.spreaker.com/episode/cinco-frases-toxicas-sobre-el-dinero--18005269</link><description><![CDATA[Seguro las has oído. O te las han dicho. O las usas todo el tiempo. En este episodio te las comparto para que las reflexiones y porqué necesitas eliminarlas de tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/18005269</guid><pubDate>Fri, 17 May 2019 23:11:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/18005269/cinco_frases_toxicas_sobre_el_dinero.mp3" length="12233673" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Seguro las has oído. O te las han dicho. O las usas todo el tiempo. En este episodio te las comparto para que las reflexiones y porqué necesitas eliminarlas de tu vida.</itunes:subtitle><itunes:summary><![CDATA[Seguro las has oído. O te las han dicho. O las usas todo el tiempo. En este episodio te las comparto para que las reflexiones y porqué necesitas eliminarlas de tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1020</itunes:duration><itunes:keywords>dinero,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Verdad. La difícil y necesaria verdad.</title><link>https://www.spreaker.com/episode/verdad-la-dificil-y-necesaria-verdad--17895607</link><description><![CDATA[Decir la verdad a veces cuesta. Y mucho. Pero es vital para vivir en libertad.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17895607</guid><pubDate>Fri, 10 May 2019 23:21:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17895607/verdad_la_dificil_y_necesaria_verdad.mp3" length="12119241" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Decir la verdad a veces cuesta. Y mucho. Pero es vital para vivir en libertad.</itunes:subtitle><itunes:summary><![CDATA[Decir la verdad a veces cuesta. Y mucho. Pero es vital para vivir en libertad.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1010</itunes:duration><itunes:keywords>motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuatro Habilidades para Destacar los Próximos 30 Años</title><link>https://www.spreaker.com/episode/cuatro-habilidades-para-destacar-los-proximos-30-anos--17830139</link><description><![CDATA[En este episodio te presento cuatro habilidades que, si las desarrollas, te van a ayudar a descatar entre tu competencia y a ser cada vez mejor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17830139</guid><pubDate>Fri, 03 May 2019 23:34:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17830139/cuatro_habilidades_para_destacar_los_proximos_30_anos.mp3" length="13965324" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te presento cuatro habilidades que, si las desarrollas, te van a ayudar a descatar entre tu competencia y a ser cada vez mejor.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te presento cuatro habilidades que, si las desarrollas, te van a ayudar a descatar entre tu competencia y a ser cada vez mejor.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1164</itunes:duration><itunes:keywords>desarrollopersonal,inspiración,motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¡Mucho cuidado con los conflictos de intereses!</title><link>https://www.spreaker.com/episode/mucho-cuidado-con-los-conflictos-de-intereses--17758005</link><description><![CDATA[Conflictos de intereses. Los benditos conflictos de intereses. En este episodio te platico qué son y cómo protegerte de ellos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17758005</guid><pubDate>Fri, 26 Apr 2019 23:39:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17758005/mucho_cuidado_con_los_conflictos_de_intereses.mp3" length="13813870" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Conflictos de intereses. Los benditos conflictos de intereses. En este episodio te platico qué son y cómo protegerte de ellos.</itunes:subtitle><itunes:summary><![CDATA[Conflictos de intereses. Los benditos conflictos de intereses. En este episodio te platico qué son y cómo protegerte de ellos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1152</itunes:duration><itunes:keywords>dinero,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Todo Inicio es Complicado</title><link>https://www.spreaker.com/episode/todo-inicio-es-complicado--17622182</link><description><![CDATA[Todo inicio es complicado. Ser padre. Comer mejor. Invertir. Comprometerse a llevar una vida más sana. Complicado, pero necesario<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17622182</guid><pubDate>Fri, 12 Apr 2019 23:45:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17622182/todo_inicio_es_complicado.mp3" length="8585154" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todo inicio es complicado. Ser padre. Comer mejor. Invertir. Comprometerse a llevar una vida más sana. Complicado, pero necesario</itunes:subtitle><itunes:summary><![CDATA[Todo inicio es complicado. Ser padre. Comer mejor. Invertir. Comprometerse a llevar una vida más sana. Complicado, pero necesario<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>716</itunes:duration><itunes:keywords>motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo me Motivo Para Avanzar (un poco de mi historia de vida)</title><link>https://www.spreaker.com/episode/como-me-motivo-para-avanzar-un-poco-de-mi-historia-de-vida--17549427</link><description><![CDATA[Todos hablamos solos. Es un hecho innegable. <br />Lo importante es lo que nos decimos. En este episodio te platico un poco de mi historia y de lo que hago para motivarme para avanzar hacia adelante.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17549427</guid><pubDate>Fri, 05 Apr 2019 22:48:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17549427/como_me_motivo_para_avanzar_un_poco_de_mi_historia_de_vida.mp3" length="13853767" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos hablamos solos. Es un hecho innegable. 
Lo importante es lo que nos decimos. En este episodio te platico un poco de mi historia y de lo que hago para motivarme para avanzar hacia adelante.</itunes:subtitle><itunes:summary><![CDATA[Todos hablamos solos. Es un hecho innegable. <br />Lo importante es lo que nos decimos. En este episodio te platico un poco de mi historia y de lo que hago para motivarme para avanzar hacia adelante.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1155</itunes:duration><itunes:keywords>motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Salir del Hoyo Financiero</title><link>https://www.spreaker.com/episode/como-salir-del-hoyo-financiero--17478227</link><description><![CDATA[Un breve monólogo con ideas para ayudarte a salir del hoyo financiero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17478227</guid><pubDate>Fri, 29 Mar 2019 23:53:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17478227/como_salir_del_hoyo_financiero.mp3" length="7484949" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Un breve monólogo con ideas para ayudarte a salir del hoyo financiero.</itunes:subtitle><itunes:summary><![CDATA[Un breve monólogo con ideas para ayudarte a salir del hoyo financiero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>624</itunes:duration><itunes:keywords>dinero,finanzaspersonales,motivación</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Crecer tu Negocio 10x, 20x o más con Laura Elena Martínez</title><link>https://www.spreaker.com/episode/como-crecer-tu-negocio-10x-20x-o-mas-con-laura-elena-martinez--17397456</link><description><![CDATA[Laura Elena Martínez es Coach de Negocios. Ayuda a empresarios a crecer de verdad. Este episodio está lleno de muchísima sabiduría, por lo que te recomiendo 100% que lo escuches con pluma y papel en la mano (¡o que lo escuches muchas veces!).<br />Sí, tan bueno está.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17397456</guid><pubDate>Thu, 21 Mar 2019 21:10:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17397456/como_crecer_tu_negocio_10x_20x_o_mas_con_laura_elena_martinez.mp3" length="43678816" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Laura Elena Martínez es Coach de Negocios. Ayuda a empresarios a crecer de verdad. Este episodio está lleno de muchísima sabiduría, por lo que te recomiendo 100% que lo escuches con pluma y papel en la mano (¡o que lo escuches muchas veces!).
Sí, tan...</itunes:subtitle><itunes:summary><![CDATA[Laura Elena Martínez es Coach de Negocios. Ayuda a empresarios a crecer de verdad. Este episodio está lleno de muchísima sabiduría, por lo que te recomiendo 100% que lo escuches con pluma y papel en la mano (¡o que lo escuches muchas veces!).<br />Sí, tan bueno está.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3640</itunes:duration><itunes:keywords>desarrollopersonal,dinero,emprender,empresario</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1037d5d24041b3dc3e80805adaa8dd9c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Importancia de Ser Selectivo con tus Clientes, aunque no seas freelancer</title><link>https://www.spreaker.com/episode/la-importancia-de-ser-selectivo-con-tus-clientes-aunque-no-seas-freelancer--17335608</link><description><![CDATA[En este episodio te hablo de porqué no debes ser "todo para todos" y porqué es importantísimo que escojas los clientes con los que quieres trabajar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17335608</guid><pubDate>Fri, 15 Mar 2019 22:55:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17335608/la_importancia_de_ser_selectivo_con_tus_clientes_aunque_no_seas_freelancer.mp3" length="14475893" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te hablo de porqué no debes ser "todo para todos" y porqué es importantísimo que escojas los clientes con los que quieres trabajar.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te hablo de porqué no debes ser "todo para todos" y porqué es importantísimo que escojas los clientes con los que quieres trabajar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1207</itunes:duration><itunes:keywords>dinero,finanzaspersonales,trabajo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tres Maneras de Invertir en Bienes Raíces</title><link>https://www.spreaker.com/episode/tres-maneras-de-invertir-en-bienes-raices--17269300</link><description><![CDATA[Por mucho tiempo, la única manera de comprar bienes raíces era comprando propiedades diractamente. Ya no es así.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17269300</guid><pubDate>Sat, 09 Mar 2019 00:44:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17269300/tres_maneras_de_invertir_en_bienes_raices.mp3" length="10724641" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Por mucho tiempo, la única manera de comprar bienes raíces era comprando propiedades diractamente. Ya no es así.</itunes:subtitle><itunes:summary><![CDATA[Por mucho tiempo, la única manera de comprar bienes raíces era comprando propiedades diractamente. Ya no es así.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>894</itunes:duration><itunes:keywords>bienesraices,dinero,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mucho Cuidado con la Pornografía Financiera</title><link>https://www.spreaker.com/episode/mucho-cuidado-con-la-pornografia-financiera--17198824</link><description><![CDATA[La pornografía financiera está ganando popularidad en México y muchos países en Latinoamérica gracias a celebridades en YouTube, Instagram e incluso muchos medios reconocidos como "serios".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17198824</guid><pubDate>Sat, 02 Mar 2019 00:51:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17198824/mucho_cuidado_con_la_pornografia_financiera.mp3" length="11699849" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La pornografía financiera está ganando popularidad en México y muchos países en Latinoamérica gracias a celebridades en YouTube, Instagram e incluso muchos medios reconocidos como "serios".</itunes:subtitle><itunes:summary><![CDATA[La pornografía financiera está ganando popularidad en México y muchos países en Latinoamérica gracias a celebridades en YouTube, Instagram e incluso muchos medios reconocidos como "serios".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>975</itunes:duration><itunes:keywords>dinero,inversiones,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Porqué ya no creo en llevar un presupuesto</title><link>https://www.spreaker.com/episode/porque-ya-no-creo-en-llevar-un-presupuesto--17121772</link><description><![CDATA[Antes creía que llevar un presupuesto era la base para resolver muchos problemas financieros. <br />Sí, entender en lo que gastas es importante, pero no lo es todo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17121772</guid><pubDate>Sat, 23 Feb 2019 00:31:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17121772/porque_ya_no_creo_en_llevar_un_presupuesto.mp3" length="10589224" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Antes creía que llevar un presupuesto era la base para resolver muchos problemas financieros. 
Sí, entender en lo que gastas es importante, pero no lo es todo.</itunes:subtitle><itunes:summary><![CDATA[Antes creía que llevar un presupuesto era la base para resolver muchos problemas financieros. <br />Sí, entender en lo que gastas es importante, pero no lo es todo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>883</itunes:duration><itunes:keywords>dinero,finanzaspersonales,presupuesto</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Tirar Menos Dinero a la Basura</title><link>https://www.spreaker.com/episode/como-tirar-menos-dinero-a-la-basura--17057011</link><description><![CDATA[Todos tiramos dinero a la basura. Seria ideal no hacerlo. Pero es mucho muy difícil. Aquí te comparto algunas ideas para que tires cada vez menos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/17057011</guid><pubDate>Fri, 15 Feb 2019 23:31:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/17057011/como_tirar_menos_dinero_a_la_basura.mp3" length="10596734" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos tiramos dinero a la basura. Seria ideal no hacerlo. Pero es mucho muy difícil. Aquí te comparto algunas ideas para que tires cada vez menos.</itunes:subtitle><itunes:summary><![CDATA[Todos tiramos dinero a la basura. Seria ideal no hacerlo. Pero es mucho muy difícil. Aquí te comparto algunas ideas para que tires cada vez menos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>884</itunes:duration><itunes:keywords>dinero,emociones,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tres Cosas Que Puedes Controlar al Invertir</title><link>https://www.spreaker.com/episode/tres-cosas-que-puedes-controlar-al-invertir--16991642</link><description><![CDATA[Todos los días, las noticias buscan maneras de generarnos estrés y angustia. Si tienes dinero para invertir, este estrés quizá te haga dudar sobre hacerlo. <br />En este episodio te comparto tres cosas sobre las que sí tienes control al momento de invertir, para que te enfoques en ellas, en lugar de enfocarte en situaciones que no tienen ninguna relevancia, sobre todo si eres un inversionista de largo plazo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16991642</guid><pubDate>Sat, 09 Feb 2019 00:30:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16991642/tres_cosas_que_puedes_controlar_al_invertir.mp3" length="10536205" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos los días, las noticias buscan maneras de generarnos estrés y angustia. Si tienes dinero para invertir, este estrés quizá te haga dudar sobre hacerlo. 
En este episodio te comparto tres cosas sobre las que sí tienes control al momento de...</itunes:subtitle><itunes:summary><![CDATA[Todos los días, las noticias buscan maneras de generarnos estrés y angustia. Si tienes dinero para invertir, este estrés quizá te haga dudar sobre hacerlo. <br />En este episodio te comparto tres cosas sobre las que sí tienes control al momento de invertir, para que te enfoques en ellas, en lugar de enfocarte en situaciones que no tienen ninguna relevancia, sobre todo si eres un inversionista de largo plazo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>878</itunes:duration><itunes:keywords>dinero,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuando me pidieron que me depilara el pecho</title><link>https://www.spreaker.com/episode/cuando-me-pidieron-que-me-depilara-el-pecho--16896957</link><description><![CDATA[En este episodio te cuento el porqué me depilé el pecho y qué tiene que ver eso con tus finanzas, con tu salud e, incluso, con tu relación de pareja.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16896957</guid><pubDate>Thu, 31 Jan 2019 20:31:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16896957/cuando_me_pidieron_que_me_depilara_el_pecho.mp3" length="11484764" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te cuento el porqué me depilé el pecho y qué tiene que ver eso con tus finanzas, con tu salud e, incluso, con tu relación de pareja.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te cuento el porqué me depilé el pecho y qué tiene que ver eso con tus finanzas, con tu salud e, incluso, con tu relación de pareja.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>958</itunes:duration><itunes:keywords>amor,claridad,dinero,finanzaspersonales,salud</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La palabra más importante al contratar a un Asesor Financiero</title><link>https://www.spreaker.com/episode/la-palabra-mas-importante-al-contratar-a-un-asesor-financiero--16844131</link><description><![CDATA[La inmensa mayoría de los asesores financieros venden productos y reciben comisiones de terceras personas por hacer esas ventas. Es la realidad. Pero hay unos cuantos que no. En este episodio te explico cómo distinguirlos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16844131</guid><pubDate>Fri, 25 Jan 2019 23:24:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16844131/la_palabra_mas_importante_al_contratar_a_un_asesor_financiero.mp3" length="10733386" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La inmensa mayoría de los asesores financieros venden productos y reciben comisiones de terceras personas por hacer esas ventas. Es la realidad. Pero hay unos cuantos que no. En este episodio te explico cómo distinguirlos.</itunes:subtitle><itunes:summary><![CDATA[La inmensa mayoría de los asesores financieros venden productos y reciben comisiones de terceras personas por hacer esas ventas. Es la realidad. Pero hay unos cuantos que no. En este episodio te explico cómo distinguirlos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>895</itunes:duration><itunes:keywords>asesorfinanciero,dinero,fiduciario,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tributo a un Titán</title><link>https://www.spreaker.com/episode/tributo-a-un-titan--16752093</link><description><![CDATA[Este espisodio es un tributo a un titán del mundo de las inversiones y del impacto que sus ideas han tenido (y tendrán) en millones de inversionistas: Jack Bogle.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16752093</guid><pubDate>Fri, 18 Jan 2019 23:57:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16752093/tributo_a_un_titan.mp3" length="11113297" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Este espisodio es un tributo a un titán del mundo de las inversiones y del impacto que sus ideas han tenido (y tendrán) en millones de inversionistas: Jack Bogle.</itunes:subtitle><itunes:summary><![CDATA[Este espisodio es un tributo a un titán del mundo de las inversiones y del impacto que sus ideas han tenido (y tendrán) en millones de inversionistas: Jack Bogle.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>927</itunes:duration><itunes:keywords>dinero,inversiones,jackbogle,tributo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Pronósticos e Ideas de 2019</title><link>https://www.spreaker.com/episode/pronosticos-e-ideas-de-2019--16680480</link><description><![CDATA[En este episodio te comparto 3 pronósticos y tendencias que veo muy fuertes para 2019, incluyendo dos industrias que, en mi opinión, van a crecer mucho y podrían beneficiar a muchos empresarios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16680480</guid><pubDate>Thu, 10 Jan 2019 19:22:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16680480/pronosticos_e_ideas_de_2019.mp3" length="8624999" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto 3 pronósticos y tendencias que veo muy fuertes para 2019, incluyendo dos industrias que, en mi opinión, van a crecer mucho y podrían beneficiar a muchos empresarios.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto 3 pronósticos y tendencias que veo muy fuertes para 2019, incluyendo dos industrias que, en mi opinión, van a crecer mucho y podrían beneficiar a muchos empresarios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>719</itunes:duration><itunes:keywords>2019,dinero,finanzaspersonales,iot</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ideas para Empezar bien el 2019 con Paola Rubio</title><link>https://www.spreaker.com/episode/ideas-para-empezar-bien-el-2019-con-paola-rubio--16533234</link><description><![CDATA[Paula Rubio (<a href="http://www.paola-rubio.com" rel="noopener">www.paola-rubio.com</a>) es Coach para el Exito. <br />En este episodio nos comparte estrategias e ideas para arrancar el año de la mejor manera. Me gustó mucho la energía y la claridad con la que Paola explica sus ideas, y estoy seguro que te van a servir mucho.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16533234</guid><pubDate>Thu, 20 Dec 2018 19:40:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16533234/ideas_para_empezar_bien_el_2019_con_paola_rubio.mp3" length="25365566" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Paula Rubio (www.paola-rubio.com) es Coach para el Exito. 
En este episodio nos comparte estrategias e ideas para arrancar el año de la mejor manera. Me gustó mucho la energía y la claridad con la que Paola explica sus ideas, y estoy seguro que te van...</itunes:subtitle><itunes:summary><![CDATA[Paula Rubio (<a href="http://www.paola-rubio.com" rel="noopener">www.paola-rubio.com</a>) es Coach para el Exito. <br />En este episodio nos comparte estrategias e ideas para arrancar el año de la mejor manera. Me gustó mucho la energía y la claridad con la que Paola explica sus ideas, y estoy seguro que te van a servir mucho.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2117</itunes:duration><itunes:keywords>2019,añonuevo,crecimientopersonal</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué Regalas Cuando Regalas?</title><link>https://www.spreaker.com/episode/que-regalas-cuando-regalas--16464140</link><description><![CDATA[Estamos en época de regalos, por lo que es el momento perfecto para una reflexión: ¿Qué regalas cuando regalas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16464140</guid><pubDate>Thu, 13 Dec 2018 20:16:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16464140/que_regalas_cuando_regalas.mp3" length="9608978" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Estamos en época de regalos, por lo que es el momento perfecto para una reflexión: ¿Qué regalas cuando regalas?</itunes:subtitle><itunes:summary><![CDATA[Estamos en época de regalos, por lo que es el momento perfecto para una reflexión: ¿Qué regalas cuando regalas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>801</itunes:duration><itunes:keywords>dinero,finanzaspersonales,navidad</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Alternativa a los Propósitos de Año Nuevo</title><link>https://www.spreaker.com/episode/la-alternativa-a-los-propositos-de-ano-nuevo--16413804</link><description><![CDATA[En este episodio te comparto una idea diferente a crear "propósitos" para 2019 para que, ahora sí, logres lo que te propongas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16413804</guid><pubDate>Fri, 07 Dec 2018 20:51:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16413804/la_alternativa_a_los_propositos_de_ano_nuevo.mp3" length="11360363" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto una idea diferente a crear "propósitos" para 2019 para que, ahora sí, logres lo que te propongas.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto una idea diferente a crear "propósitos" para 2019 para que, ahora sí, logres lo que te propongas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>947</itunes:duration><itunes:keywords>2019,añonuevo,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Secreto Para Ganar Más</title><link>https://www.spreaker.com/episode/el-secreto-para-ganar-mas--16342841</link><description><![CDATA[En este episodio te comparto EL secreto para ganar más, independientemente de tu ocupación. Si todos lo hicieran, el mundo sería un lugar más próspero. Pero, como todo, es más fácil decirlo que hacerlo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16342841</guid><pubDate>Thu, 29 Nov 2018 19:01:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16342841/el_secreto_para_ganar_mas.mp3" length="13052782" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto EL secreto para ganar más, independientemente de tu ocupación. Si todos lo hicieran, el mundo sería un lugar más próspero. Pero, como todo, es más fácil decirlo que hacerlo.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto EL secreto para ganar más, independientemente de tu ocupación. Si todos lo hicieran, el mundo sería un lugar más próspero. Pero, como todo, es más fácil decirlo que hacerlo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1088</itunes:duration><itunes:keywords>desarrollopersonal,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Buen Fin, Black Friday y Demás</title><link>https://www.spreaker.com/episode/el-buen-fin-black-friday-y-demas--16232745</link><description><![CDATA[Llegamos otra vez a El Buen Fin, próximamente va a ser Black Friday y demás... En este episodio no te voy a decir lo que te dicen todos (no gastes, no te endeudes, etc...), primero porque es obvio y segundo porque ya lo sabes. No, en este episodio te hablo de unas cosas un poco más profundas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16232745</guid><pubDate>Thu, 15 Nov 2018 21:10:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16232745/el_buen_fin_black_friday_y_demas.mp3" length="10023412" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Llegamos otra vez a El Buen Fin, próximamente va a ser Black Friday y demás... En este episodio no te voy a decir lo que te dicen todos (no gastes, no te endeudes, etc...), primero porque es obvio y segundo porque ya lo sabes. No, en este episodio te...</itunes:subtitle><itunes:summary><![CDATA[Llegamos otra vez a El Buen Fin, próximamente va a ser Black Friday y demás... En este episodio no te voy a decir lo que te dicen todos (no gastes, no te endeudes, etc...), primero porque es obvio y segundo porque ya lo sabes. No, en este episodio te hablo de unas cosas un poco más profundas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>836</itunes:duration><itunes:keywords>blackfriday,dinero,elbuenfin,regalos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Métricas para Determinar tu Salud Financiera</title><link>https://www.spreaker.com/episode/metricas-para-determinar-tu-salud-financiera--16170633</link><description><![CDATA[¿Sabes si tus finanzas están sanas o no? <br />En este episodio te comparto algunas de las métricas que usan los bancos para determinar la salud financiera de una persona. Es importante que las conozcas porque si no sabes dónde estás, ¿cómo sabes qué tienes que hacer para llegar a donde quieres?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16170633</guid><pubDate>Thu, 08 Nov 2018 19:14:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16170633/metricas_para_determinar_tu_salud_financiera.mp3" length="11259175" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Sabes si tus finanzas están sanas o no? 
