http://www.creditscoreman.comenEducationCopyright The 800 Credit Score Manhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2ce88571610423658e323c4b625628dd.jpghttp://www.creditscoreman.comThu, 28 Nov 2024 01:18:38 +0000The 800 Credit Score ManThe 800 Credit Score Man800creditscoreman@gmail.comThe 800 Credit Score Man Show is dedicated to providing knowledge to its listeners about their credit scores. The 800 Credit Score Man believes that knowledge is power, but the implementation of that knowledge is true power. The shows' goal is to help...falseepisodichttps://www.spreaker.com/episode/closing-accounts-and-how-they-impact-your-scores--46006317https://api.spreaker.com/episode/46006317Sat, 07 Aug 2021 19:27:51 +0000The 800 Credit Score ManWe discuss Wells Fargo's decision to close ALL personal lines of credit along with how it might impact your score to close any account.2193credit,creditmindset,creditscore,podcast,wellsfargofalsefullhttps://www.spreaker.com/episode/what-truly-impacts-your-credit-score--45565898https://api.spreaker.com/episode/45565898Sat, 03 Jul 2021 22:39:04 +0000The 800 Credit Score ManWe discuss what impacts your score for real, how to avoid issues, and are they positive or negative2472credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/what-comes-first-the-chicken-or-the-egg--44470142https://api.spreaker.com/episode/44470142Sat, 24 Apr 2021 18:25:19 +0000The 800 Credit Score ManWe discuss how the strategy to gain more points.2116credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/how-to-build-credit-without-going-into-debt--44286951https://api.spreaker.com/episode/44286951Sat, 10 Apr 2021 20:50:47 +0000The 800 Credit Score ManWe discuss ways to increase your credit score without going into "major" debt. Plus a great question of the day. Plus a Happy Birthday shoutout to ME!!2186credit,creditmindset,creditrepair,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/jumpstart-your-credit--44184855https://api.spreaker.com/episode/44184855Sat, 03 Apr 2021 18:39:20 +0000The 800 Credit Score ManToday we discuss stagnant credit scores and how to get them moving in the right direction. Plus, when is the best time to add your child as an authorized user and give them the gift of good credit.2047credit,creditmindset.,creditrepair,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/using-your-stimmy-to-increase-your-credit-scores--43977923https://api.spreaker.com/episode/43977923Sat, 20 Mar 2021 18:30:19 +0000The 800 Credit Score ManWe discuss the best use of SOME of your stimulus check, tax refund, and/or bonus to increase your credit scores. PLUS, THE RESULTS ARE IN from our poll...Is your FICO score higher than your VANTAGESCORE?2293credit,creditscore,fico,podcast,stimulusfalsefullhttps://www.spreaker.com/episode/debt-collection-on-facebook--43323646https://api.spreaker.com/episode/43323646Sat, 06 Feb 2021 20:26:42 +0000The 800 Credit Score ManWe discuss the newest attempt to collect from consumers using social media to find (and harass) you to collect on your debts.2339cfpb,credit,creditscore,facebook,podcastfalsefullhttps://www.spreaker.com/episode/debt-parking-what-is-it-and-how-to-stop-it--43203388https://api.spreaker.com/episode/43203388Sat, 30 Jan 2021 20:46:12 +0000The 800 Credit Score ManCollections agencies will "park" debt on your credit reprt waiting for you to pay them money that you actually don't owe.2289credit,creditmindset,creditscore,debtparking,podcastfalsefullhttps://www.spreaker.com/episode/bonus-coverage-beyond-the-5-pillars-of-credit--42970192https://api.spreaker.com/episode/42970192Sat, 16 Jan 2021 21:30:11 +0000The 800 Credit Score ManWe discuss what else impacts your credit score besides the 5 Pilars of Credit. Get my ebook: 5 Pillars of Credit on Amazon2372credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/credit-utilization-5-pillars-of-credit-series-the-end--42861225https://api.spreaker.com/episode/42861225Sat, 09 Jan 2021 20:16:25 +0000The 800 Credit Score ManWe discuss the last of the 5 Pillars of Credit, credit utilization. How "easy" is this pillar to manipulate in your favor for a better credit score.2131credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/the-series-on-the-5-pillars-of-credit-continues-loh--42763901https://api.spreaker.com/episode/42763901Sat, 02 Jan 2021 22:08:52 +0000The 800 Credit Score ManWe discuss the importance and impact of your average Length of History. How can you manipulate this pillar in your favor.2033credit,creditmindset,creditscore,hny,podcastfalsefullhttps://www.spreaker.com/episode/payment-history-5-pillars-of-credit-series-continues--42670271https://api.spreaker.com/episode/42670271Sat, 26 Dec 2020 19:32:23 +0000The 800 Credit Score ManWe discuss the importance of how well you make payments that appear on your credit reports and their impact on your credit score. It is significant. Master this pillar and you are well on your way to an excellent credit score.2347credit,creditmindset,creditscore,paymenthistory,podcastfalsefullhttps://www.spreaker.com/episode/5-pillars-of-credit-series-continued-credit-mix--42573042https://api.spreaker.com/episode/42573042Sat, 19 Dec 2020 19:36:38 +0000The 800 Credit Score ManContinuation of series on the 5 Pillars of Credit. Today we discuss the MIX and how this pillar plays a significant roll in your credit score.1958credit,creditmindset,creditrepair,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/a-deep-dive-into-the-5-pillars-of-credit--42453567https://api.spreaker.com/episode/42453567Sat, 12 Dec 2020 20:30:31 +0000The 800 Credit Score ManWe start the series to discuss the 5 Pillars of Credit. The first shall be last and the last shall be first. We start with inquiries. There is more to know than you think.24915pillars,credit,creditmindset,creditscore,podacastfalsefullhttps://www.spreaker.com/episode/credit-credit-and-more-credit--41978459https://api.spreaker.com/episode/41978459Sat, 14 Nov 2020 21:54:27 +0000The 800 Credit Score ManWe discuss the new average credit score and why its so high. A Aunthorized user off from the bank and why your credit score when down after you paid off an installment loan.2216blackfriday,credit,creditmindset,creditscore,podacstfalsefullhttps://www.spreaker.com/episode/frequently-asked-credit-questions--41848723https://api.spreaker.com/episode/41848723Sat, 07 Nov 2020 20:00:03 +0000The 800 Credit Score ManA plethora of topics discussed today as I answer viewers questions. How to get an 800 score? Why did my score go down? What happens when I apply? Why do I keep getting denied?2569credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/scary-credit-situations-and-how-to-handle-them--41734804https://api.spreaker.com/episode/41734804Sat, 31 Oct 2020 18:50:37 +0000The 800 Credit Score ManWe discuss credit situations that are difficult, but can be overcome.2131credit,creditmindset,creditscore,podcast,podcastsfalsefullhttps://www.spreaker.com/episode/parents-help-build-credit--41622907https://api.spreaker.com/episode/41622907Sat, 24 Oct 2020 20:00:34 +0000The 800 Credit Score ManToday we discuss the ways to help your kids get a leg up on the credit game.2238crediscore,credit,creditmindset,fico,podcastfalsefullhttps://www.spreaker.com/episode/how-to-restore-your-credit-score-during-a-pandemic--41511304https://api.spreaker.com/episode/41511304Sat, 17 Oct 2020 18:33:05 +0000The 800 Credit Score ManWe discuss the ways to help increase your credit score during economic hard times. Plus what to do when an account is not reporting correctly.2318credit,creditmindset,creditrepair,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/credit-score-plan-for-increase--41398644https://api.spreaker.com/episode/41398644Sat, 10 Oct 2020 18:25:06 +0000The 800 Credit Score ManWe discuss how to plan for credit score