En este episodio te comparto algunas de las métricas que usan los bancos para determinar la salud financiera de una persona. Es importante que las conozcas porque si no sabes dónde estás, ¿cómo sabes qué...</itunes:subtitle><itunes:summary><![CDATA[¿Sabes si tus finanzas están sanas o no? <br />En este episodio te comparto algunas de las métricas que usan los bancos para determinar la salud financiera de una persona. Es importante que las conozcas porque si no sabes dónde estás, ¿cómo sabes qué tienes que hacer para llegar a donde quieres?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>939</itunes:duration><itunes:keywords>dinero,finanzas,finanzaspersonales,saludfinanciera</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Aeropuerto. El Bendito Aeropuerto</title><link>https://www.spreaker.com/episode/el-aeropuerto-el-bendito-aeropuerto--16112270</link><description><![CDATA[Estoy molesto por lo del aeropuerto (Sí, esto es un "rant", gracias por escucharlo).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16112270</guid><pubDate>Thu, 01 Nov 2018 18:14:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16112270/el_aeropuerto_el_bendito_aeropuerto.mp3" length="15061806" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Estoy molesto por lo del aeropuerto (Sí, esto es un "rant", gracias por escucharlo).</itunes:subtitle><itunes:summary><![CDATA[Estoy molesto por lo del aeropuerto (Sí, esto es un "rant", gracias por escucharlo).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1256</itunes:duration><itunes:keywords>amlo,inversiones,mexico,naim</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Debería Preocuparte lo que pasa en la Bolsa?</title><link>https://www.spreaker.com/episode/deberia-preocuparte-lo-que-pasa-en-la-bolsa--16053698</link><description><![CDATA[Todo noticiero, todo periódico que se dice "serio" incluye todos los días una sección donde habla de cómo le fue a "los mercados" en el día. ¿Debería importarte?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/16053698</guid><pubDate>Thu, 25 Oct 2018 17:47:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/16053698/deberia_preocuparte_lo_que_pasa_en_la_bolsa.mp3" length="11620279" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todo noticiero, todo periódico que se dice "serio" incluye todos los días una sección donde habla de cómo le fue a "los mercados" en el día. ¿Debería importarte?</itunes:subtitle><itunes:summary><![CDATA[Todo noticiero, todo periódico que se dice "serio" incluye todos los días una sección donde habla de cómo le fue a "los mercados" en el día. ¿Debería importarte?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>969</itunes:duration><itunes:keywords>bolsadevalores,dinero,finanzas,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Cosas que Estoy Haciendo Ante la Volatilidad de los Mercados</title><link>https://www.spreaker.com/episode/cinco-cosas-que-estoy-haciendo-ante-la-volatilidad-de-los-mercados--15997193</link><description><![CDATA[Los mercados están particularmente volátiles últimamente: un día se alcanzan niveles récord in los principales índices, y al día siguiente caen, para luego recuperarse otra vez. <br />En este episodio te comparto cinco estrategias que estoy siguiendo con mis clientes en el manejo de sus portafolios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15997193</guid><pubDate>Thu, 18 Oct 2018 20:39:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15997193/cinco_cosas_que_estoy_haciendo_ante_la_volatilidad_de_los_mercados.mp3" length="10838413" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los mercados están particularmente volátiles últimamente: un día se alcanzan niveles récord in los principales índices, y al día siguiente caen, para luego recuperarse otra vez. 
En este episodio te comparto cinco estrategias que estoy siguiendo con...</itunes:subtitle><itunes:summary><![CDATA[Los mercados están particularmente volátiles últimamente: un día se alcanzan niveles récord in los principales índices, y al día siguiente caen, para luego recuperarse otra vez. <br />En este episodio te comparto cinco estrategias que estoy siguiendo con mis clientes en el manejo de sus portafolios.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>904</itunes:duration><itunes:keywords>bolsa,dinero,inversiones,mercadodevalores,portafolio</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Cuanto deberías tener ahorrado a los 40 (o 30)...?</title><link>https://www.spreaker.com/episode/cuanto-deberias-tener-ahorrado-a-los-40-o-30--15938544</link><description><![CDATA[Una de las preguntas que más me hacen es "tengo x edad, ¿cuánto debería tener ahorrado?". En cierta forma, me preguntan si "van por buen camino"... Aquí te ofrezco mi respuesta, y quizá no te va a gustar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15938544</guid><pubDate>Thu, 11 Oct 2018 18:40:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15938544/cuanto_deberias_tener_ahorrado_a_los_40_o_30.mp3" length="10447231" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Una de las preguntas que más me hacen es "tengo x edad, ¿cuánto debería tener ahorrado?". En cierta forma, me preguntan si "van por buen camino"... Aquí te ofrezco mi respuesta, y quizá no te va a gustar.</itunes:subtitle><itunes:summary><![CDATA[Una de las preguntas que más me hacen es "tengo x edad, ¿cuánto debería tener ahorrado?". En cierta forma, me preguntan si "van por buen camino"... Aquí te ofrezco mi respuesta, y quizá no te va a gustar.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>871</itunes:duration><itunes:keywords>ahorro,crecimiento,dinero,finanzaspersonales,inversión</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Problema del Retiro</title><link>https://www.spreaker.com/episode/el-problema-del-retiro--15880884</link><description><![CDATA[El problema del retiro: A quienes aún nos falta "mucho" no lo vemos como importante. A quienes les falta poco, se arrepienten de no haber hecho más. ¿Cómo resolverlo? Cambiando la percepción de lo que puede ser el "retiro".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15880884</guid><pubDate>Thu, 04 Oct 2018 19:02:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15880884/el_problema_del_retiro.mp3" length="16041334" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El problema del retiro: A quienes aún nos falta "mucho" no lo vemos como importante. A quienes les falta poco, se arrepienten de no haber hecho más. ¿Cómo resolverlo? Cambiando la percepción de lo que puede ser el "retiro".</itunes:subtitle><itunes:summary><![CDATA[El problema del retiro: A quienes aún nos falta "mucho" no lo vemos como importante. A quienes les falta poco, se arrepienten de no haber hecho más. ¿Cómo resolverlo? Cambiando la percepción de lo que puede ser el "retiro".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1337</itunes:duration><itunes:keywords>dinero,inversiones,jubilación,retiro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Libros que me Cambiarion la Vida #1 - Linchpin</title><link>https://www.spreaker.com/episode/libros-que-me-cambiarion-la-vida-1-linchpin--15823281</link><description><![CDATA[En el primer episodio de esta serie, te hablo sobre Linchpin, un libro genial de Seth Godin.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15823281</guid><pubDate>Thu, 27 Sep 2018 18:17:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15823281/libros_que_me_cambiarion_la_vida_1_linchpin.mp3" length="11402371" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En el primer episodio de esta serie, te hablo sobre Linchpin, un libro genial de Seth Godin.</itunes:subtitle><itunes:summary><![CDATA[En el primer episodio de esta serie, te hablo sobre Linchpin, un libro genial de Seth Godin.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>951</itunes:duration><itunes:keywords>libro,linchpin,sethgodin</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Pros Y Contras de Automatizar tus Finanzas</title><link>https://www.spreaker.com/episode/pros-y-contras-de-automatizar-tus-finanzas--15768647</link><description><![CDATA[Automatizar mis finanzas es algo que, literalmente, me cambió la vida y que te he recomendado una y otra vez. Pero, como todo, tiene pros y contras. En este episodio te comparto algunas estrategias para hacerlo de la mejor manera y algunas trampas en las que, si no tienes cuidado, puedes caer.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15768647</guid><pubDate>Thu, 20 Sep 2018 20:41:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15768647/pros_y_contras_de_automatizar_tus_finanzas.mp3" length="10399266" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Automatizar mis finanzas es algo que, literalmente, me cambió la vida y que te he recomendado una y otra vez. Pero, como todo, tiene pros y contras. En este episodio te comparto algunas estrategias para hacerlo de la mejor manera y algunas trampas en...</itunes:subtitle><itunes:summary><![CDATA[Automatizar mis finanzas es algo que, literalmente, me cambió la vida y que te he recomendado una y otra vez. Pero, como todo, tiene pros y contras. En este episodio te comparto algunas estrategias para hacerlo de la mejor manera y algunas trampas en las que, si no tienes cuidado, puedes caer.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>867</itunes:duration><itunes:keywords>dinero,finanzaspersonales,pilotoautomático</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>En el Ojo del Huracán</title><link>https://www.spreaker.com/episode/en-el-ojo-del-huracan--15711214</link><description><![CDATA[Se acerca un huracán. El gobierno establece una orden de evacuación porque los daños son inminentes y serán catastróficos. Tú decides quedarte. <br />La evidencia de que la tierra no es plana ha existido por siglos. Tú estás convencido de que todo es una gran conspiración.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15711214</guid><pubDate>Thu, 13 Sep 2018 18:26:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15711214/imported_1536863026.mp3" length="13047096" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Se acerca un huracán. El gobierno establece una orden de evacuación porque los daños son inminentes y serán catastróficos. Tú decides quedarte. 
La evidencia de que la tierra no es plana ha existido por siglos. Tú estás convencido de que todo es una...</itunes:subtitle><itunes:summary><![CDATA[Se acerca un huracán. El gobierno establece una orden de evacuación porque los daños son inminentes y serán catastróficos. Tú decides quedarte. <br />La evidencia de que la tierra no es plana ha existido por siglos. Tú estás convencido de que todo es una gran conspiración.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1088</itunes:duration><itunes:keywords>dinero,finanzaspersonales,huracan,miedo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Cosas que Ignoro y Tres que (Casi) Estoy Seguro</title><link>https://www.spreaker.com/episode/cinco-cosas-que-ignoro-y-tres-que-casi-estoy-seguro--15657645</link><description><![CDATA[En este episodio te comparto cinco cosas que ignoro en lo absoluto y porqué quizá deberías ignorar tu también y otras tres que impactan tremendamente mi manera de vivir y manejar mi dinero y el de mis clientes.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15657645</guid><pubDate>Thu, 06 Sep 2018 19:17:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15657645/cinco_cosas_que_ignoro_y_tres_que_casi_estoy_seguro.mp3" length="16255447" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te comparto cinco cosas que ignoro en lo absoluto y porqué quizá deberías ignorar tu también y otras tres que impactan tremendamente mi manera de vivir y manejar mi dinero y el de mis clientes.</itunes:subtitle><itunes:summary><![CDATA[En este episodio te comparto cinco cosas que ignoro en lo absoluto y porqué quizá deberías ignorar tu también y otras tres que impactan tremendamente mi manera de vivir y manejar mi dinero y el de mis clientes.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1355</itunes:duration><itunes:keywords>dinero,ignorancia,optimismo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Emprender, Trabajar con Millennials y Administrar el Riesgo con Cinthia Merlos y Gustavo Rojo de Vexi</title><link>https://www.spreaker.com/episode/emprender-trabajar-con-millennials-y-administrar-el-riesgo-con-cinthia-merlos-y-gustavo-rojo-de-vexi--15615917</link><description><![CDATA[Cinthia Merlos y Gustavo Rojo son cofundadores de Vexi, una empresa mexicana de tecnología financiera que busca atender a una población normalmente desatendida por las instituciones bancarias y de crédito tradicional. Encuentra más sobre Vexi en vexi.mx<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15615917</guid><pubDate>Fri, 31 Aug 2018 21:25:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15615917/emprender_trabajar_con_millenials_y_administrar_el_riesgo_con_cinthia_merlos_y_gustavo_rojo_de_vexi.mp3" length="28198992" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cinthia Merlos y Gustavo Rojo son cofundadores de Vexi, una empresa mexicana de tecnología financiera que busca atender a una población normalmente desatendida por las instituciones bancarias y de crédito tradicional. Encuentra más sobre Vexi en vexi.mx</itunes:subtitle><itunes:summary><![CDATA[Cinthia Merlos y Gustavo Rojo son cofundadores de Vexi, una empresa mexicana de tecnología financiera que busca atender a una población normalmente desatendida por las instituciones bancarias y de crédito tradicional. Encuentra más sobre Vexi en vexi.mx<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2350</itunes:duration><itunes:keywords>dinero,entrevista,fintech,vexi</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué Difícil es Empezar (O cómo cambiar un hábito)</title><link>https://www.spreaker.com/episode/que-dificil-es-empezar-o-como-cambiar-un-habito--15508222</link><description><![CDATA[Cambiar un hábito, cualquiera, es muy difícil. En este episodio te comparto cómo hacerlo menos complicado usando los últimos avances en neurociencia.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15508222</guid><pubDate>Thu, 16 Aug 2018 21:36:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15508222/que_dificil_es_empezar_o_como_cambiar_un_habito.mp3" length="13599776" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cambiar un hábito, cualquiera, es muy difícil. En este episodio te comparto cómo hacerlo menos complicado usando los últimos avances en neurociencia.</itunes:subtitle><itunes:summary><![CDATA[Cambiar un hábito, cualquiera, es muy difícil. En este episodio te comparto cómo hacerlo menos complicado usando los últimos avances en neurociencia.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1134</itunes:duration><itunes:keywords>dinero,habitos,salud,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4625d64670930e850cb20ac198790f1d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Mito del Work Life Balance</title><link>https://www.spreaker.com/episode/el-mito-del-work-life-balance--15458517</link><description><![CDATA[Por décadas se ha promovido la idea de buscar el "balance" entre la vida y el trabajo. Estoy convencido de que eso no sólo es un error, sino que es imposible. <br />Foto por Tom A La Rue (<a href="https://www.flickr.com/photos/t2thestreet)" rel="noopener">https://www.flickr.com/photos/t2thestreet)</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15458517</guid><pubDate>Thu, 09 Aug 2018 20:49:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15458517/el_mito_del_work_life_balance.mp3" length="9172579" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Por décadas se ha promovido la idea de buscar el "balance" entre la vida y el trabajo. Estoy convencido de que eso no sólo es un error, sino que es imposible. 
Foto por Tom A La Rue (https://www.flickr.com/photos/t2thestreet)</itunes:subtitle><itunes:summary><![CDATA[Por décadas se ha promovido la idea de buscar el "balance" entre la vida y el trabajo. Estoy convencido de que eso no sólo es un error, sino que es imposible. <br />Foto por Tom A La Rue (<a href="https://www.flickr.com/photos/t2thestreet)" rel="noopener">https://www.flickr.com/photos/t2thestreet)</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>765</itunes:duration><itunes:keywords>balance,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/41411674fc3e6ffb1d9bd05539c6f639.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Es Momento de Invertir en Apple?</title><link>https://www.spreaker.com/episode/es-momento-de-invertir-en-apple--15407660</link><description><![CDATA[Apple hoy llegó a la histórica valuación de un millón de millones de dólares ($1,000,000,000,000). ¿Es momento de comprar?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15407660</guid><pubDate>Thu, 02 Aug 2018 19:32:33 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15407660/es_momento_de_invertir_en_apple.mp3" length="10781341" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Apple hoy llegó a la histórica valuación de un millón de millones de dólares ($1,000,000,000,000). ¿Es momento de comprar?</itunes:subtitle><itunes:summary><![CDATA[Apple hoy llegó a la histórica valuación de un millón de millones de dólares ($1,000,000,000,000). ¿Es momento de comprar?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>899</itunes:duration><itunes:keywords>apple,dinero,finanzaspersonales,invertir,trillion</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Mito del Café</title><link>https://www.spreaker.com/episode/el-mito-del-cafe--15336070</link><description><![CDATA[Si me pagaran un dólar cada vez que un gurú dice que no te compres tu café todas las mañanas ya estaría en el camino para ser millonario. <br />El punto no es dejar de tomar tu café, especialmente si lo disfrutas mucho. ¿Qué hacer entonces?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15336070</guid><pubDate>Thu, 26 Jul 2018 19:08:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15336070/el_mito_del_caf.mp3" length="8969141" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si me pagaran un dólar cada vez que un gurú dice que no te compres tu café todas las mañanas ya estaría en el camino para ser millonario. 
El punto no es dejar de tomar tu café, especialmente si lo disfrutas mucho. ¿Qué hacer entonces?</itunes:subtitle><itunes:summary><![CDATA[Si me pagaran un dólar cada vez que un gurú dice que no te compres tu café todas las mañanas ya estaría en el camino para ser millonario. <br />El punto no es dejar de tomar tu café, especialmente si lo disfrutas mucho. ¿Qué hacer entonces?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>748</itunes:duration><itunes:keywords>dinero,finanzaspersonales,gastoshormiga,starbucks</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ganas Más y Gastas Más</title><link>https://www.spreaker.com/episode/ganas-mas-y-gastas-mas--15289472</link><description><![CDATA[Ganas Más y Gastas Más: Le pasa a todos, desde personas hasta gobiernos. Por alguna razón, no faltan cosas que comprar. ¿Hay forma de evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15289472</guid><pubDate>Thu, 19 Jul 2018 18:48:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15289472/ganas_m_s_y_gastas_m_s.mp3" length="9529322" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ganas Más y Gastas Más: Le pasa a todos, desde personas hasta gobiernos. Por alguna razón, no faltan cosas que comprar. ¿Hay forma de evitarlo?</itunes:subtitle><itunes:summary><![CDATA[Ganas Más y Gastas Más: Le pasa a todos, desde personas hasta gobiernos. Por alguna razón, no faltan cosas que comprar. ¿Hay forma de evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>795</itunes:duration><itunes:keywords>dinero,gasto,psicologíadeldinero,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tesla, ¿una burbuja a punto de tronar?</title><link>https://www.spreaker.com/episode/tesla-una-burbuja-a-punto-de-tronar--15243573</link><description><![CDATA[Elon Musk es un genio. Ha hecho cosas que para muchos, eran prácticamente imposibles. <br />A través de sus empresas está revolucionando el mundo. Pero, con esa revolución, ha habido mucho ruido: promesas incumplidas. Más promesas (cada vez más grandes y ambiciosas). <br />¿Son esas promesas señales de que Tesla está en problemas? ¿Qué significa esto para ti y qué puedes aprender de ello?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15243573</guid><pubDate>Thu, 12 Jul 2018 19:07:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15243573/tesla_una_burbuja_a_punto_de_tronar.mp3" length="11887276" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Elon Musk es un genio. Ha hecho cosas que para muchos, eran prácticamente imposibles. 