increase. Where to start. How to figure out your plan and motivation to keep going.2522credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/new-fico-credit-scale--41281355https://api.spreaker.com/episode/41281355Sat, 03 Oct 2020 19:33:50 +0000The 800 Credit Score ManWe discuss the new scale for FICO. Where does your credit score fit in?2310credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/building-credit-without-credit-cards--41007057https://api.spreaker.com/episode/41007057Sat, 19 Sep 2020 18:32:04 +0000The 800 Credit Score ManToday we talking about how to obtain a good credit score without using credit cards. We talk fraud protection and what to do if you are a victim of fraud and how often you should check your credit report.2344credit,creditcards,creditmindset,fraud,podcastfalsefullhttps://www.spreaker.com/episode/why-is-it-taking-so-long-to-update-my-credit-report--40867865https://api.spreaker.com/episode/40867865Sat, 12 Sep 2020 18:30:38 +0000The 800 Credit Score ManToday we discuss a lot of different topics. Why is it taking so long to investigate my dispute? How do you get over an 850 credit score? And I give you the apps to help you monitor your credit 24/72180apps,crediscore,credit,fico,podcastfalsefullhttps://www.spreaker.com/episode/it-s-time-to-negotiate-those-collections--40720449https://api.spreaker.com/episode/40720449Sat, 05 Sep 2020 19:27:21 +0000The 800 Credit Score ManA lot of information on today's show. We discuss the perfect timing to negotiate a collection and how. We celebrate a listener for reaching the 700 Club and I advise you to celebrate yourself!2246collections,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/a-perfect-credit-score--40569546https://api.spreaker.com/episode/40569546Sat, 29 Aug 2020 18:34:33 +0000The 800 Credit Score ManToday we discuss why your credit score went down. Plus The 800 Credit Score Man achieved a PERFECT credit score and he talks about how he did it.2339credit,creditscore,fico,perfectscore,podcastfalsefullhttps://www.spreaker.com/episode/credit-tips-and-follow-up--40451998https://api.spreaker.com/episode/40451998Sat, 22 Aug 2020 18:33:18 +0000The 800 Credit Score ManToday we discuss several different topics on credit. Tune in for these tidbits,2320credit,creditscore,fico,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/credit-mortgage-financing--40345914https://api.spreaker.com/episode/40345914Sat, 15 Aug 2020 18:31:46 +0000The 800 Credit Score ManToday we discuss exactly what you should do when you want to buy a home. 4/5 credit restoration clients want to buy a home as their goal, but are unsure of the process. Not after listening to the show!2577credit,creditscore,fico,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/bass-ackwards-common-sense-credit--40218467https://api.spreaker.com/episode/40218467Sat, 08 Aug 2020 18:38:09 +0000The 800 Credit Score ManWe discuss some common sense credit items that are not all exactly helpful like you think they should be,2014credit,creditmindset,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/the-post-office-is-causing-havoc-with-your-credit--40099734https://api.spreaker.com/episode/40099734Sat, 01 Aug 2020 18:59:07 +0000The 800 Credit Score ManCredit scores and how to protect them during this time of unrest.2042covid19,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/fico-resilence-index-say-what--35964687https://api.spreaker.com/episode/35964687Sat, 04 Jul 2020 18:40:07 +0000The 800 Credit Score ManThe NEW FICO Resilence Index is explained. What does this index mean for you? Does it help or hurt? What are the pros and cons.1978credit,creditscore,fico,podcast,resilencefalsefullhttps://www.spreaker.com/episode/how-will-consolidating-debt-impact-my-credit-scores--33902300https://api.spreaker.com/episode/33902300Sat, 27 Jun 2020 18:33:23 +0000The 800 Credit Score ManWe discuss the pros of debt consolidation and what to look out for when considering a loan, plus COVID, and much more.2401credit,creditrepair,creditscore,debtconsolidation,podcastfalsefullhttps://www.spreaker.com/episode/look-at-your-credit-like-it-s-your-business--32130497https://api.spreaker.com/episode/32130497Sat, 20 Jun 2020 18:33:26 +0000The 800 Credit Score ManToday we discuss your strategic plan to increase your credit scores. How lending institutions view you, the credit bureaus, and FICO.2254credit,creditrepair,creditscores,fico,podcastfalsefullhttps://www.spreaker.com/episode/ripple-effect--30583643https://api.spreaker.com/episode/30583643Sat, 13 Jun 2020 18:57:41 +0000The 800 Credit Score ManHow your actions or inactions impact your credit scores, negatively or positively.2220credit,creditscore,fico,podcast,podcastsfalsefullhttps://www.spreaker.com/episode/priorities-what-do-i-do-first-to-improve-my-credit-scores--29726196https://api.spreaker.com/episode/29726196Sat, 06 Jun 2020 18:30:30 +0000The 800 Credit Score ManToday we tackle the order in which you should address items on your credit reports.2296credit,creditrestoration,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/4th-anniversary-of-the-800-credit-score-man-show--28710262https://api.spreaker.com/episode/28710262Sat, 30 May 2020 18:34:15 +0000The 800 Credit Score ManRecap of 4 years of the show. We discuss FICO and when and where to get your credit report.2581anniversary,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/5-credit-hacks-plus-a-bonus--28142131https://api.spreaker.com/episode/28142131Sat, 23 May 2020 18:25:12 +0000The 800 Credit Score ManHow to increase your credit scores using these simple hacks. Stick with the plan and follow through. Also a way to save some money using your credit. ANNIVERSARY SHOW NEXT WEEK!! TUNE IN! 4 YEARS!!!!2298credit,creditscore,hack,lifehack,podcastfalsefullhttps://www.spreaker.com/episode/obsolete-credit-information--27510756https://api.spreaker.com/episode/27510756Sat, 16 May 2020 18:57:04 +0000The 800 Credit Score ManWe discuss what is and what was in terms of your credit score. Collections, credit cards, liens, etc. etc.2134collections,credit,creditscore,fico,podacstfalsefullhttps://www.spreaker.com/episode/credit-score-predictions--26975983https://api.spreaker.com/episode/26975983Sat, 09 May 2020 19:09:24 +0000The 800 Credit Score ManToday we discuss whats going to happen to your credit scores and to look out for unemployment fraud. Plus 6 ways to things to help with credit restoration.2386covid19,crediscore,credit,creditrestoration,podcastfalsefullhttps://www.spreaker.com/episode/7-things-to-look-for-when-using-a-credit-card-to-improve-your-scores--26581655https://api.spreaker.com/episode/26581655Sat, 02 May 2020 19:27:28 +0000The 800 Credit Score ManWe discuss the pitfalls of a credit cards as it relates to your credit scores. How do you use them to your advantage?2156credit,creditcards,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/credit-in-the-age-of-the-covid-19--26089007https://api.spreaker.com/episode/26089007Sat, 25 Apr 2020 18:50:57 +0000The 800 Credit Score ManToday we discuss changes to the credit scoring system due to the COVID-19 response, authorized users in the QOD, and a throwback to the Credit Score KISS2482coronavirus,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/piece-meal-credit-repair--25704961https://api.spreaker.com/episode/25704961Sat, 18 Apr 2020 18:34:31 +0000The 800 Credit Score ManToday we discuss how to actually look at your credit as a whole and restore it the correct way.2043credit,creditrepair,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/common-credit-moves-and-their-impact-on-your-scores--25304610https://api.spreaker.com/episode/25304610Sat, 11 Apr 2020 19:01:03 +0000The 800 Credit Score ManIts my BIRTHDAY!! We discuss how commonsense credit moves impact your scores. Some of them that seem positive are not good for your score. Listen and Learn!2061aries,birthday,credit,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/credit-utilization-why-is-it-so-important--24819252https://api.spreaker.com/episode/24819252Sat, 04 Apr 2020 18:39:53 +0000The 800 Credit Score ManWe diiscuss what credit utilization is, how to calculate it and why is it so important.1882credit,creditcards,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/5-ways-to-improve-your-credit-score-now--24516577https://api.spreaker.com/episode/24516577Sat, 28 Mar 2020 18:42:50 +0000The 800 Credit Score ManWe talk about mproving your scores right now and how the COVID-19 crisis can assist in improving your credit scores.2091coronavirus,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/protection-your-credit-during-a-pandemic--24146376https://api.spreaker.com/episode/24146376Sat, 21 Mar 2020 21:09:58 +0000The 800 Credit Score ManToday we discuss saving your credit through savings and what you should do RIGHT NOW to protect your credit2068coronavirus,credit,creditscore,facts,pandemicfalsefullhttps://www.spreaker.com/episode/we-re-baack-fico-10-help-or-hurt--23874778https://api.spreaker.com/episode/23874778Sat, 14 Mar 2020 19:02:57 +0000The 800 Credit Score ManWe are back today. New Studio, new equipment, same great content. We discuss the latest and teh "greatest" FICO 10.1788credit,creditscore,discount,fico,fico10falsefullhttps://www.spreaker.com/episode/where-and-when-should-i-check-my-credit-score--19947027https://api.spreaker.com/episode/19947027Sat, 09 Nov 2019 19:34:03 +0000The 800 Credit Score ManPlaces to check your credit score, when and what to do if you have a missed payment.2011credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/10-things-you-should-know-about-your-credit--19706218https://api.spreaker.com/episode/19706218Sat, 26 Oct 2019 19:17:05 +0000The 800 Credit Score ManToday we are BACK!! Discuss what you should know to get and keep a good credit score. Plus, why was I turned down with a 800 credit score in the Question of the Day.2215credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/chase-s-5-24-rule--19033748https://api.spreaker.com/episode/19033748Sat, 07 Sep 2019 19:16:48 +0000The 800 Credit Score ManToday we discuss the Chase 5/24 Rule, bankruptcy-to file or not, and I answer the question: How old do you have to be to become an authorized user?2218credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/credit-faq-s--18913844https://api.spreaker.com/episode/18913844Sun, 25 Aug 2019 23:13:37 +0000The 800 Credit Score ManOn a SPECIAL Sunday edition of THE 800 CREDIT SCORE MAN SHOW! we discuss all things credit. We explore the most frequently asked questions.2242credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/building-credit-from-scratch--18844327https://api.spreaker.com/episode/18844327Sat, 17 Aug 2019 18:43:23 +0000The 800 Credit Score ManHow to build your credit no matter what your credit score is and even if you are one of 45 million people without a credit score at all.2268credit,creditcards,creditscore,facts,podcastfalsefullhttps://www.spreaker.com/episode/leveraging-your-credit--18785679https://api.spreaker.com/episode/18785679Sat, 10 Aug 2019 18:45:18 +0000The 800 Credit Score ManNow that you have increased your credit scores...how can you use them to work for you? Also, what to do when being an authorized user goes bad.2415credit,creditscore,fico,leverage,podcastfalsefullhttps://www.spreaker.com/episode/capital-one-hacked--18716056https://api.spreaker.com/episode/18716056Sat, 03 Aug 2019 18:36:57 +0000The 800 Credit Score ManWe talk about protecting yourself from the hack. 106 million people impacted. How to avoid credit fraud and ID theft. Plus a great QOD.2178capitalone,credit,creditscore,equifaxhack,podcastfalsefullhttps://www.spreaker.com/episode/does-equifax-owe-you-money--18656333https://api.spreaker.com/episode/18656333Sat, 27 Jul 2019 18:33:28 +0000The 800 Credit Score ManToday we discuss the ends and outs of the settlement between the goverment and Equifax. Plus in the Question of the Day I answer: How to pay down your credit card debt to gain the most points possible.2045credit,creditscore,equifax,fico,podcastfalsefullhttps://www.spreaker.com/episode/credit-consequences--18599488https://api.spreaker.com/episode/18599488Sat, 20 Jul 2019 18:25:12 +0000The 800 Credit Score ManToday we discuss how your credit actions or inactions impact your credit scores.2208credit,creditscores,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/congress-in-your-credit--18543223https://api.spreaker.com/episode/18543223Sat, 13 Jul 2019 19:43:26 +0000The 800 Credit Score ManWe discuss the new proposed bill to add rent, utilities, and cell phone payments to your credit reports, credit card usage and when to close them. Plus in the QOD we answer a question about collections2217credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/rebuilding-credit--18419220https://api.spreaker.com/episode/18419220Sat, 29 Jun 2019 18:36:41 +0000The 800 Credit Score ManWe discuss where to start rebuilding your credit, how to and managing expectations.2340collections,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/men-and-credit--18347501https://api.spreaker.com/episode/18347501Sat, 22 Jun 2019 18:36:51 +0000The 800 Credit Score ManToday we focus on men and their credit. How to lead financially with good credit, the importance of credit. We also talk a little about the new Amazon credit card.2626amazon,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/3-year-anniversary-show-top-10-credit-pointers--18145712https://api.spreaker.com/episode/18145712Sat, 01 Jun 2019 18:53:24 +0000The 800 Credit Score Man10 things to help you improve your credit scores, plus who do you pay to get rid of collections in the question of the day.2457anniversary,credit,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/graduation-credit-tips--18074694https://api.spreaker.com/episode/18074694Sat, 25 May 2019 18:29:53 +0000The 800 Credit Score ManTips for high school and college graduates to protect and increase their credit scores.2284credit,creditscore,fico,graduation,podcastfalsefullhttps://www.spreaker.com/episode/credit-bad-where-do-i-start--17764003https://api.spreaker.com/episode/17764003Sat, 27 Apr 2019 18:40:34 +0000The 800 Credit Score ManI give 12 tips on how to turn your credit score situation around. Plus a great question of the day.2426collections,credit,experian,facts,podcastfalsefullhttps://www.spreaker.com/episode/5-pillars-of-credit-quiz--17635015https://api.spreaker.com/episode/17635015Sat, 13 Apr 2019 22:19:33 +0000The 800 Credit Score ManSo many questions and answers. All found in the ebook, 5 Pillars of Credit. Get the book today! Great Question of the Day about authorized users authority.2142credit,creditscore,fico,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/credit-s-30-30-rule--17555621https://api.spreaker.com/episode/17555621Sat, 06 Apr 2019 18:45:06 +0000The 800 Credit Score ManWhat is the 30:30 rule?2136credit,facts,fico,podcast,scorefalsefullhttps://www.spreaker.com/episode/to-refinance-or-not-to-refinance--17483981https://api.spreaker.com/episode/17483981Sat, 30 Mar 2019 18:37:33 +0000The 800 Credit Score ManWe discuss the pros and cons of refinancing your vehicle? What do you mean my car is upside down? How long should you finance a vehicle?2445car,credit,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/dealing-with-collections--17415985https://api.spreaker.com/episode/17415985Sat, 23 Mar 2019 18:25:22 +0000The 800 Credit Score ManWe talk how to handle collections. Whats the difference between "regular" collections and medical collections? Which should I tackle first? Can I negotiate a lower amount and removal?2511collections,credit,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/how-long-does-credit-restoration-repair-take--17345659https://api.spreaker.com/episode/17345659Sat, 16 Mar 2019 19:02:13 +0000The 800 Credit Score ManHow long? What if you filed bankruptcy? 