A través de sus empresas está revolucionando el mundo. Pero, con esa revolución, ha habido mucho ruido: promesas incumplidas. Más promesas (cada vez más grandes y...</itunes:subtitle><itunes:summary><![CDATA[Elon Musk es un genio. Ha hecho cosas que para muchos, eran prácticamente imposibles. <br />A través de sus empresas está revolucionando el mundo. Pero, con esa revolución, ha habido mucho ruido: promesas incumplidas. Más promesas (cada vez más grandes y ambiciosas). <br />¿Son esas promesas señales de que Tesla está en problemas? ¿Qué significa esto para ti y qué puedes aprender de ello?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>991</itunes:duration><itunes:keywords>inspiracion,inversiones,tesla,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/fe577fac99e588d4df475dc1378e0cc8.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Un Sueldo No Te Hará Rico</title><link>https://www.spreaker.com/episode/un-sueldo-no-te-hara-rico--15200041</link><description><![CDATA[¿Cuántos gurús has oído decir que "un sueldo no te hará rico"? Yo he oído, al menos, a diez "expertos" de diferentes ramos afirmarlo.  ¿Tienen razón? Sí y no. La explicación en el episodio de hoy.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15200041</guid><pubDate>Thu, 05 Jul 2018 21:17:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15200041/un_sueldo_no_te_har_rico.mp3" length="12854007" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuántos gurús has oído decir que "un sueldo no te hará rico"? Yo he oído, al menos, a diez "expertos" de diferentes ramos afirmarlo.  ¿Tienen razón? Sí y no. La explicación en el episodio de hoy.</itunes:subtitle><itunes:summary><![CDATA[¿Cuántos gurús has oído decir que "un sueldo no te hará rico"? Yo he oído, al menos, a diez "expertos" de diferentes ramos afirmarlo.  ¿Tienen razón? Sí y no. La explicación en el episodio de hoy.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1072</itunes:duration><itunes:keywords>dinero,patrimonio,sueldo</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Quién Si y Quién No Necesita un Seguro de Vida</title><link>https://www.spreaker.com/episode/quien-si-y-quien-no-necesita-un-seguro-de-vida--15102923</link><description><![CDATA[Seguros de vida. Parece que todos tenemos un amigo que los vende. La verdad, no todos lo necesitan. ¿Eres tú uno de ellos? ¿Qué tipo de seguro es el más barato?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15102923</guid><pubDate>Thu, 21 Jun 2018 20:48:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15102923/quien_si_y_quien_no_necesita_un_seguro_de_vida.mp3" length="10455381" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Seguros de vida. Parece que todos tenemos un amigo que los vende. La verdad, no todos lo necesitan. ¿Eres tú uno de ellos? ¿Qué tipo de seguro es el más barato?</itunes:subtitle><itunes:summary><![CDATA[Seguros de vida. Parece que todos tenemos un amigo que los vende. La verdad, no todos lo necesitan. ¿Eres tú uno de ellos? ¿Qué tipo de seguro es el más barato?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>872</itunes:duration><itunes:keywords>dinero,finanzaspersonales,seguro</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ansiedad Electoral - ¿Qué Hacer Con Tu Dinero?</title><link>https://www.spreaker.com/episode/ansiedad-electoral-que-hacer-con-tu-dinero--15050102</link><description><![CDATA[Estamos a un par de semanas de la elección presidencial en México. Hay mucha gente estresada por la posibilidad de que gane López Obrador. ¿Qué hacer al respecto?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/15050102</guid><pubDate>Thu, 14 Jun 2018 18:58:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/15050102/ansiedad_electoral_que_hacer_con_tu_dinero.mp3" length="14844579" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Estamos a un par de semanas de la elección presidencial en México. Hay mucha gente estresada por la posibilidad de que gane López Obrador. ¿Qué hacer al respecto?</itunes:subtitle><itunes:summary><![CDATA[Estamos a un par de semanas de la elección presidencial en México. Hay mucha gente estresada por la posibilidad de que gane López Obrador. ¿Qué hacer al respecto?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1237</itunes:duration><itunes:keywords>dinero,elecciones,méxico</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Sabes Donde Estás?</title><link>https://www.spreaker.com/episode/sabes-donde-estas--14994033</link><description><![CDATA[El saber dónde estás hoy es el primer paso para cumplir cualquier meta. Por ejemplo, si quieres bajar 5 kilos en tres meses, tienes que saber cuál es tu peso hoy. <br />¿Sabes dónde estás?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14994033</guid><pubDate>Thu, 07 Jun 2018 18:29:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14994033/sabes_donde_est_s.mp3" length="11691543" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El saber dónde estás hoy es el primer paso para cumplir cualquier meta. Por ejemplo, si quieres bajar 5 kilos en tres meses, tienes que saber cuál es tu peso hoy. 
¿Sabes dónde estás?</itunes:subtitle><itunes:summary><![CDATA[El saber dónde estás hoy es el primer paso para cumplir cualquier meta. Por ejemplo, si quieres bajar 5 kilos en tres meses, tienes que saber cuál es tu peso hoy. <br />¿Sabes dónde estás?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>975</itunes:duration><itunes:keywords>dinero,finanzas,finanzaspersonales,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sentirse Pobre</title><link>https://www.spreaker.com/episode/sentirse-pobre--14950292</link><description><![CDATA[¿Algunas vez te has sentido "pobre" o menos que alguien más?<br />Yo creo que a todos nos ha pasado, al menos una vez. ¿Cómo evitarlo? Aquí te ofrezco algunas ideas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14950292</guid><pubDate>Fri, 01 Jun 2018 19:34:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14950292/sentirse_pobre.mp3" length="14977723" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Algunas vez te has sentido "pobre" o menos que alguien más?
Yo creo que a todos nos ha pasado, al menos una vez. ¿Cómo evitarlo? Aquí te ofrezco algunas ideas.</itunes:subtitle><itunes:summary><![CDATA[¿Algunas vez te has sentido "pobre" o menos que alguien más?<br />Yo creo que a todos nos ha pasado, al menos una vez. ¿Cómo evitarlo? Aquí te ofrezco algunas ideas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>937</itunes:duration><itunes:keywords>dinero,pobreza,pobrezamental,psicologiadeldinero</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Verdad Sobre los Cursos de Trading</title><link>https://www.spreaker.com/episode/la-verdad-sobre-los-cursos-de-trading--14889290</link><description><![CDATA[En los últimos años han proliferado "expertos" que venden cursos que te enseñan a "invertir en la Bolsa de Valores de NY". Te ofrecen los "secretos" para alcanzar la "libertad financiera" desde la comodidad de tu casa. No tires tu dinero en eso.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14889290</guid><pubDate>Fri, 25 May 2018 21:00:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14889290/la_verdad_sobre_los_cursos_de_trading.mp3" length="22865958" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En los últimos años han proliferado "expertos" que venden cursos que te enseñan a "invertir en la Bolsa de Valores de NY". Te ofrecen los "secretos" para alcanzar la "libertad financiera" desde la comodidad de tu casa. No tires tu dinero en eso.</itunes:subtitle><itunes:summary><![CDATA[En los últimos años han proliferado "expertos" que venden cursos que te enseñan a "invertir en la Bolsa de Valores de NY". Te ofrecen los "secretos" para alcanzar la "libertad financiera" desde la comodidad de tu casa. No tires tu dinero en eso.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1430</itunes:duration><itunes:keywords>bolsadevalores,dinero,inversiones,onlinetrading</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>No todo lo que brilla es oro: Tres "Antiejemplos" de Empresas para Tu Negocio</title><link>https://www.spreaker.com/episode/no-todo-lo-que-brilla-es-oro-tres-antiejemplos-de-empresas-para-tu-negocio--14756489</link><description><![CDATA[En este episodio te presento tres empresas que han cambiado el mundo de muchas maneras, nos la han hecho más fácil, más conveniente, más divertida, pero que, financieramente, son un desastre. Sí, úsalas, usa sus servicios, compra sus productos, pero no las uses como ejemplo para tu propia empresa o para tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14756489</guid><pubDate>Thu, 10 May 2018 18:32:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14756489/tres_antiejemplos_de_empresas_para_tu_negocio.mp3" length="15167488" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio te presento tres empresas que han cambiado el mundo de muchas maneras, nos la han hecho más fácil, más conveniente, más divertida, pero que, financieramente, son un desastre. Sí, úsalas, usa sus servicios, compra sus productos, pero...</itunes:subtitle><itunes:summary><![CDATA[En este episodio te presento tres empresas que han cambiado el mundo de muchas maneras, nos la han hecho más fácil, más conveniente, más divertida, pero que, financieramente, son un desastre. Sí, úsalas, usa sus servicios, compra sus productos, pero no las uses como ejemplo para tu propia empresa o para tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1264</itunes:duration><itunes:keywords>dinero,emprendimiento,finanzas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Coral Mujaes: Creer en ti y en tu poder de transformación.</title><link>https://www.spreaker.com/episode/coral-mujaes-creer-en-ti-y-en-tu-poder-de-transformacion--14409489</link><description><![CDATA[Coral Mujaes (@coralmujaes, <a href="http://www.coralmujaes.com" rel="noopener">www.coralmujaes.com</a>) es Escritora, Conferencista y Coach Espiritual. Ha dedicado más de una década ayudando a personas de todo el mundo a recuperarse de adicciones, ansiedad y un sistema de pensamiento basado en el miedo. Si misión es dar luz y brindar herramientas simples pero poderosas, para ayudar a la gente a recuperar su poder y despertar a la grandeza de su poder interior. <br />En esta plática hablamos sobre amor propio, sobre la vida y muchas, muchas cosas más que, estoy seguro, traerán una perspectiva más positiva a tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/14409489</guid><pubDate>Wed, 28 Mar 2018 22:57:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/14409489/imported_1522276818.mp3" length="60451525" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Coral Mujaes (@coralmujaes, www.coralmujaes.com) es Escritora, Conferencista y Coach Espiritual. Ha dedicado más de una década ayudando a personas de todo el mundo a recuperarse de adicciones, ansiedad y un sistema de pensamiento basado en el miedo....</itunes:subtitle><itunes:summary><![CDATA[Coral Mujaes (@coralmujaes, <a href="http://www.coralmujaes.com" rel="noopener">www.coralmujaes.com</a>) es Escritora, Conferencista y Coach Espiritual. Ha dedicado más de una década ayudando a personas de todo el mundo a recuperarse de adicciones, ansiedad y un sistema de pensamiento basado en el miedo. Si misión es dar luz y brindar herramientas simples pero poderosas, para ayudar a la gente a recuperar su poder y despertar a la grandeza de su poder interior. <br />En esta plática hablamos sobre amor propio, sobre la vida y muchas, muchas cosas más que, estoy seguro, traerán una perspectiva más positiva a tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3778</itunes:duration><itunes:keywords>coralmujaes,entrevista,motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6b294b9dbd991ae681f626f75bad7c9b.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuestión de Suerte. ¿O no?</title><link>https://www.spreaker.com/episode/cuestion-de-suerte-o-no--13534421</link><description><![CDATA[¿Cuánto de nuestra vida lo dejamos al azar cuando podríamos tener mayor control? ¿Cuántas situaciones, cuántos problemas nos causamos por dejarlo todo a la suerte? ¿Y si empezamos a hacer lo contrario?<br />Cómo siempre, te invito a seguirme en fb.com/miguelgomezconsejero y a inscribirte en iTunes, Stitcher o iHeart Radio.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/13534421</guid><pubDate>Fri, 08 Dec 2017 00:40:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/13534421/cuestion_de_suerte.mp3" length="11917654" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuánto de nuestra vida lo dejamos al azar cuando podríamos tener mayor control? ¿Cuántas situaciones, cuántos problemas nos causamos por dejarlo todo a la suerte? ¿Y si empezamos a hacer lo contrario?
Cómo siempre, te invito a seguirme en...</itunes:subtitle><itunes:summary><![CDATA[¿Cuánto de nuestra vida lo dejamos al azar cuando podríamos tener mayor control? ¿Cuántas situaciones, cuántos problemas nos causamos por dejarlo todo a la suerte? ¿Y si empezamos a hacer lo contrario?<br />Cómo siempre, te invito a seguirme en fb.com/miguelgomezconsejero y a inscribirte en iTunes, Stitcher o iHeart Radio.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>994</itunes:duration><itunes:keywords>dinero,finanzaspersonales,riesgo,suerte</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Bitcoin : ¿Burbuja? ¿Opción de inversión razonable?</title><link>https://www.spreaker.com/episode/bitcoin-burbuja-opcion-de-inversion-razonable--13475882</link><description><![CDATA[Hablar de Bitcoin es hablar del tema de moda. Lo reconozco. Hay muchas preguntas, mucho ruido y, mucha "tentación" de invertir ahí. Pero, ¿Es una burbuja? Si lo es, ¿cuándo va a tronar? <br />Esto y más lo platico en el episodio de hoy. <br />Cómo siempre, te invito a que me sigas en fb.com/miguelgomezconsejero y a que te inscribas a mi blog en miguelgomezconsejero.com<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/13475882</guid><pubDate>Thu, 30 Nov 2017 20:35:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/13475882/podcast_1512071384.mp3" length="22102934" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Hablar de Bitcoin es hablar del tema de moda. Lo reconozco. Hay muchas preguntas, mucho ruido y, mucha "tentación" de invertir ahí. Pero, ¿Es una burbuja? Si lo es, ¿cuándo va a tronar? 
Esto y más lo platico en el episodio de hoy. 
Cómo siempre, te...</itunes:subtitle><itunes:summary><![CDATA[Hablar de Bitcoin es hablar del tema de moda. Lo reconozco. Hay muchas preguntas, mucho ruido y, mucha "tentación" de invertir ahí. Pero, ¿Es una burbuja? Si lo es, ¿cuándo va a tronar? <br />Esto y más lo platico en el episodio de hoy. <br />Cómo siempre, te invito a que me sigas en fb.com/miguelgomezconsejero y a que te inscribas a mi blog en miguelgomezconsejero.com<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1382</itunes:duration><itunes:keywords>bitcoin,dinero,finanzaspersonales,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ideas para Eliminar la Pobreza Mental</title><link>https://www.spreaker.com/episode/ideas-para-eliminar-la-pobreza-mental--13349177</link><description><![CDATA[En este episodio de Dinero en Español te comparto algunas ideas para reducir la pobreza mental y su impacto en tu vida. <br />Como siempre, te invito a que me sigas en fb.com/miguelgomezconsejero y a que te inscribas en el blog en miguelgomezconsejero.com<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/13349177</guid><pubDate>Thu, 16 Nov 2017 23:55:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/13349177/podcast_1510874231.mp3" length="32257670" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En este episodio de Dinero en Español te comparto algunas ideas para reducir la pobreza mental y su impacto en tu vida. 
Como siempre, te invito a que me sigas en fb.com/miguelgomezconsejero y a que te inscribas en el blog en miguelgomezconsejero.com</itunes:subtitle><itunes:summary><![CDATA[En este episodio de Dinero en Español te comparto algunas ideas para reducir la pobreza mental y su impacto en tu vida. <br />Como siempre, te invito a que me sigas en fb.com/miguelgomezconsejero y a que te inscribas en el blog en miguelgomezconsejero.com<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2017</itunes:duration><itunes:keywords>dinero,finanzaspersonales,libertad</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Grados de Libertad con Fernando del Vecchio, Autor, Conferencista Internacional y Coach</title><link>https://www.spreaker.com/episode/los-grados-de-libertad-con-fernando-del-vecchio-autor-conferencista-internacional-y-coach--12812294</link><description><![CDATA[Fernando del Vecchio (<a href="http://fernandodelvecchio.com/" rel="noopener">http://fernandodelvecchio.com/</a>, <a href="https://www.facebook.com/FerDelVecchio/)" rel="noopener">https://www.facebook.com/FerDelVecchio/)</a>  es Autor, Conferencista Internacional y Coach de Negocios. <br />Está dedicado a ayudarle a la gente a expandir sus grados de libertad, y por tanto, a ser más libres.<br />En esta entrevista hablamos precisamente sobre eso, sobre los grados de libertad, y Fernando ofreció consejos e ideas que puedes aplicar desde hoy mismo para ser más libre.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12812294</guid><pubDate>Fri, 15 Sep 2017 18:05:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12812294/los_grados_de_libertad_con_fernando_del_vecchio_autor_conferencista_internacional_y_coach.mp3" length="45308864" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Fernando del Vecchio (http://fernandodelvecchio.com/, https://www.facebook.com/FerDelVecchio/)  es Autor, Conferencista Internacional y Coach de Negocios. &#13;
Está dedicado a ayudarle a la gente a expandir sus grados de libertad, y por tanto, a ser más...</itunes:subtitle><itunes:summary><![CDATA[Fernando del Vecchio (<a href="http://fernandodelvecchio.com/" rel="noopener">http://fernandodelvecchio.com/</a>, <a href="https://www.facebook.com/FerDelVecchio/)" rel="noopener">https://www.facebook.com/FerDelVecchio/)</a>  es Autor, Conferencista Internacional y Coach de Negocios. <br />Está dedicado a ayudarle a la gente a expandir sus grados de libertad, y por tanto, a ser más libres.<br />En esta entrevista hablamos precisamente sobre eso, sobre los grados de libertad, y Fernando ofreció consejos e ideas que puedes aplicar desde hoy mismo para ser más libre.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2832</itunes:duration><itunes:keywords>felicidad,libertad,motivación,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Proceso de la Riqueza (En Vivo)</title><link>https://www.spreaker.com/episode/el-proceso-de-la-riqueza-en-vivo--12742042</link><description><![CDATA[En mi primer programa en vivo hablo del proceso de la riqueza.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12742042</guid><pubDate>Wed, 06 Sep 2017 23:25:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12742042/el_proceso_de_la_riqueza_en_vivo.mp3" length="16472607" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En mi primer programa en vivo hablo del proceso de la riqueza.</itunes:subtitle><itunes:summary><![CDATA[En mi primer programa en vivo hablo del proceso de la riqueza.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>1030</itunes:duration><itunes:keywords>dinero,finanzaspersonales,riqueza</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Audacia, Empresario vs Emprendedor, Desarrollo Personal y más con Aaron Benitez, CEO de Grupo Verse</title><link>https://www.spreaker.com/episode/audacia-empresario-vs-emprendedor-desarrollo-personal-y-mas-con-aaron-benitez-ceo-de-grupo-verse--12556723</link><description><![CDATA[Aaron Benitez (<a href="http://www.facebook.com/aaronbenitez)" rel="noopener">www.facebook.com/aaronbenitez)</a> es CEO de Grupo Verse. Fue nombrado en 2016 "Rockstar de la Innovación" por la Revista Entrepreneur, es conferencista, autor y demás. <br />Platicamos sobre muchísimas cosas: Estereotipos, pobreza y riqueza, audacia, lo que hace a un empresario, lo que se necesita para emprender  y más.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12556723</guid><pubDate>Fri, 11 Aug 2017 22:41:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12556723/audacia_empresario_vs_emprendedor_desarrollo_personal_y_mas_con_aaron_benitez_ceo_de_grupo_verse.mp3" length="58902069" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Aaron Benitez (www.facebook.com/aaronbenitez) es CEO de Grupo Verse. Fue nombrado en 2016 "Rockstar de la Innovación" por la Revista Entrepreneur, es conferencista, autor y demás. 
Platicamos sobre muchísimas cosas: Estereotipos, pobreza y riqueza,...</itunes:subtitle><itunes:summary><![CDATA[Aaron Benitez (<a href="http://www.facebook.com/aaronbenitez)" rel="noopener">www.facebook.com/aaronbenitez)</a> es CEO de Grupo Verse. Fue nombrado en 2016 "Rockstar de la Innovación" por la Revista Entrepreneur, es conferencista, autor y demás. <br />Platicamos sobre muchísimas cosas: Estereotipos, pobreza y riqueza, audacia, lo que hace a un empresario, lo que se necesita para emprender  y más.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>3682</itunes:duration><itunes:keywords>desarrollopersonal,dinero,empresario,finanzaspersonales,motivación</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Dinero, Emprendurismo y Vida con Sonia Sánchez Escuer de BlogyLana.com</title><link>https://www.spreaker.com/episode/dinero-emprendurismo-y-vida-con-sonia-sanchez-escuer-de-blogylana-com--12406150</link><description><![CDATA[En esta genial entrevista con Sonia Sánchez Escuer de BlogyLana.com hablamos de cómo todos podemos manejar el dinero (no es algo reservado para "expertos" o "genios"), también hablamos de la soledad del emprendurismo y muchas, muchas cosas más. Te recomiendo ampliamente que lo escuches con lápiz y papel, porque hay mucho, muchísimo que aprender.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12406150</guid><pubDate>Fri, 21 Jul 2017 23:07:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12406150/dinero_emprendurismo_y_vida_con_sonia_sanchez_escuer_de_blogylana_com.mp3" length="43015370" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En esta genial entrevista con Sonia Sánchez Escuer de BlogyLana.com hablamos de cómo todos podemos manejar el dinero (no es algo reservado para "expertos" o "genios"), también hablamos de la soledad del emprendurismo y muchas, muchas cosas más. Te...</itunes:subtitle><itunes:summary><![CDATA[En esta genial entrevista con Sonia Sánchez Escuer de BlogyLana.com hablamos de cómo todos podemos manejar el dinero (no es algo reservado para "expertos" o "genios"), también hablamos de la soledad del emprendurismo y muchas, muchas cosas más. Te recomiendo ampliamente que lo escuches con lápiz y papel, porque hay mucho, muchísimo que aprender.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2689</itunes:duration><itunes:keywords>blogylana,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>De la vida corporativa a influencer con Juan Pablo Jim @JimNess</title><link>https://www.spreaker.com/episode/de-la-vida-corporativa-a-influencer-con-juan-pablo-jim-jimness--12197492</link><description><![CDATA[Juan Pablo Jim (@jimness) es un empresario/blogger/influencer Mexicano. Con más de 170 mil seguidores en Instagram (más otros tantos miles en Facebook y en su blog), Juan Pablo es un ejemplo de un excelente manejo de comunicación, de marca, y de desarrollo de negocios. <br />En esta plática hablamos de cómo fue su salto del mundo corporativo a su vida como empresario independiente, de cómo logra esa constante calidad en sus fotos y hablamos un poco de cómo es la vida “detrás de cámaras”. En pocas palabras: Esta entrevista la tienes que oír con lápiz y papel en la mano, hay mucho, muchísimo que aprender.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12197492</guid><pubDate>Fri, 23 Jun 2017 18:11:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12197492/de_la_vida_corporativa_a_influencer_con_juan_pablo_jim_jimness.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Juan Pablo Jim (@jimness) es un empresario/blogger/influencer Mexicano. Con más de 170 mil seguidores en Instagram (más otros tantos miles en Facebook y en su blog), Juan Pablo es un ejemplo de un excelente manejo de comunicación, de marca, y de...</itunes:subtitle><itunes:summary><![CDATA[Juan Pablo Jim (@jimness) es un empresario/blogger/influencer Mexicano. Con más de 170 mil seguidores en Instagram (más otros tantos miles en Facebook y en su blog), Juan Pablo es un ejemplo de un excelente manejo de comunicación, de marca, y de desarrollo de negocios. <br />En esta plática hablamos de cómo fue su salto del mundo corporativo a su vida como empresario independiente, de cómo logra esa constante calidad en sus fotos y hablamos un poco de cómo es la vida “detrás de cámaras”. En pocas palabras: Esta entrevista la tienes que oír con lápiz y papel en la mano, hay mucho, muchísimo que aprender.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2693</itunes:duration><itunes:keywords>dinero,emprendedor,entrevista,inspiración,jimness</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Mejor Inversión Si Eres Millennial</title><link>https://www.spreaker.com/episode/la-mejor-inversion-si-eres-millennial--12059672</link><description><![CDATA[¿Cuál es la Mejor Inversión si eres Millennial, si tienes menos de 35 años? Aquí te lo respondo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/12059672</guid><pubDate>Wed, 07 Jun 2017 23:28:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/12059672/imported_1496877954.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuál es la Mejor Inversión si eres Millennial, si tienes menos de 35 años? Aquí te lo respondo.</itunes:subtitle><itunes:summary><![CDATA[¿Cuál es la Mejor Inversión si eres Millennial, si tienes menos de 35 años? Aquí te lo respondo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>697</itunes:duration><itunes:keywords>desarrollopersonal,dinero,finanzaspersonales,inversiones,millennials</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Muchísimo Cuidado con Estos Planes de Ahorro Promovidos por Aseguradoras</title><link>https://www.spreaker.com/episode/muchisimo-cuidado-con-estos-planes-de-ahorro-promovidos-por-aseguradoras--11999177</link><description><![CDATA[Algunas compañías aseguradoras promueven planes de ahorro diseñados para complementar el ingreso para el retiro. <br />Suena bien, pero el diablo está en los detalles, y en este caso, podrías incurrir en enormes pérdidas, si no lo sigues a detalle. ¡Mucho cuidado!<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11999177</guid><pubDate>Wed, 31 May 2017 15:13:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11999177/imported_1496243102.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Algunas compañías aseguradoras promueven planes de ahorro diseñados para complementar el ingreso para el retiro. 