5 Pillars Of Credit, collections, how long does that stay on my credit report, etc.2528credit,creditscore,facts,podcast,repairfalsefullhttps://www.spreaker.com/episode/8-reasons-your-credit-score-could-drop--17274405https://api.spreaker.com/episode/17274405Sat, 09 Mar 2019 19:36:40 +0000The 800 Credit Score ManBIG ANNOUNCEMENT! Why your credit score dropped. Preapproved or prequalifed...is there a difference?2310book,credit,creditscore,facts,podcastfalsefullhttps://www.spreaker.com/episode/best-credit-questions-of-the-week--17204180https://api.spreaker.com/episode/17204180Sat, 02 Mar 2019 19:32:35 +0000The 800 Credit Score ManStudents loans, why is my score different, and what should I do about this collection. Plus much more!2058credit,creditscore,facts,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/5-pillars-of-credit--17127270https://api.spreaker.com/episode/17127270Sat, 23 Feb 2019 19:25:21 +0000The 800 Credit Score ManToday I break down how your credit score is calculated, wrap up the reason why saving can save your credit from last weeks show, and tell you which credit bureau is most important.2238credit,creditscore,facts,fico,podcastfalsefullhttps://www.spreaker.com/episode/protecting-your-credit-by-saving--17062805https://api.spreaker.com/episode/17062805Sat, 16 Feb 2019 19:39:40 +0000The 800 Credit Score ManOptions and advice on saving money to protect your credit. Plus, should I or shouldn't I become and authorized user2439credit,creditscore,money,podcast,savingsfalsefullhttps://www.spreaker.com/episode/improve-your-credit-score-w-o-paying-a-dime--16850240https://api.spreaker.com/episode/16850240Sat, 26 Jan 2019 19:35:25 +0000The 800 Credit Score ManUltraFICO, ExperianBoost, Pay my debt or collections first?2201credit,creditscore,experianboost,podcast,ultraficofalsefullhttps://www.spreaker.com/episode/how-do-tradelines-and-authorized-users-differ--16757230https://api.spreaker.com/episode/16757230Sat, 19 Jan 2019 19:30:48 +0000The 800 Credit Score ManTradelines vs Authorized users and what to do when a collection agency comes calling2128authorizeduser,credit,creditscore,podcast,tradelinesfalsefullhttps://www.spreaker.com/episode/banks-vs-credit-unions-which-is-best-for-you--16695627https://api.spreaker.com/episode/16695627Sat, 12 Jan 2019 19:30:01 +0000The 800 Credit Score ManWe discuss are banks and credit unions the same? What are the differences? Is one better than the other? And we talk about Chexsystem: what is it and how do you get out of it.2283bank,chexsystem,credit,creditunion,podcastfalsefullhttps://www.spreaker.com/episode/2019-experian-boost--16637521https://api.spreaker.com/episode/16637521Sat, 05 Jan 2019 19:36:12 +0000The 800 Credit Score ManWe talk about the NEW Experian "project" to help increase your credit score.2113credit,creditscore,experian,experianboost,podcastfalsefullhttps://www.spreaker.com/episode/looking-toward-the-future-2019-and-your-credit--16589632https://api.spreaker.com/episode/16589632Sat, 29 Dec 2018 19:47:17 +0000The 800 Credit Score Man2018 wrap up and whats to look forward to in 201921202018,2019,credit,creditscore,ultraficofalsefullhttps://www.spreaker.com/episode/charge-cards-vs-credit-cards--16418725https://api.spreaker.com/episode/16418725Sat, 08 Dec 2018 19:25:07 +0000The 800 Credit Score ManWhats the difference between a credit card and a charge card. How does the charge card impact my credit score? Marriott data breach, collection negotiations and more...2023chargecard,collections,credit,creditscore,marriottfalsefullhttps://www.spreaker.com/episode/credit-card-faux-pas--16360377https://api.spreaker.com/episode/16360377Sat, 01 Dec 2018 20:52:15 +0000The 800 Credit Score ManWhat to watch out for with your credit cards. Avoid these credit card mistakes. Tradeline: why?2032credit,creditcard,creditscore,fico,vantagescorefalsefullhttps://www.spreaker.com/episode/7-deadly-credit-sins--16301093https://api.spreaker.com/episode/16301093Sat, 24 Nov 2018 19:30:13 +0000The 800 Credit Score ManWhat to avoid when trying to obtain or maintain a good credit score. Collections: Pay or leave them alone?2065collections,credit,creditscore,mortgage,ultraficofalsefullhttps://www.spreaker.com/episode/protect-your-credit-during-holiday-shopping--16247399https://api.spreaker.com/episode/16247399Sat, 17 Nov 2018 19:42:17 +0000The 800 Credit Score ManRecap of UltraFICO, Vets, Protect your credit from fraud etc. How to get money off collections.2037collections,credit,creditscore,fico,ultraficofalsefullhttps://www.spreaker.com/episode/wth-is-ultrafico--16187144https://api.spreaker.com/episode/16187144Sat, 10 Nov 2018 19:30:49 +0000The 800 Credit Score ManWe discuss the new FICO scoring model and how will it impact your credit scores1922credit,creditscores,experian,fico,ultraficofalsefullhttps://www.spreaker.com/episode/vantagescore-vs-fico-how-are-they-different--16127964https://api.spreaker.com/episode/16127964Sat, 03 Nov 2018 18:47:31 +0000The 800 Credit Score ManI tell you the real reason why your Credit Karma score is different from your FICO score. Plus, how many credit cards is too many or not enough.1942credit,creditcard,creditscore,fico,vantagescorefalsefullhttps://www.spreaker.com/episode/100-credit-facts--16070756https://api.spreaker.com/episode/16070756Sat, 27 Oct 2018 18:25:04 +0000The 800 Credit Score Man100 credit facts on the 100th show! Plus, the results of the piggy bank savings2432100,collections,credit,creditscore,savingsfalsefullhttps://www.spreaker.com/episode/debt-collection-know-your-rights--16010928https://api.spreaker.com/episode/16010928Sat, 20 Oct 2018 18:36:19 +0000The 800 Credit Score ManWe discusss what debt collectors can and cannot do plus your rights under the Fair Debt Collection Practices Act2028collections,credit,creditscores,debt,podcastfalsefullhttps://www.spreaker.com/episode/the-right-and-wrong-way-to-restore-your-credit--15953789https://api.spreaker.com/episode/15953789Sat, 13 Oct 2018 18:25:26 +0000The 800 Credit Score ManCNBC article, credit utilization, my collection story and the right and wrong actions to use to restore your credit2249credit,creditrepair,creditrestoration,creditscore,podcastfalsefullhttps://www.spreaker.com/episode/why-your-credit-card-balances-matter--15896841https://api.spreaker.com/episode/15896841Sat, 06 Oct 2018 18:25:02 +0000The 800 Credit Score ManDebt Utilization, maintaining a good credit score and much more.2007credit,creditcards,creditscore,debt,podcastfalsefullhttps://www.spreaker.com/episode/signs-you-need-credit-restoration--15839053https://api.spreaker.com/episode/15839053Sat, 29 Sep 2018 18:25:03 +0000The 800 Credit Score ManTalking about Credit Card Do's and Don'ts plus the top signs you need help with your credit1854credit,creditcard,creditrepair,creditrestoration,podcastfalsefullhttps://www.spreaker.com/episode/credit-credit-credit--15782677https://api.spreaker.com/episode/15782677Sat, 22 Sep 2018 18:29:55 +0000The 800 Credit Score ManCollections, Credit Basics, and Credit Tips.2015creditscore,debt,fico,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/the-cost-of-credit--15671126https://api.spreaker.com/episode/15671126Sat, 08 Sep 2018 18:25:04 +0000The 800 Credit Score ManHow much does good or bad credit cost you? Real life example of car buying and home buying2101credit,creditscore,disputes,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/steps-to-restoring-your-credit--15621056https://api.spreaker.com/episode/15621056Sat, 01 Sep 2018 18:40:39 +0000The 800 Credit Score ManToday we discuss business credit in the QOD and how to turn your credit score around from A-Z2088collections,credit,creditscore,fico,podcastfalsefullhttps://www.spreaker.com/episode/6-reasons-your-credit-scores-dropped--15520227https://api.spreaker.com/episode/15520227Sat, 18 Aug 2018 18:25:03 +0000The 800 Credit Score ManDiscuss score drops, why were your credit scores in the news this week, and how to get credit without using getting a credit card.2220credit,creditcards,creditscores,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/balance-transfers-how-do-they-affect-your-credit-score--15471692https://api.spreaker.com/episode/15471692Sat, 11 Aug 2018 18:39:03 +0000The 800 Credit Score ManThe ins and outs of balance transfers, debt utilization, first time home buyers etc.2133credit,creditcards,creditscore,mortgage,podcastfalsefullhttps://www.spreaker.com/episode/got-late-payments-how-to-avoid-them-and-what-to-do-about-them--15421035https://api.spreaker.com/episode/15421035Sat, 04 Aug 2018 18:33:01 +0000The 800 Credit Score ManLate payment tips to avoid and get off of your credit report. What to do if your info in on the dark web.2131crediscore,credit,fico,podcast,podcastsfalsefullhttps://www.spreaker.com/episode/where-do-i-go-from-here--15302156https://api.spreaker.com/episode/15302156Sat, 21 Jul 2018 18:25:45 +0000The 800 Credit Score ManDiscuss where to start for improving your credit score as well as how you compare to your peers, how the country compares by region and whats the new average credit score2202collections,credit,creditscore,disputes,podcastfalsefullhttps://www.spreaker.com/episode/good-debt-vs-bad-debt-how-they-impact-your-credit-scores--15256522https://api.spreaker.com/episode/15256522Sat, 14 Jul 2018 18:25:04 +0000The 800 Credit Score ManToday we talk about appreciating assets vs depreciating assets. Their impact on your credit scores and what to do about the law firm that's attempting to collect a debt2136collections,credit,creditscores,debt,podcastfalsefullhttps://www.spreaker.com/episode/repairing-your-credit-once-and-for-all--15210775https://api.spreaker.com/episode/15210775Sat, 07 Jul 2018 18:26:36 +0000The 800 Credit Score ManHow to get the best score and maintain it. Secure cards2354credit,creditscore,fico,podcast,securedcardfalsefullhttps://www.spreaker.com/episode/6-ways-to-improve-your-credit-score--15165941https://api.spreaker.com/episode/15165941Sat, 30 Jun 2018 18:25:04 +0000The 800 Credit Score ManWant to improve your credit score in less than a year? Listen to these 6-7 ways to positively impact your scores.2195credit,creditscores,equifax,fico,transunionfalsefullhttps://www.spreaker.com/episode/questions-answered-from-the-listeners--15007659https://api.spreaker.com/episode/15007659Sat, 09 Jun 2018 18:39:41 +0000The 800 Credit Score ManI answer submitted questions for listeners: collections, mortgages,length of history, etc.2038credit,creditscore,equifax,fico,transunionsfalsefullhttps://www.spreaker.com/episode/credit-facts-2-year-anniversary-show--14955479https://api.spreaker.com/episode/14955479Sat, 02 Jun 2018 18:25:03 +0000The 800 Credit Score ManA lot of different facts about crerdit on todays show: inquiries, credit card balances, child support, THANK YOUs, etc.2084childsupport,credit,creditkarma,creditscore,transunionfalsefullhttps://www.spreaker.com/episode/the-real-scoop-on-vantagescore--14894803https://api.spreaker.com/episode/14894803Sat, 26 May 2018 18:38:48 +0000The 800 Credit Score ManVantageScore vs FICO, Car negotiations1899credit,creditscores,fico,score,vantagescorefalsefullhttps://www.spreaker.com/episode/mysteries-of-credit--14777598https://api.spreaker.com/episode/14777598Sat, 12 May 2018 18:25:04 +0000The 800 Credit Score ManWhy my score changes, industry specific credit scores. When should I apply for a mortgage?2054credit,creditscore,fico,finance,mortgagefalsefullhttps://www.spreaker.com/episode/test-your-knowledge-the-credit-quiz--14712257800@creditscoreman.com]]>https://api.spreaker.com/episode/14712257Sat, 05 May 2018 18:25:04 +0000The 800 Credit Score ManToday is quiz day to see if you have been paying attention. 15 questions and a BONUS. Let me know how you faired. 800@creditscoreman.com800@creditscoreman.com]]>2476credit,creditscore,creditscores,fico,mortgagefalsefullhttps://www.spreaker.com/episode/collections-impact-and-don-t-do-this--14655457https://api.spreaker.com/episode/14655457Sat, 28 Apr 2018 18:25:03 +0000The 800 Credit Score ManCollection impact on your score, drop of 100 points! Credit impact on one ladies life. Don't do this whilw applying for a mortgage.2059collections,credit,creditscore,creditscores,mortgagefalsefullhttps://www.spreaker.com/episode/why-was-i-denied-credit--14539493https://api.spreaker.com/episode/14539493Sat, 14 Apr 2018 18:30:05 +0000The 800 Credit Score ManReasons you were denied and what to do about it. Nonprime mortgage loans-Stay AWAY! Medical collections2201collection,credit,finance,mortgage,nonprimefalsefullhttps://www.spreaker.com/episode/credit-s-impact-on-your-life--14481334https://api.spreaker.com/episode/14481334Sat, 07 Apr 2018 18:45:35 +0000The 800 Credit Score Maninterest rates, jobs, renting apartments, financing homes to appliances, etc.2185credit,creditscore,fico,mortgage,personalfinancefalsefullhttps://www.spreaker.com/episode/3-great-credit-tips--14431047https://api.spreaker.com/episode/14431047Sat, 31 Mar 2018 18:34:24 +0000The 800 Credit Score Manonline vs mail disputes, 100 word statements, debt consolidation 104 points!!1933credit,creditscore,fico,finance,mortgagefalsefullhttps://www.spreaker.com/episode/the-ins-and-outs-of-credit--14375905https://api.spreaker.com/episode/14375905Sat, 24 Mar 2018 18:32:29 +0000The 800 Credit Score ManDiscuss the do's and don'ts of credit.2001800,credit,creditscore,finanace,mortgagefalsefullhttps://www.spreaker.com/episode/spring-cleaning-the-credit-edition--14315050www.annualcreditreport.com and much more...]]>https://api.spreaker.com/episode/14315050Sat, 17 Mar 2018 18:30:05 +0000The 800 Credit Score ManCollections, Decreases in Score, www.annualcreditreport.com and much more...www.annualcreditreport.com and much more...]]>2101collections,credit,creditscore,debt,financefalsefullhttps://www.spreaker.com/episode/credit-and-debt-rid-yourself-of-debt--14252983https://api.spreaker.com/episode/14252983Sat, 10 Mar 2018 19:42:37 +0000The 800 Credit Score ManDebt consolidation, AVALANCHE, SNOWBALL, Balance Transfer, establishing credit at 181875credit,creditscore,debt,fico,mortgagefalsefullhttps://www.spreaker.com/episode/savings-and-credit--14192809https://api.spreaker.com/episode/14192809Sun, 04 Mar 2018 00:49:55 +0000The 800 Credit Score ManHow savings and credit are related. How can saving money help with me credit.2204credit,creditscores,fico,mortgage,savingsfalsefullhttps://www.spreaker.com/episode/credit-card-breakdown-how-do-they-impact-your-score--14134566https://api.spreaker.com/episode/14134566Sat, 24 Feb 2018 19:30:15 +0000The 800 Credit Score ManBank credit cards, Store credit cards, Secured cards and what impact, if any, do they have on your score.2235credit,creditcards,mastercard,securecard,visafalsefullhttps://www.spreaker.com/episode/cpn-s-and-tradelines-legal--14077905https://api.spreaker.com/episode/14077905Sat, 17 Feb 2018 19:30:35 +0000The 800 Credit Score ManWe discuss the legality of CPN's, tradelines and other tactics used to increase your credit scores and the legality of them. Along with some tips to increase your scores the RIGHT way.2307cpn,credit,installment,revolving,tradelinesfalsefullhttps://www.spreaker.com/episode/dispute-it--14020220https://api.spreaker.com/episode/14020220Sat, 10 Feb 2018 19:39:29 +0000The 800 Credit Score ManWhat, where, and how to dispute errors and negative items on your credit