Suena bien, pero el diablo está en los detalles, y en este caso, podrías incurrir en enormes pérdidas, si no lo sigues a detalle. ¡Mucho...</itunes:subtitle><itunes:summary><![CDATA[Algunas compañías aseguradoras promueven planes de ahorro diseñados para complementar el ingreso para el retiro. <br />Suena bien, pero el diablo está en los detalles, y en este caso, podrías incurrir en enormes pérdidas, si no lo sigues a detalle. ¡Mucho cuidado!<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>543</itunes:duration><itunes:keywords>ahorro,dinero,finanzaspersonales,inversión</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Te Pareces a Johnny Depp?</title><link>https://www.spreaker.com/episode/te-pareces-a-johnny-depp--11884043</link><description><![CDATA[Johnny Depp es un actor querido a nivel mundial. Probablemente te pareces a él, aunque no lo creas. ¿En qué? En el manejo de tus finanzas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11884043</guid><pubDate>Tue, 16 May 2017 23:48:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11884043/imported_1494978391.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Johnny Depp es un actor querido a nivel mundial. Probablemente te pareces a él, aunque no lo creas. ¿En qué? En el manejo de tus finanzas.</itunes:subtitle><itunes:summary><![CDATA[Johnny Depp es un actor querido a nivel mundial. Probablemente te pareces a él, aunque no lo creas. ¿En qué? En el manejo de tus finanzas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>874</itunes:duration><itunes:keywords>dinero,finanzaspersonales,psicologiadeldinero</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Robert Kiyosaki te engañó</title><link>https://www.spreaker.com/episode/robert-kiyosaki-te-engano--11826552</link><description><![CDATA[Robert Kiyosaki es un excelente mercadólogo y vendedor. Pero sus libros de finanzas personales tienen una mentira muy peligrosa: la idea de la deuda buena.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11826552</guid><pubDate>Tue, 09 May 2017 15:59:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11826552/podcast_1494343920.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Robert Kiyosaki es un excelente mercadólogo y vendedor. Pero sus libros de finanzas personales tienen una mentira muy peligrosa: la idea de la deuda buena.</itunes:subtitle><itunes:summary><![CDATA[Robert Kiyosaki es un excelente mercadólogo y vendedor. Pero sus libros de finanzas personales tienen una mentira muy peligrosa: la idea de la deuda buena.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>747</itunes:duration><itunes:keywords>desarrollopersonal,deuda,dinero,finanzaspersonales,kiyosaki</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Las Emociones y El Dinero con Jessica Vazquez, Coach</title><link>https://www.spreaker.com/episode/las-emociones-y-el-dinero-con-jessica-vazquez-coach--11767611</link><description><![CDATA[Jessica Vázquez, cuenta con una amplia experiencia de 18 años en áreas de negocios y mercadotecnia. Es coach internacional, conferencista y ha sido maestra de cátedra en el ITESM.<br /><br />Es la creadora de los programas de Coaching: #DivinoDinero, #BeyondCorporate y #Yo Soy L.I.B.R.E.<br /><br />Ha obtenido más de 12 certificaciones internacionales de coaching lo que le ha facilitado dar más<br />de 650 sesiones alrededor del mundo. Además Jessica ha sido reconocida en dos ocasiones como una de las 100 Mujeres más poderosas de la revista Expansión.<br /><br />En este episodio hablamos del rol que las emociones tienen con las finanzas y de muchas cosas más igual de interesantes. <br /><br />Jessica recomienda los siguientes libros: <br /><br />To sell is human -- Daniel Pink (<a href="https://www.amazon.com/Sell-Human-Surprising-Moving-Others/dp/1594631905/ref" rel="noopener">https://www.amazon.com/Sell-Human-Surprising-Moving-Others/dp/1594631905/ref</a>=sr_1_3?ie=UTF8&qid=1493434682&sr=8-3&keywords=daniel+pink)<br /><br />Todos Venden por Cris Urzua (<a href="https://www.amazon.com/Todos-Venden-mediocridad-Spanish-2015-07-02/dp/B01N4HY39T/ref" rel="noopener">https://www.amazon.com/Todos-Venden-mediocridad-Spanish-2015-07-02/dp/B01N4HY39T/ref</a>=sr_1_1?ie=UTF8&qid=1493434623&sr=8-1&keywords=cris+urzua)<br /><br />Para mayor información sobre Divino Dinero entra a: bit.ly/DivinoDinero<br />Para descargar el ebook gratuito de las 4 Libertades Esenciales, entra a: <a href="http://www.jessicavazquez.com/miguelgomez" rel="noopener">http://www.jessicavazquez.com/miguelgomez</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11767611</guid><pubDate>Tue, 02 May 2017 18:15:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11767611/las_emociones_y_el_dinero_con_jessica_vazquez_coach.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Jessica Vázquez, cuenta con una amplia experiencia de 18 años en áreas de negocios y mercadotecnia. Es coach internacional, conferencista y ha sido maestra de cátedra en el ITESM.&#13;
&#13;
Es la creadora de los programas de Coaching: #DivinoDinero,...</itunes:subtitle><itunes:summary><![CDATA[Jessica Vázquez, cuenta con una amplia experiencia de 18 años en áreas de negocios y mercadotecnia. Es coach internacional, conferencista y ha sido maestra de cátedra en el ITESM.<br /><br />Es la creadora de los programas de Coaching: #DivinoDinero, #BeyondCorporate y #Yo Soy L.I.B.R.E.<br /><br />Ha obtenido más de 12 certificaciones internacionales de coaching lo que le ha facilitado dar más<br />de 650 sesiones alrededor del mundo. Además Jessica ha sido reconocida en dos ocasiones como una de las 100 Mujeres más poderosas de la revista Expansión.<br /><br />En este episodio hablamos del rol que las emociones tienen con las finanzas y de muchas cosas más igual de interesantes. <br /><br />Jessica recomienda los siguientes libros: <br /><br />To sell is human -- Daniel Pink (<a href="https://www.amazon.com/Sell-Human-Surprising-Moving-Others/dp/1594631905/ref" rel="noopener">https://www.amazon.com/Sell-Human-Surprising-Moving-Others/dp/1594631905/ref</a>=sr_1_3?ie=UTF8&qid=1493434682&sr=8-3&keywords=daniel+pink)<br /><br />Todos Venden por Cris Urzua (<a href="https://www.amazon.com/Todos-Venden-mediocridad-Spanish-2015-07-02/dp/B01N4HY39T/ref" rel="noopener">https://www.amazon.com/Todos-Venden-mediocridad-Spanish-2015-07-02/dp/B01N4HY39T/ref</a>=sr_1_1?ie=UTF8&qid=1493434623&sr=8-1&keywords=cris+urzua)<br /><br />Para mayor información sobre Divino Dinero entra a: bit.ly/DivinoDinero<br />Para descargar el ebook gratuito de las 4 Libertades Esenciales, entra a: <a href="http://www.jessicavazquez.com/miguelgomez" rel="noopener">http://www.jessicavazquez.com/miguelgomez</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2569</itunes:duration><itunes:keywords>dinero,emociones,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ramón, Sus Tacos y las Ideas Limitantes</title><link>https://www.spreaker.com/episode/ramon-sus-tacos-y-las-ideas-limitantes--11673958</link><description><![CDATA[Ramón vende tacos en oficinas. Pero no acepta tarjetas porque es "caro". ¿Cuánto está dejando de ganar? ¿Qué diferencia haría en su negocio o en su vida? Pero, más allá de Ramón, ¿cuáles otras ideas limitantes están limitando tu felicidad, tus ingresos, tu éxito?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11673958</guid><pubDate>Thu, 20 Apr 2017 17:43:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11673958/ram_n_sus_tacos_y_las_ideas_limitantes.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ramón vende tacos en oficinas. Pero no acepta tarjetas porque es "caro". ¿Cuánto está dejando de ganar? ¿Qué diferencia haría en su negocio o en su vida? Pero, más allá de Ramón, ¿cuáles otras ideas limitantes están limitando tu felicidad, tus...</itunes:subtitle><itunes:summary><![CDATA[Ramón vende tacos en oficinas. Pero no acepta tarjetas porque es "caro". ¿Cuánto está dejando de ganar? ¿Qué diferencia haría en su negocio o en su vida? Pero, más allá de Ramón, ¿cuáles otras ideas limitantes están limitando tu felicidad, tus ingresos, tu éxito?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>665</itunes:duration><itunes:keywords>desarollohumano,dinero,finanzaspersonales,motivacion</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Conviene Instalar Paneles Solares?</title><link>https://www.spreaker.com/episode/conviene-instalar-paneles-solares--11625719</link><description><![CDATA[Cada vez son más las empresas que ofrecen paneles solares para su uso doméstico. A mi me dio mucha curiosidad y decidí ver si era buena idea hacer esa inversión. En mi caso, no lo fue. En este episodio te explico las razones, para ayudarte a hacer una compra informada.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11625719</guid><pubDate>Thu, 13 Apr 2017 17:29:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11625719/conviene_instalar_paneles_solares.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cada vez son más las empresas que ofrecen paneles solares para su uso doméstico. A mi me dio mucha curiosidad y decidí ver si era buena idea hacer esa inversión. En mi caso, no lo fue. En este episodio te explico las razones, para ayudarte a hacer una...</itunes:subtitle><itunes:summary><![CDATA[Cada vez son más las empresas que ofrecen paneles solares para su uso doméstico. A mi me dio mucha curiosidad y decidí ver si era buena idea hacer esa inversión. En mi caso, no lo fue. En este episodio te explico las razones, para ayudarte a hacer una compra informada.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>739</itunes:duration><itunes:keywords>dinero,finanzaspersonales,goingsolar,panelessolares</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Síndrome de Rico McPato</title><link>https://www.spreaker.com/episode/el-sindrome-de-rico-mcpato--11546578</link><description><![CDATA[El Síndrome de Rico MacPato: Una "enfermedad" que afecta a miles, especialmente a padres y madres de familia que trabajan tanto que desconocen a sus hijos. <br />¿Cómo detectarla y cómo evitarla? Aquí te ofrezco algunas ideas.<br />(Musica de fondo: Stellar - Mind's Eye & Dr. Rinkel)<br />Musica de Fondo: URL: <a href="http://freemusicarchive.org/music/MindsEye__Dr_Rinkel/Stellar/MindsEye__Dr_Rinkel_-_Stellar-" rel="noopener">http://freemusicarchive.org/music/MindsEye__Dr_Rinkel/Stellar/MindsEye__Dr_Rinkel_-_Stellar-</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11546578</guid><pubDate>Mon, 03 Apr 2017 23:41:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11546578/el_s_ndrome_de_rico_mcpato.mp3" length="10589341" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El Síndrome de Rico MacPato: Una "enfermedad" que afecta a miles, especialmente a padres y madres de familia que trabajan tanto que desconocen a sus hijos. &#13;
¿Cómo detectarla y cómo evitarla? Aquí te ofrezco algunas ideas.&#13;
(Musica de fondo: Stellar -...</itunes:subtitle><itunes:summary><![CDATA[El Síndrome de Rico MacPato: Una "enfermedad" que afecta a miles, especialmente a padres y madres de familia que trabajan tanto que desconocen a sus hijos. <br />¿Cómo detectarla y cómo evitarla? Aquí te ofrezco algunas ideas.<br />(Musica de fondo: Stellar - Mind's Eye & Dr. Rinkel)<br />Musica de Fondo: URL: <a href="http://freemusicarchive.org/music/MindsEye__Dr_Rinkel/Stellar/MindsEye__Dr_Rinkel_-_Stellar-" rel="noopener">http://freemusicarchive.org/music/MindsEye__Dr_Rinkel/Stellar/MindsEye__Dr_Rinkel_-_Stellar-</a><br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>662</itunes:duration><itunes:keywords>dinero,finanzaspersonales,riqueza,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Todos queremos lo mismo</title><link>https://www.spreaker.com/episode/todos-queremos-lo-mismo--11463323</link><description><![CDATA[Todos queremos lo mismo, pero lo expresamos de diferente manera.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11463323</guid><pubDate>Thu, 23 Mar 2017 16:46:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11463323/imported_1490287488.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos queremos lo mismo, pero lo expresamos de diferente manera.</itunes:subtitle><itunes:summary><![CDATA[Todos queremos lo mismo, pero lo expresamos de diferente manera.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>154</itunes:duration><itunes:keywords>dinero,finanzaspersonales,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Modelos Mentales y Su Impacto en tu Vida con Sandra Sánchez, experta en desarrollo humano</title><link>https://www.spreaker.com/episode/modelos-mentales-y-su-impacto-en-tu-vida-con-sandra-sanchez-experta-en-desarrollo-humano--11371607</link><description><![CDATA[Sandra Sánchez es experta en desarrollo humano. Es fundadora de Akame Consultoría (<a href="https://www.facebook.com/akameconsultora/)" rel="noopener">https://www.facebook.com/akameconsultora/)</a>, empresa que se dedica a ayudar a empresas y a personas a ser mejores y crecer. <br />En la entrevista platicamos sobre los modelos mentales, su impacto en la vida, la manera de identificarlos, y el cómo cambiarlos te puede llevar a transformar tu vida. <br />También hablamos del reto que es para muchos emprendedores saltar de la comodidad de un sueldo y prestaciones a la aventura de emprender y qué es lo que define a un emprendedor. <br />Sandra recomienda dos libros a todos los emprendedores: <br />Wisdom from a Young CEO (Doug Barry)<br />La Empresa Consciente (Fredy Kofman)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11371607</guid><pubDate>Sun, 12 Mar 2017 17:50:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11371607/sandra_sanchez.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Sandra Sánchez es experta en desarrollo humano. Es fundadora de Akame Consultoría (https://www.facebook.com/akameconsultora/), empresa que se dedica a ayudar a empresas y a personas a ser mejores y crecer. &#13;
En la entrevista platicamos sobre los...</itunes:subtitle><itunes:summary><![CDATA[Sandra Sánchez es experta en desarrollo humano. Es fundadora de Akame Consultoría (<a href="https://www.facebook.com/akameconsultora/)" rel="noopener">https://www.facebook.com/akameconsultora/)</a>, empresa que se dedica a ayudar a empresas y a personas a ser mejores y crecer. <br />En la entrevista platicamos sobre los modelos mentales, su impacto en la vida, la manera de identificarlos, y el cómo cambiarlos te puede llevar a transformar tu vida. <br />También hablamos del reto que es para muchos emprendedores saltar de la comodidad de un sueldo y prestaciones a la aventura de emprender y qué es lo que define a un emprendedor. <br />Sandra recomienda dos libros a todos los emprendedores: <br />Wisdom from a Young CEO (Doug Barry)<br />La Empresa Consciente (Fredy Kofman)<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2617</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cinco Errores de Inversionistas Novatos en la Bolsa</title><link>https://www.spreaker.com/episode/cinco-errores-de-inversionistas-novatos-en-la-bolsa--11357915</link><description><![CDATA["Todo el mundo" quiere invertir en la Bolsa. Si bien es cierto que puede representar ganancias interesantes en el largo plazo, muchos inversionistas cometen errores de novato que les resultan muy caros. Aquí te comparto algunos de ellos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11357915</guid><pubDate>Fri, 10 Mar 2017 16:27:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11357915/imported_1489163061.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>"Todo el mundo" quiere invertir en la Bolsa. Si bien es cierto que puede representar ganancias interesantes en el largo plazo, muchos inversionistas cometen errores de novato que les resultan muy caros. Aquí te comparto algunos de ellos.</itunes:subtitle><itunes:summary><![CDATA["Todo el mundo" quiere invertir en la Bolsa. Si bien es cierto que puede representar ganancias interesantes en el largo plazo, muchos inversionistas cometen errores de novato que les resultan muy caros. Aquí te comparto algunos de ellos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>171</itunes:duration><itunes:keywords>bolsadevalores,dinero,inversiones</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Es buena idea invertir en Forex?</title><link>https://www.spreaker.com/episode/es-buena-idea-invertir-en-forex--11260323</link><description><![CDATA[Desde hace varios años han surgido (y desaparecido) cientos de esquemas de inversión en todo tipo de instrumentos. Pero hay uno en particular que, gracias al internet, ha proliferado más que otros: las inversiones en Forex. ¿Vale la pena?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/11260323</guid><pubDate>Tue, 28 Feb 2017 20:10:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/11260323/es_buena_idea_invertir_en_forex.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Desde hace varios años han surgido (y desaparecido) cientos de esquemas de inversión en todo tipo de instrumentos. Pero hay uno en particular que, gracias al internet, ha proliferado más que otros: las inversiones en Forex. ¿Vale la pena?</itunes:subtitle><itunes:summary><![CDATA[Desde hace varios años han surgido (y desaparecido) cientos de esquemas de inversión en todo tipo de instrumentos. Pero hay uno en particular que, gracias al internet, ha proliferado más que otros: las inversiones en Forex. ¿Vale la pena?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>153</itunes:duration><itunes:keywords>dinero,finanzaspersonales,forex</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo Dejar de Comprar Impulsivamente</title><link>https://www.spreaker.com/episode/como-dejar-de-comprar-impulsivamente--10999487</link><description><![CDATA[La semana pasada hablé de los elefantes (compras impulsivas). Hoy te explico cómo, con dos pasos, puedes dejar de hacer compras impulsivas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10999487</guid><pubDate>Tue, 21 Feb 2017 18:20:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10999487/c_mo_dejar_de_comprar_impulsivamente.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La semana pasada hablé de los elefantes (compras impulsivas). Hoy te explico cómo, con dos pasos, puedes dejar de hacer compras impulsivas.</itunes:subtitle><itunes:summary><![CDATA[La semana pasada hablé de los elefantes (compras impulsivas). Hoy te explico cómo, con dos pasos, puedes dejar de hacer compras impulsivas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>150</itunes:duration><itunes:keywords>compras,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Elefante y los 10 Dólares</title><link>https://www.spreaker.com/episode/el-elefante-y-los-10-dolares--10788929</link><description><![CDATA[Muchos hemos comprado elefantes sin darnos cuenta, hasta que es demasiado tarde. <br />Unete a mi comunidad privada en Facebook.com/groups/finanzasconscientes, ahí encontrarás material exclusivo y ejercicios para ayudarte a mejorar tus finanzas y usar tu dinero de manera más consciente .<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10788929</guid><pubDate>Tue, 14 Feb 2017 18:59:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10788929/el_elefante_y_los_10_d_lares.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchos hemos comprado elefantes sin darnos cuenta, hasta que es demasiado tarde. &#13;