report2135collections,credit,creditrepair,dipsute,ficofalsefullhttps://www.spreaker.com/episode/got-credit-questions-get-answers-here--13963753https://api.spreaker.com/episode/13963753Sat, 03 Feb 2018 19:31:46 +0000The 800 Credit Score ManDebt Utilization, collections, what next, taxes and a whole bunch more!2166credit,debt,fico,mortgage,taxesfalsefullhttps://www.spreaker.com/episode/whats-on-my-credit-report-what-to-do-with-my-tax-return--13903010https://api.spreaker.com/episode/13903010Sat, 27 Jan 2018 19:32:21 +0000The 800 Credit Score ManCredit and taxes along with inquiry questions2201credit,fico,mortgage,rent,taxesfalsefullhttps://www.spreaker.com/episode/your-debt-and-your-credit-score--13795384https://api.spreaker.com/episode/13795384Sat, 13 Jan 2018 19:25:04 +0000The 800 Credit Score ManFirst show of the 2018!! Generation X, Boomers etc. Credit scores and tips tips and more tips2114collections,credit,debt,genx,mortgagefalsefullhttps://www.spreaker.com/episode/your-credit-the-year-in-review--13658782https://api.spreaker.com/episode/13658782Sat, 23 Dec 2017 19:38:25 +0000The 800 Credit Score ManDebt utilization, Credit Cards, Collections, Authorized Users, and MUCH MUCH MORE!2104annualcreditreport,credit,debt,fico,mortgagefalsefullhttps://www.spreaker.com/episode/tips-tips-and-more-credit-tips-to-increase-your-score--13605118https://api.spreaker.com/episode/13605118Sat, 16 Dec 2017 19:21:07 +0000The 800 Credit Score ManCollections, bankruptcy removal, payments, and a strategy to increase your credit score.2062bankruptcy,collections,credit,finance,mortgagefalsefullhttps://www.spreaker.com/episode/know-the-credit-game--13546800https://api.spreaker.com/episode/13546800Sat, 09 Dec 2017 19:33:05 +0000The 800 Credit Score ManJudgments, Equifax Hack, Mortgages, Establishing Credit1988collections,credit,equifax,lenders,mortgagefalsefullhttps://www.spreaker.com/episode/how-to-use-debt-consolidation-to-boost-your-score--13491343https://api.spreaker.com/episode/13491343Sat, 02 Dec 2017 19:26:50 +0000The 800 Credit Score ManDebt Consolidation, Balance transfers, Debt Management, collection agencies2167credit,debt,equifax,fico,transunionfalsefullhttps://www.spreaker.com/episode/protect-your-personal-credit-and-how-important-is-your-credit-score--13424484https://api.spreaker.com/episode/13424484Sat, 25 Nov 2017 19:25:03 +0000The 800 Credit Score ManHow to stop hackers from getting your personal information. The factors that determine if you will be approved or denied credit.1986credit,creditscore,fico,monitoring,mortgagefalsefullhttps://www.spreaker.com/episode/how-to-build-credit-without-spending-a-lot-of-money--13364022https://api.spreaker.com/episode/13364022Sat, 18 Nov 2017 19:23:51 +0000The 800 Credit Score ManWays to increase your credit score without spending your cash and how long will it take you to get to an 800 credit score.2369credit,equifax,experian,fico,transunionfalsefullhttps://www.spreaker.com/episode/6-top-tips-to-increase-your-credit-score--13301186https://api.spreaker.com/episode/13301186Sat, 11 Nov 2017 19:31:45 +0000The 800 Credit Score ManSimple tips to increase your score. Why does your credit score fluctuate?2135credit,debt,equifax,fico,mortgagefalsefullhttps://www.spreaker.com/episode/fcra-and-fact-act-why-reviewing-your-credit-report-is-important--13244956https://api.spreaker.com/episode/13244956Sat, 04 Nov 2017 18:33:34 +0000The 800 Credit Score ManFREE Credit Reports, Debt Reduction (Snowball and Avalanche)2191avalanche,credit,fcra,fico,snowballfalsefullhttps://www.spreaker.com/episode/credit-made-plain--13150652https://api.spreaker.com/episode/13150652Sat, 28 Oct 2017 18:33:07 +0000The 800 Credit Score ManCredt Myths and all the insight you need to increase your score2327credit,equifax,fico,mortgage,transunionfalsefullhttps://www.spreaker.com/episode/self-lender-what-is-it-and-does-it-work--13094336https://api.spreaker.com/episode/13094336Sat, 21 Oct 2017 18:30:59 +0000The 800 Credit Score Manthe inside skinny on self lender.2010credit,fico,inquiry,mortgage,selflenderfalsefullhttps://www.spreaker.com/episode/my-favorite-ways-to-increase-your-credit-score--13034513https://api.spreaker.com/episode/13034513Sat, 14 Oct 2017 17:25:02 +0000The 800 Credit Score ManHow your credit score impacts other areas of your life. What factors don't impact your score. Equifax hack.2205collections,credit,equifax,fico,mortgagefalsefullhttps://www.spreaker.com/episode/want-a-800-credit-score-here-s-how--12983255https://api.spreaker.com/episode/12983255Sat, 07 Oct 2017 18:25:04 +0000The 800 Credit Score ManMy personal credit score journey. 7 tips to get you started on your way to an 800 credit score2093800,collections,credit,fico,mortgagefalsefullhttps://www.spreaker.com/episode/credit-simple-and-difficult--12926268https://api.spreaker.com/episode/12926268Sat, 30 Sep 2017 18:25:04 +0000The 800 Credit Score ManHow to get and keep a good credit score. File your disputes NOW!!! Equifax hack impact on your credit score.2089collections,credit,disputes,equifax,mortgagefalsefullhttps://www.spreaker.com/episode/equifax-hack-now-what--12870795https://api.spreaker.com/episode/12870795Sat, 23 Sep 2017 18:25:04 +0000The 800 Credit Score ManWill a debt consolidation loan increase my credit score? Equifax hack, whats going on now. Moveon.org sign the petition Equifax Protection Act2013credit,debt,equifax,fico,loanfalsefullhttps://www.spreaker.com/episode/equifax-data-breach-what-should-you-do--12760256https://api.spreaker.com/episode/12760256Sat, 09 Sep 2017 18:25:04 +0000The 800 Credit Score ManToday's show is all about the Equifax hack. What happened? Who is impacted? What can you do to protect yourself?2130credit,equifax,equifaxbreach,fraud,hackfalsefullhttps://www.spreaker.com/episode/how-to-gain-points-on-your-credit-score-now--12709539https://api.spreaker.com/episode/12709539Sat, 02 Sep 2017 18:25:03 +0000The 800 Credit Score ManDebt Utilization, Credit cards, Collections and more...2300credit,debt,fico,finance,mortgagefalsefullhttps://www.spreaker.com/episode/5-credit-score-pitfalls-to-avoid--12649365https://api.spreaker.com/episode/12649365Sat, 26 Aug 2017 18:25:04 +0000The 800 Credit Score ManHow many points does your credit score drop for late payments, foreclosures, bankruptcies, etc. Collections: Lump sum or make payments?1945bankruptcy,credit,creditscore,fico,financefalsefullhttps://www.spreaker.com/episode/credit-quiz--12608312https://api.spreaker.com/episode/12608312Sat, 19 Aug 2017 18:25:03 +0000The 800 Credit Score ManI quiz you on your knowledge of "credit".2303credit,experian,fico,mortgage,scorefalsefullhttps://www.spreaker.com/episode/www-annualcreditreport-com--12560961https://api.spreaker.com/episode/12560961Sat, 12 Aug 2017 18:25:03 +0000The 800 Credit Score ManWhere to get your credit report for FREE. What should you prepare for when you log on? Why is my credit score different in different places?1980credit,equifax,experian,fico,mortgagefalsefullhttps://www.spreaker.com/episode/credit-formula--12510323https://api.spreaker.com/episode/12510323Sat, 05 Aug 2017 18:25:21 +0000The 800 Credit Score ManThe formula to getting a better credit score. Do trade lines work and are they worth it? Do authorized users work and are they worth it?2210credit,creditcards,experian,fico,mortgagefalsefullhttps://www.spreaker.com/episode/5-actions-to-impact-your-credit-score--12462892https://api.spreaker.com/episode/12462892Sat, 29 Jul 2017 18:25:35 +0000The 800 Credit Score ManClosing accounts, Short sales and Actions to take TODAY to increase your credit score1985credit,creditscore,experian,fico,mortgagefalsefullhttps://www.spreaker.com/episode/credit-facts-and-fallacies--12410600https://api.spreaker.com/episode/12410600Sat, 22 Jul 2017 18:25:29 +0000The 800 Credit Score ManWhy is my score so different on the 3 credit bureaus? The imprtance of accurate info on your credit report. Does being a minority impact my score?2095credit,equifax,experian,fico,mortgagefalsefullhttps://www.spreaker.com/episode/financing-and-credit-tips--12360443https://api.spreaker.com/episode/12360443Sat, 15 Jul 2017 18:25:05 +0000The 800 Credit Score ManHow to negotiate a car deal. Buying vs Leasing. The dealership can do what?!!2221buying,credit,experian,fico,financingfalsefullhttps://www.spreaker.com/episode/financing-and-the-fine-print--12309306https://api.spreaker.com/episode/12309306Sat, 08 Jul 2017 18:45:11 +0000The 800 Credit Score ManHow does financing work with a store? 