Unete a mi comunidad privada en Facebook.com/groups/finanzasconscientes, ahí encontrarás material exclusivo y ejercicios para ayudarte a mejorar tus finanzas y usar tu...</itunes:subtitle><itunes:summary><![CDATA[Muchos hemos comprado elefantes sin darnos cuenta, hasta que es demasiado tarde. <br />Unete a mi comunidad privada en Facebook.com/groups/finanzasconscientes, ahí encontrarás material exclusivo y ejercicios para ayudarte a mejorar tus finanzas y usar tu dinero de manera más consciente .<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>107</itunes:duration><itunes:keywords>dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El AntiPresupuesto: ¿La solución para mejorar tus finanzas?</title><link>https://www.spreaker.com/episode/el-antipresupuesto-la-solucion-para-mejorar-tus-finanzas--10706961</link><description><![CDATA[Casi todos los expertos coinciden que es necesario llevar un presupuesto familiar. Coincido con ellos. Excepto con un punto: Hacer un presupuesto toma tiempo. ¿Qué hacer entonces? Yo lo llamo el antipresupuesto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10706961</guid><pubDate>Fri, 10 Feb 2017 23:28:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10706961/el_antipresupuesto.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Casi todos los expertos coinciden que es necesario llevar un presupuesto familiar. Coincido con ellos. Excepto con un punto: Hacer un presupuesto toma tiempo. ¿Qué hacer entonces? Yo lo llamo el antipresupuesto.</itunes:subtitle><itunes:summary><![CDATA[Casi todos los expertos coinciden que es necesario llevar un presupuesto familiar. Coincido con ellos. Excepto con un punto: Hacer un presupuesto toma tiempo. ¿Qué hacer entonces? Yo lo llamo el antipresupuesto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>128</itunes:duration><itunes:keywords>dinero,finanzaspersonales,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La pasión, el autorespeto, la humildad y el reto del emprendedor con José Manuel Borbolla: Genio de la Relaciones Públicas.</title><link>https://www.spreaker.com/episode/la-pasion-el-autorespeto-la-humildad-y-el-reto-del-emprendedor-con-jose-manuel-borbolla-genio-de-la-relaciones-publicas--10564769</link><description><![CDATA[José Manuel Borbolla (@jmborbo en Twitter e Instagram) es Co-Fundador de Fashion Week Mexico, el evento de moda más importante en México y uno de los 5 más importantes del mundo. Tiene más de 15 años de experiencia en el mundo de las Relaciones Públicas en México y se especializa en lanzamientos de marca, comunicación de moda y lujo e influencer marketing.<br /><br />En esta entrevista hablamos de cómo las crisis son en ocasiones una excelente manera de evaluar a un proveedor, sobre la evolución en los últimos diez años de la industria de la moda en México, la importancia de la humildad para los emprendedores, la importancia del autorespeto, cómo mejorar tu imagen personal y cómo la manera en que nos vestimos es una señal de auto-respeto, entre otros temas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10564769</guid><pubDate>Sun, 05 Feb 2017 16:49:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10564769/pepe_borbolla_completo.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>José Manuel Borbolla (@jmborbo en Twitter e Instagram) es Co-Fundador de Fashion Week Mexico, el evento de moda más importante en México y uno de los 5 más importantes del mundo. Tiene más de 15 años de experiencia en el mundo de las Relaciones...</itunes:subtitle><itunes:summary><![CDATA[José Manuel Borbolla (@jmborbo en Twitter e Instagram) es Co-Fundador de Fashion Week Mexico, el evento de moda más importante en México y uno de los 5 más importantes del mundo. Tiene más de 15 años de experiencia en el mundo de las Relaciones Públicas en México y se especializa en lanzamientos de marca, comunicación de moda y lujo e influencer marketing.<br /><br />En esta entrevista hablamos de cómo las crisis son en ocasiones una excelente manera de evaluar a un proveedor, sobre la evolución en los últimos diez años de la industria de la moda en México, la importancia de la humildad para los emprendedores, la importancia del autorespeto, cómo mejorar tu imagen personal y cómo la manera en que nos vestimos es una señal de auto-respeto, entre otros temas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>2485</itunes:duration><itunes:keywords>desarrollopersonal,dineroenespañol,emprendedor,entrevista,relacionespublicas</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Segundo Paso para Mejorar tus Finanzas</title><link>https://www.spreaker.com/episode/el-segundo-paso-para-mejorar-tus-finanzas--10456443</link><description><![CDATA[La semana pasada platicaba el primer paso para mejorar tus finanzas, hoy te comparto el segundo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10456443</guid><pubDate>Wed, 01 Feb 2017 16:37:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10456443/imported_1485967036.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La semana pasada platicaba el primer paso para mejorar tus finanzas, hoy te comparto el segundo.</itunes:subtitle><itunes:summary><![CDATA[La semana pasada platicaba el primer paso para mejorar tus finanzas, hoy te comparto el segundo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>122</itunes:duration><itunes:keywords>dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Primer Paso para Mejorar</title><link>https://www.spreaker.com/episode/el-primer-paso-para-mejorar--10380019</link><description><![CDATA[¿Por dónde empezar si quieres mejorar tus finanzas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10380019</guid><pubDate>Wed, 25 Jan 2017 00:17:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10380019/imported_1485303339.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Por dónde empezar si quieres mejorar tus finanzas?</itunes:subtitle><itunes:summary><![CDATA[¿Por dónde empezar si quieres mejorar tus finanzas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>127</itunes:duration><itunes:keywords>dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿A quién vas a escuchar?</title><link>https://www.spreaker.com/episode/a-quien-vas-a-escuchar--10326725</link><description><![CDATA[Optimistas y Pesimistas. Están en todas partes, especialmente dando pronósticos económicos. ¿Quién tiene razón? ¿Los que dicen que viene una crisis o los que dicen que estamos en una época de oportunidades?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10326725</guid><pubDate>Tue, 17 Jan 2017 15:55:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10326725/imported_1484668355.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Optimistas y Pesimistas. Están en todas partes, especialmente dando pronósticos económicos. ¿Quién tiene razón? ¿Los que dicen que viene una crisis o los que dicen que estamos en una época de oportunidades?</itunes:subtitle><itunes:summary><![CDATA[Optimistas y Pesimistas. Están en todas partes, especialmente dando pronósticos económicos. ¿Quién tiene razón? ¿Los que dicen que viene una crisis o los que dicen que estamos en una época de oportunidades?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>123</itunes:duration><itunes:keywords>2017,dinero,finanzaspersonales,pronósticos</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Una reflexión sobre el precio de la gasolina en México</title><link>https://www.spreaker.com/episode/una-reflexion-sobre-el-precio-de-la-gasolina-en-mexico--10273709</link><description><![CDATA[Una reflexión ante las reacciones sobre el aumento a los precios de la gasolina y el gobierno.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10273709</guid><pubDate>Tue, 10 Jan 2017 04:38:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10273709/imported_1484022931.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Una reflexión ante las reacciones sobre el aumento a los precios de la gasolina y el gobierno.</itunes:subtitle><itunes:summary><![CDATA[Una reflexión ante las reacciones sobre el aumento a los precios de la gasolina y el gobierno.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>166</itunes:duration><itunes:keywords>dinero,finanzaspersonales,gasolina,gobierno,méxico</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Aviso - Cambios en el Podcast para 2017</title><link>https://www.spreaker.com/episode/aviso-cambios-en-el-podcast-para-2017--10211658</link><description><![CDATA[Un aviso de cierre de año.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10211658</guid><pubDate>Fri, 30 Dec 2016 21:30:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10211658/imported_1483133368.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Un aviso de cierre de año.</itunes:subtitle><itunes:summary><![CDATA[Un aviso de cierre de año.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>204</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lecciones de 2016 (Parte 1)</title><link>https://www.spreaker.com/episode/lecciones-de-2016-parte-1--10149008</link><description><![CDATA[2016 ha sido un año con muchas sorpresas. Aquí te comparto 3 de las lecciones que 2016 me dejó (la próxima semana te compartiré la parte 2).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10149008</guid><pubDate>Tue, 20 Dec 2016 19:21:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10149008/finanzas_lecciones_2016.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>2016 ha sido un año con muchas sorpresas. Aquí te comparto 3 de las lecciones que 2016 me dejó (la próxima semana te compartiré la parte 2).</itunes:subtitle><itunes:summary><![CDATA[2016 ha sido un año con muchas sorpresas. Aquí te comparto 3 de las lecciones que 2016 me dejó (la próxima semana te compartiré la parte 2).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>138</itunes:duration><itunes:keywords>2016,dinero,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Apreciación</title><link>https://www.spreaker.com/episode/apreciacion--10099443</link><description><![CDATA[Estamos en las fechas del optimismo y los buenos deseos para el año que está por iniciar. No nos olvidemos de lo que tenemos: Apreciémoslo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10099443</guid><pubDate>Tue, 13 Dec 2016 20:36:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10099443/imported_1481661363.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Estamos en las fechas del optimismo y los buenos deseos para el año que está por iniciar. No nos olvidemos de lo que tenemos: Apreciémoslo.</itunes:subtitle><itunes:summary><![CDATA[Estamos en las fechas del optimismo y los buenos deseos para el año que está por iniciar. No nos olvidemos de lo que tenemos: Apreciémoslo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>112</itunes:duration><itunes:keywords>celebración,findeaño,navidad,optimismo,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¡Muchas Gracias!</title><link>https://www.spreaker.com/episode/muchas-gracias--10053476</link><description><![CDATA[Un agradecimiento porque desde hace varios meses con tu preferencia me has puesto en el Top 10 de Podcasts de Inversiones en México y en el Top 20 en varios países de Latinoamérica. Y una invitación para que escuches mi otro podcast, "Pregúntale a Miguel".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10053476</guid><pubDate>Wed, 07 Dec 2016 01:19:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10053476/imported_1481073419.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Un agradecimiento porque desde hace varios meses con tu preferencia me has puesto en el Top 10 de Podcasts de Inversiones en México y en el Top 20 en varios países de Latinoamérica. Y una invitación para que escuches mi otro podcast, "Pregúntale a...</itunes:subtitle><itunes:summary><![CDATA[Un agradecimiento porque desde hace varios meses con tu preferencia me has puesto en el Top 10 de Podcasts de Inversiones en México y en el Top 20 en varios países de Latinoamérica. Y una invitación para que escuches mi otro podcast, "Pregúntale a Miguel".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>144</itunes:duration><itunes:keywords>gracias!</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sí tienes tiempo</title><link>https://www.spreaker.com/episode/si-tienes-tiempo--10048927</link><description><![CDATA[Todos decimos que no tenemos tiempo. Estamos equivocados. Lo que nos falta es otra cosa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/10048927</guid><pubDate>Tue, 06 Dec 2016 14:37:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/10048927/imported_1481034845.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos decimos que no tenemos tiempo. Estamos equivocados. Lo que nos falta es otra cosa.</itunes:subtitle><itunes:summary><![CDATA[Todos decimos que no tenemos tiempo. Estamos equivocados. Lo que nos falta es otra cosa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>113</itunes:duration><itunes:keywords>prioridades,tiempo,valores,vida</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tirar Dinero a la Basura</title><link>https://www.spreaker.com/episode/tirar-dinero-a-la-basura--9997186</link><description><![CDATA[A nadie le gusta tirar dinero a la basura. Aún así, para casi todos es algo normal y prácticamente inevitable. ¿Cómo evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/9997186</guid><pubDate>Tue, 29 Nov 2016 16:03:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9997186/imported_1480435381.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>A nadie le gusta tirar dinero a la basura. Aún así, para casi todos es algo normal y prácticamente inevitable. ¿Cómo evitarlo?</itunes:subtitle><itunes:summary><![CDATA[A nadie le gusta tirar dinero a la basura. Aún así, para casi todos es algo normal y prácticamente inevitable. ¿Cómo evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>131</itunes:duration><itunes:keywords>basura,dinero,economía,finanzaspersonales</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Celebra sin Irte a la Quiebra</title><link>https://www.spreaker.com/episode/celebra-sin-irte-a-la-quiebra--9940466</link><description><![CDATA[Se acercan las fiestas de fin de año. ¿Qué hacer para no despertar con "cruda financiera" el 2 de enero?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/9940466</guid><pubDate>Tue, 22 Nov 2016 16:16:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9940466/imported_1479771057.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Se acercan las fiestas de fin de año. ¿Qué hacer para no despertar con "cruda financiera" el 2 de enero?</itunes:subtitle><itunes:summary><![CDATA[Se acercan las fiestas de fin de año. ¿Qué hacer para no despertar con "cruda financiera" el 2 de enero?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>131</itunes:duration><itunes:keywords>dinero,fiestas,finanzaspersonales,navidad,thanksgiving</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué quieres de tu vida?</title><link>https://www.spreaker.com/episode/que-quieres-de-tu-vida--9877325</link><description><![CDATA[¿Qué quieres de tu vida? Pregunta profunda, pero necesaria. Mi colaboración del 14 de Nov de 2016 en Noticias MVS El Paso - Juarez con Karla Mariscal.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/9877325</guid><pubDate>Tue, 15 Nov 2016 06:01:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9877325/imported_1479175779.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué quieres de tu vida? Pregunta profunda, pero necesaria. Mi colaboración del 14 de Nov de 2016 en Noticias MVS El Paso - Juarez con Karla Mariscal.</itunes:subtitle><itunes:summary><![CDATA[¿Qué quieres de tu vida? Pregunta profunda, pero necesaria. Mi colaboración del 14 de Nov de 2016 en Noticias MVS El Paso - Juarez con Karla Mariscal.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>157</itunes:duration><itunes:keywords>dinero,exito,finanzaspersonales,motivación,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/85db47cf870b09a630fcc2871dc52285.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Elección de Mañana</title><link>https://www.spreaker.com/episode/la-eleccion-de-manana--9821526</link><description><![CDATA[Mañana culmina una de las elecciones más polémicas en la historia reciente de este país. <br />Los dos candidatos punteros (Clinton y Trump) han presentado ideas y propuestas que podrían, en mayor o menor medida, cambiar el rumbo del país. ¿Tienen el poder para hacerlo? ¿Qué podemos hacer los ciudadanos al respecto?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/9821526</guid><pubDate>Tue, 08 Nov 2016 02:00:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9821526/la_elecci_n_de_ma_ana.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Mañana culmina una de las elecciones más polémicas en la historia reciente de este país. 
Los dos candidatos punteros (Clinton y Trump) han presentado ideas y propuestas que podrían, en mayor o menor medida, cambiar el rumbo del país. ¿Tienen el poder...</itunes:subtitle><itunes:summary><![CDATA[Mañana culmina una de las elecciones más polémicas en la historia reciente de este país. <br />Los dos candidatos punteros (Clinton y Trump) han presentado ideas y propuestas que podrían, en mayor o menor medida, cambiar el rumbo del país. ¿Tienen el poder para hacerlo? ¿Qué podemos hacer los ciudadanos al respecto?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>143</itunes:duration><itunes:keywords>clinton,elecciones2016,finanzaspersonales,presidentialelection2016,trump</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c0e8fe47f19c3bcf735849c3171e7f1b.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Generosidad De Estas Fechas</title><link>https://www.spreaker.com/episode/la-generosidad-de-estas-fechas--9789092</link><description><![CDATA[Cuando hablamos de celebrar el Día de Muertos o Halloween, poco pensamos en la generosidad, cuando es mucho de lo que mueve a estas fechas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/291200645</guid><pubDate>Wed, 02 Nov 2016 20:09:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789092/291200645_miguelggarcia_la_generosidad_de_estas_fechas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cuando hablamos de celebrar el Día de Muertos o Halloween, poco pensamos en la generosidad, cuando es mucho de lo que mueve a estas fechas.</itunes:subtitle><itunes:summary><![CDATA[Cuando hablamos de celebrar el Día de Muertos o Halloween, poco pensamos en la generosidad, cuando es mucho de lo que mueve a estas fechas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>126</itunes:duration><itunes:keywords>diademuertos,finanzas,generosidad,halloween,valores</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/781afdaa906e1c61407faeef662ea8d8.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Invertir Donde Trabajas</title><link>https://www.spreaker.com/episode/invertir-donde-trabajas--9789094</link><description><![CDATA[Si trabajas en una empresa que cotiza en bolsa, posiblemente has recibido acciones, convirtiéndote en dueño (aunque sea de una parte muy pequeña) de tu lugar de trabajo. ¿Qué riesgos existen?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/290066072</guid><pubDate>Wed, 26 Oct 2016 15:28:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789094/290066072_miguelggarcia_invertir_donde_trabajas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si trabajas en una empresa que cotiza en bolsa, posiblemente has recibido acciones, convirtiéndote en dueño (aunque sea de una parte muy pequeña) de tu lugar de trabajo. ¿Qué riesgos existen?</itunes:subtitle><itunes:summary><![CDATA[Si trabajas en una empresa que cotiza en bolsa, posiblemente has recibido acciones, convirtiéndote en dueño (aunque sea de una parte muy pequeña) de tu lugar de trabajo. ¿Qué riesgos existen?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>156</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Aprender A Decir No</title><link>https://www.spreaker.com/episode/aprender-a-decir-no--9789095</link><description><![CDATA[Muchos aprendimos que decir "Sí" es de niños buenos y "No" es de niños malos. Esto puede traer muchos problemas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/286336376</guid><pubDate>Mon, 03 Oct 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789095/286336376_miguelggarcia_aprender_a_decir_no.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchos aprendimos que decir "Sí" es de niños buenos y "No" es de niños malos. Esto puede traer muchos problemas.</itunes:subtitle><itunes:summary><![CDATA[Muchos aprendimos que decir "Sí" es de niños buenos y "No" es de niños malos. Esto puede traer muchos problemas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>137</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Es Un Buen Momento Para Invertir?</title><link>https://www.spreaker.com/episode/es-un-buen-momento-para-invertir--9789093</link><description><![CDATA[Con todo lo que está pasando en el mundo, ¿es un buen momento para invertir?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/285005280</guid><pubDate>Tue, 27 Sep 2016 21:09:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789093/285005280_miguelggarcia_es_un_buen_momento_para_invertir.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Con todo lo que está pasando en el mundo, ¿es un buen momento para invertir?</itunes:subtitle><itunes:summary><![CDATA[Con todo lo que está pasando en el mundo, ¿es un buen momento para invertir?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>123</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/0116bd58a39a5a2c6c957389763f69e9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ahorrar Centavos Y Olvidarse De Los Pesos</title><link>https://www.spreaker.com/episode/ahorrar-centavos-y-olvidarse-de-los-pesos--9789099</link><description><![CDATA[¿A quién no le gusta ahorrar? El problema es que, a veces, ahorramos en cosas que no valen la pena y gastamos de más en aquellas que tendrán un impacto tremendo, incluso por décadas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/283835412</guid><pubDate>Tue, 20 Sep 2016 20:31:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789099/283835412_miguelggarcia_ahorrar_centavos_y_olvidarse_de_los_pesos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿A quién no le gusta ahorrar? El problema es que, a veces, ahorramos en cosas que no valen la pena y gastamos de más en aquellas que tendrán un impacto tremendo, incluso por décadas.</itunes:subtitle><itunes:summary><![CDATA[¿A quién no le gusta ahorrar? El problema es que, a veces, ahorramos en cosas que no valen la pena y gastamos de más en aquellas que tendrán un impacto tremendo, incluso por décadas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>155</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/45029e9f7096f31d4a2124f7ca4ed590.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Dólar y la Frontera</title><link>https://www.spreaker.com/episode/el-dolar-y-la-frontera--9789096</link><description><![CDATA[Comparto un breve segmento sobre la situación del dólar y la frontera que grabé para el programa "La Cazuela" de Laura Meyer en EXA FM El Paso. <br />Gracias a Víctor Luévano, como siempre, por la edición.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/284004224</guid><pubDate>Tue, 20 Sep 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789096/284004224_miguelggarcia_el_dolar_y_la_frontera.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Comparto un breve segmento sobre la situación del dólar y la frontera que grabé para el programa "La Cazuela" de Laura Meyer en EXA FM El Paso. 
Gracias a Víctor Luévano, como siempre, por la edición.</itunes:subtitle><itunes:summary><![CDATA[Comparto un breve segmento sobre la situación del dólar y la frontera que grabé para el programa "La Cazuela" de Laura Meyer en EXA FM El Paso. <br />Gracias a Víctor Luévano, como siempre, por la edición.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>84</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Costo De Los Hijos</title><link>https://www.spreaker.com/episode/el-costo-de-los-hijos--9789104</link><description><![CDATA[¿Cuánto cuesta tener hijos?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/282727075</guid><pubDate>Tue, 13 Sep 2016 15:38:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789104/282727075_miguelggarcia_el_costo_de_los_hijos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuánto cuesta tener hijos?</itunes:subtitle><itunes:summary><![CDATA[¿Cuánto cuesta tener hijos?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>118</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9f954c71fe860f8c936804a75aa85867.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Congruencia</title><link>https://www.spreaker.com/episode/congruencia--9789098</link><description><![CDATA[Decimos que nos importa la salud, y siempre comemos mal. <br />Decimos que queremos mejorar las finanzas y no sabemos gastar. <br />¿Cómo ser más congruentes?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/282146583</guid><pubDate>Mon, 05 Sep 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789098/282146583_miguelggarcia_congruencia.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Decimos que nos importa la salud, y siempre comemos mal. 
Decimos que queremos mejorar las finanzas y no sabemos gastar. 