90 Days Same as Cash Options. Why Credit Matters.1993credit,debt,fico,financing,mortgagefalsefullhttps://www.spreaker.com/episode/removing-charge-offs-from-your-credit-report--12263325https://api.spreaker.com/episode/12263325Sat, 01 Jul 2017 18:25:16 +0000The 800 Credit Score ManWhat is a charge-off? Do I have to pay if the account is charged off? How to get a charge-off deleted? How long does it stay on my credit report? Judgments removed!! Tax liens...GONE!1894charge-off,credit,delete,fico,independencefalsefullhttps://www.spreaker.com/episode/negative-impact-on-your-credit--12204736https://api.spreaker.com/episode/12204736Sat, 24 Jun 2017 18:25:07 +0000The 800 Credit Score ManBudgets, ignoring creditors, paying on time. Paying off loans.2209budget,credit,creditscore,fico,mortgagefalsefullhttps://www.spreaker.com/episode/8-ways-to-positively-impact-your-credit-score--12141081https://api.spreaker.com/episode/12141081Sat, 17 Jun 2017 18:25:13 +0000The 800 Credit Score ManHappy Father's Day! Obtain credit ASAP, Consumer Financial Protection Bureau, Revolving debt vs Installment, Credit Card limts and debt utilization2038cfpb,credit,debt,experian,ficofalsefullhttps://www.spreaker.com/episode/11-ways-to-boost-your-credit-score--12080324https://api.spreaker.com/episode/12080324Sat, 10 Jun 2017 18:25:40 +0000The 800 Credit Score ManCredit card limits, disputes, mortgages, and more1938credit,equifax,fico,mortgage,transunionfalsefullhttps://www.spreaker.com/episode/what-do-lenders-look-for-in-your-application--12026641https://api.spreaker.com/episode/12026641Sat, 03 Jun 2017 18:27:58 +0000The 800 Credit Score ManMortgage lenders, Documents needed, Debt Ratio, Debt utilization1980credit,creditscore,debtration,fico,mortgagefalsefullhttps://www.spreaker.com/episode/how-long-does-that-stay-on-my-credit-report--11970291https://api.spreaker.com/episode/11970291Sat, 27 May 2017 18:25:07 +0000The 800 Credit Score ManDiscuss the time it takes for items to fall off of your credit report. Bankruptcy, repossessions, tax liens, judgments, inquiries, collections, etc.2043bankruptcy,collections,credit,creditscore,memorialdayfalsefullhttps://www.spreaker.com/episode/the-anniversary-show-5-factors-of-your-credit-score--11914515https://api.spreaker.com/episode/11914515Sat, 20 May 2017 18:25:01 +0000The 800 Credit Score Man1 year! We celebrate the start and the future of THE 800 CREDIT SCORE MAN SHOW! We turn the mission into a movement. School is in on the factors that make up your credit score.2443anniversary,credit,creditscore,fico,missionfalsefullhttps://www.spreaker.com/episode/positve-and-negative-impact-on-credit--11857977https://api.spreaker.com/episode/11857977Sat, 13 May 2017 18:25:33 +0000The 800 Credit Score ManI list the positive and negative items that impact your credit. Plus a trick question. Come back next week for the Anniversary show!2081beacon,credit,creditscore,fico,impactfalsefullhttps://www.spreaker.com/episode/10-credit-mistakes-to-avoid--11800788https://api.spreaker.com/episode/11800788Sat, 06 May 2017 18:25:10 +0000The 800 Credit Score Man10 BIGGEST credit mistakes that you make. Do you have maxed out credit cards? Does no debt equal good credit? Procrastionation...2042credit,creditcards,creditscore,fico,mistakesfalsefullhttps://www.spreaker.com/episode/vantagescore-change-ahead--11745177https://api.spreaker.com/episode/11745177Sat, 29 Apr 2017 18:25:21 +0000The 800 Credit Score ManFICO vs Vantage. Whats new? How to get paid collections removed. To close a credit card or not to close...that is the question.2146collections,credit,creditworthiness,fico,vantagescorefalsefullhttps://www.spreaker.com/episode/common-credit-questions--11693395https://api.spreaker.com/episode/11693395Sat, 22 Apr 2017 18:25:23 +0000The 800 Credit Score ManWhat happens if I have a late payment? Why did my credit score go down after getting a new account? Why did my score down after paying off a debt? Does checking my credit report hurt my score?2080credit,creditscore,fico,transunion,whyfalsefullhttps://www.spreaker.com/episode/when-is-it-ok-to-close-a-credit-card--11636612https://api.spreaker.com/episode/11636612Sat, 15 Apr 2017 18:25:10 +0000The 800 Credit Score ManReasons TO close a credit card and reason NOT to close a credit card. Plus: Why did my score drop 30 points?2099credit,creditcard,creditscore,fico,interestfalsefullhttps://www.spreaker.com/episode/new-fico-credit-score-chart--11586117https://api.spreaker.com/episode/11586117Sat, 08 Apr 2017 18:29:19 +0000The 800 Credit Score ManNew Chart for FICO, Charge-offs, and my credit score costs me how much?!!2041800,chargeoff,credit,creditscore,ficofalsefullhttps://www.spreaker.com/episode/8-ways-to-boost-your-credit-score--11531640https://api.spreaker.com/episode/11531640Sat, 01 Apr 2017 18:25:19 +0000The 800 Credit Score Man609 Letters and 8 ways to increase your credit score along with whats a charge-off2041609,charge-off,credit,creditscore,ficofalsefullhttps://www.spreaker.com/episode/positive-credit-score-changes--11478260https://api.spreaker.com/episode/11478260Sat, 25 Mar 2017 18:25:38 +0000The 800 Credit Score ManNew information about how changes positively effect your credit score. What happens when you lock in your mortgage rate? Increased score during the mortgage process, do I get a better rate?2040changes,credit,fico,july1,scorefalsefullhttps://www.spreaker.com/episode/raise-your-credit-score-by-doing-nothing--11420982https://api.spreaker.com/episode/11420982Sat, 18 Mar 2017 18:25:16 +0000The 800 Credit Score ManFederal Reserve rate hike and how it effects your credit score. Who do you contact first, your lender or your credit restoration company? New, positive info for your credit score increase.2007credit,creditscore,federalreserve,fico,mortgagefalsefullhttps://www.spreaker.com/episode/collection-negotiation-now--11363734https://api.spreaker.com/episode/11363734Sat, 11 Mar 2017 19:25:09 +0000The 800 Credit Score ManI give you the script to negotiating with a collection agency. And we discuss how long does credit restoration take1885collections,credit,experian,fico,transunionfalsefullhttps://www.spreaker.com/episode/free-fico-score--11311349https://api.spreaker.com/episode/11311349Sat, 04 Mar 2017 19:25:05 +0000The 800 Credit Score ManWhy are so many places offering a FREE FICO score? How to monitor your own credit for FREE. Where to get a FREE Experian credit report. Tribute to Chrissy King!1683chrissyking,credit,creditscore,fico,freefalsefullhttps://www.spreaker.com/episode/credit-conversation-with-clients--11131523https://api.spreaker.com/episode/11131523Sat, 25 Feb 2017 19:25:35 +0000The 800 Credit Score ManHow long does it take to RESTORE my credit? When can I buy a house? What's worse, a collection or late payment?2022credit,creditscore,fico,goodcredit,restorefalsefullhttps://www.spreaker.com/episode/credit-letters-for-your-credit-report--10913072https://api.spreaker.com/episode/10913072Sat, 18 Feb 2017 19:25:17 +0000The 800 Credit Score ManGoodwill Letter, Statement of Explanation, Dispute Letter. 8 sentences or less! Why do you lose points for inquiries?1923credit,creditscores,dispute,fico,goodwillfalsefullhttps://www.spreaker.com/episode/non-traditional-credit-accounts--10731486https://api.spreaker.com/episode/10731486Sat, 11 Feb 2017 19:25:33 +0000The 800 Credit Score ManAdding your rental payments to your credit report. Why you need good credit, even if your home and auto are paid for.2032collections,credit,creditscore,fico,rentfalsefullhttps://www.spreaker.com/episode/credit-do-s-and-don-ts--10530523https://api.spreaker.com/episode/10530523Sat, 04 Feb 2017 19:25:32 +0000The 800 Credit Score ManDIscussion of what to do and what not to do regarding your credit reports and scores.2039credit,creditors,creditscore,do'sanddon'ts,ficofalsefullhttps://www.spreaker.com/episode/so-what-s-the-scenario--10405394https://api.spreaker.com/episode/10405394Sat, 28 Jan 2017 19:25:27 +0000The 800 Credit Score ManI give 3 credit profiles and tell you exactly how to increase your credit score for that scenario.2041800creditscoreman,badcredit,creditscore,fico,goodcreditfalsefullhttps://www.spreaker.com/episode/cosigners-and-authorized-users-how-they-affect-your-credit-scores--10357188https://api.spreaker.com/episode/10357188Sat, 21 Jan 2017 19:18:45 +0000The 800 Credit Score ManToday I provide tips on how to protect your credit if you are a cosigner, what's the difference between a cosigner and and authorized user plus benefits of becoming an authorized user. Question of the Day deals with what to do if you don't get your...1950aka,authorizedusers,creditscores,fico,zphibfalsefullhttps://www.spreaker.com/episode/how-to-increase-your-credit-score--10306556https://api.spreaker.com/episode/10306556Sat, 14 Jan 2017 19:25:11 +0000The 800 Credit Score ManI give examples how to maintain and increase your credit score by establishing and using accounts. Plus a controversial tactic.1900bankruptcy,credit,creditbuilderloan,creditscoreincrease,securedcardfalsefullhttps://www.spreaker.com/episode/2016-it-s-a-wrap--10257438https://api.spreaker.com/episode/10257438Sat, 07 Jan 2017 19:25:19 +0000The 800 Credit Score Man2016 in Review: Credit basics, collections, FREE reports, Debt Utilization, what hurts your score worse and much much more...2010collections,credit,creditscore,debtutilization,ficofalsefullhttps://www.spreaker.com/episode/your-credit-questions-answered--10214866https://api.spreaker.com/episode/10214866Sat, 31 Dec 2016 19:25:29 +0000The 800 Credit Score ManWhere to start to clean up your credit, medical collections clarified, authorized signers, disputing inquiries, increasing your score by 60 points with one credit move and much more!2058collections,credit,disputes,fico,questionsfalsefullhttps://www.spreaker.com/episode/debt-reduction-time-and-credit--10122747https://api.spreaker.com/episode/10122747Sat, 17 Dec 2016 19:25:36 +0000The 800 Credit Score ManHow does TIME help or hurt your credit score. How to reduce your debt AND raise your credit score at the same time.1968credit,debt,reduction,score,timefalsefullhttps://www.spreaker.com/episode/3-major-factors-that-affect-your-credit-score--10078702https://api.spreaker.com/episode/10078702Sat, 10 Dec 2016 19:25:12 +0000The 800 Credit Score ManI talk about F.E.A.R., Discipline, Knowledge and what people with good credit scores have in common2041credit,discipline,fear,knowledge,scorefalsefullhttps://www.spreaker.com/episode/why-does-your-credit-score-fluctuate--10028809https://api.spreaker.com/episode/10028809Sat, 03 Dec 2016 19:25:27 +0000The 800 Credit Score ManWhat causes your credit score to go down? Revolving Credit, Aging of accounts, FICO Formula Changes, and Score Card Hopping1950credit,creditscore,debtutilization,fluctuations,restorationfalsefullhttps://www.spreaker.com/episode/tips-galore-credit-score-increase--9971817https://api.spreaker.com/episode/9971817Sat, 26 Nov 2016 19:25:00 +0000The 800 Credit Score Man2017 CREDIT SCORE COME BACK. I give tips on how to increase your credit score, lower your interest rates and save $.1983cars,credit,money,score,tipsfalsefullhttps://www.spreaker.com/episode/change-is-here--9913532https://api.spreaker.com/episode/9913532Sat, 19 Nov 2016 19:25:41 +0000The 800 Credit Score ManPositive change at the credit bureaus: Disputes, Collections, Fines, Medical Debt. Stuck at the same credit score for far too long? I give tips on how to "move the needle."1950collections,credit,debts,disputes,scorefalsefullhttps://www.spreaker.com/episode/what-should-i-do-if-i-have-a-late-payment--9860074https://api.spreaker.com/episode/9860074Sat, 12 Nov 2016 19:25:32 +0000The 800 Credit Score ManHow to stop late payments from going on your credit report; How much wil my score drop if I have a late payment?; Change HAS Come regarding medical collections;1905credit,late,medical,payments,scorefalsefullhttps://www.spreaker.com/episode/what-where-and-how-to-dispute-items-on-your-credit-report--9806227https://api.spreaker.com/episode/9806227Sat, 05 Nov 2016 18:25:35 +0000The 800 Credit Score ManInfo on where to send your disputes, how to contact the credit bureau via web, phone and snail mail. Your RIGHTS regarding disputing information on your credit report.1861credit,dispute,reports,rights,scorefalsefullhttps://www.spreaker.com/episode/what-s-on-your-credit-report--9752192https://api.spreaker.com/episode/9752192Sat, 29 Oct 2016 18:25:17 +0000The 800 Credit Score ManDetails on whats actually on your credit report and whats NOT. How to get a FREE credit report and What to look for to protect yourself from fraud.202810years,credit,free,report,scorefalsefullhttps://www.spreaker.com/episode/is-my-spouse-dragging-down-my-credit-score--9699706https://api.spreaker.com/episode/9699706Sat, 22 Oct 2016 18:26:51 +0000The 800 Credit Score ManCombined credit accounts, mortgage qualifications, What's mine is yours and what's yours is mine. 700 score or less-gets no date!1830credit,excellent,mortgage,score,spousefalsefullhttps://www.spreaker.com/episode/7-ways-to-re-establish-your-credit--9635742https://api.spreaker.com/episode/9635742Sat, 15 Oct 2016 18:25:42 +0000The 800 Credit Score ManWe discuss how to establish, re-establish, restore, revitalze YOUR credit. Whether you are a millennial, gen x or gen y. Even if you have filed bankruptcy.1871authorizedsigner,cosigner,credit,establish,scorefalsefullhttps://www.spreaker.com/episode/myths-lies-and-untruths-about-your-credit-report--9595498https://api.spreaker.com/episode/9595498Sat, 08 Oct 2016 16:38:16 +0000The 800 Credit Score ManCommon myths dispeled about whats on or effects your credit scores1878credit,dispeled,lies,myths,scoresfalsefullhttps://www.spreaker.com/episode/credit-matters--9541543https://api.spreaker.com/episode/9541543Sat, 01 Oct 2016 18:25:24 +0000The 800 Credit Score ManHow much money is your bad credit costing you? Real life examples of the money you are losing.1865credit,repair,report,restoration,scorefalsefullhttps://www.spreaker.com/episode/collections-how-to-handle--9477181https://api.spreaker.com/episode/9477181Sat, 24 Sep 2016 18:30:00 +0000The 800 Credit Score ManLearn how collection companies work and how to negotiate with them for less than the amount owed and for removal from your credit reports.1880collections,credit,negotiate,remove,scorefalsefullhttps://www.spreaker.com/episode/the-breakdown-how-your-credit-score-is-calculated--9423408https://api.spreaker.com/episode/9423408Sat, 17 Sep 2016 18:30:09 +0000The 800 Credit Score ManThe 5 criteria that make up your credit score and what to do to re-establish credit1861calculate,credit,excellent,re-establish,scorefalsefullhttps://www.spreaker.com/episode/credit-score-basics--9376271https://api.spreaker.com/episode/9376271Sat, 10 Sep 2016 18:30:16 +0000The 800 Credit Score ManIntroduction to credit scores. What's a good score? Where can you get a FREE credit report?1861credit,fico,finance,increase,scorefalsefull