¿Cómo ser más congruentes?</itunes:subtitle><itunes:summary><![CDATA[Decimos que nos importa la salud, y siempre comemos mal. <br />Decimos que queremos mejorar las finanzas y no sabemos gastar. <br />¿Cómo ser más congruentes?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>133</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/521e0d60a3199678a186c0410b10a8e0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Uno Porciento</title><link>https://www.spreaker.com/episode/uno-porciento--9789100</link><description><![CDATA[La gran mayoría de las empresas cierra menos de 10 años después de abrir. ¿Cómo evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/281101205</guid><pubDate>Tue, 30 Aug 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789100/281101205_miguelggarcia_uno_porciento.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La gran mayoría de las empresas cierra menos de 10 años después de abrir. ¿Cómo evitarlo?</itunes:subtitle><itunes:summary><![CDATA[La gran mayoría de las empresas cierra menos de 10 años después de abrir. ¿Cómo evitarlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>134</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/539cb7426c9fe0c2140980cc8112ffa4.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Es El Oro Buena Inversión?</title><link>https://www.spreaker.com/episode/es-el-oro-buena-inversion--9789101</link><description><![CDATA[Recientemente han surgido varias voces que afirman que el oro es buena inversión. ¿Tienen razón?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/279740431</guid><pubDate>Wed, 24 Aug 2016 21:11:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789101/279740431_miguelggarcia_es_el_oro_buena_inversion.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Recientemente han surgido varias voces que afirman que el oro es buena inversión. ¿Tienen razón?</itunes:subtitle><itunes:summary><![CDATA[Recientemente han surgido varias voces que afirman que el oro es buena inversión. ¿Tienen razón?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>159</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7c8fc07b399fc721543a99bec5028096.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Los Centavos Hacen Los Pesos</title><link>https://www.spreaker.com/episode/los-centavos-hacen-los-pesos--9789103</link><description><![CDATA[Una de las frases favoritas de mi abuelo que no solamente aplica en términos de dinero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/278882033</guid><pubDate>Thu, 18 Aug 2016 23:20:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789103/278882033_miguelggarcia_los_centavos_hacen_los_pesos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Una de las frases favoritas de mi abuelo que no solamente aplica en términos de dinero</itunes:subtitle><itunes:summary><![CDATA[Una de las frases favoritas de mi abuelo que no solamente aplica en términos de dinero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>146</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f712723eb888f90ba904c0c4344aff2d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Mala Idea</title><link>https://www.spreaker.com/episode/una-mala-idea--9789105</link><description><![CDATA[Todos los días la publicidad nos invade. De vez en cuando hay anuncios que vale la pena ignorar completamente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/278031180</guid><pubDate>Mon, 01 Aug 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789105/278031180_miguelggarcia_una_mala_idea.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos los días la publicidad nos invade. De vez en cuando hay anuncios que vale la pena ignorar completamente.</itunes:subtitle><itunes:summary><![CDATA[Todos los días la publicidad nos invade. De vez en cuando hay anuncios que vale la pena ignorar completamente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>149</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Antes De Adquirir Una Mascota</title><link>https://www.spreaker.com/episode/antes-de-adquirir-una-mascota--9789106</link><description><![CDATA[Tener una mascota otorga muchos beneficios, pero también muchos costos. Considéralos antes de que llegue a tu casa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/275643685</guid><pubDate>Wed, 27 Jul 2016 18:23:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789106/275643685_miguelggarcia_antes_de_adquirir_una_mascota.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Tener una mascota otorga muchos beneficios, pero también muchos costos. Considéralos antes de que llegue a tu casa.</itunes:subtitle><itunes:summary><![CDATA[Tener una mascota otorga muchos beneficios, pero también muchos costos. Considéralos antes de que llegue a tu casa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>158</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/fb509bf3648a5d41fb86353ffee95ab2.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Pokemon Go</title><link>https://www.spreaker.com/episode/pokemon-go--9789108</link><description><![CDATA[Tres lecciones de Pokémon Go que puedes aplicar en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/274601557</guid><pubDate>Wed, 20 Jul 2016 21:29:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789108/274601557_miguelggarcia_pokemon_go.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Tres lecciones de Pokémon Go que puedes aplicar en tu vida.</itunes:subtitle><itunes:summary><![CDATA[Tres lecciones de Pokémon Go que puedes aplicar en tu vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>188</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7d8180f990d23a9403b6de99491b333d.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Posponer</title><link>https://www.spreaker.com/episode/posponer--9789107</link><description><![CDATA[¿Cuántas cosas has dejado para "algún día"? ¿Cuántos sueños, cuántos viajes, cuánto? Y es que la naturaleza humana nos invita a posponer...<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/273829370</guid><pubDate>Tue, 12 Jul 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789107/273829370_miguelggarcia_posponer.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cuántas cosas has dejado para "algún día"? ¿Cuántos sueños, cuántos viajes, cuánto? Y es que la naturaleza humana nos invita a posponer...</itunes:subtitle><itunes:summary><![CDATA[¿Cuántas cosas has dejado para "algún día"? ¿Cuántos sueños, cuántos viajes, cuánto? Y es que la naturaleza humana nos invita a posponer...<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>137</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6bcf20a518b226b442d15d304d861307.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Recuerdos</title><link>https://www.spreaker.com/episode/recuerdos--9789109</link><description><![CDATA[En veinte años no recordarás el auto nuevo, el celular o la bolsa que traías.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/271579883</guid><pubDate>Thu, 30 Jun 2016 16:35:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789109/271579883_miguelggarcia_recuerdos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En veinte años no recordarás el auto nuevo, el celular o la bolsa que traías.</itunes:subtitle><itunes:summary><![CDATA[En veinte años no recordarás el auto nuevo, el celular o la bolsa que traías.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>144</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/742d27ea19a29bca18ad6d5c305238ae.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lecciones del Refrigerador de $6,000 dólares</title><link>https://www.spreaker.com/episode/lecciones-del-refrigerador-de-6-000-dolares--9789111</link><description><![CDATA[El refrigerador de seis mil dólares nos puede enseñar algunas cosas sobre finanzas personales.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/268168236</guid><pubDate>Wed, 08 Jun 2016 18:00:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789111/268168236_miguelggarcia_refrigerador_seis_mil_dolares.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El refrigerador de seis mil dólares nos puede enseñar algunas cosas sobre finanzas personales.</itunes:subtitle><itunes:summary><![CDATA[El refrigerador de seis mil dólares nos puede enseñar algunas cosas sobre finanzas personales.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>168</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Así Estoy Bien</title><link>https://www.spreaker.com/episode/asi-estoy-bien--9789110</link><description><![CDATA["Así estoy bien" es, posiblemente, una de las frases que más daño han hecho a la humanidad. ¿Cuántos sueños, ideas y demás se quedaron en eso por el "así estoy bien"?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/269071433</guid><pubDate>Mon, 06 Jun 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789110/269071433_miguelggarcia_asi_estoy_bien.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>"Así estoy bien" es, posiblemente, una de las frases que más daño han hecho a la humanidad. ¿Cuántos sueños, ideas y demás se quedaron en eso por el "así estoy bien"?</itunes:subtitle><itunes:summary><![CDATA["Así estoy bien" es, posiblemente, una de las frases que más daño han hecho a la humanidad. ¿Cuántos sueños, ideas y demás se quedaron en eso por el "así estoy bien"?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>149</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Flor De Los Engaños</title><link>https://www.spreaker.com/episode/la-flor-de-los-enganos--9789112</link><description><![CDATA[La flor de la abundancia se vende como una solución a los problemas financieros. Es un engaño.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/266108636</guid><pubDate>Thu, 26 May 2016 23:33:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789112/266108636_miguelggarcia_la_flor_de_los_enganos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La flor de la abundancia se vende como una solución a los problemas financieros. Es un engaño.</itunes:subtitle><itunes:summary><![CDATA[La flor de la abundancia se vende como una solución a los problemas financieros. Es un engaño.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>184</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e7e4796375967afa68fadc7a92464dfb.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Comodidad E Incertidumbre</title><link>https://www.spreaker.com/episode/comodidad-e-incertidumbre--9789113</link><description><![CDATA[Está de moda "seguir tu pasión" y llevar una vida "no convencional". No es para todos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/263957214</guid><pubDate>Tue, 10 May 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789113/263957214_miguelggarcia_comodidad_e_incertidumbre.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Está de moda "seguir tu pasión" y llevar una vida "no convencional". No es para todos.</itunes:subtitle><itunes:summary><![CDATA[Está de moda "seguir tu pasión" y llevar una vida "no convencional". No es para todos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>153</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cuestión De Prioridades</title><link>https://www.spreaker.com/episode/cuestion-de-prioridades--9789114</link><description><![CDATA[Muéstrame un sueño que no has cumplido y te demostraré el deseo que tienes de llevarlo a cabo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/263440646</guid><pubDate>Mon, 02 May 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789114/263440646_miguelggarcia_cuestion_de_prioridades.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muéstrame un sueño que no has cumplido y te demostraré el deseo que tienes de llevarlo a cabo.</itunes:subtitle><itunes:summary><![CDATA[Muéstrame un sueño que no has cumplido y te demostraré el deseo que tienes de llevarlo a cabo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>161</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/aebc5595931f50432da1cc8657678e56.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Hacemos Lo Que Podemos</title><link>https://www.spreaker.com/episode/hacemos-lo-que-podemos--9789115</link><description><![CDATA[Hacemos Lo Que Podemos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/262154028</guid><pubDate>Mon, 25 Apr 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789115/262154028_miguelggarcia_hacemos_lo_que_podemos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Hacemos Lo Que Podemos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Hacemos Lo Que Podemos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>208</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Medio Segundo Que Hace La Diferencia</title><link>https://www.spreaker.com/episode/el-medio-segundo-que-hace-la-diferencia--9789116</link><description><![CDATA[Detenernos por medio segundo antes de tomar cualquier decisión puede, incluso, cambiar el rumbo de nuestras vidas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/259083821</guid><pubDate>Sun, 10 Apr 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789116/259083821_miguelggarcia_medio_segundo.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Detenernos por medio segundo antes de tomar cualquier decisión puede, incluso, cambiar el rumbo de nuestras vidas.</itunes:subtitle><itunes:summary><![CDATA[Detenernos por medio segundo antes de tomar cualquier decisión puede, incluso, cambiar el rumbo de nuestras vidas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>162</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/179b44d3226bfe7cdb01b261fd0c3b9e.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Lecciones De Dinero (Carta A Mi Hija)</title><link>https://www.spreaker.com/episode/lecciones-de-dinero-carta-a-mi-hija--9789117</link><description><![CDATA[Lecciones De Dinero (Carta A Mi Hija) by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/256763250</guid><pubDate>Mon, 28 Mar 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789117/256763250_miguelggarcia_lecciones_de_dinero_carta_a_mi_hija.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Lecciones De Dinero (Carta A Mi Hija) by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Lecciones De Dinero (Carta A Mi Hija) by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>164</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Limpieza De Primavera</title><link>https://www.spreaker.com/episode/limpieza-de-primavera--9789118</link><description><![CDATA[La limpieza de primavera es una tradición milenaria que te puede ayudar a limpiar tus finanzas (y ganar algo de dinero).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/254997381</guid><pubDate>Tue, 22 Mar 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789118/254997381_miguelggarcia_limpieza_de_primavera.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La limpieza de primavera es una tradición milenaria que te puede ayudar a limpiar tus finanzas (y ganar algo de dinero).</itunes:subtitle><itunes:summary><![CDATA[La limpieza de primavera es una tradición milenaria que te puede ayudar a limpiar tus finanzas (y ganar algo de dinero).<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>141</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dcbf3c3cb87103cd51546aaff199bc38.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La Tentación De Lo Nuevo</title><link>https://www.spreaker.com/episode/la-tentacion-de-lo-nuevo--9789119</link><description><![CDATA[La Tentación De Lo Nuevo by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/252236573</guid><pubDate>Mon, 14 Mar 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789119/252236573_miguelggarcia_la_tentacion_de_lo_nuevo.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La Tentación De Lo Nuevo by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[La Tentación De Lo Nuevo by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>166</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/fd2905fc965bf06dce63697ba4915b1c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Obstáculo Que Te Impide Ganar Más</title><link>https://www.spreaker.com/episode/el-obstaculo-que-te-impide-ganar-mas--9789124</link><description><![CDATA[Ganas más es más fácil que antes. ¿Cuál es el mayor obstáculo que nos impide hacerlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/251052906</guid><pubDate>Mon, 07 Mar 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789124/251052906_miguelggarcia_el_obstaculo_que_te_impide_ganar_mas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ganas más es más fácil que antes. ¿Cuál es el mayor obstáculo que nos impide hacerlo?</itunes:subtitle><itunes:summary><![CDATA[Ganas más es más fácil que antes. ¿Cuál es el mayor obstáculo que nos impide hacerlo?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>165</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Gastar Menos No Es Suficiente</title><link>https://www.spreaker.com/episode/gastar-menos-no-es-suficiente--9789128</link><description><![CDATA[Muchos expertos afirman que la prosperidad se alcanza gastando menos. Eso no es suficiente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/249676887</guid><pubDate>Sun, 28 Feb 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789128/20160229_gastar_menos_no_es_suficiente.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchos expertos afirman que la prosperidad se alcanza gastando menos. Eso no es suficiente.</itunes:subtitle><itunes:summary><![CDATA[Muchos expertos afirman que la prosperidad se alcanza gastando menos. Eso no es suficiente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>180</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Gato Por Liebre</title><link>https://www.spreaker.com/episode/gato-por-liebre--9789120</link><description><![CDATA[¿Cómo evitar caer en la trampa de malos vendedores? La respuesta es sencilla, pero no siempre simple.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/248893291</guid><pubDate>Mon, 22 Feb 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789120/248893291_miguelggarcia_gato_por_liebre.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cómo evitar caer en la trampa de malos vendedores? La respuesta es sencilla, pero no siempre simple.</itunes:subtitle><itunes:summary><![CDATA[¿Cómo evitar caer en la trampa de malos vendedores? La respuesta es sencilla, pero no siempre simple.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>189</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c4e1b3e854d7c37928ef049f6e1bf9cf.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Amor y Dinero</title><link>https://www.spreaker.com/episode/amor-y-dinero--9789121</link><description><![CDATA[El amor y el dinero suelen ir de la mano. Pero no como te imaginas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/247394224</guid><pubDate>Tue, 16 Feb 2016 20:05:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789121/247394224_miguelggarcia_amor_y_dinero.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El amor y el dinero suelen ir de la mano. Pero no como te imaginas.</itunes:subtitle><itunes:summary><![CDATA[El amor y el dinero suelen ir de la mano. Pero no como te imaginas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>176</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1487367618924ca7d5bd746a8e79cc07.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Y Los Abuelos?</title><link>https://www.spreaker.com/episode/y-los-abuelos--9789129</link><description><![CDATA[Tristemente, en muchos casos, los abuelos se han convertido en un "impuesto" a la clase media. ¿Cómo hacer frente a esta realidad?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/246579325</guid><pubDate>Mon, 08 Feb 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789129/246579325_miguelggarcia_y_los_abuelos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Tristemente, en muchos casos, los abuelos se han convertido en un "impuesto" a la clase media. ¿Cómo hacer frente a esta realidad?</itunes:subtitle><itunes:summary><![CDATA[Tristemente, en muchos casos, los abuelos se han convertido en un "impuesto" a la clase media. ¿Cómo hacer frente a esta realidad?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>186</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>FINANZAS TURBULENCIA ECONOMICA</title><link>https://www.spreaker.com/episode/finanzas-turbulencia-economica--9789122</link><description><![CDATA[Petróleo, tipo de cambio, crisis... ¿Cómo prepararnos para los tiempos difíciles?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/244270904</guid><pubDate>Mon, 25 Jan 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789122/244270904_miguelggarcia_finanzas_turbulencia_economica.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Petróleo, tipo de cambio, crisis... ¿Cómo prepararnos para los tiempos difíciles?</itunes:subtitle><itunes:summary><![CDATA[Petróleo, tipo de cambio, crisis... ¿Cómo prepararnos para los tiempos difíciles?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>172</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e2c23d932634f9b6e665634f65e891a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué hacer si ganas la lotería?</title><link>https://www.spreaker.com/episode/que-hacer-si-ganas-la-loteria--9789125</link><description><![CDATA[Todos soñamos con ganar la lotería. ¿Qué hacer si resultas ganador? Aquí te ofrezco algunos tips, que también te pueden servir si tu boleto no resulta ganador.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/241619762</guid><pubDate>Mon, 11 Jan 2016 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789125/241619762_miguelggarcia_que_hacer_si_ganas_la_loteria.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Todos soñamos con ganar la lotería. ¿Qué hacer si resultas ganador? Aquí te ofrezco algunos tips, que también te pueden servir si tu boleto no resulta ganador.</itunes:subtitle><itunes:summary><![CDATA[Todos soñamos con ganar la lotería. ¿Qué hacer si resultas ganador? Aquí te ofrezco algunos tips, que también te pueden servir si tu boleto no resulta ganador.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>177</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Qué Revisar De Tus Finanzas Para Cerrar Bien El Año</title><link>https://www.spreaker.com/episode/que-revisar-de-tus-finanzas-para-cerrar-bien-el-ano--9789123</link><description><![CDATA[El cierre de año es una excelente oportunidad para revisar tus finanzas. En el post de la semana comparto algunas a las que hay que poner especial atención.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/238021264</guid><pubDate>Mon, 14 Dec 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789123/238021264_miguelggarcia_revisar_finanzas_fin_anio.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El cierre de año es una excelente oportunidad para revisar tus finanzas. En el post de la semana comparto algunas a las que hay que poner especial atención.</itunes:subtitle><itunes:summary><![CDATA[El cierre de año es una excelente oportunidad para revisar tus finanzas. En el post de la semana comparto algunas a las que hay que poner especial atención.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>175</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cómo (Ahora Sí) Cumplir los Propósitos de Año Nuevo</title><link>https://www.spreaker.com/episode/como-ahora-si-cumplir-los-propositos-de-ano-nuevo--9789126</link><description><![CDATA[7 Estrategias para que, ahora sí, cumplas tus propósitos de Año Nuevo<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/236996214</guid><pubDate>Mon, 07 Dec 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789126/236996214_miguelggarcia_propositos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>7 Estrategias para que, ahora sí, cumplas tus propósitos de Año Nuevo</itunes:subtitle><itunes:summary><![CDATA[7 Estrategias para que, ahora sí, cumplas tus propósitos de Año Nuevo<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>167</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Cerrando el Ciclo Anual</title><link>https://www.spreaker.com/episode/cerrando-el-ciclo-anual--9789138</link><description><![CDATA[Cerrando el Ciclo Anual by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/235756682</guid><pubDate>Mon, 30 Nov 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789138/235756682_miguelggarcia_cerrando_el_ciclo_anual.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Cerrando el Ciclo Anual by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Cerrando el Ciclo Anual by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>154</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Prestar Dinero a la Familia</title><link>https://www.spreaker.com/episode/prestar-dinero-a-la-familia--9789130</link><description><![CDATA[¿Es un favor o una obligación prestarle dinero a la familia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/234553873</guid><pubDate>Mon, 23 Nov 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789130/234553873_miguelggarcia_prestar_dinero_a_la_familia.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Es un favor o una obligación prestarle dinero a la familia?</itunes:subtitle><itunes:summary><![CDATA[¿Es un favor o una obligación prestarle dinero a la familia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>150</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/1fc144e0510e69487cf811c1511be344.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Disfraces, Difuntos, Navidad y Demás</title><link>https://www.spreaker.com/episode/disfraces-difuntos-navidad-y-demas--9789133</link><description><![CDATA[Podría decirse que con las celebraciones de Día de Muertos/Halloween empieza el maratón de fiestas de cierre de año.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/232673350</guid><pubDate>Mon, 02 Nov 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789133/232673350_miguelggarcia_disfraces_difuntos_navidad_y_demas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Podría decirse que con las celebraciones de Día de Muertos/Halloween empieza el maratón de fiestas de cierre de año.</itunes:subtitle><itunes:summary><![CDATA[Podría decirse que con las celebraciones de Día de Muertos/Halloween empieza el maratón de fiestas de cierre de año.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>138</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5cd220cc500f9a8a18d1e990aadde68f.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Hijos y Dinero</title><link>https://www.spreaker.com/episode/hijos-y-dinero--9789135</link><description><![CDATA[¿Te has puesto a pensar la manera en que influyes a tus hijos a través de tus palabras?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/230966235</guid><pubDate>Mon, 26 Oct 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789135/230966235_miguelggarcia_hijos_y_dinero.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Te has puesto a pensar la manera en que influyes a tus hijos a través de tus palabras?</itunes:subtitle><itunes:summary><![CDATA[¿Te has puesto a pensar la manera en que influyes a tus hijos a través de tus palabras?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>164</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Riesgos E Inversiones</title><link>https://www.spreaker.com/episode/riesgos-e-inversiones--9789132</link><description><![CDATA[Riesgos E Inversiones by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/229287528</guid><pubDate>Mon, 19 Oct 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789132/229287528_miguelggarcia_riesgos_e_inversiones.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Riesgos E Inversiones by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Riesgos E Inversiones by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>153</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ae54247bac01bb1d283842241d352c4f.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Puntos a Considerar Antes de Comprar tu Primer Casa</title><link>https://www.spreaker.com/episode/puntos-a-considerar-antes-de-comprar-tu-primer-casa--9789131</link><description><![CDATA[Algunos puntos básicos que necesitas recordar antes de comprar tu primera casa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/228379230</guid><pubDate>Mon, 12 Oct 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789131/228379230_miguelggarcia_puntos_a_considerar_antes_de_comprar_tu_primer_casa.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Algunos puntos básicos que necesitas recordar antes de comprar tu primera casa.</itunes:subtitle><itunes:summary><![CDATA[Algunos puntos básicos que necesitas recordar antes de comprar tu primera casa.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>156</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Octubre 5 2015 - Caro o Barato</title><link>https://www.spreaker.com/episode/octubre-5-2015-caro-o-barato--9789134</link><description><![CDATA[Algo le puede parecer carísimo a una persona y muy barato a otra. ¿Por qué?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/227210039</guid><pubDate>Sun, 04 Oct 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789134/227210039_miguelggarcia_octubre_5_2015_caro_o_barato.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Algo le puede parecer carísimo a una persona y muy barato a otra. ¿Por qué?</itunes:subtitle><itunes:summary><![CDATA[Algo le puede parecer carísimo a una persona y muy barato a otra. ¿Por qué?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>130</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Encontrando Dinero</title><link>https://www.spreaker.com/episode/encontrando-dinero--9789137</link><description><![CDATA[¿Cómo te sientes cuando encuentras dinero en tu clóset? ¿Cómo te sentirías si encontraras mucho más, cada mes?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/226466161</guid><pubDate>Tue, 29 Sep 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789137/226466161_miguelggarcia_encontrando_dinero.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cómo te sientes cuando encuentras dinero en tu clóset? ¿Cómo te sentirías si encontraras mucho más, cada mes?</itunes:subtitle><itunes:summary><![CDATA[¿Cómo te sientes cuando encuentras dinero en tu clóset? ¿Cómo te sentirías si encontraras mucho más, cada mes?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>194</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/77f0ec7fcb398d57c5f16ca79df8926f.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Poder de los Hábitos</title><link>https://www.spreaker.com/episode/el-poder-de-los-habitos--9789143</link><description><![CDATA[Los hábitos correctos pueden llevarte a una vida próspera, incluso sin darte cuenta.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/225056952</guid><pubDate>Mon, 21 Sep 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789143/225056952_miguelggarcia_el_poder_de_los_habitos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los hábitos correctos pueden llevarte a una vida próspera, incluso sin darte cuenta.</itunes:subtitle><itunes:summary><![CDATA[Los hábitos correctos pueden llevarte a una vida próspera, incluso sin darte cuenta.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>171</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Apreciación y Ambición</title><link>https://www.spreaker.com/episode/apreciacion-y-ambicion--9789136</link><description><![CDATA[Para vivir de manera próspera necesitas apreciar lo que tienes y también necesitas tener el deseo de lograr más, es decir, ambición.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/224323325</guid><pubDate>Mon, 14 Sep 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789136/224323325_miguelggarcia_apreciacion_y_ambicion.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Para vivir de manera próspera necesitas apreciar lo que tienes y también necesitas tener el deseo de lograr más, es decir, ambición.</itunes:subtitle><itunes:summary><![CDATA[Para vivir de manera próspera necesitas apreciar lo que tienes y también necesitas tener el deseo de lograr más, es decir, ambición.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>96</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué pasa con el dólar?</title><link>https://www.spreaker.com/episode/que-pasa-con-el-dolar--9789142</link><description><![CDATA[La cotización del peso respecto al dólar está en niveles nunca vistos. ¿Por qué?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/221772437</guid><pubDate>Mon, 31 Aug 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789142/221772437_miguelggarcia_que_pasa_con_el_dolar.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La cotización del peso respecto al dólar está en niveles nunca vistos. ¿Por qué?</itunes:subtitle><itunes:summary><![CDATA[La cotización del peso respecto al dólar está en niveles nunca vistos. ¿Por qué?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>187</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5f83d9681352d1586ca6ac7a1f349c42.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>¿Qué pasa en las Bolsas? ¿Qué hacer?</title><link>https://www.spreaker.com/episode/que-pasa-en-las-bolsas-que-hacer--9789139</link><description><![CDATA[¿Qué ha pasado estos días con las Bolsas? ¿Qué hacer si eres un inversionista?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/220736793</guid><pubDate>Mon, 24 Aug 2015 23:43:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789139/220736793_miguelggarcia_que_pasa_bolsa.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué ha pasado estos días con las Bolsas? ¿Qué hacer si eres un inversionista?</itunes:subtitle><itunes:summary><![CDATA[¿Qué ha pasado estos días con las Bolsas? ¿Qué hacer si eres un inversionista?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>133</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/52d4ffe179cdea15154b7aa48bce2401.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Automóviles Para Todos</title><link>https://www.spreaker.com/episode/automoviles-para-todos--9789141</link><description><![CDATA[¿Qué hay detrás de vender autos a personas con mal crédito o sin historial crediticio alguno? Un gran negocio, promovido por algunas de las instituciones bancarias más grandes del mundo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/219968512</guid><pubDate>Wed, 19 Aug 2015 17:30:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789141/219968512_miguelggarcia_automoviles_para_todos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué hay detrás de vender autos a personas con mal crédito o sin historial crediticio alguno? Un gran negocio, promovido por algunas de las instituciones bancarias más grandes del mundo.</itunes:subtitle><itunes:summary><![CDATA[¿Qué hay detrás de vender autos a personas con mal crédito o sin historial crediticio alguno? Un gran negocio, promovido por algunas de las instituciones bancarias más grandes del mundo.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>157</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/93bbaa65d2dd315c69da585cefb5b3e5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Una Hora a la Semana</title><link>https://www.spreaker.com/episode/una-hora-a-la-semana--9789140</link><description><![CDATA[¿Cómo sería tu vida si dedicaras una hora a la semana a ser mejor?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/218790794</guid><pubDate>Tue, 11 Aug 2015 18:46:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789140/218790794_miguelggarcia_una_hora_a_la_semana.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cómo sería tu vida si dedicaras una hora a la semana a ser mejor?</itunes:subtitle><itunes:summary><![CDATA[¿Cómo sería tu vida si dedicaras una hora a la semana a ser mejor?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>174</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/68fae4a58d95494db1d1a55d45406022.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 27 2015 - ¿Por Qué?</title><link>https://www.spreaker.com/episode/julio-27-2015-por-que--9789147</link><description><![CDATA[El preguntar "¿por qué?" puede cambiar tu vida de muchas formas. ¿Qué tan seguido lo haces?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/216732323</guid><pubDate>Sun, 26 Jul 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789147/216732323_miguelggarcia_julio_28_2015_por_que.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El preguntar "¿por qué?" puede cambiar tu vida de muchas formas. ¿Qué tan seguido lo haces?</itunes:subtitle><itunes:summary><![CDATA[El preguntar "¿por qué?" puede cambiar tu vida de muchas formas. ¿Qué tan seguido lo haces?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>158</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/0975b59060461729ed7cfc474a78e446.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>20170720 Ideas Fundamentales</title><link>https://www.spreaker.com/episode/20170720-ideas-fundamentales--9789145</link><description><![CDATA[Las Ideas Fundamentales son los lentes a través de los que vemos el mundo. ¿Conoces las tuyas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/215881073</guid><pubDate>Mon, 20 Jul 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789145/215881073_miguelggarcia_20170720_ideas_fundamentales.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Las Ideas Fundamentales son los lentes a través de los que vemos el mundo. ¿Conoces las tuyas?</itunes:subtitle><itunes:summary><![CDATA[Las Ideas Fundamentales son los lentes a través de los que vemos el mundo. ¿Conoces las tuyas?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>141</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/34b5f8f37d4b041d3e128a55e0fe8ab7.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Unico Recurso No Renovable</title><link>https://www.spreaker.com/episode/el-unico-recurso-no-renovable--9789144</link><description><![CDATA[Colaboración del 13 de Julio en MVS Noticias. Sugerencias para aprovechar el tiempo y vivir conscientemente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/214744190</guid><pubDate>Tue, 14 Jul 2015 22:05:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789144/214744190_miguelggarcia_el_unico_recurso_no_renovable.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Colaboración del 13 de Julio en MVS Noticias. Sugerencias para aprovechar el tiempo y vivir conscientemente.</itunes:subtitle><itunes:summary><![CDATA[Colaboración del 13 de Julio en MVS Noticias. Sugerencias para aprovechar el tiempo y vivir conscientemente.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>155</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/aa8290e4f366c590578b8842c2a06866.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>20150706 Entrevista Laura Meyer - Grecia</title><link>https://www.spreaker.com/episode/20150706-entrevista-laura-meyer-grecia--9789156</link><description><![CDATA[Platiqué con Laura Meyer en el estudio de Exa El Paso sobre la situación de Grecia: Cómo llegaron ahí, qué significa para nuestras finanzas personales y, sobre todo, qué podemos aprender de la situación de ese país para aplicarlo en nuestra vida diaria.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/213548896</guid><pubDate>Mon, 06 Jul 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789156/213548896_miguelggarcia_20150706_entrevista_laura_meyer_grecia.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Platiqué con Laura Meyer en el estudio de Exa El Paso sobre la situación de Grecia: Cómo llegaron ahí, qué significa para nuestras finanzas personales y, sobre todo, qué podemos aprender de la situación de ese país para aplicarlo en nuestra vida diaria.</itunes:subtitle><itunes:summary><![CDATA[Platiqué con Laura Meyer en el estudio de Exa El Paso sobre la situación de Grecia: Cómo llegaron ahí, qué significa para nuestras finanzas personales y, sobre todo, qué podemos aprender de la situación de ese país para aplicarlo en nuestra vida diaria.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>897</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/74cb7e1954381d1a5d1e3d74eb640329.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 6 2015 - MVS Noticias - Grecia Y Tus Finanzas</title><link>https://www.spreaker.com/episode/julio-6-2015-mvs-noticias-grecia-y-tus-finanzas--9789146</link><description><![CDATA[Columna de la semana. ¿Qué podemos aprender de la situación de Grecia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/213834935</guid><pubDate>Mon, 06 Jul 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789146/213834935_miguelggarcia_grecia_y_tus_finanzas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Columna de la semana. ¿Qué podemos aprender de la situación de Grecia?</itunes:subtitle><itunes:summary><![CDATA[Columna de la semana. ¿Qué podemos aprender de la situación de Grecia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>158</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cd4fc9838e288b6e75af9eba6d9aca24.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>20150630 Empresario - Abundancia O Escasez</title><link>https://www.spreaker.com/episode/20150630-empresario-abundancia-o-escasez--9789269</link><description><![CDATA[Ser empresario tiene muchos retos, que se multiplican (o evaporan) dependiendo de la lupa con la que vemos el mundo. <br />¿Ves el mundo bajo la lupa de la abundancia o bajo la lupa de la escasez?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/212833997</guid><pubDate>Tue, 30 Jun 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789269/212833997_miguelggarcia_20150630_empresario_abundancia_o_escasez.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Ser empresario tiene muchos retos, que se multiplican (o evaporan) dependiendo de la lupa con la que vemos el mundo. 
¿Ves el mundo bajo la lupa de la abundancia o bajo la lupa de la escasez?</itunes:subtitle><itunes:summary><![CDATA[Ser empresario tiene muchos retos, que se multiplican (o evaporan) dependiendo de la lupa con la que vemos el mundo. <br />¿Ves el mundo bajo la lupa de la abundancia o bajo la lupa de la escasez?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>190</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8c8f9a451e87c3a23af85be2b5ca4830.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>No Todo es lo que Parece</title><link>https://www.spreaker.com/episode/no-todo-es-lo-que-parece--9789149</link><description><![CDATA[Colaboración del 23 de Junio de 2015 en Noticias MVS El Paso - Juárez.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/211820667</guid><pubDate>Wed, 24 Jun 2015 19:38:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789149/211820667_miguelggarcia_no_todo_es_lo_que_parece.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Colaboración del 23 de Junio de 2015 en Noticias MVS El Paso - Juárez.</itunes:subtitle><itunes:summary><![CDATA[Colaboración del 23 de Junio de 2015 en Noticias MVS El Paso - Juárez.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>152</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b6e54daed9a7af9d3e6f4f3582c2c466.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>20150601 El Hueco Del Comportamiento</title><link>https://www.spreaker.com/episode/20150601-el-hueco-del-comportamiento--9789148</link><description><![CDATA[¿Por qué una inversión gana más que el inversionista que invierte en ella? Hablemos del hueco del comportamiento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/208468692</guid><pubDate>Tue, 02 Jun 2015 17:22:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789148/208468692_miguelggarcia_20150601_el_hueco_del_comportamiento.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Por qué una inversión gana más que el inversionista que invierte en ella? Hablemos del hueco del comportamiento.</itunes:subtitle><itunes:summary><![CDATA[¿Por qué una inversión gana más que el inversionista que invierte en ella? Hablemos del hueco del comportamiento.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>130</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/b6a008deee46c5484e568ffaf87f98bf.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>La psicología del dinero. Entrevista con Laura Meyer</title><link>https://www.spreaker.com/episode/la-psicologia-del-dinero-entrevista-con-laura-meyer--9789154</link><description><![CDATA[La psicología del dinero. Entrevista con Laura Meyer by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/197452647</guid><pubDate>Sun, 22 Mar 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789154/197452647_miguelggarcia_la_psicologia_del_dinero.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La psicología del dinero. Entrevista con Laura Meyer by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[La psicología del dinero. Entrevista con Laura Meyer by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>915</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/ee4dc15e550d2e3a7d1ae1a3746c555a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>El Fraude de la Homeopatía</title><link>https://www.spreaker.com/episode/el-fraude-de-la-homeopatia--9789155</link><description><![CDATA[Transmitido el 16 de Febrero de 2015 en Noticias MVS El Paso-Juárez con Karla Mariscal<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/192292331</guid><pubDate>Mon, 16 Feb 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789155/192292331_miguelggarcia_el_fraude_de_la_homeopat_a.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Transmitido el 16 de Febrero de 2015 en Noticias MVS El Paso-Juárez con Karla Mariscal</itunes:subtitle><itunes:summary><![CDATA[Transmitido el 16 de Febrero de 2015 en Noticias MVS El Paso-Juárez con Karla Mariscal<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>182</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/67938409028e27968da8bb8b9e56d125.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Febrero 9 2015 - MVS Noticias - Finanzas Del Amor Y La Amistad</title><link>https://www.spreaker.com/episode/febrero-9-2015-mvs-noticias-finanzas-del-amor-y-la-amistad--9789153</link><description><![CDATA[Febrero 9 2015 - MVS Noticias - Finanzas Del Amor Y La Amistad by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/190450452</guid><pubDate>Mon, 09 Feb 2015 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789153/190450452_miguelggarcia_fabrero_9_2015_mvs_noticias_finanzas_del_amor_y_la_amistad.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Febrero 9 2015 - MVS Noticias - Finanzas Del Amor Y La Amistad by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Febrero 9 2015 - MVS Noticias - Finanzas Del Amor Y La Amistad by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>116</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c9f60428f8b2c32e105d30ef30cfa34f.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Entrevista con Laura Meyer: Mejora tus finanzas en 2015  at EXA FM</title><link>https://www.spreaker.com/episode/entrevista-con-laura-meyer-mejora-tus-finanzas-en-2015-at-exa-fm--9789152</link><description><![CDATA[Entrevista con Laura Meyer: Mejora tus finanzas en 2015  at EXA FM by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/184800505</guid><pubDate>Tue, 06 Jan 2015 21:51:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789152/184800505_miguelggarcia_entrevista_con_laura_meyer_1.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Entrevista con Laura Meyer: Mejora tus finanzas en 2015  at EXA FM by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Entrevista con Laura Meyer: Mejora tus finanzas en 2015  at EXA FM by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>790</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/033110ad789629892a136ba4946d6c1a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Entrevista con Laura Meyer  at EXA FM El Paso</title><link>https://www.spreaker.com/episode/entrevista-con-laura-meyer-at-exa-fm-el-paso--9789150</link><description><![CDATA[En esta entrevista transmitida en vivo el 1 de Diciembre de 2014 hablamos sobre los gastos de Diciembre y maneras de sobrellevarlos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/179544306</guid><pubDate>Tue, 02 Dec 2014 01:05:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789150/179544306_miguelggarcia_entrevista_con_laura_meyer_at.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>En esta entrevista transmitida en vivo el 1 de Diciembre de 2014 hablamos sobre los gastos de Diciembre y maneras de sobrellevarlos.</itunes:subtitle><itunes:summary><![CDATA[En esta entrevista transmitida en vivo el 1 de Diciembre de 2014 hablamos sobre los gastos de Diciembre y maneras de sobrellevarlos.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>599</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Noviembre 24, 2014 - MVS Noticias - Que Persigues</title><link>https://www.spreaker.com/episode/noviembre-24-2014-mvs-noticias-que-persigues--9789151</link><description><![CDATA[Te has puesto a pensar ¿qué persigues en tu vida y por qué lo persigues? Aquí una reflexión al respecto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/178603411</guid><pubDate>Mon, 24 Nov 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789151/178603411_miguelggarcia_noviembre_24_2014_mvs_noticias_que_persigues.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Te has puesto a pensar ¿qué persigues en tu vida y por qué lo persigues? Aquí una reflexión al respecto.</itunes:subtitle><itunes:summary><![CDATA[Te has puesto a pensar ¿qué persigues en tu vida y por qué lo persigues? Aquí una reflexión al respecto.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>126</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cf8e373bd5cbd342e7706dbc6b571194.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Noviembre 17, 2014 - MVS Noticias - Del Plan A La Realidad</title><link>https://www.spreaker.com/episode/noviembre-17-2014-mvs-noticias-del-plan-a-la-realidad--9789158</link><description><![CDATA[¿Qué hacer cuando la motivación no es suficiente para convertir un plan en realidad?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/177503651</guid><pubDate>Tue, 18 Nov 2014 16:12:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789158/177503651_miguelggarcia_noviembre_17_2014_mvs_noticias_del_plan_a_la_realidad.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué hacer cuando la motivación no es suficiente para convertir un plan en realidad?</itunes:subtitle><itunes:summary><![CDATA[¿Qué hacer cuando la motivación no es suficiente para convertir un plan en realidad?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>128</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Noviembre 10, 2014 - MVS Noticias - El Buen Fin</title><link>https://www.spreaker.com/episode/noviembre-10-2014-mvs-noticias-el-buen-fin--9789162</link><description><![CDATA[Algunos consejos para "sobrevivir"  el Buen Fin y las ventas de Black Friday.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/176308418</guid><pubDate>Mon, 10 Nov 2014 23:29:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789162/176308418_miguelggarcia_noviembre_10_2014_mvs_noticias_el_buen_fin.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Algunos consejos para "sobrevivir"  el Buen Fin y las ventas de Black Friday.</itunes:subtitle><itunes:summary><![CDATA[Algunos consejos para "sobrevivir"  el Buen Fin y las ventas de Black Friday.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>112</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8c68f26a3d9158b479c3ecca96eb9a0c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Noviembre 3 2014 - MVS Noticias - La Nueva Jubilacion</title><link>https://www.spreaker.com/episode/noviembre-3-2014-mvs-noticias-la-nueva-jubilacion--9789160</link><description><![CDATA[Lo mini-retiros, una alternativa a esperar a llegar a los 65 años para disfrutar la vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/175231681</guid><pubDate>Mon, 03 Nov 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789160/175231681_miguelggarcia_noviembre_3_2014_mvs_noticias_la_nueva_jubilacion.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Lo mini-retiros, una alternativa a esperar a llegar a los 65 años para disfrutar la vida.</itunes:subtitle><itunes:summary><![CDATA[Lo mini-retiros, una alternativa a esperar a llegar a los 65 años para disfrutar la vida.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>142</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Entrevista con Laura Meyer de EXA El Paso</title><link>https://www.spreaker.com/episode/entrevista-con-laura-meyer-de-exa-el-paso--9789196</link><description><![CDATA[El 13 de Octubre pasado estuve con Laura Meyer en su programa. Hablamos de cómo empezar a ahorrar, de la importancia de gastar de acuerdo con tus valores y de vivir con conciencia.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/174297246</guid><pubDate>Mon, 13 Oct 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789196/174297246_miguelggarcia_entrevista_con_laura_meyer.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El 13 de Octubre pasado estuve con Laura Meyer en su programa. Hablamos de cómo empezar a ahorrar, de la importancia de gastar de acuerdo con tus valores y de vivir con conciencia.</itunes:subtitle><itunes:summary><![CDATA[El 13 de Octubre pasado estuve con Laura Meyer en su programa. Hablamos de cómo empezar a ahorrar, de la importancia de gastar de acuerdo con tus valores y de vivir con conciencia.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>945</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5535014a3f22b5103f9de49f8238d788.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Septiembre 29 2014 - MVS Noticias - Dietas Y Mejorar Tus Finanzas</title><link>https://www.spreaker.com/episode/septiembre-29-2014-mvs-noticias-dietas-y-mejorar-tus-finanzas--9789157</link><description><![CDATA[Si quieres bajar de peso o mejorar tus finanzas tienes que hacer las mismas cosas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/170185308</guid><pubDate>Wed, 01 Oct 2014 15:33:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789157/170185308_miguelggarcia_septiembre_29_2014_mvs_noticias_dietas_y_mejorar_tus_finanzas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Si quieres bajar de peso o mejorar tus finanzas tienes que hacer las mismas cosas.</itunes:subtitle><itunes:summary><![CDATA[Si quieres bajar de peso o mejorar tus finanzas tienes que hacer las mismas cosas.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>111</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/64aa7405ec4267ea9a2e0c89cc2f8f24.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Septiembre 15 2014 - MVS Noticias - iPhone 6</title><link>https://www.spreaker.com/episode/septiembre-15-2014-mvs-noticias-iphone-6--9789161</link><description><![CDATA[Algunas cosas a considerar antes de comprar un iPhone 6<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/169379460</guid><pubDate>Thu, 25 Sep 2014 22:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789161/169379460_miguelggarcia_septiembre_15_2014_mvs_noticias_iphone_6.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Algunas cosas a considerar antes de comprar un iPhone 6</itunes:subtitle><itunes:summary><![CDATA[Algunas cosas a considerar antes de comprar un iPhone 6<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>123</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8a34bc6e186faa9ca04b02de5689a7c1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Septiembre 8 2014 - MVS Noticias - El Problema De Sub Reportar Ingresos</title><link>https://www.spreaker.com/episode/septiembre-8-2014-mvs-noticias-el-problema-de-sub-reportar-ingresos--9789163</link><description><![CDATA[Subreportar ingresos es una práctica común, y totalmente ilegal. ¿Cuáles son sus consecuencias en tu vida (más allá de posibles problemas con Hacienda o el IRS)?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/166950026</guid><pubDate>Mon, 08 Sep 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789163/166950026_miguelggarcia_septiembre_8_2014_mvs_noticias_el_problema_de_sub_reportar_ingresos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Subreportar ingresos es una práctica común, y totalmente ilegal. ¿Cuáles son sus consecuencias en tu vida (más allá de posibles problemas con Hacienda o el IRS)?</itunes:subtitle><itunes:summary><![CDATA[Subreportar ingresos es una práctica común, y totalmente ilegal. ¿Cuáles son sus consecuencias en tu vida (más allá de posibles problemas con Hacienda o el IRS)?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>160</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Septiembre 1 2014 - MVS Noticias - Trabaja Para Ti</title><link>https://www.spreaker.com/episode/septiembre-1-2014-mvs-noticias-trabaja-para-ti--9789167</link><description><![CDATA[Trabaja como el dueño de la única empresa que vas a tener toda tu existencia: Tu Propia Vida<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/166063150</guid><pubDate>Mon, 01 Sep 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789167/166063150_miguelggarcia_septiembre_1_2014_mvs_noticias_trabaja_para_ti.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Trabaja como el dueño de la única empresa que vas a tener toda tu existencia: Tu Propia Vida</itunes:subtitle><itunes:summary><![CDATA[Trabaja como el dueño de la única empresa que vas a tener toda tu existencia: Tu Propia Vida<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>128</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Agosto 18 2014 - MVS Noticias - Ahorro Universidad</title><link>https://www.spreaker.com/episode/agosto-18-2014-mvs-noticias-ahorro-universidad--9789166</link><description><![CDATA[¿Cómo ahorrar para la universidad de sus hijos? <br />Aquí describo una excelente opción para residentes de Estados Unidos, los planes 529.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/163736887</guid><pubDate>Sun, 17 Aug 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789166/163736887_miguelggarcia_agosto_18_2014_mvs_noticias_ahorro_universidad.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cómo ahorrar para la universidad de sus hijos? 
Aquí describo una excelente opción para residentes de Estados Unidos, los planes 529.</itunes:subtitle><itunes:summary><![CDATA[¿Cómo ahorrar para la universidad de sus hijos? <br />Aquí describo una excelente opción para residentes de Estados Unidos, los planes 529.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>139</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/75118e68f4e8d9a25622117fbe1d236a.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Agosto 11 2014 - MVS Noticias - La Bolsa Y Lo Que Importa</title><link>https://www.spreaker.com/episode/agosto-11-2014-mvs-noticias-la-bolsa-y-lo-que-importa--9789165</link><description><![CDATA[¿Por qué, en ninguna de mis 19 colaboraciones, he hablado de la Bolsa de Valores? <br />Casi en todos los noticieros hablan de la bolsa, pero se les "olvida" algo muy importante.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/162837444</guid><pubDate>Mon, 11 Aug 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789165/162837444_miguelggarcia_agosto_11_2014_mvs_noticias_la_bolsa_y_lo_que_importa.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Por qué, en ninguna de mis 19 colaboraciones, he hablado de la Bolsa de Valores? 
Casi en todos los noticieros hablan de la bolsa, pero se les "olvida" algo muy importante.</itunes:subtitle><itunes:summary><![CDATA[¿Por qué, en ninguna de mis 19 colaboraciones, he hablado de la Bolsa de Valores? <br />Casi en todos los noticieros hablan de la bolsa, pero se les "olvida" algo muy importante.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>133</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Agosto 4 2014 - MVS Noticias - Ahorra Para Ti Y Tu Familia</title><link>https://www.spreaker.com/episode/agosto-4-2014-mvs-noticias-ahorra-para-ti-y-tu-familia--9789169</link><description><![CDATA[La importancia de ahorrar desde ahora.  ¿Quién preferirías ser? ¿El viejito al que todos le prestan dinero o al que todos le piden?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/161828343</guid><pubDate>Mon, 04 Aug 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789169/161828343_miguelggarcia_agosto_4_2014_mvs_noticias_ahorra_para_ti_y_tu_familia.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>La importancia de ahorrar desde ahora.  ¿Quién preferirías ser? ¿El viejito al que todos le prestan dinero o al que todos le piden?</itunes:subtitle><itunes:summary><![CDATA[La importancia de ahorrar desde ahora.  ¿Quién preferirías ser? ¿El viejito al que todos le prestan dinero o al que todos le piden?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>137</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 28 2014 - MVS Noticias - Vacantes Engañosas</title><link>https://www.spreaker.com/episode/julio-28-2014-mvs-noticias-vacantes-enganosas--9789170</link><description><![CDATA[¿Cómo saber si la vacante que encontraste es legítima y no un intento de fraude? Aquí algunos consejos para determinarlo. Transmitido el 28 de Julio en Noticias MVS El Paso - Juárez con Karla Mariscal<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/160824149</guid><pubDate>Mon, 28 Jul 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789170/160824149_miguelggarcia_julio_28_2014_mvs_noticias_vacantes_enganosas.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Cómo saber si la vacante que encontraste es legítima y no un intento de fraude? Aquí algunos consejos para determinarlo. Transmitido el 28 de Julio en Noticias MVS El Paso - Juárez con Karla Mariscal</itunes:subtitle><itunes:summary><![CDATA[¿Cómo saber si la vacante que encontraste es legítima y no un intento de fraude? Aquí algunos consejos para determinarlo. Transmitido el 28 de Julio en Noticias MVS El Paso - Juárez con Karla Mariscal<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>118</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 21 2014 - MVS Noticias - Apreciar Tu Vida</title><link>https://www.spreaker.com/episode/julio-21-2014-mvs-noticias-apreciar-tu-vida--9789168</link><description><![CDATA[Pón tu felicidad en el lugar correcto, en lugar de en lo que quieres comprar o tener.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/159801152</guid><pubDate>Mon, 21 Jul 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789168/159801152_miguelggarcia_julio_21_2014_mvs_noticias_apreciar_tu_vida.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Pón tu felicidad en el lugar correcto, en lugar de en lo que quieres comprar o tener.</itunes:subtitle><itunes:summary><![CDATA[Pón tu felicidad en el lugar correcto, en lugar de en lo que quieres comprar o tener.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>119</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 7 2014 - MVS Noticias - Finanzas Y Tu Pareja</title><link>https://www.spreaker.com/episode/julio-7-2014-mvs-noticias-finanzas-y-tu-pareja--9789268</link><description><![CDATA[¿Qué tan bien conoces a tu pareja? ¿Qué tan bien conoces sus finanzas? Si estás en una relación formal, tener esta plática es vital para su futuro.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/158703609</guid><pubDate>Mon, 14 Jul 2014 20:56:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789268/158703609_miguelggarcia_julio_7_2014_mvs_noticias_finanzas_y_tu_pareja.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué tan bien conoces a tu pareja? ¿Qué tan bien conoces sus finanzas? Si estás en una relación formal, tener esta plática es vital para su futuro.</itunes:subtitle><itunes:summary><![CDATA[¿Qué tan bien conoces a tu pareja? ¿Qué tan bien conoces sus finanzas? Si estás en una relación formal, tener esta plática es vital para su futuro.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>135</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Julio 14 2014 - MVS Noticias - Gastos Hormiga</title><link>https://www.spreaker.com/episode/julio-14-2014-mvs-noticias-gastos-hormiga--9789172</link><description><![CDATA[Los gastos hormigas son gastos que, por sí mismos, son pequeños, pero que en conjunto pueden causan graves problemas. ¿Cómo mantenerlos a raya?<br />Colaboración en MVS Noticias El Paso - Juárez del 14 de Julio de 2014.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/159660878</guid><pubDate>Mon, 14 Jul 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789172/159660878_miguelggarcia_julio_14_2014_mvs_noticias_gastos_hormiga.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los gastos hormigas son gastos que, por sí mismos, son pequeños, pero que en conjunto pueden causan graves problemas. ¿Cómo mantenerlos a raya?
Colaboración en MVS Noticias El Paso - Juárez del 14 de Julio de 2014.</itunes:subtitle><itunes:summary><![CDATA[Los gastos hormigas son gastos que, por sí mismos, son pequeños, pero que en conjunto pueden causan graves problemas. ¿Cómo mantenerlos a raya?<br />Colaboración en MVS Noticias El Paso - Juárez del 14 de Julio de 2014.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>140</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Junio 23 2014 - MVS Noticias - Consejos A Mitad De Año</title><link>https://www.spreaker.com/episode/junio-23-2014-mvs-noticias-consejos-a-mitad-de-ano--9789171</link><description><![CDATA[Inicia la segunda mitad del año con algunos tips financieros para mejorar tus finanzas antes de que llegue Enero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/156700423</guid><pubDate>Mon, 30 Jun 2014 16:49:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789171/156700423_miguelggarcia_junio_23_2014_mvs_noticias_consejos_a_mitad_de_anio.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Inicia la segunda mitad del año con algunos tips financieros para mejorar tus finanzas antes de que llegue Enero.</itunes:subtitle><itunes:summary><![CDATA[Inicia la segunda mitad del año con algunos tips financieros para mejorar tus finanzas antes de que llegue Enero.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>73</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Junio 30 2014 - MVS Noticias - Listo Para Comprar Casa</title><link>https://www.spreaker.com/episode/junio-30-2014-mvs-noticias-listo-para-comprar-casa--9789175</link><description><![CDATA[El comprar casa es una de las decisiones financieras más grandes en la vida y, a pesar de eso, muchos lo hacen por dejarse llevar por presiones familiares o por factores emocionales, lo que a la larga les puede causar más estrés que alegría. <br />¿Cómo saber si estás listo para comprar casa?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/157721227</guid><pubDate>Mon, 30 Jun 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789175/157721227_miguelggarcia_junio_30_2014_mvs_noticias_listo_para_comprar_casa.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>El comprar casa es una de las decisiones financieras más grandes en la vida y, a pesar de eso, muchos lo hacen por dejarse llevar por presiones familiares o por factores emocionales, lo que a la larga les puede causar más estrés que alegría. 
¿Cómo...</itunes:subtitle><itunes:summary><![CDATA[El comprar casa es una de las decisiones financieras más grandes en la vida y, a pesar de eso, muchos lo hacen por dejarse llevar por presiones familiares o por factores emocionales, lo que a la larga les puede causar más estrés que alegría. <br />¿Cómo saber si estás listo para comprar casa?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>117</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Junio 9 2014 - MVS Noticias - Valores y Prioridades</title><link>https://www.spreaker.com/episode/junio-9-2014-mvs-noticias-valores-y-prioridades--9789173</link><description><![CDATA[¿Qué es lo más importante para tí?  ¿Tus gastos lo reflejan?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/154684399</guid><pubDate>Mon, 16 Jun 2014 23:43:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789173/154684399_miguelggarcia_junio_9_2014_mvs_noticias_valores_y_prioridades.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>¿Qué es lo más importante para tí?  ¿Tus gastos lo reflejan?</itunes:subtitle><itunes:summary><![CDATA[¿Qué es lo más importante para tí?  ¿Tus gastos lo reflejan?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Junio 16 2014 - MVS Noticias - Mitos Seguros De Vida</title><link>https://www.spreaker.com/episode/junio-16-2014-mvs-noticias-mitos-seguros-de-vida--9789183</link><description><![CDATA[Los seguros de vida están rodeados de muchos mitos. Aquí describo algunos de ellos. <br />Transmitida en MVS Noticias El Paso - Juárez el 16 de Junio de 2014.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/160710379</guid><pubDate>Mon, 16 Jun 2014 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789183/160710379_miguelggarcia_junio_16_2014_mvs_noticias_mitos_seguros_de_vida.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los seguros de vida están rodeados de muchos mitos. Aquí describo algunos de ellos. 
Transmitida en MVS Noticias El Paso - Juárez el 16 de Junio de 2014.</itunes:subtitle><itunes:summary><![CDATA[Los seguros de vida están rodeados de muchos mitos. Aquí describo algunos de ellos. <br />Transmitida en MVS Noticias El Paso - Juárez el 16 de Junio de 2014.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>129</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Junio 2 2014 - MVS Noticias - LA Economía Y TU Economía</title><link>https://www.spreaker.com/episode/junio-2-2014-mvs-noticias-la-economia-y-tu-economia--9789176</link><description><![CDATA[Los medios generalmente se enfocan en la economía. Eso causa estrés y ansiedad. ¿Vale la pena? ¿Qué hacer en lugar de eso?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/153943141</guid><pubDate>Wed, 11 Jun 2014 22:20:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789176/153943141_miguelggarcia_junio_2_2014_mvs_noticias_la_economia_y_tu_economia.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Los medios generalmente se enfocan en la economía. Eso causa estrés y ansiedad. ¿Vale la pena? ¿Qué hacer en lugar de eso?</itunes:subtitle><itunes:summary><![CDATA[Los medios generalmente se enfocan en la economía. Eso causa estrés y ansiedad. ¿Vale la pena? ¿Qué hacer en lugar de eso?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>113</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mayo 26 2014 - MVS Noticias - Necesitar O Querer</title><link>https://www.spreaker.com/episode/mayo-26-2014-mvs-noticias-necesitar-o-querer--9789182</link><description><![CDATA[Muchas veces, por comprar lo que "queremos" nos perdemos de lo que "necesitamos". <br />¿Cómo evitarlo? Teniendo la claridad de entender la diferencia entre "querer" y "necesitar".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/152796573</guid><pubDate>Wed, 04 Jun 2014 16:00:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789182/152796573_miguelggarcia_mayo_26_2014_mvs_noticias_necesitar_o_querer.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Muchas veces, por comprar lo que "queremos" nos perdemos de lo que "necesitamos". 
¿Cómo evitarlo? Teniendo la claridad de entender la diferencia entre "querer" y "necesitar".</itunes:subtitle><itunes:summary><![CDATA[Muchas veces, por comprar lo que "queremos" nos perdemos de lo que "necesitamos". <br />¿Cómo evitarlo? Teniendo la claridad de entender la diferencia entre "querer" y "necesitar".<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>152</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mayo 19 2014 - MVS Noticias - Comparaciones</title><link>https://www.spreaker.com/episode/mayo-19-2014-mvs-noticias-comparaciones--9789177</link><description><![CDATA[Al compararnos con los demás corremos el riesgo de caer en insatisfacción permanente. ¿Cuál es la alternativa? La discuto en mi colaboración de la semana en MVS Noticias El Paso - Juárez<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/151878151</guid><pubDate>Thu, 29 May 2014 18:33:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789177/151878151_miguelggarcia_mayo_19_2014_mvs_noticias_comparaciones.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Al compararnos con los demás corremos el riesgo de caer en insatisfacción permanente. ¿Cuál es la alternativa? La discuto en mi colaboración de la semana en MVS Noticias El Paso - Juárez</itunes:subtitle><itunes:summary><![CDATA[Al compararnos con los demás corremos el riesgo de caer en insatisfacción permanente. ¿Cuál es la alternativa? La discuto en mi colaboración de la semana en MVS Noticias El Paso - Juárez<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mayo 12 2014 - MVS Noticias - Tiempos Compartidos</title><link>https://www.spreaker.com/episode/mayo-12-2014-mvs-noticias-tiempos-compartidos--9789178</link><description><![CDATA[Mayo 12 2014 - MVS Noticias - Tiempos Compartidos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/150325154</guid><pubDate>Mon, 19 May 2014 22:27:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789178/150325154_miguelggarcia_mayo_12_2014_mvs_noticias_tiempos_compartidos.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Mayo 12 2014 - MVS Noticias - Tiempos Compartidos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Mayo 12 2014 - MVS Noticias - Tiempos Compartidos by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>128</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mayo 5 2014 - MVS Noticias - Meses Sin Intereses</title><link>https://www.spreaker.com/episode/mayo-5-2014-mvs-noticias-meses-sin-intereses--9789181</link><description><![CDATA[Colaboración en MVS Noticias El Paso - Juárez. Puntos a tomar en cuenta al comprar a meses sin intereses.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/148448192</guid><pubDate>Thu, 08 May 2014 01:46:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789181/148448192_miguelggarcia_mayo_5_2014_mvs_noticias_meses_sin_intereses.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Colaboración en MVS Noticias El Paso - Juárez. Puntos a tomar en cuenta al comprar a meses sin intereses.</itunes:subtitle><itunes:summary><![CDATA[Colaboración en MVS Noticias El Paso - Juárez. Puntos a tomar en cuenta al comprar a meses sin intereses.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>115</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Abril 28 2014 - MVS Noticias - Como Viven Los Millonarios</title><link>https://www.spreaker.com/episode/abril-28-2014-mvs-noticias-como-viven-los-millonarios--9789184</link><description><![CDATA[Abril 28 2014 - MVS Noticias - Como Viven Los Millonarios by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/147125453</guid><pubDate>Tue, 29 Apr 2014 22:17:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789184/147125453_miguelggarcia_abril_28_2014_mvs_noticias_como_viven_los_millonarios.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Abril 28 2014 - MVS Noticias - Como Viven Los Millonarios by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero</itunes:subtitle><itunes:summary><![CDATA[Abril 28 2014 - MVS Noticias - Como Viven Los Millonarios by Breves consejos sobre finanzas, dinero e inversiones para ayudarte a llevar una vida más plena y feliz. Con Miguel Gomez, CFP®,  Consejero Financiero<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>129</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f41748dc339f6b30a31766dbe8a80442.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Abril 21 2014 - MVS Noticias - Ahorra Al Comprar Carro</title><link>https://www.spreaker.com/episode/abril-21-2014-mvs-noticias-ahorra-al-comprar-carro--9789180</link><description><![CDATA[Columna del 21 de abril de 2014.  Consejos para ahorrar al comprar un carro.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/145882889</guid><pubDate>Tue, 22 Apr 2014 07:30:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789180/145882889_miguelggarcia_abril_21_2014_mvs_noticias_ahorra_al_comprar_carro.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Columna del 21 de abril de 2014.  Consejos para ahorrar al comprar un carro.</itunes:subtitle><itunes:summary><![CDATA[Columna del 21 de abril de 2014.  Consejos para ahorrar al comprar un carro.<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>94</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4a50e739b3697e306377a303588b68a5.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Abril 14 2014 - MVS Noticias - Buro De Credito</title><link>https://www.spreaker.com/episode/abril-14-2014-mvs-noticias-buro-de-credito--9789185</link><description><![CDATA[Comentatio financiero del 14 de abril de 2014 en MVS Noticias El Paso-Juárez. <br />Puntos básicos a recordar sobre el buró de crédito, independientemente si vives en México o Estados Unidos<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/144688065</guid><pubDate>Mon, 14 Apr 2014 18:38:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789185/144688065_miguelggarcia_20140414_buro_de_credito.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Comentatio financiero del 14 de abril de 2014 en MVS Noticias El Paso-Juárez. 
Puntos básicos a recordar sobre el buró de crédito, independientemente si vives en México o Estados Unidos</itunes:subtitle><itunes:summary><![CDATA[Comentatio financiero del 14 de abril de 2014 en MVS Noticias El Paso-Juárez. <br />Puntos básicos a recordar sobre el buró de crédito, independientemente si vives en México o Estados Unidos<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>106</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9ef0cc394e74522aa17454a88d7d8596.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Abril 7 2014 - MVS Noticias - ¿Cómo iniciar un fondo de emergencia?</title><link>https://www.spreaker.com/episode/abril-7-2014-mvs-noticias-como-iniciar-un-fondo-de-emergencia--9789186</link><description><![CDATA[Comentario Económico en MVS Noticias El Paso-Juárez. ¿Cómo iniciar un fondo de emergencia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/143598658</guid><pubDate>Mon, 07 Apr 2014 22:29:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/9789186/143598658_miguelggarcia_20140407_fondo_emergencias.mp3" length="0" type="audio/mpeg"/><itunes:author>Miguel Gómez, CFP®</itunes:author><itunes:subtitle>Comentario Económico en MVS Noticias El Paso-Juárez. ¿Cómo iniciar un fondo de emergencia?</itunes:subtitle><itunes:summary><![CDATA[Comentario Económico en MVS Noticias El Paso-Juárez. ¿Cómo iniciar un fondo de emergencia?<br /><br />____________________________<br /><br />Dinero en Español es una producción de Dinero Coaching, LLC<br /><br />_____________________________<br />Sophronia Wealth Advisors (“Sophronia”) is a registered investment advisor offering advisory services in the States of Texas, California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  <br /><br />This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.<br /><br />This communication should not be relied upon as the sole factor in an investment making decision. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sophronia Wealth Advisors (referred to as “Sophronia”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.<br /><br />All opinions and estimates constitute Sophronia’s judgement as of the date of this communication and are subject to change without notice. Sophronia does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other invest]]></itunes:summary><itunes:duration>151</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/add9974d8fb84044c80ee012116fe3e4.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
